Mather 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	GLOBAL 100 ETF	464287572	370,036	4,596	SH		SOLE		0	0	4,596
PRICE T ROWE GROUP INC	COM	74144T108	13,396,067	124,395	SH		SOLE		0	0	124,395
CHURCH & DWIGHT CO INC	COM	171340102	703,999	7,445	SH		SOLE		0	0	7,445
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,600,638	5,112	SH		SOLE		0	0	5,112
CENTENE CORP DEL	COM	15135B101	207,271	2,793	SH		SOLE		0	0	2,793
SYNCHRONY FINANCIAL	COM	87165B103	204,508	5,355	SH		SOLE		0	0	5,355
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	12,466,724	169,500	SH		SOLE		0	0	169,500
MASTERCARD INCORPORATED	CL A	57636Q104	4,869,425	11,417	SH		SOLE		0	0	11,417
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	261,442	1,557	SH		SOLE		0	0	1,557
BERKLEY W R CORP	COM	084423102	219,091	3,098	SH		SOLE		0	0	3,098
ISHARES TR	FALN ANGLS USD	46435G474	176,176,982	6,673,371	SH		SOLE		0	0	6,673,371
HUNT J B TRANS SVCS INC	COM	445658107	440,826	2,207	SH		SOLE		0	0	2,207
INTUITIVE SURGICAL INC	COM NEW	46120E602	568,357	1,685	SH		SOLE		0	0	1,685
ISHARES TR	CORE US AGGBD ET	464287226	632,541	6,373	SH		SOLE		0	0	6,373
RITHM CAPITAL CORP	COM NEW	64828T201	122,745	11,493	SH		SOLE		0	0	11,493
AIRBNB INC	COM CL A	009066101	220,459	1,619	SH		SOLE		0	0	1,619
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	27,290,954	933,662	SH		SOLE		0	0	933,662
FLEXSHARES TR	STOXX GLOBR INF	33939L795	264,397	4,942	SH		SOLE		0	0	4,942
ISHARES TR	TIPS BD ETF	464287176	364,714	3,393	SH		SOLE		0	0	3,393
ISHARES TR	0-5 YR TIPS ETF	46429B747	246,376	2,499	SH		SOLE		0	0	2,499
NASDAQ INC	COM	631103108	225,961	3,887	SH		SOLE		0	0	3,887
FLEXSHARES TR	INTL QLTDV IDX	33939L837	2,061,123	88,540	SH		SOLE		0	0	88,540
ISHARES TR	MSCI ACWI ETF	464288257	463,562	4,555	SH		SOLE		0	0	4,555
ISHARES TR	NATIONAL MUN ETF	464288414	25,127,012	231,778	SH		SOLE		0	0	231,778
ISHARES TR	MSCI EMG MKT ETF	464287234	1,802,025	44,815	SH		SOLE		0	0	44,815
PIONEER NAT RES CO	COM	723787107	919,956	4,091	SH		SOLE		0	0	4,091
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	325,318,365	4,516,429	SH		SOLE		0	0	4,516,429
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	3,867,801	17,615	SH		SOLE		0	0	17,615
ARISTA NETWORKS INC	COM	040413106	909,069	3,860	SH		SOLE		0	0	3,860
YUM BRANDS INC	COM	988498101	202,628	1,551	SH		SOLE		0	0	1,551
REGENERON PHARMACEUTICALS	COM	75886F107	917,554	1,045	SH		SOLE		0	0	1,045
WATERS CORP	COM	941848103	1,115,102	3,387	SH		SOLE		0	0	3,387
ARROW ELECTRS INC	COM	042735100	572,741	4,685	SH		SOLE		0	0	4,685
ISHARES TR	CORE 1 5 YR USD	46432F859	5,004,444	105,224	SH		SOLE		0	0	105,224
CHENIERE ENERGY INC	COM NEW	16411R208	254,015	1,488	SH		SOLE		0	0	1,488
INTEL CORP	COM	458140100	1,655,901	32,953	SH		SOLE		0	0	32,953
ISHARES TR	ISHS 1-5YR INVS	464288646	249,968	4,875	SH		SOLE		0	0	4,875
SKYWORKS SOLUTIONS INC	COM	83088M102	617,393	5,492	SH		SOLE		0	0	5,492
SMUCKER J M CO	COM NEW	832696405	301,441	2,385	SH		SOLE		0	0	2,385
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,139,364	6,731	SH		SOLE		0	0	6,731
VANGUARD WORLD FD	ESG US STK ETF	921910733	19,906,167	234,025	SH		SOLE		0	0	234,025
ELI LILLY & CO	COM	532457108	4,315,044	7,402	SH		SOLE		0	0	7,402
NORFOLK SOUTHN CORP	COM	655844108	769,424	3,255	SH		SOLE		0	0	3,255
INVESCO QQQ TR	UNIT SER 1	46090E103	9,908,221	24,195	SH		SOLE		0	0	24,195
ARCH CAP GROUP LTD	ORD	G0450A105	466,341	6,279	SH		SOLE		0	0	6,279
HORMEL FOODS CORP	COM	440452100	11,843,479	368,841	SH		SOLE		0	0	368,841
SHERWIN WILLIAMS CO	COM	824348106	555,614	1,781	SH		SOLE		0	0	1,781
UNUM GROUP	COM	91529Y106	227,370	5,028	SH		SOLE		0	0	5,028
FISERV INC	COM	337738108	232,204	1,748	SH		SOLE		0	0	1,748
ISHARES TR	MSCI EAFE ETF	464287465	1,197,327	15,890	SH		SOLE		0	0	15,890
LOWES COS INC	COM	548661107	15,920,461	71,537	SH		SOLE		0	0	71,537
PHILLIPS 66	COM	718546104	2,027,886	15,231	SH		SOLE		0	0	15,231
REALTY INCOME CORP	COM	756109104	336,488	5,860	SH		SOLE		0	0	5,860
EATON CORP PLC	SHS	G29183103	894,887	3,716	SH		SOLE		0	0	3,716
APPLIED MATLS INC	COM	038222105	3,230,155	19,931	SH		SOLE		0	0	19,931
FLEXSHARES TR	QUALT DIVD IDX	33939L860	1,321,972	21,485	SH		SOLE		0	0	21,485
PACCAR INC	COM	693718108	376,964	3,860	SH		SOLE		0	0	3,860
SPDR GOLD TR	GOLD SHS	78463V107	631,435	3,303	SH		SOLE		0	0	3,303
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	2,599,144	46,958	SH		SOLE		0	0	46,958
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	254,964	2,144	SH		SOLE		0	0	2,144
CONOCOPHILLIPS	COM	20825C104	4,741,109	40,847	SH		SOLE		0	0	40,847
EOG RES INC	COM	26875P101	976,950	8,077	SH		SOLE		0	0	8,077
ISHARES TR	RUS 2000 VAL ETF	464287630	247,117	1,591	SH		SOLE		0	0	1,591
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	16,784,438	320,742	SH		SOLE		0	0	320,742
IDEXX LABS INC	COM	45168D104	320,819	578	SH		SOLE		0	0	578
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,584,092	26,570	SH		SOLE		0	0	26,570
ISHARES TR	S&P 500 VAL ETF	464287408	677,361	3,895	SH		SOLE		0	0	3,895
WISDOMTREE TR	JP SMALLCP DIV	97717W836	375,773	5,017	SH		SOLE		0	0	5,017
BOOKING HOLDINGS INC	COM	09857L108	581,744	164	SH		SOLE		0	0	164
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	16,467,561	442,439	SH		SOLE		0	0	442,439
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	5,739,455	121,896	SH		SOLE		0	0	121,896
CENTERPOINT ENERGY INC	COM	15189T107	264,404	9,255	SH		SOLE		0	0	9,255
ISHARES TR	TRS FLT RT BD	46434V860	2,421,526	47,980	SH		SOLE		0	0	47,980
SIMON PPTY GROUP INC NEW	COM	828806109	437,383	3,066	SH		SOLE		0	0	3,066
UNITEDHEALTH GROUP INC	COM	91324P102	2,733,855	5,193	SH		SOLE		0	0	5,193
VANECK MERK GOLD TR	GOLD TRUST	921078101	997,641	49,982	SH		SOLE		0	0	49,982
HONEYWELL INTL INC	COM	438516106	1,719,508	8,199	SH		SOLE		0	0	8,199
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	20,951,738	88,322	SH		SOLE		0	0	88,322
DOVER CORP	COM	260003108	472,812	3,074	SH		SOLE		0	0	3,074
ILLINOIS TOOL WKS INC	COM	452308109	13,850,390	52,876	SH		SOLE		0	0	52,876
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	13,163,403	457,380	SH		SOLE		0	0	457,380
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	610,376	10,303	SH		SOLE		0	0	10,303
NETAPP INC	COM	64110D104	420,964	4,775	SH		SOLE		0	0	4,775
AGILENT TECHNOLOGIES INC	COM	00846U101	968,058	6,963	SH		SOLE		0	0	6,963
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	265,598	2,068	SH		SOLE		0	0	2,068
BHP GROUP LTD	SPONSORED ADS	088606108	279,934	4,098	SH		SOLE		0	0	4,098
GARTNER INC	COM	366651107	475,921	1,055	SH		SOLE		0	0	1,055
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,319,745	25,721	SH		SOLE		0	0	25,721
STRYKER CORPORATION	COM	863667101	1,777,894	5,937	SH		SOLE		0	0	5,937
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	532,315	6,223	SH		SOLE		0	0	6,223
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	550,295	6,446	SH		SOLE		0	0	6,446
CSX CORP	COM	126408103	303,092	8,742	SH		SOLE		0	0	8,742
HOME DEPOT INC	COM	437076102	5,461,287	15,759	SH		SOLE		0	0	15,759
ISHARES TR	7-10 YR TRSY BD	464287440	513,566	5,328	SH		SOLE		0	0	5,328
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,108,298	85,768	SH		SOLE		0	0	85,768
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	399,870	2,094	SH		SOLE		0	0	2,094
CHUBB LIMITED	COM	H1467J104	1,406,728	6,224	SH		SOLE		0	0	6,224
COLGATE PALMOLIVE CO	COM	194162103	536,367	6,729	SH		SOLE		0	0	6,729
HELMERICH & PAYNE INC	COM	423452101	419,258	11,575	SH		SOLE		0	0	11,575
STARBUCKS CORP	COM	855244109	1,767,799	18,413	SH		SOLE		0	0	18,413
ANSYS INC	COM	03662Q105	637,580	1,757	SH		SOLE		0	0	1,757
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	532,975	11,246	SH		SOLE		0	0	11,246
NETFLIX INC	COM	64110L106	1,080,387	2,219	SH		SOLE		0	0	2,219
NVIDIA CORPORATION	COM	67066G104	5,109,907	10,318	SH		SOLE		0	0	10,318
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	379,808	10,726	SH		SOLE		0	0	10,726
DEERE & CO	COM	244199105	953,690	2,385	SH		SOLE		0	0	2,385
INTUIT	COM	461202103	1,705,686	2,729	SH		SOLE		0	0	2,729
METLIFE INC	COM	59156R108	304,671	4,607	SH		SOLE		0	0	4,607
PAYCHEX INC	COM	704326107	326,029	2,737	SH		SOLE		0	0	2,737
ISHARES TR	EXPONENTIAL TECH	46434V381	205,653	3,435	SH		SOLE		0	0	3,435
BANK AMERICA CORP	COM	060505104	1,147,644	34,085	SH		SOLE		0	0	34,085
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	250,446	2,634	SH		SOLE		0	0	2,634
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	575,440	9,418	SH		SOLE		0	0	9,418
CANADIAN NATL RY CO	COM	136375102	546,616	4,351	SH		SOLE		0	0	4,351
ISHARES TR	RUS MID CAP ETF	464287499	2,025,116	26,053	SH		SOLE		0	0	26,053
ISHARES TR	CORE MSCI EURO	46434V738	58,144,892	1,056,796	SH		SOLE		0	0	1,056,796
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	326,300	5,268	SH		SOLE		0	0	5,268
AMBEV SA	SPONSORED ADR	02319V103	49,574	17,705	SH		SOLE		0	0	17,705
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	366,809	1,342	SH		SOLE		0	0	1,342
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	704,032	7,840	SH		SOLE		0	0	7,840
EQUINIX INC	COM	29444U700	973,314	1,209	SH		SOLE		0	0	1,209
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	365,284	4,228	SH		SOLE		0	0	4,228
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	339,222	9,637	SH		SOLE		0	0	9,637
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,374,231	12,311	SH		SOLE		0	0	12,311
WEYERHAEUSER CO MTN BE	COM NEW	962166104	237,792	6,839	SH		SOLE		0	0	6,839
CARDINAL HEALTH INC	COM	14149Y108	673,148	6,678	SH		SOLE		0	0	6,678
INTERNATIONAL BUSINESS MACHS	COM	459200101	819,041	5,008	SH		SOLE		0	0	5,008
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,644,921	3,099	SH		SOLE		0	0	3,099
AIR PRODS & CHEMS INC	COM	009158106	13,055,406	47,682	SH		SOLE		0	0	47,682
PARKER-HANNIFIN CORP	COM	701094104	1,172,482	2,545	SH		SOLE		0	0	2,545
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	316,323	32,678	SH		SOLE		0	0	32,678
WELLS FARGO CO NEW	COM	949746101	823,736	16,736	SH		SOLE		0	0	16,736
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,165,941	11,872	SH		SOLE		0	0	11,872
CHEVRON CORP NEW	COM	166764100	3,832,294	25,693	SH		SOLE		0	0	25,693
ISHARES TR	EAFE GRWTH ETF	464288885	1,667,951	17,222	SH		SOLE		0	0	17,222
ISHARES TR	MSCI CHINA ETF	46429B671	317,120	7,784	SH		SOLE		0	0	7,784
AFLAC INC	COM	001055102	14,173,422	171,799	SH		SOLE		0	0	171,799
COCA COLA CO	COM	191216100	3,317,663	56,298	SH		SOLE		0	0	56,298
EXXON MOBIL CORP	COM	30231G102	14,267,204	142,701	SH		SOLE		0	0	142,701
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	16,779,269	356,778	SH		SOLE		0	0	356,778
MEDTRONIC PLC	SHS	G5960L103	254,842	3,093	SH		SOLE		0	0	3,093
AMERIPRISE FINL INC	COM	03076C106	814,372	2,144	SH		SOLE		0	0	2,144
OCCIDENTAL PETE CORP	COM	674599105	1,070,739	17,932	SH		SOLE		0	0	17,932
SMITH A O CORP	COM	831865209	14,462,927	175,436	SH		SOLE		0	0	175,436
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,412,959	9,744	SH		SOLE		0	0	9,744
GENERAL ELECTRIC CO	COM NEW	369604301	1,054,248	8,260	SH		SOLE		0	0	8,260
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	592,606	19,278	SH		SOLE		0	0	19,278
QUALCOMM INC	COM	747525103	2,619,281	18,110	SH		SOLE		0	0	18,110
DOW INC	COM	260557103	687,775	12,541	SH		SOLE		0	0	12,541
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	565,477	3,554	SH		SOLE		0	0	3,554
ISHARES TR	CORE S&P SCP ETF	464287804	7,677,419	70,923	SH		SOLE		0	0	70,923
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	596,415	2,379	SH		SOLE		0	0	2,379
ISHARES TR	EAFE VALUE ETF	464288877	544,482	10,451	SH		SOLE		0	0	10,451
FERGUSON PLC NEW	SHS	G3421J106	590,794	3,060	SH		SOLE		0	0	3,060
SUNCOR ENERGY INC NEW	COM	867224107	583,000	18,196	SH		SOLE		0	0	18,196
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	256,980	949	SH		SOLE		0	0	949
VANGUARD WORLD FDS	INF TECH ETF	92204A702	4,082,439	8,435	SH		SOLE		0	0	8,435
BANK NEW YORK MELLON CORP	COM	064058100	384,087	7,379	SH		SOLE		0	0	7,379
COMERICA INC	COM	200340107	208,005	3,727	SH		SOLE		0	0	3,727
HALLIBURTON CO	COM	406216101	370,971	10,262	SH		SOLE		0	0	10,262
UNITED RENTALS INC	COM	911363109	557,364	972	SH		SOLE		0	0	972
AMERICAN TOWER CORP NEW	COM	03027X100	1,300,834	6,026	SH		SOLE		0	0	6,026
AVERY DENNISON CORP	COM	053611109	445,588	2,204	SH		SOLE		0	0	2,204
OLD DOMINION FREIGHT LINE IN	COM	679580100	245,630	606	SH		SOLE		0	0	606
WALGREENS BOOTS ALLIANCE INC	COM	931427108	331,999	12,715	SH		SOLE		0	0	12,715
WISDOMTREE TR	INTL SMCAP DIV	97717W760	282,644	4,427	SH		SOLE		0	0	4,427
APPLE INC	COM	037833100	46,261,206	240,281	SH		SOLE		0	0	240,281
PPG INDS INC	COM	693506107	14,176,803	94,796	SH		SOLE		0	0	94,796
MARATHON OIL CORP	COM	565849106	573,110	23,721	SH		SOLE		0	0	23,721
NEXTERA ENERGY INC	COM	65339F101	993,338	16,354	SH		SOLE		0	0	16,354
TEXAS INSTRS INC	COM	882508104	2,887,645	16,940	SH		SOLE		0	0	16,940
ALPHABET INC	CAP STK CL C	02079K107	5,568,028	39,509	SH		SOLE		0	0	39,509
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,481,486	3,641	SH		SOLE		0	0	3,641
LINDE PLC	SHS	G54950103	1,757,246	4,279	SH		SOLE		0	0	4,279
BROADSTONE NET LEASE INC	COM	11135E203	335,790	19,500	SH		SOLE		0	0	19,500
ISHARES TR	RUS 2000 GRW ETF	464287648	1,261,368	5,001	SH		SOLE		0	0	5,001
ISHARES INC	ESG AWR MSCI EM	46434G863	4,270,731	133,211	SH		SOLE		0	0	133,211
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	21,420,955	791,902	SH		SOLE		0	0	791,902
ISHARES TR	MSCI EAFE MIN VL	46429B689	2,375,777	34,263	SH		SOLE		0	0	34,263
SALESFORCE INC	COM	79466L302	474,271	1,802	SH		SOLE		0	0	1,802
CUMMINS INC	COM	231021106	843,656	3,522	SH		SOLE		0	0	3,522
ISHARES TR	CORE S&P MCP ETF	464287507	6,100,200	22,010	SH		SOLE		0	0	22,010
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	223,315,380	3,764,588	SH		SOLE		0	0	3,764,588
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	786,285	28,396	SH		SOLE		0	0	28,396
GOLDMINING INC	COM	38149E101	17,447	17,909	SH		SOLE		0	0	17,909
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	880,364	5,166	SH		SOLE		0	0	5,166
MICROCHIP TECHNOLOGY INC.	COM	595017104	700,518	7,768	SH		SOLE		0	0	7,768
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	259,198,527	1,440,232	SH		SOLE		0	0	1,440,232
FIDELITY COVINGTON TRUST	MSCI MATLS INDEX	316092881	1,567,961	32,170	SH		SOLE		0	0	32,170
MONDELEZ INTL INC	CL A	609207105	1,191,697	16,453	SH		SOLE		0	0	16,453
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	595,462	3,135	SH		SOLE		0	0	3,135
CARRIER GLOBAL CORPORATION	COM	14448C104	440,067	7,660	SH		SOLE		0	0	7,660
ISHARES INC	MSCI EMRG CHN	46434G764	612,114	11,047	SH		SOLE		0	0	11,047
AKAMAI TECHNOLOGIES INC	COM	00971T101	816,142	6,896	SH		SOLE		0	0	6,896
ISHARES TR	CORE INTL AGGR	46435G672	89,736,839	1,801,945	SH		SOLE		0	0	1,801,945
TRAVELERS COMPANIES INC	COM	89417E109	353,151	1,854	SH		SOLE		0	0	1,854
BLACKSTONE INC	COM	09260D107	919,856	7,026	SH		SOLE		0	0	7,026
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	382,595	4,924	SH		SOLE		0	0	4,924
SYNOPSYS INC	COM	871607107	1,624,541	3,155	SH		SOLE		0	0	3,155
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	17,008,710	147,863	SH		SOLE		0	0	147,863
ATMOS ENERGY CORP	COM	049560105	12,885,331	111,176	SH		SOLE		0	0	111,176
FRANKLIN RESOURCES INC	COM	354613101	14,410,840	483,748	SH		SOLE		0	0	483,748
ISHARES INC	CORE MSCI EMKT	46434G103	7,230,959	142,961	SH		SOLE		0	0	142,961
JABIL INC	COM	466313103	330,476	2,594	SH		SOLE		0	0	2,594
NORTHROP GRUMMAN CORP	COM	666807102	297,659	636	SH		SOLE		0	0	636
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	238,755	3,136	SH		SOLE		0	0	3,136
VIATRIS INC	COM	92556V106	122,996	11,357	SH		SOLE		0	0	11,357
ISHARES TR	SP SMCP600VL ETF	464287879	877,259	8,511	SH		SOLE		0	0	8,511
SCHLUMBERGER LTD	COM STK	806857108	300,246	5,770	SH		SOLE		0	0	5,770
VANGUARD INDEX FDS	VALUE ETF	922908744	180,567,032	1,207,806	SH		SOLE		0	0	1,207,806
D R HORTON INC	COM	23331A109	919,411	6,050	SH		SOLE		0	0	6,050
ISHARES TR	CORE S&P500 ETF	464287200	43,128,482	90,297	SH		SOLE		0	0	90,297
ISHARES TR	3 7 YR TREAS BD	464288661	3,693,044	31,529	SH		SOLE		0	0	31,529
VALERO ENERGY CORP	COM	91913Y100	394,236	3,033	SH		SOLE		0	0	3,033
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	186,943,171	773,227	SH		SOLE		0	0	773,227
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	471,193	3,455	SH		SOLE		0	0	3,455
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	426,258	1,643	SH		SOLE		0	0	1,643
BLACKROCK INC	COM	09247X101	1,091,882	1,345	SH		SOLE		0	0	1,345
GENERAL DYNAMICS CORP	COM	369550108	14,208,011	54,716	SH		SOLE		0	0	54,716
LKQ CORP	COM	501889208	352,690	7,380	SH		SOLE		0	0	7,380
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	570,236	2,772	SH		SOLE		0	0	2,772
PEARSON PLC	SPONSORED ADR	705015105	181,216	14,745	SH		SOLE		0	0	14,745
EXTRA SPACE STORAGE INC	COM	30225T102	611,989	3,817	SH		SOLE		0	0	3,817
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	255,636	1,865	SH		SOLE		0	0	1,865
DUKE ENERGY CORP NEW	COM NEW	26441C204	968,074	9,976	SH		SOLE		0	0	9,976
META PLATFORMS INC	CL A	30303M102	7,759,465	21,922	SH		SOLE		0	0	21,922
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	253,474	3,329	SH		SOLE		0	0	3,329
ROPER TECHNOLOGIES INC	COM	776696106	320,018	587	SH		SOLE		0	0	587
NORDSON CORP	COM	655663102	285,116	1,079	SH		SOLE		0	0	1,079
VANGUARD INDEX FDS	GROWTH ETF	922908736	177,973,701	572,484	SH		SOLE		0	0	572,484
PIMCO ETF TR	ACTIVE BD ETF	72201R775	1,151,095	12,451	SH		SOLE		0	0	12,451
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,323,882	22,841	SH		SOLE		0	0	22,841
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	465,510	2,950	SH		SOLE		0	0	2,950
ISHARES TR	CORE MSCI PAC	46434V696	37,080,049	623,089	SH		SOLE		0	0	623,089
MCDONALDS CORP	COM	580135101	15,673,211	52,859	SH		SOLE		0	0	52,859
BIOGEN INC	COM	09062X103	271,191	1,048	SH		SOLE		0	0	1,048
NUCOR CORP	COM	670346105	1,040,759	5,980	SH		SOLE		0	0	5,980
TARGET CORP	COM	87612E106	14,292,557	100,355	SH		SOLE		0	0	100,355
CME GROUP INC	COM	12572Q105	1,509,883	7,169	SH		SOLE		0	0	7,169
ISHARES TR	MSCI INDIA ETF	46429B598	323,366	6,625	SH		SOLE		0	0	6,625
RELIANCE STEEL & ALUMINUM CO	COM	759509102	259,543	928	SH		SOLE		0	0	928
ISHARES TR	ESG MSCI LEADR	46435U218	1,490,910	17,669	SH		SOLE		0	0	17,669
WILLIAMS COS INC	COM	969457100	459,252	13,186	SH		SOLE		0	0	13,186
SPDR SER TR	PORTFOLIO S&P500	78464A854	255,743	4,575	SH		SOLE		0	0	4,575
MOLSON COORS BEVERAGE CO	CL B	60871R209	244,970	4,002	SH		SOLE		0	0	4,002
UNION PAC CORP	COM	907818108	892,728	3,635	SH		SOLE		0	0	3,635
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	225,404	3,730	SH		SOLE		0	0	3,730
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	44,084,746	691,525	SH		SOLE		0	0	691,525
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	28,555,227	997,040	SH		SOLE		0	0	997,040
JPMORGAN CHASE & CO	COM	46625H100	3,485,839	20,493	SH		SOLE		0	0	20,493
DECKERS OUTDOOR CORP	COM	243537107	258,014	386	SH		SOLE		0	0	386
EDWARDS LIFESCIENCES CORP	COM	28176E108	383,385	5,028	SH		SOLE		0	0	5,028
MCKESSON CORP	COM	58155Q103	311,586	673	SH		SOLE		0	0	673
ISHARES TR	ESG AWARE MSCI	46435U663	3,693,780	97,179	SH		SOLE		0	0	97,179
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	6,166,409	243,732	SH		SOLE		0	0	243,732
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,492,791	44,778	SH		SOLE		0	0	44,778
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	469,726	11,471	SH		SOLE		0	0	11,471
GENUINE PARTS CO	COM	372460105	345,125	2,492	SH		SOLE		0	0	2,492
GILEAD SCIENCES INC	COM	375558103	858,829	10,602	SH		SOLE		0	0	10,602
EVEREST GROUP LTD	COM	G3223R108	525,486	1,486	SH		SOLE		0	0	1,486
GALLAGHER ARTHUR J & CO	COM	363576109	568,497	2,528	SH		SOLE		0	0	2,528
THE CIGNA GROUP	COM	125523100	237,235	792	SH		SOLE		0	0	792
COSTCO WHSL CORP NEW	COM	22160K105	6,489,021	9,831	SH		SOLE		0	0	9,831
EMERSON ELEC CO	COM	291011104	505,212	5,191	SH		SOLE		0	0	5,191
NIKE INC	CL B	654106103	1,419,155	13,071	SH		SOLE		0	0	13,071
DIAMONDBACK ENERGY INC	COM	25278X109	259,357	1,672	SH		SOLE		0	0	1,672
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	43,392,654	850,003	SH		SOLE		0	0	850,003
ISHARES TR	GNMA BOND ETF	46429B333	244,614	5,528	SH		SOLE		0	0	5,528
BAKER HUGHES COMPANY	CL A	05722G100	1,233,351	36,084	SH		SOLE		0	0	36,084
CONSOLIDATED EDISON INC	COM	209115104	563,467	6,194	SH		SOLE		0	0	6,194
MARSH & MCLENNAN COS INC	COM	571748102	351,186	1,854	SH		SOLE		0	0	1,854
PEPSICO INC	COM	713448108	2,724,686	16,043	SH		SOLE		0	0	16,043
ALPHABET INC	CAP STK CL A	02079K305	8,116,193	58,101	SH		SOLE		0	0	58,101
MANHATTAN ASSOCIATES INC	COM	562750109	265,490	1,233	SH		SOLE		0	0	1,233
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	368,050	6,379	SH		SOLE		0	0	6,379
DOMINOS PIZZA INC	COM	25754A201	251,317	610	SH		SOLE		0	0	610
AMETEK INC	COM	031100100	264,813	1,606	SH		SOLE		0	0	1,606
BP PLC	SPONSORED ADR	055622104	793,730	22,422	SH		SOLE		0	0	22,422
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,871,693	18,665	SH		SOLE		0	0	18,665
ZOETIS INC	CL A	98978V103	581,432	2,946	SH		SOLE		0	0	2,946
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	702,757	12,995	SH		SOLE		0	0	12,995
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	689,179	5,388	SH		SOLE		0	0	5,388
BOSTON SCIENTIFIC CORP	COM	101137107	410,046	7,093	SH		SOLE		0	0	7,093
ISHARES TR	MORNINGSTAR VALU	464288109	2,660,044	37,667	SH		SOLE		0	0	37,667
ISHARES TR	ESG AWR MSCI USA	46435G425	343,508	3,274	SH		SOLE		0	0	3,274
ANALOG DEVICES INC	COM	032654105	777,768	3,917	SH		SOLE		0	0	3,917
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	677,170	20,366	SH		SOLE		0	0	20,366
JOHNSON & JOHNSON	COM	478160104	4,332,599	27,642	SH		SOLE		0	0	27,642
INVESCO EXCH TRADED FD TR II	GBL CLEAN ENRG	46138G847	232,843	14,580	SH		SOLE		0	0	14,580
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	442,473	8,537	SH		SOLE		0	0	8,537
PHILIP MORRIS INTL INC	COM	718172109	954,113	10,142	SH		SOLE		0	0	10,142
ADOBE INC	COM	00724F101	4,897,907	8,210	SH		SOLE		0	0	8,210
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	8,730,345	357,508	SH		SOLE		0	0	357,508
ISHARES TR	RUS 1000 VAL ETF	464287598	10,814,373	65,442	SH		SOLE		0	0	65,442
ISHARES GOLD TR	ISHARES NEW	464285204	526,281	13,484	SH		SOLE		0	0	13,484
VANGUARD ADMIRAL FDS INC	SMLCP 600 GRTH	921932794	240,532	2,235	SH		SOLE		0	0	2,235
CDW CORP	COM	12514G108	1,313,682	5,779	SH		SOLE		0	0	5,779
CVS HEALTH CORP	COM	126650100	638,371	8,085	SH		SOLE		0	0	8,085
FIDELITY COVINGTON TRUST	ENHANCED LARGE	316092113	977,734	36,785	SH		SOLE		0	0	36,785
ISHARES TR	EAFE SML CP ETF	464288273	656,214	10,601	SH		SOLE		0	0	10,601
MSCI INC	COM	55354G100	394,172	697	SH		SOLE		0	0	697
SL GREEN RLTY CORP	COM	78440X887	861,256	19,067	SH		SOLE		0	0	19,067
T-MOBILE US INC	COM	872590104	616,148	3,843	SH		SOLE		0	0	3,843
COPART INC	COM	217204106	467,313	9,537	SH		SOLE		0	0	9,537
ENTERGY CORP NEW	COM	29364G103	465,133	4,597	SH		SOLE		0	0	4,597
AUTOZONE INC	COM	053332102	568,834	220	SH		SOLE		0	0	220
DTE ENERGY CO	COM	233331107	222,953	2,022	SH		SOLE		0	0	2,022
AMERICAN EXPRESS CO	COM	025816109	1,107,205	5,910	SH		SOLE		0	0	5,910
PROGRESSIVE CORP	COM	743315103	725,336	4,554	SH		SOLE		0	0	4,554
ABRDN GOLD ETF TRUST	PHYSCL GOLD SHS	00326A104	2,056,508	104,180	SH		SOLE		0	0	104,180
ORACLE CORP	COM	68389X105	2,698,689	25,597	SH		SOLE		0	0	25,597
PALO ALTO NETWORKS INC	COM	697435105	518,564	1,759	SH		SOLE		0	0	1,759
WALMART INC	COM	931142103	2,887,508	18,316	SH		SOLE		0	0	18,316
TE CONNECTIVITY LTD	SHS	H84989104	663,397	4,722	SH		SOLE		0	0	4,722
CISCO SYS INC	COM	17275R102	3,009,937	59,579	SH		SOLE		0	0	59,579
HUNTINGTON BANCSHARES INC	COM	446150104	195,770	15,391	SH		SOLE		0	0	15,391
ZIONS BANCORPORATION N A	COM	989701107	307,924	7,019	SH		SOLE		0	0	7,019
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	308,826	2,150	SH		SOLE		0	0	2,150
HDFC BANK LTD	SPONSORED ADS	40415F101	230,993	3,442	SH		SOLE		0	0	3,442
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	315,548,658	7,677,583	SH		SOLE		0	0	7,677,583
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,597,380	16,863	SH		SOLE		0	0	16,863
JUNIPER NETWORKS INC	COM	48203R104	205,446	6,969	SH		SOLE		0	0	6,969
KINDER MORGAN INC DEL	COM	49456B101	277,527	15,733	SH		SOLE		0	0	15,733
TRANSDIGM GROUP INC	COM	893641100	404,640	400	SH		SOLE		0	0	400
WEST PHARMACEUTICAL SVSC INC	COM	955306105	415,854	1,181	SH		SOLE		0	0	1,181
AMERICAN ELEC PWR CO INC	COM	025537101	475,603	5,856	SH		SOLE		0	0	5,856
DISNEY WALT CO	COM	254687106	1,331,846	14,751	SH		SOLE		0	0	14,751
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	3,262,295	63,186	SH		SOLE		0	0	63,186
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	3,325,586	70,027	SH		SOLE		0	0	70,027
VERIZON COMMUNICATIONS INC	COM	92343V104	759,726	20,152	SH		SOLE		0	0	20,152
NEWELL BRANDS INC	COM	651229106	92,493	10,656	SH		SOLE		0	0	10,656
ALPHATEC HLDGS INC	COM NEW	02081G201	332,254	21,989	SH		SOLE		0	0	21,989
CGI INC	CL A SUB VTG	12532H104	222,890	2,079	SH		SOLE		0	0	2,079
POOL CORP	COM	73278L105	201,349	505	SH		SOLE		0	0	505
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,080,253	34,013	SH		SOLE		0	0	34,013
AMERICAN INTL GROUP INC	COM NEW	026874784	678,612	10,016	SH		SOLE		0	0	10,016
ISHARES INC	MSCI EMERG MRKT	464286533	4,209,234	75,719	SH		SOLE		0	0	75,719
MARVELL TECHNOLOGY INC	COM	573874104	267,072	4,428	SH		SOLE		0	0	4,428
UNILEVER PLC	SPON ADR NEW	904767704	454,427	9,374	SH		SOLE		0	0	9,374
AMERICAN CENTY ETF TR	US EQT ETF	025072885	256,312	3,143	SH		SOLE		0	0	3,143
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,686,072	32,765	SH		SOLE		0	0	32,765
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	338,355	5,801	SH		SOLE		0	0	5,801
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	146,287,073	3,155,459	SH		SOLE		0	0	3,155,459
WESTROCK CO	COM	96145D105	506,037	12,188	SH		SOLE		0	0	12,188
SYSCO CORP	COM	871829107	483,389	6,610	SH		SOLE		0	0	6,610
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,362,748	13,656	SH		SOLE		0	0	13,656
PROLOGIS INC.	COM	74340W103	789,117	5,920	SH		SOLE		0	0	5,920
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	511,412	9,068	SH		SOLE		0	0	9,068
COTERRA ENERGY INC	COM	127097103	350,926	13,751	SH		SOLE		0	0	13,751
SPDR SER TR	S&P DIVID ETF	78464A763	457,442	3,660	SH		SOLE		0	0	3,660
AON PLC	SHS CL A	G0403H108	1,059,608	3,641	SH		SOLE		0	0	3,641
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	169,154	18,568	SH		SOLE		0	0	18,568
ISHARES TR	RUS 1000 GRW ETF	464287614	16,873,890	55,658	SH		SOLE		0	0	55,658
SPDR SER TR	PORTFOLIO LN TSR	78464A664	9,641,619	332,240	SH		SOLE		0	0	332,240
BOEING CO	COM	097023105	1,019,309	3,910	SH		SOLE		0	0	3,910
ISHARES TR	CORE S&P TTL STK	464287150	1,154,178	10,968	SH		SOLE		0	0	10,968
NORTHERN TR CORP	COM	665859104	360,418	4,271	SH		SOLE		0	0	4,271
TARGA RES CORP	COM	87612G101	220,215	2,535	SH		SOLE		0	0	2,535
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	797,580	14,428	SH		SOLE		0	0	14,428
BECTON DICKINSON & CO	COM	075887109	1,412,231	5,792	SH		SOLE		0	0	5,792
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	6,086,322	13,934	SH		SOLE		0	0	13,934
COTY INC	COM CL A	222070203	203,228	16,363	SH		SOLE		0	0	16,363
ISHARES TR	COHEN STEER REIT	464287564	283,333	4,824	SH		SOLE		0	0	4,824
SPDR SER TR	S&P 600 SMCP GRW	78464A201	10,634,490	127,161	SH		SOLE		0	0	127,161
AUTODESK INC	COM	052769106	465,841	1,913	SH		SOLE		0	0	1,913
MICRON TECHNOLOGY INC	COM	595112103	661,973	7,757	SH		SOLE		0	0	7,757
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	1,300,223	27,207	SH		SOLE		0	0	27,207
WISDOMTREE TR	US LARGECAP DIVD	97717W307	2,400,035	36,156	SH		SOLE		0	0	36,156
ARCHER DANIELS MIDLAND CO	COM	039483102	237,470	3,288	SH		SOLE		0	0	3,288
GOLDMAN SACHS GROUP INC	COM	38141G104	347,958	902	SH		SOLE		0	0	902
MORGAN STANLEY	COM NEW	617446448	894,052	9,588	SH		SOLE		0	0	9,588
NUSHARES ETF TR	ESG HI TLD CRP	67092P854	2,259,759	107,403	SH		SOLE		0	0	107,403
ADVANCED DRAIN SYS INC DEL	COM	00790R104	264,198	1,879	SH		SOLE		0	0	1,879
ON SEMICONDUCTOR CORP	COM	682189105	280,661	3,360	SH		SOLE		0	0	3,360
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	233,086	3,086	SH		SOLE		0	0	3,086
ISHARES TR	MSCI USA MIN VOL	46429B697	5,570,281	71,386	SH		SOLE		0	0	71,386
EQUINOR ASA	SPONSORED ADR	29446M102	558,509	17,652	SH		SOLE		0	0	17,652
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	9,325,881	198,423	SH		SOLE		0	0	198,423
ADVANCED MICRO DEVICES INC	COM	007903107	1,478,251	10,028	SH		SOLE		0	0	10,028
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	210,432	970	SH		SOLE		0	0	970
FORTINET INC	COM	34959E109	260,459	4,450	SH		SOLE		0	0	4,450
APARTMENT INVT & MGMT CO	CL A	03748R747	217,361	27,760	SH		SOLE		0	0	27,760
VICTORY PORTFOLIOS II	VCSHS US 500 ENH	92647N782	8,765,593	144,456	SH		SOLE		0	0	144,456
ISHARES TR	ESG AWRE 1 5 YR	46435G243	4,405,372	179,958	SH		SOLE		0	0	179,958
ABBVIE INC	COM	00287Y109	6,121,053	39,498	SH		SOLE		0	0	39,498
MOODYS CORP	COM	615369105	678,407	1,737	SH		SOLE		0	0	1,737
CHIPOTLE MEXICAN GRILL INC	COM	169656105	512,279	224	SH		SOLE		0	0	224
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	350,255	4,520	SH		SOLE		0	0	4,520
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,661,203	30,118	SH		SOLE		0	0	30,118
VISA INC	COM CL A	92826C839	9,535,518	36,626	SH		SOLE		0	0	36,626
BANCO SANTANDER S.A.	ADR	05964H105	372,839	90,058	SH		SOLE		0	0	90,058
BROADCOM INC	COM	11135F101	5,690,240	5,098	SH		SOLE		0	0	5,098
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	10,772,177	446,793	SH		SOLE		0	0	446,793
MONSTER BEVERAGE CORP NEW	COM	61174X109	330,509	5,737	SH		SOLE		0	0	5,737
ISHARES TR	USD INV GRDE ETF	464288620	58,638,902	1,143,950	SH		SOLE		0	0	1,143,950
AMPHENOL CORP NEW	CL A	032095101	1,124,378	11,342	SH		SOLE		0	0	11,342
EXELON CORP	COM	30161N101	482,785	13,448	SH		SOLE		0	0	13,448
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	356,562	4,629	SH		SOLE		0	0	4,629
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	657,102	2,981	SH		SOLE		0	0	2,981
FREEPORT-MCMORAN INC	CL B	35671D857	732,004	17,195	SH		SOLE		0	0	17,195
RELX PLC	SPONSORED ADR	759530108	1,119,998	28,240	SH		SOLE		0	0	28,240
TESLA INC	COM	88160R101	4,151,760	16,709	SH		SOLE		0	0	16,709
CINCINNATI FINL CORP	COM	172062101	677,065	6,544	SH		SOLE		0	0	6,544
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	6,282,189	253,928	SH		SOLE		0	0	253,928
INNOVATOR ETFS TR	EMRGNG MKT JAN	45782C516	985,388	34,370	SH		SOLE		0	0	34,370
SERVICENOW INC	COM	81762P102	2,077,293	2,940	SH		SOLE		0	0	2,940
OREILLY AUTOMOTIVE INC	COM	67103H107	632,117	665	SH		SOLE		0	0	665
TORO CO	COM	891092108	677,497	7,058	SH		SOLE		0	0	7,058
MARATHON PETE CORP	COM	56585A102	1,165,234	7,854	SH		SOLE		0	0	7,854
CMS ENERGY CORP	COM	125896100	243,720	4,197	SH		SOLE		0	0	4,197
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	98,526,014	1,273,439	SH		SOLE		0	0	1,273,439
VERISK ANALYTICS INC	COM	92345Y106	302,874	1,268	SH		SOLE		0	0	1,268
PFIZER INC	COM	717081103	798,437	27,733	SH		SOLE		0	0	27,733
PROCTER AND GAMBLE CO	COM	742718109	5,552,501	37,891	SH		SOLE		0	0	37,891
MERCK & CO INC	COM	58933Y105	2,872,447	26,348	SH		SOLE		0	0	26,348
S&P GLOBAL INC	COM	78409V104	2,473,294	5,614	SH		SOLE		0	0	5,614
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	2,984,321	86,855	SH		SOLE		0	0	86,855
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	336,932	894	SH		SOLE		0	0	894
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	1,633,031	9,932	SH		SOLE		0	0	9,932
FEDEX CORP	COM	31428X106	1,353,139	5,349	SH		SOLE		0	0	5,349
WEC ENERGY GROUP INC	COM	92939U106	441,808	5,249	SH		SOLE		0	0	5,249
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	2,498,536	49,732	SH		SOLE		0	0	49,732
ENTERPRISE PRODS PARTNERS L	COM	293792107	764,293	29,005	SH		SOLE		0	0	29,005
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	213,438	3,406	SH		SOLE		0	0	3,406
AT&T INC	COM	00206R102	465,545	27,744	SH		SOLE		0	0	27,744
ISHARES TR	RUS MDCP VAL ETF	464287473	4,277,573	36,784	SH		SOLE		0	0	36,784
LAM RESEARCH CORP	COM	512807108	1,341,439	1,713	SH		SOLE		0	0	1,713
LOCKHEED MARTIN CORP	COM	539830109	581,489	1,283	SH		SOLE		0	0	1,283
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	3,650,995	65,034	SH		SOLE		0	0	65,034
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,166,136	14,514	SH		SOLE		0	0	14,514
VICTORY PORTFOLIOS II	VCSHS DEV ENH VL	92647N816	2,915,621	96,633	SH		SOLE		0	0	96,633
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	739,047,644	10,542,762	SH		SOLE		0	0	10,542,762
PNC FINL SVCS GROUP INC	COM	693475105	917,479	5,925	SH		SOLE		0	0	5,925
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	299,010	1,957	SH		SOLE		0	0	1,957
ISHARES SILVER TR	ISHARES	46428Q109	785,321	36,057	SH		SOLE		0	0	36,057
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	794,037	4,326	SH		SOLE		0	0	4,326
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	7,062,867	149,510	SH		SOLE		0	0	149,510
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	3,202,388	66,015	SH		SOLE		0	0	66,015
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	606,665	10,709	SH		SOLE		0	0	10,709
OWENS CORNING NEW	COM	690742101	295,867	1,996	SH		SOLE		0	0	1,996
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	17,769,907	172,725	SH		SOLE		0	0	172,725
CBOE GLOBAL MKTS INC	COM	12503M108	579,433	3,245	SH		SOLE		0	0	3,245
VANGUARD INDEX FDS	MID CAP ETF	922908629	3,870,302	16,636	SH		SOLE		0	0	16,636
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	310,492	8,258	SH		SOLE		0	0	8,258
ISHARES TR	MBS ETF	464288588	7,329,726	77,910	SH		SOLE		0	0	77,910
ISHARES TR	CORE MSCI EAFE	46432F842	8,143,012	115,750	SH		SOLE		0	0	115,750
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	3,074,618	40,821	SH		SOLE		0	0	40,821
CORTEVA INC	COM	22052L104	585,044	12,209	SH		SOLE		0	0	12,209
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	3,674,130	79,803	SH		SOLE		0	0	79,803
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,061,779	16,320	SH		SOLE		0	0	16,320
PINNACLE WEST CAP CORP	COM	723484101	249,282	3,470	SH		SOLE		0	0	3,470
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	200,626,332	2,626,687	SH		SOLE		0	0	2,626,687
STANLEY BLACK & DECKER INC	COM	854502101	13,804,507	140,719	SH		SOLE		0	0	140,719
HOWMET AEROSPACE INC	COM	443201108	398,561	7,364	SH		SOLE		0	0	7,364
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	3,059,318	90,700	SH		SOLE		0	0	90,700
ISHARES TR	S&P MC 400GR ETF	464287606	251,367	3,173	SH		SOLE		0	0	3,173
ISHARES TR	JPMORGAN USD EMG	464288281	3,048,764	34,233	SH		SOLE		0	0	34,233
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	222,663	6,547	SH		SOLE		0	0	6,547
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	201,569	1,843	SH		SOLE		0	0	1,843
ALTRIA GROUP INC	COM	02209S103	254,857	6,318	SH		SOLE		0	0	6,318
ISHARES TR	SELECT DIVID ETF	464287168	343,806	2,933	SH		SOLE		0	0	2,933
ISHARES TR	SHRT NAT MUN ETF	464288158	1,040,172	9,866	SH		SOLE		0	0	9,866
ISHARES TR	US TREAS BD ETF	46429B267	5,447,946	236,456	SH		SOLE		0	0	236,456
KLA CORP	COM NEW	482480100	1,268,994	2,183	SH		SOLE		0	0	2,183
CENCORA INC	COM	03073E105	502,427	2,446	SH		SOLE		0	0	2,446
CONSTELLATION ENERGY CORP	COM	21037T109	516,654	4,420	SH		SOLE		0	0	4,420
HCA HEALTHCARE INC	COM	40412C101	223,852	827	SH		SOLE		0	0	827
ROCKWELL AUTOMATION INC	COM	773903109	214,386	691	SH		SOLE		0	0	691
TJX COS INC NEW	COM	872540109	825,537	8,800	SH		SOLE		0	0	8,800
PPL CORP	COM	69351T106	324,509	11,975	SH		SOLE		0	0	11,975
KIMBERLY-CLARK CORP	COM	494368103	580,081	4,774	SH		SOLE		0	0	4,774
CAMDEN PPTY TR	SH BEN INT	133131102	1,869,770	18,831	SH		SOLE		0	0	18,831
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	6,847,749	150,137	SH		SOLE		0	0	150,137
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,405,250	14,617	SH		SOLE		0	0	14,617
GRAINGER W W INC	COM	384802104	209,677	253	SH		SOLE		0	0	253
ISHARES TR	CORE MSCI TOTAL	46432F834	2,283,523	35,169	SH		SOLE		0	0	35,169
LPL FINL HLDGS INC	COM	50212V100	200,306	880	SH		SOLE		0	0	880
US BANCORP DEL	COM NEW	902973304	529,870	12,243	SH		SOLE		0	0	12,243
AMDOCS LTD	SHS	G02602103	213,573	2,430	SH		SOLE		0	0	2,430
DUPONT DE NEMOURS INC	COM	26614N102	798,176	10,375	SH		SOLE		0	0	10,375
FASTENAL CO	COM	311900104	200,593	3,097	SH		SOLE		0	0	3,097
CADENCE DESIGN SYSTEM INC	COM	127387108	1,601,808	5,881	SH		SOLE		0	0	5,881
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,416,969	28,704	SH		SOLE		0	0	28,704
BONDBLOXX ETF TRUST	BLOOMBERG SIX MN	09789C788	635,984	12,669	SH		SOLE		0	0	12,669
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	748,650,740	9,024,237	SH		SOLE		0	0	9,024,237
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	558,044	15,099	SH		SOLE		0	0	15,099
ISHARES TR	RUSSELL 2000 ETF	464287655	1,697,068	8,455	SH		SOLE		0	0	8,455
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	3,664,198	64,773	SH		SOLE		0	0	64,773
ROYAL CARIBBEAN GROUP	COM	V7780T103	307,539	2,375	SH		SOLE		0	0	2,375
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	222,994	440	SH		SOLE		0	0	440
UNITED PARCEL SERVICE INC	CL B	911312106	4,748,658	30,202	SH		SOLE		0	0	30,202
RTX CORPORATION	COM	75513E101	1,153,008	13,703	SH		SOLE		0	0	13,703
CLOROX CO DEL	COM	189054109	292,099	2,049	SH		SOLE		0	0	2,049
COMCAST CORP NEW	CL A	20030N101	1,315,854	30,008	SH		SOLE		0	0	30,008
STEEL DYNAMICS INC	COM	858119100	331,271	2,805	SH		SOLE		0	0	2,805
PUBLIC STORAGE	COM	74460D109	333,060	1,092	SH		SOLE		0	0	1,092
SELECT SECTOR SPDR TR	INDL	81369Y704	384,260	3,371	SH		SOLE		0	0	3,371
3M CO	COM	88579Y101	13,920,076	127,333	SH		SOLE		0	0	127,333
SHELL PLC	SPON ADS	780259305	850,012	12,918	SH		SOLE		0	0	12,918
AMAZON COM INC	COM	023135106	6,125,898	40,318	SH		SOLE		0	0	40,318
CINTAS CORP	COM	172908105	554,465	920	SH		SOLE		0	0	920
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	63,416,760	2,558,159	SH		SOLE		0	0	2,558,159
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	494,531,110	7,669,527	SH		SOLE		0	0	7,669,527
WARNER BROS DISCOVERY INC	COM SER A	934423104	158,382	13,918	SH		SOLE		0	0	13,918
ONEOK INC NEW	COM	682680103	447,891	6,378	SH		SOLE		0	0	6,378
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	828,915	25,767	SH		SOLE		0	0	25,767
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	243,027	11,496	SH		SOLE		0	0	11,496
SPDR SER TR	S&P 600 SMCP VAL	78464A300	7,602,035	91,250	SH		SOLE		0	0	91,250
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	280,824	6,977	SH		SOLE		0	0	6,977
VERISIGN INC	COM	92343E102	844,436	4,100	SH		SOLE		0	0	4,100
CATERPILLAR INC	COM	149123101	2,746,173	9,288	SH		SOLE		0	0	9,288
ISHARES TR	S&P SML 600 GWT	464287887	234,619	1,875	SH		SOLE		0	0	1,875
PACKAGING CORP AMER	COM	695156109	368,745	2,263	SH		SOLE		0	0	2,263
DANAHER CORPORATION	COM	235851102	783,295	3,386	SH		SOLE		0	0	3,386
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	532,918	38,617	SH		SOLE		0	0	38,617
WISDOMTREE TR	US MIDCAP DIVID	97717W505	2,664,061	58,307	SH		SOLE		0	0	58,307
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	150,487,302	6,226,202	SH		SOLE		0	0	6,226,202
SELECT SECTOR SPDR TR	ENERGY	81369Y506	418,194	4,988	SH		SOLE		0	0	4,988
NOVARTIS AG	SPONSORED ADR	66987V109	956,734	9,475	SH		SOLE		0	0	9,475
SOUTHERN CO	COM	842587107	1,379,410	19,672	SH		SOLE		0	0	19,672
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	149,042,836	2,422,279	SH		SOLE		0	0	2,422,279
LAMB WESTON HLDGS INC	COM	513272104	324,885	3,006	SH		SOLE		0	0	3,006
ABBOTT LABS	COM	002824100	3,954,965	35,931	SH		SOLE		0	0	35,931
M & T BK CORP	COM	55261F104	304,561	2,222	SH		SOLE		0	0	2,222
GARMIN LTD	SHS	H2906T109	421,041	3,276	SH		SOLE		0	0	3,276
COSTAR GROUP INC	COM	22160N109	211,134	2,416	SH		SOLE		0	0	2,416
LUMEN TECHNOLOGIES INC	COM	550241103	21,307	11,643	SH		SOLE		0	0	11,643
INVESCO LTD	SHS	G491BT108	420,588	23,576	SH		SOLE		0	0	23,576
MICROSOFT CORP	COM	594918104	32,024,086	85,161	SH		SOLE		0	0	85,161
WISDOMTREE TR	US MIDCAP FUND	97717W570	2,944,813	51,312	SH		SOLE		0	0	51,312
ISHARES TR	RUSEL 2500 ETF	46435G268	690,684	11,218	SH		SOLE		0	0	11,218
ISHARES TR	S&P 500 GRWT ETF	464287309	1,416,063	18,856	SH		SOLE		0	0	18,856
SCHWAB CHARLES CORP	COM	808513105	372,013	5,407	SH		SOLE		0	0	5,407
SPDR INDEX SHS FDS	S&P CHINA ETF	78463X400	242,235	3,556	SH		SOLE		0	0	3,556
TRACTOR SUPPLY CO	COM	892356106	692,267	3,219	SH		SOLE		0	0	3,219
ISHARES TR	MSCI USA QLT FCT	46432F339	729,730	4,959	SH		SOLE		0	0	4,959
WORLD GOLD TR	SPDR GLD MINIS	98149E303	305,270	7,462	SH		SOLE		0	0	7,462
TRANE TECHNOLOGIES PLC	SHS	G8994E103	537,808	2,205	SH		SOLE		0	0	2,205
ISHARES TR	RUS 1000 ETF	464287622	2,294,606	8,749	SH		SOLE		0	0	8,749
NOVO-NORDISK A S	ADR	670100205	425,697	4,115	SH		SOLE		0	0	4,115
PROSHARES TR	SP500 EX ENRGY	74347B581	519,262	5,100	SH		SOLE		0	0	5,100
AMGEN INC	COM	031162100	3,531,763	12,262	SH		SOLE		0	0	12,262
DIGITAL RLTY TR INC	COM	253868103	382,013	2,839	SH		SOLE		0	0	2,839
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	36,258,253	1,039,216	SH		SOLE		0	0	1,039,216
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	501,176	4,819	SH		SOLE		0	0	4,819
ALLSTATE CORP	COM	020002101	296,277	2,117	SH		SOLE		0	0	2,117
DISCOVER FINL SVCS	COM	254709108	280,559	2,496	SH		SOLE		0	0	2,496
UNITED STATES STL CORP NEW	COM	912909108	550,523	11,316	SH		SOLE		0	0	11,316
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	217,991	2,363	SH		SOLE		0	0	2,363
ISHARES TR	ESG AW MSCI EAFE	46435G516	11,904,470	157,592	SH		SOLE		0	0	157,592
SPDR SER TR	PORTFLI INTRMDIT	78464A672	18,151,739	635,565	SH		SOLE		0	0	635,565
EXPEDITORS INTL WASH INC	COM	302130109	271,516	2,135	SH		SOLE		0	0	2,135
HERSHEY CO	COM	427866108	225,541	1,210	SH		SOLE		0	0	1,210
ISHARES TR	MORNINGSTAR GRWT	464287119	434,184	6,402	SH		SOLE		0	0	6,402
VICI PPTYS INC	COM	925652109	345,622	10,841	SH		SOLE		0	0	10,841