FS Bancorp (FSBW) 10-Q 12 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 04, 2015
Document And Entity Information
Entity Registrant Name	FS Bancorp, Inc.
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Entity Central Index Key	1,530,249
Current Fiscal Year End Date	--09-30
Entity Common Stock, Shares Outstanding		3,241,120
Entity Filer Category	Smaller Reporting Company
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 1,272	$ 10,499
Interest-bearing deposits with other financial institutions	4,160	5,056
Cash and Cash Equivalents, at Carrying Value	5,432	15,555
Certificates of Deposit, at Carrying Value	11,181	4,543
Securities available-for-sale, at fair value	53,679	48,744
Loans held for sale, at fair value	53,335	25,983
Loans receivable, net	482,592	387,174
Accrued interest receivable	2,057	1,558
Premises and equipment, net	13,734	13,584
Federal Home Loan Bank (FHLB) stock, at cost	2,972	1,650
Bank owned life insurance (BOLI)	9,701	6,556
Servicing rights, held at the lower of cost or fair value	5,226	3,061
Other assets	2,071	1,346
TOTAL ASSETS	641,980	509,754
LIABILITIES
Noninterest-bearing accounts	69,724	56,734
Interest-bearing accounts	430,159	363,710
Total deposits	499,883	420,444
Borrowings	59,269	17,034
Other liabilities	9,590	6,440
Total liabilities	$ 568,742	$ 443,918
COMMITMENTS AND CONTINGENCIES (NOTE 9)
STOCKHOLDERS' EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; None issued or outstanding	$ 0	$ 0
Common stock, $.01 par value; 45,000,000 shares authorized; 3,241,120 and 3,235,625 shares issued and outstanding at September 30, 2015, and December 31, 2014, respectively	32	32
Additional paid-in capital	30,289	29,450
Retained earnings	44,373	38,125
Accumulated other comprehensive income, net of tax	234	117
Unearned shares - Employee Stock Ownership Plan (ESOP)	(1,690)	(1,888)
Total stockholders' equity	73,238	65,836
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 641,980	$ 509,754

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Items Included in Consolidated Statement of Financial Condition [Abstract]
Preferred stock par value, in dollars per share	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock par value, in dollars per share	$ 0.01	$ 0.01
Common stock, shares authorized	45,000,000	45,000,000
Common stock, shares issued	3,241,120	3,235,625
Common stock, shares outstanding	3,241,120	3,235,625

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Income Statement [Abstract]
Loans receivable including fees	$ 7,730	$ 6,339	$ 22,042	$ 17,013
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	329	264	874	950
Total interest and dividend income	8,059	6,603	22,916	17,963
Deposits	866	675	2,425	1,818
Borrowings	56	76	195	197
Total interest expense	922	751	2,620	2,015
NET INTEREST INCOME	7,137	5,852	20,296	15,948
PROVISION FOR LOAN LOSSES	600	450	1,800	1,350
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,537	5,402	18,496	14,598
Service charges and fee income	528	458	1,452	1,301
Gain on sale of loans	3,632	1,789	11,565	5,092
(Loss) gain on sale of investment securities	0	(51)	76	(41)
Increase in cash surrender value of BOLI	51	47	146	139
Other noninterest income	165	141	486	401
Total noninterest income	4,376	2,384	13,725	6,892
Salaries and benefits	4,295	3,557	12,461	9,920
Operations	1,118	932	3,209	2,403
Occupancy	497	420	1,388	1,221
Data processing	380	331	1,132	918
Other real estate owned (OREO) fair value impairments, net of loss on sales	0	11	0	42
OREO expense	0	10	0	13
Loan costs	379	316	1,129	1,012
Professional and board fees	479	317	1,268	919
FDIC insurance	69	62	229	188
Marketing and advertising	183	138	458	371
Business Combination, Acquisition Related Costs	432	0	432	0
Recovery on servicing rights	0	(18)	0	(19)
Total noninterest expense	7,832	6,076	21,706	16,988
INCOME BEFORE PROVISION FOR INCOME TAXES	3,081	1,710	10,515	4,502
PROVISION FOR INCOME TAXES	1,086	564	3,656	1,495
NET INCOME	$ 1,995	$ 1,146	$ 6,859	$ 3,007
Basic earnings per share (in dollars per share)	$ 0.67	$ 0.39	$ 2.31	$ 1
Diluted earnings per share (in dollars per share)	$ 0.66	$ 0.39	$ 2.28	$ 1

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 1,995	$ 1,146	$ 6,859	$ 3,007
Unrealized gain (loss) on securities available-for-sale:
Unrealized holding gain (loss) arising during period	391	(119)	253	1,225
Income tax (provision) benefit related to unrealized holding gain (loss)	(133)	40	(86)	(417)
Reclassification adjustment for realized loss (gain) included in net income	0	51	(76)	41
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	0	(17)	26	(14)
Other comprehensive income (loss), net of tax	258	(45)	117	835
COMPREHENSIVE INCOME	$ 2,253	$ 1,101	$ 6,976	$ 3,842

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($)	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income	Unearned Esop Shares
Balance at (in shares) at Dec. 31, 2013		3,240,125
Balance at at Dec. 31, 2013	$ 62,313,000	$ 32,000	$ 30,097,000	$ 35,215,000	$ (898,000)	$ (2,133,000)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	3,007,000			3,007,000
Dividends paid	(523,000)			(523,000)
Compensation expense related to stock options and restricted stock awards	297,000		297,000
Stock Issued During Period, Shares, Restricted Stock Award, Gross		125,105
Stock Issued During Period, Value, Restricted Stock Award, Gross	(1,000)		(1,000)
Stock Repurchased During Period, Shares		(129,605)
Common stock repurchased	(2,222,000)		(1,295,000)	(927,000)
Other comprehensive gain (loss), net of tax	835,000				835,000
Employee Stock Ownership Plan (ESOP), Shares Purchased, Value	(35,000)		(35,000)
ESOP shares allocated	335,000		137,000			198,000
Balance at (in shares) at Sep. 30, 2014		3,235,625
Balance at at Sep. 30, 2014	64,006,000	$ 32,000	29,200,000	36,772,000	(63,000)	(1,935,000)
Balance at (in shares) at Dec. 31, 2014		3,235,625
Balance at at Dec. 31, 2014	65,836,000	$ 32,000	29,450,000	38,125,000	117,000	(1,888,000)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	6,859,000			6,859,000
Dividends paid	(611,000)			(611,000)
Compensation expense related to stock options and restricted stock awards	560,000		560,000
Stock Repurchased During Period, Shares		(4,605)
Common stock repurchased	(101,000)		(101,000)	0
Share-based Compensation Arrangement by Share-based Payment Awards, Options, Exercises in Period		10,100
Stock Issued During Period, Value, Stock Options Exercised	170,000		170,000
Other comprehensive gain (loss), net of tax	117,000				117,000
ESOP shares allocated	408,000		210,000			198,000
Balance at (in shares) at Sep. 30, 2015		3,241,120
Balance at at Sep. 30, 2015	$ 73,238,000	$ 32,000	$ 30,289,000	$ 44,373,000	$ 234,000	$ (1,690,000)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 6,859,000	$ 3,007,000
Adjustments to reconcile net income to net cash from operating activities
Provision for loan losses	1,800,000	1,350,000
Depreciation, amortization and accretion	1,598,000	2,555,000
Compensation expense related to stock options and restricted stock awards	560,000	297,000
ESOP compensation expense for allocated shares	408,000	335,000
Increase in cash surrender value of BOLI	(146,000)	(139,000)
Gain on sale of loans held for sale	(11,565,000)	(4,528,000)
Gain on sale of portfolio loans	0	(564,000)
Origination of loans held for sale	(447,964,000)	(182,264,000)
Proceeds from sale of loans held for sale	429,411,000	176,878,000
(Gain) loss on sale of investment securities	(76,000)	41,000
Gain on sale of OREO	0	(2,000)
Recovery on servicing rights	0	(19,000)
Impairment loss on OREO	0	42,000
Changes in operating assets and liabilities
Accrued interest receivable	(499,000)	(264,000)
Other assets	(725,000)	(244,000)
Other liabilities	3,091,000	2,237,000
Net cash used by operating activities	(17,248,000)	(1,280,000)
Activity in securities available-for-sale:
Proceeds from sale of investment securities	4,178,000	20,330,000
Maturities, prepayments, sales, and calls	4,574,000	10,063,000
Purchases	(13,729,000)	(22,693,000)
Maturities of interest-bearing time deposits	496,000	1,490,000
Purchase of interest-bearing time deposits	(7,136,000)	(250,000)
Loan originations and principal collections, net	(80,887,000)	(98,854,000)
Proceeds from Sale of Loans Receivable	(16,113,000)	0
Proceeds from sale of portfolio loans	0	12,849,000
Proceeds from sale of OREO	0	2,478,000
Purchase bank owned life insurance	(3,000,000)	0
Purchase of premises and equipment, net	(1,068,000)	(692,000)
FHLB stock purchased	(5,468,000)	(225,000)
FHLB stock redeemed	4,146,000	74,000
Net cash used by investing activities	(114,007,000)	(75,430,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	79,439,000	43,413,000
Proceeds from borrowings	305,837,000	123,358,000
Repayments of borrowings	(263,602,000)	(117,470,000)
Dividends paid	(611,000)	(523,000)
Proceeds from stock options exercised	170,000	0
Common stock repurchased	(101,000)	(2,222,000)
Net cash from financing activities	121,132,000	46,556,000
NET DECREASE IN CASH AND CASH EQUIVALENTS	(10,123,000)	(30,154,000)
CASH AND CASH EQUIVALENTS, beginning of period	15,555,000	38,459,000
CASH AND CASH EQUIVALENTS, end of period	5,432,000	8,305,000
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION
Interest	2,623,000	2,007,000
Income taxes	3,666,000	377,000
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in unrealized gain on investment securities	177,000	1,267,000
Property received in settlement of loans	0	445,000
Transfer of portfolio loans to loans held for sale	$ 0	$ 10,231,000

Basis of Presentation and Summa

Basis of Presentation and Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation and Summary of Significant Accounting Policies	BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations – FS Bancorp, Inc. (the “Company”) was incorporated in September 2011 as the proposed holding company for 1st Security Bank of Washington (the “Bank”) in connection with the Bank's conversion from the mutual to stock form of ownership which was completed on July 9, 2012. The Bank is a community-based savings bank with seven branches and four loan production offices in suburban communities in the greater Puget Sound area, and one loan production office in the most recently entered market area of the Tri-Cities, Washington. The Bank provides loan and deposit services to customers who are predominantly small and middle-market businesses and individuals. Financial Statement Presentation – The accompanying unaudited consolidated interim financial statements do not contain all necessary disclosures required by generally accepted accounting principles in the United States of America (“U.S. GAAP”) for complete financial statements and, therefore, should be read in conjunction with the audited consolidated financial statements and the notes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2014 filed with the U.S. Securities and Exchange Commission ("SEC") on March 27, 2015. These unaudited consolidated financial statements include all normal and recurring adjustments that management believes are necessary in order to conform to U.S. GAAP and have been reflected as required by Article 10 of Regulation S-X as promulgated by the SEC. The results for the three and nine months ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015, or any other future period. Amounts presented in the financial statements and footnote tables are rounded and presented in thousands of dollars except per share amounts. In the narrative footnote discussion, amounts are rounded and presented in millions of dollars to one decimal point if the amounts are above $1.0 million. Amounts below $1.0 million are rounded and presented in dollars to the nearest thousands. Certain prior year amounts have been reclassified to conform to the 2015 presentation with no change to net income or stockholders' equity previously reported. Conversion and Change in Corporate Form – On July 9, 2012, in accordance with a Plan of Conversion (the "Plan") adopted by its Board of Directors and as approved by its depositors and borrower members, the Bank (i) converted from a mutual savings bank to a stock savings bank, and (ii) became the wholly-owned subsidiary of FS Bancorp, Inc., a bank holding company registered with the Board of Governors of the Federal Reserve System ("Federal Reserve"). In connection with the conversion, FS Bancorp, Inc. issued an aggregate of 3,240,125 shares of common stock at an offering price of $10.00 per share for gross proceeds of $32.4 million . From the proceeds, the Company made a capital contribution of $15.5 million to the Bank. The Bank is using this additional capital for lending and investment activities and for general and other corporate purposes subject to regulatory limitations. The cost of conversion and the issuance of capital stock was approximately $2.5 million , which was deducted from the proceeds of the offering. Pursuant to the Plan, the Company's Board of Directors adopted an employee stock ownership plan ("ESOP") which purchased 8% of the common stock in the open market or 259,210 shares. As provided for in the Plan, the Bank also established a liquidation account in the amount of retained earnings at December 31, 2011. The liquidation account will be maintained for the benefit of eligible savings account holders at June 30, 2007, and supplemental eligible account holders as of March 31, 2012, who maintain deposit accounts at the Bank after the conversion. The conversion was accounted for as a change in corporate form with the historic basis of the Company’s assets, liabilities, and equity unchanged as a result. Use of Estimates – The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect amounts reported in the financial statements. Actual results could differ from these estimates. Material estimates that are particularly susceptible to change in the near term are allowances for loan losses, fair value of measurements, servicing assets, and deferred income taxes. Principles of Consolidation – The consolidated financial statements include the accounts of FS Bancorp, Inc. and its wholly owned subsidiary, 1st Security Bank of Washington. All material intercompany accounts have been eliminated in consolidation. NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Segment Reporting – The Company’s major line of business is community banking. Management has determined that the Company operates as a single operating segment based on U. S. GAAP. Subsequent Events – On September 1, 2015, 1st Security Bank, the wholly owned subsidiary of FS Bancorp, Inc. entered into a Purchase and Assumption Agreement with Bank of America, National Association to purchase four retail bank branches. On October 15, 2015, FS Bancorp, Inc. issued an unsecured subordinated term note in the aggregate principal amount of $10.0 million due October 1, 2025 bearing interest at a rate of 6.5% per annum. For additional information regarding these subsequent events please see Note 16 Recent Developments. Cash and Cash Equivalents – Cash and cash equivalents include cash and due from banks, and interest-bearing balances due from other banks and the Federal Reserve Bank of San Francisco ("Federal Reserve Bank") and have a maturity of 90 days or less at the time of purchase. At September 30, 2015 the Company had no cash and due from banks and interest-bearing deposits at other financial institutions in excess of Federal Deposit Insurance Corporation ("FDIC") insured limits and at December 31, 2014, the Company had cash and due from banks and interest-bearing deposits at other financial institutions in excess of FDIC insured limits. Because the Company places these deposits with major financial institutions and monitors the financial condition of these institutions, management believes the risk of loss to any deposits in excess of FDIC limits to be minimal. RECENT ACCOUNTING PRONOUNCEMENTS In January 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2015-01, Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) . The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis , which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on simplifying the consolidation evaluation for reporting organizations that are required to evaluate whether they should consolidate certain legal entities by reducing the number of consolidation model from four to two, among other changes. The ASU will be effective for periods beginning after December 31, 2015, while early adoption is permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs . The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected. The ASU is effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) periods within those fiscal years. ASU No. 2015-03 should be applied on a retrospective basis. The Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement . The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement does include a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements . On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification ("Codification") updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements. Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements. In July 2015, the FASB issued ASU 2015-12, Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), Health and Welfare Benefit Plans (Topic 965): (Part I) Fully Benefit-Responsive Investment Contracts, (Part II) Plan Investment Disclosures, (Part III) Measurement Date Practical Expedient (consensuses of the FASB Emerging Issues Task Force) . The amendments of this ASU (i) require fully benefit-responsive investment contracts to be measured, presented and disclosed only at contract value, not fair value; (ii) simplify the investment disclosure requirements; and (iii) provide a measurement date practical expedient for employee benefit plans. This ASU is effective for fiscal years beginning after December 15, 2015, although earlier adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In July 2015, the FASB issued ASU No. 2015-14, Revenue from Contracts with Customers, deferring the effective date of the new revenue standard by one year . The standard also allows entities to choose to adopt the standard as of the original effective date. The FASB decided, based on its outreach to various stakeholders and the forthcoming amendments to the new revenue standard, that a deferral is necessary to provide adequate time to effectively implement the new revenue standard. In August 2015, the FASB issued ASU No. 2015-15, Interest-Imputation of Interest (Subtopic 835-30), Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements . The ASU provides guidance not previously included in ASU 2015-03 regarding debt issuance related to line-of-credit arrangements. The amendment allows an entity to present debt issuance costs as an asset and subsequently amortize the deferred debt issuance costs over the term of the line-of-credit arrangement, regardless if there are any outstanding borrowings on the line-of-credit arrangement. The amendment is effective for fiscal years beginning after December 15, 2015. This ASU is not expected to have a material effect on the Company's consolidated financial statements. NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In September 2015, the FASB issued ASU No. 2015-16, Business Combinations (Topic 805) . This ASU simplifies the accounting for adjustments made to provisional amounts recognized in a business combination during the measurement period. The amendments in this ASU require that the acquirer recognize the adjustments to provisional amounts in the reporting period in which the adjustment amount is determined. The acquirer must also record in the same period's financial statements, the effect on earnings of changes in depreciation, amortization or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. This ASU has a potential impact on the Company, and the Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements.

Securities Available-for-sale

Securities Available-for-sale	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Securities Available-for-sale	SECURITIES AVAILABLE-FOR-SALE The following tables present the amortized costs, unrealized gains, unrealized losses, and estimated fair values of securities available-for-sale at September 30, 2015 and December 31, 2014: September 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Values SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 7,140 $ 5 $ (59 ) $ 7,086 Municipal bonds 17,045 358 (16 ) 17,387 Corporate securities 3,495 5 (79 ) 3,421 U.S. Small Business Administration securities 4,012 64 — 4,076 Mortgage-backed securities 21,633 146 (70 ) 21,709 Total securities available-for-sale $ 53,325 $ 578 $ (224 ) $ 53,679 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Values SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 5,998 $ 3 $ (156 ) $ 5,845 Municipal bonds 15,886 326 (51 ) 16,161 Corporate securities 4,495 — (58 ) 4,437 U.S. Small Business Administration securities 2,019 38 — 2,057 Mortgage-backed securities 20,169 132 (57 ) 20,244 Total securities available-for-sale $ 48,567 $ 499 $ (322 ) $ 48,744 NOTE 2 – SECURITIES AVAILABLE-FOR-SALE (Continued) Investment securities that were in an unrealized loss position at September 30, 2015 and December 31, 2014 are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. In the opinion of management, these securities are considered only temporarily impaired due to changes in market interest rates or the widening of market spreads subsequent to the initial purchase of the securities, and not due to concerns regarding the underlying credit of the issuers or the underlying collateral. September 30, 2015 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 2,062 $ (13 ) $ 3,950 $ (46 ) $ 6,012 $ (59 ) Municipal bonds 418 (2 ) 291 (14 ) 709 (16 ) Corporate securities 994 (6 ) 1,427 (73 ) 2,421 (79 ) Mortgage-backed securities 4,471 (33 ) 2,197 (37 ) 6,668 (70 ) Total $ 7,945 $ (54 ) $ 7,865 $ (170 ) $ 15,810 $ (224 ) December 31, 2014 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ — $ — $ 4,840 $ (156 ) $ 4,840 $ (156 ) Municipal bonds 950 (2 ) 2,266 (49 ) 3,216 (51 ) Corporate securities 2,977 (18 ) 1,460 (40 ) 4,437 (58 ) Mortgage-backed securities 3,776 (2 ) 3,648 (55 ) 7,424 (57 ) Total $ 7,703 $ (22 ) $ 12,214 $ (300 ) $ 19,917 $ (322 ) There were seven investments with unrealized losses of less than one year, and eight investments with unrealized losses of more than one year at September 30, 2015. There were eight investments with unrealized losses of less than one year, and 13 investments with unrealized losses of more than one year at December 31, 2014. The unrealized losses associated with these investments are believed to be caused by changing market conditions that are considered to be temporary and the Company does not intend to sell the securities, and it is not likely to be required to sell these securities. No other-than-temporary impairment was recorded for the three and nine months ended September 30, 2015 and 2014. NOTE 2 – SECURITIES AVAILABLE-FOR-SALE (Continued) The contractual maturities of securities available-for-sale at September 30, 2015 and December 31, 2014 are listed below. Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay the obligations; therefore, these securities are classified separately with no specific maturity date. September 30, 2015 December 31, 2014 Amortized Cost Fair Value Amortized Cost Fair Value Federal agency securities Due in one year or less $ — $ — $ 502 $ 504 Due after one year through five years — — 500 501 Due after five years through ten years 7,140 7,086 4,996 4,840 Subtotal 7,140 7,086 5,998 5,845 Municipal bonds Due after one year through five years 4,767 4,816 4,847 4,910 Due after five years through ten years 5,505 5,641 4,182 4,250 Due after ten years 6,773 6,930 6,857 7,001 Subtotal 17,045 17,387 15,886 16,161 Corporate securities Due in one year or less — — 1,001 1,001 Due after one year through five years 1,500 1,477 500 490 Due after five years through ten years 1,995 1,944 2,994 2,946 Subtotal 3,495 3,421 4,495 4,437 U.S. Small Business Administration securities Due after five years through ten years 4,012 4,076 2,019 2,057 Mortgage-backed securities FNMA 10,911 10,941 14,406 14,452 FHLMC 4,736 4,776 4,438 4,454 GNMA 5,986 5,992 1,325 1,338 Subtotal 21,633 21,709 20,169 20,244 Total $ 53,325 $ 53,679 $ 48,567 $ 48,744 NOTE 2 – SECURITIES AVAILABLE-FOR-SALE (Continued) The proceeds and resulting gains, computed using specific identification, from sales of securities available-for-sale for the three and nine months ended September 30, 2015 and 2014 were as follows: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Proceeds Gross Gains Gross (Losses) Proceeds Gross Gains Gross (Losses) Securities available-for-sale $ — $ — $ — $ 4,178 $ 76 $ — Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Proceeds Gross Gains Gross (Losses) Proceeds Gross Gains Gross (Losses) Securities available-for-sale $ 8,610 $ 14 $ (65 ) $ 20,330 $ 78 $ (119 )

Loans Receivable and Allowance

Loans Receivable and Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans Receivable and Allowance For Loan Losses	LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES The composition of the loan portfolio at September 30, 2015 and December 31, 2014 was as follows: September 30, December 31, 2015 2014 REAL ESTATE LOANS Commercial $ 42,958 $ 42,970 Construction and development 77,965 57,813 Home equity 16,727 15,737 One-to-four-family (excludes loans held for sale) 92,023 46,801 Multi-family 22,716 16,201 Total real estate loans 252,389 179,522 CONSUMER LOANS Indirect home improvement 103,172 99,304 Solar 25,568 18,162 Marine 23,436 16,713 Automobile 595 674 Recreational 373 441 Home improvement 221 329 Other 1,139 1,184 Total consumer loans 154,504 136,807 COMMERCIAL BUSINESS LOANS 83,816 77,881 Total loans receivable, gross 490,709 394,210 Allowance for loan losses (7,388 ) (6,090 ) Deferred costs, fees, and discounts, net (729 ) (946 ) Total loans receivable, net $ 482,592 $ 387,174 The Company has defined its loan portfolio into three segments that reflect the structure of the lending function, the Company’s strategic plan and the manner in which management monitors performance and credit quality. The three loan portfolio segments are: (a) Real Estate Loans, (b) Consumer Loans and (c) Commercial Business Loans. Each of these segments is disaggregated into classes based on the risk characteristics of the borrower and/or the collateral type securing the loan. The following is a summary of each of the Company’s loan portfolio segments and classes: Real Estate Loans Commercial Lending . Loans originated by the Company primarily secured by income producing properties, including retail centers, warehouses, and office buildings located in our market areas. Construction and Development Lending . Loans originated by the Company for the construction of, and secured by, commercial real estate, one-to-four-family, and multi-family residences and tracts of land for development that are not pre-sold. Home Equity Lending . Loans originated by the Company secured by second mortgages on one-to-four-family residences in our market areas. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) One-to-Four-Family Real Estate Lending . Loans originated by the Company secured by first mortgages on one-to-four-family residences in our market areas that the Company intends to hold (excludes loans held for sale). Multi-Family Lending . Apartment term lending ( five or more units) to current banking customers and community reinvestment loans for low to moderate income individuals in the Company's footprint. Consumer Loans Indirect Home Improvement . Fixture secured loans are originated by the Company for home improvement and are secured by the personal property installed in, on, or at the borrower’s real property, and may be perfected with a UCC-2 financing statement filed in the county of the borrower’s residence. These indirect home improvement loans include replacement windows, siding, roofing, and other home fixture installations. Solar. Fixture secured loans are originated by the Company for home improvement and are secured by the personal property installed in, on, or at the borrower’s real property, and may be perfected with a UCC-2 financing statement filed in the county of the borrower’s residence. Marine, Automobile and Recreational . Loans originated by the Company secured by boats, automobiles, and RVs to borrowers primarily located in its market areas. Other Consumer and Home Improvement . Loans originated by the Company, including direct home improvement loans, loans on deposits, and other consumer loans, primarily consisting of personal lines of credit. Commercial Business Loans Commercial Business Lending . Commercial business loans originated by the Company to local small and mid-sized businesses in our Puget Sound market area are secured primarily by accounts receivable, inventory, or personal property, plant and equipment. Commercial business loans are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) The following tables detail activity in the allowance for loan losses by loan categories at or for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended September 30, 2015 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Business Unallocated Total Beginning balance $ 2,378 $ 1,444 $ 2,148 $ 957 $ 6,927 Provision for loan losses 328 225 (591 ) 638 600 Charge-offs — (350 ) — — (350 ) Recoveries 1 204 6 — 211 Net recoveries (charge-offs) 1 (146 ) 6 — (139 ) Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 2,707 1,523 1,563 1,595 7,388 Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 LOANS RECEIVABLE Loans individually evaluated for impairment $ 736 $ — $ — $ — $ 736 Loans collectively evaluated for impairment 251,653 154,504 83,816 — 489,973 Ending balance $ 252,389 $ 154,504 $ 83,816 $ — $ 490,709 At or For the Nine Months Ended September 30, 2015 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Business Unallocated Total Beginning balance $ 1,872 $ 1,431 $ 1,184 $ 1,603 $ 6,090 Provision for loan losses 891 515 402 (8 ) 1,800 Charge-offs (248 ) (1,095 ) (34 ) — (1,377 ) Recoveries 192 672 11 — 875 Net charge-offs (56 ) (423 ) (23 ) — (502 ) Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 2,707 1,523 1,563 1,595 7,388 Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 LOANS RECEIVABLE Loans individually evaluated for impairment $ 736 $ — $ — $ — $ 736 Loans collectively evaluated for impairment 251,653 154,504 83,816 — 489,973 Ending balance $ 252,389 $ 154,504 $ 83,816 $ — $ 490,709 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) At or For the Three Months Ended September 30, 2014 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Unallocated Total Beginning balance $ 1,447 $ 1,762 $ 1,698 $ 641 $ 5,548 Provision for loan losses 244 167 (604 ) 643 450 Charge-offs — (399 ) — — (399 ) Recoveries — 213 — — 213 Net charge-offs — (186 ) — — (186 ) Ending balance $ 1,691 $ 1,743 $ 1,094 $ 1,284 $ 5,812 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ 4 $ — $ 4 Loans collectively evaluated for impairment 1,691 1,743 1,090 1,284 5,808 Ending balance $ 1,691 $ 1,743 $ 1,094 $ 1,284 $ 5,812 LOANS RECEIVABLE Loans individually evaluated for impairment $ 880 $ — $ 42 $ — $ 922 Loans collectively evaluated for impairment 167,773 129,690 63,562 — 361,025 Ending balance $ 168,653 $ 129,690 $ 63,604 $ — $ 361,947 At or For the Nine Months Ended September 30, 2014 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Unallocated Total Beginning balance $ 1,963 $ 1,512 $ 800 $ 817 $ 5,092 Provision for loan losses (204 ) 718 369 467 1,350 Charge-offs (148 ) (1,036 ) (75 ) — (1,259 ) Recoveries 80 549 — — 629 Net charge-offs (68 ) (487 ) (75 ) — (630 ) Ending balance $ 1,691 $ 1,743 $ 1,094 $ 1,284 $ 5,812 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ 4 $ — $ 4 Loans collectively evaluated for impairment 1,691 1,743 1,090 1,284 5,808 Ending balance $ 1,691 $ 1,743 $ 1,094 $ 1,284 $ 5,812 LOANS RECEIVABLE Loans individually evaluated for impairment $ 880 $ — $ 42 $ — $ 922 Loans collectively evaluated for impairment 167,773 129,690 63,562 — 361,025 Ending balance $ 168,653 $ 129,690 $ 63,604 $ — $ 361,947 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) Information pertaining to the aging analysis of past due loans at September 30, 2015 and December 31, 2014 is summarized as follows: September 30, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Accruing Non-Accrual Total Past Due Current Total Loans Receivable REAL ESTATE LOANS Commercial $ — $ — $ — $ — $ — $ 42,958 $ 42,958 Construction and development — — — — — 77,965 77,965 Home equity 61 72 — 49 182 16,545 16,727 One-to-four-family — — — 525 525 91,498 92,023 Multi-family — — — — — 22,716 22,716 Total real estate loans 61 72 — 574 707 251,682 252,389 CONSUMER LOANS Indirect home improvement 460 226 — 257 943 102,229 103,172 Solar — 43 — — 43 25,525 25,568 Marine 14 — — — 14 23,422 23,436 Automobile 3 2 — — 5 590 595 Recreational — — — — — 373 373 Home improvement — — — — — 221 221 Other — — — 10 10 1,129 1,139 Total consumer loans 477 271 — 267 1,015 153,489 154,504 COMMERCIAL BUSINESS LOANS — — — — — 83,816 83,816 Total loans $ 538 $ 343 $ — $ 841 $ 1,722 $ 488,987 $ 490,709 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Accruing Non-Accrual Total Past Due Current Total Loans Receivable REAL ESTATE LOANS Commercial $ — $ — $ — $ — $ — $ 42,970 $ 42,970 Construction and development — — — — — 57,813 57,813 Home equity 159 196 — 61 416 15,321 15,737 One-to-four-family — — — 73 73 46,728 46,801 Multi-family — — — — — 16,201 16,201 Total real estate loans 159 196 — 134 489 179,033 179,522 CONSUMER LOANS Indirect home improvement 501 277 — 250 1,028 98,276 99,304 Solar — — — 29 29 18,133 18,162 Marine 81 — — 19 100 16,613 16,713 Automobile 13 — — — 13 661 674 Recreational — — — — — 441 441 Home improvement — 6 — — 6 323 329 Other 15 14 — 1 30 1,154 1,184 Total consumer loans 610 297 — 299 1,206 135,601 136,807 COMMERCIAL BUSINESS LOANS — — — — — 77,881 77,881 Total loans $ 769 $ 493 $ — $ 433 $ 1,695 $ 392,515 $ 394,210 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) The following tables provide additional information about our impaired loans that have been segregated to reflect loans for which an allowance for credit losses has been provided and loans for which no allowance has been provided at September 30, 2015 and December 31, 2014: September 30, 2015 Unpaid Principal Balance Write- downs Recorded Investment Related Allowance Adjusted Recorded Investment WITH NO RELATED ALLOWANCE RECORDED One-to-four-family $ 803 $ (67 ) $ 736 $ — $ 736 December 31, 2014 Unpaid Principal Balance Write- downs Recorded Investment Related Allowance Adjusted Recorded Investment WITH NO RELATED ALLOWANCE RECORDED One-to-four-family $ 885 $ (67 ) $ 818 $ — $ 818 WITH AN ALLOWANCE RECORDED Commercial business loans 40 (2 ) 38 (6 ) 32 Total $ 925 $ (69 ) $ 856 $ (6 ) $ 850 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) The following tables present the average recorded investment in loans individually evaluated for impairment and the interest income recognized and received for the three and nine months ended September 30, 2015 and 2014: Three Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized WITH NO RELATED ALLOWANCE RECORDED Commercial $ 363 $ 38 $ — $ — Home equity 33 2 36 2 One-to-four-family 736 1 845 12 Subtotal real estate loans 1,132 41 881 14 WITH AN ALLOWANCE RECORDED Commercial business loans — — 43 1 Total $ 1,132 $ 41 $ 924 $ 15 Nine Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized WITH NO RELATED ALLOWANCE RECORDED Commercial $ 734 $ 76 $ — $ — Home equity 64 7 37 2 One-to-four-family 778 26 852 29 Subtotal real estate loans 1,576 109 889 31 WITH AN ALLOWANCE RECORDED Commercial business loans 16 — 47 3 Total $ 1,592 $ 109 $ 936 $ 34 Credit Quality Indicators As part of the Company’s on-going monitoring of credit quality of the loan portfolio, management tracks certain credit quality indicators including trends related to (i) the risk grading of loans, (ii) the level of classified loans, (iii) net charge-offs, (iv) non-performing loans and (v) the general economic conditions in the Company’s markets. The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 to 10, with loans in risk grades 1 to 6 considered “Pass” and loans in risk grades 7 to 10 are reported as classified loans in the Company's allowance for loan loss analysis. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) A description of the 10 risk grades is as follows: • Grades 1 and 2 – These grades include loans to very high quality borrowers with excellent or desirable business credit. • Grade 3 – This grade includes loans to borrowers of good business credit with moderate risk. • Grades 4 and 5 – These grades include “Pass” grade loans to borrowers of average credit quality and risk. • Grade 6 – This grade includes loans on management’s “Watch” list and is intended to be utilized on a temporary basis for “Pass” grade borrowers where frequent and thorough monitoring is required due to credit weaknesses and where significant risk-modifying action is anticipated in the near term. • Grade 7 – This grade is for “Other Assets Especially Mentioned" ("OAEM") in accordance with regulatory guidelines and includes borrowers where performance is poor or significantly less than expected. • Grade 8 – This grade includes “Substandard” loans in accordance with regulatory guidelines which represent an unacceptable business credit where a loss is possible if loan weakness is not corrected. • Grade 9 – This grade includes “Doubtful” loans in accordance with regulatory guidelines where a loss is highly probable. • Grade 10 – This grade includes “Loss” loans in accordance with regulatory guidelines for which total loss is expected and when identified are charged off. Consumer, Home Equity and One-to-Four-Family Real Estate Loans Homogeneous loans are risk rated based upon the FDIC's Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, recreational, automobile, direct home improvement and other, and one-to-four-family first and second liens. Under the Uniform Retail Credit Classification Policy, loans that are current or less than 90 days past due are graded “Pass” and risk rated "4" internally. Loans that are past due more than 90 days are classified “Substandard” and risk rated "8" internally. Closed-end loans that are 120 days past due and open-end loans that are 180 days past due are charged off based on the value of the collateral less cost to sell. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) The following tables summarize risk rated loan balances by category at September 30, 2015 and December 31, 2014: September 30, 2015 Pass (1 - 5) Watch (6) Special Mention (7) Substandard (8) Doubtful(9) Loss (10) Total REAL ESTATE LOANS Commercial $ 42,958 $ — $ — $ — $ — $ — $ 42,958 Construction and development 76,382 1,583 — — — — 77,965 Home equity 16,678 — — 49 — — 16,727 One-to-four-family 91,498 — — 525 — — 92,023 Multi-family 22,716 — — — — — 22,716 Total real estate loans 250,232 1,583 — 574 — — 252,389 CONSUMER LOANS Indirect home improvement 102,915 — — 257 — — 103,172 Solar 25,568 — — — — — 25,568 Marine 23,436 — — — — — 23,436 Automobile 595 — — — — — 595 Recreational 373 — — — — — 373 Home improvement 221 — — — — — 221 Other 1,129 — — 10 — — 1,139 Total consumer loans 154,237 — — 267 — — 154,504 COMMERCIAL BUSINESS LOANS 77,146 2,706 2,004 1,960 — — 83,816 Total loans $ 481,615 $ 4,289 $ 2,004 $ 2,801 $ — $ — $ 490,709 December 31, 2014 Pass (1 - 5) Watch (6) Special Mention (7) Substandard (8) Doubtful(9) Loss (10) Total REAL ESTATE LOANS Commercial $ 41,559 $ 545 $ — $ 866 $ — $ — $ 42,970 Construction and development 57,813 — — — — — 57,813 Home equity 15,676 — — 61 — — 15,737 One-to-four-family 46,200 — — 601 — — 46,801 Multi-family 16,201 — — — — — 16,201 Total real estate loans 177,449 545 — 1,528 — — 179,522 CONSUMER LOANS Indirect home improvement 99,054 — — 250 — — 99,304 Solar 18,133 — — 29 — — 18,162 Marine 16,694 — — 19 — — 16,713 Automobile 674 — — — — — 674 Recreational 441 — — — — — 441 Home improvement 329 — — — — — 329 Other 1,183 — — 1 — — 1,184 Total consumer loans 136,508 — — 299 — — 136,807 COMMERCIAL BUSINESS LOANS 68,687 2,020 6,795 379 — — 77,881 Total loans $ 382,644 $ 2,565 $ 6,795 $ 2,206 $ — $ — $ 394,210 NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) Troubled Debt Restructured Loans Troubled debt restructured (“TDR”) loans are loans for which the Company, for economic or legal reasons related to the borrower’s financial condition, has granted a significant concession to the borrower that it would otherwise not consider. The loan terms which have been modified or restructured due to a borrower’s financial difficulty include but are not limited to: a reduction in the stated interest rate; an extension of the maturity at an interest rate below current market; a reduction in the face amount of the debt; a reduction in the accrued interest; or re-aging, extensions, deferrals and renewals. TDR loans are considered impaired loans and are individually evaluated for impairment. TDR loans can be classified as either accrual or non-accrual. TDR loans are classified as non-performing loans unless they have been performing in accordance with their modified terms for a period of at least six months in which case they are placed on accrual status. The Company had two TDR loans on accrual and included in impaired loans at September 30, 2015, and four TDR loans at December 31, 2014. In addition, the Company had one TDR loan on non-accrual, and had no commitments to lend additional funds on these restructured loans at September 30, 2015 and no TDR loans on non-accrual at December 31, 2014. A summary of TDR loan balances at the dates indicated is as follows: September 30, December 31, 2015 2014 TDR loans still on accrual $ 211 $ 783 TDR loans on non-accrual 525 — Total TDR loan balances $ 736 $ 783 There were no TDRs recorded in the twelve months prior to September 30, 2015 and 2014, that subsequently defaulted in the three or nine months ended September 30, 2015 and 2014. At September 30, 2015, there was a $525,000 mortgage loan collateralized by residential real estate property in process of foreclosure.

Servicing Rights

Servicing Rights	9 Months Ended
	Sep. 30, 2015
Fair Value, Off-balance Sheet Risk [Abstract]
Servicing Rights	SERVICING RIGHTS Loans serviced for others are not included on the Consolidated Balance Sheets. The unpaid principal balances of mortgage, commercial, and consumer loans serviced for others were $568.8 million and $345.9 million at September 30, 2015 and December 31, 2014, respectively and are carried at the lower of cost or market. At September 30, 2015 and December 31, 2014, servicing rights' assets are recorded on the Consolidated Balance Sheets at a book value of $ 5.2 million and $ 3.1 million, respectively. The fair market value of the servicing rights’ assets was $6.0 million and $3.5 million at September 30, 2015 and December 31, 2014, respectively. NOTE 4 – SERVICING RIGHTS (Continued) The following tables summarize servicing rights activity for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended 2015 2014 Beginning balance $ 4,569 $ 2,336 Additions 920 356 Mortgage, commercial, and consumer servicing rights amortized (263 ) (141 ) Recovery on servicing rights — 18 Ending balance $ 5,226 $ 2,569 At or For the Nine Months Ended 2015 2014 Beginning balance $ 3,061 $ 2,093 Additions 2,823 845 Mortgage, commercial, and consumer servicing rights amortized (658 ) (388 ) Recovery on servicing rights — 19 Ending balance $ 5,226 $ 2,569 Fair value adjustments to mortgage, commercial, and consumer servicing rights were mainly due to market based assumptions associated with discounted cash flows, loan prepayment speeds, and changes in interest rates. A significant change in prepayments of the loans in the servicing portfolio could result in significant changes in the valuation adjustments, thus creating potential volatility in the carrying amount of servicing rights. Valuation assumptions used in determining the fair value of servicing rights at the dates indicated are as follows: September 30, December 31, 2015 2014 Key assumptions: Weighted average discount rate 8.5 % 8.5 % Conditional prepayment rate ("CPR") 12.5 % 13.2 % Weighted average life in years 6.4 6.1 NOTE 4 – SERVICING RIGHTS (Continued) Key economic assumptions and the sensitivity of the current fair value for single family mortgage servicing rights ("MSR") to immediate adverse changes in those assumptions at September 30, 2015 and December 31, 2014 were as follows: September 30, 2015 December 31, 2014 Aggregate portfolio principal balance $ 564,371 $ 340,243 Weighted average rate of note 4.0 % 4.1 % At September 30, 2015 Base 0.5% Adverse Change 1.0% Adverse Change Fair value MSR $ 5,986 $ 4,932 $ 4,134 Percentage of MSR 1.1 % 0.9 % 0.7 % Discount rate 8.5 % 8.5 % 8.5 % Conditional prepayment rate 12.5 % 18.2 % 24.7 % At December 31, 2014 Base 0.5% Adverse Change 1.0% Adverse Change Fair value MSR $ 3,526 $ 2,861 $ 2,256 Percentage of MSR 1.0 % 0.8 % 0.7 % Discount rate 8.5 % 8.5 % 8.5 % Conditional prepayment rate 13.2 % 19.4 % 28.0 % The above tables show the sensitivity to market rate changes for the par rate coupon for a conventional one-to-four-family FNMA/FHLMC/GNMA serviced home loan. The above tables reference a 50 basis point and 100 basis point decrease in note rate. These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company's methodology for estimating the fair value of MSR is highly sensitive to changes in key assumptions. For example, actual prepayment experience may differ and any difference may have a material effect on MSR fair value. Changes in fair value resulting from changes in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in fair value may not be linear. Also, in these tables, the effects of a variation in a particular assumption on the fair value of the MSR is calculated without changing any other assumption; in reality, changes in one factor may be associated with changes in another (for example, decreases in market interest rates may provide an incentive to refinance; however, this may also indicate a slowing economy and an increase in the unemployment rate, which reduces the number of borrowers who qualify for refinancing), which may magnify or counteract the sensitivities. Thus, any measurement of MSR fair value is limited by the conditions existing and assumptions made as a particular point in time. Those assumptions may not be appropriate if they are applied to a different point in time. The Company recorded $343,000 and $187,000 of contractually specified servicing fees, late fees, and other ancillary fees resulting from servicing of mortgage, commercial and consumer loans for the three months ended September 30, 2015 and 2014, respectively, and $ 857,000 and $521,000 for the nine months ended September 30, 2015 and 2014, respectively, which was reported in noninterest income.

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	DERIVATIVES The Company regularly enters into commitments to originate and sell loans held for sale. The Company has established a hedging strategy to protect itself against the risk of loss associated with interest rate movements on loan commitments. The Company enters into contracts to sell forward To-Be-Announced ("TBA") mortgage-backed securities. These commitments and contracts are considered derivatives but have not been designated as hedging instruments. Rather, they are accounted for as free-standing derivatives, or economic hedges, with changes in the fair value of the derivatives reported in noninterest income. The Company recognizes all derivative instruments as either other assets or other liabilities on the Consolidated Balance Sheets and measures those instruments at fair value. The following tables summarize the Company's derivative instruments at the dates indicated: September 30, 2015 Fair Value Notional Asset Liability Fallout adjusted interest rate lock commitments with customers $ 38,501 $ 857 $ — Mandatory and best effort forward commitments with investors 26,415 38 — Forward TBA mortgage-backed securities 62,500 — 477 TBA mortgage-backed securities forward sales paired off with investors 26,000 — 110 December 31, 2014 Fair Value Notional Asset Liability Fallout adjusted interest rate lock commitments with customers $ 16,516 $ 396 $ — Mandatory and best effort forward commitments with investors 10,763 12 — Forward TBA mortgage-backed securities 30,000 — 194 TBA mortgage-backed securities forward sales paired off with investors 29,000 — 207 Changes in the fair value of the derivatives recognized in other noninterest income on the Consolidated Statements of Income and included in (loss) gain on sale of loans was ($346,000) and $143,000 for the three months ended September 30, 2015 and 2014, respectively, and $1.1 million and $464,000 for the nine months ended September 30, 2015 and 2014, respectively.

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Other Real Estate Owned	OTHER REAL ESTATE OWNED The following table presents the activity related to OREO for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended September 30, At or For the Nine Months Ended September 30, 2015 2014 2015 2014 Beginning balance $ — $ 36 $ — $ 2,075 Additions — — — 445 Fair value impairments — — — (40 ) Disposition of assets — (36 ) — (2,480 ) Ending balance $ — $ — $ — $ — NOTE 6 – OTHER REAL ESTATE OWNED (Continued) There were no OREO properties at September 30, 2015, or at September 30, 2014. For the three months ended September 30, 2015 and 2014, the Company recorded no net gain or loss, and an $11,000 net loss on disposals of OREO, respectively. For the nine months ended September 30, 2015 and 2014, the Company recorded no net gain or loss, and a $2,000 net loss, respectively, on disposals of OREO. Holding costs associated with OREO were none and $10,000 for the three months ended September 30, 2015 and 2014, respectively, and none and $13,000 for the nine months ended September 30, 2015 and 2014, respectively.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Deposits	NOTE 7 – DEPOSITS Deposits are summarized as follows at September 30, 2015 and December 31, 2014: September 30, December 31, 2015 2014 Noninterest-bearing checking $ 63,725 $ 53,743 Interest-bearing checking 33,476 29,585 Savings 27,891 21,560 Money market 168,252 152,611 Certificates of deposit of less than $100,000 (1) 68,329 52,323 Certificates of deposit of $100,000 through $250,000 97,248 74,008 Certificates of deposit of more than $250,000 (2) 34,963 33,623 Escrow accounts related to mortgages serviced 5,999 2,991 Total $ 499,883 $ 420,444 (1) Includes $30.5 million and $19.1 million of brokered deposits at September 30, 2015 and December 31, 2014, respectively. (2) Time deposits that meet or exceed the FDIC insurance limit. Scheduled maturities of time deposits at September 30, 2015 for future periods ending is as follows: At September 30, 2015 2015 $ 16,104 2016 81,957 2017 60,957 2018 34,013 2019 4,048 Thereafter 3,461 Total $ 200,540 The Bank pledged two securities held at the FHLB of Des Moines with a fair value of $1.2 million to secure Washington State public deposits of $1.7 million with a $117,000 collateral requirement by the Washington Public Deposit Protection Commission at September 30, 2015. Federal Reserve regulations require that the Bank maintain reserves in the form of cash on hand and deposit balances with the Federal Reserve Bank, based on a percentage of deposits. The amounts of such balances at September 30, 2015 and December 31, 2014 were $2.6 million and $1.9 million , respectively, and were in compliance with Federal Reserve regulations. NOTE 7 – DEPOSITS (Continued) Interest expense by deposit category for the three and nine months ended September 30, 2015 and 2014 is as follows: Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 Interest-bearing checking $ 8 $ 7 $ 21 $ 22 Savings and money market 262 137 760 385 Certificates of deposit 596 531 1,644 1,411 Total $ 866 $ 675 $ 2,425 $ 1,818

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	INCOME TAXES The Company recorded a provision for income taxes of $3.7 million and $1.5 million during the nine months ended September 30, 2015 and 2014, respectively. The Company files a consolidated U.S. Federal income tax return, which is subject to examinations by tax authorities for years 2012 and later. At September 30, 2015, the Company had no uncertain tax positions. The Company recognizes interest and penalties in tax expense and at September 30, 2015, the Company had recognized no interest and penalties.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	COMMITMENTS AND CONTINGENCIES Commitments – The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the balance sheet. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. NOTE 9 – COMMITMENTS AND CONTINGENCIES (Continued) A summary of the Company’s commitments at September 30, 2015 and December 31, 2014 is as follows: September 30, December 31, 2015 2014 COMMITMENTS TO EXTEND CREDIT REAL ESTATE LOANS Construction and development $ 53,177 $ 42,290 One-to-four-family (includes held for sale) 96,455 45,331 Home equity 17,110 13,735 Multi-family 2,441 474 Total real estate loans 169,183 101,830 CONSUMER LOANS Other 5,861 5,832 Total consumer loans 5,861 5,832 COMMERCIAL BUSINESS LOANS 60,300 54,664 Total commitments to extend credit $ 235,344 $ 162,326 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Since many of the commitments are expected to expire without being drawn upon, the amount of the total commitments do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon an extension of credit, is based on management’s credit evaluation of the party. Collateral held varies, but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties. Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit are uncollateralized and usually do not contain a specified maturity date and ultimately may not be drawn upon to the total extent to which the Company is committed. The Company has established reserves for estimated losses from unfunded commitments of $147,000 and $124,000 at September 30, 2015 and December 31, 2014, respectively. One-to-four-family commitments included in the table above are accounted for as fair value derivatives and do not carry an associated loss reserve. The Company has entered into a severance agreement with its Chief Executive Officer. The severance agreement, subject to certain requirements, generally includes a lump sum payment to the Chief Executive Officer equal to 24 months of base compensation in the event his employment is involuntarily terminated, other than for cause or the executive terminates his employment with good reason, as defined in the severance agreement. The Company has entered into change of control agreements with its Chief Financial Officer and the Chief Operating Officer. The change of control agreements, subject to certain requirements, generally remain in effect until canceled by either party upon at least 24 months prior written notice. Under the change of control agreements the executive generally will be entitled to a change of control payment from the Company if the executive is involuntarily terminated within six months preceding or 12 months after a change in control (as defined in the change of control agreements). In such an event, the executives would each be entitled to receive a cash payment in an amount equal to 12 months of their then current salary, subject to certain requirements in the change of control agreements. NOTE 9 – COMMITMENTS AND CONTINGENCIES (Continued) Because of the nature of our activities, the Company is subject to various pending and threatened legal actions, which arise in the ordinary course of business. From time to time, subordination liens may create litigation which requires us to defend our lien rights. In the opinion of management, liabilities arising from these claims, if any, will not have a material effect on our financial position. Contingent liabilities for loans held for sale - In the ordinary course of business, the Company sells loans without recourse that may have to subsequently be repurchased due to defects that occurred during the origination of the loan. The defects are categorized as documentation errors, underwriting errors, early payment defaults, breach of representation or warranty, servicing errors, and fraud. When a loan sold to an investor without recourse fails to perform according to its contractual terms, the investor will typically review the loan file to determine whether defects in the origination process occurred. If a defect is identified, the Company may be required to either repurchase the loan or indemnify the investor for losses sustained. If there are no such defects, the Company has no commitment to repurchase the loan. The Company has recorded reserves of $514,000 and $340,000 to cover loss exposure related to these guarantees for one-to-four-family loans sold into the secondary market at September 30, 2015 and December 31, 2014, respectively.

Significant Concentration of Cr

Significant Concentration of Credit Risk	9 Months Ended
	Sep. 30, 2015
Risks and Uncertainties [Abstract]
Significant Concentration of Credit Risk	SIGNIFICANT CONCENTRATION OF CREDIT RISK Most of the Company’s business activity is with customers located in the greater Puget Sound area, and since the fourth quarter of 2014, one loan production office located in the Tri-Cities, Washington. The Company originates real estate and consumer loans and has concentrations in these areas. Generally, loans are secured by deposit accounts, personal property, or real estate. Rights to collateral vary and are legally documented to the extent practicable. Local economic conditions may affect borrowers’ ability to meet the stated repayment terms.

Regulatory Capital

Regulatory Capital	9 Months Ended
	Sep. 30, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Capital	REGULATORY CAPITAL The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank's capital classification is also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 capital (as defined in the regulations) to total average assets (as defined), and minimum ratios of Tier 1 and total capital (as defined) to risk-weighted assets (as defined). At September 30, 2015 and December 31, 2014, the Bank was categorized as "well capitalized" under the newly implemented Basel III revised capital adequacy standards and relevant provisions of the Wall Street Reform and Consumer Protection Act ("Dodd Frank Act"). The Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table below to be categorized as well capitalized. There are no conditions or events since that notification that management believes have changed the Bank’s category. NOTE 11 – REGULATORY CAPITAL (Continued) The Bank’s capital amounts and ratios at September 30, 2015 and December 31, 2014 are presented as follows: To be Well Capitalized Under Prompt Corrective Action Provisions For Capital Adequacy Purposes Actual Bank Only Amount Ratio Amount Ratio Amount Ratio At September 30, 2015 Total risk-based capital (to risk-weighted assets) $ 74,389 13.85 % $ 42,984 8.00 % $ 53,729 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 67,658 12.59 % $ 32,238 6.00 % $ 42,984 8.00 % Tier 1 leverage capital (to average assets) $ 67,658 11.37 % $ 23,811 4.00 % $ 29,764 5.00 % Common equity tier 1 capital (1) $ 67,658 12.59 % $ 24,178 4.50 % $ 34,924 6.50 % At December 31, 2014 Total risk-based capital (to risk-weighted assets) $ 60,978 14.68 % $ 33,223 8.00 % $ 41,529 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 55,770 13.43 % $ 16,611 4.00 % $ 24,917 6.00 % Tier 1 leverage capital (to average assets) $ 55,770 11.17 % $ 19,965 4.00 % $ 24,956 5.00 % (1) The CET1 ratio is a new regulatory capital ratio which became effective in the quarter ended March 31, 2015. Regulatory capital levels reported above at the Bank differ from the Company's total equity, computed in accordance with U.S. GAAP with $5.3 million of additional capital held at FS Bancorp, Inc. Company Bank September 30, December 31, September 30, December 31, 2015 2014 2015 2014 Equity $ 73,238 $ 65,836 $ 67,892 $ 55,887 Unrealized gain on securities available-for-sale (234 ) (117 ) (234 ) (117 ) Total Tier 1 capital 73,004 65,719 67,658 55,770 Allowance for loan and lease losses for regulatory capital purposes 6,731 5,208 6,731 5,208 Total risk-based capital $ 79,735 $ 70,927 $ 74,389 $ 60,978 Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve. For a bank holding company with less than $1.0 billion in assets, the capital guidelines apply on a bank only basis and the Federal Reserve expects the holding company's subsidiary banks to be well-capitalized under the prompt corrective action regulations. If the Company was subject to regulatory guidelines for bank holding companies with $1.0 billion or more in assets, at September 30, 2015, the Company would have exceeded all regulatory capital requirements. The regulatory capital ratios calculated for the Company at September 30, 2015 were 12.2% for Tier 1 leverage-based capital, 13.5% for Tier 1 risk-based capital, 14.7% for total risk-based capital, and 13.5% for CET1 capital ratio.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	FAIR VALUE OF FINANCIAL INSTRUMENTS The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. Consequently, the fair value of the Company's consolidated financial instruments will change when interest rate levels change and that change may either be favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed interest rate obligations are less likely to prepay in a rising interest rate environment and more likely to prepay in a falling interest rate environment. Conversely, depositors who are receiving fixed interest rates are more likely to withdraw funds before maturity in a rising interest rate environment and less likely to do so in a falling interest rate environment. Management monitors interest rates and maturities of assets and liabilities, and attempts to minimize interest rate risk by adjusting terms of new loans, and deposits, and by investing in securities with terms that mitigate the Company's overall interest rate risk. Accounting guidance regarding fair value measurements defines fair value and establishes a framework for measuring fair value in accordance with U.S. GAAP. Fair value is the exchange price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants on the measurement date. The following definitions describe the levels of inputs that may be used to measure fair value: Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Determination of Fair Market Values: Securities - Securities available-for-sale are recorded at fair value on a recurring basis. The fair value of investments and mortgage-backed securities are provided by a third-party pricing service. These valuations are based on market data using pricing models that vary by asset class and incorporate available current trade, bid, and other market information, and for structured securities, cash flow, and loan performance data. The pricing processes utilize benchmark curves, benchmarking of similar securities, sector groupings, and matrix pricing. Option adjusted spread models are also used to assess the impact of changes in interest rates and to develop prepayment scenarios. Transfers between the fair value hierarchy are determined through the third-party service provider which, from time to time will transfer between levels based on market conditions per the related security. All models and processes used, take into account market convention (Level 2). Mortgage Loans Held for Sale - The fair value of loans held for sale reflects the value of commitments with investors and/or the relative price as delivered into a TBA mortgage-backed security (Level 2). Derivative Instruments - The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. TBA mortgage-backed securities are fair valued on similar contracts in active markets (Level 2) while locks and forwards with customers and investors are valued using similar contracts in the market and changes in the market interest rates (Levels 2 and 3). Impaired Loans - Fair value adjustments to impaired collateral dependent loans are recorded to reflect partial write-downs based on the current appraised value of the collateral or internally developed models, which contain management’s assumptions (Level 3). NOTE 12 – FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued) The following tables present securities available-for-sale measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014: Securities Available-for-Sale Level 1 Level 2 Level 3 Total At September 30, 2015 Federal agency securities $ — $ 7,086 $ — $ 7,086 Municipal bonds — 17,387 — 17,387 Corporate securities — 3,421 — 3,421 U.S. Small Business Administration securities — 4,076 — 4,076 Mortgage-backed securities — 21,709 — 21,709 Total $ — $ 53,679 $ — $ 53,679 Securities Available-for-Sale Level 1 Level 2 Level 3 Total At December 31, 2014 Federal agency securities $ — $ 5,845 $ — $ 5,845 Municipal bonds — 16,161 — 16,161 Corporate securities — 4,437 — 4,437 U.S. Small Business Administration securities — 2,057 — 2,057 Mortgage-backed securities — 20,244 — 20,244 Total $ — $ 48,744 $ — $ 48,744 The following table presents mortgage loans held for sale measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014: Mortgage Loans Held for Sale Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ 53,335 $ — $ 53,335 December 31, 2014 $ — $ 25,983 $ — $ 25,983 The following tables present the fair value of interest rate lock commitments with customers, forward sale commitments with investors, and paired off commitments with investors measured at their fair value on a recurring basis at September 30, 2015 and December 31, 2014: Interest Rate Lock Commitments with Customers Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ — $ 857 $ 857 December 31, 2014 $ — $ — $ 396 $ 396 NOTE 12 – FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued) Forward Sale Commitments with Investors Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ (477 ) $ 38 $ (439 ) December 31, 2014 $ — $ (194 ) $ 12 $ (182 ) Paired Off Commitments with Investors Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ (110 ) $ — $ (110 ) December 31, 2014 $ — $ (207 ) $ — $ (207 ) The following table presents impaired loans measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting period. The amounts disclosed below represent the fair values at the time the nonrecurring fair value measurements were made, and not necessarily the fair value as of the dates reported upon. Impaired Loans Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ — $ 736 $ 736 December 31, 2014 $ — $ — $ 856 $ 856 Quantitative Information about Level 3 Fair Value Measurements – The fair value of financial instruments measured under a Level 3 unobservable input on a recurring basis at September 30, 2015 is shown in the following table: Level 3 Fair Value Instrument Valuation Technique Significant Unobservable Inputs Range (Weighted Average) Weighted Average RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99.99% 85.01% Forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99.99% 85.01% An increase in the pull-through rate utilized in the fair value measurement of the interest rate lock commitments with customers and forward sale commitments with investors will result in positive fair value adjustments (and an increase in the fair value measurement). Conversely, a decrease in the pull-through rate will result in a negative fair value adjustment (and a decrease in the fair value measurement). NOTE 12 – FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued) The following tables provide a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine months ended September 30, 2015 and 2014: Three Months Ended September 30, Beginning Balance Purchases and issuances Sales and settlements Ending Balance Net change in fair value for gains/(losses) relating to items held at end of period 2015 Interest rate lock commitments with customers $ 934 $ 2,720 $ (2,797 ) $ 857 $ (77 ) Forward sale commitments with investors 110 (66 ) (6 ) 38 (72 ) 2014 Interest rate lock commitments with customers $ 651 $ 1,527 $ (1,661 ) $ 517 $ (134 ) Forward sale commitments with investors (61 ) (108 ) 187 18 79 Nine Months Ended September 30, Beginning Balance Purchases and issuances Sales and settlements Ending Balance Net change in fair value for gains/(losses) relating to items held at end of period 2015 Interest rate lock commitments with customers $ 396 $ 8,683 $ (8,222 ) $ 857 $ 461 Forward sale commitments with investors 12 21 5 38 26 2014 Interest rate lock commitments with customers $ 166 $ 4,455 $ (4,104 ) $ 517 $ 351 Forward sale commitments with investors 45 (251 ) 224 18 (27 ) Gains (losses) on interest rate lock commitments carried at fair value are recorded in other noninterest income. Gains (losses) on forward sale commitments with investors carried at fair value are recorded within other noninterest income. Fair Values of Financial Instruments – The following methods and assumptions were used by the Company in estimating the fair values of financial instruments disclosed in these financial statements: Cash, and Cash Equivalents and Certificates of Deposit at Other Financial Institutions – The carrying amounts of cash and short-term instruments approximates their fair value (Level 1). Federal Home Loan Bank stock – The par value of FHLB stock approximates its fair value (Level 2). Accrued Interest – The carrying amounts of accrued interest approximates its fair value (Level 2). NOTE 12 – FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued) Loans Receivable, Net – For variable rate loans that re-price frequently and have no significant change in credit risk, fair values are based on carrying values. Fair values for fixed rate loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers or similar credit quality (Level 3). Servicing Rights – The fair value of mortgage, commercial and consumer servicing rights are estimated using net present value of expected cash flows using a third party model that incorporates assumptions used in the industry to value such rights, adjusted for factors such as weighted average prepayments speeds based on historical information, where appropriate (Level 3). Deposits – The fair value of deposits with no stated maturity date is included at the amount payable on demand. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flow calculation on interest rates currently offered on similar certificates (Level 2). Borrowings – The carrying amounts of advances maturing within 90 days approximate their fair values. The fair values of long-term advances are estimated using discounted cash flow analyses based on the Bank’s current incremental borrowing rates for similar types of borrowing arrangements (Level 2). Off-Balance Sheet Instruments – The fair value of commitments to extend credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreement and the present creditworthiness of the customers. The majority of the Company’s off-balance sheet instruments consist of non-fee producing, variable-rate commitments, the Company has determined they do not have a distinguishable fair value. The fair value of loan lock commitments with customers and investors reflect an estimate of value based upon the interest rate lock date, the expected pull through percentage for the commitment, and the interest rate at year end (Levels 2 and 3). NOTE 12 – FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued) The estimated fair values of the Company’s financial instruments at September 30, 2015 and December 31, 2014 were as follows: September 30, December 31, 2015 2014 Carrying Amount Fair Value Carrying Amount Fair Value Financial Assets Level 1 inputs: Cash and cash equivalents $ 5,432 $ 5,432 $ 15,555 $ 15,555 Certificates of deposit at other financial institutions 11,181 11,181 4,543 4,543 Level 2 inputs: Securities available-for-sale, at fair value 53,679 53,679 48,744 48,744 Loans held for sale, at fair value 53,335 53,335 25,983 25,983 FHLB stock, at cost 2,972 2,972 1,650 1,650 Accrued interest receivable 2,057 2,057 1,558 1,558 Level 3 inputs: Loans receivable, net 482,592 554,009 387,174 433,885 Servicing rights, held at lower of cost or fair value 5,226 6,023 3,061 3,549 Fair value interest rate locks with customers 857 857 396 396 Forward sale commitments with investors 38 38 12 12 Financial Liabilities Level 2 inputs: Deposits 499,883 505,208 420,444 424,672 Borrowings 59,269 59,309 17,034 17,031 Accrued interest payable 21 21 24 24 Forward sale commitments with investors 477 477 194 194 Paired off commitments with investors 110 110 207 207

Employee Benefits

Employee Benefits	9 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	EMPLOYEE BENEFITS Employee Stock Ownership Plan On January 1, 2012, the Company established an ESOP for eligible employees of the Company and the Bank. Employees of the Company and the Bank who have been credited with at least 1,000 hours of service during a 12 -month period are eligible to participate in the ESOP. The ESOP borrowed $ 2.6 million from FS Bancorp, Inc. and used those funds to acquire 259,210 shares of FS Bancorp, Inc. common stock in the open market at an average price of $10.17 per share during the second half of 2012. It is anticipated that the Bank will make contributions to the ESOP in amounts necessary to amortize the ESOP loan payable to FS Bancorp, Inc. over a period of 10 years , bearing interest at 2.30% . Intercompany expenses associated with the ESOP are eliminated in consolidation. Shares purchased by the ESOP with the loan proceeds are held in a suspense account and allocated to ESOP participants on a pro rata basis as principal and interest payments are made by the ESOP to FS Bancorp, Inc. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Bank's discretionary contributions to the ESOP and earnings on the ESOP assets. Payments of principal and interest are due annually on December 31, the Company's fiscal year end. On December 31, 2014, the ESOP paid the third annual installment of principal in the amount of $245,000 , plus accrued interest of $50,000 pursuant NOTE 13 – EMPLOYEE BENEFITS (Continued) to the ESOP loan agreement. No payment of principal or interest was made during the nine months ended September 30, 2015. As shares are committed to be released from collateral, the Company reports compensation expense equal to the average daily market prices of the shares at September 30, 2015 for the prior 90 days. These shares become outstanding for earnings per share computations. The compensation expense is accrued monthly throughout the year. Dividends on allocated ESOP shares are recorded as a reduction of retained earnings; dividends on unallocated ESOP shares are recorded as a reduction of debt and accrued interest. Compensation expense related to the ESOP was $148,000 and $116,000 for the three months ended September 30, 2015 and 2014, respectively, and $408,000 and $335,000 for the nine months ended September 30, 2015 and 2014, respectively. Shares held by the ESOP at September 30, 2015 were as follows: Balances Allocated shares 77,141 Committed to be released shares 19,441 Unallocated shares 162,006 Total ESOP shares 258,588 Fair value of unallocated shares (in thousands) $ 3,707

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE Basic earnings per share are computed by dividing income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. NOTE 14 – EARNINGS PER SHARE (continued) The following table presents a reconciliation of the components used to compute basic and diluted earnings per share for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended At or For the Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Numerator: Net income (in thousands) $ 1,995 $ 1,146 $ 6,859 $ 3,007 Denominator: Basic weighted average common shares outstanding 2,984,164 2,922,593 2,967,284 2,994,596 Dilutive shares 55,843 9,658 42,108 4,013 Diluted weighted average common shares outstanding 3,040,007 2,932,251 3,009,392 2,998,609 Basic earnings per share $ 0.67 $ 0.39 $ 2.31 $ 1.00 Diluted earnings per share $ 0.66 $ 0.39 $ 2.28 $ 1.00 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive — 36,954 — 20,296 The Company purchased 259,210 shares in the open market during the year ended December 31, 2012, for the ESOP. For earnings per share calculations, the ESOP shares committed to be released are included as outstanding shares for both basic and diluted earnings per share. There were 162,006 shares in the ESOP that were not committed to be released at September 30, 2015.

Stock-Based Compensation (Notes

Stock-Based Compensation (Notes)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-Based Compensation	STOCK-BASED COMPENSATION Stock Options and Restricted Stock In September 2013, the shareholders of FS Bancorp, Inc. approved the FS Bancorp, Inc. 2013 Equity Incentive Plan ("Plan"). The Plan provides for the grant of stock options and restricted stock awards. Total share-based compensation expense for the Plan was $186,000 and $560,000 for the three and nine months ended September 30, 2015, respectively, and $186,000 and $297,000 for the three and nine months ended September 30, 2014, respectively. Stock Options The Plan authorizes the grant of stock options totaling 324,013 shares to Company directors and employees. Option awards are granted with an exercise price equal to the market price of FS Bancorp's common stock at the grant date, May 8, 2014, of $16.89 per share. These option awards were granted as non-qualified stock options, having a vesting period of five years, with 20% vesting on the anniversary date of each grant date, and a contractual life of 10 years. Any unexercised stock options will expire 10 years after the grant date or sooner in the event of the award recipient’s termination of service with the Company or the Bank. NOTE 15 – STOCK-BASED COMPENSATION (Continued) The fair value of each option award is estimated on the grant date using a Black-Scholes Option pricing model that uses the following assumptions. The dividend yield is based on the current quarterly dividend in effect at the time of the grant. Historical employment data is used to estimate the forfeiture rate. The Company became a publicly held company in July 2012, therefore historical data was not available to calculate the volatility for FS Bancorp stock. Given this limitation, management utilized a proxy to determine the expected volatility of FS Bancorp’s stock. The proxy chosen was the NASDAQ Bank Index, or NASDAQ Bank (NASDAQ symbol: BANK). This index provides the volatility of the banking sector for NASDAQ traded banks. The majority of smaller banks are traded on the NASDAQ given the costs and daily interaction required with trading on the New York Stock Exchange. The Company utilized the comparable Treasury rate for the discount rate associated with the stock options granted. The Company elected to use Staff Accounting Bulletin 107, simplified expected term calculation for the “Share-Based Payments” method permitted by the SEC to calculate the expected term. This method uses the vesting term of an option along with the contractual term, setting the expected life at 6.5 years. A summary of the Company's stock option plan awards during the nine months ended September 30, 2015 is as follows: Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Term In Years Aggregate Intrinsic Value Outstanding at January 1, 2015 322,000 $ 16.89 9.36 $ — Granted — — — — Exercised 10,100 16.89 — 48,824 Forfeited or expired — — — — Outstanding at September 30, 2015 311,900 $ 16.89 8.61 $ 2,086,611 Expected to vest, assuming a 0.31% annual forfeiture rate 310,221 $ 16.89 8.61 $ 2,075,378 Exercisable at September 30, 2015 54,300 $ 16.89 8.61 $ 363,267 At September 30, 2015, there was $839,000 of total unrecognized compensation cost related to nonvested stock options granted under the Plan. The cost is expected to be recognized over the remaining weighted-average vesting period of 3.6 years. Restricted Stock Awards The Plan authorizes the grant of restricted stock awards totaling 129,605 shares to Company directors and employees, and all but 4,500 shares were granted on May 8, 2014. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at the grant date of $16.89 per share. The restricted stock awards’ fair value is equal to the value on the grant date. Shares awarded as restricted stock vest ratably over a three -year period for directors and a five -year period for employees, beginning at the grant date. Any unexercised restricted stock awards will expire after vesting or sooner in the event of the award recipient’s termination of service with the Company or the Bank. NOTE 15 – STOCK-BASED COMPENSATION (Continued) A summary of the Company's nonvested awards during the nine months ended September 30, 2015 is as follows: Nonvested Shares Shares Weighted-Average Grant-Date Fair Value Per Share Weighted-Average Grant-Date Fair Value Nonvested at January 1, 2015 125,105 $ 16.89 $ 2,113,023 Granted — — — Vested 30,421 16.89 513,811 Forfeited or expired — — — Nonvested at September 30, 2015 94,684 $ 16.89 $ 1,599,212 At September 30, 2015, there was $1.4 million of total unrecognized compensation costs related to nonvested shares granted as restricted stock awards. The cost is expected to be recognized over the remaining weighted-average vesting period of 3.1 years.

Recent Developments

Recent Developments	9 Months Ended
	Sep. 30, 2015
Recent Developments [Abstract]
Recent Developments [Text Block]	Proposed Acquisition of Four Bank of America Branches On September 1, 2015, 1st Security Bank, the wholly owned subsidiary of FS Bancorp, Inc. entered into a Purchase and Assumption Agreement for the acquisition of deposits totaling approximately $268 million, loans totaling less than $1 million in balances, and related assets, from Bank of America, National Association. The acquisition includes the branch banking operations of a total of four retail branches. The four retail branch locations are in the communities of Port Angeles, Sequim, Port Townsend and Hadlock, Washington. The purchase of the branches is subject to regulatory approval and the satisfaction of customary closing conditions, and is expected to be completed in the first quarter of 2016. Subordinated Note On October 15, 2015 (the “Closing Date”), FS Bancorp, Inc. issued an unsecured subordinated term note in the aggregate principal amount of $10.0 million due October 1, 2025 (the “Subordinated Note”) pursuant to a Subordinated Loan Agreement with Community Funding CLO, Ltd., a Cayman Islands exempted company incorporated with limited liability. The Subordinated Note bears interest at an annual interest rate of 6.50% , payable by the Company quarterly in arrears on January 1, April 1, July 1 and October 1 of each year, commencing on the first such date following the Closing Date and on the maturity date. The Subordinated Note is intended to qualify as Tier 2 capital under the applicable capital adequacy rules and regulations promulgated by the Federal Reserve. The Subordinated Note ranks equally with all other unsecured subordinated debt, except any which by its terms is expressly stated to be subordinated to the loan. The Subordinated Note rank’s senior to all current and future junior subordinated debt obligations, preferred stock and common stock of FS Bancorp, Inc. The Subordinated Note is recorded as a long-term liability on the Company’s balance sheet; however, for regulatory purposes the Subordinated Note is treated as Tier 2 capital by FS Bancorp, Inc. and, to the extent proceeds are contributed to the Bank, as Tier 1 capital by the Bank. The Subordinated Note will mature on October 1, 2025 but may be prepaid at the Company’s option and with regulatory approval at any time on or after five years after the Closing Date or at any time upon certain events, such as a change in the regulatory capital treatment of the Subordinated Note or the interest on the Subordinated Note no longer being deductible by the Company for United States federal income tax purposes. The Company intends to use the net proceeds from the issuance of the Subordinated Note of $9.8 million to fund general working capital and operating expenses.

Basis of Presentation and Sum24

Basis of Presentation and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Financial Statement Presentation	Financial Statement Presentation – The accompanying unaudited consolidated interim financial statements do not contain all necessary disclosures required by generally accepted accounting principles in the United States of America (“U.S. GAAP”) for complete financial statements and, therefore, should be read in conjunction with the audited consolidated financial statements and the notes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2014 filed with the U.S. Securities and Exchange Commission ("SEC") on March 27, 2015. These unaudited consolidated financial statements include all normal and recurring adjustments that management believes are necessary in order to conform to U.S. GAAP and have been reflected as required by Article 10 of Regulation S-X as promulgated by the SEC. The results for the three and nine months ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015, or any other future period. Amounts presented in the financial statements and footnote tables are rounded and presented in thousands of dollars except per share amounts. In the narrative footnote discussion, amounts are rounded and presented in millions of dollars to one decimal point if the amounts are above $1.0 million. Amounts below $1.0 million are rounded and presented in dollars to the nearest thousands. Certain prior year amounts have been reclassified to conform to the 2015 presentation with no change to net income or stockholders' equity previously reported.
Use of Estimates	Use of Estimates – The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect amounts reported in the financial statements. Actual results could differ from these estimates. Material estimates that are particularly susceptible to change in the near term are allowances for loan losses, fair value of measurements, servicing assets, and deferred income taxes.
Principles of Consolidation	Principles of Consolidation – The consolidated financial statements include the accounts of FS Bancorp, Inc. and its wholly owned subsidiary, 1st Security Bank of Washington. All material intercompany accounts have been eliminated in consolidation.
Cash and Cash Equivalents	Cash and Cash Equivalents – Cash and cash equivalents include cash and due from banks, and interest-bearing balances due from other banks and the Federal Reserve Bank of San Francisco ("Federal Reserve Bank") and have a maturity of 90 days or less at the time of purchase. At September 30, 2015 the Company had no cash and due from banks and interest-bearing deposits at other financial institutions in excess of Federal Deposit Insurance Corporation ("FDIC") insured limits and at December 31, 2014, the Company had cash and due from banks and interest-bearing deposits at other financial institutions in excess of FDIC insured limits. Because the Company places these deposits with major financial institutions and monitors the financial condition of these institutions, management believes the risk of loss to any deposits in excess of FDIC limits to be minimal.
Recent Accounting Pronouncements	RECENT ACCOUNTING PRONOUNCEMENTS In January 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2015-01, Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) . The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis , which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on simplifying the consolidation evaluation for reporting organizations that are required to evaluate whether they should consolidate certain legal entities by reducing the number of consolidation model from four to two, among other changes. The ASU will be effective for periods beginning after December 31, 2015, while early adoption is permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs . The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected. The ASU is effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) periods within those fiscal years. ASU No. 2015-03 should be applied on a retrospective basis. The Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement . The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement does include a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements . On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification ("Codification") updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements. Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements. In July 2015, the FASB issued ASU 2015-12, Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), Health and Welfare Benefit Plans (Topic 965): (Part I) Fully Benefit-Responsive Investment Contracts, (Part II) Plan Investment Disclosures, (Part III) Measurement Date Practical Expedient (consensuses of the FASB Emerging Issues Task Force) . The amendments of this ASU (i) require fully benefit-responsive investment contracts to be measured, presented and disclosed only at contract value, not fair value; (ii) simplify the investment disclosure requirements; and (iii) provide a measurement date practical expedient for employee benefit plans. This ASU is effective for fiscal years beginning after December 15, 2015, although earlier adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In July 2015, the FASB issued ASU No. 2015-14, Revenue from Contracts with Customers, deferring the effective date of the new revenue standard by one year . The standard also allows entities to choose to adopt the standard as of the original effective date. The FASB decided, based on its outreach to various stakeholders and the forthcoming amendments to the new revenue standard, that a deferral is necessary to provide adequate time to effectively implement the new revenue standard. In August 2015, the FASB issued ASU No. 2015-15, Interest-Imputation of Interest (Subtopic 835-30), Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements . The ASU provides guidance not previously included in ASU 2015-03 regarding debt issuance related to line-of-credit arrangements. The amendment allows an entity to present debt issuance costs as an asset and subsequently amortize the deferred debt issuance costs over the term of the line-of-credit arrangement, regardless if there are any outstanding borrowings on the line-of-credit arrangement. The amendment is effective for fiscal years beginning after December 15, 2015. This ASU is not expected to have a material effect on the Company's consolidated financial statements. NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In September 2015, the FASB issued ASU No. 2015-16, Business Combinations (Topic 805) . This ASU simplifies the accounting for adjustments made to provisional amounts recognized in a business combination during the measurement period. The amendments in this ASU require that the acquirer recognize the adjustments to provisional amounts in the reporting period in which the adjustment amount is determined. The acquirer must also record in the same period's financial statements, the effect on earnings of changes in depreciation, amortization or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. This ASU has a potential impact on the Company, and the Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements.
Loan Portfolio Segment	The Company has defined its loan portfolio into three segments that reflect the structure of the lending function, the Company’s strategic plan and the manner in which management monitors performance and credit quality. The three loan portfolio segments are: (a) Real Estate Loans, (b) Consumer Loans and (c) Commercial Business Loans. Each of these segments is disaggregated into classes based on the risk characteristics of the borrower and/or the collateral type securing the loan. The following is a summary of each of the Company’s loan portfolio segments and classes: Real Estate Loans Commercial Lending . Loans originated by the Company primarily secured by income producing properties, including retail centers, warehouses, and office buildings located in our market areas. Construction and Development Lending . Loans originated by the Company for the construction of, and secured by, commercial real estate, one-to-four-family, and multi-family residences and tracts of land for development that are not pre-sold. Home Equity Lending . Loans originated by the Company secured by second mortgages on one-to-four-family residences in our market areas. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) One-to-Four-Family Real Estate Lending . Loans originated by the Company secured by first mortgages on one-to-four-family residences in our market areas that the Company intends to hold (excludes loans held for sale). Multi-Family Lending . Apartment term lending ( five or more units) to current banking customers and community reinvestment loans for low to moderate income individuals in the Company's footprint. Consumer Loans Indirect Home Improvement . Fixture secured loans are originated by the Company for home improvement and are secured by the personal property installed in, on, or at the borrower’s real property, and may be perfected with a UCC-2 financing statement filed in the county of the borrower’s residence. These indirect home improvement loans include replacement windows, siding, roofing, and other home fixture installations. Solar. Fixture secured loans are originated by the Company for home improvement and are secured by the personal property installed in, on, or at the borrower’s real property, and may be perfected with a UCC-2 financing statement filed in the county of the borrower’s residence. Marine, Automobile and Recreational . Loans originated by the Company secured by boats, automobiles, and RVs to borrowers primarily located in its market areas. Other Consumer and Home Improvement . Loans originated by the Company, including direct home improvement loans, loans on deposits, and other consumer loans, primarily consisting of personal lines of credit. Commercial Business Loans Commercial Business Lending . Commercial business loans originated by the Company to local small and mid-sized businesses in our Puget Sound market area are secured primarily by accounts receivable, inventory, or personal property, plant and equipment. Commercial business loans are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.
Credit Quality Indicators	The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 to 10, with loans in risk grades 1 to 6 considered “Pass” and loans in risk grades 7 to 10 are reported as classified loans in the Company's allowance for loan loss analysis. NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Continued) A description of the 10 risk grades is as follows: • Grades 1 and 2 – These grades include loans to very high quality borrowers with excellent or desirable business credit. • Grade 3 – This grade includes loans to borrowers of good business credit with moderate risk. • Grades 4 and 5 – These grades include “Pass” grade loans to borrowers of average credit quality and risk. • Grade 6 – This grade includes loans on management’s “Watch” list and is intended to be utilized on a temporary basis for “Pass” grade borrowers where frequent and thorough monitoring is required due to credit weaknesses and where significant risk-modifying action is anticipated in the near term. • Grade 7 – This grade is for “Other Assets Especially Mentioned" ("OAEM") in accordance with regulatory guidelines and includes borrowers where performance is poor or significantly less than expected. • Grade 8 – This grade includes “Substandard” loans in accordance with regulatory guidelines which represent an unacceptable business credit where a loss is possible if loan weakness is not corrected. • Grade 9 – This grade includes “Doubtful” loans in accordance with regulatory guidelines where a loss is highly probable. • Grade 10 – This grade includes “Loss” loans in accordance with regulatory guidelines for which total loss is expected and when identified are charged off. Consumer, Home Equity and One-to-Four-Family Real Estate Loans Homogeneous loans are risk rated based upon the FDIC's Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, recreational, automobile, direct home improvement and other, and one-to-four-family first and second liens. Under the Uniform Retail Credit Classification Policy, loans that are current or less than 90 days past due are graded “Pass” and risk rated "4" internally. Loans that are past due more than 90 days are classified “Substandard” and risk rated "8" internally. Closed-end loans that are 120 days past due and open-end loans that are 180 days past due are charged off based on the value of the collateral less cost to sell.
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	TDR loans are considered impaired loans and are individually evaluated for impairment. TDR loans can be classified as either accrual or non-accrual. TDR loans are classified as non-performing loans unless they have been performing in accordance with their modified terms for a period of at least six months in which case they are placed on accrual status.
Derivatives	The Company regularly enters into commitments to originate and sell loans held for sale. The Company has established a hedging strategy to protect itself against the risk of loss associated with interest rate movements on loan commitments. The Company enters into contracts to sell forward To-Be-Announced ("TBA") mortgage-backed securities. These commitments and contracts are considered derivatives but have not been designated as hedging instruments. Rather, they are accounted for as free-standing derivatives, or economic hedges, with changes in the fair value of the derivatives reported in noninterest income. The Company recognizes all derivative instruments as either other assets or other liabilities on the Consolidated Balance Sheets and measures those instruments at fair value.
Loan Commitments	The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
Determination of Fair Market Values	Determination of Fair Market Values: Securities - Securities available-for-sale are recorded at fair value on a recurring basis. The fair value of investments and mortgage-backed securities are provided by a third-party pricing service. These valuations are based on market data using pricing models that vary by asset class and incorporate available current trade, bid, and other market information, and for structured securities, cash flow, and loan performance data. The pricing processes utilize benchmark curves, benchmarking of similar securities, sector groupings, and matrix pricing. Option adjusted spread models are also used to assess the impact of changes in interest rates and to develop prepayment scenarios. Transfers between the fair value hierarchy are determined through the third-party service provider which, from time to time will transfer between levels based on market conditions per the related security. All models and processes used, take into account market convention (Level 2). Mortgage Loans Held for Sale - The fair value of loans held for sale reflects the value of commitments with investors and/or the relative price as delivered into a TBA mortgage-backed security (Level 2). Derivative Instruments - The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-through rate assumptions based on historical information, where appropriate. TBA mortgage-backed securities are fair valued on similar contracts in active markets (Level 2) while locks and forwards with customers and investors are valued using similar contracts in the market and changes in the market interest rates (Levels 2 and 3). Impaired Loans - Fair value adjustments to impaired collateral dependent loans are recorded to reflect partial write-downs based on the current appraised value of the collateral or internally developed models, which contain management’s assumptions (Level 3).

Employee Benefits Employee Bene

Employee Benefits Employee Benefits (Policies)	9 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employees of the Company and the Bank who have been credited with at least 1,000 hours of service during a 12 -month period are eligible to participate in the ESOP.

Securities Available-for-sale (

Securities Available-for-sale (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The following tables present the amortized costs, unrealized gains, unrealized losses, and estimated fair values of securities available-for-sale at September 30, 2015 and December 31, 2014: September 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Values SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 7,140 $ 5 $ (59 ) $ 7,086 Municipal bonds 17,045 358 (16 ) 17,387 Corporate securities 3,495 5 (79 ) 3,421 U.S. Small Business Administration securities 4,012 64 — 4,076 Mortgage-backed securities 21,633 146 (70 ) 21,709 Total securities available-for-sale $ 53,325 $ 578 $ (224 ) $ 53,679 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Values SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 5,998 $ 3 $ (156 ) $ 5,845 Municipal bonds 15,886 326 (51 ) 16,161 Corporate securities 4,495 — (58 ) 4,437 U.S. Small Business Administration securities 2,019 38 — 2,057 Mortgage-backed securities 20,169 132 (57 ) 20,244 Total securities available-for-sale $ 48,567 $ 499 $ (322 ) $ 48,744
Schedule of Unrealized Loss on Investments	Investment securities that were in an unrealized loss position at September 30, 2015 and December 31, 2014 are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. In the opinion of management, these securities are considered only temporarily impaired due to changes in market interest rates or the widening of market spreads subsequent to the initial purchase of the securities, and not due to concerns regarding the underlying credit of the issuers or the underlying collateral. September 30, 2015 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ 2,062 $ (13 ) $ 3,950 $ (46 ) $ 6,012 $ (59 ) Municipal bonds 418 (2 ) 291 (14 ) 709 (16 ) Corporate securities 994 (6 ) 1,427 (73 ) 2,421 (79 ) Mortgage-backed securities 4,471 (33 ) 2,197 (37 ) 6,668 (70 ) Total $ 7,945 $ (54 ) $ 7,865 $ (170 ) $ 15,810 $ (224 ) December 31, 2014 Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses SECURITIES AVAILABLE-FOR-SALE Federal agency securities $ — $ — $ 4,840 $ (156 ) $ 4,840 $ (156 ) Municipal bonds 950 (2 ) 2,266 (49 ) 3,216 (51 ) Corporate securities 2,977 (18 ) 1,460 (40 ) 4,437 (58 ) Mortgage-backed securities 3,776 (2 ) 3,648 (55 ) 7,424 (57 ) Total $ 7,703 $ (22 ) $ 12,214 $ (300 ) $ 19,917 $ (322 )
Schedule of Available for Sale Securities by Contractual Mataurity	The contractual maturities of securities available-for-sale at September 30, 2015 and December 31, 2014 are listed below. Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay the obligations; therefore, these securities are classified separately with no specific maturity date. September 30, 2015 December 31, 2014 Amortized Cost Fair Value Amortized Cost Fair Value Federal agency securities Due in one year or less $ — $ — $ 502 $ 504 Due after one year through five years — — 500 501 Due after five years through ten years 7,140 7,086 4,996 4,840 Subtotal 7,140 7,086 5,998 5,845 Municipal bonds Due after one year through five years 4,767 4,816 4,847 4,910 Due after five years through ten years 5,505 5,641 4,182 4,250 Due after ten years 6,773 6,930 6,857 7,001 Subtotal 17,045 17,387 15,886 16,161 Corporate securities Due in one year or less — — 1,001 1,001 Due after one year through five years 1,500 1,477 500 490 Due after five years through ten years 1,995 1,944 2,994 2,946 Subtotal 3,495 3,421 4,495 4,437 U.S. Small Business Administration securities Due after five years through ten years 4,012 4,076 2,019 2,057 Mortgage-backed securities FNMA 10,911 10,941 14,406 14,452 FHLMC 4,736 4,776 4,438 4,454 GNMA 5,986 5,992 1,325 1,338 Subtotal 21,633 21,709 20,169 20,244 Total $ 53,325 $ 53,679 $ 48,567 $ 48,744
Schedule of Proceeds and Realized Gain (Loss)	The proceeds and resulting gains, computed using specific identification, from sales of securities available-for-sale for the three and nine months ended September 30, 2015 and 2014 were as follows: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Proceeds Gross Gains Gross (Losses) Proceeds Gross Gains Gross (Losses) Securities available-for-sale $ — $ — $ — $ 4,178 $ 76 $ — Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Proceeds Gross Gains Gross (Losses) Proceeds Gross Gains Gross (Losses) Securities available-for-sale $ 8,610 $ 14 $ (65 ) $ 20,330 $ 78 $ (119 )

Loans Receivable and Allowanc27

Loans Receivable and Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	The composition of the loan portfolio at September 30, 2015 and December 31, 2014 was as follows: September 30, December 31, 2015 2014 REAL ESTATE LOANS Commercial $ 42,958 $ 42,970 Construction and development 77,965 57,813 Home equity 16,727 15,737 One-to-four-family (excludes loans held for sale) 92,023 46,801 Multi-family 22,716 16,201 Total real estate loans 252,389 179,522 CONSUMER LOANS Indirect home improvement 103,172 99,304 Solar 25,568 18,162 Marine 23,436 16,713 Automobile 595 674 Recreational 373 441 Home improvement 221 329 Other 1,139 1,184 Total consumer loans 154,504 136,807 COMMERCIAL BUSINESS LOANS 83,816 77,881 Total loans receivable, gross 490,709 394,210 Allowance for loan losses (7,388 ) (6,090 ) Deferred costs, fees, and discounts, net (729 ) (946 ) Total loans receivable, net $ 482,592 $ 387,174
Allowance for Credit Losses on Financing Receivables	The following tables detail activity in the allowance for loan losses by loan categories at or for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended September 30, 2015 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Business Unallocated Total Beginning balance $ 2,378 $ 1,444 $ 2,148 $ 957 $ 6,927 Provision for loan losses 328 225 (591 ) 638 600 Charge-offs — (350 ) — — (350 ) Recoveries 1 204 6 — 211 Net recoveries (charge-offs) 1 (146 ) 6 — (139 ) Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 2,707 1,523 1,563 1,595 7,388 Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 LOANS RECEIVABLE Loans individually evaluated for impairment $ 736 $ — $ — $ — $ 736 Loans collectively evaluated for impairment 251,653 154,504 83,816 — 489,973 Ending balance $ 252,389 $ 154,504 $ 83,816 $ — $ 490,709 At or For the Nine Months Ended September 30, 2015 ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Commercial Business Unallocated Total Beginning balance $ 1,872 $ 1,431 $ 1,184 $ 1,603 $ 6,090 Provision for loan losses 891 515 402 (8 ) 1,800 Charge-offs (248 ) (1,095 ) (34 ) — (1,377 ) Recoveries 192 672 11 — 875 Net charge-offs (56 ) (423 ) (23 ) — (502 ) Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 Period end amount allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 2,707 1,523 1,563 1,595 7,388 Ending balance $ 2,707 $ 1,523 $ 1,563 $ 1,595 $ 7,388 LOANS RECEIVABLE Loans individually evaluated for impairment $ 736 $ — $ — $ — $ 736 Loans collectively evaluated for impairment 251,653 154,504 83,816 — 489,973 Ending balance $ 252,389 $ 154,504 $ 83,816 $ — $ 490,709
Past Due Financing Receivables	Information pertaining to the aging analysis of past due loans at September 30, 2015 and December 31, 2014 is summarized as follows: September 30, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Accruing Non-Accrual Total Past Due Current Total Loans Receivable REAL ESTATE LOANS Commercial $ — $ — $ — $ — $ — $ 42,958 $ 42,958 Construction and development — — — — — 77,965 77,965 Home equity 61 72 — 49 182 16,545 16,727 One-to-four-family — — — 525 525 91,498 92,023 Multi-family — — — — — 22,716 22,716 Total real estate loans 61 72 — 574 707 251,682 252,389 CONSUMER LOANS Indirect home improvement 460 226 — 257 943 102,229 103,172 Solar — 43 — — 43 25,525 25,568 Marine 14 — — — 14 23,422 23,436 Automobile 3 2 — — 5 590 595 Recreational — — — — — 373 373 Home improvement — — — — — 221 221 Other — — — 10 10 1,129 1,139 Total consumer loans 477 271 — 267 1,015 153,489 154,504 COMMERCIAL BUSINESS LOANS — — — — — 83,816 83,816 Total loans $ 538 $ 343 $ — $ 841 $ 1,722 $ 488,987 $ 490,709 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due and Accruing Non-Accrual Total Past Due Current Total Loans Receivable REAL ESTATE LOANS Commercial $ — $ — $ — $ — $ — $ 42,970 $ 42,970 Construction and development — — — — — 57,813 57,813 Home equity 159 196 — 61 416 15,321 15,737 One-to-four-family — — — 73 73 46,728 46,801 Multi-family — — — — — 16,201 16,201 Total real estate loans 159 196 — 134 489 179,033 179,522 CONSUMER LOANS Indirect home improvement 501 277 — 250 1,028 98,276 99,304 Solar — — — 29 29 18,133 18,162 Marine 81 — — 19 100 16,613 16,713 Automobile 13 — — — 13 661 674 Recreational — — — — — 441 441 Home improvement — 6 — — 6 323 329 Other 15 14 — 1 30 1,154 1,184 Total consumer loans 610 297 — 299 1,206 135,601 136,807 COMMERCIAL BUSINESS LOANS — — — — — 77,881 77,881 Total loans $ 769 $ 493 $ — $ 433 $ 1,695 $ 392,515 $ 394,210
Impaired Financing Receivables	The following tables provide additional information about our impaired loans that have been segregated to reflect loans for which an allowance for credit losses has been provided and loans for which no allowance has been provided at September 30, 2015 and December 31, 2014: September 30, 2015 Unpaid Principal Balance Write- downs Recorded Investment Related Allowance Adjusted Recorded Investment WITH NO RELATED ALLOWANCE RECORDED One-to-four-family $ 803 $ (67 ) $ 736 $ — $ 736 December 31, 2014 Unpaid Principal Balance Write- downs Recorded Investment Related Allowance Adjusted Recorded Investment WITH NO RELATED ALLOWANCE RECORDED One-to-four-family $ 885 $ (67 ) $ 818 $ — $ 818 WITH AN ALLOWANCE RECORDED Commercial business loans 40 (2 ) 38 (6 ) 32 Total $ 925 $ (69 ) $ 856 $ (6 ) $ 850 The following tables present the average recorded investment in loans individually evaluated for impairment and the interest income recognized and received for the three and nine months ended September 30, 2015 and 2014: Three Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized WITH NO RELATED ALLOWANCE RECORDED Commercial $ 363 $ 38 $ — $ — Home equity 33 2 36 2 One-to-four-family 736 1 845 12 Subtotal real estate loans 1,132 41 881 14 WITH AN ALLOWANCE RECORDED Commercial business loans — — 43 1 Total $ 1,132 $ 41 $ 924 $ 15 Nine Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized WITH NO RELATED ALLOWANCE RECORDED Commercial $ 734 $ 76 $ — $ — Home equity 64 7 37 2 One-to-four-family 778 26 852 29 Subtotal real estate loans 1,576 109 889 31 WITH AN ALLOWANCE RECORDED Commercial business loans 16 — 47 3 Total $ 1,592 $ 109 $ 936 $ 34
Financing Receivable Credit Quality Indicators	The following tables summarize risk rated loan balances by category at September 30, 2015 and December 31, 2014: September 30, 2015 Pass (1 - 5) Watch (6) Special Mention (7) Substandard (8) Doubtful(9) Loss (10) Total REAL ESTATE LOANS Commercial $ 42,958 $ — $ — $ — $ — $ — $ 42,958 Construction and development 76,382 1,583 — — — — 77,965 Home equity 16,678 — — 49 — — 16,727 One-to-four-family 91,498 — — 525 — — 92,023 Multi-family 22,716 — — — — — 22,716 Total real estate loans 250,232 1,583 — 574 — — 252,389 CONSUMER LOANS Indirect home improvement 102,915 — — 257 — — 103,172 Solar 25,568 — — — — — 25,568 Marine 23,436 — — — — — 23,436 Automobile 595 — — — — — 595 Recreational 373 — — — — — 373 Home improvement 221 — — — — — 221 Other 1,129 — — 10 — — 1,139 Total consumer loans 154,237 — — 267 — — 154,504 COMMERCIAL BUSINESS LOANS 77,146 2,706 2,004 1,960 — — 83,816 Total loans $ 481,615 $ 4,289 $ 2,004 $ 2,801 $ — $ — $ 490,709 December 31, 2014 Pass (1 - 5) Watch (6) Special Mention (7) Substandard (8) Doubtful(9) Loss (10) Total REAL ESTATE LOANS Commercial $ 41,559 $ 545 $ — $ 866 $ — $ — $ 42,970 Construction and development 57,813 — — — — — 57,813 Home equity 15,676 — — 61 — — 15,737 One-to-four-family 46,200 — — 601 — — 46,801 Multi-family 16,201 — — — — — 16,201 Total real estate loans 177,449 545 — 1,528 — — 179,522 CONSUMER LOANS Indirect home improvement 99,054 — — 250 — — 99,304 Solar 18,133 — — 29 — — 18,162 Marine 16,694 — — 19 — — 16,713 Automobile 674 — — — — — 674 Recreational 441 — — — — — 441 Home improvement 329 — — — — — 329 Other 1,183 — — 1 — — 1,184 Total consumer loans 136,508 — — 299 — — 136,807 COMMERCIAL BUSINESS LOANS 68,687 2,020 6,795 379 — — 77,881 Total loans $ 382,644 $ 2,565 $ 6,795 $ 2,206 $ — $ — $ 394,210
Troubled Debt Restructurings on Financing Receivables	A summary of TDR loan balances at the dates indicated is as follows: September 30, December 31, 2015 2014 TDR loans still on accrual $ 211 $ 783 TDR loans on non-accrual 525 — Total TDR loan balances $ 736 $ 783

Servicing Rights (Tables)

Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value, Off-balance Sheet Risk [Abstract]
Schedule of Mortgage Servicing Rights	The following tables summarize servicing rights activity for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended 2015 2014 Beginning balance $ 4,569 $ 2,336 Additions 920 356 Mortgage, commercial, and consumer servicing rights amortized (263 ) (141 ) Recovery on servicing rights — 18 Ending balance $ 5,226 $ 2,569 At or For the Nine Months Ended 2015 2014 Beginning balance $ 3,061 $ 2,093 Additions 2,823 845 Mortgage, commercial, and consumer servicing rights amortized (658 ) (388 ) Recovery on servicing rights — 19 Ending balance $ 5,226 $ 2,569
Valuation assumptions used in determining the fair value of servicing rights	Valuation assumptions used in determining the fair value of servicing rights at the dates indicated are as follows: September 30, December 31, 2015 2014 Key assumptions: Weighted average discount rate 8.5 % 8.5 % Conditional prepayment rate ("CPR") 12.5 % 13.2 % Weighted average life in years 6.4 6.1
Key economic assumptions and the sensitivity of the current fair value for single family mortgage servicing rights	Key economic assumptions and the sensitivity of the current fair value for single family mortgage servicing rights ("MSR") to immediate adverse changes in those assumptions at September 30, 2015 and December 31, 2014 were as follows: September 30, 2015 December 31, 2014 Aggregate portfolio principal balance $ 564,371 $ 340,243 Weighted average rate of note 4.0 % 4.1 % At September 30, 2015 Base 0.5% Adverse Change 1.0% Adverse Change Fair value MSR $ 5,986 $ 4,932 $ 4,134 Percentage of MSR 1.1 % 0.9 % 0.7 % Discount rate 8.5 % 8.5 % 8.5 % Conditional prepayment rate 12.5 % 18.2 % 24.7 % At December 31, 2014 Base 0.5% Adverse Change 1.0% Adverse Change Fair value MSR $ 3,526 $ 2,861 $ 2,256 Percentage of MSR 1.0 % 0.8 % 0.7 % Discount rate 8.5 % 8.5 % 8.5 % Conditional prepayment rate 13.2 % 19.4 % 28.0 % The above tables show the sensitivity to market rate changes for the par rate coupon for a conventional one-to-four-family FNMA/FHLMC/GNMA serviced home loan. The above tables reference a 50 basis point and 100 basis point decrease in note rate. These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company's methodology for estimating the fair value of MSR is highly sensitive to changes in key assumptions. For example, actual prepayment experience may differ and any difference may have a material effect on MSR fair value. Changes in fair value resulting from changes in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in fair value may not be linear. Also, in these tables, the effects of a variation in a particular assumption on the fair value of the MSR is calculated without changing any other assumption; in reality, changes in one factor may be associated with changes in another (for example, decreases in market interest rates may provide an incentive to refinance; however, this may also indicate a slowing economy and an increase in the unemployment rate, which reduces the number of borrowers who qualify for refinancing), which may magnify or counteract the sensitivities. Thus, any measurement of MSR fair value is limited by the conditions existing and assumptions made as a particular point in time. Those assumptions may not be appropriate if they are applied to a different point in time.

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following tables summarize the Company's derivative instruments at the dates indicated: September 30, 2015 Fair Value Notional Asset Liability Fallout adjusted interest rate lock commitments with customers $ 38,501 $ 857 $ — Mandatory and best effort forward commitments with investors 26,415 38 — Forward TBA mortgage-backed securities 62,500 — 477 TBA mortgage-backed securities forward sales paired off with investors 26,000 — 110 December 31, 2014 Fair Value Notional Asset Liability Fallout adjusted interest rate lock commitments with customers $ 16,516 $ 396 $ — Mandatory and best effort forward commitments with investors 10,763 12 — Forward TBA mortgage-backed securities 30,000 — 194 TBA mortgage-backed securities forward sales paired off with investors 29,000 — 207

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of Other Real Estate Owned	The following table presents the activity related to OREO for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended September 30, At or For the Nine Months Ended September 30, 2015 2014 2015 2014 Beginning balance $ — $ 36 $ — $ 2,075 Additions — — — 445 Fair value impairments — — — (40 ) Disposition of assets — (36 ) — (2,480 ) Ending balance $ — $ — $ — $ —

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of Deposit Liabilities	Deposits are summarized as follows at September 30, 2015 and December 31, 2014: September 30, December 31, 2015 2014 Noninterest-bearing checking $ 63,725 $ 53,743 Interest-bearing checking 33,476 29,585 Savings 27,891 21,560 Money market 168,252 152,611 Certificates of deposit of less than $100,000 (1) 68,329 52,323 Certificates of deposit of $100,000 through $250,000 97,248 74,008 Certificates of deposit of more than $250,000 (2) 34,963 33,623 Escrow accounts related to mortgages serviced 5,999 2,991 Total $ 499,883 $ 420,444 (1) Includes $30.5 million and $19.1 million of brokered deposits at September 30, 2015 and December 31, 2014, respectively. (2) Time deposits that meet or exceed the FDIC insurance limit.
Schedule of Maturities of Time Deposits for Future Periods	Scheduled maturities of time deposits at September 30, 2015 for future periods ending is as follows: At September 30, 2015 2015 $ 16,104 2016 81,957 2017 60,957 2018 34,013 2019 4,048 Thereafter 3,461 Total $ 200,540
Schedule of Interest Expense by Deposit Category	Interest expense by deposit category for the three and nine months ended September 30, 2015 and 2014 is as follows: Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 Interest-bearing checking $ 8 $ 7 $ 21 $ 22 Savings and money market 262 137 760 385 Certificates of deposit 596 531 1,644 1,411 Total $ 866 $ 675 $ 2,425 $ 1,818

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments to Extend Credit	September 30, December 31, 2015 2014 COMMITMENTS TO EXTEND CREDIT REAL ESTATE LOANS Construction and development $ 53,177 $ 42,290 One-to-four-family (includes held for sale) 96,455 45,331 Home equity 17,110 13,735 Multi-family 2,441 474 Total real estate loans 169,183 101,830 CONSUMER LOANS Other 5,861 5,832 Total consumer loans 5,861 5,832 COMMERCIAL BUSINESS LOANS 60,300 54,664 Total commitments to extend credit $ 235,344 $ 162,326

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2015
Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The Bank’s capital amounts and ratios at September 30, 2015 and December 31, 2014 are presented as follows: To be Well Capitalized Under Prompt Corrective Action Provisions For Capital Adequacy Purposes Actual Bank Only Amount Ratio Amount Ratio Amount Ratio At September 30, 2015 Total risk-based capital (to risk-weighted assets) $ 74,389 13.85 % $ 42,984 8.00 % $ 53,729 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 67,658 12.59 % $ 32,238 6.00 % $ 42,984 8.00 % Tier 1 leverage capital (to average assets) $ 67,658 11.37 % $ 23,811 4.00 % $ 29,764 5.00 % Common equity tier 1 capital (1) $ 67,658 12.59 % $ 24,178 4.50 % $ 34,924 6.50 % At December 31, 2014 Total risk-based capital (to risk-weighted assets) $ 60,978 14.68 % $ 33,223 8.00 % $ 41,529 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 55,770 13.43 % $ 16,611 4.00 % $ 24,917 6.00 % Tier 1 leverage capital (to average assets) $ 55,770 11.17 % $ 19,965 4.00 % $ 24,956 5.00 %
Schedule of Regulatory Capital Level Differences from Total Capital	Regulatory capital levels reported above at the Bank differ from the Company's total equity, computed in accordance with U.S. GAAP with $5.3 million of additional capital held at FS Bancorp, Inc. Company Bank September 30, December 31, September 30, December 31, 2015 2014 2015 2014 Equity $ 73,238 $ 65,836 $ 67,892 $ 55,887 Unrealized gain on securities available-for-sale (234 ) (117 ) (234 ) (117 ) Total Tier 1 capital 73,004 65,719 67,658 55,770 Allowance for loan and lease losses for regulatory capital purposes 6,731 5,208 6,731 5,208 Total risk-based capital $ 79,735 $ 70,927 $ 74,389 $ 60,978

Fair Value of Financial Instr34

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule Of Available For Sale Securities Measured At Fair Value On A Recurring Basis	The following tables present securities available-for-sale measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014: Securities Available-for-Sale Level 1 Level 2 Level 3 Total At September 30, 2015 Federal agency securities $ — $ 7,086 $ — $ 7,086 Municipal bonds — 17,387 — 17,387 Corporate securities — 3,421 — 3,421 U.S. Small Business Administration securities — 4,076 — 4,076 Mortgage-backed securities — 21,709 — 21,709 Total $ — $ 53,679 $ — $ 53,679 Securities Available-for-Sale Level 1 Level 2 Level 3 Total At December 31, 2014 Federal agency securities $ — $ 5,845 $ — $ 5,845 Municipal bonds — 16,161 — 16,161 Corporate securities — 4,437 — 4,437 U.S. Small Business Administration securities — 2,057 — 2,057 Mortgage-backed securities — 20,244 — 20,244 Total $ — $ 48,744 $ — $ 48,744
Schedule of Interest Rate Lock Commitments Measured at Fair Value on Recurring Basis	The following tables present the fair value of interest rate lock commitments with customers, forward sale commitments with investors, and paired off commitments with investors measured at their fair value on a recurring basis at September 30, 2015 and December 31, 2014: Interest Rate Lock Commitments with Customers Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ — $ 857 $ 857 December 31, 2014 $ — $ — $ 396 $ 396
Forward Sale Commitments with Investors Measured at Fair Value On A Recurring Basis	Forward Sale Commitments with Investors Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ (477 ) $ 38 $ (439 ) December 31, 2014 $ — $ (194 ) $ 12 $ (182 )
Paired Off Commitments with Investors Measured at Fair Value On A Recurring Basis	Paired Off Commitments with Investors Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ (110 ) $ — $ (110 ) December 31, 2014 $ — $ (207 ) $ — $ (207 )
Schedule of Impaired Loans Measured at Fair Value On A Nonrecurring Basis	The following table presents impaired loans measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting period. The amounts disclosed below represent the fair values at the time the nonrecurring fair value measurements were made, and not necessarily the fair value as of the dates reported upon. Impaired Loans Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ — $ 736 $ 736 December 31, 2014 $ — $ — $ 856 $ 856
Schedule of Fair Value of Financial Instruments Measured under a Level 3 Unobservable Input	Quantitative Information about Level 3 Fair Value Measurements – The fair value of financial instruments measured under a Level 3 unobservable input on a recurring basis at September 30, 2015 is shown in the following table: Level 3 Fair Value Instrument Valuation Technique Significant Unobservable Inputs Range (Weighted Average) Weighted Average RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99.99% 85.01% Forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99.99% 85.01%
Fair Value, Instruments Classified in Shareholders' Equity Measured on Recurring Basis, Unobservable Input Reconciliation	The following tables provide a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine months ended September 30, 2015 and 2014: Three Months Ended September 30, Beginning Balance Purchases and issuances Sales and settlements Ending Balance Net change in fair value for gains/(losses) relating to items held at end of period 2015 Interest rate lock commitments with customers $ 934 $ 2,720 $ (2,797 ) $ 857 $ (77 ) Forward sale commitments with investors 110 (66 ) (6 ) 38 (72 ) 2014 Interest rate lock commitments with customers $ 651 $ 1,527 $ (1,661 ) $ 517 $ (134 ) Forward sale commitments with investors (61 ) (108 ) 187 18 79
Fair Value, by Balance Sheet Grouping	The estimated fair values of the Company’s financial instruments at September 30, 2015 and December 31, 2014 were as follows: September 30, December 31, 2015 2014 Carrying Amount Fair Value Carrying Amount Fair Value Financial Assets Level 1 inputs: Cash and cash equivalents $ 5,432 $ 5,432 $ 15,555 $ 15,555 Certificates of deposit at other financial institutions 11,181 11,181 4,543 4,543 Level 2 inputs: Securities available-for-sale, at fair value 53,679 53,679 48,744 48,744 Loans held for sale, at fair value 53,335 53,335 25,983 25,983 FHLB stock, at cost 2,972 2,972 1,650 1,650 Accrued interest receivable 2,057 2,057 1,558 1,558 Level 3 inputs: Loans receivable, net 482,592 554,009 387,174 433,885 Servicing rights, held at lower of cost or fair value 5,226 6,023 3,061 3,549 Fair value interest rate locks with customers 857 857 396 396 Forward sale commitments with investors 38 38 12 12 Financial Liabilities Level 2 inputs: Deposits 499,883 505,208 420,444 424,672 Borrowings 59,269 59,309 17,034 17,031 Accrued interest payable 21 21 24 24 Forward sale commitments with investors 477 477 194 194 Paired off commitments with investors 110 110 207 207

Fair Value of Financial Instr35

Fair Value of Financial Instruments Schedule of Mortgage Loans Held for Sale, Fair Value, Recurring Basis (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	The following tables present securities available-for-sale measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014: Securities Available-for-Sale Level 1 Level 2 Level 3 Total At September 30, 2015 Federal agency securities $ — $ 7,086 $ — $ 7,086 Municipal bonds — 17,387 — 17,387 Corporate securities — 3,421 — 3,421 U.S. Small Business Administration securities — 4,076 — 4,076 Mortgage-backed securities — 21,709 — 21,709 Total $ — $ 53,679 $ — $ 53,679 Securities Available-for-Sale Level 1 Level 2 Level 3 Total At December 31, 2014 Federal agency securities $ — $ 5,845 $ — $ 5,845 Municipal bonds — 16,161 — 16,161 Corporate securities — 4,437 — 4,437 U.S. Small Business Administration securities — 2,057 — 2,057 Mortgage-backed securities — 20,244 — 20,244 Total $ — $ 48,744 $ — $ 48,744
Fair Value, Mortgage Loans Held for Sale [Table Text Block]	The following table presents mortgage loans held for sale measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014: Mortgage Loans Held for Sale Level 1 Level 2 Level 3 Total September 30, 2015 $ — $ 53,335 $ — $ 53,335 December 31, 2014 $ — $ 25,983 $ — $ 25,983

Employee Benefits Employee Be36

Employee Benefits Employee Benefits (Tables)	9 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Schedule of Shares Under ESOP	Shares held by the ESOP at September 30, 2015 were as follows: Balances Allocated shares 77,141 Committed to be released shares 19,441 Unallocated shares 162,006 Total ESOP shares 258,588 Fair value of unallocated shares (in thousands) $ 3,707

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table presents a reconciliation of the components used to compute basic and diluted earnings per share for the three and nine months ended September 30, 2015 and 2014: At or For the Three Months Ended At or For the Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Numerator: Net income (in thousands) $ 1,995 $ 1,146 $ 6,859 $ 3,007 Denominator: Basic weighted average common shares outstanding 2,984,164 2,922,593 2,967,284 2,994,596 Dilutive shares 55,843 9,658 42,108 4,013 Diluted weighted average common shares outstanding 3,040,007 2,932,251 3,009,392 2,998,609 Basic earnings per share $ 0.67 $ 0.39 $ 2.31 $ 1.00 Diluted earnings per share $ 0.66 $ 0.39 $ 2.28 $ 1.00 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive — 36,954 — 20,296

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of Stock Option Awards	A summary of the Company's stock option plan awards during the nine months ended September 30, 2015 is as follows: Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Term In Years Aggregate Intrinsic Value Outstanding at January 1, 2015 322,000 $ 16.89 9.36 $ — Granted — — — — Exercised 10,100 16.89 — 48,824 Forfeited or expired — — — — Outstanding at September 30, 2015 311,900 $ 16.89 8.61 $ 2,086,611 Expected to vest, assuming a 0.31% annual forfeiture rate 310,221 $ 16.89 8.61 $ 2,075,378 Exercisable at September 30, 2015 54,300 $ 16.89 8.61 $ 363,267
Summary of Nonvested Awards	A summary of the Company's nonvested awards during the nine months ended September 30, 2015 is as follows: Nonvested Shares Shares Weighted-Average Grant-Date Fair Value Per Share Weighted-Average Grant-Date Fair Value Nonvested at January 1, 2015 125,105 $ 16.89 $ 2,113,023 Granted — — — Vested 30,421 16.89 513,811 Forfeited or expired — — — Nonvested at September 30, 2015 94,684 $ 16.89 $ 1,599,212

Basis of Presentation and Sum39

Basis of Presentation and Summary of Significant Accounting Policies (Details)	Jul. 09, 2012USD ($)$ / sharesshares	Sep. 30, 2015USD ($)branchshares	Oct. 15, 2015USD ($)
Schedule of Accounting Policies [Line Items]
Proposed business acquisition, number of retail branches | branch		4
Cash, FDIC Uninsured Amount		$ 0
Number of bank branches | branch		7
Common shares issued (in shares) | shares	3,240,125
Price per share (in dollars per share) | $ / shares	$ 10
Proceeds from stock issuance	$ 32,400,000
Cost of conversion and issuance of stock	$ 2,500,000
Percentage of common shares purchased under ESOP	8.00%
Total ESOP shares | shares	259,210	258,588
Subordinated Debt			$ 10,000,000
Debt Instrument, Interest Rate, Stated Percentage			6.50%
1st Security Bank of Washington
Schedule of Accounting Policies [Line Items]
Capital contributions	$ 15,500,000

Schedule of Available-for-sale

Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 53,325	$ 48,567
Unrealized Gains	578	499
Unrealized Losses	(224)	(322)
Estimated Fair Values	53,679	48,744
Federal agency securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	7,140	5,998
Unrealized Gains	5	3
Unrealized Losses	(59)	(156)
Estimated Fair Values	7,086	5,845
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	17,045	15,886
Unrealized Gains	358	326
Unrealized Losses	(16)	(51)
Estimated Fair Values	17,387	16,161
Corporate Debt Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,495	4,495
Unrealized Gains	5	0
Unrealized Losses	(79)	(58)
Estimated Fair Values	3,421	4,437
Other Security Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	4,012	2,019
Unrealized Gains	64	38
Unrealized Losses	0	0
Estimated Fair Values	4,076	2,057
Collateralized Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	21,633	20,169
Unrealized Gains	146	132
Unrealized Losses	(70)	(57)
Estimated Fair Values	$ 21,709	$ 20,244

Investments with Unrealized Los

Investments with Unrealized Losses Policy (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Unrealized loss position, Less than 12 Months, Fair Value	$ 7,945,000	$ 7,703,000
Unrealized loss position, Less than 12 Months, Unrealized Losses	(54,000)	(22,000)
Unrealized loss position, 12 Months or Longer, Fair Value	7,865,000	12,214,000
Unrealized loss position, 12 Months or Longer, Unrealized Losses	(170,000)	(300,000)
Unrealized loss position, Fair Value	15,810,000	19,917,000
Unrealized loss position, Unrealized Losses	$ (224,000)	$ (322,000)
Investments with unrealized losses of less than one year | security	7	8
Investments with unrealized losses of more than one year | security	8	13
Other than temporary impairment losses, investments	$ 0	$ 0
Federal agency securities
Schedule of Available-for-sale Securities [Line Items]
Unrealized loss position, Less than 12 Months, Fair Value	2,062,000	0
Unrealized loss position, Less than 12 Months, Unrealized Losses	(13,000)	0
Unrealized loss position, 12 Months or Longer, Fair Value	3,950,000	4,840,000
Unrealized loss position, 12 Months or Longer, Unrealized Losses	(46,000)	(156,000)
Unrealized loss position, Fair Value	6,012,000	4,840,000
Unrealized loss position, Unrealized Losses	(59,000)	(156,000)
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Unrealized loss position, Less than 12 Months, Fair Value	418,000	950,000
Unrealized loss position, Less than 12 Months, Unrealized Losses	(2,000)	(2,000)
Unrealized loss position, 12 Months or Longer, Fair Value	291,000	2,266,000
Unrealized loss position, 12 Months or Longer, Unrealized Losses	(14,000)	(49,000)
Unrealized loss position, Fair Value	709,000	3,216,000
Unrealized loss position, Unrealized Losses	(16,000)	(51,000)
Corporate securities
Schedule of Available-for-sale Securities [Line Items]
Unrealized loss position, Less than 12 Months, Fair Value	994,000	2,977,000
Unrealized loss position, Less than 12 Months, Unrealized Losses	(6,000)	(18,000)
Unrealized loss position, 12 Months or Longer, Fair Value	1,427,000	1,460,000
Unrealized loss position, 12 Months or Longer, Unrealized Losses	(73,000)	(40,000)
Unrealized loss position, Fair Value	2,421,000	4,437,000
Unrealized loss position, Unrealized Losses	(79,000)	(58,000)
Mortgage Backed Securities, Other [Member]
Schedule of Available-for-sale Securities [Line Items]
Unrealized loss position, Less than 12 Months, Fair Value	4,471,000	3,776,000
Unrealized loss position, Less than 12 Months, Unrealized Losses	(33,000)	(2,000)
Unrealized loss position, 12 Months or Longer, Fair Value	2,197,000	3,648,000
Unrealized loss position, 12 Months or Longer, Unrealized Losses	(37,000)	(55,000)
Unrealized loss position, Fair Value	6,668,000	7,424,000
Unrealized loss position, Unrealized Losses	$ (70,000)	$ (57,000)

Schedule of Available for Sale

Schedule of Available for Sale Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Federal agency securities
Amortized Costs
Due in one year or less	$ 0	$ 502
Due after one year through five years	0	500
Due after five years through ten years	7,140	4,996
Fair Value
Due in one year or less	0	504
Due after one year through five years	0	501
Due after five years through ten years	7,086	4,840
Municipal bonds
Amortized Costs
Due after one year through five years	4,767	4,847
Due after five years through ten years	5,505	4,182
Due after ten years	6,773	6,857
Fair Value
Due after one year through five years	4,816	4,910
Due after five years through ten years	5,641	4,250
Due after ten years	6,930	7,001
Corporate securities
Amortized Costs
Due in one year or less	0	1,001
Due after one year through five years	1,500	500
Due after five years through ten years	1,995	2,994
Fair Value
Due in one year or less	0	1,001
Due after one year through five years	1,477	490
Due after five years through ten years	1,944	2,946
Other Security Investments [Member]
Amortized Costs
Due after five years through ten years	4,012	2,019
Fair Value
Due after five years through ten years	4,076	2,057
Federal National Mortgage Association (FNMA) Insured Loans [Member]
Fair Value
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	10,911	14,406
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	10,941	14,452
Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member]
Fair Value
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	4,736	4,438
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	4,776	4,454
Government National Mortgage Association (GNMA) Insured Loans [Member]
Fair Value
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	5,986	1,325
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	5,992	1,338
Total securities contractual maturity [Member]
Amortized Costs
Total	53,325	48,567
Fair Value
Total	$ 53,679	$ 48,744

Schedule of Sales of Available

Schedule of Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 8,610	$ 4,178	$ 20,330
Gross Gains, Securities available-for-sale	0	14	76	78
Gross Losses, Securities available-for-sale	$ 0	$ (65)	$ 0	$ (119)

Loans Receivable and Allowanc44

Loans Receivable and Allowance For Loan Losses (Composition of Loan Portfolio) (Details) $ in Thousands	Sep. 30, 2015USD ($)segmentunit	Dec. 31, 2014USD ($)segmentunit
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 490,709	$ 394,210
Allowance for loan losses	(7,388)	(6,090)
Deferred costs, fees, and discounts, net	(729)	(946)
Loans receivable, net	$ 482,592	$ 387,174
Number of loan portfolio segments | segment	3	3
Multi-family
Financing Receivable, Recorded Investment [Line Items]
Number of units in real estate property | unit	5	5
CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 154,504	$ 136,807
Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	103,172	99,304
Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,568	18,162
Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	23,436	16,713
Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	595	674
Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	373	441
Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	221	329
Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,139	1,184
Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	83,816	77,881
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	252,389	179,522
Residential Portfolio Segment [Member] | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	42,958	42,970
Residential Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	77,965	57,813
Residential Portfolio Segment [Member] | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,727	15,737
Residential Portfolio Segment [Member] | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	92,023	46,801
Residential Portfolio Segment [Member] | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 22,716	$ 16,201

Loans Receivable and Allowanc45

Loans Receivable and Allowance For Loan Losses (Schedule of Allowance for Loan Losses by Loan Categories) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014	Jun. 30, 2014
ALLOWANCE FOR LOAN LOSSES
Beginning balance	$ 6,927	$ 5,548	$ 6,090	$ 5,092
Provision for loan loss	600	450	1,800	1,350
Charge-offs	(350)	(399)	(1,377)	(1,259)
Recoveries	211	213	875	629
Net recoveries (charge-offs)	(139)	(186)	(502)	(630)
Loans individually evaluated for impairment	0	4	0	4
Loans collectively evaluated for impairment	7,388	5,808	7,388	5,808
Ending balance	7,388	5,812	7,388	5,812
LOANS RECEIVABLES
Loans individually evaluated for impairment	736	922	736	922
Loans collectively evaluated for impairment	489,973	361,025	489,973	361,025
Total loans receivable	490,709	361,947	490,709	361,947	$ 394,210
Real Estate
ALLOWANCE FOR LOAN LOSSES
Beginning balance	2,378	1,447	1,872	1,963
Provision for loan loss	328	244	891	(204)
Charge-offs	0	0	(248)	(148)
Recoveries	1	0	192	80
Net recoveries (charge-offs)	1	0	(56)	(68)
Loans individually evaluated for impairment	0	0	0	0		$ 0
Loans collectively evaluated for impairment	2,707	1,691	2,707	1,691		1,691
Ending balance	2,707	1,691	2,707	1,691
LOANS RECEIVABLES
Loans individually evaluated for impairment	736	880	736	880
Loans collectively evaluated for impairment	251,653	167,773	251,653	167,773
Total loans receivable	252,389	168,653	252,389	168,653
Consumer
ALLOWANCE FOR LOAN LOSSES
Beginning balance	1,444	1,762	1,431	1,512
Provision for loan loss	225	167	515	718
Charge-offs	(350)	(399)	(1,095)	(1,036)
Recoveries	204	213	672	549
Net recoveries (charge-offs)	(146)	(186)	(423)	(487)
Loans individually evaluated for impairment	0	0	0	0
Loans collectively evaluated for impairment	1,523	1,743	1,523	1,743
Ending balance	1,523	1,743	1,523	1,743
LOANS RECEIVABLES
Loans individually evaluated for impairment	0	0	0	0
Loans collectively evaluated for impairment	154,504	129,690	154,504	129,690
Total loans receivable	154,504	129,690	154,504	129,690	136,807
Commercial Business
ALLOWANCE FOR LOAN LOSSES
Beginning balance	2,148	1,698	1,184	800
Provision for loan loss	(591)	(604)	402	369
Charge-offs	0	0	(34)	(75)
Recoveries	6	0	11	0
Net recoveries (charge-offs)	6	0	(23)	(75)
Loans individually evaluated for impairment	0	4	0	4
Loans collectively evaluated for impairment	1,563	1,090	1,563	1,090
Ending balance	1,563	1,094	1,563	1,094
LOANS RECEIVABLES
Loans individually evaluated for impairment	0	42	0	42
Loans collectively evaluated for impairment	83,816	63,562	83,816	63,562
Total loans receivable	83,816	63,604	83,816	63,604	$ 77,881
Unallocated
ALLOWANCE FOR LOAN LOSSES
Beginning balance	957	641	1,603	817
Provision for loan loss	638	643	(8)	467
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net recoveries (charge-offs)	0	0	0	0
Loans individually evaluated for impairment	0	0	0	0		$ 0
Loans collectively evaluated for impairment	1,595	1,284	1,595	1,284
Ending balance	1,595	1,284	1,595	1,284
LOANS RECEIVABLES
Loans individually evaluated for impairment	0	0	0	0
Loans collectively evaluated for impairment	0	0	0	0
Total loans receivable	$ 0	$ 0	$ 0	$ 0

Loans Receivable and Allowanc46

Loans Receivable and Allowance For Loan Losses (Schedule of Aging Analysis of Past Due Loans) (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 1,722,000	$ 1,695,000
Current	488,987,000	392,515,000
Total loans receivable	490,709,000	394,210,000	$ 361,947,000
REAL ESTATE LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans receivable	252,389,000	179,522,000
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Current	42,958,000	42,970,000
Total loans receivable	42,958,000	42,970,000
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Current	77,965,000	57,813,000
Total loans receivable	77,965,000	57,813,000
Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	182,000	416,000
Current	16,545,000	15,321,000
Total loans receivable	16,727,000	15,737,000
One-to-four-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	525,000	73,000
Current	91,498,000	46,728,000
Total loans receivable	92,023,000	46,801,000
Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Current	22,716,000	16,201,000
Total loans receivable	22,716,000	16,201,000
Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	707,000	489,000
Current	251,682,000	179,033,000
Total loans receivable	252,389,000	179,522,000
CONSUMER LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	1,015,000	1,206,000
Current	153,489,000	135,601,000
Total loans receivable	154,504,000	136,807,000	129,690,000
Indirect home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	943,000	1,028,000
Current	102,229,000	98,276,000
Total loans receivable	103,172,000	99,304,000
Solar
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	43,000	29,000
Current	25,525,000	18,133,000
Total loans receivable	25,568,000	18,162,000
Marine
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	14,000	100,000
Current	23,422,000	16,613,000
Total loans receivable	23,436,000	16,713,000
Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	5,000	13,000
Current	590,000	661,000
Total loans receivable	595,000	674,000
Recreational
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Current	373,000	441,000
Total loans receivable	373,000	441,000
Home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	6,000
Current	221,000	323,000
Total loans receivable	221,000	329,000
Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	10,000	30,000
Current	1,129,000	1,154,000
Total loans receivable	1,139,000	1,184,000
Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Current	83,816,000	77,881,000
Total loans receivable	83,816,000	77,881,000	$ 63,604,000
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	538,000	769,000
30-59 Days Past Due | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	61,000	159,000
30-59 Days Past Due | One-to-four-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	61,000	159,000
30-59 Days Past Due | CONSUMER LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	477,000	610,000
30-59 Days Past Due | Indirect home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	460,000	501,000
30-59 Days Past Due | Solar
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Marine
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	14,000	81,000
30-59 Days Past Due | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	3,000	13,000
30-59 Days Past Due | Recreational
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
30-59 Days Past Due | Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	15,000
30-59 Days Past Due | Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	343,000	493,000
60-89 Days Past Due | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	72,000	196,000
60-89 Days Past Due | One-to-four-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	72,000	196,000
60-89 Days Past Due | CONSUMER LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	271,000	297,000
60-89 Days Past Due | Indirect home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	226,000	277,000
60-89 Days Past Due | Solar
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	43,000	0
60-89 Days Past Due | Marine
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	2,000	0
60-89 Days Past Due | Recreational
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
60-89 Days Past Due | Home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	6,000
60-89 Days Past Due | Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	14,000
60-89 Days Past Due | Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | One-to-four-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | CONSUMER LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Indirect home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Solar
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Marine
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Recreational
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
90 Days or More Past Due and Accruing | Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	841,000	433,000
Non Accrual Financing Receivables [Member] | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	49,000	61,000
Non Accrual Financing Receivables [Member] | One-to-four-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	525,000	73,000
Non Accrual Financing Receivables [Member] | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	574,000	134,000
Non Accrual Financing Receivables [Member] | CONSUMER LOANS
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	267,000	299,000
Non Accrual Financing Receivables [Member] | Indirect home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	257,000	250,000
Non Accrual Financing Receivables [Member] | Solar
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	29,000
Non Accrual Financing Receivables [Member] | Marine
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	19,000
Non Accrual Financing Receivables [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Recreational
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Home improvement
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	0	0
Non Accrual Financing Receivables [Member] | Other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	10,000	1,000
Non Accrual Financing Receivables [Member] | Commercial Business Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Past Due	$ 0	$ 0

Loans Receivable and Allowanc47

Loans Receivable and Allowance For Loan Losses (Schedule of Financing Receivables, Related Allowance Recorded and No Related Allowance Recorded) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Unpaid Principal Balance					$ 925
Impaired Financing Receivable, Write-downs [Abstract]
Write-Downs					(69)
Impaired Financing Receivable, Recorded Investment [Abstract]
Recorded investment					856
Impaired Financing Receivable, Specific Reserve [Abstract]
Specific reserve					(6)
Impaired Financing Receivable, Adjusted Recorded Investment [Abstract]
Adjusted Recorded Investment					850
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired Financing Receivable, Average Recorded Investment	$ 1,132	$ 924	$ 1,592	$ 936
Impaired Financing Receivable, Interest Income, Cash Basis Method	41	15	109	34
Commercial
Impaired Financing Receivable, Average Recorded Investment [Abstract]
YTD Average Recorded Investment, with no related allowance recorded	363	0	734	0
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
YTD Interest Income Recognized, with no related allowance recorded	38	0	76	0
Home equity
Impaired Financing Receivable, Average Recorded Investment [Abstract]
YTD Average Recorded Investment, with no related allowance recorded	33	36	64	37
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
YTD Interest Income Recognized, with no related allowance recorded	2	2	7	2
One-to-four-family
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, with no related allowance recorded	803		803		885
Impaired Financing Receivable, Write-downs [Abstract]
Write-downs with no related allowance recorded	(67)		(67)		(67)
Impaired Financing Receivable, Recorded Investment [Abstract]
Recorded Investment, with no related allowance recorded	736		736		818
Impaired Financing Receivable, Specific Reserve [Abstract]
Specific reserve	0		0		0
Impaired Financing Receivable, with No Related Allowance, Adjusted Recorded Investment	736		736		818
Impaired Financing Receivable, Average Recorded Investment [Abstract]
YTD Average Recorded Investment, with no related allowance recorded	736	845	778	852
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
YTD Interest Income Recognized, with no related allowance recorded	1	12	26	29
Real Estate Loan [Member]
Impaired Financing Receivable, Average Recorded Investment [Abstract]
YTD Average Recorded Investment, with no related allowance recorded	1,132	881	1,576	889
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	41	14	109	31
Commercial Business Loans
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, with an allowance recorded					40
Impaired Financing Receivable, Write-downs [Abstract]
Write-downs, with allowance recorded					(2)
Impaired Financing Receivable, Recorded Investment [Abstract]
Recorded Investment, with allowance recorded					38
Impaired Financing Receivable, Specific Reserve [Abstract]
Specific reserve					(6)
Impaired Financing Receivable, Adjusted Recorded Investment [Abstract]
Adjusted Recorded Investment, with allowance recorded					$ 32
Impaired Financing Receivable, Average Recorded Investment [Abstract]
YTD Average Recorded Investment, with related allowance recorded	0	43	16	47
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
YTD Interest Income Recognized, with allowance recorded	$ 0	$ 1	$ 0	$ 3

Loans Receivable and Allowanc48

Loans Receivable and Allowance For Loan Losses (Schedule of Loans by Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 490,709	$ 394,210	$ 361,947
REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	252,389	179,522
Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	42,958	42,970
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	77,965	57,813
Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,727	15,737
One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	92,023	46,801
Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	22,716	16,201
CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	154,504	136,807	129,690
Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	103,172	99,304
Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,568	18,162
Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	23,436	16,713
Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	595	674
Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	373	441
Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	221	329
Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,139	1,184
Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	83,816	77,881	$ 63,604
Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	481,615	382,644
Pass | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	250,232	177,449
Pass | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	42,958	41,559
Pass | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	76,382	57,813
Pass | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	16,678	15,676
Pass | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	91,498	46,200
Pass | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	22,716	16,201
Pass | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	154,237	136,508
Pass | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	102,915	99,054
Pass | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,568	18,133
Pass | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	23,436	16,694
Pass | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	595	674
Pass | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	373	441
Pass | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	221	329
Pass | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,129	1,183
Pass | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	77,146	68,687
Watch
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,289	2,565
Watch | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,583	545
Watch | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	545
Watch | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,583	0
Watch | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Watch | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,706	2,020
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,004	6,795
Special Mention | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Special Mention | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,004	6,795
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,801	2,206
Substandard | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	574	1,528
Substandard | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	866
Substandard | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	49	61
Substandard | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	525	601
Substandard | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	267	299
Substandard | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	257	250
Substandard | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	29
Substandard | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	19
Substandard | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Substandard | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	10	1
Substandard | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,960	379
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Doubtful | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | REAL ESTATE LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Commercial
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | One-to-four-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | CONSUMER LOANS
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Indirect home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Solar
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Marine
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Recreational
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Home improvement
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss | Commercial Business Loans
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans Receivable and Allowanc49

Loans Receivable and Allowance For Loan Losses (Schedule of Troubled Debt Restructurings Accrual and Non-accrual) (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)commitmentloan	Dec. 31, 2014USD ($)commitmentloan
Financing Receivable, Modifications [Line Items]
Number of commitments to lend additional funds on impaired loans. | commitment	0	0
Troubled Debt Restructured Loans Summary [Abstract]
Total TDR loan balances	$ 736	$ 783
Non Accrual Financing Receivables [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | loan	1	0
Troubled Debt Restructured Loans Summary [Abstract]
Total TDR loan balances	$ 525	$ 0
Accruing Financing Receivables [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | loan	2	4
Troubled Debt Restructured Loans Summary [Abstract]
Total TDR loan balances	$ 211	$ 783

Loans Receivable and Allowanc50

Loans Receivable and Allowance For Loan Losses (Narrative) (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)loanproperty	Sep. 30, 2015USD ($)contractproperty	Dec. 31, 2014loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Real Estate Properties | property	0	0
Financing Receivable, Modifications, Recorded Investment Pre-Modification, Loans | contract		0
Mortgage Loans in Process of Foreclosure, Amount | $	$ 525,000	$ 525,000
Accruing Financing Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Modifications, Number of Contracts	2		4
Non Accrual Financing Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Modifications, Number of Contracts	1		0

Servicing Rights Policy (Detail

Servicing Rights Policy (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Off-balance Sheet Risks, Disclosure Information [Line Items]
Servicing Asset	$ 5,226		$ 5,226		$ 3,061
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets	343	$ 187	857	$ 521
Mortgage, commercial and consumer servicing rIghts
Off-balance Sheet Risks, Disclosure Information [Line Items]
The unpaid principal balances of mortgage loans serviced	568,800		568,800		345,900
Fair market value of the mortgage servicing rights’ asset	$ 6,000		$ 6,000		$ 3,500

Schedule of Servicing Rights (D

Schedule of Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset [Roll Forward]
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets	$ 343	$ 187	$ 857	$ 521
Mortgage, commercial and consumer servicing rIghts | Carrying Amount
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset [Roll Forward]
Beginning balance	4,569	2,336	3,061	2,093
Additions	920	356	2,823	845
Mortgage, commercial, and consumer servicing rights amortized	(263)	(141)	(658)	(388)
Recovery on servicing rights	0	18	0	19
Ending balance	$ 5,226	$ 2,569	$ 5,226	$ 2,569

Servicing Rights Valuation Assu

Servicing Rights Valuation Assumptions (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Off-balance Sheet Risks, Disclosure Information [Line Items]
Conditional prepayment rate (CPR)	12.50%	13.20%
Basis Points Drop in Note Rate, Assumption One	0.50%	0.50%
Basis Points Drop in Note Rate, Assumption Two	1.00%	1.00%
Mortgage, commercial and consumer servicing rIghts
Off-balance Sheet Risks, Disclosure Information [Line Items]
Weighted average discount rate	8.50%	8.50%
Conditional prepayment rate (CPR)	12.50%	13.20%
Weighted average life in years	6 years 4 months 10 days	6 years 1 month 1 day
Aggregate portfolio principal balance	$ 564,371	$ 340,243
Weighted average rate of note	4.00%	4.10%
Fair value MSR	$ 5,986	$ 3,526
Amount After 0.5% Adverse Change in Note Rate	4,932	2,861
Amount After 1% Adverse Change in Note Rate	$ 4,134	$ 2,256
Single Family Mortgage Servicing Rights as a Percentage of Aggregate Portfolio Principal Balance	1.10%	1.00%
Single Family Mortgage Servicing Rights as a Percentage of Aggregate Portfolio Principal Balance, After 0.5% Adverse Change in Note Rate	0.90%	0.80%
Single Family Mortgage Servicing Rights as a Percentage of Aggregate Portfolio Principal Balance, After 1% Adverse Change in Note Rate	0.70%	0.70%
Transferor's Interests in Transferred Financial Assets, Discount Rate After 0.5% Adverse Change in Note Rate	8.50%	8.50%
Transferor's Interests in Transferred Financial Assets, Discount Rate After 1% Adverse Change in Note Rate	8.50%	8.50%
Transferor's Interests in Transferred Financial Assets, Conditional Repayment Rate After 0.5% Adverse Change in Note Rate	18.20%	19.40%
Transferor's Interests in Transferred Financial Assets, Conditional Repayment Rate After 1% Adverse Change in Note Rate	24.70%	28.00%

Derivatives (Details)

Derivatives (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Derivative [Line Items]
Derivative instruments, (loss) gain on sale of loans	$ (346,000)	$ 143,000	$ 1,100,000	$ 464,000
Not Designated as Hedging Instrument [Member] | Interest Rate Lock Commitments
Derivative [Line Items]
Notional amount of interest rate derivatives	38,501,000		38,501,000		$ 16,516,000
Derivative instrument, liability, fair value	0		0		0
Derivative instrument, asset, fair value	857,000		857,000		396,000
Not Designated as Hedging Instrument [Member] | Forward Contracts
Derivative [Line Items]
Notional amount of interest rate derivatives	26,415,000		26,415,000		10,763,000
Derivative instrument, liability, fair value	0		0		0
Derivative instrument, asset, fair value	38,000		38,000		12,000
Not Designated as Hedging Instrument [Member] | Collateralized Mortgage Backed Securities [Member]
Derivative [Line Items]
Notional amount of interest rate derivatives	62,500,000		62,500,000		30,000,000
Derivative instrument, liability, fair value	477,000		477,000		194,000
Derivative instrument, asset, fair value	0		0		0
Not Designated as Hedging Instrument [Member] | TBA Mortgage-backed Securities, Investor Paired Off Forward Sales [Member]
Derivative [Line Items]
Notional amount of interest rate derivatives	26,000,000		26,000,000		29,000,000
Derivative instrument, liability, fair value	110,000		110,000		207,000
Derivative instrument, asset, fair value	$ 0		$ 0		$ 0

Derivatives Gain (Loss) on Deri

Derivatives Gain (Loss) on Derivatives (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Derivative, Gain (Loss) on Derivatives, Net [Abstract]
Derivative instruments, (loss) gain on sale of loans	$ (346,000)	$ 143,000	$ 1,100,000	$ 464,000

Other Real Estate Owned (Schedu

Other Real Estate Owned (Schedule) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other Real Estate [Roll Forward]
Beginning balance	$ 0	$ 36,000	$ 0	$ 2,075,000
Additions	0	0	0	445,000
Fair value impairments	0	0	0	(40,000)
Disposition of assets	0	(36,000)	0	(2,480,000)
Ending balance	$ 0	$ 0	$ 0	$ 0

Other Real Estate Owned (Narrat

Other Real Estate Owned (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)property	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)property	Sep. 30, 2014USD ($)
Banking and Thrift [Abstract]
Number of other real estate owned properties | property	0		0
Loss on sale of OREO	$ 0	$ 11,000	$ 0	$ 2,000
Other real estate owned holding costs (recovery)	$ 0	$ 10,000	$ 0	$ 13,000

Deposits (Schedule of Deposit L

Deposits (Schedule of Deposit Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Noninterest-bearing checking	$ 63,725	$ 53,743
Interest-bearing checking	33,476	29,585
Savings	27,891	21,560
Money market	168,252	152,611
Certificates of deposit of less than $100,000(1)	68,329	52,323
Certificates of deposits of $100,000 through $250,000	97,248	74,008
Certificates of deposit of more than $250,000(2)	34,963	33,623
Escrow Deposit	5,999	2,991
Total deposits	499,883	420,444
Brokered deposits	$ 30,500	$ 19,100

Deposits (Schedule of Maturitie

Deposits (Schedule of Maturities of Time Deposits for Future Periods) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Banking and Thrift [Abstract]
2,015	$ 16,104
2,016	81,957
2,017	60,957
2,018	34,013
2,019	4,048
Thereafter	3,461
Total	$ 200,540

Deposits (Securities Pledged as

Deposits (Securities Pledged as Collateral Policy) (Details)	Sep. 30, 2015USD ($)security	Dec. 31, 2014USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Number of securities pledged (in securities) | security	2
Securities pledged as collateral for public deposits, fair value	$ 1,200,000
Deposits held at Federal Reserve Bank	2,600,000	$ 1,900,000
Washington State [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Washington State public deposits	1,700,000
collateral requirement	$ 117,000

Deposits (Schedule of Interest

Deposits (Schedule of Interest Expense by Deposit Category) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Banking and Thrift [Abstract]
Interest-bearing checking	$ 8	$ 7	$ 21	$ 22
Savings and money market	262	137	760	385
Certificates of deposit	596	531	1,644	1,411
Total	$ 866	$ 675	$ 2,425	$ 1,818

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Income Tax Disclosure [Abstract]
Provision for income taxes	$ 1,086,000	$ 564,000	$ 3,656,000	$ 1,495,000
Uncertain tax liabilities	$ 0		0
Recognized interest and penalties			$ 0

Commitments and Contingencies S

Commitments and Contingencies Schedule of Commitments to Extend Credit (Details) - Commitments to Extend Credit - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	$ 235,344	$ 162,326
REAL ESTATE LOANS
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	169,183	101,830
Construction Loans [Member]
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	53,177	42,290
One-to-four-family
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	96,455	45,331
Home equity
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	17,110	13,735
Commercial/Multi-family
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	2,441	474
CONSUMER LOANS
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	5,861	5,832
Other
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	5,861	5,832
Commercial Business Loans
Off-balance Sheet Risks, Disclosure Information [Line Items]
Bank commitments	$ 60,300	$ 54,664

Commitments and Contingencies N

Commitments and Contingencies Narratives (Details) - USD ($)	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Severance agreement, period of base compensation disbursed as lump sum payment (in months)	24 months
Change of control agreement, notice required to cancel agreement (in months)	24 months
Change of control agreement, period of base compensation disbursed as lump sum payment (in months)	12 months
Maximum
Loss Contingencies [Line Items]
Change of control agreement, executive payment, period prior to change in control (in months)	6 months
Change of control agreement, executive payment, period following change in control (in months)	12 months
Commitments to Extend Credit
Loss Contingencies [Line Items]
Reserve for estimated losses	$ 147,000	$ 124,000
Guarantee on loans sold
Loss Contingencies [Line Items]
Reserve for estimated losses	$ 514,000	$ 340,000

Schedule of Compliance with Reg

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Consolidated Entities [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total risk-based capital	$ 79,735	$ 70,927
Total Risk-Based Capital ratios	14.70%
Tier 1 Risk- Based Capital Ratio	13.50%
Tier 1 Leverage-Based Capital Ratio	12.20%
Common equity Tier 1 capital ratio	13.50%
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total risk-based capital	$ 74,389	$ 60,978
Total Risk-Based Capital ratios	13.85%	14.68%
Capital Required for Capital Adequacy	$ 42,984	$ 33,223
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized	$ 53,729	$ 41,529
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital	$ 67,658	$ 55,770
Tier 1 Risk- Based Capital Ratio	12.59%	13.43%
Tier One Risk Based Capital Required for Capital Adequacy	$ 32,238	$ 16,611
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	4.00%
Tier One Risk Based Capital Required to be Well Capitalized	$ 42,984	$ 24,917
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	6.00%
Tier One Leverage Capital	$ 67,658	$ 55,770
Tier 1 Leverage-Based Capital Ratio	11.37%	11.17%
Tier One Leverage Capital Required for Capital Adequacy	$ 23,811	$ 19,965
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 29,764	$ 24,956
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Common equity Tier 1 capital ratio	12.59%
Common Equity Tier 1 Capital	$ 67,658
Common Equity Tier 1 Capital Required for Capital Adequacy	$ 24,178
Common Equity Tier 1 Capital Required for Capital Adequacy, Percent	4.50%
Common Equity Tier 1 Capital Required to be Well Capitalized	$ 34,924
Common Equity Tier 1 Capital Required to be Well Capitalized, Percent	6.50%

Schedule of Regulatory Capital

Schedule of Regulatory Capital Level Differences from Total Capital (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity	$ 73,238	$ 65,836
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity	67,892	55,887
Unrealized gain on securities available-for-sale	(234)	(117)
Total Tier 1 capital	67,658	55,770
Allowance for loan and lease losses for regulatory capital purposes	6,731	5,208
Total risk-based capital	74,389	60,978
Consolidated Entities [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity	73,238	65,836
Unrealized gain on securities available-for-sale	(234)	(117)
Total Tier 1 capital	73,004	65,719
Allowance for loan and lease losses for regulatory capital purposes	6,731	5,208
Total risk-based capital	79,735	$ 70,927
Consolidated Entities [Member] | Additional capital held in excess of bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity	$ 5,300

Regulatory Capital Ratios Polic

Regulatory Capital Ratios Policy (Details) - Consolidated Entities [Member]	Sep. 30, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital to Average Assets	12.20%
Tier 1 Risk- Based Capital Ratio	13.50%
Capital to Risk Weighted Assets	14.70%
Common equity Tier 1 capital ratio	13.50%

Fair Value of Financial Instr68

Fair Value of Financial Instruments Schedule of Available for Sale Securities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	$ 53,679	$ 48,744
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	53,679	48,744
Fair Value, Measurements, Recurring | Federal agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	7,086	5,845
Fair Value, Measurements, Recurring | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	17,387	16,161
Fair Value, Measurements, Recurring | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	3,421	4,437
Fair Value, Measurements, Recurring | Other Security Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	4,076	2,057
Fair Value, Measurements, Recurring | US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	21,709	20,244
Fair Value, Measurements, Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | Federal agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | Other Security Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	53,679	48,744
Fair Value, Measurements, Recurring | Level 2 | Federal agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	7,086	5,845
Fair Value, Measurements, Recurring | Level 2 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	17,387	16,161
Fair Value, Measurements, Recurring | Level 2 | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	3,421	4,437
Fair Value, Measurements, Recurring | Level 2 | Other Security Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	4,076	2,057
Fair Value, Measurements, Recurring | Level 2 | US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	21,709	20,244
Fair Value, Measurements, Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | Federal agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | Other Security Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale, at fair value	$ 0	$ 0

Fair Value of Financial Instr69

Fair Value of Financial Instruments Schedule of Mortgage loans held for sale (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Measurements, Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, at fair value	$ 53,335	$ 25,983

Fair Value of Financial Instr70

Fair Value of Financial Instruments Schedule of Interest Rate Lock Commitments Measured at Fair Value on Recurring Basis (Details) - Fair Value, Measurements, Recurring - Interest Rate Lock Commitments - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate lock commitments with customers, fair value	$ 857	$ 396
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate lock commitments with customers, fair value	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate lock commitments with customers, fair value	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate lock commitments with customers, fair value	$ 857	$ 396

Fair Value of Financial Instr71

Fair Value of Financial Instruments Forward Sale Commitments with Investors (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Forward Sale Commitments with Investors	$ (439)	$ (182)
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Forward Sale Commitments with Investors	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Forward Sale Commitments with Investors	(477)	(194)
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Forward Sale Commitments with Investors	$ 38	$ 12

Fair Value of Financial Instr72

Fair Value of Financial Instruments Paired Off Commitments with Investors (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Paired Off Commitments with Investors	$ (110)	$ (207)
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Paired Off Commitments with Investors	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Paired Off Commitments with Investors	(110)	(207)
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Paired Off Commitments with Investors	$ 0	$ 0

Fair Value of Financial Instr73

Fair Value of Financial Instruments Schedule of Impaired Loans (Details) - Carrying Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value disclosure	$ 736	$ 856
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value disclosure	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value disclosure	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, fair value disclosure	$ 736	$ 856

Fair Value of Financial Instr74

Fair Value of Financial Instruments Discount Rate (Details) - Level 3	9 Months Ended
	Sep. 30, 2015
Fair Value, Measurements, Nonrecurring | Impaired Loans | Fair Value of Underlying Collateral | Minimum | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | Impaired Loans | Fair Value of Underlying Collateral | Maximum | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | Impaired Loans | Fair Value of Underlying Collateral | Weighted Average | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | OREO | Fair Value of Collateral | Minimum | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | OREO | Fair Value of Collateral | Maximum | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | OREO | Fair Value of Collateral | Weighted Average | Discount applied to the obtained appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | Servicing rights | Discounted Cash Flow | Minimum | Weighted average prepayment speed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | Servicing rights | Discounted Cash Flow | Maximum | Weighted average prepayment speed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Nonrecurring | Servicing rights | Discounted Cash Flow | Weighted Average | Weighted average prepayment speed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Quoted Market Prices | Minimum | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	80.00%
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Quoted Market Prices | Maximum | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	99.99%
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Quoted Market Prices | Weighted Average | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	85.01%
Fair Value, Measurements, Recurring | Forward Contracts | Quoted Market Prices | Minimum | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	80.00%
Fair Value, Measurements, Recurring | Forward Contracts | Quoted Market Prices | Maximum | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	99.99%
Fair Value, Measurements, Recurring | Forward Contracts | Quoted Market Prices | Weighted Average | Pull-through expectations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Level 3 fair value instrument, inputs	85.01%

Fair Value of Financial Instr75

Fair Value of Financial Instruments Fair Value Level 3 Rollforward (Details) - Level 3 - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest Rate Lock Commitments
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	$ 934	$ 651	$ 396	$ 166
Purchases and issuances	2,720	1,527	8,683	4,455
Sales and settlements	(2,797)	(1,661)	(8,222)	(4,104)
Ending Balance	857	517	857	517
Net change in fair value for gains/(losses) relating to items held at end of period	(77)	(134)	461	351
Forward Contracts
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	110	(61)	12	45
Purchases and issuances	(66)	(108)	21	(251)
Sales and settlements	(6)	187	5	224
Ending Balance	38	18	38	18
Net change in fair value for gains/(losses) relating to items held at end of period	$ (72)	$ 79	$ 26	$ (27)

Fair Value of Financial Instr76

Fair Value of Financial Instruments Fair Value By Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Certificates of Deposit, at Carrying Value	$ 11,181	$ 4,543
Securities available-for-sale, at fair value	53,679	48,744
Financial Instruments, Assets [Member] | Carrying Amount | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Certificates of Deposit, at Carrying Value	11,181	4,543
Cash and cash equivalents	5,432	15,555
Financial Instruments, Assets [Member] | Carrying Amount | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	53,679	48,744
Loans held for sale, at fair value	53,335	25,983
FHLB stock, at cost	2,972	1,650
Accrued interest receivable	2,057	1,558
Financial Instruments, Assets [Member] | Carrying Amount | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Forward sale commitments with investors	38	12
Loans receivable, net	482,592	387,174
Servicing rights, held at lower of cost or fair value	5,226	3,061
Fair value interest rate locks with customers	857	396
Financial Instruments, Assets [Member] | Fair Value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Certificates of Deposit, at Carrying Value	11,181	4,543
Cash and cash equivalents	5,432	15,555
Financial Instruments, Assets [Member] | Fair Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	53,679	48,744
Loans held for sale, at fair value	53,335	25,983
FHLB stock, at cost	2,972	1,650
Accrued interest receivable	2,057	1,558
Financial Instruments, Assets [Member] | Fair Value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Forward sale commitments with investors	38	12
Loans receivable, net	554,009	433,885
Servicing rights, held at lower of cost or fair value	6,023	3,549
Fair value interest rate locks with customers	857	396
Financial Instruments, Liabilities [Member] | Carrying Amount | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Paired off commitments with investors	110	207
Deposits	499,883	420,444
Borrowings	59,269	17,034
Accrued interest payable	21	24
Forward Sale Commitments with Investors	477	194
Financial Instruments, Liabilities [Member] | Fair Value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Paired off commitments with investors	110	207
Deposits	505,208	424,672
Borrowings	59,309	17,031
Accrued interest payable	21	24
Forward Sales Commitment with Investors, Liability, Fair Value Disclosure	$ 477	$ 194

Employee Benefits (Details)

Employee Benefits (Details) - USD ($)	Jan. 02, 2012	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014	Dec. 31, 2012	Jul. 09, 2012
Compensation and Retirement Disclosure [Abstract]
Employee stock ownership plan (ESOP), requisite service period and 12 months	1000 hours			1000 hours
Employee stock ownership plan (ESOP), debt structure, employer loan, amount								$ 2,600,000
Employee stock ownership plan shares purchased							259,210
Employee stock ownership plan (ESOP), weighted average purchase price of shares purchased (in dollars per share)							$ 10.17
Amortization period of ESOP loan							10 years
Employee stock ownership plan (ESOP), debt structure, employer loan, interest rate							2.30%
Employee stock ownership plan (ESOP), periodic installment payments from esop, amount paid				$ 0		$ 245,000
Employee stock ownership plan (ESOP), interest payments from esop				0		$ 50,000
ESOP compensation expense for allocated shares		$ 148,000	$ 116,000	$ 408,000	$ 335,000

Employee Benefits (Schedule of

Employee Benefits (Schedule of Shares Under ESOP) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jul. 09, 2012
Employee Stock Ownership Plan (ESOP), Shares in ESOP [Abstract]
Allocated shares	77,141
Committed to be released shares	19,441
Unallocated shares	162,006
Total ESOP shares	258,588	259,210
Fair value of unallocated shares (in thousands)	$ 3,707

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2012
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Net income	$ 1,995	$ 1,146	$ 6,859	$ 3,007
Denominator for basic earnings per share- weighted average common shares outstanding (shares)	2,984,164	2,922,593	2,967,284	2,994,596
Dilutive shares	55,843	9,658	42,108	4,013
Denominator for diluted earnings per share- weighted average common shares outstanding (shares)	3,040,007	2,932,251	3,009,392	2,998,609
Basic earnings per share (in dollars per share)	$ 0.67	$ 0.39	$ 2.31	$ 1
Diluted earnings per share (in dollars per share)	$ 0.66	$ 0.39	$ 2.28	$ 1
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive	0	36,954	0	20,296
Shares purchased for award under the ESOP					259,210
Shares in ESOP that were non committed to be released			162,006

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2014	Sep. 30, 2013	Jul. 09, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Market price per share (in dollars per share)								$ 10
2013 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 186,000		$ 186,000	$ 560,000	$ 297,000
Stock option, fair value assumption, expected life		9 years 4 months 8 days
Remaining weighted-average vesting period				8 years 7 months 10 days
Stock Options | 2013 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized							324,013
Market price per share (in dollars per share)						$ 16.89
Award vesting period				5 years
Annual award vesting percentage				20.00%
Award contractual life				10 years
Stock option, fair value assumption, expected life				6 years 6 months
Unrecognized compensation cost, nonvested awards	$ 839,000			$ 839,000
Remaining weighted-average vesting period				3 years 220 days

Stock-Based Compensation Option

Stock-Based Compensation Option Activity (Details) - 2013 Equity Incentive Plan - USD ($)	3 Months Ended	9 Months Ended
	Dec. 31, 2014	Sep. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term		8 years 7 months 10 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding, beginning balance, Shares		322,000
Granted, Shares		0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period		10,100
Outstanding, ending balance, Shares	322,000	311,900
Expected to vest, assuming a .313% annual forfeiture rate, Shares		310,221
Exercisable, ending balance, Shares		54,300
Estimated annual forfeiture rate (percent)		0.31%
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Outstanding, beginning balance, Weighted-Average Exercise Price		$ 16.89
Granted, Weighted-Average Exercise Price		0
Outstanding, ending balance, Weighted-Average Exercise Price	$ 16.89	16.89
Expected to vest, assuming a .313% annual forfeiture rate, Weighted-Average Exercise Price		16.89
Exercisable, ending balance, Weighted-Average Exercise Price		$ 16.89
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term		8 years 7 months 10 days
Weighted-Average Remaining Contractual Term In Years [Abstract]
Outstanding, ending balance, Weighted-Average Remaining Contractual Term	9 years 4 months 8 days
Expected to vest, assuming a .313% annual forfeiture rate, Weighted-Average Remaining Contractual Term		8 years 7 months 10 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Aggregate Intrinsic Value [Abstract]
Granted, Aggregate Intrinsic Value		$ 0
Outstanding, ending balance, Aggregate Intrinsic Value	$ 0	$ 2,086,611
Expected to vest, assuming a .313% annual forfeiture rate, Aggregate Intrinsic Value		$ 2,075,378
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price		$ 16.89
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value		$ 48,824
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 363,267
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term		3 years 220 days
Share-based compensation arrangement by share-based payment award, unexercised, expiration date		10 years
Weighted-Average Remaining Contractual Term In Years [Abstract]
Outstanding, ending balance, Weighted-Average Remaining Contractual Term		6 years 6 months

Stock-Based Compensation Restri

Stock-Based Compensation Restricted Stock Awards (Details) - USD ($)	3 Months Ended		9 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2013	Jul. 09, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Market price per share (in dollars per share)					$ 10
Restricted stock awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Amount	$ 2,113,023		$ 1,599,212
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Amount			$ 513,811
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Nonvested, beginning balance, Shares			125,105
Granted, Shares			0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period			30,421
Nonvested, ending balance, Shares	125,105		94,684
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Nonvested, beginning balance, Weighted-Average Grant-Date Fair Value (in dollars per share)			$ 16.89
Granted, Weighted-Average Grant-Date Fair Value (in dollars per share)			0
Nonvested, ending balance, Weighted-Average Grant-Date Fair Value (in dollars per share)	$ 16.89		16.89
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value			16.89
2013 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option, fair value assumption, expected life	9 years 4 months 8 days
2013 Equity Incentive Plan | Restricted stock awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized				129,605
Number of shares retired		4,500
Market price per share (in dollars per share)			$ 16.89
Award vesting period			5 years
Unrecognized compensation cost, nonvested awards			$ 1,400,000
Remaining weighted-average vesting period			3 years 20 days
2013 Equity Incentive Plan | Restricted stock awards | Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years

Recent Developments (Details)

Recent Developments (Details) $ in Millions	3 Months Ended
	Dec. 31, 2015USD ($)	Sep. 30, 2015USD ($)branch	Oct. 15, 2015USD ($)
Subsequent Event [Line Items]
Proposed business acquisition of deposits		$ 268
Proposed business acquisition of loans (less than $1 million)		$ 1
Proposed business acquisition, number of retail branches | branch		4
Subordinated Debt			$ 10
Subordinated Borrowing, Interest Rate			6.50%
Proceeds from Issuance of Subordinated Long-term Debt	$ 9.8