West End Indiana Bancshares (WEIN) 10-K 30 Mar 18 2017 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2017	Mar. 30, 2018	Jun. 30, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	West End Indiana Bancshares, Inc.
Entity Central Index Key	1,523,854
Trading Symbol	wein
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Well-Known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding		1,066,858
Entity Public Float			$ 23.6
Document Type	10-K
Document Period End Date	Dec. 31, 2017
Amendment Flag	false
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	FY

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 1,588,203	$ 2,039,032
Interest-bearing demand deposits	8,757,619	5,610,324
Cash and cash equivalents	10,345,822	7,649,356
Investment securities available for sale	20,296,672	23,727,778
Loans held for sale	2,877,012	346,409
Loans, net of allowance for loan losses of $2,744,684 and $2,276,679	240,858,812	232,649,433
Premises and equipment	9,127,886	6,111,527
Federal Home Loan Bank stock	2,435,700	1,328,900
Interest receivable	1,103,553	1,036,536
Bank-owned life insurance	6,959,909	6,783,218
Foreclosed real estate held for sale	39,375	2,502,589
Other assets	5,369,094	4,968,194
Total assets	299,413,835	287,103,940
Liabilities
Deposits	226,980,788	224,897,992
Federal Home Loan Bank advances	41,500,000	32,000,000
Interest payable	105,709	82,137
Other liabilities	1,797,971	1,921,413
Total liabilities	270,384,468	258,901,542
Commitments and Contingencies
Redeemable common stock held by Employee Stock Ownership Plan (ESOP)	854,526	660,957
Stockholders' Equity
Common stock, $.01 par value per share: Issued and outstanding - 1,066,858 and 1,064,582	10,668	10,646
Additional paid in capital	6,062,163	5,690,352
Retained earnings	24,029,397	23,687,416
Unearned employee stock ownership plan (ESOP)	(784,560)	(840,600)
Accumulated other comprehensive loss	(288,301)	(345,416)
Total stockholders' equity	29,029,367	28,202,398
Less maximum cash obligation related to ESOP shares	(854,526)	(660,957)
Total stockholders' equity less maximum cash obligation related to ESOP shares	28,174,841	27,541,441
Total liabilities and stockholders' equity	$ 299,413,835	$ 287,103,940

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Statement Of Financial Position [Abstract]
Allowance for loan losses (in dollars)	$ 2,744,684	$ 2,276,679
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares issued	1,066,858	1,064,582
Common stock, shares outstanding	1,066,858	1,064,582

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Interest and Dividend Income
Loans receivable, including fees	$ 13,568,859	$ 13,104,478
Investment securities	390,189	435,075
Other	134,528	73,912
Total interest income	14,093,576	13,613,465
Interest Expense
Deposits	1,660,209	1,486,252
Federal Home Loan Bank advances	513,879	427,312
Total interest expense	2,174,088	1,913,564
Net Interest Income	11,919,488	11,699,901
Provision for loan losses	2,021,000	1,861,281
Net Interest After Provision for Loan Losses	9,898,488	9,838,620
Other Income
Service charges on deposit accounts	701,679	652,764
Loan servicing income, net	81,016	148,304
Debit card income	369,198	354,802
Gain on sale of loans	370,578	738,650
Net realized gains on sales of available-for-sale securities (includes $0, and $135,336 respectively, related to accumulated other comprehensive earnings reclassifications)	0	135,336
Gain on cash surrender value of life insurance	176,691	164,208
Gain (loss) on sale and writedowns of other assets	(719,341)	(244,138)
Other income	13,986	2,051
Total other income	993,807	1,951,977
Other Expense
Salaries and employee benefits	5,221,524	5,021,359
Net occupancy	583,727	572,903
Data processing fees	465,315	389,007
Professional fees	726,510	425,132
Director expenses	115,197	141,660
Advertising	290,961	264,668
ATM charges	246,459	288,882
Postage and courier	244,356	232,446
FDIC insurance premiums	166,500	187,500
Software Expense	245,638	188,183
Foreclosed real estate and repossession expense	567,202	259,277
Other expenses	1,061,658	1,022,644
Total other expenses	9,935,047	8,993,661
Income Before Income Tax	957,248	2,796,936
Income tax expense (includes $0 and $53,607, respectively, related to income tax expense from reclassification items)	379,424	949,862
Net Income	$ 577,824	$ 1,847,074
Earnings Per Share
Basic	$ 0.59	$ 1.83
Diluted	0.56	1.79
Dividends Per Share	$ 0.24	$ 0.24

Consolidated Statements of Inc5

Consolidated Statements of Income (Parentheticals) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Income Statement [Abstract]
Accumulated other comprehensive earnings reclassifications	$ 0	$ 135,336
Income tax expense from reclassification items	$ 0	$ 53,607

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Statement Of Other Comprehensive Income [Abstract]
Net income	$ 577,824	$ 1,847,074
Other comprehensive income (loss), net of tax
Unrealized holding gains (loss) arising during the period, net of tax expense (benefit) of $35,937 and ($69,130).	57,115	(105,478)
Less: Reclassification adjustment for gains included in net income, net of tax expense of $0 and $53,607	0	81,729
Total other comprehensive income (loss), net of tax	57,115	(187,207)
Comprehensive income	$ 634,939	$ 1,659,867

Consolidated Statements of Com7

Consolidated Statements of Comprehensive Income (Parentheticals) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Statement Of Other Comprehensive Income [Abstract]
Unrealized holding gains (loss) arising during the period, tax expense	$ 35,937	$ (69,130)
Reclassification adjustment for gains included in net income, tax expense	$ 0	$ 53,607

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($)	Common Stock	Additional Paid-In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Maximum Cash Obligation Related to ESOP Shares	Total
Balances at Dec. 31, 2015	$ 11,065	$ 6,367,059	$ 22,081,030	$ (896,640)	$ (158,209)		$ 27,404,305
Balances (in shares) at Dec. 31, 2015	1,106,476
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			1,847,073				1,847,074
Other comprehensive income (loss)					(187,207)		(187,207)
ESOP shares earned		79,857		56,040			135,897
Change related to ESOP shares						$ (660,957)	(660,957)
Stock Based Compensation Expense		289,194					289,194
Shares Repurchased	$ (419)	(1,045,758)					(1,046,177)
Shares Repurchased (in shares)	(41,894)
Cash dividends ($0.24) per share			(240,687)				(240,688)
Balances at Dec. 31, 2016	$ 10,646	5,690,352	23,687,416	(840,600)	(345,416)	(660,957)	$ 27,541,441
Balances (in shares) at Dec. 31, 2016	1,064,582						1,064,582
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			577,824				$ 577,824
Other comprehensive income (loss)					57,115		57,115
ESOP shares earned		110,656		56,040			166,696
Change related to ESOP shares						(193,569)	(193,569)
Stock Based Compensation Expense		289,608					289,608
Shares Repurchased	$ (10)	(28,421)					(28,431)
Shares Repurchased (in shares)	(972)
Shares Issued	$ 32	(32)
Shares Issued (in shares)	3,248
Cash dividends ($0.24) per share			(235,843)				(235,843)
Balances at Dec. 31, 2017	$ 10,668	$ 6,062,163	$ 24,029,397	$ (784,560)	$ (288,301)	$ (854,526)	$ 28,174,841
Balances (in shares) at Dec. 31, 2017	1,066,858						1,066,858

Consolidated Statements of Cha9

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Statement Of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ (0.24)	$ (0.24)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Operating Activities
Net income	$ 577,824	$ 1,847,074
Items not requiring (providing) cash
Provision for loan losses	2,021,000	1,861,281
Depreciation and amortization	303,510	291,341
Deferred income taxes	96,945	83,313
Investment securities amortization, net	324,133	332,838
Investment securities gains	0	(135,336)
Gain on loans sold	(370,578)	(738,650)
Loss on other assets	719,341	244,138
ESOP shares earned	166,696	135,897
Stock based compensation	289,608	289,194
Loan originated for sale	(15,467,476)	(14,697,998)
Proceeds on loan sold	13,226,078	16,813,293
Net change in
Interest receivable	(67,017)	43,339
Interest payable	23,572	6,725
Cash surrender value of life insurance	(176,691)	(164,209)
Other adjustments	(105,400)	(523,982)
Net cash provided by operating activities	1,561,545	5,688,258
Investing Activities
Purchases of securities available for sale	(1,016,563)	(10,619,965)
Proceeds from maturities of securities available for sale	4,216,587	4,209,332
Proceeds from sales of securities available for sale		10,276,310
Purchase of FHLB stock	(1,106,800)	(5,900)
Net change in loans	(9,462,803)	(18,567,736)
Purchase of premises and equipment	(3,737,772)	(2,273,749)
Proceeds from sale of foreclosed real estate and repossessions	923,750	112,322
Purchase of bank owned life insurance		(1,340,000)
Net cash used in investing activities	(10,183,601)	(18,209,386)
Financing Activities
Net change in demand deposits, money market, NOW, and savings accounts	3,642,252	9,703,025
Net change in certificates of deposit	(1,559,456)	(83,101)
Repurchased shares	(28,431)	(1,046,177)
Repayment of FHLB advances	(29,000,000)	(45,000,000)
Proceeds from FHLB advances	38,500,000	50,000,000
Cash dividends	(235,843)	(240,688)
Net cash provided by financing activities	11,318,522	13,333,059
Net Change in Cash and Cash Equivalents	2,696,466	811,931
Cash and Cash Equivalents, Beginning of Period	7,649,356	6,837,425
Cash and Cash Equivalents, End of Period	10,345,822	7,649,356
Additional Cash Flows Information
Interest paid	2,150,516	1,908,597
Income tax paid	673,909	1,057,000
Assets acquired in settlement of loans	1,098,971	1,974,589
Sale and financing of foreclosed assets	$ 1,889,878	$ 58,373

Nature of Operations and Summar

Nature of Operations and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2017
Nature Of Operations and Summary Of Significant Accounting Policies [Abstract]
Nature of Operations and Summary of Significant Accounting Policies	Note 1: Nature of Operations and Summary of Significant Accounting Policies Nature of Operations and Conversion West End Bank, S.B. (the “Bank”), a wholly owned subsidiary of West End Indiana Bancshares, Inc. (the “Company”), is an Indiana-chartered savings bank that was organized in 1894 and is headquartered in Richmond, Indiana. The Bank provides financial services to individuals, families and businesses through its four banking offices located in the Indiana counties of Union and Wayne and limited service branches located in the elementary schools and high school in Richmond, Indiana at which the Bank offers more limited banking services and at which it provides banking seminars to students who assist in the branch operations. Our principal business consists of attracting retail deposits from the general public in our market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in one- to four- family residential real estate loans, indirect automobile loans, commercial and multi-family real estate loans, and to a lesser extent, second mortgages and equity lines of credit, construction loans and commercial business loans. We also purchase investment securities consisting of municipal bonds, and mortgage-backed securities. The Bank reorganized into a mutual holding company structure in 2007. On January 11, 2012, in accordance with a Plan of Conversion and Reorganization ( the “Conversion”), West End Bank, MHC (MHC), the Bank’s former federally chartered mutual holding company completed a mutual-to-stock conversion pursuant to which the Bank became the wholly owned subsidiary of the Company, a Maryland corporation. In connection with the Conversion, the Company sold 1,363,008 shares of common stock, at an offering price of $10 per share, and issued an additional 38,000 shares of its common stock to the West End Bank Charitable Foundation (the “Foundation”), resulting in an aggregate issuance of 1,401,008 shares of common stock. The Company’s stock began being quoted on the OTC Pink Marketplace on January 11, 2012, under the symbol “WEIN.” The proceeds from the stock offering net of issuance costs of $1,092,000 amounted to $12,537,000. Also, in connection with the Conversion, the Bank established an employee stock ownership plan (“ESOP”), which purchased 112,080 shares of the Company’s common stock at a price of $10 per share. In accordance with Federal conversion regulations, at the time of the Conversion from a mutual holding company to a stock holding company, the Company was required to substantially restrict retained earnings by establishing a liquidation account and the Bank established a parallel liquidation account. The liquidation account will be maintained for the benefit of eligible holders who continue to maintain their accounts at the Bank after conversion. The liquidation account will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder’s interest in the liquidation account. In the event of a complete liquidation of the Bank, and only in such event, each account holder will be entitled to receive a distribution for the liquidation account in an amount proportionate to the adjusted qualifying account balances then held. The Bank may not pay dividends if those dividends would reduce equity capital below the required liquidation account amount. The Conversion was accounted for as a change in corporate form with the historical basis of the MHC’s consolidated assets, liabilities and equity unchanged as a result. Principles of Consolidation The consolidated financial statements include the accounts of West End Indiana Bancshares, Inc. and its wholly owned subsidiary, West End Bank, S.B. All significant intercompany accounts and transactions have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and fair values of financial instruments. Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December 31, 2017 and 2016, cash equivalents consisted primarily of interest bearing demand deposits. The Bank is required to maintain reserve funds in cash and/or deposit with the Federal Reserve Bank as of December 31, 2017 of $15,000. At December 31, 2017, the Company’s interest-bearing cash accounts exceeded federally insured limits by approximately $7,258,000. This amount included $2,835,000 held at the Federal Home Loan Bank and $4,423,000 held at the Federal Reserve Bank, which are not federally insured. Investment Securities All of the Bank’s investment securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities, with the exception of mortgage-backed securities, which are amortized over an estimated average life. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. For debt securities with fair value below carrying value when the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. For held-to-maturity debt securities, the amount of an other-than-temporary impairment recorded in other comprehensive income for the noncredit portion of a previous other-than-temporary impairment is amortized prospectively over the remaining life of the security on the basis of the timing of future estimated cash flows of the security. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan. For all loan classes, the accrual of interest is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. For all loan classes, the entire balance of the loan is considered past due if the minimum payment contractually required to be paid is not received by the contractual due date. For all loan classes, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined. For all loan portfolio segments except residential and consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral. The Company charges-off residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 180 days past due, charge-off of unsecured open-end loans when the loan is 180 days past due, and charge down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off. For all classes, all interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status. When cash payments are received on impaired loans in each loan class, the Company records the payment as interest income unless collection of the remaining recorded principal amount is doubtful, at which time payments are used to reduce the principal balance of the loan. Troubled debt restructured loans recognize interest income on an accrual basis at the renegotiated rate if the loan is in compliance with the modified terms. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical charge-off experience by segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior three years. Management believes the three year historical loss experience methodology is appropriate in the current economic environment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due based on the loan’s current payment status and the borrower’s financial condition including available sources of cash flows. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for non-homogenous type loans such as commercial, non-owner residential and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. For impaired loans where the Company utilizes the discounted cash flows to determine the level of impairment, the Company includes the entire change in the present value of cash flows as bad debt expense. The fair values of collateral dependent impaired loans are based on independent appraisals of the collateral. In general, the Company acquires an updated appraisal upon identification of impairment and annually thereafter for commercial, commercial real estate and multi-family loans. If the most recent appraisal is over a year old, and a new appraisal is not performed, due to lack of comparable values or other reasons, the existing appraisal is utilized and discounted 20% - 30% based on the age of the appraisal, condition of the subject property, and overall economic conditions. After determining the collateral value as described, the fair value is calculated based on the determined collateral value less selling expenses. The potential for outdated appraisal values is considered in our determination of the allowance for loan losses through our analysis of various trends and conditions including the local economy, trends in charge-offs and delinquencies, etc. and the related qualitative adjustments assigned by the Company. Segments of loans with similar risk characteristics are collectively evaluated for impairment based on the segment’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower. Premises and Equipment Premises and equipment are carried at cost, net of accumulated depreciation. Depreciation is computed using the straight-line method for premises and the declining balance method for equipment based principally on the estimated useful lives of the assets. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on dispositions are included in current operations. Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets. Mortgage-Servicing Rights Mortgage-servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. The Company has elected to initially and subsequently measure the mortgage-servicing rights for consumer mortgage loans using the fair value method. Under the fair value method, the servicing rights are carried in the balance sheet at fair value and the changes in fair value are reported in earnings in the period in which the changes occur. Fair value is based on market prices for comparable mortgage-servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage-servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The fair value change of mortgage-servicing rights is netted against loan servicing fee income. Income Tax The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management’s judgment. The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiaries. Comprehensive Income Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income and accumulated other comprehensive income consist entirely of unrealized appreciation (depreciation) on available-for-sale securities. Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Unearned ESOP shares, which are not vested, are excluded from the computation of average shares outstanding.

Securities

Securities	12 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Securities	Note 2: Securities The amortized cost and approximate fair values of securities are as follows: 2017 Amortized Gross Gross Approximate Available for sale Municipal bonds $ 2,019 $ - $ (67 ) $ 1,952 Mortgage-backed securities - GSE residential 18,757 2 (414 ) 18,345 Total available for sale $ 20,776 $ 2 $ (481 ) $ 20,297 2016 Amortized Gross Gross Approximate Available for sale Municipal bonds $ 2,021 $ - $ (167 ) $ 1,854 Mortgage-backed securities - GSE residential 22,278 20 (424 ) 21,874 Total available for sale $ 24,299 $ 20 $ (591 ) $ 23,728 The amortized cost and fair value of securities available for sale at December 31, 2017, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. December 31, 2017 Amortized Fair After ten years 2,019 1,952 Mortgage-backed securities - GSE residential 18,757 18,345 Totals $ 20,776 $ 20,297 Securities pledged at December 31, 2017 and 2016 totaled $13,473,000 and $911,000. Activities related to the sales of securities available for sale for the years ended December 31, 2017 and 2016 are summarized as follows: 2017 2016 Proceeds from sales of available-for sale securities $ - $ 10,276 Gross gains on sales - 143 Gross losses on sales - 8 Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at December 31, 2017 and 2016 was $19,627,000 and $20,024,000 which is approximately 97% and 84% of the Company’s available-for-sale investment portfolio. These declines primarily resulted from changes in market interest rates. Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. Securities with unrealized losses at December 31, 2017 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Gross Fair Gross Available-for-sale securities Municipal bonds $ - $ - $ 1,952 $ (67 ) $ 1,952 $ (67 ) Mortgage-backed securities - GSE residential 4,644 (40 ) 13,031 (374 ) 17,675 (414 ) $ 4,644 $ (40 ) $ 14,983 $ (441 ) $ 19,627 $ (481 ) Securities with unrealized losses at December 31, 2016 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Gross Fair Gross Available-for-sale securities Municipal bonds $ 1,854 $ (167 ) $ - $ - $ 1,854 $ (167 ) Mortgage-backed securities - GSE residential 13,249 (292 ) 4,921 (132 ) 18,170 (424 ) $ 15,103 $ (459 ) $ 4,921 $ (132 ) $ 20,024 $ (591 ) Municipal Bonds The unrealized losses on the Company’s investments in municipal bonds were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2017. Mortgage-backed Securities – GSE Residential The unrealized losses on the Company’s investment in mortgage-backed securities were caused by interest rate increases. The Company expects to recover the amortized cost basis over the term of the securities. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not, more likely than not, the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2017.

Loans and Allowance

Loans and Allowance	12 Months Ended
	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans and Allowance	Note 3: Loans and Allowance Categories of loans include: December 31, 2017 2016 Commercial $ 11,572 $ 12,155 Real estate loans Residential 61,885 65,160 Commercial and multi-family 57,485 50,070 Construction 2,093 6,906 Second mortgages and equity lines of credit 6,594 5,716 Consumer loans Indirect 86,109 79,214 Other 17,978 15,821 243,716 235,042 Less Net deferred loan fees, premiums and discounts 112 116 Allowance for loan losses 2,745 2,277 Total loans $ 240,859 $ 232,649 The risk characteristics of each loan portfolio segment are as follows : Commercial Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial and multi-family real estate These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial and multi-family real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial and multi-family real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial and multi-family real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Construction Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing. Residential, Second mortgages and equity lines of credit and Consumer With respect to residential loans that are secured by 1-4 family residences, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Second mortgages and equity lines of credit loans are typically secured by a subordinate interest in 1-4 family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. The following presents by portfolio class, the activity in the allowance for loan losses for the years ended December 31, 2017 and 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance for loan losses: Balance, beginning of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277 Provision for losses 185 (66 ) 315 2 19 1,566 2,021 Recoveries on loans 9 3 — — — 210 222 Loans charged off (138 ) (75 ) (99 ) — (9 ) (1,454 ) (1,775 ) Balance, end of year $ 303 $ 191 $ 886 $ 2 $ 10 $ 1,353 $ 2,745 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance for loan losses: Balance, beginning of year $ 44 $ 390 $ 749 $ 3 $ 11 $ 996 $ 2,193 Provision for losses 257 90 274 (3 ) (11 ) 1,254 1,861 Recoveries on loans — 8 — — — 114 122 Loans charged off (54 ) (159 ) (353 ) — — (1,333 ) (1,899 ) Balance, end of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277 The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio class and impairment method as of December 31, 2017 and December 31, 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance: Balance, end of year $ 303 $ 191 $ 886 $ 2 $ 10 $ 1,353 $ 2,745 Individually evaluated for impairment 214 - 556 - - - 770 Collectivity evaluated for impairment 89 191 330 2 10 1,353 1,975 Loans: Ending balance $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 Individually evaluated for impairment 814 - 1,605 - - - 2,419 Collectivity evaluated for impairment 10,758 61,885 55,880 2,093 6,594 104,087 241,297 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance: Balance, end of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277 Individually evaluated for impairment 225 - 55 - - - 280 Collectivity evaluated for impairment 22 329 615 - - 1,031 1,997 Loans: Ending balance $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042 Individually evaluated for impairment 3,624 - 1,653 - - - 5,277 Collectivity evaluated for impairment 8,531 65,160 48,417 6,906 5,716 95,035 229,765 T he following tables present the credit risk profile of the Bank’s loan portfolio based on rating category and payment activity as of December 31, 2017 and December 31, 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Pass $ 10,601 $ 61,561 $ 52,873 $ 2,093 $ 6,594 $ 104,087 $ 237,809 Watch 157 –– 992 — — — 1,149 Special Mention –– 324 2,015 — –– — 2,339 Substandard 814 –– 1,605 — — –– 2,419 Doubtful –– — — — — — –– Loss — — — — –– — –– Total $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Pass $ 8,531 $ 65,160 $ 45,618 $ 6,906 $ 5,716 $ 95,035 $ 226,966 Watch –– –– –– — — — –– Special Mention –– –– 2,799 — –– — 2,799 Substandard 3,624 –– 1,653 — — –– 5,277 Doubtful –– — — — — — –– Loss — — — — –– — –– Total $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042 The Company generally categorizes all classes of loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Generally, smaller dollar consumer loans are excluded from this grading process and are reflected in the Pass category. The delinquency trends of these consumer loans are monitored on homogeneous basis and the related delinquent amounts are reflected in the aging analysis table below. The Company uses the following definitions for risk ratings: The Pass asset quality rating encompasses assets that have generally performed as expected. With the exception of some smaller consumer and residential loans, these assets generally do not have delinquency. Loans assigned this rating include loans to borrowers possessing solid credit quality with acceptable risk. Borrowers in these grades are differentiated from higher grades on the basis of size (capital and/or revenue), leverage, asset quality, stability of the industry or specific market area and quality/coverage of collateral. These borrowers generally have a history of consistent earnings and reasonable leverage. The Watch asset quality rating encompasses assets that have been brought to the attention of management and may, if not corrected, warrant a more serious quality rating by management. These assets are usually in the first phase of a deficiency situation and may possess similar criteria as Special Mention assets. This grade includes “pass grade” loans to borrowers which require special monitoring because of deteriorating financial results, declining credit ratings, decreasing cash flow, increasing leverage, marginal collateral coverage or industry stress that has resulted or may result in a changing overall risk profile. The Special Mention asset quality rating encompasses assets that have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. This grade is intended to include loans to borrowers whose credit quality has clearly deteriorated and where risk of further decline is possible unless active measures are taken to correct the situation. Weaknesses are considered potential at this state and are not yet fully defined. The Substandard asset quality rating encompasses assets that are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any; assets having a well-defined weakness(es) based upon objective evidence; assets characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected; or the possibility that liquidation will not be timely. Loans categorized in this grade possess a well-defined credit weakness and the likelihood of repayment from the primary source is uncertain. Significant financial deterioration has occurred and very close attention is warranted to ensure the full repayment without loss. Collateral coverage may be marginal and the accrual of interest has been suspended. The Doubtful asset quality rating encompasses assets that have all of the weaknesses of those classified as Substandard. In addition, these weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Loss asset quality rating encompasses assets that are considered uncollectible and of such little value that their continuance as assets of the bank is not warranted. A loss classification does not mean that an asset has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be realized in the future. The Company evaluates the loan grading system definitions and allowance for loan loss methodology on an ongoing basis. No significant changes were made to either during the past year. The following table presents the Bank’s loan portfolio aging analysis as of December 31, 2017 and December 31, 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total 30-59 days past due $ 10 $ 378 $ - $ - $ 57 $ 1,536 $ 1,981 60-89 days past due - 18 39 - 472 529 Greater than 90 days and accruing - 149 8 - 666 823 Total past due 10 545 47 - 57 2,674 3,333 Current 11,562 61,340 57,438 2,093 6,537 101,413 240,383 Total loans $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 Nonaccrual loans $ - $ 115 $ 8 $ - $ - $ - $ 123 Past due 90 days and accruing - 34 - - - 666 700 Total $ - $ 149 $ 8 $ - $ - $ 666 $ 823 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total 30-59 days past due $ 7 $ 322 $ - $ - $ 8 $ 1,111 $ 1,448 60-89 days past due - 93 - - 10 396 499 Greater than 90 days and accruing - 289 257 - 18 728 1,292 Total past due 7 704 257 - 36 2,235 3,239 Current 12,148 64,456 49,813 6,906 5,680 92,800 231,803 Total loans $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042 Nonaccrual loans $ - $ 230 $ 257 $ - $ - $ - $ 487 Past due 90 days and accruing - 71 - - 18 728 817 Total $ - $ 301 $ 257 $ - $ 18 $ 728 $ 1,304 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The following table presents impaired loans and specific valuation allowance based on class level at December 31, 2017 and December 31, 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Impaired loans without a specific allowance: Recorded investment $ 76 $ - $ 812 $ - $ - $ - $ 888 Unpaid principal balance 76 - 812 - - - 888 Impaired loans with a specific allowance: Recorded investment 738 - 793 - - - 1,531 Unpaid principal balance 738 - 793 - - - 1,531 Specific allowance 214 - 556 - - - 770 Total impaired loans: Recorded investment 814 - 1,605 - - - 2,419 Unpaid principal balance 814 - 1,605 - - - 2,419 Specific allowance 214 - 556 - - - 770 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Impaired loans without a specific allowance: Recorded investment $ 114 $ - $ 731 $ - $ - $ - $ 845 Unpaid principal balance 114 - 731 - - - 845 Impaired loans with a specific allowance: Recorded investment 3,510 - 922 - - - 4,432 Unpaid principal balance 3,510 - 922 - - - 4,432 Specific allowance 225 - 55 - - - 280 Total impaired loans: Recorded investment 3,624 - 1,653 - - - 5,277 Unpaid principal balance 3,624 - 1,653 - - - 5,277 Specific allowance 225 - 55 - - - 280 The following presents by portfolio segment, information related to the average recorded investment and interest income recognized on impaired loans for years ended December 31, 2017 and 2016: December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Total impaired loan: Average recorded investment $ 1,409 $ –– $ 1,758 $ –– $ –– $ –– $ 3,167 Interest income recognized 87 –– 91 –– –– –– 178 Interest income recognized on a cash basis –– –– –– –– –– –– –– December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Total impaired loan: Average recorded investment $ 725 $ –– $ 2,170 $ –– $ –– $ –– $ 2,895 Interest income recognized 7 –– 3 –– –– –– 10 Interest income recognized on a cash basis –– –– –– –– –– –– –– Troubled Debt Restructurings In the course of working with borrowers, the Company may choose to restructure the contractual terms of certain loans. In restructuring the loan, the Company attempts to work out an alternative payment schedule with the borrower in order to optimize collectability of the loan. Any loans that are modified, whether through a new agreement replacing the old or via changes to an existing loan agreement, are reviewed by the Company to identify if a troubled debt restructuring (“TDR”) has occurred. A troubled debt restructuring occurs when, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status, and the restructuring of the loan may include the transfer of assets from the borrower to satisfy the debt, a modification of loan terms, or a combination of the two. If such efforts by the Company do not result in a satisfactory arrangement, the loan is referred to legal counsel, at which time foreclosure proceedings are initiated. At any time prior to a sale of the property at foreclosure, the Company may terminate foreclosure proceedings if the borrower is able to work out a satisfactory payment plan. Nonaccrual loans, including TDRs that have not met the six month minimum performance criterion, are reported in this report as non-performing loans. For all loan classes, it is the Company’s policy to have any restructured loans which are on nonaccrual status prior to being restructured remain on nonaccrual status until six months of satisfactory borrower performance, at which time management would consider its return to accrual status. A loan is generally classified as nonaccrual when the Company believes that receipt of principal and interest is questionable under the terms of the loan agreement. Most generally, this is at 90 or more days past due. If the restructured loan is on accrual status prior to being restructured, it is reviewed to determine if the restructured loan should remain on accrual status. Loans that are considered TDR are classified as performing, unless they are on nonaccrual status or greater than 90 days past due, as of the end of the most recent quarter. With regard to determination of the amount of the allowance for credit losses, all accruing restructured loans are considered to be impaired. As a result, the determination of the amount of impaired loans for each portfolio segment within troubled debt restructurings is the same as detailed previously above. During the year ended December 31, 2017, there was one new restructuring classified as TDR. The loan balance at December 31, 2017 was $738,000 with a pre-modification recorded balance and a post modification recorded balance of $738,000. Modifications include continuation of interest only payment for a six month time period on $738,000 TDR balance and deferment of principal payments. During the year ended December 13, 2016 there were no new restructuring classified as TDR’s. No loans restructured during the last twelve months defaulted during the year ended December 31, 2017. At December 31, 2017 and 2016, the balance of real estate owned included $0 and $103,000, respectively, of foreclosed residential real estate properties recorded as a result of obtaining physical possession of the property. At December 31, 2017 and 2016, there were $126,000 and $293,000, respectively, of residential real estate loans in process of foreclosure.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2017
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 4: Premises and Equipment Major classifications of premises and equipment, stated at cost, are as follows: December 31, 2017 2016 Land $ 1,247 $ 1,053 Buildings and improvements 8,304 3,375 Furniture and equipment 2,045 1,232 Construction in progress - 2,791 Software 501 326 Total cost 12,097 8,777 Accumulated depreciation and amortization (2,969 ) (2,665 ) Net $ 9,128 $ 6,112

Loan Servicing

Loan Servicing	12 Months Ended
	Dec. 31, 2017
Disclosures Pertaining To Servicing Assets and Servicing Liabilities [Abstract]
Loan Servicing	Note 5: Loan Servicing Loans serviced for others are not included in the accompanying consolidated balance sheets. The risks inherent in mortgage-servicing assets relate primarily to changes in prepayments that result from shifts in mortgage interest rates. The unpaid principal balances of mortgage and other loans serviced for others were $71,626,000 and $69,605,000 at December 31, 2017 and 2016, respectively. The following summarizes the activity in mortgage servicing measured using the fair value method for the periods ended December 31, 2017 and 2016: 2017 2016 Fair value at the beginning of the period $ 719 $ 646 Servicing rights recorded on sale of loans 104 95 Change in fair value due to payments (85 ) (78 ) Other changes in valuation inputs or assumptions (7 ) 56 Fair value at the end of the period $ 731 $ 719 The fair value is estimated using a valuation model that calculates the present value of the future net servicing cash flows, taking into consideration actual and expected mortgage loan prepayment rates, discount rates, servicing costs and other economic factors, which are determined based on current market conditions. The valuation model uses a discounted cash flow methodology. The following summarizes the key economic assumptions used in determining the fair value of the mortgage-servicing rights at December 31, 2017 and 2016: December 31, 2017 2016 Weighted-average constant prepayment rate 10.8 % 10.3 % Weighted-average discount rate 5.8 % 5.9 % Weighted expected loan servicing (years) 4.08 4.13

Deposits

Deposits	12 Months Ended
	Dec. 31, 2017
Deposits [Abstract]
Deposits	Note 6: Deposits December 31 2017 2016 Noninterest-bearing $ 24,659 $ 22,154 Checking 32,838 33,921 Money market 41,076 38,695 Savings 21,489 21,649 Certificates and other time deposits more than $250,000 18,768 19,732 Other certificates and time deposits 88,151 88,747 Total deposits $ 226,981 $ 224,898 At December 31, 2017, the scheduled maturities of time deposits are as follows: 2017 2018 $ 44,449 2019 36,980 2020 17,219 2021 4,075 2022 4,196 $ 106,919

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances	12 Months Ended
	Dec. 31, 2017
Advances From Federal Home Loan Banks [Abstract]
Federal Home Loan Bank Advances	Note 7: Federal Home Loan Bank Advances Federal Home Loan Bank advances totaled $41,500,000 and $32,000,000 at December 31, 2017 and 2016, respectively. At December 31, 2017, an advance of $5,000,000 maturing in 2022 is subject to a one-time call option as of January 27, 2020. The Federal Home Loan Bank advances are secured by mortgage loans totaling $70,425,000 at December 31, 2017. Advances, at interest rates from 1.00% to 1.95% are subject to restrictions or penalties in the event of prepayment. Maturities of Federal Home Loan Bank advances were as follows at December 31, 2017: 2017 2018 $ 10,000 2019 10,500 2020 7,000 2021 4,000 2022 10,000 $ 41,500

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Income Taxes	Note 8: Income Taxes The Company files income tax returns in the U.S. federal jurisdiction and in Indiana. With a few exceptions, the Company is no longer subject to U.S. federal or state examinations by tax authorities for years before 2014. 2017 2016 Income tax expense Currently payable Federal $ 198 $ 687 State 84 180 Deferred Federal 122 75 State (25 ) 8 Total income tax expense $ 379 $ 950 Reconciliation of federal statutory to actual tax expense Federal statutory income tax at 34% 325 951 Effect of state income taxes 39 124 Tax-exempt interest (16 ) (46 ) Cash surrender value of life insurance (60 ) (56 ) Change in Valuation Allowance (60 ) - Effect of Tax Cuts and Job Acts 102 - Other 49 (23 ) Actual tax expense $ 379 $ 950 Effective tax rate 40.0 % 34.0 % A cumulative net deferred tax asset is included in other assets. The components of the asset are as follows: 2017 2016 Assets Allowance for loan losses $ 376 $ 329 Accrued compensation 162 273 Charitable contributions 1 51 Other real estate owned - 40 Securities available for sale 125 226 Other 51 - Total assets 715 919 Liabilities State income tax (31 ) (42 ) Depreciation (146 ) (48 ) FHLB stock (13 ) (20 ) Mortgage-servicing rights (193 ) (283 ) Other - (1 ) Total liabilities (383 ) (394 ) Net deferred tax asset before valuation allowance 332 525 Valuation allowance Beginning balance (60 ) (60 ) (Increase) decrease during the period 60 –– Ending balance 0 (60 ) Net deferred tax assets $ 332 $ 465 On December 22, 2017, the United States enacted tax reform legislation through the Tax Cuts and Jobs Act, which significantly changes the existing U.S. tax laws, including a reduction in the corporate tax rate from 35% to 21%, as well as other changes. As a result of enactment of the legislation, the Company incurred additional one-time income tax expense of $102,000 during the fourth quarter of 2017, primarily related to the remeasurement of certain deferred tax assets and liabilities. Included in this additional one-time income tax expense of $102,000 is income tax expense of $65,000 related to the adjustment of the deferred tax asset for net unrealized losses on available-for-sale securities. During 2017, the remaining 2012 charitable contribution carryover expired, with a portion of the carryover not being recognized for income tax purposes. As a result, the Company has relieved the related valuation allowance, established in 2012, for the expired deferred tax asset. Retained earnings at December 31, 2017 and 2016 include approximately $3,136,000 for which no deferred income tax liability has been recognized. This amount represents an allocation of income to bad debt deductions as of December 31, 1987 for tax purposes only. Reduction of amounts so allocated for purposes other than tax bad debt losses or adjustments arising from carryback of net operating losses would create income for tax purposes only, which income would be subject to the then-current corporate income tax rate. The unrecorded deferred income tax liability on the above amount was approximately $659,000, and $1,066,000 for the years ended December 31, 2017 and 2016 respectively. The tax expense applicable to realized securities gains for years ended December 31, 2017 and 2016 was $0 and $54,000, respectively.

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	Note 9: Commitments and Contingent Liabilities In the normal course of business, there are outstanding commitments and contingent liabilities, such as commitments to extend credit and standby letters of credit, which are not included in the accompanying consolidated financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual or notional amount of those instruments. The Company uses the same credit policies in making such commitments as it does for instruments that are included in the consolidated balance sheet. Financial instruments whose contract amount represents credit risk as of December 31, 2017 and 2016 were as follows: December 31, 2017 2016 Commitments to extend credit $ 18,926 $ 13,837 Standby letters of credit 13,045 461 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation. Collateral held varies but may include accounts receivable, inventory, property and equipment and income-producing commercial properties. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. The Company and its subsidiaries are parties to various claims and proceedings arising in the normal course of business. Management, after consultation with legal counsel, believes that the liabilities, if any, arising from such proceedings and claims will not be material to the consolidated financial position or results of operations.

Regulatory Capital

Regulatory Capital	12 Months Ended
	Dec. 31, 2017
Regulatory Capital [Abstract]
Regulatory Capital	Note 10: Regulatory Capital The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under U.S. GAAP, regulatory reporting requirements and regulatory capital standards. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulatory capital standards to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined) to risk-weighted assets (as defined), common equity Tier 1 capital (as defined) to total risk-weighted assets (as defined) and of Tier I capital to average assets (as defined). Management believes, as of December 31, 2017 and 2016, that the Bank meets all capital adequacy requirements to which it is subject. As of December 31, 2017, the most recent notification from the Department of Financial Institutions, State of Indiana, categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based capital, Tier I risk-based capital, common equity Tier I risk-based capital and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank’s actual and required capital amounts and ratios are as follows: Actual Minimum Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio 2017 Total capital 1 (to risk-weighted assets) $ 31,252 13.0 % $ 19,224 8.0 % $ 24,030 10.0 % Tier I capital 1 (to risk-weighted assets) 28,507 11.9 % 14,418 6.0 % 19,224 8.0 % Common Equity Tier I capital 1 (to risk-weighted assets) 28,507 11.9 % 10,814 4.5 % 15,620 6.5 % Tier I capital 1 (to average assets) 28,507 9.6 % 11,840 4.0 % 14,800 5.0 % 2016 Total capital 1 (to risk-weighted assets) $ 29,695 13.2 % $ 18,032 8.0 % $ 22,540 10.0 % Tier I capital 1 (to risk-weighted assets) 27,418 12.2 % 13,524 6.0 % 18,032 8.0 % Common Equity Tier I capital 1 (to risk-weighted assets) 27,418 12.2 % 10,143 4.5 % 14,651 6.5 % Tier I capital 1 (to average assets) 27,418 9.6 % 11,450 4.0 % 14,312 5.0 % 1 Basel III Capital Rules In July 2013, the Board of Governors of the Federal Reserve System (“Federal Reserve”) approved final rules that substantially amended the regulatory risk-based capital rules applicable to the Bank. The Federal Deposit Insurance Corporation (“FDIC”) and the Office of the Comptroller of the Currency subsequently approved these final rules. The final rules implement the “Basel III” regulatory capital reforms and changes required by the Dodd-Frank Act. “Basel III” refers to two consultative documents released by the Basel Committee on Banking Supervision in December 2009, the rules text released in December 2010, and loss absorbency rules issued in January 2011, which include significant changes to bank capital, leverage and liquidity requirements. The final rules include new risk-based capital and leverage ratios, which will be phased in from 2015 to 2019, and will refine the definition of what constitutes “capital” for purposes of calculating those ratios. In general, bank holding companies and savings and loan holding companies with less than $1 billion in total consolidated assets will not be subject to the new regulatory capital requirements described above (but these requirements will apply to their depository institution subsidiaries), due to action taken by the U.S. Congress in December 2014 and action taken by the Federal Reserve in 2015 to implement the Congressional action. The new minimum capital level requirements applicable to the Bank under the final rules are: (i) a new common equity Tier 1 capital ratio of 4.5%; (ii) a Tier 1 capital ratio of 6% (increased from 4%); (iii) a total capital ratio of 8% (unchanged from current rules); and (iv) a Tier 1 leverage ratio of 4% for all institutions. The final rules also establish a “capital conservation buffer” above the new regulatory minimum capital requirements, which must consist entirely of common equity Tier 1 capital. The capital conservation buffer will be phased-in over four years beginning on January 1, 2016, as follows: the maximum buffer will be 0.625% of risk-weighted assets for 2016, 1.25% for 2017, 1.875% for 2018, and 2.5% for 2019 and thereafter. This will result in the following minimum ratios beginning in 2019: (i) a common equity Tier 1 capital ratio of 7.0%, (ii) a Tier 1 capital ratio of 8.5%, and (iii) a total capital ratio of 10.5%. Under the final rules, institutions are subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if its capital level falls below the buffer amount. These limitations establish a maximum percentage of eligible retained income that could be utilized for such actions. Basel III provided discretion for regulators to impose an additional buffer, the “countercyclical buffer,” of up to 2.5% of common equity Tier 1 capital to take into account the macro-financial environment and periods of excessive credit growth. However, the final rules permit the countercyclical buffer to be applied only to “advanced approach banks” (i.e., banks with $250 billion or more in total assets or $10 billion or more in total foreign exposures), which currently excludes the Bank. The final rules also implement revisions and clarifications consistent with Basel III regarding the various components of Tier 1 capital, including common equity, unrealized gains and losses, as well as certain instruments that will no longer qualify as Tier 1 capital, some of which would be phased out over time. However, the final rules provide that small depository institution holding companies with less than $15 billion in total assets as of December 31, 2009 (which includes the Corporation) will be able to permanently include non-qualifying instruments that were issued and included in Tier 1 or Tier 2 capital prior to May 19, 2010 in additional Tier 1 or Tier 2 capital until they redeem such instruments or until the instruments mature. The final rules also contain revisions to the prompt corrective action framework, which is designed to place restrictions on insured depository institutions, including the Bank, if their capital levels begin to show signs of weakness. These revisions took effect January 1, 2015. Under the prompt corrective action requirements, which are designed to complement the capital conservation buffer, insured depository institutions will be required to meet the following increased capital level requirements in order to qualify as “well capitalized”: (i) a new common equity Tier 1 capital ratio of 6.5%; (ii) a Tier 1 capital ratio of 8% (increased from 6%); (iii) a total capital ratio of 10% (unchanged from current rules); and (iv) a Tier 1 leverage ratio of 5% (increased from 4%). The Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Generally, the Bank’s payment of dividends is limited to net income for the current year plus the two preceding calendar years, less capital distributions, paid over the comparable time period. At December 31, 2017 approximately $921,000 of retained earnings were available for dividend declaration without prior regulatory approval.

Employee Benefits

Employee Benefits	12 Months Ended
	Dec. 31, 2017
Compensation and Retirement Disclosure [Abstract]
Employee Benefits	Note 11: Employee Benefits The Company has a retirement savings 401(k) plan covering substantially all employees. Effective January 1, 2012, the Company elected the Safe Harbor provisions provided by the Internal Revenue Code. Under this plan employees may contribute up to 50% of their compensation in 1% increments with the Company matching 100% of the employee’s contribution on the first 3% and 50% of the next 2% of the employee’s compensation. Employer contributions charged to expense were $107,000 and $95,000 for the years ended December 31, 2017 and December 31, 2016. Prior to April 24, 2012, the Company provided pension benefits for substantially all of its employees through its participation in a pension fund known as the Pentegra Defined Benefit Plan (Pentegra Plan). The Company chose to freeze the Pentegra Plan effective April 24, 2012. The trustees of the Financial Institutions Retirement Fund administer the Pentegra Plan, employer identification number 13-5645888 and plan number 333. This plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra Plan. The Pentegra Plan is a single plan under Internal Revenue Code 413(c) and, as a result, all of the assets stand behind all of the liabilities. The risks of participating in these multiemployer plans are different from single-employer plans in the following aspects: 1. Assets contributed to the multiemployer plan by one employer may be used to provide benefits to employees of other participating employers. 2. If a participating employer stops contributing to the plan, the unfunded obligations of the plan may be borne by the remaining participating employers. 3. If the Company chooses to stop participating in the multiemployer plan, the Company may be required to pay the plan an amount based on the underfunded status of the plan, referred to as a withdrawal liability. Pension expense related to this plan was $97,000 and $90,000 for the years ended December 31, 2017 and 2016. Funding status of the plan as of the beginning of the plan years for 2017 and 2016 (July 1 st The Company’s contributions for the years ending December 31, 2017 and 2016 were $98,000 and $92,000, respectively. Total contributions to the Pentegra Plan were $153,186,000 and $163,138,000 for the plan years ended June 30, 2017 and 2016, respectively. The Company’s contributions to the Pentegra Plan were not more than 5% of the total contributions to the plan. There have been no significant changes that affect the comparability of the 2017 and 2016 contributions. During 2016, the Company entered into a salary continuation agreement with three executive officers that provides supplemental retirement benefits. The Company recognized expense for these agreements totaling $88,000, and $43,000 during the years ended December 31, 2017 and 2016 The Company executed a nonqualified benefit plan covering certain directors on January 1, 2000. The plan features deferred compensation benefits for 120 months following retirement for each director. During 2004, the Board of Directors approved a proposal to include secular trusts as part of the nonqualified benefit plan. The same costs that would be recognized under a noncontributory plan are now contributed to secular trusts in the name of each director. In addition, the tax impact of the contributions to the individual participants is also being recognized as a cost of the retirement plan. Consequently, the plan was funded at the date of conversion. Retirement plan costs recognized for the years ended December 31, 2017 and 2016 were $8,000 and $56,000 respectively, due to director’s retirement being fully funded in 2017. The retirement plan also includes change in control provisions for certain individuals. Under these provisions, the Company may be required to accelerate contributions to the secular grantor trust at the time the change of control occurs. The Company has also entered into employment or change in control agreements with certain officers that provide for the severance payments and the continuation of certain benefits for a specified period of time under certain conditions. Under the terms of the agreements, these payments could occur in the event of a change in control of the Company, as defined, along with other specific conditions. The severance payments under these agreements are generally three times the annual salary of the officer in the event of a change in control.

Share Based Compensation

Share Based Compensation	12 Months Ended
	Dec. 31, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share Based Compensation	Note 12: Share Based Compensation In May 2013, the Company’s stockholders approved the West End Indiana Bancshares, Inc. 2013 Equity Incentive Plan (“Plan”) which provides for awards of stock options and restricted stock to key officers and outside directors. The cost of the Plan is based on the fair value of the awards on the grant date. The fair value of restricted stock awards is based on the closing price of the Company’s stock on the grant date. The fair value of stock options is estimated using a Black-Scholes option pricing model using assumptions for dividend yield, stock price volatility, risk-free interest rate, and option term. These assumptions are based on management’s judgments regarding future events, are subjective in nature, and contain uncertainties inherent in an estimate. The cost of the awards are being recognized on a straight-line basis over the five-year vesting period during which participants are required to provide services in exchange for the awards. Until such time as awards of stock are granted and vest or options are exercised, shares of the Company’s common stock under the Plan shall be authorized but unissued shares. The maximum number of shares authorized under the plan is 196,140. Total share-based compensation expense for the years ended December 31, 2017 and 2016 were $289,000. Stock Options The table below represents the stock option activity for the period shown: Options Weighted Remaining Options outstanding at January 1, 2017 136,550 $ 18.99 Granted - - Exercised (8,400 ) 18.95 Forfeited - - Expired - - Options outstanding at December 31, 2017 128,150 $ 19.00 5.7 Exercisable options outstanding at December 31, 2017 92,790 $ 18.81 5.5 Options Weighted Remaining Options outstanding at January 1, 2016 125,550 $ 18.77 Granted 11,000 21.50 Exercised - - Forfeited - - Expired - - Options outstanding at December 31, 2016 136,550 $ 18.99 6.7 Exercisable options outstanding at December 31, 2016 73,430 $ 18.76 6.5 As of December 31, 2017 and 2016, the Company had $56,000 and $136,000, respectively, of unrecognized compensation expense related to stock options. Exercisable options vested in the year ended December 31, 2017 and 2016 were 27,760 and 25,560 respectively. The cost of stock options will be amortized in monthly installments over the five-year vesting period. Stock option expense for the years ended December 31, 2017 and 2016 was $79,000. The total intrinsic value of the exercisable options at December 31, 2017 and 2016 was $935,000 and $1,119,000 respectively. The total intrinsic value of options as of December 31, 2017 and 2016 was $1,271,000 and $2,049,000, respectively. The intrinsic value of options exercised in 2017 was $84,000. No options were exercised in 2016. The fair value of the Company’s stock options granted in 2016 was determined using the Black-Scholes option pricing formula. The following assumptions were used in the formula: Expected volatility 12.34 % Risk-free interest rate 1.56 % Expected dividend yield 1.12 % Expected life (in years) 7.5 Exercise price for the stock options $ 21.50 Expected volatility - Based on the historical volatility of share price for similar companies. Risk-free interest rate - Based on the U.S. Treasury yield curve and expected life of the options at the time of grant. Dividend yield - West End Indiana Bancshares, Inc. pays a regular quarterly dividend of $0.06 per share. Expected life – Based on average of the five year vesting period and the ten year contractual term of the stock option plan. Exercise price for the stock options - Based on the closing price of the Company’s stock on the date of grant. Restricted Stock Awards Restricted stock awards are accounted for as fixed grants using the fair value of the Company’s stock at the time of the grant. Unvested restricted stock awards may not be disposed of or transferred during the vesting period. Restricted stock awards carry with them the right to receive dividends. The table below presents the restricted stock award activity for the period shown: Service-Based Weighted Non-vested at January 1, 2017 22,416 $ 18.75 Granted — — Vested 11,208 $ 18.75 Forfeited — — Non-vested at December 31, 2017 11,208 $ 18.75 As of December 31, 2017 and 2016, the Company had $97,000 and $307,000, respectively of unrecognized compensation expense related to restricted stock awards. The cost of the restricted stock awards will be amortized in monthly installments over the five-year vesting period. Restricted stock expense for the years ended December 31, 2017 and 2016 was $210,000.

Employee Stock Ownership Plan

Employee Stock Ownership Plan	12 Months Ended
	Dec. 31, 2017
Employee Stock Ownership Plan [Abstract]
Employee Stock Ownership Plan	Note 13: Employee Stock Ownership Plan As part of the conversion, the Bank established an Employee Stock Ownership Plan (ESOP) covering substantially all employees. The ESOP acquired 112,080 shares of Company common stock at $10 per share in the conversion with funds provided by a loan from the Company. Accordingly, $1,121,000 of common stock acquired by the ESOP was shown as a reduction of stockholders’ equity. Shares are released to participants proportionately as the loan is repaid. Dividends on allocated shares are recorded as dividends and charged to retained earnings. Dividends on unallocated shares are used to repay the loan and are treated as compensation expense. Compensation expense is recorded equal to the fair market value of the stock when contributions, which are determined annually by the Board of Directors, are made to the ESOP. ESOP expense for the years ended December 31, 2017 and 2016 was $167,000 and $136,000. December 31, 2017 2016 Allocated shares 30,326 27,187 Unearned shares 78,456 84,060 Total ESOP shares 108,782 111,247 Fair value of unearned shares at December 31 $ 2,267 $ 2,858 At December 31, 2017 and 2016, the fair value of the 30,326 and 27,187 allocated shares held by the ESOP was $876,000 and $924,000, respectively, based on the quoted per share price of $28.89 and $34.00 at December 31, 2017 and 2016, respectively. In the event the ESOP is unable to satisfy the obligation to repurchase the shares held by each beneficiary upon the beneficiary’s termination or retirement, the Company is obligated to purchase such shares at their fair market value based on the most recent valuation report any time within 60 days of the distribution date. If this right is not exercised, an additional 60-day exercise period is available in the year following the year in which the distribution is made and begins after a new valuation of the stock has been determined and communicated to the participant or beneficiary. The allocated shares held by the ESOP and the outstanding shares held by former employees subject to the repurchase option totaled 30,519 and 28,989 at December 31, 2017 and 2016. At December 31, 2017, the 30,519 shares had a fair value of $855,000 ($28.00 per share based on the most recent valuation report) and have been classified as mezzanine capital. At December 31, 2016, the 28,989 shares had a fair value of $661,000 ($22.80 per share based on the most recent valuation report) and have been classified as mezzanine capital.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2017
Earnings Per Share [Abstract]
Earnings Per Share	Note 14: Earnings Per Share The Company has granted stock compensation awards with non-forfeitable dividend rights, which are considered participating securities. Accordingly, earnings per share (EPS) is computed using the two-class method as required by ASC 260-10-45. Basic EPS is computed by dividing net income allocated to common stock by the weighted average number of common shares outstanding during the period which excludes the participating securities. Diluted EPS includes the dilutive effect of additional potential common shares from stock compensation awards, but excludes awards considered participating securities. ESOP shares are not considered outstanding for EPS until they are earned. The following table presents the computation of basic and diluted EPS for the periods indicated (in thousands, except for share and per share data): December 2017 2016 Net Income $ 578 $ 1,847 Allocated to participating securities (10 ) (51 ) Net income allocated to common stockholders $ 568 $ 1,796 Weighted average common shares outstanding, gross 1,066,637 1,097,346 Less: Average unearned ESOP shares and participating securities (98,153 ) (114,733 ) Weighted average common shares outstanding, net 968,484 982,613 Effect of diluted based awards 43,647 21,380 Weighted average shares and common stock equivalents 1,012,131 1,003,993 Income per common share: Basic $ 0.59 $ 1.83 Diluted $ 0.56 $ 1.79 Options excluded from the calculation due to their anti-dilutive effect on earnings per share - -

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2017
Related Party Transactions [Abstract]
Related Party Transactions	Note 15: Related Party Transactions The Bank has entered into transactions with certain directors, executive officers, significant stockholders and their affiliates or associates (related parties). Such transactions were made in the ordinary course of business on substantially the same terms and conditions, including interest rates and collateral, as those prevailing at the same time for comparable transactions with other customers, and did not, in the opinion of management, involve more than normal credit risk or present other unfavorable features. The aggregate amount of loans to such related parties at December 31, 2017 and 2016 was $2,020,000 and $2,016,000, respectively. Annual activity consisted of the following: 2017 2016 Balance, beginning of year $ 2,016 $ 1,618 New loans 472 197 Change in composition (52 ) 940 Repayments (416 ) (739 ) Balance, end of year $ 2,020 $ 2,016 Deposits from related parties held by the Bank at December 31, 2017 and 2016 totaled $497,000 and $567,000 respectively.

Disclosures About Fair Value of

Disclosures About Fair Value of Assets and Liabilities	12 Months Ended
	Dec. 31, 2017
Fair Value Disclosures [Abstract]
Disclosures About Fair Value of Assets and Liabilities	Note 16: Disclosures About Fair Value of Assets and Liabilities ASC Topic 820, Fair Value Measurements The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities Recurring Measurements The following is a description of the valuation methodologies and inputs used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-Sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the security’s terms and conditions. Additionally, matrix pricing is used for certain investment securities and is a mathematical technique widely used in the banking industry to value investment securities without relying exclusively on quoted prices for specific investment securities but rather relying on the investment securities’ relationship to other benchmark quoted investment securities. Level 2 securities include SBA loan pools, municipal bonds and mortgage-backed securities. At December 31, 2016 and 2015, all mortgage-backed securities are residential government sponsored enterprises. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Mortgage-Servicing Rights Mortgage-servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models having significant inputs of actual and expected mortgage loan prepayment rates, discount rates, servicing costs and other economic factors, which are determined based on current market conditions. Due to the nature of the valuation inputs, mortgage-servicing rights are classified within Level 3 of the hierarchy. Significant changes in any of the inputs could significantly impact the fair value measurement. Fair value determinations for Level 3 measurements are the responsibility of the Finance Department. The Finance Department contracts with a pricing specialist to generate fair value estimates on a quarterly basis. The Finance Department challenges the reasonableness of the assumptions used and reviews the methodology to ensure the estimated fair value complies with accounting standards generally accepted in the United States. Using the data from the quarterly valuation, the Finance Department adjusts to fair value on a monthly basis. The following tables present the fair value measurements of assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2017 and 2016: 2017 Fair Value Measurements Using Fair Quoted Prices Significant Significant Available-for-sale securities: Municipal bonds $ 1,952 $ — $ 1,952 $ — Mortgage-backed securities - GSE residential 18,345 — 18,345 — Mortgage-servicing rights 731 — — 731 2016 Fair Value Measurements Using Fair Quoted Prices Significant Significant Available-for-sale securities: Municipal bonds $ 1,854 $ — $ 1,854 $ — Mortgage-backed securities - GSE residential 21,874 — 21,874 — Mortgage-servicing rights 719 — — 719 The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying consolidated balance sheets using significant unobservable (Level 3) inputs: Mortgage-Servicing Rights 2017 2016 Balances, January 1 $ 719 $ 646 Total unrealized gains (losses) included in net income (7 ) 56 Additions (rights recorded on sale of loans) 104 95 Settlements (payments) (85 ) (78 ) Balances, December 31 $ 731 $ 719 Total unrealized gains and losses included in net income reflected in the table above are included in loan servicing income, net. Nonrecurring Measurements The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy. Impaired Loans (Collateral Dependent) Loans, for which it is probable that the Company will not collect all principal and interest due according to contractual terms, are measured for impairment. Allowable methods for determining the amount of impairment include estimating fair value using the fair value of the collateral for collateral-dependent loans. The fair values of collateral dependent impaired loans are based on independent appraisals of the collateral. In general, the Company acquires an updated appraisal upon identification of impairment and annually thereafter for commercial, commercial real estate and multi-family loans. If the most recent appraisal is over a year old, and a new appraisal is not performed, due to lack of comparable values or other reasons, the existing appraisal is utilized and discounted 20% - 30% based on the age of the appraisal, condition of the subject property, and overall economic conditions. After determining the collateral value as described, the fair value is calculated based on the determined collateral value less selling expenses. Impaired loans that are collateral dependent are classified within Level 3 of the fair value hierarchy when impairment is determined using the fair value method. Foreclosed Real Estate Held for Sale Foreclosed real estate held for sale is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of foreclosed real estate is based on appraisals on evaluations. Foreclosed real estate is classified within Level 3 of the fair value hierarchy. Appraisals of foreclosed real estate are obtained when the real estate is acquired and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency by the management. Appraisers are selected from the list of approved appraisers maintained by management. The following tables present the fair value measurements of assets and liabilities measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall: 2017 Fair Value Measurements Using Fair Quoted Prices Significant Significant Impaired loans $ 761 $ — $ — $ 761 2016 Fair Value Measurements Using Fair Quoted Prices Significant Significant Impaired loans $ 4,152 $ — $ — $ 4,152 Foreclosed real estate held for sale $ 600 $ — $ — $ 600 Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation Unobservable Range (Weighted Average) Impaired loans $ 761 Comparative sales based on independent appraisals Marketability Discount 12.0% - 50.0% Mortgage-servicing rights $ 731 Discounted Cash Flow Discount rate 5.3% -6.0% (5.8%) Conditional prepayment rate 10.7% - 12.3% (10.8%) Expected loan servicing years 1.9 – 4.5 (4.1) Fair Value at Valuation Unobservable Range (Weighted Average) Impaired loans $ 4,152 Comparative sales based on independent appraisals Marketability Discount 32.0% Foreclosed real estate held for sale $ 600 Based on independent appraisals Marketability Discount 2.0% Mortgage-servicing rights $ 719 Discounted Cash Flow Discount rate 5.3% -6.1% (5.9%) Conditional prepayment rate 8.7% - 10.9% (10.3%) Expected loan servicing years 2.4 – 4.5 (4.1) Sensitivity of Significant Unobservable Inputs The following is a discussion of the sensitivity of significant unobservable inputs, the interrelationships between those inputs and other unobservable inputs used in recurring fair value measurement and of how those inputs might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurement. Mortgage-servicing rights The significant unobservable inputs used in the fair value measurement of the Company’s mortgage-servicing rights are discount rates, conditional prepayment rates and expected loan servicing years. Significant increases or decreases in any of those inputs in isolation would result in a significant change in the fair value measurement. The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value. Cash and Cash Equivalents, Federal Home Loan Bank Stock, Interest Receivable and Interest Payable The carrying amount approximates fair value. Loans Held for Sale Loans held for sale are based on current market prices. Loans The fair value of loans is estimated by discounting the future cash flows using the market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. The carrying amount of accrued interest approximates its fair value. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Federal Home Loan Bank Advances Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt. Fair value of long-term debt is based on quoted market prices or dealer quotes for the identical liability when traded as an asset in an active market. If a quoted market price is not available, an expected present value technique is used to estimate fair value. The following table presents estimated fair values of the Company’s financial instruments at December 31, 2017 and 2016. December 31, 2017 Fair Value Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) Financial assets Cash and cash equivalents $ 10,346 $ 10,346 $ –– $ — Loans held for sale 2,877 –– 2,877 — Loans, net 240,859 — –– 242,133 Federal Home Loan Bank stock 2,436 — 2,436 — Interest receivable 1,103 — 1,103 — Financial liabilities Deposits 226,981 120,061 106,999 — Federal Home Loan Bank advances 41,500 — 41,553 — Interest payable 106 — 106 — December 31, 2016 Fair Value Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) Financial assets Cash and cash equivalents $ 7,649 $ 7,649 $ –– $ — Loans held for sale 346 –– 346 — Loans, net 232,649 — –– 234,018 Federal Home Loan Bank stock 1,329 — 1,329 — Interest receivable 1,037 — 1,037 — Financial liabilities Deposits 224,898 116,419 108,416 — Federal Home Loan Bank advances 32,000 — 31,923 — Interest payable 82 — 82 —

Condensed Financial Information

Condensed Financial Information (Parent Company Only)	12 Months Ended
	Dec. 31, 2017
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Financial Information (Parent Company Only)	Note 17: Condensed Financial Information (Parent Company Only) Presented below is condensed financial information as to financial position, results of operations and cash flows of the Company: Condensed Balance Sheets 2017 2016 Assets Cash and due from banks $ 719 $ 984 Investment in subsidiary 28,218 27,072 Other assets 92 146 Total assets $ 29,029 $ 28,202 Liabilities and Stockholders' Equity Liabilities - - Redeemable common stock held by ESOP 855 661 Total stockholders' equity less maximum cash obligation related to ESOP shares 28,174 27,541 Total liabilities and stockholders’ equity $ 29,029 $ 28,202 Condensed Statements of Income and Comprehensive Income 2017 2016 Income Dividends from subsidiary $ - $ 1,900 Other income 4 2 Total Income 4 1,902 Expenses Other expenses 330 308 Income Before Income Tax and Equity in Undistributed Income of Subsidiary (326 ) 1,594 Income Tax Benefit 124 112 Income Before Equity in Undistributed Income of Subsidiary (202 ) 1,706 Undistributed Income of subsidiary 780 141 Net Income $ 578 $ 1,847 Comprehensive Income $ 635 $ 1,660 Condensed Statements of Cash Flows 2017 2016 Operating Activities Net income $ 578 $ 1,847 Adjustments to reconcile net income to net cash used in operating activities (559 ) (1,843 ) Net cash used in operating activities 19 4 Investing Activities Investment in Bank (20 ) (22 ) Dividends from subsidiary - 1,900 Net cash provided by (used in) investing activities (20 ) 1,878 Financing Activities Dividends paid (236 ) (241 ) Repurchased shares (28 ) (1,046 ) Net cash used in investing activities (264 ) (1,287 ) Net Change in Cash and Due From Banks (265 ) 595 Cash and Due From Banks at Beginning of Year 984 389 Cash and Due From Banks at End of Year $ 719 $ 984

Recent Accounting Pronouncement

Recent Accounting Pronouncements	12 Months Ended
	Dec. 31, 2017
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Note 18: Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (“FASB”) issued ASU 2014-09, “ Revenue from Contracts with Customers Principal versus Agent Considerations (Reporting Revenue Gross versus Net) Identifying Performance Obligations and Licensing Narrow-Scope Improvements and Practical Expedients These amendments are effective for annual reporting periods beginning after December 15, 2017, including interim reporting periods with that reporting period, as deferred by ASU 2015-14. Early application is permitted as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within the reporting period. The Company utilized a 5 step model to analyze and review the appropriate actions within his ASU and it was determined the ASU did not have a significant effect on the Company’s consolidated financial statements. In January 2015, FASB issued ASU, 2015-1, “ Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items”. This Update eliminates from GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement—Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. Paragraph 225-20-45-2 contains the following criteria that must both be met for extraordinary classification: 1. Unusual nature. The underlying event or transaction should possess a high degree of abnormality and be of a type clearly unrelated to, or only incidentally related to, the ordinary and typical activities of the entity, taking into account the environment in which the entity operates. 2. Infrequency of occurrence. The underlying event or transaction should be of a type that would not reasonably be expected to recur in the foreseeable future, taking into account the environment in which the entity operates. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The effective date is the same for both public business entities and all other entities. For an entity that prospectively applies the guidance, the only required transition disclosure will be to disclose, if applicable, both the nature and the amount of an item included in income from continuing operations after adoption that adjusts an extraordinary item previously classified and presented before the date of adoption. An entity retrospectively applying the guidance should provide the disclosures in paragraphs 250-10-50-1 through 50-2. The company adopted the methodologies prescribed by this ASU by the date required. Adoption of the ASU did not a have a significant effect on the Company’s consolidated financial statements. In January 2016, FASB issued Accounting Standards Update (“ASU”) 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . In March 2016, as part of its Simplification Initiative, the FASB issued ASU No. 2016-09 , Compensation-Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accountin In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments-Credit Losses (Topic 326). The ASU is intended to improve financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by financial institutions and other organizations. The ASU requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The ASU is effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for all organizations for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. While the Company expects that the implementation of this ASU will increase the balance of the allowance for loan losses, it is continuing to evaluate the potential impact on the Company’s results of operations and financial position. The Company has established a workgroup to review and produce different methodologies to best estimate future loan losses. In August 2016, FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments (a consensus of the Emerging Issues Task Force). The amendments in this Update provide guidance on eight cash flow issues where current Generally Accepted Accounting Principles is either unclear or does not include specific guidance. The eight cash flow issues are as follows: 1. Debt prepayment or debt extinguishment costs 2. Settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing 3. Contingent consideration payments made after a business combination 4. Proceeds from the settlement of insurance claims 5. Proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies 6. Distribution received from equity method investees 7. Beneficial interest in securitization transactions 8. Separately identifiable cash flows and application of the predominance principle The amendments are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. An entity that elects early adoption must adopt all of the amendments in the same period. The adoption of this ASU did not have a significant effect on the Company’s consolidated financial statements. In March 2017, the FASB has issued ASU No. 2017-08, Receivables – Nonrefundable Fees and Other Costs Premium Amortization on Purchased Callable Debt Securities In February of 2018, the FASB issued ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income

Nature of Operations and Summ29

Nature of Operations and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2017
Nature Of Operations and Summary Of Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of West End Indiana Bancshares, Inc. and its wholly owned subsidiary, West End Bank, S.B. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and fair values of financial instruments.
Cash Equivalents	Cash Equivalents The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December 31, 2017 and 2016, cash equivalents consisted primarily of interest bearing demand deposits. The Bank is required to maintain reserve funds in cash and/or deposit with the Federal Reserve Bank as of December 31, 2017 of $15,000. At December 31, 2017, the Company’s interest-bearing cash accounts exceeded federally insured limits by approximately $7,258,000. This amount included $2,835,000 held at the Federal Home Loan Bank and $4,423,000 held at the Federal Reserve Bank, which are not federally insured.
Investment Securities	Investment Securities All of the Bank’s investment securities are classified as “available for sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities, with the exception of mortgage-backed securities, which are amortized over an estimated average life. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. For debt securities with fair value below carrying value when the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. For held-to-maturity debt securities, the amount of an other-than-temporary impairment recorded in other comprehensive income for the noncredit portion of a previous other-than-temporary impairment is amortized prospectively over the remaining life of the security on the basis of the timing of future estimated cash flows of the security.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan. For all loan classes, the accrual of interest is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. For all loan classes, the entire balance of the loan is considered past due if the minimum payment contractually required to be paid is not received by the contractual due date. For all loan classes, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined. For all loan portfolio segments except residential and consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral. The Company charges-off residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 180 days past due, charge-off of unsecured open-end loans when the loan is 180 days past due, and charge down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off. For all classes, all interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status. When cash payments are received on impaired loans in each loan class, the Company records the payment as interest income unless collection of the remaining recorded principal amount is doubtful, at which time payments are used to reduce the principal balance of the loan. Troubled debt restructured loans recognize interest income on an accrual basis at the renegotiated rate if the loan is in compliance with the modified terms.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical charge-off experience by segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior three years. Management believes the three year historical loss experience methodology is appropriate in the current economic environment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due based on the loan’s current payment status and the borrower’s financial condition including available sources of cash flows. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for non-homogenous type loans such as commercial, non-owner residential and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. For impaired loans where the Company utilizes the discounted cash flows to determine the level of impairment, the Company includes the entire change in the present value of cash flows as bad debt expense. The fair values of collateral dependent impaired loans are based on independent appraisals of the collateral. In general, the Company acquires an updated appraisal upon identification of impairment and annually thereafter for commercial, commercial real estate and multi-family loans. If the most recent appraisal is over a year old, and a new appraisal is not performed, due to lack of comparable values or other reasons, the existing appraisal is utilized and discounted 20% - 30% based on the age of the appraisal, condition of the subject property, and overall economic conditions. After determining the collateral value as described, the fair value is calculated based on the determined collateral value less selling expenses. The potential for outdated appraisal values is considered in our determination of the allowance for loan losses through our analysis of various trends and conditions including the local economy, trends in charge-offs and delinquencies, etc. and the related qualitative adjustments assigned by the Company. Segments of loans with similar risk characteristics are collectively evaluated for impairment based on the segment’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
Premises and Equipment	Premises and Equipment Premises and equipment are carried at cost, net of accumulated depreciation. Depreciation is computed using the straight-line method for premises and the declining balance method for equipment based principally on the estimated useful lives of the assets. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on dispositions are included in current operations.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula.
Foreclosed Assets Held for Sale	Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net income or expense from foreclosed assets.
Mortgage-Servicing Rights	Mortgage-Servicing Rights Mortgage-servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. The Company has elected to initially and subsequently measure the mortgage-servicing rights for consumer mortgage loans using the fair value method. Under the fair value method, the servicing rights are carried in the balance sheet at fair value and the changes in fair value are reported in earnings in the period in which the changes occur. Fair value is based on market prices for comparable mortgage-servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage-servicing right and may result in a reduction to noninterest income. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The fair value change of mortgage-servicing rights is netted against loan servicing fee income.
Income Tax	Income Tax The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management’s judgment. The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiaries.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income and accumulated other comprehensive income consist entirely of unrealized appreciation (depreciation) on available-for-sale securities.
Earnings Per Share	Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Unearned ESOP shares, which are not vested, are excluded from the computation of average shares outstanding.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and approximate fair values of securities	2017 Amortized Gross Gross Approximate Available for sale Municipal bonds $ 2,019 $ - $ (67 ) $ 1,952 Mortgage-backed securities - GSE residential 18,757 2 (414 ) 18,345 Total available for sale $ 20,776 $ 2 $ (481 ) $ 20,297 2016 Amortized Gross Gross Approximate Available for sale Municipal bonds $ 2,021 $ - $ (167 ) $ 1,854 Mortgage-backed securities - GSE residential 22,278 20 (424 ) 21,874 Total available for sale $ 24,299 $ 20 $ (591 ) $ 23,728
Schedule of amortized cost and fair value of securities available for sale by contractual maturity	December 31, 2017 Amortized Fair After ten years 2,019 1,952 Mortgage-backed securities - GSE residential 18,757 18,345 Totals $ 20,776 $ 20,297
Schedule of activities related to the sales of securities available for sale	2017 2016 Proceeds from sales of available-for sale securities $ - $ 10,276 Gross gains on sales - 143 Gross losses on sales - 8
Schedule of securities with unrealized losses	Securities with unrealized losses at December 31, 2017 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Gross Fair Gross Available-for-sale securities Municipal bonds $ - $ - $ 1,952 $ (67 ) $ 1,952 $ (67 ) Mortgage-backed securities - GSE residential 4,644 (40 ) 13,031 (374 ) 17,675 (414 ) $ 4,644 $ (40 ) $ 14,983 $ (441 ) $ 19,627 $ (481 ) Securities with unrealized losses at December 31, 2016 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Gross Fair Gross Available-for-sale securities Municipal bonds $ 1,854 $ (167 ) $ - $ - $ 1,854 $ (167 ) Mortgage-backed securities - GSE residential 13,249 (292 ) 4,921 (132 ) 18,170 (424 ) $ 15,103 $ (459 ) $ 4,921 $ (132 ) $ 20,024 $ (591 )

Loans and Allowance (Tables)

Loans and Allowance (Tables)	12 Months Ended
	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Schedule of categories of loans	December 31, 2017 2016 Commercial $ 11,572 $ 12,155 Real estate loans Residential 61,885 65,160 Commercial and multi-family 57,485 50,070 Construction 2,093 6,906 Second mortgages and equity lines of credit 6,594 5,716 Consumer loans Indirect 86,109 79,214 Other 17,978 15,821 243,716 235,042 Less Net deferred loan fees, premiums and discounts 112 116 Allowance for loan losses 2,745 2,277 Total loans $ 240,859 $ 232,649
Schedule of portfolio class the activity in the allowance for loan losses	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance for loan losses: Balance, beginning of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277 Provision for losses 185 (66 ) 315 2 19 1,566 2,021 Recoveries on loans 9 3 — — — 210 222 Loans charged off (138 ) (75 ) (99 ) — (9 ) (1,454 ) (1,775 ) Balance, end of year $ 303 $ 191 $ 886 $ 2 $ 10 $ 1,353 $ 2,745 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance for loan losses: Balance, beginning of year $ 44 $ 390 $ 749 $ 3 $ 11 $ 996 $ 2,193 Provision for losses 257 90 274 (3 ) (11 ) 1,254 1,861 Recoveries on loans — 8 — — — 114 122 Loans charged off (54 ) (159 ) (353 ) — — (1,333 ) (1,899 ) Balance, end of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277
Schedule of balance in the allowance for loan losses and the recorded investment in loans based on portfolio class and impairment method	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance: Balance, end of year $ 303 $ 191 $ 886 $ 2 $ 10 $ 1,353 $ 2,745 Individually evaluated for impairment 214 - 556 - - - 770 Collectivity evaluated for impairment 89 191 330 2 10 1,353 1,975 Loans: Ending balance $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 Individually evaluated for impairment 814 - 1,605 - - - 2,419 Collectivity evaluated for impairment 10,758 61,885 55,880 2,093 6,594 104,087 241,297 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Allowance: Balance, end of year $ 247 $ 329 $ 670 $ - $ - $ 1,031 $ 2,277 Individually evaluated for impairment 225 - 55 - - - 280 Collectivity evaluated for impairment 22 329 615 - - 1,031 1,997 Loans: Ending balance $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042 Individually evaluated for impairment 3,624 - 1,653 - - - 5,277 Collectivity evaluated for impairment 8,531 65,160 48,417 6,906 5,716 95,035 229,765
Schedule of credit risk profile of the bank's loan portfolio based on rating category and payment activity	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Pass $ 10,601 $ 61,561 $ 52,873 $ 2,093 $ 6,594 $ 104,087 $ 237,809 Watch 157 –– 992 — — — 1,149 Special Mention –– 324 2,015 — –– — 2,339 Substandard 814 –– 1,605 — — –– 2,419 Doubtful –– — — — — — –– Loss — — — — –– — –– Total $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Pass $ 8,531 $ 65,160 $ 45,618 $ 6,906 $ 5,716 $ 95,035 $ 226,966 Watch –– –– –– — — — –– Special Mention –– –– 2,799 — –– — 2,799 Substandard 3,624 –– 1,653 — — –– 5,277 Doubtful –– — — — — — –– Loss — — — — –– — –– Total $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042
Schedule of bank's loan portfolio aging analysis	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total 30-59 days past due $ 10 $ 378 $ - $ - $ 57 $ 1,536 $ 1,981 60-89 days past due - 18 39 - 472 529 Greater than 90 days and accruing - 149 8 - 666 823 Total past due 10 545 47 - 57 2,674 3,333 Current 11,562 61,340 57,438 2,093 6,537 101,413 240,383 Total loans $ 11,572 $ 61,885 $ 57,485 $ 2,093 $ 6,594 $ 104,087 $ 243,716 Nonaccrual loans $ - $ 115 $ 8 $ - $ - $ - $ 123 Past due 90 days and accruing - 34 - - - 666 700 Total $ - $ 149 $ 8 $ - $ - $ 666 $ 823 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total 30-59 days past due $ 7 $ 322 $ - $ - $ 8 $ 1,111 $ 1,448 60-89 days past due - 93 - - 10 396 499 Greater than 90 days and accruing - 289 257 - 18 728 1,292 Total past due 7 704 257 - 36 2,235 3,239 Current 12,148 64,456 49,813 6,906 5,680 92,800 231,803 Total loans $ 12,155 $ 65,160 $ 50,070 $ 6,906 $ 5,716 $ 95,035 $ 235,042 Nonaccrual loans $ - $ 230 $ 257 $ - $ - $ - $ 487 Past due 90 days and accruing - 71 - - 18 728 817 Total $ - $ 301 $ 257 $ - $ 18 $ 728 $ 1,304
Schedule of impaired loans and specific valuation allowance based on class level	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Impaired loans without a specific allowance: Recorded investment $ 76 $ - $ 812 $ - $ - $ - $ 888 Unpaid principal balance 76 - 812 - - - 888 Impaired loans with a specific allowance: Recorded investment 738 - 793 - - - 1,531 Unpaid principal balance 738 - 793 - - - 1,531 Specific allowance 214 - 556 - - - 770 Total impaired loans: Recorded investment 814 - 1,605 - - - 2,419 Unpaid principal balance 814 - 1,605 - - - 2,419 Specific allowance 214 - 556 - - - 770 December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Impaired loans without a specific allowance: Recorded investment $ 114 $ - $ 731 $ - $ - $ - $ 845 Unpaid principal balance 114 - 731 - - - 845 Impaired loans with a specific allowance: Recorded investment 3,510 - 922 - - - 4,432 Unpaid principal balance 3,510 - 922 - - - 4,432 Specific allowance 225 - 55 - - - 280 Total impaired loans: Recorded investment 3,624 - 1,653 - - - 5,277 Unpaid principal balance 3,624 - 1,653 - - - 5,277 Specific allowance 225 - 55 - - - 280
Schedule of portfolio segment, information related to the average recorded investment and interest income recognized on impaired loans	December 31, 2017 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Total impaired loan: Average recorded investment $ 1,409 $ –– $ 1,758 $ –– $ –– $ –– $ 3,167 Interest income recognized 87 –– 91 –– –– –– 178 Interest income recognized on a cash basis –– –– –– –– –– –– –– December 31, 2016 Real Estate Commercial Residential Commercial Construction Seconds Consumer Total Total impaired loan: Average recorded investment $ 725 $ –– $ 2,170 $ –– $ –– $ –– $ 2,895 Interest income recognized 7 –– 3 –– –– –– 10 Interest income recognized on a cash basis –– –– –– –– –– –– ––

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2017
Property, Plant and Equipment [Abstract]
Schedule of major classifications of premises and equipment stated at cost	December 31, 2017 2016 Land $ 1,247 $ 1,053 Buildings and improvements 8,304 3,375 Furniture and equipment 2,045 1,232 Construction in progress - 2,791 Software 501 326 Total cost 12,097 8,777 Accumulated depreciation and amortization (2,969 ) (2,665 ) Net $ 9,128 $ 6,112

Loan Servicing (Tables)

Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2017
Disclosures Pertaining To Servicing Assets and Servicing Liabilities [Abstract]
Schedule of fair value method of mortgage servicing	2017 2016 Fair value at the beginning of the period $ 719 $ 646 Servicing rights recorded on sale of loans 104 95 Change in fair value due to payments (85 ) (78 ) Other changes in valuation inputs or assumptions (7 ) 56 Fair value at the end of the period $ 731 $ 719
Schedule of summary of fair value of the mortgage-servicing rights	December 31, 2017 2016 Weighted-average constant prepayment rate 10.8 % 10.3 % Weighted-average discount rate 5.8 % 5.9 % Weighted expected loan servicing (years) 4.08 4.13

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2017
Deposits [Abstract]
Schedule of deposits	December 31 2017 2016 Noninterest-bearing $ 24,659 $ 22,154 Checking 32,838 33,921 Money market 41,076 38,695 Savings 21,489 21,649 Certificates and other time deposits more than $250,000 18,768 19,732 Other certificates and time deposits 88,151 88,747 Total deposits $ 226,981 $ 224,898
Schedule of maturities of time deposits	2017 2018 $ 44,449 2019 36,980 2020 17,219 2021 4,075 2022 4,196 $ 106,919

Federal Home Loan Bank Advanc35

Federal Home Loan Bank Advances (Tables)	12 Months Ended
	Dec. 31, 2017
Advances From Federal Home Loan Banks [Abstract]
Schedule of maturities of federal home loan bank advances	2017 2018 $ 10,000 2019 10,500 2020 7,000 2021 4,000 2022 10,000 $ 41,500

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Schedule of income tax expense of U.S. federal or state examinations by tax authorities	2017 2016 Income tax expense Currently payable Federal $ 198 $ 687 State 84 180 Deferred Federal 122 75 State (25 ) 8 Total income tax expense $ 379 $ 950 Reconciliation of federal statutory to actual tax expense Federal statutory income tax at 34% 325 951 Effect of state income taxes 39 124 Tax-exempt interest (16 ) (46 ) Cash surrender value of life insurance (60 ) (56 ) Change in Valuation Allowance (60 ) - Effect of Tax Cuts and Job Acts 102 - Other 49 (23 ) Actual tax expense $ 379 $ 950 Effective tax rate 40.0 % 34.0 %
Schedule of components of net deferred tax asset	2017 2016 Assets Allowance for loan losses $ 376 $ 329 Accrued compensation 162 273 Charitable contributions 1 51 Other real estate owned - 40 Securities available for sale 125 226 Other 51 - Total assets 715 919 Liabilities State income tax (31 ) (42 ) Depreciation (146 ) (48 ) FHLB stock (13 ) (20 ) Mortgage-servicing rights (193 ) (283 ) Other - (1 ) Total liabilities (383 ) (394 ) Net deferred tax asset before valuation allowance 332 525 Valuation allowance Beginning balance (60 ) (60 ) (Increase) decrease during the period 60 –– Ending balance 0 (60 ) Net deferred tax assets $ 332 $ 465

Commitments and Contingent Li37

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of amount represents credit risk of financial instruments	December 31, 2017 2016 Commitments to extend credit $ 18,926 $ 13,837 Standby letters of credit 13,045 461

Regulatory Capital (Tables)

Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2017
Regulatory Capital [Abstract]
Schedule of capital amounts and ratios	Actual Minimum Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio 2017 Total capital 1 (to risk-weighted assets) $ 31,252 13.0 % $ 19,224 8.0 % $ 24,030 10.0 % Tier I capital 1 (to risk-weighted assets) 28,507 11.9 % 14,418 6.0 % 19,224 8.0 % Common Equity Tier I capital 1 (to risk-weighted assets) 28,507 11.9 % 10,814 4.5 % 15,620 6.5 % Tier I capital 1 (to average assets) 28,507 9.6 % 11,840 4.0 % 14,800 5.0 % 2016 Total capital 1 (to risk-weighted assets) $ 29,695 13.2 % $ 18,032 8.0 % $ 22,540 10.0 % Tier I capital 1 (to risk-weighted assets) 27,418 12.2 % 13,524 6.0 % 18,032 8.0 % Common Equity Tier I capital 1 (to risk-weighted assets) 27,418 12.2 % 10,143 4.5 % 14,651 6.5 % Tier I capital 1 (to average assets) 27,418 9.6 % 11,450 4.0 % 14,312 5.0 % 1

Share Based Compensation (Table

Share Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of stock option activity	Options Weighted Remaining Options outstanding at January 1, 2017 136,550 $ 18.99 Granted - - Exercised (8,400 ) 18.95 Forfeited - - Expired - - Options outstanding at December 31, 2017 128,150 $ 19.00 5.7 Exercisable options outstanding at December 31, 2017 92,790 $ 18.81 5.5 Options Weighted Remaining Options outstanding at January 1, 2016 125,550 $ 18.77 Granted 11,000 21.50 Exercised - - Forfeited - - Expired - - Options outstanding at December 31, 2016 136,550 $ 18.99 6.7 Exercisable options outstanding at December 31, 2016 73,430 $ 18.76 6.5
Schedule of stock options granted	Expected volatility 12.34 % Risk-free interest rate 1.56 % Expected dividend yield 1.12 % Expected life (in years) 7.5 Exercise price for the stock options $ 21.50
Schedule of restricted stock award activity	Service-Based Weighted Non-vested at January 1, 2017 22,416 $ 18.75 Granted — — Vested 11,208 $ 18.75 Forfeited — — Non-vested at December 31, 2017 11,208 $ 18.75

Employee Stock Ownership Plan (

Employee Stock Ownership Plan (Tables)	12 Months Ended
	Dec. 31, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of ESOP expense	December 31, 2017 2016 Allocated shares 30,326 27,187 Unearned shares 78,456 84,060 Total ESOP shares 108,782 111,247 Fair value of unearned shares at December 31 $ 2,267 $ 2,858

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2017
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	December 2017 2016 Net Income $ 578 $ 1,847 Allocated to participating securities (10 ) (51 ) Net income allocated to common stockholders $ 568 $ 1,796 Weighted average common shares outstanding, gross 1,066,637 1,097,346 Less: Average unearned ESOP shares and participating securities (98,153 ) (114,733 ) Weighted average common shares outstanding, net 968,484 982,613 Effect of diluted based awards 43,647 21,380 Weighted average shares and common stock equivalents 1,012,131 1,003,993 Income per common share: Basic $ 0.59 $ 1.83 Diluted $ 0.56 $ 1.79 Options excluded from the calculation due to their anti-dilutive effect on earnings per share - -

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2017
Related Party Transactions [Abstract]
Schedule of annual activity in related party transactions	2017 2016 Balance, beginning of year $ 2,016 $ 1,618 New loans 472 197 Change in composition (52 ) 940 Repayments (416 ) (739 ) Balance, end of year $ 2,020 $ 2,016

Disclosures About Fair Value 43

Disclosures About Fair Value of Assets and Liabilities (Tables)	12 Months Ended
	Dec. 31, 2017
Fair Value Disclosures [Abstract]
Schedule of fair value measurements of assets measured on recurring basis	2017 Fair Value Measurements Using Fair Quoted Prices Significant Significant Available-for-sale securities: Municipal bonds $ 1,952 $ — $ 1,952 $ — Mortgage-backed securities - GSE residential 18,345 — 18,345 — Mortgage-servicing rights 731 — — 731 2016 Fair Value Measurements Using Fair Quoted Prices Significant Significant Available-for-sale securities: Municipal bonds $ 1,854 $ — $ 1,854 $ — Mortgage-backed securities - GSE residential 21,874 — 21,874 — Mortgage-servicing rights 719 — — 719
Schedule of reconciliation of fair value measurements of significant unobservable (Level 3) inputs	Mortgage-Servicing Rights 2017 2016 Balances, January 1 $ 719 $ 646 Total unrealized gains (losses) included in net income (7 ) 56 Additions (rights recorded on sale of loans) 104 95 Settlements (payments) (85 ) (78 ) Balances, December 31 $ 731 $ 719
Schedule of fair value measurements of assets and liabilities measured on nonrecurring basis	2017 Fair Value Measurements Using Fair Quoted Prices Significant Significant Impaired loans $ 761 $ — $ — $ 761 2016 Fair Value Measurements Using Fair Quoted Prices Significant Significant Impaired loans $ 4,152 $ — $ — $ 4,152 Foreclosed real estate held for sale $ 600 $ — $ — $ 600
Schedule of unobservable inputs of recurring and nonrecurring Level 3 fair value measurements	Fair Value at Valuation Unobservable Range (Weighted Average) Impaired loans $ 761 Comparative sales based on independent appraisals Marketability Discount 12.0% - 50.0% Mortgage-servicing rights $ 731 Discounted Cash Flow Discount rate 5.3% -6.0% (5.8%) Conditional prepayment rate 10.7% - 12.3% (10.8%) Expected loan servicing years 1.9 – 4.5 (4.1) Fair Value at Valuation Unobservable Range (Weighted Average) Impaired loans $ 4,152 Comparative sales based on independent appraisals Marketability Discount 32.0% Foreclosed real estate held for sale $ 600 Based on independent appraisals Marketability Discount 2.0% Mortgage-servicing rights $ 719 Discounted Cash Flow Discount rate 5.3% -6.1% (5.9%) Conditional prepayment rate 8.7% - 10.9% (10.3%) Expected loan servicing years 2.4 – 4.5 (4.1)
Schedule of estimated fair values of financial instruments	December 31, 2017 Fair Value Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) Financial assets Cash and cash equivalents $ 10,346 $ 10,346 $ –– $ — Loans held for sale 2,877 –– 2,877 — Loans, net 240,859 — –– 242,133 Federal Home Loan Bank stock 2,436 — 2,436 — Interest receivable 1,103 — 1,103 — Financial liabilities Deposits 226,981 120,061 106,999 — Federal Home Loan Bank advances 41,500 — 41,553 — Interest payable 106 — 106 — December 31, 2016 Fair Value Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) Financial assets Cash and cash equivalents $ 7,649 $ 7,649 $ –– $ — Loans held for sale 346 –– 346 — Loans, net 232,649 — –– 234,018 Federal Home Loan Bank stock 1,329 — 1,329 — Interest receivable 1,037 — 1,037 — Financial liabilities Deposits 224,898 116,419 108,416 — Federal Home Loan Bank advances 32,000 — 31,923 — Interest payable 82 — 82 —

Condensed Financial Informati44

Condensed Financial Information (Parent Company Only) (Tables)	12 Months Ended
	Dec. 31, 2017
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of condensed balance sheets	Condensed Balance Sheets 2017 2016 Assets Cash and due from banks $ 719 $ 984 Investment in subsidiary 28,218 27,072 Other assets 92 146 Total assets $ 29,029 $ 28,202 Liabilities and Stockholders' Equity Liabilities - - Redeemable common stock held by ESOP 855 661 Total stockholders' equity less maximum cash obligation related to ESOP shares 28,174 27,541 Total liabilities and stockholders’ equity $ 29,029 $ 28,202
Schedule of condensed statements of income and comprehensive income	Condensed Statements of Income and Comprehensive Income 2017 2016 Income Dividends from subsidiary $ - $ 1,900 Other income 4 2 Total Income 4 1,902 Expenses Other expenses 330 308 Income Before Income Tax and Equity in Undistributed Income of Subsidiary (326 ) 1,594 Income Tax Benefit 124 112 Income Before Equity in Undistributed Income of Subsidiary (202 ) 1,706 Undistributed Income of subsidiary 780 141 Net Income $ 578 $ 1,847 Comprehensive Income $ 635 $ 1,660
Schedule of condensed statements of cash flows	Condensed Statements of Cash Flows 2017 2016 Operating Activities Net income $ 578 $ 1,847 Adjustments to reconcile net income to net cash used in operating activities (559 ) (1,843 ) Net cash used in operating activities 19 4 Investing Activities Investment in Bank (20 ) (22 ) Dividends from subsidiary - 1,900 Net cash provided by (used in) investing activities (20 ) 1,878 Financing Activities Dividends paid (236 ) (241 ) Repurchased shares (28 ) (1,046 ) Net cash used in investing activities (264 ) (1,287 ) Net Change in Cash and Due From Banks (265 ) 595 Cash and Due From Banks at Beginning of Year 984 389 Cash and Due From Banks at End of Year $ 719 $ 984

Nature of Operations and Summ45

Nature of Operations and Summary of Significant Accounting Policies (Detail Textuals)	12 Months Ended
	Dec. 31, 2017Branch
Nature Of Operations and Summary Of Significant Accounting Policies [Abstract]
Number of banking offices	4

Nature of Operations and Summ46

Nature of Operations and Summary of Significant Accounting Policies (Detail Textuals 1) - USD ($)	Jan. 11, 2012	Dec. 31, 2017
Conversion and Reorganization [Line Items]
Common shares issued (in shares)	1,401,008
Purchase of common shares by ESOP		112,080
Conversion and Reorganization Plan
Conversion and Reorganization [Line Items]
Common shares issued (in shares)	1,363,008
Offering price per share (in dollars per share)	$ 10
Offering costs for issuance of securities	$ 1,092,000
Amount of net proceeds from issuance of securities	$ 12,537,000
Conversion and Reorganization Plan | West End Bank Charitable Foundation
Conversion and Reorganization [Line Items]
Common shares issued (in shares)	38,000

Nature of Operations and Summ47

Nature of Operations and Summary of Significant Accounting Policies (Detail Textuals 2)	12 Months Ended
	Dec. 31, 2017USD ($)
Nature Of Operations And Summary Of Significant Accounting Policies [Line Items]
Cash and/or deposit reserve funds in Federal Reserve Bank	$ 15,000
Federally uninsured amount	$ 7,258,000
Minimum
Nature Of Operations And Summary Of Significant Accounting Policies [Line Items]
Fair value inputs discount percentage used for appraisal of existing collateral	20.00%
Maximum
Nature Of Operations And Summary Of Significant Accounting Policies [Line Items]
Fair value inputs discount percentage used for appraisal of existing collateral	30.00%
Federal Home Loan Bank
Nature Of Operations And Summary Of Significant Accounting Policies [Line Items]
Federally uninsured amount	$ 2,835,000
Federal Reserve Bank
Nature Of Operations And Summary Of Significant Accounting Policies [Line Items]
Federally uninsured amount	$ 4,423,000

Securities - Summary of amortiz

Securities - Summary of amortized cost and approximate fair values of securities (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Available for sale
Amortized Cost	$ 20,776,000	$ 24,299,000
Gross Unrealized Gains	2,000	20,000
Gross Unrealized Losses	(481,000)	(591,000)
Available-for-sale Securities	20,296,672	23,727,778
Municipal bonds
Available for sale
Amortized Cost	2,019,000	2,021,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(67,000)	(167,000)
Available-for-sale Securities	1,952,000	1,854,000
Mortgage-backed securities - GSE residential
Available for sale
Amortized Cost	18,757,000	22,278,000
Gross Unrealized Gains	2,000	20,000
Gross Unrealized Losses	(414,000)	(424,000)
Available-for-sale Securities	$ 18,345,000	$ 21,874,000

Securities - Amortized cost and

Securities - Amortized cost and fair value of securities available for sale by contractual maturity (Details 1) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Amortized Cost
After ten years	$ 2,019,000
Totals	20,776,000	$ 24,299,000
Fair Value
After ten years	1,952,000
Totals	20,296,672	23,727,778
Mortgage-backed securities - GSE residential
Amortized Cost
Totals	18,757,000	22,278,000
Fair Value
Totals	$ 18,345,000	$ 21,874,000

Securities - Summary of activit

Securities - Summary of activities related to sales of securities available for sale (Details 2) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales of available-for sale securities		$ 10,276,310
Gross gains on sales	$ 0	143,000
Gross losses on sales	$ 0	$ 8,000

Securities - Securities with un

Securities - Securities with unrealized losses (Details 3) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available-for-sale securities
Less Than 12 Months Fair Value	$ 4,644	$ 15,103
Less Than 12 Months Unrealized Losses	(40)	(459)
12 Months or Longer Fair Value	14,983	4,921
12 Months or Longer Gross Unrealized Losses	(441)	(132)
Total Fair Value	19,627	20,024
Total Gross Unrealized Losses	(481)	(591)
Municipal bonds
Available-for-sale securities
Less Than 12 Months Fair Value	0	1,854
Less Than 12 Months Unrealized Losses	0	(167)
12 Months or Longer Fair Value	1,952	0
12 Months or Longer Gross Unrealized Losses	(67)	0
Total Fair Value	1,952	1,854
Total Gross Unrealized Losses	(67)	(167)
Mortgage-backed securities - GSE residential
Available-for-sale securities
Less Than 12 Months Fair Value	4,644	13,249
Less Than 12 Months Unrealized Losses	(40)	(292)
12 Months or Longer Fair Value	13,031	4,921
12 Months or Longer Gross Unrealized Losses	(374)	(132)
Total Fair Value	17,675	18,170
Total Gross Unrealized Losses	$ (414)	$ (424)

Securities (Detail Textuals)

Securities (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Securities pledged as collateral	$ 13,473	$ 911
Total fair value of the investments	$ 19,627	$ 20,024
Available-for-sale investment portfolio	97.00%	84.00%

Loans and Allowance - Categorie

Loans and Allowance - Categories of loans (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	$ 243,716,000	$ 235,042,000
Less net deferred loan fees, premiums and discounts	112,000	116,000
Less allowance for loan losses	2,744,684	2,276,679	$ 2,193,000
Total loans	240,858,812	232,649,433
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	11,572,000	12,155,000
Less allowance for loan losses	303,000	247,000	44,000
Real estate loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	61,885,000	65,160,000
Less allowance for loan losses	191,000	329,000	390,000
Real estate loans | Commercial and Multi Family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	57,485,000	50,070,000
Less allowance for loan losses	886,000	670,000	749,000
Real estate loans | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	2,093,000	6,906,000
Less allowance for loan losses	2,000	0	3,000
Real estate loans | Second mortgages and equity lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	6,594,000	5,716,000
Less allowance for loan losses	10,000	0	11,000
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	104,087,000	95,035,000
Less allowance for loan losses	1,353,000	1,031,000	$ 996,000
Consumer loans | Indirect
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	86,109,000	79,214,000
Consumer loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases receivable, gross	$ 17,978,000	$ 15,821,000

Loans and Allowance - Activity

Loans and Allowance - Activity in allowance for loan losses presented by portfolio classes (Details 1) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Allowance for loan losses:
Balance, beginning of year	$ 2,276,679	$ 2,193,000
Provision for losses	2,021,000	1,861,000
Recoveries on loans	222,000	122,000
Loans charged off	(1,775,000)	(1,899,000)
Balance, end of year	2,744,684	2,276,679
Commercial
Allowance for loan losses:
Balance, beginning of year	247,000	44,000
Provision for losses	185,000	257,000
Recoveries on loans	9,000	0
Loans charged off	(138,000)	(54,000)
Balance, end of year	303,000	247,000
Real estate loans | Residential
Allowance for loan losses:
Balance, beginning of year	329,000	390,000
Provision for losses	(66,000)	90,000
Recoveries on loans	3,000	8,000
Loans charged off	(75,000)	(159,000)
Balance, end of year	191,000	329,000
Real estate loans | Commercial and Multi Family
Allowance for loan losses:
Balance, beginning of year	670,000	749,000
Provision for losses	315,000	274,000
Recoveries on loans	0	0
Loans charged off	(99,000)	(353,000)
Balance, end of year	886,000	670,000
Real estate loans | Construction
Allowance for loan losses:
Balance, beginning of year	0	3,000
Provision for losses	2,000	(3,000)
Recoveries on loans	0	0
Loans charged off	0	0
Balance, end of year	2,000	0
Real estate loans | Seconds and Equity Line
Allowance for loan losses:
Balance, beginning of year	0	11,000
Provision for losses	19,000	(11,000)
Recoveries on loans	0	0
Loans charged off	(9,000)	0
Balance, end of year	10,000	0
Consumer
Allowance for loan losses:
Balance, beginning of year	1,031,000	996,000
Provision for losses	1,566,000	1,254,000
Recoveries on loans	210,000	114,000
Loans charged off	(1,454,000)	(1,333,000)
Balance, end of year	$ 1,353,000	$ 1,031,000

Loans and Allowance - Balance i

Loans and Allowance - Balance in allowance for loan losses and recorded investment in loans based on portfolio class and impairment method (Details 2) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Allowance:
Balance, end of year	$ 2,745	$ 2,277
Individually evaluated for impairment	770	280
Collectivity evaluated for impairment	1,975	1,997
Loans:
Ending balance	243,716	235,042
Individually evaluated for impairment	2,419	5,277
Collectivity evaluated for impairment	241,297	229,765
Commercial
Allowance:
Balance, end of year	303	247
Individually evaluated for impairment	214	225
Collectivity evaluated for impairment	89	22
Loans:
Ending balance	11,572	12,155
Individually evaluated for impairment	814	3,624
Collectivity evaluated for impairment	10,758	8,531
Real estate loans | Residential
Allowance:
Balance, end of year	191	329
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	191	329
Loans:
Ending balance	61,885	65,160
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	61,885	65,160
Real estate loans | Commercial and Multi Family
Allowance:
Balance, end of year	886	670
Individually evaluated for impairment	556	55
Collectivity evaluated for impairment	330	615
Loans:
Ending balance	57,485	50,070
Individually evaluated for impairment	1,605	1,653
Collectivity evaluated for impairment	55,880	48,417
Real estate loans | Construction
Allowance:
Balance, end of year	2	0
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	2	0
Loans:
Ending balance	2,093	6,906
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	2,093	6,906
Real estate loans | Seconds and Equity Line
Allowance:
Balance, end of year	10	0
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	10	0
Loans:
Ending balance	6,594	5,716
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	6,594	5,716
Consumer
Allowance:
Balance, end of year	1,353	1,031
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	1,353	1,031
Loans:
Ending balance	104,087	95,035
Individually evaluated for impairment	0	0
Collectivity evaluated for impairment	$ 104,087	$ 95,035

Loans and Allowance - Credit ri

Loans and Allowance - Credit risk profile of Bank's loan portfolio based on rating category and payment activity (Details 3) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Total	$ 243,716	$ 235,042
Pass
Financing Receivable, Recorded Investment [Line Items]
Total	237,809	226,966
Watch
Financing Receivable, Recorded Investment [Line Items]
Total	1,149	0
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	2,339	2,799
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	2,419	5,277
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Commercial
Financing Receivable, Recorded Investment [Line Items]
Total	11,572	12,155
Commercial | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	10,601	8,531
Commercial | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	157	0
Commercial | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Commercial | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	814	3,624
Commercial | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Commercial | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Residential
Financing Receivable, Recorded Investment [Line Items]
Total	61,885	65,160
Real estate loans | Residential | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	61,561	65,160
Real estate loans | Residential | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Residential | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	324	0
Real estate loans | Residential | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Residential | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Residential | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Commercial and Multi Family
Financing Receivable, Recorded Investment [Line Items]
Total	57,485	50,070
Real estate loans | Commercial and Multi Family | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	52,873	45,618
Real estate loans | Commercial and Multi Family | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	992	0
Real estate loans | Commercial and Multi Family | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	2,015	2,799
Real estate loans | Commercial and Multi Family | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	1,605	1,653
Real estate loans | Commercial and Multi Family | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Commercial and Multi Family | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Construction
Financing Receivable, Recorded Investment [Line Items]
Total	2,093	6,906
Real estate loans | Construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	2,093	6,906
Real estate loans | Construction | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Construction | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Construction | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Construction | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Construction | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Seconds and Equity Line
Financing Receivable, Recorded Investment [Line Items]
Total	6,594	5,716
Real estate loans | Seconds and Equity Line | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	6,594	5,716
Real estate loans | Seconds and Equity Line | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Seconds and Equity Line | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Seconds and Equity Line | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Seconds and Equity Line | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Real estate loans | Seconds and Equity Line | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Consumer
Financing Receivable, Recorded Investment [Line Items]
Total	104,087	95,035
Consumer | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	104,087	95,035
Consumer | Watch
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Consumer | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Consumer | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Consumer | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Consumer | Loss
Financing Receivable, Recorded Investment [Line Items]
Total	$ 0	$ 0

Loans and Allowance - Bank's lo

Loans and Allowance - Bank's loan portfolio aging analysis (Details 4) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 3,333	$ 3,239
Current	240,383	231,803
Total loans	243,716	235,042
Nonaccrual loans	123	487
Past due 90 days and accruing	700	817
Total	823	1,304
30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	1,981	1,448
60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	529	499
Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	823	1,292
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	10	7
Current	11,562	12,148
Total loans	11,572	12,155
Nonaccrual loans	0	0
Past due 90 days and accruing	0	0
Total	0	0
Commercial | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	10	7
Commercial | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Commercial | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Real estate loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	545	704
Current	61,340	64,456
Total loans	61,885	65,160
Nonaccrual loans	115	230
Past due 90 days and accruing	34	71
Total	149	301
Real estate loans | Residential | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	378	322
Real estate loans | Residential | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	18	93
Real estate loans | Residential | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	149	289
Real estate loans | Commercial and Multi Family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	47	257
Current	57,438	49,813
Total loans	57,485	50,070
Nonaccrual loans	8	257
Past due 90 days and accruing	0	0
Total	8	257
Real estate loans | Commercial and Multi Family | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Real estate loans | Commercial and Multi Family | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	39	0
Real estate loans | Commercial and Multi Family | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	8	257
Real estate loans | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Current	2,093	6,906
Total loans	2,093	6,906
Nonaccrual loans	0	0
Past due 90 days and accruing	0	0
Total	0	0
Real estate loans | Construction | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Real estate loans | Construction | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Real estate loans | Construction | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	0
Real estate loans | Seconds and Equity Line
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	57	36
Current	6,537	5,680
Total loans	6,594	5,716
Nonaccrual loans	0	0
Past due 90 days and accruing	0	18
Total	0	18
Real estate loans | Seconds and Equity Line | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	57	8
Real estate loans | Seconds and Equity Line | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	10
Real estate loans | Seconds and Equity Line | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	0	18
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	2,674	2,235
Current	101,413	92,800
Total loans	104,087	95,035
Nonaccrual loans	0	0
Past due 90 days and accruing	666	728
Total	666	728
Consumer | 30-59 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	1,536	1,111
Consumer | 60-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	472	396
Consumer | Greater than 90 days and accruing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 666	$ 728

Loans and Allowance - Impaired

Loans and Allowance - Impaired loans and specific valuation allowance (Details 5) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Impaired loans without a specific allowance:
Recorded investment	$ 888	$ 845
Unpaid principal balance	888	845
Impaired loans with a specific allowance:
Recorded investment	1,531	4,432
Unpaid principal balance	1,531	4,432
Specific allowance	770	280
Total impaired loans:
Recorded investment	2,419	5,277
Unpaid principal balance	2,419	5,277
Specific allowance	770	280
Commercial
Impaired loans without a specific allowance:
Recorded investment	76	114
Unpaid principal balance	76	114
Impaired loans with a specific allowance:
Recorded investment	738	3,510
Unpaid principal balance	738	3,510
Specific allowance	214	225
Total impaired loans:
Recorded investment	814	3,624
Unpaid principal balance	814	3,624
Specific allowance	214	225
Real estate loans | Residential
Impaired loans without a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Impaired loans with a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Total impaired loans:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Real estate loans | Commercial and Multi Family
Impaired loans without a specific allowance:
Recorded investment	812	731
Unpaid principal balance	812	731
Impaired loans with a specific allowance:
Recorded investment	793	922
Unpaid principal balance	793	922
Specific allowance	556	55
Total impaired loans:
Recorded investment	1,605	1,653
Unpaid principal balance	1,605	1,653
Specific allowance	556	55
Real estate loans | Construction
Impaired loans without a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Impaired loans with a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Total impaired loans:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Real estate loans | Second mortgages and equity lines of credit
Impaired loans without a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Impaired loans with a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Total impaired loans:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Consumer
Impaired loans without a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Impaired loans with a specific allowance:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	0	0
Total impaired loans:
Recorded investment	0	0
Unpaid principal balance	0	0
Specific allowance	$ 0	$ 0

Loans and Allowance - Informati

Loans and Allowance - Information related to average recorded investment and interest income (Details 6) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Total impaired loan:
Average recorded investment	$ 3,167	$ 2,895
Interest income recognized	178	10
Interest income recognized on a cash basis	0	0
Commercial
Total impaired loan:
Average recorded investment	1,409	725
Interest income recognized	87	7
Interest income recognized on a cash basis	0	0
Real estate loans | Residential
Total impaired loan:
Average recorded investment	0	0
Interest income recognized	0	0
Interest income recognized on a cash basis	0	0
Real estate loans | Commercial and Multi Family
Total impaired loan:
Average recorded investment	1,758	2,170
Interest income recognized	91	3
Interest income recognized on a cash basis	0	0
Real estate loans | Construction
Total impaired loan:
Average recorded investment	0	0
Interest income recognized	0	0
Interest income recognized on a cash basis	0	0
Real estate loans | Seconds and Equity Line
Total impaired loan:
Average recorded investment	0	0
Interest income recognized	0	0
Interest income recognized on a cash basis	0	0
Consumer
Total impaired loan:
Average recorded investment	0	0
Interest income recognized	0	0
Interest income recognized on a cash basis	$ 0	$ 0

Loans and Allowance (Detail Tex

Loans and Allowance (Detail Textuals)	12 Months Ended
	Dec. 31, 2017USD ($)Contract	Dec. 31, 2016USD ($)
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Pre-modification recorded balance	$ 738,000
Post modification recorded balance	738,000
Post-Modifications payment	738,000
Real estate owned	0	$ 103,000
Loans in process of foreclosure	$ 126,000	$ 293,000
Number of TDR contracts | Contract	1

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Property, Plant and Equipment [Line Items]
Total cost	$ 12,097,000	$ 8,777,000
Accumulated depreciation and amortization	(2,969,000)	(2,665,000)
Net	9,127,886	6,111,527
Land
Property, Plant and Equipment [Line Items]
Total cost	1,247,000	1,053,000
Buildings and improvements
Property, Plant and Equipment [Line Items]
Total cost	8,304,000	3,375,000
Furniture and equipment
Property, Plant and Equipment [Line Items]
Total cost	2,045,000	1,232,000
Construction in progress
Property, Plant and Equipment [Line Items]
Total cost	0	2,791,000
Software
Property, Plant and Equipment [Line Items]
Total cost	$ 501,000	$ 326,000

Loan Servicing - Summary of act

Loan Servicing - Summary of activity in mortgage servicing assets measured using fair value method - (Details) - Mortgage-servicing rights - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Servicing Asset at Fair Value, Amount [Roll Forward]
Fair value at the beginning of the period	$ 719	$ 646
Servicing rights recorded on sale of loans	104	95
Change in fair value due to payments	(85)	(78)
Other changes in valuation inputs or assumptions	(7)	56
Fair value at the end of the period	$ 731	$ 719

Loan Servicing - Summary of key

Loan Servicing - Summary of key economic assumptions used in determining fair value of mortgage-servicing rights - (Details 1) - Mortgage-servicing rights	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Servicing Assets at Fair Value [Line Items]
Weighted-average constant prepayment rate	10.80%	10.30%
Weighted-average discount rate	5.80%	5.90%
Weighted expected loan servicing (years)	4 years 29 days	4 years 1 month 17 days

Loan Servicing (Detail Textuals

Loan Servicing (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Disclosures Pertaining To Servicing Assets and Servicing Liabilities [Abstract]
Unpaid principal balances of mortgage and other loans serviced	$ 71,626	$ 69,605

Deposits - Information regardin

Deposits - Information regarding noninterest bearing and interest bearing deposits (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Deposits [Abstract]
Noninterest-bearing	$ 24,659,000	$ 22,154,000
Checking	32,838,000	33,921,000
Money market	41,076,000	38,695,000
Savings	21,489,000	21,649,000
Certificates and other time deposits more than $250,000	18,768,000	19,732,000
Other certificates and time deposits	88,151,000	88,747,000
Total deposits	$ 226,980,788	$ 224,897,992

Deposits - Information regard66

Deposits - Information regarding maturities of time deposits (Details 1) $ in Thousands	Dec. 31, 2017USD ($)
Deposits [Abstract]
2,018	$ 44,449
2,019	36,980
2,020	17,219
2,021	4,075
2,022	4,196
Net time deposits	$ 106,919

Federal Home Loan Bank Advanc67

Federal Home Loan Bank Advances - Maturities of Federal Home Loan Bank advances (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Advances From Federal Home Loan Banks [Abstract]
2,018	$ 10,000
2,019	10,500
2,020	7,000
2,021	4,000
2,022	10,000
Federal Home Loan Bank advances, total	$ 41,500	$ 32,000

Federal Home Loan Bank Advanc68

Federal Home Loan Bank Advances - Information regarding Federal Home Loan Bank Advances (Detail Textuals) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank advances	$ 41,500	$ 32,000
Advance to one-time call option	5,000
Federal home loan bank advances secured by mortgage loans	$ 70,425
Minimum
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Interest rate on federal home loan bank advances	1.00%
Maximum
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Interest rate on federal home loan bank advances	1.95%

Income Tax - Components of inco

Income Tax - Components of income tax expense benefit (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Currently payable
Federal	$ 198	$ 687
State	84	180
Deferred
Federal	122	75
State	(25)	8
Total income tax expense	$ 379	$ 950

Income Tax - Reconciliation of

Income Tax - Reconciliation of federal statutory to actual tax expense (benefit) - (Details 1) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Reconciliation of federal statutory to actual tax expense
Federal statutory income tax at 34%	$ 325,000	$ 951,000
Effect of state income taxes	39,000	124,000
Tax-exempt interest	(16,000)	(46,000)
Cash surrender value of life insurance	(60,000)	(56,000)
Change in Valuation Allowance	(60,000)	0
Effect of Tax Cuts and Job Acts	102,000	0
Other	49,000	(23,000)
Actual tax expense	$ 379,424	$ 949,862
Effective tax rate	40.00%	34.00%

Income Tax - Reconciliation o71

Income Tax - Reconciliation of federal statutory to actual tax expense (benefit) - (Parentheticals) (Details 1)	12 Months Ended
	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Federal statutory income tax rate	34.00%

Income Tax - Deferred tax asset

Income Tax - Deferred tax assets and liabilities (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Assets
Allowance for loan losses	$ 376	$ 329
Accrued compensation	162	273
Charitable contributions	1	51
Other real estate owned	0	40
Securities available for sale	125	226
Other	51	0
Total assets	715	919
Liabilities
State income tax	(31)	(42)
Depreciation	(146)	(48)
FHLB stock	(13)	(20)
Mortgage-servicing rights	(193)	(283)
Other	0	(1)
Total liabilities	(383)	(394)
Net deferred tax asset before valuation allowance	332	525
Valuation allowance
Beginning balance	(60)	(60)
(Increase) decrease during the period	60	0
Ending balance	0	(60)
Net deferred tax assets	$ 332	$ 465

Income Taxes (Detail Textuals)

Income Taxes (Detail Textuals) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Income Taxes [Line Items]
US corporate income tax rate	34.00%
Corporate income tax rate effective in 2018	21.00%
Additional one-time income tax expense	$ 102,000	$ 0
Income tax expense related to adjustment of deferred tax asset	65,000
Retained earnings for which no deferred income tax liability has been recognized	3,136,000	3,136,000
Unrecorded deferred income tax liability	659,000	1,066,000
Tax expense applicable to realized securities gains	$ 0	$ 53,607
Maximum
Income Taxes [Line Items]
US corporate income tax rate	35.00%

Commitments and Contingent Li74

Commitments and Contingent Liabilities - Financial instruments whose contract amount represents credit risk (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Credit risk amount related to contracts	$ 18,926	$ 13,837
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Credit risk amount related to contracts	$ 13,045	$ 461

Regulatory Capital - Bank's act

Regulatory Capital - Bank's actual and required capital amounts and ratios - (Details) - USD ($) $ in Thousands		Dec. 31, 2017	Dec. 31, 2016
Regulatory Capital [Abstract]
Total capital (to risk-weighted assets) Actual Amount	[1]	$ 31,252	$ 29,695
Total capital (to risk-weighted assets) Actual Ratio		13.00%	13.20%
Total capital (to risk-weighted assets) Minimum Capital Requirement Amount	[1]	$ 19,224	$ 18,032
Total capital (to risk-weighted assets) Minimum Capital Requirement Ratio		8.00%	8.00%
Total capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Amount	[1]	$ 24,030	$ 22,540
Total capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Ratio		10.00%	10.00%
Tier I capital (to risk-weighted assets) Actual Amount	[1]	$ 28,507	$ 27,418
Tier I capital (to risk-weighted assets) Actual Ratio		11.90%	12.20%
Tier I capital (to risk-weighted assets) Minimum Capital Requirement Amount	[1]	$ 14,418	$ 13,524
Tier I capital (to risk-weighted assets) Minimum Capital Requirement Ratio		6.00%	6.00%
Tier I capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Amount	[1]	$ 19,224	$ 18,032
Tier I capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Ratio		8.00%	8.00%
Common Equity Tier I capital (to risk-weighted assets) Actual Amount	[1]	$ 28,507	$ 27,418
Common Equity Tier I capital (to risk-weighted assets) Actual Ratio		11.90%	12.20%
Common Equity Tier I capital (to risk-weighted assets) Minimum Capital Requirement Amount	[1]	$ 10,814	$ 10,143
Common Equity Tier I capital (to risk-weighted assets) Minimum Capital Requirement Ratio		4.50%	4.50%
Common Equity Tier I capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Amount	[1]	$ 15,620	$ 14,651
Common Equity Tier I capital (to risk-weighted assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Ratio		6.50%	6.50%
Tier I capital (to average assets) Actual Amount	[1]	$ 28,507	$ 27,418
Tier I capital (to average assets) Actual Ratio		9.60%	9.60%
Tier I capital (to average assets) Minimum Capital Requirement Amount	[1]	$ 11,840	$ 11,450
Tier I capital (to average assets) Minimum Capital Requirement Ratio		4.00%	4.00%
Tier I capital (to average assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Amount	[1]	$ 14,800	$ 14,312
Tier I capital (to average assets) Minimum to Be Well Capitalized Under Prompt Corrective Action Ratio		5.00%	5.00%
[1]	As defined by regulatory agencies

Regulatory Capital (Detail Text

Regulatory Capital (Detail Textuals)	Dec. 31, 2017USD ($)
Regulatory Capital [Abstract]
Retained earnings available for dividend declaration without prior regulatory approval	$ 921,000

Employee Benefits (Detail Textu

Employee Benefits (Detail Textuals) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Description employee contributions plan	The Company has a retirement savings 401(k) plan covering substantially all employees. Effective January 1, 2012, the Company elected the Safe Harbor provisions provided by the Internal Revenue Code. Under this plan employees may contribute up to 50% of their compensation in 1% increments with the Company matching 100% of the employee's contribution on the first 3% and 50% of the next 2% of the employee's compensation.
Percentage of maximum annual contribution per employee	50.00%
Percentage of increments compensation need for maximum annual matching contribution per employee	1.00%
Percentage of maximum annual contribution per employee by employer	100.00%
Percentage of compensation need for maximum annual matching contribution per employee by employer	3.00%
Percentage of contribution per employee by employer	50.00%
Percentage of matching contribution per employee by employer for next compensation	2.00%
Employer contributions charged to expense	$ 107,000	$ 95,000

Employee Benefits (Detail Tex78

Employee Benefits (Detail Textuals 1) - Multiemployer Plans, Pension - Pentegra Plan - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Jul. 01, 2017	Jul. 01, 2016
Multiemployer Plans [Line Items]
Pension expense	$ 97,000	$ 90,000
Percentage of funding status			100.07%	100.70%
Employer's contributions to plan	98,000	92,000
Total contributions to plan	$ 153,186,000	$ 163,138,000
Maximum percentage of employer's contributions to the Pentegra Plan	5.00%

Employee Benefits (Detail Tex79

Employee Benefits (Detail Textuals 2)	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)Officer
Nonqualified Benefit Plan
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Period of plan features deferred compensation benefits for each director	120 months
Retirement plan costs	$ 8,000	$ 56,000
Salary Continuation Agreement
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Number of executive officers | Officer		3
Recognized agreements expense	$ 88,000	$ 43,000

Share Based Compensation (Detai

Share Based Compensation (Details) - Stock options - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Options
Options outstanding at January 1	136,550	125,550
Granted	0	11,000
Exercised	(8,400)	0
Forfeited	0	0
Expired	0	0
Options outstanding at December 31	128,150	136,550
Exercisable options outstanding at December 31	92,790	73,430
Weighted average exercise price
Options outstanding at January 1	$ 18.99	$ 18.77
Granted	0	21.50
Exercised	18.95	0
Forfeited	0	0
Expired	0	0
Options outstanding at December 31	19	18.99
Exercisable options outstanding at December 31	$ 18.81	$ 18.76
Remaining contractual life (years)
Options outstanding at December 31	5 years 8 months 12 days	6 years 8 months 12 days
Exercisable options outstanding at December 31	5 years 6 months	6 years 6 months

Share Based Compensation (Det81

Share Based Compensation (Details 1) - Stock options	12 Months Ended
	Dec. 31, 2016$ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	12.34%
Risk-free interest rate	1.56%
Expected dividend yield	1.12%
Expected life (in years)	7 years 6 months
Exercise price for the stock options	$ 21.5

Share Based Compensation (Det82

Share Based Compensation (Details 2) - Restricted Stock Awards	12 Months Ended
	Dec. 31, 2017$ / sharesshares
Service-Based Restricted stock awards
Non-vested at January 1, 2017 | shares	22,416
Granted | shares	0
Vested | shares	11,208
Forfeited | shares	0
Non-vested at December 31, 2017 | shares	11,208
Weighted average grant date fair value
Non-vested at January 1, 2017 | $ / shares	$ 18.75
Granted | $ / shares	0
Vested | $ / shares	18.75
Forfeited | $ / shares	0
Non-vested at December 31, 2017 | $ / shares	$ 18.75

Share Based Compensation (Det83

Share Based Compensation (Detail Textuals) - 2013 Equity Incentive Plan ('Plan') - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	5 years
Number of shares authorized under the plan	196,140
Share-based compensation expense	$ 289,000	$ 289,000

Share Based Compensation (Det84

Share Based Compensation (Detail Textuals 1) - Stock options - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Method used for estimation of fair value of awards	Black-Scholes option pricing model
Unrecognized compensation expense	$ 56,000	$ 136,000
Number of options vested	27,760	25,560
Award vesting period	5 years
Stock option expense	$ 79,000	$ 79,000
Total intrinsic value of options exercisable	935,000	1,119,000
Total intrinsic value of options	1,271,000	2,049,000
Total intrinsic value of options exercised	$ 84,000	$ 0
Dividend yield (in dollars per share)	$ 0.06
Contractual term of the stock option plan	10 years

Share Based Compensation (Det85

Share Based Compensation (Detail Textuals 2) - Restricted Stock Awards - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense related to restricted stock awards	$ 97,000	$ 307,000
Award vesting period	5 years
Restricted stock expense	$ 210,000	$ 210,000

Employee Stock Ownership Plan -

Employee Stock Ownership Plan - Summary of employee stock ownership plan (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares	30,326	27,187
Unearned shares	78,456	84,060
Total ESOP shares	108,782	111,247
Fair value of unearned shares at December 31	$ 2,267	$ 2,858

Employee Stock Ownership Plan87

Employee Stock Ownership Plan (Detail Textuals) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Purchase of common shares by ESOP	112,080
Par value of common stock shares acquired by ESOP (in dollars per share)	$ 10
Value of common stock acquired by ESOP	$ 1,121,000
ESOP expense	$ 167,000	$ 136,000
Shares released for allocation	30,326	27,187
Fair value of shares released for allocation held by the ESOP	$ 876,000	$ 924,000
Quoted per share price	$ 28.89	$ 34
Number of shares authorized for repurchase	30,519	28,989
Fair value of shares repurchased under repurchase program	$ 855,000	$ 661,000
Share price for shares repurchased under repurchase program	$ 28	$ 22.80

Earnings Per Share - Summary of

Earnings Per Share - Summary of earnings per share (Details) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Earnings Per Share [Abstract]
Net Income	$ 577,824	$ 1,847,074
Allocated to participating securities	(10,000)	(51,000)
Net income allocated to common stockholders	$ 568,000	$ 1,796,000
Weighted average common shares outstanding, gross	1,066,637	1,097,346
Less: Average unearned ESOP shares and participating securities	(98,153)	(114,733)
Weighted average common shares outstanding, net	968,484	982,613
Effect of diluted based awards	43,647	21,380
Weighted average shares and common stock equivalents	1,012,131	1,003,993
Income per common share:
Basic	$ 0.59	$ 1.83
Diluted	$ 0.56	$ 1.79
Options excluded from the calculation due to their anti-dilutive effect on earnings per share	0	0

Related Party Transactions - An

Related Party Transactions - Annual activity in related party transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$ 2,016	$ 1,618
New loans	472	197
Change in composition	(52)	940
Repayments	(416)	(739)
Balance, end of year	$ 2,020	$ 2,016

Related Party Transactions (Det

Related Party Transactions (Detail Textuals) - USD ($)	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Related Party Transactions [Abstract]
Loans to related parties	$ 2,020,000	$ 2,016,000	$ 1,618,000
Deposits from related parties	$ 497,000	$ 567,000

Disclosures About Fair Value 91

Disclosures About Fair Value of Assets and Liabilities - Fair value measurements of assets measured at fair value on recurring basis and level within fair value hierarchy (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	$ 20,296,672	$ 23,727,778
Recurring Basis | Fair Value
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Mortgage-servicing rights	731,000	719,000
Recurring Basis | Fair Value | Municipal bonds
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	1,952,000	1,854,000
Recurring Basis | Fair Value | Mortgage-backed securities - GSE residential
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	18,345,000	21,874,000
Recurring Basis | Fair Value | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Mortgage-servicing rights	0	0
Recurring Basis | Fair Value | Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal bonds
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	0	0
Recurring Basis | Fair Value | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities - GSE residential
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	0	0
Recurring Basis | Fair Value | Significant Other Observable Inputs (Level 2)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Mortgage-servicing rights	0	0
Recurring Basis | Fair Value | Significant Other Observable Inputs (Level 2) | Municipal bonds
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	1,952,000	1,854,000
Recurring Basis | Fair Value | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities - GSE residential
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	18,345,000	21,874,000
Recurring Basis | Fair Value | Significant Unobservable Inputs (Level 3)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Mortgage-servicing rights	731,000	719,000
Recurring Basis | Fair Value | Significant Unobservable Inputs (Level 3) | Municipal bonds
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	0	0
Recurring Basis | Fair Value | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities - GSE residential
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Available-for-sale securities	$ 0	$ 0

Disclosures About Fair Value 92

Disclosures About Fair Value of Assets and Liabilities - Reconciliation of beginning and ending balances of recurring fair value measurements using significant unobservable Level 3 inputs (Details 1) - Recurring Basis - Mortgage-servicing rights - Unobservable Inputs (Level 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balances, January 1	$ 719	$ 646
Total unrealized gains (losses) included in net income	(7)	56
Additions (rights recorded on sale of loans)	104	95
Settlements (payments)	(85)	(78)
Balances, December 31	$ 731	$ 719

Disclosures About Fair Value 93

Disclosures About Fair Value of Assets and Liabilities - Fair value measurements of assets and liabilities measured at fair value on nonrecurring basis and level within fair value hierarchy (Details 2) - Fair Value, Measurements, Nonrecurring - Fair Value - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Impaired Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets	$ 761	$ 4,152
Foreclosed real estate held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets		600
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Foreclosed real estate held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets		0
Significant Other Observable Inputs (Level 2) | Impaired Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets	0	0
Significant Other Observable Inputs (Level 2) | Foreclosed real estate held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets		0
Significant Unobservable Inputs (Level 3) | Impaired Loan
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets	$ 761	4,152
Significant Unobservable Inputs (Level 3) | Foreclosed real estate held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value of assets		$ 600

Disclosures About Fair Value 94

Disclosures About Fair Value of Assets and Liabilities - Quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements (Details 3) - Unobservable Inputs (Level 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Impaired loans | Comparative sales based on independent appraisals
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	$ 761	$ 4,152
Valuation techniques	Comparative sales based on independent appraisals	Comparative sales based on independent appraisals
Marketability discount		32.00%
Impaired loans | Comparative sales based on independent appraisals | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Marketability discount	12.00%
Impaired loans | Comparative sales based on independent appraisals | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Marketability discount	50.00%
Foreclosed real estate held for sale | Based on independent appraisals
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed real estate held for sale		$ 600
Valuation techniques		Based on independent appraisals
Marketability discount		2.00%
Mortgage-servicing rights | Discounted Cash Flow
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Mortgage servicing rights	$ 731	$ 719
Valuation techniques	Discounted Cash Flow	Discounted Cash Flow
Mortgage-servicing rights | Discounted Cash Flow | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate	5.30%	5.30%
Conditional prepayment rate	10.70%	8.70%
Expected loan servicing years	1 year 10 months 24 days	2 years 4 months 24 days
Mortgage-servicing rights | Discounted Cash Flow | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate	6.00%	6.10%
Conditional prepayment rate	12.30%	10.90%
Expected loan servicing years	4 years 6 months	4 years 6 months
Mortgage-servicing rights | Discounted Cash Flow | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate	5.80%	5.90%
Conditional prepayment rate	10.80%	10.30%
Expected loan servicing years	4 years 1 month 6 days	4 years 1 month 6 days

Disclosures About Fair Value 95

Disclosures About Fair Value of Assets and Liabilities - Estimated fair values of Company's financial instruments (Details 4) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Carrying Amount
Financial assets
Cash and cash equivalents	$ 10,346	$ 7,649
Loans held for sale	2,877	346
Loans, net	240,859	232,649
Federal Home Loan Bank stock	2,436	1,329
Interest receivable	1,103	1,037
Financial liabilities
Deposits	226,981	224,898
Federal Home Loan Bank advances	41,500	32,000
Interest payable	106	82
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value
Financial assets
Cash and cash equivalents	10,346	7,649
Loans held for sale	0	0
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Interest receivable	0	0
Financial liabilities
Deposits	120,061	116,419
Federal Home Loan Bank advances	0	0
Interest payable	0	0
Significant Other Observable Inputs (Level 2) | Fair Value
Financial assets
Cash and cash equivalents	0	0
Loans held for sale	2,877	346
Loans, net	0	0
Federal Home Loan Bank stock	2,436	1,329
Interest receivable	1,103	1,037
Financial liabilities
Deposits	106,999	108,416
Federal Home Loan Bank advances	41,553	31,923
Interest payable	106	82
Significant Unobservable Inputs (Level 3) | Fair Value
Financial assets
Cash and cash equivalents	0	0
Loans held for sale	0	0
Loans, net	242,133	234,018
Federal Home Loan Bank stock	0	0
Interest receivable	0	0
Financial liabilities
Deposits	0	0
Federal Home Loan Bank advances	0	0
Interest payable	$ 0	$ 0

Disclosures About Fair Value 96

Disclosures About Fair Value of Assets and Liabilities (Detail Textuals)	12 Months Ended
	Dec. 31, 2017
Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value inputs discount percentage used for appraisal of existing collateral	20.00%
Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value inputs discount percentage used for appraisal of existing collateral	30.00%

Condensed Financial Informati97

Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 1,588,203	$ 2,039,032
Other assets	5,369,094	4,968,194
Total assets	299,413,835	287,103,940
Liabilities and Stockholders' Equity
Liabilities	270,384,468	258,901,542
Redeemable common stock held by ESOP	854,526	660,957
Total stockholders' equity less maximum cash obligation related to ESOP shares	28,174,841	27,541,441	$ 27,404,305
Total liabilities and stockholders' equity	299,413,835	287,103,940
Parent Company
Assets
Cash and due from banks	719,000	984,000
Investment in subsidiary	28,218,000	27,072,000
Other assets	92,000	146,000
Total assets	29,029,000	28,202,000
Liabilities and Stockholders' Equity
Liabilities	0	0
Redeemable common stock held by ESOP	855,000	661,000
Total stockholders' equity less maximum cash obligation related to ESOP shares	28,174,000	27,541,000
Total liabilities and stockholders' equity	$ 29,029,000	$ 28,202,000

Condensed Financial Informati98

Condensed Financial Information (Parent Company Only) - Condensed Statements of Income and Comprehensive Income (Loss) (Details 1) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Income
Other income	$ 13,986	$ 2,051
Expenses
Other expenses	1,061,658	1,022,644
Income Before Income Tax and Equity in Undistributed Income of Subsidiary	957,248	2,796,936
Income Tax Benefit	379,424	949,862
Net Income	577,824	1,847,074
Comprehensive Income	634,939	1,659,867
Parent Company
Income
Dividends from subsidiary	0	1,900,000
Other income	4,000	2,000
Total Income	4,000	1,902,000
Expenses
Other expenses	330,000	308,000
Income Before Income Tax and Equity in Undistributed Income of Subsidiary	(326,000)	1,594,000
Income Tax Benefit	124,000	112,000
Income Before Equity in Undistributed Income of Subsidiary	(202,000)	1,706,000
Undistributed Income of subsidiary	780,000	141,000
Net Income	578,000	1,847,000
Comprehensive Income	$ 635,000	$ 1,660,000

Condensed Financial Informati99

Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details 2) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Operating Activities
Net income	$ 577,824	$ 1,847,074
Net cash used in operating activities	1,561,545	5,688,258
Investing Activities
Net cash provided by (used in) investing activities	(10,183,601)	(18,209,386)
Financing Activities
Dividends paid	(235,843)	(240,688)
Repurchased shares	(28,431)	(1,046,177)
Net cash used in investing activities	11,318,522	13,333,059
Net Change in Cash and Due From Banks	2,696,466	811,931
Cash and Cash Equivalents, Beginning of Period	7,649,356	6,837,425
Cash and Cash Equivalents, End of Period	10,345,822	7,649,356
Parent Company
Operating Activities
Net income	578,000	1,847,000
Adjustments to reconcile net income to net cash used in operating activities	(559,000)	(1,843,000)
Net cash used in operating activities	19,000	4,000
Investing Activities
Investment in Bank	(20,000)	(22,000)
Dividends from subsidiary	0	1,900,000
Net cash provided by (used in) investing activities	(20,000)	1,878,000
Financing Activities
Dividends paid	(236,000)	(241,000)
Repurchased shares	(28,000)	(1,046,000)
Net cash used in investing activities	(264,000)	(1,287,000)
Net Change in Cash and Due From Banks	(265,000)	595,000
Cash and Cash Equivalents, Beginning of Period	984,000	389,000
Cash and Cash Equivalents, End of Period	$ 719,000	$ 984,000

Recent Accounting Pronouncem100

Recent Accounting Pronouncements (Detail Textuals)	Dec. 31, 2017USD ($)
Accounting Changes and Error Corrections [Abstract]
Accumulated other comprehensive income, stranded tax effects	$ 65,000