Wellesley Bancorp 10-K 24 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 12, 2014	Jun. 28, 2013
Document Information	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Trading Symbol	'WEBK	'	'
Entity Registrant Name	'WELLESLEY BANCORP, INC.	'	'
Entity Central Index Key	'0001526952	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Common Stock, Shares Outstanding	'	2,454,465	'
Entity Public Float	'	'	$35,142,572

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$2,685	$2,247
Short-term investments	16,382	15,971
Total cash and cash equivalents	19,067	18,218
Certificates of deposit	100	600
Securities available for sale, at fair value	36,672	39,256
Federal Home Loan Bank of Boston stock, at cost	3,176	2,005
Loans held for sale	825	9,130
Loans	387,931	297,935
Less allowance for loan losses	-4,213	-3,844
Loans, net	383,718	294,091
Bank-owned life insurance	6,607	6,385
Premises and equipment, net	3,805	2,044
Accrued interest receivable	1,044	1,019
Net deferred tax asset	1,997	1,933
Other assets	1,509	1,367
Total assets	458,520	376,048
Deposits:	'	'
Noninterest-bearing	44,864	39,044
Interest-bearing	312,654	259,015
Total deposits	357,518	298,059
Short-term borrowings	9,000	'
Long-term debt	43,500	31,500
Accrued expenses and other liabilities	1,713	1,518
Total liabilities	411,731	331,077
Commitments and contingencies (Notes 8 and 14)	'	'
Stockholders' equity:	'	'
Preferred stock, $0.01 par value; 1,000,000 shares authorized, none issued	'	'
Common stock, $0.01 par value; 14,000,000 shares authorized, 2,454,465 shares outstanding at December 31, 2013; 2,480,610 shares outstanding at December 31, 2012	24	24
Additional paid-in capital	22,845	22,751
Retained earnings	25,423	23,203
Accumulated other comprehensive income	166	790
Unearned compensation - ESOP	-1,669	-1,797
Total stockholders' equity	46,789	44,971
Total liabilities and stockholders' equity	$458,520	$376,048

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, issued	'	'
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	14,000,000	14,000,000
Common stock, shares outstanding	2,454,465	2,480,610

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Interest and dividend income:	'	'
Interest and fees on loans and loans held for sale	$15,902	$13,085
Debt securities:	'	'
Taxable	543	725
Tax-exempt	175	256
Interest on short-term investments and certificates of deposit	32	46
Dividends on FHLB stock	8	8
Total interest and dividend income	16,660	14,120
Interest expense:	'	'
Deposits	2,260	2,131
Short-term borrowings	14	56
Long-term debt	511	391
Total interest expense	2,785	2,578
Net interest income	13,875	11,542
Provision for loan losses	500	550
Net interest income, after provision for loan losses	13,375	10,992
Noninterest income:	'	'
Customer service fees	167	149
Gain on sale of securities, net	103	98
Mortgage banking activities	107	218
Income on bank-owned life insurance	222	177
Wealth management fees	391	231
Loss on extinguishment of debt	-93	'
Miscellaneous	52	57
Total noninterest income	949	930
Noninterest expenses:	'	'
Salaries and employee benefits	6,358	4,927
Occupancy and equipment	1,491	1,280
Data processing	500	438
FDIC insurance	269	223
Contributions	2	1,802
Other general and administrative	2,079	1,629
Total noninterest expenses	10,699	10,299
Income before income taxes	3,625	1,623
Provision for income taxes	1,405	524
Net income	2,220	1,099
Other comprehensive income (loss):	'	'
Unrealized holding (losses) gains on available-for-sale securities	-923	360
Reclassification adjustment for net gains realized in income	-103	-98
Tax effect	402	-99
Total other comprehensive income (loss)	-624	163
Comprehensive income	$1,596	$1,262
Net income per common share (basic and diluted)	$0.97	'
Weighted average shares outstanding	2,289,247	'

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income	Unearned Compensation ESOP
In Thousands, except Share data
Beginning Balance at Dec. 31, 2011	$22,731	'	'	$22,104	$627	'
Net Income	1,099	'	'	1,099	'	'
Other comprehensive income (loss)	163	'	'	'	163	'
Issuance of common stock for initial public offering, net of expenses of $1,260 (in shares)	'	2,249,674	'	'	'	'
Issuance of common stock for initial public offering, net of expenses of $1,260	21,236	22	21,214	'	'	'
Issuance of common stock to Wellesley Bank Charitable Foundation (in shares)	'	157,477	'	'	'	'
Issuance of common stock to Wellesley Bank Charitable Foundation	1,575	2	1,573	'	'	'
Share based compensation - equity incentive plan	114	'	114	'	'	'
Purchase and retirement of treasury stock (shares)	'	-13,080	'	'	'	'
Purchase and retirement of treasury stock	-202	'	-202	'	'	'
Restricted stock award	'	86,539	'	'	'	'
Stock purchased by the ESOP	-1,926	'	'	'	'	-1,926
Common stock held by ESOP and committed to be released (12,838 shares)	181	'	52	'	'	129
Ending Balance at Dec. 31, 2012	44,971	24	22,751	23,203	790	-1,797
Ending Balance (in shares) at Dec. 31, 2012	'	2,480,610	'	'	'	'
Net Income	2,220	'	'	2,220	'	'
Other comprehensive income (loss)	-624	'	'	'	-624	'
Share based compensation - equity incentive plan	462	'	462	'	'	'
Purchase and retirement of treasury stock (shares)	'	-29,895	'	'	'	'
Purchase and retirement of treasury stock	-486	'	-486	'	'	'
Restricted stock award	'	2,750	'	'	'	'
Excess tax benefits from share-based compensation	12	'	12	'	'	'
Issuance of stock under stock option plan (in shares)	1,000	1,000	'	'	'	'
Issuance of stock under stock option plan	15	'	15	'	'	'
Common stock held by ESOP and committed to be released (12,838 shares)	219	'	91	'	'	128
Ending Balance at Dec. 31, 2013	$46,789	$24	$22,845	$25,423	$166	($1,669)
Ending Balance (in shares) at Dec. 31, 2013	'	2,454,465	'	'	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Issuance of common stock for initial public offering, expenses	'	$1,260
ESOP shares committed to be released, Shares	-12,838	-12,838

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:	'	'
Net Income	$2,220	$1,099
Adjustments to reconcile net income to net cash provided (used) by operating activities	'	'
Provision for loan losses	500	550
Depreciation and amortization	350	290
Net amortization of securities	235	286
Gain on sale of securities, net	-103	-98
Principal amount of loans sold	29,734	25,393
Loans originated for sale	-21,429	-34,523
Gain on sale of fixed assets	-19	-16
Accretion of net deferred loan fees	-599	-398
Income on bank-owned life insurance	-222	-177
Deferred income tax provision (benefit)	338	-796
Issuance of common stock to Wellesley Bank Charitable Foundation	'	1,575
ESOP expense	219	181
Share-based compensation	462	114
Excess tax benefits from share-based compensation	-12	'
Net change in other assets and liabilities, net	40	1,203
Net cash provided (used) by operating activities	11,714	-5,317
Activity in certificates of deposit:	'	'
Maturities	500	100
Purchases	'	-600
Activity in securities available for sale:	'	'
Maturities, prepayments and calls	7,802	12,022
Purchases	-7,805	-17,536
Proceeds from sales of securities, net	1,429	2,420
Purchase of Federal Home Loan Bank stock	-1,171	-75
Loan originations, net	-89,528	-72,366
Additions to premises and equipment	-2,112	-1,188
Purchases of bank-owned life insurance	'	-2,000
Proceeds from sale of fixed assets	20	38
Net cash used by investing activities	-90,865	-79,185
Cash flows from financing activities:	'	'
Net increase in deposits	59,459	52,813
Proceeds from long-term debt	20,500	26,000
Repayments of long-term debt	-8,500	-2,000
Increase (decrease) in short-term borrowings	9,000	-7,059
Conversion of stock subscriptions to common stock	'	-19,666
Net proceeds from the issuance of common stock	'	21,236
Proceeds from issuance of stock under option plan	15	'
Payment to acquire treasury shares	-486	-202
Excess tax benefits from share-based compensation	12	'
Purchase of common stock by ESOP	'	-1,926
Net cash provided by financing activities	80,000	69,196
Net change in cash and cash equivalents	849	-15,306
Cash and cash equivalents at beginning year	18,218	33,524
Cash and cash equivalents at end of year	19,067	18,218
Supplementary information:	'	'
Interest paid	2,776	2,596
Income taxes paid	$1,623	$1,100

STOCK_CONVERSION

STOCK CONVERSION	12 Months Ended
	Dec. 31, 2013
STOCK CONVERSION	'
	1. STOCK CONVERSION
	On July 20, 2011, the Board of Directors of Wellesley Bank (the “Bank”) adopted a Plan of Conversion (the “Plan”) whereby the Bank would convert from a Massachusetts mutual cooperative bank to a Massachusetts stock cooperative bank and become a wholly-owned subsidiary of a Maryland-chartered stock corporation, Wellesley Bancorp, Inc. (the “Company”).  The Company would offer stock on a priority basis to qualifying depositors, tax-qualified employee plans, and employees, officers and directors of the Bank (the “Conversion”).
	On January 25, 2012, the Conversion was completed and the Company became the parent holding company for the Bank.  A total of 2,249,674 shares of the Company common stock were issued at $10.00 per share, including those issued to our employee stock ownership plan, through which the Company received net offering proceeds of $21.2 million.  Additionally, the Company contributed $225 thousand in cash and 157,477 shares of common stock to the Wellesley Bank Charitable Foundation.  Conversion costs amounting to $1.3 million were deferred and subsequently reduced the proceeds from the shares sold in the Conversion.  The total number of shares of common stock outstanding upon completion of the Conversion was 2,407,151 shares.  All eligible subscribers and community members who properly completed and timely submitted a stock order form were allocated the number of shares of common stock requested in their stock order form.
	As part of the Conversion, the Bank established a liquidation account in an amount equal to the net worth of the Bank as of the date of the latest consolidated balance sheet appearing in the final prospectus distributed in connection with the Conversion, or $22.1 million.  The liquidation account will be maintained for the benefit of eligible account holders and supplemental eligible account holders who maintain their accounts at the Bank after the Conversion.  The liquidation account will be reduced annually to the extent that such account holders have reduced their qualifying deposits as of each fiscal year end.  Subsequent increases will not restore an account holder’s interest in the liquidation account.  In the event of a complete liquidation, each eligible account holder will be entitled to receive balances for accounts then held.

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Presentation and Consolidation
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary; the Bank, the principal operating entity, and its wholly-owned subsidiaries; Wellesley Securities Corporation, which engages in the business of buying, selling and dealing in securities exclusively on its own behalf; Wellesley Investment Partners, LLC, formed for the purpose of providing investment management services for individuals, not-for-profit entities and businesses; and Central Linden, LLC, formed for the purpose of holding, managing and selling foreclosed real estate.  All significant intercompany balances and transactions have been eliminated in consolidation.
	Business and operating segments
	The Company provides a variety of financial services to individuals and small businesses within eastern Massachusetts.  Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans, construction loans, and commercial loans.
	Management evaluates the Company’s performance and allocates resources based on a single segment concept.
	Use of estimates
	In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheet and reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the realizability of deferred tax assets.
	Cash equivalents
	Cash equivalents include amounts due from banks, principally balances held at the Federal Reserve Bank of Boston, and short-term investments with original maturities of three months or less.
	Certificates of deposit
	Certificates of deposit are carried at cost, which approximates fair value.
	Fair value hierarchy
	The Company groups its assets and liabilities generally measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value.
	Level 1 – Valuation is based on quoted market prices in active exchange markets for identical assets and liabilities.  Valuations are obtained from readily available pricing sources.
	Level 2 – Valuation is based on observable inputs other than Level 1 prices, such as quoted prices for similar assets and liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets.  Valuations are obtained from readily available pricing sources.
	Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	Transfers between levels are recognized at the end of a reporting period, if applicable.
	Securities available for sale
	Securities classified as available for sale are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income.
	Purchase premiums and discounts are amortized to earnings over the estimated lives of the securities by methods which do not differ materially from the interest method.  Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
	Each reporting period, the Company evaluates all securities with a fair value below amortized cost to determine whether other-than-temporary impairment (“OTTI”) exists.
	OTTI is required to be recognized if (1) the Company intends to sell the security; (2) it is “more likely than not” that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) for debt securities, the present value of expected cash flows is not sufficient to recover the entire amortized cost basis.  For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings.  Credit-related OTTI for all other impaired debt securities is recognized through earnings.  Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes.
	Federal Home Loan Bank stock
	The Bank, as a member of the Federal Home Loan Bank (“FHLB”) of Boston, is required to maintain an investment in capital stock of the FHLB.  Based on redemption provisions of the FHLB, the stock has no quoted market value and is carried at cost.  At its discretion, the FHLB may declare dividends on the stock.  The Bank reviews for impairment based on the ultimate recoverability of the cost basis in the FHLB stock.  As of December 31, 2013 and 2012, no impairment has been recognized.
	Loans Held for Sale
	Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate.  Net realized losses, if any, are recognized through a valuation allowance by charges to income.
	Loans
	The loan portfolio consists of real estate, commercial and other loans to the Company’s customers in its primary market areas in eastern Massachusetts.  The ability of the Company’s debtors to honor their contracts is dependent upon the economy in general and the real estate and construction economic sectors within our markets.
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred loan origination fees or costs.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	Interest is not accrued on loans which are identified as impaired or loans which are ninety days or more past due.  Past due status is based on the contractual terms of the loan.  Interest income previously accrued on such loans is reversed against current period interest income.  Interest income on non-accrual loans is recognized only to the extent of interest payments received and is first applied to the outstanding principal balance when collectibility of principal is in doubt.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured through sustained payment performance for at least six months.
	Allowance for loan losses
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectibility of the loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.  The allowance consists of general, allocated and unallocated components, as further described below.
	General component
	The general component is based on the following loan segments: residential real estate, commercial real estate, construction, commercial, home equity lines of credit and other consumer.  Management considers a rolling average of historical losses for each segment based on a time frame appropriate to capture relevant loss data for each loan segment, which generally ranges from 3-10 years.  This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume, concentrations and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.  There were no significant changes to the Company’s policies or methodology pertaining to the general component of the allowance during 2013 or 2012.
	The qualitative factor adjustments are determined based on the various risk characteristics of each loan segment.  Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate – The Company generally does not originate loans with a loan-to-value ratio greater than 80 percent and does not originate subprime loans.  Most loans in this segment are collateralized by one- to four-family residential real estate and repayment is dependent on the credit quality of the individual borrower.  The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate – Loans in this segment are primarily income-producing properties in the Company’s primary market areas in eastern Massachusetts.  The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment.  Management typically obtains rent rolls annually and continually monitors the cash flows of these loans.
	Construction – Loans in this segment primarily include speculative real estate development loans for which payment is derived from sale of the property.  Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Residential construction loans in this segment include loans to build 1-4 family owner-occupied properties which are subject to the same credit quality factors as residential real estate.
	Commercial – Loans in this segment are made to businesses and are generally secured by assets of the business.  Repayment is expected from the cash flows of the business.  A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
	Home equity lines of credit – Loans in this segment are collateralized by one-to-four family residential real estate and repayment is dependent on the credit quality of the individual borrower.  The Company typically does not hold a first mortgage position on homes that secure home equity lines of credit. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Other consumer – Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
	Allocated component
	The allocated component relates to loans that are classified as impaired.  Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate or, if the loan is collateral dependent, by the fair value of the collateral, less estimated costs to sell.  An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan.  Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify performing individual residential and consumer loans  for impairment disclosures, unless such loans are subject to a troubled debt restructuring agreement.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	The Company periodically may agree to modify the contractual terms of loans.  When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring ("TDR").  All TDRs are initially classified as impaired.
	Unallocated component
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.
	Foreclosed assets
	Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value, less costs to sell, at the date of foreclosure, establishing a new cost basis.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less costs to sell.  Revenue and expenses from operations, changes in the valuation allowance and any direct write-downs are included in net expenses from foreclosed assets.
	Premises and equipment
	Land is carried at cost.  Buildings, leasehold improvements and equipment are stated at cost, less accumulated depreciation and amortization computed on the straight-line method over the estimated useful lives of the assets or the expected terms of the leases, if shorter.  Expected terms include lease option periods to the extent that the exercise of such options is reasonably assured.
	Bank-owned life insurance
	Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value.  Changes in cash surrender value are reflected in noninterest income.
	Transfers of financial assets
	Transfers of an entire financial asset, a group of entire financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets.
	Derivative Financial Instruments
	Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheet and measured at fair value.
	Derivative Loan Commitments
	Mortgage loan commitments are referred to as derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding.  Loan commitments that are derivatives are recognized at fair value, including servicing values, on the consolidated balance sheet in other assets and other liabilities with changes in their fair values recorded in miscellaneous income. Fair values of the loan commitments are recognized based on changes in the fair value of the underlying mortgage due to interest rate changes, changes in the probability the derivative loan commitment will be exercised, and the passage of time.  In estimating fair value, the Company assigns a probability to a loan commitment based on the expectation that it will be exercised and the loan will be funded.
	Forward Loan Sale Commitments
	To protect against the price risk inherent in derivative loan commitments, the Company utilizes “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments.  Forward loan sale commitments are recognized at fair value on the consolidated balance sheet in other assets and other liabilities with changes in their fair values recorded in miscellaneous income.   Fair values for forward loan sale commitments are based on changes in the fair values of the underlying loans.
Advertising costs
Advertising costs are expensed as incurred.
Income taxes
Deferred tax assets and liabilities relate to temporary differences between the book and tax bases of certain assets and liabilities, and are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.  A valuation allowance is established against deferred tax assets when, based upon the available evidence including historical and projected taxable income, it is more likely than not that some or all of the deferred tax assets will not be realized.  The Company does not have any uncertain tax positions at December 31, 2013 which require accrual or disclosure.  The Company records interest and penalties as part of income tax expense.  No interest or penalties were recorded for the years ended December 31, 2013 and 2012.
Share-based Compensation Plans
The Company measures and recognizes compensation cost relating to share-based payment transactions based on the grant date fair value of the equity instruments issued.  Share-based compensation is recognized over the period the employee is required to provide services for the award.  Reductions in compensation expense associated with forfeited options are estimated at the date of grant, and this estimated forfeiture rate is adjusted annually based on actual forfeiture experience.  The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted.
Employee Stock Ownership Plan
Compensation expense for the Employee Stock Ownership Plan (“ESOP”) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market value of the shares during the period.  The Company recognizes compensation expense ratably over the year based on the number of shares expected to be allocated by the ESOP.  Unearned compensation applicable to the ESOP is reflected as a reduction of stockholders’ equity in the consolidated balance sheet.  The difference between the average fair market value and the cost of the shares allocated by the ESOP is recorded as an adjustment to stockholders’ equity.
Comprehensive Income
Accounting principles generally require that recognized revenue, expenses, gains and losses be  included in net income.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the stockholders’ equity section of the consolidated balance sheets, such items, along with net income, are components of comprehensive income.
The components of accumulated other comprehensive income and related tax effects are as follows:
	December 31,
	2013			2012
	(In thousands)
Unrealized holding gains on securities available for sale	$	271		$	1,297
Tax effect		(105	)		(507	)
Net-of tax amount	$	166		$	790
Earnings per Share
Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  There were no potentially dilutive common stock equivalents as of December 31, 2013.  Earnings per share is not presented for the year ended December 31, 2012 as common shares had not been outstanding during the entire period.  Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Under the Company’s Equity Incentive Plan, stock awards granted on October 1, 2013 and 2012 contain non-forfeitable dividend rights. Accordingly, unvested shares are considered outstanding for computation of basic earnings per share in subsequent periods.
Earnings per common share have computed based on the following:
	Year Ended
	31-Dec-13
	(Dollars in thousands)
Net Income	$	2,220
Average number of common shares issued		2,462,562
Less: Average unallocated ESOP shares		(173,315	)
Average number of common shares outstanding
used to calculate basic and diluted
earnings per common share		2,289,247
Recent Accounting and Regulatory Pronouncements
In February 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update No. 2013-02 related to disclosure of amounts reclassified out of accumulated other comprehensive income. The standard requires that companies present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source and the income statement line items affected by the reclassification. The new requirements are effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2012. The Company adopted this standard on January 1, 2013, with no significant impact on the Company’s consolidated financial statements for the year ended December 31, 2013.
In July 2013, federal banking regulators approved minimum requirements for both the quantity and quality of capital held by community banking institutions.  The rule includes a new minimum ratio of common equity Tier 1 capital to risk weighted assets of 4.5%, raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% and includes a minimum leverage ratio of 4.0% for all banking organizations.  Additionally, community banking institutions must maintain a capital conservation buffer of common equity Tier 1 capital in an amount greater than 2.5% of total risk-weighted assets to avoid being subject to limitations on capital distributions and discretionary bonus payments to executive officers.  The Company must begin complying with the final rule on January 1, 2015.  The Company is currently evaluating the rule but believes that it will continue to exceed all the minimum capital ratio requirements.

RESTRICTIONS_ON_CASH_AND_AMOUN

RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	'
	3.  RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS
	The Bank is required to maintain average balances on hand or with the Federal Reserve Bank.  The reserve balance amounted to $1.6 million and $1.4 million at December 31, 2013 and 2012, respectively.

SHORTTERM_INVESTMENTS

SHORT-TERM INVESTMENTS	12 Months Ended
	Dec. 31, 2013
SHORT-TERM INVESTMENTS	'
	4.  SHORT-TERM INVESTMENTS
	Short-term investments are comprised of the following:
		December 31,
		2013		2012
		(In thousands)
	Federal Reserve Bank deposits	$	15,189	$	15,000
	Federal Home Loan Bank deposits		1		2
	Money market accounts		1,192		969
		$	16,382	$	15,971

CERTIFICATES_OF_DEPOSIT

CERTIFICATES OF DEPOSIT	12 Months Ended
	Dec. 31, 2013
CERTIFICATES OF DEPOSIT	'
	5. CERTIFICATES OF DEPOSIT
	Certificates of deposit mature within one year and have a weighted average rate of 0.23% and 0.56% at December 31, 2013 and 2012, respectively.

SECURITIES_AVAILABLE_FOR_SALE

SECURITIES AVAILABLE FOR SALE	12 Months Ended
	Dec. 31, 2013
SECURITIES AVAILABLE FOR SALE	'
	6. SECURITIES AVAILABLE FOR SALE
	The amortized cost and fair value of securities available for sale, with gross unrealized gains and losses, follows:
		Amortized			Gross		Gross			Fair
		Cost			Unrealized		Unrealized			Value
					Gains		Losses
		(In thousands)
	31-Dec-13
	Residential mortgage-backed securities:
	Government National Mortgage Association	$	7,673		$	191	$	(33	)	$	7,831
	Government-sponsored enterprises		9,622			153		(93	)		9,682
	SBA and other asset-backed securities		5,089			15		(90	)		5,014
	State and municipal bonds		4,025			101		(6	)		4,120
	Government-sponsored enterprise obligations		2,060			4		(50	)		2,014
	Corporate bonds		7,932			79		--			8,011
		$	36,401		$	543	$	(272	)	$	36,672
	31-Dec-12
	Residential mortgage-backed securities:
	Government National Mortgage Association	$	9,235		$	311	$	--		$	9,546
	Government-sponsored enterprises		10,841			372		--			11,213
	SBA and other asset-backed securities		3,988			139		--			4,127
	State and municipal bonds		5,604			362		(3	)		5,963
	Government-sponsored enterprise obligations		2,105			13		(3	)		2,115
	Corporate bonds		6,186			106		--			6,292
		$	37,959		$	1,303	$	(6	)	$	39,256
	For the years ended December 31, 2013 and 2012, proceeds from sales of available for sale securities amounted to $1.4 million and $2.4 million respectively.  Gross realized gains amounted to $103 thousand at December 31, 2013 and there were no realized losses for 2013.  Gross realized gains were $99 thousand, and gross realized losses amounted to $1 thousand, at December 31, 2012.
	The amortized cost and fair value of debt securities by contractual maturity at December 31, 2013 are as follows.  Expected maturities may differ from contractual maturities because the issuers, in certain instances, have the right to call or prepay obligations with or without call or prepayment penalties.
		31-Dec-13
		Amortized			Fair
		Cost			Value
		(In thousands)
	Within 1 year	$	3,746		$	3,762
	After 1 year to 5 years		6,585			6,675
	After 5 years to 10 years		1,381			1,418
	After 10 years		2,305			2,290
			14,017			14,145
	Mortgage- and asset-backed securities		22,384			22,527
		$	36,401		$	36,672
	Information pertaining to securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows:
		Less Than Twelve Months					Over Twelve Months
		Gross			Fair		Gross			Fair
		Unrealized			Value		Unrealized			Value
		Losses					Losses
	31-Dec-13	(In thousands)
	Residential mortgage-backed securities:
	Government National Mortgage	$	(33	)	$	1,496	$	--		$	--
	Association
	Government-sponsored enterprises		(93	)		4,864		--			--
	SBA and other asset-backed securities		(90	)		2,164		--			--
	State and municipal bonds		(2	)		251		(4	)		296
	Government-sponsored enterprise obligations		(50	)		949		--			--
		$	(268	)	$	9,724	$	(4	)	$	296
	31-Dec-12
	State and municipal bonds	$	(3	)	$	299	$	--		$	--
	Government-sponsored enterprise obligations		(3	)		998		--			--
		$	(6	)	$	1,297	$	--		$	--
	Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluations.  At December 31, 2013, various debt securities have unrealized losses with aggregate depreciation of 2.71% from their aggregate amortized cost basis.  These unrealized losses relate principally to the effect of interest rate changes on the fair value of debt securities and not to an increase in credit risk of the issuers.  As the Company does not intend to sell the securities and it is more likely than not that the Company will not be required to sell the securities before recovery of their amortized cost, which may be maturity, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2013
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	7. LOANS AND ALLOWANCE FOR LOAN LOSSES
	A summary of the balances of loans is as follows:
			December 31,
			2013				2012
			(In thousands)
	Real estate loans:
	Residential – fixed		$	21,101			$	19,524
	Residential – variable			160,618				111,041
	Commercial			82,367				80,200
	Construction			80,103				48,158
				344,189				258,923
	Commercial loans:
	Secured			14,977				14,854
	Unsecured			1,453				871
				16,430				15,725
	Consumer loans:
	Home equity lines of credit			27,092				23,111
	Other			415				455
				27,507				23,566
	Total loans			388,126				298,214
	Less:
	Allowance for loan losses			(4,213	)			(3,844	)
	Net deferred origination fees			(195	)			(279	)
	Loans, net		$	383,718			$	294,091
	The Company has transferred a portion of its originated commercial real estate loans to participating lenders.  The amounts transferred have been accounted for as sales and are therefore not included in the Company’s accompanying consolidated balance sheets.  The Company and participating lenders share ratably in any gains or losses that may result from the borrower’s lack of compliance with contractual terms of the loans.  The Company continues to service the loans on behalf of the participating lenders and, as such, collects cash payments from the borrowers, remits payments (net of servicing fees) to participating lenders and disburses required escrow funds to relevant parties. At December 31, 2013 and 2012, the Company was servicing loans for participants aggregating $1.4 million and $4.2 million respectively.
	The Company has pledged certain residential and commercial real estate loans to secure FHLB advances and available lines of credit. (See notes 10 and 11.)
	The following table summarizes the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2013 and 2012:
			Residential				Commercial			Construction			Commercial			Home			Other			Unallocated			Total
			Real Estate				Real Estate									Equity			Consumer
			(In thousands)
	Year Ended December 31, 2013
	Allowance at December 31, 2012		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
	Provision (credit) for loan losses			194				(154	)		387			6			137			(4	)		(66	)		500
	Loans charged off			--				--			--			(36	)		(95	)		--			--			(131	)
	Recoveries			--				--			--			--			---			--			--			--
	Allowance at December 31, 2013		$	1,351			$	887		$	1,305		$	426		$	213		$	7		$	24		$	4,213
	Year Ended December 31, 2012
	Allowance at December 31, 2011		$	626			$	988		$	1,119		$	382		$	153		$	16		$	112		$	3,396
	Provision (credit) for loan losses			531				53			(201	)		170			18			1			(22	)		550
	Loans charged off			--				--			--			(100	)		--			(7	)		--			(107	)
	Recoveries			--				--			--			4			--			1			--			5
	Allowance at December 31, 2012		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
	Further information pertaining to the allowance for loan losses at December 31, 2013 and 2012 is as follows:
			Residential				Commercial			Construction			Commercial			Home			Other			Unallocated			Total
			Real Estate				Real Estate									Equity			Consumer
			(In thousands)
	31-Dec-13
	Allowance related to loans		$	--			$	--		$	--		$	--		$	--		$	--		$	--		$	--
	individually evaluated and
	deemed to be impaired
	Allowance related to loans			1,351				887			1,305			426			213			7			24			4,213
	individually evaluated and
	not deemed impaired, and
	those collectively evaluated
	for impairment
	Total allowance		$	1,351			$	887		$	1,305		$	426		$	213		$	7		$	24		$	4,213
	Loan balances		$	425			$	5,269		$	--		$	34		$	427		$	--		$	--		$	6,155
	individually evaluated and
	deemed to be impaired
	Loan balances individually			181,294				77,098			80,103			16,396			26,665			415			--			381,971
	evaluated and not deemed
	impaired, and those collectively
	evaluated for impairment
Total loans		$	181,719			$	82,367		$	80,103		$	16,430		$	27,092		$	415		$	--		$	388,126
31-Dec-12
Allowance related to loans		$	--			$	94		$	--		$	26		$	--		$	--		$	--		$	120
individually evaluated and
deemed to be impaired
Allowance related to loans			1,157				947			918			430			171			11			90			3,724
individually evaluated and
not deemed impaired, and
those collectively evaluated
for impairment
Total allowance		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
Loan balances		$	541			$	5,657		$	--		$	76		$	308		$	--		$	--		$	6,582
individually evaluated and
deemed to be impaired
Loan balances individually			130,024				74,543			48,158			15,649			22,803			455			--			291,632
evaluated and not deemed
impaired, and those collectively
evaluated for impairment
Total loans		$	130,565			$	80,200		$	48,158		$	15,725		$	23,111		$	455		$	--		$	298,214
The following is a summary of past due and non-accrual loans at December 31, 2013 and 2012:
		30-59				60-89 Days			Past Due 90			Total			Past Due 90			Non-accrual
		Days				Past Due			Days or			Past Due			Days or More			Loans
		Past Due							More						and Still
															Accruing (1)
		(In thousands)
31-Dec-13
Residential real estate		$	--			$	335		$	90		$	425		$	--		$	639
Commercial real estate			867				791			--			1,658			--			2,645
Commercial			--				--			34			34			--			34
Home equity lines of credit			136				308			583			1,027			191			427
Total		$	1,003			$	1,434		$	707		$	3,144		$	191		$	3,745
		30-59													Past Due 90
		Days				60-89 Days			Past Due 90			Total			Days or More			Non-accrual
		Past Due				Past Due			Days or			Past Due			and Still			Loans
									More						Accruing (1)
		(In thousands)
31-Dec-12
Residential real estate		$	1,483			$	217		$	306		$	2,006			--		$	540
Commercial real estate			--				--			2,756			2,756			--			2,932
Commercial			2,452				19			--			2,471			--			--
Home equity lines of credit			874				--			34			908			--			38
Total		$	4,809			$	236		$	3,096		$	8,141			--		$	3,510
(1) Represents loans past maturity for which monthly interest payments are being received.
The following is a summary of impaired loans at December 31, 2013 and 2012:
		31-Dec-13										31-Dec-12
		Recorded				Unpaid			Related			Recorded			Unpaid			Related
		Investment				Principal			Allowance			Investment			Principal			Allowance
						Balance									Balance
		(In thousands)
Impaired loans without a valuation allowance:
Residential real estate		$	425			$	425		$	--		$	541		$	541		$	--
Commercial real estate			5,269				5,269			--			5,481			5,481			--
Commercial			34				34			--			50			50			--
Home equity lines of credit			427				427			--			308			308			--
Total			6,155				6,155			--			6,380			6,380			--
Impaired loans with a valuation allowance:
Commercial real estate			--				--			--			176			176			94
Commercial			--				--			--			26			26			26
Total			--				--			--			202			202			120
Total impaired loans		$	6,155			$	6,155		$	--		$	6,582		$	6,582		$	120
Further information pertaining to impaired loans follows:
		Year Ended December 31, 2013										Year Ended December 31, 2012
		Average				Interest			Interest			Average			Interest			Interest
		Recorded				Income			Income			Recorded			Income			Income
		Investment				Recognized			Recognized			Investment			Recognized			Recognized
									on Cash Basis									on Cash Basis
		(In thousands)
Residential real estate		$	541			$	24		$	24		$	1,285		$	61		$	61
Commercial real estate			5,787				354			345			1,989			91			82
Construction			--				--			--			2,097			111			111
Commercial			200				12			12			29			4			3
Home equity lines of credit			198				4			4			134			7			6
Total		$	6,726			$	394		$	385		$	5,534		$	274		$	263
No additional funds are committed to be advanced in connection with impaired loans.
There were no troubled debt restructurings recorded during the year ended December 31, 2013.
The following is a summary of troubled debt restructurings for the year ended December 31, 2012:
			Pre-Modification		Post-Modification
	Number of		Outstanding		Outstanding
	Contracts		Recorded		Recorded
			Investment		Investment
	(Dollars in thousands)
Residential real estate	2		$1,088		$1,088
Commercial real estate	3		$3,032		$2,982
In the year ended December 31, 2012, monthly payment terms were modified on two residential real estate loans to a level comparable with rates offered to high quality borrowers.  One loan totaling $881 thousand was paid in full during the quarter ended September 30, 2012. The remaining loan was on non-accrual status. There was no reserve for expected uncollectible principal on this loan as of December 31, 2012. In addition, one commercial real estate loan was extended for an additional year upon receipt of a $50 thousand principal reduction.  This loan was formerly a construction loan for which concessions were granted in 2011.  There was no reserve for expected uncollectible principal on this loan as of December 31, 2012.
Also, in the year ended December 31, 2012, monthly payment terms were modified on two commercial real estate loans to one borrower to reduce required payments. These loans were on non-accrual and in a principal only collection status as of December 31, 2012. Reserves for expected uncollectible principal totaling $94 thousand were established and were a component of specific reserves in the allowance for loan losses as of December 31, 2012.
There were no troubled debt restructurings that defaulted during the years ended December 31, 2013 and 2012, and for which default was within one year of the restructure date.
Credit Quality Information
The Company utilizes an eleven-grade internal loan rating system for commercial real estate, construction and commercial loans as follows:
Loans rated 1 – 3 and 31:  Loans in these categories are considered “pass” rated loans with low to average risk.
Loans rated 4:  Loans in this category are considered “special mention.”  These loans are starting to show signs of potential weakness and are being closely monitored by management.
Loans rated 5:  Loans in this category are considered “substandard.”  Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged.  There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.
Loans rated 6:  Loans in this category are considered “doubtful”  and have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
Loans rated 7:  Loans in this category are considered uncollectible (“loss”) and of such little value that their continuance as loans is not warranted.
Category 8:  Loans in this category only include commercial loans under $25 thousand with no other outstandings or relationships with the Company.  They are not rated in accordance with regulatory guidelines.
Category 9:  Loans in this category include loans which otherwise require rating but which have not been rated, or loans for which the Company’s loan policy does not require rating.
Category 10:  Loans in this category include credit commitments/relationships that cannot be rated due to a lack of financial information or inaccurate financial information.  If, within 60 days of the assignment of a 10 rating, information is still not available to allow a standard rating, the credit will be rated 5.
On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, construction and commercial loans.  During each calendar year, the Company engages an independent third party to review a significant portion of loans within these segments.  Management uses the results of this review as part of its annual review process.  On a monthly basis, the Company reviews the residential real estate and consumer loan portfolio for credit quality primarily through the use of delinquency reports.
The following table presents the Company’s loans by risk rating:
		31-Dec-13													31-Dec-12
		Commercial				Construction			Commercial			Total			Commercial			Construction			Commercial			Total
		Real Estate													Real Estate
		(In thousands)
Loans rated 1–3 and 31		$	71,547			$	80,103		$	15,019		$	166,669		$	73,312		$	48,158		$	14,002		$	135,472
Loans rated 4			8,418				--			1,168			9,586			4,235			--			1,390			5,625
Loans rated 5			2,402				--			243			2,645			2,477			--			333			2,810
Loans rated 6			--				--			--			--			176			--			--			176
Loans rated 7			--				--			--			--			--			--			--			--
Categories 8 – 9			--				--			--			--			--			--			--			--
Category 10			--				--			--			--			--			--			--			--
Total		$	82,367			$	80,103		$	16,430		$	178,900		$	80,200		$	48,158		$	15,725		$	144,083

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT	'
	8.  PREMISES AND EQUIPMENT
	A summary of the cost and accumulated depreciation and amortization of premises and equipment is as follows:
		December 31,						Estimated
								Useful Life In
		2013			2012			Years
		(In thousands)
	Premises:
	Land	$	50		$	50		—
	Buildings		678			678		35-40
	Leasehold improvements		2,823			1,142		10-May
	Equipment		2,233			1,773		5-Mar
	Renovations in process		--			64
			5,784			3,707
	Less accumulated depreciation and amortization		(1,979	)		(1,663	)
	Premises and equipment, net	$	3,805		$	2,044
	Total depreciation and amortization expense for the years ended December 31, 2013 and 2012 amounted to $350 thousand and $290 thousand, respectively.
	Renovations in process at December 31, 2012 relate to work being performed at two branches to modify office space, which were completed in 2013.  At December 31, 2013, there were no outstanding commitments pertaining to construction projects.
	Pursuant to terms of non-cancelable lease agreements in effect at December 31, 2013, pertaining to premises, future minimum rent commitments are as follows:
	Year Ending	Amount
	December 31,
		(In thousands)
	2014	$	760
	2015		768
	2016		776
	2017		767
	2018		669
	Thereafter		2,580
		$	6,320
	The leases contain options to extend for up to ten years.  The cost of such rentals is not included above.  Total rent expense amounted to $564 thousand  and $480 thousand  for the years ended December 31, 2013 and 2012, respectively.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS	'
	9.  DEPOSITS
	A summary of deposit balances, by type, is as follows:
		December 31,
		2013		2012
		(In thousands)
	Demand	$	44,864	$	39,044
	NOW		26,214		25,992
	Money market		60,325		54,954
	Regular and other savings		66,595		41,718
	Total non-certificate accounts		197,998		161,708
	Term certificates of $100 thousand and greater		116,528		92,688
	Term certificates less than $100 thousand		42,992		43,663
	Total term certificates		159,520		136,351
	Total deposits	$	357,518	$	298,059
	A summary of term certificates by maturity is as follows:
		31-Dec-13					31-Dec-12
		Amount		Weighted			Amount		Weighted
				Average					Average
				Rate					Rate
		(Dollars in thousands)
	Within 1 year	$	100,670		0.95	%	$	77,199		1.05	%
	Over 1 year to 2 years		47,839		1.31			30,249		1.34
	Over 2 years to 3 years		5,675		1.32			24,713		1.75
	Over 3 years to 4 years		5,336		1.26			4,190		1.48
		$	159,520		1.08	%	$	136,351		1.25	%

SHORTTERM_BORROWINGS_AND_AVAIL

SHORT-TERM BORROWINGS AND AVAILABLE LINES OF CREDIT	12 Months Ended
	Dec. 31, 2013
SHORT-TERM BORROWINGS AND AVAILABLE LINES OF CREDIT	'
	10. SHORT-TERM BORROWINGS AND AVAILABLE LINES OF CREDIT
	At December 31, 2013, short-term borrowings consisted entirely of fixed-rate advances from the FHLB with original maturities of less than one year.  The weighted average interest rate on advances outstanding at December 31, 2013 was 0.33%. All borrowings from the FHLB are secured by a blanket lien on qualified collateral. (See notes 7 and 11.)
	Borrowings available under an available FHLB variable-rate line of credit amounted to $1.3 million as of December 31, 2013 and 2012.  No advances were outstanding under the line of credit at December 31, 2013 and 2012.
	At December 31, 2013 and 2012, the Company has pledged commercial real estate loans of $21.4 million and $22.6 million, respectively, to access the Federal Reserve Bank discount window. At December 31, 2013, the available line amounted to $13.3 million. No advances were outstanding at December 31, 2013 or 2012.
	The Company has a $2.0 million unsecured line of credit with a correspondent bank.  No advances were outstanding at December 31, 2013 and 2012.

LONGTERM_DEBT

LONG-TERM DEBT	12 Months Ended
	Dec. 31, 2013
LONG-TERM DEBT	'
	11. LONG-TERM DEBT
	Long-term debt at December 31, 2013 and 2012 consists of fixed-rate FHLB advances, as follows:
		Amount				Weighted Average Rates
		2013		2012		2013			2012
		(In thousands)
	2013	$	--	$	2,000		--	%		0.44	%
	2014*		6,000		9,500		1.27			2.03
	2015		10,000		8,000		0.89			0.93
	2016		11,500		2,000		0.99			1.32
	2017		10,000		8,000		1.33			1.38
	2018		6,000		2,000		1.37			1.49
		$	43,500	$	31,500		1.14	%		1.4	%
	* At December 31, 2012, includes an advance of $3.5 million with a rate of 3.32% which became callable on a quarterly basis in March 2008. In June 2013, $2.0 million of this advance was repaid and a penalty of $93 thousand was recorded in noninterest income in the accompanying consolidated statement of comprehensive income.  The remaining $1.5 million was modified and an additional $70 thousand penalty was deferred and is being amortized over the life of the advance.
	All borrowings from the FHLB are secured by a blanket lien on qualified collateral, defined principally as 75% of the carrying value of first mortgage loans on owner-occupied residential property.  (See note 7.)

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2013
INCOME TAXES	'
	12.  INCOME TAXES
	Allocation of federal and state income taxes between current and deferred portions is as follows:
			Years Ended December 31,
			2013			2012
			(In thousands)
	Current tax provision:
	Federal		$	757		$	1,014
	State			310			306
				1,067			1,320
	Deferred tax provision (benefit):
	Federal			326			(611	)
	State			12			(178	)
	Change in valuation reserve			--			(7	)
				338			(796	)
	Total tax provision		$	1,405		$	524
	The reasons for the differences between the statutory federal income tax rate and the effective tax rates are summarized as follows:
		Years Ended December 31,
		2013		2012
	Statutory tax rate	34.00%		34.00%
	Increase (decrease) resulting from:
	State taxes, net of federal tax benefit	5.9		5.2
	Tax exempt increase in surrender value of bank-owned life insurance	-2.1		-3.7
	Tax exempt bond income	-1.3		-5.1
	Change in valuation reserve	-		-0.4
	Share-based compensation	1.8		1.6
	Other, net	0.5		0.7
	Effective tax rates	38.80%		32.30%
	The components of the net deferred tax asset are as follows:
			31-Dec
			2013			2012
			(In thousands)
	Deferred tax assets:
	Federal		$	2,109		$	2,005
	State			614			583
				2,723			2,588
	Deferred tax liabilities:
	Federal			(634	)		(524	)
	State			(92	)		(131	)
				(726	)		(655	)
	Net deferred tax asset		$	1,997		$	1,933
	The tax effects of each item that gives rise to deferred tax assets (liabilities) are as follows:
			December 31,
			2013			2012
			(In thousands)
	Allowance for loan losses		$	1,683		$	1,535
	Deferred loan fees			78			111
	Net unrealized gains on securities available for sale			(105	)		(507	)
	Employee benefit plans			471			336
	Depreciation and amortization			(606	)		(149	)
	Contribution carryover			479			599
	Other			(3	)		8
	Net deferred tax asset		$	1,997		$	1,933
	At December 31, 2013, the Company has a charitable contribution carryover of $1.2 million which will expire on December 31, 2017.  The carryover was created primarily by the contribution of 157,477 shares of the Company’s common stock to Wellesley Bank Charitable Foundation as part of the mutual to stock conversion.  A valuation allowance was not established as it is anticipated that the Company will be able to fully utilize the carryover based on projected earnings.
	The federal income tax reserve for loan losses at the Company’s base year amounted to $820 thousand.  If any portion of the reserve is used for purposes other than to absorb loan losses for which established, approximately 150% of the amount actually used (limited to the amount of the reserve) would be subject to taxation in the year in which used.  As the Company intends to use the reserve only to absorb loan losses, a deferred income tax liability of $328 thousand has not been provided.
	The Company’s tax returns are subject to review and examination by federal and state taxing authorities.  The Company is currently open to audit under the applicable statutes of limitations by the Internal Revenue Service for the years ended December 31, 2010 through 2013.  The years open to examination by state taxing authorities vary by jurisdiction; no years prior to 2010 are open.

ONBALANCE_SHEET_DERIVATIVE_INS

ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES	12 Months Ended
	Dec. 31, 2013
ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES	'
	13. ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES
	Interest Rate Risk Management – Derivative Instruments Not Designated As Hedging Instruments
	Certain derivative instruments do not meet the requirements to be accounted for as hedging instruments.  These undesignated derivative instruments are recognized on the consolidated balance sheet at fair value, with changes in the fair value recorded in miscellaneous income.
	Derivative Loan Commitments
	Mortgage loan commitments are referred to as derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding.  The Company enters into commitments to fund residential mortgage loans at specified rates and times in the future, with the intention that these loans will subsequently be sold in the secondary market.
	Outstanding derivative loan commitments expose the Company to the potential for changes in the fair value of the underlying loans as interest rates change, and, relatedly, the value of the loan commitment.   If interest rates increase, the value of these loan commitments will decrease.  Conversely, if interest rates decrease, the value of these loan commitments will increase.  During the year ended December 31, 2013, the Company entered into $21.4 million of loan commitments for which the resulting loan was sold or is held for sale at the end of the year. The notional amount of undesignated mortgage commitments was $1.2 million at December 31, 2013.    The fair value of these commitments was a liability of $12 thousand at December 31, 2013. During the year ended December 31, 2012, the Company entered into $34.5 million of loan commitments for which the resulting loan was sold or is held for sale at the end of the year. The notional amount of undesignated mortgage commitments was $1.7 million at December 31, 2012.    The fair value of these commitments was an asset of $10 thousand at December 31, 2012.
	Forward Loan Sale Commitments
	To protect against the price risk inherent in derivative loan commitments, the Company utilizes “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments. With a “best efforts” contract, the Company commits to deliver an individual mortgage loan of a specified principal amount and quality to an investor if the loan to the underlying borrower closes.  Generally, the price the investor will pay the seller for an individual loan is specified prior to the loan being funded.
	The Company expects that these forward loan sale commitments will experience changes in fair value opposite to the change in fair value of derivative loan commitments. The notional amount of undesignated forward loan sale commitments was $2.0 million at December 31, 2013.    The fair value of these commitments was a net asset of $36 thousand at December 31, 2013.  The notional amount of undesignated forward loan sale commitments was $10.7 million at December 31, 2012.    The fair value of these commitments was a net asset of $4 thousand at December 31, 2012.

OTHER_COMMITMENTS_AND_CONTINGE

OTHER COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2013
OTHER COMMITMENTS AND CONTINGENCIES	'
	14. OTHER COMMITMENTS AND CONTINGENCIES
	Credit-related financial instruments
	The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments include commitments to extend credit which involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the accompanying consolidated balance sheets.  At December 31, 2013 and 2012, the following financial instruments were outstanding whose contract amounts represent credit risk.
		December 31,
		2013		2012
		(In thousands)
	Commitments to grant loans	$	11,644	$	10,759
	Unadvanced home equity lines of credit		21,182		18,374
	Unadvanced commercial lines of credit		10,829		11,316
	Unadvanced funds on construction loans		36,936		24,669
	Standby letters of credit		560		374
	Overdraft lines of credit		458		461
	Commitments to grant loans are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  The commitments for home equity and commercial lines of credit may expire without being drawn upon, therefore, the total commitment amounts do not necessarily represent future cash requirements.  Home equity and certain commercial lines of credit are generally collateralized by real estate or business assets.  Commitments to grant loans and unadvanced funds on construction loans are also secured by real estate.
	Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party.  Those letters of credit are primarily issued to support public and private borrowing arrangements.  All letters of credit have expiration dates within one year.  The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers.  The Company collateralizes those commitments for which collateral is deemed necessary.
	Employment agreements
	The Company has entered into employment agreements with certain executives for periods up to three years.  The agreements generally provide for specified minimum levels of annual compensation and benefits.  In addition, the agreements provide for specified lump sum payments and the continuation of benefits upon certain events of termination, as defined, including a change in control of the Company.
	Contingencies
	Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will have no material effect on the consolidated financial position of the Company.

MINIMUM_REGULATORY_CAPITAL_REQ

MINIMUM REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2013
MINIMUM REGULATORY CAPITAL REQUIREMENTS	'
	15.  MINIMUM REGULATORY CAPITAL REQUIREMENTS
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s consolidated financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average assets (as defined).  Management believes, as of December 31, 2013 and 2012, that the Bank met all capital adequacy requirements to which it is subject.
	As of December 31, 2013, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, it must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following table.  There are no conditions or events since the notification that management believes have changed the Bank’s category.  The Bank’s capital amounts and ratios as of December 31, 2013 and 2012 are presented in the following tables.
												Minimum to be Well
							Minimum Capital					Capitalized Under
		Actual					Requirements					Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in thousands)
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	40,732		12.1	%	$	26,930		8	%	$	33,662		10	%
	Tier 1 capital to Risk-Weighted Assets		36,606		10.9			13,465		4.0			20,197		6.0
	Tier 1 Capital to Average Assets		36,606		8.3			13,213		3.0			22,022		5.0
	31-Dec-12
	Total Capital to Risk-Weighted Assets	$	36,819		13.9	%	$	21,122		8	%	$	26,402		10	%
	Tier 1 capital to Risk-Weighted Assets		33,512		12.7			10,561		4.0			15,841		6.0
	Tier 1 Capital to Average Assets		33,512		9.3			10,863		3.0			18,105		5.0

EMPLOYEE_BENEFIT_PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS	'
	16.  EMPLOYEE BENEFIT PLANS
	401(k) Plan
	The Company has a 401(k) plan which provides for voluntary contributions by participating employees of up to 75% of their compensation, subject to IRS limitations.  The Company matches the employee’s voluntary contribution at a level of 150% of the employee’s contributions up to the first 7% of the employee’s compensation.  Total plan expense for the years ended December 31, 2013 and 2012 amounted to $380 thousand and $313 thousand, respectively.
	Supplemental retirement agreements
	The Company has entered into a supplemental retirement agreement with a current officer, which provides for payments upon attaining the retirement age specified in the agreements.  The present value of these future payments is accrued over the remaining service term and at December 31, 2013 and 2012, amounted to $476 thousand and $296 thousand, respectively.  Supplemental retirement benefits generally vest as they are accrued, however a termination of employment subsequent to a change in control of the Company will result in the vesting of all benefits that would have accrued to the officer’s normal retirement date.  Total supplemental retirement expense for the years ended December 31, 2013 and 2012 amounted to $180 thousand and $101 thousand, respectively.
	Endorsement split-dollar life insurance arrangements
	The Company is the sole owner of life insurance policies pertaining to certain of the Company’s executives.  The Company has entered into agreements with these executives whereby the Company has agreed to maintain a life insurance policy in effect during the executives’ retirement, which will pay to the executives’ estates or beneficiaries a portion of the death benefit that the Company will receive as beneficiary of such policies.  Total split-dollar insurance expense for the years ended December 31, 2013 and 2012 amounted to $9 thousand and $24 thousand, respectively.
	Employee Bonus
	The Company has established an employee bonus program whereby approximately 5-10% of the Company’s consolidated income, before income taxes and incentive compensation expense, is allocated for distribution to eligible employees.  Total bonus expense for the years ended December 31, 2013 and 2012 amounted to $419 thousand and $402 thousand, respectively.
	Equity Incentive Plan
	Under the Company’s 2012 Equity Incentive Plan (the “Equity Incentive Plan”), the Company may grant stock options to its directors and employees in the form of incentive stock options and non-qualified stock options for up to 240,751 shares of its common stock. The exercise price of each stock option shall not be less than the fair market value of the Company’s common stock on the date of the grant, and the maximum term of each option is ten years from the date of each award.  The vesting period is five years from the date of grant, with vesting at 20% per year.
	A restricted stock award (the “award”) is a grant of shares of Company common stock for no consideration, subject to a vesting schedule or the satisfaction of market conditions or performance criteria. Under the Equity Incentive Plan the Company may also grant stock awards to management, employees and directors for up to 96,286 shares. Awarded shares are held in reserve for each grantee by the Company’s transfer agent, and will be issued from previously authorized but unissued shares upon vesting. The fair value of the stock awards, based on the market price at the grant date, will be recognized over the five year vesting period.
	Stock Options
	On October 1, 2012, in accordance with the Equity Incentive Plan, the Board of Directors granted options to purchase 203,395 shares of its common stock to its management, employees and directors.  The fair value of stock options granted on October 1, 2012 was $4.69.
	On October 1, 2013, in accordance with the Equity Incentive Plan, the Board of Directors granted options to purchase 10,500 shares of its common stock to certain employees.  The fair value of stock options granted on October 1, 2013 was $5.62.
	The value of options granted under each award was estimated using a Black-Scholes option-pricing model with the following assumptions:
		1-Oct-13	1-Oct-12
	Expected dividends	0.00%	0.00%
	Expected term	10 years	10 years
	Expected volatility	16.70%	19.70%
	Risk-free interest rate	2.64%	1.64%
	The expected volatility is based on historical volatility.  The risk-free interest rates for periods consistent with the expected term of the awards are based on the 10-year U.S. Treasury yield curve in effect at the time of the grant.  The expected term is based on the maximum term as it is not currently anticipated that participants would exercise the option prior to the end of the term.  The dividend yield is based on the Company’s history and our current expectation of dividend payouts.
	A summary of option activity under the Equity Incentive Plan for the year ended December 31, 2013, is presented below:
	Options	Shares		Weighted		Weighted		Aggregate
				Average		Average		Intrinsic Value
				Exercise Price		Remaining
						Contractual
						Term
		(In thousands)				(In years)		(In thousands)
	Outstanding at beginning of year	203		$15.35		4.75
	Granted	10		17.45		4.75
	Exercised	(1)		15.35		-
	Outstanding at end of year	212		$15.45		3.8		$872
	Options exercisable at end of year	40		$15.35		3.75		$79
	For the years ended December 31, 2013 and 2012, share based compensation expense applicable to the stock options was $194 thousand and $48 thousand, respectively, and the recognized tax benefit related to this expense was $37 thousand and $9 thousand, respectively.
	Unrecognized compensation expense for non-vested stock options totaled $772 thousand as of December 31, 2013, which will be recognized over the remaining vesting period of 3.80 years.
	Stock Awards
	On October 1, 2012, the Board of Directors granted restricted stock awards of 86,539 to its management, employees and directors.  On October 1, 2013, the Board of Directors granted restricted stock awards of 2,750 to certain employees.
	The following table presents the activity in non-vested stock awards under the Equity Incentive Plan for the year ended December 31, 2013:
			Number of		Grant-date
			Shares		Fair Value
			(In thousands)
	Non-vested stock awards at beginning of year		87		$15.35
	Restricted shares granted		3		17.45
	Shares vested		-17		15.35
	Non-vested stock awards at end of year		73		$15.43
	For the year ended December 31, 2013 and 2012, compensation expense applicable to the stock awards was $268 thousand and $66 thousand, respectively, and the recognized tax benefit related to this expense was $107 thousand and $27 thousand, respectively. Unrecognized compensation expense for non-vested restricted stock totaled $1.0 million as of December 31, 2013, which will be recognized over the remaining weighted average vesting period of 3.78 years.
	Employee Stock Ownership Plan
	The Company maintains an Employee Stock Ownership Plan (“ESOP”) to provide eligible employees the opportunity to own Company stock.  The ESOP is a tax-qualified retirement plan for the benefit of all Company employees.  Contributions are allocated to eligible participants on the basis of compensation, subject to federal tax limits.
	The Company granted a loan to the ESOP for the purchase of shares of the Company’s common stock on the closing date of the Conversion.  As of December 31, 2013, the ESOP holds 192,572 shares, or 7.85% of the common stock outstanding on that date.  The loan obtained by the ESOP from the Company to purchase common stock is payable annually over 15 years at the rate of 3.25% per annum.  The loan can be prepaid without penalty.  Loan payments are expected to be funded by cash contributions from the Company.  The loan is secured by the shares purchased, which are held in a suspense account for allocation among participants as the loan is repaid.  Cash dividends paid on allocated shares will be distributed to participants and cash dividends paid on unallocated shares will be used to repay the outstanding debt of the ESOP.  Shares used as collateral to secure the loan are released and available for allocation to eligible employees as the principal and interest on the loan is paid.
	At December 31, 2013, the remaining principal balance on the ESOP debt is payable as follows:
	Year Ending		Amount
	December 31,
			(In thousands)
	2014		$	108
	2015			112
	2016			116
	2017			119
	2018			123
	Thereafter			1,141
			$	1,719
	Shares held by the ESOP include the following:
			31-Dec-13				31-Dec-12
Allocated			25,676				12,838
Unallocated			166,896				179,734
			192,572				192,572
The fair value of unallocated shares was approximately $3.3 million and $2.8 million at December 31, 2013 and December 31, 2012, respectively.
Total compensation expense recognized in connection with the ESOP for the years ended December 31, 2013 and 2012 was $219 thousand and $181 thousand, respectively.

LOANS_TO_RELATED_PARTIES

LOANS TO RELATED PARTIES	12 Months Ended
	Dec. 31, 2013
LOANS TO RELATED PARTIES	'
	17. LOANS TO RELATED PARTIES
	Information pertaining to loans to directors, executive officers and their associates (exclusive of loans to any such persons which in the aggregate do not exceed $60 thousand) is as follows:
		Years Ended December 31,
		2013			2012
		(In thousands)
	Balance at beginning of year	$	2,828		$	3,467
	Principal additions		1,810			152
	Principal payments		(699	)		(791	)
	Balance at end of year	$	3,939		$	2,828
	Such loans are made in the ordinary course of business at the Company’s normal credit terms, except for certain loans which were granted with an interest rate discount of 0.50% under the Company’s Mortgage Discount Program.  This program applies only to fixed or adjustable rate mortgage loans that are held in the Company’s portfolio. The program is offered to all full and part-time employees of the Company and to all members of its Board of Directors.

RESTRICTIONS_ON_DIVIDENDS_LOAN

RESTRICTIONS ON DIVIDENDS, LOANS AND ADVANCES	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON DIVIDENDS, LOANS AND ADVANCES	'
	18. RESTRICTIONS ON DIVIDENDS, LOANS AND ADVANCES
	Federal and state banking regulations place certain restrictions on dividends paid and loans or advances made by the Bank to the Company.  The total amount of dividends which may be paid in any calendar year cannot exceed the Bank’s net income for the current year, plus the Bank’s net income retained for the previous two years, without regulatory approval.  Loans or advances are limited to 10 percent of the Bank’s capital stock and surplus on a secured basis.  Also, in connection with its non-objection to the conversion, the FDIC has required Wellesley Bank to commit that for the three-year period immediately following the closing of the conversion, it will not make any distribution of capital to Wellesley Bancorp, including cash dividends, except in accordance with FDIC laws and regulations and as provided for in the business plan, without the prior approval of the Boston Area Office of the FDIC if such action would cause Wellesley Bank’s tier 1 leverage and total risk-based capital ratios to fall below 8.0% and 12.0%, respectively.

STOCK_REPURCHASE_PLAN

STOCK REPURCHASE PLAN	12 Months Ended
	Dec. 31, 2013
STOCK REPURCHASE PLAN	'
	19. STOCK REPURCHASE PLAN
	On October 1, 2012, the Board of Directors approved the repurchase of up to 96,286 shares, or approximately 4.0% of the Company’s outstanding common stock. At December 31, 2013 and 2012, the Company had repurchased and retired 40,535 shares and 13,080 shares, respectively.

FAIR_VALUES_OF_FINANCIAL_INSTR

FAIR VALUES OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2013
FAIR VALUES OF FINANCIAL INSTRUMENTS	'
	20. FAIR VALUES OF FINANCIAL INSTRUMENTS
	Determination of fair value
	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures.  The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Fair value is best determined based upon quoted market prices.  However, in many instances, there are no quoted market prices for the Company’s various financial instruments.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.  Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows.  Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
	The following methods and assumptions were used by the Company in estimating fair value disclosures:
	Cash, cash equivalents and certificates of deposit:  The carrying amounts approximate fair values based on the short-term nature of the assets.
	Securities available for sale:  Fair value measurements are obtained from a third-party pricing service and are not adjusted by management.  All securities are measured at fair value in Level 2 based on pricing models that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, credit spreads and new issue data.
	Federal Home Loan Bank (FHLB) stock:  The carrying value of FHLB stock is deemed to approximate fair value, based on the redemption provisions of the FHLB of Boston.
	Loans held for sale:  Fair values are based on commitments in effect from investors or prevailing market prices.
	Loans, net:  For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.  Fair values for other loans are estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.  Fair values for impaired loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Deposits:  The fair values disclosed for non-certificate deposit accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts).  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
	Short-term borrowings:  The carrying amount of short-term borrowings approximates fair value, based on the short-term nature of the liabilities.
	Long-term debt: The fair values of long-term debt are estimated using discounted cash flow analyses based on the current incremental borrowing rates in the market for similar types of borrowing arrangements.
	Accrued interest: The carrying amounts of accrued interest approximate fair value.
	Forward loan sale commitments and derivative loan commitments: The fair value of forward loan sale commitments and derivative loan commitments are based on fair values of the underlying mortgage loans, including servicing values as applicable.  The fair value of derivative loan commitments also considers the probability of such commitments being exercised.
	Off-balance sheet instruments: Fair values for off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.  The fair values of these instruments are considered immaterial.
	Assets and liabilities measured at fair value on a recurring basis
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2013 and 2012 are summarized below.
		Level 1		Level 2		Level 3		Fair Value
		(In thousands)
	31-Dec-13
	Assets
	Securities available for sale	$	--	$	36,672	$	--	$	36,672
	Forward loan sale commitments		--		36		--		36
	Total assets	$	--	$	36,708	$	--	$	36,708
	Liabilities
	Derivative loan commitments	$	--	$	12	$	--	$	12
	31-Dec-12
	Assets
	Securities available for sale	$	--	$	39,256	$	--	$	39,256
	Derivative loan commitments		--		10		--		10
	Forward loan sale commitments		--		22		--		22
	Total Assets	$	--	$	39,288	$	--	$	39,288
	Liabilities
	Forward loan sale commitments	$	--	$	18	$	--	$	18
	Assets and liabilities measured at fair value on a non-recurring basis
	The Company may also be required, from time to time, to measure certain other assets and liabilities at fair value on a non-recurring basis in accordance with generally accepted accounting principles.  These adjustments to fair value usually result from application of lower-of-cost-or-market accounting or write-downs of individual assets. At December 31, 2013, there were no assets or liabilities measured at fair value on a non-recurring basis. For the year ended December 31, 2013, net losses relating to assets measured at fair value on a non-recurring basis totaled $11 thousand.  At December 31, 2012, assets measured at fair value on a non-recurring basis consisted of impaired loans categorized as level 3 amounting to $82 thousand.  For the year ended December 31, 2012, gains amounting to $21 thousand were recorded relating to assets measured at fair value on a non-recurring basis.  There were no liabilities measured at fair value on a non-recurring basis during the year ended December 31, 2012.
	Losses applicable to certain impaired loans are estimated using the appraised value of the underlying collateral, considering discounting factors and adjusting for estimated selling costs.  The loss is not recorded directly as an adjustment to current earnings, but rather as a component in determining the overall adequacy of the allowance for loan losses.  Adjustments to the estimated fair values of impaired loans may result in increases or decreases to the provision for loan losses.
	Summary of fair values of financial instruments
	The estimated fair values, and related carrying amounts, of the Company’s financial instruments are outlined in the table below.  Certain financial instruments and all nonfinancial instruments are excluded from disclosure requirements.  Accordingly, the aggregate fair value amounts presented herein do not represent the underlying fair value of the Company.
				Fair Value
		Carrying		Level 1		Level 2		Level 3		Total
		Amount
		(In thousands)
	31-Dec-13
	Financial assets:
	Cash and cash equivalents	$	19,067	$	19,067	$	--	$	--	$	19,067
	Certificates of deposit		100		100		--		--		100
	Securities available for sale		36,672		--		36,672		--		36,672
	FHLB stock		3,176		--		--		3,176		3,176
	Loans held for sale		825		--		825		--		825
	Loans, net		383,718		--		--		383,420		383,420
	Accrued interest receivable		1,044		--		--		1,044		1,044
	Forward loan sale commitments		36		--		36		--		36
	Financial liabilities:										--
	Deposits	$	357,518	$	--	$	--	$	356,850	$	356,850
	Short-term borrowings		9,000		--		9,000		--		9,000
	Long-term debt		43,500		--		43,493		--		43,493
	Accrued interest payable		7						7		7
	Derivative loan commitments		12		--		12		--		12
				Fair Value
		Carrying		Level 1		Level 2		Level 3		Total
		Amount
		(In thousands)
31-Dec-12
Financial assets:
Cash and cash equivalents	$	18,218	$	18,218	$	--	$	--	$	18,218
Certificates of deposit		600		600		--		--		600
Securities available for sale		39,256		--		39,256		--		39,256
FHLB stock		2,005		--		--		2,005		2,005
Loans held for sale		9,130		--		9,130		--		9,130
Loans, net		294,091		--		--		294,618		294,618
Accrued interest receivable		1,019		--		--		1,019		1,019
Derivative loan commitments		10		--		10		--		10
Forward loan sale commitments		22		--		22		--		22
Financial liabilities:										--
Deposits	$	298,059	$	--	$	--	$	298,949	$	298,949
Long-term debt		31,500		--		31,961		--		31,961
Accrued interest payable		5		--		--		5		5
Forward loan sale commitments		18		--		18		--		18

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
Basis of Presentation and Consolidation	'
	Basis of Presentation and Consolidation
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary; the Bank, the principal operating entity, and its wholly-owned subsidiaries; Wellesley Securities Corporation, which engages in the business of buying, selling and dealing in securities exclusively on its own behalf; Wellesley Investment Partners, LLC, formed for the purpose of providing investment management services for individuals, not-for-profit entities and businesses; and Central Linden, LLC, formed for the purpose of holding, managing and selling foreclosed real estate.  All significant intercompany balances and transactions have been eliminated in consolidation.
Business and operating segments	'
	Business and operating segments
	The Company provides a variety of financial services to individuals and small businesses within eastern Massachusetts.  Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans, construction loans, and commercial loans.
	Management evaluates the Company’s performance and allocates resources based on a single segment concept.
Use of estimates	'
	Use of estimates
	In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated balance sheet and reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the realizability of deferred tax assets.
Cash equivalents	'
	Cash equivalents
	Cash equivalents include amounts due from banks, principally balances held at the Federal Reserve Bank of Boston, and short-term investments with original maturities of three months or less.
Certificates of deposit	'
	Certificates of deposit
	Certificates of deposit are carried at cost, which approximates fair value.
Fair value hierarchy	'
	Fair value hierarchy
	The Company groups its assets and liabilities generally measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value.
	Level 1 – Valuation is based on quoted market prices in active exchange markets for identical assets and liabilities.  Valuations are obtained from readily available pricing sources.
	Level 2 – Valuation is based on observable inputs other than Level 1 prices, such as quoted prices for similar assets and liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets.  Valuations are obtained from readily available pricing sources.
	Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	Transfers between levels are recognized at the end of a reporting period, if applicable.
Securities available for sale	'
	Securities available for sale
	Securities classified as available for sale are carried at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income.
	Purchase premiums and discounts are amortized to earnings over the estimated lives of the securities by methods which do not differ materially from the interest method.  Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method.
	Each reporting period, the Company evaluates all securities with a fair value below amortized cost to determine whether other-than-temporary impairment (“OTTI”) exists.
	OTTI is required to be recognized if (1) the Company intends to sell the security; (2) it is “more likely than not” that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) for debt securities, the present value of expected cash flows is not sufficient to recover the entire amortized cost basis.  For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings.  Credit-related OTTI for all other impaired debt securities is recognized through earnings.  Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes.
Federal Home Loan Bank stock	'
	Federal Home Loan Bank stock
	The Bank, as a member of the Federal Home Loan Bank (“FHLB”) of Boston, is required to maintain an investment in capital stock of the FHLB.  Based on redemption provisions of the FHLB, the stock has no quoted market value and is carried at cost.  At its discretion, the FHLB may declare dividends on the stock.  The Bank reviews for impairment based on the ultimate recoverability of the cost basis in the FHLB stock.  As of December 31, 2013 and 2012, no impairment has been recognized.
Loans Held for Sale	'
	Loans Held for Sale
	Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate.  Net realized losses, if any, are recognized through a valuation allowance by charges to income.
Loans	'
	Loans
	The loan portfolio consists of real estate, commercial and other loans to the Company’s customers in its primary market areas in eastern Massachusetts.  The ability of the Company’s debtors to honor their contracts is dependent upon the economy in general and the real estate and construction economic sectors within our markets.
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred loan origination fees or costs.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
	Interest is not accrued on loans which are identified as impaired or loans which are ninety days or more past due.  Past due status is based on the contractual terms of the loan.  Interest income previously accrued on such loans is reversed against current period interest income.  Interest income on non-accrual loans is recognized only to the extent of interest payments received and is first applied to the outstanding principal balance when collectibility of principal is in doubt.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured through sustained payment performance for at least six months.
Allowance for loan losses	'
	Allowance for loan losses
	The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.  Loan losses are charged against the allowance when management believes the uncollectibility of the loan balance is confirmed.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management.  This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.  The allowance consists of general, allocated and unallocated components, as further described below.
	General component
	The general component is based on the following loan segments: residential real estate, commercial real estate, construction, commercial, home equity lines of credit and other consumer.  Management considers a rolling average of historical losses for each segment based on a time frame appropriate to capture relevant loss data for each loan segment, which generally ranges from 3-10 years.  This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume, concentrations and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.  There were no significant changes to the Company’s policies or methodology pertaining to the general component of the allowance during 2013 or 2012.
	The qualitative factor adjustments are determined based on the various risk characteristics of each loan segment.  Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate – The Company generally does not originate loans with a loan-to-value ratio greater than 80 percent and does not originate subprime loans.  Most loans in this segment are collateralized by one- to four-family residential real estate and repayment is dependent on the credit quality of the individual borrower.  The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate – Loans in this segment are primarily income-producing properties in the Company’s primary market areas in eastern Massachusetts.  The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment.  Management typically obtains rent rolls annually and continually monitors the cash flows of these loans.
	Construction – Loans in this segment primarily include speculative real estate development loans for which payment is derived from sale of the property.  Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Residential construction loans in this segment include loans to build 1-4 family owner-occupied properties which are subject to the same credit quality factors as residential real estate.
	Commercial – Loans in this segment are made to businesses and are generally secured by assets of the business.  Repayment is expected from the cash flows of the business.  A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
	Home equity lines of credit – Loans in this segment are collateralized by one-to-four family residential real estate and repayment is dependent on the credit quality of the individual borrower.  The Company typically does not hold a first mortgage position on homes that secure home equity lines of credit. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Other consumer – Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
	Allocated component
	The allocated component relates to loans that are classified as impaired.  Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate or, if the loan is collateral dependent, by the fair value of the collateral, less estimated costs to sell.  An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan.  Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify performing individual residential and consumer loans  for impairment disclosures, unless such loans are subject to a troubled debt restructuring agreement.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	The Company periodically may agree to modify the contractual terms of loans.  When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring ("TDR").  All TDRs are initially classified as impaired.
	Unallocated component
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.
Foreclosed assets	'
	Foreclosed assets
	Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value, less costs to sell, at the date of foreclosure, establishing a new cost basis.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less costs to sell.  Revenue and expenses from operations, changes in the valuation allowance and any direct write-downs are included in net expenses from foreclosed assets.
Premises and equipment	'
	Premises and equipment
	Land is carried at cost.  Buildings, leasehold improvements and equipment are stated at cost, less accumulated depreciation and amortization computed on the straight-line method over the estimated useful lives of the assets or the expected terms of the leases, if shorter.  Expected terms include lease option periods to the extent that the exercise of such options is reasonably assured.
Bank-owned life insurance	'
	Bank-owned life insurance
	Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value.  Changes in cash surrender value are reflected in noninterest income.
Transfers of financial assets	'
	Transfers of financial assets
	Transfers of an entire financial asset, a group of entire financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets.
Derivative Financial Instruments	'
	Derivative Financial Instruments
	Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheet and measured at fair value.
	Derivative Loan Commitments
	Mortgage loan commitments are referred to as derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding.  Loan commitments that are derivatives are recognized at fair value, including servicing values, on the consolidated balance sheet in other assets and other liabilities with changes in their fair values recorded in miscellaneous income. Fair values of the loan commitments are recognized based on changes in the fair value of the underlying mortgage due to interest rate changes, changes in the probability the derivative loan commitment will be exercised, and the passage of time.  In estimating fair value, the Company assigns a probability to a loan commitment based on the expectation that it will be exercised and the loan will be funded.
	Forward Loan Sale Commitments
	To protect against the price risk inherent in derivative loan commitments, the Company utilizes “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments.  Forward loan sale commitments are recognized at fair value on the consolidated balance sheet in other assets and other liabilities with changes in their fair values recorded in miscellaneous income.   Fair values for forward loan sale commitments are based on changes in the fair values of the underlying loans.
Advertising costs	'
	Advertising costs
	Advertising costs are expensed as incurred.
Income taxes	'
	Income taxes
	Deferred tax assets and liabilities relate to temporary differences between the book and tax bases of certain assets and liabilities, and are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.  A valuation allowance is established against deferred tax assets when, based upon the available evidence including historical and projected taxable income, it is more likely than not that some or all of the deferred tax assets will not be realized.  The Company does not have any uncertain tax positions at December 31, 2013 which require accrual or disclosure.  The Company records interest and penalties as part of income tax expense.  No interest or penalties were recorded for the years ended December 31, 2013 and 2012.
Share-based Compensation Plans	'
	Share-based Compensation Plans
	The Company measures and recognizes compensation cost relating to share-based payment transactions based on the grant date fair value of the equity instruments issued.  Share-based compensation is recognized over the period the employee is required to provide services for the award.  Reductions in compensation expense associated with forfeited options are estimated at the date of grant, and this estimated forfeiture rate is adjusted annually based on actual forfeiture experience.  The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted.
Employee Stock Ownership Plan	'
	Employee Stock Ownership Plan
	Compensation expense for the Employee Stock Ownership Plan (“ESOP”) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market value of the shares during the period.  The Company recognizes compensation expense ratably over the year based on the number of shares expected to be allocated by the ESOP.  Unearned compensation applicable to the ESOP is reflected as a reduction of stockholders’ equity in the consolidated balance sheet.  The difference between the average fair market value and the cost of the shares allocated by the ESOP is recorded as an adjustment to stockholders’ equity.
Comprehensive Income	'
	Comprehensive Income
	Accounting principles generally require that recognized revenue, expenses, gains and losses be  included in net income.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the stockholders’ equity section of the consolidated balance sheets, such items, along with net income, are components of comprehensive income.
	The components of accumulated other comprehensive income and related tax effects are as follows:
		December 31,
		2013			2012
		(In thousands)
	Unrealized holding gains on securities available for sale	$	271		$	1,297
	Tax effect		(105	)		(507	)
	Net-of tax amount	$	166		$	790
Earnings per Share	'
	Earnings per Share
	Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.  There were no potentially dilutive common stock equivalents as of December 31, 2013.  Earnings per share is not presented for the year ended December 31, 2012 as common shares had not been outstanding during the entire period.  Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Under the Company’s Equity Incentive Plan, stock awards granted on October 1, 2013 and 2012 contain non-forfeitable dividend rights. Accordingly, unvested shares are considered outstanding for computation of basic earnings per share in subsequent periods.
	Earnings per common share have computed based on the following:
		Year Ended
		31-Dec-13
		(Dollars in thousands)
	Net Income	$	2,220
	Average number of common shares issued		2,462,562
	Less: Average unallocated ESOP shares		(173,315	)
	Average number of common shares outstanding
	used to calculate basic and diluted
	earnings per common share		2,289,247
Recent Accounting and Regulatory Pronouncements	'
	Recent Accounting and Regulatory Pronouncements
	In February 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update No. 2013-02 related to disclosure of amounts reclassified out of accumulated other comprehensive income. The standard requires that companies present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source and the income statement line items affected by the reclassification. The new requirements are effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2012. The Company adopted this standard on January 1, 2013, with no significant impact on the Company’s consolidated financial statements for the year ended December 31, 2013.
	In July 2013, federal banking regulators approved minimum requirements for both the quantity and quality of capital held by community banking institutions.  The rule includes a new minimum ratio of common equity Tier 1 capital to risk weighted assets of 4.5%, raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% and includes a minimum leverage ratio of 4.0% for all banking organizations.  Additionally, community banking institutions must maintain a capital conservation buffer of common equity Tier 1 capital in an amount greater than 2.5% of total risk-weighted assets to avoid being subject to limitations on capital distributions and discretionary bonus payments to executive officers.  The Company must begin complying with the final rule on January 1, 2015.  The Company is currently evaluating the rule but believes that it will continue to exceed all the minimum capital ratio requirements.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2013
Components of Accumulated Other Comprehensive Income	'
	The components of accumulated other comprehensive income and related tax effects are as follows:
		December 31,
		2013			2012
		(In thousands)
	Unrealized holding gains on securities available for sale	$	271		$	1,297
	Tax effect		(105	)		(507	)
	Net-of tax amount	$	166		$	790
Computation of Earnings per Common Share	'
	Earnings per common share have computed based on the following:
		Year Ended
		31-Dec-13
		(Dollars in thousands)
	Net Income	$	2,220
	Average number of common shares issued		2,462,562
	Less: Average unallocated ESOP shares		(173,315	)
	Average number of common shares outstanding
	used to calculate basic and diluted
	earnings per common share		2,289,247

SHORTTERM_INVESTMENTS_Tables

SHORT-TERM INVESTMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
Short-Term Investments	'
	Short-term investments are comprised of the following:
		December 31,
		2013		2012
		(In thousands)
	Federal Reserve Bank deposits	$	15,189	$	15,000
	Federal Home Loan Bank deposits		1		2
	Money market accounts		1,192		969
		$	16,382	$	15,971

SECURITIES_AVAILABLE_FOR_SALE_

SECURITIES AVAILABLE FOR SALE (Tables)	12 Months Ended
	Dec. 31, 2013
Amortized Cost and Fair Value of Securities Available for Sale with Gross Unrealized Gains and Losses	'
	The amortized cost and fair value of securities available for sale, with gross unrealized gains and losses, follows:
		Amortized			Gross		Gross			Fair
		Cost			Unrealized		Unrealized			Value
					Gains		Losses
		(In thousands)
	31-Dec-13
	Residential mortgage-backed securities:
	Government National Mortgage Association	$	7,673		$	191	$	(33	)	$	7,831
	Government-sponsored enterprises		9,622			153		(93	)		9,682
	SBA and other asset-backed securities		5,089			15		(90	)		5,014
	State and municipal bonds		4,025			101		(6	)		4,120
	Government-sponsored enterprise obligations		2,060			4		(50	)		2,014
	Corporate bonds		7,932			79		--			8,011
		$	36,401		$	543	$	(272	)	$	36,672
	31-Dec-12
	Residential mortgage-backed securities:
	Government National Mortgage Association	$	9,235		$	311	$	--		$	9,546
	Government-sponsored enterprises		10,841			372		--			11,213
	SBA and other asset-backed securities		3,988			139		--			4,127
	State and municipal bonds		5,604			362		(3	)		5,963
	Government-sponsored enterprise obligations		2,105			13		(3	)		2,115
	Corporate bonds		6,186			106		--			6,292
		$	37,959		$	1,303	$	(6	)	$	39,256
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	'
	The amortized cost and fair value of debt securities by contractual maturity at December 31, 2013 are as follows.  Expected maturities may differ from contractual maturities because the issuers, in certain instances, have the right to call or prepay obligations with or without call or prepayment penalties.
		31-Dec-13
		Amortized			Fair
		Cost			Value
		(In thousands)
	Within 1 year	$	3,746		$	3,762
	After 1 year to 5 years		6,585			6,675
	After 5 years to 10 years		1,381			1,418
	After 10 years		2,305			2,290
			14,017			14,145
	Mortgage- and asset-backed securities		22,384			22,527
		$	36,401		$	36,672
Information Pertaining to Securities with Gross Unrealized Losses Aggregated by Investment Category and Length of Time that Individual Securities have been in Continuous Loss Position	'
	Information pertaining to securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows:
		Less Than Twelve Months					Over Twelve Months
		Gross			Fair		Gross			Fair
		Unrealized			Value		Unrealized			Value
		Losses					Losses
	31-Dec-13	(In thousands)
	Residential mortgage-backed securities:
	Government National Mortgage	$	(33	)	$	1,496	$	--		$	--
	Association
	Government-sponsored enterprises		(93	)		4,864		--			--
	SBA and other asset-backed securities		(90	)		2,164		--			--
	State and municipal bonds		(2	)		251		(4	)		296
	Government-sponsored enterprise obligations		(50	)		949		--			--
		$	(268	)	$	9,724	$	(4	)	$	296
	31-Dec-12
	State and municipal bonds	$	(3	)	$	299	$	--		$	--
	Government-sponsored enterprise obligations		(3	)		998		--			--
		$	(6	)	$	1,297	$	--		$	--

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Balances of Loans	'
	A summary of the balances of loans is as follows:
			December 31,
			2013				2012
			(In thousands)
	Real estate loans:
	Residential – fixed		$	21,101			$	19,524
	Residential – variable			160,618				111,041
	Commercial			82,367				80,200
	Construction			80,103				48,158
				344,189				258,923
	Commercial loans:
	Secured			14,977				14,854
	Unsecured			1,453				871
				16,430				15,725
	Consumer loans:
	Home equity lines of credit			27,092				23,111
	Other			415				455
				27,507				23,566
	Total loans			388,126				298,214
	Less:
	Allowance for loan losses			(4,213	)			(3,844	)
	Net deferred origination fees			(195	)			(279	)
	Loans, net		$	383,718			$	294,091
Changes in Allowance for Loan Losses by Portfolio Segment	'
	The following table summarizes the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2013 and 2012:
			Residential				Commercial			Construction			Commercial			Home			Other			Unallocated			Total
			Real Estate				Real Estate									Equity			Consumer
			(In thousands)
	Year Ended December 31, 2013
	Allowance at December 31, 2012		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
	Provision (credit) for loan losses			194				(154	)		387			6			137			(4	)		(66	)		500
	Loans charged off			--				--			--			(36	)		(95	)		--			--			(131	)
	Recoveries			--				--			--			--			---			--			--			--
	Allowance at December 31, 2013		$	1,351			$	887		$	1,305		$	426		$	213		$	7		$	24		$	4,213
	Year Ended December 31, 2012
	Allowance at December 31, 2011		$	626			$	988		$	1,119		$	382		$	153		$	16		$	112		$	3,396
	Provision (credit) for loan losses			531				53			(201	)		170			18			1			(22	)		550
	Loans charged off			--				--			--			(100	)		--			(7	)		--			(107	)
	Recoveries			--				--			--			4			--			1			--			5
	Allowance at December 31, 2012		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
Further Information Pertaining to Allowance for Loan Losses	'
	Further information pertaining to the allowance for loan losses at December 31, 2013 and 2012 is as follows:
			Residential				Commercial			Construction			Commercial			Home			Other			Unallocated			Total
			Real Estate				Real Estate									Equity			Consumer
			(In thousands)
	31-Dec-13
	Allowance related to loans		$	--			$	--		$	--		$	--		$	--		$	--		$	--		$	--
	individually evaluated and
	deemed to be impaired
	Allowance related to loans			1,351				887			1,305			426			213			7			24			4,213
	individually evaluated and
	not deemed impaired, and
	those collectively evaluated
	for impairment
	Total allowance		$	1,351			$	887		$	1,305		$	426		$	213		$	7		$	24		$	4,213
	Loan balances		$	425			$	5,269		$	--		$	34		$	427		$	--		$	--		$	6,155
	individually evaluated and
	deemed to be impaired
	Loan balances individually			181,294				77,098			80,103			16,396			26,665			415			--			381,971
	evaluated and not deemed
	impaired, and those collectively
	evaluated for impairment
	Total loans		$	181,719			$	82,367		$	80,103		$	16,430		$	27,092		$	415		$	--		$	388,126
	31-Dec-12
	Allowance related to loans		$	--			$	94		$	--		$	26		$	--		$	--		$	--		$	120
	individually evaluated and
	deemed to be impaired
	Allowance related to loans			1,157				947			918			430			171			11			90			3,724
	individually evaluated and
	not deemed impaired, and
	those collectively evaluated
	for impairment
	Total allowance		$	1,157			$	1,041		$	918		$	456		$	171		$	11		$	90		$	3,844
	Loan balances		$	541			$	5,657		$	--		$	76		$	308		$	--		$	--		$	6,582
	individually evaluated and
	deemed to be impaired
	Loan balances individually			130,024				74,543			48,158			15,649			22,803			455			--			291,632
	evaluated and not deemed
	impaired, and those collectively
	evaluated for impairment
	Total loans		$	130,565			$	80,200		$	48,158		$	15,725		$	23,111		$	455		$	--		$	298,214
Past Due and Nonaccrual Loans	'
	The following is a summary of past due and non-accrual loans at December 31, 2013 and 2012:
			30-59				60-89 Days			Past Due 90			Total			Past Due 90			Non-accrual
			Days				Past Due			Days or			Past Due			Days or More			Loans
			Past Due							More						and Still
																Accruing (1)
			(In thousands)
	31-Dec-13
	Residential real estate		$	--			$	335		$	90		$	425		$	--		$	639
	Commercial real estate			867				791			--			1,658			--			2,645
	Commercial			--				--			34			34			--			34
	Home equity lines of credit			136				308			583			1,027			191			427
	Total		$	1,003			$	1,434		$	707		$	3,144		$	191		$	3,745
			30-59													Past Due 90
			Days				60-89 Days			Past Due 90			Total			Days or More			Non-accrual
			Past Due				Past Due			Days or			Past Due			and Still			Loans
										More						Accruing (1)
			(In thousands)
	31-Dec-12
	Residential real estate		$	1,483			$	217		$	306		$	2,006			--		$	540
	Commercial real estate			--				--			2,756			2,756			--			2,932
	Commercial			2,452				19			--			2,471			--			--
	Home equity lines of credit			874				--			34			908			--			38
	Total		$	4,809			$	236		$	3,096		$	8,141			--		$	3,510
	(1) Represents loans past maturity for which monthly interest payments are being received.
Impaired Loans	'
	The following is a summary of impaired loans at December 31, 2013 and 2012:
			31-Dec-13										31-Dec-12
			Recorded				Unpaid			Related			Recorded			Unpaid			Related
			Investment				Principal			Allowance			Investment			Principal			Allowance
							Balance									Balance
			(In thousands)
	Impaired loans without a valuation allowance:
	Residential real estate		$	425			$	425		$	--		$	541		$	541		$	--
	Commercial real estate			5,269				5,269			--			5,481			5,481			--
	Commercial			34				34			--			50			50			--
	Home equity lines of credit			427				427			--			308			308			--
	Total			6,155				6,155			--			6,380			6,380			--
	Impaired loans with a valuation allowance:
	Commercial real estate			--				--			--			176			176			94
	Commercial			--				--			--			26			26			26
	Total			--				--			--			202			202			120
	Total impaired loans		$	6,155			$	6,155		$	--		$	6,582		$	6,582		$	120
Further Information Pertaining to Impaired Loans	'
	Further information pertaining to impaired loans follows:
			Year Ended December 31, 2013										Year Ended December 31, 2012
			Average				Interest			Interest			Average			Interest			Interest
			Recorded				Income			Income			Recorded			Income			Income
			Investment				Recognized			Recognized			Investment			Recognized			Recognized
										on Cash Basis									on Cash Basis
			(In thousands)
	Residential real estate		$	541			$	24		$	24		$	1,285		$	61		$	61
	Commercial real estate			5,787				354			345			1,989			91			82
	Construction			--				--			--			2,097			111			111
	Commercial			200				12			12			29			4			3
	Home equity lines of credit			198				4			4			134			7			6
	Total		$	6,726			$	394		$	385		$	5,534		$	274		$	263
Troubled Debt Restructurings	'
	The following is a summary of troubled debt restructurings for the year ended December 31, 2012:
				Pre-Modification		Post-Modification
		Number of		Outstanding		Outstanding
		Contracts		Recorded		Recorded
				Investment		Investment
		(Dollars in thousands)
	Residential real estate	2		$1,088		$1,088
	Commercial real estate	3		$3,032		$2,982
Loans by Risk Rating and by Category	'
	The following table presents the Company’s loans by risk rating:
			31-Dec-13													31-Dec-12
			Commercial				Construction			Commercial			Total			Commercial			Construction			Commercial			Total
			Real Estate													Real Estate
			(In thousands)
	Loans rated 1–3 and 31		$	71,547			$	80,103		$	15,019		$	166,669		$	73,312		$	48,158		$	14,002		$	135,472
	Loans rated 4			8,418				--			1,168			9,586			4,235			--			1,390			5,625
	Loans rated 5			2,402				--			243			2,645			2,477			--			333			2,810
	Loans rated 6			--				--			--			--			176			--			--			176
	Loans rated 7			--				--			--			--			--			--			--			--
	Categories 8 – 9			--				--			--			--			--			--			--			--
	Category 10			--				--			--			--			--			--			--			--
	Total		$	82,367			$	80,103		$	16,430		$	178,900		$	80,200		$	48,158		$	15,725		$	144,083

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
Schedule of Cost and Accumulated Depreciation and Amortization of Premises and Equipment	'
	A summary of the cost and accumulated depreciation and amortization of premises and equipment is as follows:
		December 31,						Estimated
								Useful Life In
		2013			2012			Years
		(In thousands)
	Premises:
	Land	$	50		$	50		—
	Buildings		678			678		35-40
	Leasehold improvements		2,823			1,142		10-May
	Equipment		2,233			1,773		5-Mar
	Renovations in process		--			64
			5,784			3,707
	Less accumulated depreciation and amortization		(1,979	)		(1,663	)
	Premises and equipment, net	$	3,805		$	2,044
Future Minimum Rent Commitments	'
	Pursuant to terms of non-cancelable lease agreements in effect at December 31, 2013, pertaining to premises, future minimum rent commitments are as follows:
	Year Ending	Amount
	December 31,
		(In thousands)
	2014	$	760
	2015		768
	2016		776
	2017		767
	2018		669
	Thereafter		2,580
		$	6,320

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
Summary of Deposit Balances by Type	'
	A summary of deposit balances, by type, is as follows:
		December 31,
		2013		2012
		(In thousands)
	Demand	$	44,864	$	39,044
	NOW		26,214		25,992
	Money market		60,325		54,954
	Regular and other savings		66,595		41,718
	Total non-certificate accounts		197,998		161,708
	Term certificates of $100 thousand and greater		116,528		92,688
	Term certificates less than $100 thousand		42,992		43,663
	Total term certificates		159,520		136,351
	Total deposits	$	357,518	$	298,059
Term Certificates by Maturity	'
	A summary of term certificates by maturity is as follows:
		31-Dec-13					31-Dec-12
		Amount		Weighted			Amount		Weighted
				Average					Average
				Rate					Rate
		(Dollars in thousands)
	Within 1 year	$	100,670		0.95	%	$	77,199		1.05	%
	Over 1 year to 2 years		47,839		1.31			30,249		1.34
	Over 2 years to 3 years		5,675		1.32			24,713		1.75
	Over 3 years to 4 years		5,336		1.26			4,190		1.48
		$	159,520		1.08	%	$	136,351		1.25	%

LONGTERM_DEBT_Tables

LONG-TERM DEBT (Tables)	12 Months Ended
	Dec. 31, 2013
Fixed Rate Federal Home Loan Bank Advances	'
	Long-term debt at December 31, 2013 and 2012 consists of fixed-rate FHLB advances, as follows:
		Amount				Weighted Average Rates
		2013		2012		2013			2012
		(In thousands)
	2013	$	--	$	2,000		--	%		0.44	%
	2014*		6,000		9,500		1.27			2.03
	2015		10,000		8,000		0.89			0.93
	2016		11,500		2,000		0.99			1.32
	2017		10,000		8,000		1.33			1.38
	2018		6,000		2,000		1.37			1.49
		$	43,500	$	31,500		1.14	%		1.4	%
	* At December 31, 2012, includes an advance of $3.5 million with a rate of 3.32% which became callable on a quarterly basis in March 2008. In June 2013, $2.0 million of this advance was repaid and a penalty of $93 thousand was recorded in noninterest income in the accompanying consolidated statement of comprehensive income.  The remaining $1.5 million was modified and an additional $70 thousand penalty was deferred and is being amortized over the life of the advance.

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2013
Current and Deferred Tax Provision	'
	Allocation of federal and state income taxes between current and deferred portions is as follows:
			Years Ended December 31,
			2013			2012
			(In thousands)
	Current tax provision:
	Federal		$	757		$	1,014
	State			310			306
				1,067			1,320
	Deferred tax provision (benefit):
	Federal			326			(611	)
	State			12			(178	)
	Change in valuation reserve			--			(7	)
				338			(796	)
	Total tax provision		$	1,405		$	524
Reconciliation of Statutory Federal Income Tax Rate to Effective Tax Rates	'
	The reasons for the differences between the statutory federal income tax rate and the effective tax rates are summarized as follows:
		Years Ended December 31,
		2013		2012
	Statutory tax rate	34.00%		34.00%
	Increase (decrease) resulting from:
	State taxes, net of federal tax benefit	5.9		5.2
	Tax exempt increase in surrender value of bank-owned life insurance	-2.1		-3.7
	Tax exempt bond income	-1.3		-5.1
	Change in valuation reserve	-		-0.4
	Share-based compensation	1.8		1.6
	Other, net	0.5		0.7
	Effective tax rates	38.80%		32.30%
Components of Net Deferred Tax Asset	'
	The components of the net deferred tax asset are as follows:
			31-Dec
			2013			2012
			(In thousands)
	Deferred tax assets:
	Federal		$	2,109		$	2,005
	State			614			583
				2,723			2,588
	Deferred tax liabilities:
	Federal			(634	)		(524	)
	State			(92	)		(131	)
				(726	)		(655	)
	Net deferred tax asset		$	1,997		$	1,933
	The tax effects of each item that gives rise to deferred tax assets (liabilities) are as follows:
			December 31,
			2013			2012
			(In thousands)
	Allowance for loan losses		$	1,683		$	1,535
	Deferred loan fees			78			111
	Net unrealized gains on securities available for sale			(105	)		(507	)
	Employee benefit plans			471			336
	Depreciation and amortization			(606	)		(149	)
	Contribution carryover			479			599
	Other			(3	)		8
	Net deferred tax asset		$	1,997		$	1,933

OTHER_COMMITMENTS_AND_CONTINGE1

OTHER COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2013
Credit-Related Financial Instruments	'
	At December 31, 2013 and 2012, the following financial instruments were outstanding whose contract amounts represent credit risk.
		December 31,
		2013		2012
		(In thousands)
	Commitments to grant loans	$	11,644	$	10,759
	Unadvanced home equity lines of credit		21,182		18,374
	Unadvanced commercial lines of credit		10,829		11,316
	Unadvanced funds on construction loans		36,936		24,669
	Standby letters of credit		560		374
	Overdraft lines of credit		458		461

MINIMUM_REGULATORY_CAPITAL_REQ1

MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
Capital Amounts and Ratios	'
	The Bank’s capital amounts and ratios as of December 31, 2013 and 2012 are presented in the following tables.
												Minimum to be Well
							Minimum Capital					Capitalized Under
		Actual					Requirements					Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in thousands)
	31-Dec-13
	Total Capital to Risk-Weighted Assets	$	40,732		12.1	%	$	26,930		8	%	$	33,662		10	%
	Tier 1 capital to Risk-Weighted Assets		36,606		10.9			13,465		4.0			20,197		6.0
	Tier 1 Capital to Average Assets		36,606		8.3			13,213		3.0			22,022		5.0
	31-Dec-12
	Total Capital to Risk-Weighted Assets	$	36,819		13.9	%	$	21,122		8	%	$	26,402		10	%
	Tier 1 capital to Risk-Weighted Assets		33,512		12.7			10,561		4.0			15,841		6.0
	Tier 1 Capital to Average Assets		33,512		9.3			10,863		3.0			18,105		5.0

EMPLOYEE_BENEFIT_PLANS_Tables

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2013
Assumptions used to Measure Fair Value of Stock Options Granted	'
	The value of options granted under each award was estimated using a Black-Scholes option-pricing model with the following assumptions:
		1-Oct-13	1-Oct-12
	Expected dividends	0.00%	0.00%
	Expected term	10 years	10 years
	Expected volatility	16.70%	19.70%
	Risk-free interest rate	2.64%	1.64%
Summary of Option Activity	'
	A summary of option activity under the Equity Incentive Plan for the year ended December 31, 2013, is presented below:
	Options	Shares		Weighted		Weighted		Aggregate
				Average		Average		Intrinsic Value
				Exercise Price		Remaining
						Contractual
						Term
		(In thousands)				(In years)		(In thousands)
	Outstanding at beginning of year	203		$15.35		4.75
	Granted	10		17.45		4.75
	Exercised	(1)		15.35		-
	Outstanding at end of year	212		$15.45		3.8		$872
	Options exercisable at end of year	40		$15.35		3.75		$79
Non-Vested Stock Activity	'
	The following table presents the activity in non-vested stock awards under the Equity Incentive Plan for the year ended December 31, 2013:
			Number of		Grant-date
			Shares		Fair Value
			(In thousands)
	Non-vested stock awards at beginning of year		87		$15.35
	Restricted shares granted		3		17.45
	Shares vested		-17		15.35
	Non-vested stock awards at end of year		73		$15.43
Remaining Principal Balance on ESOP Debt Payable	'
	At December 31, 2013, the remaining principal balance on the ESOP debt is payable as follows:
	Year Ending		Amount
	December 31,
			(In thousands)
	2014		$	108
	2015			112
	2016			116
	2017			119
	2018			123
	Thereafter			1,141
			$	1,719
Shares held by ESOP	'
	Shares held by the ESOP include the following:
			31-Dec-13				31-Dec-12
	Allocated			25,676				12,838
	Unallocated			166,896				179,734
				192,572				192,572

LOANS_TO_RELATED_PARTIES_Table

LOANS TO RELATED PARTIES (Tables)	12 Months Ended
	Dec. 31, 2013
Loans to Directors Executive Officers and their Associates	'
	Information pertaining to loans to directors, executive officers and their associates (exclusive of loans to any such persons which in the aggregate do not exceed $60 thousand) is as follows:
		Years Ended December 31,
		2013			2012
		(In thousands)
	Balance at beginning of year	$	2,828		$	3,467
	Principal additions		1,810			152
	Principal payments		(699	)		(791	)
	Balance at end of year	$	3,939		$	2,828

FAIR_VALUES_OF_FINANCIAL_INSTR1

FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
Assets Measured at Fair Value on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2013 and 2012 are summarized below.
		Level 1		Level 2		Level 3		Fair Value
		(In thousands)
	31-Dec-13
	Assets
	Securities available for sale	$	--	$	36,672	$	--	$	36,672
	Forward loan sale commitments		--		36		--		36
	Total assets	$	--	$	36,708	$	--	$	36,708
	Liabilities
	Derivative loan commitments	$	--	$	12	$	--	$	12
	31-Dec-12
	Assets
	Securities available for sale	$	--	$	39,256	$	--	$	39,256
	Derivative loan commitments		--		10		--		10
	Forward loan sale commitments		--		22		--		22
	Total Assets	$	--	$	39,288	$	--	$	39,288
	Liabilities
	Forward loan sale commitments	$	--	$	18	$	--	$	18
Estimated Fair Values and Related Carrying Amounts of Financial Instruments	'
	The estimated fair values, and related carrying amounts, of the Company’s financial instruments are outlined in the table below.  Certain financial instruments and all nonfinancial instruments are excluded from disclosure requirements.  Accordingly, the aggregate fair value amounts presented herein do not represent the underlying fair value of the Company.
				Fair Value
		Carrying		Level 1		Level 2		Level 3		Total
		Amount
		(In thousands)
	31-Dec-13
	Financial assets:
	Cash and cash equivalents	$	19,067	$	19,067	$	--	$	--	$	19,067
	Certificates of deposit		100		100		--		--		100
	Securities available for sale		36,672		--		36,672		--		36,672
	FHLB stock		3,176		--		--		3,176		3,176
	Loans held for sale		825		--		825		--		825
	Loans, net		383,718		--		--		383,420		383,420
	Accrued interest receivable		1,044		--		--		1,044		1,044
	Forward loan sale commitments		36		--		36		--		36
	Financial liabilities:										--
	Deposits	$	357,518	$	--	$	--	$	356,850	$	356,850
	Short-term borrowings		9,000		--		9,000		--		9,000
	Long-term debt		43,500		--		43,493		--		43,493
	Accrued interest payable		7						7		7
	Derivative loan commitments		12		--		12		--		12
				Fair Value
		Carrying		Level 1		Level 2		Level 3		Total
		Amount
		(In thousands)
	31-Dec-12
	Financial assets:
	Cash and cash equivalents	$	18,218	$	18,218	$	--	$	--	$	18,218
	Certificates of deposit		600		600		--		--		600
	Securities available for sale		39,256		--		39,256		--		39,256
	FHLB stock		2,005		--		--		2,005		2,005
	Loans held for sale		9,130		--		9,130		--		9,130
	Loans, net		294,091		--		--		294,618		294,618
	Accrued interest receivable		1,019		--		--		1,019		1,019
	Derivative loan commitments		10		--		10		--		10
	Forward loan sale commitments		22		--		22		--		22
	Financial liabilities:										--
	Deposits	$	298,059	$	--	$	--	$	298,949	$	298,949
	Long-term debt		31,500		--		31,961		--		31,961
	Accrued interest payable		5		--		--		5		5
	Forward loan sale commitments		18		--		18		--		18

Stock_Conversion_Additional_In

Stock Conversion - Additional Information (Detail) (USD $)	0 Months Ended	12 Months Ended
	Jan. 25, 2012	Dec. 31, 2012	Dec. 31, 2013
Initial Public Offering [Line Items]	'	'	'
Company common stock issued, shares	2,249,674	'	'
Company common stock issued, per share price	$10	'	'
Net proceeds from the issuance of common stock	$21,200,000	$21,236,000	'
Monetary value of charitable contributions to fund a Charitable Foundation made in connection with the Company's initial public offering	225,000	'	'
Issuance of common stock to Wellesley Bank Charitable Foundation	157,477	'	'
Stock conversion cost	1,300,000	'	'
Common stock, shares outstanding	2,407,151	2,480,610	2,454,465
Liquidation account amount	$22,100,000	'	'

Recovered_Sheet1

Summary of Significant Accounting Policies - Additional Information (Detail) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Jul. 31, 2013
Significant Accounting Policies [Line Items]	'	'	'
Impairment charges recognized for FHLB stock	$0	$0	'
Number of days loans past due	'90 days	'	'
Uncertain tax position accruals	0	'	'
Interest and penalties for income tax	$0	$0	'
Tier one risk based capital to risk weighted assets	10.90%	12.70%	4.50%
Leverage ratio	8.30%	9.30%	'
Tier one capital conservation buffer to risk weighted assets	'	'	2.50%
Residential Real Estate	'	'	'
Significant Accounting Policies [Line Items]	'	'	'
Maximum loan-to-value ratio to originate loan	80.00%	'	'
Minimum	'	'	'
Significant Accounting Policies [Line Items]	'	'	'
Time frame appropriate to capture relevant loss data for each loan segment	'3 years	'	'
Tier one risk based capital to risk weighted assets	'	'	4.00%
Leverage ratio	'	'	4.00%
Maximum	'	'	'
Significant Accounting Policies [Line Items]	'	'	'
Short-term investments classified as cash equivalent, maturity period	'3 months	'	'
Time frame appropriate to capture relevant loss data for each loan segment	'10 years	'	'
Tier one risk based capital to risk weighted assets	'	'	6.00%
Leverage ratio	8.00%	'	'

Components_of_Accumulated_Othe

Components of Accumulated Other Comprehensive Income and Related Tax Effects (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Accumulated Other Comprehensive Income (Loss)	'	'
Unrealized holding gains on securities available for sale	$271	$1,297
Tax effect	-105	-507
Net-of tax amount	$166	$790

Computation_of_Earnings_per_Co

Computation of Earnings per Common Share (Detail) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule Of Computation Of Basic And Diluted Earnings Per Common Share [Line Items]	'	'
Net Income	$2,220	$1,099
Average number of common shares issued	2,462,562	'
Less: Average unallocated ESOP shares	-173,315	'
Average number of common shares outstanding used to calculate basic and diluted earnings per common share	2,289,247	'

Recovered_Sheet2

Restrictions on Cash and Amounts Due from Banks - Additional Information (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Reserve balance maintained with the Federal Reserve Bank	$1.60	$1.40

ShortTerm_Investments_Detail

Short-Term Investments (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Investments [Line Items]	'	'
Short-term investments	$16,382	$15,971
Federal Reserve Bank Deposits	'	'
Schedule of Investments [Line Items]	'	'
Short-term investments	15,189	15,000
Federal Home Loan Bank Deposits	'	'
Schedule of Investments [Line Items]	'	'
Short-term investments	1	2
Money Market Accounts	'	'
Schedule of Investments [Line Items]	'	'
Short-term investments	$1,192	$969

Certificates_of_Deposit_Additi

Certificates of Deposit - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Certificates of Deposit , Maturity period	'1 year	'1 year
Certificate of deposit, weighted average rate	0.23%	0.56%

Amortized_Cost_and_Fair_Value_

Amortized Cost and Fair Value of Securities Available for Sale with Gross Unrealized Gains and Losses (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities	'	'
Amortized Cost	$36,401	$37,959
Gross Unrealized Gains	543	1,303
Gross Unrealized Losses	-272	-6
Fair Value	36,672	39,256
SBA and other asset-backed securities	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	5,089	3,988
Gross Unrealized Gains	15	139
Gross Unrealized Losses	-90	'
Fair Value	5,014	4,127
State and municipal bonds	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	4,025	5,604
Gross Unrealized Gains	101	362
Gross Unrealized Losses	-6	-3
Fair Value	4,120	5,963
Government-sponsored enterprise obligations	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	2,060	2,105
Gross Unrealized Gains	4	13
Gross Unrealized Losses	-50	-3
Fair Value	2,014	2,115
Corporate bonds	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	7,932	6,186
Gross Unrealized Gains	79	106
Fair Value	8,011	6,292
Residential mortgage-backed securities | Government National Mortgage Association	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	7,673	9,235
Gross Unrealized Gains	191	311
Gross Unrealized Losses	-33	'
Fair Value	7,831	9,546
Residential mortgage-backed securities | Government-sponsored enterprises	'	'
Schedule of Available-for-sale Securities	'	'
Amortized Cost	9,622	10,841
Gross Unrealized Gains	153	372
Gross Unrealized Losses	-93	'
Fair Value	$9,682	$11,213

Recovered_Sheet3

Securities Available for Sale - Additional Information (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities	'	'
Proceeds from sales of securities, net	$1,429	$2,420
Gross realized gains from sale of available for sale securities	103	99
Gross realized losses from sale of available for sale securities	$0	$1
Unrealized losses debt securities, aggregate depreciation percentage	2.71%	'

Amortized_Cost_and_Fair_Value_1

Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities, Debt Maturities, Amortized Cost	'
Within 1 year	$3,746
After 1 year to 5 years	6,585
After 5 years to 10 years	1,381
After 10 years	2,305
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis, Total	14,017
Mortgage- and asset-backed securities	22,384
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total	36,401
Available-for-sale Securities, Debt Maturities, Fair Value	'
Within 1 year	3,762
After 1 year to 5 years	6,675
After 5 years to 10 years	1,418
After 10 years	2,290
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Total	14,145
Mortgage- and asset-backed securities	22,527
Available-for-sale Securities, Debt Securities, Total	$36,672

Information_Pertaining_to_Secu

Information Pertaining to Securities With Gross Unrealized Losses Aggregated by Investment Category and Length of Time that Individual Securities have been in Continuous Loss Position (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Less Than Twelve Months Gross Unrealized Losses	($268)	($6)
Less Than Twelve Months Fair Value	9,724	1,297
Over Twelve Months Gross Unrealized Losses	-4	'
Over Twelve Months Fair Value	296	'
SBA and other asset-backed securities	'	'
Less Than Twelve Months Gross Unrealized Losses	-90	'
Less Than Twelve Months Fair Value	2,164	'
State and municipal bonds	'	'
Less Than Twelve Months Gross Unrealized Losses	-2	-3
Less Than Twelve Months Fair Value	251	299
Over Twelve Months Gross Unrealized Losses	-4	'
Over Twelve Months Fair Value	296	'
Government-sponsored enterprise obligations	'	'
Less Than Twelve Months Gross Unrealized Losses	-50	'
Less Than Twelve Months Fair Value	949	'
Residential mortgage-backed securities | Government National Mortgage Association	'	'
Less Than Twelve Months Gross Unrealized Losses	-33	'
Less Than Twelve Months Fair Value	1,496	'
Residential mortgage-backed securities | Government-sponsored enterprises	'	'
Less Than Twelve Months Gross Unrealized Losses	-93	'
Less Than Twelve Months Fair Value	4,864	'
Residential mortgage-backed securities | Government-sponsored enterprise obligations	'	'
Less Than Twelve Months Gross Unrealized Losses	'	-3
Less Than Twelve Months Fair Value	'	$998

Summary_of_Balances_of_Loans_D

Summary of Balances of Loans (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	$388,126	$298,214
Allowance for loan losses	-4,213	-3,844
Net deferred origination fees	-195	-279
Loans, net	383,718	294,091
Commercial Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	82,367	80,200
Construction	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	80,103	48,158
Home equity lines of credit	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	27,092	23,111
Other Consumer	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	415	455
Real estate loans	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	344,189	258,923
Real estate loans | Residential - fixed	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	21,101	19,524
Real estate loans | Residential - variable	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	160,618	111,041
Real estate loans | Commercial Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	82,367	80,200
Real estate loans | Construction	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	80,103	48,158
Commercial	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	16,430	15,725
Commercial | Secured	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	14,977	14,854
Commercial | Unsecured	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	1,453	871
Consumer loans	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	27,507	23,566
Consumer loans | Home equity lines of credit	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	27,092	23,111
Consumer loans | Other Consumer	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans	$415	$455

Loans_and_Allowances_for_Loan_

Loans and Allowances for Loan Losses - Additional Information (Detail) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Commercial

Commercial

Residential Real Estate

Residential Real Estate

Residential Real Estate

Commercial Real Estate

Commercial Real Estate

Commercial Real Estate

Commercial Real Estate

Category 10

Loan Rated 8

Financing Receivable Troubled Debt Restructurings

Contract

Financing Receivable Troubled Debt Restructurings

Financing Receivable Troubled Debt Restructurings Forgiveness of Principal

Maximum

Commercial

Contract

Contract

Maximum

Accounts, Notes, Loans and Financing Receivable

'

'

'

'

'

'

'

'

'

'

'

'

'

Servicing loans for, aggregate

$1,400,000

$4,200,000

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructurings

0

'

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructuring, collection from modified loan

'

'

'

'

'

'

881,000

'

'

'

'

'

'

Number of Contracts

'

'

'

'

'

'

'

3

'

2

1

'

'

Principal reduction

'

'

'

'

'

'

'

'

'

'

50,000

'

'

Troubled debt restructuring, reserves established for expected uncollectible principal

'

'

'

'

'

'

'

'

'

94,000

'

'

'

Loans

$388,126,000

$298,214,000

$16,430,000

$15,725,000

$181,719,000

$130,565,000

'

$80,200,000

$82,367,000

'

'

'

$25,000

Days after assignment of a 10 rating after which the credit will be rated 5 If information is still not available to allow a standard rating

'

'

'

'

'

'

'

'

'

'

'

'60 days

'

Changes_in_Allowance_for_Loan_

Changes in Allowance for Loan Losses by Portfolio Segment (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	$3,844	$3,396
Provision (credit) for loan losses	500	550
Loans charged off	-131	-107
Recoveries	'	5
Allowance Ending Balance	4,213	3,844
Residential Real Estate	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	1,157	626
Provision (credit) for loan losses	194	531
Allowance Ending Balance	1,351	1,157
Commercial Real Estate	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	1,041	988
Provision (credit) for loan losses	-154	53
Allowance Ending Balance	887	1,041
Construction	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	918	1,119
Provision (credit) for loan losses	387	-201
Allowance Ending Balance	1,305	918
Commercial	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	456	382
Provision (credit) for loan losses	6	170
Loans charged off	-36	-100
Recoveries	'	4
Allowance Ending Balance	426	456
Home equity lines of credit	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	171	153
Provision (credit) for loan losses	137	18
Loans charged off	-95	'
Allowance Ending Balance	213	171
Other Consumer	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	11	16
Provision (credit) for loan losses	-4	1
Loans charged off	'	-7
Recoveries	'	1
Allowance Ending Balance	7	11
Unallocated	'	'
Financing Receivable, Allowance for Credit Losses	'	'
Allowance Beginning Balance	90	112
Provision (credit) for loan losses	-66	-22
Allowance Ending Balance	$24	$90

Further_Information_Pertaining

Further Information Pertaining to Allowance for Loan Losses (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and deemed to be impaired	'	$120	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	4,213	3,724	'
Total allowance	4,213	3,844	3,396
Loan balances individually evaluated and deemed to be impaired	6,155	6,582	'
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	381,971	291,632	'
Total loans	388,126	298,214	'
Residential Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	1,351	1,157	'
Total allowance	1,351	1,157	626
Loan balances individually evaluated and deemed to be impaired	425	541	'
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	181,294	130,024	'
Total loans	181,719	130,565	'
Commercial Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and deemed to be impaired	'	94	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	887	947	'
Total allowance	887	1,041	988
Loan balances individually evaluated and deemed to be impaired	5,269	5,657	'
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	77,098	74,543	'
Total loans	82,367	80,200	'
Construction	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	1,305	918	'
Total allowance	1,305	918	1,119
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	80,103	48,158	'
Total loans	80,103	48,158	'
Commercial	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and deemed to be impaired	'	26	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	426	430	'
Total allowance	426	456	382
Loan balances individually evaluated and deemed to be impaired	34	76	'
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	16,396	15,649	'
Total loans	16,430	15,725	'
Home equity lines of credit	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	213	171	'
Total allowance	213	171	153
Loan balances individually evaluated and deemed to be impaired	427	308	'
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	26,665	22,803	'
Total loans	27,092	23,111	'
Other Consumer	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	7	11	'
Total allowance	7	11	16
Loan balances individually evaluated and not deemed impaired, and those collectively evaluated for impairment	415	455	'
Total loans	415	455	'
Unallocated	'	'	'
Financing Receivable, Allowance for Credit Losses	'	'	'
Allowance related to loans individually evaluated and not deemed impaired, and those collectively evaluated for impairment	24	90	'
Total allowance	$24	$90	$112

Past_Due_and_Nonaccrual_Loans_

Past Due and Nonaccrual Loans (Detail) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due	'		'
30-59 Days Past Due	$1,003		$4,809
60-89 Days Past Due	1,434		236
Past Due 90 Days or More	707		3,096
Total Past Due	3,144		8,141
Past Due 90 Days or More and Still Accruing	191	[1]	'
Non-accrual Loans	3,745		3,510
Residential Real Estate	'		'
Financing Receivable, Recorded Investment, Past Due	'		'
30-59 Days Past Due	'		1,483
60-89 Days Past Due	335		217
Past Due 90 Days or More	90		306
Total Past Due	425		2,006
Non-accrual Loans	639		540
Commercial Real Estate	'		'
Financing Receivable, Recorded Investment, Past Due	'		'
30-59 Days Past Due	867		'
60-89 Days Past Due	791		'
Past Due 90 Days or More	'		2,756
Total Past Due	1,658		2,756
Non-accrual Loans	2,645		2,932
Commercial	'		'
Financing Receivable, Recorded Investment, Past Due	'		'
30-59 Days Past Due	'		2,452
60-89 Days Past Due	'		19
Past Due 90 Days or More	34		'
Total Past Due	34		2,471
Non-accrual Loans	34		'
Home equity lines of credit	'		'
Financing Receivable, Recorded Investment, Past Due	'		'
30-59 Days Past Due	136		874
60-89 Days Past Due	308		'
Past Due 90 Days or More	583		34
Total Past Due	1,027		908
Past Due 90 Days or More and Still Accruing	191	[1]	'
Non-accrual Loans	$427		$38
[1]	Represents loans past maturity for which monthly interest payments are being received.

Impaired_Loans_Detail

Impaired Loans (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Impaired	'	'
Recorded Investment, Without a Valuation Allowance	$6,155	$6,380
Recorded Investment, With a Valuation Allowance	'	202
Unpaid Principal Balance, Without a Valuation Allowance	6,155	6,380
Unpaid Principal Balance, With a Valuation Allowance	'	202
Related Allowance	'	120
Impaired Loans	'	'
Financing Receivable, Impaired	'	'
Recorded Investment, With a Valuation Allowance	6,155	6,582
Unpaid Principal Balance, With a Valuation Allowance	6,155	6,582
Related Allowance	'	120
Residential Real Estate	'	'
Financing Receivable, Impaired	'	'
Recorded Investment, Without a Valuation Allowance	425	541
Unpaid Principal Balance, Without a Valuation Allowance	425	541
Commercial Real Estate	'	'
Financing Receivable, Impaired	'	'
Recorded Investment, Without a Valuation Allowance	5,269	5,481
Recorded Investment, With a Valuation Allowance	'	176
Unpaid Principal Balance, Without a Valuation Allowance	5,269	5,481
Unpaid Principal Balance, With a Valuation Allowance	'	176
Related Allowance	'	94
Home equity lines of credit	'	'
Financing Receivable, Impaired	'	'
Recorded Investment, Without a Valuation Allowance	427	308
Unpaid Principal Balance, Without a Valuation Allowance	427	308
Commercial	'	'
Financing Receivable, Impaired	'	'
Recorded Investment, Without a Valuation Allowance	34	50
Recorded Investment, With a Valuation Allowance	'	26
Unpaid Principal Balance, Without a Valuation Allowance	34	50
Unpaid Principal Balance, With a Valuation Allowance	'	26
Related Allowance	'	$26

Further_Information_Pertaining1

Further Information Pertaining to Impaired Loans (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired	'	'
Average Recorded Investment	$6,726	$5,534
Interest Income Recognized	394	274
Interest Income Recognized on Cash Basis	385	263
Residential Real Estate	'	'
Financing Receivable, Impaired	'	'
Average Recorded Investment	541	1,285
Interest Income Recognized	24	61
Interest Income Recognized on Cash Basis	24	61
Commercial Real Estate	'	'
Financing Receivable, Impaired	'	'
Average Recorded Investment	5,787	1,989
Interest Income Recognized	354	91
Interest Income Recognized on Cash Basis	345	82
Construction	'	'
Financing Receivable, Impaired	'	'
Average Recorded Investment	'	2,097
Interest Income Recognized	'	111
Interest Income Recognized on Cash Basis	'	111
Home equity lines of credit	'	'
Financing Receivable, Impaired	'	'
Average Recorded Investment	198	134
Interest Income Recognized	4	7
Interest Income Recognized on Cash Basis	4	6
Commercial	'	'
Financing Receivable, Impaired	'	'
Average Recorded Investment	200	29
Interest Income Recognized	12	4
Interest Income Recognized on Cash Basis	$12	$3

Troubled_Debt_Restructurings_D

Troubled Debt Restructurings (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012
	Contract
Residential Real Estate	'
Financing Receivable, Modifications	'
Number of Contracts	2
Pre-Modification Outstanding Recorded Investment	$1,088
Post-Modification Outstanding Recorded Investment	1,088
Commercial Real Estate	'
Financing Receivable, Modifications	'
Number of Contracts	3
Pre-Modification Outstanding Recorded Investment	3,032
Post-Modification Outstanding Recorded Investment	$2,982

Loan_by_Risk_Rating_and_by_Cat

Loan by Risk Rating and by Category (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment	'	'
Loans	$178,900	$144,083
Loans rated 1 - 3 and 31	'	'
Financing Receivable, Recorded Investment	'	'
Loans	166,669	135,472
Loans rated 4	'	'
Financing Receivable, Recorded Investment	'	'
Loans	9,586	5,625
Loans rated 5	'	'
Financing Receivable, Recorded Investment	'	'
Loans	2,645	2,810
Loans rated 6	'	'
Financing Receivable, Recorded Investment	'	'
Loans	'	176
Commercial Real Estate	'	'
Financing Receivable, Recorded Investment	'	'
Loans	82,367	80,200
Commercial Real Estate | Loans rated 1 - 3 and 31	'	'
Financing Receivable, Recorded Investment	'	'
Loans	71,547	73,312
Commercial Real Estate | Loans rated 4	'	'
Financing Receivable, Recorded Investment	'	'
Loans	8,418	4,235
Commercial Real Estate | Loans rated 5	'	'
Financing Receivable, Recorded Investment	'	'
Loans	2,402	2,477
Commercial Real Estate | Loans rated 6	'	'
Financing Receivable, Recorded Investment	'	'
Loans	'	176
Construction	'	'
Financing Receivable, Recorded Investment	'	'
Loans	80,103	48,158
Construction | Loans rated 1 - 3 and 31	'	'
Financing Receivable, Recorded Investment	'	'
Loans	80,103	48,158
Commercial	'	'
Financing Receivable, Recorded Investment	'	'
Loans	16,430	15,725
Commercial | Loans rated 1 - 3 and 31	'	'
Financing Receivable, Recorded Investment	'	'
Loans	15,019	14,002
Commercial | Loans rated 4	'	'
Financing Receivable, Recorded Investment	'	'
Loans	1,168	1,390
Commercial | Loans rated 5	'	'
Financing Receivable, Recorded Investment	'	'
Loans	$243	$333

Cost_and_Accumulated_Depreciat

Cost and Accumulated Depreciation and Amortization of Premises and Equipment (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013
In Thousands, unless otherwise specified			Building	Building	Leasehold Improvements	Leasehold Improvements	Equipment	Equipment
			Minimum	Maximum	Minimum	Maximum	Minimum	Maximum
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'
Land	$50	$50	'	'	'	'	'	'
Buildings	678	678	'	'	'	'	'	'
Leasehold improvements	2,823	1,142	'	'	'	'	'	'
Equipment	2,233	1,773	'	'	'	'	'	'
Renovations in process	'	64	'	'	'	'	'	'
Property, Plant and Equipment, Gross, Total	5,784	3,707	'	'	'	'	'	'
Less accumulated depreciation and amortization	-1,979	-1,663	'	'	'	'	'	'
Premises and equipment, net	$3,805	$2,044	'	'	'	'	'	'
Estimated useful life in years	'	'	'35 years	'40 years	'5 years	'10 years	'3 years	'5 years

Premises_and_Equipment_Additio

Premises and Equipment - Additional Information (Detail) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
		Office
Property, Plant and Equipment [Line Items]	'	'
Depreciation and amortization	$350,000	$290,000
Renovation in progress, number of branches affected	'	2
Renovation in progress, outstanding commitments	0	'
Lease optional extension term	'10 years	'
Total rent expense	$564,000	$480,000

Future_Minimum_Rent_Commitment

Future Minimum Rent Commitments (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Operating Leases [Line Items]	'
2014	$760
2015	768
2016	776
2017	767
2018	669
Thereafter	2,580
Operating Leases, Future Minimum Payments Due, Total	$6,320

Summary_of_Deposit_Balances_by

Summary of Deposit Balances by Type (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deposits By Type [Line Items]	'	'
Demand	$44,864	$39,044
NOW	26,214	25,992
Money market	60,325	54,954
Regular and other savings	66,595	41,718
Total non-certificate accounts	197,998	161,708
Term certificates of $100 thousand and greater	116,528	92,688
Term certificates less than $100 thousand	42,992	43,663
Total term certificates	159,520	136,351
Total deposits	$357,518	$298,059

Summary_of_Term_Certificates_b

Summary of Term Certificates by Maturity (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amount	'	'
Within 1 year	$100,670	$77,199
Over 1 year to 2 years	47,839	30,249
Over 2 years to 3 years	5,675	24,713
Over 3 years to 4 years	5,336	4,190
Total term certificates	$159,520	$136,351
Weighted Average Rate	'	'
Within 1 year	0.95%	1.05%
Over 1 year to 2 years	1.31%	1.34%
Over 2 years to 3 years	1.32%	1.75%
Over 3 years to 4 years	1.26%	1.48%
Time Deposits, Weighted Average Interest Rate	1.08%	1.25%

Short_Term_Borrowings_Addition

Short Term Borrowings - Additional Information (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Short-term Debt [Line Items]	'	'
Secured borrowing, weighted average interest rate	0.33%	'
Commercial real estate loans pledged to access federal reserve bank discount window	$21.40	$22.60
Federal Home Loan Bank Advances	'	'
Short-term Debt [Line Items]	'	'
Borrowings available under line of credit	1.3	1.3
Federal Reserve Discount Window	'	'
Short-term Debt [Line Items]	'	'
Borrowings available under line of credit	13.3	'
Unused lines of Credit	'	'
Short-term Debt [Line Items]	'	'
Borrowings available under line of credit	$2	'

Fixed_Rate_Federal_Home_Loan_B

Fixed Rate Federal Home Loan Bank Advances (Detail) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	$43,500		$31,500
Weighted Average Rate	1.14%		1.40%
Federal Home Loan Bank Maturity Date One	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	'		2,000
Weighted Average Rate	'		0.44%
Federal Home Loan Bank Maturity Date Two	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	6,000	[1]	9,500	[1]
Weighted Average Rate	1.27%	[1]	2.03%	[1]
Federal Home Loan Bank Maturity Date Three	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	10,000		8,000
Weighted Average Rate	0.89%		0.93%
Federal Home Loan Bank Maturity Date Four	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	11,500		2,000
Weighted Average Rate	0.99%		1.32%
Federal Home Loan Bank Maturity Date Five	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	10,000		8,000
Weighted Average Rate	1.33%		1.38%
Federal Home Loan Bank Maturity Date Six	'		'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'		'
Advances from Federal Home Loan Bank	$6,000		$2,000
Weighted Average Rate	1.37%		1.49%
[1]	At December 31, 2012, includes an advance of $3.5 million with a rate of 3.32% which became callable on a quarterly basis in March 2008. In June 2013, $2.0 million of this advance was repaid and a penalty of $93 thousand was recorded in noninterest income in the accompanying consolidated statement of comprehensive income. The remaining $1.5 million was modified and an additional $70 thousand penalty was deferred and is being amortized over the life of the advance.

Fixed_Rate_Federal_Home_Loan_B1

Fixed Rate Federal Home Loan Bank Advances (Parenthetical) (Detail) (USD $)	1 Months Ended
	Jun. 30, 2013	Dec. 31, 2013	Dec. 31, 2012
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'
Advances from Federal Home Loan Bank	'	$43,500,000	$31,500,000
Repayment of FHLB Advance	2,000,000	'	'
Penalties	93,000	'	'
Callable advance on a quarterly basis	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'
Advances from Federal Home Loan Bank	'	'	3,500,000
Current rate on callable advance from FHLB	'	'	3.32%
Deferred	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'
Penalties	70,000	'	'
New long-term FHLB advance	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'
Advances from Federal Home Loan Bank	$1,500,000	'	'

Long_Term_Debt_Additional_Info

Long Term Debt - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Debt Instrument [Line Items]	'	'
Percentage of carry value of first mortgage loan on owners occupied property	75.00%	75.00%

Current_and_Deferred_Provision

Current and Deferred Provision (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Current tax provision:	'	'
Federal	$757	$1,014
State	310	306
Current Income Tax Expense (Benefit), Total	1,067	1,320
Deferred tax provision (benefit):	'	'
Federal	326	-611
State	12	-178
Change in valuation reserve	'	-7
Deferred income tax provision (benefit)	338	-796
Total tax provision	$1,405	$524

Reconciliation_of_Statutory_Fe

Reconciliation of Statutory Federal Income Tax Rate to Effective Tax Rates (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Schedule Of Effective Tax Rates Line Items	'	'
Statutory tax rate	34.00%	34.00%
Increase (decrease) resulting from:	'	'
State taxes, net of federal tax benefit	5.90%	5.20%
Tax exempt increase in surrender value of bank-owned life insurance	-2.10%	-3.70%
Tax exempt bond income	-1.30%	-5.10%
Change in valuation reserve	'	-0.40%
Share-based compensation	1.80%	1.60%
Other, net	0.50%	0.70%
Effective tax rates	38.80%	32.30%

Components_of_Net_Deferred_Tax

Components of Net Deferred Tax Asset (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deferred tax assets:	'	'
Deferred Tax Asset Net	$2,723	$2,588
Deferred tax liabilities:	'	'
Deferred Tax Liabilities Net	-726	-655
Net deferred tax asset	1,997	1,933
Federal	'	'
Deferred tax assets:	'	'
Deferred tax asset gross	2,109	2,005
Deferred tax liabilities:	'	'
Deferred tax liability	-634	-524
State and Local Jurisdiction	'	'
Deferred tax assets:	'	'
Deferred tax asset gross	614	583
Deferred tax liabilities:	'	'
Deferred tax liability	($92)	($131)

Deferred_Tax_Assets_Liabilitie

Deferred Tax Assets Liabilities (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Deferred Tax Assets and Liabilities [Line Items]	'	'
Allowance for loan losses	$1,683	$1,535
Deferred loan fees	78	111
Net unrealized gains on securities available for sale	-105	-507
Employee benefit plans	471	336
Depreciation and amortization	-606	-149
Contribution carryover	479	599
Other	-3	8
Net deferred tax asset	$1,997	$1,933

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	12 Months Ended
Share data in Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Line Items]	'	'
Charitable contribution carryover	$1,200,000	'
Charitable contribution carryover expiration year	31-Dec-17	'
Number of shares contributed to charitable foundation	157,477	'
Allowance for loan losses	1,683,000	1,535,000
Earliest Year Open To Audit	'	'
Income Taxes [Line Items]	'	'
Years open to audit	'2010	'
Latest Year Open To Audit	'	'
Income Taxes [Line Items]	'	'
Years open to audit	'2013	'
Federal	'	'
Income Taxes [Line Items]	'	'
Allowance for loan losses	820,000	'
Percentage of amount that would be subject to taxation if reserve is used for other purposes	150.00%	'
Deferred income tax liability not recognized	$328,000	'

On_Balance_Sheet_Derivative_In

On Balance Sheet Derivative Instruments and Hedging Activities - Additional Information (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Derivative [Line Items]	'	'
Derivative loan commitments	'	$10,000
Forward loan sale commitments	36,000	22,000
Not Designated as Hedging Instrument	'	'
Derivative [Line Items]	'	'
Derivative loan commitments	'	10,000
Forward loan sale commitments, notional amount	2,000,000	10,700,000
Not Designated as Hedging Instrument | Other Liabilities	'	'
Derivative [Line Items]	'	'
Derivative loan commitments	21,400,000	34,500,000
Derivative loan commitments, notional amount	1,200,000	1,700,000
Derivative loan commitments, fair value	12,000	'
Not Designated as Hedging Instrument | Other Assets	'	'
Derivative [Line Items]	'	'
Forward loan sale commitments	$36,000	$4,000

CreditRelated_Financial_Instru

Credit-Related Financial Instruments (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Derivative loan commitments	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	$11,644	$10,759
Commitments to Extend Credit | Home equity lines of credit	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	21,182	18,374
Commitments to Extend Credit | Commercial Real Estate	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	10,829	11,316
Commitments to Extend Credit | Construction	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	36,936	24,669
Standby Letters of Credit	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	560	374
Overdraft	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance-sheet risk	$458	$461

Recovered_Sheet4

Other Commitments and Contingencies - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2013
Commitment And Contingencies [Line Items]	'
Letter of credit expiration period	'1 year
Employee agreement term	'3 years

Actual_Capital_Amounts_and_Rat

Actual Capital Amounts and Ratios (Detail) (USD $)	Dec. 31, 2013	Jul. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'	'
Total Capital to Risk-Weighted Assets, Actual Amount	$40,732	'	$36,819
Total Capital to Risk-Weighted Assets, Actual Ratio	12.10%	'	13.90%
Total Capital to Risk-Weighted Assets, Minimum Capital Requirements Amount	26,930	'	21,122
Total Capital to Risk-Weighted Assets, Minimum Capital Requirements Ratio	8.00%	'	8.00%
Total Capital to Risk-Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	33,662	'	26,402
Total Capital to Risk-Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	'	10.00%
Tier I capital to Risk-Weighted Assets, Actual Amount	36,606	'	33,512
Tier I capital to Risk-Weighted Assets, Actual Ratio	10.90%	4.50%	12.70%
Tier I capital to Risk-weighted Assets, Minimum Capital Requirements Amount	13,465	'	10,561
Tier I capital to Risk-weighted Assets, Minimum Capital Requirements Ratio	4.00%	'	4.00%
Tier I capital to Risk-Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	20,197	'	15,841
Tier I capital to Risk-Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.00%	'	6.00%
Tier I capital to average assets, Actual Amount	36,606	'	33,512
Tier I capital to average assets, Actual Ratio	8.30%	'	9.30%
Tier I capital to average assets, Minimum Capital Requirements Amount	13,213	'	10,863
Tier I capital to average assets, Minimum Capital Requirements Ratio	3.00%	'	3.00%
Tier I capital to average assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	$22,022	'	$18,105
Tier I capital to average assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	'	5.00%

Employee_Benefit_Plans_Additio

Employee Benefit Plans - Additional Information (Detail) (USD $)	0 Months Ended		1 Months Ended	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Oct. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
401(k) Plan, maximum contribution as a percentage of compensation	'	'	'	75.00%	'
401(k) Plan, employer matching contribution percentage	'	'	'	150.00%	'
401(k) Plan, maximum employer contribution as a percentage of compensation	'	'	'	7.00%	'
401(k) Plan, expense recognized	'	'	'	$380,000	$313,000
Total split-dollar insurance expense	'	'	'	9,000	24,000
Percentage of Income before Taxes and compensation allocated for distribution to eligible employees	'	'	'	10.00%	'
Compensation Expenses	'	'	'	419,000	402,000
Equity Incentive Plan, options granted	'	'	'	240,751	'
Stock options term	'	'	'10 years	'	'
Equity awards, vesting period	'	'	'5 years	'	'
Rate for Vesting Period	'	'	20.00%	'	'
Unrecognized compensation expense for non-vested stock options	'	'	'	772,000	'
Unrecognized compensation expense, recognition period	'	'	'	'3 years 9 months 18 days	'
Restricted shares granted	2,750	86,539	'	'	'
Compensation expense for stock award plan	'	'	'	268,000	66,000
Employee Stock Ownership Plan , Shares in ESOP	'	'	'	192,572	192,572
Employee Stock Ownership Plan, Shares in ESOP percentage of common stock outstanding	'	'	'	7.85%	'
Employee Stock Ownership Plan, loan term	'	'	'	'15 years	'
Employee Stock Ownership Plan, loan interest rate	'	'	'	3.25%	'
Employee Stock Ownership Plan, unallocated shares fair value	'	'	'	3,300,000	2,800,000
ESOP expense	'	'	'	219,000	181,000
Management Employees And Directors	'	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
Equity Incentive Plan, options granted	'	203,395	'	'	'
Weighted Average fair value of Stock option granted	'	4.69	'	'	'
Employees	'	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
Equity Incentive Plan, options granted	10,500	'	'	'	'
Weighted Average fair value of Stock option granted	5.62	'	'	'	'
Restricted Stock Award (the award)	'	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
Equity Incentive Plan, options granted	'	'	'	96,286	'
Equity awards, vesting period	'	'	'	'5 years	'
Recognize tax Benefit	'	'	'	107,000	27,000
Unrecognized compensation expense, recognition period	'	'	'	'3 years 9 months 11 days	'
Restricted shares granted	'	'	'	3,000	'
Unrecognized compensation expense for non-vested restricted stock	'	'	'	1,000,000	'
Stock Options	'	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
Share base compensation expenses applicable to stock option plan	'	'	'	194,000	48,000
Recognize tax Benefit	'	'	'	37,000	9,000
Supplemental Employee Retirement Plans, Defined Benefit	'	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'	'
Defined benefit plan, present value of future payments accrued	'	'	'	476,000	296,000
Defined benefit plan expense	'	'	'	$180,000	$101,000

Assumptions_used_to_Measure_We

Assumptions used to Measure Weighted Average Fair Value of Stock Options Granted (Detail) (USD $)	0 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Expected dividends	$0	$0
Expected term	'10 years	'10 years
Expected volatility	16.70%	19.70%
Risk-free interest rate	2.64%	1.64%

Summary_of_Stock_Option_Activi

Summary of Stock Option Activity (Detail) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013
Options	'
Outstanding at beginning of year	203
Granted	10
Exercised	-1
Outstanding at end of year	212
Options exercisable at end of year	40
Weighted Average Exercise Price	'
Outstanding at beginning of year	$15.35
Granted	$17.45
Exercised	$15.35
Outstanding at end of year	$15.45
Options exercisable at end of year	$15.35
Contractual term	'
Outstanding at beginning of year	'4 years 9 months
Granted	'4 years 9 months
Outstanding at end of year	'3 years 9 months 18 days
Options exercisable at end of year	'3 years 9 months
Aggregate intrinsic value:	'
Aggregate intrinsic value	$872
Options exercisable at end of year	$79

NonVested_Stock_Activity_Detai

Non-Vested Stock Activity (Detail) (USD $)	0 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2013
			Restricted Stock Award (the award)
Number of Shares	'	'	'
Non-vested stock awards at beginning of year	'	'	87,000
Restricted shares granted	2,750	86,539	3,000
Shares vested	'	'	-17,000
Non-vested stock awards at end of year	'	'	73,000
Grant-date Fair Value	'	'	'
Non-vested stock awards at beginning of year	'	'	$15.35
Restricted shares granted	'	'	$17.45
Shares vested	'	'	$15.35
Non-vested stock awards at end of year	'	'	$15.43

Remaining_Principal_Balance_on

Remaining Principal Balance on ESOP Debt is Payable as Follows (Detail) (Employee Stock Ownership Plan (ESOP), Plan, USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Employee Stock Ownership Plan (ESOP), Plan	'
Defined Benefit Plan Disclosure [Line Items]	'
2014	$108
2015	112
2016	116
2017	119
2018	123
Thereafter	1,141
Employee Stock Ownership Plan (ESOP), Debt Structure, Indirect Loan, Amount	$1,719

Shares_held_by_ESOP_Detail

Shares held by ESOP (Detail)	Dec. 31, 2013	Dec. 31, 2012
Employee Stock Ownership Plan (ESOP) Disclosures	'	'
Allocated	25,676	12,838
Unallocated	166,896	179,734
Employee Stock Ownership Plan , Shares in ESOP	192,572	192,572

Loans_to_Related_Parties_Addit

Loans to Related Parties - Additional Information (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Related Party Transaction [Line Items]	'
Related party loan, interest rate discount	0.50%
Maximum	'
Related Party Transaction [Line Items]	'
Loans to directors, executive officers and their associates	60

Loans_to_Directors_Executive_O

Loans to Directors Executive Officers and their Associates (Detail) (Related Party Debt, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Related Party Debt	'	'
Related Party Transaction [Line Items]	'	'
Balance at beginning of year	$2,828	$3,467
Principal additions	1,810	152
Principal payments	-699	-791
Balance at end of year	$3,939	$2,828

Recovered_Sheet5

Restrictions on Dividends, Loans and Advances - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Restrictions on Dividends, Loans and Advances [Line Items]	'	'
Loans and advance as a percentage of capital stock and surplus	10.00%	'
Period following conversion for which there will be no distribution	'3 years	'
Tier 1 leverage ratio	8.30%	9.30%
Total Risk-based capital ratio	12.10%	13.90%
Maximum	'	'
Restrictions on Dividends, Loans and Advances [Line Items]	'	'
Tier 1 leverage ratio	8.00%	'
Total Risk-based capital ratio	12.00%	'

Stock_Repurchase_Plan_Addition

Stock Repurchase Plan - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Repurchase Agreement Counterparty [Line Items]	'	'
Shares authorized for repurchase	96,286	'
Shares authorized for repurchase, percentage of outstanding common stock	4.00%	'
Shares repurchased and retired	40,535	13,080

Assets_and_Liabilities_Measure

Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	$36,672	$39,256
Forward loan sale commitments	36	22
Derivative loan commitments	'	10
Forward loan sale commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	'	18
Derivative loan commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	12	'
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	36,672	39,256
Forward loan sale commitments	36	22
Derivative loan commitments	'	10
Level 2 | Forward loan sale commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	'	18
Level 2 | Derivative loan commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	12	'
Fair Value, Measurements, Recurring	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	36,708	39,288
Fair Value, Measurements, Recurring | Securities available for sale	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	36,672	39,256
Fair Value, Measurements, Recurring | Forward loan sale commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Forward loan sale commitments	36	22
Derivative commitments	'	18
Fair Value, Measurements, Recurring | Derivative loan commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	12	'
Derivative loan commitments	'	10
Fair Value, Measurements, Recurring | Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	36,708	39,288
Fair Value, Measurements, Recurring | Level 2 | Securities available for sale	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value	36,672	39,256
Fair Value, Measurements, Recurring | Level 2 | Forward loan sale commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Forward loan sale commitments	36	22
Derivative commitments	'	18
Fair Value, Measurements, Recurring | Level 2 | Derivative loan commitments	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Derivative commitments	12	'
Derivative loan commitments	'	$10

Recovered_Sheet6

Fair Values of Financial Instruments - Additional Information (Detail) (Fair Value, Measurements, Nonrecurring, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value of Financial Instruments [Line Items]	'	'
Asset, fair value	$0	$0
Liability, fair value	0	0
Net gain (losses) relating to assets measured at fair value on a non-recurring basis	-11	21
Level 3	'	'
Fair Value of Financial Instruments [Line Items]	'	'
Impaired loans	'	$82

Estimated_Fair_Values_and_Rela

Estimated Fair Values and Related Carrying or Notional Amounts of Financial Instruments (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets:	'	'
Cash and cash equivalents	$19,067	$18,218
Certificates of deposit	100	600
Securities available for sale	36,672	39,256
FHLB stock	3,176	2,005
Loans held for sale	825	9,130
Loans, net	383,420	294,618
Accrued interest receivable	1,044	1,019
Derivative loan commitments	'	10
Forward loan sale commitments	36	22
Financial liabilities:	'	'
Deposits	356,850	298,949
Short-term borrowings	9,000	'
Long-term debt	43,493	31,961
Accrued interest payable	7	5
Derivative loan commitments	'	'
Financial liabilities:	'	'
Derivative commitments	12	'
Forward loan sale commitments	'	'
Financial liabilities:	'	'
Derivative commitments	'	18
Level 1	'	'
Financial assets:	'	'
Cash and cash equivalents	19,067	18,218
Certificates of deposit	100	600
Level 2	'	'
Financial assets:	'	'
Securities available for sale	36,672	39,256
Loans held for sale	825	9,130
Derivative loan commitments	'	10
Forward loan sale commitments	36	22
Financial liabilities:	'	'
Short-term borrowings	9,000	'
Long-term debt	43,493	31,961
Level 2 | Derivative loan commitments	'	'
Financial liabilities:	'	'
Derivative commitments	12	'
Level 2 | Forward loan sale commitments	'	'
Financial liabilities:	'	'
Derivative commitments	'	18
Level 3	'	'
Financial assets:	'	'
FHLB stock	3,176	2,005
Loans, net	383,420	294,618
Accrued interest receivable	1,044	1,019
Financial liabilities:	'	'
Deposits	356,850	298,949
Accrued interest payable	7	5
Carrying Amount	'	'
Financial assets:	'	'
Cash and cash equivalents	19,067	18,218
Certificates of deposit	100	600
Securities available for sale	36,672	39,256
FHLB stock	3,176	2,005
Loans held for sale	825	9,130
Loans, net	383,718	294,091
Accrued interest receivable	1,044	1,019
Derivative loan commitments	'	10
Forward loan sale commitments	36	22
Financial liabilities:	'	'
Deposits	357,518	298,059
Short-term borrowings	9,000	'
Long-term debt	43,500	31,500
Accrued interest payable	7	5
Carrying Amount | Derivative loan commitments	'	'
Financial liabilities:	'	'
Derivative commitments	12	'
Carrying Amount | Forward loan sale commitments	'	'
Financial liabilities:	'	'
Derivative commitments	'	$18