FS Bancorp (FSBW) 10-Q 8 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 03, 2023
Document Information [Line Items]
Entity Central Index Key	0001530249
Entity Registrant Name	FS Bancorp, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	001-35589
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	45-4585178
Entity Address, Address Line One	6920 220th Street SW
Entity Address, City or Town	Mountlake Terrace
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98043
City Area Code	425
Local Phone Number	771‑5299
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	FSBW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,797,923

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 18,137	$ 10,525
Interest-bearing deposits at other financial institutions	62,536	30,912
Total cash and cash equivalents	80,673	41,437
Certificates of deposit at other financial institutions	17,636	4,712
Securities available-for-sale, at fair value	251,917	229,252
Securities held-to-maturity, net of allowance for credit losses of $45 and $31, respectively (fair value of $7,424 and $7,929, respectively)	8,455	8,469
Loans held for sale, at fair value	18,636	20,093
Loans receivable, net (includes $15,176 and $14,035, at fair value, respectively)	2,375,572	2,190,860
Accrued interest receivable	13,925	11,144
Premises and equipment, net	30,926	25,119
Operating lease right-of-use (“ROU”) assets	7,042	6,226
Federal Home Loan Bank (“FHLB”) stock, at cost	3,696	10,611
Other real estate owned (“OREO”)	570	570
Deferred tax asset, net	7,424	6,670
Bank owned life insurance (“BOLI”), net	37,480	36,799
Servicing rights, held at the lower of cost or fair value	17,657	18,017
Goodwill	3,592	2,312
Core deposit intangible, net	18,323	3,369
Other assets	26,548	17,238
TOTAL ASSETS	2,920,072	2,632,898
LIABILITIES
Noninterest-bearing accounts	670,158	554,174
Interest-bearing accounts	1,784,286	1,573,567
Total deposits	2,454,444	2,127,741
Borrowings	121,895	186,528
Principal amount	50,000	50,000
Unamortized debt issuance costs	(489)	(539)
Total subordinated notes less unamortized debt issuance costs	49,511	49,461
Total, operating lease	7,269	6,474
Other liabilities	36,288	30,997
Total liabilities	2,669,407	2,401,201
COMMITMENTS AND CONTINGENCIES (NOTE 10)
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value; 45,000,000 shares authorized; 7,796,095 and 7,736,185 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively	78	77
Additional paid-in capital	57,464	55,187
Retained earnings	222,532	202,065
Accumulated other comprehensive loss, net of tax	(29,409)	(25,632)
Total stockholders’ equity	250,665	231,697
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,920,072	$ 2,632,898

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities held-to-maturity, allowance for credit losses	$ 45	$ 31
Securities held-to-maturity, at fair value	7,424	7,929
Loans receivable, at fair value	$ 15,176	$ 14,035
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized (in shares)	5,000,000	5,000,000
Preferred Stock, Shares Issued (in shares)	0	0
Preferred Stock, Shares Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized (in shares)	45,000,000	45,000,000
Common Stock, Shares, Issued (in shares)	7,796,095	7,736,185
Common Stock, Shares, Outstanding (in shares)	7,796,095	7,736,185

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended			9 Months Ended
		Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST INCOME
Loans receivable, including fees		$ 39,874		$ 29,563	$ 114,082	$ 77,885
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions		3,396		1,741	8,667	4,990
Total interest and dividend income		43,270		31,304	122,749	82,875
INTEREST EXPENSE
Deposits		10,462		2,596	24,696	5,438
Borrowings		1,689		696	3,749	1,003
Subordinated notes		485		485	1,456	1,456
Total interest expense		12,636		3,777	29,901	7,897
NET INTEREST INCOME	[1]	30,634		27,527	92,848	74,978
PROVISION FOR CREDIT LOSSES		548		1,718	3,372	4,632
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		30,086		25,809	89,476	70,346
NONINTEREST INCOME
Service charges and fee income		2,882		2,327	8,352	6,121
Gain on sale of loans		1,875		1,402	5,298	7,325
Earnings on cash surrender value of BOLI		233		221	681	654
Other noninterest income		(8)		231	703	312
Total noninterest income		4,982	[2]	4,181	15,034	14,412
NONINTEREST EXPENSE
Salaries and benefits		13,503		11,402	40,880	35,110
Operations		3,409		2,812	9,744	7,656
Occupancy		1,588		1,344	4,670	3,825
Data processing		1,841		1,548	5,092	4,363
Loan costs		564		746	2,077	2,020
Professional and board fees		666		631	2,001	2,387
Federal Deposit Insurance Corporation (“FDIC”) insurance		561		462	1,732	804
Marketing and advertising		452		220	1,072	652
Acquisition cost		0		0	1,562	0
Amortization of core deposit intangible		1,002		173	2,484	518
Recovery of servicing rights		0		0	0	(1)
Total noninterest expense		23,586	[3]	19,338	71,314	57,334
Income before provision for income taxes		11,482		10,652	33,196	27,424
PROVISION FOR INCOME TAXES		2,529		2,194	6,915	5,397
Net income		$ 8,953		$ 8,458	$ 26,281	$ 22,027
Basic earnings per share (in dollars per share)		$ 1.15		$ 1.09	$ 3.38	$ 2.77
Diluted earnings per share (in dollars per share)		$ 1.13		$ 1.08	$ 3.33	$ 2.73
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three and nine months ended September 30, 2023, the Company recorded a net decrease in fair value of $343,000 and $285,000, as compared to a net decrease in fair value of $816,000 and $1.8 million for the three and nine months ended September 30, 2022, respectively. As of September 30, 2023 and 2022, there were $15.2 million and $14.2 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[3]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three and nine months ended September 30, 2023 and 2022, the Home Lending segment included allocated overhead expenses of $1.5 million and $4.7 million, respectively.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 8,953	$ 8,458	$ 26,281	$ 22,027
Securities available-for-sale:
Unrealized loss during period	(11,762)	(14,567)	(9,341)	(47,046)
Income tax benefit related to unrealized holding loss	2,528	3,131	2,007	10,115
Derivative financial instruments:
Unrealized derivative gain during period	4,337	5,107	8,155	9,651
Income tax provision related to unrealized derivative gain	(933)	(1,098)	(1,753)	(2,075)
Reclassification adjustment for realized gain, net included in net income	(1,446)	(278)	(3,624)	(232)
Income tax provision related to reclassification, net	311	60	779	50
Other comprehensive loss, net of tax	(6,965)	(7,645)	(3,777)	(29,537)
COMPREHENSIVE INCOME (LOSS)	$ 1,988	$ 813	$ 22,504	$ (7,510)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2021						8,169,887
Balance (Accounting Standards Update 2022-02 [Member]) at Dec. 31, 2021	$ 0	$ 0	$ 297	$ 0	$ 297
Balance at Dec. 31, 2021						$ 82	$ 67,958	$ 179,215	$ 252	$ 247,507
Net income						0	0	22,027	0	22,027
Dividends paid						0	0	(5,553)	0	(5,553)
Share-based compensation						$ 0	1,432	0	0	1,432
Issuance of common stock-employee stock purchase plan (in shares)						7,068
Issuance of common stock-employee stock purchase plan						$ 0	211	0		211
Restricted stock awards (in shares)						35,050
Restricted stock awards						$ 0	0	0	0	0
Common stock repurchased - repurchase plan (in shares)						(544,530)
Common stock repurchased - repurchase plan						$ (5)	(15,623)	0	0	(15,628)
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)						(6,150)
Common stock repurchased for employee/director taxes paid on restricted stock awards						$ 0	(190)	0	0	(190)
Less exercised, options (in shares)						43,048
Stock options exercised, net						$ 0	(19)	0	0	(19)
Other comprehensive loss, net of tax						$ 0	0	0	(29,537)	(29,537)
Balance (in shares) at Sep. 30, 2022						7,704,373
Balance at Sep. 30, 2022						$ 77	53,769	195,986	(29,285)	220,547
Balance (in shares) at Jun. 30, 2022						7,726,232
Balance at Jun. 30, 2022						$ 77	55,129	189,075	(21,640)	222,641
Net income						0	0	8,458	0	8,458
Dividends paid						0	0	(1,547)	0	(1,547)
Share-based compensation						$ 0	500	0	0	500
Issuance of common stock-employee stock purchase plan (in shares)						7,068
Issuance of common stock-employee stock purchase plan						$ 0	211	0	0	211
Restricted stock awards (in shares)						35,050
Restricted stock awards						$ 0	0	0	0	0
Common stock repurchased - repurchase plan (in shares)						(67,923)
Common stock repurchased - repurchase plan						$ 0	(1,732)	0	0	(1,732)
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)						(6,150)
Common stock repurchased for employee/director taxes paid on restricted stock awards						$ 0	(190)	0	0	(190)
Less exercised, options (in shares)						10,096
Stock options exercised, net						$ 0	(149)	0	0	(149)
Other comprehensive loss, net of tax						$ 0	0	0	(7,645)	(7,645)
Balance (in shares) at Sep. 30, 2022						7,704,373
Balance at Sep. 30, 2022						$ 77	53,769	195,986	(29,285)	220,547
Balance (in shares) at Dec. 31, 2022						7,736,185
Balance at Dec. 31, 2022						$ 77	55,187	202,065	(25,632)	231,697
Net income						0	0	26,281	0	26,281
Dividends paid						0	0	(5,814)	0	(5,814)
Share-based compensation						$ 0	1,608	0	0	1,608
Issuance of common stock-employee stock purchase plan (in shares)						24,159
Issuance of common stock-employee stock purchase plan						$ 1	780	0	0	781
Restricted stock awards (in shares)						37,600
Restricted stock awards						$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)						(11,446)
Common stock repurchased for employee/director taxes paid on restricted stock awards						$ 0	(355)	0	0	(355)
Less exercised, options (in shares)						19,121
Stock options exercised, net						$ 0	244	0	0	244
Other comprehensive loss, net of tax						$ 0	0	0	(3,777)	(3,777)
Restricted stock awards forfeited (in shares)						(9,524)
Restricted stock awards forfeited						$ 0	0	0	0	0
Balance (in shares) at Sep. 30, 2023						7,796,095
Balance at Sep. 30, 2023						$ 78	57,464	222,532	(29,409)	250,665
Balance (in shares) at Jun. 30, 2023						7,753,607
Balance at Jun. 30, 2023						$ 77	56,781	215,519	(22,444)	249,933
Net income						0	0	8,953	0	8,953
Dividends paid						0	0	(1,940)	0	(1,940)
Share-based compensation						$ 0	590	0	0	590
Issuance of common stock-employee stock purchase plan (in shares)						7,710
Issuance of common stock-employee stock purchase plan						$ 1	241	0	0	242
Restricted stock awards (in shares)						37,600
Restricted stock awards						$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)						(11,006)
Common stock repurchased for employee/director taxes paid on restricted stock awards						$ 0	(339)	0	0	(339)
Less exercised, options (in shares)						12,896
Stock options exercised, net						$ 0	191	0	0	191
Other comprehensive loss, net of tax						$ 0	0	0	(6,965)	(6,965)
Restricted stock awards forfeited (in shares)						(4,712)
Restricted stock awards forfeited						$ 0	0	0	0	0
Balance (in shares) at Sep. 30, 2023						7,796,095
Balance at Sep. 30, 2023						$ 78	$ 57,464	$ 222,532	$ (29,409)	$ 250,665

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Dividends paid, per share (in dollars per share)	$ 0.25	$ 0.2	$ 0.75	$ 0.7

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 8,953	$ 8,458	$ 26,281	$ 22,027
Adjustments to reconcile net income to net cash from operating activities
Provision for credit losses			3,372	4,632
Depreciation, amortization and accretion			9,505	10,464
Compensation expense related to stock options and restricted stock awards			1,608	1,432
Change in cash surrender value of BOLI			(681)	(654)
Gain on sale of loans held for sale			(5,298)	(6,729)
Gain on sale of portfolio loans			0	(596)
Origination of loans held for sale			(292,309)	(498,975)
Proceeds from sale of loans held for sale			324,083	630,396
Recovery of servicing rights	0	0	0	(1)
Changes in operating assets and liabilities
Accrued interest receivable			(2,251)	(2,813)
Other assets			(4,074)	3,527
Other liabilities			4,798	1,236
Net cash from operating activities			65,034	163,946
CASH FLOWS FROM (USED BY) INVESTING ACTIVITIES
Maturities, prepayments, and calls			13,492	17,829
Purchases			(46,906)	(22,968)
Purchases			0	(1,000)
Maturities of certificates of deposit at other financial institutions			0	5,582
Purchase of certificates of deposit at other financial institutions			(12,924)	0
Portfolio loan originations and principal collections, net			(150,385)	(420,094)
Net cash from acquisitions			336,157	0
Proceeds from sale of portfolio loans			0	39,034
Purchase of portfolio loans			(2,475)	(5,344)
Purchase of premises and equipment			(1,395)	(695)
Proceeds from bank owned life insurance death benefits			0	1,168
Change in FHLB stock, net			6,915	(8,813)
Net cash from (used by) investing activities			142,479	(395,301)
CASH FLOWS (USED BY) FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits			(98,500)	167,540
Proceeds from borrowings			1,725,337	1,155,007
Repayments of borrowings			(1,789,970)	(936,707)
Dividends paid on common stock			(5,814)	(5,553)
Proceeds (disbursements) from stock options exercised, net			244	(19)
Common stock repurchased for employee/director taxes paid on restricted stock awards			(355)	(190)
Issuance of common stock - employee stock purchase plan			781	211
Common stock repurchased			0	(15,628)
Net cash (used by) from financing activities			(168,277)	364,661
NET INCREASE IN CASH AND CASH EQUIVALENTS			39,236	133,306
CASH AND CASH EQUIVALENTS, beginning of period			41,437	26,491	$ 26,491
CASH AND CASH EQUIVALENTS, end of period	$ 80,673	$ 159,797	80,673	159,797	$ 41,437
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION
Interest on deposits and borrowings			26,280	5,538
Income taxes			8,355	2,897
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in unrealized loss on available-for-sale investment securities			(9,341)	(47,046)
Change in unrealized gain on fair value and cash flow hedges			4,523	9,405
Change in unrealized loss on portfolio loans measured under the fair value option			(285)	(1,780)
Retention in gross mortgage servicing rights from loan sales			2,279	4,935
OREO received in settlement of loans			0	145
Right-of-use assets in exchange for lease liabilities			2,034	3,049
Acquisitions:
Non-cash assets acquired			87,512	0
Non-cash liabilities assumed			$ 424,949	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	NOTE 1 BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations September 2011 1st “1st July 9, 2012. February 24, 2023, 1st February 27, 2023. Financial Statement Presentation 10‑Q 10 X 10‑K December 31, 2022 March 16, 2023. The results for the three nine September 30, 2023 not may December 31, 2023 Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two Principles of Consolidation 1st Segment Reporting two 15 Subsequent Events September 30, 2023 RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020 04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021 01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020 04 Application of New Accounting Guidance Adopted in 2023 On January 1, 2023, No. 2022 02, Financial Instruments Credit Losses (Topic 326 December 15, 2022, 2022 02 not

Note 2 - Business Combination

Note 2 - Business Combination	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2 BUSINESS COMBINATION On February 24, 2023, 1st seven seven November 7, 2022, 1st six one 1st 1st The Branch Purchase was accounted for under the acquisition method of accounting and accordingly, the assets and liabilities were recorded at fair values on February 24, 2023, one not The following table summarizes the estimated fair values of assets acquired and liabilities assumed at the date of acquisition: Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949 ( 1 The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None none ( 2 The fair value adjustment represents the value of the core deposit base assumed in the Branch Purchase based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years. ( 3 The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment. ( 4 The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits. The disclosures regarding pro-forma data and the results of operations after the acquisition date are omitted as this information is not not

Note 3 - Investments

Note 3 - Investments	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investment [Text Block]	NOTE 3 INVESTMENTS The following tables present the amortized costs, unrealized gains, unrealized losses, estimated fair values of securities available-for-sale and held-to-maturity, and ACL for securities held-to-maturity at September 30, 2023 December 31, 2022 September 30, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,152 $ 42 $ (4,098 ) $ 17,096 $ — Corporate securities 7,000 41 (687 ) 6,354 — Municipal bonds 139,237 1 (30,617 ) 108,621 — Mortgage-backed securities 104,097 45 (14,535 ) 89,607 — U.S. Small Business Administration securities 32,313 — (2,074 ) 30,239 — Total securities available-for-sale 303,799 129 (52,011 ) 251,917 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (1,076 ) 7,424 45 Total securities held-to-maturity 8,500 — (1,076 ) 7,424 45 Total securities $ 312,299 $ 129 $ (53,087 ) $ 259,341 $ 45 December 31, 2022 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,153 $ — $ (3,865 ) $ 17,288 $ — Corporate securities 9,497 27 (979 ) 8,545 — Municipal bonds 144,200 21 (23,619 ) 120,602 — Mortgage-backed securities 82,424 — (12,458 ) 69,966 — U.S. Small Business Administration securities 14,519 — (1,668 ) 12,851 — Total securities available-for-sale 271,793 48 (42,589 ) 229,252 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (571 ) 7,929 31 Total securities held-to-maturity 8,500 — (571 ) 7,929 31 Total securities $ 280,293 $ 48 $ (43,160 ) $ 237,181 $ 31 The following table presents the activity in the ACL for securities held-to-maturity by major security type for the three nine September 30, 2023 2022 SECURITIES HELD-TO-MATURITY For the Three Months Ended September 30, Corporate Securities 2023 2022 Beginning allowance balance $ 31 $ 31 Provision for credit losses 14 — Total ending allowance balance $ 45 $ 31 SECURITIES HELD-TO-MATURITY For the Nine Months Ended September 30, Corporate Securities 2023 2022 Beginning allowance balance $ 31 $ — Impact of adopting ASU 2016-13 — 72 Provision (recapture) for credit losses 14 (41 ) Total ending allowance balance $ 45 $ 31 Management measures expected credit losses on held-to-maturity debt securities on an individual basis. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on held-to-maturity debt securities totaled $117,000 and $116,000 at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 The Bank monitors the credit quality of debt securities held-to-maturity quarterly using credit rating, material event notices, and changes in market value. The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator: September 30, December 31, Corporate securities 2023 2022 BBB/BBB- $ 7,000 $ 8,500 BB+ 1,500 — Total $ 8,500 $ 8,500 At September 30, 2023 90 The following table presents, as of September 30, 2023 September 30, 2023 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 36,866 $ 45,834 $ 36,866 Federal Reserve Bank - Bank Term Funding Program facility 73,722 90,399 73,722 Total pledged securities $ 110,588 $ 136,233 $ 110,588 Investment securities that were in an unrealized loss position at the dates indicated are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. September 30, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,054 $ (4,098 ) $ 15,054 $ (4,098 ) Corporate securities — — 4,313 (687 ) 4,313 (687 ) Municipal bonds 5,599 (217 ) 102,969 (30,400 ) 108,568 (30,617 ) Mortgage-backed securities 18,216 (84 ) 65,134 (14,451 ) 83,350 (14,535 ) U.S. Small Business Administration securities 21,646 (382 ) 8,593 (1,692 ) 30,239 (2,074 ) Total securities available-for-sale 45,461 (683 ) 196,063 (51,328 ) 241,524 (52,011 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,424 (1,076 ) 7,424 (1,076 ) Total securities held-to-maturity — — 7,424 (1,076 ) 7,424 (1,076 ) Total securities $ 45,461 $ (683 ) $ 203,487 $ (52,404 ) $ 248,948 $ (53,087 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ 3,823 $ (118 ) $ 13,465 $ (3,747 ) $ 17,288 $ (3,865 ) Corporate securities 2,494 (4 ) 4,026 (975 ) 6,520 (979 ) Municipal bonds 44,261 (5,794 ) 73,990 (17,825 ) 118,251 (23,619 ) Mortgage-backed securities 29,791 (3,188 ) 40,175 (9,270 ) 69,966 (12,458 ) U.S. Small Business Administration securities 10,807 (1,162 ) 2,044 (506 ) 12,851 (1,668 ) Total securities available-for-sale 91,176 (10,266 ) 133,700 (32,323 ) 224,876 (42,589 ) SECURITIES HELD-TO-MATURITY Corporate securities 7,929 (571 ) — — 7,929 (571 ) Total securities held-to-maturity 7,929 (571 ) — — 7,929 (571 ) Total securities $ 99,105 $ (10,837 ) $ 133,700 $ (32,323 ) $ 232,805 $ (43,160 ) There were no held-to-maturity debt securities in an unrealized loss position of less than one one September 30, 2023 one one December 31, 2022 There were 24 available-for-sale securities in an unrealized loss position of less than one one September 30, 2023 one one December 31, 2022 not not All the available-for-sale mortgage-backed securities and U.S. Small Business Administration securities in an unrealized loss position are issued or guaranteed by government-sponsored enterprises, and the available-for-sale corporate securities are all investment grade and monitored for rating or outlook changes. Based on the Company’s evaluation of these securities, no credit impairment was recorded for the nine September 30, 2023 December 31, 2022 The contractual maturities of securities available-for-sale and held-to-maturity at the dates indicated are listed below. Expected maturities of mortgage-backed securities may may no September 30, December 31, 2023 2022 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 927 $ 912 $ — $ — Due after one year through five years 3,944 3,405 4,874 4,321 Due after five years through ten years 11,971 9,614 6,989 5,963 Due after ten years 4,310 3,165 9,290 7,004 Subtotal 21,152 17,096 21,153 17,288 Corporate securities Due within one year 1,000 1,009 1,000 997 Due after one year through five years — — 2,497 2,519 Due after five years through ten years 4,000 3,913 4,000 3,763 Due after ten years 2,000 1,432 2,000 1,266 Subtotal 7,000 6,354 9,497 8,545 Municipal bonds Due within one year 1,019 1,002 2,660 2,644 Due after one year through five years 37 36 1,038 1,012 Due after five years through ten years 6,255 5,525 6,341 5,771 Due after ten years 131,926 102,058 134,161 111,175 Subtotal 139,237 108,621 144,200 120,602 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 71,822 59,197 68,421 57,358 Federal Home Loan Mortgage Corporation (“FHLMC”) 28,032 26,907 9,290 8,424 Government National Mortgage Association (“GNMA”) 4,243 3,503 4,713 4,184 Subtotal 104,097 89,607 82,424 69,966 U.S. Small Business Administration securities Due within one year 198 195 — — Due after one year through five years 1,889 1,777 2,553 2,407 Due after five years through ten years 13,685 13,105 4,461 3,996 Due after ten years 16,541 15,162 7,505 6,448 Subtotal 32,313 30,239 14,519 12,851 Total securities available-for-sale 303,799 251,917 271,793 229,252 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,424 8,500 7,929 Total securities held-to-maturity 8,500 7,424 8,500 7,929 Total securities $ 312,299 $ 259,341 $ 280,293 $ 237,181 There were no sales proceeds, gains or losses from the sale of securities available-for-sale for the three nine September 30, 2023 2022

Note 4 - Loans Receivable and A

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 4 LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES LOANS The composition of the loan portfolio was as follows at the dates indicated: September 30, December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 364,673 $ 334,059 Construction and development 289,873 342,591 Home equity 67,103 55,387 One-to-four-family (excludes loans held for sale) 540,670 469,485 Multi-family 243,661 219,738 Total real estate loans 1,505,980 1,421,260 CONSUMER LOANS Indirect home improvement 562,650 495,941 Marine 73,887 70,567 Other consumer 3,547 3,064 Total consumer loans 640,084 569,572 COMMERCIAL BUSINESS LOANS Commercial and industrial 236,520 196,791 Warehouse lending 23,489 31,229 Total commercial business loans 260,009 228,020 Total loans receivable, gross 2,406,073 2,218,852 ACL for loans (30,501 ) (27,992 ) Total loans receivable, net $ 2,375,572 $ 2,190,860 Loan amounts are net of unearned loan fees in excess of unamortized costs and premiums of $8.3 million as of September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 not September 30, 2023 December 31, 2022 Most of the Company’s commercial and multi-family real estate, construction, residential, and/or commercial business lending activities are with customers located in Western Washington, the Oregon Coast, and near our loan production offices in Vancouver, Washington and the Tri-Cities, Washington. The Company originates real estate, consumer, and commercial business loans and has concentrations in these areas, however, indirect home improvement loans, including solar-related home improvement loans, are originated through a network of home improvement contractors and dealers located throughout Washington, Oregon, California, Idaho, Colorado, Arizona, Minnesota, Nevada, Texas, Utah, Massachusetts, Montana, and recently New Hampshire. Management reviewed dealer concentrations and determined as of September 30, 2023 not may At September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 The Company has defined its loan portfolio into three three Real Estate Loans Commercial Lending Construction and Development Lending one four not one four Home Equity Lending second one four One-to-Four-Family Real Estate Lending four second four first one four Multi-Family Lending five Consumer Loans Indirect Home Improvement may UCC‑2 Marine Other Consumer Commercial Business Loans Commercial and Industrial ( C&I ) Lending. Warehouse Lending two one four third Allowance for Credit Losses Management identifies loans in the Company’s portfolio that must be individually evaluated for loss due to disparate risk characteristics or information suggesting that the Company will be unable to collect all the principal and interest due. For loans individually evaluated, a specific reserve is estimated based on either the fair value of collateral or the discounted value of expected future cash flows. In estimating the fair value of real estate collateral, management utilizes appraisals or evaluations adjusted for costs to dispose and a distressed sale adjustment, if needed. Estimating the fair value of collateral other than real estate is also subjective in nature and sometimes requires difficult and complex judgements. Determining expected future cash flows can be more subjective than determining fair values. Expected future cash flows could differ significantly, both in timing and amount, from the cash flows received over the loan’s remaining life. Individually evaluated loans are excluded from the estimation of credit losses for the pooled portfolio. Generally, collectively assessed loans are grouped by call report code and then risk-grade grouping. Risk grade is grouped within each call report code by pass, watch, special mention, substandard, and doubtful. Other loan types are separated into their own groups due to specific risk characteristics for that pool of loans. The Company has elected a non-discounted cash flow methodology with probability of default (“PD”) and loss given default (“LGD”) for all call report code cohorts (“cohorts”), except for the indirect and marine portfolios which are evaluated under a vintage methodology. The vintage methodology measures the expected loss calculation for future periods based on historical performance by the origination period of loans with similar life cycles and risk characteristics. Guaranteed portions of loans are measured with zero The PD calculation looks at the historical loan portfolio at points in time (each month during the lookback period) to determine the probability that loans in a certain cohort will default over the next 12 90 zero The LGD calculation looks at actual losses (net charge-offs) experienced over the entire lookback period for each cohort of loans. The aggregate loss amount is divided by the exposure at default to determine an LGD rate. All defaults (non-accrual, charge-off, or greater than 90 not The Company utilizes reasonable and supportable forecasts of future economic conditions when estimating the ACL for loans. The calculation includes a 12 12 not Modifications to borrowers experiencing financial difficulty are included in loans collectively evaluated for credit loss. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. A charge to the allowance for credit losses is generally not Management believes that the methods selected fairly reflect the historical loss component of expected losses inherent in the Company’s loan portfolio. However, since future losses could vary significantly from those experienced in the past, on a quarterly basis management adjusts its historical loss experience to reflect current and forecasted conditions. In doing so, management considers a variety of general qualitative and quantitative factors (“Q-factors”) and then subjectively determines the weight to assign to each in estimating losses. Qualitative characteristics include differences in underwriting standards, policies, lending staff and environmental risks. Management also considers whether further adjustments to historical loss information are needed to reflect the extent to which current conditions and reasonable and supportable forecasts over the forecasting horizon differ from the conditions that existed during the historical loss period. These quantitative adjustments reflect changes to relevant data such as changes in unemployment rates, average growth in pools of loans, concentrations of credit, delinquencies or other factors associated with the financial assets. The reversion method is applied for periods beyond the forecasting horizon. The Company’s ACL allocable to pools of loans that are collectively evaluated for credit loss results primarily from these qualitative and quantitative adjustments to historical loss experience. Because of the nature of the Q-factors and the degree of judgement involved in assessing their impact, management’s resulting estimate of losses may not The main drivers of the credit provision recorded in the first nine 2023 The following tables detail activity in the ACL for loans by loan categories at or for the three nine September 30, 2023 2022 At or For the Three Months Ended September 30, 2023 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,307 $ 14,017 $ 4,026 $ — $ 30,350 Provision (reversal of) for credit losses on loans 496 426 (238 ) — 684 Charge-offs — (830 ) — — (830 ) Recoveries — 297 — — 297 Net charge-offs — (533 ) — — (533 ) Total ending ACL balance $ 12,803 $ 13,910 $ 3,788 $ — $ 30,501 At or For the Three Months Ended September 30, 2022 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 11,512 $ 10,605 $ 2,850 $ — $ 24,967 (Reversal of) provision for credit losses on loans (213 ) 1,193 1,042 — 2,022 Charge-offs — (924 ) — — (924 ) Recoveries — 361 — — 361 Net charge-offs — (563 ) — — (563 ) Total ending ACL balance $ 11,299 $ 11,235 $ 3,892 $ — $ 26,426 At or For the Nine Months Ended September 30, 2023 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 690 3,383 29 — 4,102 Charge-offs (10 ) (2,415 ) (1 ) — (2,426 ) Recoveries — 833 — — 833 Net Charge-offs (10 ) (1,582 ) (1 ) — (1,593 ) Total ending ACL balance $ 12,803 $ 13,910 $ 3,788 $ — $ 30,501 At or For the Nine Months Ended September 30, 2022 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance, prior to adoption of ASC 326 $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Impact of adopting ASC 326 (5,234 ) 6,078 (3,682 ) (21 ) (2,859 ) Provision for credit losses on loans 1,735 1,720 1,038 — 4,493 Charge-offs — (1,744 ) — — (1,744 ) Recoveries — 901 — — 901 Net charge-offs — (843 ) — — (843 ) Total ending ACL balance $ 11,299 $ 11,235 $ 3,892 $ — $ 26,426 Nonaccrual and Past Due Loans not 90 may Loan Modifications to Borrowers Experiencing Financial Difficulty The Company may may not The Company restructured two first 2023. 60 September 30, 2023 September 30, 2023 January 1, 2023, 2022–02, September 30, 2023 Troubled Debt Restructurings ( TDRs ) At September 30, 2022 not twelve three nine September 30, 2022 The following tables provide information pertaining to the aging analysis of contractually past due loans and nonaccrual loans at September 30, 2023 December 31, 2022 September 30, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 364,673 $ 364,673 $ 1,074 Construction and development — — — — 289,873 289,873 — Home equity 37 154 12 203 66,900 67,103 48 One-to-four-family — — 306 306 540,364 540,670 306 Multi-family — — — — 243,661 243,661 — Total real estate loans 37 154 318 509 1,505,471 1,505,980 1,428 CONSUMER LOANS Indirect home improvement 1,546 824 465 2,835 559,815 562,650 1,668 Marine 348 142 72 562 73,325 73,887 406 Other consumer 9 — — 9 3,538 3,547 3 Total consumer loans 1,903 966 537 3,406 636,678 640,084 2,077 COMMERCIAL BUSINESS LOANS Commercial and industrial 399 — 2,114 2,513 234,007 236,520 2,114 Warehouse lending — — — — 23,489 23,489 — Total commercial business loans 399 — 2,114 2,513 257,496 260,009 2,114 Total loans $ 2,339 $ 1,120 $ 2,969 $ 6,428 $ 2,399,645 $ 2,406,073 $ 5,619 December 31, 2022 30-59 60-89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 334,059 $ 334,059 $ — Construction and development — — — — 342,591 342,591 — Home equity 29 104 16 149 55,238 55,387 46 One-to-four-family — — 463 463 469,022 469,485 920 Multi-family — — — — 219,738 219,738 — Total real estate loans 29 104 479 612 1,420,648 1,421,260 966 CONSUMER LOANS Indirect home improvement 2,298 685 532 3,515 492,426 495,941 1,076 Marine 650 385 86 1,121 69,446 70,567 267 Other consumer 32 37 5 74 2,990 3,064 9 Total consumer loans 2,980 1,107 623 4,710 564,862 569,572 1,352 COMMERCIAL BUSINESS LOANS Commercial and industrial 1 — 2,617 2,618 194,173 196,791 6,334 Warehouse lending — — — — 31,229 31,229 — Total commercial business loans 1 — 2,617 2,618 225,402 228,020 6,334 Total loans $ 3,010 $ 1,211 $ 3,719 $ 7,940 $ 2,210,912 $ 2,218,852 $ 8,652 ( 1 Includes past due loans as applicable. There were no loans 90 September 30, 2023 December 31, 2022 Credit Quality Indicators As part of the Company’s on-going monitoring of credit quality of the loan portfolio, management tracks certain credit quality indicators including trends related to (i) the risk grading of loans, (ii) the level of classified loans, (iii) net charge-offs, (iv) non-performing loans, and (v) the general economic conditions in the Company’s markets. The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 10, 1 6 7 10 A description of the 10 ● Grades 1 2 - ● Grade 3 - ● Grades 4 5 - ● Grade 6 - ● Grade 7 - ● Grade 8 - not ● Grade 9 - ● Grade 10 - Homogeneous loans are risk rated based upon the Federal Financial Institutions Examination Council’s Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, solar, marine, other consumer, and one four first second 90 “4” “5” 90 “8” six 120 180 may Commercial real estate, construction and development, multi-family and commercial business loans are evaluated individually for their risk classification and may no The following tables summarize risk rated loan balances by category as of the dates indicated. Term loans that were renewed or extended for periods longer than 90 September 30, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 41,310 $ 91,503 $ 62,998 $ 46,486 $ 28,149 $ 63,178 $ 2,373 $ 328 $ 336,325 Watch 3,209 5,459 12,952 — 453 2,239 17 — 24,329 Special mention — — — — 413 — — — 413 Substandard — — — 1,658 — 1,948 — — 3,606 Total commercial 44,519 96,962 75,950 48,144 29,015 67,365 2,390 328 364,673 Construction and development Pass 76,516 143,886 51,430 17,486 — 555 — — 289,873 Total construction and development 76,516 143,886 51,430 17,486 — 555 — — 289,873 Home equity Pass 3,702 1,144 1,595 6,639 11 2,228 51,736 — 67,055 Substandard — — — — — 37 11 — 48 Total home equity 3,702 1,144 1,595 6,639 11 2,265 51,747 — 67,103 Home equity gross charge-offs — — — — — — 10 — 10 One-to-four-family Pass 85,810 164,378 124,098 80,260 31,569 50,992 — 475 537,582 Watch — — — — — — — — — Substandard — 869 — — — 2,219 — — 3,088 Total one-to-four-family 85,810 165,247 124,098 80,260 31,569 53,211 — 475 540,670 Multi-family Pass 4,478 34,134 91,253 47,666 38,198 27,932 — — 243,661 Total multi-family 4,478 34,134 91,253 47,666 38,198 27,932 — — 243,661 Total real estate loans $ 215,025 $ 441,373 $ 344,326 $ 200,195 $ 98,793 $ 151,328 $ 54,137 $ 803 $ 1,505,980 September 30, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 140,778 $ 224,259 $ 99,785 $ 38,229 $ 25,370 $ 32,555 $ 6 $ — $ 560,982 Substandard 149 542 360 213 235 169 — — 1,668 Total indirect home improvement 140,927 224,801 100,145 38,442 25,605 32,724 6 — 562,650 Indirect home improvement gross charge-offs 90 834 471 191 153 233 — — 1,972 Marine Pass 12,050 24,527 10,329 13,623 5,407 7,545 — — 73,481 Substandard — — 25 — 87 294 — — 406 Total marine 12,050 24,527 10,354 13,623 5,494 7,839 — — 73,887 Marine gross charge-offs — 47 93 — 7 182 — — 329 Other consumer Pass 220 635 199 81 5 209 2,195 — 3,544 Substandard — — — — — — 3 — 3 Total other consumer 220 635 199 81 5 209 2,198 — 3,547 Other consumer gross charge-offs — 2 22 — — — 90 — 114 Total consumer loans $ 153,197 $ 249,963 $ 110,698 $ 52,146 $ 31,104 $ 40,772 $ 2,204 $ — $ 640,084 September 30, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted Commercial and industrial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,252 $ 31,185 $ 22,174 $ 12,181 $ 5,401 $ 10,999 $ 111,899 $ 879 $ 207,970 Watch 259 — 1,436 2,507 — 1,113 9,726 — 15,041 Special mention — — — — 542 263 2,362 — 3,167 Substandard 3,105 — 1,557 1,435 1,766 173 2,306 — 10,342 Total commercial and industrial 16,616 31,185 25,167 16,123 7,709 12,548 126,293 879 236,520 Commercial and industrial gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 22,267 — 22,267 Watch — — — — — — 1,222 — 1,222 Total warehouse lending — — — — — — 23,489 — 23,489 Total commercial business loans $ 16,616 $ 31,185 $ 25,167 $ 16,123 $ 7,709 $ 12,548 $ 149,782 $ 879 $ 260,009 TOTAL LOANS RECEIVABLE, GROSS Pass $ 378,116 $ 715,651 $ 463,861 $ 262,651 $ 134,110 $ 196,193 $ 190,476 $ 1,682 $ 2,342,740 Watch 3,468 5,459 14,388 2,507 453 3,352 10,965 — 40,592 Special mention — — — — 955 263 2,362 — 3,580 Substandard 3,254 1,411 1,942 3,306 2,088 4,840 2,320 — 19,161 Total loans receivable, gross $ 384,838 $ 722,521 $ 480,191 $ 268,464 $ 137,606 $ 204,648 $ 206,123 $ 1,682 $ 2,406,073 Total gross charge-offs $ 90 $ 883 $ 587 $ 191 $ 160 $ 415 $ 100 $ — $ 2,426 December 31, 2022 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 86,189 $ 76,030 $ 46,125 $ 38,930 $ 14,101 $ 55,271 $ — $ — $ 316,646 Watch 9,504 — 373 — — — — — 9,877 Special mention — — — 2,113 — — — — 2,113 Substandard — — — — 581 4,842 — — 5,423 Total commercial 95,693 76,030 46,498 41,043 14,682 60,113 — — 334,059 Construction and development Pass 193,084 118,724 21,966 8,379 — 438 — — 342,591 Total construction and development 193,084 118,724 21,966 8,379 — 438 — — 342,591 Home equity Pass 4,978 1,696 6,818 11 1,203 1,572 39,063 — 55,341 Substandard — — — — 13 33 — — 46 Total home equity 4,978 1,696 6,818 11 1,216 1,605 39,063 — 55,387 One-to-four-family Pass 166,388 129,282 82,461 31,878 15,837 40,526 — 199 466,571 Substandard — — — — 1,941 973 — — 2,914 Total one-to-four-family 166,388 129,282 82,461 31,878 17,778 41,499 — 199 469,485 Multi-family Pass 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total multi-family 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total real estate loans $ 501,184 $ 389,085 $ 206,119 $ 120,116 $ 37,852 $ 127,642 $ 39,063 $ 199 $ 1,421,260 December 31, 2022 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 253,495 $ 123,264 $ 46,476 $ 31,251 $ 18,165 $ 22,205 $ 9 $ — $ 494,865 Substandard 347 213 137 62 169 148 — — 1,076 Total indirect home improvement 253,842 123,477 46,613 31,313 18,334 22,353 9 — 495,941 Marine Pass 27,904 11,762 15,139 6,224 5,415 3,856 — — 70,300 Substandard — — — 151 61 55 — — 267 Total marine 27,904 11,762 15,139 6,375 5,476 3,911 — — 70,567 Other consumer Pass 792 754 116 48 14 80 1,251 — 3,055 Substandard 1 5 — — — — 3 — 9 Total other consumer 793 759 116 48 14 80 1,254 — 3,064 Total consumer loans $ 282,539 $ 135,998 $ 61,868 $ 37,736 $ 23,824 $ 26,344 $ 1,263 $ — $ 569,572 December 31, 2022 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted Commercial and industrial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 24,337 $ 22,561 $ 12,461 $ 3,940 $ 3,074 $ 7,701 $ 104,524 $ — $ 178,598 Watch — 1,127 2,932 — — 746 1,327 — 6,132 Special mention — — — 634 — — 963 — 1,597 Substandard — 1,586 1,265 2,291 190 3,739 1,093 300 10,464 Total commercial and industrial 24,337 25,274 16,658 6,865 3,264 12,186 107,907 300 196,791 Warehouse lending Pass — — — — — — 31,227 — 31,227 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 31,229 — 31,229 Total commercial business loans $ 24,337 $ 25,274 $ 16,658 $ 6,865 $ 3,264 $ 12,186 $ 139,136 $ 300 $ 228,020 TOTAL LOANS RECEIVABLE, GROSS Pass $ 798,208 $ 547,426 $ 279,938 $ 159,466 $ 61,985 $ 155,636 $ 176,074 $ 199 $ 2,178,932 Watch 9,504 1,127 3,305 — — 746 1,329 — 16,011 Special mention — — — 2,747 — — 963 — 3,710 Substandard 348 1,804 1,402 2,504 2,955 9,790 1,096 300 20,199 Total loans receivable, gross $ 808,060 $ 550,357 $ 284,645 $ 164,717 $ 64,940 $ 166,172 $ 179,462 $ 499 $ 2,218,852 The following table presents the amortized cost basis of loans on nonaccrual status as of the dates indicated: September 30, 2023 December 31, 2022 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual Commercial $ 1,074 $ — $ 1,074 $ — $ — $ — Home equity 48 — 48 46 — 46 One-to-four-family 306 — 306 920 — 920 1,428 — 1,428 966 — 966 CONSUMER LOANS Indirect home improvement — 1,668 1,668 — 1,076 1,076 Marine — 406 406 — 267 267 Other consumer — 3 3 — 9 9 — 2,077 2,077 — 1,352 1,352 COMMERCIAL BUSINESS LOANS Commercial and industrial — 2,114 2,114 — 6,334 6,334 Total $ 1,428 $ 4,191 $ 5,619 $ 966 $ 7,686 $ 8,652 The Company recognized interest income on a cash basis for nonaccrual loans of $55,000 and $144,000 during the three September 30, 2023 2022 nine September 30, 2023 2022 The following table presents the amortized cost basis of collateral dependent loans by class of loans as of the dates indicated: September 30, 2023 December 31, 2022 Commercial Residential Other Residential Other REAL ESTATE LOANS Real Estate Real Estate Non-Real Estate Total Real Estate Non-Real Estate Total Commercial $ 1,074 $ — $ — $ 1,074 $ — $ — $ — Home equity — 48 — 48 46 — 46 One-to-four-family — 306 — 306 920 — 920 1,074 354 — 1,428 966 — 966 CONSUMER LOANS Indirect home improvement — — 1,668 1,668 — 1,076 1,076 Marine — — 406 406 — 267 267 — — 2,074 2,074 — 1,343 1,343 COMMERCIAL BUSINESS LOANS Commercial and industrial — — 2,114 2,114 — 6,334 6,334 Total $ 1,074 $ 354 $ 4,188 $ 5,616 $ 966 $ 7,677 $ 8,643

Note 5 - Servicing Rights

Note 5 - Servicing Rights	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5 SERVICING RIGHTS Loans serviced for others are not September 30, 2023 December 31, 2022 The following table summarizes mortgage servicing rights (“MSR”) activity at or for the dates indicated: At or For the Three Months Ended September 30, 2023 2022 Beginning balance, at the lower of cost or fair value $ 17,627 $ 18,516 Additions 954 925 MSR amortized (924 ) (971 ) Ending balance, at the lower of cost or fair value $ 17,657 $ 18,470 At or For the Nine Months Ended September 30, 2023 2022 Beginning balance, at the lower of cost or fair value $ 18,017 $ 16,970 Additions 2,279 4,935 MSR amortized (2,639 ) (3,436 ) Recovery of servicing rights — 1 Ending balance, at the lower of cost or fair value $ 17,657 $ 18,470 The fair value of the servicing rights’ assets was $38.9 million and $35.5 million at September 30, 2023 December 31, 2022 The following provides valuation assumptions used in determining the fair value of MSR at the dates indicated: At September 30, At December 31, Key assumptions: 2023 2022 Weighted average discount rate 10.2 % 9.6 % Conditional prepayment rate (“CPR”) 6.3 % 8.2 % Weighted average life in years 8.8 7.8 Key economic assumptions of the current fair value for single family MSR are presented in the table below. Also presented is the sensitivity to market rate changes for the par rate coupon for a conventional one four September 30, 2023 December 31, 2022 Aggregate portfolio principal balance $ 2,825,752 $ 2,783,458 Weighted average rate of loans in servicing portfolio 3.6 % 3.4 % At September 30, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 6.3 % 6.7 % 7.2 % Fair value MSR $ 38,858 $ 38,411 $ 37,752 Percentage of MSR 1.4 % 1.4 % 1.3 % Discount rate 10.2 % 10.7 % 11.2 % Fair value MSR $ 38,858 $ 37,978 $ 37,133 Percentage of MSR 1.4 % 1.3 % 1.3 % At December 31, 2022 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.2 % 8.6 % 9.3 % Fair value MSR $ 35,478 $ 34,997 $ 34,188 Percentage of MSR 1.3 % 1.3 % 1.2 % Discount rate 9.6 % 10.1 % 10.6 % Fair value MSR $ 35,478 $ 34,715 $ 33,984 Percentage of MSR 1.3 % 1.2 % 1.2 % These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSR which is extremely sensitive to changes in key assumptions. For example, actual prepayment experience may may may not one may may may may may not The Company recorded $1.8 million of gross contractually specified servicing fees, late fees, and other ancillary fees resulting from servicing of loans for both the three September 30, 2023 2022 nine September 30, 2023 2022

Note 6 - Derivatives

Note 6 - Derivatives	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 6 DERIVATIVES The Company is exposed to certain risk arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain borrowings, brokered deposits, investment securities, forward sales contracts, and commitments to extend credit associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors. Mortgage Banking Derivatives Not The Company regularly enters into commitments to originate and sell loans held for sale. The Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one four one four one four not Customer Swaps Not The Company also enters into derivative contracts, which consist of interest rate swaps, to facilitate the needs of clients desiring to manage interest rate risk. These swaps are not 815, third not Cash Flow Hedges The Bank has entered into interest rate swaps to reduce the exposure to variability in interest-related cash outflows related to brokered deposits. These derivative instruments are designated as cash flow hedges. Changes to the amount of interest payment cash flows for the hedged transactions attributable to a change in credit risk are excluded from management’s assessment of hedge effectiveness. The Bank tests hedging effectiveness on a quarterly basis. The accumulated other comprehensive income is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The Bank has not The Bank expects that approximately $5.1 million will be reclassified from accumulated other comprehensive loss as a decrease to interest expense over the next 12 Fair Value Hedges The Company is exposed to changes in the fair value of certain of its pools of prepayable fixed-rate assets due to changes in benchmark interest rates. The Company uses interest rate swaps to manage its exposure to changes in fair value on these instruments attributable to changes in the designated benchmark interest rate, the SOFR. Interest rate swaps designated as fair value hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without the exchange of the underlying notional amount. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in interest income. The following amounts were recorded on the balance sheet related to cumulative-basis adjustment for fair value hedges for the dates indicated: Cumulative Amount of Fair Value Line item in the statement of financial Hedging Adjustment Included in position in which the hedged Item is Carrying Amount of the the Carrying Amount of the included Hedged Assets Hedged Assets September 30, 2023 Investment securities (1) $ 53,984 $ 6,016 Total $ 53,984 $ 6,016 December 31, 2022 Investment securities (1) $ 55,893 $ 4,107 Total $ 55,893 $ 4,107 ( 1 These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2023 The following tables summarize the Company’s derivative instruments at the dates indicated. The Company has master netting agreements with derivative dealers with which it does business, but reflects gross assets and liabilities as “Other assets” and “Other liabilities,” respectively, on the Consolidated Balance Sheets, as follows: September 30, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 200,000 $ 8,402 $ — Fair value hedges: Interest rate swaps - securities 60,000 5,991 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 26,982 175 — Mandatory and best effort forward commitments with investors 5,919 21 — Forward TBA mortgage-backed securities 34,000 355 — Customer swap positions 882 — 90 Dealer offsets to customer swap positions 882 92 — December 31, 2022 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 90,000 $ 5,780 $ — Fair value hedges: Interest rate swaps - securities 60,000 4,090 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 8,837 107 — Mandatory and best effort forward commitments with investors 4,558 — 38 Forward TBA mortgage-backed securities 27,000 164 — The following table summarizes the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income for the three nine September 30, 2023 2022 Three Months Ended September 30, 2023 2022 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 10,462 $ 3,396 $ 2,596 $ 1,741 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — (1,286 ) — (3,383 ) Recognized on derivatives designated as hedging instruments — 1,842 — 3,313 Net income (expense) recognized on fair value hedges $ — $ 556 $ — $ (70 ) Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 1,446 $ — $ 278 $ — Net income recognized on cash flow hedges $ 1,446 $ — $ 278 $ — Nine Months Ended September 30, 2023 2022 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 24,696 $ 8,667 $ 5,438 $ 4,990 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — (689 ) — (4,316 ) Recognized on derivatives designated as hedging instruments — 1,901 — 4,144 Net income (expense) recognized on fair value hedges $ — $ 1,212 $ — $ (172 ) Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 3,624 $ — $ 232 $ — Net income recognized on cash flow hedges $ 3,624 $ — $ 232 $ — Changes in the fair value of the non-hedging derivatives recognized in “Noninterest income” on the Consolidated Statements of Income and included in gain on sale of loans resulted in net losses of $107,000 and net gains of $34,000 for the three September 30, 2023 2022 nine September 30, 2023 2022 The following tables present a summary of amounts outstanding in derivative financial instruments including those entered into in connection with the same counter-party under master netting agreements at the dates indicated. While these agreements are typically over-collateralized, GAAP requires disclosures in this table to limit the amount of such collateral to the amount of the related asset or liability for each counter-party. Gross Amounts Net Amounts of Assets Gross Amounts Not Offset Gross Amounts Offset in the Presented in the in the Statement of Financial Position of Recognized Statement of Statement of Financial Cash Collateral Offsetting of derivative assets Assets Financial Position Financial Position Instruments Received Net Amount September 30, 2023 Interest rate swaps $ 14,485 $ — $ 14,485 $ — $ — $ 14,485 December 31, 2022 Interest rate swaps $ 9,870 $ — $ 9,870 $ — $ — $ 9,870 Credit Risk Related Contingent Features The Company has interest rate swap agreements with certain of its derivative counterparties that contain a provision where if the Company either defaults or fails to maintain its status as a well or adequately capitalized institution, then the Company could be required to terminate the contracts or post additional collateral. At September 30, 2023 no

Note 7 - Leases

Note 7 - Leases	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 7 LEASES The Company has operating leases for retail bank and home lending branches, loan production offices, and certain equipment. The Company’s leases have remaining lease terms of six six nine five The components of lease cost (included in occupancy expense on the Consolidated Statements of Income) are as follows for the three nine September 30, 2023 2022 Three Months Ended Three Months Ended Lease cost: September 30, 2023 September 30, 2022 Operating lease cost $ 476 $ 350 Short-term lease cost 5 8 Total lease cost $ 481 $ 358 Nine Months Ended Nine Months Ended Lease cost: September 30, 2023 September 30, 2022 Operating lease cost $ 1,357 $ 1,041 Short-term lease cost 14 16 Total lease cost $ 1,371 $ 1,057 The following tables provide supplemental information related to operating leases at or for the three nine September 30, 2023 2022 At or For the At or For the Three Months Ended Three Months Ended Cash paid for amounts included in the measurement of lease liabilities: September 30, 2023 September 30, 2022 Operating cash flows from operating leases $ 486 $ 360 Weighted average remaining lease term- operating leases (in years) 4.2 4.7 Weighted average discount rate- operating leases 2.93 % 2.41 % At or For the At or For the Nine Months Ended Nine Months Ended Cash paid for amounts included in the measurement of lease liabilities: September 30, 2023 September 30, 2022 Operating cash flows from operating leases $ 1,392 $ 1,063 Weighted average remaining lease term- operating leases (in years) 4.2 4.7 Weighted average discount rate- operating leases 2.93 % 2.41 % The Company’s leases typically do not Maturities of operating lease liabilities at September 30, 2023 Remainder of 2023 $ 483 2024 1,933 2025 1,628 2026 1,475 2027 1,173 Thereafter 1,383 Total lease payments 8,075 Less imputed interest (806 ) Total $ 7,269

Note 8 - Other Real Estate Owne

Note 8 - Other Real Estate Owned (OREO)	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 8 OTHER REAL ESTATE OWNED ( OREO ) The following table presents the activity related to OREO at or for the three nine September 30, 2023 2022 At or For the Three Months Ended At or For the Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Beginning balance $ 570 $ 145 $ 570 $ — Additions — — — 145 Loans transferred to OREO — — — — Ending balance $ 570 $ 145 $ 570 $ 145 There was one September 30, 2023 one September 30, 2022 three nine September 30, 2023 2022 There were $317,000 and $511,000 in portfolio mortgage loans collateralized by residential real estate in the process of foreclosure September 30, 2023 December 31, 2022

Note 9 - Deposits

Note 9 - Deposits	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 DEPOSITS Deposits are summarized as follows at the dates indicated: September 30, December 31, 2023 2022 Noninterest-bearing checking $ 643,670 $ 537,938 Interest-bearing checking (1) 219,469 135,127 Savings 157,901 134,358 Money market (2) 389,962 574,290 Certificates of deposit less than $100,000 (3) 527,032 440,785 Certificates of deposit of $100,000 through $250,000 406,545 195,447 Certificates of deposit of $250,000 and over 83,377 93,560 Escrow accounts related to mortgages serviced (4) 26,488 16,236 Total $ 2,454,444 $ 2,127,741 ( 1 Includes $50.1 million and $2.3 million of brokered deposits at September 30, 2023 December 31, 2022 ( 2 Includes $51,000 and $59.7 million of brokered deposits at September 30, 2023 December 31, 2022 ( 3 Includes $323.3 million and $332.0 million of brokered deposits at September 30, 2023 December 31, 2022 ( 4 Noninterest-bearing accounts. Scheduled maturities of time deposits at September 30, 2023 Maturing in 2023 $ 338,756 Maturing in 2024 483,059 Maturing in 2025 128,932 Maturing in 2026 44,517 Maturing in 2027 20,739 Thereafter 951 Total $ 1,016,954 Interest expense by deposit category for the periods indicated is as follows: Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Interest-bearing checking $ 643 $ 100 $ 1,111 $ 353 Savings and money market 1,529 1,303 4,071 2,397 Certificates of deposit 8,290 1,193 19,514 2,688 Total $ 10,462 $ 2,596 $ 24,696 $ 5,438

Note 10 - Commitments and Conti

Note 10 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 10 COMMITMENTS AND CONTINGENCIES Commitments The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The following table provides a summary of the Company’s commitments at the dates indicated: COMMITMENTS TO EXTEND CREDIT September 30, December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 4,584 $ 1,260 Construction and development 161,247 201,708 One-to-four-family (includes locks for saleable loans) 30,895 10,713 Home equity 96,548 77,566 Multi-family 2,931 2,999 Total real estate loans 296,205 294,246 CONSUMER LOANS 30,393 39,406 COMMERCIAL BUSINESS LOANS Commercial and industrial 164,727 150,109 Warehouse lending 57,158 64,781 Total commercial business loans 221,885 214,890 Total commitments to extend credit $ 548,483 $ 548,542 Commitments to extend credit are agreements to lend to a customer provided there is no not may Unfunded commitments under commercial lines of credit, revolving credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not may not September 30, 2023 December 31, 2022 nine September 30, 2023 nine September 30, 2022 three September 30, 2023 September 30, 2022 The Company also sells one four first September 30, 2023 September 30, 2023 December 31, 2022 90 Contingent liabilities for loans held for sale may may no no one four September 30, 2023 December 31, 2022 The Company has entered into a severance agreement with its Chief Executive Officer (“CEO”). The severance agreement, subject to certain requirements, generally includes a lump sum payment to the CEO equal to 24 The Company has entered into change of control agreements with its executives and select key personnel. The change of control agreements, subject to certain requirements, generally remain in effect until canceled by either party upon at least 24 six 12 12 As a result of the nature of our activities, the Company is subject to various pending and threatened legal actions, which arise in the ordinary course of business. From time to time, subordination liens may not no September 30, 2023

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 11 FAIR VALUE MEASUREMENTS The Company determines fair value based on the requirements established in Accounting Standards Codification (“ASC”) Topic 820 Fair Value Measurements, Topic 820 The following definitions describe the levels of inputs that may Level 1 Level 2 Level 3 The following methods were used to estimate the fair value of certain assets and liabilities on a recurring and nonrecurring basis: Securities third 2 third Mortgage Loans Held for Sale 2 Loans Receivable September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 three September 30, 2023 three September 30, 2022 nine September 30, 2023 nine September 30, 2022 2 Derivative Instruments 2 2 3 not 2 not third third Other Real Estate Owned 3 Loans Individually Evaluated 3 Servicing Rights third 3 The following tables present securities available-for-sale, mortgage loans held for sale, loans receivable, at fair value, and derivative assets and liabilities measured at fair value on a recurring basis at the dates indicated: Financial Assets At September 30, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,096 $ — $ 17,096 Corporate securities — 6,354 — 6,354 Municipal bonds — 108,621 — 108,621 Mortgage-backed securities — 89,607 — 89,607 U.S. Small Business Administration securities — 30,239 — 30,239 Mortgage loans held for sale, at fair value — 18,636 — 18,636 Loans receivable, at fair value — 15,176 — 15,176 Derivatives: Interest rate lock commitments with customers — — 175 175 Forward TBA mortgage-backed securities — 355 — 355 Mandatory and best effort forward commitments with investors — — 21 21 Interest rate swaps — 14,485 — 14,485 Total assets measured at fair value $ — $ 300,569 $ 196 $ 300,765 Financial Liabilities Derivatives: Interest rate swaps $ — $ (90 ) $ — $ (90 ) Total liabilities measured at fair value $ — $ (90 ) $ — $ (90 ) Financial Assets At December 31, 2022 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,288 $ — $ 17,288 Corporate securities — 8,545 — 8,545 Municipal bonds — 120,602 — 120,602 Mortgage-backed securities — 69,966 — 69,966 U.S. Small Business Administration securities — 12,851 — 12,851 Mortgage loans held for sale, at fair value — 20,093 — 20,093 Loans receivable, at fair value — 14,035 — 14,035 Derivatives: Forward TBA mortgage-backed securities — 164 — 164 Interest rate swaps — 9,870 — 9,870 Interest rate lock commitments with customers — — 107 107 Total assets measured at fair value $ — $ 273,414 $ 107 $ 273,521 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (38 ) $ (38 ) Total liabilities measured at fair value $ — $ — $ (38 ) $ (38 ) The following table presents financial assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy at September 30, 2023 December 31, 2022 September 30, 2023 Level 1 Level 2 Level 3 Total MSR $ — $ — $ 38,858 $ 38,858 Quantitative Information about Level 3 3 Level 3 Significant Weighted Average Rate Fair Value Valuation Unobservable September 30, December 31, Instruments Techniques Inputs Range 2023 2022 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 91.4 % 92.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 91.4 % 92.5 % NONRECURRING MSR Industry sources Pre-payment speeds 0% - 50% 6.3 % 8.2 % The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding positive or negative fair value adjustment. The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 Purchases Net change in Net change in Three Months Ended Beginning and Sales and Ending fair value for fair value for September 30, 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 273 $ 1,109 $ (1,207 ) $ 175 $ (98 ) $ — Individual forward sale commitments with investors 123 — (102 ) 21 (102 ) — September 30, 2022 Interest rate lock commitments with customers $ 184 $ 472 $ (828 ) $ (172 ) $ (356 ) $ — Individual forward sale commitments with investors 518 899 (1,123 ) 294 (224 ) — Purchases Net change in Net change in Nine Months Ended Beginning and Sales and Ending fair value for fair value for September 30, 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 107 $ 3,051 $ (2,983 ) $ 175 $ 68 $ — Individual forward sale commitments with investors (38 ) 410 (351 ) 21 (59 ) — September 30, 2022 Interest rate lock commitments with customers $ 757 $ 2,589 $ (3,518 ) $ (172 ) $ (929 ) $ — Individual forward sale commitments with investors 808 5,972 (6,486 ) 294 (514 ) — ( 1 ( 2 (Losses) gains on interest rate lock commitments and on forward sale commitments with investors carried at fair value are recorded in “Gain on sale of loans” on the Consolidated Statements of Income. The following table provides estimated fair values of the Company’s financial instruments at the dates indicated, whether recognized at fair value or not September 30, December 31, 2023 2022 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 80,673 $ 80,673 $ 41,437 $ 41,437 Certificates of deposit at other financial institutions 17,636 17,636 4,712 4,712 Level 2 inputs: Securities available-for-sale, at fair value 251,917 251,917 229,252 229,252 Securities held-to-maturity, gross 8,500 7,424 8,500 7,929 Loans held for sale, at fair value 18,636 18,636 20,093 20,093 FHLB stock, at cost 3,696 3,696 10,611 10,611 Forward TBA mortgage-backed securities 355 355 164 164 Loans receivable, at fair value 15,176 15,176 14,035 14,035 Interest rate swaps 14,485 14,485 9,870 9,870 Accrued interest receivable 13,925 13,925 11,144 11,144 Level 3 inputs: Loans receivable, gross 2,390,897 2,279,968 2,204,817 2,153,769 MSR, held at lower of cost or fair value 17,657 38,858 18,017 35,478 Fair value interest rate locks with customers 175 175 107 107 Mandatory and best effort forward commitments with investors 21 21 — — Financial Liabilities Level 2 inputs: Deposits 2,454,444 2,437,603 2,127,741 2,105,926 Borrowings 121,895 121,382 186,528 186,188 Subordinated notes, excluding unamortized debt issuance costs 50,000 42,743 50,000 44,500 Accrued interest payable 3,966 3,966 2,270 2,270 Interest rate swaps 90 90 — — Level 3 inputs: Mandatory and best effort forward commitments with investors — — 38 38

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 12 EARNINGS PER SHARE The Company computes earnings per share using the two two The following table presents a reconciliation of the components used to compute basic and diluted earnings per share at or for the dates indicated: At or For the Three Months Ended September 30, At or For the Nine Months Ended September 30, Numerator 2023 2022 2023 2022 Net income $ 8,953 $ 8,458 $ 26,281 $ 22,027 Dividends and undistributed earnings allocated to participating securities (143 ) (153 ) (423 ) (414 ) Net income available to common shareholders $ 8,810 $ 8,305 $ 25,858 $ 21,613 Denominator (shown as actual): Basic weighted average common shares outstanding 7,667,981 7,605,360 7,643,086 7,800,390 Dilutive shares 112,449 102,402 125,662 122,456 Diluted weighted average common shares outstanding 7,780,430 7,707,762 7,768,748 7,922,846 Basic earnings per share $ 1.15 $ 1.09 $ 3.38 $ 2.77 Diluted earnings per share $ 1.13 $ 1.08 $ 3.33 $ 2.73 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 64,256 84,540 55,174 62,544

Note 13 - Stock-based Compensat

Note 13 - Stock-based Compensation	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	NOTE 13 STOCK-BASED COMPENSATION Stock Options and Restricted Stock On May 17, 2018, 2018 “2018 2018 September 30, 2023 2018 Total share-based compensation expense was $590,000 and $1.6 million for the three nine September 30, 2023 three nine September 30, 2022 Stock Options The 2018 may one three five 107, one three five The following table presents a summary of the Company’s stock option awards during the dates indicated (shown as actual): Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2023 647,832 $ 26.67 6.84 $ 4,627,255 Granted 103,000 $ 30.73 — — Less exercised 19,121 $ 12.76 — $ 337,279 Less forfeited or expired 35,119 33.25 — — Outstanding at September 30, 2023 696,592 $ 27.36 6.61 $ 2,073,328 Expected to vest, assuming a 0.31% annual forfeiture rate at September 30, 2023 (1) 682,861 $ 27.32 6.52 $ 2,057,735 Exercisable at September 30, 2023 417,775 $ 25.76 5.33 $ 1,679,133 ( 1 Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years. At September 30, 2023 2018 Restricted Stock Awards The RSAs’ fair value is equal to the value of the market price of FS Bancorp’s common stock on the grant date and compensation expense is recognized over the vesting period of the awards based on the fair value of the restricted stock. Shares for the 2018 one three five The following table presents a summary of the Company’s nonvested awards during the dates indicated (shown as actual): Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2023 118,530 $ 28.85 Granted 37,600 30.73 Less vested 44,462 28.24 Less forfeited or expired 9,524 30.96 Nonvested at September 30, 2023 102,144 $ 29.61 At September 30, 2023 2018

Note 14 - Regulatory Capital

Note 14 - Regulatory Capital	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 14 REGULATORY CAPITAL The Bank is subject to various regulatory capital requirements administered by the Federal Reserve and the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital classification is also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Under the risk-based capital adequacy framework, quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 1 1 1” The Bank must maintain minimum total risk-based, Tier 1 1 1 September 30, 2023 no September 30, 2023 The following table compares the Bank’s actual capital amounts and ratios at September 30, 2023 To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At September 30, 2023 Total risk-based capital (to risk-weighted assets) $ 330,533 13.06 % $ 202,483 8.00 % $ 265,759 10.50 % $ 253,104 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 298,887 11.81 % $ 151,862 6.00 % $ 215,138 8.50 % $ 202,483 8.00 % Tier 1 leverage capital (to average assets) $ 298,887 10.26 % $ 116,478 4.00 % $ N/A N/A $ 145,598 5.00 % CET 1 capital (to risk-weighted assets) $ 298,887 11.81 % $ 113,897 4.50 % $ 177,173 7.00 % $ 164,518 6.50 % In addition to the minimum CET 1, 1, 1 September 30, 2023 The Company is a bank holding company registered with the Federal Reserve. Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, $3.0 not $3.0 September 30, 2023 September 30, 2023 1 1 1 December 31, 2022 1 1 1

Note 15 - Business Segments

Note 15 - Business Segments	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 15 BUSINESS SEGMENTS The Company’s business segments are determined based on the products and services provided, as well as the nature of the related business activities, and they reflect the way financial information is currently evaluated by management. This process is dynamic and is based on management’s current view of the Company’s operations and is not two The Company uses various management accounting methodologies to assign certain income statement items to the responsible operating segment, including: ● a funds transfer pricing (“FTP”) system, which allocates interest income credits and funding charges between the segments, assigning to each segment a funding credit for its liabilities, such as deposits, and a charge to fund its assets. The FTP methodology is based on management's estimated cost of originating funds including the cost of overhead for deposit generation; ● a cost per loan serviced allocation based on the number of loans being serviced on the balance sheet and the number of loans serviced for third ● an allocation based upon the approximate square footage utilized by the home lending segment in Company owned locations; ● an allocation of charges for services rendered to the segments by centralized functions, such as corporate overhead, which are generally based on the number of full-time employees (“FTEs”) in each segment; and ● an allocation of the Company’s consolidated income taxes which are based on the effective tax rate applied to the segment’s pretax income or loss. A description of the Company’s business segments and the products and services that they provide is as follows: Commercial and Consumer Banking Segment The commercial and consumer banking segment provides diversified financial products and services to our commercial and consumer customers through Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products; residential, consumer, business and commercial real estate lending portfolios and cash management services. The Company originates consumer loans, commercial and multi-family real estate loans, construction loans for residential and multi-family construction, and commercial business loans. At September 30, 2023 Home Lending Segment The home lending segment one four may may one four four Segment Financial Results The tables below summarize the financial results for each segment based on the factors mentioned above within each segment for the three nine September 30, 2023 2022 At or For the Three Months Ended September 30, 2023 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 27,563 $ 3,071 $ 30,634 Provision for credit losses (437 ) (111 ) (548 ) Noninterest income (2) 2,680 2,302 4,982 Noninterest expense (3) (18,539 ) (5,047 ) (23,586 ) Income before provision for income taxes 11,267 215 11,482 Provision for income taxes (2,480 ) (49 ) (2,529 ) Net income $ 8,787 $ 166 $ 8,953 Total average assets for period ended $ 2,361,014 $ 540,372 $ 2,901,386 Full-time employees ("FTEs") 434 128 562 At or For the Three Months Ended September 30, 2022 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 24,620 $ 2,907 $ 27,527 (Provision) recovery for credit losses (1,811 ) 93 (1,718 ) Noninterest income (2) 3,314 867 4,181 Noninterest expense (3) (14,471 ) (4,867 ) (19,338 ) Income (loss) before (provision) benefit for income taxes 11,652 (1,000 ) 10,652 (Provision) benefit for income taxes (2,400 ) 206 (2,194 ) Net income (loss) $ 9,252 $ (794 ) $ 8,458 Total average assets for period ended $ 2,072,614 $ 427,368 $ 2,499,982 FTEs 389 140 529 At or For the Nine Months Ended September 30, 2023 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 83,332 $ 9,516 $ 92,848 Provision for credit losses (2,555 ) (817 ) (3,372 ) Noninterest income (2) 7,766 7,268 15,034 Noninterest expense (3) (56,099 ) (15,215 ) (71,314 ) Income before provision for income taxes 32,444 752 33,196 Provision for income taxes (6,758 ) (157 ) (6,915 ) Net income $ 25,686 $ 595 $ 26,281 Total average assets for period ended $ 2,288,996 $ 520,513 $ 2,809,509 FTEs 434 128 562 At or For the Nine Months Ended September 30, 2022 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 66,983 $ 7,995 $ 74,978 Provision for credit losses (3,727 ) (905 ) (4,632 ) Noninterest income (2) 7,944 6,468 14,412 Noninterest expense (3) (42,878 ) (14,456 ) (57,334 ) Income (loss) before (provision) benefit for income taxes 28,322 (898 ) 27,424 (Provision) benefit for income taxes (5,583 ) 186 (5,397 ) Net income (loss) $ 22,739 $ (712 ) $ 22,027 Total average assets for period ended $ 1,972,376 $ 403,990 $ 2,376,366 FTEs 389 140 529 ( 1 Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not ( 2 Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three nine September 30, 2023, three nine September 30, 2022, September 30, 2023 2022, ( 3 Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three nine September 30, 2023 2022,

Note 16 - Goodwill and Other In

Note 16 - Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 16 GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill and certain other intangibles generally arise from business combinations accounted for under the acquisition method of accounting. Goodwill totaled $3.6 million at September 30, 2023 December 31, 2022 February 24, 2023, four January 22, 2016. not December 31 may not September 30, 2023 Core deposit intangible (“CDI”) is evaluated for impairment whenever events or changes in circumstances indicate that its carrying amount may not September 30, 2023 The following table summarizes the changes in the Company’s other intangible assets comprised solely of CDI for the year ended September 30, 2023 nine September 30, 2023 Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2021 $ 7,490 $ (3,430 ) $ 4,060 Amortization — (691 ) (691 ) Balance, December 31, 2022 7,490 (4,121 ) 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (2,484 ) (2,484 ) Balance, September 30, 2023 $ 24,928 $ (6,605 ) $ 18,323 The CDI represents the fair value of the intangible core deposit base acquired in business combinations. The CDI will be amortized on an accelerated basis over 10 years for the CDI related to the Branch Purchase, on a straight-line basis over 10 years for the CDI related to the Anchor Bank acquisition in November 2018 ( nine four January 22, 2016. three nine September 30, 2023 2022 Amortization expense for CDI is expected to be as follows at September 30, 2023 Remainder of 2023 $ 980 2024 3,633 2025 3,191 2026 2,846 2027 2,500 Thereafter 5,173 Total $ 18,323

Note 17 - Revenue From Contract

Note 17 - Revenue From Contracts With Customers	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 17 REVENUE FROM CONTRACTS WITH CUSTOMERS Revenue Recognition In accordance with Topic 606, 606, five five 606, All the Company’s revenue from contracts with customers in-scope of ASC 606 606, At or For the Three Months Ended September 30, For the Nine Months Ended September 30, Noninterest income 2023 2022 2023 2022 In-scope of Topic 606: Debit card interchange fees $ 867 $ 575 $ 2,388 $ 1,702 Deposit service and account maintenance fees 373 237 1,036 678 Noninterest income (in-scope of Topic 606) 1,240 812 3,424 2,380 Noninterest income (out-of-scope and/or immaterial to Topic 606) 3,742 3,369 11,610 12,032 Total noninterest income $ 4,982 $ 4,181 $ 15,034 $ 14,412 Deposit Service and Account Maintenance Fees The Bank earns fees from its deposit customers for account maintenance, transaction-based services, and overdraft charges. Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly. The performance obligation is satisfied and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposit accounts are charged to deposit customers for specific services provided to the customer, such as wire fees, as well as charges against the account, such as fees for non-sufficient funds and overdrafts. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer. Debit and ATM interchange income represent fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders’ debit card.

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Financial Statement Presentation 10‑Q 10 X 10‑K December 31, 2022 March 16, 2023. The results for the three nine September 30, 2023 not may December 31, 2023 Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two
Consolidation, Policy [Policy Text Block]	Principles of Consolidation 1st
Segment Reporting, Policy [Policy Text Block]	Segment Reporting two 15
Subsequent Events, Policy [Policy Text Block]	Subsequent Events September 30, 2023
New Accounting Pronouncements, Policy [Policy Text Block]	RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020 04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021 01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020 04 Application of New Accounting Guidance Adopted in 2023 On January 1, 2023, No. 2022 02, Financial Instruments Credit Losses (Topic 326 December 15, 2022, 2022 02 not

Note 2 - Business Combination (

Note 2 - Business Combination (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949

Note 3 - Investments (Tables)

Note 3 - Investments (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Investment [Table Text Block]	September 30, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,152 $ 42 $ (4,098 ) $ 17,096 $ — Corporate securities 7,000 41 (687 ) 6,354 — Municipal bonds 139,237 1 (30,617 ) 108,621 — Mortgage-backed securities 104,097 45 (14,535 ) 89,607 — U.S. Small Business Administration securities 32,313 — (2,074 ) 30,239 — Total securities available-for-sale 303,799 129 (52,011 ) 251,917 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (1,076 ) 7,424 45 Total securities held-to-maturity 8,500 — (1,076 ) 7,424 45 Total securities $ 312,299 $ 129 $ (53,087 ) $ 259,341 $ 45 December 31, 2022 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,153 $ — $ (3,865 ) $ 17,288 $ — Corporate securities 9,497 27 (979 ) 8,545 — Municipal bonds 144,200 21 (23,619 ) 120,602 — Mortgage-backed securities 82,424 — (12,458 ) 69,966 — U.S. Small Business Administration securities 14,519 — (1,668 ) 12,851 — Total securities available-for-sale 271,793 48 (42,589 ) 229,252 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (571 ) 7,929 31 Total securities held-to-maturity 8,500 — (571 ) 7,929 31 Total securities $ 280,293 $ 48 $ (43,160 ) $ 237,181 $ 31
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	SECURITIES HELD-TO-MATURITY For the Three Months Ended September 30, Corporate Securities 2023 2022 Beginning allowance balance $ 31 $ 31 Provision for credit losses 14 — Total ending allowance balance $ 45 $ 31 SECURITIES HELD-TO-MATURITY For the Nine Months Ended September 30, Corporate Securities 2023 2022 Beginning allowance balance $ 31 $ — Impact of adopting ASU 2016-13 — 72 Provision (recapture) for credit losses 14 (41 ) Total ending allowance balance $ 45 $ 31
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]	September 30, December 31, Corporate securities 2023 2022 BBB/BBB- $ 7,000 $ 8,500 BB+ 1,500 — Total $ 8,500 $ 8,500
Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]	September 30, 2023 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 36,866 $ 45,834 $ 36,866 Federal Reserve Bank - Bank Term Funding Program facility 73,722 90,399 73,722 Total pledged securities $ 110,588 $ 136,233 $ 110,588
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,054 $ (4,098 ) $ 15,054 $ (4,098 ) Corporate securities — — 4,313 (687 ) 4,313 (687 ) Municipal bonds 5,599 (217 ) 102,969 (30,400 ) 108,568 (30,617 ) Mortgage-backed securities 18,216 (84 ) 65,134 (14,451 ) 83,350 (14,535 ) U.S. Small Business Administration securities 21,646 (382 ) 8,593 (1,692 ) 30,239 (2,074 ) Total securities available-for-sale 45,461 (683 ) 196,063 (51,328 ) 241,524 (52,011 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,424 (1,076 ) 7,424 (1,076 ) Total securities held-to-maturity — — 7,424 (1,076 ) 7,424 (1,076 ) Total securities $ 45,461 $ (683 ) $ 203,487 $ (52,404 ) $ 248,948 $ (53,087 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ 3,823 $ (118 ) $ 13,465 $ (3,747 ) $ 17,288 $ (3,865 ) Corporate securities 2,494 (4 ) 4,026 (975 ) 6,520 (979 ) Municipal bonds 44,261 (5,794 ) 73,990 (17,825 ) 118,251 (23,619 ) Mortgage-backed securities 29,791 (3,188 ) 40,175 (9,270 ) 69,966 (12,458 ) U.S. Small Business Administration securities 10,807 (1,162 ) 2,044 (506 ) 12,851 (1,668 ) Total securities available-for-sale 91,176 (10,266 ) 133,700 (32,323 ) 224,876 (42,589 ) SECURITIES HELD-TO-MATURITY Corporate securities 7,929 (571 ) — — 7,929 (571 ) Total securities held-to-maturity 7,929 (571 ) — — 7,929 (571 ) Total securities $ 99,105 $ (10,837 ) $ 133,700 $ (32,323 ) $ 232,805 $ (43,160 )
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, December 31, 2023 2022 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 927 $ 912 $ — $ — Due after one year through five years 3,944 3,405 4,874 4,321 Due after five years through ten years 11,971 9,614 6,989 5,963 Due after ten years 4,310 3,165 9,290 7,004 Subtotal 21,152 17,096 21,153 17,288 Corporate securities Due within one year 1,000 1,009 1,000 997 Due after one year through five years — — 2,497 2,519 Due after five years through ten years 4,000 3,913 4,000 3,763 Due after ten years 2,000 1,432 2,000 1,266 Subtotal 7,000 6,354 9,497 8,545 Municipal bonds Due within one year 1,019 1,002 2,660 2,644 Due after one year through five years 37 36 1,038 1,012 Due after five years through ten years 6,255 5,525 6,341 5,771 Due after ten years 131,926 102,058 134,161 111,175 Subtotal 139,237 108,621 144,200 120,602 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 71,822 59,197 68,421 57,358 Federal Home Loan Mortgage Corporation (“FHLMC”) 28,032 26,907 9,290 8,424 Government National Mortgage Association (“GNMA”) 4,243 3,503 4,713 4,184 Subtotal 104,097 89,607 82,424 69,966 U.S. Small Business Administration securities Due within one year 198 195 — — Due after one year through five years 1,889 1,777 2,553 2,407 Due after five years through ten years 13,685 13,105 4,461 3,996 Due after ten years 16,541 15,162 7,505 6,448 Subtotal 32,313 30,239 14,519 12,851 Total securities available-for-sale 303,799 251,917 271,793 229,252 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,424 8,500 7,929 Total securities held-to-maturity 8,500 7,424 8,500 7,929 Total securities $ 312,299 $ 259,341 $ 280,293 $ 237,181

Note 4 - Loans Receivable and_2

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 364,673 $ 334,059 Construction and development 289,873 342,591 Home equity 67,103 55,387 One-to-four-family (excludes loans held for sale) 540,670 469,485 Multi-family 243,661 219,738 Total real estate loans 1,505,980 1,421,260 CONSUMER LOANS Indirect home improvement 562,650 495,941 Marine 73,887 70,567 Other consumer 3,547 3,064 Total consumer loans 640,084 569,572 COMMERCIAL BUSINESS LOANS Commercial and industrial 236,520 196,791 Warehouse lending 23,489 31,229 Total commercial business loans 260,009 228,020 Total loans receivable, gross 2,406,073 2,218,852 ACL for loans (30,501 ) (27,992 ) Total loans receivable, net $ 2,375,572 $ 2,190,860
Financing Receivable, Allowance for Credit Loss [Table Text Block]	At or For the Three Months Ended September 30, 2023 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,307 $ 14,017 $ 4,026 $ — $ 30,350 Provision (reversal of) for credit losses on loans 496 426 (238 ) — 684 Charge-offs — (830 ) — — (830 ) Recoveries — 297 — — 297 Net charge-offs — (533 ) — — (533 ) Total ending ACL balance $ 12,803 $ 13,910 $ 3,788 $ — $ 30,501 At or For the Three Months Ended September 30, 2022 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 11,512 $ 10,605 $ 2,850 $ — $ 24,967 (Reversal of) provision for credit losses on loans (213 ) 1,193 1,042 — 2,022 Charge-offs — (924 ) — — (924 ) Recoveries — 361 — — 361 Net charge-offs — (563 ) — — (563 ) Total ending ACL balance $ 11,299 $ 11,235 $ 3,892 $ — $ 26,426 At or For the Nine Months Ended September 30, 2023 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 690 3,383 29 — 4,102 Charge-offs (10 ) (2,415 ) (1 ) — (2,426 ) Recoveries — 833 — — 833 Net Charge-offs (10 ) (1,582 ) (1 ) — (1,593 ) Total ending ACL balance $ 12,803 $ 13,910 $ 3,788 $ — $ 30,501 At or For the Nine Months Ended September 30, 2022 Real Commercial ACL FOR LOANS Estate Consumer Business Unallocated Total Beginning balance, prior to adoption of ASC 326 $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Impact of adopting ASC 326 (5,234 ) 6,078 (3,682 ) (21 ) (2,859 ) Provision for credit losses on loans 1,735 1,720 1,038 — 4,493 Charge-offs — (1,744 ) — — (1,744 ) Recoveries — 901 — — 901 Net charge-offs — (843 ) — — (843 ) Total ending ACL balance $ 11,299 $ 11,235 $ 3,892 $ — $ 26,426
Financing Receivable, Past Due [Table Text Block]	September 30, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 364,673 $ 364,673 $ 1,074 Construction and development — — — — 289,873 289,873 — Home equity 37 154 12 203 66,900 67,103 48 One-to-four-family — — 306 306 540,364 540,670 306 Multi-family — — — — 243,661 243,661 — Total real estate loans 37 154 318 509 1,505,471 1,505,980 1,428 CONSUMER LOANS Indirect home improvement 1,546 824 465 2,835 559,815 562,650 1,668 Marine 348 142 72 562 73,325 73,887 406 Other consumer 9 — — 9 3,538 3,547 3 Total consumer loans 1,903 966 537 3,406 636,678 640,084 2,077 COMMERCIAL BUSINESS LOANS Commercial and industrial 399 — 2,114 2,513 234,007 236,520 2,114 Warehouse lending — — — — 23,489 23,489 — Total commercial business loans 399 — 2,114 2,513 257,496 260,009 2,114 Total loans $ 2,339 $ 1,120 $ 2,969 $ 6,428 $ 2,399,645 $ 2,406,073 $ 5,619 December 31, 2022 30-59 60-89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 334,059 $ 334,059 $ — Construction and development — — — — 342,591 342,591 — Home equity 29 104 16 149 55,238 55,387 46 One-to-four-family — — 463 463 469,022 469,485 920 Multi-family — — — — 219,738 219,738 — Total real estate loans 29 104 479 612 1,420,648 1,421,260 966 CONSUMER LOANS Indirect home improvement 2,298 685 532 3,515 492,426 495,941 1,076 Marine 650 385 86 1,121 69,446 70,567 267 Other consumer 32 37 5 74 2,990 3,064 9 Total consumer loans 2,980 1,107 623 4,710 564,862 569,572 1,352 COMMERCIAL BUSINESS LOANS Commercial and industrial 1 — 2,617 2,618 194,173 196,791 6,334 Warehouse lending — — — — 31,229 31,229 — Total commercial business loans 1 — 2,617 2,618 225,402 228,020 6,334 Total loans $ 3,010 $ 1,211 $ 3,719 $ 7,940 $ 2,210,912 $ 2,218,852 $ 8,652
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 41,310 $ 91,503 $ 62,998 $ 46,486 $ 28,149 $ 63,178 $ 2,373 $ 328 $ 336,325 Watch 3,209 5,459 12,952 — 453 2,239 17 — 24,329 Special mention — — — — 413 — — — 413 Substandard — — — 1,658 — 1,948 — — 3,606 Total commercial 44,519 96,962 75,950 48,144 29,015 67,365 2,390 328 364,673 Construction and development Pass 76,516 143,886 51,430 17,486 — 555 — — 289,873 Total construction and development 76,516 143,886 51,430 17,486 — 555 — — 289,873 Home equity Pass 3,702 1,144 1,595 6,639 11 2,228 51,736 — 67,055 Substandard — — — — — 37 11 — 48 Total home equity 3,702 1,144 1,595 6,639 11 2,265 51,747 — 67,103 Home equity gross charge-offs — — — — — — 10 — 10 One-to-four-family Pass 85,810 164,378 124,098 80,260 31,569 50,992 — 475 537,582 Watch — — — — — — — — — Substandard — 869 — — — 2,219 — — 3,088 Total one-to-four-family 85,810 165,247 124,098 80,260 31,569 53,211 — 475 540,670 Multi-family Pass 4,478 34,134 91,253 47,666 38,198 27,932 — — 243,661 Total multi-family 4,478 34,134 91,253 47,666 38,198 27,932 — — 243,661 Total real estate loans $ 215,025 $ 441,373 $ 344,326 $ 200,195 $ 98,793 $ 151,328 $ 54,137 $ 803 $ 1,505,980 September 30, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 140,778 $ 224,259 $ 99,785 $ 38,229 $ 25,370 $ 32,555 $ 6 $ — $ 560,982 Substandard 149 542 360 213 235 169 — — 1,668 Total indirect home improvement 140,927 224,801 100,145 38,442 25,605 32,724 6 — 562,650 Indirect home improvement gross charge-offs 90 834 471 191 153 233 — — 1,972 Marine Pass 12,050 24,527 10,329 13,623 5,407 7,545 — — 73,481 Substandard — — 25 — 87 294 — — 406 Total marine 12,050 24,527 10,354 13,623 5,494 7,839 — — 73,887 Marine gross charge-offs — 47 93 — 7 182 — — 329 Other consumer Pass 220 635 199 81 5 209 2,195 — 3,544 Substandard — — — — — — 3 — 3 Total other consumer 220 635 199 81 5 209 2,198 — 3,547 Other consumer gross charge-offs — 2 22 — — — 90 — 114 Total consumer loans $ 153,197 $ 249,963 $ 110,698 $ 52,146 $ 31,104 $ 40,772 $ 2,204 $ — $ 640,084 September 30, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted Commercial and industrial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,252 $ 31,185 $ 22,174 $ 12,181 $ 5,401 $ 10,999 $ 111,899 $ 879 $ 207,970 Watch 259 — 1,436 2,507 — 1,113 9,726 — 15,041 Special mention — — — — 542 263 2,362 — 3,167 Substandard 3,105 — 1,557 1,435 1,766 173 2,306 — 10,342 Total commercial and industrial 16,616 31,185 25,167 16,123 7,709 12,548 126,293 879 236,520 Commercial and industrial gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 22,267 — 22,267 Watch — — — — — — 1,222 — 1,222 Total warehouse lending — — — — — — 23,489 — 23,489 Total commercial business loans $ 16,616 $ 31,185 $ 25,167 $ 16,123 $ 7,709 $ 12,548 $ 149,782 $ 879 $ 260,009 TOTAL LOANS RECEIVABLE, GROSS Pass $ 378,116 $ 715,651 $ 463,861 $ 262,651 $ 134,110 $ 196,193 $ 190,476 $ 1,682 $ 2,342,740 Watch 3,468 5,459 14,388 2,507 453 3,352 10,965 — 40,592 Special mention — — — — 955 263 2,362 — 3,580 Substandard 3,254 1,411 1,942 3,306 2,088 4,840 2,320 — 19,161 Total loans receivable, gross $ 384,838 $ 722,521 $ 480,191 $ 268,464 $ 137,606 $ 204,648 $ 206,123 $ 1,682 $ 2,406,073 Total gross charge-offs $ 90 $ 883 $ 587 $ 191 $ 160 $ 415 $ 100 $ — $ 2,426 December 31, 2022 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 86,189 $ 76,030 $ 46,125 $ 38,930 $ 14,101 $ 55,271 $ — $ — $ 316,646 Watch 9,504 — 373 — — — — — 9,877 Special mention — — — 2,113 — — — — 2,113 Substandard — — — — 581 4,842 — — 5,423 Total commercial 95,693 76,030 46,498 41,043 14,682 60,113 — — 334,059 Construction and development Pass 193,084 118,724 21,966 8,379 — 438 — — 342,591 Total construction and development 193,084 118,724 21,966 8,379 — 438 — — 342,591 Home equity Pass 4,978 1,696 6,818 11 1,203 1,572 39,063 — 55,341 Substandard — — — — 13 33 — — 46 Total home equity 4,978 1,696 6,818 11 1,216 1,605 39,063 — 55,387 One-to-four-family Pass 166,388 129,282 82,461 31,878 15,837 40,526 — 199 466,571 Substandard — — — — 1,941 973 — — 2,914 Total one-to-four-family 166,388 129,282 82,461 31,878 17,778 41,499 — 199 469,485 Multi-family Pass 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total multi-family 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total real estate loans $ 501,184 $ 389,085 $ 206,119 $ 120,116 $ 37,852 $ 127,642 $ 39,063 $ 199 $ 1,421,260 December 31, 2022 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 253,495 $ 123,264 $ 46,476 $ 31,251 $ 18,165 $ 22,205 $ 9 $ — $ 494,865 Substandard 347 213 137 62 169 148 — — 1,076 Total indirect home improvement 253,842 123,477 46,613 31,313 18,334 22,353 9 — 495,941 Marine Pass 27,904 11,762 15,139 6,224 5,415 3,856 — — 70,300 Substandard — — — 151 61 55 — — 267 Total marine 27,904 11,762 15,139 6,375 5,476 3,911 — — 70,567 Other consumer Pass 792 754 116 48 14 80 1,251 — 3,055 Substandard 1 5 — — — — 3 — 9 Total other consumer 793 759 116 48 14 80 1,254 — 3,064 Total consumer loans $ 282,539 $ 135,998 $ 61,868 $ 37,736 $ 23,824 $ 26,344 $ 1,263 $ — $ 569,572 December 31, 2022 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted Commercial and industrial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 24,337 $ 22,561 $ 12,461 $ 3,940 $ 3,074 $ 7,701 $ 104,524 $ — $ 178,598 Watch — 1,127 2,932 — — 746 1,327 — 6,132 Special mention — — — 634 — — 963 — 1,597 Substandard — 1,586 1,265 2,291 190 3,739 1,093 300 10,464 Total commercial and industrial 24,337 25,274 16,658 6,865 3,264 12,186 107,907 300 196,791 Warehouse lending Pass — — — — — — 31,227 — 31,227 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 31,229 — 31,229 Total commercial business loans $ 24,337 $ 25,274 $ 16,658 $ 6,865 $ 3,264 $ 12,186 $ 139,136 $ 300 $ 228,020 TOTAL LOANS RECEIVABLE, GROSS Pass $ 798,208 $ 547,426 $ 279,938 $ 159,466 $ 61,985 $ 155,636 $ 176,074 $ 199 $ 2,178,932 Watch 9,504 1,127 3,305 — — 746 1,329 — 16,011 Special mention — — — 2,747 — — 963 — 3,710 Substandard 348 1,804 1,402 2,504 2,955 9,790 1,096 300 20,199 Total loans receivable, gross $ 808,060 $ 550,357 $ 284,645 $ 164,717 $ 64,940 $ 166,172 $ 179,462 $ 499 $ 2,218,852
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2023 December 31, 2022 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual Commercial $ 1,074 $ — $ 1,074 $ — $ — $ — Home equity 48 — 48 46 — 46 One-to-four-family 306 — 306 920 — 920 1,428 — 1,428 966 — 966 CONSUMER LOANS Indirect home improvement — 1,668 1,668 — 1,076 1,076 Marine — 406 406 — 267 267 Other consumer — 3 3 — 9 9 — 2,077 2,077 — 1,352 1,352 COMMERCIAL BUSINESS LOANS Commercial and industrial — 2,114 2,114 — 6,334 6,334 Total $ 1,428 $ 4,191 $ 5,619 $ 966 $ 7,686 $ 8,652
Financing Receivable, Collateral Dependent Loans [Table Text Block]	September 30, 2023 December 31, 2022 Commercial Residential Other Residential Other REAL ESTATE LOANS Real Estate Real Estate Non-Real Estate Total Real Estate Non-Real Estate Total Commercial $ 1,074 $ — $ — $ 1,074 $ — $ — $ — Home equity — 48 — 48 46 — 46 One-to-four-family — 306 — 306 920 — 920 1,074 354 — 1,428 966 — 966 CONSUMER LOANS Indirect home improvement — — 1,668 1,668 — 1,076 1,076 Marine — — 406 406 — 267 267 — — 2,074 2,074 — 1,343 1,343 COMMERCIAL BUSINESS LOANS Commercial and industrial — — 2,114 2,114 — 6,334 6,334 Total $ 1,074 $ 354 $ 4,188 $ 5,616 $ 966 $ 7,677 $ 8,643

Note 5 - Servicing Rights (Tabl

Note 5 - Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Servicing Asset at Amortized Cost [Table Text Block]	At or For the Three Months Ended September 30, 2023 2022 Beginning balance, at the lower of cost or fair value $ 17,627 $ 18,516 Additions 954 925 MSR amortized (924 ) (971 ) Ending balance, at the lower of cost or fair value $ 17,657 $ 18,470 At or For the Nine Months Ended September 30, 2023 2022 Beginning balance, at the lower of cost or fair value $ 18,017 $ 16,970 Additions 2,279 4,935 MSR amortized (2,639 ) (3,436 ) Recovery of servicing rights — 1 Ending balance, at the lower of cost or fair value $ 17,657 $ 18,470
Schedule of Servicing Assets at Fair Value [Table Text Block]	At September 30, At December 31, Key assumptions: 2023 2022 Weighted average discount rate 10.2 % 9.6 % Conditional prepayment rate (“CPR”) 6.3 % 8.2 % Weighted average life in years 8.8 7.8 September 30, 2023 December 31, 2022 Aggregate portfolio principal balance $ 2,825,752 $ 2,783,458 Weighted average rate of loans in servicing portfolio 3.6 % 3.4 %
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]	At September 30, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 6.3 % 6.7 % 7.2 % Fair value MSR $ 38,858 $ 38,411 $ 37,752 Percentage of MSR 1.4 % 1.4 % 1.3 % Discount rate 10.2 % 10.7 % 11.2 % Fair value MSR $ 38,858 $ 37,978 $ 37,133 Percentage of MSR 1.4 % 1.3 % 1.3 % At December 31, 2022 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.2 % 8.6 % 9.3 % Fair value MSR $ 35,478 $ 34,997 $ 34,188 Percentage of MSR 1.3 % 1.3 % 1.2 % Discount rate 9.6 % 10.1 % 10.6 % Fair value MSR $ 35,478 $ 34,715 $ 33,984 Percentage of MSR 1.3 % 1.2 % 1.2 %

Note 6 - Derivatives (Tables)

Note 6 - Derivatives (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Cumulative Amount of Fair Value Line item in the statement of financial Hedging Adjustment Included in position in which the hedged Item is Carrying Amount of the the Carrying Amount of the included Hedged Assets Hedged Assets September 30, 2023 Investment securities (1) $ 53,984 $ 6,016 Total $ 53,984 $ 6,016 December 31, 2022 Investment securities (1) $ 55,893 $ 4,107 Total $ 55,893 $ 4,107
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	September 30, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 200,000 $ 8,402 $ — Fair value hedges: Interest rate swaps - securities 60,000 5,991 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 26,982 175 — Mandatory and best effort forward commitments with investors 5,919 21 — Forward TBA mortgage-backed securities 34,000 355 — Customer swap positions 882 — 90 Dealer offsets to customer swap positions 882 92 — December 31, 2022 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 90,000 $ 5,780 $ — Fair value hedges: Interest rate swaps - securities 60,000 4,090 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 8,837 107 — Mandatory and best effort forward commitments with investors 4,558 — 38 Forward TBA mortgage-backed securities 27,000 164 —
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended September 30, 2023 2022 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 10,462 $ 3,396 $ 2,596 $ 1,741 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — (1,286 ) — (3,383 ) Recognized on derivatives designated as hedging instruments — 1,842 — 3,313 Net income (expense) recognized on fair value hedges $ — $ 556 $ — $ (70 ) Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 1,446 $ — $ 278 $ — Net income recognized on cash flow hedges $ 1,446 $ — $ 278 $ — Nine Months Ended September 30, 2023 2022 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 24,696 $ 8,667 $ 5,438 $ 4,990 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — (689 ) — (4,316 ) Recognized on derivatives designated as hedging instruments — 1,901 — 4,144 Net income (expense) recognized on fair value hedges $ — $ 1,212 $ — $ (172 ) Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 3,624 $ — $ 232 $ — Net income recognized on cash flow hedges $ 3,624 $ — $ 232 $ —
Offsetting Assets [Table Text Block]	Gross Amounts Net Amounts of Assets Gross Amounts Not Offset Gross Amounts Offset in the Presented in the in the Statement of Financial Position of Recognized Statement of Statement of Financial Cash Collateral Offsetting of derivative assets Assets Financial Position Financial Position Instruments Received Net Amount September 30, 2023 Interest rate swaps $ 14,485 $ — $ 14,485 $ — $ — $ 14,485 December 31, 2022 Interest rate swaps $ 9,870 $ — $ 9,870 $ — $ — $ 9,870

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Lease, Cost [Table Text Block]	Three Months Ended Three Months Ended Lease cost: September 30, 2023 September 30, 2022 Operating lease cost $ 476 $ 350 Short-term lease cost 5 8 Total lease cost $ 481 $ 358 Nine Months Ended Nine Months Ended Lease cost: September 30, 2023 September 30, 2022 Operating lease cost $ 1,357 $ 1,041 Short-term lease cost 14 16 Total lease cost $ 1,371 $ 1,057
Lessee, Operating Lease, Supplemental Cash Flow Information [Table Text Block]	At or For the At or For the Three Months Ended Three Months Ended Cash paid for amounts included in the measurement of lease liabilities: September 30, 2023 September 30, 2022 Operating cash flows from operating leases $ 486 $ 360 Weighted average remaining lease term- operating leases (in years) 4.2 4.7 Weighted average discount rate- operating leases 2.93 % 2.41 % At or For the At or For the Nine Months Ended Nine Months Ended Cash paid for amounts included in the measurement of lease liabilities: September 30, 2023 September 30, 2022 Operating cash flows from operating leases $ 1,392 $ 1,063 Weighted average remaining lease term- operating leases (in years) 4.2 4.7 Weighted average discount rate- operating leases 2.93 % 2.41 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Remainder of 2023 $ 483 2024 1,933 2025 1,628 2026 1,475 2027 1,173 Thereafter 1,383 Total lease payments 8,075 Less imputed interest (806 ) Total $ 7,269

Note 8 - Other Real Estate Ow_2

Note 8 - Other Real Estate Owned (OREO) (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Other Real Estate, Roll Forward [Table Text Block]	At or For the Three Months Ended At or For the Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Beginning balance $ 570 $ 145 $ 570 $ — Additions — — — 145 Loans transferred to OREO — — — — Ending balance $ 570 $ 145 $ 570 $ 145

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, December 31, 2023 2022 Noninterest-bearing checking $ 643,670 $ 537,938 Interest-bearing checking (1) 219,469 135,127 Savings 157,901 134,358 Money market (2) 389,962 574,290 Certificates of deposit less than $100,000 (3) 527,032 440,785 Certificates of deposit of $100,000 through $250,000 406,545 195,447 Certificates of deposit of $250,000 and over 83,377 93,560 Escrow accounts related to mortgages serviced (4) 26,488 16,236 Total $ 2,454,444 $ 2,127,741
Time Deposit Maturities [Table Text Block]	Maturing in 2023 $ 338,756 Maturing in 2024 483,059 Maturing in 2025 128,932 Maturing in 2026 44,517 Maturing in 2027 20,739 Thereafter 951 Total $ 1,016,954
Interest Income and Interest Expense Disclosure [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Interest-bearing checking $ 643 $ 100 $ 1,111 $ 353 Savings and money market 1,529 1,303 4,071 2,397 Certificates of deposit 8,290 1,193 19,514 2,688 Total $ 10,462 $ 2,596 $ 24,696 $ 5,438

Note 10 - Commitments and Con_2

Note 10 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	COMMITMENTS TO EXTEND CREDIT September 30, December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 4,584 $ 1,260 Construction and development 161,247 201,708 One-to-four-family (includes locks for saleable loans) 30,895 10,713 Home equity 96,548 77,566 Multi-family 2,931 2,999 Total real estate loans 296,205 294,246 CONSUMER LOANS 30,393 39,406 COMMERCIAL BUSINESS LOANS Commercial and industrial 164,727 150,109 Warehouse lending 57,158 64,781 Total commercial business loans 221,885 214,890 Total commitments to extend credit $ 548,483 $ 548,542

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Financial Assets At September 30, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,096 $ — $ 17,096 Corporate securities — 6,354 — 6,354 Municipal bonds — 108,621 — 108,621 Mortgage-backed securities — 89,607 — 89,607 U.S. Small Business Administration securities — 30,239 — 30,239 Mortgage loans held for sale, at fair value — 18,636 — 18,636 Loans receivable, at fair value — 15,176 — 15,176 Derivatives: Interest rate lock commitments with customers — — 175 175 Forward TBA mortgage-backed securities — 355 — 355 Mandatory and best effort forward commitments with investors — — 21 21 Interest rate swaps — 14,485 — 14,485 Total assets measured at fair value $ — $ 300,569 $ 196 $ 300,765 Financial Liabilities Derivatives: Interest rate swaps $ — $ (90 ) $ — $ (90 ) Total liabilities measured at fair value $ — $ (90 ) $ — $ (90 ) Financial Assets At December 31, 2022 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,288 $ — $ 17,288 Corporate securities — 8,545 — 8,545 Municipal bonds — 120,602 — 120,602 Mortgage-backed securities — 69,966 — 69,966 U.S. Small Business Administration securities — 12,851 — 12,851 Mortgage loans held for sale, at fair value — 20,093 — 20,093 Loans receivable, at fair value — 14,035 — 14,035 Derivatives: Forward TBA mortgage-backed securities — 164 — 164 Interest rate swaps — 9,870 — 9,870 Interest rate lock commitments with customers — — 107 107 Total assets measured at fair value $ — $ 273,414 $ 107 $ 273,521 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (38 ) $ (38 ) Total liabilities measured at fair value $ — $ — $ (38 ) $ (38 )
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2023 Level 1 Level 2 Level 3 Total MSR $ — $ — $ 38,858 $ 38,858
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Level 3 Significant Weighted Average Rate Fair Value Valuation Unobservable September 30, December 31, Instruments Techniques Inputs Range 2023 2022 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 91.4 % 92.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 91.4 % 92.5 % NONRECURRING MSR Industry sources Pre-payment speeds 0% - 50% 6.3 % 8.2 %
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Purchases Net change in Net change in Three Months Ended Beginning and Sales and Ending fair value for fair value for September 30, 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 273 $ 1,109 $ (1,207 ) $ 175 $ (98 ) $ — Individual forward sale commitments with investors 123 — (102 ) 21 (102 ) — September 30, 2022 Interest rate lock commitments with customers $ 184 $ 472 $ (828 ) $ (172 ) $ (356 ) $ — Individual forward sale commitments with investors 518 899 (1,123 ) 294 (224 ) — Purchases Net change in Net change in Nine Months Ended Beginning and Sales and Ending fair value for fair value for September 30, 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 107 $ 3,051 $ (2,983 ) $ 175 $ 68 $ — Individual forward sale commitments with investors (38 ) 410 (351 ) 21 (59 ) — September 30, 2022 Interest rate lock commitments with customers $ 757 $ 2,589 $ (3,518 ) $ (172 ) $ (929 ) $ — Individual forward sale commitments with investors 808 5,972 (6,486 ) 294 (514 ) —
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, December 31, 2023 2022 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 80,673 $ 80,673 $ 41,437 $ 41,437 Certificates of deposit at other financial institutions 17,636 17,636 4,712 4,712 Level 2 inputs: Securities available-for-sale, at fair value 251,917 251,917 229,252 229,252 Securities held-to-maturity, gross 8,500 7,424 8,500 7,929 Loans held for sale, at fair value 18,636 18,636 20,093 20,093 FHLB stock, at cost 3,696 3,696 10,611 10,611 Forward TBA mortgage-backed securities 355 355 164 164 Loans receivable, at fair value 15,176 15,176 14,035 14,035 Interest rate swaps 14,485 14,485 9,870 9,870 Accrued interest receivable 13,925 13,925 11,144 11,144 Level 3 inputs: Loans receivable, gross 2,390,897 2,279,968 2,204,817 2,153,769 MSR, held at lower of cost or fair value 17,657 38,858 18,017 35,478 Fair value interest rate locks with customers 175 175 107 107 Mandatory and best effort forward commitments with investors 21 21 — — Financial Liabilities Level 2 inputs: Deposits 2,454,444 2,437,603 2,127,741 2,105,926 Borrowings 121,895 121,382 186,528 186,188 Subordinated notes, excluding unamortized debt issuance costs 50,000 42,743 50,000 44,500 Accrued interest payable 3,966 3,966 2,270 2,270 Interest rate swaps 90 90 — — Level 3 inputs: Mandatory and best effort forward commitments with investors — — 38 38

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	At or For the Three Months Ended September 30, At or For the Nine Months Ended September 30, Numerator 2023 2022 2023 2022 Net income $ 8,953 $ 8,458 $ 26,281 $ 22,027 Dividends and undistributed earnings allocated to participating securities (143 ) (153 ) (423 ) (414 ) Net income available to common shareholders $ 8,810 $ 8,305 $ 25,858 $ 21,613 Denominator (shown as actual): Basic weighted average common shares outstanding 7,667,981 7,605,360 7,643,086 7,800,390 Dilutive shares 112,449 102,402 125,662 122,456 Diluted weighted average common shares outstanding 7,780,430 7,707,762 7,768,748 7,922,846 Basic earnings per share $ 1.15 $ 1.09 $ 3.38 $ 2.77 Diluted earnings per share $ 1.13 $ 1.08 $ 3.33 $ 2.73 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 64,256 84,540 55,174 62,544

Note 13 - Stock-based Compens_2

Note 13 - Stock-based Compensation (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2023 647,832 $ 26.67 6.84 $ 4,627,255 Granted 103,000 $ 30.73 — — Less exercised 19,121 $ 12.76 — $ 337,279 Less forfeited or expired 35,119 33.25 — — Outstanding at September 30, 2023 696,592 $ 27.36 6.61 $ 2,073,328 Expected to vest, assuming a 0.31% annual forfeiture rate at September 30, 2023 (1) 682,861 $ 27.32 6.52 $ 2,057,735 Exercisable at September 30, 2023 417,775 $ 25.76 5.33 $ 1,679,133
Nonvested Restricted Stock Shares Activity [Table Text Block]	Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2023 118,530 $ 28.85 Granted 37,600 30.73 Less vested 44,462 28.24 Less forfeited or expired 9,524 30.96 Nonvested at September 30, 2023 102,144 $ 29.61

Note 14 - Regulatory Capital (T

Note 14 - Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At September 30, 2023 Total risk-based capital (to risk-weighted assets) $ 330,533 13.06 % $ 202,483 8.00 % $ 265,759 10.50 % $ 253,104 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 298,887 11.81 % $ 151,862 6.00 % $ 215,138 8.50 % $ 202,483 8.00 % Tier 1 leverage capital (to average assets) $ 298,887 10.26 % $ 116,478 4.00 % $ N/A N/A $ 145,598 5.00 % CET 1 capital (to risk-weighted assets) $ 298,887 11.81 % $ 113,897 4.50 % $ 177,173 7.00 % $ 164,518 6.50 %

Note 15 - Business Segments (Ta

Note 15 - Business Segments (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	At or For the Three Months Ended September 30, 2023 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 27,563 $ 3,071 $ 30,634 Provision for credit losses (437 ) (111 ) (548 ) Noninterest income (2) 2,680 2,302 4,982 Noninterest expense (3) (18,539 ) (5,047 ) (23,586 ) Income before provision for income taxes 11,267 215 11,482 Provision for income taxes (2,480 ) (49 ) (2,529 ) Net income $ 8,787 $ 166 $ 8,953 Total average assets for period ended $ 2,361,014 $ 540,372 $ 2,901,386 Full-time employees ("FTEs") 434 128 562 At or For the Three Months Ended September 30, 2022 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 24,620 $ 2,907 $ 27,527 (Provision) recovery for credit losses (1,811 ) 93 (1,718 ) Noninterest income (2) 3,314 867 4,181 Noninterest expense (3) (14,471 ) (4,867 ) (19,338 ) Income (loss) before (provision) benefit for income taxes 11,652 (1,000 ) 10,652 (Provision) benefit for income taxes (2,400 ) 206 (2,194 ) Net income (loss) $ 9,252 $ (794 ) $ 8,458 Total average assets for period ended $ 2,072,614 $ 427,368 $ 2,499,982 FTEs 389 140 529 At or For the Nine Months Ended September 30, 2023 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 83,332 $ 9,516 $ 92,848 Provision for credit losses (2,555 ) (817 ) (3,372 ) Noninterest income (2) 7,766 7,268 15,034 Noninterest expense (3) (56,099 ) (15,215 ) (71,314 ) Income before provision for income taxes 32,444 752 33,196 Provision for income taxes (6,758 ) (157 ) (6,915 ) Net income $ 25,686 $ 595 $ 26,281 Total average assets for period ended $ 2,288,996 $ 520,513 $ 2,809,509 FTEs 434 128 562 At or For the Nine Months Ended September 30, 2022 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 66,983 $ 7,995 $ 74,978 Provision for credit losses (3,727 ) (905 ) (4,632 ) Noninterest income (2) 7,944 6,468 14,412 Noninterest expense (3) (42,878 ) (14,456 ) (57,334 ) Income (loss) before (provision) benefit for income taxes 28,322 (898 ) 27,424 (Provision) benefit for income taxes (5,583 ) 186 (5,397 ) Net income (loss) $ 22,739 $ (712 ) $ 22,027 Total average assets for period ended $ 1,972,376 $ 403,990 $ 2,376,366 FTEs 389 140 529

Note 16 - Goodwill and Other _2

Note 16 - Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2021 $ 7,490 $ (3,430 ) $ 4,060 Amortization — (691 ) (691 ) Balance, December 31, 2022 7,490 (4,121 ) 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (2,484 ) (2,484 ) Balance, September 30, 2023 $ 24,928 $ (6,605 ) $ 18,323
Schedule of Acquired Finite-Lived Intangible Assets by Major Class [Table Text Block]	Remainder of 2023 $ 980 2024 3,633 2025 3,191 2026 2,846 2027 2,500 Thereafter 5,173 Total $ 18,323

Note 17 - Revenue From Contra_2

Note 17 - Revenue From Contracts With Customers (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	At or For the Three Months Ended September 30, For the Nine Months Ended September 30, Noninterest income 2023 2022 2023 2022 In-scope of Topic 606: Debit card interchange fees $ 867 $ 575 $ 2,388 $ 1,702 Deposit service and account maintenance fees 373 237 1,036 678 Noninterest income (in-scope of Topic 606) 1,240 812 3,424 2,380 Noninterest income (out-of-scope and/or immaterial to Topic 606) 3,742 3,369 11,610 12,032 Total noninterest income $ 4,982 $ 4,181 $ 15,034 $ 14,412

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies (Details Textual)	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Number of Bank Branches	27	27
Number of Operating Segments	2	2

Note 2 - Business Combination_2

Note 2 - Business Combination (Details Textual) $ in Thousands		9 Months Ended
	Feb. 24, 2023 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Cash Acquired from Acquisition		$ 336,157	$ 0
Goodwill		$ 3,592		$ 2,312
Columbia State Bank [Member]
Number of Businesses Acquired	7
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	$ 424,917
Number of Businesses Acquired, Bank Owned Branches	6
Number of Businesses Acquired, Leases Acquired with Bank Branches	1
Business Combination, Core Deposits Premium, Percentage	4.15%
Business Combination, Public Funds, Percentage	2.50%
Cash Acquired from Acquisition	$ 334,700
Number of Financial Assets Purchased with Credit Deterioration	0
Business Combination, Acquired Receivable, Fair Value	$ 63,200
Business Combination, Acquired Receivables, Gross Contractual Amount	66,100
Business Combination, Acquired Receivables, Estimated Uncollectible	0
Goodwill	$ 1,280
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years	10 years
Columbia State Bank [Member] | Workforce and Customer Relationships [Member]
Goodwill	$ 1,300
Goodwill, Amorization Period for Deductible Tax Purposes (Year)	15 years
Columbia State Bank [Member] | Business Combination, Payment for Loans Acquired [Member]
Payments to Acquire Businesses, Gross	$ 66,600
Columbia State Bank [Member] | Business Combination, Payment for Bank Facilities and Other Assets [Member]
Payments to Acquire Businesses, Gross	6,300
Columbia State Bank [Member] | Business Combination, Payment for Core Deposits and Deposits Assumed [Member]
Payments to Acquire Businesses, Gross	16,400
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	425,465
Goodwill	$ 0

Note 2 - Business Combination -

Note 2 - Business Combination - Estimated Fair Value of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Feb. 24, 2023	Dec. 31, 2022
Assets
Goodwill		$ 3,592		$ 2,312
Columbia State Bank [Member]
Assets
Cash and cash equivalents			$ 336,157
Loans receivable			63,191
Premises and equipment			6,342
Accrued interest receivable			530
Core deposit intangible ("CDI")			17,438
Goodwill			1,280
Other assets			11
Total assets acquired			424,949
Liabilities
Noninterest-bearing accounts			225,567
Interest-bearing accounts			199,350
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total			424,917
Accrued interest payable			4
Other liabilities			28
Total liabilities assumed			424,949
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Assets
Cash and cash equivalents			336,157
Loans receivable			66,093
Premises and equipment			6,342
Accrued interest receivable			530
Core deposit intangible ("CDI")			0
Goodwill			0
Other assets			11
Total assets acquired			409,133
Liabilities
Noninterest-bearing accounts			225,567
Interest-bearing accounts			199,898
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total			425,465
Accrued interest payable			4
Other liabilities			28
Total liabilities assumed			425,497
Columbia State Bank [Member] | Fair Value Adjustment [Member]
Assets
Cash and cash equivalents			0
Loans receivable	[1]		(2,902)
Premises and equipment			0
Accrued interest receivable			0
Core deposit intangible ("CDI")	[2]		17,438
Goodwill	[3]		1,280
Other assets			0
Total assets acquired			15,816
Liabilities
Noninterest-bearing accounts			0
Interest-bearing accounts	[4]		(548)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total			(548)
Accrued interest payable			0
Other liabilities			0
Total liabilities assumed			$ (548)
[1]The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None of the loans acquired are purchased financial assets with credit deterioration. The fair value of the loans is $63.2 million and the gross amount due is $66.1 million, none of which is expected to be uncollectable.[2]The fair value adjustment represents the value of the core deposit base assumed in the Branch Purchase based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years.[3]The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All of the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment.[4]The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits.

Note 3 - Investments (Details T

Note 3 - Investments (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Held-to-Maturity, Accrued Interest, before Allowance for Credit Loss	$ 117,000		$ 117,000		$ 116,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	2,000,000		2,000,000		$ 1,200,000
Debt Securities, Held-to-Maturity, Nonaccrual	$ 0		$ 0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	0		0		7
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7		7		0
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	24		24		88
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	181		181		106
Other than Temporary Impairment Losses, Investments			$ 0		$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 0	0	$ 0
Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing	0		0
Debt Securities, Available-for-Sale, Realized Gain (Loss)	$ 0	$ 0	$ 0	$ 0

Note 3 - Investments - Schedule

Note 3 - Investments - Schedule of Amortized Costs and Fair Values of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Amortized cost, available for sale securities	$ 303,799		$ 271,793
Gross unrealized gains, available for sale securities	129		48
Gross unrealized losses, available for sale securities	(52,011)		(42,589)
Securities available-for-sale, at fair value	251,917		229,252
Securities available for sale, AFS, ACL	0		0
Amortized cost, held to maturity securities	8,500		8,500
Gross unrealized gains, held to maturity securities	0		0
Gross unrealized losses, held to maturity securities	(1,076)		(571)
Securities held-to-maturity, at fair value	7,424		7,929
Securities available for sale, HTM, ACL	45	$ 31	31	$ 31	$ 31	$ 0
Amortized cost	312,299		280,293
Gross unrealized gains	129		48
Gross unrealized losses	(53,087)		(43,160)
Total securities, fair value	259,341		237,181
Total securities, allowance for credit loss	45		31
US Government Agencies Debt Securities [Member]
Amortized cost, available for sale securities	21,152		21,153
Gross unrealized gains, available for sale securities	42		0
Gross unrealized losses, available for sale securities	(4,098)		(3,865)
Securities available-for-sale, at fair value	17,096		17,288
Securities available for sale, AFS, ACL	0		0
Corporate Debt Securities [Member]
Amortized cost, available for sale securities	7,000		9,497
Gross unrealized gains, available for sale securities	41		27
Gross unrealized losses, available for sale securities	(687)		(979)
Securities available-for-sale, at fair value	6,354		8,545
Securities available for sale, AFS, ACL	0		0
Amortized cost, held to maturity securities	8,500		8,500
Gross unrealized gains, held to maturity securities	0		0
Gross unrealized losses, held to maturity securities	(1,076)		(571)
Securities held-to-maturity, at fair value	7,424		7,929
Securities available for sale, HTM, ACL	45		31
Municipal Bonds [Member]
Amortized cost, available for sale securities	139,237		144,200
Gross unrealized gains, available for sale securities	1		21
Gross unrealized losses, available for sale securities	(30,617)		(23,619)
Securities available-for-sale, at fair value	108,621		120,602
Securities available for sale, AFS, ACL	0		0
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, available for sale securities	104,097		82,424
Gross unrealized gains, available for sale securities	45		0
Gross unrealized losses, available for sale securities	(14,535)		(12,458)
Securities available-for-sale, at fair value	89,607		69,966
Securities available for sale, AFS, ACL	0		0
U.S. Small Business Administration Securities [Member]
Amortized cost, available for sale securities	32,313		14,519
Gross unrealized gains, available for sale securities	0		0
Gross unrealized losses, available for sale securities	(2,074)		(1,668)
Securities available-for-sale, at fair value	30,239		12,851
Securities available for sale, AFS, ACL	$ 0		$ 0

Note 3 - Investments - Schedu_2

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity, Allowance for Credit Loss Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Beginning allowance balance, HTM	$ 31	$ 31	$ 31	$ 0
Provision for credit losses, HTM	14	0	14	(41)
Total ending allowance balance, HTM	$ 45	$ 31	45	31
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning allowance balance, HTM			$ 0	$ 72

Note 3 - Investments - Schedu_3

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Amortized Cost	$ 8,500	$ 8,500
Standard & Poor's, BBB/BBB Minus Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	7,000	8,500
Standard & Poor's, BB+ Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	$ 1,500	$ 0

Note 3 - Investments - Schedu_4

Note 3 - Investments - Schedule of Securities Pledged as Collateral (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Investment Securities, Cost	$ 110,588
Investment Securities, Amortized Cost	136,233
Investment Securities, Fair Value	110,588
State and Local Government Public Deposits [Member] | Asset Pledged as Collateral [Member]
Investment Securities, Cost	36,866
Investment Securities, Amortized Cost	45,834
Investment Securities, Fair Value	36,866
Securities Sold under Agreements to Repurchase [Member] | Asset Pledged as Collateral [Member]
Investment Securities, Cost	73,722
Investment Securities, Amortized Cost	90,399
Investment Securities, Fair Value	$ 73,722

Note 3 - Investments - Schedu_5

Note 3 - Investments - Schedule of Investments in Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Less than 12 months, fair value, available for sale securities	$ 45,461	$ 91,176
Less than 12 months, unrealized loss, available for sale securities	(683)	(10,266)
12 months or longer, unrealized loss, fair value, available for sale securities	196,063	133,700
12 months or longer, unrealized loss, available for sale securities	(51,328)	(32,323)
Available for sale securities, fair value	241,524	224,876
Available for sale securities, total	(52,011)	(42,589)
Less than 12 months, fair value, held to maturity	0	7,929
Less than 12 months, held to maturity securities	0	(571)
12 months or longer, unrealized loss, fair value, held to maturity securities	7,424	0
12 months or longer, unrealized loss, held to maturity securities	(1,076)	0
Held to maturity securities, fair value	7,424	7,929
Held-to-maturity, total	(1,076)	(571)
Less than 12 months, fair value	45,461	99,105
Less than 12 months, unrealized loss	(683)	(10,837)
12 months or longer, fair value	203,487	133,700
12 months or longer, unrealized loss	(52,404)	(32,323)
Debt Securities, fair value	248,948	232,805
Debt securities, unrealized loss	(53,087)	(43,160)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	0	3,823
Less than 12 months, unrealized loss, available for sale securities	0	(118)
12 months or longer, unrealized loss, fair value, available for sale securities	15,054	13,465
12 months or longer, unrealized loss, available for sale securities	(4,098)	(3,747)
Available for sale securities, fair value	15,054	17,288
Available for sale securities, total	(4,098)	(3,865)
Corporate Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	0	2,494
Less than 12 months, unrealized loss, available for sale securities	0	(4)
12 months or longer, unrealized loss, fair value, available for sale securities	4,313	4,026
12 months or longer, unrealized loss, available for sale securities	(687)	(975)
Available for sale securities, fair value	4,313	6,520
Available for sale securities, total	(687)	(979)
Less than 12 months, fair value, held to maturity	0	7,929
Less than 12 months, held to maturity securities	0	(571)
12 months or longer, unrealized loss, fair value, held to maturity securities	7,424	0
12 months or longer, unrealized loss, held to maturity securities	(1,076)	0
Held to maturity securities, fair value	7,424	7,929
Held-to-maturity, total	(1,076)	(571)
Municipal Bonds [Member]
Less than 12 months, fair value, available for sale securities	5,599	44,261
Less than 12 months, unrealized loss, available for sale securities	(217)	(5,794)
12 months or longer, unrealized loss, fair value, available for sale securities	102,969	73,990
12 months or longer, unrealized loss, available for sale securities	(30,400)	(17,825)
Available for sale securities, fair value	108,568	118,251
Available for sale securities, total	(30,617)	(23,619)
Collateralized Mortgage-Backed Securities [Member]
Less than 12 months, fair value, available for sale securities	18,216	29,791
Less than 12 months, unrealized loss, available for sale securities	(84)	(3,188)
12 months or longer, unrealized loss, fair value, available for sale securities	65,134	40,175
12 months or longer, unrealized loss, available for sale securities	(14,451)	(9,270)
Available for sale securities, fair value	83,350	69,966
Available for sale securities, total	(14,535)	(12,458)
U.S. Small Business Administration Securities [Member]
Less than 12 months, fair value, available for sale securities	21,646	10,807
Less than 12 months, unrealized loss, available for sale securities	(382)	(1,162)
12 months or longer, unrealized loss, fair value, available for sale securities	8,593	2,044
12 months or longer, unrealized loss, available for sale securities	(1,692)	(506)
Available for sale securities, fair value	30,239	12,851
Available for sale securities, total	$ (2,074)	$ (1,668)

Note 3 - Investments - Schedu_6

Note 3 - Investments - Schedule of Contractual Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total securities available-for-sale, amortized cost	$ 303,799	$ 271,793
Securities available-for-sale, at fair value	251,917	229,252
Total securities held-to-maturity	8,500	8,500
Total securities held-to-maturity, fair value	7,424	7,929
Total securities	312,299	280,293
Total securities, fair value	259,341	237,181
US Government Agencies Debt Securities [Member]
Due within one year, amortized cost	927	0
Due within one year, fair value	912	0
Due after one year through five years, amortized cost	3,944	4,874
Due after one year through five years, fair value	3,405	4,321
Due after five years through ten years, amortized cost	11,971	6,989
Due after five years through ten years, fair value	9,614	5,963
Due after ten years, amortized cost	4,310	9,290
Due after ten years, fair value	3,165	7,004
Subtotal, amortized cost	21,152	21,153
Subtotal, fair value	17,096	17,288
Total securities available-for-sale, amortized cost	21,152	21,153
Securities available-for-sale, at fair value	17,096	17,288
Corporate Debt Securities [Member]
Due within one year, amortized cost	1,000	1,000
Due within one year, fair value	1,009	997
Due after one year through five years, amortized cost	0	2,497
Due after one year through five years, fair value	0	2,519
Due after five years through ten years, amortized cost	4,000	4,000
Due after five years through ten years, fair value	3,913	3,763
Due after ten years, amortized cost	2,000	2,000
Due after ten years, fair value	1,432	1,266
Subtotal, amortized cost	7,000	9,497
Subtotal, fair value	6,354	8,545
Total securities available-for-sale, amortized cost	7,000	9,497
Securities available-for-sale, at fair value	6,354	8,545
Due after five years through ten years	8,500	8,500
Due after five years through ten years, fair value, held to maturity	7,424	7,929
Municipal Bonds [Member]
Due within one year, amortized cost	1,019	2,660
Due within one year, fair value	1,002	2,644
Due after one year through five years, amortized cost	37	1,038
Due after one year through five years, fair value	36	1,012
Due after five years through ten years, amortized cost	6,255	6,341
Due after five years through ten years, fair value	5,525	5,771
Due after ten years, amortized cost	131,926	134,161
Due after ten years, fair value	102,058	111,175
Subtotal, amortized cost	139,237	144,200
Subtotal, fair value	108,621	120,602
Total securities available-for-sale, amortized cost	139,237	144,200
Securities available-for-sale, at fair value	108,621	120,602
Collateralized Mortgage-Backed Securities [Member]
Without single maturity date, amortized cost	104,097	82,424
Without single maturity date, fair value	89,607	69,966
Total securities available-for-sale, amortized cost	104,097	82,424
Securities available-for-sale, at fair value	89,607	69,966
Collateralized Mortgage-Backed Securities [Member] | Federal National Mortgage Association (FNMA) [Member]
Without single maturity date, amortized cost	71,822	68,421
Without single maturity date, fair value	59,197	57,358
Collateralized Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation (FHLMC) [Member]
Without single maturity date, amortized cost	28,032	9,290
Without single maturity date, fair value	26,907	8,424
Collateralized Mortgage-Backed Securities [Member] | Government National Mortgage Association (GNMA) [Member]
Without single maturity date, amortized cost	4,243	4,713
Without single maturity date, fair value	3,503	4,184
U.S. Small Business Administration Securities [Member]
Due within one year, amortized cost	198	0
Due within one year, fair value	195	0
Due after one year through five years, amortized cost	1,889	2,553
Due after one year through five years, fair value	1,777	2,407
Due after five years through ten years, amortized cost	13,685	4,461
Due after five years through ten years, fair value	13,105	3,996
Due after ten years, amortized cost	16,541	7,505
Due after ten years, fair value	15,162	6,448
Subtotal, amortized cost	32,313	14,519
Subtotal, fair value	30,239	12,851
Total securities available-for-sale, amortized cost	32,313	14,519
Securities available-for-sale, at fair value	$ 30,239	$ 12,851

Note 4 - Loans Receivable and_3

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans (Details Textual)	3 Months Ended			9 Months Ended
	Sep. 30, 2023 USD ($)	Mar. 31, 2023	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Unamortized Loan Cost (Fee)	$ (8,300,000)			$ (8,300,000)		$ (7,800,000)
Financing Receivable, Unamortized Purchase Premium (Discount)	(2,800,000)			(2,800,000)		(437,000)
Financing Receivable, Nonaccrual	5,619,000			5,619,000		8,652,000
Financing Receivable, Modified, Commitment to Lend	0			0
Financing Receivable, 90 Days or More Past Due, Still Accruing	0			0		0
Financing Receivable, Nonaccrual, Interest Income	55,000		$ 144,000	164,000	$ 370,000
Commercial Portfolio Segment [Member]
Financing Receivable, Nonaccrual	2,114,000			2,114,000		6,334,000
Commercial Portfolio Segment [Member] | Commercial And Industrial [Member]
Financing Receivable, Modified, Number of Contracts		2
Financing Receivable, Modified, Weighted Average Term Increase from Modification (Month)		60 months
Receivable with Imputed Interest, Effective Yield (Interest Rate)		7.50%
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification		4.10%
Financing Receivable, Modified, Accumulated	3,100,000			$ 3,100,000
Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage				1.30%
Financing Receivable, Modified in Period, Amount				$ 0
Financing Receivable, Nonaccrual			$ 3,800,000		$ 3,800,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]
Financing Receivable, before Allowance for Credit Loss	1,030,000			1,030,000		840,200,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member] | Federal Home Loan Bank of San Francisco [Member]
Financing Receivable, before Allowance for Credit Loss	629,300,000			629,300,000		579,800,000
Accrued Interest Receivable [Member]
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 11,000,000			$ 11,000,000		$ 9,600,000

Note 4 - Loans Receivable and_4

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Portfolio Loan Composition (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Gross	$ 2,406,073		$ 2,218,852
ACL for loans	(30,501)	$ (30,350)	(27,992)	$ (26,426)	$ (24,967)	$ (25,635)
Total loans receivable, net	2,375,572		2,190,860
Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	1,505,980		1,421,260
ACL for loans	(12,803)	(12,307)	(12,123)	(11,299)	(11,512)	(14,798)
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	364,673		334,059
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Gross	289,873		342,591
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Gross	67,103		55,387
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Gross	540,670		469,485
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Gross	243,661		219,738
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	640,084		569,572
ACL for loans	(13,910)	(14,017)	(12,109)	(11,235)	(10,605)	(4,280)
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	562,650		495,941
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Gross	73,887		70,567
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Gross	3,547		3,064
Commercial Portfolio Segment [Member]
Financing Receivable, Gross	260,009		228,020
ACL for loans	(3,788)	$ (4,026)	(3,760)	$ (3,892)	$ (2,850)	$ (6,536)
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Gross	236,520		196,791
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, Gross	$ 23,489		$ 31,229

Note 4 - Loans Receivable and_5

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Allowance for Credit Losses by Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance, ACL	$ 30,350	$ 24,967	$ 27,992	$ 25,635
Provision (reversal of) for credit losses on loans	684	2,022	4,102	4,493
Charge-offs	(830)	(924)	(2,426)	(1,744)
Recoveries	297	361	833	901
Net charge-offs	(533)	(563)	(1,593)	(843)
Balance, ACL	30,501	26,426	30,501	26,426
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, ACL				(2,859)
Real Estate Portfolio Segment [Member]
Balance, ACL	12,307	11,512	12,123	14,798
Provision (reversal of) for credit losses on loans	496	(213)	690	1,735
Charge-offs	0	0	(10)	0
Recoveries	0	0	0	0
Net charge-offs	0	0	(10)	0
Balance, ACL	12,803	11,299	12,803	11,299
Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, ACL				(5,234)
Consumer Portfolio Segment [Member]
Balance, ACL	14,017	10,605	12,109	4,280
Provision (reversal of) for credit losses on loans	426	1,193	3,383	1,720
Charge-offs	(830)	(924)	(2,415)	(1,744)
Recoveries	297	361	833	901
Net charge-offs	(533)	(563)	(1,582)	(843)
Balance, ACL	13,910	11,235	13,910	11,235
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, ACL				6,078
Commercial Portfolio Segment [Member]
Balance, ACL	4,026	2,850	3,760	6,536
Provision (reversal of) for credit losses on loans	(238)	1,042	29	1,038
Charge-offs	0	0	(1)	0
Recoveries	0	0	0	0
Net charge-offs	0	0	(1)	0
Balance, ACL	3,788	3,892	3,788	3,892
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, ACL				(3,682)
Unallocated Financing Receivables [Member]
Balance, ACL	0	0	0	21
Provision (reversal of) for credit losses on loans	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net charge-offs	0	0	0	0
Balance, ACL	$ 0	$ 0	$ 0	0
Unallocated Financing Receivables [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, ACL				$ (21)

Note 4 - Loans Receivable and_6

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Total	$ 2,406,073	$ 2,218,852
Financing Receivable, Nonaccrual	5,619	8,652
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	2,339	3,010
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	1,120	1,211
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	2,969	3,719
Financial Asset, Past Due [Member]
Financing Receivable, Total	6,428	7,940
Financial Asset, Not Past Due [Member]
Financing Receivable, Total	2,399,645	2,210,912
Real Estate Portfolio Segment [Member]
Financing Receivable, Total	1,505,980	1,421,260
Financing Receivable, Nonaccrual	1,428	966
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	37	29
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	154	104
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	318	479
Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	509	612
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	1,505,471	1,420,648
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Total	364,673	334,059
Financing Receivable, Nonaccrual	1,074	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	364,673	334,059
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Total	289,873	342,591
Financing Receivable, Nonaccrual	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	289,873	342,591
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Total	67,103	55,387
Financing Receivable, Nonaccrual	48	46
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	37	29
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	154	104
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	12	16
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	203	149
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	66,900	55,238
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Total	540,670	469,485
Financing Receivable, Nonaccrual	306	920
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	306	463
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	306	463
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	540,364	469,022
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Total	243,661	219,738
Financing Receivable, Nonaccrual	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	243,661	219,738
Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual	1,074	0
Consumer Portfolio Segment [Member]
Financing Receivable, Total	640,084	569,572
Financing Receivable, Nonaccrual	2,077	1,352
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	1,903	2,980
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	966	1,107
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	537	623
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	3,406	4,710
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	636,678	564,862
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Total	562,650	495,941
Financing Receivable, Nonaccrual	1,668	1,076
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	1,546	2,298
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	824	685
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	465	532
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	2,835	3,515
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	559,815	492,426
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Total	73,887	70,567
Financing Receivable, Nonaccrual	406	267
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	348	650
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	142	385
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	72	86
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	562	1,121
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	73,325	69,446
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Total	3,547	3,064
Financing Receivable, Nonaccrual	3	9
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	9	32
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	37
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	0	5
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	9	74
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	3,538	2,990
Commercial Portfolio Segment [Member]
Financing Receivable, Total	260,009	228,020
Financing Receivable, Nonaccrual	2,114	6,334
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	399	1
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	2,114	2,617
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	2,513	2,618
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	257,496	225,402
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Total	236,520	196,791
Financing Receivable, Nonaccrual	2,114	6,334
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	399	1
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	2,114	2,617
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	2,513	2,618
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	234,007	194,173
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, Total	23,489	31,229
Financing Receivable, Nonaccrual	0	0
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Total	0	0
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Total	$ 23,489	$ 31,229

Note 4 - Loans Receivable and_7

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Risk Rated Loan by Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable, Year One	$ 384,838		$ 384,838		$ 808,060
Financing Receivable, Year Two	722,521		722,521		550,357
Financing Receivable, Year Three	480,191		480,191		284,645
Financing Receivable, Year Four	268,464		268,464		164,717
Financing Receivable, Year Five	137,606		137,606		64,940
Financing Receivable, Prior	204,648		204,648		166,172
Financing Receivable, Revolving	206,123		206,123		179,462
Financing Receivable, Revolving, Converted	1,682		1,682		499
Financing Receivable, Total	2,406,073		2,406,073		2,218,852
Financing Receivable, Year One, charge-offs			90
Financing Receivable, Year Two, charge-offs			883
Financing Receivable, Year Three, charge-offs			587
Financing Receivable, Year Four, charge-offs			191
Financing Receivable, Year Five, charge-offs			160
Financing Receivable, Prior, charge-offs			415
Financing Receivable, Revolving, charge-offs			100
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs	830	$ 924	2,426	$ 1,744
Pass [Member]
Financing Receivable, Year One	378,116		378,116		798,208
Financing Receivable, Year Two	715,651		715,651		547,426
Financing Receivable, Year Three	463,861		463,861		279,938
Financing Receivable, Year Four	262,651		262,651		159,466
Financing Receivable, Year Five	134,110		134,110		61,985
Financing Receivable, Prior	196,193		196,193		155,636
Financing Receivable, Revolving	190,476		190,476		176,074
Financing Receivable, Revolving, Converted	1,682		1,682		199
Financing Receivable, Total	2,342,740		2,342,740		2,178,932
Watch [Member]
Financing Receivable, Year One	3,468		3,468		9,504
Financing Receivable, Year Two	5,459		5,459		1,127
Financing Receivable, Year Three	14,388		14,388		3,305
Financing Receivable, Year Four	2,507		2,507		0
Financing Receivable, Year Five	453		453		0
Financing Receivable, Prior	3,352		3,352		746
Financing Receivable, Revolving	10,965		10,965		1,329
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	40,592		40,592		16,011
Substandard [Member]
Financing Receivable, Year One	3,254		3,254		348
Financing Receivable, Year Two	1,411		1,411		1,804
Financing Receivable, Year Three	1,942		1,942		1,402
Financing Receivable, Year Four	3,306		3,306		2,504
Financing Receivable, Year Five	2,088		2,088		2,955
Financing Receivable, Prior	4,840		4,840		9,790
Financing Receivable, Revolving	2,320		2,320		1,096
Financing Receivable, Revolving, Converted	0		0		300
Financing Receivable, Total	19,161		19,161		20,199
Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		2,747
Financing Receivable, Year Five	955		955		0
Financing Receivable, Prior	263		263		0
Financing Receivable, Revolving	2,362		2,362		963
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,580		3,580		3,710
Real Estate Portfolio Segment [Member]
Financing Receivable, Year One	215,025		215,025		501,184
Financing Receivable, Year Two	441,373		441,373		389,085
Financing Receivable, Year Three	344,326		344,326		206,119
Financing Receivable, Year Four	200,195		200,195		120,116
Financing Receivable, Year Five	98,793		98,793		37,852
Financing Receivable, Prior	151,328		151,328		127,642
Financing Receivable, Revolving	54,137		54,137		39,063
Financing Receivable, Revolving, Converted	803		803		199
Financing Receivable, Total	1,505,980		1,505,980		1,421,260
Financing Receivable, Total, charge-offs	0	0	10	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Year One	44,519		44,519		95,693
Financing Receivable, Year Two	96,962		96,962		76,030
Financing Receivable, Year Three	75,950		75,950		46,498
Financing Receivable, Year Four	48,144		48,144		41,043
Financing Receivable, Year Five	29,015		29,015		14,682
Financing Receivable, Prior	67,365		67,365		60,113
Financing Receivable, Revolving	2,390		2,390		0
Financing Receivable, Revolving, Converted	328		328		0
Financing Receivable, Total	364,673		364,673		334,059
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Year One	41,310		41,310		86,189
Financing Receivable, Year Two	91,503		91,503		76,030
Financing Receivable, Year Three	62,998		62,998		46,125
Financing Receivable, Year Four	46,486		46,486		38,930
Financing Receivable, Year Five	28,149		28,149		14,101
Financing Receivable, Prior	63,178		63,178		55,271
Financing Receivable, Revolving	2,373		2,373		0
Financing Receivable, Revolving, Converted	328		328		0
Financing Receivable, Total	336,325		336,325		316,646
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Watch [Member]
Financing Receivable, Year One	3,209		3,209		9,504
Financing Receivable, Year Two	5,459		5,459		0
Financing Receivable, Year Three	12,952		12,952		373
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	453		453		0
Financing Receivable, Prior	2,239		2,239		0
Financing Receivable, Revolving	17		17		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	24,329		24,329		9,877
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	1,658		1,658		0
Financing Receivable, Year Five	0		0		581
Financing Receivable, Prior	1,948		1,948		4,842
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,606		3,606		5,423
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		2,113
Financing Receivable, Year Five	413		413		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	413		413		2,113
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One	76,516		76,516		193,084
Financing Receivable, Year Two	143,886		143,886		118,724
Financing Receivable, Year Three	51,430		51,430		21,966
Financing Receivable, Year Four	17,486		17,486		8,379
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	555		555		438
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	289,873		289,873		342,591
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One	76,516		76,516		193,084
Financing Receivable, Year Two	143,886		143,886		118,724
Financing Receivable, Year Three	51,430		51,430		21,966
Financing Receivable, Year Four	17,486		17,486		8,379
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	555		555		438
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	289,873		289,873		342,591
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One	3,702		3,702		4,978
Financing Receivable, Year Two	1,144		1,144		1,696
Financing Receivable, Year Three	1,595		1,595		6,818
Financing Receivable, Year Four	6,639		6,639		11
Financing Receivable, Year Five	11		11		1,216
Financing Receivable, Prior	2,265		2,265		1,605
Financing Receivable, Revolving	51,747		51,747		39,063
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	67,103		67,103		55,387
Financing Receivable, Year One, charge-offs			0
Financing Receivable, Year Two, charge-offs			0
Financing Receivable, Year Three, charge-offs			0
Financing Receivable, Year Four, charge-offs			0
Financing Receivable, Year Five, charge-offs			0
Financing Receivable, Prior, charge-offs			0
Financing Receivable, Revolving, charge-offs			10
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs			10
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One	3,702		3,702		4,978
Financing Receivable, Year Two	1,144		1,144		1,696
Financing Receivable, Year Three	1,595		1,595		6,818
Financing Receivable, Year Four	6,639		6,639		11
Financing Receivable, Year Five	11		11		1,203
Financing Receivable, Prior	2,228		2,228		1,572
Financing Receivable, Revolving	51,736		51,736		39,063
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	67,055		67,055		55,341
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		13
Financing Receivable, Prior	37		37		33
Financing Receivable, Revolving	11		11		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	48		48		46
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Year One	85,810		85,810		166,388
Financing Receivable, Year Two	165,247		165,247		129,282
Financing Receivable, Year Three	124,098		124,098		82,461
Financing Receivable, Year Four	80,260		80,260		31,878
Financing Receivable, Year Five	31,569		31,569		17,778
Financing Receivable, Prior	53,211		53,211		41,499
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	475		475		199
Financing Receivable, Total	540,670		540,670		469,485
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Pass [Member]
Financing Receivable, Year One	85,810		85,810		166,388
Financing Receivable, Year Two	164,378		164,378		129,282
Financing Receivable, Year Three	124,098		124,098		82,461
Financing Receivable, Year Four	80,260		80,260		31,878
Financing Receivable, Year Five	31,569		31,569		15,837
Financing Receivable, Prior	50,992		50,992		40,526
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	475		475		199
Financing Receivable, Total	537,582		537,582		466,571
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Watch [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	869		869		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		1,941
Financing Receivable, Prior	2,219		2,219		973
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,088		3,088		2,914
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Year One	4,478		4,478		41,041
Financing Receivable, Year Two	34,134		34,134		63,353
Financing Receivable, Year Three	91,253		91,253		48,376
Financing Receivable, Year Four	47,666		47,666		38,805
Financing Receivable, Year Five	38,198		38,198		4,176
Financing Receivable, Prior	27,932		27,932		23,987
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	243,661		243,661		219,738
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Pass [Member]
Financing Receivable, Year One	4,478		4,478		41,041
Financing Receivable, Year Two	34,134		34,134		63,353
Financing Receivable, Year Three	91,253		91,253		48,376
Financing Receivable, Year Four	47,666		47,666		38,805
Financing Receivable, Year Five	38,198		38,198		4,176
Financing Receivable, Prior	27,932		27,932		23,987
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	243,661		243,661		219,738
Consumer Portfolio Segment [Member]
Financing Receivable, Year One	153,197		153,197		282,539
Financing Receivable, Year Two	249,963		249,963		135,998
Financing Receivable, Year Three	110,698		110,698		61,868
Financing Receivable, Year Four	52,146		52,146		37,736
Financing Receivable, Year Five	31,104		31,104		23,824
Financing Receivable, Prior	40,772		40,772		26,344
Financing Receivable, Revolving	2,204		2,204		1,263
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	640,084		640,084		569,572
Financing Receivable, Total, charge-offs	830	924	2,415	1,744
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Year One	140,927		140,927		253,842
Financing Receivable, Year Two	224,801		224,801		123,477
Financing Receivable, Year Three	100,145		100,145		46,613
Financing Receivable, Year Four	38,442		38,442		31,313
Financing Receivable, Year Five	25,605		25,605		18,334
Financing Receivable, Prior	32,724		32,724		22,353
Financing Receivable, Revolving	6		6		9
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	562,650		562,650		495,941
Financing Receivable, Year One, charge-offs			90
Financing Receivable, Year Two, charge-offs			834
Financing Receivable, Year Three, charge-offs			471
Financing Receivable, Year Four, charge-offs			191
Financing Receivable, Year Five, charge-offs			153
Financing Receivable, Prior, charge-offs			233
Financing Receivable, Revolving, charge-offs			0
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs			1,972
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Pass [Member]
Financing Receivable, Year One	140,778		140,778		253,495
Financing Receivable, Year Two	224,259		224,259		123,264
Financing Receivable, Year Three	99,785		99,785		46,476
Financing Receivable, Year Four	38,229		38,229		31,251
Financing Receivable, Year Five	25,370		25,370		18,165
Financing Receivable, Prior	32,555		32,555		22,205
Financing Receivable, Revolving	6		6		9
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	560,982		560,982		494,865
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Substandard [Member]
Financing Receivable, Year One	149		149		347
Financing Receivable, Year Two	542		542		213
Financing Receivable, Year Three	360		360		137
Financing Receivable, Year Four	213		213		62
Financing Receivable, Year Five	235		235		169
Financing Receivable, Prior	169		169		148
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	1,668		1,668		1,076
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Year One	12,050		12,050		27,904
Financing Receivable, Year Two	24,527		24,527		11,762
Financing Receivable, Year Three	10,354		10,354		15,139
Financing Receivable, Year Four	13,623		13,623		6,375
Financing Receivable, Year Five	5,494		5,494		5,476
Financing Receivable, Prior	7,839		7,839		3,911
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	73,887		73,887		70,567
Financing Receivable, Year One, charge-offs			0
Financing Receivable, Year Two, charge-offs			47
Financing Receivable, Year Three, charge-offs			93
Financing Receivable, Year Four, charge-offs			0
Financing Receivable, Year Five, charge-offs			7
Financing Receivable, Prior, charge-offs			182
Financing Receivable, Revolving, charge-offs			0
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs			329
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Pass [Member]
Financing Receivable, Year One	12,050		12,050		27,904
Financing Receivable, Year Two	24,527		24,527		11,762
Financing Receivable, Year Three	10,329		10,329		15,139
Financing Receivable, Year Four	13,623		13,623		6,224
Financing Receivable, Year Five	5,407		5,407		5,415
Financing Receivable, Prior	7,545		7,545		3,856
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	73,481		73,481		70,300
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	25		25		0
Financing Receivable, Year Four	0		0		151
Financing Receivable, Year Five	87		87		61
Financing Receivable, Prior	294		294		55
Financing Receivable, Revolving	0		0		0
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	406		406		267
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Year One	220		220		793
Financing Receivable, Year Two	635		635		759
Financing Receivable, Year Three	199		199		116
Financing Receivable, Year Four	81		81		48
Financing Receivable, Year Five	5		5		14
Financing Receivable, Prior	209		209		80
Financing Receivable, Revolving	2,198		2,198		1,254
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,547		3,547		3,064
Financing Receivable, Year One, charge-offs			0
Financing Receivable, Year Two, charge-offs			2
Financing Receivable, Year Three, charge-offs			22
Financing Receivable, Year Four, charge-offs			0
Financing Receivable, Year Five, charge-offs			0
Financing Receivable, Prior, charge-offs			0
Financing Receivable, Revolving, charge-offs			90
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs			114
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Pass [Member]
Financing Receivable, Year One	220		220		792
Financing Receivable, Year Two	635		635		754
Financing Receivable, Year Three	199		199		116
Financing Receivable, Year Four	81		81		48
Financing Receivable, Year Five	5		5		14
Financing Receivable, Prior	209		209		80
Financing Receivable, Revolving	2,195		2,195		1,251
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,544		3,544		3,055
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		1
Financing Receivable, Year Two	0		0		5
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	3		3		3
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3		3		9
Commercial Portfolio Segment [Member]
Financing Receivable, Year One	16,616		16,616		24,337
Financing Receivable, Year Two	31,185		31,185		25,274
Financing Receivable, Year Three	25,167		25,167		16,658
Financing Receivable, Year Four	16,123		16,123		6,865
Financing Receivable, Year Five	7,709		7,709		3,264
Financing Receivable, Prior	12,548		12,548		12,186
Financing Receivable, Revolving	149,782		149,782		139,136
Financing Receivable, Revolving, Converted	879		879		300
Financing Receivable, Total	260,009		260,009		228,020
Financing Receivable, Total, charge-offs	0	$ 0	1	$ 0
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One	16,616		16,616		24,337
Financing Receivable, Year Two	31,185		31,185		25,274
Financing Receivable, Year Three	25,167		25,167		16,658
Financing Receivable, Year Four	16,123		16,123		6,865
Financing Receivable, Year Five	7,709		7,709		3,264
Financing Receivable, Prior	12,548		12,548		12,186
Financing Receivable, Revolving	126,293		126,293		107,907
Financing Receivable, Revolving, Converted	879		879		300
Financing Receivable, Total	236,520		236,520		196,791
Financing Receivable, Year One, charge-offs			0
Financing Receivable, Year Two, charge-offs			0
Financing Receivable, Year Three, charge-offs			1
Financing Receivable, Year Four, charge-offs			0
Financing Receivable, Year Five, charge-offs			0
Financing Receivable, Prior, charge-offs			0
Financing Receivable, Revolving, charge-offs			0
Financing Receivable, Revolving, Converted, charge-offs			0
Financing Receivable, Total, charge-offs			1
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	13,252		13,252		24,337
Financing Receivable, Year Two	31,185		31,185		22,561
Financing Receivable, Year Three	22,174		22,174		12,461
Financing Receivable, Year Four	12,181		12,181		3,940
Financing Receivable, Year Five	5,401		5,401		3,074
Financing Receivable, Prior	10,999		10,999		7,701
Financing Receivable, Revolving	111,899		111,899		104,524
Financing Receivable, Revolving, Converted	879		879		0
Financing Receivable, Total	207,970		207,970		178,598
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Watch [Member]
Financing Receivable, Year One	259		259		0
Financing Receivable, Year Two	0		0		1,127
Financing Receivable, Year Three	1,436		1,436		2,932
Financing Receivable, Year Four	2,507		2,507		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	1,113		1,113		746
Financing Receivable, Revolving	9,726		9,726		1,327
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	15,041		15,041		6,132
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	3,105		3,105		0
Financing Receivable, Year Two	0		0		1,586
Financing Receivable, Year Three	1,557		1,557		1,265
Financing Receivable, Year Four	1,435		1,435		2,291
Financing Receivable, Year Five	1,766		1,766		190
Financing Receivable, Prior	173		173		3,739
Financing Receivable, Revolving	2,306		2,306		1,093
Financing Receivable, Revolving, Converted	0		0		300
Financing Receivable, Total	10,342		10,342		10,464
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		634
Financing Receivable, Year Five	542		542		0
Financing Receivable, Prior	263		263		0
Financing Receivable, Revolving	2,362		2,362		963
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	3,167		3,167		1,597
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	23,489		23,489		31,229
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	23,489		23,489		31,229
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Pass [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	22,267		22,267		31,227
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	22,267		22,267		31,227
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Watch [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	1,222		1,222		2
Financing Receivable, Revolving, Converted	0		0		0
Financing Receivable, Total	$ 1,222		$ 1,222		$ 2

Note 4 - Loans Receivable and_8

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Amortized Cost of Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual, No Allowance	$ 1,428	$ 966
Financing Receivable, Nonaccrual, With Allowance	4,191	7,686
Financing Receivable, Nonaccrual	5,619	8,652
Real Estate Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance	1,428	966
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual	1,428	966
Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	1,074	0
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual	1,074	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	48	46
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual	48	46
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	306	920
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual	306	920
Consumer Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual, With Allowance	2,077	1,352
Financing Receivable, Nonaccrual	2,077	1,352
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual, With Allowance	1,668	1,076
Financing Receivable, Nonaccrual	1,668	1,076
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual, With Allowance	406	267
Financing Receivable, Nonaccrual	406	267
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual, With Allowance	3	9
Financing Receivable, Nonaccrual	3	9
Commercial Portfolio Segment [Member]
Financing Receivable, Nonaccrual	2,114	6,334
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, No Allowance	0	0
Financing Receivable, Nonaccrual, With Allowance	2,114	6,334
Financing Receivable, Nonaccrual	$ 2,114	$ 6,334

Note 4 - Loans Receivable and_9

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Commercial Real Estate [Member]
Commercial	$ 1,074
Residential Real Estate [Member]
Commercial	354	$ 966
Other Nonreal Estate [Member]
Commercial	4,188	7,677
Collateral Pledged [Member]
Commercial	5,616	8,643
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Commercial	1,074
Real Estate Portfolio Segment [Member] | Residential Real Estate [Member]
Commercial	354	966
Real Estate Portfolio Segment [Member] | Other Nonreal Estate [Member]
Commercial	0	0
Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Commercial	1,428	966
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Commercial	1,074
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Commercial	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Commercial	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Pledged [Member]
Commercial	1,074	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Commercial Real Estate [Member]
Commercial	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Residential Real Estate [Member]
Commercial	48	46
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Nonreal Estate [Member]
Commercial	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Pledged [Member]
Commercial	48	46
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Commercial Real Estate [Member]
Commercial	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Residential Real Estate [Member]
Commercial	306	920
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Other Nonreal Estate [Member]
Commercial	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Collateral Pledged [Member]
Commercial	306	920
Consumer Portfolio Segment [Member] | Commercial Real Estate [Member]
Commercial	0
Consumer Portfolio Segment [Member] | Residential Real Estate [Member]
Commercial	0	0
Consumer Portfolio Segment [Member] | Other Nonreal Estate [Member]
Commercial	2,074	1,343
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Commercial	2,074	1,343
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Commercial Real Estate [Member]
Commercial	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Residential Real Estate [Member]
Commercial	0	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Other Nonreal Estate [Member]
Commercial	1,668	1,076
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Collateral Pledged [Member]
Commercial	1,668	1,076
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Commercial Real Estate [Member]
Commercial	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Residential Real Estate [Member]
Commercial	0	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Other Nonreal Estate [Member]
Commercial	406	267
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Collateral Pledged [Member]
Commercial	406	267
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Commercial	0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Commercial	0	0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Commercial	2,114	6,334
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Pledged [Member]
Commercial	$ 2,114	$ 6,334

Note 5 - Servicing Rights (Deta

Note 5 - Servicing Rights (Details Textual) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Asset	$ 2,825,752		$ 2,825,752		$ 2,783,458
Servicing Asset at Fair Value, Amount	38,900		38,900		$ 35,500
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	$ 1,800	$ 1,800	$ 5,400	$ 5,300
Minimum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	0.50%
Maximum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1%

Note 5 - Servicing Rights - Sch

Note 5 - Servicing Rights - Schedule of Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance, MSR	$ 17,627	$ 18,516	$ 18,017	$ 16,970
Additions	954	925	2,279	4,935
MSR amortized	(924)	(971)	(2,639)	(3,436)
Recovery of servicing rights			0	1
Balance, MSR	$ 17,657	$ 18,470	$ 17,657	$ 18,470

Note 5 - Servicing Rights - Val

Note 5 - Servicing Rights - Valuation Assumptions (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Discount rate	10.20%	9.60%
Conditional prepayment rate	6.30%	8.20%
Weighted average life in years (Year)	8 years 9 months 18 days	7 years 9 months 18 days
Aggregate portfolio principal balance	$ 2,825,752	$ 2,783,458
Weighted Average [Member]
Weighted average rate of loans in servicing portfolio	3.60%	3.40%

Note 5 - Servicing Rights - S_2

Note 5 - Servicing Rights - Schedule of Sensitivity Analysis of Fair Value (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Conditional prepayment rate	6.30%	8.20%
Fair value MSR	$ 38,900	$ 35,500
Discount rate	10.20%	9.60%
Servicing Asset at Fair Value, Amount	$ 38,900	$ 35,500
Base Rate [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	6.30%	8.20%
Fair value MSR	$ 38,858	$ 35,478
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.40%	1.30%
Servicing Asset at Fair Value, Amount	$ 38,858	$ 35,478
Percentage of MSR	1.40%	1.30%
Base Rate [Member] | Measurement Input, Discount Rate [Member]
Fair value MSR	$ 38,858	$ 35,478
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.40%	1.30%
Discount rate	10.20%	9.60%
Servicing Asset at Fair Value, Amount	$ 38,858	$ 35,478
Percentage of MSR	1.40%	1.30%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	6.70%	8.60%
Fair value MSR	$ 38,411	$ 34,997
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.40%	1.30%
Servicing Asset at Fair Value, Amount	$ 38,411	$ 34,997
Percentage of MSR	1.40%	1.30%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSR	$ 37,978	$ 34,715
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Discount rate	10.70%	10.10%
Servicing Asset at Fair Value, Amount	$ 37,978	$ 34,715
Percentage of MSR	1.30%	1.20%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	7.20%	9.30%
Fair value MSR	$ 37,752	$ 34,188
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Servicing Asset at Fair Value, Amount	$ 37,752	$ 34,188
Percentage of MSR	1.30%	1.20%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSR	$ 37,133	$ 33,984
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Discount rate	11.20%	10.60%
Servicing Asset at Fair Value, Amount	$ 37,133	$ 33,984
Percentage of MSR	1.30%	1.20%

Note 6 - Derivatives (Details T

Note 6 - Derivatives (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		145 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023
Unrealized Gain (Loss) on Derivatives			$ 4,523,000	$ 9,405,000
Designated as Hedging Instrument [Member]
Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost	$ 237,800,000		237,800,000		$ 237,800,000
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	6,000,000		6,000,000		6,000,000
Derivative, Amount of Hedged Item	60,000,000		60,000,000		60,000,000
Not Designated as Hedging Instrument [Member]
Unrealized Gain (Loss) on Derivatives	(107,000)	$ 34,000	266,000	$ (1,700,000)
Interest Rate Swap [Member]
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net					0
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	5,100,000		5,100,000		5,100,000
Derivative, Net Liability Position, Aggregate Fair Value	$ 0		$ 0		$ 0

Note 6 - Derivatives - Schedule

Note 6 - Derivatives - Schedule of Fair Value Hedges Cumulative-basis Adjustment (Details) - Designated as Hedging Instrument [Member] - Fair Value Hedging [Member] - Securities Investment [Member] - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Cumulative Amount of Fair Value Hedging Adjustment	[1]	$ 6,016	$ 4,107
Reported Value Measurement [Member]
Hedged Assets	[1]	$ 53,984	$ 55,893
[1]These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $237.8 million; the cumulative basis adjustments associated with these hedging relationships was $6.0 million; and the amounts of the designated hedged items was $60.0 million.

Note 6 - Derivatives - Schedu_2

Note 6 - Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Interest Rate Swap [Member]
Derivative Asset	$ 14,485	$ 9,870
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member] | Deposits [Member]
Notional	200,000	90,000
Derivative Asset	8,402	5,780
Derivative Liability	0	0
Interest Rate Swap [Member] | Fair Value Hedging [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member]
Notional	60,000	60,000
Derivative Asset	5,991	4,090
Derivative Liability	0	0
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	26,982	8,837
Derivative Asset	175	107
Derivative Liability	0	0
Mandatory and Best Effort Forward Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	5,919	4,558
Derivative Asset	21	0
Derivative Liability	0	38
Forward TBA Mortgage-Backed Securities [Member] | Not Designated as Hedging Instrument [Member]
Notional	34,000	27,000
Derivative Asset	355	164
Derivative Liability	0	$ 0
Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	882
Derivative Asset	0
Derivative Liability	90
Dealer Offsets to Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	882
Derivative Asset	92
Derivative Liability	$ 0

Note 6 - Derivatives - Schedu_3

Note 6 - Derivatives - Schedule of Hedging Relationship (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		145 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023
Reclassification adjustment for realized gain, net included in net income	$ (1,446)	$ (278)	$ (3,624)	$ (232)
Interest Rate Swap [Member]
Net income recognized on cash flow hedges					$ 0
Interest Expense [Member]
Total amounts presented on the Consolidated Statements of Income	10,462	2,596	24,696	5,438
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	0	0	0	0
Recognized on derivatives designated as hedging instruments	0	0	0	0
Net income (expense) recognized on fair value hedges	0	0	0	0
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized gain, net included in net income	1,446	278	3,624	232
Net income recognized on cash flow hedges	1,446	278	3,624	232
Interest Income [Member]
Total amounts presented on the Consolidated Statements of Income	3,396	1,741	8,667	4,990
Interest Income [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	(1,286)	(3,383)	(689)	(4,316)
Recognized on derivatives designated as hedging instruments	1,842	3,313	1,901	4,144
Net income (expense) recognized on fair value hedges	556	(70)	1,212	(172)
Interest Income [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized gain, net included in net income	0	0	0	0
Net income recognized on cash flow hedges	$ 0	$ 0	$ 0	$ 0

Note 6 - Derivatives - Schedu_4

Note 6 - Derivatives - Schedule of Thee Offsetting of Derivative Assets (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Derivative Asset, Before Offset	$ 14,485	$ 9,870
Derivative Asset, Offset	0	0
Derivative asset	14,485	9,870
Derivative Assets, Financial Instruments Collateral	0	0
Derivative Assets, Cash Collateral	0	0
Derivative Asset, Net	$ 14,485	$ 9,870

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual)	Sep. 30, 2023
Lessee, Operating Lease, Renewal Term (Year)	5 years
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	6 months
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	6 years 9 months

Note 7 - Leases - Schedule of L

Note 7 - Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Operating lease cost	$ 476	$ 350	$ 1,357	$ 1,041
Short-term lease cost	5	8	14	16
Total lease cost	$ 481	$ 358	$ 1,371	$ 1,057

Note 7 - Leases - Schedule of S

Note 7 - Leases - Schedule of Supplemental information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Operating cash flows from operating leases	$ 486	$ 360	$ 1,392	$ 1,063
Weighted average remaining lease term- operating leases (in years) (Year)	4 years 2 months 12 days	4 years 8 months 12 days	4 years 2 months 12 days	4 years 8 months 12 days
Weighted average discount rate- operating leases	2.93%	2.41%	2.93%	2.41%

Note 7 - Leases - Schedule of M

Note 7 - Leases - Schedule of Maturity for Operating Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Remainder of 2023, operating lease	$ 483
2024, operating lease	1,933
2025, operating lease	1,628
2026, operating lease	1,475
2027, operating lease	1,173
Thereafter, operating lease	1,383
Total lease payments, operating lease	8,075
Less imputed interest, operating lease	(806)
Total, operating lease	$ 7,269	$ 6,474

Note 8 - Other Real Estate Ow_3

Note 8 - Other Real Estate Owned (OREO) (Details Textual) - Real Estate Owned (OREO) [Member]	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Number of Real Estate Properties	1		1
Custody Fees	$ 0	$ 0	$ 0	$ 0
Mortgage Loans in Process of Foreclosure, Amount	$ 317,000		$ 317,000		$ 511,000

Note 8 - Other Real Estate Ow_4

Note 8 - Other Real Estate Owned ("OREO") - Schedule of Other Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance, OREO	$ 570	$ 145	$ 570	$ 0
Additions	0	0	0	145
Loans transferred to OREO	0	0	0	0
Balance, OREO	$ 570	$ 145	$ 570	$ 145

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Deposit Liabilities, Checking [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 50,100,000	$ 2,300,000
Deposit Liabilities, Money Market [Member]
Interest-Bearing Domestic Deposit, Brokered	51,000	59,700,000
Deposit Liabilities, Certificates of Deposits [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 323,300,000	$ 332,000,000

Note 9 - Deposits - Schedule of

Note 9 - Deposits - Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Noninterest-bearing checking		$ 643,670	$ 537,938
Interest-bearing checking (1)	[1]	219,469	135,127
Savings		157,901	134,358
Money market (2)	[2]	389,962	574,290
Certificates of deposit less than $100,000 (3)	[3]	527,032	440,785
Certificates of deposit of $100,000 through $250,000		406,545	195,447
Certificates of deposit of $250,000 and over		83,377	93,560
Escrow accounts related to mortgages serviced (4)	[4]	26,488	16,236
Total deposits		$ 2,454,444	$ 2,127,741
[1]Includes $50.1 million and $2.3 million of brokered deposits at September 30, 2023 and December 31, 2022, respectively.[2]Includes $51,000 and $59.7 million of brokered deposits at September 30, 2023 and December 31, 2022, respectively.[3]Includes $323.3 million and $332.0 million of brokered deposits at September 30, 2023 and December 31, 2022, respectively.[4]Noninterest-bearing accounts.

Note 9 - Deposits - Schedule _2

Note 9 - Deposits - Schedule of Maturity (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Maturing in 2023	$ 338,756
Maturing in 2024	483,059
Maturing in 2025	128,932
Maturing in 2026	44,517
Maturing in 2027	20,739
Thereafter	951
Total	$ 1,016,954

Note 9 - Deposits - Schedule In

Note 9 - Deposits - Schedule Interest Expense by Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest-bearing checking	$ 643	$ 100	$ 1,111	$ 353
Savings and money market	1,529	1,303	4,071	2,397
Certificates of deposit	8,290	1,193	19,514	2,688
Total	$ 10,462	$ 2,596	$ 24,696	$ 5,438

Note 10 - Commitments and Con_3

Note 10 - Commitments and Contingencies (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Proceeds from Sale, Loan, Held-for-Sale			$ 324,083,000	$ 630,396,000
Other Liabilities	$ 36,288,000		36,288,000		$ 30,997,000
Holdback Reserve For Guaranteed Loans [Member]
Other Liabilities	$ 2,100,000		2,100,000		2,300,000
Federal Home Loan Bank of Des Moines [Member]
Proceeds from Sale, Loan, Held-for-Sale			$ 9,500,000
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation, Percentage	10%		10%
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation	$ 39,000		$ 39,000
Federal Home Loan Bank of Des Moines [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Proceeds from Sale, Loan, Held-for-Sale			0		0
Federal Home Loan Bank of Des Moines [Member] | Recourse [Member]
First Loss Account (FLA)	581,000		581,000
Credit Enhancement (CE) Obligation	$ 389,000		$ 389,000
Credit Enhancement (CE) Obligation, Percentage of Outstanding Loans	4.10%		4.10%
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,800,000		$ 1,800,000		$ 2,500,000
Financing Receivable, Allowance for Credit Loss, Recovery	$ 149,000		$ 745,000
Financing Receivable, Credit Loss, Expense (Reversal)		$ 305,000		$ 180,000

Note 10 - Commitments and Con_4

Note 10 - Commitments and Contingencies - Schedule of Commitments (Details) - Commitments to Extend Credit [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Aggregate portfolio principal balance	$ 548,483	$ 548,542
Real Estate Portfolio Segment [Member]
Aggregate portfolio principal balance	296,205	294,246
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Aggregate portfolio principal balance	4,584	1,260
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Aggregate portfolio principal balance	161,247	201,708
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Aggregate portfolio principal balance	30,895	10,713
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Aggregate portfolio principal balance	96,548	77,566
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Aggregate portfolio principal balance	2,931	2,999
Consumer Portfolio Segment [Member]
Aggregate portfolio principal balance	30,393	39,406
Commercial Portfolio Segment [Member]
Aggregate portfolio principal balance	221,885	214,890
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Aggregate portfolio principal balance	164,727	150,109
Commercial Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Aggregate portfolio principal balance	$ 57,158	$ 64,781

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Loans Receivable, Fair Value Disclosure	$ 15,176,000		$ 15,176,000		$ 14,035,000
Fair Value, Nonrecurring [Member]
Assets, Fair Value Disclosure					0
Residential Mortgage [Member]
Loans Receivable, Fair Value Disclosure	15,200,000	$ 14,200,000	15,200,000	$ 14,200,000
Increase (Decrease) in Finance Receivables	(343,000)	(816,000)	(285,000)	(1,800,000)
Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Loans Receivable, Fair Value Disclosure	15,200,000		15,200,000		14,000,000
Financing Receivable, before Allowance for Credit Loss	17,100,000		17,100,000		$ 15,600,000
Increase (Decrease) in Finance Receivables	$ (343,000)	$ (816,000)	$ (285,000)	$ (1,800,000)

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements - Schedule of Financial Assets and Liabilities on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available-for-sale	$ 251,917	$ 229,252
Loans receivable, at fair value	18,636	20,093
US Government Agencies Debt Securities [Member]
Securities available-for-sale	17,096	17,288
Corporate Debt Securities [Member]
Securities available-for-sale	6,354	8,545
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale	89,607	69,966
U.S. Small Business Administration Securities [Member]
Securities available-for-sale	30,239	12,851
Fair Value, Recurring [Member]
Mortgage loans held for sale, at fair value	18,636	20,093
Loans receivable, at fair value	15,176	14,035
Assets, Fair Value Disclosure	300,765	273,521
Financial liabilities	(90)	(38)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Assets, Fair Value Disclosure	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Mortgage loans held for sale, at fair value	18,636	20,093
Loans receivable, at fair value	15,176	14,035
Assets, Fair Value Disclosure	300,569	273,414
Financial liabilities	(90)	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Assets, Fair Value Disclosure	196	107
Financial liabilities	0	(38)
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available-for-sale	17,096	17,288
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	17,096	17,288
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available-for-sale	6,354	8,545
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	6,354	8,545
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	108,621	120,602
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	108,621	120,602
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale	89,607	69,966
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	89,607	69,966
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member]
Securities available-for-sale	30,239	12,851
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	30,239	12,851
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	355	164
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	355	164
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Derivative asset	14,485	9,870
Financial liabilities	(90)
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Financial liabilities	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	14,485	9,870
Financial liabilities	(90)
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	0	0
Financial liabilities	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	175	107
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	175	107
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative asset	21	(38)
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	$ 21	$ (38)

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements - Schedule of Financial Assets on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
MSR		$ 0
Mortgage Servicing Rights [Member]
MSR	$ 38,858
Fair Value, Inputs, Level 1 [Member] | Mortgage Servicing Rights [Member]
MSR	0
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member]
MSR	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
MSR	$ 38,858

Note 11 - Fair Value Measurem_6

Note 11 - Fair Value Measurements - Schedule of Schedule of Financial Assets and Liabilities on a Recurring and Non-recurring Basis (Details) - Fair Value, Inputs, Level 3 [Member]	Sep. 30, 2023	Dec. 31, 2022
Minimum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	80
Minimum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	80
Minimum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	0
Maximum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	99
Maximum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	99
Maximum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	50
Weighted Average [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	91.4	92.5
Weighted Average [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	91.4	92.5
Weighted Average [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	6.3	8.2

Note 11 - Fair Value Measurem_7

Note 11 - Fair Value Measurements - Schedule of Reconciliation of Financial Assets and Liabilities with Unobservable Inputs (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest Rate Lock Commitments [Member]
Beginning Balance		$ 273	$ 184	$ 107	$ 757
Purchases and Issuance		1,109	472	3,051	2,589
Sales and Settlements		(1,207)	(828)	(2,983)	(3,518)
Ending Balance		175	(172)	175	(172)
Gain (Loss) Included in Earnings	[1]	(98)	(356)	68	(929)
Gain (Loss) Included in Other Comprehensive Income (Loss)	[2]	0	0	0	0
Mandatory and Best Effort Forward Commitments [Member]
Beginning Balance		123	518	(38)	808
Purchases and Issuance		0	899	410	5,972
Sales and Settlements		(102)	(1,123)	(351)	(6,486)
Ending Balance		21	294	21	294
Gain (Loss) Included in Earnings	[1]	(102)	(224)	(59)	(514)
Gain (Loss) Included in Other Comprehensive Income (Loss)	[2]	$ 0	$ 0	$ 0	$ 0
[1]Relating to items held at end of period included in income.[2]Relating to items held at end of period included in other comprehensive income (loss).

Note 11 - Fair Value Measurem_8

Note 11 - Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Certificates of deposit at other financial institutions	$ 17,636	$ 4,712
Securities available-for-sale	251,917	229,252
Securities held-to-maturity, gross	7,424	7,929
Loans receivable, at fair value	18,636	20,093
FHLB stock, at cost	3,696	10,611
Loans receivable, at fair value	15,176	14,035
Accrued interest receivable	13,925	11,144
Borrowings	121,895	186,528
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	80,673	41,437
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	17,636	4,712
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	80,673	41,437
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	17,636	4,712
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Securities available-for-sale	251,917	229,252
Securities held-to-maturity, gross	8,500	8,500
Loans receivable, at fair value	18,636	20,093
FHLB stock, at cost	3,696	10,611
Derivative asset	14,485	9,870
Loans receivable, at fair value	15,176	14,035
Accrued interest receivable	13,925	11,144
Deposits	2,454,444	2,127,741
Borrowings	121,895	186,528
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Accrued interest payable	3,966	2,270
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	355	164
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Interest Rate Swap [Member]
Derivative liability, fair value	90	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Securities available-for-sale	251,917	229,252
Securities held-to-maturity, gross	7,424	7,929
Loans receivable, at fair value	18,636	20,093
FHLB stock, at cost	3,696	10,611
Derivative asset	14,485	9,870
Loans receivable, at fair value	15,176	14,035
Accrued interest receivable	13,925	11,144
Deposits	2,437,603	2,105,926
Borrowings	121,382	186,188
Subordinated notes, excluding unamortized debt issuance costs	42,743	44,500
Accrued interest payable	3,966	2,270
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	355	164
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Derivative liability, fair value	90	0
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Commercial	2,390,897	2,204,817
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mortgage Servicing Rights [Member]
MSR, held at lower of cost or fair value	17,657	18,017
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	175	107
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative asset	21	0
Derivative liability, fair value	0	38
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Commercial	2,279,968	2,153,769
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mortgage Servicing Rights [Member]
MSR, held at lower of cost or fair value	38,858	35,478
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	175	107
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative asset	21	0
Derivative liability, fair value	$ 0	$ 38

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 8,953	$ 8,458	$ 26,281	$ 22,027
Dividends and undistributed earnings allocated to participating securities	(143)	(153)	(423)	(414)
Net income available to common shareholders	$ 8,810	$ 8,305	$ 25,858	$ 21,613
Basic weighted average common shares outstanding (in shares)	7,667,981	7,605,360	7,643,086	7,800,390
Dilutive shares (in shares)	112,449	102,402	125,662	122,456
Diluted weighted average common shares outstanding (in shares)	7,780,430	7,707,762	7,768,748	7,922,846
Basic earnings per share (in dollars per share)	$ 1.15	$ 1.09	$ 3.38	$ 2.77
Diluted earnings per share (in dollars per share)	$ 1.13	$ 1.08	$ 3.33	$ 2.73
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. (in shares)	64,256	84,540	55,174	62,544

Note 13 - Stock-based Compens_3

Note 13 - Stock-based Compensation (Details Textual) - The 2018 Equity Incentive Plan [Member] - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	May 17, 2018
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)					1,300,000
Share-Based Payment Arrangement, Expense	$ 590,000	$ 500,000	$ 1,600,000	$ 1,400,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Expected Contractual Term Forfeiture Rate			3.10%
Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			1 year
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			5 years 6 months
Share-Based Payment Arrangement, Tranche Three [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			3 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			6 years
Share-Based Payment Arrangement, Tranche Four [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			6 years 6 months
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)					326,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	76,622		76,622
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 6 months
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 2,700,000		$ 2,700,000
Restricted Stock [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			1 year
Restricted Stock [Member] | Director [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			3 years
Restricted Stock [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	253,532		253,532
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)			10 years
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 1,800,000		$ 1,800,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 7 months 6 days
Share-Based Payment Arrangement, Option [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)			10 years
Share-Based Payment Arrangement, Option [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			1 year
Share-Based Payment Arrangement, Option [Member] | Director [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			3 years
Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage			20%
Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years

Note 13 - Stock-based Compens_4

Note 13 - Stock-based Compensation - Schedule of Stock Option Awards (Details) - The 2018 Equity Incentive Plan [Member]	9 Months Ended		12 Months Ended
	Sep. 30, 2023 USD ($) $ / shares shares		Dec. 31, 2022 USD ($) $ / shares shares
Outstanding, options (in shares)	647,832
Outstanding, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 26.67
Outstanding, Weighted Average Remaining Contractual Term (Year)	6 years 7 months 9 days		6 years 10 months 2 days
Outstanding, Intrinsic Value | $	$ 2,073,328		$ 4,627,255
Granted, options (in shares)	103,000
Granted, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 30.73
Granted, Intrinsic Value | $	$ 0
Less exercised, options (in shares)	19,121
Less exercised, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 12.76
Less exercised, Intrinsic Value | $	$ 337,279
Less forfeited or expired, options (in shares)	35,119
Less forfeited or expired, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 33.25
Less forfeited or expired, Intrinsic Value | $	$ 0
Outstanding, options (in shares)	696,592		647,832
Outstanding, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 27.36		$ 26.67
Expected to vest, options (in shares)	682,861	[1]
Exercisable, options (in shares)	417,775
Exercisable, Weighted Average Exercise Price (in dollars per share) | $ / shares	$ 25.76
Exercisable, Weighted Average Remaining Contractual Term (Year)	5 years 3 months 29 days
Exercisable, Intrinsic Value | $	$ 1,679,133
[1]Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years.

Note 13 - Stock-based Compens_5

Note 13 - Stock-based Compensation - Schedule of Restricted Stock Awards (Details) - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2023 $ / shares shares
Balance, RSA (in shares) | shares	118,530
Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 28.85
Granted, RSA (in shares) | shares	37,600
Granted, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 30.73
Less Vested, RSA (in shares) | shares	44,462
Less vested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 28.24
Less forfeited or expired, RSA (in shares) | shares	9,524
Less forfeited or expired, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 30.96
Balance, RSA (in shares) | shares	102,144
Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 29.61

Note 14 - Regulatory Capital (D

Note 14 - Regulatory Capital (Details Textual)	Sep. 30, 2023	Dec. 31, 2022
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual	0.089	0.097
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual	0.102	0.107
Banking Regulation, Total Risk-Based Capital Ratio, Actual	0.134	0.14
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual	0.102	0.107

Note 14 - Regulatory Capital -

Note 14 - Regulatory Capital - Schedule of Comparison (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022
Actual, Capital, Rate	0.134	0.14
Actual, Tier 1 Risk-based Rate	0.102	0.107
Actual, Tier 1 Leverage Rate	0.089	0.097
Actual, CET 1 Rate	0.102	0.107
First Security Bank of Washington, Subsidiary [Member]
Actual, Capital	$ 330,533
Actual, Capital, Rate	0.1306
Capital Adequacy, Total	$ 202,483
Capital Adequacy, Total Rate	0.08
Capital Adequacy, Total Risk-based with Buffer	$ 265,759
Capital Adequacy, Total Risk-based with Buffer, Rate	0.105
Well Capitalized, Total Capital	$ 253,104
Well Capitalized, Total Capital Rate	0.10
Actual, Tier 1 Risk-based	$ 298,887
Actual, Tier 1 Risk-based Rate	0.1181
Capital Adequacy, Tier 1 Risk-based	$ 151,862
Capital Adequacy, Tier 1 Risk-based Rate	0.06
Capital Adequacy, Tier 1 Risk-based with Buffer	$ 215,138
Capital Adequacy, Tier 1 Risk-based with Buffer, Rate	0.085
Well Capitalized, Tier 1 Risk-based	$ 202,483
Well Capitalized, Tier 1 Risk-based Rate	0.08
Actual, Tier 1 Leverage	$ 298,887
Actual, Tier 1 Leverage Rate	0.1026
Capital Adequacy, Tier 1 Leverage	$ 116,478
Capital Adequacy, Tier 1 Leverage Rate	0.04
Well Capitalized, Tier 1 Leverage	$ 145,598
Well Capitalized, Tier 1 Leverage Rate	0.05
Actual, CET 1	$ 298,887
Actual, CET 1 Rate	0.1181
Capital Adequacy, CET 1	$ 113,897
Capital Adequacy, CET 1 Rate	0.045
Capital Adequacy, CET 1 with Buffer	$ 177,173
Capital Adequacy, CET 1 with Buffer , Rate	0.07
Well Capitalized, CET 1	$ 164,518
Well Capitalized, CET 1 Rate	0.065

Note 15 - Business Segments (De

Note 15 - Business Segments (Details Textual)	3 Months Ended			9 Months Ended
	Sep. 30, 2023 USD ($)		Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Number of Operating Segments	2			2
Number of Bank Branches	27			27
Loans Receivable, Fair Value Disclosure	$ 15,176,000			$ 15,176,000		$ 14,035,000
Noninterest Expense	23,586,000	[1]	$ 19,338,000	71,314,000	$ 57,334,000
Home Lending [Member]
Noninterest Expense	5,047,000	[1]	4,867,000	15,215,000	14,456,000
Home Lending [Member] | Allocated Overhead Expense [Member]
Noninterest Expense	1,500,000		1,500,000	4,700,000	4,700,000
Residential Mortgage [Member]
Increase (Decrease) in Finance Receivables	(343,000)		(816,000)	(285,000)	(1,800,000)
Loans Receivable, Fair Value Disclosure	$ 15,200,000		$ 14,200,000	$ 15,200,000	$ 14,200,000
[1]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three and nine months ended September 30, 2023 and 2022, the Home Lending segment included allocated overhead expenses of $1.5 million and $4.7 million, respectively.

Note 15 - Business Segments - S

Note 15 - Business Segments - Schedule of Segment Financial Results (Details) $ in Thousands		3 Months Ended			9 Months Ended
		Sep. 30, 2023 USD ($)		Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)
Net interest income (1)	[1]	$ 30,634		$ 27,527	$ 92,848	$ 74,978
Provision for credit losses		(548)		(1,718)	(3,372)	(4,632)
Noninterest income (2)		4,982	[2]	4,181	15,034	14,412
Noninterest expense (3)		(23,586)	[3]	(19,338)	(71,314)	(57,334)
Income before provision for income taxes		11,482		10,652	33,196	27,424
Provision for income taxes		(2,529)		(2,194)	(6,915)	(5,397)
Net income		8,953		8,458	26,281	22,027
Total average assets for period ended		$ 2,901,386		$ 2,499,982	$ 2,809,509	$ 2,376,366
Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		562		529	562	529
Commercial And Consumer Banking [Member]
Net interest income (1)	[1]	$ 27,563		$ 24,620	$ 83,332	$ 66,983
Provision for credit losses		(437)		(1,811)	(2,555)	(3,727)
Noninterest income (2)		2,680	[2]	3,314	7,766	7,944
Noninterest expense (3)		(18,539)	[3]	(14,471)	(56,099)	(42,878)
Income before provision for income taxes		11,267		11,652	32,444	28,322
Provision for income taxes		(2,480)		(2,400)	(6,758)	(5,583)
Net income		8,787		9,252	25,686	22,739
Total average assets for period ended		$ 2,361,014		$ 2,072,614	$ 2,288,996	$ 1,972,376
Commercial And Consumer Banking [Member] | Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		434		389	434	389
Home Lending [Member]
Net interest income (1)	[1]	$ 3,071		$ 2,907	$ 9,516	$ 7,995
Provision for credit losses		(111)		93	(817)	(905)
Noninterest income (2)		2,302	[2]	867	7,268	6,468
Noninterest expense (3)		(5,047)	[3]	(4,867)	(15,215)	(14,456)
Income before provision for income taxes		215		(1,000)	752	(898)
Provision for income taxes		(49)		206	(157)	186
Net income		166		(794)	595	(712)
Total average assets for period ended		$ 540,372		$ 427,368	$ 520,513	$ 403,990
Home Lending [Member] | Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		128		140	128	140
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three and nine months ended September 30, 2023, the Company recorded a net decrease in fair value of $343,000 and $285,000, as compared to a net decrease in fair value of $816,000 and $1.8 million for the three and nine months ended September 30, 2022, respectively. As of September 30, 2023 and 2022, there were $15.2 million and $14.2 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[3]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three and nine months ended September 30, 2023 and 2022, the Home Lending segment included allocated overhead expenses of $1.5 million and $4.7 million, respectively.

Note 16 - Goodwill and Other _3

Note 16 - Goodwill and Other Intangible Assets (Details Textual)			3 Months Ended		9 Months Ended		12 Months Ended
	Feb. 24, 2023 USD ($)	Jan. 22, 2016	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)	Nov. 30, 2018
Goodwill			$ 3,592,000		$ 3,592,000		$ 2,312,000
Goodwill, Impairment Loss							0
Amortization of Intangible Assets			1,002,000	$ 173,000	2,484,000	$ 518,000
Core Deposits [Member]
Impairment of Intangible Assets, Finite-Lived					0
Amortization of Intangible Assets			$ 1,000,000	$ 173,000	$ 2,484,000	$ 518,000	$ 691,000
Bank of America [Member]
Number of Businesses Acquired		4
Bank of America [Member] | Core Deposits [Member]
Number of Businesses Acquired		4
Finite-Lived Intangible Asset, Useful Life (Year)		9 years
Columbia State Bank [Member]
Goodwill	$ 1,280,000
Number of Businesses Acquired	7
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years		10 years		10 years
Anchor Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)								10 years

Note 16 - Goodwill and Other _4

Note 16 - Goodwill and Other Intangible Assets - Schedule of Changes in Intangible Assets (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Balance, net			$ 3,369,000
Amortization	$ (1,002,000)	$ (173,000)	(2,484,000)	$ (518,000)
Balance, net	18,323,000		18,323,000		$ 3,369,000
Core Deposits [Member]
Balance			7,490,000	7,490,000	7,490,000
Balance, accumulated amortization			(4,121,000)	(3,430,000)	(3,430,000)
Balance, net			3,369,000	4,060,000	4,060,000
Amortization	(1,000,000)	$ (173,000)	(2,484,000)	$ (518,000)	(691,000)
Additions as a result of the Branch Purchase			17,438,000
Additions as a result of the Branch Purchase, net			17,438,000
Balance	24,928,000		24,928,000		7,490,000
Balance, accumulated amortization	(6,605,000)		(6,605,000)		(4,121,000)
Balance, net	$ 18,323,000		$ 18,323,000		$ 3,369,000

Note 16 - Goodwill and Other _5

Note 16 - Goodwill and Other Intangible Assets - Schedule of Amortization (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Dec. 31, 2021
Total	$ 18,323	$ 3,369
Core Deposits [Member]
Remainder of 2023	980
2024	3,633
2025	3,191
2026	2,846
2027	2,500
Thereafter	5,173
Total	$ 18,323	$ 3,369	$ 4,060

Note 17 - Revenue From Contra_3

Note 17 - Revenue From Contracts With Customers - Schedule of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Noninterest income	$ 1,240		$ 812	$ 3,424	$ 2,380
Noninterest income (out-of-scope and/or immaterial to Topic 606)	3,742		3,369	11,610	12,032
Total noninterest income	4,982	[1]	4,181	15,034	14,412
Debit Card [Member]
Noninterest income	867		575	2,388	1,702
Bank Servicing [Member]
Noninterest income	$ 373		$ 237	$ 1,036	$ 678
[1]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three and nine months ended September 30, 2023, the Company recorded a net decrease in fair value of $343,000 and $285,000, as compared to a net decrease in fair value of $816,000 and $1.8 million for the three and nine months ended September 30, 2022, respectively. As of September 30, 2023 and 2022, there were $15.2 million and $14.2 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.