FS Bancorp (FSBW) 10-K 15 Mar 24 2023 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2023	Mar. 14, 2024	Jun. 30, 2023
Document Information [Line Items]
Entity Central Index Key	0001530249
Entity Registrant Name	FS Bancorp, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2023
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Document Transition Report	false
Entity File Number	001-35589
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	45-4585178
Entity Address, Address Line One	6920 220th Street SW
Entity Address, City or Town	Mountlake Terrace
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98043
City Area Code	425
Local Phone Number	771-5299
Title of 12(b) Security	Common Stock, $0.01 par value per share
Trading Symbol	FSBW
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction [Flag]	true
Document Financial Statement Restatement Recovery Analysis [Flag]	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,805,795
Entity Public Float			$ 204,018,515
Auditor Firm ID	659
Auditor Name	Moss Adams LLP
Auditor Location	Everett, Washington

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 17,083	$ 10,525
Interest-bearing deposits at other financial institutions	48,608	30,912
Total cash and cash equivalents	65,691	41,437
Certificates of deposit at other financial institutions	24,167	4,712
Securities available-for-sale, at fair value	292,933	229,252
Securities held-to-maturity, net of allowance for credit losses of $45 and $31, respectively (fair value of $7,666 and $7,929, respectively)	8,455	8,469
Loans held for sale, at fair value	25,668	20,093
Loans receivable, net (includes $15,088 and $14,035, at fair value, respectively)	2,401,481	2,190,860
Accrued interest receivable	14,005	11,144
Premises and equipment, net	30,578	25,119
Operating lease right-of-use (“ROU”) assets	6,627	6,226
Federal Home Loan Bank (“FHLB”) stock, at cost	2,114	10,611
Other real estate owned (“OREO”)	0	570
Deferred tax asset, net	6,725	6,670
Bank owned life insurance (“BOLI”), net	37,719	36,799
MSRs held for sale, held at the lower of cost or fair value	8,086	0
Goodwill	3,592	2,312
Core deposit intangible, net	17,343	3,369
Other assets	18,395	17,240
TOTAL ASSETS	2,972,669	2,632,900
LIABILITIES
Noninterest-bearing accounts	670,831	554,174
Interest-bearing accounts	1,851,492	1,573,567
Total deposits	2,522,323	2,127,741
Borrowings	93,746	186,528
Principal amount	50,000	50,000
Unamortized debt issuance costs	(473)	(539)
Total subordinated notes less unamortized debt issuance costs	49,527	49,461
Total, operating lease	6,848	6,474
Other liabilities	35,737	30,999
Total liabilities	2,708,181	2,401,203
COMMITMENTS AND CONTINGENCIES (NOTE 13)
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value; 45,000,000 shares authorized; 7,800,545 and 7,736,185 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	78	77
Additional paid-in capital	57,362	55,187
Retained earnings	230,354	202,065
Accumulated other comprehensive loss, net of tax	(23,306)	(25,632)
Total stockholders’ equity	264,488	231,697
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	2,972,669	2,632,900
Mortgage Servicing Rights [Member]
ASSETS
Mortgage servicing rights (“MSRs”), held at the lower of cost or fair value	$ 9,090	$ 18,017

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Securities held-to-maturity, allowance for losses	$ 45	$ 31
Securities held-to-maturity, at fair value	7,666	7,929
Loans receivable, at fair value	$ 15,088	$ 14,035
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized (in shares)	5,000,000	5,000,000
Preferred Stock, Shares Issued (in shares)	0	0
Preferred Stock, Shares Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized (in shares)	45,000,000	45,000,000
Common Stock, Shares, Issued (in shares)	7,800,545	7,736,185
Common Stock, Shares, Outstanding (in shares)	7,800,545	7,736,185

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)		12 Months Ended
		Dec. 31, 2023		Dec. 31, 2022		Dec. 31, 2021
INTEREST INCOME
Loans receivable, including fees		$ 154,945,000		$ 111,648,000		$ 90,737,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions		12,247,000		7,046,000		5,637,000
Total interest and dividend income		167,192,000		118,694,000		96,374,000
INTEREST EXPENSE
Deposits		36,751,000		9,420,000		6,929,000
Borrowings		5,196,000		3,052,000		1,074,000
Subordinated notes		1,942,000		1,942,000		1,722,000
Total interest expense		43,889,000		14,414,000		9,725,000
NET INTEREST INCOME		123,303,000	[1]	104,280,000	[1]	86,649,000	[2]
PROVISION FOR CREDIT LOSSES		4,774,000		6,217,000		500,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		118,529,000		98,063,000		86,149,000
NONINTEREST INCOME
Service charges and fee income		11,138,000		8,525,000		4,349,000
Gain on sale of loans		6,711,000		7,917,000		31,083,000
Earnings on cash surrender value of BOLI		920,000		876,000		866,000
Other noninterest income		1,721,000		790,000		1,215,000
Total noninterest income		20,490,000	[3]	18,108,000	[4]	37,513,000	[3]
NONINTEREST EXPENSE
Salaries and benefits		53,622,000		47,632,000		49,721,000
Operations		13,070,000		10,743,000		10,791,000
Occupancy		6,378,000		5,165,000		4,892,000
Data processing		6,852,000		6,062,000		4,951,000
(Gain) loss on sale of OREO		(148,000)		0		9,000
Loan costs		2,574,000		2,718,000		2,795,000
Professional and board fees		2,584,000		3,154,000		3,181,000
Federal Deposit Insurance Corporation (“FDIC”) insurance		2,392,000		1,224,000		636,000
Marketing and advertising		1,349,000		897,000		634,000
Acquisition costs		1,562,000		898,000		0
Amortization of core deposit intangible		3,464,000		691,000		691,000
Impairment (recovery) of MSRs		48,000		(1,000)		(2,059,000)
Total noninterest expense	[5]	93,747,000		79,183,000		76,242,000
INCOME BEFORE PROVISION FOR INCOME TAXES		45,272,000		36,988,000		47,420,000
PROVISION FOR INCOME TAXES		9,219,000		7,339,000		10,008,000
Net income		$ 36,053,000		$ 29,649,000		$ 37,412,000
Basic earnings per share (in dollars per share)		$ 4.63		$ 3.75		$ 4.48
Diluted earnings per share (in dollars per share)		$ 4.56		$ 3.7		$ 4.37
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[3]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[4]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[5]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the years ended December 31, 2023, 2022, and 2021, the Home Lending segment included allocated overhead expenses of $6.1 million, $6.2 million, and $7.3 million, respectively.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net income	$ 36,053	$ 29,649	$ 37,412
Securities available-for-sale:
Unrealized gain (loss) during period	6,779	(41,849)	(5,150)
Income tax (provision) benefit related to unrealized holding gain (loss)	(1,458)	8,998	1,108
Derivative financial instruments:
Unrealized derivative gain during period	1,651	9,844	1,706
Income tax provision related to unrealized derivative gain	(355)	(2,116)	(367)
Reclassification adjustment for realized (gain) loss, net included in net income	(5,465)	(970)	538
Income tax provision (benefit) related to reclassification, net	1,174	209	(116)
Other comprehensive income (loss), net of tax	2,326	(25,884)	(2,281)
COMPREHENSIVE INCOME	$ 38,379	$ 3,765	$ 35,131

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	AOCI Attributable to Parent [Member]	Unearned ESOP Shares [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Unearned ESOP Shares [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Total
Balance (in shares) at Dec. 31, 2020		8,475,912
Balance at Dec. 31, 2020		$ 85		$ 81,275		$ 146,405		$ 2,533		$ (291)		$ 230,007
Net income		0		0		37,412		0		0		37,412
Dividends paid		0		0		(4,602)		0		0		(4,602)
Share-based compensation		0		1,446		0		0		0		1,446
Restricted stock awards		$ 0		0		0		0		0		0
Common stock repurchased - repurchase plan (in shares)		(518,383)
Common stock repurchased - repurchase plan		$ (4)		(13,957)		0		0		0		(13,961)
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)		(5,970)
Common stock repurchased for employee/director taxes paid on restricted stock awards		$ 0		(211)		0		0		0		(211)
Stock options exercised, net (in shares)		176,978
Stock options exercised, net		$ 1		(2,077)		0		0		0		(2,076)
Other comprehensive loss, net of tax		0		0		0		(2,281)		0		(2,281)
ESOP shares allocated		$ 0		1,482		0		0		291		1,773
Balance (in shares) at Dec. 31, 2021		8,169,887
Balance at Dec. 31, 2021		$ 82		67,958		179,215		252		0		247,507
Net income		0		0		29,649		0		0		29,649
Dividends paid		0		0		(7,096)		0		0		(7,096)
Share-based compensation		0		1,971		0		0		0		1,971
Restricted stock awards		$ 0		0		0		0		0		0
Common stock repurchased - repurchase plan (in shares)		(544,530)
Common stock repurchased - repurchase plan		$ (5)		(15,623)		0		0		0		(15,628)
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)		(6,150)
Common stock repurchased for employee/director taxes paid on restricted stock awards		$ 0		(190)		0		0		0		(190)
Stock options exercised, net (in shares)		64,994
Stock options exercised, net		$ 0		568		0		0		0		568
Other comprehensive loss, net of tax		$ 0		0		0		(25,884)		0		(25,884)
Issuance of common stock- employee stock purchase plan (in shares)		16,934
Issuance of common stock- employee stock purchase plan		$ 0		503		0		0		0		503
Balance (in shares) at Dec. 31, 2022		7,736,185
Balance at Dec. 31, 2022	$ 0	$ 77	$ 0	55,187	$ 297	202,065	$ 0	(25,632)	$ 0	$ 0	$ 297	231,697
Net income		0		0		36,053		0				36,053
Dividends paid		0		0		(7,764)		0				(7,764)
Share-based compensation		0		2,010		0		0				2,010
Restricted stock awards		$ 0		0		0		0				0
Common stock repurchased - repurchase plan (in shares)		(32,334)
Common stock repurchased - repurchase plan		$ 0		(223)		0		0				(223)
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)		(11,446)
Common stock repurchased for employee/director taxes paid on restricted stock awards		$ 0		(355)		0		0				(355)
Stock options exercised, net (in shares)		47,734
Stock options exercised, net		$ 0		(273)		0		0				(273)
Other comprehensive loss, net of tax		$ 0		0		0		2,326				2,326
Issuance of common stock- employee stock purchase plan (in shares)		32,330
Issuance of common stock- employee stock purchase plan		$ 1		1,016		0		0				1,017
Restricted stock awards (in shares)		37,600
Restricted stock awards forfeited		$ 0		0		0		0				0
Balance (in shares) at Dec. 31, 2023		7,800,545
Balance at Dec. 31, 2023		$ 78		$ 57,362		$ 230,354		$ (23,306)				$ 264,488

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Dividends paid, per share (in dollars per share)	$ 1	$ 0.9	$ 0.56

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net income	$ 36,053	$ 29,649	$ 37,412
Adjustments to reconcile net income to net cash from operating activities
Provision for credit losses	4,774	6,217	500
Depreciation, amortization and accretion	12,649	14,004	15,183
Compensation expense related to stock options and restricted stock awards	2,010	1,971	1,446
ESOP compensation expense for allocated shares	0	0	1,773
(Benefit) provision for deferred income taxes	(693)	(844)	1,750
Earnings on cash surrender value of BOLI	(920)	(876)	(866)
Gain on sale of loans held for sale	(6,711)	(7,321)	(30,977)
Gain on sale of portfolio loans	0	(596)	(106)
Origination of loans held for sale	(377,144)	(566,898)	(1,353,636)
Proceeds from sale of loans held for sale	411,484	708,400	1,444,305
Impairment (recovery) of MSRs	48	(1)	(2,059)
(Gain) loss on sale of OREO	(148)	0	9
Changes in operating assets and liabilities
Accrued interest receivable	(2,331)	(3,550)	(564)
Other assets	(4,495)	2,127	(3,670)
Other liabilities	3,093	2,616	(1,491)
Net cash from operating activities	77,669	184,898	109,009
CASH FLOWS FROM (USED BY) INVESTING ACTIVITIES
Maturities, prepayments, and calls	17,295	21,201	29,863
Purchases	(76,030)	(22,968)	(130,138)
Purchases	0	(1,000)	0
Maturities of certificates of deposit at other financial institutions	4,186	5,830	1,736
Purchase of certificates of deposit at other financial institutions	(23,641)	0	0
Portfolio loan originations and principal collections, net	(185,024)	(534,335)	(214,133)
Net cash from acquisitions	336,157	0	0
Proceeds from sale of portfolio loans	0	39,034	2,699
Purchase of portfolio loans	(2,818)	(5,736)	(1,618)
Proceeds from sale of OREO, net	718	145	81
Purchase of premises and equipment	(1,671)	(1,551)	(1,984)
Proceeds from bank owned life insurance death benefits	0	1,169	0
Change in FHLB stock, net	8,497	(5,833)	2,661
Net cash from (used by) investing activities	77,669	(504,044)	(310,833)
CASH FLOWS (USED BY) FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(30,704)	211,935	241,537
Proceeds from borrowings	2,164,338	3,003,617	148,907
Repayments of borrowings	(2,257,120)	(2,859,617)	(272,188)
Dividends paid on common stock	(7,764)	(7,096)	(4,602)
Net proceeds from issuance of subordinated notes	0	0	49,333
Repayment of subordinated notes	0	0	(10,000)
Stock options exercised, net	(273)	568	(2,076)
Common stock repurchased for employee/director taxes paid on restricted stock awards	(355)	(190)	(211)
Issuance of common stock - employee stock purchase plan	1,017	503	0
Common stock repurchased	(223)	(15,628)	(13,961)
Net cash (used by) from financing activities	(131,084)	334,092	136,739
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	24,254	14,946	(65,085)
CASH AND CASH EQUIVALENTS, beginning of year	41,437	26,491	91,576
CASH AND CASH EQUIVALENTS, end of year	65,691	41,437	26,491
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION
Interest on deposits and borrowings	38,744	10,968	8,174
Income taxes	10,396	4,693	11,083
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in unrealized gain (loss) on available-for-sale investment securities	6,779	(41,849)	(5,150)
Change in unrealized (loss) gain on fair value and cash flow hedges	(3,814)	8,857	2,244
Retention in gross MSRs from loan sales	2,772	5,400	9,760
OREO received in settlement of loans	0	145	0
Transfer of closed retail branch to OREO	0	570	0
ROU assets in exchange for lease liabilities	2,034	3,049	979
Acquisitions:
Assets acquired	87,512	0	0
Liabilities assumed	$ 424,949	$ 0	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	1 Nature of Operations September 2011 1st “1st July 9, 2012. February 24, 2023, 1st February 27, 2023. Financial Statement Presentation Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two Principles of Consolidation 1st Segment Reporting two 21 Subsequent Events December 31, 2023 January 31, 2024, January 31, 2024. Error Corrections Earnings Per Share Prior presentations of earnings per share were revised due to the improper inclusion of certain unvested shares of the Company’s commons stock in the denominator of basic and diluted earnings per share. As a result of the inclusion, earnings per share was understated for the year ended December 31, 2021. December 31, 2021 Cash and Cash Equivalents 90 may December 31, 2023 2022 Securities not may Management no 326 30, third 3 Federal Home Loan Bank Stock December 31, 2023 2022 December 31, 2023 2022 Management evaluates FHLB stock for impairment annually. Management’s determination of whether these investments are impaired is based on its assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as ( 1 2 3 4 December 31, 2023, 2022, 2021 Loans Held for Sale Other Real Estate Owned – Derivatives The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and resulting designation. The Company’s hedging policies permit the use of various derivative financial instruments to manage interest rate risk or to hedge specified assets and liabilities. To qualify for hedge accounting, derivatives must be highly effective at reducing the risk associated with the exposure being hedged and must be designated as a hedge at the inception of the derivative contract. If derivative instruments are designated as fair value hedges, and such hedges are highly effective, both the change in the fair value of the hedge and the hedged item are included in current earnings. If derivative instruments are designated as cash flow hedges, fair value adjustments related to the effective portion are recorded in other comprehensive income and are reclassified to earnings when the hedged transaction is reflected in earnings. Ineffective portions of cash flow hedges are reflected in earnings as they occur. Actual cash receipts and/or payments and related accruals on derivatives related to hedges are recorded as adjustments to the interest income or interest expense associated with the hedged item. During the life of the hedge, the Company formally assesses whether derivatives designated as hedging instruments continue to be highly effective in offsetting changes in the fair value or cash flows of hedged items. If it is determined that a hedge has ceased to be highly effective, the Company will discontinue hedge accounting prospectively. At such time, previous adjustments to the carrying value of the hedged item are reversed into current earnings and the derivative instrument is reclassified to a trading position recorded at fair value. For derivatives not Loans Receivable Income Recognition on Nonaccrual Loans and Securities may 90 not six no Allowance for Credit Losses on Held-to-Maturity Securities – The held-to-maturity portfolio consists entirely of corporate securities. Securities are generally rated investment grade. Securities are analyzed individually to establish a reserve. Allowance for Credit Losses on Available-for-Sale Securities – first not not Changes in the ACL are recorded as a provision for (recovery of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available-for-sale debt securities is not Allowance for Credit Losses on Loans – may not Management utilizes relevant available information, from internal and external sources, relating to past events, current conditions, historical loss experience, and reasonable and supportable forecasts. The lookback period in the analysis includes historical data from 2009 not may Collective Assessment – The Company has elected a non-discounted cash flow methodology with probability of default (“PD”) and loss given default (“LGD”) for all call report code cohorts (“cohorts”), with the exception of the indirect and marine portfolios which are evaluated under a vintage methodology. The vintage methodology measures the expected loss calculation for future periods based on historical performance by the origination period of loans with similar life cycles and risk characteristics. Guaranteed portions of loans are measured with zero The PD calculation looks at the historical loan portfolio at particular points in time (each month during the lookback period) to determine the probability that loans in a certain cohort will default over the next 12 90 zero The LGD calculation looks at actual losses (net charge-offs) experienced over the entire lookback period for each cohort of loans. The aggregate loss amount is divided by the exposure at default to determine an LGD rate. All defaults (non-accrual, charge-off, or greater than 90 not The Company utilizes reasonable and supportable forecasts of future economic conditions when estimating the ACL on loans. The calculation includes a 12 12 The Company recognizes that all significant factors that affect the collectability of the loan portfolio must be considered to determine the estimated credit losses as of the evaluation date. Furthermore, the methodology, in and of itself and even when selectively adjusted by comparison to market and peer data, does not Individual Assessment – not Where the primary and/or expected source of repayment of a specific loan is believed to be the future liquidation of available collateral, impairment will generally be measured based upon expected future collateral proceeds, net of disposition expenses including sales commissions as well as other costs potentially necessary to sell the asset(s) (i.e., past due taxes, liens, etc.). Estimates of future collateral proceeds will be based upon available appraisals, reference to recent valuations of comparable properties, use of consultants or other professionals with relevant market and/or property-specific knowledge, and any other sources of information believed appropriate by management under the specific circumstances. When appraisals are ordered to support the impairment analysis of an impaired loan, the appraisal is reviewed by the Company’s internal appraisal reviewer. Where the primary and/or expected source of repayment of a specific loan is believed to be the receipt of principal and interest payments from the borrower and/or the refinancing of the loan by another creditor, impairment will generally be measured based upon the present value of expected proceeds discounted at the contractual interest rate. Expected refinancing proceeds may Determining the Contractual Term – Allowance for Credit Losses on Unfunded Commitments – Premises and Equipment, Net three Management reviews buildings, improvements and equipment for impairment on an annual basis or whenever events or changes in the circumstances indicate that the undiscounted cash flows for the property are less than its carrying value. If identified, an impairment loss is recognized through a charge to earnings based on the fair value of the property. Right of Use (“ROU”) Lease Asset & Lease Liability – 12 ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As most of the Company’s leases do not one may Transfers of Financial Assets 1 2 3 not Mortgage Servicing Rights Servicing assets are evaluated quarterly for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type, and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no may Income Taxes 740, Accounting for Income Taxes The Company follows the authoritative guidance issued related to accounting for uncertainty in income taxes. The guidance prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. It is the Company’s policy to record any penalties or interest arising from federal or state taxes as a component of income tax expense. Employee Stock Ownership Plan ( ESOP ) not Earnings Per Share ( EPS ) two two Comprehensive Income (Loss) Financial Instruments Restricted Assets December 31, 2023 December 31, 2022 no Marketing and Advertising Costs December 31, 2023, 2022, 2021 Stock-Based Compensation Goodwill fourth not not December 31, 2023, 2022, 2021 Bank Owned Life Insurance As a result of current tax law and the nature of these policies, the Bank records any increase in cash value of these policies as nontaxable noninterest income. If the Bank decided to surrender any of the policies prior to the death of the insured, such surrender may Business Combinations The primary identifiable intangible asset we typically record in connection with a whole bank or bank branch acquisition is the value of the core deposit intangibles which represents the estimated value of the long-term deposit relationships acquired in the transaction. Determining the amount of identifiable intangible assets and their average lives involves multiple assumptions and estimates and is typically determined by performing a discounted cash flow analysis, which involves a combination of any or all the following assumptions: customer attrition/runoff, alternative funding costs, deposit servicing costs, and discount rates. The core deposit intangibles are amortized over the estimated useful lives of the deposit accounts based on a method that we believe reasonably approximates the anticipated benefit stream from this intangible. The estimated useful lives are periodically reviewed for reasonableness and have generally been estimated to have a life ranging from seven ten may not Acquired Loans For purchased non-credit-deteriorated loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loan. While credit discounts are included in the determination of the fair value for non-credit-deteriorated loans, since these discounts are expected to be accreted over the life of the loans, they cannot be used to offset the allowance for credit losses that must be recorded at the acquisition date. As a result, an allowance for credit losses is determined at the acquisition date using the same methodology as other loans held for investment and is recognized as a provision for credit losses in the Consolidated Statement of Income. Any subsequent deterioration (improvement) in credit quality is recognized by recording a provision for (reversal of) credit losses. Application of New Accounting Guidance in 2023 On January 1, 2023, No. 2022–02, Financial Instruments Credit Losses (Topic 326 December 15, 2022, 2022–02 not RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020–04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021–01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020–04 In June 2022, 2022 03, Fair Value Measurement (Topic 820 2022 03 not 2022 03 December 15, 2023, not In March 2023, 2023 02, Investments - Equity Method and Joint Ventures (Topic 323 2023 02 323 740 25 3, not no not 323 10: Investments - Equity Method and Joint Ventures - Overall. not 321: Investments - Equity Securities 2023 02 December 15, 2023, 2023 02 In November 2023, 2023 07, Segment Reporting (Topic 280 280. The amendments in this ASU are intended to improve segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The key amendments included in this ASU: ● Require disclosure on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and are included within each reported measure of segment profit and loss. ● Require disclosure on an annual and interim basis, an amount for other segment items (defined in the ASU) and a description of its composition. ● Clarify that if the CODM uses more than one one may ● Require disclosure of the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing performance. This ASU is effective for fiscal years beginning after December 15, 2023, December 15, 2024. 2023 07 In December 2023, 2023 09, Income Taxes (Topic 740 Those amendments require disclosure of the following information about income taxes paid on an annual basis: ● Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five ● Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions. The ASU is effective for annual periods beginning after December 15, 2024. not 2023 09

Note 2 - Business Combination

Note 2 - Business Combination	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2 On February 24, 2023, 1st seven seven November 7, 2022, 1st six one 1st 1st The Branch Acquisition was accounted for under the acquisition method of accounting and accordingly, the assets and liabilities were recorded at fair values on February 24, 2023, one not The following table summarizes the estimated fair values of assets acquired and liabilities assumed at the date of acquisition: Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949 ______________________ ( 1 The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None none ( 2 The fair value adjustment represents the value of the core deposit base assumed in the Branch Acquisition based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years. ( 3 The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment. ( 4 The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits. The disclosures regarding pro-forma data and the results of operations after the acquisition date are omitted as this information is not not

Note 3 - Investments

Note 3 - Investments	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Investment [Text Block]	NOTE 3 The following tables present the amortized costs, unrealized gains, unrealized losses, and estimated fair values of securities available-for-sale and held-to-maturity, and ACL on securities held-to-maturity, at the dates indicated: December 31, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 46 $ (3,179 ) $ 18,018 $ — Corporate securities 13,000 613 (741 ) 12,872 — Municipal bonds 138,803 42 (19,398 ) 119,447 — Mortgage-backed securities 112,855 238 (11,845 ) 101,248 — U.S. Small Business Administration securities 42,886 — (1,538 ) 41,348 — Total securities available-for-sale 328,695 939 (36,701 ) 292,933 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (834 ) 7,666 45 Total securities held-to-maturity 8,500 — (834 ) 7,666 45 Total securities $ 337,195 $ 939 $ (37,535 ) $ 300,599 $ 45 December 31, 2022 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,153 $ — $ (3,865 ) $ 17,288 $ — Corporate securities 9,497 27 (979 ) 8,545 — Municipal bonds 144,200 21 (23,619 ) 120,602 — Mortgage-backed securities 82,424 — (12,458 ) 69,966 — U.S. Small Business Administration securities 14,519 — (1,668 ) 12,851 — Total securities available-for-sale 271,793 48 (42,589 ) 229,252 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (571 ) 7,929 31 Total securities held-to-maturity 8,500 — (571 ) 7,929 31 Total securities $ 280,293 $ 48 $ (43,160 ) $ 237,181 $ 31 The following table presents the activity in the ACL on securities held-to-maturity by major security type for the years indicated: SECURITIES HELD-TO-MATURITY For the Year Ended Corporate Securities December 31, 2023 December 31, 2022 Beginning ACL balance $ 31 $ — Impact of adopting ASU 2016-13 — 72 Provision for (recapture of) credit losses 14 (41 ) Securities charged-off — — Recoveries — — Total ending ACL balance $ 45 $ 31 Management measures expected credit losses on held-to-maturity debt securities on an individual basis. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on held-to-maturity debt securities totaled $116,000 as of December 31, 2023 2022 December 31, 2023 2022 The Bank monitors the credit quality of debt securities held-to-maturity quarterly using credit rating, material event notices, and changes in market value. The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator: December 31, Corporate securities 2023 2022 BBB/BBB- $ 7,000 $ 8,500 BB+ 1,500 — Total $ 8,500 $ 8,500 At December 31, 2023 90 The following table presents, as of December 31, 2023 December 31, 2023 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 39,704 $ 45,689 $ 39,704 FRB - Bank Term Funding Program facility ("BTFP") 77,043 90,195 77,043 Total pledged securities $ 116,747 $ 135,884 $ 116,747 Investment securities that were in an unrealized loss position at the dates indicated are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,972 $ (3,179 ) $ 15,972 $ (3,179 ) Corporate securities 959 (41 ) 4,300 (700 ) 5,259 (741 ) Municipal bonds 3,922 (23 ) 113,577 (19,375 ) 117,499 (19,398 ) Mortgage-backed securities 20,662 (113 ) 67,376 (11,732 ) 88,038 (11,845 ) U.S. Small Business Administration securities 33,211 (460 ) 8,137 (1,078 ) 41,348 (1,538 ) Total securities available-for-sale $ 58,754 $ (637 ) $ 209,362 $ (36,064 ) $ 268,116 $ (36,701 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,666 (834 ) 7,666 (834 ) Total securities held-to-maturity — — 7,666 (834 ) 7,666 (834 ) Total $ 58,754 $ (637 ) $ 217,028 $ (36,898 ) $ 275,782 $ (37,535 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ 3,823 $ (118 ) $ 13,465 $ (3,747 ) $ 17,288 $ (3,865 ) Corporate securities 2,494 (4 ) 4,026 (975 ) 6,520 (979 ) Municipal bonds 44,261 (5,794 ) 73,990 (17,825 ) 118,251 (23,619 ) Mortgage-backed securities 29,791 (3,188 ) 40,175 (9,270 ) 69,966 (12,458 ) U.S. Small Business Administration securities 10,807 (1,162 ) 2,044 (506 ) 12,851 (1,668 ) Total securities available-for-sale $ 91,176 $ (10,266 ) $ 133,700 $ (32,323 ) $ 224,876 $ (42,589 ) SECURITIES HELD-TO-MATURITY Corporate securities 7,929 (571 ) — — 7,929 (571 ) Total securities held-to-maturity 7,929 (571 ) — — 7,929 (571 ) Total $ 99,105 $ (10,837 ) $ 133,700 $ (32,323 ) $ 232,805 $ (43,160 ) There were no held-to-maturity debt securities in an unrealized loss position of less than one one December 31, 2023 There were 30 available-for-sale securities in an unrealized loss position of less than one one December 31, 2023 not not All of the available-for-sale mortgage-backed securities and U.S. Small Business Administration securities in an unrealized loss position are issued or guaranteed by government-sponsored enterprises, and the available-for-sale corporate securities are all investment grade and monitored for rating or outlook changes. Based on the Company’s evaluation of these securities, no credit impairment was recorded for the years ended December 31, 2023, 2022, 2021 The contractual maturities of securities available-for-sale and held-to-maturity at the dates indicated are listed below. Expected maturities of mortgage-backed securities may may no December 31, 2023 2022 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 922 $ 914 $ — $ — Due after one year through five years 3,947 3,544 4,874 4,321 Due after five years through ten years 11,972 10,139 6,989 5,963 Due after ten years 4,310 3,421 9,290 7,004 Subtotal 21,151 18,018 21,153 17,288 Corporate securities Due within one year 1,000 1,004 1,000 997 Due after one year through five years 6,000 6,609 2,497 2,519 Due after five years through ten years 4,000 3,839 4,000 3,763 Due after ten years 2,000 1,420 2,000 1,266 Subtotal 13,000 12,872 9,497 8,545 Municipal bonds Due within one year 1,013 1,003 2,660 2,644 Due after one year through five years 757 751 1,038 1,012 Due after five years through ten years 7,603 7,101 6,341 5,771 Due after ten years 129,430 110,592 134,161 111,175 Subtotal 138,803 119,447 144,200 120,602 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 76,369 66,275 68,421 57,358 Federal Home Loan Mortgage Corporation (“FHLMC”) 32,311 31,376 9,290 8,424 Government National Mortgage Association (“GNMA”) 4,175 3,597 4,713 4,184 Subtotal 112,855 101,248 82,424 69,966 U.S. Small Business Administration securities Due within one year 198 196 — — Due after one year through five years 1,860 1,824 2,553 2,407 Due after five years through ten years 21,420 20,929 4,461 3,996 Due after ten years 19,408 18,399 7,505 6,448 Subtotal 42,886 41,348 14,519 12,851 Total securities available-for-sale 328,695 292,933 271,793 229,252 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,666 8,500 7,929 Total securities held-to-maturity 8,500 7,666 8,500 7,929 Total securities $ 337,195 $ 300,599 $ 280,293 $ 237,181 There were no sales proceeds, or gains or losses from the sale of securities available-for-sale for the years ended December 31, 2023, 2022, 2021

Note 4 - Loans Receivable and A

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 4 The composition of the loan portfolio was as follows at the dates indicated: December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 366,328 $ 334,059 Construction and development 303,054 342,591 Home equity 69,488 55,387 One-to-four-family (excludes loans held for sale) 567,742 469,485 Multi-family 223,769 219,738 Total real estate loans 1,530,381 1,421,260 CONSUMER LOANS Indirect home improvement 569,903 495,941 Marine 73,310 70,567 Other consumer 3,540 3,064 Total consumer loans 646,753 569,572 COMMERCIAL BUSINESS LOANS Commercial and industrial 238,301 196,791 Warehouse lending 17,580 31,229 Total commercial business loans 255,881 228,020 Total loans receivable, gross 2,433,015 2,218,852 ACL on loans (31,534 ) (27,992 ) Total loans receivable, net $ 2,401,481 $ 2,190,860 Loan amounts are net of unearned loan fees in excess of unamortized costs and premiums of $8.4 million as of December 31, 2023 December 31, 2022 December 31, 2023 2022 not December 31, 2023 December 31, 2022 Most of the Company’s commercial and multi-family real estate, construction, residential, and commercial business lending activities are with customers located in Western Washington, the Oregon Coast, and near our loan production offices in Vancouver, Washington and the Tri-Cities, Washington. The Company originates real estate, consumer and commercial business loans and has concentrations in these areas, however, indirect home improvement loans, including solar-related home improvement loans, are originated through a network of home improvement contractors and dealers located throughout Washington, Oregon, California, Idaho, Colorado, Arizona, Minnesota, Nevada, Texas, Utah, Massachusetts, Montana, and recently New Hampshire. Management reviewed dealer concentrations and determined as of December 31, 2023 not may At December 31, 2023 December 31, 2022 December 31, 2023 December 31, 2022 The Company has defined its loan portfolio into three three Real Estate Loans Commercial Lending. Construction and Development Lending one four not one four Home Equity Lending second one four One-to-Four-Family Real Estate Lending four second four first one four Multi-family Lending five Consumer Loans Indirect Home Improvement may UCC‑2 Marine. Other Consumer. Commercial Business Loans Commercial and Industrial ( C&I ) Lending Warehouse Lending two one four third Allowance for Credit Losses The main drivers of the provision for credit losses on loans recorded in 2023 The following tables detail activity in the ACL on loans and the allowance for loan losses by loan categories, at or for the years indicated: At or For the Year Ended December 31, 2023 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 1,994 3,465 311 — 5,770 Charge-offs (10 ) (3,465 ) (1 ) — (3,476 ) Recoveries — 1,248 — — 1,248 Net charge-offs (10 ) (2,217 ) (1 ) — (2,228 ) Total ending ACL balance $ 14,107 $ 13,357 $ 4,070 $ — $ 31,534 At or For the Year Ended December 31, 2022 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance, prior to adoption of ASC 326 $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Impact of adopting ASC 326 (5,234 ) 6,078 (3,682 ) (21 ) (2,859 ) Provision for credit losses on loans 2,559 3,158 906 — 6,623 Charge-offs — (2,465 ) — — (2,465 ) Recoveries — 1,058 — — 1,058 Net charge-offs — (1,407 ) — — (1,407 ) Total ending ACL balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 The allowance for loan losses is reported using the incurred loss method at or for the year ended December 31, 2021: At or For the Year Ended December 31, 2021 Commercial ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Business Unallocated Total Beginning balance $ 13,846 $ 6,696 $ 4,939 $ 691 $ 26,172 Provision for (recapture of) loan losses 952 (1,417 ) 1,635 (670 ) 500 Charge-offs — (1,755 ) (38 ) — (1,793 ) Recoveries — 756 — — 756 Net charge-offs — (999 ) (38 ) — (1,037 ) Total ending allowance for loan losses balance $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Period end amount allocated to: Loans individually evaluated for impairment $ 23 $ 219 $ 921 $ — $ 1,163 Loans collectively evaluated for impairment 14,775 4,061 5,615 21 24,472 Ending balance $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 LOANS RECEIVABLE Loans individually evaluated for impairment $ 781 $ 629 $ 4,419 $ — $ 5,829 Loans collectively evaluated for impairment 1,089,522 421,414 237,410 — 1,748,346 Ending balance $ 1,090,303 $ 422,043 $ 241,829 $ — $ 1,754,175 Nonaccrual and Past Due Loans not 90 may Loan Modifications to Borrowers Experiencing Financial Difficulty The Company may may not The following tables present the amortized basis of loans that were modified to borrowers experiencing financial difficulty during the period by loan class and modification type. Payment Deferral Amortized Cost % of Total Loan December 31, 2023 Basis Type Financial Effect Commercial real estate $ 1,088 0.3 % Deferred payments and capitalized interest for a weighted-average period of 1.5 years. Combination - Term Extension and Interest Rate Reduction Amortized Cost % of Total Loan December 31, 2023 Basis Type Financial Effect C&I $ 2,940 1.2 % Reduced weighted-average contractual interest rate from 7.5% to 4.1%, and added a weighted-average 5 years to the life of the loans. There were no January 1, 2023, 2022–02, December 31, 2023 Troubled Debt Restructurings ( TDRs ) At December 31, 2022 two not twelve December 31, 2022 Nonaccrual and Past Due Loans The following tables provide information pertaining to the aging analysis of contractually past due loans and nonaccrual loans at the dates indicated: December 31, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 366,328 $ 366,328 $ 1,088 Construction and development — — — — 303,054 303,054 4,699 Home equity 79 25 136 240 69,248 69,488 173 One-to-four-family — 96 — 96 567,646 567,742 96 Multi-family — — — — 223,769 223,769 — Total real estate loans 79 121 136 336 1,530,045 1,530,381 6,056 CONSUMER LOANS Indirect home improvement 1,759 1,248 777 3,784 566,119 569,903 1,863 Marine 373 243 137 753 72,557 73,310 342 Other consumer 57 18 6 81 3,459 3,540 8 Total consumer loans 2,189 1,509 920 4,618 642,135 646,753 2,213 COMMERCIAL BUSINESS LOANS C&I — — 2,514 2,514 235,787 238,301 2,683 Warehouse lending — — — — 17,580 17,580 — Total commercial business loans — — 2,514 2,514 253,367 255,881 2,683 Total loans $ 2,268 $ 1,630 $ 3,570 $ 7,468 $ 2,425,547 $ 2,433,015 $ 10,952 December 31, 2022 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 334,059 $ 334,059 $ — Construction and development — — — — 342,591 342,591 — Home equity 29 104 16 149 55,238 55,387 46 One-to-four-family — — 463 463 469,022 469,485 920 Multi-family — — — — 219,738 219,738 — Total real estate loans 29 104 479 612 1,420,648 1,421,260 966 CONSUMER LOANS Indirect home improvement 2,298 685 532 3,515 492,426 495,941 1,076 Marine 650 385 86 1,121 69,446 70,567 267 Other consumer 32 37 5 74 2,990 3,064 9 Total consumer loans 2,980 1,107 623 4,710 564,862 569,572 1,352 COMMERCIAL BUSINESS LOANS C&I 1 — 2,617 2,618 194,173 196,791 6,334 Warehouse lending — — — — 31,229 31,229 — Total commercial business loans 1 — 2,617 2,618 225,402 228,020 6,334 Total loans $ 3,010 $ 1,211 $ 3,719 $ 7,940 $ 2,210,912 $ 2,218,852 $ 8,652 ______________________________ ( 1 Includes past due loans as applicable. There were no loans 90 December 31, 2023 2022 Credit Quality Indicators As part of the Company’s on-going monitoring of credit quality of the loan portfolio, management tracks certain credit quality indicators including trends related to (i) the risk grading of loans, (ii) the level of classified loans, (iii) net charge-offs, (iv) nonperforming loans and (v) the general economic conditions in the Company’s markets. The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 10, 1 6 7 10 A description of the 10 ● Grades 1 2 - ● Grade 3 - ● Grades 4 5 - ● Grade 6 - ● Grade 7 - ● Grade 8 - not ● Grade 9 - ● Grade 10 - Homogeneous loans are risk rated based upon the Federal Financial Institutions Examination Council’s Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, solar, marine, other consumer, and one four first second 90 “4” “5” 90 “8” six 120 180 may Commercial real estate, construction and development, multi-family and commercial business loans are evaluated individually for their risk classification and may no The following tables summarize risk rated loan balances by category as of December 31, 2023 2022 90 December 31, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 48,551 $ 91,144 $ 61,689 $ 46,117 $ 27,957 $ 61,764 $ 499 $ — $ 337,721 Watch 3,201 5,446 12,894 — 453 2,226 45 — 24,265 Special mention — — — — 409 — — — 409 Substandard — — — 1,650 — 1,957 — 326 3,933 Total commercial 51,752 96,590 74,583 47,767 28,819 65,947 544 326 366,328 Construction and development Pass 120,155 106,168 46,989 15,219 — 540 9,284 — 298,355 Substandard — 4,699 — — — — — — 4,699 Total construction and development 120,155 110,867 46,989 15,219 — 540 9,284 — 303,054 Home equity Pass 4,583 398 1,584 6,525 11 2,137 54,077 — 69,315 Substandard — — — — — 36 137 — 173 Total home equity 4,583 398 1,584 6,525 11 2,173 54,214 — 69,488 Home equity gross charge-offs — — — — — — 10 — 10 One-to-four-family Pass 103,165 175,412 122,406 80,815 30,595 52,008 — 472 564,873 Substandard — 866 — — — 2,003 — — 2,869 Total one-to-four-family 103,165 176,278 122,406 80,815 30,595 54,011 — 472 567,742 Multi-family Pass 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total multi-family 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total real estate loans $ 286,761 $ 404,537 $ 336,609 $ 192,837 $ 97,415 $ 147,382 $ 64,042 $ 798 $ 1,530,381 December 31, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 171,208 $ 212,661 $ 93,664 $ 36,032 $ 23,977 $ 30,492 $ 6 $ — $ 568,040 Substandard 212 663 448 141 258 141 — — 1,863 Total indirect home improvement 171,420 213,324 94,112 36,173 24,235 30,633 6 — 569,903 Indirect home improvement gross charge-offs 204 1,386 567 290 145 336 — — 2,928 Marine Pass 13,619 23,963 9,987 13,082 5,267 7,050 — — 72,968 Substandard — — 52 85 — 205 — — 342 Total marine 13,619 23,963 10,039 13,167 5,267 7,255 — — 73,310 Marine gross charge-offs — 47 93 — 7 256 — — 403 Other consumer Pass 309 559 175 69 3 159 2,258 — 3,532 Substandard — — — — — — 8 — 8 Total other consumer 309 559 175 69 3 159 2,266 — 3,540 Other consumer gross charge-offs — 2 12 — — — 120 — 134 Total consumer loans $ 185,348 $ 237,846 $ 104,326 $ 49,409 $ 29,505 $ 38,047 $ 2,272 $ — $ 646,753 December 31, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,971 $ 32,334 $ 19,634 $ 11,537 $ 5,122 $ 9,707 $ 119,844 $ 145 $ 212,294 Watch 2,322 — 1,382 2,366 — 953 5,754 — 12,777 Special mention 143 — — — 498 253 1,345 — 2,239 Substandard 2,940 — 2,321 1,391 1,766 169 2,005 — 10,592 Doubtful — — — — — — 399 — 399 Total C&I 19,376 32,334 23,337 15,294 7,386 11,082 129,347 145 238,301 C&I gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 17,003 — 17,003 Watch — — — — — — 577 — 577 Total warehouse lending — — — — — — 17,580 — 17,580 Total commercial business loans $ 19,376 $ 32,334 $ 23,337 $ 15,294 $ 7,386 $ 11,082 $ 146,927 $ 145 $ 255,881 TOTAL LOANS RECEIVABLE, GROSS Pass $ 482,667 $ 663,043 $ 447,175 $ 251,907 $ 130,922 $ 188,568 $ 202,971 $ 617 $ 2,367,870 Watch 5,523 5,446 14,276 2,366 453 3,179 6,376 — 37,619 Special mention 143 — — — 907 253 1,345 — 2,648 Substandard 3,152 6,228 2,821 3,267 2,024 4,511 2,150 326 24,479 Doubtful — — — — — — 399 — 399 Total loans receivable, gross $ 491,485 $ 674,717 $ 464,272 $ 257,540 $ 134,306 $ 196,511 $ 213,241 $ 943 $ 2,433,015 Total gross charge-offs $ 204 $ 1,435 $ 673 $ 290 $ 152 $ 592 $ 130 $ — $ 3,476 December 31, 2022 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 86,189 $ 76,030 $ 46,125 $ 38,930 $ 14,101 $ 55,271 $ — $ — $ 316,646 Watch 9,504 — 373 — — — — — 9,877 Special mention — — — 2,113 — — — — 2,113 Substandard — — — — 581 4,842 — — 5,423 Total commercial 95,693 76,030 46,498 41,043 14,682 60,113 — — 334,059 Construction and development Pass 193,084 118,724 21,966 8,379 — 438 — — 342,591 Total construction and development 193,084 118,724 21,966 8,379 — 438 — — 342,591 Home equity Pass 4,978 1,696 6,818 11 1,203 1,572 39,063 — 55,341 Watch — — — — — — — — — Special mention — — — — — — — — — Substandard — — — — 13 33 — — 46 Total home equity 4,978 1,696 6,818 11 1,216 1,605 39,063 — 55,387 One-to-four-family Pass 166,388 129,282 82,461 31,878 15,837 40,526 — 199 466,571 Watch — — — — — — — — — Special mention — — — — — — — — — Substandard — — — — 1,941 973 — — 2,914 Total one-to-four-family 166,388 129,282 82,461 31,878 17,778 41,499 — 199 469,485 Multi-family Pass 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total multi-family 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total real estate loans $ 501,184 $ 389,085 $ 206,119 $ 120,116 $ 37,852 $ 127,642 $ 39,063 $ 199 $ 1,421,260 December 31, 2022 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 253,495 $ 123,264 $ 46,476 $ 31,251 $ 18,165 $ 22,205 $ 9 $ — $ 494,865 Watch — — — — — — — — — Special Mention — — — — — — — — — Substandard 347 213 137 62 169 148 — — 1,076 Total indirect home improvement 253,842 123,477 46,613 31,313 18,334 22,353 9 — 495,941 Marine Pass 27,904 11,762 15,139 6,224 5,415 3,856 — — 70,300 Watch — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — 151 61 55 — — 267 Total marine 27,904 11,762 15,139 6,375 5,476 3,911 — — 70,567 Other consumer Pass 792 754 116 48 14 80 1,251 — 3,055 Substandard 1 5 — — — — 3 — 9 Total other consumer 793 759 116 48 14 80 1,254 — 3,064 Total consumer loans $ 282,539 $ 135,998 $ 61,868 $ 37,736 $ 23,824 $ 26,344 $ 1,263 $ — $ 569,572 December 31, 2022 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 24,337 $ 22,561 $ 12,461 $ 3,940 $ 3,074 $ 7,701 $ 104,524 $ — $ 178,598 Watch — 1,127 2,932 — — 746 1,327 — 6,132 Special mention — — — 634 — — 963 — 1,597 Substandard — 1,586 1,265 2,291 190 3,739 1,093 300 10,464 Total C&I 24,337 25,274 16,658 6,865 3,264 12,186 107,907 300 196,791 Warehouse lending Pass — — — — — — 31,227 — 31,227 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 31,229 — 31,229 Total commercial business loans $ 24,337 $ 25,274 $ 16,658 $ 6,865 $ 3,264 $ 12,186 $ 139,136 $ 300 $ 228,020 TOTAL LOANS RECEIVABLE, GROSS Pass $ 798,208 $ 547,426 $ 279,938 $ 159,466 $ 61,985 $ 155,636 $ 176,074 $ 199 $ 2,178,932 Watch 9,504 1,127 3,305 — — 746 1,329 — 16,011 Special mention — — — 2,747 — — 963 — 3,710 Substandard 348 1,804 1,402 2,504 2,955 9,790 1,096 300 20,199 Total loans receivable, gross $ 808,060 $ 550,357 $ 284,645 $ 164,717 $ 64,940 $ 166,172 $ 179,462 $ 499 $ 2,218,852 December 31, 2023 December 31, 2022 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual Commercial $ 1,088 $ — $ 1,088 $ — $ — $ — Construction and development — 4,699 4,699 — — — Home equity 173 — 173 46 — 46 One-to-four-family 96 — 96 920 — 920 1,357 4,699 6,056 966 — 966 CONSUMER LOANS Indirect home improvement — 1,863 1,863 — 1,076 1,076 Marine — 342 342 — 267 267 Other consumer — 8 8 — 9 9 — 2,213 2,213 — 1,352 1,352 COMMERCIAL BUSINESS LOANS C&I — 2,683 2,683 — 6,334 6,334 Total $ 1,357 $ 9,595 $ 10,952 $ 966 $ 7,686 $ 8,652 The Company recognized interest income on a cash basis for nonaccrual loans of $579,000, $506,000, and $351,000 during the years ended December 31, 2023, 2022, 2021 The following table presents the amortized cost basis of collateral dependent loans by class of loans as of dates indicated: December 31, 2023 December 31, 2022 Other Other Commercial Residential Non-Real Residential Non-Real REAL ESTATE LOANS Real Estate Real Estate Estate Total Real Estate Estate Total Commercial $ 1,088 $ — $ — $ 1,088 $ — $ — $ — Construction and development 4,699 — — 4,699 — — — Home equity — 173 — 173 46 $ — $ 46 One-to-four-family — 96 — 96 920 — 920 5,787 269 — 6,056 966 — 966 CONSUMER LOANS Indirect home improvement — — 1,863 1,863 — 1,076 1,076 Marine — — 342 342 — 267 267 — — 2,205 2,205 — 1,343 1,343 COMMERCIAL BUSINESS LOANS C&I — — 2,683 2,683 — 6,334 6,334 Total $ 5,787 $ 269 $ 4,888 $ 10,944 $ 966 $ 7,677 $ 8,643 Related Party Loans Certain directors and executive officers or their related affiliates are customers of and have had banking transactions with the Company. Total loans to directors, executive officers, and their affiliates are subject to regulatory limitations. Outstanding loan balances of related party loans were as follows and were within regulatory limitations: At December 31, 2023 2022 Beginning balance $ 3,445 $ 4,207 Additions — — Repayments (102 ) (762 ) Ending balance $ 3,343 $ 3,445 The aggregate maximum loan balance of extended credit to related parties was $3.7 million and $3.4 million at December 31, 2023 2022 third not

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5 Loans serviced for others are not December 31, 2023 2022 The following table summarizes the activity for MSRs at or for the years indicated: At or For the Year Ended December 31, 2023 2022 2021 Beginning balance, at the lower of cost or fair value $ 18,017 $ 16,970 $ 12,595 Additions 2,772 5,400 9,760 MSRs amortized (3,565 ) (4,354 ) (7,444 ) Recovery (impairment) of MSRs (48 ) 1 2,059 Ending balance, at the lower of cost or fair value $ 17,176 $ 18,017 $ 16,970 MSRs held for sale, held at the lower of cost or fair value included in the ending balance above $ 8,086 $ — $ — The fair value of the mortgage servicing rights’ assets was $38.2 million and $35.5 million at December 31, 2023 December 31, 2022 The following provides valuation assumptions used in determining the fair value of MSRs at the dates indicated: At December 31, Key assumptions: 2023 2022 Weighted average discount rate 9.4 % 9.6 % Conditional prepayment rate (“CPR”) 7.2 % 8.2 % Weighted average life in years 8.4 7.8 Key economic assumptions of the current fair value for single family MSRs are presented in the table below. Also presented is the sensitivity to market rate changes for the par rate coupon for a conventional one four December 31, 2023 2022 Aggregate portfolio principal balance $ 2,832,016 $ 2,783,458 Weighted average rate of loans in servicing portfolio 3.6 % 3.4 % At December 31, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 7.2 % 8.0 % 9.3 % Fair value MSRs $ 38,163 $ 37,268 $ 35,819 Percentage of MSRs 1.3 % 1.3 % 1.3 % Discount rate 9.4 % 9.9 % 10.4 % Fair value MSRs $ 38,163 $ 37,301 $ 36,476 Percentage of MSRs 1.3 % 1.3 % 1.3 % At December 31, 2022 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.2 % 8.6 % 9.3 % Fair value MSRs $ 35,478 $ 34,997 $ 34,188 Percentage of MSRs 1.3 % 1.3 % 1.2 % Discount rate 9.6 % 10.1 % 10.6 % Fair value MSRs $ 35,478 $ 34,715 $ 33,984 Percentage of MSRs 1.3 % 1.2 % 1.2 % These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSRs which is highly sensitive to changes in key assumptions. For example, actual prepayment experience may may may not one may may may may may not The Company recorded $7.2 million, $7.1 million, and $6.3 million of gross contractually specified servicing fees, late fees, and other ancillary fees resulting from servicing of loans for the years ended December 31, 2023, 2022, 2021

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 6 Premises and equipment at the dates indicated were as follows: December 31, 2023 2022 Land $ 7,925 $ 5,715 Buildings 20,814 16,934 Furniture, fixtures, and equipment 17,962 16,226 Leasehold improvements 2,680 2,461 Building improvements 8,043 7,688 Projects in process 150 537 Subtotal 57,574 49,561 Less accumulated depreciation and amortization (26,996 ) (24,442 ) Total $ 30,578 $ 25,119 Depreciation and amortization expense for these assets totaled $2.6 million, $2.5 million, and $2.7 million for the years ended December 31, 2023, 2022, 2021

Note 7 - Leases

Note 7 - Leases	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 7 The Company has operating leases for retail bank and home lending branches, loan production offices, and certain equipment. The Company’s leases have remaining lease terms of three six six five The components of lease cost (included in occupancy expense on the Consolidated Statements of Income) for the years indicated are as follows: For Year Ended December 31, Lease cost: 2023 2022 2021 Operating lease cost $ 1,837 $ 1,422 $ 1,433 Short-term lease cost 19 21 5 Total lease cost $ 1,856 $ 1,443 $ 1,438 The following table provides supplemental information related to operating leases at or for the years indicated: Cash paid for amounts included in the At or For the Year Ended December 31, measurement of lease liabilities: 2023 2022 Operating cash flows from operating leases $ 1,882 $ 1,431 Weighted average remaining lease term - operating leases (in years) 4.0 4.6 Weighted average discount rate - operating leases 2.95 % 2.42 % The Company’s leases typically do not Maturities of operating lease liabilities at December 31, 2023 2024 $ 1,933 2025 1,628 2026 1,475 2027 1,173 2028 428 Thereafter 955 Total lease payments 7,592 Less imputed interest (744 ) Total $ 6,848

Note 8 - Other Real Estate Owne

Note 8 - Other Real Estate Owned ("OREO")	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 8 The following table presents the activity related to OREO at and for the years indicated: At or For the Year Ended December 31, 2023 2022 2021 Beginning balance $ 570 $ — $ 90 Loans transferred to OREO — 145 — Closed retail branch transferred to OREO — 570 — Gross proceeds from sale of OREO (718 ) (145 ) (81 ) Gain (loss) on sale of OREO 148 — (9 ) Ending balance $ — $ 570 $ — There were no December 31, 2023 one December 31, 2022 none December 31, 2021 none, none December 31, 2023, 2022, 2021 There were $96,000 and $511,000 in mortgage loans collateralized by residential real estate property in the process of foreclosure at December 31, 2023 2022

Note 9 - Deposits

Note 9 - Deposits	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 Deposits are summarized as follows at the dates indicated: December 31, 2023 2022 Noninterest-bearing checking $ 654,048 $ 537,938 Interest-bearing checking (1) 244,028 135,127 Savings 151,630 134,358 Money market (2) 359,063 574,290 Certificates of deposit less than $100,000 (3) 587,858 440,785 Certificates of deposit of $100,000 through $250,000 429,373 195,447 Certificates of deposit of $250,000 and over 79,540 93,560 Escrow accounts related to mortgages serviced (4) 16,783 16,236 Total $ 2,522,323 $ 2,127,741 _____________________________ ( 1 Includes $70.2 million and $2.3 million of brokered deposits at December 31, 2023 2022 ( 2 Includes $1,000 and $59.7 million of brokered deposits at December 31, 2023 2022 ( 3 Includes $361.3 million and $332.0 million of brokered certificates of deposit at December 31, 2023 2022 ( 4 Noninterest-bearing accounts. Scheduled maturities of time deposits at December 31, 2023 December 31, 2023 Maturing in 2024 $ 863,350 Maturing in 2025 166,827 Maturing in 2026 44,288 Maturing in 2027 21,727 Maturing in 2028 and thereafter 579 Total $ 1,096,771 Interest expense by deposit category for the years indicated is as follows: Year Ended December 31, 2023 2022 2021 Interest-bearing checking $ 2,586 $ 495 $ 282 Savings and money market 5,511 3,775 1,604 Certificates of deposit 28,654 5,150 5,043 Total $ 36,751 $ 9,420 $ 6,929 The Company had related party deposits of approximately $2.8 million and $5.7 million at December 31, 2023 2022

Note 10 - Employee Benefits

Note 10 - Employee Benefits	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 10 401 401 401 18 may December 31, 2023, 2022, 2021,

Note 11 - Debt

Note 11 - Debt	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 11 Borrowings The Bank is a member of the FHLB of Des Moines, which entitles it to certain benefits including a variety of borrowing options consisting of a secured credit line that allows both fixed and variable rate advances. The FHLB borrowings at December 31, 2023 2022 Credit is limited to 45% of the Company’s total assets and available pledged assets. The Bank entered into an Advances, Pledges and Security Agreement with the FHLB for which specific loans are pledged to secure these credit lines. At December 31, 2023 December 31, 2023 The Bank maintains a short-term borrowing line with the FRB with total credit based on eligible collateral. The Bank can borrow under the Term Auction Facility and Term Deposit Facility at rates published by the San Francisco FRB. As of December 31, 2023 2022 December 31, 2023 December 31, 2023 December 31, 2023 Borrowings on these lines at the dates indicated were as follows: December 31, 2023 2022 Federal Home Loan Bank - (interest rates ranging from 2.00 2.37 1.72 4.60 $ 3,896 $ 186,528 FRB BTFP advance - (interest rate of 4.70 89,850 — Total $ 93,746 $ 186,528 Scheduled maturities of borrowings were as follows: Interest Years Ending December 31, Balances Rates 2024 $ 93,746 4.60 % Subordinated Notes On February 10, 2021, 2031 first five five February 15, 2031. February 15, 2026, may The Notes are unsecured obligations and are subordinated in right of payment to all existing and future indebtedness, deposits and other liabilities of the Company's current and future subsidiaries, including the Bank’s deposits as well as the Company's subsidiaries' liabilities to general creditors and liabilities arising during the ordinary course of business. The Notes may 2 The maximum balance at any month end and the average balances and weighted average interest rates on debt during the years indicated were as follows: For the Year Ending December 31, 2023 2022 2021 Maximum balance: FHLB advances and Fed Funds $ 74,895 $ 260,828 $ 102,528 FRB Fed Funds — — — Fed Funds lines of credit with other financial institutions — — — Subordinated notes 50,000 50,000 50,000 FRB Paycheck Protection Program Liquidity Facility ("PPPLF") — — 59,349 FRB BTFP advance 90,000 — — Average balance: FHLB advances and Fed Funds 33,945 102,008 55,602 FRB Fed Funds 14,704 548 205 Fed Funds lines of credit with other financial institutions 11 15 11 Subordinated notes 50,000 50,000 44,699 FRB PPPLF — — 7,310 FRB BTFP advance 61,669 — — Weighted average interest rates FHLB advances and Fed Funds 4.40 % 2.98 % 1.88 % FRB Fed Funds 5.42 % 1.69 % 0.25 % Fed Funds lines of credit with other financial institutions 5.62 % 3.28 % 0.49 % Subordinated notes 3.88 % 3.75 % 3.75 % FRB PPPLF — % — % 0.35 % FRB BTFP advance 4.71 % — % — %

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 12 The components of income tax expense for the years indicated were as follows: For the Year Ending December 31, Provision for income taxes 2023 2022 2021 Current $ 9,912 $ 8,183 $ 8,258 Deferred (693 ) (844 ) 1,750 Total provision for income taxes $ 9,219 $ 7,339 $ 10,008 A reconciliation of the effective income tax rate with the federal statutory tax rates at the dates indicated was as follows: December 31, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Income tax provision at statutory rate $ 9,507 21.0 % $ 7,767 21.0 % $ 9,958 21.0 % Tax exempt income (333 ) (0.7 ) (852 ) (2.3 ) (492 ) (1.0 ) Nondeductible items resulting in increase in tax 165 0.4 31 0.1 28 — Increase in tax resulting from other items 36 0.1 274 0.7 100 0.2 Equity compensation (208 ) (0.5 ) (146 ) (0.4 ) (883 ) (1.9 ) Executive compensation 52 0.1 265 0.7 979 2.1 ESOP — — — — 318 0.7 Total $ 9,219 20.4 % $ 7,339 19.8 % $ 10,008 21.1 % Total deferred tax assets and liabilities at the dates indicated were as follows: Deferred Tax Assets December 31, 2023 2022 ACL on loans $ 6,746 $ 6,119 Non-accrued loan interest 3 11 Restricted stock awards 113 101 Non-qualified stock options 615 438 Lease liability 1,463 1,392 Securities available-for-sale 7,689 9,146 ACL on unfunded commitments 327 547 Other 49 234 Purchase accounting adjustments 48 — Total deferred tax assets 17,053 17,988 Deferred Tax Liabilities Loan origination costs (2,512 ) (2,123 ) MSRs (3,679 ) (3,874 ) Stock dividend - FHLB stock (7 ) (35 ) Property, plant, and equipment (1,408 ) (1,095 ) Purchase accounting adjustments — (727 ) Lease right-of-use assets (1,415 ) (1,338 ) Interest rate swaps designated as cash flow hedge (1,307 ) (2,126 ) Total deferred tax liabilities (10,328 ) (11,318 ) Net deferred tax assets $ 6,725 $ 6,670 The Company files a U.S. Federal income tax return and Oregon and Idaho state returns, which are subject to examination by tax authorities for years 2021 December 31, 2023 2022 December 31, 2023, 2022, 2021

Note 13 - Commitments and Conti

Note 13 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 13 Commitments The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The following table provides a summary of the Company’s commitments at the dates indicated: COMMITMENTS TO EXTEND CREDIT December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 3,472 $ 1,260 Construction and development 154,611 201,708 One-to-four-family (includes locks for saleable loans) 23,751 10,713 Home equity 94,026 77,566 Multi-family 2,945 2,999 Total real estate loans 278,805 294,246 CONSUMER LOANS 29,517 39,406 COMMERCIAL BUSINESS LOANS C&I 164,873 150,109 Warehouse lending 61,837 64,781 Total commercial business loans 226,710 214,890 Total commitments to extend credit $ 535,032 $ 548,542 Commitments to extend credit are agreements to lend to a customer provided there is no not may Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not may not December 31, 2023 December 31, 2022 December 31, 2023, December 31, 2022. one four not 18 The Company also sells one four first December 31, 2023 December 31, 2023 2022 30 Contingent liabilities for loans held for sale may may no no one four December 31, 2023 2022 The Company has entered into a severance agreement with its Chief Executive Officer (“CEO”). The severance agreement, subject to certain requirements, generally includes a lump sum payment to the CEO equal to 24 The Company has entered into change of control agreements with its Chief Financial Officer, Chief Lending Officer, Chief Risk Officer, Chief Human Resources Officer, Senior Vice President Compliance Officer, Executive Vice President of Retail Banking and Marketing, and the Executive Vice President of Home Lending. The change of control agreements, subject to certain requirements, generally remain in effect until canceled by either party upon at least 24 six 12 12 As a result of the nature of our activities, the Company is subject to various pending and threatened legal actions, which arise in the ordinary course of business. From time to time, subordination liens may not no December 31, 2023

Note 14 - Significant Concentra

Note 14 - Significant Concentration of Credit Risk	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 14 Most of the Company’s commercial and multi-family real estate, construction, residential, and commercial business lending activities are with customers located in Western Washington, and various location in Oregon state, near the one may 300% 100% may

Note 15 - Regulatory Capital

Note 15 - Regulatory Capital	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 15 The Bank is subject to various regulatory capital requirements administered by the Federal Reserve and the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital classification is also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 1 1 1” The Bank must maintain minimum total risk-based, Tier 1 1 1 December 31, 2023 no December 31, 2023 The following table compares the Bank’s actual capital amounts and ratios at December 31, 2023 To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At December 31, 2023 Total risk-based capital (to risk-weighted assets) $ 339,436 13.37 % $ 203,094 8.00 % $ 266,561 10.50 % $ 253,868 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 307,686 12.12 % $ 152,321 6.00 % $ 215,787 8.50 % $ 203,094 8.00 % Tier 1 leverage capital (to average assets) $ 307,686 10.39 % $ 118,488 4.00 % $ N/A N/A $ 148,109 5.00 % CET 1 capital (to risk-weighted assets) $ 307,686 12.12 % $ 114,240 4.50 % $ 177,707 7.00 % $ 165,014 6.50 % In addition to the minimum CET 1, 1, 1 December 31, 2023 The Company is a bank holding company registered with the Federal Reserve. Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, $3.0 not $3.0 December 31, 2023 December 31, 2023 1 1 1 December 31, 2022 1 1 1

Note 16 - Fair Value Measuremen

Note 16 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 16 The Company determines fair value based on the requirements established in ASC Topic 820 Fair Value Measurements, Topic 820 2016 01, Financial Instruments – Overall (Subtopic 825 10 The following definitions describe the levels of inputs that may Level 1 Level 2 Level 3 The following methods were used to estimate the fair value of certain assets and liabilities on a recurring and nonrecurring basis. Securities third 2 third Mortgage Loans Held for Sale 2 Loans Receivable – December 31, 2023 2022 December 31, 2023 2022 December 31, 2023, 2022, 2021 2 Derivative Instruments 2 2 3 not 2 not third third Other Real Estate Owned – 3 Collateral Dependent Loans – 3 Mortgage Servicing Rights third 3 The following tables present securities available-for-sale, mortgage loans held for sale, loans receivable, at fair value, and derivative assets and liabilities measured at fair value on a recurring basis at the dates indicated: Financial Assets At December 31, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 18,018 $ — $ 18,018 Corporate securities — 12,872 — 12,872 Municipal bonds — 119,447 — 119,447 Mortgage-backed securities — 101,248 — 101,248 U.S. Small Business Administration securities — 41,348 — 41,348 Mortgage loans held for sale, at fair value — 25,668 — 25,668 Loans receivable, at fair value — 15,088 — 15,088 Derivatives: Interest rate lock commitments with customers — — 329 329 Interest rate swaps - cash flow and fair value hedges — 6,431 — 6,431 Interest rate swaps - dealer offsets to customer swap positions — 64 — 64 Total assets measured at fair value $ — $ 340,184 $ 329 $ 340,513 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (188 ) $ (188 ) Forward TBA mortgage-backed securities — (284 ) — (284 ) Interest rate swaps - cash flow and fair value hedges — (375 ) — (375 ) Interest rate swaps - customer swap positions — (63 ) — (63 ) Total liabilities measured at fair value $ — $ (722 ) $ (188 ) $ (910 ) Financial Assets At December 31, 2022 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,288 $ — $ 17,288 Corporate securities — 8,545 — 8,545 Municipal bonds — 120,602 — 120,602 Mortgage-backed securities — 69,966 — 69,966 U.S. Small Business Administration securities — 12,851 — 12,851 Mortgage loans held for sale, at fair value — 20,093 — 20,093 Loans receivable, at fair value — 14,035 — 14,035 Derivatives: Forward TBA mortgage-backed securities — 164 — 164 Interest rate lock commitments with customers — — 107 107 Interest rate swaps - cash flow and fair value hedges — 9,870 — 9,870 Total assets measured at fair value $ — $ 273,414 $ 107 $ 273,521 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (38 ) $ (38 ) Total liabilities measured at fair value $ — $ — $ (38 ) $ (38 ) The following table presents financial assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy at the dated indicated. There were no financial assets measured at fair value on a nonrecurring basis as of December 31, 2022 December 31, 2023 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 38,163 $ 38,163 Quantitative Information about Level 3 3 Level 3 Significant Weighted Average Fair Value Valuation Unobservable December 31, December 31, Instruments Techniques Inputs Range 2023 2022 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 90.5 % 92.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 90.5 % 92.5 % NONRECURRING MSRs Industry sources Pre-payment speeds 0% - 50% 7.2 % 8.2 % The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding positive or negative fair value adjustment. The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 Purchases Net change in Net change in Beginning and Sales and Ending fair value for fair value for 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 107 $ 4,291 $ (4,069 ) $ 329 $ 222 $ — Individual forward sale commitments with investors (38 ) 66 (216 ) (188 ) (150 ) — 2022 Interest rate lock commitments with customers $ 757 $ 3,215 $ (3,865 ) $ 107 $ (650 ) $ — Individual forward sale commitments with investors 808 6,383 (7,229 ) (38 ) (846 ) — 2021 Interest rate lock commitments with customers $ 4,024 $ 23,164 $ (26,431 ) $ 757 $ (3,267 ) $ — Individual forward sale commitments with investors (67 ) 2,526 (1,651 ) 808 875 — Securities available-for-sale, at fair value 1,111 40 (13 ) 1,138 — 27 _____________________________ ( 1 ( 2 (Losses) gains on interest rate lock commitments and on forward sale commitments with investors carried at fair value are recorded in “Gain on sale of loans” on the Consolidated Statements of Income. Fair values for financial instruments are management's estimates of the values at which the instruments could be exchanged in a transaction between willing parties. The Company uses the exit price notion when measuring the fair value of financial instruments. The following table provides estimated fair values of the Company’s financial instruments at the dates indicated, whether recognized at fair value or not December 31, December 31, 2023 2022 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 65,691 $ 65,691 $ 41,437 $ 41,437 Certificates of deposit at other financial institutions 24,167 24,167 4,712 4,712 Level 2 inputs: Securities available-for-sale, at fair value 292,933 292,933 229,252 229,252 Securities held-to-maturity 8,500 7,666 8,500 7,929 Loans held for sale, at fair value 25,668 25,668 20,093 20,093 FHLB stock, at cost 2,114 2,114 10,611 10,611 Forward TBA mortgage-backed securities — — 164 164 Loans receivable, at fair value 15,088 15,088 14,035 14,035 Interest rate swaps - cash flow and fair value hedges 6,431 6,431 9,870 9,870 Accrued interest receivable 14,005 14,005 11,144 11,144 Interest rate swaps - dealer offsets to customer swap positions 64 64 — — Level 3 inputs: Loans receivable, gross 2,417,927 2,276,397 2,204,817 2,153,769 MSRs, held at lower of cost or fair value 9,090 20,552 18,017 35,478 MSRs held for sale, held at lower of cost or fair value 8,086 17,611 — — Fair value interest rate locks with customers — — 107 107 Financial Liabilities Level 2 inputs: Deposits 2,522,323 2,515,026 2,127,741 2,105,926 Borrowings 93,746 93,416 186,528 186,188 Subordinated notes, excluding unamortized debt issuance costs 50,000 43,480 50,000 44,500 Accrued interest payable 5,473 5,473 2,270 2,270 Interest rate swaps - cash flow and fair value hedges 375 375 — — Forward TBA mortgage-backed securities 284 284 — — Interest rate swaps - customer swap positions 63 63 Level 3 inputs: Mandatory and best effort forward commitments with investors 188 188 38 38

Note 17 - Earnings Per Share

Note 17 - Earnings Per Share	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 17 The Company computes earnings per share using the two two 2021, December 31, 2021 The following table presents a reconciliation of the components used to compute basic and diluted earnings per share at or for the years indicated: At or For the Year Ended December 31, Numerator (Dollars in thousands, except per share amounts): 2023 2022 2021 Net income $ 36,053 $ 29,649 $ 37,412 Dividends and undistributed earnings allocated to participating securities (578 ) (554 ) (611 ) Net income available to common shareholders $ 35,475 $ 29,095 $ 36,801 Denominator (shown as actual): Basic weighted average common shares outstanding 7,656,526 7,754,507 8,217,916 Dilutive shares 118,907 119,133 200,580 Diluted weighted average common shares outstanding 7,775,433 7,873,640 8,418,496 Basic earnings per share $ 4.63 $ 3.75 $ 4.48 Diluted earnings per share $ 4.56 $ 3.70 $ 4.37 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 56,520 61,912 16,466

Note 18 - Derivatives

Note 18 - Derivatives	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 18 The Company is exposed to certain risk arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain borrowings, brokered deposits, investment securities, forward sales contracts, and commitments to extend credit associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors. Mortgage Banking Derivatives Not The Company regularly enters into commitments to originate and sell loans held for sale. The Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one four one four one four not Customer Swaps Not The Company also enters into derivative contracts, which consist of interest rate swaps, to facilitate the needs of clients desiring to manage interest rate risk. These swaps are not 815, third not Cash Flow Hedges The Company has entered into interest rate swaps to reduce the exposure to variability in interest-related cash outflows attributable to changes in forecasted SOFR based brokered deposits. These derivative instruments are designated as cash flow hedges. The hedged item is the SOFR portion of the series of future adjustable-rate borrowings and deposits over the term of the interest rate swap. Accordingly, changes to the amount of interest payment cash flows for the hedged transactions attributable to a change in credit risk are excluded from management’s assessment of hedge effectiveness. The Bank tests for hedging effectiveness on a quarterly basis. The accumulated other comprehensive income is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The Bank has not The Bank expects that approximately $3.6 million will be reclassified from accumulated other comprehensive loss as a decrease to interest expense over the next twelve Fair Value Hedges The Company is exposed to changes in the fair value of certain of its pools of prepayable fixed-rate assets due to changes in benchmark interest rates. The Company uses interest rate swaps to manage its exposure to changes in fair value on these instruments attributable to changes in the designated benchmark interest rate, the SOFR. Interest rate swaps designated as fair value hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without the exchange of the underlying notional amount. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in interest income. The following amounts were recorded on the balance sheet related to cumulative-basis adjustment for fair value hedges for the dates indicated: Cumulative Amount of Fair Value Line item on the Consolidated Balance Sheets Hedging Adjustment Included in in which the hedged item is included: Carrying Amount of the the Carrying Amount of the December 31, 2023 Hedged Assets Hedged Assets Investment securities (1) $ 56,785 $ 3,215 Total $ 56,785 $ 3,215 December 31, 2022 Investment securities (1) $ 55,893 $ 4,107 Total $ 55,893 $ 4,107 ____________________________________ 1 These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At December 31, 2023 The following tables summarize the Company’s derivative instruments at the dates indicated. The Company has master netting agreements with derivative dealers with which it does business, but reflects gross assets and liabilities as “Other assets” and “Other liabilities”, respectively, on the Consolidated Balance Sheets, as follows: December 31, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 250,000 $ 3,233 $ 375 Fair value hedges: Interest rate swaps - securities $ 60,000 $ 3,198 $ — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 22,334 329 — Mandatory and best effort forward commitments with investors 10,070 — 188 Forward TBA mortgage-backed securities 33,000 — 284 Interest rate swaps - customer swap positions 801 63 Interest rate swaps - dealer offsets to customer swap positions 801 64 — December 31, 2022 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 90,000 $ 5,780 $ — Fair value hedges: Interest rate swaps - securities $ 60,000 $ 4,090 $ — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 8,837 107 — Mandatory and best effort forward commitments with investors 4,558 — 38 Forward TBA mortgage-backed securities 27,000 164 — The following table summarizes the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income for the years indicated: Year Ended December 31, 2023 2022 2021 Interest Interest Interest Interest Interest Interest Expense Income Expense Income Expense Income Deposits Securities Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 36,751 $ 12,247 $ 9,420 $ 7,046 $ 6,929 $ 5,637 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — 892 — (4,107 ) — — Recognized on derivatives designated as hedging instruments — (892 ) — 4,103 — — Net interest income (expense) recognized on cash flows of derivatives designated as hedging instruments — 1,509 — — — — Net income (expense) recognized on fair value hedges $ — $ 1,509 $ — $ (4 ) $ — $ — Net gain (loss) on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (losses) (pre-tax) reclassified from AOCI into net income $ 5,465 $ — $ 970 $ — $ (538 ) $ — Net income (expense) recognized on cash flow hedges $ 5,465 $ — $ 970 $ — $ (538 ) $ — Changes in the fair value of the non-hedging derivatives recognized in “Noninterest income” on the Consolidated Statements of Income and included in gain on sale of loans resulted in net gains of $75,000, net losses of $2.6 million, and net gains of $5.1 million for the years ended December 31, 2023, 2022, 2021 The following table presents a summary of amounts outstanding in derivative financial instruments, including those entered into in connection with the same counterparty under master netting agreements, as of the years indicated. While these agreements are typically over-collateralized, GAAP requires disclosures in this table to limit the amount of such collateral to the amount of the related asset or liability for each counterparty. Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset on the Assets on the on the Consolidated Balance Sheets Offsetting of derivative assets of Recognized Consolidated Consolidated Financial Cash Collateral At December 31, 2023 Assets Balance Sheets Balance Sheets Instruments Received Net Amount Interest rate swaps $ 6,648 $ 153 $ 6,495 $ — $ — $ 6,495 At December 31, 2022 Interest rate swaps $ 9,870 $ — $ 9,870 $ — $ — $ 9,870 Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset on the Liabilities on the on the Consolidated Balance Sheets Offsetting of derivative liabilities of Recognized Consolidated Consolidated Financial Cash Collateral At December 31, 2023 Liabilities Balance Sheets Balance Sheets Instruments Posted Net Amount Interest rate swaps $ (722 ) $ (347 ) $ (375 ) $ — $ 270 $ (105 ) At December 31, 2022 Interest rate swaps $ — $ — $ — $ — $ — $ — Credit Risk-related Contingent Features The Company has derivative contracts with its derivative counterparties that contain provisions to post collateral to the counterparties when these contracts are in a net liability position. At December 31, 2023

Note 19 - Accumulated Other Com

Note 19 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 19 The following were changes in accumulated other comprehensive income (loss) by component, net of tax, for the years indicated: Unrealized (Losses) Gains and and Gains (Losses) on on Available Derivative for Sale Year Ended December 31, 2023 Instruments Securities Total Beginning balance $ 7,761 $ (33,393 ) $ (25,632 ) Other comprehensive income before reclassification, net of tax 1,296 5,321 6,617 Amounts reclassified from accumulated other comprehensive loss, net of tax (4,291 ) — (4,291 ) Net current period other comprehensive (loss) income (2,995 ) 5,321 2,326 Ending balance $ 4,766 $ (28,072 ) $ (23,306 ) Unrealized Gains and Losses (Losses) on on Available Derivative for Sale Year Ended December 31, 2022 Instruments Securities Total Beginning balance $ 794 $ (542 ) $ 252 Other comprehensive income (loss) before reclassification, net of tax 7,728 (32,851 ) (25,123 ) Amounts reclassified from accumulated other comprehensive loss, net of tax (761 ) — (761 ) Net current period other comprehensive income (loss) 6,967 (32,851 ) (25,884 ) Ending balance $ 7,761 $ (33,393 ) $ (25,632 ) Unrealized Gains (Losses) and and (Losses) Gains on on Available Derivative for Sale Year Ended December 31, 2021 Instruments Securities Total Beginning balance $ (967 ) $ 3,500 $ 2,533 Other comprehensive (loss) income before reclassification, net of tax 1,339 (4,042 ) (2,703 ) Amounts reclassified from accumulated other comprehensive income, net of tax 422 — 422 Net current period other comprehensive income (loss) 1,761 (4,042 ) (2,281 ) Ending balance $ 794 $ (542 ) $ 252

Note 20 - Stock-based Compensat

Note 20 - Stock-based Compensation	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	NOTE 20 Stock Options and Restricted Stock On May 17, 2018, 2018 “2018 2018 December 31, 2023 2018 For the years ended December 31, 2023, 2022, 2021 December 31, 2023, 2022, 2021 Stock Options The 2018 may one five 107, one five The fair value of options granted was determined using the following weighted-average assumptions as of the grant date for the years indicated: For the Year Ended December 31, 2023 2022 2021 Dividend yield 3.25 % 2.59 % 1.58 % Expected volatility 28.24 % 26.86 % 37.10 % Risk-free interest rate 4.35 % 2.88 % 1.01 % Expected term in years 6.5 6.5 6.5 Weighted-average grant date fair value per option granted $ 7.61 $ 7.13 $ 10.67 The following table presents a summary of the Company’s stock option awards during the years indicated (shown as actual). Share and per share data has been adjusted for all periods to reflect a two-for- one July 14, 2021. Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2021 671,754 $ 19.45 6.58 $ 5,721,159 Granted 118,850 $ 35.46 — — Less exercised 176,978 $ 12.73 — $ 4,265,369 Forfeited or expired — — — — Outstanding at December 31, 2021 613,626 $ 25.24 7.17 $ 5,362,902 Outstanding at January 1, 2022 613,626 $ 25.24 7.17 $ 5,362,902 Granted 99,200 $ 30.94 — — Less exercised 64,994 $ 19.75 — $ 790,558 Forfeited or expired — — — — Outstanding at December 31, 2022 647,832 $ 26.67 6.84 $ 4,627,255 Outstanding at January 1, 2023 647,832 $ 26.67 6.84 $ 4,627,255 Granted 103,000 $ 30.73 — — Less exercised 47,734 $ 10.17 — $ 970,064 Forfeited or expired 40,819 $ 32.96 — — Outstanding at December 31, 2023 662,279 $ 28.12 6.69 $ 5,852,975 Expected to vest, assuming a 0.31 (1) 650,507 $ 28.10 6.60 $ 5,761,706 Exercisable at December 31, 2023 383,462 $ 26.94 5.52 $ 3,842,104 ___________________________ ( 1 Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years. At December 31, 2023 2018 Restricted Stock Awards The RSAs fair value is equal to the value of the market price of the Company’s common stock on the grant date and compensation expense is recognized over the vesting period of the awards based on the fair value of the restricted stock. Shares granted under the 2018 one five 2018 The following table presents a summary of the Company’s nonvested awards during the years indicated (shown as actual). Share and per share data has been adjusted for all periods to reflect a two-for- one July 14, 2021. Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2021 110,184 $ 24.35 Granted 41,350 35.46 Less vested 29,862 24.78 Forfeited or expired — — Nonvested at December 31, 2021 121,672 $ 28.02 Nonvested at January 1, 2022 121,672 $ 28.02 Granted 35,050 30.94 Less vested 38,192 28.12 Forfeited or expired — — Nonvested at December 31, 2022 118,530 $ 28.85 Nonvested at January 1, 2023 118,530 $ 28.85 Granted 37,600 30.73 Less vested 44,462 28.24 Forfeited or expired 9,524 30.96 Nonvested at December 31, 2023 102,144 $ 29.61 At December 31, 2023 2018

Note 21 - Business Segments

Note 21 - Business Segments	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 21 The Company’s business segments are determined based on the products and services provided, as well as the nature of the related business activities, and they reflect the way financial information is currently evaluated by management. This process is dynamic and is based on management’s current view of the Company’s operations and is not two The Company uses various management accounting methodologies to assign certain income statement items to the responsible operating segment, including: ● a funds transfer pricing (“FTP”) system, which allocates interest income credits and funding charges between the segments, assigning to each segment a funding credit for its liabilities, such as deposits, and a charge to fund its assets; ● a cost per loan serviced allocation based on the number of loans being serviced on the balance sheet and the number of loans serviced for third ● an allocation based upon the approximate square footage utilized by the home lending segment in Company owned locations; ● an allocation of charges for services rendered to the segments by centralized functions, such as corporate overhead, which are generally based on the number of full-time employees (“FTEs”) in each segment; and ● an allocation of the Company’s consolidated income taxes which are based on the effective tax rate applied to the segment’s pretax income or loss. A description of the Company’s business segments and the products and services that they provide is as follows: Commercial and Consumer Banking Segment The commercial and consumer banking segment provides diversified financial products and services to our commercial and consumer customers through Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products; residential, consumer, business and commercial real estate lending portfolios and cash management services. The Company originates consumer loans, commercial and multi-family real estate loans, construction loans for residential and multi-family construction, and commercial business loans. At December 31, 2023 Home Lending Segment The home lending segment originates one four may may one four four Segment Financial Results The tables below summarize the financial results for each segment based on the factors mentioned above within each segment at or for the years indicated: At or For the Year Ended December 31, 2023 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 111,737 $ 11,566 $ 123,303 Provision for credit losses (3,494 ) (1,280 ) (4,774 ) Noninterest income (2) 10,368 10,122 20,490 Noninterest expense (3) (73,767 ) (19,980 ) (93,747 ) Income before provision for income taxes 44,844 428 45,272 Provision for income taxes (9,132 ) (87 ) (9,219 ) Net income $ 35,712 $ 341 $ 36,053 Total average assets for period ended $ 2,315,806 $ 527,442 $ 2,843,248 FTEs 447 123 570 At or For the For the Year Ended December 31, 2022 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 93,358 $ 10,922 $ 104,280 Provision for credit losses (5,064 ) (1,153 ) (6,217 ) Noninterest income (2) 10,158 7,950 18,108 Noninterest expense (3) (59,723 ) (19,460 ) (79,183 ) Income (loss) before (provision) benefit for income taxes 38,729 (1,741 ) 36,988 (Provision) benefit for income taxes (7,684 ) 345 (7,339 ) Net income (loss) $ 31,045 $ (1,396 ) $ 29,649 Total average assets for period ended $ 2,018,263 $ 417,431 $ 2,435,694 FTEs 405 132 537 At or For the Year Ended December 31, 2021 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 78,306 $ 8,343 $ 86,649 (Provision for) recovery of loan losses (2,613 ) 2,113 (500 ) Noninterest income (2) 8,545 28,968 37,513 Noninterest expense (3) (56,557 ) (19,685 ) (76,242 ) Income before provision for income taxes 27,681 19,739 47,420 Provision for income taxes (5,842 ) (4,166 ) (10,008 ) Net income $ 21,839 $ 15,573 $ 37,412 Total average assets for period ended $ 1,779,850 $ 409,363 $ 2,189,213 FTEs 384 152 536 __________________________ ( 1 Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not ( 2 Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, 2021 December 31, 2023, 2022, 2021 ( 3 Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the years ended December 31, 2023, 2022, 2021

Note 22 - Revenue From Contract

Note 22 - Revenue From Contracts With Customers	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 22 Revenue Recognition In accordance with Topic 606, 606, five five 606, All the Company’s revenue from contracts with customers in-scope of ASC 606 606, For the Year Ended December 31, Noninterest income 2023 2022 2021 In-scope of Topic 606: Debit card interchange fees $ 3,200 $ 2,266 $ 2,252 Deposit service and account maintenance fees 1,412 919 757 Noninterest income (in-scope of Topic 606) 4,612 3,185 3,009 Noninterest income (out-of-scope of Topic 606) 15,878 14,923 34,504 Total noninterest income $ 20,490 $ 18,108 $ 37,513 Deposit Service and Account Maintenance Fees The Bank earns fees from its deposit customers for account maintenance, transaction-based services and overdraft charges. Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly. The performance obligation is satisfied and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as wire fees, as well as charges against the account, such as fees for non-sufficient funds and overdrafts. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer. Debit Card Interchange Income Debit and ATM interchange income represent fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the cardholders’ debit card.

Note 23 - Goodwill and Other In

Note 23 - Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 23 Goodwill and certain other intangibles generally arise from business combinations accounted for under the acquisition method of accounting. Goodwill totaled $3.6 million at December 31, 2023 December 31, 2022 February 24, 2023, four January 22, 2016. not December 31 may not December 31, 2023 Core deposit intangible (“CDI”) is evaluated for impairment whenever events or changes in circumstances indicate that its carrying amount may not December 31, 2023 The following table summarizes the changes in the Company’s other intangible assets comprised solely of CDI for the years indicated: Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2020 $ 7,490 $ (2,739 ) $ 4,751 Amortization — (691 ) (706 ) Balance, December 31, 2021 7,490 (3,430 ) 4,060 Amortization — (691 ) (691 ) Balance, December 31, 2022 7,490 (4,121 ) 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (3,464 ) (3,464 ) Balance, December 31, 2023 $ 24,928 $ (7,585 ) $ 17,343 The CDI represents the fair value of the intangible core deposit base acquired in business combinations. The CDI will be amortized on a straight-line basis over 10 years for the CDI related to the Anchor Acquisition in November 2018 nine December 31, 2023, 2022, 2021 Amortization expense for CDI is expected to be as follows for the years ended December 31: 2024 $ 3,633 2025 3,191 2026 2,846 2027 2,500 2028 2,110 Thereafter 3,063 Total $ 17,343

Note 24 - Parent Company Only F

Note 24 - Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2023
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 24 The Condensed Balance Sheets, Statements of Income, and Statements of Cash Flows for the Company (Parent Only) are presented below: Condensed Balance Sheets December 31, Assets 2023 2022 Cash and due from banks $ 9,094 $ 7,195 Investment in subsidiary 305,315 274,092 Other assets 458 704 Total assets $ 314,867 $ 281,991 Liabilities and Stockholders' Equity Subordinated notes, net 49,527 49,461 Other liabilities 852 833 Total liabilities 50,379 50,294 Stockholders' equity 264,488 231,697 Total liabilities and stockholders' equity $ 314,867 $ 281,991 Condensed Statements of Income Year Ended December 31, 2023 2022 2021 Interest expense on subordinated note $ (1,942 ) $ (1,942 ) $ (1,722 ) Dividends received from subsidiary 8,919 9,110 9,800 Other expenses (278 ) (274 ) (272 ) Income before income tax benefit and equity in undistributed net income of subsidiary 6,699 6,894 7,806 Income tax benefit 458 465 419 Equity in undistributed earnings of subsidiary 28,896 22,290 29,187 Net income $ 36,053 $ 29,649 $ 37,412 Condensed Statements of Cash Flows Year Ended December 31, 2023 2022 2021 Cash flows from operating activities: Net income $ 36,053 $ 29,649 $ 37,412 Equity in undistributed net income of subsidiary (28,896 ) (22,290 ) (29,187 ) Amortization 66 67 61 ESOP compensation expense for allocated shares — — 1,482 Share-based compensation expense related to stock options and restricted stock 2,010 1,971 1,446 Changes in operating assets and liabilities Other assets 246 (297 ) (205 ) Other liabilities 18 55 569 Net cash from operating activities 9,497 9,155 11,578 Cash flows used by investing activities: Net proceeds from ESOP — — 291 Investment in subsidiary — — (25,000 ) Net cash used by investing activities — — (24,709 ) Cash flows (used by) from financing activities: Net proceeds from issuance of subordinated notes — — 49,333 Repayment of subordinated notes — — (10,000 ) Stock options exercised, net (273 ) 568 (2,076 ) Common stock repurchased for employee/director taxes paid on restricted stock awards (355 ) (190 ) (211 ) Issuance of common stock - employee stock purchase plan 1,017 503 — Common stock repurchased (223 ) (15,628 ) (13,961 ) Dividends paid on common stock (7,764 ) (7,096 ) (4,602 ) Net cash (used by) from financing activities (7,598 ) (21,843 ) 18,483 Net increase (decrease) in cash and cash equivalents 1,899 (12,688 ) 5,352 Cash and cash equivalents, beginning of year 7,195 19,883 14,531 Cash and cash equivalents, end of year $ 9,094 $ 7,195 $ 19,883

Insider Trading Arrangements

Insider Trading Arrangements	12 Months Ended
	Dec. 31, 2023
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]	9B. a) Nothing to report. b) During the quarter ended December 31, 2023, no 16a 1 10b5 1 10b5 1 408 .
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Financial Statement Presentation Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two
Consolidation, Policy [Policy Text Block]	Principles of Consolidation 1st
Segment Reporting, Policy [Policy Text Block]	Segment Reporting two 21
Subsequent Events, Policy [Policy Text Block]	Subsequent Events December 31, 2023 January 31, 2024, January 31, 2024.
Accounting Changes and Error Correction [Policy Text Block]	Error Corrections Earnings Per Share Prior presentations of earnings per share were revised due to the improper inclusion of certain unvested shares of the Company’s commons stock in the denominator of basic and diluted earnings per share. As a result of the inclusion, earnings per share was understated for the year ended December 31, 2021. December 31, 2021
Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents 90 may December 31, 2023 2022
Marketable Securities, Policy [Policy Text Block]	Securities not may Management no 326 30, third 3
Investment, Policy [Policy Text Block]	Federal Home Loan Bank Stock December 31, 2023 2022 December 31, 2023 2022 Management evaluates FHLB stock for impairment annually. Management’s determination of whether these investments are impaired is based on its assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as ( 1 2 3 4 December 31, 2023, 2022, 2021
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale
Other Real Estate Owned [Policy Text Block]	Other Real Estate Owned –
Derivatives, Policy [Policy Text Block]	Derivatives The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and resulting designation. The Company’s hedging policies permit the use of various derivative financial instruments to manage interest rate risk or to hedge specified assets and liabilities. To qualify for hedge accounting, derivatives must be highly effective at reducing the risk associated with the exposure being hedged and must be designated as a hedge at the inception of the derivative contract. If derivative instruments are designated as fair value hedges, and such hedges are highly effective, both the change in the fair value of the hedge and the hedged item are included in current earnings. If derivative instruments are designated as cash flow hedges, fair value adjustments related to the effective portion are recorded in other comprehensive income and are reclassified to earnings when the hedged transaction is reflected in earnings. Ineffective portions of cash flow hedges are reflected in earnings as they occur. Actual cash receipts and/or payments and related accruals on derivatives related to hedges are recorded as adjustments to the interest income or interest expense associated with the hedged item. During the life of the hedge, the Company formally assesses whether derivatives designated as hedging instruments continue to be highly effective in offsetting changes in the fair value or cash flows of hedged items. If it is determined that a hedge has ceased to be highly effective, the Company will discontinue hedge accounting prospectively. At such time, previous adjustments to the carrying value of the hedged item are reversed into current earnings and the derivative instrument is reclassified to a trading position recorded at fair value. For derivatives not
Financing Receivable [Policy Text Block]	Loans Receivable Income Recognition on Nonaccrual Loans and Securities may 90 not six no
Allowance for Credit Losses, Held to Maturity Securities [Policy Text Block]	Allowance for Credit Losses on Held-to-Maturity Securities – The held-to-maturity portfolio consists entirely of corporate securities. Securities are generally rated investment grade. Securities are analyzed individually to establish a reserve.
Allowance for Credit Losses, Available for Sale Securities [Policy Text Block]	Allowance for Credit Losses on Available-for-Sale Securities – first not not Changes in the ACL are recorded as a provision for (recovery of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available-for-sale debt securities is not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Credit Losses on Loans – may not Management utilizes relevant available information, from internal and external sources, relating to past events, current conditions, historical loss experience, and reasonable and supportable forecasts. The lookback period in the analysis includes historical data from 2009 not may
Financing Receivable, Loans Collective Assessment [Policy Text Block]	Collective Assessment – The Company has elected a non-discounted cash flow methodology with probability of default (“PD”) and loss given default (“LGD”) for all call report code cohorts (“cohorts”), with the exception of the indirect and marine portfolios which are evaluated under a vintage methodology. The vintage methodology measures the expected loss calculation for future periods based on historical performance by the origination period of loans with similar life cycles and risk characteristics. Guaranteed portions of loans are measured with zero The PD calculation looks at the historical loan portfolio at particular points in time (each month during the lookback period) to determine the probability that loans in a certain cohort will default over the next 12 90 zero The LGD calculation looks at actual losses (net charge-offs) experienced over the entire lookback period for each cohort of loans. The aggregate loss amount is divided by the exposure at default to determine an LGD rate. All defaults (non-accrual, charge-off, or greater than 90 not The Company utilizes reasonable and supportable forecasts of future economic conditions when estimating the ACL on loans. The calculation includes a 12 12 The Company recognizes that all significant factors that affect the collectability of the loan portfolio must be considered to determine the estimated credit losses as of the evaluation date. Furthermore, the methodology, in and of itself and even when selectively adjusted by comparison to market and peer data, does not
Financing Receivable, Loans Individual Assessment [Policy Text Block]	Individual Assessment – not Where the primary and/or expected source of repayment of a specific loan is believed to be the future liquidation of available collateral, impairment will generally be measured based upon expected future collateral proceeds, net of disposition expenses including sales commissions as well as other costs potentially necessary to sell the asset(s) (i.e., past due taxes, liens, etc.). Estimates of future collateral proceeds will be based upon available appraisals, reference to recent valuations of comparable properties, use of consultants or other professionals with relevant market and/or property-specific knowledge, and any other sources of information believed appropriate by management under the specific circumstances. When appraisals are ordered to support the impairment analysis of an impaired loan, the appraisal is reviewed by the Company’s internal appraisal reviewer. Where the primary and/or expected source of repayment of a specific loan is believed to be the receipt of principal and interest payments from the borrower and/or the refinancing of the loan by another creditor, impairment will generally be measured based upon the present value of expected proceeds discounted at the contractual interest rate. Expected refinancing proceeds may
Determining Contractual Term [Policy Text Block]	Determining the Contractual Term –
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Allowance for Credit Losses on Unfunded Commitments –
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment, Net three Management reviews buildings, improvements and equipment for impairment on an annual basis or whenever events or changes in the circumstances indicate that the undiscounted cash flows for the property are less than its carrying value. If identified, an impairment loss is recognized through a charge to earnings based on the fair value of the property.
Lessee, Leases [Policy Text Block]	Right of Use (“ROU”) Lease Asset & Lease Liability – 12 ROU assets represent our right to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease. ROU assets and lease liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As most of the Company’s leases do not one may
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets 1 2 3 not Mortgage Servicing Rights Servicing assets are evaluated quarterly for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type, and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no may
Income Tax, Policy [Policy Text Block]	Income Taxes 740, Accounting for Income Taxes The Company follows the authoritative guidance issued related to accounting for uncertainty in income taxes. The guidance prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. It is the Company’s policy to record any penalties or interest arising from federal or state taxes as a component of income tax expense.
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan ( ESOP ) not
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share ( EPS ) two two
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss)
Credit Loss, Financial Instrument [Policy Text Block]	Financial Instruments
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restricted Assets December 31, 2023 December 31, 2022 no
Advertising Cost [Policy Text Block]	Marketing and Advertising Costs December 31, 2023, 2022, 2021
Share-Based Payment Arrangement [Policy Text Block]	Stock-Based Compensation
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill fourth not not December 31, 2023, 2022, 2021
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance As a result of current tax law and the nature of these policies, the Bank records any increase in cash value of these policies as nontaxable noninterest income. If the Bank decided to surrender any of the policies prior to the death of the insured, such surrender may
Business Combinations Policy [Policy Text Block]	Business Combinations The primary identifiable intangible asset we typically record in connection with a whole bank or bank branch acquisition is the value of the core deposit intangibles which represents the estimated value of the long-term deposit relationships acquired in the transaction. Determining the amount of identifiable intangible assets and their average lives involves multiple assumptions and estimates and is typically determined by performing a discounted cash flow analysis, which involves a combination of any or all the following assumptions: customer attrition/runoff, alternative funding costs, deposit servicing costs, and discount rates. The core deposit intangibles are amortized over the estimated useful lives of the deposit accounts based on a method that we believe reasonably approximates the anticipated benefit stream from this intangible. The estimated useful lives are periodically reviewed for reasonableness and have generally been estimated to have a life ranging from seven ten may not Acquired Loans For purchased non-credit-deteriorated loans, the difference between the fair value and unpaid principal balance of the loan at the acquisition date is amortized or accreted to interest income over the life of the loan. While credit discounts are included in the determination of the fair value for non-credit-deteriorated loans, since these discounts are expected to be accreted over the life of the loans, they cannot be used to offset the allowance for credit losses that must be recorded at the acquisition date. As a result, an allowance for credit losses is determined at the acquisition date using the same methodology as other loans held for investment and is recognized as a provision for credit losses in the Consolidated Statement of Income. Any subsequent deterioration (improvement) in credit quality is recognized by recording a provision for (reversal of) credit losses.
New Accounting Pronouncements, Policy [Policy Text Block]	Application of New Accounting Guidance in 2023 On January 1, 2023, No. 2022–02, Financial Instruments Credit Losses (Topic 326 December 15, 2022, 2022–02 not RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020–04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021–01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020–04 In June 2022, 2022 03, Fair Value Measurement (Topic 820 2022 03 not 2022 03 December 15, 2023, not In March 2023, 2023 02, Investments - Equity Method and Joint Ventures (Topic 323 2023 02 323 740 25 3, not no not 323 10: Investments - Equity Method and Joint Ventures - Overall. not 321: Investments - Equity Securities 2023 02 December 15, 2023, 2023 02 In November 2023, 2023 07, Segment Reporting (Topic 280 280. The amendments in this ASU are intended to improve segment disclosure requirements, primarily through enhanced disclosures about significant segment expenses. The key amendments included in this ASU: ● Require disclosure on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and are included within each reported measure of segment profit and loss. ● Require disclosure on an annual and interim basis, an amount for other segment items (defined in the ASU) and a description of its composition. ● Clarify that if the CODM uses more than one one may ● Require disclosure of the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing performance. This ASU is effective for fiscal years beginning after December 15, 2023, December 15, 2024. 2023 07 In December 2023, 2023 09, Income Taxes (Topic 740 Those amendments require disclosure of the following information about income taxes paid on an annual basis: ● Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five ● Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions. The ASU is effective for annual periods beginning after December 15, 2024. not 2023 09

Note 2 - Business Combination (

Note 2 - Business Combination (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949

Note 3 - Investments (Tables)

Note 3 - Investments (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Investment [Table Text Block]	December 31, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 46 $ (3,179 ) $ 18,018 $ — Corporate securities 13,000 613 (741 ) 12,872 — Municipal bonds 138,803 42 (19,398 ) 119,447 — Mortgage-backed securities 112,855 238 (11,845 ) 101,248 — U.S. Small Business Administration securities 42,886 — (1,538 ) 41,348 — Total securities available-for-sale 328,695 939 (36,701 ) 292,933 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (834 ) 7,666 45 Total securities held-to-maturity 8,500 — (834 ) 7,666 45 Total securities $ 337,195 $ 939 $ (37,535 ) $ 300,599 $ 45 December 31, 2022 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,153 $ — $ (3,865 ) $ 17,288 $ — Corporate securities 9,497 27 (979 ) 8,545 — Municipal bonds 144,200 21 (23,619 ) 120,602 — Mortgage-backed securities 82,424 — (12,458 ) 69,966 — U.S. Small Business Administration securities 14,519 — (1,668 ) 12,851 — Total securities available-for-sale 271,793 48 (42,589 ) 229,252 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (571 ) 7,929 31 Total securities held-to-maturity 8,500 — (571 ) 7,929 31 Total securities $ 280,293 $ 48 $ (43,160 ) $ 237,181 $ 31
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	SECURITIES HELD-TO-MATURITY For the Year Ended Corporate Securities December 31, 2023 December 31, 2022 Beginning ACL balance $ 31 $ — Impact of adopting ASU 2016-13 — 72 Provision for (recapture of) credit losses 14 (41 ) Securities charged-off — — Recoveries — — Total ending ACL balance $ 45 $ 31
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]	December 31, Corporate securities 2023 2022 BBB/BBB- $ 7,000 $ 8,500 BB+ 1,500 — Total $ 8,500 $ 8,500
Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]	December 31, 2023 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 39,704 $ 45,689 $ 39,704 FRB - Bank Term Funding Program facility ("BTFP") 77,043 90,195 77,043 Total pledged securities $ 116,747 $ 135,884 $ 116,747
Gain (Loss) on Securities [Table Text Block]	December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,972 $ (3,179 ) $ 15,972 $ (3,179 ) Corporate securities 959 (41 ) 4,300 (700 ) 5,259 (741 ) Municipal bonds 3,922 (23 ) 113,577 (19,375 ) 117,499 (19,398 ) Mortgage-backed securities 20,662 (113 ) 67,376 (11,732 ) 88,038 (11,845 ) U.S. Small Business Administration securities 33,211 (460 ) 8,137 (1,078 ) 41,348 (1,538 ) Total securities available-for-sale $ 58,754 $ (637 ) $ 209,362 $ (36,064 ) $ 268,116 $ (36,701 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,666 (834 ) 7,666 (834 ) Total securities held-to-maturity — — 7,666 (834 ) 7,666 (834 ) Total $ 58,754 $ (637 ) $ 217,028 $ (36,898 ) $ 275,782 $ (37,535 ) December 31, 2022 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ 3,823 $ (118 ) $ 13,465 $ (3,747 ) $ 17,288 $ (3,865 ) Corporate securities 2,494 (4 ) 4,026 (975 ) 6,520 (979 ) Municipal bonds 44,261 (5,794 ) 73,990 (17,825 ) 118,251 (23,619 ) Mortgage-backed securities 29,791 (3,188 ) 40,175 (9,270 ) 69,966 (12,458 ) U.S. Small Business Administration securities 10,807 (1,162 ) 2,044 (506 ) 12,851 (1,668 ) Total securities available-for-sale $ 91,176 $ (10,266 ) $ 133,700 $ (32,323 ) $ 224,876 $ (42,589 ) SECURITIES HELD-TO-MATURITY Corporate securities 7,929 (571 ) — — 7,929 (571 ) Total securities held-to-maturity 7,929 (571 ) — — 7,929 (571 ) Total $ 99,105 $ (10,837 ) $ 133,700 $ (32,323 ) $ 232,805 $ (43,160 )
Investments Classified by Contractual Maturity Date [Table Text Block]	December 31, 2023 2022 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 922 $ 914 $ — $ — Due after one year through five years 3,947 3,544 4,874 4,321 Due after five years through ten years 11,972 10,139 6,989 5,963 Due after ten years 4,310 3,421 9,290 7,004 Subtotal 21,151 18,018 21,153 17,288 Corporate securities Due within one year 1,000 1,004 1,000 997 Due after one year through five years 6,000 6,609 2,497 2,519 Due after five years through ten years 4,000 3,839 4,000 3,763 Due after ten years 2,000 1,420 2,000 1,266 Subtotal 13,000 12,872 9,497 8,545 Municipal bonds Due within one year 1,013 1,003 2,660 2,644 Due after one year through five years 757 751 1,038 1,012 Due after five years through ten years 7,603 7,101 6,341 5,771 Due after ten years 129,430 110,592 134,161 111,175 Subtotal 138,803 119,447 144,200 120,602 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 76,369 66,275 68,421 57,358 Federal Home Loan Mortgage Corporation (“FHLMC”) 32,311 31,376 9,290 8,424 Government National Mortgage Association (“GNMA”) 4,175 3,597 4,713 4,184 Subtotal 112,855 101,248 82,424 69,966 U.S. Small Business Administration securities Due within one year 198 196 — — Due after one year through five years 1,860 1,824 2,553 2,407 Due after five years through ten years 21,420 20,929 4,461 3,996 Due after ten years 19,408 18,399 7,505 6,448 Subtotal 42,886 41,348 14,519 12,851 Total securities available-for-sale 328,695 292,933 271,793 229,252 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,666 8,500 7,929 Total securities held-to-maturity 8,500 7,666 8,500 7,929 Total securities $ 337,195 $ 300,599 $ 280,293 $ 237,181

Note 4 - Loans Receivable and_2

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 366,328 $ 334,059 Construction and development 303,054 342,591 Home equity 69,488 55,387 One-to-four-family (excludes loans held for sale) 567,742 469,485 Multi-family 223,769 219,738 Total real estate loans 1,530,381 1,421,260 CONSUMER LOANS Indirect home improvement 569,903 495,941 Marine 73,310 70,567 Other consumer 3,540 3,064 Total consumer loans 646,753 569,572 COMMERCIAL BUSINESS LOANS Commercial and industrial 238,301 196,791 Warehouse lending 17,580 31,229 Total commercial business loans 255,881 228,020 Total loans receivable, gross 2,433,015 2,218,852 ACL on loans (31,534 ) (27,992 ) Total loans receivable, net $ 2,401,481 $ 2,190,860
Financing Receivable, Allowance for Credit Loss [Table Text Block]	At or For the Year Ended December 31, 2023 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 1,994 3,465 311 — 5,770 Charge-offs (10 ) (3,465 ) (1 ) — (3,476 ) Recoveries — 1,248 — — 1,248 Net charge-offs (10 ) (2,217 ) (1 ) — (2,228 ) Total ending ACL balance $ 14,107 $ 13,357 $ 4,070 $ — $ 31,534 At or For the Year Ended December 31, 2022 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance, prior to adoption of ASC 326 $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Impact of adopting ASC 326 (5,234 ) 6,078 (3,682 ) (21 ) (2,859 ) Provision for credit losses on loans 2,559 3,158 906 — 6,623 Charge-offs — (2,465 ) — — (2,465 ) Recoveries — 1,058 — — 1,058 Net charge-offs — (1,407 ) — — (1,407 ) Total ending ACL balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 At or For the Year Ended December 31, 2021 Commercial ALLOWANCE FOR LOAN LOSSES Real Estate Consumer Business Unallocated Total Beginning balance $ 13,846 $ 6,696 $ 4,939 $ 691 $ 26,172 Provision for (recapture of) loan losses 952 (1,417 ) 1,635 (670 ) 500 Charge-offs — (1,755 ) (38 ) — (1,793 ) Recoveries — 756 — — 756 Net charge-offs — (999 ) (38 ) — (1,037 ) Total ending allowance for loan losses balance $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 Period end amount allocated to: Loans individually evaluated for impairment $ 23 $ 219 $ 921 $ — $ 1,163 Loans collectively evaluated for impairment 14,775 4,061 5,615 21 24,472 Ending balance $ 14,798 $ 4,280 $ 6,536 $ 21 $ 25,635 LOANS RECEIVABLE Loans individually evaluated for impairment $ 781 $ 629 $ 4,419 $ — $ 5,829 Loans collectively evaluated for impairment 1,089,522 421,414 237,410 — 1,748,346 Ending balance $ 1,090,303 $ 422,043 $ 241,829 $ — $ 1,754,175
Financing Receivable, Modified [Table Text Block]	Payment Deferral Amortized Cost % of Total Loan December 31, 2023 Basis Type Financial Effect Commercial real estate $ 1,088 0.3 % Deferred payments and capitalized interest for a weighted-average period of 1.5 years. Combination - Term Extension and Interest Rate Reduction Amortized Cost % of Total Loan December 31, 2023 Basis Type Financial Effect C&I $ 2,940 1.2 % Reduced weighted-average contractual interest rate from 7.5% to 4.1%, and added a weighted-average 5 years to the life of the loans.
Financing Receivable, Past Due [Table Text Block]	December 31, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 366,328 $ 366,328 $ 1,088 Construction and development — — — — 303,054 303,054 4,699 Home equity 79 25 136 240 69,248 69,488 173 One-to-four-family — 96 — 96 567,646 567,742 96 Multi-family — — — — 223,769 223,769 — Total real estate loans 79 121 136 336 1,530,045 1,530,381 6,056 CONSUMER LOANS Indirect home improvement 1,759 1,248 777 3,784 566,119 569,903 1,863 Marine 373 243 137 753 72,557 73,310 342 Other consumer 57 18 6 81 3,459 3,540 8 Total consumer loans 2,189 1,509 920 4,618 642,135 646,753 2,213 COMMERCIAL BUSINESS LOANS C&I — — 2,514 2,514 235,787 238,301 2,683 Warehouse lending — — — — 17,580 17,580 — Total commercial business loans — — 2,514 2,514 253,367 255,881 2,683 Total loans $ 2,268 $ 1,630 $ 3,570 $ 7,468 $ 2,425,547 $ 2,433,015 $ 10,952 December 31, 2022 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) Commercial $ — $ — $ — $ — $ 334,059 $ 334,059 $ — Construction and development — — — — 342,591 342,591 — Home equity 29 104 16 149 55,238 55,387 46 One-to-four-family — — 463 463 469,022 469,485 920 Multi-family — — — — 219,738 219,738 — Total real estate loans 29 104 479 612 1,420,648 1,421,260 966 CONSUMER LOANS Indirect home improvement 2,298 685 532 3,515 492,426 495,941 1,076 Marine 650 385 86 1,121 69,446 70,567 267 Other consumer 32 37 5 74 2,990 3,064 9 Total consumer loans 2,980 1,107 623 4,710 564,862 569,572 1,352 COMMERCIAL BUSINESS LOANS C&I 1 — 2,617 2,618 194,173 196,791 6,334 Warehouse lending — — — — 31,229 31,229 — Total commercial business loans 1 — 2,617 2,618 225,402 228,020 6,334 Total loans $ 3,010 $ 1,211 $ 3,719 $ 7,940 $ 2,210,912 $ 2,218,852 $ 8,652
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 48,551 $ 91,144 $ 61,689 $ 46,117 $ 27,957 $ 61,764 $ 499 $ — $ 337,721 Watch 3,201 5,446 12,894 — 453 2,226 45 — 24,265 Special mention — — — — 409 — — — 409 Substandard — — — 1,650 — 1,957 — 326 3,933 Total commercial 51,752 96,590 74,583 47,767 28,819 65,947 544 326 366,328 Construction and development Pass 120,155 106,168 46,989 15,219 — 540 9,284 — 298,355 Substandard — 4,699 — — — — — — 4,699 Total construction and development 120,155 110,867 46,989 15,219 — 540 9,284 — 303,054 Home equity Pass 4,583 398 1,584 6,525 11 2,137 54,077 — 69,315 Substandard — — — — — 36 137 — 173 Total home equity 4,583 398 1,584 6,525 11 2,173 54,214 — 69,488 Home equity gross charge-offs — — — — — — 10 — 10 One-to-four-family Pass 103,165 175,412 122,406 80,815 30,595 52,008 — 472 564,873 Substandard — 866 — — — 2,003 — — 2,869 Total one-to-four-family 103,165 176,278 122,406 80,815 30,595 54,011 — 472 567,742 Multi-family Pass 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total multi-family 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total real estate loans $ 286,761 $ 404,537 $ 336,609 $ 192,837 $ 97,415 $ 147,382 $ 64,042 $ 798 $ 1,530,381 December 31, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 171,208 $ 212,661 $ 93,664 $ 36,032 $ 23,977 $ 30,492 $ 6 $ — $ 568,040 Substandard 212 663 448 141 258 141 — — 1,863 Total indirect home improvement 171,420 213,324 94,112 36,173 24,235 30,633 6 — 569,903 Indirect home improvement gross charge-offs 204 1,386 567 290 145 336 — — 2,928 Marine Pass 13,619 23,963 9,987 13,082 5,267 7,050 — — 72,968 Substandard — — 52 85 — 205 — — 342 Total marine 13,619 23,963 10,039 13,167 5,267 7,255 — — 73,310 Marine gross charge-offs — 47 93 — 7 256 — — 403 Other consumer Pass 309 559 175 69 3 159 2,258 — 3,532 Substandard — — — — — — 8 — 8 Total other consumer 309 559 175 69 3 159 2,266 — 3,540 Other consumer gross charge-offs — 2 12 — — — 120 — 134 Total consumer loans $ 185,348 $ 237,846 $ 104,326 $ 49,409 $ 29,505 $ 38,047 $ 2,272 $ — $ 646,753 December 31, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,971 $ 32,334 $ 19,634 $ 11,537 $ 5,122 $ 9,707 $ 119,844 $ 145 $ 212,294 Watch 2,322 — 1,382 2,366 — 953 5,754 — 12,777 Special mention 143 — — — 498 253 1,345 — 2,239 Substandard 2,940 — 2,321 1,391 1,766 169 2,005 — 10,592 Doubtful — — — — — — 399 — 399 Total C&I 19,376 32,334 23,337 15,294 7,386 11,082 129,347 145 238,301 C&I gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 17,003 — 17,003 Watch — — — — — — 577 — 577 Total warehouse lending — — — — — — 17,580 — 17,580 Total commercial business loans $ 19,376 $ 32,334 $ 23,337 $ 15,294 $ 7,386 $ 11,082 $ 146,927 $ 145 $ 255,881 TOTAL LOANS RECEIVABLE, GROSS Pass $ 482,667 $ 663,043 $ 447,175 $ 251,907 $ 130,922 $ 188,568 $ 202,971 $ 617 $ 2,367,870 Watch 5,523 5,446 14,276 2,366 453 3,179 6,376 — 37,619 Special mention 143 — — — 907 253 1,345 — 2,648 Substandard 3,152 6,228 2,821 3,267 2,024 4,511 2,150 326 24,479 Doubtful — — — — — — 399 — 399 Total loans receivable, gross $ 491,485 $ 674,717 $ 464,272 $ 257,540 $ 134,306 $ 196,511 $ 213,241 $ 943 $ 2,433,015 Total gross charge-offs $ 204 $ 1,435 $ 673 $ 290 $ 152 $ 592 $ 130 $ — $ 3,476 December 31, 2022 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted Commercial 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 86,189 $ 76,030 $ 46,125 $ 38,930 $ 14,101 $ 55,271 $ — $ — $ 316,646 Watch 9,504 — 373 — — — — — 9,877 Special mention — — — 2,113 — — — — 2,113 Substandard — — — — 581 4,842 — — 5,423 Total commercial 95,693 76,030 46,498 41,043 14,682 60,113 — — 334,059 Construction and development Pass 193,084 118,724 21,966 8,379 — 438 — — 342,591 Total construction and development 193,084 118,724 21,966 8,379 — 438 — — 342,591 Home equity Pass 4,978 1,696 6,818 11 1,203 1,572 39,063 — 55,341 Watch — — — — — — — — — Special mention — — — — — — — — — Substandard — — — — 13 33 — — 46 Total home equity 4,978 1,696 6,818 11 1,216 1,605 39,063 — 55,387 One-to-four-family Pass 166,388 129,282 82,461 31,878 15,837 40,526 — 199 466,571 Watch — — — — — — — — — Special mention — — — — — — — — — Substandard — — — — 1,941 973 — — 2,914 Total one-to-four-family 166,388 129,282 82,461 31,878 17,778 41,499 — 199 469,485 Multi-family Pass 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total multi-family 41,041 63,353 48,376 38,805 4,176 23,987 — — 219,738 Total real estate loans $ 501,184 $ 389,085 $ 206,119 $ 120,116 $ 37,852 $ 127,642 $ 39,063 $ 199 $ 1,421,260 December 31, 2022 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 253,495 $ 123,264 $ 46,476 $ 31,251 $ 18,165 $ 22,205 $ 9 $ — $ 494,865 Watch — — — — — — — — — Special Mention — — — — — — — — — Substandard 347 213 137 62 169 148 — — 1,076 Total indirect home improvement 253,842 123,477 46,613 31,313 18,334 22,353 9 — 495,941 Marine Pass 27,904 11,762 15,139 6,224 5,415 3,856 — — 70,300 Watch — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — 151 61 55 — — 267 Total marine 27,904 11,762 15,139 6,375 5,476 3,911 — — 70,567 Other consumer Pass 792 754 116 48 14 80 1,251 — 3,055 Substandard 1 5 — — — — 3 — 9 Total other consumer 793 759 116 48 14 80 1,254 — 3,064 Total consumer loans $ 282,539 $ 135,998 $ 61,868 $ 37,736 $ 23,824 $ 26,344 $ 1,263 $ — $ 569,572 December 31, 2022 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2022 2021 2020 2019 2018 Prior Revolving Loans to Term Total Loans Pass $ 24,337 $ 22,561 $ 12,461 $ 3,940 $ 3,074 $ 7,701 $ 104,524 $ — $ 178,598 Watch — 1,127 2,932 — — 746 1,327 — 6,132 Special mention — — — 634 — — 963 — 1,597 Substandard — 1,586 1,265 2,291 190 3,739 1,093 300 10,464 Total C&I 24,337 25,274 16,658 6,865 3,264 12,186 107,907 300 196,791 Warehouse lending Pass — — — — — — 31,227 — 31,227 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 31,229 — 31,229 Total commercial business loans $ 24,337 $ 25,274 $ 16,658 $ 6,865 $ 3,264 $ 12,186 $ 139,136 $ 300 $ 228,020 TOTAL LOANS RECEIVABLE, GROSS Pass $ 798,208 $ 547,426 $ 279,938 $ 159,466 $ 61,985 $ 155,636 $ 176,074 $ 199 $ 2,178,932 Watch 9,504 1,127 3,305 — — 746 1,329 — 16,011 Special mention — — — 2,747 — — 963 — 3,710 Substandard 348 1,804 1,402 2,504 2,955 9,790 1,096 300 20,199 Total loans receivable, gross $ 808,060 $ 550,357 $ 284,645 $ 164,717 $ 64,940 $ 166,172 $ 179,462 $ 499 $ 2,218,852
Financing Receivable, Nonaccrual [Table Text Block]	December 31, 2023 December 31, 2022 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual Commercial $ 1,088 $ — $ 1,088 $ — $ — $ — Construction and development — 4,699 4,699 — — — Home equity 173 — 173 46 — 46 One-to-four-family 96 — 96 920 — 920 1,357 4,699 6,056 966 — 966 CONSUMER LOANS Indirect home improvement — 1,863 1,863 — 1,076 1,076 Marine — 342 342 — 267 267 Other consumer — 8 8 — 9 9 — 2,213 2,213 — 1,352 1,352 COMMERCIAL BUSINESS LOANS C&I — 2,683 2,683 — 6,334 6,334 Total $ 1,357 $ 9,595 $ 10,952 $ 966 $ 7,686 $ 8,652
Financing Receivable, Collateral Dependent Loans [Table Text Block]	December 31, 2023 December 31, 2022 Other Other Commercial Residential Non-Real Residential Non-Real REAL ESTATE LOANS Real Estate Real Estate Estate Total Real Estate Estate Total Commercial $ 1,088 $ — $ — $ 1,088 $ — $ — $ — Construction and development 4,699 — — 4,699 — — — Home equity — 173 — 173 46 $ — $ 46 One-to-four-family — 96 — 96 920 — 920 5,787 269 — 6,056 966 — 966 CONSUMER LOANS Indirect home improvement — — 1,863 1,863 — 1,076 1,076 Marine — — 342 342 — 267 267 — — 2,205 2,205 — 1,343 1,343 COMMERCIAL BUSINESS LOANS C&I — — 2,683 2,683 — 6,334 6,334 Total $ 5,787 $ 269 $ 4,888 $ 10,944 $ 966 $ 7,677 $ 8,643
Related Party [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	At December 31, 2023 2022 Beginning balance $ 3,445 $ 4,207 Additions — — Repayments (102 ) (762 ) Ending balance $ 3,343 $ 3,445

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Servicing Asset at Amortized Cost [Table Text Block]	At or For the Year Ended December 31, 2023 2022 2021 Beginning balance, at the lower of cost or fair value $ 18,017 $ 16,970 $ 12,595 Additions 2,772 5,400 9,760 MSRs amortized (3,565 ) (4,354 ) (7,444 ) Recovery (impairment) of MSRs (48 ) 1 2,059 Ending balance, at the lower of cost or fair value $ 17,176 $ 18,017 $ 16,970 MSRs held for sale, held at the lower of cost or fair value included in the ending balance above $ 8,086 $ — $ —
Schedule of Servicing Assets at Fair Value [Table Text Block]	At December 31, Key assumptions: 2023 2022 Weighted average discount rate 9.4 % 9.6 % Conditional prepayment rate (“CPR”) 7.2 % 8.2 % Weighted average life in years 8.4 7.8
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]	December 31, 2023 2022 Aggregate portfolio principal balance $ 2,832,016 $ 2,783,458 Weighted average rate of loans in servicing portfolio 3.6 % 3.4 % At December 31, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 7.2 % 8.0 % 9.3 % Fair value MSRs $ 38,163 $ 37,268 $ 35,819 Percentage of MSRs 1.3 % 1.3 % 1.3 % Discount rate 9.4 % 9.9 % 10.4 % Fair value MSRs $ 38,163 $ 37,301 $ 36,476 Percentage of MSRs 1.3 % 1.3 % 1.3 % At December 31, 2022 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.2 % 8.6 % 9.3 % Fair value MSRs $ 35,478 $ 34,997 $ 34,188 Percentage of MSRs 1.3 % 1.3 % 1.2 % Discount rate 9.6 % 10.1 % 10.6 % Fair value MSRs $ 35,478 $ 34,715 $ 33,984 Percentage of MSRs 1.3 % 1.2 % 1.2 %

Note 6 - Premises and Equipme_2

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, 2023 2022 Land $ 7,925 $ 5,715 Buildings 20,814 16,934 Furniture, fixtures, and equipment 17,962 16,226 Leasehold improvements 2,680 2,461 Building improvements 8,043 7,688 Projects in process 150 537 Subtotal 57,574 49,561 Less accumulated depreciation and amortization (26,996 ) (24,442 ) Total $ 30,578 $ 25,119

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Lease, Cost [Table Text Block]	For Year Ended December 31, Lease cost: 2023 2022 2021 Operating lease cost $ 1,837 $ 1,422 $ 1,433 Short-term lease cost 19 21 5 Total lease cost $ 1,856 $ 1,443 $ 1,438
Lessee, Operating Lease, Supplemental Cash Flow Information [Table Text Block]	Cash paid for amounts included in the At or For the Year Ended December 31, measurement of lease liabilities: 2023 2022 Operating cash flows from operating leases $ 1,882 $ 1,431 Weighted average remaining lease term - operating leases (in years) 4.0 4.6 Weighted average discount rate - operating leases 2.95 % 2.42 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	2024 $ 1,933 2025 1,628 2026 1,475 2027 1,173 2028 428 Thereafter 955 Total lease payments 7,592 Less imputed interest (744 ) Total $ 6,848

Note 8 - Other Real Estate Ow_2

Note 8 - Other Real Estate Owned ("OREO") (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Other Real Estate, Roll Forward [Table Text Block]	At or For the Year Ended December 31, 2023 2022 2021 Beginning balance $ 570 $ — $ 90 Loans transferred to OREO — 145 — Closed retail branch transferred to OREO — 570 — Gross proceeds from sale of OREO (718 ) (145 ) (81 ) Gain (loss) on sale of OREO 148 — (9 ) Ending balance $ — $ 570 $ —

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	December 31, 2023 2022 Noninterest-bearing checking $ 654,048 $ 537,938 Interest-bearing checking (1) 244,028 135,127 Savings 151,630 134,358 Money market (2) 359,063 574,290 Certificates of deposit less than $100,000 (3) 587,858 440,785 Certificates of deposit of $100,000 through $250,000 429,373 195,447 Certificates of deposit of $250,000 and over 79,540 93,560 Escrow accounts related to mortgages serviced (4) 16,783 16,236 Total $ 2,522,323 $ 2,127,741
Time Deposit Maturities [Table Text Block]	December 31, 2023 Maturing in 2024 $ 863,350 Maturing in 2025 166,827 Maturing in 2026 44,288 Maturing in 2027 21,727 Maturing in 2028 and thereafter 579 Total $ 1,096,771
Interest Income and Interest Expense Disclosure [Table Text Block]	Year Ended December 31, 2023 2022 2021 Interest-bearing checking $ 2,586 $ 495 $ 282 Savings and money market 5,511 3,775 1,604 Certificates of deposit 28,654 5,150 5,043 Total $ 36,751 $ 9,420 $ 6,929

Note 11 - Debt (Tables)

Note 11 - Debt (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Debt [Table Text Block]	December 31, 2023 2022 Federal Home Loan Bank - (interest rates ranging from 2.00 2.37 1.72 4.60 $ 3,896 $ 186,528 FRB BTFP advance - (interest rate of 4.70 89,850 — Total $ 93,746 $ 186,528
Schedule of Maturities of Long-Term Debt [Table Text Block]	Interest Years Ending December 31, Balances Rates 2024 $ 93,746 4.60 %
Schedule of Maximum and Weighted Average Balances and Interest Rates on Debt [Table Text Block]	For the Year Ending December 31, 2023 2022 2021 Maximum balance: FHLB advances and Fed Funds $ 74,895 $ 260,828 $ 102,528 FRB Fed Funds — — — Fed Funds lines of credit with other financial institutions — — — Subordinated notes 50,000 50,000 50,000 FRB Paycheck Protection Program Liquidity Facility ("PPPLF") — — 59,349 FRB BTFP advance 90,000 — — Average balance: FHLB advances and Fed Funds 33,945 102,008 55,602 FRB Fed Funds 14,704 548 205 Fed Funds lines of credit with other financial institutions 11 15 11 Subordinated notes 50,000 50,000 44,699 FRB PPPLF — — 7,310 FRB BTFP advance 61,669 — — Weighted average interest rates FHLB advances and Fed Funds 4.40 % 2.98 % 1.88 % FRB Fed Funds 5.42 % 1.69 % 0.25 % Fed Funds lines of credit with other financial institutions 5.62 % 3.28 % 0.49 % Subordinated notes 3.88 % 3.75 % 3.75 % FRB PPPLF — % — % 0.35 % FRB BTFP advance 4.71 % — % — %

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	For the Year Ending December 31, Provision for income taxes 2023 2022 2021 Current $ 9,912 $ 8,183 $ 8,258 Deferred (693 ) (844 ) 1,750 Total provision for income taxes $ 9,219 $ 7,339 $ 10,008
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	December 31, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Income tax provision at statutory rate $ 9,507 21.0 % $ 7,767 21.0 % $ 9,958 21.0 % Tax exempt income (333 ) (0.7 ) (852 ) (2.3 ) (492 ) (1.0 ) Nondeductible items resulting in increase in tax 165 0.4 31 0.1 28 — Increase in tax resulting from other items 36 0.1 274 0.7 100 0.2 Equity compensation (208 ) (0.5 ) (146 ) (0.4 ) (883 ) (1.9 ) Executive compensation 52 0.1 265 0.7 979 2.1 ESOP — — — — 318 0.7 Total $ 9,219 20.4 % $ 7,339 19.8 % $ 10,008 21.1 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	Deferred Tax Assets December 31, 2023 2022 ACL on loans $ 6,746 $ 6,119 Non-accrued loan interest 3 11 Restricted stock awards 113 101 Non-qualified stock options 615 438 Lease liability 1,463 1,392 Securities available-for-sale 7,689 9,146 ACL on unfunded commitments 327 547 Other 49 234 Purchase accounting adjustments 48 — Total deferred tax assets 17,053 17,988 Deferred Tax Liabilities Loan origination costs (2,512 ) (2,123 ) MSRs (3,679 ) (3,874 ) Stock dividend - FHLB stock (7 ) (35 ) Property, plant, and equipment (1,408 ) (1,095 ) Purchase accounting adjustments — (727 ) Lease right-of-use assets (1,415 ) (1,338 ) Interest rate swaps designated as cash flow hedge (1,307 ) (2,126 ) Total deferred tax liabilities (10,328 ) (11,318 ) Net deferred tax assets $ 6,725 $ 6,670

Note 13 - Commitments and Con_2

Note 13 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	COMMITMENTS TO EXTEND CREDIT December 31, REAL ESTATE LOANS 2023 2022 Commercial $ 3,472 $ 1,260 Construction and development 154,611 201,708 One-to-four-family (includes locks for saleable loans) 23,751 10,713 Home equity 94,026 77,566 Multi-family 2,945 2,999 Total real estate loans 278,805 294,246 CONSUMER LOANS 29,517 39,406 COMMERCIAL BUSINESS LOANS C&I 164,873 150,109 Warehouse lending 61,837 64,781 Total commercial business loans 226,710 214,890 Total commitments to extend credit $ 535,032 $ 548,542

Note 15 - Regulatory Capital (T

Note 15 - Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At December 31, 2023 Total risk-based capital (to risk-weighted assets) $ 339,436 13.37 % $ 203,094 8.00 % $ 266,561 10.50 % $ 253,868 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 307,686 12.12 % $ 152,321 6.00 % $ 215,787 8.50 % $ 203,094 8.00 % Tier 1 leverage capital (to average assets) $ 307,686 10.39 % $ 118,488 4.00 % $ N/A N/A $ 148,109 5.00 % CET 1 capital (to risk-weighted assets) $ 307,686 12.12 % $ 114,240 4.50 % $ 177,707 7.00 % $ 165,014 6.50 %

Note 16 - Fair Value Measurem_2

Note 16 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Financial Assets At December 31, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 18,018 $ — $ 18,018 Corporate securities — 12,872 — 12,872 Municipal bonds — 119,447 — 119,447 Mortgage-backed securities — 101,248 — 101,248 U.S. Small Business Administration securities — 41,348 — 41,348 Mortgage loans held for sale, at fair value — 25,668 — 25,668 Loans receivable, at fair value — 15,088 — 15,088 Derivatives: Interest rate lock commitments with customers — — 329 329 Interest rate swaps - cash flow and fair value hedges — 6,431 — 6,431 Interest rate swaps - dealer offsets to customer swap positions — 64 — 64 Total assets measured at fair value $ — $ 340,184 $ 329 $ 340,513 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (188 ) $ (188 ) Forward TBA mortgage-backed securities — (284 ) — (284 ) Interest rate swaps - cash flow and fair value hedges — (375 ) — (375 ) Interest rate swaps - customer swap positions — (63 ) — (63 ) Total liabilities measured at fair value $ — $ (722 ) $ (188 ) $ (910 ) Financial Assets At December 31, 2022 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,288 $ — $ 17,288 Corporate securities — 8,545 — 8,545 Municipal bonds — 120,602 — 120,602 Mortgage-backed securities — 69,966 — 69,966 U.S. Small Business Administration securities — 12,851 — 12,851 Mortgage loans held for sale, at fair value — 20,093 — 20,093 Loans receivable, at fair value — 14,035 — 14,035 Derivatives: Forward TBA mortgage-backed securities — 164 — 164 Interest rate lock commitments with customers — — 107 107 Interest rate swaps - cash flow and fair value hedges — 9,870 — 9,870 Total assets measured at fair value $ — $ 273,414 $ 107 $ 273,521 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (38 ) $ (38 ) Total liabilities measured at fair value $ — $ — $ (38 ) $ (38 )
Fair Value Measurements, Nonrecurring [Table Text Block]	December 31, 2023 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 38,163 $ 38,163
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Level 3 Significant Weighted Average Fair Value Valuation Unobservable December 31, December 31, Instruments Techniques Inputs Range 2023 2022 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 90.5 % 92.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 90.5 % 92.5 % NONRECURRING MSRs Industry sources Pre-payment speeds 0% - 50% 7.2 % 8.2 %
Fair Value, Assets (Liabilities) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Purchases Net change in Net change in Beginning and Sales and Ending fair value for fair value for 2023 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 107 $ 4,291 $ (4,069 ) $ 329 $ 222 $ — Individual forward sale commitments with investors (38 ) 66 (216 ) (188 ) (150 ) — 2022 Interest rate lock commitments with customers $ 757 $ 3,215 $ (3,865 ) $ 107 $ (650 ) $ — Individual forward sale commitments with investors 808 6,383 (7,229 ) (38 ) (846 ) — 2021 Interest rate lock commitments with customers $ 4,024 $ 23,164 $ (26,431 ) $ 757 $ (3,267 ) $ — Individual forward sale commitments with investors (67 ) 2,526 (1,651 ) 808 875 — Securities available-for-sale, at fair value 1,111 40 (13 ) 1,138 — 27
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, December 31, 2023 2022 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 65,691 $ 65,691 $ 41,437 $ 41,437 Certificates of deposit at other financial institutions 24,167 24,167 4,712 4,712 Level 2 inputs: Securities available-for-sale, at fair value 292,933 292,933 229,252 229,252 Securities held-to-maturity 8,500 7,666 8,500 7,929 Loans held for sale, at fair value 25,668 25,668 20,093 20,093 FHLB stock, at cost 2,114 2,114 10,611 10,611 Forward TBA mortgage-backed securities — — 164 164 Loans receivable, at fair value 15,088 15,088 14,035 14,035 Interest rate swaps - cash flow and fair value hedges 6,431 6,431 9,870 9,870 Accrued interest receivable 14,005 14,005 11,144 11,144 Interest rate swaps - dealer offsets to customer swap positions 64 64 — — Level 3 inputs: Loans receivable, gross 2,417,927 2,276,397 2,204,817 2,153,769 MSRs, held at lower of cost or fair value 9,090 20,552 18,017 35,478 MSRs held for sale, held at lower of cost or fair value 8,086 17,611 — — Fair value interest rate locks with customers — — 107 107 Financial Liabilities Level 2 inputs: Deposits 2,522,323 2,515,026 2,127,741 2,105,926 Borrowings 93,746 93,416 186,528 186,188 Subordinated notes, excluding unamortized debt issuance costs 50,000 43,480 50,000 44,500 Accrued interest payable 5,473 5,473 2,270 2,270 Interest rate swaps - cash flow and fair value hedges 375 375 — — Forward TBA mortgage-backed securities 284 284 — — Interest rate swaps - customer swap positions 63 63 Level 3 inputs: Mandatory and best effort forward commitments with investors 188 188 38 38

Note 17 - Earnings Per Share (T

Note 17 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	At or For the Year Ended December 31, Numerator (Dollars in thousands, except per share amounts): 2023 2022 2021 Net income $ 36,053 $ 29,649 $ 37,412 Dividends and undistributed earnings allocated to participating securities (578 ) (554 ) (611 ) Net income available to common shareholders $ 35,475 $ 29,095 $ 36,801 Denominator (shown as actual): Basic weighted average common shares outstanding 7,656,526 7,754,507 8,217,916 Dilutive shares 118,907 119,133 200,580 Diluted weighted average common shares outstanding 7,775,433 7,873,640 8,418,496 Basic earnings per share $ 4.63 $ 3.75 $ 4.48 Diluted earnings per share $ 4.56 $ 3.70 $ 4.37 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 56,520 61,912 16,466

Note 18 - Derivatives (Tables)

Note 18 - Derivatives (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Cumulative Amount of Fair Value Line item on the Consolidated Balance Sheets Hedging Adjustment Included in in which the hedged item is included: Carrying Amount of the the Carrying Amount of the December 31, 2023 Hedged Assets Hedged Assets Investment securities (1) $ 56,785 $ 3,215 Total $ 56,785 $ 3,215 December 31, 2022 Investment securities (1) $ 55,893 $ 4,107 Total $ 55,893 $ 4,107
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	December 31, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 250,000 $ 3,233 $ 375 Fair value hedges: Interest rate swaps - securities $ 60,000 $ 3,198 $ — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 22,334 329 — Mandatory and best effort forward commitments with investors 10,070 — 188 Forward TBA mortgage-backed securities 33,000 — 284 Interest rate swaps - customer swap positions 801 63 Interest rate swaps - dealer offsets to customer swap positions 801 64 — December 31, 2022 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 90,000 $ 5,780 $ — Fair value hedges: Interest rate swaps - securities $ 60,000 $ 4,090 $ — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 8,837 107 — Mandatory and best effort forward commitments with investors 4,558 — 38 Forward TBA mortgage-backed securities 27,000 164 —
Derivative Instruments, Gain (Loss) [Table Text Block]	Year Ended December 31, 2023 2022 2021 Interest Interest Interest Interest Interest Interest Expense Income Expense Income Expense Income Deposits Securities Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 36,751 $ 12,247 $ 9,420 $ 7,046 $ 6,929 $ 5,637 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items — 892 — (4,107 ) — — Recognized on derivatives designated as hedging instruments — (892 ) — 4,103 — — Net interest income (expense) recognized on cash flows of derivatives designated as hedging instruments — 1,509 — — — — Net income (expense) recognized on fair value hedges $ — $ 1,509 $ — $ (4 ) $ — $ — Net gain (loss) on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (losses) (pre-tax) reclassified from AOCI into net income $ 5,465 $ — $ 970 $ — $ (538 ) $ — Net income (expense) recognized on cash flow hedges $ 5,465 $ — $ 970 $ — $ (538 ) $ —
Offsetting Assets [Table Text Block]	Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset on the Assets on the on the Consolidated Balance Sheets Offsetting of derivative assets of Recognized Consolidated Consolidated Financial Cash Collateral At December 31, 2023 Assets Balance Sheets Balance Sheets Instruments Received Net Amount Interest rate swaps $ 6,648 $ 153 $ 6,495 $ — $ — $ 6,495 At December 31, 2022 Interest rate swaps $ 9,870 $ — $ 9,870 $ — $ — $ 9,870
Offsetting Liabilities [Table Text Block]	Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset on the Liabilities on the on the Consolidated Balance Sheets Offsetting of derivative liabilities of Recognized Consolidated Consolidated Financial Cash Collateral At December 31, 2023 Liabilities Balance Sheets Balance Sheets Instruments Posted Net Amount Interest rate swaps $ (722 ) $ (347 ) $ (375 ) $ — $ 270 $ (105 ) At December 31, 2022 Interest rate swaps $ — $ — $ — $ — $ — $ —

Note 19 - Accumulated Other C_2

Note 19 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized (Losses) Gains and and Gains (Losses) on on Available Derivative for Sale Year Ended December 31, 2023 Instruments Securities Total Beginning balance $ 7,761 $ (33,393 ) $ (25,632 ) Other comprehensive income before reclassification, net of tax 1,296 5,321 6,617 Amounts reclassified from accumulated other comprehensive loss, net of tax (4,291 ) — (4,291 ) Net current period other comprehensive (loss) income (2,995 ) 5,321 2,326 Ending balance $ 4,766 $ (28,072 ) $ (23,306 ) Unrealized Gains and Losses (Losses) on on Available Derivative for Sale Year Ended December 31, 2022 Instruments Securities Total Beginning balance $ 794 $ (542 ) $ 252 Other comprehensive income (loss) before reclassification, net of tax 7,728 (32,851 ) (25,123 ) Amounts reclassified from accumulated other comprehensive loss, net of tax (761 ) — (761 ) Net current period other comprehensive income (loss) 6,967 (32,851 ) (25,884 ) Ending balance $ 7,761 $ (33,393 ) $ (25,632 ) Unrealized Gains (Losses) and and (Losses) Gains on on Available Derivative for Sale Year Ended December 31, 2021 Instruments Securities Total Beginning balance $ (967 ) $ 3,500 $ 2,533 Other comprehensive (loss) income before reclassification, net of tax 1,339 (4,042 ) (2,703 ) Amounts reclassified from accumulated other comprehensive income, net of tax 422 — 422 Net current period other comprehensive income (loss) 1,761 (4,042 ) (2,281 ) Ending balance $ 794 $ (542 ) $ 252

Note 20 - Stock-based Compens_2

Note 20 - Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	For the Year Ended December 31, 2023 2022 2021 Dividend yield 3.25 % 2.59 % 1.58 % Expected volatility 28.24 % 26.86 % 37.10 % Risk-free interest rate 4.35 % 2.88 % 1.01 % Expected term in years 6.5 6.5 6.5 Weighted-average grant date fair value per option granted $ 7.61 $ 7.13 $ 10.67
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2021 671,754 $ 19.45 6.58 $ 5,721,159 Granted 118,850 $ 35.46 — — Less exercised 176,978 $ 12.73 — $ 4,265,369 Forfeited or expired — — — — Outstanding at December 31, 2021 613,626 $ 25.24 7.17 $ 5,362,902 Outstanding at January 1, 2022 613,626 $ 25.24 7.17 $ 5,362,902 Granted 99,200 $ 30.94 — — Less exercised 64,994 $ 19.75 — $ 790,558 Forfeited or expired — — — — Outstanding at December 31, 2022 647,832 $ 26.67 6.84 $ 4,627,255 Outstanding at January 1, 2023 647,832 $ 26.67 6.84 $ 4,627,255 Granted 103,000 $ 30.73 — — Less exercised 47,734 $ 10.17 — $ 970,064 Forfeited or expired 40,819 $ 32.96 — — Outstanding at December 31, 2023 662,279 $ 28.12 6.69 $ 5,852,975 Expected to vest, assuming a 0.31 (1) 650,507 $ 28.10 6.60 $ 5,761,706 Exercisable at December 31, 2023 383,462 $ 26.94 5.52 $ 3,842,104
Nonvested Restricted Stock Shares Activity [Table Text Block]	Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2021 110,184 $ 24.35 Granted 41,350 35.46 Less vested 29,862 24.78 Forfeited or expired — — Nonvested at December 31, 2021 121,672 $ 28.02 Nonvested at January 1, 2022 121,672 $ 28.02 Granted 35,050 30.94 Less vested 38,192 28.12 Forfeited or expired — — Nonvested at December 31, 2022 118,530 $ 28.85 Nonvested at January 1, 2023 118,530 $ 28.85 Granted 37,600 30.73 Less vested 44,462 28.24 Forfeited or expired 9,524 30.96 Nonvested at December 31, 2023 102,144 $ 29.61

Note 21 - Business Segments (Ta

Note 21 - Business Segments (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	At or For the Year Ended December 31, 2023 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 111,737 $ 11,566 $ 123,303 Provision for credit losses (3,494 ) (1,280 ) (4,774 ) Noninterest income (2) 10,368 10,122 20,490 Noninterest expense (3) (73,767 ) (19,980 ) (93,747 ) Income before provision for income taxes 44,844 428 45,272 Provision for income taxes (9,132 ) (87 ) (9,219 ) Net income $ 35,712 $ 341 $ 36,053 Total average assets for period ended $ 2,315,806 $ 527,442 $ 2,843,248 FTEs 447 123 570 At or For the For the Year Ended December 31, 2022 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 93,358 $ 10,922 $ 104,280 Provision for credit losses (5,064 ) (1,153 ) (6,217 ) Noninterest income (2) 10,158 7,950 18,108 Noninterest expense (3) (59,723 ) (19,460 ) (79,183 ) Income (loss) before (provision) benefit for income taxes 38,729 (1,741 ) 36,988 (Provision) benefit for income taxes (7,684 ) 345 (7,339 ) Net income (loss) $ 31,045 $ (1,396 ) $ 29,649 Total average assets for period ended $ 2,018,263 $ 417,431 $ 2,435,694 FTEs 405 132 537 At or For the Year Ended December 31, 2021 Commercial and Consumer Condensed income statement: Banking Home Lending Total Net interest income (1) $ 78,306 $ 8,343 $ 86,649 (Provision for) recovery of loan losses (2,613 ) 2,113 (500 ) Noninterest income (2) 8,545 28,968 37,513 Noninterest expense (3) (56,557 ) (19,685 ) (76,242 ) Income before provision for income taxes 27,681 19,739 47,420 Provision for income taxes (5,842 ) (4,166 ) (10,008 ) Net income $ 21,839 $ 15,573 $ 37,412 Total average assets for period ended $ 1,779,850 $ 409,363 $ 2,189,213 FTEs 384 152 536

Note 22 - Revenue From Contra_2

Note 22 - Revenue From Contracts With Customers (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the Year Ended December 31, Noninterest income 2023 2022 2021 In-scope of Topic 606: Debit card interchange fees $ 3,200 $ 2,266 $ 2,252 Deposit service and account maintenance fees 1,412 919 757 Noninterest income (in-scope of Topic 606) 4,612 3,185 3,009 Noninterest income (out-of-scope of Topic 606) 15,878 14,923 34,504 Total noninterest income $ 20,490 $ 18,108 $ 37,513

Note 23 - Goodwill and Other _2

Note 23 - Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2020 $ 7,490 $ (2,739 ) $ 4,751 Amortization — (691 ) (706 ) Balance, December 31, 2021 7,490 (3,430 ) 4,060 Amortization — (691 ) (691 ) Balance, December 31, 2022 7,490 (4,121 ) 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (3,464 ) (3,464 ) Balance, December 31, 2023 $ 24,928 $ (7,585 ) $ 17,343
Core Deposits [Member]
Notes Tables
Schedule of Acquired Finite-Lived Intangible Assets by Major Class [Table Text Block]	2024 $ 3,633 2025 3,191 2026 2,846 2027 2,500 2028 2,110 Thereafter 3,063 Total $ 17,343

Note 24 - Parent Company Only_2

Note 24 - Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2023
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensed Balance Sheets December 31, Assets 2023 2022 Cash and due from banks $ 9,094 $ 7,195 Investment in subsidiary 305,315 274,092 Other assets 458 704 Total assets $ 314,867 $ 281,991 Liabilities and Stockholders' Equity Subordinated notes, net 49,527 49,461 Other liabilities 852 833 Total liabilities 50,379 50,294 Stockholders' equity 264,488 231,697 Total liabilities and stockholders' equity $ 314,867 $ 281,991
Condensed Income Statement [Table Text Block]	Condensed Statements of Income Year Ended December 31, 2023 2022 2021 Interest expense on subordinated note $ (1,942 ) $ (1,942 ) $ (1,722 ) Dividends received from subsidiary 8,919 9,110 9,800 Other expenses (278 ) (274 ) (272 ) Income before income tax benefit and equity in undistributed net income of subsidiary 6,699 6,894 7,806 Income tax benefit 458 465 419 Equity in undistributed earnings of subsidiary 28,896 22,290 29,187 Net income $ 36,053 $ 29,649 $ 37,412
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows Year Ended December 31, 2023 2022 2021 Cash flows from operating activities: Net income $ 36,053 $ 29,649 $ 37,412 Equity in undistributed net income of subsidiary (28,896 ) (22,290 ) (29,187 ) Amortization 66 67 61 ESOP compensation expense for allocated shares — — 1,482 Share-based compensation expense related to stock options and restricted stock 2,010 1,971 1,446 Changes in operating assets and liabilities Other assets 246 (297 ) (205 ) Other liabilities 18 55 569 Net cash from operating activities 9,497 9,155 11,578 Cash flows used by investing activities: Net proceeds from ESOP — — 291 Investment in subsidiary — — (25,000 ) Net cash used by investing activities — — (24,709 ) Cash flows (used by) from financing activities: Net proceeds from issuance of subordinated notes — — 49,333 Repayment of subordinated notes — — (10,000 ) Stock options exercised, net (273 ) 568 (2,076 ) Common stock repurchased for employee/director taxes paid on restricted stock awards (355 ) (190 ) (211 ) Issuance of common stock - employee stock purchase plan 1,017 503 — Common stock repurchased (223 ) (15,628 ) (13,961 ) Dividends paid on common stock (7,764 ) (7,096 ) (4,602 ) Net cash (used by) from financing activities (7,598 ) (21,843 ) 18,483 Net increase (decrease) in cash and cash equivalents 1,899 (12,688 ) 5,352 Cash and cash equivalents, beginning of year 7,195 19,883 14,531 Cash and cash equivalents, end of year $ 9,094 $ 7,195 $ 19,883

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies (Details Textual)		12 Months Ended
	Jan. 31, 2024 USD ($)	Dec. 31, 2023 USD ($) $ / shares	Dec. 31, 2022 USD ($) $ / shares	Dec. 31, 2021 USD ($) $ / shares
Number of Bank Branches		27
Number of Operating Segments		2
Earnings Per Share, Basic (in dollars per share) | $ / shares		$ 4.63	$ 3.75	$ 4.48
Earnings Per Share, Diluted (in dollars per share) | $ / shares		$ 4.56	$ 3.7	$ 4.37
Cash, Uninsured Amount		$ 27,000	$ 281,000
Federal Home Loan Bank Stock		2,114,000	10,611,000
FHLB Impairment		0	0	$ 0
Marketing and Advertising Expense		1,349,000	897,000	634,000
Goodwill, Impairment Loss		$ 0	0	$ 0
Maximum [Member]
Finite-Lived Intangible Asset, Useful Life (Year)		10 years
Minimum [Member]
Finite-Lived Intangible Asset, Useful Life (Year)		7 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)		25 years
Furniture Fixtures and Equipment [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)		10 years
Furniture Fixtures and Equipment [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)		3 years
Previously Reported [Member]
Earnings Per Share, Basic (in dollars per share) | $ / shares				$ 4.42
Earnings Per Share, Diluted (in dollars per share) | $ / shares				$ 4.32
Mortgage Servicing Rights [Member]
Servicing Asset		$ 9,090,000	$ 18,017,000
Subsequent Event [Member] | Mortgage Servicing Rights [Member]
Servicing Asset	$ 1,290,000,000
Servicing Asset at Fair Value, Disposals	16,600,000
Servicing Asset at Amortized Cost, Disposals	$ 8,100,000
Servicing Assets Sold, Percent of Portfolio	45.60%

Note 2 - Business Combination_2

Note 2 - Business Combination (Details Textual) $ in Thousands		12 Months Ended
	Feb. 24, 2023 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Cash Acquired from Acquisition		$ 336,157	$ 0	$ 0
Goodwill		$ 3,592	$ 2,312
Columbia State Bank [Member]
Number of Businesses Acquired	7
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	$ 424,917
Number of Businesses Acquired, Bank Owned Branches	6
Number of Businesses Acquired, Leases Acquired with Bank Branches	1
Business Combination, Core Deposits Premium, Percentage	4.15%
Business Combination, Public Funds, Percentage	2.50%
Cash Acquired from Acquisition	$ 334,700
Number of Financial Assets Purchased with Credit Deterioration	0
Business Combination, Acquired Receivable, Fair Value	$ 63,200
Business Combination, Acquired Receivables, Gross Contractual Amount	66,100
Business Combination, Acquired Receivables, Estimated Uncollectible	0
Goodwill	$ 1,280
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years	10 years
Columbia State Bank [Member] | Workforce and Customer Relationships [Member]
Goodwill, Amorization Period for Deductible Tax Purposes (Year)	15 years
Columbia State Bank [Member] | Business Combination, Payment for Loans Acquired [Member]
Payments to Acquire Businesses, Gross	$ 66,600
Columbia State Bank [Member] | Business Combination, Payment for Bank Facilities and Other Assets [Member]
Payments to Acquire Businesses, Gross	6,300
Columbia State Bank [Member] | Business Combination, Payment for Core Deposits and Deposits Assumed [Member]
Payments to Acquire Businesses, Gross	16,400
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	425,465
Goodwill	$ 0

Note 2 - Business Combination -

Note 2 - Business Combination - Estimated Fair Value of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands		Dec. 31, 2023	Feb. 24, 2023	Dec. 31, 2022
Assets
Goodwill		$ 3,592		$ 2,312
Columbia State Bank [Member]
Assets
Cash and cash equivalents			$ 336,157
Loans receivable			63,191
Premises and equipment			6,342
Accrued interest receivable			530
Core deposit intangible ("CDI")			17,438
Goodwill			1,280
Other assets			11
Total assets acquired			424,949
Liabilities
Noninterest-bearing accounts			225,567
Interest-bearing accounts			199,350
Total deposits			424,917
Accrued interest payable			4
Other liabilities			28
Total liabilities assumed			424,949
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Assets
Cash and cash equivalents			336,157
Loans receivable			66,093
Premises and equipment			6,342
Accrued interest receivable			530
Core deposit intangible ("CDI")			0
Goodwill			0
Other assets			11
Total assets acquired			409,133
Liabilities
Noninterest-bearing accounts			225,567
Interest-bearing accounts			199,898
Total deposits			425,465
Accrued interest payable			4
Other liabilities			28
Total liabilities assumed			425,497
Columbia State Bank [Member] | Fair Value Adjustment [Member]
Assets
Cash and cash equivalents			0
Loans receivable	[1]		(2,902)
Premises and equipment			0
Accrued interest receivable			0
Core deposit intangible ("CDI")	[2]		17,438
Goodwill	[3]		1,280
Other assets			0
Total assets acquired			15,816
Liabilities
Noninterest-bearing accounts			0
Interest-bearing accounts	[4]		(548)
Total deposits			(548)
Accrued interest payable			0
Other liabilities			0
Total liabilities assumed			$ (548)
[1]The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None of the loans acquired are purchased financial assets with credit deterioration. The fair value of the loans is $63.2 million and the gross amount due is $66.1 million, none of which is expected to be uncollectable.[2]The fair value adjustment represents the value of the core deposit base assumed in the Branch Purchase based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years.[3]The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All of the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment.[4]The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits.

Note 3 - Investments (Details T

Note 3 - Investments (Details Textual)	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Debt Securities, Held-to-Maturity, Accrued Interest, before Allowance for Credit Loss	$ 116,000	$ 116,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	1,500,000	1,200,000
Debt Securities, Held-to-Maturity, Nonaccrual	$ 0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	30
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	180
Other Than Temporary Impairment on Investments	$ 0	0	$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	0	0	0
Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing	0
Debt Securities, Available-for-Sale, Realized Gain (Loss)	$ 0	$ 0	$ 0

Note 3 - Investments - Schedule

Note 3 - Investments - Schedule of Amortized Costs and Fair Values of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Amortized cost, available for sale securities	$ 328,695	$ 271,793
Gross unrealized gains, available for sale securities	939	48
Gross unrealized losses, available for sale securities	(36,701)	(42,589)
Fair value, available for sale securities	292,933	229,252
Securities available for sale, AFS, ACL	0	0
Amortized cost, held to maturity securities	8,500	8,500
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(834)	(571)
Securities held-to-maturity, at fair value	7,666	7,929
Securities available for sale, HTM, ACL	45	31	$ 0
Amortized cost	337,195	280,293
Gross unrealized gains	939	48
Gross unrealized losses	(37,535)	(43,160)
Total securities, fair value	300,599	237,181
Total securities, allowance for credit loss	45	31
US Government Agencies Debt Securities [Member]
Amortized cost, available for sale securities	21,151	21,153
Gross unrealized gains, available for sale securities	46	0
Gross unrealized losses, available for sale securities	(3,179)	(3,865)
Fair value, available for sale securities	18,018	17,288
Securities available for sale, AFS, ACL	0	0
Corporate Debt Securities [Member]
Amortized cost, available for sale securities	13,000	9,497
Gross unrealized gains, available for sale securities	613	27
Gross unrealized losses, available for sale securities	(741)	(979)
Fair value, available for sale securities	12,872	8,545
Securities available for sale, AFS, ACL	0	0
Amortized cost, held to maturity securities	8,500	8,500
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(834)	(571)
Securities held-to-maturity, at fair value	7,666	7,929
Securities available for sale, HTM, ACL	45	31
Municipal Bonds [Member]
Amortized cost, available for sale securities	138,803	144,200
Gross unrealized gains, available for sale securities	42	21
Gross unrealized losses, available for sale securities	(19,398)	(23,619)
Fair value, available for sale securities	119,447	120,602
Securities available for sale, AFS, ACL	0	0
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, available for sale securities	112,855	82,424
Gross unrealized gains, available for sale securities	238	0
Gross unrealized losses, available for sale securities	(11,845)	(12,458)
Fair value, available for sale securities	101,248	69,966
Securities available for sale, AFS, ACL	0	0
U.S. Small Business Administration Securities [Member]
Amortized cost, available for sale securities	42,886	14,519
Gross unrealized gains, available for sale securities	0	0
Gross unrealized losses, available for sale securities	(1,538)	(1,668)
Fair value, available for sale securities	41,348	12,851
Securities available for sale, AFS, ACL	$ 0	$ 0

Note 3 - Investments - Schedu_2

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity, Allowance for Credit Loss Roll Forward (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Beginning ACL balance	$ 31	$ 0
Provision for (recapture of) credit losses	14	(41)
Securities charged-off	0	0
Recoveries	0	0
Total ending ACL balance	45	31
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning ACL balance	$ 0	72
Total ending ACL balance		$ 0

Note 3 - Investments - Schedu_3

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Amortized Cost	$ 8,500	$ 8,500
Standard & Poor's, BBB/BBB Minus Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	7,000	8,500
Standard & Poor's, BB+ Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	$ 1,500	$ 0

Note 3 - Investments - Schedu_4

Note 3 - Investments - Schedule of Securities Pledged as Collateral (Details) - Asset Pledged as Collateral [Member] $ in Thousands	Dec. 31, 2023 USD ($)
Investment Securities, Cost	$ 116,747
Investment Securities, Amortized Cost	135,884
Investment Securities, Fair Value	116,747
State and Local Government Public Deposits [Member]
Investment Securities, Cost	39,704
Investment Securities, Amortized Cost	45,689
Investment Securities, Fair Value	39,704
Federal Reserve Bank, Bank Term Funding Program [Member]
Investment Securities, Cost	77,043
Investment Securities, Amortized Cost	90,195
Investment Securities, Fair Value	$ 77,043

Note 3 - Investments - Schedu_5

Note 3 - Investments - Schedule of Investments in Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Less than 12 months, fair value, available for sale securities	$ 58,754	$ 91,176
Less than 12 months, unrealized loss, available for sale securities	(637)	(10,266)
12 months or longer, unrealized loss, fair value, available for sale securities	209,362	133,700
12 months or longer, unrealized loss, available for sale securities	(36,064)	(32,323)
Available for sale securities, fair value	268,116	224,876
Available for sale securities, total	(36,701)	(42,589)
Less than 12 months, fair value, held to maturity	0	7,929
Less than 12 months, held to maturity securities	0	(571)
12 months or longer, unrealized loss, fair value, held to maturity securities	7,666	0
12 months or longer, unrealized loss, held to maturity securities	(834)	0
Held to maturity securities, fair value	7,666	7,929
Held-to-maturity, total	(834)	(571)
Less than 12 months, fair value	58,754	99,105
Less than 12 months, unrealized loss	(637)	(10,837)
12 months or longer, fair value	217,028	133,700
12 months or longer, unrealized loss	(36,898)	(32,323)
Debt Securities, fair value	275,782	232,805
Debt securities, unrealized loss	(37,535)	(43,160)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	0	3,823
Less than 12 months, unrealized loss, available for sale securities	0	(118)
12 months or longer, unrealized loss, fair value, available for sale securities	15,972	13,465
12 months or longer, unrealized loss, available for sale securities	(3,179)	(3,747)
Available for sale securities, fair value	15,972	17,288
Available for sale securities, total	(3,179)	(3,865)
Corporate Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	959	2,494
Less than 12 months, unrealized loss, available for sale securities	(41)	(4)
12 months or longer, unrealized loss, fair value, available for sale securities	4,300	4,026
12 months or longer, unrealized loss, available for sale securities	(700)	(975)
Available for sale securities, fair value	5,259	6,520
Available for sale securities, total	(741)	(979)
Less than 12 months, fair value, held to maturity	0	7,929
Less than 12 months, held to maturity securities	0	(571)
12 months or longer, unrealized loss, fair value, held to maturity securities	7,666	0
12 months or longer, unrealized loss, held to maturity securities	(834)	0
Held to maturity securities, fair value	7,666	7,929
Held-to-maturity, total	(834)	(571)
Municipal Bonds [Member]
Less than 12 months, fair value, available for sale securities	3,922	44,261
Less than 12 months, unrealized loss, available for sale securities	(23)	(5,794)
12 months or longer, unrealized loss, fair value, available for sale securities	113,577	73,990
12 months or longer, unrealized loss, available for sale securities	(19,375)	(17,825)
Available for sale securities, fair value	117,499	118,251
Available for sale securities, total	(19,398)	(23,619)
Collateralized Mortgage-Backed Securities [Member]
Less than 12 months, fair value, available for sale securities	20,662	29,791
Less than 12 months, unrealized loss, available for sale securities	(113)	(3,188)
12 months or longer, unrealized loss, fair value, available for sale securities	67,376	40,175
12 months or longer, unrealized loss, available for sale securities	(11,732)	(9,270)
Available for sale securities, fair value	88,038	69,966
Available for sale securities, total	(11,845)	(12,458)
U.S. Small Business Administration Securities [Member]
Less than 12 months, fair value, available for sale securities	33,211	10,807
Less than 12 months, unrealized loss, available for sale securities	(460)	(1,162)
12 months or longer, unrealized loss, fair value, available for sale securities	8,137	2,044
12 months or longer, unrealized loss, available for sale securities	(1,078)	(506)
Available for sale securities, fair value	41,348	12,851
Available for sale securities, total	$ (1,538)	$ (1,668)

Note 3 - Investments - Schedu_6

Note 3 - Investments - Schedule of Contractual Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Total securities available-for-sale, amortized cost	$ 328,695	$ 271,793
Fair value, available for sale securities	292,933	229,252
Total securities held-to-maturity, amortized cost	8,500	8,500
Total securities held-to-maturity, fair value	7,666	7,929
Total securities	337,195	280,293
Total securities, fair value	300,599	237,181
US Government Agencies Debt Securities [Member]
Due within one year, amortized cost	922	0
Due within one year, fair value	914	0
Due after one year through five years, amortized cost	3,947	4,874
Due after one year through five years, fair value	3,544	4,321
Due after five years through ten years, amortized cost	11,972	6,989
Due after five years through ten years, fair value	10,139	5,963
Due after ten years, amortized cost	4,310	9,290
Due after ten years, fair value	3,421	7,004
Subtotal, amortized cost	21,151	21,153
Subtotal, fair value	18,018	17,288
Total securities available-for-sale, amortized cost	21,151	21,153
Fair value, available for sale securities	18,018	17,288
Corporate Debt Securities [Member]
Due within one year, amortized cost	1,000	1,000
Due within one year, fair value	1,004	997
Due after one year through five years, amortized cost	6,000	2,497
Due after one year through five years, fair value	6,609	2,519
Due after five years through ten years, amortized cost	4,000	4,000
Due after five years through ten years, fair value	3,839	3,763
Due after ten years, amortized cost	2,000	2,000
Due after ten years, fair value	1,420	1,266
Subtotal, amortized cost	13,000	9,497
Subtotal, fair value	12,872	8,545
Total securities available-for-sale, amortized cost	13,000	9,497
Fair value, available for sale securities	12,872	8,545
Due after five years through ten years, amortized cost, held to maturity	8,500	8,500
Due after five years through ten years, fair value, held to maturity	7,666	7,929
Municipal Bonds [Member]
Due within one year, amortized cost	1,013	2,660
Due within one year, fair value	1,003	2,644
Due after one year through five years, amortized cost	757	1,038
Due after one year through five years, fair value	751	1,012
Due after five years through ten years, amortized cost	7,603	6,341
Due after five years through ten years, fair value	7,101	5,771
Due after ten years, amortized cost	129,430	134,161
Due after ten years, fair value	110,592	111,175
Subtotal, amortized cost	138,803	144,200
Subtotal, fair value	119,447	120,602
Total securities available-for-sale, amortized cost	138,803	144,200
Fair value, available for sale securities	119,447	120,602
Collateralized Mortgage-Backed Securities [Member]
Without single maturity date, amortized cost	112,855	82,424
Without single maturity date, fair value	101,248	69,966
Total securities available-for-sale, amortized cost	112,855	82,424
Fair value, available for sale securities	101,248	69,966
Collateralized Mortgage-Backed Securities [Member] | Federal National Mortgage Association (FNMA) [Member]
Without single maturity date, amortized cost	76,369	68,421
Without single maturity date, fair value	66,275	57,358
Collateralized Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation (FHLMC) [Member]
Without single maturity date, amortized cost	32,311	9,290
Without single maturity date, fair value	31,376	8,424
Collateralized Mortgage-Backed Securities [Member] | Government National Mortgage Association (GNMA) [Member]
Without single maturity date, amortized cost	4,175	4,713
Without single maturity date, fair value	3,597	4,184
U.S. Small Business Administration Securities [Member]
Due within one year, amortized cost	198	0
Due within one year, fair value	196	0
Due after one year through five years, amortized cost	1,860	2,553
Due after one year through five years, fair value	1,824	2,407
Due after five years through ten years, amortized cost	21,420	4,461
Due after five years through ten years, fair value	20,929	3,996
Due after ten years, amortized cost	19,408	7,505
Due after ten years, fair value	18,399	6,448
Subtotal, amortized cost	42,886	14,519
Subtotal, fair value	41,348	12,851
Total securities available-for-sale, amortized cost	42,886	14,519
Fair value, available for sale securities	$ 41,348	$ 12,851

Note 4 - Loans Receivable and_3

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans (Details Textual)	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Financing Receivable, Unamortized Loan Cost (Fee)	$ (8,400,000)	$ (7,800,000)
Financing Receivable, Unamortized Purchase Premium (Discount)	2,600,000	(437,000)
Financing Receivable, before Allowance for Credit Loss	2,433,015,000	2,218,852,000	$ 1,754,175,000
Financing Receivable, Modified, Commitment to Lend		0
Financing Receivable, Modified, Subsequent Default		0
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Financing Receivable, Nonaccrual, Interest Income	579,000	506,000	351,000
Loans and Leases Receivable, Commitment to Lend, Related Party	3,700,000	3,400,000
Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	255,881,000	228,020,000	$ 241,829,000
Commercial Business Portfolio Segment [Member] | Commercial And Industrial [Member]
Financing Receivable, before Allowance for Credit Loss	238,301,000	$ 196,791,000
Financing Receivable, Modified, Number of Contracts		2
Financing Receivable, Modified in Period, Amount		$ 3,700,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]
Financing Receivable, before Allowance for Credit Loss	1,070,000,000	840,200,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member] | Federal Home Loan Bank of San Francisco [Member]
Financing Receivable, before Allowance for Credit Loss	631,100,000	579,800,000
Accrued Interest Receivable [Member]
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 11,500,000	$ 9,600,000

Note 4 - Loans Receivable and_4

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Portfolio Loan Composition (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Gross	$ 2,433,015	$ 2,218,852	$ 1,754,175
ACL on loans	(31,534)	(27,992)
Total loans receivable, net	2,401,481	2,190,860
Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	1,530,381	1,421,260	1,090,303
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	366,328	334,059
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Gross	303,054	342,591
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Gross	69,488	55,387
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Gross	567,742	469,485
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Gross	223,769	219,738
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	646,753	569,572	422,043
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	569,903	495,941
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Gross	73,310	70,567
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Gross	3,540	3,064
Commercial Business Portfolio Segment [Member]
Financing Receivable, Gross	255,881	228,020	$ 241,829
Commercial Business Portfolio Segment [Member] | Commercial And Industrial [Member]
Financing Receivable, Gross	238,301	196,791
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, Gross	$ 17,580	$ 31,229

Note 4 - Loans Receivable and_5

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses by Category (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Beginning balance	$ 27,992	$ 25,635	$ 26,172
Provision for credit losses on loans	5,770	6,623	500
Charge-offs	(3,476)	(2,465)	(1,793)
Recoveries	1,248	1,058	756
Net charge-offs	(2,228)	(1,407)	(1,037)
Total ending ACL balance	31,534	27,992	25,635
Loans individually evaluated for impairment			1,163
Loans collectively evaluated for impairment			24,472
Loans individually evaluated for impairment			5,829
Loans collectively evaluated for impairment			1,748,346
Ending balance	2,433,015	2,218,852	1,754,175
Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		(2,859)
Total ending ACL balance			(2,859)
Real Estate Portfolio Segment [Member]
Beginning balance	12,123	14,798	13,846
Provision for credit losses on loans	1,994	2,559	952
Charge-offs	(10)	0	0
Recoveries	0	0	0
Net charge-offs	(10)	0	0
Total ending ACL balance	14,107	12,123	14,798
Loans individually evaluated for impairment			23
Loans collectively evaluated for impairment			14,775
Loans individually evaluated for impairment			781
Loans collectively evaluated for impairment			1,089,522
Ending balance	1,530,381	1,421,260	1,090,303
Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		(5,234)
Total ending ACL balance			(5,234)
Consumer Portfolio Segment [Member]
Beginning balance	12,109	4,280	6,696
Provision for credit losses on loans	3,465	3,158	(1,417)
Charge-offs	(3,465)	(2,465)	(1,755)
Recoveries	1,248	1,058	756
Net charge-offs	(2,217)	(1,407)	(999)
Total ending ACL balance	13,357	12,109	4,280
Loans individually evaluated for impairment			219
Loans collectively evaluated for impairment			4,061
Loans individually evaluated for impairment			629
Loans collectively evaluated for impairment			421,414
Ending balance	646,753	569,572	422,043
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		6,078
Total ending ACL balance			6,078
Commercial Business Portfolio Segment [Member]
Beginning balance	3,760	6,536	4,939
Provision for credit losses on loans	311	906	1,635
Charge-offs	(1)	0	(38)
Recoveries	0	0	0
Net charge-offs	(1)	0	(38)
Total ending ACL balance	4,070	3,760	6,536
Loans individually evaluated for impairment			921
Loans collectively evaluated for impairment			5,615
Loans individually evaluated for impairment			4,419
Loans collectively evaluated for impairment			237,410
Ending balance	255,881	228,020	241,829
Commercial Business Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		(3,682)
Total ending ACL balance			(3,682)
Unallocated Financing Receivables [Member]
Beginning balance	0	21	691
Provision for credit losses on loans	0	0	(670)
Charge-offs	0	0	0
Recoveries	0	0	0
Net charge-offs	0	0	0
Total ending ACL balance	$ 0	0	21
Loans individually evaluated for impairment			0
Loans collectively evaluated for impairment			21
Loans individually evaluated for impairment			0
Loans collectively evaluated for impairment			0
Ending balance			0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		$ (21)
Total ending ACL balance			$ (21)

Note 4 - Loans Receivable and_6

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Loan Modifications to Borrowers Experiencing Financial Difficulty (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Commercial Business Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction [Member] | Commercial And Industrial [Member]
Amortized cost basis	$ 2,940
% of total loan type	1.20%
Weighted-average period (Year)	5 years
Pre-modification %	7.50%
Post-modification %	4.10%
Commercial Real Estate Portfolio Segment [Member] | Payment Deferral [Member]
Amortized cost basis	$ 1,088
% of total loan type	0.30%
Weighted-average period (Year)	1 year 6 months

Note 4 - Loans Receivable and_7

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Past Due Loans (Details) - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, before Allowance for Credit Loss		$ 2,433,015	$ 2,218,852	$ 1,754,175
Financing Receivable, Nonaccrual	[1]	10,952	8,652
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,268	3,010
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,630	1,211
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		3,570	3,719
Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		7,468	7,940
Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,425,547	2,210,912
Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		1,530,381	1,421,260	1,090,303
Financing Receivable, Nonaccrual	[1]	6,056	966
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		79	29
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		121	104
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		136	479
Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		336	612
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,530,045	1,420,648
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		366,328	334,059
Financing Receivable, Nonaccrual	[1]	1,088	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		366,328	334,059
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		303,054	342,591
Financing Receivable, Nonaccrual	[1]	4,699	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		303,054	342,591
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		69,488	55,387
Financing Receivable, Nonaccrual	[1]	173	46
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		79	29
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		25	104
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		136	16
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		240	149
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		69,248	55,238
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		567,742	469,485
Financing Receivable, Nonaccrual	[1]	96	920
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		96	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	463
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		96	463
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		567,646	469,022
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		223,769	219,738
Financing Receivable, Nonaccrual	[1]	0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		223,769	219,738
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		646,753	569,572	422,043
Financing Receivable, Nonaccrual	[1]	2,213	1,352
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,189	2,980
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,509	1,107
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		920	623
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		4,618	4,710
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		642,135	564,862
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		569,903	495,941
Financing Receivable, Nonaccrual	[1]	1,863	1,076
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,759	2,298
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		1,248	685
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		777	532
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		3,784	3,515
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		566,119	492,426
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		73,310	70,567
Financing Receivable, Nonaccrual	[1]	342	267
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		373	650
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		243	385
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		137	86
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		753	1,121
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		72,557	69,446
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		3,540	3,064
Financing Receivable, Nonaccrual	[1]	8	9
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		57	32
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		18	37
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		6	5
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		81	74
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		3,459	2,990
Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		255,881	228,020	$ 241,829
Financing Receivable, Nonaccrual	[1]	2,683	6,334
Commercial Business Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	1
Commercial Business Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,514	2,617
Commercial Business Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,514	2,618
Commercial Business Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		253,367	225,402
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		238,301	196,791
Financing Receivable, Nonaccrual	[1]	2,683	6,334
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	1
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,514	2,617
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,514	2,618
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		235,787	194,173
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		17,580	31,229
Financing Receivable, Nonaccrual	[1]	0	0
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		$ 17,580	$ 31,229
[1]Includes past due loans as applicable.

Note 4 - Loans Receivable and_8

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Risk Rated Loan by Category (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, before Allowance for Credit Loss	$ 2,433,015	$ 2,218,852	$ 1,754,175
Financing Receivable, Year One, gross charge-offs	204
Financing Receivable, Year Two, gross charge-offs	1,435
Financing Receivable, Year Three, gross charge-offs	673
Financing Receivable, Year Four, gross charge-offs	290
Financing Receivable, Year Five, gross charge-offs	152
Financing Receivable, gross charge-offs	592
Financing Receivable, Revolving, gross charge-offs	130
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	3,476	2,465	1,793
Financing Receivable, Year One	491,485	808,060
Financing Receivable, Year Two	674,717	550,357
Financing Receivable, Year Three	464,272	284,645
Financing Receivable, Year Four	257,540	164,717
Financing Receivable, Year Five	134,306	64,940
Financing Receivable, Prior	196,511	166,172
Financing Receivable, Revolving	213,241	179,462
Financing Receivable, Converted to Term	943	499
Total financing receivable, gross	2,433,015	2,218,852
Pass [Member]
Financing Receivable, Year One	482,667	798,208
Financing Receivable, Year Two	663,043	547,426
Financing Receivable, Year Three	447,175	279,938
Financing Receivable, Year Four	251,907	159,466
Financing Receivable, Year Five	130,922	61,985
Financing Receivable, Prior	188,568	155,636
Financing Receivable, Revolving	202,971	176,074
Financing Receivable, Converted to Term	617	199
Total financing receivable, gross	2,367,870	2,178,932
Watch [Member]
Financing Receivable, Year One	5,523	9,504
Financing Receivable, Year Two	5,446	1,127
Financing Receivable, Year Three	14,276	3,305
Financing Receivable, Year Four	2,366	0
Financing Receivable, Year Five	453	0
Financing Receivable, Prior	3,179	746
Financing Receivable, Revolving	6,376	1,329
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	37,619	16,011
Substandard [Member]
Financing Receivable, Year One	3,152	348
Financing Receivable, Year Two	6,228	1,804
Financing Receivable, Year Three	2,821	1,402
Financing Receivable, Year Four	3,267	2,504
Financing Receivable, Year Five	2,024	2,955
Financing Receivable, Prior	4,511	9,790
Financing Receivable, Revolving	2,150	1,096
Financing Receivable, Converted to Term	326	300
Total financing receivable, gross	24,479	20,199
Special Mention [Member]
Financing Receivable, Year One	143	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	2,747
Financing Receivable, Year Five	907	0
Financing Receivable, Prior	253	0
Financing Receivable, Revolving	1,345	963
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	2,648	3,710
Doubtful [Member]
Financing Receivable, Year One	0
Financing Receivable, Year Two	0
Financing Receivable, Year Three	0
Financing Receivable, Year Four	0
Financing Receivable, Year Five	0
Financing Receivable, Prior	0
Financing Receivable, Revolving	399
Financing Receivable, Converted to Term	0
Total financing receivable, gross	399
Real Estate Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	286,761
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	404,537
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	336,609
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	192,837
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	97,415
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	147,382
Financing Receivable, Revolving	64,042
Financing Receivable, Revolving, Converted to Term Loan	798
Financing Receivable, before Allowance for Credit Loss	1,530,381	1,421,260	1,090,303
Total gross charge-offs	10	0	0
Financing Receivable, Year One		501,184
Financing Receivable, Year Two		389,085
Financing Receivable, Year Three		206,119
Financing Receivable, Year Four		120,116
Financing Receivable, Year Five		37,852
Financing Receivable, Prior		127,642
Financing Receivable, Revolving		39,063
Financing Receivable, Converted to Term		199
Total financing receivable, gross		1,421,260
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	51,752
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	96,590
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	74,583
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	47,767
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	28,819
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	65,947
Financing Receivable, Revolving	544
Financing Receivable, Revolving, Converted to Term Loan	326
Financing Receivable, before Allowance for Credit Loss	366,328	334,059
Financing Receivable, Year One		95,693
Financing Receivable, Year Two		76,030
Financing Receivable, Year Three		46,498
Financing Receivable, Year Four		41,043
Financing Receivable, Year Five		14,682
Financing Receivable, Prior		60,113
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		334,059
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	48,551
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	91,144
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	61,689
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	46,117
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	27,957
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	61,764
Financing Receivable, Revolving	499
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	337,721
Financing Receivable, Year One		86,189
Financing Receivable, Year Two		76,030
Financing Receivable, Year Three		46,125
Financing Receivable, Year Four		38,930
Financing Receivable, Year Five		14,101
Financing Receivable, Prior		55,271
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		316,646
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Watch [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	3,201
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	5,446
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	12,894
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	453
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,226
Financing Receivable, Revolving	45
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	24,265
Financing Receivable, Year One		9,504
Financing Receivable, Year Two		0
Financing Receivable, Year Three		373
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		9,877
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,650
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	1,957
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	326
Financing Receivable, before Allowance for Credit Loss	3,933
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		581
Financing Receivable, Prior		4,842
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		5,423
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	409
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	409
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		2,113
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		2,113
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	120,155
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	110,867
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	46,989
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,219
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	540
Financing Receivable, Revolving	9,284
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	303,054	342,591
Financing Receivable, Year One		193,084
Financing Receivable, Year Two		118,724
Financing Receivable, Year Three		21,966
Financing Receivable, Year Four		8,379
Financing Receivable, Year Five		0
Financing Receivable, Prior		438
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		342,591
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	120,155
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	106,168
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	46,989
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,219
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	540
Financing Receivable, Revolving	9,284
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	298,355
Financing Receivable, Year One		193,084
Financing Receivable, Year Two		118,724
Financing Receivable, Year Three		21,966
Financing Receivable, Year Four		8,379
Financing Receivable, Year Five		0
Financing Receivable, Prior		438
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		342,591
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,699
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	4,699
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,583
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	398
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,584
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	6,525
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	11
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,173
Financing Receivable, Revolving	54,214
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	69,488	55,387
Financing Receivable, Year One, gross charge-offs	0
Financing Receivable, Year Two, gross charge-offs	0
Financing Receivable, Year Three, gross charge-offs	0
Financing Receivable, Year Four, gross charge-offs	0
Financing Receivable, Year Five, gross charge-offs	0
Financing Receivable, gross charge-offs	0
Financing Receivable, Revolving, gross charge-offs	10
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	10
Financing Receivable, Year One		4,978
Financing Receivable, Year Two		1,696
Financing Receivable, Year Three		6,818
Financing Receivable, Year Four		11
Financing Receivable, Year Five		1,216
Financing Receivable, Prior		1,605
Financing Receivable, Revolving		39,063
Financing Receivable, Converted to Term		0
Total financing receivable, gross		55,387
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,583
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	398
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,584
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	6,525
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	11
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,137
Financing Receivable, Revolving	54,077
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	69,315
Financing Receivable, Year One		4,978
Financing Receivable, Year Two		1,696
Financing Receivable, Year Three		6,818
Financing Receivable, Year Four		11
Financing Receivable, Year Five		1,203
Financing Receivable, Prior		1,572
Financing Receivable, Revolving		39,063
Financing Receivable, Converted to Term		0
Total financing receivable, gross		55,341
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Watch [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	36
Financing Receivable, Revolving	137
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	173
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		13
Financing Receivable, Prior		33
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		46
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	103,165
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	176,278
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	122,406
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	80,815
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	30,595
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	54,011
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	472
Financing Receivable, before Allowance for Credit Loss	567,742	469,485
Financing Receivable, Year One		166,388
Financing Receivable, Year Two		129,282
Financing Receivable, Year Three		82,461
Financing Receivable, Year Four		31,878
Financing Receivable, Year Five		17,778
Financing Receivable, Prior		41,499
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		199
Total financing receivable, gross		469,485
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	103,165
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	175,412
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	122,406
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	80,815
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	30,595
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	52,008
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	472
Financing Receivable, before Allowance for Credit Loss	564,873
Financing Receivable, Year One		166,388
Financing Receivable, Year Two		129,282
Financing Receivable, Year Three		82,461
Financing Receivable, Year Four		31,878
Financing Receivable, Year Five		15,837
Financing Receivable, Prior		40,526
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		199
Total financing receivable, gross		466,571
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Watch [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	866
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,003
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	2,869
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		1,941
Financing Receivable, Prior		973
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		2,914
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Special Mention [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,106
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	20,404
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	91,047
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	42,511
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	37,990
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	24,711
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	223,769	219,738
Financing Receivable, Year One		41,041
Financing Receivable, Year Two		63,353
Financing Receivable, Year Three		48,376
Financing Receivable, Year Four		38,805
Financing Receivable, Year Five		4,176
Financing Receivable, Prior		23,987
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		219,738
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,106
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	20,404
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	91,047
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	42,511
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	37,990
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	24,711
Financing Receivable, Revolving	0
Financing Receivable, Revolving, Converted to Term Loan	0
Financing Receivable, before Allowance for Credit Loss	223,769
Financing Receivable, Year One		41,041
Financing Receivable, Year Two		63,353
Financing Receivable, Year Three		48,376
Financing Receivable, Year Four		38,805
Financing Receivable, Year Five		4,176
Financing Receivable, Prior		23,987
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		219,738
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	646,753	569,572	422,043
Total gross charge-offs	3,465	2,465	1,755
Financing Receivable, Year One	185,348	282,539
Financing Receivable, Year Two	237,846	135,998
Financing Receivable, Year Three	104,326	61,868
Financing Receivable, Year Four	49,409	37,736
Financing Receivable, Year Five	29,505	23,824
Financing Receivable, Prior	38,047	26,344
Financing Receivable, Revolving	2,272	1,263
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	646,753	569,572
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss	569,903	495,941
Financing Receivable, Year One, gross charge-offs	204
Financing Receivable, Year Two, gross charge-offs	1,386
Financing Receivable, Year Three, gross charge-offs	567
Financing Receivable, Year Four, gross charge-offs	290
Financing Receivable, Year Five, gross charge-offs	145
Financing Receivable, gross charge-offs	336
Financing Receivable, Revolving, gross charge-offs	0
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	2,928
Financing Receivable, Year One	171,420	253,842
Financing Receivable, Year Two	213,324	123,477
Financing Receivable, Year Three	94,112	46,613
Financing Receivable, Year Four	36,173	31,313
Financing Receivable, Year Five	24,235	18,334
Financing Receivable, Prior	30,633	22,353
Financing Receivable, Revolving	6	9
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	569,903	495,941
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Pass [Member]
Financing Receivable, Year One	171,208	253,495
Financing Receivable, Year Two	212,661	123,264
Financing Receivable, Year Three	93,664	46,476
Financing Receivable, Year Four	36,032	31,251
Financing Receivable, Year Five	23,977	18,165
Financing Receivable, Prior	30,492	22,205
Financing Receivable, Revolving	6	9
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	568,040	494,865
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Watch [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Substandard [Member]
Financing Receivable, Year One	212	347
Financing Receivable, Year Two	663	213
Financing Receivable, Year Three	448	137
Financing Receivable, Year Four	141	62
Financing Receivable, Year Five	258	169
Financing Receivable, Prior	141	148
Financing Receivable, Revolving	0	0
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	1,863	1,076
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Special Mention [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss	73,310	70,567
Financing Receivable, Year One, gross charge-offs	0
Financing Receivable, Year Two, gross charge-offs	47
Financing Receivable, Year Three, gross charge-offs	93
Financing Receivable, Year Four, gross charge-offs	0
Financing Receivable, Year Five, gross charge-offs	7
Financing Receivable, gross charge-offs	256
Financing Receivable, Revolving, gross charge-offs	0
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	403
Financing Receivable, Year One	13,619	27,904
Financing Receivable, Year Two	23,963	11,762
Financing Receivable, Year Three	10,039	15,139
Financing Receivable, Year Four	13,167	6,375
Financing Receivable, Year Five	5,267	5,476
Financing Receivable, Prior	7,255	3,911
Financing Receivable, Revolving	0	0
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	73,310	70,567
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Pass [Member]
Financing Receivable, Year One	13,619	27,904
Financing Receivable, Year Two	23,963	11,762
Financing Receivable, Year Three	9,987	15,139
Financing Receivable, Year Four	13,082	6,224
Financing Receivable, Year Five	5,267	5,415
Financing Receivable, Prior	7,050	3,856
Financing Receivable, Revolving	0	0
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	72,968	70,300
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Watch [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	52	0
Financing Receivable, Year Four	85	151
Financing Receivable, Year Five	0	61
Financing Receivable, Prior	205	55
Financing Receivable, Revolving	0	0
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	342	267
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Special Mention [Member]
Financing Receivable, Year One		0
Financing Receivable, Year Two		0
Financing Receivable, Year Three		0
Financing Receivable, Year Four		0
Financing Receivable, Year Five		0
Financing Receivable, Prior		0
Financing Receivable, Revolving		0
Financing Receivable, Converted to Term		0
Total financing receivable, gross		0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss	3,540	3,064
Financing Receivable, Year One, gross charge-offs	0
Financing Receivable, Year Two, gross charge-offs	2
Financing Receivable, Year Three, gross charge-offs	12
Financing Receivable, Year Four, gross charge-offs	0
Financing Receivable, Year Five, gross charge-offs	0
Financing Receivable, gross charge-offs	0
Financing Receivable, Revolving, gross charge-offs	120
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	134
Financing Receivable, Year One	309	793
Financing Receivable, Year Two	559	759
Financing Receivable, Year Three	175	116
Financing Receivable, Year Four	69	48
Financing Receivable, Year Five	3	14
Financing Receivable, Prior	159	80
Financing Receivable, Revolving	2,266	1,254
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	3,540	3,064
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Pass [Member]
Financing Receivable, Year One	309	792
Financing Receivable, Year Two	559	754
Financing Receivable, Year Three	175	116
Financing Receivable, Year Four	69	48
Financing Receivable, Year Five	3	14
Financing Receivable, Prior	159	80
Financing Receivable, Revolving	2,258	1,251
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	3,532	3,055
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0	1
Financing Receivable, Year Two	0	5
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	0
Financing Receivable, Year Five	0	0
Financing Receivable, Prior	0	0
Financing Receivable, Revolving	8	3
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	8	9
Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	255,881	228,020	241,829
Total gross charge-offs	1	0	$ 38
Financing Receivable, Year One	19,376	24,337
Financing Receivable, Year Two	32,334	25,274
Financing Receivable, Year Three	23,337	16,658
Financing Receivable, Year Four	15,294	6,865
Financing Receivable, Year Five	7,386	3,264
Financing Receivable, Prior	11,082	12,186
Financing Receivable, Revolving	146,927	139,136
Financing Receivable, Converted to Term	145	300
Total financing receivable, gross	255,881	228,020
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss	238,301	196,791
Financing Receivable, Year One, gross charge-offs	0
Financing Receivable, Year Two, gross charge-offs	0
Financing Receivable, Year Three, gross charge-offs	1
Financing Receivable, Year Four, gross charge-offs	0
Financing Receivable, Year Five, gross charge-offs	0
Financing Receivable, gross charge-offs	0
Financing Receivable, Revolving, gross charge-offs	0
Financing Receivable, Revolving, Converted to Term Loan, gross charge-offs	0
Total gross charge-offs	1
Financing Receivable, Year One	19,376	24,337
Financing Receivable, Year Two	32,334	25,274
Financing Receivable, Year Three	23,337	16,658
Financing Receivable, Year Four	15,294	6,865
Financing Receivable, Year Five	7,386	3,264
Financing Receivable, Prior	11,082	12,186
Financing Receivable, Revolving	129,347	107,907
Financing Receivable, Converted to Term	145	300
Total financing receivable, gross	238,301	196,791
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	13,971	24,337
Financing Receivable, Year Two	32,334	22,561
Financing Receivable, Year Three	19,634	12,461
Financing Receivable, Year Four	11,537	3,940
Financing Receivable, Year Five	5,122	3,074
Financing Receivable, Prior	9,707	7,701
Financing Receivable, Revolving	119,844	104,524
Financing Receivable, Converted to Term	145	0
Total financing receivable, gross	212,294	178,598
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Watch [Member]
Financing Receivable, Year One	2,322	0
Financing Receivable, Year Two	0	1,127
Financing Receivable, Year Three	1,382	2,932
Financing Receivable, Year Four	2,366	0
Financing Receivable, Year Five	0	0
Financing Receivable, Prior	953	746
Financing Receivable, Revolving	5,754	1,327
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	12,777	6,132
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	2,940	0
Financing Receivable, Year Two	0	1,586
Financing Receivable, Year Three	2,321	1,265
Financing Receivable, Year Four	1,391	2,291
Financing Receivable, Year Five	1,766	190
Financing Receivable, Prior	169	3,739
Financing Receivable, Revolving	2,005	1,093
Financing Receivable, Converted to Term	0	300
Total financing receivable, gross	10,592	10,464
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	143	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	634
Financing Receivable, Year Five	498	0
Financing Receivable, Prior	253	0
Financing Receivable, Revolving	1,345	963
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	2,239	1,597
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0
Financing Receivable, Year Two	0
Financing Receivable, Year Three	0
Financing Receivable, Year Four	0
Financing Receivable, Year Five	0
Financing Receivable, Prior	0
Financing Receivable, Revolving	399
Financing Receivable, Converted to Term	0
Total financing receivable, gross	399
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss	17,580	31,229
Financing Receivable, Year One	0	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	0
Financing Receivable, Year Five	0	0
Financing Receivable, Prior	0	0
Financing Receivable, Revolving	17,580	31,229
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	17,580	31,229
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Pass [Member]
Financing Receivable, Year One	0	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	0
Financing Receivable, Year Five	0	0
Financing Receivable, Prior	0	0
Financing Receivable, Revolving	17,003	31,227
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	17,003	31,227
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Watch [Member]
Financing Receivable, Year One	0	0
Financing Receivable, Year Two	0	0
Financing Receivable, Year Three	0	0
Financing Receivable, Year Four	0	0
Financing Receivable, Year Five	0	0
Financing Receivable, Prior	0	0
Financing Receivable, Revolving	577	2
Financing Receivable, Converted to Term	0	0
Total financing receivable, gross	$ 577	$ 2

Note 4 - Loans Receivable and_9

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Amortized Cost of Nonaccrual Loans (Details) - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual, No Allowance		$ 1,357	$ 966
Financing Receivable, Nonaccrual, With Allowance		9,595	7,686
Financing Receivable, Nonaccrual	[1]	10,952	8,652
Real Estate Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance		1,357	966
Financing Receivable, Nonaccrual, With Allowance		4,699	0
Financing Receivable, Nonaccrual	[1]	6,056	966
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Nonaccrual, No Allowance		1,088	0
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual	[1]	1,088	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		4,699	0
Financing Receivable, Nonaccrual	[1]	4,699	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		173	46
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual	[1]	173	46
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		96	920
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual	[1]	96	920
Consumer Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance			0
Financing Receivable, Nonaccrual, With Allowance		2,213	1,352
Financing Receivable, Nonaccrual	[1]	2,213	1,352
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		1,863	1,076
Financing Receivable, Nonaccrual	[1]	1,863	1,076
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		342	267
Financing Receivable, Nonaccrual	[1]	342	267
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		8	9
Financing Receivable, Nonaccrual	[1]	8	9
Commercial Business Portfolio Segment [Member]
Financing Receivable, Nonaccrual	[1]	2,683	6,334
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		2,683	6,334
Financing Receivable, Nonaccrual	[1]	$ 2,683	$ 6,334
[1]Includes past due loans as applicable.

Note 4 - Loans Receivable an_10

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Gross	$ 2,433,015	$ 2,218,852	$ 1,754,175
Commercial Real Estate [Member]
Financing Receivable, Gross	5,787
Residential Real Estate [Member]
Financing Receivable, Gross	269	966
Other Nonreal Estate [Member]
Financing Receivable, Gross	4,888	7,677
Collateral Dependent Loans [Member]
Financing Receivable, Gross	10,944	8,643
Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	1,530,381	1,421,260	1,090,303
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	5,787
Real Estate Portfolio Segment [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	269	966
Real Estate Portfolio Segment [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	6,056	966
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	1,088
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	1,088	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Gross	303,054	342,591
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	4,699
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	4,699	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Gross	69,488	55,387
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	173	46
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	173	46
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Gross	567,742	469,485
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	96	920
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	96	920
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	646,753	569,572	422,043
Consumer Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Consumer Portfolio Segment [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	2,205	1,343
Consumer Portfolio Segment [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	2,205	1,343
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	569,903	495,941
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	1,863	1,076
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	1,863	1,076
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Gross	73,310	70,567
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	342	267
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	342	267
Commercial Business Portfolio Segment [Member]
Financing Receivable, Gross	255,881	228,020	$ 241,829
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Gross	238,301	196,791
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	2,683	6,334
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	$ 2,683	$ 6,334

Note 4 - Loans Receivable an_11

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Related Party Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Beginning balance	$ 3,445	$ 4,207
Additions	0	0
Repayments	(102)	(762)
Ending balance	$ 3,343	$ 3,445

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights (Details Textual) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Asset	$ 2,832,016	$ 2,783,458
Servicing Asset at Fair Value, Amount	38,200	35,500
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	$ 7,200	$ 7,100	$ 6,300
Minimum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	0.50%
Maximum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1%

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Schedule of Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Mortgage Servicing Rights [Member]
Balance, MSR	$ 18,017	$ 16,970	$ 12,595
Additions	2,772	5,400	9,760
MSRs amortized	(3,565)	(4,354)	(7,444)
Recovery (impairment) of MSRs	(48)	1	2,059
Balance, MSR	17,176	18,017	16,970
Mortgage Servicing Right, Held for Sale [Member]
Balance, MSR	0	0
Balance, MSR	$ 8,086	$ 0	$ 0

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Valuation Assumptions (Details) - Mortgage Servicing Rights [Member]	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Weighted average discount rate	9.40%	9.60%
Conditional prepayment rate (“CPR”)	7.20%	8.20%
Weighted average life in years (Year)	8 years 4 months 24 days	7 years 9 months 18 days

Note 5 - Mortgage Servicing R_6

Note 5 - Mortgage Servicing Rights - Schedule of Sensitivity Analysis of Fair Value (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Commitments	$ 2,832,016	$ 2,783,458
Weighted average rate of loans in servicing portfolio	3.60%	3.40%
Conditional prepayment rate (“CPR”)	7.20%	8.20%
Fair value MSRs	$ 38,200	$ 35,500
Weighted average discount rate	9.40%	9.60%
Base Rate [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate (“CPR”)	7.20%	8.20%
Fair value MSRs	$ 38,163	$ 35,478
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Base Rate [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 38,163	$ 35,478
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Weighted average discount rate	9.40%	9.60%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate (“CPR”)	8%	8.60%
Fair value MSRs	$ 37,268	$ 34,997
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 37,301	$ 34,715
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Weighted average discount rate	9.90%	10.10%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate (“CPR”)	9.30%	9.30%
Fair value MSRs	$ 35,819	$ 34,188
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 36,476	$ 33,984
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.20%
Weighted average discount rate	10.40%	10.60%

Note 6 - Premises and Equipme_3

Note 6 - Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Depreciation, Depletion and Amortization	$ 2.6	$ 2.5	$ 2.7

Note 6 - Premises and Equipme_4

Note 6 - Premises and Equipment - Summary of Property Plant and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment, Gross	$ 57,574	$ 49,561
Less accumulated depreciation and amortization	(26,996)	(24,442)
Total	30,578	25,119
Land [Member]
Property, Plant and Equipment, Gross	7,925	5,715
Building [Member]
Property, Plant and Equipment, Gross	20,814	16,934
Furniture Fixtures and Equipment [Member]
Property, Plant and Equipment, Gross	17,962	16,226
Leasehold Improvements [Member]
Property, Plant and Equipment, Gross	2,680	2,461
Building Improvements [Member]
Property, Plant and Equipment, Gross	8,043	7,688
Construction in Progress [Member]
Property, Plant and Equipment, Gross	$ 150	$ 537

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual)	Dec. 31, 2023
Lessee, Operating Lease, Renewal Term (Year)	5 years
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	3 months
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	6 years 6 months

Note 7 - Leases - Schedule of L

Note 7 - Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating lease cost	$ 1,837	$ 1,422	$ 1,433
Short-term lease cost	19	21	5
Total lease cost	$ 1,856	$ 1,443	$ 1,438

Note 7 - Leases - Schedule of S

Note 7 - Leases - Schedule of Supplemental Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating cash flows from operating leases	$ 1,882	$ 1,431
Weighted average remaining lease term - operating leases (in years) (Year)	4 years	4 years 7 months 6 days
Weighted average discount rate - operating leases	2.95%	2.42%

Note 7 - Leases - Schedule of M

Note 7 - Leases - Schedule of Maturity for Operating Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
2024, operating lease	$ 1,933
2025, operating lease	1,628
2026, operating lease	1,475
2027, operating lease	1,173
2028, operating lease	428
Thereafter, operating lease	955
Total lease payments, operating lease	7,592
Less imputed interest, operating lease	(744)
Total, operating lease	$ 6,848	$ 6,474

Note 8 - Other Real Estate Ow_3

Note 8 - Other Real Estate Owned ("OREO") (Details Textual) - Real Estate Owned (OREO) [Member]	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number of Real Estate Properties	0	1	0
Custody Fees	$ 0	$ 10,000	$ 0
Mortgage Loans in Process of Foreclosure, Amount	$ 96,000	$ 511,000

Note 8 - Other Real Estate Ow_4

Note 8 - Other Real Estate Owned ("OREO") - Schedule of Other Real Estate Owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Balance, OREO	$ 570	$ 0	$ 90
Loans transferred to OREO	0	145	0
Transfer of closed retail branch to OREO	0	570	0
Gross proceeds from sale of OREO	(718)	(145)	(81)
Gain (loss) on sale of OREO	148	0	(9)
Balance, OREO	$ 0	$ 570	$ 0

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Related Party Deposit Liabilities	$ 2,800,000	$ 5,700,000
Deposit Liabilities, Checking [Member]
Interest-Bearing Domestic Deposit, Brokered	70,200,000	2,300,000
Deposit Liabilities, Money Market [Member]
Interest-Bearing Domestic Deposit, Brokered	1,000	59,700,000
Deposit Liabilities, Certificates of Deposits [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 361,300,000	$ 332,000,000

Note 9 - Deposits - Schedule of

Note 9 - Deposits - Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
Noninterest-bearing checking		$ 654,048	$ 537,938
Interest-bearing checking	[1]	244,028	135,127
Savings		151,630	134,358
Money market	[2]	359,063	574,290
Certificates of deposit less than $100,000	[3]	587,858	440,785
Certificates of deposit of $100,000 through $250,000		429,373	195,447
Certificates of deposit of $250,000 and over		79,540	93,560
Escrow accounts related to mortgages serviced	[4]	16,783	16,236
Total deposits		$ 2,522,323	$ 2,127,741
[1]Includes $70.2 million and $2.3 million of brokered deposits at December 31, 2023 and 2022, respectively.[2]Includes $1,000 and $59.7 million of brokered deposits at December 31, 2023 and 2022, respectively.[3]Includes $361.3 million and $332.0 million of brokered certificates of deposit at December 31, 2023 and 2022, respectively.[4]Noninterest-bearing accounts.

Note 9 - Deposits - Schedule _2

Note 9 - Deposits - Schedule of Maturity (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Maturing in 2024	$ 863,350
Maturing in 2025	166,827
Maturing in 2026	44,288
Maturing in 2027	21,727
Maturing in 2028 and thereafter	579
Total	$ 1,096,771

Note 9 - Deposits - Schedule In

Note 9 - Deposits - Schedule Interest Expense by Category (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest-bearing checking	$ 2,586	$ 495	$ 282
Savings and money market	5,511	3,775	1,604
Certificates of deposit	28,654	5,150	5,043
Total	$ 36,751	$ 9,420	$ 6,929

Note 10 - Employee Benefits (De

Note 10 - Employee Benefits (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage	100%
Defined Contribution Plan, Cost	$ 1.7	$ 1.9	$ 1.7
The 401K Plan One [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	100%
The 401K Plan One [Member] | Minimum [Member]
Defined Contribution Plan, Contribution By Employee, Percent	1%
The 401K Plan One [Member] | Maximum [Member]
Defined Contribution Plan, Contribution By Employee, Percent	3%
The 401K Plan Two [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	50%
The 401K Plan Two [Member] | Minimum [Member]
Defined Contribution Plan, Contribution By Employee, Percent	4%
The 401K Plan Two [Member] | Maximum [Member]
Defined Contribution Plan, Contribution By Employee, Percent	5%

Note 11 - Debt (Details Textual

Note 11 - Debt (Details Textual) - USD ($) $ in Thousands		24 Months Ended
	Feb. 10, 2021	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available, Percentage of Total Assets		45%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 1,070,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		686,200
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds		681,900
Financing Receivable, before Allowance for Credit Loss		2,433,015	$ 2,218,852	$ 1,754,175
Short-Term Debt		93,746	186,528
Fixed to Floating Rate Subordinated Note Due2031 [Member]
Debt Instrument, Face Amount	$ 50,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Debt, Offering Price, Percentage	100%
Proceeds from Debt, Net of Issuance Costs	$ 49,300
Fixed to Floating Rate Subordinated Note Due2031 [Member] | Secured Overnight Financing Rate (SOFR) [Member]
Debt Instrument, Basis Spread on Variable Rate	3.37%
Federal Reserve Bank [Member]
Line of Credit Facility, Maximum Borrowing Capacity		351,600	205,800
Short-Term Debt		0	0
Federal Reserve Bank, Bank Term Funding Program [Member]
Line of Credit Facility, Current Borrowing Capacity		90,500
Long-Term Line of Credit		89,900
Other Financial Institutions [Member]
Short-Term Debt		0
Line of Credit Facility, Remaining Borrowing Capacity		101,000
Asset Pledged as Collateral [Member] | Federal Reserve Bank, Bank Term Funding Program [Member]
Marketable Securities		77,000
Asset Pledged as Collateral [Member] | Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		$ 631,100	$ 579,800

Note 11 - Debt - Summary of Deb

Note 11 - Debt - Summary of Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Federal Home Loan Bank - (interest rates ranging from 2.00% to 2.37% and 1.72% to 4.60% at December 31, 2023 and 2022, respectively)	$ 3,896	$ 186,528
FRB BTFP advance - (interest rate of 4.70% at December 31, 2023)	93,746	186,528
Total	93,746	186,528
Federal Reserve Bank, Bank Term Funding Program [Member]
FRB BTFP advance - (interest rate of 4.70% at December 31, 2023)	$ 89,850	$ 0

Note 11 - Debt - Summary of D_2

Note 11 - Debt - Summary of Debt (Details) (Parentheticals)	Dec. 31, 2023	Dec. 31, 2022
Federal Reserve Bank, Bank Term Funding Program [Member]
Interest rate, effective	4.70%
Minimum [Member]
Interest rate	2%	1.72%
Maximum [Member]
Interest rate	2.37%	4.60%

Note 11 - Debt - Summary of Adv

Note 11 - Debt - Summary of Advances From Federal Home Loan Bank (Details) - FHLB and FRB BTFP [Member] $ in Thousands	Dec. 31, 2023 USD ($)
2024, balances	$ 93,746
2024, interest rates	4.60%

Note 11 - Debt - Maximum and We

Note 11 - Debt - Maximum and Weighted Average Balances and Interest Rates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
FHLB advances and Fed Funds, maximum balance	$ 74,895	$ 260,828	$ 102,528
Fed Funds lines of credit with other financial institutions, maximum balance	0	0	0
FHLB advances and Fed Funds, average balance	33,945	102,008	55,602
Fed Funds lines of credit with other financial institutions, average balance	$ 11	$ 15	$ 11
FHLB advances and Fed Funds, weighted average interest rates	4.40%	2.98%	1.88%
Fed Funds lines of credit with other financial institutions, weighted average interest rates	5.62%	3.28%	0.49%
Subordinated Notes [Member]
Long term debt, weighted average interest rates	3.88%	3.75%	3.75%
Subordinated Notes [Member] | Maximum [Member]
Long term debt, maximum balance	$ 50,000	$ 50,000	$ 50,000
Subordinated Notes [Member] | Weighted Average [Member]
Long term debt, maximum balance	$ 50,000	$ 50,000	$ 44,699
PPP Liquidity Facilities [Member]
Long term debt, weighted average interest rates	0%	0%	0.35%
PPP Liquidity Facilities [Member] | Maximum [Member]
Long term debt, maximum balance	$ 0	$ 0	$ 59,349
PPP Liquidity Facilities [Member] | Weighted Average [Member]
Long term debt, maximum balance	0	0	7,310
Federal Reserve Bank, Fed Funds [Member]
FRB, maximum balance	0	0	0
FRB, average balance	$ 14,704	$ 548	$ 205
FRB, weighted average interest rates	5.42%	1.69%	0.25%
Federal Reserve Bank, Bank Term Funding Program [Member]
FRB, maximum balance	$ 90,000	$ 0	$ 0
FRB, average balance	$ 61,669	$ 0	$ 0
FRB, weighted average interest rates	4.71%	0%	0%

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Liability for Uncertainty in Income Taxes, Current	$ 0	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	$ 0	$ 0	$ 0

Note 12 - Income Taxes - Compon

Note 12 - Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Current	$ 9,912	$ 8,183	$ 8,258
(Benefit) provision for deferred income taxes	(693)	(844)	1,750
Total provision for income taxes	$ 9,219	$ 7,339	$ 10,008

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation of Effective Income Tax Rate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income tax provision at statutory rate	$ 9,507	$ 7,767	$ 9,958
Income tax provision at statutory rate, Percent	21%	21%	21%
Tax exempt income	$ (333)	$ (852)	$ (492)
Tax exempt income, Percent	(0.70%)	(2.30%)	(1.00%)
Nondeductible items resulting in increase in tax	$ 165	$ 31	$ 28
Nondeductible items resulting in increase in tax, Percent	0.40%	0.10%	0%
Increase in tax resulting from other items	$ 36	$ 274	$ 100
Increase in tax resulting from other items, Percent	0.10%	0.70%	0.20%
Equity compensation	$ (208)	$ (146)	$ (883)
Equity compensation, Percent	(0.50%)	(0.40%)	(1.90%)
Executive compensation	$ 52	$ 265	$ 979
Executive compensation, Percent	0.10%	0.70%	2.10%
ESOP	$ 0	$ 0	$ 318
ESOP, Percent	0%	0%	0.70%
Total provision for income taxes	$ 9,219	$ 7,339	$ 10,008
Total, Percent	20.40%	19.80%	21.10%

Note 12 - Income Taxes - Schedu

Note 12 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ACL on loans	$ 6,746	$ 6,119
Non-accrued loan interest	3	11
Lease liability	1,463	1,392
Securities available-for-sale	7,689	9,146
ACL on unfunded commitments	327	547
Other	49	234
Purchase accounting adjustments	48	0
Total deferred tax assets	17,053	17,988
Loan origination costs	(2,512)	(2,123)
MSRs	(3,679)	(3,874)
Stock dividend - FHLB stock	(7)	(35)
Property, plant, and equipment	(1,408)	(1,095)
Purchase accounting adjustments	0	(727)
Lease right-of-use assets	(1,415)	(1,338)
Interest rate swaps designated as cash flow hedge	(1,307)	(2,126)
Total deferred tax liabilities	(10,328)	(11,318)
Net deferred tax assets	6,725	6,670
Restricted Stock [Member]
Share-Based Compensation Cost	113	101
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Cost	$ 615	$ 438

Note 13 - Commitments and Con_3

Note 13 - Commitments and Contingencies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 31,534,000	$ 27,992,000
Proceeds from Sale, Loan, Held-for-Sale	411,484,000	708,400,000	$ 1,444,305,000
Other Liabilities	35,737,000	30,999,000
Holdback Reserve For Guaranteed Loans [Member]
Other Liabilities	2,100,000	2,300,000
Federal Home Loan Bank of Des Moines [Member]
Proceeds from Sale, Loan, Held-for-Sale	$ 9,000,000
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation, Percentage	10%
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation	$ 39,000
Federal Home Loan Bank of Des Moines [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Proceeds from Sale, Loan, Held-for-Sale	0	0
Federal Home Loan Bank of Des Moines [Member] | Recourse [Member]
First Loss Account (FLA)	581,000
Credit Enhancement (CE) Obligation	$ 389,000
Credit Enhancement (CE) Obligation, Percentage of Outstanding Loans	4.30%
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,500,000	2,500,000
Financing Receivable, Allowance for Credit Loss, Recovery	$ 1,000,000	$ 365,000

Note 13 - Commitments and Con_4

Note 13 - Commitments and Contingencies - Schedule of Commitments (Details) - Commitments to Extend Credit [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Commitments	$ 535,032	$ 548,542
Real Estate Portfolio Segment [Member]
Commitments	278,805	294,246
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Commitments	3,472	1,260
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Commitments	154,611	201,708
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Commitments	23,751	10,713
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Commitments	94,026	77,566
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Commitments	2,945	2,999
Consumer Portfolio Segment [Member]
Commitments	29,517	39,406
Commercial Business Portfolio Segment [Member]
Commitments	226,710	214,890
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Commitments	164,873	150,109
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Commitments	$ 61,837	$ 64,781

Note 14 - Significant Concent_2

Note 14 - Significant Concentration of Credit Risk (Details Textual)	12 Months Ended
	Dec. 31, 2023
Construction Land Development and Other Land Concentration [Member]
Concentration Risk, Percentage of Total Regulatory Capital	89.40%

Note 15 - Regulatory Capital (D

Note 15 - Regulatory Capital (Details Textual)	Dec. 31, 2023	Dec. 31, 2022
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual	0.09	0.097
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual	0.105	0.107
Banking Regulation, Total Risk-Based Capital Ratio, Actual	0.137	0.14
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual	0.105	0.107

Note 15 - Regulatory Capital -

Note 15 - Regulatory Capital - Schedule of Comparison (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022
Actual, Capital, Rate	0.137	0.14
Actual, Tier 1 Risk-based Rate	0.105	0.107
Actual, Tier 1 Leverage Rate	0.09	0.097
Actual, CET 1 Rate	0.105	0.107
First Security Bank of Washington, Subsidiary [Member]
Actual, Capital	$ 339,436
Actual, Capital, Rate	0.1337
Capital Adequacy, Total	$ 203,094
Capital Adequacy, Total Rate	0.08
Capital Adequacy, Total Risk-based with Buffer	$ 266,561
Capital Adequacy, Total Risk-based with Buffer, Rate	0.105
Well Capitalized, Total Capital	$ 253,868
Well Capitalized, Total Capital Rate	0.10
Actual, Tier 1 Risk-based	$ 307,686
Actual, Tier 1 Risk-based Rate	0.1212
Capital Adequacy, Tier 1 Risk-based	$ 152,321
Capital Adequacy, Tier 1 Risk-based Rate	0.06
Capital Adequacy, Tier 1 Risk-based with Buffer	$ 215,787
Capital Adequacy, Tier 1 Risk-based with Buffer, Rate	0.085
Well Capitalized, Tier 1 Risk-based	$ 203,094
Well Capitalized, Tier 1 Risk-based Rate	0.08
Actual, Tier 1 Leverage	$ 307,686
Actual, Tier 1 Leverage Rate	0.1039
Capital Adequacy, Tier 1 Leverage	$ 118,488
Capital Adequacy, Tier 1 Leverage Rate	0.04
Well Capitalized, Tier 1 Leverage	$ 148,109
Well Capitalized, Tier 1 Leverage Rate	0.05
Actual, CET 1	$ 307,686
Actual, CET 1 Rate	0.1212
Capital Adequacy, CET 1	$ 114,240
Capital Adequacy, CET 1 Rate	0.045
Capital Adequacy, CET 1 with Buffer	$ 177,707
Capital Adequacy, CET 1 with Buffer , Rate	0.07
Well Capitalized, CET 1	$ 165,014
Well Capitalized, CET 1 Rate	0.065

Note 16 - Fair Value Measurem_3

Note 16 - Fair Value Measurements (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Loans Receivable, Fair Value Disclosure	$ 15,088,000	$ 14,035,000
Financing Receivable, before Allowance for Credit Loss	2,433,015,000	2,218,852,000	$ 1,754,175,000
Fair Value, Nonrecurring [Member]
Assets, Fair Value Disclosure		0
Residential Mortgage [Member]
Loans Receivable, Fair Value Disclosure	15,100,000	14,000,000	17,800,000
Increase (Decrease) in Finance Receivables	447,000	(1,700,000)	(29,000)
Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Loans Receivable, Fair Value Disclosure	15,100,000	14,000,000
Financing Receivable, before Allowance for Credit Loss	16,300,000	15,600,000
Increase (Decrease) in Finance Receivables	$ 447,000	$ (1,700,000)	$ (29,000)

Note 16 - Fair Value Measurem_4

Note 16 - Fair Value Measurements - Schedule of Financial Assets and Liabilities on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Securities available-for-sale, at fair value	$ 292,933	$ 229,252
Loans receivable, at fair value	25,668	20,093
Interest Rate Swap [Member]
Derivative asset	6,495	9,870
Derivatives liabilities	(375)
US Government Agencies Debt Securities [Member]
Securities available-for-sale, at fair value	18,018	17,288
Corporate Debt Securities [Member]
Securities available-for-sale, at fair value	12,872	8,545
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, at fair value	101,248	69,966
U.S. Small Business Administration Securities [Member]
Securities available-for-sale, at fair value	41,348	12,851
Fair Value, Recurring [Member]
Mortgage loans held for sale, at fair value	25,668	20,093
Loans receivable, at fair value	15,088	14,035
Total assets measured at fair value	340,513	273,521
Financial liabilities	(910)	(38)
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Derivative asset	6,431	9,870
Derivatives liabilities	(375)
Fair Value, Recurring [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	64
Fair Value, Recurring [Member] | Customer Swap [Member]
Derivatives liabilities	(63)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Customer Swap [Member]
Derivatives liabilities	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Mortgage loans held for sale, at fair value	25,668	20,093
Loans receivable, at fair value	15,088	14,035
Total assets measured at fair value	340,184	273,414
Financial liabilities	(722)	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Derivative asset	6,431	9,870
Derivatives liabilities	(375)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	64
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Customer Swap [Member]
Derivatives liabilities	(63)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	329	107
Financial liabilities	(188)	(38)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Customer Swap [Member]
Derivatives liabilities	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available-for-sale, at fair value	18,018	17,288
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value	18,018	17,288
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available-for-sale, at fair value	12,872	8,545
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value	12,872	8,545
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, at fair value	119,447	120,602
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value	119,447	120,602
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, at fair value	101,248	69,966
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value	101,248	69,966
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member]
Securities available-for-sale, at fair value	41,348	12,851
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value	41,348	12,851
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	329	107
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	329	107
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset		164
Derivatives liabilities	(284)
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset		0
Derivatives liabilities	0
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset		164
Derivatives liabilities	(284)
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset		0
Derivatives liabilities	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivatives liabilities	(188)	(38)
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivatives liabilities	$ (188)	$ (38)

Note 16 - Fair Value Measurem_5

Note 16 - Fair Value Measurements - Schedule of Financial Assets on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
MSRs		$ 0
Mortgage Servicing Rights [Member]
MSRs	$ 38,163
Fair Value, Inputs, Level 1 [Member] | Mortgage Servicing Rights [Member]
MSRs	0
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member]
MSRs	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
MSRs	$ 38,163

Note 16 - Fair Value Measurem_6

Note 16 - Fair Value Measurements - Schedule of Schedule of Financial Assets and Liabilities on a Recurring and Non-recurring Basis (Details) - Fair Value, Inputs, Level 3 [Member]	Dec. 31, 2023	Dec. 31, 2022
Minimum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80
Minimum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80
Minimum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSRs	0
Maximum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99
Maximum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99
Maximum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSRs	0.50
Weighted Average [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.905	0.925
Weighted Average [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.905	0.925
Weighted Average [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSRs	0.072	0.082

Note 16 - Fair Value Measurem_7

Note 16 - Fair Value Measurements - Schedule of Reconciliation of Financial Assets and Liabilities with Unobservable Inputs (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest Rate Lock Commitments [Member]
Beginning balance, derivative asset (liability)		$ 107	$ 757	$ 4,024
Purchases and issuances, derivative asset (liability)		4,291	3,215	23,164
Sales and settlements, derivative asset (liability)		(4,069)	(3,865)	(26,431)
Ending balance, derivative asset (liability)		329	107	757
Gain (Loss) Included in Earnings, derivative asset (liability)	[1]	222	(650)	(3,267)
Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)	[2]	0	0	0
Mandatory and Best Effort Forward Commitments [Member]
Beginning balance, derivative asset (liability)		(38)	808	(67)
Purchases and issuances, derivative asset (liability)		66	6,383	2,526
Sales and settlements, derivative asset (liability)		(216)	(7,229)	(1,651)
Ending balance, derivative asset (liability)		(188)	(38)	808
Gain (Loss) Included in Earnings, derivative asset (liability)	[1]	(150)	(846)	875
Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)	[2]	$ 0	0	0
Securities Available for Sale [Member]
Beginning balance, asset			$ 1,138	1,111
Purchases and Issuance, asset				40
Sales and Settlements, asset				(13)
Ending balance, asset				1,138
Gain (Loss) Included in Earnings, asset	[1]			0
Gain (Loss) Included in Other Comprehensive Income (Loss), asset	[2]			$ 27
[1]Relating to items held at end of period included in income.[2]Relating to items held at end of period included in other comprehensive income (loss).

Note 16 - Fair Value Measurem_8

Note 16 - Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Certificates of deposit at other financial institutions	$ 24,167,000	$ 4,712,000
Securities available-for-sale, at fair value	292,933,000	229,252,000
Debt Securities, Held-to-Maturity, Amortized Cost	8,500,000	8,500,000
Loans receivable, at fair value	25,668,000	20,093,000
Federal Home Loan Bank Stock	2,114,000	10,611,000
Loans Receivable, Fair Value Disclosure	15,088,000	14,035,000
Accrued interest receivable	14,005,000	11,144,000
Financing Receivable, before Allowance for Credit Loss	2,433,015,000	2,218,852,000	$ 1,754,175,000
Short-Term Debt	93,746,000	186,528,000
Subordinated notes, excluding unamortized debt issuance costs	50,000,000	50,000,000
Interest Rate Swap [Member]
Derivative asset	6,495,000	9,870,000
Derivative liabilities, fair value	375,000
Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	38,200,000	35,500,000
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	65,691,000	41,437,000
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	24,167,000	4,712,000
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	65,691,000	41,437,000
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	24,167,000	4,712,000
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Securities available-for-sale, at fair value	292,933,000	229,252,000
Debt Securities, Held-to-Maturity, Amortized Cost	8,500,000	8,500,000
Loans receivable, at fair value	25,668,000	20,093,000
Federal Home Loan Bank Stock	2,114,000	10,611,000
Loans Receivable, Fair Value Disclosure	15,088,000	14,035,000
Accrued interest receivable	14,005,000	11,144,000
Deposits	2,522,323,000	2,127,741,000
Short-Term Debt	93,746,000	186,528,000
Subordinated notes, excluding unamortized debt issuance costs	50,000,000	50,000,000
Accrued interest payable	5,473,000	2,270,000
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Interest Rate Swap [Member]
Derivative asset	6,431,000	9,870,000
Derivative liabilities, fair value	375,000	0
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	64,000	0
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Customer Swap [Member]
Derivative liabilities, fair value	63,000
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	0	164,000
Derivative liabilities, fair value	284,000	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Securities available-for-sale, at fair value	292,933,000	229,252,000
Debt Securities, Held-to-Maturity, Amortized Cost	7,666,000	7,929,000
Loans receivable, at fair value	25,668,000	20,093,000
Federal Home Loan Bank Stock	2,114,000	10,611,000
Loans Receivable, Fair Value Disclosure	15,088,000	14,035,000
Accrued interest receivable	14,005,000	11,144,000
Deposits	2,515,026,000	2,105,926,000
Short-Term Debt	93,416,000	186,188,000
Subordinated notes, excluding unamortized debt issuance costs	43,480,000	44,500,000
Accrued interest payable	5,473,000	2,270,000
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Derivative asset	6,431,000	9,870,000
Derivative liabilities, fair value	375,000	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	64,000	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Customer Swap [Member]
Derivative liabilities, fair value	63,000
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	0	164,000
Derivative liabilities, fair value	284,000	0
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,417,927,000	2,204,817,000
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	9,090,000	18,017,000
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mortgage Servicing Right, Held for Sale [Member]
Servicing Asset at Fair Value, Amount	8,086	0
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	0	107,000
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities, fair value	188,000	38,000
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,276,397,000	2,153,769,000
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	20,552,000	35,478,000
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mortgage Servicing Right, Held for Sale [Member]
Servicing Asset at Fair Value, Amount	17,611	0
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	0	107,000
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities, fair value	$ 188,000	$ 38,000

Note 17 - Earnings Per Share -

Note 17 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net income	$ 36,053	$ 29,649	$ 37,412
Dividends and undistributed earnings allocated to participating securities	(578)	(554)	(611)
Net income available to common shareholders	$ 35,475	$ 29,095	$ 36,801
Basic weighted average common shares outstanding (in shares)	7,656,526	7,754,507	8,217,916
Dilutive shares (in shares)	118,907	119,133	200,580
Diluted weighted average common shares outstanding (in shares)	7,775,433	7,873,640	8,418,496
Basic earnings per share (in dollars per share)	$ 4.63	$ 3.75	$ 4.48
Diluted earnings per share (in dollars per share)	$ 4.56	$ 3.7	$ 4.37
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. (in shares)	56,520	61,912	16,466

Note 18 - Derivatives (Details

Note 18 - Derivatives (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Unrealized Gain (Loss) on Derivatives	$ (3,814,000)	$ 8,857,000	$ 2,244,000
Asset Pledged as Collateral [Member] | Interest Rate Swap Agreements [Member]
Securities Received as Collateral	569,000
Designated as Hedging Instrument [Member]
Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost	236,700,000
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	3,200,000
Derivative, Amount of Hedged Item	60,000,000
Not Designated as Hedging Instrument [Member]
Unrealized Gain (Loss) on Derivatives	75,000	$ (2,600,000)	$ 5,100,000
Interest Rate Swap [Member]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	$ 3,600,000

Note 18 - Derivatives - Schedul

Note 18 - Derivatives - Schedule of Fair Value Hedges Cumulative-basis Adjustment (Details) - Designated as Hedging Instrument [Member] - Fair Value Hedging [Member] - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
Cumulative Amount of Fair Value Hedging Adjustment		$ 3,215	$ 4,107
Securities Investment [Member]
Cumulative Amount of Fair Value Hedging Adjustment	[1]	3,215	4,107
Reported Value Measurement [Member]
Hedged Assets		56,785	55,893
Reported Value Measurement [Member] | Securities Investment [Member]
Hedged Assets	[1]	$ 56,785	$ 55,893
[1]These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $236.7 million; the cumulative basis adjustments associated with these hedging relationships was $3.2 million; and the amounts of the designated hedged items was $60.0 million.

Note 18 - Derivatives - Sched_2

Note 18 - Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest Rate Swap [Member]
Derivative Asset	$ 6,495	$ 9,870
Derivative Liability	375
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member] | Deposits [Member]
Notional	250,000	90,000
Derivative Asset	3,233	5,780
Derivative Liability	375	0
Interest Rate Swap [Member] | Fair Value Hedging [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member]
Notional	60,000	60,000
Derivative Asset	3,198	4,090
Derivative Liability	0	0
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	22,334	8,837
Derivative Asset	329	107
Derivative Liability	0	0
Mandatory and Best Effort Forward Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	10,070	4,558
Derivative Asset	0	0
Derivative Liability	188	38
Forward TBA Mortgage-Backed Securities [Member] | Not Designated as Hedging Instrument [Member]
Notional	33,000	27,000
Derivative Asset	0	164
Derivative Liability	284	$ 0
Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	801
Derivative Asset
Derivative Liability	63
Dealer Offsets to Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	801
Derivative Asset	64
Derivative Liability	$ 0

Note 18 - Derivatives - Sched_3

Note 18 - Derivatives - Schedule of Hedging Relationship (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Reclassification adjustment for realized (gain) loss, net included in net income	$ (5,465)	$ (970)	$ 538
Interest Expense [Member]
Total amounts presented on the Consolidated Statements of Income	36,751	9,420	6,929
Net interest income (expense) recognized on cash flows of derivatives designated as hedging instruments	0	0	0
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	0	0	0
Recognized on derivatives designated as hedging instruments	0	0	0
Net income (expense) recognized on fair value hedges	0	0	0
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized (gain) loss, net included in net income	5,465	970	(538)
Net income (expense) recognized on cash flow hedges	5,465	970	(538)
Interest Income [Member]
Total amounts presented on the Consolidated Statements of Income	12,247	7,046	5,637
Net interest income (expense) recognized on cash flows of derivatives designated as hedging instruments	1,509	0	0
Interest Income [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	892	(4,107)	0
Recognized on derivatives designated as hedging instruments	(892)	4,103	0
Net income (expense) recognized on fair value hedges	1,509	(4)	0
Interest Income [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized (gain) loss, net included in net income	0	0	0
Net income (expense) recognized on cash flow hedges	$ 0	$ 0	$ 0

Note 18 - Derivatives - Sched_4

Note 18 - Derivatives - Schedule of Offsetting of Derivative Assets (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivative Asset, Before Offset	$ 6,648	$ 9,870
Derivative Asset, Offset	153	0
Derivative asset	6,495	9,870
Derivative Assets, Financial Instruments Collateral	0	0
Derivative Asset, Net	$ 6,495	$ 9,870

Note 18 - Derivatives - Sched_5

Note 18 - Derivatives - Schedule of Offsetting of Derivative Liabilities (Details) - Interest Rate Swap [Member] $ in Thousands	Dec. 31, 2023 USD ($)
Derivative Liability, Before Offset	$ (722)
Derivative liability, offset	(347)
Derivatives liabilities	(375)
Derivative liability, cash collateral	270
Derivative liability, net	$ (105)

Note 19 - Accumulated Other C_3

Note 19 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Balance	$ 231,697	$ 247,507	$ 230,007
Other comprehensive income (loss), net of tax	2,326	(25,884)	(2,281)
Balance	264,488	231,697	247,507
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Balance	7,761	794	(967)
Other comprehensive income before reclassification, net of tax	1,296	7,728	1,339
Amounts reclassified from accumulated other comprehensive loss, net of tax	(4,291)	(761)	422
Other comprehensive income (loss), net of tax	(2,995)	6,967	1,761
Balance	4,766	7,761	794
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(33,393)	(542)	3,500
Other comprehensive income before reclassification, net of tax	5,321	(32,851)	(4,042)
Amounts reclassified from accumulated other comprehensive loss, net of tax	0	0	0
Other comprehensive income (loss), net of tax	5,321	(32,851)	(4,042)
Balance	(28,072)	(33,393)	(542)
AOCI Attributable to Parent [Member]
Balance	(25,632)	252	2,533
Other comprehensive income before reclassification, net of tax	6,617	(25,123)	(2,703)
Amounts reclassified from accumulated other comprehensive loss, net of tax	(4,291)	(761)	422
Other comprehensive income (loss), net of tax	2,326	(25,884)	(2,281)
Balance	$ (23,306)	$ (25,632)	$ 252

Note 20 - Stock-based Compens_3

Note 20 - Stock-based Compensation (Details Textual)		12 Months Ended
	Jul. 14, 2021	Dec. 31, 2023 USD ($) shares	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	May 17, 2018 shares
Stockholders' Equity Note, Stock Split, Conversion Ratio	2
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)		6 years 6 months	6 years 6 months	6 years 6 months
The 2018 Equity Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares) | shares					1,300,000
Share-Based Payment Arrangement, Expense | $		$ 2,000,000	$ 2,000,000	$ 1,400,000
Share-Based Payment Arrangement, Expense, Tax Benefit | $		$ 422,000	$ 414,000	$ 304,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Expected Contractual Term Forfeiture Rate		3.10%
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		1 year
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)		5 years 6 months
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Tranche Four [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)		6 years 6 months
The 2018 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares) | shares					326,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) | shares		76,622
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 3 months 18 days
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount | $		$ 2,500,000
The 2018 Equity Incentive Plan [Member] | Restricted Stock [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		1 year
The 2018 Equity Incentive Plan [Member] | Restricted Stock [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		5 years
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) | shares		253,532
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)		10 years
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount | $		$ 1,700,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 4 months 24 days
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)		10 years
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		1 year
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage		20%
The 2018 Equity Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		5 years

Note 20 - Stock-based Compens_4

Note 20 - Stock-based Compensation - Schedule of Valuation Assumptions (Details) - Share-Based Payment Arrangement, Option [Member] - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Dividend yield	3.25%	2.59%	1.58%
Expected volatility	28.24%	26.86%	37.10%
Risk-free interest rate	4.35%	2.88%	1.01%
Expected term in years (Year)	6 years 6 months	6 years 6 months	6 years 6 months
Weighted-average grant date fair value per option granted (in dollars per share)	$ 7.61	$ 7.13	$ 10.67

Note 20 - Stock-based Compens_5

Note 20 - Stock-based Compensation - Schedule of Stock Option Awards (Details) - The 2018 Equity Incentive Plan [Member] - USD ($)		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Beginning balance, options (in shares)		647,832	613,626	671,754
Beginning balance, Weighted Average Exercise Price (in dollars per share)		$ 26.67	$ 25.24	$ 19.45
Outstanding, Weighted Average Remaining Contractual Term (Year)		6 years 8 months 8 days	6 years 10 months 2 days	7 years 2 months 1 day	6 years 6 months 29 days
Outstanding, Intrinsic Value		$ 5,852,975	$ 4,627,255	$ 5,362,902	$ 5,721,159
Granted, options (in shares)		103,000	99,200	118,850
Granted, Weighted Average Exercise Price (in dollars per share)		$ 30.73	$ 30.94	$ 35.46
Granted, Intrinsic Value		$ 0	$ 0	$ 0
Less exercised, options (in shares)		47,734	64,994	176,978
Less exercised, Weighted Average Exercise Price (in dollars per share)		$ 10.17	$ 19.75	$ 12.73
Less exercised, Intrinsic Value		$ 970,064	$ 790,558	$ 4,265,369
Forfeited or expired, options (in shares)		40,819	0	0
Forfeited or expired, Weighted Average Exercise Price (in dollars per share)		$ 32.96	$ 0	$ 0
Forfeited or expired, Intrinsic Value		$ 0	$ 0	$ 0
Ending balance, options (in shares)		662,279	647,832	613,626	671,754
Ending balance, Weighted Average Exercise Price (in dollars per share)		$ 28.12	$ 26.67	$ 25.24	$ 19.45
Expected to vest, options (in shares)	[1]	650,507
Expected to vest, Weighted Average Exercise Price (in dollars per share)	[1]	$ 28.1
Expected to vest, Weighted Average Remaining Contractual Term (Year)	[1]	6 years 7 months 6 days
Expected to vest, Intrinsic Value	[1]	$ 5,761,706
Exercisable, options (in shares)		383,462
Exercisable, Weighted Average Exercise Price (in dollars per share)		$ 26.94
Exercisable, Weighted Average Remaining Contractual Term (Year)		5 years 6 months 7 days
Exercisable, Intrinsic Value		$ 3,842,104
[1]Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years.

Note 20 - Stock-based Compens_6

Note 20 - Stock-based Compensation - Schedule of Stock Option Awards (Details) (Parentheticals)	12 Months Ended
	Dec. 31, 2023
The 2018 Equity Incentive Plan [Member]
Expected Forfeiture Rate	0.31%

Note 20 - Stock-based Compens_7

Note 20 - Stock-based Compensation - Schedule of Restricted Stock Awards (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Beginning balance, RSA (in shares)	118,530	121,672	110,184
Beginning balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 28.85	$ 28.02	$ 24.35
Granted, RSA (in shares)	37,600	35,050	41,350
Granted, Weighted Average Grant Date Fair Value (in dollars per share)	$ 30.73	$ 30.94	$ 35.46
Less vested, RSA (in shares)	44,462	38,192	29,862
Less vested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 28.24	$ 28.12	$ 24.78
Forfeited or expired, RSA (in shares)	9,524	0	0
Forfeited or expired, Weighted Average Grant Date Fair Value (in dollars per share)	$ 30.96	$ 0	$ 0
Ending balance, RSA (in shares)	102,144	118,530	121,672
Ending balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share)	$ 29.61	$ 28.85	$ 28.02

Note 21 - Business Segments (De

Note 21 - Business Segments (Details Textual)		12 Months Ended
		Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number of Operating Segments		2
Number of Bank Branches		27
Loans Receivable, Fair Value Disclosure		$ 15,088,000	$ 14,035,000
Noninterest Expense	[1]	93,747,000	79,183,000	$ 76,242,000
Home Lending [Member]
Noninterest Expense	[1]	19,980,000	19,460,000	19,685,000
Home Lending [Member] | Allocated Overhead Expense [Member]
Noninterest Expense		6,100,000	6,200,000	7,300,000
Residential Mortgage [Member]
Increase (Decrease) in Finance Receivables		447,000	(1,700,000)	(29,000)
Loans Receivable, Fair Value Disclosure		$ 15,100,000	$ 14,000,000	$ 17,800,000
[1]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the years ended December 31, 2023, 2022, and 2021, the Home Lending segment included allocated overhead expenses of $6.1 million, $6.2 million, and $7.3 million, respectively.

Note 21 - Business Segments - S

Note 21 - Business Segments - Schedule of Segment Financial Results (Details) $ in Thousands		12 Months Ended
		Dec. 31, 2023 USD ($)		Dec. 31, 2022 USD ($)		Dec. 31, 2021 USD ($)
Net interest income		$ 123,303	[1]	$ 104,280	[1]	$ 86,649	[2]
Provision for credit losses		(4,774)		(6,217)		(500)
Noninterest income		20,490	[3]	18,108	[4]	37,513	[3]
Noninterest expense	[5]	(93,747)		(79,183)		(76,242)
INCOME BEFORE PROVISION FOR INCOME TAXES		45,272		36,988		47,420
Provision for income taxes		(9,219)		(7,339)		(10,008)
Net income		36,053		29,649		37,412
Total average assets for period ended		$ 2,843,248		$ 2,435,694		$ 2,189,213
FTEs		570		537		536
Commercial And Consumer Banking [Member]
Net interest income		$ 111,737	[1]	$ 93,358	[1]	$ 78,306	[2]
Provision for credit losses		(3,494)		(5,064)		(2,613)
Noninterest income		10,368	[3]	10,158	[4]	8,545	[3]
Noninterest expense	[5]	(73,767)		(59,723)		(56,557)
INCOME BEFORE PROVISION FOR INCOME TAXES		44,844		38,729		27,681
Provision for income taxes		(9,132)		(7,684)		(5,842)
Net income		35,712		31,045		21,839
Total average assets for period ended		$ 2,315,806		$ 2,018,263		$ 1,779,850
FTEs		447		405		384
Home Lending [Member]
Net interest income		$ 11,566	[1]	$ 10,922	[1]	$ 8,343	[2]
Provision for credit losses		(1,280)		(1,153)		2,113
Noninterest income		10,122	[3]	7,950	[4]	28,968	[3]
Noninterest expense	[5]	(19,980)		(19,460)		(19,685)
INCOME BEFORE PROVISION FOR INCOME TAXES		428		(1,741)		19,739
Provision for income taxes		(87)		345		(4,166)
Net income		341		(1,396)		15,573
Total average assets for period ended		$ 527,442		$ 417,431		$ 409,363
FTEs		123		132		152
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[3]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[4]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[5]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the years ended December 31, 2023, 2022, and 2021, the Home Lending segment included allocated overhead expenses of $6.1 million, $6.2 million, and $7.3 million, respectively.

Note 22 - Revenue From Contra_3

Note 22 - Revenue From Contracts With Customers - Schedule of Noninterest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023		Dec. 31, 2022		Dec. 31, 2021
Noninterest income (in-scope of Topic 606)	$ 4,612		$ 3,185		$ 3,009
Noninterest income (out-of-scope of Topic 606)	15,878		14,923		34,504
Total noninterest income	20,490	[1]	18,108	[2]	37,513	[1]
Debit Card [Member]
Noninterest income (in-scope of Topic 606)	3,200		2,266		2,252
Bank Servicing [Member]
Noninterest income (in-scope of Topic 606)	$ 1,412		$ 919		$ 757
[1]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.

Note 23 - Goodwill and Other _3

Note 23 - Goodwill and Other Intangible Assets (Details Textual)			12 Months Ended
	Feb. 24, 2023 USD ($)	Jan. 22, 2016	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Goodwill			$ 3,592,000	$ 2,312,000
Goodwill, Impairment Loss			0	0	$ 0
Amortization of Intangible Assets			3,464,000	691,000	691,000
Core Deposits [Member]
Impairment of Intangible Assets, Finite-Lived			0
Amortization of Intangible Assets			$ 3,464,000	$ 691,000	$ 691,000
Bank of America [Member]
Number of Businesses Acquired		4
Bank of America [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)			9 years
Columbia State Bank [Member]
Goodwill	$ 1,280,000
Number of Businesses Acquired	7
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years		10 years

Note 23 - Goodwill and Other _4

Note 23 - Goodwill and Other Intangible Assets - Schedule of Changes in Intangible Assets (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Balance, net	$ 3,369,000
Amortization	(3,464,000)	$ (691,000)	$ (691,000)
Balance, net	17,343,000	3,369,000
Core Deposits [Member]
Balance	7,490,000	7,490,000	7,490,000
Balance, accumulated amortization	(4,121,000)	(3,430,000)	(2,739,000)
Balance, net	3,369,000	4,060,000	4,751,000
Amortization	(3,464,000)	(691,000)	(691,000)
Additions as a result of the Branch Purchase	17,438,000
Balance	24,928,000	7,490,000	7,490,000
Balance, accumulated amortization	(7,585,000)	(4,121,000)	(3,430,000)
Balance, net	$ 17,343,000	$ 3,369,000	4,060,000
Core Deposits [Member] | Net Amount [Member]
Amortization			$ (706,000)

Note 23 - Goodwill and Other _5

Note 23 - Goodwill and Other Intangible Assets - Schedule of Amortization (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Total	$ 17,343	$ 3,369
Core Deposits [Member]
2024	3,633
2025	3,191
2026	2,846
2027	2,500
2028	2,110
Thereafter	3,063
Total	$ 17,343	$ 3,369	$ 4,060	$ 4,751

Note 24 - Parent Company Only_3

Note 24 - Parent Company Only Financial Information - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Cash and due from banks	$ 17,083	$ 10,525
Other assets	18,395	17,240
TOTAL ASSETS	2,972,669	2,632,900
Subordinated notes, net	49,527	49,461
Other liabilities	35,737	30,999
Total liabilities	2,708,181	2,401,203
Stockholders' equity	264,488	231,697	$ 247,507	$ 230,007
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	2,972,669	2,632,900
Parent Company [Member]
Cash and due from banks	9,094	7,195
Investment in subsidiary	305,315	274,092
Other assets	458	704
TOTAL ASSETS	314,867	281,991
Subordinated notes, net	49,527	49,461
Other liabilities	852	833
Total liabilities	50,379	50,294
Stockholders' equity	264,488	231,697
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 314,867	$ 281,991

Note 24 - Parent Company Only_4

Note 24 - Parent Company Only Financial Information - Condensed Income Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest expense on subordinated note	$ (1,942)	$ (1,942)	$ (1,722)
Income tax benefit	(9,219)	(7,339)	(10,008)
Net income	36,053	29,649	37,412
Parent Company [Member]
Interest expense on subordinated note	(1,942)	(1,942)	(1,722)
Dividends received from subsidiary	8,919	9,110	9,800
Other expenses	(278)	(274)	(272)
Income before income tax benefit and equity in undistributed net income of subsidiary	6,699	6,894	7,806
Income tax benefit	458	465	419
Equity in undistributed earnings of subsidiary	28,896	22,290	29,187
Net income	$ 36,053	$ 29,649	$ 37,412

Note 24 - Parent Company Only_5

Note 24 - Parent Company Only Financial Information - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net income	$ 36,053	$ 29,649	$ 37,412
ESOP compensation expense for allocated shares	0	0	1,773
Compensation expense related to stock options and restricted stock awards	2,010	1,971	1,446
Other assets	(4,495)	2,127	(3,670)
Other liabilities	3,093	2,616	(1,491)
Net cash from operating activities	77,669	184,898	109,009
Net cash from (used by) investing activities	77,669	(504,044)	(310,833)
Net proceeds from issuance of subordinated notes	0	0	49,333
Repayment of subordinated notes	0	0	(10,000)
Stock options exercised, net	(273)	568	(2,076)
Common stock repurchased for employee/director taxes paid on restricted stock awards	(355)	(190)	(211)
Issuance of common stock - employee stock purchase plan	1,017	503	0
Common stock repurchased	(223)	(15,628)	(13,961)
Dividends paid on common stock	(7,764)	(7,096)	(4,602)
Net cash (used by) from financing activities	(131,084)	334,092	136,739
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	24,254	14,946	(65,085)
CASH AND CASH EQUIVALENTS, beginning of year	41,437	26,491	91,576
CASH AND CASH EQUIVALENTS, end of year	65,691	41,437	26,491
Parent Company [Member]
Net income	36,053	29,649	37,412
Equity in undistributed net income of subsidiary	(28,896)	(22,290)	(29,187)
Amortization	66	67	61
ESOP compensation expense for allocated shares	0	0	1,482
Compensation expense related to stock options and restricted stock awards	2,010	1,971	1,446
Other assets	246	(297)	(205)
Other liabilities	18	55	569
Net cash from operating activities	9,497	9,155	11,578
Net proceeds from ESOP	0	0	291
Investment in subsidiary	0	0	(25,000)
Net cash from (used by) investing activities	0	0	(24,709)
Net proceeds from issuance of subordinated notes	0	0	49,333
Repayment of subordinated notes	0	0	(10,000)
Stock options exercised, net	(273)	568	(2,076)
Common stock repurchased for employee/director taxes paid on restricted stock awards	(355)	(190)	(211)
Issuance of common stock - employee stock purchase plan	1,017	503	0
Common stock repurchased	(223)	(15,628)	(13,961)
Dividends paid on common stock	(7,764)	(7,096)	(4,602)
Net cash (used by) from financing activities	(7,598)	(21,843)	18,483
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	1,899	(12,688)	5,352
CASH AND CASH EQUIVALENTS, beginning of year	7,195	19,883	14,531
CASH AND CASH EQUIVALENTS, end of year	$ 9,094	$ 7,195	$ 19,883