Entegra Financial (ENFC) 10-Q7 Aug 192019 Q2 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
Document and Entity Information - shares	Jun. 30, 2019	Aug. 04, 2019
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2019
Current Fiscal Year End Date	--12-31
Entity File Number	001-35302
Entity Registrant Name	Entegra Financial Corp.
Entity Central Index Key	0001522327
Entity Tax Identification Number	45-2460660
Entity Incorporation, State or Country Code	NC
Entity Address, Address Line One	14 One Center Court
Entity Address, Address Line Two	Franklin
Entity Address, City or Town	North Carolina
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28734
City Area Code	828
Local Phone Number	524-7000
Trading Symbol	ENFC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	true
Elected Not To Use the Extended Transition Period	false
Entity Common Stock, Shares Outstanding		6,922,564
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2019
Title of Twelve (b) Security	Common Stock, no par value per share

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 14,121	$ 15,409
Interest-earning deposits	73,801	53,710
Cash and cash equivalents	87,922	69,119
Investments - equity securities	6,967	6,178
Investments - available for sale	354,595	359,738
Other investments, at cost	11,752	12,039
Loans held for sale (includes $3,574 and $2,431 at fair value)	11,415	7,570
Loans receivable,net	1,087,419	1,076,069
Allowance for loan losses	(12,194)	(11,985)
Fixed assets, net	25,729	26,385
Real estate owned	2,959	2,493
Accrued interest receivable	6,730	6,443
Bank owned life insurance	32,272	32,886
Small Business Investment Company Holdings, at cost	4,632	3,839
Net deferred tax asset	3,956	7,551
Loan servicing rights	2,563	2,837
Goodwill	23,903	23,903
Core deposit intangible	3,231	3,577
Other assets	10,358	7,799
Total assets	1,664,209	1,636,441
Liabilities:
Core deposits	848,188	795,261
Retail certificates of deposit	322,964	349,971
Wholesale deposits	75,681	76,008
Federal Home Loan Bank advances	205,500	213,500
Junior subordinated notes	14,433	14,433
Other borrowings	4,386	9,299
Post employment benefits	9,344	9,305
Accrued interest payable	1,543	1,647
Other liabilities	5,220	4,145
Total liabilities	1,487,259	1,473,569
Commitments and contingencies
Shareholders' Equity:
Preferred stock - no par value, 10,000,000 shares authorized; none issued and outstanding
Common stock - no par value, 50,000,000 shares authorized; 6,922,564 and 6,917,703 shares issued and outstanding as of June 30, 2019 and December 31, 2018, respectively
Common stock held by Rabbi Trust, at cost; 17,672 shares at June 30, 2019 and December 31, 2018	(379)	(379)
Additional paid in capital	74,576	74,051
Retained earnings	98,603	92,624
Accumulated other comprehensive loss	4,150	(3,424)
Total shareholders' equity	176,950	162,872
Total liabilities and shareholders' equity	$ 1,664,209	$ 1,636,441

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Loans at fair value	$ 3,574	$ 2,431
Preferred stock, par value	$ 0	$ 0
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	6,922,564	6,917,703
Common stock, shares outstanding	6,922,564	6,917,703
Common Stock held by Rabbi Trust	17,672	17,672

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest income:
Interest and fees on loans	$ 13,238	$ 12,468	$ 26,154	$ 24,360
Interest on tax exempt loans	104	92	212	184
Taxable securities	1,988	1,557	4,069	3,346
Tax-exempt securities	759	607	1,519	1,157
Interest-earning deposits	484	432	956	781
Other	173	173	378	343
Total interest and dividend income	16,746	15,329	33,288	30,171
Interest expense:
Deposits	3,404	1,827	6,330	3,209
Federal Home Loan Bank advances	1,383	930	2,779	1,750
Junior subordinated notes	142	142	281	280
Other borrowings	97	120	225	229
Interest Expense	5,026	3,019	9,615	5,468
Net interest income	11,720	12,310	23,673	24,703
Provision for loan losses	130	357	246	718
Net interest income after provision for loan losses	11,590	11,953	23,427	23,985
Noninterest income:
Servicing (loss) income, net	(14)	39	75	133
Mortgage banking	341	283	604	522
Gain on sale of SBA loans	17	229	97	290
Loss on sale of investments, net		(508)		(520)
Equity securities gains (losses)	112	45	530	(8)
Service charges on deposit accounts	401	405	799	836
Interchange fees, net	298	271	544	519
Bank owned life insurance	185	194	365	394
Legal settlement income			1,750
Other	228	340	506	548
Total noninterest income	1,568	1,298	5,270	2,714
Noninterest expenses:
Compensation and employee benefits	5,710	5,652	11,730	11,269
Net occupancy	1,084	1,122	2,204	2,214
Federal deposit insurance	141	148	283	427
Professional and advisory	259	333	584	610
Data processing	510	566	1,003	1,075
Marketing and advertising	156	235	435	444
Merger-related expenses	1,584	272	2,934	468
Net cost of operation of real estate owned	23	93	30	143
Other	1,081	1,018	2,083	1,912
Total noninterest expenses	10,548	9,439	21,286	18,562
Income before taxes	2,610	3,812	7,411	8,137
Income tax expense (benefit)	446	725	1,432	1,468
Net income	$ 2,164	$ 3,087	$ 5,979	$ 6,669
Earnings per common share:
Earnings per share - basic	$ 0.31	$ 0.45	$ 0.86	$ 0.97
Earnings per share - diluted	$ 0.31	$ 0.44	$ 0.85	$ 0.95
Weighted average common shares outstanding:
Common shares outstanding - Basic	6,920,709	6,889,743	6,919,745	6,887,838
Common shares outstanding - Diluted	7,050,702	7,037,857	6,997,503	7,033,340

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 2,164	$ 3,087	$ 5,979	$ 6,669
Other comprehensive income (loss):
Change in unrealized holding gains and losses on securities available for sale	5,044	(1,358)	10,434	(5,863)
Reclassification adjustment for securities losses (gains) realized in net income		935		947
Change in unrealized holding gains and losses on cash flow hedge	(287)	8	(446)	210
Reclassification adjustment for cash flow hedge effectiveness	(58)	(142)	(123)	(198)
Other comprehensive income (loss), before tax	4,699	(557)	9,865	(4,904)
Income tax effect related to items of other comprehensive income (loss)	(1,094)	132	(2,291)	1,097
Other comprehensive income (loss), after tax	3,605	(425)	7,574	(3,807)
Comprehensive income	$ 5,769	$ 2,662	$ 13,553	$ 2,862

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Common Stock held by Rabbi Trust	Total
Beginning Balance at Dec. 31, 2017		$ 72,997	$ 78,718	$ (23)	$ (379)	$ 151,313
Beginning Balance (in shares) at Dec. 31, 2017	6,879,191
Net income (loss)			3,582			3,582
Other comprehensive income, net of tax				(3,382)		(3,382)
Stock compensation expense		257				257
Stock options exercised, net of shares surrendered		117				117
Stock options exercised, net of shares surrendered (in shares)	8,081
Vesting of restricted stock units, net shares surrendered		(11)				(11)
Vesting of restricted stock units, net shares surrendered (in shares)	1,143
Cumulative effect of change in accounting principle			(9)	9
Ending Balance at Mar. 31, 2018		73,360	82,291	(3,396)	(379)	151,876
Ending Balance (in shares) at Mar. 31, 2018	6,888,415
Beginning Balance at Dec. 31, 2017		72,997	78,718	(23)	(379)	151,313
Beginning Balance (in shares) at Dec. 31, 2017	6,879,191
Net income (loss)						6,669
Stock compensation expense						515
Cumulative effect of change in accounting principle						9
Ending Balance at Jun. 30, 2018		73,608	85,378	(3,821)	(379)	154,786
Ending Balance (in shares) at Jun. 30, 2018	6,891,672
Beginning Balance at Mar. 31, 2018		73,360	82,291	(3,396)	(379)	151,876
Beginning Balance (in shares) at Mar. 31, 2018	6,888,415
Net income (loss)			3,087			3,087
Other comprehensive income, net of tax				(425)		(425)
Stock compensation expense		258				258
Vesting of restricted stock units, net shares surrendered		(10)				(10)
Vesting of restricted stock units, net shares surrendered (in shares)	3,257
Ending Balance at Jun. 30, 2018		73,608	85,378	(3,821)	(379)	154,786
Ending Balance (in shares) at Jun. 30, 2018	6,891,672
Beginning Balance at Dec. 31, 2018		74,051	92,624	(3,424)	(379)	162,872
Beginning Balance (in shares) at Dec. 31, 2018	6,917,703
Net income (loss)			3,815			3,815
Other comprehensive income, net of tax				3,969		3,969
Stock compensation expense		290				290
Vesting of restricted stock units, net shares surrendered		(21)				(21)
Vesting of restricted stock units, net shares surrendered (in shares)	1,509
Ending Balance at Mar. 31, 2019		74,320	96,439	545	(379)	170,925
Ending Balance (in shares) at Mar. 31, 2019	6,919,212
Beginning Balance at Dec. 31, 2018		74,051	92,624	(3,424)	(379)	162,872
Beginning Balance (in shares) at Dec. 31, 2018	6,917,703
Net income (loss)						5,979
Stock compensation expense						580
Ending Balance at Jun. 30, 2019		74,576	98,603	4,150	(379)	176,950
Ending Balance (in shares) at Jun. 30, 2019	6,922,564
Beginning Balance at Mar. 31, 2019		74,320	96,439	545	(379)	170,925
Beginning Balance (in shares) at Mar. 31, 2019	6,919,212
Net income (loss)			2,164			2,164
Other comprehensive income, net of tax				3,605		3,605
Stock compensation expense		290				290
Stock options exercised, net of shares surrendered		(10)				(10)
Stock options exercised, net of shares surrendered (in shares)	553
Vesting of restricted stock units, net shares surrendered		(24)				(24)
Vesting of restricted stock units, net shares surrendered (in shares)	2,799
Ending Balance at Jun. 30, 2019		$ 74,576	$ 98,603	$ 4,150	$ (379)	$ 176,950
Ending Balance (in shares) at Jun. 30, 2019	6,922,564

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities:
Net income	$ 5,979	$ 6,669
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation, amortization and accretion	647	(417)
Investment amortization, net	1,672	1,828
Equity securities losses (gains)	(529)	8
Provision for loan losses	246	718
Provision for real estate owned		83
Share-based compensation expense	580	515
Deferred tax expense	1,265	1,407
Loss on sales of investments		520
Income on bank owned life insurance, net	(365)	(394)
Mortgage banking income, net	(604)	(522)
Gain on sales of SBA loans	(97)	(290)
Gain on sale of fixed assets	(10)
Net realized gain on sale of real estate owned	(6)	(17)
Loans originated for sale	(22,518)	(24,011)
Proceeds from sale of loans originated for sale	19,374	23,554
Net change in operating assets and liabilities:
Accrued interest receivable	(287)	(301)
Loan servicing rights	274	71
Other assets	(3,164)	(3,139)
Postemployment benefits	39	(233)
Accrued interest payable	(103)	63
Other liabilities	718	(6,826)
Net cash provided by (used in) operating activities	3,111	(714)
Activity for investment securities:
Purchases		(78,053)
Maturities/calls and principal repayments	13,906	24,251
Sales		55,601
Proceeds from sale of Visa Class B restricted shares		427
Net increase in loans	(11,655)	(46,882)
Proceeds from sale of real estate owned	43	395
Proceeds from settlement of BOLI policies	1,115
Proceeds from sale of fixed assets	100
Purchase of fixed assets	(92)	(1,013)
Purchase of Small Business Investment Company Holdings, at cost	(793)	(46)
Purchase of other investments, at cost		(78)
Redemption of other investments, at cost	286	425
Net cash provided by (used in) investing activities	2,910	(45,400)
Cash flows from financing activities:
Net increase in deposits	24,150	57,530
Net increase in escrow deposits	1,600	1,385
Net (decrease) increase in other borrowings	(4,913)	755
Proceeds from FHLB advances	155,000	195,500
Repayment of FHLB advances	(163,000)	(205,500)
Cash received (paid for shares surrendered) upon exercise of stock options	(10)	117
Cash paid for shares surrendered upon vesting of restricted stock	(45)	(21)
Net cash provided by financing activities	12,782	49,766
Increase in cash and cash equivalents	18,803	3,652
Cash and cash equivalents, beginning of period	69,119	109,467
Cash and cash equivalents, end of period	87,922	113,119
Cash paid during the year for:
Interest on deposits and other borrowings	9,875	5,405
Income taxes	784	3,670
Noncash investing and financing activities:
Real estate acquired in satisfaction of mortgage loans	712	749
Loans originated for disposition of real estate owned	209	54
Investments to be settled		$ 1,162

ORGANIZATION AND BASIS OF PRESE

ORGANIZATION AND BASIS OF PRESENTATION	6 Months Ended
ORGANIZATION AND BASIS OF PRESENTATION	Jun. 30, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
ORGANIZATION AND BASIS OF PRESENTATION	NOTE 1. ORGANIZATION AND BASIS OF PRESENTATION Organization Entegra Financial Corp. (“we,” “us,” “our,” or the “Company”) was incorporated on May 31, 2011 and became the holding company for Entegra Bank (the “Bank”) on September 30, 2014 upon the completion of Macon Bancorp’s merger with and into the Company, pursuant to which Macon Bancorp converted from a mutual to stock form of organization. The Company’s primary operation is its investment in the Bank. The Company also owns 100% of the common stock of Macon Capital Trust I (the “Trust”), a Delaware statutory trust formed in 2003 to facilitate the issuance of trust preferred securities. The Bank is a North Carolina state-chartered commercial bank and has a wholly owned subsidiary, Entegra Services, Inc. (“Entegra Services”), which holds investment securities. The Bank operates as a community-focused retail bank, originating primarily real estate-based mortgage, consumer and commercial loans and accepting deposits from consumers and small businesses. Estimates The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change, in the near term, relate to the determination of the allowance for loan losses, the valuation of acquired loans, separately identifiable intangible assets associated with mergers and acquisitions, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, and the valuation of deferred tax assets. Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank, and Entegra Services. The accounts of the Trust are not consolidated with the Company. In consolidation, all significant intercompany accounts and transactions have been eliminated. Reclassification Certain amounts in the prior year’s financial statements may have been reclassified to conform to the current year’s presentation. The reclassifications had no effect on our results of operations or financial condition as previously reported. Basis of Presentation The accompanying unaudited interim consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles, or GAAP, for interim financial information and with the Securities and Exchange Commission’s (the “SEC”) instructions for Quarterly Reports on Form 10-Q and Article 10 of Regulation S-X under the Securities Act of 1933, as amended. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2018, filed with the SEC on March 14, 2019 (as amended, the “2018 Form 10-K”). In the opinion of management, these interim consolidated financial statements present fairly, in all material respects, the Company’s consolidated financial position and results of operations for each of the interim periods presented. Results of operations for interim periods are not necessarily indicative of the results of operations that may be expected for a full year or any future period. Business Combinations The Company accounts for business combinations under the acquisition method of accounting. Assets acquired and liabilities assumed are measured and recorded at fair value at the date of acquisition, including identifiable intangible assets. If the fair value of net assets purchased exceeds the fair value of consideration paid, a bargain purchase gain is recognized at the date of acquisition. Conversely, if the consideration paid exceeds the fair value of the net assets acquired, goodwill is recognized at the acquisition date. Fair values are subject to refinement for a period not to exceed one year after the closing date of an acquisition as information relative to closing date fair values becomes available. The determination of the fair value of loans acquired takes into account credit quality deterioration and probability of loss; therefore, the related allowance for loan losses is not carried forward. All identifiable intangible assets that are acquired in a business combination are recognized at fair value on the acquisition date. Identifiable intangible assets are recognized separately if they arise from contractual or other legal rights or if they are separable (i.e., capable of being sold, transferred, licensed, rented, or exchanged separately from the entity). Deposit liabilities and the related depositor relationship intangible assets may be exchanged in observable exchange transactions. As a result, the depositor relationship intangible asset is considered identifiable, because the separability criterion has been met. In addition, acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Recent Accounting Standards Updates Accounting Standards Update (“ASU”) 2016-02, “Leases (Topic 842).” In June 2016, the Financial Accounting Standards Board (“FASB”) issued amendments to ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

INVESTMENT SECURITIES

INVESTMENT SECURITIES	6 Months Ended
INVESTMENT SECURITIES	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	NOTE 2. INVESTMENT SECURITIES The following table presents the holdings of our equity securities as of June 30, 2019 and December 31, 2018: June 30, December 31, 2019 2018 (Dollars in thousands) Mutual funds $ 6,967 $ 6,178 Equity securities with a fair value of $6.3 million as of June 30, 2019 are held in a Rabbi Trust and seek to generate returns that will fund the cost of certain deferred compensation agreements. Equity securities with a fair value of $0.6 million as of June 30, 2019 are in a mutual fund that qualifies under the Community Reinvestment Act (“CRA”) as CRA activity. There were gains on equity securities of $0.1 million and $0.5 million for the three and six months ended June 30, 2019, respectively. There were gains on equity securities of $45 thousand and losses of $8 thousand for the three and six months ended June 30, 2018, respectively. The amortized cost and estimated fair values of available-for-sale (“AFS”) investment securities as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) U.S. Treasury & Government Agencies $ 33,714 $ 186 $ (240 ) $ 33,660 Municipal Securities 114,570 4,509 (27 ) 119,052 Mortgage-backed Securities - Guaranteed 77,890 621 (802 ) 77,709 Collateralized Mortgage Obligations - Guaranteed 21,803 267 (120 ) 21,950 Collateralized Mortgage Obligations - Non Guaranteed 65,355 1,321 (29 ) 66,647 Collateralized Loan Obligations 15,515 — (291 ) 15,224 Corporate bonds 19,904 482 (33 ) 20,353 $ 348,751 $ 7,386 $ (1,542 ) $ 354,595 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) U.S. Treasury & Government Agencies $ 34,068 $ 74 $ (152 ) $ 33,990 Municipal Securities 115,860 209 (1,667 ) 114,402 Mortgage-backed Securities - Guaranteed 86,664 98 (1,578 ) 85,184 Collateralized Mortgage Obligation - Guaranteed 22,492 47 (650 ) 21,889 Collateralized Mortgage Obligation - Non Guaranteed 69,774 125 (728 ) 69,171 Collateralized Loan Obligations 15,534 1 (458 ) 15,077 Corporate bonds 19,936 232 (143 ) 20,025 $ 364,328 $ 786 $ (5,376 ) $ 359,738 Information pertaining to the fair value of AFS investment securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: June 30, 2019 Less Than 12 Months More Than 12 Months Total Fair Unrealized Losses Fair Unrealized Losses Fair Unrealized Losses (Dollars in thousands) Available-for-Sale: U.S. Treasury & Government Agencies $ 20,410 $ 204 $ 3,334 $ 36 $ 23,744 $ 240 Municipal Securities — — 3,203 27 3,203 27 Mortgage-backed Securities - Guaranteed 4,298 11 41,804 791 46,102 802 Collateralized Mortgage Obligations - Guaranteed — — 9,309 120 9,309 120 Collateralized Mortgage Obligations - Non Guaranteed 4,908 22 4,428 7 9,336 29 Collateralized Loan Obligations 7,883 131 7,341 160 15,224 291 Corporate Bonds — — 2,120 33 2,120 33 $ 37,499 $ 368 $ 71,539 $ 1,174 $ 109,038 $ 1,542 December 31, 2018 Less Than 12 Months More Than 12 Months Total Fair Unrealized Losses Fair Unrealized Losses Fair Value Unrealized Losses (Dollars in thousands) Available-for-Sale: U.S. Treasury & Government Agencies $ 23,423 $ 152 $ — $ — $ 23,423 $ 152 Municipal Securities 33,028 421 56,153 1,246 89,181 1,667 Mortgage-backed Securities - Guaranteed 27,692 370 45,619 1,208 73,311 1,578 Collateralized Mortgage Obligations - Guaranteed 2,042 19 15,294 631 17,336 650 Collateralized Mortgage Obligations - Non Guaranteed 22,383 185 30,471 543 52,854 728 Collateralized loan obligations 11,618 404 1,449 54 13,067 458 Corporate bonds 2,492 45 3,345 98 5,837 143 $ 122,678 $ 1,596 $ 152,331 $ 3,780 $ 275,009 $ 5,376 Information pertaining to the number of securities with unrealized losses is detailed in the table below. The Company believes all unrealized losses as of June 30, 2019 and December 31, 2018 represent temporary impairment. The unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost. June 30, 2019 Less Than More Than Total Available-for-Sale: U.S. Treasury & Government Agencies 13 2 15 Municipal Securities — 4 4 Mortgage-backed Securities - Guaranteed 3 41 44 Collateralized Mortgage Obligations - Guaranteed — 5 5 Collateralized Mortgage Obligations - Non Guaranteed 4 6 10 Collateralized loan obligation 4 4 8 Corporate bonds — 2 2 24 64 88 December 31, 2018 Less Than More Than Total Available-for-Sale: U.S. Treasury & Government Agencies 14 — 14 Municipal Securities 31 52 83 Mortgage-backed Securities - Guaranteed 21 43 64 Collateralized Mortgage Obligations - Guaranteed 1 8 9 Collateralized Mortgage Obligations - Non Guaranteed 12 22 34 Collateralized loan obligation 6 1 7 Corporate bonds 3 4 7 88 130 218 The Company received proceeds from sales of investment securities classified as AFS and corresponding gross realized gains and losses as follows: Three Months Six Months Ended AFS Gross proceeds $ 45,165 $ 55,174 Gross realized gains 56 77 Gross realized losses 991 1,024 Visa Class B Restricted Shares Gross proceeds 427 427 Gross realized gains 427 427 Gross realized losses — — Total Gross proceeds $ 45,592 $ 55,601 Gross realized gains 483 504 Gross realized losses 991 1,024 There were no investment security sales for the three or six months ended June 30, 2019. The Company had securities pledged against deposits and borrowings of approximately $163.2 million and $155.8 million at June 30, 2019 and December 31, 2018, respectively. The amortized cost and estimated fair value of investments in debt securities at June 30, 2019, by contractual maturity, is shown below. Mortgage-backed securities have not been scheduled because expected maturities will differ from contractual maturities when borrowers have the right to prepay the obligations. Available-for-Sale Amortized Fair (Dollars in thousands) Less than 1 year $ 1,984 $ 1,991 Over 1 year through 5 years 5,381 5,580 After 5 years through 10 years 31,084 31,799 Over 10 years 145,254 148,919 183,703 188,289 Mortgage-backed securities 165,048 166,306 Total $ 348,751 $ 354,595

LOANS RECEIVABLE

LOANS RECEIVABLE	6 Months Ended
LOANS RECEIVABLE	Jun. 30, 2019
Receivables [Abstract]
LOANS RECEIVABLE	NOTE 3. LOANS RECEIVABLE Loans receivable as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, December 31, 2019 2018 (Dollars in thousands) Real estate mortgage loans: One-to-four family residential $ 339,089 $ 325,560 Commercial real estate 500,434 498,106 Home equity loans and lines of credit 46,378 48,679 Residential construction 50,046 39,533 Other construction and land 93,496 104,645 Total real estate loans 1,029,443 1,016,523 Commercial and industrial 51,750 54,410 Consumer 6,921 6,842 Total commercial and consumer 58,671 61,252 Loans receivable, gross 1,088,114 1,077,775 Less: Net deferred loan fees (935 ) (1,000 ) Acquired loans fair value discount (789 ) (1,048 ) Hedged loans basis adjustment (See Note 8) 968 245 Unamortized premium 241 333 Unamortized discount (180 ) (236 ) Loans receivable, net of deferred fees $ 1,087,419 $ 1,076,069 The Bank had $267.9 million and $256.1 million of loans pledged as collateral to secure funding availability with the Federal Home Loan Bank of Atlanta (“FHLB”) at June 30, 2019 and December 31, 2018, respectively. The Bank also had $120.8 million and $114.4 million of loans pledged as collateral to secure funding availability with the Federal Reserve Bank (“FRB”) Discount Window at June 30, 2019 and December 31, 2018, respectively. Included in loans receivable and other borrowings at June 30, 2019 are $4.4 million in participated loans that did not qualify for sale accounting. Interest expense on the other borrowings accrues at the same rate as the interest income recognized on the loans receivable, resulting in no effect to net income. The following tables present the activity related to the discount on individually purchased loans for the three and six month periods ended June 30, 2019 and 2018: For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Discount on purchased loans, beginning of period $ 208 $ 681 $ 236 $ 710 Accretion (28 ) (282 ) (56 ) (311 ) Discount on purchased loans, end of period $ 180 $ 399 $ 180 $ 399 The following table presents the activity related to the fair value discount on loans from business combinations for the three and six month periods ended June 30, 2019 and 2018: For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Fair value discount, beginning of period $ 915 $ 1,746 $ 1,048 $ 2,012 Accretion (126 ) (351 ) (259 ) (617 ) Fair value discount, end of period $ 789 $ 1,395 $ 789 $ 1,395

ALLOWANCE FOR LOAN LOSSES

ALLOWANCE FOR LOAN LOSSES	6 Months Ended
ALLOWANCE FOR LOAN LOSSES	Jun. 30, 2019
Receivables [Abstract]
ALLOWANCE FOR LOAN LOSSES	NOTE 4. ALLOWANCE FOR LOAN LOSSES The following tables present, by portfolio segment, the changes in the allowance for loan losses for the periods indicated: Three Months Ended June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,959 $ 5,074 $ 606 $ 520 $ 1,216 $ 596 $ 72 $ 12,043 Provision 20 282 (211 ) 47 (79 ) (2 ) 73 130 Charge-offs — (92 ) — — (1 ) — (67 ) (160 ) Recoveries — — 126 — 7 2 46 181 Ending balance $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Three Months Ended June 30, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,770 $ 4,561 $ 575 $ 453 $ 1,108 $ 636 $ 64 $ 11,167 Provision 1 341 (26 ) — 31 28 (18 ) 357 Charge-offs — — — — — (34 ) (29 ) (63 ) Recoveries 1 — 3 — 7 3 50 64 Ending balance $ 3,772 $ 4,902 $ 552 $ 453 $ 1,146 $ 633 $ 67 $ 11,525 Six Months Ended June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,909 $ 5,130 $ 560 $ 452 $ 1,250 $ 608 $ 76 $ 11,985 Provision 54 170 44 115 (121 ) 41 (57 ) 246 Charge-offs (4 ) (92 ) (209 ) — (1 ) (59 ) (93 ) (458 ) Recoveries 20 56 126 — 15 6 198 421 Ending balance $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Six Months Ended June 30, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 4,018 $ 4,364 $ 616 $ 303 $ 1,025 $ 503 $ 58 $ 10,887 Provision (150 ) 570 (47 ) 150 94 156 (55 ) 718 Charge-offs (110 ) (35 ) (41 ) — — (34 ) (58 ) (278 ) Recoveries 14 3 24 — 27 8 122 198 Ending balance $ 3,772 $ 4,902 $ 552 $ 453 $ 1,146 $ 633 $ 67 $ 11,525 The following tables present, by portfolio segment and reserving methodology, the allocation of the allowance for loan losses and the net investment in loans for the periods indicated: June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Allowance for loan losses Individually evaluated for impairment $ 40 $ 21 $ — $ — $ 42 $ 4 $ — $ 107 Collectively evaluated for impairment 3,939 5,243 521 567 1,101 592 124 12,087 $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Loans Receivable Individually evaluated for impairment $ 2,491 $ 5,053 $ 283 $ — $ 1,336 $ 267 $ — $ 9,430 Collectively evaluated for impairment 337,468 493,904 46,257 49,564 92,014 51,761 7,021 1,077,989 $ 339,959 $ 498,957 $ 46,540 $ 49,564 $ 93,350 $ 52,028 $ 7,021 $ 1,087,419 December 31, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Allowance for loan losses Individually evaluated for impairment $ 79 $ 27 $ — $ — $ 54 $ 7 $ — $ 167 Collectively evaluated for impairment 3,830 5,103 560 452 1,196 601 76 11,818 $ 3,909 $ 5,130 $ 560 $ 452 $ 1,250 $ 608 $ 76 $ 11,985 Loans Receivable Individually evaluated for impairment $ 2,900 $ 6,019 $ 313 $ — $ 1,377 $ 276 $ — $ 10,885 Collectively evaluated for impairment 322,255 490,530 48,512 39,488 103,087 54,367 6,945 1,065,184 $ 325,155 $ 496,549 $ 48,825 $ 39,488 $ 104,464 $ 54,643 $ 6,945 $ 1,076,069 Portfolio Quality Indicators The Company’s loan portfolio grading analysis estimates the capability of the borrower to repay the contractual obligations of the loan agreements as scheduled. The Company’s internal credit risk grading system is based on experiences with similarly graded loans, industry best practices, and regulatory guidance. Credit risk grades are refreshed each quarter, at which time management analyzes the resulting information, as well as other external statistics and factors, to track loan performance. The Company’s internally assigned grades pursuant to the Board-approved lending policy are as follows: Pass (1-5) – Acceptable loans with any identifiable weaknesses appropriately mitigated. Special Mention (6) – Potential weakness or identifiable weakness present without appropriate mitigating factors; however, loan continues to perform satisfactorily with no material delinquency noted. This may include some deterioration in repayment capacity and/or loan-to-value of securing collateral. Substandard (7) – Significant weakness that remains unmitigated, most likely due to diminished repayment capacity, serious delinquency, and/or marginal performance based upon restructured loan terms. Doubtful (8) – Significant weakness that remains unmitigated and collection in full is highly questionable or improbable. Loss (9) – Collectability is unlikely resulting in immediate charge-off. Description of Segment and Class Risks Each of our portfolio segments and the classes within those segments are subject to risks that could have an adverse impact on the credit quality of our loan portfolio. Management has identified the most significant risks as described below which are generally similar among our segments and classes. While the list is not exhaustive, it provides a description of the risks that management has determined are the most significant. One-to-four family residential We centrally underwrite each of our one-to-four family residential loans using credit scoring and analytical tools consistent with the Board-approved lending policy and internal procedures based upon industry best practices and regulatory directives. Loans to be sold to secondary market investors must also adhere to investor guidelines. We also evaluate the value and marketability of that collateral. Common risks to each class of non-commercial loans, including one-to-four family residential, include risks that are not specific to individual transactions such as general economic conditions within our markets, particularly unemployment and potential declines in real estate values. Personal events such as death, disability or change in marital status also add risk to non-commercial loans. Commercial real estate Commercial mortgage loans are primarily dependent on the ability of our customers to achieve business results consistent with those projected at loan origination resulting in cash flow sufficient to service the debt. To the extent that a customer’s business results are significantly unfavorable versus the original projections, the ability for our loan to be serviced on a basis consistent with the contractual terms may be at risk. While these loans are secured by real property and possibly other business assets such as inventory or accounts receivable, it is possible that the liquidation of the collateral will not fully satisfy the obligation. Other commercial real estate loans consist primarily of loans secured by multifamily housing and agricultural loans. The primary risk associated with multifamily loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. High unemployment or generally weak economic conditions may result in our customer having to provide rental rate concessions to achieve adequate occupancy rates. The performance of agricultural loans are highly dependent on favorable weather, reasonable costs for seed and fertilizer, and the ability to successfully market the product at a profitable margin. The demand for these products is also dependent on macroeconomic conditions that are beyond the control of the borrower. Home equity and lines of credit Home equity loans are often secured by first or second liens on residential real estate, thereby making such loans particularly susceptible to declining collateral values. A substantial decline in collateral value could render our second lien position to be effectively unsecured. Additional risks include lien perfection inaccuracies and disputes with first lien holders that may further weaken our collateral position. Further, the open-end structure of these loans creates the risk that customers may draw on the lines in excess of the collateral value if there have been significant declines since origination. Residential construction and other construction and land Residential mortgage construction loans are typically secured by undeveloped or partially developed land with funds to be disbursed as home construction is completed, contingent upon receipt and satisfactory review of invoices and inspections. Declines in real estate values can result in residential mortgage loan borrowers having debt levels in excess of the collateral’s current market value. Non-commercial construction and land development loans can experience delays in completion and/or cost overruns that exceed the borrower’s financial ability to complete the project. Cost overruns can result in foreclosure of partially completed collateral with unrealized value and diminished marketability. Commercial construction and land development loans are dependent on the supply and demand for commercial real estate in the markets we serve as well as the demand for newly constructed residential homes and building lots. Deterioration in demand could result in significant decreases in the underlying collateral values and make repayment of the outstanding loans more difficult for our customers. Commercial We centrally underwrite each of our commercial loans based primarily upon the customer’s ability to generate the required cash flow to service the debt in accordance with the contractual terms and conditions of the loan agreement. We strive to gain a complete understanding of our borrower’s businesses including the experience and background of the principals of such businesses. To the extent that the loan is secured by collateral, which is a predominant feature of the majority of our commercial loans, or other assets including accounts receivable and inventory, we gain an understanding of the likely value of the collateral and what level of strength it brings to the loan transaction. To the extent that the principals or other parties are obligated under the note or guaranty agreements, we analyze the relative financial strength and liquidity of each guarantor. Common risks to each class of commercial loans include risks that are not specific to individual transactions such as general economic conditions within our markets, as well as risks that are specific to each transaction including volatility or seasonality of cash flows, changing demand for products and services, personal events such as death, disability or change in marital status, and reductions in the value of our collateral. Consumer The consumer loan portfolio includes loans secured by personal property such as automobiles, marketable securities, other titled recreational vehicles, including boats and motorcycles, as well as unsecured consumer debt. The value of underlying collateral within this class is especially volatile due to potential rapid depreciation in values since the date of loan origination in excess of principal repayment. The following tables present the recorded investment in gross loans by loan grade as of the dates indicated: June 30, 2019 Loan Grade One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) 1 $ 942 $ 4,451 $ — $ — $ — $ 827 $ 4 $ 6,224 2 — 10,349 — — — 878 — 11,227 3 31,279 90,109 4,366 11,332 15,994 15,623 17 168,720 4 134,491 289,514 3,637 24,495 47,931 21,482 493 522,043 5 25,418 84,396 836 2,215 16,665 12,028 4 141,562 6 314 9,853 — 1 1,265 542 — 11,975 7 637 4,269 — — 183 376 — 5,465 $ 193,081 $ 492,941 $ 8,839 $ 38,043 $ 82,038 $ 51,756 $ 518 $ 867,216 Ungraded Loan Exposure: Performing $ 146,376 $ 5,997 $ 37,578 $ 11,521 $ 11,311 $ 272 $ 6,503 $ 219,558 Nonperforming 502 19 123 — 1 — — 645 Subtotal $ 146,878 $ 6,016 $ 37,701 $ 11,521 $ 11,312 $ 272 $ 6,503 $ 220,203 Total $ 339,959 $ 498,957 $ 46,540 $ 49,564 $ 93,350 $ 52,028 $ 7,021 $ 1,087,419 December 31, 2018 Loan Grade One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) 1 $ — $ 7,569 $ — $ — $ — $ 1,264 $ 7 $ 8,840 2 — 7,860 — — — 20 — 7,880 3 31,623 87,756 5,212 9,365 12,111 15,685 264 162,016 4 121,688 280,630 4,014 18,358 61,646 22,374 245 508,955 5 24,738 88,698 615 3,404 17,630 12,307 5 147,397 6 321 7,867 — 1 1,303 495 — 9,987 7 674 5,725 — — 376 487 — 7,262 $ 179,044 $ 486,105 $ 9,841 $ 31,128 $ 93,066 $ 52,632 $ 521 $ 852,337 Ungraded Loan Exposure: Performing $ 145,470 $ 10,420 $ 38,806 $ 8,360 $ 11,334 $ 2,011 $ 6,424 $ 222,825 Nonperforming 641 24 178 — 64 — — 907 Subtotal $ 146,111 $ 10,444 $ 38,984 $ 8,360 $ 11,398 $ 2,011 $ 6,424 $ 223,732 Total $ 325,155 $ 496,549 $ 48,825 $ 39,488 $ 104,464 $ 54,643 $ 6,945 $ 1,076,069 Delinquency Analysis of Loans by Class The following tables include an aging analysis of the recorded investment of past-due financing receivables by class. The Company does not accrue interest on loans greater than 90 days past due. June 30, 2019 30-59 Days 60-89 Days 90 Days Total Current Total Loans (Dollars in thousands) One-to-four family residential $ 3,798 $ 60 $ 474 $ 4,332 $ 335,627 $ 339,959 Commercial real estate 1,149 1,513 790 3,452 495,505 498,957 Home equity and lines of credit 218 90 123 431 46,109 46,540 Residential construction 42 — 1 43 49,521 49,564 Other construction and land 455 51 1 507 92,843 93,350 Commercial 296 917 134 1,347 50,681 52,028 Consumer 14 — 1 15 7,006 7,021 Total $ 5,972 $ 2,631 $ 1,524 $ 10,127 $ 1,077,292 $ 1,087,419 December 31, 2018 30-59 Days 60-89 Days 90 Days Total Current Total Loans (Dollars in thousands) One-to-four family residential $ 3,562 $ 1,317 $ 84 $ 4,963 $ 320,192 $ 325,155 Commercial real estate 2,615 — 1,782 4,397 492,152 496,549 Home equity and lines of credit 400 457 73 930 47,895 48,825 Residential construction — — 1 1 39,487 39,488 Other construction and land 613 32 64 709 103,755 104,464 Commercial 307 25 121 453 54,190 54,643 Consumer 27 4 — 31 6,914 6,945 Total $ 7,524 $ 1,835 $ 2,125 $ 11,484 $ 1,064,585 $ 1,076,069 Impaired Loans The following table presents investments in loans considered to be impaired and related information on those impaired loans as of June 30, 2019 and December 31, 2018. June 30, 2019 December 31, 2018 Recorded Unpaid Specific Recorded Unpaid Specific (Dollars in thousands) Loans without a valuation allowance One-to-four family residential $ 1,949 $ 2,102 $ — $ 845 $ 923 $ — Commercial real estate 3,452 5,841 — 3,835 6,207 — Home equity and lines of credit 283 283 — 283 283 — Other construction and land 540 679 — 365 366 — $ 6,224 $ 8,905 $ — $ 5,328 $ 7,779 $ — Loans with a valuation allowance One-to-four family residential $ 542 $ 542 $ 40 $ 2,055 $ 2,055 $ 79 Commercial real estate 1,601 1,601 21 2,184 2,184 27 Home equity and lines of credit — — — 30 30 — Other construction and land 796 796 42 1,012 1,012 54 Commercial 267 267 4 276 276 7 $ 3,206 $ 3,206 $ 107 $ 5,557 $ 5,557 $ 167 Total One-to-four family residential $ 2,491 $ 2,644 $ 40 $ 2,900 $ 2,978 $ 79 Commercial real estate 5,053 7,442 21 6,019 8,391 27 Home equity and lines of credit 283 283 — 313 313 — Other construction and land 1,336 1,475 42 1,377 1,378 54 Commercial 267 267 4 276 276 7 $ 9,430 $ 12,111 $ 107 $ 10,885 $ 13,336 $ 167 The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 Average Interest Average Interest Average Interest Average Interest (Dollars in thousands) (Dollars in thousands) Loans without a valuation allowance One-to-four family residential $ 2,108 $ 29 $ 2,181 $ 22 $ 2,114 $ 57 $ 2,201 $ 44 Commercial real estate 5,852 37 5,912 32 5,856 75 5,934 65 Home equity and lines of credit 283 5 428 4 283 9 428 8 Other construction and land 681 6 1,551 5 683 12 1,554 11 $ 8,924 $ 77 $ 10,072 $ 63 $ 8,936 $ 153 $ 10,117 $ 128 Loans with a valuation allowance One-to-four family residential $ 545 $ 8 $ 900 $ 12 $ 548 $ 16 $ 906 $ 23 Commercial real estate 1,609 23 1,646 23 1,616 46 1,657 45 Other construction and land 808 12 848 11 813 24 860 23 Commercial 268 4 282 5 271 11 287 11 $ 3,230 $ 47 $ 3,676 $ 51 $ 3,248 $ 97 $ 3,710 $ 102 Total One-to-four family residential $ 2,653 $ 37 $ 3,081 $ 34 $ 2,662 $ 73 $ 3,107 $ 67 Commercial real estate 7,461 60 7,558 55 7,472 121 7,591 110 Home equity and lines of credit 283 5 428 4 283 9 428 8 Other construction and land 1,489 18 2,399 16 1,496 36 2,414 34 Commercial 268 4 282 5 271 11 287 11 $ 12,154 $ 124 $ 13,748 $ 114 $ 12,184 $ 250 $ 13,827 $ 230 Nonperforming Loans The following table summarizes the balances of non-performing loans as of June 30, 2019 and December 31, 2018. Certain loans classified as troubled debt restructurings (“TDRs”) and impaired loans may be on non-accrual status even though they are not contractually delinquent. June 30, December 31, (Dollars in thousands) One-to-four family residential $ 868 $ 1,037 Commercial real estate 2,079 3,266 Home equity loans and lines of credit 123 178 Residential construction 1 — Other construction and land 184 256 Commercial 134 120 Consumer 1 — Non-performing loans $ 3,390 $ 4,857 TDRs The following tables summarize TDR loans as of the dates indicated: June 30, 2019 Performing Nonperforming Total TDRs TDRs TDRs (Dollars in thousands) One-to-four family residential $ 2,121 $ — $ 2,121 Commercial real estate 3,879 1,167 5,046 Home equity and lines of credit 283 — 283 Other construction and land 1,153 183 1,336 Commercial 268 — 268 $ 7,704 $ 1,350 $ 9,054 December 31, 2018 Performing Nonperforming Total TDRs TDRs TDRs (Dollars in thousands) One-to-four family residential $ 2,154 $ 361 $ 2,515 Commercial real estate 3,690 1,462 5,152 Home equity and lines of credit 283 30 313 Other construction and land 1,185 192 1,377 Commercial 276 — 276 $ 7,588 $ 2,045 $ 9,633 Loan modifications that were deemed TDRs at the time of the modification during the periods presented are summarized in the table below: Three Months Ended June 30, 2018 Six Months Ended June 30, 2018 (Dollars in thousands) Number of Recorded Number of Recorded Extended payment terms Commercial real estate 1 $ 212 1 $ 212 There were no loan modifications that were deemed TDRs at the time of the modification during the three or six month periods ended June 30, 2019. There were no TDRs that defaulted during the three month and six month periods ending June 30, 2019 and 2018 and which were modified as TDRs within the previous 12 months.

GOODWILL AND OTHER INTANGIBLE A

GOODWILL AND OTHER INTANGIBLE ASSETS	6 Months Ended
GOODWILL AND OTHER INTANGIBLE ASSETS	Jun. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	NOTE 5. GOODWILL AND OTHER INTANGIBLES The Company had $23.9 million of goodwill as of June 30, 2019 and December 31, 2018. The Company had $3.2 million and $3.6 million of core deposit intangibles as of June 30, 2019 and December 31, 2018, respectively. The following is a summary of gross carrying amounts and accumulated amortization of core deposit intangibles. As of and for the As of and for the June 30, December 31, 2019 2018 Dollars in thousands Gross balance at beginning of period $ 4,840 $ 4,840 Additions from acquisitions — — Gross balance at end of period 4,840 4,840 Less accumulated amortization (1,609 ) (1,263 ) Core deposit intangible, net $ 3,231 $ 3,577 Core deposit intangibles are amortized using the straight-line method over their estimated useful lives of seven years. Estimated amortization expense for core deposit intangibles is $0.7 million for 2019 and each of the next three years, $0.6 million in the fifth year, and $0.3 million in the final year.

DEPOSITS

DEPOSITS	6 Months Ended
DEPOSITS	Jun. 30, 2019
Banking and Thrift [Abstract]
DEPOSITS	NOTE 6. DEPOSITS The following table summarizes deposit balances and interest expense by type of deposit as of and for the six months ended June 30, 2019 and 2018 and the year ended December 31, 2018. As of and for the As of and for the Year Ended Six Months Ended June 30, December 31, 2019 2018 2018 (Dollars in thousands) Balance Interest Balance Interest Balance Interest Noninterest-bearing demand $ 201,516 $ — $ 196,321 $ — $ 184,404 $ — Interest-bearing demand 193,701 191 206,568 184 209,085 374 Money Market 409,893 2,534 342,188 873 356,086 2,637 Savings 48,176 27 53,543 29 50,716 59 Time Deposits 393,547 3,578 421,958 2,123 420,949 5,048 $ 1,246,833 $ 6,330 $ 1,220,578 $ 3,209 $ 1,221,240 $ 8,118 The following table indicates wholesale deposits included in the money market and time deposits amounts above: June 30, December 31, (Dollars in thousands) 2019 2018 2018 Wholesale money market $ 5,098 $ 45,076 $ 5,030 Wholesale time deposits 70,583 67,610 70,978 $ 75,681 $ 112,686 $ 76,008

BORROWINGS

BORROWINGS	6 Months Ended
BORROWINGS	Jun. 30, 2019
Debt Disclosure [Abstract]
BORROWINGS	NOTE 7. BORROWINGS The scheduled maturities and respective weighted average rates of outstanding FHLB advances are as follows for the dates indicated (dollars in thousands): June 30, 2019 December 31, 2018 Year of Balance Weighted Balance Weighted 2019 $ 85,500 2.63 % $ 168,500 2.52 % 2020 115,000 2.48 % 45,000 2.80 % 2024 5,000 2.81 % — — $ 205,500 2.55 % $ 213,500 2.58 % The Company has a $15.0 million revolving credit loan facility with NexBank SSB. The loan facility, which is secured by Entegra Bank stock, bears interest at LIBOR plus 350 basis points and is intended to be used for general corporate purposes. The Company had no balance outstanding on the revolving credit loan facility as of June 30, 2019 and had drawn $5.0 million as of December 31, 2018. The Company also had other borrowings of $4.4 million and $4.3 million at June 30, 2019 and December 31, 2018, respectively, which is comprised of participated loans that did not qualify for sale accounting. Interest expense on these other borrowings accrues at the same rate as the interest income recognized on the loans receivable, resulting in no effect to net income.

DERIVATIVE FINANCIAL INSTRUMENT

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	6 Months Ended
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	Jun. 30, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	NOTE 8. DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES Interest Rate Swaps Risk Management Objective of Interest Rate Swaps The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of certain balance sheet assets and liabilities. In the normal course of business, the Company also uses derivative financial instruments to add stability to interest income or expense and to manage its exposure to movements in interest rates. The Company does not use derivatives for trading or speculative purposes and only enters into transactions that have a qualifying hedging relationship. The Company’s hedging strategies involving interest rate derivatives are classified as either “Fair Value Hedges” or “Cash Flow Hedges,” depending upon the rate characteristic of the hedged item. Fair Value Hedge : Cash Flow Hedge : Credit and Collateral Risks for Interest Rate Swaps The Company manages credit exposure on interest rate swap transactions by entering into a bilateral credit support agreement with each counterparty. The credit support agreements allow for collateralization of exposures beyond specified minimum threshold amounts. The Company’s agreements with its interest rate swap counterparties contain a provision where if either party defaults on any of its indebtedness, then it could also be declared in default on its derivative obligations. The agreements with derivative counterparties also include provisions that if not met, could result in the Company being declared in default. If the Company were to be declared in default, the counterparty could terminate the derivative positions and the Company and the counterparty would be required to settle their obligations under the agreements. At June 30, 2019, the Company had two derivatives in a total net liability position of $1.4 million under these agreements and recognized the right to reclaim cash collateral of $1.4 million which was included in the consolidated balance sheets in Other assets. The Company had one derivative in a net liability position of $0.2 million at December 31, 2018. Mortgage Derivatives Risk Management Objective of Mortgage Lending Activities The Company also maintains a risk management program to manage interest rate risk and pricing risk associated with its mortgage lending activities. The risk management program includes the use of forward contracts and other derivatives that are recorded in the financial statements at fair value and are used to offset changes in value of the mortgage inventory due to changes in market interest rates. As a normal part of our operations, we enter into derivative contracts to economically hedge risks associated with overall price risk related to interest rate lock commitments (“IRLCs”) and mortgage loans held-for-sale for which the fair value option has been elected. Fair value changes occur as a result of interest rate movements as well as changes in the value of the associated servicing. Derivative instruments used include forward sales commitments and IRLCs. Credit and Collateral Risks for Mortgage Lending Activities The Company’s underlying risks are primarily related to interest rates and forward sales commitments entered into as part of its mortgage banking activities. Forward sales commitments are contracts for the delayed delivery or net settlement of an underlying instrument, such as a mortgage loan, in which the seller agrees to deliver on a specified future date, either a specified instrument at a specified price or yield or the net cash equivalent of an underlying instrument. These hedges are used to preserve the Company’s position relative to future sales of mortgage loans to third parties in an effort to minimize the volatility of the expected gain on sale from changes in interest rate and the associated pricing changes. The table below presents the fair value of the Company’s derivative financial instruments as of the dates indicated as well as their classification on the consolidated balance sheets (in thousands). Derivative Assets (1) Derivative Liabilities (1) June 30, December 31, June 30, December 31, Derivatives designated as hedging instruments: Interest rate swaps $ 140 $ 354 $ 1,562 $ 462 Total $ 140 $ 354 $ 1,562 $ 462 Derivatives not designated as hedging instruments: Mortgage derivatives $ 81 $ 34 $ 29 $ 22 Total $ 81 $ 34 $ 29 $ 22 (1) All derivative assets are located in “Other assets” on the consolidated balance sheets and all derivative liabilities are located in “Other liabilities” on the consolidated balance sheets. The table below presents the effect of fair value and cash flow hedge accounting on the consolidated statements of income: Derivatives Designated as Hedging Instruments Three months ended June 30, 2019 2018 (dollars in thousands) Interest Interest Interest Interest Total amounts of income and expense line items presented in the consolidated statements of income $ 16,746 $ 5,026 $ 15,329 $ 3,019 Amounts related to fair value hedging relationships Interest rate swaps: Hedged items 464 — (81 ) — Derivatives designated as hedging instruments (471 ) — 74 — Amounts related to cash flow hedging relationships Interest rate swaps: Amount reclassified from accumulated other comprehensive income into income — (58 ) — 142 Six months ended June 30, 2019 2018 (dollars in thousands) Interest Interest Interest Interest Total amounts of income and expense line items presented in the consolidated statements of income $ 33,288 $ 9,615 $ 30,171 $ 5,458 Amounts related to fair value hedging relationships Interest rate swaps: Hedged items 723 — (81 ) — Derivatives designated as hedging instruments (745 ) — 74 — Amounts related to cash flow hedging relationships Interest rate swaps: Amount reclassified from accumulated other comprehensive loss into income — (123 ) — 198 Fair Value Hedges The Company uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps, designated as fair value hedges, involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments over the life of the agreements without the exchange of the underlying notional amount. The gain or loss on the derivative as well as the offsetting gain or loss on the hedged item attributable to the hedged risk are recognized in earnings. The Company entered into a pay-fixed/receive-variable interest rate swap with a notional amount of $25.0 million which was designated as a fair value hedge associated with the Company’s fixed rate loan program. As of June 30, 2019, the following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges: (dollars in thousands) Carrying amount Cumulative amount of fair Line item in the balance sheet in which the hedged item is included June 30, June 30, Loans receivable(1) $ 95,180 $ 968 (1) These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost basis of the closed portfolio used in the the hedging relationship was $95.2 million, the cumulative basis adjustment associated with the hedging relationship was $1.0 million, and the amount of the designated hedged items was $25.0 million. Cash Flow Hedges Interest rate swap contracts, designated as cash flow hedges, involve the payment of fixed-rate amounts to a counterparty in exchange for the Company receiving variable-rate payments without exchange of the underlying notional amounts. The forward starting interest rate swap begins exchanging cash flows in 2020 when the current interest rate swap agreement expires. The structure of the swap agreements designated as cash flow hedges is described in the table below (dollars in thousands): Underlyings Designation Notional Payment Provision Life of Swap Junior Subordinated Debt Cash Flow Hedge $ 14,000 Pay 0.958%/Receive 3 month LIBOR 4 yrs Junior Subordinated Debt Cash Flow Hedge $ 14,000 Pay 3.02%/Receive 3 month LIBOR 3 yrs The table below presents the effect of the Company’s derivatives in cash flow hedging relationships for the periods presented (dollars in thousands): As of and for the As of and for the As of and for the Three Months Ended June 30, Six Months Ended June 30, Year Ended December 31, Interest rate swaps Location 2019 2018 2019 2018 2018 Amounts recognized in AOCI on derivatives OCI $ (287 ) $ 8 $ (446 ) $ 210 $ 2 Amounts reclassified from AOCI into income Interest expense (58 ) (142 ) (123 ) (198 ) (431 ) Amounts recognized in consolidated statement of comprehensive income $ (345 ) $ (134 ) $ (569 ) $ 12 $ (429 ) Derivatives Not Designated as Hedging Instruments Mortgage Derivatives Mortgage derivative fair value assets and liabilities are described above. At June 30, 2019 and December 31, 2018, the Company had the following IRLCs and forward commitments for the future delivery of residential mortgage loans. As of As of (Dollars in thousands) 2019 2018 Mortgage derivatives Interest rate lock commitments $ 5,330 $ 1,627 Forward sales commitment 7,500 3,500 The table below presents the effect of the Company’s derivatives not designated as hedging instruments for the periods presented: Three Months Ended June 30, Six Months Ended June 30, Interest rate products Location 2019 2018 2019 2018 (Dollars in thousands) Amount of loss recognized in income on forward commitments Noninterest income $ (57 ) $ (51 ) $ (95 ) $ (41 ) Amount of gain recognized in income on interest rate lock commitments Noninterest income 34 12 45 29 Amount of loss recognized in income on derivatives not designated as hedging instruments $ (23 ) $ (39 ) $ (50 ) $ (12 )

INCOME TAXES

INCOME TAXES	6 Months Ended
INCOME TAXES	Jun. 30, 2019
Income Tax Disclosure [Abstract]
INCOME TAXES	NOTE 9. INCOME TAXES The components of net deferred taxes as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, December 31, 2019 2018 (Dollars in thousands) Deferred tax assets: Allowance for loan losses $ 2,778 $ 2,703 Deferred compensation and post-employment benefits 1,855 1,854 Non-accrual interest 262 245 Valuation reserve for other real estate 228 191 North Carolina NOL carryover 180 293 Federal NOL carryover — 1,231 AMT credit carryover — 316 General federal business credit carryover 955 691 Unrealized losses on securities 355 1,061 Loan basis differences 44 50 Fixed assets 136 123 Core deposit intangible 166 129 Derivative instruments 94 — Other 1,372 1,207 Total deferred tax assets 8,425 10,094 Deferred tax liabilities: Loan servicing rights 589 653 Goodwill 668 495 Core deposit intangible 65 74 Deferred loan costs 1,033 1,001 Prepaid expenses 14 14 Unrealized gains on securities 1,703 105 Derivative instruments 12 29 Investment in partnerships 170 155 Other 215 17 Total deferred tax liabilities 4,469 2,543 Net deferred tax asset $ 3,956 $ 7,551 The following table summarizes the amount and expiration dates of the Company’s unused net operating losses as of June 30, 2019: (Dollars in thousands) Amount Expiration Dates Federal $ 1 2032-2037 North Carolina $ 10,068 2026-2029 Federal General Business Credit Carryforwards $ 955 2037-2039

EARNINGS PER SHARE

EARNINGS PER SHARE	6 Months Ended
EARNINGS PER SHARE	Jun. 30, 2019
Earnings Per Share
EARNINGS PER SHARE	NOTE 10. EARNINGS PER SHARE The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands, except per share amounts) 2019 2018 2019 2018 Numerator: Net income $ 2,164 $ 3,087 $ 5,979 $ 6,669 Denominator: Weighted-average common shares outstanding - basic 6,920,709 6,889,743 6,919,745 6,887,838 Effect of dilutive securities: Stock options 91,644 97,924 50,854 97,450 Restricted stock units 38,349 50,190 26,904 48,052 Weighted-average common shares outstanding - diluted 7,050,702 7,037,857 6,997,503 7,033,340 Earnings per share - basic $ 0.31 $ 0.45 $ 0.86 $ 0.97 Earnings per share - diluted $ 0.31 $ 0.44 $ 0.85 $ 0.95 The following table presents stock options that are not deemed dilutive in calculating diluted earnings per share for the respective periods in the table above: Average Stock Price Anti-dilutive Shares Three Months Ended June 30, Six Months Ended June 30, Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 2019 2018 2019 2018 Stock options $ 28.12 $ 28.52 $ 25.63 $ 28.54 30,823 21,131 61,400 20,362

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	6 Months Ended
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	Jun. 30, 2019
Fair Value Inputs Value of Loan
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	NOTE 11. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table summarizes the components of accumulated other comprehensive income (“AOCI”) and changes in those components as of and for the three and six months ended June 30, 2019 and 2018. Three Months Ended June 30, 2019 Available for Cash Flow Total (Dollars in thousands) Balance, beginning of period $ 618 $ (73 ) $ 545 Change in net unrealized holding gains on securities available for sale 5,044 — 5,044 Change in unrealized holding losses on cash flow hedge — (287 ) (287 ) Reclassification adjustment for cash flow hedge effectiveness — (58 ) (58 ) Income tax effect (1,166 ) 72 (1,094 ) Balance, end of period $ 4,496 $ (346 ) $ 4,150 Three Months Ended June 30, 2018 (Dollars in thousands) Balance, beginning of period $ (3,943 ) $ 547 $ (3,396 ) Change in net unrealized holding losses on securities available for sale (1,358 ) — (1,358 ) Reclassification adjustment for net securities gains realized in net income 935 — 935 Change in unrealized holding gains on cash flow hedge — 8 8 Reclassification adjustment for cash flow hedge effectiveness — (142 ) (142 ) Income tax effect 95 37 132 Balance, end of period $ (4,271 ) $ 450 $ (3,821 ) Six Months Ended June 30, 2019 Available for Cash Flow Total (Dollars in thousands) Balance, beginning of period $ (3,528 ) $ 104 $ (3,424 ) Change in net unrealized holding losses on securities available for sale 10,434 — 10,434 Change in unrealized holding gains on cash flow hedge — (446 ) (446 ) Reclassification adjustment for cash flow effectiveness — (123 ) (123 ) Income tax effect (2,410 ) 119 (2,291 ) Balance, end of period $ 4,496 $ (346 ) $ 4,150 Six Months Ended June 30, 2018 (Dollars in thousands) Balance, beginning of period $ (455 ) $ 432 $ (23 ) Change in deferred tax valuation allowance attributable to net unrealized losses on investment securities available for sale — — — Change in net unrealized holding losses on securities available for sale (5,863 ) — (5,863 ) Reclassification adjustment for net securities gains realized in net income 947 — 947 Reclassification adjustment for other than temporary impairment of securities available for sale — — — Change in unrealized holding gains on cash flow hedge — 210 210 Reclassification adjustment for cash flow effectiveness — (198 ) (198 ) Cumulative effect of change in accounting principle 9 — 9 Income tax effect 1,091 6 1,097 Balance, end of period $ (4,271 ) $ 450 $ (3,821 ) The following table shows the line items in the Consolidated Statements of Income affected by amounts reclassified from AOCI as of the dates indicated: Three Months Ended June 30 Six Months Ended June 30, (Dollars in thousands) 2019 2018 2019 2018 Income Statement Line Item Affected Available-for-sale securities Losses recognized $ — $ (935 ) $ — $ (947 ) Loss on sale of investments, net Income tax effect — 210 — 213 Income tax expense Reclassified out of AOCI, net of tax — (725 ) — (734 ) Net income Cash flow hedge Interest expense- effective portion — (94 ) — (124 ) Interest expense - FHLB advances Interest expense- effective portion 58 (48 ) 123 (74 ) Interest expense - Junior subordinated notes Income tax effect (13 ) 32 (28 ) 45 Income tax expense Reclassified out of AOCI, net of tax 45 (110 ) 95 (153 ) Net income Total reclassified out of AOCI, net of tax $ 45 $ (835 ) $ 95 $ (887 ) Net income

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
COMMITMENTS AND CONTINGENCIES	Jun. 30, 2019
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 12. COMMITMENTS AND CONTINGENCIES To accommodate the financial needs of its customers, the Company makes commitments under various terms to lend funds. These commitments include revolving credit agreements, term loan commitments and short-term borrowing agreements. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness. The amount of collateral obtained, if it is deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held includes first and second mortgages on one-to-four family dwellings, accounts receivable, inventory, and commercial real estate. Certain lines of credit are unsecured. The following summarizes the Company’s approximate commitments to extend credit: June 30, 2019 (Dollars in thousands) Lines of credit $ 169,384 Standby letters of credit 1,159 $ 170,543 As of June 30, 2019, the Company had outstanding commitments to originate loans as follows: June 30, 2019 Amount Range of Rates (Dollar in thousands) Fixed $ 23,628 3.38% to 7.13% Variable 5,235 4.25% to 8.00% $ 28,863 The allowance for unfunded commitments was $0.1 million at June 30, 2019 and December 31, 2018. The Company is exposed to loss as a result of its obligation for representations and warranties on loans sold to Fannie Mae and maintained a reserve of $0.3 million as of June 30, 2019 and December 31, 2018. In the normal course of business, the Company is periodically involved in litigation. In the opinion of the Company’s management, none of this litigation is expected to have a material adverse effect on the accompanying consolidated financial statements.

FAIR VALUE DISCLOSURES

FAIR VALUE DISCLOSURES	6 Months Ended
FAIR VALUE DISCLOSURES	Jun. 30, 2019
Fair Value Disclosures [Abstract]
FAIR VALUE DISCLOSURES	NOTE 13. FAIR VALUE Overview Fair value measurements are determined based on the assumptions that market participants would use in pricing an asset or liability. As a basis for considering market participant assumptions in fair value measurements, ASC Topic 820, Fair Value Measurements and Disclosures Fair Value Hierarchy Level 1 Valuation is based on inputs that are quoted prices (unadjusted) in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. Level 2 Valuation is based on inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly, such as interest rates, yield curves observable at commonly quoted intervals, and other market-corroborated inputs. Level 3 Valuation is generated from techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include the use of option pricing models, discounted cash flow models and similar techniques. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon models that primarily use, as inputs, observable market-based parameters. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. The Company evaluates fair value measurement inputs on an ongoing basis in order to determine if there is a change of sufficient significance to warrant a transfer between levels. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s valuation process. Fair Value Option ASC 820 allows companies to report selected financial assets and liabilities at fair value using the fair value option. The changes in fair value are recognized in earnings and the assets and liabilities measured under this methodology are required to be displayed separately on the balance sheet. The Company made the election in June 2018 to record mortgage loans held-for-sale at fair value under the fair value option, which allows for a more effective offset of the changes in fair values of the loans and the derivative instruments used to hedge them without the burden of complying with the requirements for hedge accounting. Financial Assets and Financial Liabilities Measured on a Recurring Basis The Company uses the following methods and assumptions in estimating the fair value of its financial assets and financial liabilities on a recurring basis: Investment Securities Available-for-Sale We obtain fair values for debt securities from a third-party pricing service, which utilizes several sources for valuing fixed-income securities. The market evaluation sources for debt securities include observable inputs rather than significant unobservable inputs and are classified as Level 2. The service provider utilizes pricing models that vary by asset class and include available trade, bid and other market information. Generally, the methodologies include broker quotes, proprietary models, vast descriptive terms and conditions databases, as well as extensive quality control programs. Included in AFS investment securities are investments in an exchange traded bond fund and U.S. Treasury bonds, which are valued by reference to quoted market prices and considered a Level 1 security. Also included in AFS investment securities are corporate bonds, which are valued using significant unobservable inputs and are classified as Level 2 or Level 3 based on market information available during the period. Equity Securities Equity securities represent investments in exchange traded mutual funds, which are valued by reference to quoted market prices and considered a Level 1 security. Mortgage Loans Held-for-Sale Mortgage loans held-for-sale are recorded at fair value on a recurring basis. The estimated fair value is determined using Level 3 inputs based on observable data such as the existing forward commitment terms or the current market value of similar loans. Loan Servicing Rights Loan servicing rights are carried at fair value as determined by a third party valuation firm. The valuation model utilizes a discounted cash flow analysis using discount rates and prepayment speed assumptions used by market participants. The Company classifies loan servicing rights fair value measurements as Level 3. Derivative Instruments Derivative instruments include IRLCs, forward sale commitments, and interest rate swaps. IRLCs and forward sale commitments are valued based on the change in the value of the underlying loan between the commitment date and the end of the period. The Company classifies these instruments as Level 3. Interest rate swaps are valued by a third party using significant assumptions that are observable in the market and can be corroborated by market data. The Company classifies interest rate swaps as Level 2. The following tables present financial assets and financial liabilities measured at fair value on a recurring basis at the dates indicated, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: June 30, 2019 Level 1 Level 2 Level 3 Total (Dollars in thousands) Assets: Equity securities $ 6,967 $ — $ — $ 6,967 Securities available for sale: U.S. Treasury & Government Agencies 5,058 28,602 — 33,660 Municipal Securities — 119,052 — 119,052 Mortgage-backed Securities - Guaranteed — 77,709 — 77,709 Collateralized Mortgage Obligations - Guaranteed — 21,950 — 21,950 Collateralized Mortgage Obligations - Non Guaranteed — 66,647 — 66,647 Collateralized Loan Obligations — 15,224 15,224 Corporate bonds — 19,859 494 20,353 Total securities available for sale 5,058 349,043 494 354,595 Mortgage loans held for sale — — 3,574 3,574 Loan servicing rights — — 2,563 2,563 Interest rate swaps — 140 — 140 Mortgage derivatives — — 81 81 Total recurring assets at fair value $ 12,025 $ 349,183 $ 6,712 $ 367,920 Liabilities: Interest rate swaps $ — $ 1,562 $ — $ 1,562 Mortgage derivatives — — 29 29 Total recurring liabilities at fair value $ — $ 1,562 $ 29 $ 1,591 December 31, 2018 Level 1 Level 2 Level 3 Total (Dollars in thousands) Assets Equity securities $ 6,178 $ — $ — $ 6,178 Securities available for sale: U.S. Treasury & Government Agencies 4,949 29,041 — 33,990 Municipal Securities — 114,402 — 114,402 Mortgage-backed Securities - Guaranteed — 85,184 — 85,184 Collateralized Mortgage Obligations - Guaranteed — 21,889 — 21,889 Collateralized Mortgage Obligations - Non Guaranteed — 69,171 69,171 Collateralized Loan Obligations 15,077 — 15,077 Corporate bonds — 19,532 493 20,025 Total securities available for sale 4,949 354,296 493 359,738 Mortgage loans held for sale — — 2,431 2,431 Loan servicing rights — — 2,837 2,837 Interest rate swaps — 354 — 354 Mortgage derivatives — — 34 34 Total recurring assets at fair value $ 11,127 $ 354,650 $ 5,795 $ 371,572 Liabilities Interest rate swaps $ — $ 462 $ — $ 462 Mortgage derivatives — — 22 22 Total recurring liabilities at fair value $ — $ 462 $ 22 $ 484 The following table presents the changes in assets and liabilities measured at fair value on a recurring basis for which we have utilized Level 3 inputs to determine fair value: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 (Dollars in thousands) (Dollars in thousands) Balance at beginning of period $ 6,540 $ 4,649 $ 5,773 $ 3,321 AFS securities Fair value adjustment 1 — 1 — Transfer from (to) Level 2 — (1,331 ) — — Mortgage loans held for sale 304 1,170 1,143 1,170 Loan servicing right activity, included in servicing income, net Capitalization from loans sold 45 145 92 245 Fair value adjustment (235 ) (186 ) (366 ) (316 ) Mortgage derivative gains(losses) included in other income 28 (43 ) 40 (16 ) Balance at end of period $ 6,683 $ 4,404 $ 6,683 $ 4,404 Financial Assets Measured on a Nonrecurring Basis The Company uses the following methods and assumptions in estimating the fair value of its financial assets on a nonrecurring basis: Small Business Administration (“SBA”) Loans Held for Sale SBA loans held for sale are carried at the lower of cost or fair value. The fair value of SBA loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics and are classified as Level 2. Impaired Loans Impaired loans are carried at the lower of recorded investment or fair value. The fair value of collateral dependent impaired loans is estimated using the value of the collateral less selling costs if repayment is expected from liquidation of the collateral. Appraisals may be discounted based on our historical knowledge, changes in market conditions from the time of appraisal or our knowledge of the borrower and the borrower’s business. Impaired loans carried at fair value are classified as Level 3. Impaired loans measured using the present value of expected future cash flows are not deemed to be measured at fair value. Real Estate Owned (“REO”) REO obtained in partial or total satisfaction of a loan is recorded at the lower of recorded investment in the loan or fair value less cost to sell. Subsequent to foreclosure, these assets are carried at the lower of the amount recorded at acquisition date or fair value less cost to sell. Accordingly, it may be necessary to record nonrecurring fair value adjustments. Fair value, when recorded, is generally based upon appraisals by approved, independent, state certified appraisers. Like impaired loans, appraisals may be discounted based on our historical knowledge, changes in market conditions from the time of appraisal or other information available to us. REO carried at fair value is classified as Level 3. Small Business Investment Company (“SBIC”) Holdings SBIC holdings are carried at the lower of cost or cost less a valuation allowance. From time to time, impairment of SBIC is evident as a result of underlying financial review and a valuation allowance is established. SBIC carried at cost less a valuation allowance is classified as Level 3. The following table presents nonfinancial assets measured at fair value on a nonrecurring basis at the dates indicated, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: June 30, 2019 Level 1 Level 2 Level 3 Total (Dollars in thousands) Collateral dependent impaired loans: One-to-four family residential $ — $ — $ 1,949 $ 1,949 Commercial real estate — — 3,452 3,452 Home equity loans and lines of credit — — 283 283 Other construction and land — — 540 540 Real estate owned: Commercial real estate — — 1,661 1,661 Other construction and land — — 1,298 1,298 Total assets $ — $ — $ 9,183 $ 9,183 December 31, 2018 Level 1 Level 2 Level 3 Total (Dollars in thousands) Collateral dependent impaired loans: One-to-four family residential $ — $ — $ 845 $ 845 Commercial real estate — — 3,835 3,835 Home equity loans and lines of credit — — 283 283 Other construction and land — — 365 365 Real estate owned: One-to-four family residential — — 228 228 Commercial real estate — — 949 949 Other construction and land — — 1,316 1,316 Total assets $ — $ — $ 7,821 $ 7,821 There were no liabilities measured at fair value on a nonrecurring basis as of June 30, 2019 or December 31, 2018. Impaired loans totaling $3.2 million at June 30, 2019 and $5.6 million at December 31, 2018 were measured using the present value of expected future cash flows. These impaired loans were not deemed to be measured at fair value on a nonrecurring basis. The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at June 30, 2019. Valuation Technique Unobservable Input General Impaired loans Discounted Appraisals Collateral discounts and estimated selling cost 0% -30% Real estate owned Discounted Appraisals Collateral discounts and estimated selling cost 0% -30% Corporate bonds Discounted Cash Flows Recent trade pricing 100%-108% Loan servicing rights Discounted Cash Flows Prepayment speed 10%-16% Discount rate 10%-14% Mortgage loans held for sale External pricing model Recent trade pricing 103%-106% Mortgage derivatives External pricing model Pull-through rate 77%-100% SBIC Indicative value provided by fund Current operations and financial condition N/A Fair Value of Financial Assets and Financial Liabilities The following table includes the estimated fair value of the Company’s financial assets and financial liabilities at the dates indicated: Fair Value Measurements at June 30, 2019 Carrying (Dollars in thousands) Amount Total Level 1 Level 2 Level 3 Assets: Cash and equivalents $ 87,922 $ 87,922 $ 87,922 $ — $ — Equity securities 6,967 6,967 6,967 — — Securities available for sale 354,595 354,595 5,058 349,043 494 Loans held for sale 11,415 12,293 — 8,719 3,574 Loans receivable, net 1,087,419 1,059,364 — — 1,059,364 Other investments, at cost 11,752 11,752 — 11,752 — Accrued interest receivable 6,730 6,730 — 6,730 — BOLI 32,272 32,272 — 32,272 — Loan servicing rights 2,563 2,563 — — 2,563 Mortgage derivatives 81 81 — — 81 Interest rate swaps 140 140 — 140 — SBIC investments 4,632 4,632 — — 4,632 Liabilities: Demand deposits $ 853,286 $ 853,286 $ — $ 853,286 $ — Time deposits 393,547 399,036 — — 399,036 Federal Home Loan Bank advances 205,500 204,757 — 204,757 — Junior subordinated debentures 14,433 13,572 — 13,572 — Other borrowings 4,386 4,616 — 4,616 — Accrued interest payable 1,543 1,543 — 1,543 — Mortgage derivatives 29 29 — — 29 Interest rate swaps 1,562 1,562 — 1,562 — Fair Value Measurements at December 31, 2018 Carrying (Dollars in thousands) Amount Total Level 1 Level 2 Level 3 Assets: Cash and equivalents $ 69,119 $ 69,119 $ 69,119 $ — $ — Equity securities 6,178 6,178 6,178 — — Securities available for sale 359,739 359,739 4,949 354,297 493 Loans held for sale 7,570 8,114 — 5,683 2,431 Loans receivable, net 1,076,069 1,046,136 — — 1,046,136 Other investments, at cost 12,039 12,039 — 12,039 — Accrued interest receivable 6,443 6,443 — 6,443 — BOLI 32,886 32,886 — 32,886 — Loan servicing rights 2,837 2,837 — — 2,837 Mortgage derivatives 34 34 — — 34 Interest rate swaps 354 354 — 354 — SBIC investments 3,839 3,839 — — 3,839 Liabilities: Demand deposits $ 800,291 $ 800,291 $ — $ 800,291 $ — Time deposits 420,949 424,054 — — 424,054 Federal Home Loan Bank advances 213,500 213,513 — 213,513 — Junior subordinated debentures 14,433 12,440 — 12,440 — Other borrowings 9,299 9,253 — 9,253 — Accrued interest payable 1,647 1,647 — 1,647 — Mortgage derivatives 22 22 — — 22 Interest rate swaps 462 462 — 462 —

LEASES

LEASES	6 Months Ended
LEASES	Jun. 30, 2019
Leases [Abstract]
LEASES	NOTE 14. LEASES As of January 1, 2019, we adopted certain accounting standard updates related to accounting for leases (Topic 842 - Leases We lease certain office facilities and office equipment under operating leases. The lease agreements have maturity dates ranging from March 2020 to May 2027, one of which includes an option for a five-year extension. The weighted average remaining life of the lease term for these leases was 6.57 years as of June 30, 2019. We do not apply the recognition requirements of Topic 842 - Leases Leases Maturities of lease liabilities as of June 30, 2019 were as follows: (Dollard in thousands) Operating 2019 $ 71 2020 69 2021 53 2022 53 2023 53 Thereafter 177 Total undiscounted lease payments 476 Discount effect of cash flows (62 ) Total lease liability $ 414 The total operating lease costs were $49,000 and $105,000 for the three months and six months ended June 30, 2019, respectively.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	6 Months Ended
SUBSEQUENT EVENTS	Jun. 30, 2019
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 15. SUBSEQUENT EVENTS On April 23, 2019, Entegra entered into a definitive agreement to merge with and into BancShares (the “Merger Agreement”). Under the terms of the Merger Agreement, each outstanding share of Entegra common stock would be converted into the right to receive $30.18 in cash. Previously on January 15, 2019, Entegra had entered into a definitive agreement to merge with and into SmartFinancial, Inc. (“SmartFinancial”), a Tennessee corporation. Under the terms of the SmartFinancial definitive agreement, each outstanding share of Entegra common stock would be converted into the right to receive 1.215 shares of SmartFinancial common stock. On April 18, 2019, Entegra notified SmartFinancial that it had received a proposal from BancShares and certain affiliates containing the Merger Agreement described above and that the Entegra board of directors had concluded that such proposal constituted a Superior Proposal (as defined in the SmartFinancial definitive agreement). On April 23, 2019, SmartFinancial delivered a notice to Entegra waiving its rights to renegotiate its agreement with Entegra, subject to Entegra’s compliance with the SmartFinancial definitive agreement and the payment of the termination fee due to SmartFinancial simultaneously with the termination of the SmartFinancial definitive agreement. On April 23, 2019, in connection with the termination by Entegra of the SmartFinancial definitive agreement, BancShares, on behalf of Entegra, paid SmartFinancial a termination fee of $6.4 million as required by the terms of the SmartFinancial definitive agreement, and the SmartFinancial definitive agreement was terminated. Approval of the proposed merger by Entegra’s shareholders has been received. Completion of the proposed merger remains subject to the receipt of required regulatory approvals and the satisfaction or waiver of other customary conditions, and is expected to occur during the fourth quarter of 2019.

ORGANIZATION AND BASIS OF PRE_2

ORGANIZATION AND BASIS OF PRESENTATION (Policies)	6 Months Ended
ORGANIZATION AND BASIS OF PRESENTATION (Policies)	Jun. 30, 2019
Accounting Policies [Abstract]
Organization	Organization Entegra Financial Corp. (“we,” “us,” “our,” or the “Company”) was incorporated on May 31, 2011 and became the holding company for Entegra Bank (the “Bank”) on September 30, 2014 upon the completion of Macon Bancorp’s merger with and into the Company, pursuant to which Macon Bancorp converted from a mutual to stock form of organization. The Company’s primary operation is its investment in the Bank. The Company also owns 100% of the common stock of Macon Capital Trust I (the “Trust”), a Delaware statutory trust formed in 2003 to facilitate the issuance of trust preferred securities. The Bank is a North Carolina state-chartered commercial bank and has a wholly owned subsidiary, Entegra Services, Inc. (“Entegra Services”), which holds investment securities. The Bank operates as a community-focused retail bank, originating primarily real estate-based mortgage, consumer and commercial loans and accepting deposits from consumers and small businesses.
Estimates	Estimates The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change, in the near term, relate to the determination of the allowance for loan losses, the valuation of acquired loans, separately identifiable intangible assets associated with mergers and acquisitions, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, and the valuation of deferred tax assets.
Principles of Consolidation	Principles of Consolidation The accompanying consolidated financial statements include the accounts of the Company, the Bank, and Entegra Services. The accounts of the Trust are not consolidated with the Company. In consolidation, all significant intercompany accounts and transactions have been eliminated.
Reclassification	Reclassification Certain amounts in the prior year’s financial statements may have been reclassified to conform to the current year’s presentation. The reclassifications had no effect on our results of operations or financial condition as previously reported.
Basis of Presentation	Basis of Presentation The accompanying unaudited interim consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles, or GAAP, for interim financial information and with the Securities and Exchange Commission’s (the “SEC”) instructions for Quarterly Reports on Form 10-Q and Article 10 of Regulation S-X under the Securities Act of 1933, as amended. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2018, filed with the SEC on March 14, 2019 (as amended, the “2018 Form 10-K”). In the opinion of management, these interim consolidated financial statements present fairly, in all material respects, the Company’s consolidated financial position and results of operations for each of the interim periods presented. Results of operations for interim periods are not necessarily indicative of the results of operations that may be expected for a full year or any future period.
Business Combinations	Business Combinations The Company accounts for business combinations under the acquisition method of accounting. Assets acquired and liabilities assumed are measured and recorded at fair value at the date of acquisition, including identifiable intangible assets. If the fair value of net assets purchased exceeds the fair value of consideration paid, a bargain purchase gain is recognized at the date of acquisition. Conversely, if the consideration paid exceeds the fair value of the net assets acquired, goodwill is recognized at the acquisition date. Fair values are subject to refinement for a period not to exceed one year after the closing date of an acquisition as information relative to closing date fair values becomes available. The determination of the fair value of loans acquired takes into account credit quality deterioration and probability of loss; therefore, the related allowance for loan losses is not carried forward. All identifiable intangible assets that are acquired in a business combination are recognized at fair value on the acquisition date. Identifiable intangible assets are recognized separately if they arise from contractual or other legal rights or if they are separable (i.e., capable of being sold, transferred, licensed, rented, or exchanged separately from the entity). Deposit liabilities and the related depositor relationship intangible assets may be exchanged in observable exchange transactions. As a result, the depositor relationship intangible asset is considered identifiable, because the separability criterion has been met. In addition, acquisition-related costs and restructuring costs are recognized as period expenses as incurred.
Recent Accounting Standards Updates	Recent Accounting Standards Updates Accounting Standards Update (“ASU”) 2016-02, “Leases (Topic 842).” In June 2016, the Financial Accounting Standards Board (“FASB”) issued amendments to ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	6 Months Ended
INVESTMENT SECURITIES (Tables)	Jun. 30, 2019
Investment Securities
Schedule of holdings of our trading account	The following table presents the holdings of our equity securities as of June 30, 2019 and December 31, 2018: June 30, December 31, 2019 2018 (Dollars in thousands) Mutual funds $ 6,967 $ 6,178
Schedule of investment securities available for sale	The amortized cost and estimated fair values of available-for-sale (“AFS”) investment securities as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) U.S. Treasury & Government Agencies $ 33,714 $ 186 $ (240 ) $ 33,660 Municipal Securities 114,570 4,509 (27 ) 119,052 Mortgage-backed Securities - Guaranteed 77,890 621 (802 ) 77,709 Collateralized Mortgage Obligations - Guaranteed 21,803 267 (120 ) 21,950 Collateralized Mortgage Obligations - Non Guaranteed 65,355 1,321 (29 ) 66,647 Collateralized Loan Obligations 15,515 — (291 ) 15,224 Corporate bonds 19,904 482 (33 ) 20,353 $ 348,751 $ 7,386 $ (1,542 ) $ 354,595 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in thousands) U.S. Treasury & Government Agencies $ 34,068 $ 74 $ (152 ) $ 33,990 Municipal Securities 115,860 209 (1,667 ) 114,402 Mortgage-backed Securities - Guaranteed 86,664 98 (1,578 ) 85,184 Collateralized Mortgage Obligation - Guaranteed 22,492 47 (650 ) 21,889 Collateralized Mortgage Obligation - Non Guaranteed 69,774 125 (728 ) 69,171 Collateralized Loan Obligations 15,534 1 (458 ) 15,077 Corporate bonds 19,936 232 (143 ) 20,025 $ 364,328 $ 786 $ (5,376 ) $ 359,738
Unrealized Losses Related to Held to Maturity Securities Previously Recognized in Other Comprehensive Income	Information pertaining to the fair value of AFS investment securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: June 30, 2019 Less Than 12 Months More Than 12 Months Total Fair Unrealized Losses Fair Unrealized Losses Fair Unrealized Losses (Dollars in thousands) Available-for-Sale: U.S. Treasury & Government Agencies $ 20,410 $ 204 $ 3,334 $ 36 $ 23,744 $ 240 Municipal Securities — — 3,203 27 3,203 27 Mortgage-backed Securities - Guaranteed 4,298 11 41,804 791 46,102 802 Collateralized Mortgage Obligations - Guaranteed — — 9,309 120 9,309 120 Collateralized Mortgage Obligations - Non Guaranteed 4,908 22 4,428 7 9,336 29 Collateralized Loan Obligations 7,883 131 7,341 160 15,224 291 Corporate Bonds — — 2,120 33 2,120 33 $ 37,499 $ 368 $ 71,539 $ 1,174 $ 109,038 $ 1,542 December 31, 2018 Less Than 12 Months More Than 12 Months Total Fair Unrealized Losses Fair Unrealized Losses Fair Value Unrealized Losses (Dollars in thousands) Available-for-Sale: U.S. Treasury & Government Agencies $ 23,423 $ 152 $ — $ — $ 23,423 $ 152 Municipal Securities 33,028 421 56,153 1,246 89,181 1,667 Mortgage-backed Securities - Guaranteed 27,692 370 45,619 1,208 73,311 1,578 Collateralized Mortgage Obligations - Guaranteed 2,042 19 15,294 631 17,336 650 Collateralized Mortgage Obligations - Non Guaranteed 22,383 185 30,471 543 52,854 728 Collateralized loan obligations 11,618 404 1,449 54 13,067 458 Corporate bonds 2,492 45 3,345 98 5,837 143 $ 122,678 $ 1,596 $ 152,331 $ 3,780 $ 275,009 $ 5,376
Securities Gross Unrealized Losses Position	June 30, 2019 Less Than More Than Total Available-for-Sale: U.S. Treasury & Government Agencies 13 2 15 Municipal Securities — 4 4 Mortgage-backed Securities - Guaranteed 3 41 44 Collateralized Mortgage Obligations - Guaranteed — 5 5 Collateralized Mortgage Obligations - Non Guaranteed 4 6 10 Collateralized loan obligation 4 4 8 Corporate bonds — 2 2 24 64 88 December 31, 2018 Less Than More Than Total Available-for-Sale: U.S. Treasury & Government Agencies 14 — 14 Municipal Securities 31 52 83 Mortgage-backed Securities - Guaranteed 21 43 64 Collateralized Mortgage Obligations - Guaranteed 1 8 9 Collateralized Mortgage Obligations - Non Guaranteed 12 22 34 Collateralized loan obligation 6 1 7 Corporate bonds 3 4 7 88 130 218
Proceeds from Sales of Securities Available For Sale and Their Corresponding Gross Realized Gains and Losses	The Company received proceeds from sales of investment securities classified as AFS and corresponding gross realized gains and losses as follows: Three Months Six Months Ended AFS Gross proceeds $ 45,165 $ 55,174 Gross realized gains 56 77 Gross realized losses 991 1,024 Visa Class B Restricted Shares Gross proceeds 427 427 Gross realized gains 427 427 Gross realized losses — — Total Gross proceeds $ 45,592 $ 55,601 Gross realized gains 483 504 Gross realized losses 991 1,024
Amortized Cost and Estimated Fair Value of Securities by Contractual Maturity	The amortized cost and estimated fair value of investments in debt securities at June 30, 2019, by contractual maturity, is shown below. Available-for-Sale Amortized Fair (Dollars in thousands) Less than 1 year $ 1,984 $ 1,991 Over 1 year through 5 years 5,381 5,580 After 5 years through 10 years 31,084 31,799 Over 10 years 145,254 148,919 183,703 188,289 Mortgage-backed securities 165,048 166,306 Total $ 348,751 $ 354,595

LOANS RECEIVABLE (Tables)

LOANS RECEIVABLE (Tables)	6 Months Ended
LOANS RECEIVABLE (Tables)	Jun. 30, 2019
Loans Receivable
Loan Receivable	Loans receivable as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, December 31, 2019 2018 (Dollars in thousands) Real estate mortgage loans: One-to-four family residential $ 339,089 $ 325,560 Commercial real estate 500,434 498,106 Home equity loans and lines of credit 46,378 48,679 Residential construction 50,046 39,533 Other construction and land 93,496 104,645 Total real estate loans 1,029,443 1,016,523 Commercial and industrial 51,750 54,410 Consumer 6,921 6,842 Total commercial and consumer 58,671 61,252 Loans receivable, gross 1,088,114 1,077,775 Less: Net deferred loan fees (935 ) (1,000 ) Acquired loans fair value discount (789 ) (1,048 ) Hedged loans basis adjustment (See Note 8) 968 245 Unamortized premium 241 333 Unamortized discount (180 ) (236 ) Loans receivable, net of deferred fees $ 1,087,419 $ 1,076,069
Activity Related to Discount on Purchased Loans	The following tables present the activity related to the discount on individually purchased loans for the three and six month periods ended June 30, 2019 and 2018: For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Discount on purchased loans, beginning of period $ 208 $ 681 $ 236 $ 710 Accretion (28 ) (282 ) (56 ) (311 ) Discount on purchased loans, end of period $ 180 $ 399 $ 180 $ 399
Aggregate amount of extensions of credit to executive officers and directors	The following table presents the activity related to the fair value discount on loans from business combinations for the three and six month periods ended June 30, 2019 and 2018: For the Three Months Ended For the Six Months Ended June 30, June 30, (Dollars in thousands) 2019 2018 2019 2018 Fair value discount, beginning of period $ 915 $ 1,746 $ 1,048 $ 2,012 Accretion (126 ) (351 ) (259 ) (617 ) Fair value discount, end of period $ 789 $ 1,395 $ 789 $ 1,395

ALLOWANCE FOR LOAN LOSSES (Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	6 Months Ended
ALLOWANCE FOR LOAN LOSSES (Tables)	Jun. 30, 2019
Allowance For Loan Losses
Changes in Allowance for Loan Losses	The following tables present, by portfolio segment, the changes in the allowance for loan losses for the periods indicated: Three Months Ended June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,959 $ 5,074 $ 606 $ 520 $ 1,216 $ 596 $ 72 $ 12,043 Provision 20 282 (211 ) 47 (79 ) (2 ) 73 130 Charge-offs — (92 ) — — (1 ) — (67 ) (160 ) Recoveries — — 126 — 7 2 46 181 Ending balance $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Three Months Ended June 30, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,770 $ 4,561 $ 575 $ 453 $ 1,108 $ 636 $ 64 $ 11,167 Provision 1 341 (26 ) — 31 28 (18 ) 357 Charge-offs — — — — — (34 ) (29 ) (63 ) Recoveries 1 — 3 — 7 3 50 64 Ending balance $ 3,772 $ 4,902 $ 552 $ 453 $ 1,146 $ 633 $ 67 $ 11,525 Six Months Ended June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 3,909 $ 5,130 $ 560 $ 452 $ 1,250 $ 608 $ 76 $ 11,985 Provision 54 170 44 115 (121 ) 41 (57 ) 246 Charge-offs (4 ) (92 ) (209 ) — (1 ) (59 ) (93 ) (458 ) Recoveries 20 56 126 — 15 6 198 421 Ending balance $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Six Months Ended June 30, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Beginning balance $ 4,018 $ 4,364 $ 616 $ 303 $ 1,025 $ 503 $ 58 $ 10,887 Provision (150 ) 570 (47 ) 150 94 156 (55 ) 718 Charge-offs (110 ) (35 ) (41 ) — — (34 ) (58 ) (278 ) Recoveries 14 3 24 — 27 8 122 198 Ending balance $ 3,772 $ 4,902 $ 552 $ 453 $ 1,146 $ 633 $ 67 $ 11,525
Investment in Loans by Portfolio Segment	The following tables present, by portfolio segment and reserving methodology, the allocation of the allowance for loan losses and the net investment in loans for the periods indicated: June 30, 2019 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Allowance for loan losses Individually evaluated for impairment $ 40 $ 21 $ — $ — $ 42 $ 4 $ — $ 107 Collectively evaluated for impairment 3,939 5,243 521 567 1,101 592 124 12,087 $ 3,979 $ 5,264 $ 521 $ 567 $ 1,143 $ 596 $ 124 $ 12,194 Loans Receivable Individually evaluated for impairment $ 2,491 $ 5,053 $ 283 $ — $ 1,336 $ 267 $ — $ 9,430 Collectively evaluated for impairment 337,468 493,904 46,257 49,564 92,014 51,761 7,021 1,077,989 $ 339,959 $ 498,957 $ 46,540 $ 49,564 $ 93,350 $ 52,028 $ 7,021 $ 1,087,419 December 31, 2018 One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) Allowance for loan losses Individually evaluated for impairment $ 79 $ 27 $ — $ — $ 54 $ 7 $ — $ 167 Collectively evaluated for impairment 3,830 5,103 560 452 1,196 601 76 11,818 $ 3,909 $ 5,130 $ 560 $ 452 $ 1,250 $ 608 $ 76 $ 11,985 Loans Receivable Individually evaluated for impairment $ 2,900 $ 6,019 $ 313 $ — $ 1,377 $ 276 $ — $ 10,885 Collectively evaluated for impairment 322,255 490,530 48,512 39,488 103,087 54,367 6,945 1,065,184 $ 325,155 $ 496,549 $ 48,825 $ 39,488 $ 104,464 $ 54,643 $ 6,945 $ 1,076,069
Credit Risk Profile by Rating	The following tables present the recorded investment in gross loans by loan grade as of the dates indicated: June 30, 2019 Loan Grade One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) 1 $ 942 $ 4,451 $ — $ — $ — $ 827 $ 4 $ 6,224 2 — 10,349 — — — 878 — 11,227 3 31,279 90,109 4,366 11,332 15,994 15,623 17 168,720 4 134,491 289,514 3,637 24,495 47,931 21,482 493 522,043 5 25,418 84,396 836 2,215 16,665 12,028 4 141,562 6 314 9,853 — 1 1,265 542 — 11,975 7 637 4,269 — — 183 376 — 5,465 $ 193,081 $ 492,941 $ 8,839 $ 38,043 $ 82,038 $ 51,756 $ 518 $ 867,216 Ungraded Loan Exposure: Performing $ 146,376 $ 5,997 $ 37,578 $ 11,521 $ 11,311 $ 272 $ 6,503 $ 219,558 Nonperforming 502 19 123 — 1 — — 645 Subtotal $ 146,878 $ 6,016 $ 37,701 $ 11,521 $ 11,312 $ 272 $ 6,503 $ 220,203 Total $ 339,959 $ 498,957 $ 46,540 $ 49,564 $ 93,350 $ 52,028 $ 7,021 $ 1,087,419 December 31, 2018 Loan Grade One-to-four Commercial Home Equity Residential Other Commercial Consumer Total (Dollars in thousands) 1 $ — $ 7,569 $ — $ — $ — $ 1,264 $ 7 $ 8,840 2 — 7,860 — — — 20 — 7,880 3 31,623 87,756 5,212 9,365 12,111 15,685 264 162,016 4 121,688 280,630 4,014 18,358 61,646 22,374 245 508,955 5 24,738 88,698 615 3,404 17,630 12,307 5 147,397 6 321 7,867 — 1 1,303 495 — 9,987 7 674 5,725 — — 376 487 — 7,262 $ 179,044 $ 486,105 $ 9,841 $ 31,128 $ 93,066 $ 52,632 $ 521 $ 852,337 Ungraded Loan Exposure: Performing $ 145,470 $ 10,420 $ 38,806 $ 8,360 $ 11,334 $ 2,011 $ 6,424 $ 222,825 Nonperforming 641 24 178 — 64 — — 907 Subtotal $ 146,111 $ 10,444 $ 38,984 $ 8,360 $ 11,398 $ 2,011 $ 6,424 $ 223,732 Total $ 325,155 $ 496,549 $ 48,825 $ 39,488 $ 104,464 $ 54,643 $ 6,945 $ 1,076,069
Aging Analysis of Recorded Investment of Past-Due Financing Receivables	The following tables include an aging analysis of the recorded investment of past-due financing receivables by class. The Company does not accrue interest on loans greater than 90 days past due. June 30, 2019 30-59 Days 60-89 Days 90 Days Total Current Total Loans (Dollars in thousands) One-to-four family residential $ 3,798 $ 60 $ 474 $ 4,332 $ 335,627 $ 339,959 Commercial real estate 1,149 1,513 790 3,452 495,505 498,957 Home equity and lines of credit 218 90 123 431 46,109 46,540 Residential construction 42 — 1 43 49,521 49,564 Other construction and land 455 51 1 507 92,843 93,350 Commercial 296 917 134 1,347 50,681 52,028 Consumer 14 — 1 15 7,006 7,021 Total $ 5,972 $ 2,631 $ 1,524 $ 10,127 $ 1,077,292 $ 1,087,419 December 31, 2018 30-59 Days 60-89 Days 90 Days Total Current Total Loans (Dollars in thousands) One-to-four family residential $ 3,562 $ 1,317 $ 84 $ 4,963 $ 320,192 $ 325,155 Commercial real estate 2,615 — 1,782 4,397 492,152 496,549 Home equity and lines of credit 400 457 73 930 47,895 48,825 Residential construction — — 1 1 39,487 39,488 Other construction and land 613 32 64 709 103,755 104,464 Commercial 307 25 121 453 54,190 54,643 Consumer 27 4 — 31 6,914 6,945 Total $ 7,524 $ 1,835 $ 2,125 $ 11,484 $ 1,064,585 $ 1,076,069
Summary of Average Impaired Loans	The following table presents investments in loans considered to be impaired and related information on those impaired loans as of June 30, 2019 and December 31, 2018. June 30, 2019 December 31, 2018 Recorded Unpaid Specific Recorded Unpaid Specific (Dollars in thousands) Loans without a valuation allowance One-to-four family residential $ 1,949 $ 2,102 $ — $ 845 $ 923 $ — Commercial real estate 3,452 5,841 — 3,835 6,207 — Home equity and lines of credit 283 283 — 283 283 — Other construction and land 540 679 — 365 366 — $ 6,224 $ 8,905 $ — $ 5,328 $ 7,779 $ — Loans with a valuation allowance One-to-four family residential $ 542 $ 542 $ 40 $ 2,055 $ 2,055 $ 79 Commercial real estate 1,601 1,601 21 2,184 2,184 27 Home equity and lines of credit — — — 30 30 — Other construction and land 796 796 42 1,012 1,012 54 Commercial 267 267 4 276 276 7 $ 3,206 $ 3,206 $ 107 $ 5,557 $ 5,557 $ 167 Total One-to-four family residential $ 2,491 $ 2,644 $ 40 $ 2,900 $ 2,978 $ 79 Commercial real estate 5,053 7,442 21 6,019 8,391 27 Home equity and lines of credit 283 283 — 313 313 — Other construction and land 1,336 1,475 42 1,377 1,378 54 Commercial 267 267 4 276 276 7 $ 9,430 $ 12,111 $ 107 $ 10,885 $ 13,336 $ 167
Financing Receivables on Nonaccrual Status	The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 Average Interest Average Interest Average Interest Average Interest (Dollars in thousands) (Dollars in thousands) Loans without a valuation allowance One-to-four family residential $ 2,108 $ 29 $ 2,181 $ 22 $ 2,114 $ 57 $ 2,201 $ 44 Commercial real estate 5,852 37 5,912 32 5,856 75 5,934 65 Home equity and lines of credit 283 5 428 4 283 9 428 8 Other construction and land 681 6 1,551 5 683 12 1,554 11 $ 8,924 $ 77 $ 10,072 $ 63 $ 8,936 $ 153 $ 10,117 $ 128 Loans with a valuation allowance One-to-four family residential $ 545 $ 8 $ 900 $ 12 $ 548 $ 16 $ 906 $ 23 Commercial real estate 1,609 23 1,646 23 1,616 46 1,657 45 Other construction and land 808 12 848 11 813 24 860 23 Commercial 268 4 282 5 271 11 287 11 $ 3,230 $ 47 $ 3,676 $ 51 $ 3,248 $ 97 $ 3,710 $ 102 Total One-to-four family residential $ 2,653 $ 37 $ 3,081 $ 34 $ 2,662 $ 73 $ 3,107 $ 67 Commercial real estate 7,461 60 7,558 55 7,472 121 7,591 110 Home equity and lines of credit 283 5 428 4 283 9 428 8 Other construction and land 1,489 18 2,399 16 1,496 36 2,414 34 Commercial 268 4 282 5 271 11 287 11 $ 12,154 $ 124 $ 13,748 $ 114 $ 12,184 $ 250 $ 13,827 $ 230
Schedule of Nonperforming Loans	The following table summarizes the balances of non-performing loans as of June 30, 2019 and December 31, 2018. June 30, December 31, (Dollars in thousands) One-to-four family residential $ 868 $ 1,037 Commercial real estate 2,079 3,266 Home equity loans and lines of credit 123 178 Residential construction 1 — Other construction and land 184 256 Commercial 134 120 Consumer 1 — Non-performing loans $ 3,390 $ 4,857
Summary of TDR Loans	The following tables summarize TDR loans as of the dates indicated: June 30, 2019 Performing Nonperforming Total TDRs TDRs TDRs (Dollars in thousands) One-to-four family residential $ 2,121 $ — $ 2,121 Commercial real estate 3,879 1,167 5,046 Home equity and lines of credit 283 — 283 Other construction and land 1,153 183 1,336 Commercial 268 — 268 $ 7,704 $ 1,350 $ 9,054 December 31, 2018 Performing Nonperforming Total TDRs TDRs TDRs (Dollars in thousands) One-to-four family residential $ 2,154 $ 361 $ 2,515 Commercial real estate 3,690 1,462 5,152 Home equity and lines of credit 283 30 313 Other construction and land 1,185 192 1,377 Commercial 276 — 276 $ 7,588 $ 2,045 $ 9,633 Loan modifications that were deemed TDRs at the time of the modification during the periods presented are summarized in the table below: Three Months Ended June 30, 2018 Six Months Ended June 30, 2018 (Dollars in thousands) Number of Recorded Number of Recorded Extended payment terms Commercial real estate 1 $ 212 1 $ 212

GOODWILL AND OTHER INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	6 Months Ended
GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	Jun. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of gross carrying amounts and accumulated amortization of core deposit intangibles	The following is a summary of gross carrying amounts and accumulated amortization of core deposit intangibles. As of and for the As of and for the June 30, December 31, 2019 2018 Dollars in thousands Gross balance at beginning of period $ 4,840 $ 4,840 Additions from acquisitions — — Gross balance at end of period 4,840 4,840 Less accumulated amortization (1,609 ) (1,263 ) Core deposit intangible, net $ 3,231 $ 3,577

DEPOSITS (Tables)

DEPOSITS (Tables)	6 Months Ended
DEPOSITS (Tables)	Jun. 30, 2019
Disclosure Deposits Tables Abstract
Summary of Deposit Balances and Interest Expenses	The following table summarizes deposit balances and interest expense by type of deposit as of and for the six months ended June 30, 2019 and 2018 and the year ended December 31, 2018. As of and for the As of and for the Year Ended Six Months Ended June 30, December 31, 2019 2018 2018 (Dollars in thousands) Balance Interest Balance Interest Balance Interest Noninterest-bearing demand $ 201,516 $ — $ 196,321 $ — $ 184,404 $ — Interest-bearing demand 193,701 191 206,568 184 209,085 374 Money Market 409,893 2,534 342,188 873 356,086 2,637 Savings 48,176 27 53,543 29 50,716 59 Time Deposits 393,547 3,578 421,958 2,123 420,949 5,048 $ 1,246,833 $ 6,330 $ 1,220,578 $ 3,209 $ 1,221,240 $ 8,118
Summary of wholesale deposits included in the money market and time deposits amounts	The following table indicates wholesale deposits included in the money market and time deposits amounts above: June 30, December 31, (Dollars in thousands) 2019 2018 2018 Wholesale money market $ 5,098 $ 45,076 $ 5,030 Wholesale time deposits 70,583 67,610 70,978 $ 75,681 $ 112,686 $ 76,008

BORROWINGS (Tables)

BORROWINGS (Tables)	6 Months Ended
BORROWINGS (Tables)	Jun. 30, 2019
Borrowings
Scheduled maturities of FHLB advances and respective weighted average rates	The scheduled maturities and respective weighted average rates of outstanding FHLB advances are as follows for the dates indicated (dollars in thousands): June 30, 2019 December 31, 2018 Year of Balance Weighted Balance Weighted 2019 $ 85,500 2.63 % $ 168,500 2.52 % 2020 115,000 2.48 % 45,000 2.80 % 2024 5,000 2.81 % — — $ 205,500 2.55 % $ 213,500 2.58 %

DERIVATIVE FINANCIAL INSTRUME_2

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Tables)	6 Months Ended
	Jun. 30, 2019
Derivative Financial Instruments And Hedging Activities
Schedule of fair value of the Company's derivative financial instruments	The table below presents the fair value of the Company’s derivative financial instruments as of the dates indicated as well as their classification on the consolidated balance sheets (in thousands). Derivative Assets (1) Derivative Liabilities (1) June 30, December 31, June 30, December 31, Derivatives designated as hedging instruments: Interest rate swaps $ 140 $ 354 $ 1,562 $ 462 Total $ 140 $ 354 $ 1,562 $ 462 Derivatives not designated as hedging instruments: Mortgage derivatives $ 81 $ 34 $ 29 $ 22 Total $ 81 $ 34 $ 29 $ 22 (1) All derivative assets are located in “Other assets” on the consolidated balance sheets and all derivative liabilities are located in “Other liabilities” on the consolidated balance sheets.
Schedule of Cash Flow Hedges Included in Statement of Income	The table below presents the effect of fair value and cash flow hedge accounting on the consolidated statements of income: Derivatives Designated as Hedging Instruments Three months ended June 30, 2019 2018 (dollars in thousands) Interest Interest Interest Interest Total amounts of income and expense line items presented in the consolidated statements of income $ 16,746 $ 5,026 $ 15,329 $ 3,019 Amounts related to fair value hedging relationships Interest rate swaps: Hedged items 464 — (81 ) — Derivatives designated as hedging instruments (471 ) — 74 — Amounts related to cash flow hedging relationships Interest rate swaps: Amount reclassified from accumulated other comprehensive income into income — (58 ) — 142 Six months ended June 30, 2019 2018 (dollars in thousands) Interest Interest Interest Interest Total amounts of income and expense line items presented in the consolidated statements of income $ 33,288 $ 9,615 $ 30,171 $ 5,458 Amounts related to fair value hedging relationships Interest rate swaps: Hedged items 723 — (81 ) — Derivatives designated as hedging instruments (745 ) — 74 — Amounts related to cash flow hedging relationships Interest rate swaps: Amount reclassified from accumulated other comprehensive loss into income — (123 ) — 198
Schedule of Fair value Hedges recorded on the balance sheet related to cumulative basis adjustments	As of June 30, 2019, the following amounts were recorded on the balance sheet related to cumulative basis adjustments for fair value hedges: (dollars in thousands) Carrying amount Cumulative amount of fair Line item in the balance sheet in which the hedged item is included June 30, June 30, Loans receivable(1) $ 95,180 $ 968 (1) These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost basis of the closed portfolio used in the the hedging relationship was $95.2 million, the cumulative basis adjustment associated with the hedging relationship was $1.0 million, and the amount of the designated hedged items was $25.0 million.
Schedule of Structure of the Swap Agreements	The structure of the swap agreements designated as cash flow hedges is described in the table below (dollars in thousands): Underlyings Designation Notional Payment Provision Life of Swap Junior Subordinated Debt Cash Flow Hedge $ 14,000 Pay 0.958%/Receive 3 month LIBOR 4 yrs Junior Subordinated Debt Cash Flow Hedge $ 14,000 Pay 3.02%/Receive 3 month LIBOR 3 yrs
Schedule of derivatives in cash flow hedging	The table below presents the effect of the Company’s derivatives in cash flow hedging relationships for the periods presented (dollars in thousands): As of and for the As of and for the As of and for the Three Months Ended June 30, Six Months Ended June 30, Year Ended December 31, Interest rate swaps Location 2019 2018 2019 2018 2018 Amounts recognized in AOCI on derivatives OCI $ (287 ) $ 8 $ (446 ) $ 210 $ 2 Amounts reclassified from AOCI into income Interest expense (58 ) (142 ) (123 ) (198 ) (431 ) Amounts recognized in consolidated statement of comprehensive income $ (345 ) $ (134 ) $ (569 ) $ 12 $ (429 )
Schedule of Company's IRLCs and forward commitments for the future delivery of residential mortgage loans	Company had the following IRLCs and forward commitments for the future delivery of residential mortgage loans. As of As of (Dollars in thousands) 2019 2018 Mortgage derivatives Interest rate lock commitments $ 5,330 $ 1,627 Forward sales commitment 7,500 3,500 The table below presents the effect of the Company’s derivatives not designated as hedging instruments for the periods presented: Three Months Ended June 30, Six Months Ended June 30, Interest rate products Location 2019 2018 2019 2018 (Dollars in thousands) Amount of loss recognized in income on forward commitments Noninterest income $ (57 ) $ (51 ) $ (95 ) $ (41 ) Amount of gain recognized in income on interest rate lock commitments Noninterest income 34 12 45 29 Amount of loss recognized in income on derivatives not designated as hedging instruments $ (23 ) $ (39 ) $ (50 ) $ (12 )

INCOME TAXES (Tables)

INCOME TAXES (Tables)	6 Months Ended
INCOME TAXES (Tables)	Jun. 30, 2019
Income Taxes
Schedule of Components of Income Tax Expense (Benefit)	The components of net deferred taxes as of June 30, 2019 and December 31, 2018 are summarized as follows: June 30, December 31, 2019 2018 (Dollars in thousands) Deferred tax assets: Allowance for loan losses $ 2,778 $ 2,703 Deferred compensation and post-employment benefits 1,855 1,854 Non-accrual interest 262 245 Valuation reserve for other real estate 228 191 North Carolina NOL carryover 180 293 Federal NOL carryover — 1,231 AMT credit carryover — 316 General federal business credit carryover 955 691 Unrealized losses on securities 355 1,061 Loan basis differences 44 50 Fixed assets 136 123 Core deposit intangible 166 129 Derivative instruments 94 — Other 1,372 1,207 Total deferred tax assets 8,425 10,094 Deferred tax liabilities: Loan servicing rights 589 653 Goodwill 668 495 Core deposit intangible 65 74 Deferred loan costs 1,033 1,001 Prepaid expenses 14 14 Unrealized gains on securities 1,703 105 Derivative instruments 12 29 Investment in partnerships 170 155 Other 215 17 Total deferred tax liabilities 4,469 2,543 Net deferred tax asset $ 3,956 $ 7,551
Schedule of Unused net operating losses and expiration dates	The following table summarizes the amount and expiration dates of the Company’s unused net operating losses as of June 30, 2019: (Dollars in thousands) Amount Expiration Dates Federal $ 1 2032-2037 North Carolina $ 10,068 2026-2029 Federal General Business Credit Carryforwards $ 955 2037-2039

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	6 Months Ended
EARNINGS PER SHARE (Tables)	Jun. 30, 2019
Disclosure Earnings Per Share Tables Abstract
Schedule of reconciliation of average shares outstanding	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands, except per share amounts) 2019 2018 2019 2018 Numerator: Net income $ 2,164 $ 3,087 $ 5,979 $ 6,669 Denominator: Weighted-average common shares outstanding - basic 6,920,709 6,889,743 6,919,745 6,887,838 Effect of dilutive securities: Stock options 91,644 97,924 50,854 97,450 Restricted stock units 38,349 50,190 26,904 48,052 Weighted-average common shares outstanding - diluted 7,050,702 7,037,857 6,997,503 7,033,340 Earnings per share - basic $ 0.31 $ 0.45 $ 0.86 $ 0.97 Earnings per share - diluted $ 0.31 $ 0.44 $ 0.85 $ 0.95 The following table presents stock options that are not deemed dilutive in calculating diluted earnings per share for the respective periods in the table above: Average Stock Price Anti-dilutive Shares Three Months Ended June 30, Six Months Ended June 30, Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 2019 2018 2019 2018 Stock options $ 28.12 $ 28.52 $ 25.63 $ 28.54 30,823 21,131 61,400 20,362

ACCUMULATED OTHER COMPREHENSI_2

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	6 Months Ended
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	Jun. 30, 2019
Accumulated Other Comprehensive Income Loss
Schedule of Accumulated other comprehensive income (loss)	The following table summarizes the components of accumulated other comprehensive income (“AOCI”) and changes in those components as of and for the three and six months ended June 30, 2019 and 2018. Three Months Ended June 30, 2019 Available for Cash Flow Total (Dollars in thousands) Balance, beginning of period $ 618 $ (73 ) $ 545 Change in net unrealized holding gains on securities available for sale 5,044 — 5,044 Change in unrealized holding losses on cash flow hedge — (287 ) (287 ) Reclassification adjustment for cash flow hedge effectiveness — (58 ) (58 ) Income tax effect (1,166 ) 72 (1,094 ) Balance, end of period $ 4,496 $ (346 ) $ 4,150 Three Months Ended June 30, 2018 (Dollars in thousands) Balance, beginning of period $ (3,943 ) $ 547 $ (3,396 ) Change in net unrealized holding losses on securities available for sale (1,358 ) — (1,358 ) Reclassification adjustment for net securities gains realized in net income 935 — 935 Change in unrealized holding gains on cash flow hedge — 8 8 Reclassification adjustment for cash flow hedge effectiveness — (142 ) (142 ) Income tax effect 95 37 132 Balance, end of period $ (4,271 ) $ 450 $ (3,821 ) Six Months Ended June 30, 2019 Available for Cash Flow Total (Dollars in thousands) Balance, beginning of period $ (3,528 ) $ 104 $ (3,424 ) Change in net unrealized holding losses on securities available for sale 10,434 — 10,434 Change in unrealized holding gains on cash flow hedge — (446 ) (446 ) Reclassification adjustment for cash flow effectiveness — (123 ) (123 ) Income tax effect (2,410 ) 119 (2,291 ) Balance, end of period $ 4,496 $ (346 ) $ 4,150 Six Months Ended June 30, 2018 (Dollars in thousands) Balance, beginning of period $ (455 ) $ 432 $ (23 ) Change in deferred tax valuation allowance attributable to net unrealized losses on investment securities available for sale — — — Change in net unrealized holding losses on securities available for sale (5,863 ) — (5,863 ) Reclassification adjustment for net securities gains realized in net income 947 — 947 Reclassification adjustment for other than temporary impairment of securities available for sale — — — Change in unrealized holding gains on cash flow hedge — 210 210 Reclassification adjustment for cash flow effectiveness — (198 ) (198 ) Cumulative effect of change in accounting principle 9 — 9 Income tax effect 1,091 6 1,097 Balance, end of period $ (4,271 ) $ 450 $ (3,821 )
Schedule of Consolidated Statements of Operations affected by amounts reclassified from accumulated other comprehensive income (loss)	The following table shows the line items in the Consolidated Statements of Income affected by amounts reclassified from AOCI as of the dates indicated: Three Months Ended June 30 Six Months Ended June 30, (Dollars in thousands) 2019 2018 2019 2018 Income Statement Line Item Affected Available-for-sale securities Losses recognized $ — $ (935 ) $ — $ (947 ) Loss on sale of investments, net Income tax effect — 210 — 213 Income tax expense Reclassified out of AOCI, net of tax — (725 ) — (734 ) Net income Cash flow hedge Interest expense- effective portion — (94 ) — (124 ) Interest expense - FHLB advances Interest expense- effective portion 58 (48 ) 123 (74 ) Interest expense - Junior subordinated notes Income tax effect (13 ) 32 (28 ) 45 Income tax expense Reclassified out of AOCI, net of tax 45 (110 ) 95 (153 ) Net income Total reclassified out of AOCI, net of tax $ 45 $ (835 ) $ 95 $ (887 ) Net income

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	6 Months Ended
COMMITMENTS AND CONTINGENCIES (Tables)	Jun. 30, 2019
Commitments And Contingencies
Schedule of commitments to fund lines of credit	The following summarizes the Company’s approximate commitments to extend credit: June 30, 2019 (Dollars in thousands) Lines of credit $ 169,384 Standby letters of credit 1,159 $ 170,543
Schedule of Outstanding commitments to originate mortgage loans	As of June 30, 2019, the Company had outstanding commitments to originate loans as follows: June 30, 2019 Amount Range of Rates (Dollar in thousands) Fixed $ 23,628 3.38% to 7.13% Variable 5,235 4.25% to 8.00% $ 28,863

FAIR VALUE DISCLOSURES (Tables)

FAIR VALUE DISCLOSURES (Tables)	6 Months Ended
FAIR VALUE DISCLOSURES (Tables)	Jun. 30, 2019
Fair Value Disclosures
Summary of assets and liabilities measured at fair value on a recurring basis	The following tables present financial assets and financial liabilities measured at fair value on a recurring basis at the dates indicated, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: June 30, 2019 Level 1 Level 2 Level 3 Total (Dollars in thousands) Assets: Equity securities $ 6,967 $ — $ — $ 6,967 Securities available for sale: U.S. Treasury & Government Agencies 5,058 28,602 — 33,660 Municipal Securities — 119,052 — 119,052 Mortgage-backed Securities - Guaranteed — 77,709 — 77,709 Collateralized Mortgage Obligations - Guaranteed — 21,950 — 21,950 Collateralized Mortgage Obligations - Non Guaranteed — 66,647 — 66,647 Collateralized Loan Obligations — 15,224 15,224 Corporate bonds — 19,859 494 20,353 Total securities available for sale 5,058 349,043 494 354,595 Mortgage loans held for sale — — 3,574 3,574 Loan servicing rights — — 2,563 2,563 Interest rate swaps — 140 — 140 Mortgage derivatives — — 81 81 Total recurring assets at fair value $ 12,025 $ 349,183 $ 6,712 $ 367,920 Liabilities: Interest rate swaps $ — $ 1,562 $ — $ 1,562 Mortgage derivatives — — 29 29 Total recurring liabilities at fair value $ — $ 1,562 $ 29 $ 1,591 December 31, 2018 Level 1 Level 2 Level 3 Total (Dollars in thousands) Assets Equity securities $ 6,178 $ — $ — $ 6,178 Securities available for sale: U.S. Treasury & Government Agencies 4,949 29,041 — 33,990 Municipal Securities — 114,402 — 114,402 Mortgage-backed Securities - Guaranteed — 85,184 — 85,184 Collateralized Mortgage Obligations - Guaranteed — 21,889 — 21,889 Collateralized Mortgage Obligations - Non Guaranteed — 69,171 69,171 Collateralized Loan Obligations 15,077 — 15,077 Corporate bonds — 19,532 493 20,025 Total securities available for sale 4,949 354,296 493 359,738 Mortgage loans held for sale — — 2,431 2,431 Loan servicing rights — — 2,837 2,837 Interest rate swaps — 354 — 354 Mortgage derivatives — — 34 34 Total recurring assets at fair value $ 11,127 $ 354,650 $ 5,795 $ 371,572 Liabilities Interest rate swaps $ — $ 462 $ — $ 462 Mortgage derivatives — — 22 22 Total recurring liabilities at fair value $ — $ 462 $ 22 $ 484
Schedule of changes in assets measured at fair value on a recurring basis	The following table presents the changes in assets and liabilities measured at fair value on a recurring basis for which we have utilized Level 3 inputs to determine fair value: Three Months Ended June 30, Six Months Ended June 30, 2019 2018 2019 2018 (Dollars in thousands) (Dollars in thousands) Balance at beginning of period $ 6,540 $ 4,649 $ 5,773 $ 3,321 AFS securities Fair value adjustment 1 — 1 — Transfer from (to) Level 2 — (1,331 ) — — Mortgage loans held for sale 304 1,170 1,143 1,170 Loan servicing right activity, included in servicing income, net Capitalization from loans sold 45 145 92 245 Fair value adjustment (235 ) (186 ) (366 ) (316 ) Mortgage derivative gains(losses) included in other income 28 (43 ) 40 (16 ) Balance at end of period $ 6,683 $ 4,404 $ 6,683 $ 4,404
Summary of assets and liabilities measured at a fair value on a nonrecurring basis	The following table presents nonfinancial assets measured at fair value on a nonrecurring basis at the dates indicated, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: June 30, 2019 Level 1 Level 2 Level 3 Total (Dollars in thousands) Collateral dependent impaired loans: One-to-four family residential $ — $ — $ 1,949 $ 1,949 Commercial real estate — — 3,452 3,452 Home equity loans and lines of credit — — 283 283 Other construction and land — — 540 540 Real estate owned: Commercial real estate — — 1,661 1,661 Other construction and land — — 1,298 1,298 Total assets $ — $ — $ 9,183 $ 9,183 December 31, 2018 Level 1 Level 2 Level 3 Total (Dollars in thousands) Collateral dependent impaired loans: One-to-four family residential $ — $ — $ 845 $ 845 Commercial real estate — — 3,835 3,835 Home equity loans and lines of credit — — 283 283 Other construction and land — — 365 365 Real estate owned: One-to-four family residential — — 228 228 Commercial real estate — — 949 949 Other construction and land — — 1,316 1,316 Total assets $ — $ — $ 7,821 $ 7,821
Schedule of significant unobservable inputs used in the fair value measurements	The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at June 30, 2019. Valuation Technique Unobservable Input General Impaired loans Discounted Appraisals Collateral discounts and estimated selling cost 0% -30% Real estate owned Discounted Appraisals Collateral discounts and estimated selling cost 0% -30% Corporate bonds Discounted Cash Flows Recent trade pricing 100%-108% Loan servicing rights Discounted Cash Flows Prepayment speed 10%-16% Discount rate 10%-14% Mortgage loans held for sale External pricing model Recent trade pricing 103%-106% Mortgage derivatives External pricing model Pull-through rate 77%-100% SBIC Indicative value provided by fund Current operations and financial condition N/A
Schedule of carrying amount and estimated fair value of the Company's financial instruments	The following table includes the estimated fair value of the Company’s financial assets and financial liabilities at the dates indicated: Fair Value Measurements at June 30, 2019 Carrying (Dollars in thousands) Amount Total Level 1 Level 2 Level 3 Assets: Cash and equivalents $ 87,922 $ 87,922 $ 87,922 $ — $ — Equity securities 6,967 6,967 6,967 — — Securities available for sale 354,595 354,595 5,058 349,043 494 Loans held for sale 11,415 12,293 — 8,719 3,574 Loans receivable, net 1,087,419 1,059,364 — — 1,059,364 Other investments, at cost 11,752 11,752 — 11,752 — Accrued interest receivable 6,730 6,730 — 6,730 — BOLI 32,272 32,272 — 32,272 — Loan servicing rights 2,563 2,563 — — 2,563 Mortgage derivatives 81 81 — — 81 Interest rate swaps 140 140 — 140 — SBIC investments 4,632 4,632 — — 4,632 Liabilities: Demand deposits $ 853,286 $ 853,286 $ — $ 853,286 $ — Time deposits 393,547 399,036 — — 399,036 Federal Home Loan Bank advances 205,500 204,757 — 204,757 — Junior subordinated debentures 14,433 13,572 — 13,572 — Other borrowings 4,386 4,616 — 4,616 — Accrued interest payable 1,543 1,543 — 1,543 — Mortgage derivatives 29 29 — — 29 Interest rate swaps 1,562 1,562 — 1,562 — Fair Value Measurements at December 31, 2018 Carrying (Dollars in thousands) Amount Total Level 1 Level 2 Level 3 Assets: Cash and equivalents $ 69,119 $ 69,119 $ 69,119 $ — $ — Equity securities 6,178 6,178 6,178 — — Securities available for sale 359,739 359,739 4,949 354,297 493 Loans held for sale 7,570 8,114 — 5,683 2,431 Loans receivable, net 1,076,069 1,046,136 — — 1,046,136 Other investments, at cost 12,039 12,039 — 12,039 — Accrued interest receivable 6,443 6,443 — 6,443 — BOLI 32,886 32,886 — 32,886 — Loan servicing rights 2,837 2,837 — — 2,837 Mortgage derivatives 34 34 — — 34 Interest rate swaps 354 354 — 354 — SBIC investments 3,839 3,839 — — 3,839 Liabilities: Demand deposits $ 800,291 $ 800,291 $ — $ 800,291 $ — Time deposits 420,949 424,054 — — 424,054 Federal Home Loan Bank advances 213,500 213,513 — 213,513 — Junior subordinated debentures 14,433 12,440 — 12,440 — Other borrowings 9,299 9,253 — 9,253 — Accrued interest payable 1,647 1,647 — 1,647 — Mortgage derivatives 22 22 — — 22 Interest rate swaps 462 462 — 462 —

LEASES (Tables)

LEASES (Tables)	6 Months Ended
LEASES (Tables)	Jun. 30, 2019
Schedule Of Unrealized Losses That Were Recognized Within Other Comprehensive Income At Time Of Transfer To Held To Maturity [Table Text Block]
Schedule of Future minimum lease payments	Maturities of lease liabilities as of June 30, 2019 were as follows: (Dollard in thousands) Operating 2019 $ 71 2020 69 2021 53 2022 53 2023 53 Thereafter 177 Total undiscounted lease payments 476 Discount effect of cash flows (62 ) Total lease liability $ 414

ORGANIZATION (Details Narrative

ORGANIZATION (Details Narrative)	Jun. 30, 2019
Net Cost Of Operation Of Real Estate Owned
Ownership percentage in Macon Capital Trust I	100.00%

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Mutual funds	$ 6,967	$ 6,178
Amortized Cost	348,751	364,328
Gross Unrealized Gains	7,386	786
Gross Unrealized Losses	(1,542)	(5,376)
Estimated fair value	354,595	359,738
U.S. Government Agencies [Member]
Amortized Cost	33,714	34,068
Gross Unrealized Gains	186	74
Gross Unrealized Losses	(240)	(152)
Estimated fair value	33,660	33,990
Municipal Securities [Member]
Amortized Cost	114,570	115,860
Gross Unrealized Gains	4,509	209
Gross Unrealized Losses	(27)	(1,667)
Estimated fair value	119,052	114,402
Mortgage-backed Securities - Guaranteed [Member]
Amortized Cost	77,890	86,664
Gross Unrealized Gains	621	98
Gross Unrealized Losses	(802)	(1,578)
Estimated fair value	77,709	85,184
Collateralized Mortgage Obligations - Guaranteed [Member]
Amortized Cost	21,803	22,492
Gross Unrealized Gains	267	47
Gross Unrealized Losses	(120)	(650)
Estimated fair value	21,950	21,889
Collateralized Mortgage Obligations - Non Guaranteed [Member]
Amortized Cost	65,355	69,774
Gross Unrealized Gains	1,321	125
Gross Unrealized Losses	(29)	(728)
Estimated fair value	66,647	69,171
Collateralized mortgage obligations [Member]
Amortized Cost	15,515	15,534
Gross Unrealized Gains		1
Gross Unrealized Losses	(291)	(458)
Estimated fair value	15,224	15,077
Corporate debt securities [Member]
Amortized Cost	19,904	19,936
Gross Unrealized Gains	482	232
Gross Unrealized Losses	(33)	(143)
Estimated fair value	$ 20,353	$ 20,025

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Held to maturity, Less Than 12 Months Fair Value	$ 24	$ 88
Held to maturity, Over 12 Months Fair Value	64	130
Held to maturity, Fair Value	88	218
Available for sale, Less Than 12 Months Fair Value	37,499	122,678
Available for sale, Less Than 12 Months Unrealized Losses	368	1,596
Available for sale, Over 12 Months Fair Value	71,539	152,331
Available for sale, Over 12 Months Unrealized Losses	1,174	3,780
Available for sale, Fair Value	109,038	275,009
Available for sale, Unrealized Losses	1,542	5,376
U.S. Government Agencies [Member]
Held to maturity, Less Than 12 Months Fair Value	13	14
Held to maturity, Over 12 Months Fair Value	2
Held to maturity, Fair Value	15	14
Available for sale, Less Than 12 Months Fair Value	20,410	23,423
Available for sale, Less Than 12 Months Unrealized Losses	204	152
Available for sale, Over 12 Months Fair Value	3,334
Available for sale, Over 12 Months Unrealized Losses	36
Available for sale, Fair Value	23,744	23,423
Available for sale, Unrealized Losses	240	152
Municipal Securities [Member]
Held to maturity, Less Than 12 Months Fair Value		31
Held to maturity, Over 12 Months Fair Value	4	52
Held to maturity, Fair Value	4	83
Available for sale, Less Than 12 Months Fair Value		33,028
Available for sale, Less Than 12 Months Unrealized Losses		421
Available for sale, Over 12 Months Fair Value	3,203	56,153
Available for sale, Over 12 Months Unrealized Losses	27	1,246
Available for sale, Fair Value	3,203	89,181
Available for sale, Unrealized Losses	27	1,667
Mortgage-backed Securities - Guaranteed [Member]
Held to maturity, Less Than 12 Months Fair Value	3	21
Held to maturity, Over 12 Months Fair Value	41	43
Held to maturity, Fair Value	44	64
Available for sale, Less Than 12 Months Fair Value	4,298	27,692
Available for sale, Less Than 12 Months Unrealized Losses	11	370
Available for sale, Over 12 Months Fair Value	41,804	45,619
Available for sale, Over 12 Months Unrealized Losses	791	1,208
Available for sale, Fair Value	46,102	73,311
Available for sale, Unrealized Losses	802	1,578
Collateralized Mortgage Obligations - Guaranteed [Member]
Held to maturity, Less Than 12 Months Fair Value		1
Held to maturity, Over 12 Months Fair Value	5	8
Held to maturity, Fair Value	5	9
Available for sale, Less Than 12 Months Fair Value		2,042
Available for sale, Less Than 12 Months Unrealized Losses		19
Available for sale, Over 12 Months Fair Value	9,309	15,294
Available for sale, Over 12 Months Unrealized Losses	120	631
Available for sale, Fair Value	9,309	17,336
Available for sale, Unrealized Losses	120	650
Collateralized Mortgage Obligations - Non Guaranteed [Member]
Held to maturity, Less Than 12 Months Fair Value	4	12
Held to maturity, Over 12 Months Fair Value	6	22
Held to maturity, Fair Value	10	34
Available for sale, Less Than 12 Months Fair Value	4,908	22,383
Available for sale, Less Than 12 Months Unrealized Losses	22	185
Available for sale, Over 12 Months Fair Value	4,428	30,471
Available for sale, Over 12 Months Unrealized Losses	7	543
Available for sale, Fair Value	9,336	52,854
Available for sale, Unrealized Losses	29	728
Collateralized mortgage obligations [Member]
Held to maturity, Less Than 12 Months Fair Value	4	6
Held to maturity, Over 12 Months Fair Value	4	1
Held to maturity, Fair Value	8	7
Available for sale, Less Than 12 Months Fair Value	7,883	11,618
Available for sale, Less Than 12 Months Unrealized Losses	131	404
Available for sale, Over 12 Months Fair Value	7,341	1,449
Available for sale, Over 12 Months Unrealized Losses	160	54
Available for sale, Fair Value	15,224	13,067
Available for sale, Unrealized Losses	291	458
Corporate debt securities [Member]
Held to maturity, Less Than 12 Months Fair Value		3
Held to maturity, Over 12 Months Fair Value	2	4
Held to maturity, Fair Value	2	7
Available for sale, Less Than 12 Months Fair Value		2,492
Available for sale, Less Than 12 Months Unrealized Losses		45
Available for sale, Over 12 Months Fair Value	2,120	3,345
Available for sale, Over 12 Months Unrealized Losses	33	98
Available for sale, Fair Value	2,120	5,837
Available for sale, Unrealized Losses	$ 33	$ 143

INVESTMENT SECURITIES (Detail_2

INVESTMENT SECURITIES (Details 3) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
INVESTMENT SECURITIES (Details 3) - USD ($) $ in Thousands	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Gross proceeds	$ 45,592		$ 55,601
Gross realized gains	483		504
Gross realized losses	991		1,024
Securities pledged against deposits		$ 163,200		$ 155,800
Available-for-sale Securities [Member]
Gross proceeds	45,165		55,174
Gross realized gains	56		77
Gross realized losses	991		1,024
Visa Class B Restricted Shares [Member]
Gross proceeds	427		427
Gross realized gains	427		427
Gross realized losses

INVESTMENT SECURITIES (Detail_3

INVESTMENT SECURITIES (Details 4) $ in Thousands	Jun. 30, 2019USD ($)
Default Rate [Member]
Available for sale, Less than 1 year, Amortized Cost	$ 1,984
Available for sale, Over 1 year through 5 years, Amortized Cost	5,381
Available for sale, After 5 years through 10 years, Amortized Cost	31,084
Available for sale, Over 10 years, Amortized Cost	145,254
Available for sale, Before Amortized Cost Available for sale, Mortgage-backed securities, Amortized Cost	183,703
Available for sale, Mortgage-backed securities, Amortized Cost	165,048
Available for sale, Total, Amortized Cost	348,751
Available for Sale, Less than 1 year, Fair Value	1,991
Available for Sale, Over 1 year through 5 years, Fair Value	5,580
Available for Sale, After 5 years through 10 years, Fair Value	31,799
Available for Sale, Over 10 years, Fair Value	148,919
Available for sale, Before Amortized Cost Available for sale, Mortgage-backed securities, Fair Value	188,289
Available for Sale, Mortgage-backed securities, Fair Value	166,306
Available for Sale, Total, Fair Value	$ 354,595

LOANS RECEIVABLE (Details)

LOANS RECEIVABLE (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 1,088,114		$ 1,077,775
Less: Net deferred loan fees	(935)		(1,000)
Fair value discount	(789)	$ (915)	(1,048)	$ (1,395)	$ (1,746)	$ (2,012)
Hedged loans basis adjustment	968		245
Unamortized premium	241		333
Unamortized discount	(180)		(236)
Loans Receivable	1,087,419		1,076,069
One-to-four family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	339,089		325,560
Loans Receivable	339,959		325,155
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	500,434		498,106
Loans Receivable	498,957		496,549
Home Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	46,378		48,679
Loans Receivable	46,540		48,825
Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	50,046		39,533
Loans Receivable	49,564		39,488
Other Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	93,496		104,645
Loans Receivable	93,350		104,464
Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,029,443		1,016,523
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	51,750		54,410
Loans Receivable	52,028		54,643
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	6,921		6,842
Loans Receivable	7,021		6,945
Commercial and Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 58,671		$ 61,252

LOANS RECEIVABLE (Details 2)

LOANS RECEIVABLE (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
LOANS RECEIVABLE (Details 2) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Discount on purchased loans, beginning of period			$ 1,000
Discount on purchased loans, end of period	$ 935		935
Federal Deposit Insurance Corporation [Member]
Discount on purchased loans, beginning of period	208	$ 681	236	$ 710
Accretion	(28)	(282)	(56)	(311)
Discount on purchased loans, end of period	$ 180	$ 399	$ 180	$ 399

LOANS RECEIVABLE (Details 3)

LOANS RECEIVABLE (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
LOANS RECEIVABLE (Details 3) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Loans and Leases Receivable Commitments, Variable Interest Rates
Fair value discount, beginning of year	$ 915	$ 1,746	$ 1,048	$ 2,012
Accretion	(126)	(351)	(259)	(617)
Discount on purchased loans, end of period	$ 789	$ 1,395	$ 789	$ 1,395

LOANS RECEIVABLE (Detail Narrat

LOANS RECEIVABLE (Detail Narrative) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Federal Reserve Bank Advances [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral to secure funding amount	$ 120,800	$ 114,400
Federal Home Loan Bank of Atlanta [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral to secure funding amount	$ 267,900	$ 256,100

ALLOWANCE FOR LOAN LOSSES (Deta

ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$ 12,043	$ 11,167	$ 11,985	$ 10,887
Provision	130	357	246	718
Charge-offs	(160)	(63)	(458)	(278)
Recoveries	181	64	421	198
Balance, end of period	12,194	11,525	12,194	11,525
One-to-four family residential
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	3,959	3,770	3,909	4,018
Provision	20	1	54	(150)
Charge-offs			(4)	(110)
Recoveries		1	20	14
Balance, end of period	3,979	3,772	3,979	3,772
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	5,074	4,561	5,130	4,364
Provision	282	341	170	570
Charge-offs	(92)		(92)	(35)
Recoveries			56	3
Balance, end of period	5,264	4,902	5,264	4,902
Home Equity Line of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	606	575	560	616
Provision	(211)	(26)	44	(47)
Charge-offs			(209)	(41)
Recoveries	126	3	126	24
Balance, end of period	521	552	521	552
Residential construction
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	520	453	452	303
Provision	47		115	150
Charge-offs
Recoveries
Balance, end of period	567	453	567	453
Other Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,216	1,108	1,250	1,025
Provision	(79)	31	(121)	94
Charge-offs	(1)		(1)
Recoveries	7	7	15	27
Balance, end of period	1,143	1,146	1,143	1,146
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	596	636	608	503
Provision	(2)	28	41	156
Charge-offs		(34)	(59)	(34)
Recoveries	2	3	6	8
Balance, end of period	596	633	596	633
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	72	64	76	58
Provision	73	(18)	(57)	(55)
Charge-offs	(67)	(29)	(93)	(58)
Recoveries	46	50	198	122
Balance, end of period	$ 124	$ 67	$ 124	$ 67

ALLOWANCE FOR LOAN LOSSES (De_2

ALLOWANCE FOR LOAN LOSSES (Details 2) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Allowance for loan losses
Individually evaluated for impairment	$ 107		$ 167
Collectively evaluated for impairment	12,087		11,818
Balance, end of period	12,194	$ 12,043	11,985	$ 11,525	$ 11,167	$ 10,887
Loans Receivable
Individually evaluated for impairment	9,430		10,885
Collectively evaluated for impairment	1,077,989		1,065,184
Loans Receivable	1,087,419		1,076,069
One-to-four family residential
Allowance for loan losses
Individually evaluated for impairment	40		79
Collectively evaluated for impairment	3,939		3,830
Balance, end of period	3,979	3,959	3,909	3,772	3,770	4,018
Loans Receivable
Individually evaluated for impairment	2,491		2,900
Collectively evaluated for impairment	337,468		322,255
Loans Receivable	339,959		325,155
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses
Individually evaluated for impairment	21		27
Collectively evaluated for impairment	5,243		5,103
Balance, end of period	5,264	5,074	5,130	4,902	4,561	4,364
Loans Receivable
Individually evaluated for impairment	5,053		6,019
Collectively evaluated for impairment	493,904		490,530
Loans Receivable	498,957		496,549
Home Equity Line of Credit [Member]
Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	521		560
Balance, end of period	521	606	560	552	575	616
Loans Receivable
Individually evaluated for impairment	283		313
Collectively evaluated for impairment	46,257		48,512
Loans Receivable	46,540		48,825
Residential construction
Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	567		452
Balance, end of period	567	520	452	453	453	303
Loans Receivable
Individually evaluated for impairment
Collectively evaluated for impairment	49,564		39,488
Loans Receivable	49,564		39,488
Other Portfolio Segment [Member]
Allowance for loan losses
Individually evaluated for impairment	42		54
Collectively evaluated for impairment	1,101		1,196
Balance, end of period	1,143	1,216	1,250	1,146	1,108	1,025
Loans Receivable
Individually evaluated for impairment	1,336		1,377
Collectively evaluated for impairment	92,014		103,087
Loans Receivable	93,350		104,464
Commercial Portfolio Segment [Member]
Allowance for loan losses
Individually evaluated for impairment	4		7
Collectively evaluated for impairment	592		601
Balance, end of period	596	596	608	633	636	503
Loans Receivable
Individually evaluated for impairment	267		276
Collectively evaluated for impairment	51,761		54,367
Loans Receivable	52,028		54,643
Consumer Portfolio Segment [Member]
Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	124		76
Balance, end of period	124	$ 72	76	$ 67	$ 64	$ 58
Loans Receivable
Individually evaluated for impairment
Collectively evaluated for impairment	7,021		6,945
Loans Receivable	$ 7,021		$ 6,945

ALLOWANCE FOR LOAN LOSSES (De_3

ALLOWANCE FOR LOAN LOSSES (Details 3) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans Receivable	$ 1,087,419	$ 1,076,069
One-to-four family residential
Loans Receivable	339,959	325,155
Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	498,957	496,549
Home Equity Line of Credit [Member]
Loans Receivable	46,540	48,825
Residential construction
Loans Receivable	49,564	39,488
Other Portfolio Segment [Member]
Loans Receivable	93,350	104,464
Commercial Portfolio Segment [Member]
Loans Receivable	52,028	54,643
Consumer Portfolio Segment [Member]
Loans Receivable	7,021	6,945
Graded Loan [Member]
Loans Receivable	867,216	852,337
Graded Loan [Member] \| One-to-four family residential
Loans Receivable	193,081	179,044
Graded Loan [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	492,941	486,105
Graded Loan [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	8,839	9,841
Graded Loan [Member] \| Residential construction
Loans Receivable	38,043	31,128
Graded Loan [Member] \| Other Portfolio Segment [Member]
Loans Receivable	82,038	93,066
Graded Loan [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	51,756	52,632
Graded Loan [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	518	521
Graded Loan [Member] \| Loan Grade One [Member]
Loans Receivable	6,224	8,840
Graded Loan [Member] \| Loan Grade One [Member] \| One-to-four family residential
Loans Receivable	942
Graded Loan [Member] \| Loan Grade One [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	4,451	7,569
Graded Loan [Member] \| Loan Grade One [Member] \| Home Equity Line of Credit [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade One [Member] \| Residential construction
Loans Receivable
Graded Loan [Member] \| Loan Grade One [Member] \| Other Portfolio Segment [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade One [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	827	1,264
Graded Loan [Member] \| Loan Grade One [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	4	7
Graded Loan [Member] \| Loan Grade Two [Member]
Loans Receivable	11,227	7,880
Graded Loan [Member] \| Loan Grade Two [Member] \| One-to-four family residential
Loans Receivable
Graded Loan [Member] \| Loan Grade Two [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	10,349	7,860
Graded Loan [Member] \| Loan Grade Two [Member] \| Home Equity Line of Credit [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Two [Member] \| Residential construction
Loans Receivable
Graded Loan [Member] \| Loan Grade Two [Member] \| Other Portfolio Segment [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Two [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	878	20
Graded Loan [Member] \| Loan Grade Two [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Three [Member]
Loans Receivable	168,720	162,016
Graded Loan [Member] \| Loan Grade Three [Member] \| One-to-four family residential
Loans Receivable	31,279	31,623
Graded Loan [Member] \| Loan Grade Three [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	90,109	87,756
Graded Loan [Member] \| Loan Grade Three [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	4,366	5,212
Graded Loan [Member] \| Loan Grade Three [Member] \| Residential construction
Loans Receivable	11,332	9,365
Graded Loan [Member] \| Loan Grade Three [Member] \| Other Portfolio Segment [Member]
Loans Receivable	15,994	12,111
Graded Loan [Member] \| Loan Grade Three [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	15,623	15,685
Graded Loan [Member] \| Loan Grade Three [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	17	264
Graded Loan [Member] \| Loan Grade Four [Member]
Loans Receivable	522,043	508,955
Graded Loan [Member] \| Loan Grade Four [Member] \| One-to-four family residential
Loans Receivable	134,491	121,688
Graded Loan [Member] \| Loan Grade Four [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	289,514	280,630
Graded Loan [Member] \| Loan Grade Four [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	3,637	4,014
Graded Loan [Member] \| Loan Grade Four [Member] \| Residential construction
Loans Receivable	24,495	18,358
Graded Loan [Member] \| Loan Grade Four [Member] \| Other Portfolio Segment [Member]
Loans Receivable	47,931	61,646
Graded Loan [Member] \| Loan Grade Four [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	21,482	22,374
Graded Loan [Member] \| Loan Grade Four [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	493	245
Graded Loan [Member] \| Loan Grade Five [Member]
Loans Receivable	141,562	147,397
Graded Loan [Member] \| Loan Grade Five [Member] \| One-to-four family residential
Loans Receivable	25,418	24,738
Graded Loan [Member] \| Loan Grade Five [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	84,396	88,698
Graded Loan [Member] \| Loan Grade Five [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	836	615
Graded Loan [Member] \| Loan Grade Five [Member] \| Residential construction
Loans Receivable	2,215	3,404
Graded Loan [Member] \| Loan Grade Five [Member] \| Other Portfolio Segment [Member]
Loans Receivable	16,665	17,630
Graded Loan [Member] \| Loan Grade Five [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	12,028	12,307
Graded Loan [Member] \| Loan Grade Five [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	4	5
Graded Loan [Member] \| Loan Grade Six [Member]
Loans Receivable	11,975	9,987
Graded Loan [Member] \| Loan Grade Six [Member] \| One-to-four family residential
Loans Receivable	314	321
Graded Loan [Member] \| Loan Grade Six [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	9,853	7,867
Graded Loan [Member] \| Loan Grade Six [Member] \| Home Equity Line of Credit [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Six [Member] \| Residential construction
Loans Receivable	1	1
Graded Loan [Member] \| Loan Grade Six [Member] \| Other Portfolio Segment [Member]
Loans Receivable	1,265	1,303
Graded Loan [Member] \| Loan Grade Six [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	542	495
Graded Loan [Member] \| Loan Grade Six [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Seven [Member]
Loans Receivable	5,465	7,262
Graded Loan [Member] \| Loan Grade Seven [Member] \| One-to-four family residential
Loans Receivable	637	674
Graded Loan [Member] \| Loan Grade Seven [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	4,269	5,725
Graded Loan [Member] \| Loan Grade Seven [Member] \| Home Equity Line of Credit [Member]
Loans Receivable
Graded Loan [Member] \| Loan Grade Seven [Member] \| Residential construction
Loans Receivable
Graded Loan [Member] \| Loan Grade Seven [Member] \| Other Portfolio Segment [Member]
Loans Receivable	183	376
Graded Loan [Member] \| Loan Grade Seven [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	376	487
Graded Loan [Member] \| Loan Grade Seven [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable
UnGraded Loan [Member]
Loans Receivable	220,203	223,732
UnGraded Loan [Member] \| One-to-four family residential
Loans Receivable	146,878	146,111
UnGraded Loan [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	6,016	10,444
UnGraded Loan [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	37,701	38,984
UnGraded Loan [Member] \| Residential construction
Loans Receivable	11,521	8,360
UnGraded Loan [Member] \| Other Portfolio Segment [Member]
Loans Receivable	11,312	11,398
UnGraded Loan [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	272	2,011
UnGraded Loan [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	6,503	6,424
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member]
Loans Receivable	645	907
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| One-to-four family residential
Loans Receivable	502	641
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	19	24
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	123	178
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Residential construction
Loans Receivable
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Other Portfolio Segment [Member]
Loans Receivable	1	64
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable
UnGraded Loan [Member] \| Nonperforming Financing Receivable [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable
UnGraded Loan [Member] \| Performing Financing Receivable [Member]
Loans Receivable	219,558	222,825
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| One-to-four family residential
Loans Receivable	146,376	145,470
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans Receivable	5,997	10,420
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Home Equity Line of Credit [Member]
Loans Receivable	37,578	38,806
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Residential construction
Loans Receivable	11,521	8,360
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Other Portfolio Segment [Member]
Loans Receivable	11,311	11,334
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Commercial Portfolio Segment [Member]
Loans Receivable	272	2,011
UnGraded Loan [Member] \| Performing Financing Receivable [Member] \| Consumer Portfolio Segment [Member]
Loans Receivable	$ 6,503	$ 6,424

ALLOWANCE FOR LOAN LOSSES (De_4

ALLOWANCE FOR LOAN LOSSES (Details 4) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 10,127	$ 11,484
Current	1,077,292	1,064,585
Loans Receivable	1,087,419	1,076,069
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	5,972	7,524
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,631	1,835
90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,524	2,125
One-to-four family residential
Financing Receivable, Past Due [Line Items]
Total Past Due	4,332	4,963
Current	335,627	320,192
Loans Receivable	339,959	325,155
One-to-four family residential \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	3,798	3,562
One-to-four family residential \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	60	1,317
One-to-four family residential \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	474	84
Commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	3,452	4,397
Current	495,505	492,152
Loans Receivable	498,957	496,549
Commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,149	2,615
Commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,513
Commercial real estate \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	790	1,782
Home equity and lines of credit
Financing Receivable, Past Due [Line Items]
Total Past Due	431	930
Current	46,109	47,895
Loans Receivable	46,540	48,825
Home equity and lines of credit \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	218	400
Home equity and lines of credit \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	90	457
Home equity and lines of credit \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	123	73
Residential construction
Financing Receivable, Past Due [Line Items]
Total Past Due	43	1
Current	49,521	39,487
Loans Receivable	49,564	39,488
Residential construction \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	42
Residential construction \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due
Residential construction \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1	1
Other construction and land
Financing Receivable, Past Due [Line Items]
Total Past Due	507	709
Current	92,843	103,755
Loans Receivable	93,350	104,464
Other construction and land \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	455	613
Other construction and land \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	51	32
Other construction and land \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1	64
Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	1,347	453
Current	50,681	54,190
Loans Receivable	52,028	54,643
Commercial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	296	307
Commercial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	917	25
Commercial \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	134	121
Consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	15	31
Current	7,006	6,914
Loans Receivable	7,021	6,945
Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	14	27
Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due		4
Consumer \| 90 Days and Over Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 1

ALLOWANCE FOR LOAN LOSSES (De_5

ALLOWANCE FOR LOAN LOSSES (Details 5) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Recorded Balance, without a valuation allowance	$ 6,224	$ 5,328
Unpaid Principal Balance, without a valuation allowance	8,905	7,779
Recorded Balance, Recorded Balance, with a valuation allowance	3,206	5,557
Unpaid Principal Balance, with a valuation allowance	3,206	5,557
Recorded Balance	9,430	10,885
Unpaid Principal Balance	12,111	13,336
Specific Allowance	107	167
One-to-four family residential
Financing Receivable, Impaired [Line Items]
Recorded Balance, without a valuation allowance	1,949	845
Unpaid Principal Balance, without a valuation allowance	2,102	923
Recorded Balance, Recorded Balance, with a valuation allowance	542	2,055
Unpaid Principal Balance, with a valuation allowance	542	2,055
Recorded Balance	2,491	2,900
Unpaid Principal Balance	2,644	2,978
Specific Allowance	40	79
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, without a valuation allowance	3,452	3,835
Unpaid Principal Balance, without a valuation allowance	5,841	6,207
Recorded Balance, Recorded Balance, with a valuation allowance	1,601	2,184
Unpaid Principal Balance, with a valuation allowance	1,601	2,184
Recorded Balance	5,053	6,019
Unpaid Principal Balance	7,442	8,391
Specific Allowance	21	27
Home Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, without a valuation allowance	283	283
Unpaid Principal Balance, without a valuation allowance	283	283
Recorded Balance, Recorded Balance, with a valuation allowance		30
Unpaid Principal Balance, with a valuation allowance		30
Recorded Balance	283	313
Unpaid Principal Balance	283	313
Specific Allowance
Other Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, without a valuation allowance	540	365
Unpaid Principal Balance, without a valuation allowance	679	366
Recorded Balance, Recorded Balance, with a valuation allowance	796	1,012
Unpaid Principal Balance, with a valuation allowance	796	1,012
Recorded Balance	1,336	1,377
Unpaid Principal Balance	1,475	1,378
Specific Allowance	42	54
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Recorded Balance, Recorded Balance, with a valuation allowance	267	276
Unpaid Principal Balance, with a valuation allowance	267	276
Recorded Balance	267	276
Unpaid Principal Balance	267	276
Specific Allowance	$ 4	$ 7

ALLOWANCE FOR LOAN LOSSES (De_6

ALLOWANCE FOR LOAN LOSSES (Details 6) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Average Investment in Impaired Loans, without a valuation allowance	$ 8,924	$ 10,072	$ 8,936	$ 10,117
Interest Income Recognized, without a valuation allowance	77	63	153	128
Average Investment in Impaired Loans, Interest Income Recognized, with a valuation allowance	3,230	3,676	3,248	3,710
Interest Income Recognized, with a valuation allowance	47	51	97	102
Average Investment in Impaired Loans	12,154	13,748	12,184	13,827
Interest Income Recognized	124	114	250	230
One-to-four family residential
Average Investment in Impaired Loans, without a valuation allowance	2,108	2,181	2,114	2,201
Interest Income Recognized, without a valuation allowance	29	22	57	44
Average Investment in Impaired Loans, Interest Income Recognized, with a valuation allowance	545	900	548	906
Interest Income Recognized, with a valuation allowance	8	12	16	23
Average Investment in Impaired Loans	2,653	3,081	2,662	3,107
Interest Income Recognized	37	34	73	67
Commercial Real Estate Portfolio Segment [Member]
Average Investment in Impaired Loans, without a valuation allowance	5,852	5,912	5,856	5,934
Interest Income Recognized, without a valuation allowance	37	32	75	65
Average Investment in Impaired Loans, Interest Income Recognized, with a valuation allowance	1,609	1,646	1,616	1,657
Interest Income Recognized, with a valuation allowance	23	23	46	45
Average Investment in Impaired Loans	7,461	7,558	7,472	7,591
Interest Income Recognized	60	55	121	110
Home Equity Line of Credit [Member]
Average Investment in Impaired Loans, without a valuation allowance	283	428	283	428
Interest Income Recognized, without a valuation allowance	5	4	9	8
Average Investment in Impaired Loans	283	428	283	428
Interest Income Recognized	5	4	9	8
Other Portfolio Segment [Member]
Average Investment in Impaired Loans, without a valuation allowance	681	1,551	683	1,554
Interest Income Recognized, without a valuation allowance	6	5	12	11
Average Investment in Impaired Loans, Interest Income Recognized, with a valuation allowance	808	848	813	860
Interest Income Recognized, with a valuation allowance	12	11	24	23
Average Investment in Impaired Loans	1,489	2,399	1,496	2,414
Interest Income Recognized	18	16	36	34
Commercial Portfolio Segment [Member]
Average Investment in Impaired Loans, Interest Income Recognized, with a valuation allowance	268	282	271	287
Interest Income Recognized, with a valuation allowance	4	5	11	11
Average Investment in Impaired Loans	268	282	271	287
Interest Income Recognized	$ 4	$ 5	$ 11	$ 11

ALLOWANCE FOR LOAN LOSSES (De_7

ALLOWANCE FOR LOAN LOSSES (Details 7) - Nonperforming Financing Receivable [Member] - Loans [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	$ 3,390	$ 4,857
One-to-four family residential
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	868	1,037
Commercial Real Estate Portfolio Segment [Member]
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	2,079	3,266
Home Equity Line of Credit [Member]
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	123	178
Residential construction
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	1
Other Portfolio Segment [Member]
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	184	256
Commercial Portfolio Segment [Member]
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	134	120
Consumer Portfolio Segment [Member]
Non Performing Loan Receivables and Other Assets [Line Items]
Finance receivable, non-accrual	$ 1

ALLOWANCE FOR LOAN LOSSES (De_8

ALLOWANCE FOR LOAN LOSSES (Details 8) $ in Thousands	3 Months Ended	6 Months Ended
ALLOWANCE FOR LOAN LOSSES (Details 8) $ in Thousands	Jun. 30, 2018USD ($)Number	Jun. 30, 2018USD ($)Number	Jun. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			$ 9,054	$ 9,633
Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			7,704	7,588
Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			1,350	2,045
One-to-four family residential
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			2,121	2,515
One-to-four family residential \| Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			2,121	2,154
One-to-four family residential \| Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans				361
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			5,046	5,152
Number of Loans Modifications \| Number	1	1
Modification Outstanding Recorded Investment	$ 212	$ 212
Commercial Real Estate Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			3,879	3,690
Commercial Real Estate Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			1,167	1,462
Home Equity Line of Credit [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			283	313
Home Equity Line of Credit [Member] \| Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			283	283
Home Equity Line of Credit [Member] \| Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans				30
Other Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			1,336	1,377
Other Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			1,153	1,185
Other Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			183	192
Commercial Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			268	276
Commercial Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans			268	276
Commercial Portfolio Segment [Member] \| Nonperforming Financing Receivable [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDR loans

GOODWILL AND OTHER INTANGIBLE_3

GOODWILL AND OTHER INTANGIBLE ASSETS (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
Gross carrying amount at beginning of period	$ 4,840	$ 4,840
Additions from acquisitions during the period
Gross balance at end of period	4,840	4,840
Accumulated amortization	(1,609)	(1,263)
Finite Lived Core Deposits Net	3,231	$ 3,577
Amortization expense	$ 700

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
DEPOSITS (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Deposits By Type [Line Items]
Balance	$ 1,246,833	$ 1,220,578	$ 1,246,833	$ 1,220,578	$ 1,221,240
Interest Expense	3,404	1,827	6,330	3,209	8,118
Noninterest-bearing demand [Member]
Deposits By Type [Line Items]
Balance	201,516	196,321	201,516	196,321	184,404
Interest Expense
Interest-bearing Deposits [Member]
Deposits By Type [Line Items]
Balance	193,701	206,568	193,701	206,568	209,085
Interest Expense			191	184	374
Money Market Funds [Member]
Deposits By Type [Line Items]
Balance	409,893	342,188	409,893	342,188	356,086
Interest Expense			2,534	873	2,637
Savings Deposits [Member]
Deposits By Type [Line Items]
Balance	48,176	53,543	48,176	53,543	50,716
Interest Expense			27	29	59
Time deposit [Member]
Deposits By Type [Line Items]
Balance	$ 393,547	$ 421,958	393,547	421,958	420,949
Interest Expense			$ 3,578	$ 2,123	$ 5,048

DEPOSITS (Details 2)

DEPOSITS (Details 2) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Disclosure Deposits Details 3Abstract
Wholesale money market	$ 5,098	$ 5,030	$ 45,076
Wholesale time deposits	70,583	70,978	67,610
Total	$ 75,681	$ 76,008	$ 112,686

BORROWINGS (Details)

BORROWINGS (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances [Abstract]
2019	$ 85,500	$ 168,500
2020	115,000	45,000
2024	5,000
Total	$ 205,500	$ 213,500
Federal Home Loan Bank, Advances, Weighted Average Rate [Abstract]
2019	2.63%	2.52%
2020	2.48%	2.80%
2024	2.81%
Total	2.55%	2.58%

DERIVATIVE FINANCIAL INSTRUME_3

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Interest rate swap		$ 4,150	$ (3,821)	$ 4,150	$ (3,821)	$ 545	$ (3,424)	$ (3,396)	$ (23)
Interest Expense		5,026	$ 3,019	9,615	$ 5,468
Designated as Hedging Instrument [Member]
Asset derivatives, Fair value	[1]	140		140			354
Liability derivatives, Fair value	[1]	1,562		1,562			462
Designated as Hedging Instrument [Member] \| Interest rate swaps [Member]
Asset derivatives, Fair value	[1]	140		140			354
Liability derivatives, Fair value	[1]	1,562		1,562			462
Designated as Hedging Instrument [Member] \| Mortgage Derivatives [Member]
Asset derivatives, Fair value	[1]	81		81			34
Liability derivatives, Fair value	[1]	29		29			22
Not Designated as Hedging Instrument [Member]
Asset derivatives, Fair value	[1]	81		81			34
Liability derivatives, Fair value	[1]	$ 29		$ 29			$ 22

[1]	All derivative assets are located in "Other assets" on the consolidated balance sheets and all derivative liabilities are located in "Other liabilities" on the consolidated balance sheets.

DERIVATIVE FINANCIAL INSTRUME_4

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest Income	$ 16,746	$ 15,329	$ 33,288	$ 30,171
Interest Expenses	5,026	3,019	9,615	5,468
Fair Value Hedging Relationships [Member] \| Hedged Assets [Member]
Interest Income	464	(81)	723	(81)
Fair Value Hedging Relationships [Member] \| Interest Rate Swap - Derivatives Designated As Hedging Instruments [Member]
Interest Income	(471)	74	(745)	74
Cash Flow Hedging Relationships [Member] \| Interest Rate Swap - Accumulated Other Comprehensive Loss Into Income [Member]
Interest Expenses	$ (58)	$ 142	$ (123)	$ 198

DERIVATIVE FINANCIAL INSTRUME_5

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 3) - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Loan Receivable		$ 1,087,419	$ 1,076,069
Hedged Assets [Member]
Loan Receivable	[1]	95,180
Hedged Assets [Member] \| Fair Value Hedging Relationships [Member]
Loan Receivable	[1]	$ 968

[1]	These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost basis of the closed portfolio used in the the hedging relationship was $95.2 million, the cumulative basis adjustment associated with the hedging relationship was $1.0 million, and the amount of the designated hedged items was $25.0 million.

DERIVATIVE FINANCIAL INSTRUME_6

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 4) - Junior Subordinated Debt [Member] $ in Thousands	6 Months Ended
	Jun. 30, 2019USD ($)
Notional Amount	$ 14,000
Fixed Interest Rate	0.958%
Underlying Rate	3 month LIBOR
Life of Swap Contract	4 years
Notional Amount	$ 14,000
Fixed Interest Rate	3.02%
Underlying Rate	3 month LIBOR
Life of Swap Contract	3 years

DERIVATIVE FINANCIAL INSTRUME_7

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 5) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Loans and Leases Receivable Commitments, Fixed Interest Rates
Amount of gain (loss) recognized in AOCI on derivatives	$ (287)	$ 8	$ (446)	$ 210	$ 2
Amount of gain (loss) reclassified from AOCI into income	(58)	(142)	(123)	(198)	(431)
Amount of gain (loss) recognized in consolidated statement of comprehensive income	$ (345)	$ (134)	$ (569)	$ 12	$ (429)

DERIVATIVE FINANCIAL INSTRUME_8

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 6) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Amount of gain (loss) recognized in income	$ (23)	$ (39)	$ (50)	$ (12)
Interest Rate Lock Commitments [Member]
Amount of gain (loss) recognized in income	34	12	45	29
Forward Sales Commitments [Member]
Amount of gain (loss) recognized in income	(57)	$ (51)	(95)	$ (41)
Residential Real Estate [Member] \| Interest Rate Lock Commitments [Member]
Fair value Derivative Assets and Liabilities	5,330		5,330		$ 1,627
Residential Real Estate [Member] \| Forward Sales Commitments [Member]
Fair value Derivative Assets and Liabilities	$ 7,500		$ 7,500		$ 3,500

INCOME TAXES (Details)

INCOME TAXES (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 2,778	$ 2,703
Deferred compensation and post-employment benefits	1,855	1,854
Non-accrual interest	262	245
Valuation reserve for other real estate	228	191
North Carolina NOL carryover	180	293
Federal NOL carryover		1,231
AMT credit carryover		316
General federal business credit carryover	955	691
Unrealized losses on securities	355	1,061
Loan basis differences	44	50
Fixed assets	136	123
Core deposit intangible	166	129
Derivative instruments	94
Other	1,372	1,207
Total deferred tax assets	8,425	10,094
Deferred tax liabilities:
Loan servicing rights	589	653
Goodwill	668	495
Core deposit intangible	65	74
Deferred loan costs	1,033	1,001
Prepaid expenses	14	14
Unrealized gains on securities	1,703	105
Derivative instruments	12	29
Investment in partnerships	170	155
Other	215	17
Total deferred tax liabilities	4,469	2,543
Net deferred tax asset	$ 3,956	$ 7,551

INCOME TAXES (Details 2)

INCOME TAXES (Details 2) $ in Thousands	6 Months Ended
INCOME TAXES (Details 2) $ in Thousands	Jun. 30, 2019USD ($)
Federal [Member]
Unused Net Operating Losses	$ 1
Federal [Member] \| Minimum [Member]
Expiration Dates	2032
Federal [Member] \| Maximum [Member]
Expiration Dates	2037
North Carolina [Member]
Unused Net Operating Losses	$ 10,068
North Carolina [Member] \| Minimum [Member]
Expiration Dates	2026
North Carolina [Member] \| Maximum [Member]
Expiration Dates	2029
Federal general business credit [Member]
Unused Net Operating Losses	$ 955
Federal general business credit [Member] \| Minimum [Member]
Expiration Dates	2037
Federal general business credit [Member] \| Maximum [Member]
Expiration Dates	2039

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2018	Mar. 31, 2018	Jun. 30, 2019	Jun. 30, 2018
Net income	$ 2,164	$ 3,815	$ 3,087	$ 3,582	$ 5,979	$ 6,669
Weighted average shares outstanding	6,920,709		6,889,743		6,919,745	6,887,838
Effect of dilutive stock options	91,644		97,924		50,854	97,450
Effect of dilutive restricted stock units	38,349		50,190		26,904	48,052
Average shares outstanding	7,050,702		7,037,857		6,997,503	7,033,340
Earnings per share - basic	$ 0.31		$ 0.45		$ 0.86	$ 0.97
Earnings per share - diluted	0.31		0.44		0.85	0.95
Equity Option [Member]
Average Stock Price	$ 28.12		$ 28.52		$ 25.63	$ 28.54
Anti-Dilutaive Shares	30,823		21,131		61,400	20,362

ACCUMULATED OTHER COMPREHENSI_3

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Mar. 31, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Balance, beginning of period	$ 545	$ (3,396)	$ (23)	$ (3,424)	$ (23)	$ (23)
Change in deferred tax valuation allowance attributable to net unrealized losses on investment securities available for sale
Change in net unrealized holding losses on securities available for sale	5,044	(1,358)		10,434	(5,863)
Reclassification adjustment for net securities losses realized in net income		935			947
Change in unrealized holding gains and losses on cash flow hedge	(287)	8		(446)	210	2
Reclassification adjustment for cash flow hedge effectiveness	(58)	(142)		(123)	(198)	(431)
Cumulative effect of change in accounting principle					9
Income tax effect	(1,094)	132		(2,291)	1,097
Balance, end of period	4,150	(3,821)	(3,396)	4,150	(3,821)	(3,424)
Available-for-sale Securities [Member]
Balance, beginning of period	618	(3,943)	(455)	(3,528)	(455)	(455)
Change in deferred tax valuation allowance attributable to net unrealized losses on investment securities available for sale
Change in net unrealized holding losses on securities available for sale	5,044	(1,358)		10,434	(5,863)
Reclassification adjustment for net securities losses realized in net income		935			947
Change in unrealized holding gains and losses on cash flow hedge
Reclassification adjustment for cash flow hedge effectiveness
Cumulative effect of change in accounting principle					9
Income tax effect	(1,166)	95		(2,410)	1,091
Balance, end of period	4,496	(4,271)	(3,943)	4,496	(4,271)	(3,528)
Cash Flow Hedge [Member]
Balance, beginning of period	(73)	547	432	104	432	432
Change in deferred tax valuation allowance attributable to net unrealized losses on investment securities available for sale
Change in net unrealized holding losses on securities available for sale
Reclassification adjustment for net securities losses realized in net income
Change in unrealized holding gains and losses on cash flow hedge	(287)	8		(446)	210
Reclassification adjustment for cash flow hedge effectiveness	(58)	(142)		(123)	(198)
Cumulative effect of change in accounting principle
Income tax effect	72	37		119	6
Balance, end of period	$ (346)	$ 450	$ 547	$ (346)	$ 450	$ 104

ACCUMULATED OTHER COMPREHENSI_4

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense - Junior subordinated notes	$ 142	$ 142	$ 281	$ 280
Cash Flow Hedge [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense - FHLB advances		(94)		(124)
Interest expense - Junior subordinated notes	58	(48)	123	(74)
Tax effect	(13)	32	(28)	45
Impact, net of tax	45	(110)	95	(153)
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Impact, net of tax	45	(835)	95	(887)
Gain on sale of investments, net [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Before tax		(935)		(947)
Tax effect		210		213
Impact, net of tax		$ (725)		$ (734)

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Details) $ in Thousands	Jun. 30, 2019USD ($)
Other Commitments [Line Items]
Commitments to fund lines of credit	$ 170,543
Lines of credit [Member]
Other Commitments [Line Items]
Commitments to fund lines of credit	169,384
Standby Letters of Credit [Member]
Other Commitments [Line Items]
Commitments to fund lines of credit	$ 1,159

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Details 2) $ in Thousands	6 Months Ended
COMMITMENTS AND CONTINGENCIES (Details 2) $ in Thousands	Jun. 30, 2019USD ($)
Fixed	$ 23,628
Variable	5,235
Total	$ 28,863
Minimum [Member]
Fixed (as a percent)	3.38%
Variable (as a percent)	4.25%
Maximum [Member]
Fixed (as a percent)	7.13%
Variable (as a percent)	8.00%

COMMITMENTS AND CONTINGENCIES_4

COMMITMENTS AND CONTINGENCIES (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Mortgage Loans Sold to Federal National Mortgage Association[Member]
Loss Contingencies [Line Items]
Obligation for representations and warranties, reserve	$ 300	$ 300
Commitments to Extend Credit [Member]
Loss Contingencies [Line Items]
Allowance for unfunded commitments	$ 100	$ 100

FAIR VALUE DISCLOSURES (Details

FAIR VALUE DISCLOSURES (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	$ 367,920	$ 371,572
Liabilities measured at fair value on recurring basis	1,591	484
Loan Servicing Rights[Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	2,563	2,837
Mortgage Derivatives [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	81	34
Liabilities measured at fair value on recurring basis	29	22
Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	140	354
Liabilities measured at fair value on recurring basis	1,562	462
Mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	3,574	2,431
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	12,025	11,127
Liabilities measured at fair value on recurring basis
Fair Value, Inputs, Level 1 [Member] \| Loan Servicing Rights[Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Fair Value, Inputs, Level 1 [Member] \| Mortgage Derivatives [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Liabilities measured at fair value on recurring basis
Fair Value, Inputs, Level 1 [Member] \| Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Liabilities measured at fair value on recurring basis
Fair Value, Inputs, Level 1 [Member] \| Mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	349,183	354,650
Liabilities measured at fair value on recurring basis	1,562	462
Fair Value, Inputs, Level 2 [Member] \| Loan Servicing Rights[Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Fair Value, Inputs, Level 2 [Member] \| Mortgage Derivatives [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Liabilities measured at fair value on recurring basis
Fair Value, Inputs, Level 2 [Member] \| Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	140	354
Liabilities measured at fair value on recurring basis	1,562	462
Fair Value, Inputs, Level 2 [Member] \| Mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	6,712	5,795
Liabilities measured at fair value on recurring basis	29	22
Fair Value, Inputs, Level 3 [Member] \| Loan Servicing Rights[Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	2,563	2,837
Fair Value, Inputs, Level 3 [Member] \| Mortgage Derivatives [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	81	34
Liabilities measured at fair value on recurring basis	29	22
Fair Value, Inputs, Level 3 [Member] \| Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Liabilities measured at fair value on recurring basis
Fair Value, Inputs, Level 3 [Member] \| Mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	3,574	2,431
Trading account assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	6,967	6,178
Trading account assets [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	6,967	6,178
Trading account assets [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Trading account assets [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	354,595	359,738
Available-for-sale Securities [Member] \| U.S. Treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	33,660	33,990
Available-for-sale Securities [Member] \| Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	119,052	114,402
Available-for-sale Securities [Member] \| Mortgage-backed Securities - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	77,709	85,184
Available-for-sale Securities [Member] \| Collateralized Mortgage Obligations - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	21,950	21,889
Available-for-sale Securities [Member] \| Collateralized Mortgage Obligations - Non Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	66,647	69,171
Available-for-sale Securities [Member] \| Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	15,224	15,077
Available-for-sale Securities [Member] \| Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	20,353	20,025
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	5,058	4,949
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| U.S. Treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	5,058	4,949
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Mortgage-backed Securities - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Collateralized Mortgage Obligations - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Collateralized Mortgage Obligations - Non Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 1 [Member] \| Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	349,043	354,296
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| U.S. Treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	28,602	29,041
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	119,052	114,402
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Mortgage-backed Securities - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	77,709	85,184
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Collateralized Mortgage Obligations - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	21,950	21,889
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Collateralized Mortgage Obligations - Non Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	66,647	69,171
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	15,224	15,077
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 2 [Member] \| Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	19,859	19,532
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	494	493
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| U.S. Treasury securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Mortgage-backed Securities - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Collateralized Mortgage Obligations - Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Collateralized Mortgage Obligations - Non Guaranteed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Collateralized mortgage obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis
Available-for-sale Securities [Member] \| Fair Value, Inputs, Level 3 [Member] \| Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on recurring basis	$ 494	$ 493

FAIR VALUE DISCLOSURES (Detai_2

FAIR VALUE DISCLOSURES (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
FAIR VALUE DISCLOSURES (Details 2) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest Expense Federal Home Loan Bank Advances
Balance at beginning of period	$ 6,540	$ 4,649	$ 5,773	$ 3,321
Fair value adjustment to AFS securities	1		1
Corporate bonds Transfer to Level 2		(1,331)
Mortgage loans held for sale	304	1,170	1,143	1,170
Capitalization from loans sold	45	145	92	245
Fair value adjustment	(235)	(186)	(366)	(316)
Mortgage derivative gains included in Other income	28	(43)	40	(16)
Balance at end of period	$ 6,683	$ 4,404	$ 6,683	$ 4,404

FAIR VALUE DISCLOSURES (Detai_3

FAIR VALUE DISCLOSURES (Details 3) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets measured at fair value on nonrecurring basis	$ 367,920	$ 371,572
Fair Value, Inputs, Level 3 [Member]
Assets measured at fair value on nonrecurring basis	6,712	5,795
Fair Value, Measurements, Nonrecurring [Member]
Assets measured at fair value on nonrecurring basis	9,183	7,821
Impaired loans measured at present value	3,200	5,600
Fair Value, Measurements, Nonrecurring [Member] \| Fair Value, Inputs, Level 3 [Member]
Assets measured at fair value on nonrecurring basis	9,183	7,821
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| One-to-four family residential
Assets measured at fair value on nonrecurring basis	1,949	845
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Commercial Real Estate Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	3,452	3,835
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Home Equity Line of Credit [Member]
Assets measured at fair value on nonrecurring basis	283	283
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Other Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	540	365
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member] \| One-to-four family residential
Assets measured at fair value on nonrecurring basis	1,949	845
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member] \| Commercial Real Estate Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	3,452	3,835
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member] \| Home Equity Line of Credit [Member]
Assets measured at fair value on nonrecurring basis	283	283
Fair Value, Measurements, Nonrecurring [Member] \| Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member] \| Other Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	540	365
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| One-to-four family residential
Assets measured at fair value on nonrecurring basis		228
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| Commercial Real Estate Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	1,661	949
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| Other Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	1,298	1,316
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| Fair Value, Inputs, Level 3 [Member] \| One-to-four family residential
Assets measured at fair value on nonrecurring basis		228
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| Fair Value, Inputs, Level 3 [Member] \| Commercial Real Estate Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	1,661	949
Fair Value, Measurements, Nonrecurring [Member] \| Real Estate Owned [Member] \| Fair Value, Inputs, Level 3 [Member] \| Other Portfolio Segment [Member]
Assets measured at fair value on nonrecurring basis	$ 1,298	$ 1,316

FAIR VALUE DISCLOSURES (Detai_4

FAIR VALUE DISCLOSURES (Details 4)	6 Months Ended
FAIR VALUE DISCLOSURES (Details 4)	Jun. 30, 2019
Impaired Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	Collateral discounts and estimated selling cost
Valuation Technique	Discounted Appraisals
Impaired Loans [Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral discounts and estimated selling cost	0.00%
Impaired Loans [Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral discounts and estimated selling cost	30.00%
Real Estate Owned [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	Collateral discounts and estimated selling cost
Valuation Technique	Discounted Appraisals
Real Estate Owned [Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral discounts and estimated selling cost	0.00%
Real Estate Owned [Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral discounts and estimated selling cost	30.00%
Corporate Bond [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	Recent trade pricing
Valuation Technique	Discounted Cash Flows
Corporate Bond [Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	100.00%
Corporate Bond [Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	108.00%
Loan Servicing Rights[Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Valuation Technique	Discounted Cash Flows
Loan Servicing Rights[Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Prepayment Speed	10.00%
Discount rate	10.00%
Loan Servicing Rights[Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Prepayment Speed	16.00%
Discount rate	14.00%
Mortgage loans held for sale [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	External pricing model
Valuation Technique	Recent trade pricing
Mortgage loans held for sale [Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	103.00%
Mortgage loans held for sale [Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	106.00%
Mortgage Derivatives [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	External pricing model
Valuation Technique	Pull-through rate
Mortgage Derivatives [Member] \| Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	77.00%
Mortgage Derivatives [Member] \| Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Recent trade pricing	100.00%
SBIC Investments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Unobservable Input	Current operations and financial condition
Valuation Technique	Indicative value provided by fund

FAIR VALUE DISCLOSURES (Detai_5

FAIR VALUE DISCLOSURES (Details 5) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Assets:
Cash and equivalents	$ 87,922	$ 69,119	$ 113,119	$ 109,467
Trading securities	6,967	6,178
Securities available for sale	354,595	359,738
Loans held for sale	11,415	7,570
Other investments, at cost	11,752	12,039
Accrued interest receivable	6,730	6,443
Bank owned life insurance	32,272	32,886
Loan servicing rights	2,563	2,837
Liabilities:
Federal Home Loan Bank advances	205,500	213,500
Junior subordinated debentures	14,433	14,433
Other borrowings	4,386	9,299
Accrued interest payable	1,543	1,647
Fair Value, Inputs, Level 1 [Member]
Assets:
Cash and equivalents	87,922	69,119
Trading securities	6,967	6,178
Securities available for sale	5,058	4,949
Loans held for sale
Loans receivable, net
Other investments, at cost
Accrued interest receivable
Bank owned life insurance
Loan servicing rights
SBIC investments
Liabilities:
Demand deposits
Time deposits
Federal Home Loan Bank advances
Junior subordinated debentures
Other borrowings
Accrued interest payable
Fair Value, Inputs, Level 2 [Member]
Assets:
Cash and equivalents
Trading securities
Securities available for sale	349,043	354,297
Loans held for sale	8,719	5,683
Loans receivable, net
Other investments, at cost	11,752	12,039
Accrued interest receivable	6,730	6,443
Bank owned life insurance	32,272	32,886
Loan servicing rights
SBIC investments
Liabilities:
Demand deposits	853,286	800,291
Time deposits
Federal Home Loan Bank advances	204,757	213,513
Junior subordinated debentures	13,572	12,440
Other borrowings	4,616	9,253
Accrued interest payable	1,543	1,647
Fair Value, Inputs, Level 2 [Member] \| Interest Rate Swap [Member]
Assets:
Derivative asset	140	354
Liabilities:
Derivative Liabilities	1,562	462
Fair Value, Inputs, Level 3 [Member]
Assets:
Cash and equivalents
Trading securities
Securities available for sale	494	493
Loans held for sale	3,574	2,431
Loans receivable, net	1,059,364	1,046,136
Other investments, at cost
Accrued interest receivable
Bank owned life insurance
Loan servicing rights	2,563	2,837
SBIC investments	4,632	3,839
Liabilities:
Demand deposits
Time deposits	399,036	424,054
Federal Home Loan Bank advances
Junior subordinated debentures
Other borrowings
Accrued interest payable
Fair Value, Inputs, Level 3 [Member] \| Mortgage Derivatives [Member]
Assets:
Derivative asset	81	34
Liabilities:
Derivative Liabilities	29	22
Reported Value Measurement [Member]
Assets:
Cash and equivalents	87,922	69,119
Trading securities	6,967	6,178
Securities available for sale	354,595	359,739
Loans held for sale	11,415	7,570
Loans receivable, net	1,087,419	1,076,069
Other investments, at cost	11,752	12,039
Accrued interest receivable	6,730	6,443
Bank owned life insurance	32,272	32,886
Loan servicing rights	2,563	2,837
SBIC investments	4,632	3,839
Liabilities:
Demand deposits	853,286	800,291
Time deposits	393,547	420,949
Federal Home Loan Bank advances	205,500	213,500
Junior subordinated debentures	14,433	14,433
Other borrowings	4,386	9,299
Accrued interest payable	1,543	1,647
Reported Value Measurement [Member] \| Interest Rate Swap [Member]
Assets:
Derivative asset	140	354
Liabilities:
Derivative Liabilities	1,562	462
Reported Value Measurement [Member] \| Mortgage Derivatives [Member]
Assets:
Derivative asset	81	34
Liabilities:
Derivative Liabilities	29	22
Fair Value Measurement [Member]
Assets:
Cash and equivalents	87,922	69,119
Trading securities	6,967	6,178
Securities available for sale	354,595	359,739
Loans held for sale	12,293	8,114
Loans receivable, net	1,059,364	1,046,136
Other investments, at cost	11,752	12,039
Accrued interest receivable	6,730	6,443
Bank owned life insurance	32,272	32,886
Loan servicing rights	2,563	2,837
SBIC investments	4,632	3,839
Liabilities:
Demand deposits	853,286	800,291
Time deposits	399,036	424,054
Federal Home Loan Bank advances	204,757	213,513
Junior subordinated debentures	13,572	12,440
Other borrowings	4,616	9,253
Accrued interest payable	1,543	1,647
Fair Value Measurement [Member] \| Interest Rate Swap [Member]
Assets:
Derivative asset	140	354
Liabilities:
Derivative Liabilities	1,562	462
Fair Value Measurement [Member] \| Mortgage Derivatives [Member]
Assets:
Derivative asset	81	34
Liabilities:
Derivative Liabilities	$ 29	$ 22

LEASES (Details)

LEASES (Details) $ in Thousands	Jun. 30, 2019USD ($)
Leases [Abstract]
2019	$ 71
2020	69
2021	53
2022	53
2023	53
Thereafter	177
Total undiscounted lease payments	476
Discount effect of cash flows	(62)
Total lease liability	$ 414

LEASES (Details Narrative)

LEASES (Details Narrative) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
LEASES (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2019
Leases [Abstract]
Total Operating Lease Cost	$ 49	$ 105