Mather 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
PRICE T ROWE GROUP INC	COM	74144T108	12,032,185	114,734	SH		SOLE		0	0	114,734
CHURCH & DWIGHT CO INC	COM	171340102	610,256	6,660	SH		SOLE		0	0	6,660
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,412,105	5,187	SH		SOLE		0	0	5,187
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	7,430,293	106,482	SH		SOLE		0	0	106,482
MASTERCARD INCORPORATED	CL A	57636Q104	4,201,108	10,611	SH		SOLE		0	0	10,611
ISHARES TR	FALN ANGLS USD	46435G474	157,042,331	6,332,352	SH		SOLE		0	0	6,332,352
HUNT J B TRANS SVCS INC	COM	445658107	390,802	2,073	SH		SOLE		0	0	2,073
INTUITIVE SURGICAL INC	COM NEW	46120E602	470,157	1,609	SH		SOLE		0	0	1,609
ISHARES TR	CORE US AGGBD ET	464287226	453,706	4,825	SH		SOLE		0	0	4,825
RITHM CAPITAL CORP	COM NEW	64828T201	106,770	11,493	SH		SOLE		0	0	11,493
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	24,969,661	953,040	SH		SOLE		0	0	953,040
FLEXSHARES TR	STOXX GLOBR INF	33939L795	469,939	9,703	SH		SOLE		0	0	9,703
ISHARES TR	0-5 YR TIPS ETF	46429B747	702,767	7,251	SH		SOLE		0	0	7,251
AMAZON COM INC	COM	023135106	78,973	2,000	SH	Call	SOLE		0	0	2,000
FLEXSHARES TR	INTL QLTDV IDX	33939L837	1,558,219	73,173	SH		SOLE		0	0	73,173
ISHARES TR	MSCI ACWI ETF	464288257	421,392	4,562	SH		SOLE		0	0	4,562
ISHARES TR	NATIONAL MUN ETF	464288414	37,584,661	366,537	SH		SOLE		0	0	366,537
ISHARES TR	MSCI EMG MKT ETF	464287234	1,737,272	45,778	SH		SOLE		0	0	45,778
PIONEER NAT RES CO	COM	723787107	879,644	3,832	SH		SOLE		0	0	3,832
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	287,758,756	4,302,613	SH		SOLE		0	0	4,302,613
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	3,050,749	15,663	SH		SOLE		0	0	15,663
ARISTA NETWORKS INC	COM	040413106	690,460	3,754	SH		SOLE		0	0	3,754
REGENERON PHARMACEUTICALS	COM	75886F107	871,608	1,059	SH		SOLE		0	0	1,059
WATERS CORP	COM	941848103	652,620	2,380	SH		SOLE		0	0	2,380
ARROW ELECTRS INC	COM	042735100	594,890	4,750	SH		SOLE		0	0	4,750
ISHARES TR	CORE 1 5 YR USD	46432F859	5,488,802	118,344	SH		SOLE		0	0	118,344
CHENIERE ENERGY INC	COM NEW	16411R208	335,903	2,024	SH		SOLE		0	0	2,024
ENBRIDGE INC	COM	29250N105	243,683	7,271	SH		SOLE		0	0	7,271
INTEL CORP	COM	458140100	1,170,183	32,917	SH		SOLE		0	0	32,917
ISHARES TR	ISHS 1-5YR INVS	464288646	267,133	5,361	SH		SOLE		0	0	5,361
SKYWORKS SOLUTIONS INC	COM	83088M102	282,364	2,864	SH		SOLE		0	0	2,864
SMUCKER J M CO	COM NEW	832696405	363,345	2,956	SH		SOLE		0	0	2,956
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,058,784	6,972	SH		SOLE		0	0	6,972
VANGUARD WORLD FD	ESG US STK ETF	921910733	12,226,108	162,538	SH		SOLE		0	0	162,538
ELI LILLY & CO	COM	532457108	4,126,234	7,682	SH		SOLE		0	0	7,682
NORFOLK SOUTHN CORP	COM	655844108	630,576	3,202	SH		SOLE		0	0	3,202
INVESCO QQQ TR	UNIT SER 1	46090E103	8,517,873	23,775	SH		SOLE		0	0	23,775
HORMEL FOODS CORP	COM	440452100	12,242,596	321,919	SH		SOLE		0	0	321,919
SHERWIN WILLIAMS CO	COM	824348106	318,758	1,250	SH		SOLE		0	0	1,250
UNUM GROUP	COM	91529Y106	260,763	5,301	SH		SOLE		0	0	5,301
ISHARES TR	MSCI EAFE ETF	464287465	1,198,333	17,387	SH		SOLE		0	0	17,387
LOWES COS INC	COM	548661107	13,836,347	66,572	SH		SOLE		0	0	66,572
PHILLIPS 66	COM	718546104	2,125,415	17,690	SH		SOLE		0	0	17,690
REALTY INCOME CORP	COM	756109104	285,420	5,715	SH		SOLE		0	0	5,715
EATON CORP PLC	SHS	G29183103	659,022	3,090	SH		SOLE		0	0	3,090
APPLIED MATLS INC	COM	038222105	2,743,887	19,819	SH		SOLE		0	0	19,819
FLEXSHARES TR	QUALT DIVD IDX	33939L860	1,444,367	25,894	SH		SOLE		0	0	25,894
PACCAR INC	COM	693718108	328,207	3,860	SH		SOLE		0	0	3,860
SPDR GOLD TR	GOLD SHS	78463V107	339,985	1,983	SH		SOLE		0	0	1,983
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	2,281,617	47,053	SH		SOLE		0	0	47,053
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	224,702	2,184	SH		SOLE		0	0	2,184
CONOCOPHILLIPS	COM	20825C104	4,377,629	36,541	SH		SOLE		0	0	36,541
EOG RES INC	COM	26875P101	1,302,636	10,276	SH		SOLE		0	0	10,276
ISHARES TR	RUS 2000 VAL ETF	464287630	216,829	1,600	SH		SOLE		0	0	1,600
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	14,588,825	319,300	SH		SOLE		0	0	319,300
IDEXX LABS INC	COM	45168D104	297,344	680	SH		SOLE		0	0	680
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,387,038	26,425	SH		SOLE		0	0	26,425
ISHARES TR	S&P 500 VAL ETF	464287408	571,876	3,717	SH		SOLE		0	0	3,717
BOOKING HOLDINGS INC	COM	09857L108	657,807	213	SH		SOLE		0	0	213
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	15,991,526	470,063	SH		SOLE		0	0	470,063
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	4,519,201	101,169	SH		SOLE		0	0	101,169
CENTERPOINT ENERGY INC	COM	15189T107	283,606	10,563	SH		SOLE		0	0	10,563
ISHARES TR	TRS FLT RT BD	46434V860	2,583,057	50,908	SH		SOLE		0	0	50,908
SIMON PPTY GROUP INC NEW	COM	828806109	398,921	3,693	SH		SOLE		0	0	3,693
UNITEDHEALTH GROUP INC	COM	91324P102	2,460,342	4,880	SH		SOLE		0	0	4,880
VANECK MERK GOLD TR	GOLD TRUST	921078101	1,039,337	58,096	SH		SOLE		0	0	58,096
HONEYWELL INTL INC	COM	438516106	1,319,123	7,140	SH		SOLE		0	0	7,140
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,380,427	86,533	SH		SOLE		0	0	86,533
DOVER CORP	COM	260003108	509,212	3,650	SH		SOLE		0	0	3,650
ILLINOIS TOOL WKS INC	COM	452308109	12,289,115	53,359	SH		SOLE		0	0	53,359
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	14,880,623	549,912	SH		SOLE		0	0	549,912
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	535,676	10,303	SH		SOLE		0	0	10,303
NETAPP INC	COM	64110D104	254,688	3,356	SH		SOLE		0	0	3,356
AGILENT TECHNOLOGIES INC	COM	00846U101	562,234	5,028	SH		SOLE		0	0	5,028
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	249,749	2,270	SH		SOLE		0	0	2,270
BHP GROUP LTD	SPONSORED ADS	088606108	233,094	4,098	SH		SOLE		0	0	4,098
GARTNER INC	COM	366651107	362,884	1,056	SH		SOLE		0	0	1,056
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,394,439	24,025	SH		SOLE		0	0	24,025
STRYKER CORPORATION	COM	863667101	1,508,177	5,519	SH		SOLE		0	0	5,519
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	426,841	5,434	SH		SOLE		0	0	5,434
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	394,249	5,978	SH		SOLE		0	0	5,978
CSX CORP	COM	126408103	272,328	8,856	SH		SOLE		0	0	8,856
HOME DEPOT INC	COM	437076102	3,994,349	13,219	SH		SOLE		0	0	13,219
ISHARES TR	7-10 YR TRSY BD	464287440	813,158	8,878	SH		SOLE		0	0	8,878
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,225,810	96,656	SH		SOLE		0	0	96,656
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	393,837	2,156	SH		SOLE		0	0	2,156
CHUBB LIMITED	COM	H1467J104	859,766	4,130	SH		SOLE		0	0	4,130
COLGATE PALMOLIVE CO	COM	194162103	422,055	5,935	SH		SOLE		0	0	5,935
HELMERICH & PAYNE INC	COM	423452101	488,016	11,575	SH		SOLE		0	0	11,575
STARBUCKS CORP	COM	855244109	1,528,193	16,744	SH		SOLE		0	0	16,744
ANSYS INC	COM	03662Q105	526,664	1,770	SH		SOLE		0	0	1,770
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	489,518	11,246	SH		SOLE		0	0	11,246
NETFLIX INC	COM	64110L106	882,899	2,338	SH		SOLE		0	0	2,338
NVIDIA CORPORATION	COM	67066G104	3,794,849	8,724	SH		SOLE		0	0	8,724
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	307,938	9,173	SH		SOLE		0	0	9,173
DEERE & CO	COM	244199105	828,092	2,194	SH		SOLE		0	0	2,194
INTUIT	COM	461202103	1,394,560	2,729	SH		SOLE		0	0	2,729
METLIFE INC	COM	59156R108	274,629	4,365	SH		SOLE		0	0	4,365
PAYCHEX INC	COM	704326107	363,501	3,152	SH		SOLE		0	0	3,152
BANK AMERICA CORP	COM	060505104	805,622	29,424	SH		SOLE		0	0	29,424
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	270,402	2,855	SH		SOLE		0	0	2,855
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	529,890	9,618	SH		SOLE		0	0	9,618
CANADIAN NATL RY CO	COM	136375102	225,760	2,084	SH		SOLE		0	0	2,084
ISHARES TR	RUS MID CAP ETF	464287499	1,006,494	14,534	SH		SOLE		0	0	14,534
ISHARES TR	CORE MSCI EURO	46434V738	53,293,247	1,073,162	SH		SOLE		0	0	1,073,162
FRANKLIN TEMPLETON ETF TR	FTSE JAPAN HDG	35473P637	918,922	29,089	SH		SOLE		0	0	29,089
ISHARES TR	0-3 MNTH TREASRY	46436E718	271,608	2,698	SH		SOLE		0	0	2,698
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	297,760	5,320	SH		SOLE		0	0	5,320
WESTERN UN CO	COM	959802109	150,199	11,396	SH		SOLE		0	0	11,396
AMBEV SA	SPONSORED ADR	02319V103	45,679	17,705	SH		SOLE		0	0	17,705
ESSEX PPTY TR INC	COM	297178105	219,513	1,035	SH		SOLE		0	0	1,035
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	416,766	1,762	SH		SOLE		0	0	1,762
EQUINIX INC	COM	29444U700	1,221,206	1,682	SH		SOLE		0	0	1,682
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	257,556	2,990	SH		SOLE		0	0	2,990
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	331,183	10,408	SH		SOLE		0	0	10,408
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,272,704	12,318	SH		SOLE		0	0	12,318
CARDINAL HEALTH INC	COM	14149Y108	565,507	6,514	SH		SOLE		0	0	6,514
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,485,910	2,936	SH		SOLE		0	0	2,936
INTERNATIONAL BUSINESS MACHS	COM	459200101	665,857	4,746	SH		SOLE		0	0	4,746
AIR PRODS & CHEMS INC	COM	009158106	12,855,333	45,361	SH		SOLE		0	0	45,361
PARKER-HANNIFIN CORP	COM	701094104	974,190	2,501	SH		SOLE		0	0	2,501
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	321,878	32,678	SH		SOLE		0	0	32,678
WELLS FARGO CO NEW	COM	949746101	780,646	19,105	SH		SOLE		0	0	19,105
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,639,841	11,852	SH		SOLE		0	0	11,852
CHEVRON CORP NEW	COM	166764100	3,910,201	23,189	SH		SOLE		0	0	23,189
ISHARES TR	EAFE GRWTH ETF	464288885	893,291	10,351	SH		SOLE		0	0	10,351
AFLAC INC	COM	001055102	13,897,146	181,070	SH		SOLE		0	0	181,070
COCA COLA CO	COM	191216100	2,976,772	53,176	SH		SOLE		0	0	53,176
EXXON MOBIL CORP	COM	30231G102	13,559,251	115,319	SH		SOLE		0	0	115,319
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	10,808,601	245,093	SH		SOLE		0	0	245,093
MEDTRONIC PLC	SHS	G5960L103	547,562	6,988	SH		SOLE		0	0	6,988
AMERIPRISE FINL INC	COM	03076C106	637,766	1,935	SH		SOLE		0	0	1,935
OCCIDENTAL PETE CORP	COM	674599105	1,091,266	16,820	SH		SOLE		0	0	16,820
SMITH A O CORP	COM	831865209	12,285,921	185,784	SH		SOLE		0	0	185,784
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	924,430	7,059	SH		SOLE		0	0	7,059
GENERAL ELECTRIC CO	COM NEW	369604301	918,373	8,307	SH		SOLE		0	0	8,307
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	552,507	19,278	SH		SOLE		0	0	19,278
QUALCOMM INC	COM	747525103	2,046,194	18,424	SH		SOLE		0	0	18,424
DOW INC	COM	260557103	687,136	13,327	SH		SOLE		0	0	13,327
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	318,338	2,406	SH		SOLE		0	0	2,406
ISHARES TR	CORE S&P SCP ETF	464287804	6,957,003	73,752	SH		SOLE		0	0	73,752
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	559,303	2,379	SH		SOLE		0	0	2,379
CONSTELLATION BRANDS INC	CL A	21036P108	209,362	833	SH		SOLE		0	0	833
ISHARES TR	EAFE VALUE ETF	464288877	293,981	6,008	SH		SOLE		0	0	6,008
FERGUSON PLC NEW	SHS	G3421J106	501,634	3,050	SH		SOLE		0	0	3,050
SUNCOR ENERGY INC NEW	COM	867224107	615,264	17,896	SH		SOLE		0	0	17,896
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	234,251	949	SH		SOLE		0	0	949
VANGUARD WORLD FDS	INF TECH ETF	92204A702	3,041,528	7,331	SH		SOLE		0	0	7,331
BANK NEW YORK MELLON CORP	COM	064058100	319,372	7,488	SH		SOLE		0	0	7,488
HALLIBURTON CO	COM	406216101	371,021	9,161	SH		SOLE		0	0	9,161
UNITED RENTALS INC	COM	911363109	445,032	1,001	SH		SOLE		0	0	1,001
AMERICAN TOWER CORP NEW	COM	03027X100	1,049,705	6,383	SH		SOLE		0	0	6,383
AVERY DENNISON CORP	COM	053611109	395,140	2,163	SH		SOLE		0	0	2,163
WISDOMTREE TR	INTL SMCAP DIV	97717W760	254,420	4,427	SH		SOLE		0	0	4,427
APPLE INC	COM	037833100	39,881,807	232,941	SH		SOLE		0	0	232,941
PPG INDS INC	COM	693506107	12,389,874	95,454	SH		SOLE		0	0	95,454
MARATHON OIL CORP	COM	565849106	667,346	24,948	SH		SOLE		0	0	24,948
NEXTERA ENERGY INC	COM	65339F101	1,157,811	20,210	SH		SOLE		0	0	20,210
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	134,909	17,798	SH		SOLE		0	0	17,798
TEXAS INSTRS INC	COM	882508104	2,583,326	16,246	SH		SOLE		0	0	16,246
ALPHABET INC	CAP STK CL C	02079K107	4,725,289	35,838	SH		SOLE		0	0	35,838
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,248,949	3,592	SH		SOLE		0	0	3,592
LINDE PLC	SHS	G54950103	1,594,498	4,282	SH		SOLE		0	0	4,282
BROADSTONE NET LEASE INC	COM	11135E203	329,372	23,033	SH		SOLE		0	0	23,033
ISHARES TR	RUS 2000 GRW ETF	464287648	1,125,023	5,019	SH		SOLE		0	0	5,019
ISHARES INC	ESG AWR MSCI EM	46434G863	2,755,705	91,007	SH		SOLE		0	0	91,007
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	17,479,047	704,516	SH		SOLE		0	0	704,516
ISHARES TR	MSCI EAFE MIN VL	46429B689	2,234,419	34,260	SH		SOLE		0	0	34,260
SALESFORCE INC	COM	79466L302	374,474	1,847	SH		SOLE		0	0	1,847
CUMMINS INC	COM	231021106	850,909	3,725	SH		SOLE		0	0	3,725
ISHARES TR	CORE S&P MCP ETF	464287507	5,667,823	22,730	SH		SOLE		0	0	22,730
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	197,897,862	3,462,780	SH		SOLE		0	0	3,462,780
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	933,313	35,326	SH		SOLE		0	0	35,326
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	850,058	5,471	SH		SOLE		0	0	5,471
MICROCHIP TECHNOLOGY INC.	COM	595017104	611,288	7,832	SH		SOLE		0	0	7,832
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	230,134,893	1,442,942	SH		SOLE		0	0	1,442,942
FIDELITY COVINGTON TRUST	MSCI MATLS INDEX	316092881	1,423,444	32,212	SH		SOLE		0	0	32,212
MONDELEZ INTL INC	CL A	609207105	1,215,303	17,512	SH		SOLE		0	0	17,512
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	538,435	3,121	SH		SOLE		0	0	3,121
CARRIER GLOBAL CORPORATION	COM	14448C104	406,438	7,363	SH		SOLE		0	0	7,363
ISHARES INC	MSCI EMRG CHN	46434G764	208,937	4,193	SH		SOLE		0	0	4,193
AKAMAI TECHNOLOGIES INC	COM	00971T101	691,018	6,486	SH		SOLE		0	0	6,486
FUELCELL ENERGY INC	COM	35952H601	14,336	11,200	SH		SOLE		0	0	11,200
ISHARES TR	CORE INTL AGGR	46435G672	84,228,023	1,726,692	SH		SOLE		0	0	1,726,692
BLACKSTONE INC	COM	09260D107	217,816	2,033	SH		SOLE		0	0	2,033
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	354,745	5,233	SH		SOLE		0	0	5,233
SYNOPSYS INC	COM	871607107	1,438,116	3,133	SH		SOLE		0	0	3,133
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	17,486,977	164,661	SH		SOLE		0	0	164,661
ATMOS ENERGY CORP	COM	049560105	11,544,265	108,980	SH		SOLE		0	0	108,980
FRANKLIN RESOURCES INC	COM	354613101	11,690,183	475,597	SH		SOLE		0	0	475,597
ISHARES INC	CORE MSCI EMKT	46434G103	6,810,263	143,103	SH		SOLE		0	0	143,103
JABIL INC	COM	466313103	468,097	3,689	SH		SOLE		0	0	3,689
NORTHROP GRUMMAN CORP	COM	666807102	280,336	637	SH		SOLE		0	0	637
VIATRIS INC	COM	92556V106	118,507	12,019	SH		SOLE		0	0	12,019
ISHARES TR	SP SMCP600VL ETF	464287879	661,503	7,414	SH		SOLE		0	0	7,414
SCHLUMBERGER LTD	COM STK	806857108	333,864	5,727	SH		SOLE		0	0	5,727
VANGUARD INDEX FDS	VALUE ETF	922908744	158,813,990	1,151,410	SH		SOLE		0	0	1,151,410
D R HORTON INC	COM	23331A109	663,364	6,173	SH		SOLE		0	0	6,173
ISHARES TR	CORE S&P500 ETF	464287200	39,556,025	92,113	SH		SOLE		0	0	92,113
ISHARES TR	3 7 YR TREAS BD	464288661	6,023,054	53,226	SH		SOLE		0	0	53,226
VALERO ENERGY CORP	COM	91913Y100	337,757	2,383	SH		SOLE		0	0	2,383
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	161,085,605	752,104	SH		SOLE		0	0	752,104
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	436,815	3,393	SH		SOLE		0	0	3,393
BLACKROCK INC	COM	09247X101	718,144	1,111	SH		SOLE		0	0	1,111
GENERAL DYNAMICS CORP	COM	369550108	12,751,142	57,705	SH		SOLE		0	0	57,705
LKQ CORP	COM	501889208	399,406	8,067	SH		SOLE		0	0	8,067
HORIZON THERAPEUTICS PUB L	SHS	G46188101	327,171	2,828	SH		SOLE		0	0	2,828
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	450,124	2,514	SH		SOLE		0	0	2,514
PEARSON PLC	SPONSORED ADR	705015105	155,412	14,745	SH		SOLE		0	0	14,745
EXTRA SPACE STORAGE INC	COM	30225T102	467,591	3,846	SH		SOLE		0	0	3,846
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	275,231	2,158	SH		SOLE		0	0	2,158
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,007,589	11,416	SH		SOLE		0	0	11,416
META PLATFORMS INC	CL A	30303M102	6,103,030	20,329	SH		SOLE		0	0	20,329
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	255,605	4,112	SH		SOLE		0	0	4,112
ROPER TECHNOLOGIES INC	COM	776696106	304,352	628	SH		SOLE		0	0	628
VANGUARD INDEX FDS	GROWTH ETF	922908736	152,534,626	560,151	SH		SOLE		0	0	560,151
PIMCO ETF TR	ACTIVE BD ETF	72201R775	1,171,619	13,329	SH		SOLE		0	0	13,329
VANGUARD STAR FDS	VG TL INTL STK F	921909768	911,548	17,032	SH		SOLE		0	0	17,032
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	392,765	2,772	SH		SOLE		0	0	2,772
ISHARES TR	CORE MSCI PAC	46434V696	33,156,413	596,338	SH		SOLE		0	0	596,338
MCDONALDS CORP	COM	580135101	13,873,357	52,662	SH		SOLE		0	0	52,662
BIOGEN INC	COM	09062X103	299,020	1,163	SH		SOLE		0	0	1,163
NUCOR CORP	COM	670346105	897,762	5,742	SH		SOLE		0	0	5,742
TARGET CORP	COM	87612E106	10,567,374	95,572	SH		SOLE		0	0	95,572
CME GROUP INC	COM	12572Q105	1,461,412	7,299	SH		SOLE		0	0	7,299
RELIANCE STEEL & ALUMINUM CO	COM	759509102	243,349	928	SH		SOLE		0	0	928
ISHARES TR	ESG MSCI LEADR	46435U218	1,335,888	17,715	SH		SOLE		0	0	17,715
ALBEMARLE CORP	COM	012653101	712,298	4,189	SH		SOLE		0	0	4,189
WILLIAMS COS INC	COM	969457100	424,713	12,606	SH		SOLE		0	0	12,606
SPDR SER TR	PORTFOLIO S&P500	78464A854	293,267	5,835	SH		SOLE		0	0	5,835
MOLSON COORS BEVERAGE CO	CL B	60871R209	257,260	4,046	SH		SOLE		0	0	4,046
UNION PAC CORP	COM	907818108	577,146	2,834	SH		SOLE		0	0	2,834
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	37,974,749	641,899	SH		SOLE		0	0	641,899
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	27,157,848	1,040,132	SH		SOLE		0	0	1,040,132
JPMORGAN CHASE & CO	COM	46625H100	2,738,148	18,881	SH		SOLE		0	0	18,881
EDWARDS LIFESCIENCES CORP	COM	28176E108	375,705	5,423	SH		SOLE		0	0	5,423
MCKESSON CORP	COM	58155Q103	277,269	638	SH		SOLE		0	0	638
ISHARES TR	ESG AWARE MSCI	46435U663	2,311,136	68,682	SH		SOLE		0	0	68,682
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	5,244,402	220,168	SH		SOLE		0	0	220,168
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,009,653	40,314	SH		SOLE		0	0	40,314
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	524,504	12,970	SH		SOLE		0	0	12,970
GENUINE PARTS CO	COM	372460105	351,836	2,437	SH		SOLE		0	0	2,437
GILEAD SCIENCES INC	COM	375558103	717,172	9,570	SH		SOLE		0	0	9,570
EVEREST GROUP LTD	COM	G3223R108	234,200	630	SH		SOLE		0	0	630
GALLAGHER ARTHUR J & CO	COM	363576109	483,059	2,119	SH		SOLE		0	0	2,119
THE CIGNA GROUP	COM	125523100	240,037	839	SH		SOLE		0	0	839
COSTCO WHSL CORP NEW	COM	22160K105	5,423,630	9,600	SH		SOLE		0	0	9,600
EMERSON ELEC CO	COM	291011104	504,208	5,221	SH		SOLE		0	0	5,221
NIKE INC	CL B	654106103	1,070,370	11,194	SH		SOLE		0	0	11,194
DIAMONDBACK ENERGY INC	COM	25278X109	265,284	1,713	SH		SOLE		0	0	1,713
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	24,303,921	505,279	SH		SOLE		0	0	505,279
BAKER HUGHES COMPANY	CL A	05722G100	1,285,895	36,407	SH		SOLE		0	0	36,407
CONSOLIDATED EDISON INC	COM	209115104	488,359	5,710	SH		SOLE		0	0	5,710
MARSH & MCLENNAN COS INC	COM	571748102	338,591	1,779	SH		SOLE		0	0	1,779
PEPSICO INC	COM	713448108	3,092,715	18,253	SH		SOLE		0	0	18,253
ALPHABET INC	CAP STK CL A	02079K305	8,249,769	63,043	SH		SOLE		0	0	63,043
MANHATTAN ASSOCIATES INC	COM	562750109	243,715	1,233	SH		SOLE		0	0	1,233
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	334,626	6,379	SH		SOLE		0	0	6,379
DOMINOS PIZZA INC	COM	25754A201	238,127	629	SH		SOLE		0	0	629
AMETEK INC	COM	031100100	235,481	1,594	SH		SOLE		0	0	1,594
BP PLC	SPONSORED ADR	055622104	878,702	22,694	SH		SOLE		0	0	22,694
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,505,762	19,897	SH		SOLE		0	0	19,897
VANGUARD WORLD FDS	ENERGY ETF	92204A306	282,884	2,232	SH		SOLE		0	0	2,232
ZOETIS INC	CL A	98978V103	632,866	3,638	SH		SOLE		0	0	3,638
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	655,750	13,105	SH		SOLE		0	0	13,105
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	589,621	5,396	SH		SOLE		0	0	5,396
BOSTON SCIENTIFIC CORP	COM	101137107	370,714	7,021	SH		SOLE		0	0	7,021
ISHARES TR	MORNINGSTAR VALU	464288109	2,445,586	37,758	SH		SOLE		0	0	37,758
ISHARES TR	ESG AWR MSCI USA	46435G425	367,470	3,913	SH		SOLE		0	0	3,913
ANALOG DEVICES INC	COM	032654105	609,321	3,480	SH		SOLE		0	0	3,480
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	545,989	18,230	SH		SOLE		0	0	18,230
JOHNSON & JOHNSON	COM	478160104	4,484,245	28,791	SH		SOLE		0	0	28,791
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	397,397	8,537	SH		SOLE		0	0	8,537
PHILIP MORRIS INTL INC	COM	718172109	760,119	8,210	SH		SOLE		0	0	8,210
ADOBE INC	COM	00724F101	3,555,026	6,972	SH		SOLE		0	0	6,972
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	8,133,030	361,147	SH		SOLE		0	0	361,147
ISHARES TR	RUS 1000 VAL ETF	464287598	10,373,585	68,328	SH		SOLE		0	0	68,328
ISHARES GOLD TR	ISHARES NEW	464285204	526,180	15,038	SH		SOLE		0	0	15,038
CDW CORP	COM	12514G108	1,181,708	5,857	SH		SOLE		0	0	5,857
CVS HEALTH CORP	COM	126650100	412,224	5,904	SH		SOLE		0	0	5,904
ISHARES TR	EAFE SML CP ETF	464288273	601,515	10,652	SH		SOLE		0	0	10,652
MSCI INC	COM	55354G100	391,375	763	SH		SOLE		0	0	763
SL GREEN RLTY CORP	COM	78440X887	711,199	19,067	SH		SOLE		0	0	19,067
T-MOBILE US INC	COM	872590104	519,191	3,707	SH		SOLE		0	0	3,707
COPART INC	COM	217204106	365,275	8,477	SH		SOLE		0	0	8,477
ENTERGY CORP NEW	COM	29364G103	455,417	4,923	SH		SOLE		0	0	4,923
AUTOZONE INC	COM	053332102	575,536	227	SH		SOLE		0	0	227
AMERICAN EXPRESS CO	COM	025816109	905,250	6,068	SH		SOLE		0	0	6,068
PROGRESSIVE CORP	COM	743315103	446,461	3,205	SH		SOLE		0	0	3,205
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	2,160,731	122,144	SH		SOLE		0	0	122,144
ORACLE CORP	COM	68389X105	2,491,871	23,526	SH		SOLE		0	0	23,526
PALO ALTO NETWORKS INC	COM	697435105	393,505	1,678	SH		SOLE		0	0	1,678
WALMART INC	COM	931142103	2,951,818	18,457	SH		SOLE		0	0	18,457
TE CONNECTIVITY LTD	SHS	H84989104	581,806	4,710	SH		SOLE		0	0	4,710
CISCO SYS INC	COM	17275R102	3,187,814	59,297	SH		SOLE		0	0	59,297
HUNTINGTON BANCSHARES INC	COM	446150104	151,358	14,554	SH		SOLE		0	0	14,554
ZIONS BANCORPORATION N A	COM	989701107	212,445	6,089	SH		SOLE		0	0	6,089
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	233,444	1,899	SH		SOLE		0	0	1,899
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	280,625,710	7,156,993	SH		SOLE		0	0	7,156,993
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,060,187	16,185	SH		SOLE		0	0	16,185
KINDER MORGAN INC DEL	COM	49456B101	321,656	19,400	SH		SOLE		0	0	19,400
TRANSDIGM GROUP INC	COM	893641100	348,221	413	SH		SOLE		0	0	413
WEST PHARMACEUTICAL SVSC INC	COM	955306105	463,384	1,235	SH		SOLE		0	0	1,235
AMERICAN ELEC PWR CO INC	COM	025537101	425,613	5,658	SH		SOLE		0	0	5,658
DISNEY WALT CO	COM	254687106	1,210,987	14,941	SH		SOLE		0	0	14,941
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	2,694,857	54,919	SH		SOLE		0	0	54,919
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	3,630,684	76,791	SH		SOLE		0	0	76,791
VERIZON COMMUNICATIONS INC	COM	92343V104	488,422	15,070	SH		SOLE		0	0	15,070
NEWELL BRANDS INC	COM	651229106	185,289	20,519	SH		SOLE		0	0	20,519
ALPHATEC HLDGS INC	COM NEW	02081G201	285,197	21,989	SH		SOLE		0	0	21,989
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,000,318	34,328	SH		SOLE		0	0	34,328
AMERICAN INTL GROUP INC	COM NEW	026874784	540,310	8,916	SH		SOLE		0	0	8,916
ISHARES INC	MSCI EMERG MRKT	464286533	4,039,623	75,719	SH		SOLE		0	0	75,719
KEURIG DR PEPPER INC	COM	49271V100	271,488	8,600	SH		SOLE		0	0	8,600
MARVELL TECHNOLOGY INC	COM	573874104	261,121	4,824	SH		SOLE		0	0	4,824
UNILEVER PLC	SPON ADR NEW	904767704	463,289	9,378	SH		SOLE		0	0	9,378
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,375,925	32,475	SH		SOLE		0	0	32,475
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	328,945	5,711	SH		SOLE		0	0	5,711
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	132,293,277	3,021,774	SH		SOLE		0	0	3,021,774
WESTROCK CO	COM	96145D105	430,547	12,026	SH		SOLE		0	0	12,026
SYSCO CORP	COM	871829107	405,547	6,140	SH		SOLE		0	0	6,140
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,460,285	14,582	SH		SOLE		0	0	14,582
PROLOGIS INC.	COM	74340W103	644,340	5,742	SH		SOLE		0	0	5,742
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	542,614	10,724	SH		SOLE		0	0	10,724
COTERRA ENERGY INC	COM	127097103	372,803	13,782	SH		SOLE		0	0	13,782
SPDR SER TR	S&P DIVID ETF	78464A763	453,187	3,940	SH		SOLE		0	0	3,940
AON PLC	SHS CL A	G0403H108	1,192,811	3,679	SH		SOLE		0	0	3,679
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	149,472	18,568	SH		SOLE		0	0	18,568
ISHARES TR	RUS 1000 GRW ETF	464287614	15,687,728	58,979	SH		SOLE		0	0	58,979
SPDR SER TR	PORTFOLIO LN TSR	78464A664	6,635,014	253,729	SH		SOLE		0	0	253,729
BOEING CO	COM	097023105	763,656	3,984	SH		SOLE		0	0	3,984
ISHARES TR	CORE S&P TTL STK	464287150	1,039,010	11,031	SH		SOLE		0	0	11,031
NORTHERN TR CORP	COM	665859104	286,542	4,124	SH		SOLE		0	0	4,124
TARGA RES CORP	COM	87612G101	231,374	2,699	SH		SOLE		0	0	2,699
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	728,505	14,443	SH		SOLE		0	0	14,443
AMERICAN WTR WKS CO INC NEW	COM	030420103	255,957	2,067	SH		SOLE		0	0	2,067
BECTON DICKINSON & CO	COM	075887109	1,747,825	6,761	SH		SOLE		0	0	6,761
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	423,429	15,735	SH		SOLE		0	0	15,735
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,880,316	9,881	SH		SOLE		0	0	9,881
COTY INC	COM CL A	222070203	181,005	16,500	SH		SOLE		0	0	16,500
ISHARES TR	COHEN STEER REIT	464287564	243,744	4,859	SH		SOLE		0	0	4,859
SPDR SER TR	S&P 600 SMCP GRW	78464A201	9,111,564	124,356	SH		SOLE		0	0	124,356
AUTODESK INC	COM	052769106	397,528	1,921	SH		SOLE		0	0	1,921
MICRON TECHNOLOGY INC	COM	595112103	496,248	7,295	SH		SOLE		0	0	7,295
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	1,224,586	26,489	SH		SOLE		0	0	26,489
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,223,232	36,156	SH		SOLE		0	0	36,156
ARCHER DANIELS MIDLAND CO	COM	039483102	252,442	3,347	SH		SOLE		0	0	3,347
GOLDMAN SACHS GROUP INC	COM	38141G104	360,708	1,115	SH		SOLE		0	0	1,115
MORGAN STANLEY	COM NEW	617446448	966,818	11,838	SH		SOLE		0	0	11,838
NUSHARES ETF TR	ESG HI TLD CRP	67092P854	1,554,624	77,383	SH		SOLE		0	0	77,383
ADVANCED DRAIN SYS INC DEL	COM	00790R104	216,908	1,906	SH		SOLE		0	0	1,906
ON SEMICONDUCTOR CORP	COM	682189105	350,320	3,769	SH		SOLE		0	0	3,769
ISHARES TR	MSCI USA MIN VOL	46429B697	5,092,034	70,351	SH		SOLE		0	0	70,351
EQUINOR ASA	SPONSORED ADR	29446M102	568,064	17,324	SH		SOLE		0	0	17,324
FIDELITY NATL INFORMATION SV	COM	31620M106	224,838	4,068	SH		SOLE		0	0	4,068
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	5,327,380	121,908	SH		SOLE		0	0	121,908
ADVANCED MICRO DEVICES INC	COM	007903107	1,016,562	9,887	SH		SOLE		0	0	9,887
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	235,539	1,210	SH		SOLE		0	0	1,210
FORTINET INC	COM	34959E109	561,098	9,562	SH		SOLE		0	0	9,562
APARTMENT INVT & MGMT CO	CL A	03748R747	368,941	54,256	SH		SOLE		0	0	54,256
VICTORY PORTFOLIOS II	VCSHS US 500 ENH	92647N782	9,549,848	162,082	SH		SOLE		0	0	162,082
ISHARES TR	ESG AWRE 1 5 YR	46435G243	2,863,881	120,483	SH		SOLE		0	0	120,483
OMNICOM GROUP INC	COM	681919106	219,087	2,942	SH		SOLE		0	0	2,942
ABBVIE INC	COM	00287Y109	5,621,142	37,711	SH		SOLE		0	0	37,711
CORNING INC	COM	219350105	264,573	8,683	SH		SOLE		0	0	8,683
MOODYS CORP	COM	615369105	444,717	1,407	SH		SOLE		0	0	1,407
CHIPOTLE MEXICAN GRILL INC	COM	169656105	399,339	218	SH		SOLE		0	0	218
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	258,139	3,563	SH		SOLE		0	0	3,563
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,721,771	35,974	SH		SOLE		0	0	35,974
VISA INC	COM CL A	92826C839	7,538,856	32,776	SH		SOLE		0	0	32,776
BANCO SANTANDER S.A.	ADR	05964H105	338,617	90,058	SH		SOLE		0	0	90,058
BROADCOM INC	COM	11135F101	3,960,495	4,768	SH		SOLE		0	0	4,768
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	9,678,471	428,820	SH		SOLE		0	0	428,820
MONSTER BEVERAGE CORP NEW	COM	61174X109	304,463	5,750	SH		SOLE		0	0	5,750
ISHARES TR	USD INV GRDE ETF	464288620	52,359,991	1,089,245	SH		SOLE		0	0	1,089,245
AMPHENOL CORP NEW	CL A	032095101	941,066	11,205	SH		SOLE		0	0	11,205
EXELON CORP	COM	30161N101	431,033	11,406	SH		SOLE		0	0	11,406
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	453,105	6,028	SH		SOLE		0	0	6,028
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	581,235	2,981	SH		SOLE		0	0	2,981
BALL CORP	COM	058498106	243,945	4,900	SH		SOLE		0	0	4,900
FREEPORT-MCMORAN INC	CL B	35671D857	715,014	19,174	SH		SOLE		0	0	19,174
RELX PLC	SPONSORED ADR	759530108	943,937	28,010	SH		SOLE		0	0	28,010
TESLA INC	COM	88160R101	2,466,000	9,855	SH		SOLE		0	0	9,855
CINCINNATI FINL CORP	COM	172062101	540,318	5,282	SH		SOLE		0	0	5,282
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	5,517,420	230,854	SH		SOLE		0	0	230,854
SERVICENOW INC	COM	81762P102	2,032,379	3,636	SH		SOLE		0	0	3,636
OREILLY AUTOMOTIVE INC	COM	67103H107	607,164	668	SH		SOLE		0	0	668
TORO CO	COM	891092108	584,027	7,028	SH		SOLE		0	0	7,028
MARATHON PETE CORP	COM	56585A102	1,071,382	7,079	SH		SOLE		0	0	7,079
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	90,359,046	1,202,383	SH		SOLE		0	0	1,202,383
VERISK ANALYTICS INC	COM	92345Y106	467,651	1,980	SH		SOLE		0	0	1,980
PFIZER INC	COM	717081103	1,133,390	34,169	SH		SOLE		0	0	34,169
PROCTER AND GAMBLE CO	COM	742718109	5,012,768	34,367	SH		SOLE		0	0	34,367
MERCK & CO INC	COM	58933Y105	2,678,843	26,021	SH		SOLE		0	0	26,021
S&P GLOBAL INC	COM	78409V104	2,083,077	5,701	SH		SOLE		0	0	5,701
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	2,838,413	87,015	SH		SOLE		0	0	87,015
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	299,455	894	SH		SOLE		0	0	894
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	1,669,958	11,651	SH		SOLE		0	0	11,651
FEDEX CORP	COM	31428X106	1,031,071	3,892	SH		SOLE		0	0	3,892
WEC ENERGY GROUP INC	COM	92939U106	443,106	5,501	SH		SOLE		0	0	5,501
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	3,515,003	69,853	SH		SOLE		0	0	69,853
ENTERPRISE PRODS PARTNERS L	COM	293792107	837,860	30,612	SH		SOLE		0	0	30,612
AT&T INC	COM	00206R102	342,362	22,794	SH		SOLE		0	0	22,794
ISHARES TR	RUS MDCP VAL ETF	464287473	3,806,706	36,484	SH		SOLE		0	0	36,484
LAM RESEARCH CORP	COM	512807108	1,059,060	1,690	SH		SOLE		0	0	1,690
LOCKHEED MARTIN CORP	COM	539830109	408,216	998	SH		SOLE		0	0	998
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	3,345,601	64,500	SH		SOLE		0	0	64,500
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,458,189	12,562	SH		SOLE		0	0	12,562
VICTORY PORTFOLIOS II	VCSHS DEV ENH VL	92647N816	2,979,560	102,461	SH		SOLE		0	0	102,461
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	635,708,297	9,862,059	SH		SOLE		0	0	9,862,059
FORD MTR CO DEL	COM	345370860	305,575	24,603	SH		SOLE		0	0	24,603
PNC FINL SVCS GROUP INC	COM	693475105	571,156	4,652	SH		SOLE		0	0	4,652
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	260,829	1,957	SH		SOLE		0	0	1,957
ISHARES SILVER TR	ISHARES	46428Q109	763,909	37,557	SH		SOLE		0	0	37,557
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	790,220	4,845	SH		SOLE		0	0	4,845
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	6,523,952	157,507	SH		SOLE		0	0	157,507
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	11,525,025	248,010	SH		SOLE		0	0	248,010
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	641,950	11,521	SH		SOLE		0	0	11,521
OWENS CORNING NEW	COM	690742101	271,047	1,987	SH		SOLE		0	0	1,987
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	14,582,682	156,500	SH		SOLE		0	0	156,500
CBOE GLOBAL MKTS INC	COM	12503M108	513,155	3,285	SH		SOLE		0	0	3,285
VANGUARD INDEX FDS	MID CAP ETF	922908629	3,741,124	17,965	SH		SOLE		0	0	17,965
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	261,339	7,879	SH		SOLE		0	0	7,879
ISHARES TR	MBS ETF	464288588	5,890,229	66,331	SH		SOLE		0	0	66,331
ISHARES TR	CORE MSCI EAFE	46432F842	7,228,583	112,332	SH		SOLE		0	0	112,332
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,804,306	41,435	SH		SOLE		0	0	41,435
CORTEVA INC	COM	22052L104	653,272	12,769	SH		SOLE		0	0	12,769
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,058,769	24,306	SH		SOLE		0	0	24,306
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,117,369	18,849	SH		SOLE		0	0	18,849
PINNACLE WEST CAP CORP	COM	723484101	262,689	3,565	SH		SOLE		0	0	3,565
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	181,312,186	2,507,429	SH		SOLE		0	0	2,507,429
STANLEY BLACK & DECKER INC	COM	854502101	11,937,862	142,832	SH		SOLE		0	0	142,832
HOWMET AEROSPACE INC	COM	443201108	355,773	7,692	SH		SOLE		0	0	7,692
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	2,991,206	94,449	SH		SOLE		0	0	94,449
ISHARES TR	S&P MC 400GR ETF	464287606	284,673	3,941	SH		SOLE		0	0	3,941
ISHARES TR	JPMORGAN USD EMG	464288281	3,294,277	39,921	SH		SOLE		0	0	39,921
ALTRIA GROUP INC	COM	02209S103	314,768	7,486	SH		SOLE		0	0	7,486
ISHARES TR	SELECT DIVID ETF	464287168	320,875	2,981	SH		SOLE		0	0	2,981
ISHARES TR	SHRT NAT MUN ETF	464288158	1,009,982	9,819	SH		SOLE		0	0	9,819
ISHARES TR	US TREAS BD ETF	46429B267	5,207,898	236,293	SH		SOLE		0	0	236,293
KLA CORP	COM NEW	482480100	967,097	2,109	SH		SOLE		0	0	2,109
CENCORA INC	COM	03073E105	434,409	2,414	SH		SOLE		0	0	2,414
CONSTELLATION ENERGY CORP	COM	21037T109	430,645	3,948	SH		SOLE		0	0	3,948
ROCKWELL AUTOMATION INC	COM	773903109	214,831	752	SH		SOLE		0	0	752
TJX COS INC NEW	COM	872540109	803,275	9,038	SH		SOLE		0	0	9,038
PPL CORP	COM	69351T106	259,641	11,020	SH		SOLE		0	0	11,020
ACTIVISION BLIZZARD INC	COM	00507V109	833,874	8,906	SH		SOLE		0	0	8,906
KIMBERLY-CLARK CORP	COM	494368103	930,862	7,703	SH		SOLE		0	0	7,703
CAMDEN PPTY TR	SH BEN INT	133131102	1,787,505	18,899	SH		SOLE		0	0	18,899
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	1,748,117	39,372	SH		SOLE		0	0	39,372
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,112,703	12,938	SH		SOLE		0	0	12,938
GRAINGER W W INC	COM	384802104	285,614	413	SH		SOLE		0	0	413
ISHARES TR	CORE MSCI TOTAL	46432F834	2,109,788	35,169	SH		SOLE		0	0	35,169
LPL FINL HLDGS INC	COM	50212V100	209,132	880	SH		SOLE		0	0	880
US BANCORP DEL	COM NEW	902973304	555,227	16,795	SH		SOLE		0	0	16,795
AMDOCS LTD	SHS	G02602103	227,616	2,694	SH		SOLE		0	0	2,694
DUPONT DE NEMOURS INC	COM	26614N102	787,871	10,563	SH		SOLE		0	0	10,563
FASTENAL CO	COM	311900104	338,098	6,188	SH		SOLE		0	0	6,188
CADENCE DESIGN SYSTEM INC	COM	127387108	1,401,590	5,982	SH		SOLE		0	0	5,982
MCCORMICK & CO INC	COM NON VTG	579780206	385,461	5,096	SH		SOLE		0	0	5,096
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,377,330	28,796	SH		SOLE		0	0	28,796
BONDBLOXX ETF TRUST	BLOOMBERG SIX MN	09789C788	1,835,207	36,507	SH		SOLE		0	0	36,507
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	685,324,201	9,424,150	SH		SOLE		0	0	9,424,150
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	505,209	14,877	SH		SOLE		0	0	14,877
ISHARES TR	RUSSELL 2000 ETF	464287655	1,218,862	6,896	SH		SOLE		0	0	6,896
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	3,958,606	70,867	SH		SOLE		0	0	70,867
ROYAL CARIBBEAN GROUP	COM	V7780T103	215,742	2,341	SH		SOLE		0	0	2,341
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	207,543	455	SH		SOLE		0	0	455
UNITED PARCEL SERVICE INC	CL B	911312106	4,711,726	30,229	SH		SOLE		0	0	30,229
RTX CORPORATION	COM	75513E101	908,516	12,624	SH		SOLE		0	0	12,624
CLOROX CO DEL	COM	189054109	366,473	2,796	SH		SOLE		0	0	2,796
COMCAST CORP NEW	CL A	20030N101	1,304,027	29,410	SH		SOLE		0	0	29,410
STEEL DYNAMICS INC	COM	858119100	297,536	2,775	SH		SOLE		0	0	2,775
PUBLIC STORAGE	COM	74460D109	641,957	2,436	SH		SOLE		0	0	2,436
SELECT SECTOR SPDR TR	INDL	81369Y704	314,177	3,099	SH		SOLE		0	0	3,099
3M CO	COM	88579Y101	11,357,219	121,312	SH		SOLE		0	0	121,312
COOPER COS INC	COM NEW	216648402	342,179	1,076	SH		SOLE		0	0	1,076
SHELL PLC	SPON ADS	780259305	831,668	12,918	SH		SOLE		0	0	12,918
AMAZON COM INC	COM	023135106	4,603,213	36,212	SH	Call	SOLE		0	0	36,212
CINTAS CORP	COM	172908105	443,702	922	SH		SOLE		0	0	922
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	65,585,226	2,739,567	SH		SOLE		0	0	2,739,567
FRANKLIN TEMPLETON ETF TR	FTSE JAPAN ETF	35473P744	585,339	22,130	SH		SOLE		0	0	22,130
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	418,248,103	7,219,888	SH		SOLE		0	0	7,219,888
ONEOK INC NEW	COM	682680103	440,229	6,940	SH		SOLE		0	0	6,940
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	640,216	22,703	SH		SOLE		0	0	22,703
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	220,610	11,496	SH		SOLE		0	0	11,496
SPDR SER TR	S&P 600 SMCP VAL	78464A300	8,419,195	116,335	SH		SOLE		0	0	116,335
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	562,705	14,559	SH		SOLE		0	0	14,559
VERISIGN INC	COM	92343E102	689,247	3,403	SH		SOLE		0	0	3,403
CATERPILLAR INC	COM	149123101	2,229,893	8,168	SH		SOLE		0	0	8,168
PACKAGING CORP AMER	COM	695156109	337,387	2,197	SH		SOLE		0	0	2,197
DANAHER CORPORATION	COM	235851102	787,717	3,175	SH		SOLE		0	0	3,175
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	571,542	40,737	SH		SOLE		0	0	40,737
KROGER CO	COM	501044101	291,778	6,520	SH		SOLE		0	0	6,520
WISDOMTREE TR	US MIDCAP DIVID	97717W505	2,590,533	63,245	SH		SOLE		0	0	63,245
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	134,508,164	6,130,728	SH		SOLE		0	0	6,130,728
SELECT SECTOR SPDR TR	ENERGY	81369Y506	417,615	4,620	SH		SOLE		0	0	4,620
NOVARTIS AG	SPONSORED ADR	66987V109	790,783	7,763	SH		SOLE		0	0	7,763
SOUTHERN CO	COM	842587107	1,197,235	18,499	SH		SOLE		0	0	18,499
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	123,570,886	2,226,101	SH		SOLE		0	0	2,226,101
LAMB WESTON HLDGS INC	COM	513272104	257,195	2,782	SH		SOLE		0	0	2,782
ABBOTT LABS	COM	002824100	3,403,513	35,142	SH		SOLE		0	0	35,142
GARMIN LTD	SHS	H2906T109	342,459	3,255	SH		SOLE		0	0	3,255
LUMEN TECHNOLOGIES INC	COM	550241103	21,080	14,845	SH		SOLE		0	0	14,845
INVESCO LTD	SHS	G491BT108	227,438	15,664	SH		SOLE		0	0	15,664
MICROSOFT CORP	COM	594918104	26,070,385	82,567	SH		SOLE		0	0	82,567
WISDOMTREE TR	US MIDCAP FUND	97717W570	2,854,972	56,267	SH		SOLE		0	0	56,267
ISHARES TR	RUSEL 2500 ETF	46435G268	611,485	11,218	SH		SOLE		0	0	11,218
ISHARES TR	S&P 500 GRWT ETF	464287309	1,284,907	18,780	SH		SOLE		0	0	18,780
SCHWAB CHARLES CORP	COM	808513105	404,192	7,362	SH		SOLE		0	0	7,362
TRACTOR SUPPLY CO	COM	892356106	595,221	2,931	SH		SOLE		0	0	2,931
ISHARES TR	MSCI USA QLT FCT	46432F339	308,520	2,341	SH		SOLE		0	0	2,341
WORLD GOLD TR	SPDR GLD MINIS	98149E303	440,177	12,007	SH		SOLE		0	0	12,007
TRANE TECHNOLOGIES PLC	SHS	G8994E103	459,395	2,264	SH		SOLE		0	0	2,264
ISHARES TR	RUS 1000 ETF	464287622	2,075,530	8,835	SH		SOLE		0	0	8,835
NOVO-NORDISK A S	ADR	670100205	889,174	9,778	SH		SOLE		0	0	9,778
PROSHARES TR	SP500 EX ENRGY	74347B581	472,263	5,200	SH		SOLE		0	0	5,200
AMGEN INC	COM	031162100	2,987,447	11,116	SH		SOLE		0	0	11,116
DIGITAL RLTY TR INC	COM	253868103	364,512	3,012	SH		SOLE		0	0	3,012
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	33,675,847	1,044,212	SH		SOLE		0	0	1,044,212
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	410,416	4,723	SH		SOLE		0	0	4,723
DISCOVER FINL SVCS	COM	254709108	212,770	2,456	SH		SOLE		0	0	2,456
UNITED STATES STL CORP NEW	COM	912909108	367,544	11,316	SH		SOLE		0	0	11,316
ISHARES TR	ESG AW MSCI EAFE	46435G516	7,721,426	111,694	SH		SOLE		0	0	111,694
SPDR SER TR	PORTFLI INTRMDIT	78464A672	14,714,705	534,497	SH		SOLE		0	0	534,497
EXPEDITORS INTL WASH INC	COM	302130109	242,851	2,119	SH		SOLE		0	0	2,119
HERSHEY CO	COM	427866108	242,543	1,212	SH		SOLE		0	0	1,212
ISHARES TR	MORNINGSTAR GRWT	464287119	388,620	6,515	SH		SOLE		0	0	6,515
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	276,376	19,300	SH		SOLE		0	0	19,300
VICI PPTYS INC	COM	925652109	299,158	10,280	SH		SOLE		0	0	10,280