Gallagher Fiduciary Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,874,234	14,519	SH		SOLE		14,518	0	0
ABBOTT LABS	COM	002824100	504,557	4,461	SH		SOLE		4,460	0	0
ABBVIE INC	COM	00287Y109	860,208	4,841	SH		SOLE		4,840	0	0
ADTALEM GLOBAL ED INC	COM	00737L103	507,715	5,589	SH		SOLE		5,588	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	325,169	2,692	SH		SOLE		2,692	0	0
AES CORP	COM	00130H105	772,383	60,014	SH		SOLE		60,014	0	0
AGIOS PHARMACEUTICALS INC	COM	00847X104	365,058	11,110	SH		SOLE		11,109	0	0
AIM ETF PRODUCTS TRUST	US LRGCP B20 FEB	00888H786	219,184	7,075	SH		SOLE		7,075	0	0
ALIGHT INC	COM CL A	01626W101	265,752	38,403	SH		SOLE		38,403	0	0
ALPHABET INC	CAP STK CL A	02079K305	841,600	4,446	SH		SOLE		4,445	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,238,812	6,505	SH		SOLE		6,505	0	0
AMAZON COM INC	COM	023135106	4,616,645	21,043	SH		SOLE		21,043	0	0
AMC NETWORKS INC	CL A	00164V103	184,724	18,659	SH		SOLE		18,659	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	12,168,503	182,245	SH		SOLE		182,245	0	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	15,330,600	158,817	SH		SOLE		158,816	0	0
AMERICAN EAGLE OUTFITTERS IN	COM	02553E106	262,386	15,740	SH		SOLE		15,740	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	954,840	10,353	SH		SOLE		10,352	0	0
AMERICAN EXPRESS CO	COM	025816109	364,991	1,230	SH		SOLE		1,229	0	0
AMERICAN HEALTHCARE REIT INC	COM SHS	398182303	325,068	11,438	SH		SOLE		11,438	0	0
AMETEK INC	COM	031100100	309,604	1,718	SH		SOLE		1,717	0	0
AMPLIFY ETF TR	AMPLIFY ALTERNAT	032108631	26,320	11,750	SH		SOLE		11,750	0	0
APPLE INC	COM	037833100	5,305,702	21,187	SH		SOLE		21,187	0	0
ARROW FINL CORP	COM	042744102	571,482	19,905	SH		SOLE		19,905	0	0
ASBURY AUTOMOTIVE GROUP INC	COM	043436104	373,294	1,536	SH		SOLE		1,536	0	0
AT&T INC	COM	00206R102	1,527,164	67,069	SH		SOLE		67,069	0	0
AURORA CANNABIS INC	COM	05156X850	86,190	20,280	SH		SOLE		20,280	0	0
AVIENT CORPORATION	COM	05368V106	311,014	7,612	SH		SOLE		7,611	0	0
BANCFIRST CORP	COM	05945F103	653,333	5,575	SH		SOLE		5,575	0	0
BANK AMERICA CORP	COM	060505104	515,671	11,733	SH		SOLE		11,733	0	0
BARRICK GOLD CORP	COM	067901108	775,459	50,030	SH		SOLE		50,029	0	0
BEACON ROOFING SUPPLY INC	COM	073685109	393,419	3,873	SH		SOLE		3,873	0	0
BEAM THERAPEUTICS INC	COM	07373V105	228,644	9,220	SH		SOLE		9,219	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,246,520	2,750	SH		SOLE		2,750	0	0
BLACKROCK ETF TRUST	ISHARES US EQUIT	09290C103	588,350	11,480	SH		SOLE		11,480	0	0
BLACKROCK INC	COM	09290D101	210,050	205	SH		SOLE		204	0	0
BLOCK INC	CL A	852234103	458,011	5,389	SH		SOLE		5,389	0	0
BLOOM ENERGY CORP	COM CL A	093712107	228,763	10,300	SH		SOLE		10,300	0	0
BOEING CO	COM	097023105	276,828	1,564	SH		SOLE		1,564	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	623,900	6,985	SH		SOLE		6,985	0	0
BRANDYWINE RLTY TR	SH BEN INT NEW	105368203	535,497	95,624	SH		SOLE		95,624	0	0
BRIGHTSPIRE CAPITAL INC	COM CL A	10949T109	203,968	36,164	SH		SOLE		36,164	0	0
BROOKDALE SR LIVING INC	COM	112463104	170,333	33,864	SH		SOLE		33,863	0	0
CALIFORNIA RES CORP	COM STOCK	13057Q305	233,834	4,506	SH		SOLE		4,506	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	333,038	4,879	SH		SOLE		4,878	0	0
CATERPILLAR INC	COM	149123101	259,756	716	SH		SOLE		716	0	0
CHARGEPOINT HOLDINGS INC	COM CL A	15961R105	42,907	40,100	SH		SOLE		40,100	0	0
CHEVRON CORP NEW	COM	166764100	1,547,605	10,685	SH		SOLE		10,684	0	0
CHIMERA INVT CORP	COM SHS	16934Q802	277,333	19,810	SH		SOLE		19,809	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	379,589	6,295	SH		SOLE		6,295	0	0
CISCO SYS INC	COM	17275R102	552,583	9,334	SH		SOLE		9,334	0	0
CITIZENS FINL GROUP INC	COM	174610105	760,824	17,386	SH		SOLE		17,386	0	0
CLAROS MTG TR INC	COMMON STOCK	18270D106	101,386	22,431	SH		SOLE		22,430	0	0
COCA COLA CO	COM	191216100	1,369,459	21,996	SH		SOLE		21,995	0	0
COLUMBIA BKG SYS INC	COM	197236102	726,867	26,911	SH		SOLE		26,911	0	0
COMCAST CORP NEW	CL A	20030N101	374,969	9,991	SH		SOLE		9,991	0	0
COMMUNITY FINANCIAL SYSTEM I	COM	203607106	524,033	8,496	SH		SOLE		8,496	0	0
CONOCOPHILLIPS	COM	20825C104	290,154	2,926	SH		SOLE		2,925	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	232,987	1,041	SH		SOLE		1,041	0	0
CORNING INC	COM	219350105	789,420	16,612	SH		SOLE		16,612	0	0
COSTCO WHSL CORP NEW	COM	22160K105	848,830	926	SH		SOLE		926	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	231,642	677	SH		SOLE		677	0	0
DAKTRONICS INC	COM	234264109	249,410	14,793	SH		SOLE		14,793	0	0
DANA INC	COM	235825205	196,361	16,986	SH		SOLE		16,986	0	0
DANAHER CORPORATION	COM	235851102	244,422	1,065	SH		SOLE		1,064	0	0
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	149,853	13,285	SH		SOLE		13,284	0	0
DISCOVER FINL SVCS	COM	254709108	423,861	2,447	SH		SOLE		2,446	0	0
DISNEY WALT CO	COM	254687106	665,136	5,973	SH		SOLE		5,973	0	0
DOMINION ENERGY INC	COM	25746U109	356,823	6,625	SH		SOLE		6,625	0	0
DONALDSON INC	COM	257651109	526,088	7,811	SH		SOLE		7,811	0	0
DTE ENERGY CO	COM	233331107	402,096	3,330	SH		SOLE		3,329	0	0
DUPONT DE NEMOURS INC	COM	26614N102	236,674	3,104	SH		SOLE		3,103	0	0
EASTERN BANKSHARES INC	COM	27627N105	442,250	25,638	SH		SOLE		25,637	0	0
ECOLAB INC	COM	278865100	796,222	3,398	SH		SOLE		3,398	0	0
EDISON INTL	COM	281020107	766,941	9,606	SH		SOLE		9,605	0	0
EMERSON ELEC CO	COM	291011104	386,791	3,121	SH		SOLE		3,121	0	0
ENBRIDGE INC	COM	29250N105	219,872	5,182	SH		SOLE		5,181	0	0
ENPRO INC	COM	29355X107	525,831	3,049	SH		SOLE		3,049	0	0
EVERSOURCE ENERGY	COM	30040W108	402,411	7,007	SH		SOLE		7,006	0	0
EXXON MOBIL CORP	COM	30231G102	2,618,830	24,345	SH		SOLE		24,345	0	0
FAIR ISAAC CORP	COM	303250104	447,959	225	SH		SOLE		225	0	0
FERGUSON ENTERPRISES INC	COMMON STOCK NEW	31488V107	219,757	1,266	SH		SOLE		1,266	0	0
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	6,047,259	121,090	SH		SOLE		121,090	0	0
FIDELITY NATIONAL FINANCIAL	FNF GROUP COM	31620R303	771,851	13,749	SH		SOLE		13,748	0	0
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	2,403,259	40,637	SH		SOLE		40,636	0	0
FIRST TR EXCHANGE-TRADED FD	SMID RISNG ETF	33741X102	6,950,086	193,866	SH		SOLE		193,865	0	0
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	327,274	3,207	SH		SOLE		3,207	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST LAD	33740U729	12,124,571	507,517	SH		SOLE		507,516	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740F755	6,638,414	217,867	SH		SOLE		217,867	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U752	386,840	12,308	SH		SOLE		12,308	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S EQT	33740F482	476,988	12,733	SH		SOLE		12,733	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S EQT	33740F441	250,520	6,791	SH		SOLE		6,791	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S EQT	33740F433	472,968	13,138	SH		SOLE		13,138	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740U505	209,770	4,706	SH		SOLE		4,706	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US	33740F631	1,871,272	47,883	SH		SOLE		47,883	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQ MA	33740U521	249,920	8,178	SH		SOLE		8,178	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U737	252,113	6,750	SH		SOLE		6,750	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F458	577,689	15,409	SH		SOLE		15,409	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F664	483,935	11,352	SH		SOLE		11,351	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F623	5,488,498	119,575	SH		SOLE		119,574	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F847	234,127	4,896	SH		SOLE		4,896	0	0
FIRST TR EXCHNG TRADED FD VI	VEST US EQUITY M	33740U588	2,552,254	80,390	SH		SOLE		80,390	0	0
FIRST TR EXCHNG TRADED FD VI	VEST US EQUITY M	33740U612	718,170	23,257	SH		SOLE		23,256	0	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	201,904	4,627	SH		SOLE		4,626	0	0
FORD MTR CO	COM	345370860	996,357	100,642	SH		SOLE		100,642	0	0
GATX CORP	COM	361448103	468,803	3,025	SH		SOLE		3,025	0	0
GE AEROSPACE	COM NEW	369604301	351,258	2,106	SH		SOLE		2,105	0	0
GENUINE PARTS CO	COM	372460105	309,008	2,647	SH		SOLE		2,646	0	0
GLACIER BANCORP INC NEW	COM	37637Q105	550,150	10,955	SH		SOLE		10,954	0	0
GOODYEAR TIRE & RUBR CO	COM	382550101	187,002	20,778	SH		SOLE		20,778	0	0
GRAY TELEVISION INC	COM	389375106	170,470	54,118	SH		SOLE		54,117	0	0
HEALTHCARE RLTY TR	CL A COM	42226K105	768,284	45,327	SH		SOLE		45,326	0	0
HELMERICH & PAYNE INC	COM	423452101	231,080	7,217	SH		SOLE		7,216	0	0
HONEYWELL INTL INC	COM	438516106	587,000	2,599	SH		SOLE		2,598	0	0
HUNT J B TRANS SVCS INC	COM	445658107	236,640	1,387	SH		SOLE		1,386	0	0
INDEPENDENCE RLTY TR INC	COM	45378A106	756,403	38,125	SH		SOLE		38,125	0	0
INNOVATOR ETFS TRUST	DEFINED WLT SHLD	45783Y855	1,213,773	38,631	SH		SOLE		38,630	0	0
INNOVATOR ETFS TRUST	EQUITY DEFINED P	45784N882	288,723	11,338	SH		SOLE		11,338	0	0
INNOVATOR ETFS TRUST	EQUITY DEFINED P	45783Y244	263,265	9,654	SH		SOLE		9,654	0	0
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C672	213,375	6,009	SH		SOLE		6,009	0	0
INTEL CORP	COM	458140100	516,136	25,742	SH		SOLE		25,742	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	831,448	3,782	SH		SOLE		3,782	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	246,365	472	SH		SOLE		472	0	0
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	463,229	9,272	SH		SOLE		9,272	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	481,683	942	SH		SOLE		942	0	0
INVITATION HOMES INC	COM	46187W107	275,207	8,608	SH		SOLE		8,608	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	21,964,415	420,613	SH		SOLE		420,613	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	243,148	4,385	SH		SOLE		4,385	0	0
ISHARES TR	0-3 MNTH TREASRY	46436E718	1,993,198	19,868	SH		SOLE		19,868	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	33,673,383	790,269	SH		SOLE		790,269	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	2,340,419	28,549	SH		SOLE		28,548	0	0
ISHARES TR	20 YR TR BD ETF	464287432	446,082	5,108	SH		SOLE		5,108	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	11,040,173	179,983	SH		SOLE		179,983	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	8,518,330	75,880	SH		SOLE		75,880	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	22,425,292	319,085	SH		SOLE		319,084	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	277,246	2,406	SH		SOLE		2,406	0	0
ISHARES TR	CORE S&P TTL STK	464287150	483,410	3,758	SH		SOLE		3,758	0	0
ISHARES TR	CORE S&P US GWT	464287671	19,195,566	137,751	SH		SOLE		137,750	0	0
ISHARES TR	CORE S&P US VLU	464287663	10,474,447	113,127	SH		SOLE		113,127	0	0
ISHARES TR	CORE S&P500 ETF	464287200	4,294,977	7,296	SH		SOLE		7,295	0	0
ISHARES TR	CORE TOTAL USD	46434V613	793,260	17,550	SH		SOLE		17,550	0	0
ISHARES TR	CORE US AGGBD ET	464287226	459,093	4,738	SH		SOLE		4,737	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	552,145	5,702	SH		SOLE		5,702	0	0
ISHARES TR	EAFE VALUE ETF	464288877	675,792	12,880	SH		SOLE		12,879	0	0
ISHARES TR	GLOBAL TECH ETF	464287291	315,270	3,720	SH		SOLE		3,720	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	42,790,068	400,506	SH		SOLE		400,506	0	0
ISHARES TR	ISHARES SEMICDTR	464287523	352,542	1,636	SH		SOLE		1,636	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	223,467	4,322	SH		SOLE		4,322	0	0
ISHARES TR	MRGSTR SM CP GR	464288604	13,927,740	281,596	SH		SOLE		281,596	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	6,477,648	31,305	SH		SOLE		31,305	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	709,827	3,986	SH		SOLE		3,986	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	402,351	3,776	SH		SOLE		3,776	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	314,755	1,700	SH		SOLE		1,700	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	438,323	1,523	SH		SOLE		1,522	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	1,603,985	9,770	SH		SOLE		9,770	0	0
ISHARES TR	RUS MID CAP ETF	464287499	239,609	2,711	SH		SOLE		2,710	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	799,777	7,877	SH		SOLE		7,877	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	559,768	2,933	SH		SOLE		2,932	0	0
ISHARES TR	SP SMCP600VL ETF	464287879	218,677	2,013	SH		SOLE		2,013	0	0
ISHARES TR	U.S. TECH ETF	464287721	378,473	2,373	SH		SOLE		2,372	0	0
ITRON INC	COM	465741106	588,178	5,417	SH		SOLE		5,417	0	0
JACKSON FINANCIAL INC	COM CL A	46817M107	595,367	6,837	SH		SOLE		6,837	0	0
JOBY AVIATION INC	COMMON STOCK	G65163100	543,084	66,800	SH		SOLE		66,800	0	0
JOHNSON & JOHNSON	COM	478160104	817,499	5,653	SH		SOLE		5,652	0	0
JPMORGAN CHASE & CO.	COM	46625H100	2,159,721	9,010	SH		SOLE		9,009	0	0
KB HOME	COM	48666K109	369,818	5,627	SH		SOLE		5,627	0	0
KENNEDY-WILSON HOLDINGS INC	COM	489398107	714,616	71,533	SH		SOLE		71,533	0	0
KINDER MORGAN INC DEL	COM	49456B101	708,819	25,869	SH		SOLE		25,869	0	0
KKR & CO INC	COM	48251W104	421,027	2,847	SH		SOLE		2,846	0	0
LEMONADE INC	COM	52567D107	352,476	9,610	SH		SOLE		9,609	0	0
LINDE PLC	SHS	G54950103	316,682	756	SH		SOLE		756	0	0
LOCKHEED MARTIN CORP	COM	539830109	268,113	552	SH		SOLE		551	0	0
LUMEN TECHNOLOGIES INC	COM	550241103	714,065	134,476	SH		SOLE		134,475	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	780,834	10,513	SH		SOLE		10,513	0	0
MANULIFE FINL CORP	COM	56501R106	769,926	25,071	SH		SOLE		25,070	0	0
MARQETA INC	CLASS A COM	57142B104	143,885	37,965	SH		SOLE		37,964	0	0
MARVELL TECHNOLOGY INC	COM	573874104	553,560	5,012	SH		SOLE		5,011	0	0
MASCO CORP	COM	574599106	319,655	4,405	SH		SOLE		4,404	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	742,730	1,411	SH		SOLE		1,410	0	0
MCDONALDS CORP	COM	580135101	1,247,534	4,303	SH		SOLE		4,303	0	0
MCKESSON CORP	COM	58155Q103	343,088	602	SH		SOLE		602	0	0
MERCK & CO INC	COM	58933Y105	1,028,477	10,339	SH		SOLE		10,338	0	0
MERITAGE HOMES CORP	COM	59001A102	320,183	2,082	SH		SOLE		2,081	0	0
META PLATFORMS INC	CL A	30303M102	1,570,005	2,681	SH		SOLE		2,681	0	0
MICRON TECHNOLOGY INC	COM	595112103	211,152	2,509	SH		SOLE		2,508	0	0
MICROSOFT CORP	COM	594918104	3,341,638	7,928	SH		SOLE		7,927	0	0
MISSION PRODUCE INC	COM	60510V108	556,651	38,737	SH		SOLE		38,737	0	0
MORGAN STANLEY	COM NEW	617446448	400,030	3,182	SH		SOLE		3,181	0	0
MP MATERIALS CORP	COM CL A	553368101	209,040	13,400	SH		SOLE		13,400	0	0
MUELLER INDS INC	COM	624756102	795,986	10,030	SH		SOLE		10,030	0	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	772,788	13,006	SH		SOLE		13,005	0	0
NEOGEN CORP	COM	640491106	190,774	15,715	SH		SOLE		15,714	0	0
NETFLIX INC	COM	64110L106	610,554	685	SH		SOLE		685	0	0
NEWMARKET CORP	COM	651587107	581,185	1,100	SH		SOLE		1,100	0	0
NEXSTAR MEDIA GROUP INC	COMMON STOCK	65336K103	751,089	4,755	SH		SOLE		4,754	0	0
NIO INC	SPON ADS	62914V106	388,040	89,000	SH		SOLE		89,000	0	0
NVIDIA CORPORATION	COM	67066G104	4,191,320	31,211	SH		SOLE		31,210	0	0
OMNIAB INC	COM	68218J103	130,102	36,752	SH		SOLE		36,752	0	0
ONE GAS INC	COM	68235P108	370,236	5,346	SH		SOLE		5,346	0	0
ORACLE CORP	COM	68389X105	371,168	2,227	SH		SOLE		2,227	0	0
PACER FDS TR	LUNT LRGCP MULTI	69374H816	6,316,909	128,299	SH		SOLE		128,298	0	0
PACER FDS TR	WEALTHSHIELD	69374H840	201,383	6,623	SH		SOLE		6,623	0	0
PACIFIC BIOSCIENCES CALIF IN	COM	69404D108	31,201	17,050	SH		SOLE		17,049	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	1,092,173	14,441	SH		SOLE		14,441	0	0
PARK NATL CORP	COM	700658107	682,840	3,983	SH		SOLE		3,983	0	0
PATTERSON COS INC	COM	703395103	311,004	10,078	SH		SOLE		10,077	0	0
PATTERSON-UTI ENERGY INC	COM	703481101	122,711	14,856	SH		SOLE		14,856	0	0
PEPSICO INC	COM	713448108	872,036	5,735	SH		SOLE		5,734	0	0
PFIZER INC	COM	717081103	1,229,646	46,349	SH		SOLE		46,349	0	0
PHILIP MORRIS INTL INC	COM	718172109	425,093	3,532	SH		SOLE		3,532	0	0
PLIANT THERAPEUTICS INC	COM	729139105	156,578	11,889	SH		SOLE		11,889	0	0
PLUG POWER INC	COM NEW	72919P202	242,820	114,000	SH		SOLE		114,000	0	0
POLESTAR AUTOMOTIVE HLDG UK	ADS A	731105201	98,175	93,500	SH		SOLE		93,500	0	0
PRICE T ROWE GROUP INC	COM	74144T108	230,686	2,040	SH		SOLE		2,039	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,743,266	10,398	SH		SOLE		10,398	0	0
PROLOGIS INC.	COM	74340W103	242,665	2,296	SH		SOLE		2,295	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	234,341	2,354	SH		SOLE		2,354	0	0
PRUDENTIAL FINL INC	COM	744320102	493,732	4,165	SH		SOLE		4,165	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	222,544	2,634	SH		SOLE		2,633	0	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	349,127	14,844	SH		SOLE		14,843	0	0
RING ENERGY INC	COM	76680V108	198,930	146,272	SH		SOLE		146,272	0	0
ROCKET LAB USA INC	COM	773122106	271,816	10,672	SH		SOLE		10,672	0	0
RTX CORPORATION	COM	75513E101	378,863	3,274	SH		SOLE		3,273	0	0
RUSH ENTERPRISES INC	CL A	781846209	318,925	5,821	SH		SOLE		5,820	0	0
S&P GLOBAL INC	COM	78409V104	501,469	1,007	SH		SOLE		1,006	0	0
SABRA HEALTH CARE REIT INC	COM	78573L106	422,174	24,375	SH		SOLE		24,374	0	0
SALESFORCE INC	COM	79466L302	525,870	1,573	SH		SOLE		1,572	0	0
SANMINA CORPORATION	COM	801056102	517,204	6,835	SH		SOLE		6,835	0	0
SAP SE	SPON ADR	803054204	259,973	1,056	SH		SOLE		1,055	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	382,737	20,688	SH		SOLE		20,688	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	484,361	20,896	SH		SOLE		20,895	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	751,021	27,103	SH		SOLE		27,102	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	774,321	29,943	SH		SOLE		29,942	0	0
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	1,177,124	12,159	SH		SOLE		12,159	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	525,477	6,134	SH		SOLE		6,134	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,762,759	36,473	SH		SOLE		36,473	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	1,056,593	8,019	SH		SOLE		8,019	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	264,312	6,499	SH		SOLE		6,498	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,376,845	6,137	SH		SOLE		6,137	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	603,904	7,682	SH		SOLE		7,682	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,130,501	8,218	SH		SOLE		8,217	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	396,571	5,239	SH		SOLE		5,239	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	254,746	3,028	SH		SOLE		3,027	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,910,480	21,119	SH		SOLE		21,118	0	0
SHELL PLC	SPON ADS	780259305	833,794	13,309	SH		SOLE		13,308	0	0
SIGNET JEWELERS LIMITED	SHS	G81276100	225,008	2,788	SH		SOLE		2,787	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	776,553	4,509	SH		SOLE		4,509	0	0
SJW GROUP	COM	784305104	269,922	5,484	SH		SOLE		5,483	0	0
SMUCKER J M CO	COM NEW	832696405	776,276	7,049	SH		SOLE		7,049	0	0
SONOCO PRODS CO	COM	835495102	780,232	15,972	SH		SOLE		15,971	0	0
SOUTHSTATE CORPORATION	COM	840441109	414,413	4,166	SH		SOLE		4,165	0	0
SOUTHWEST GAS HLDGS INC	COM	844895102	310,488	4,391	SH		SOLE		4,391	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	321,078	755	SH		SOLE		754	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,403,387	2,395	SH		SOLE		2,394	0	0
SPDR SER TR	PORTFLI HIGH YLD	78468R606	582,508	24,819	SH		SOLE		24,819	0	0
STERIS PLC	SHS USD	G8473T100	404,980	1,970	SH		SOLE		1,970	0	0
STONECO LTD	COM CL A	G85158106	100,330	12,589	SH		SOLE		12,588	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	448,560	2,271	SH		SOLE		2,271	0	0
TARGET CORP	COM	87612E106	861,769	6,375	SH		SOLE		6,374	0	0
TAYLOR MORRISON HOME CORP	COM	87724P106	382,807	6,254	SH		SOLE		6,254	0	0
TESLA INC	COM	88160R101	2,782,031	6,889	SH		SOLE		6,888	0	0
THE CIGNA GROUP	COM	125523100	315,470	1,142	SH		SOLE		1,142	0	0
THE TRADE DESK INC	COM CL A	88339J105	241,759	2,057	SH		SOLE		2,057	0	0
TOMPKINS FINL CORP	COM	890110109	556,302	8,201	SH		SOLE		8,201	0	0
TRI POINTE HOMES INC	COM	87265H109	363,380	10,022	SH		SOLE		10,021	0	0
TRUIST FINL CORP	COM	89832Q109	760,196	17,524	SH		SOLE		17,524	0	0
UGI CORP NEW	COM	902681105	810,991	28,728	SH		SOLE		28,727	0	0
UMB FINL CORP	COM	902788108	651,057	5,769	SH		SOLE		5,768	0	0
UNIFIRST CORP MASS	COM	904708104	449,175	2,625	SH		SOLE		2,625	0	0
UNITED BANKSHARES INC WEST V	COM	909907107	457,470	12,183	SH		SOLE		12,182	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	877,187	6,956	SH		SOLE		6,956	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	443,254	876	SH		SOLE		876	0	0
US BANCORP DEL	COM NEW	902973304	436,039	9,116	SH		SOLE		9,116	0	0
VAIL RESORTS INC	COM	91879Q109	781,240	4,168	SH		SOLE		4,167	0	0
VALLEY NATL BANCORP	COM	919794107	427,553	47,191	SH		SOLE		47,191	0	0
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	15,173,185	162,579	SH		SOLE		162,579	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	263,825	3,669	SH		SOLE		3,668	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,463,174	18,183	SH		SOLE		18,183	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,331,431	2,471	SH		SOLE		2,471	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	17,710,557	89,366	SH		SOLE		89,366	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	14,435,941	51,546	SH		SOLE		51,545	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	735,788	2,539	SH		SOLE		2,538	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	12,966,588	76,589	SH		SOLE		76,589	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	323,534	4,031	SH		SOLE		4,030	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	305,808	6,395	SH		SOLE		6,394	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	346,463	2,715	SH		SOLE		2,715	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,516,612	37,925	SH		SOLE		37,924	0	0
VISA INC	COM CL A	92826C839	257,589	815	SH		SOLE		815	0	0
VISHAY INTERTECHNOLOGY INC	COM	928298108	299,319	17,669	SH		SOLE		17,669	0	0
WALKER & DUNLOP INC	COM	93148P102	388,111	3,993	SH		SOLE		3,992	0	0
WALMART INC	COM	931142103	869,367	9,622	SH		SOLE		9,622	0	0
WELLS FARGO CO NEW	COM	949746101	928,561	13,220	SH		SOLE		13,219	0	0
WELLTOWER INC	COM	95040Q104	1,180,279	9,365	SH		SOLE		9,365	0	0
WERNER ENTERPRISES INC	COM	950755108	337,527	9,397	SH		SOLE		9,396	0	0
WILEY JOHN & SONS INC	CL A	968223206	447,048	10,228	SH		SOLE		10,227	0	0
WINTRUST FINL CORP	COM	97650W108	264,778	2,123	SH		SOLE		2,123	0	0
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	331,954	9,664	SH		SOLE		9,663	0	0
XCEL ENERGY INC	COM	98389B100	1,168,253	17,302	SH		SOLE		17,302	0	0
ZIFF DAVIS INC	COM	48123V102	299,495	5,512	SH		SOLE		5,511	0	0