FS Bancorp (FSBW) 10-Q 10 May 24 2024 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2024	May 08, 2024
Document Information [Line Items]
Entity Central Index Key	0001530249
Entity Registrant Name	FS Bancorp, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2024
Document Transition Report	false
Entity File Number	001-35589
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	45-4585178
Entity Address, Address Line One	6920 220th Street SW
Entity Address, City or Town	Mountlake Terrace
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98043
City Area Code	425
Local Phone Number	771‑5299
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	FSBW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,796,048

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets [Abstract]
Cash and due from banks	$ 17,149	$ 17,083
Interest-bearing deposits at other financial institutions	28,257	48,608
Total cash and cash equivalents	45,406	65,691
Certificates of deposit at other financial institutions	23,222	24,167
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	279,643	292,933
Securities held-to-maturity, net of allowance for credit losses of $45 and $45 (fair value of $7,785 and $7,666, respectively)	8,455	8,455
Loans held for sale, at fair value	49,957	25,668
Loans receivable, net of allowance for credit losses of $31,479 and $31,534 (includes $15,003 and $15,088 of loans at fair value, respectively)	2,415,379	2,401,481
Interest Receivable	14,455	14,005
Premises and equipment, net	30,326	30,578
Operating lease right-of-use (“ROU”) assets	6,202	6,627
Federal Home Loan Bank (“FHLB”) stock, at cost	2,909	2,114
Deferred tax asset, net	4,832	6,725
Bank owned life insurance (“BOLI”), net	37,958	37,719
MSRs held for sale, held at the lower of cost or fair value	0	8,086
Goodwill	3,592	3,592
Core deposit intangible, net	16,402	17,343
Other assets	21,958	18,395
TOTAL ASSETS	2,969,705	2,972,669
LIABILITIES
Noninterest-bearing accounts	646,899	670,831
Interest-bearing accounts	1,818,398	1,851,492
Total deposits	2,465,297	2,522,323
Borrowings	129,940	93,746
Principal amount	50,000	50,000
Unamortized debt issuance costs	(456)	(473)
Total subordinated notes less unamortized debt issuance costs	49,544	49,527
Total, operating lease	6,410	6,848
Other liabilities	40,582	35,737
Total liabilities	2,691,773	2,708,181
COMMITMENTS AND CONTINGENCIES (NOTE 10)
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value; 45,000,000 shares authorized; 7,805,795 and 7,800,545 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively	78	78
Additional paid-in capital	57,552	57,362
Retained earnings	236,720	230,354
Accumulated other comprehensive loss, net of tax	(16,418)	(23,306)
Total stockholders’ equity	277,932	264,488
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	2,969,705	2,972,669
Mortgage Servicing Rights [Member]
Assets [Abstract]
Mortgage servicing rights (“MSRs”), held at the lower of cost or fair value	$ 9,009	$ 9,090

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Available-for-Sale, Amortized Cost	$ 309,959	$ 328,695
Available-for-Sale, Allowance for Credit Loss	0	0
Securities held-to-maturity, allowance for losses	45	45
Securities held-to-maturity, at fair value	7,785	7,666
Financing Receivable, Allowance for Credit Loss	31,479	31,534
Loans receivable, at fair value	$ 15,003	$ 15,088
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized (in shares)	5,000,000	5,000,000
Preferred Stock, Shares Issued (in shares)	0	0
Preferred Stock, Shares Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized (in shares)	45,000,000	45,000,000
Common Stock, Shares, Issued (in shares)	7,805,795	7,800,545
Common Stock, Shares, Outstanding (in shares)	7,805,795	7,800,545

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2024		Mar. 31, 2023
INTEREST INCOME
Loans receivable, including fees		$ 40,997,000		$ 35,992,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions		3,883,000		2,620,000
Total interest and dividend income		44,880,000		38,612,000
INTEREST EXPENSE
Deposits		12,882,000		6,624,000
Borrowings		1,167,000		841,000
Subordinated notes		485,000		485,000
Total interest expense		14,534,000		7,950,000
NET INTEREST INCOME	[1]	30,346,000		30,662,000
PROVISION FOR CREDIT LOSSES		1,399,000		2,108,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES		28,947,000		28,554,000
NONINTEREST INCOME
Service charges and fee income		2,552,000		2,608,000
Gain on sale of loans held for sale		1,838,000		1,476,000
Gain on sale of MSRs		8,215,000		0
Loss on sale of investment securities		(7,998,000)		0
Earnings on cash surrender value of BOLI		240,000		221,000
Other noninterest income		264,000		914,000
Total noninterest income		5,111,000	[2]	5,219,000	[3]
NONINTEREST EXPENSE
Salaries and benefits		13,557,000		13,864,000
Operations		3,008,000		2,692,000
Occupancy		1,705,000		1,520,000
Data processing		1,958,000		1,568,000
Loan costs		585,000		470,000
Professional and board fees		923,000		678,000
Federal Deposit Insurance Corporation (“FDIC”) insurance		532,000		580,000
Marketing and advertising		227,000		190,000
Acquisition costs		0		1,501,000
Amortization of core deposit intangible		941,000		459,000
Impairment of MSRs		93,000		2,000
Total noninterest expense	[4]	23,529,000		23,524,000
Income before provision for income taxes		10,529,000		10,249,000
PROVISION FOR INCOME TAXES		2,132,000		2,037,000
Net income		$ 8,397,000		$ 8,212,000
Basic earnings per share (in dollars per share)		$ 1.07		$ 1.06
Diluted earnings per share (in dollars per share)		$ 1.06		$ 1.04
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three months ended March 31, 2024, the Company recorded a net increase in fair value of $2,000, as compared to a net increase in fair value of $577,000 for the three months ended March 31, 2023, respectively. As of March 31, 2024 and 2023, there was $15.0 million and $15.1 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[3]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[4]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three months ended March 31, 2024 and 2023, the Home Lending segment included allocated overhead expenses of $1.5 million and $1.6 million, respectively.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net income	$ 8,397	$ 8,212
Securities available-for-sale:
Unrealized holding (loss) gain during period	(2,552)	6,136
Income tax benefit (provision) related to unrealized holding (loss) gain	549	(1,320)
Reclassification adjustment for realized loss, net included in net income	7,998	0
Income tax provision related to reclassification for realized loss, net	(1,719)	0
Derivative financial instruments:
Unrealized derivative gain (loss) during period	5,050	(1,517)
Income tax (provision) benefit related to unrealized derivative gain (loss)	(1,086)	322
Reclassification adjustment for realized gain, net included in net income	(1,722)	(907)
Income tax provision related to reclassification, net	370	195
Other comprehensive income, net of tax	6,888	2,909
COMPREHENSIVE INCOME	$ 15,285	$ 11,121

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2022	7,736,185
Balance at Dec. 31, 2022	$ 77	$ 55,187	$ 202,065	$ (25,632)	$ 231,697
Net income	0	0	8,212	0	8,212
Dividends paid	0	0	(1,935)	0	(1,935)
Share-based compensation	$ 0	654	0	0	654
Issuance of common stock-employee stock purchase plan (in shares)	7,350
Issuance of common stock-employee stock purchase plan	$ 0	271	0	0	271
Restricted stock awards forfeited (in shares)	(4,812)
Restricted stock awards forfeited	$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)	(440)
Common stock repurchased for employee/director taxes paid on restricted stock awards	$ 0	(16)	0	0	(16)
Stock options exercised, net (in shares)	5,000
Stock options exercised, net	$ 0	42	0	0	42
Other comprehensive income, net of tax	$ 0	0	0	2,909	2,909
Balance (in shares) at Mar. 31, 2023	7,743,283
Balance at Mar. 31, 2023	$ 77	56,138	208,342	(22,723)	241,834
Balance (in shares) at Dec. 31, 2023	7,800,545
Balance at Dec. 31, 2023	$ 78	57,362	230,354	(23,306)	264,488
Net income	0	0	8,397	0	8,397
Dividends paid	0	0	(2,031)	0	(2,031)
Share-based compensation	$ 0	395	0	0	395
Issuance of common stock-employee stock purchase plan (in shares)	9,250
Issuance of common stock-employee stock purchase plan	$ 0	302	0	0	302
Restricted stock awards forfeited (in shares)	(4,000)
Restricted stock awards forfeited	$ 0	0	0	0	0
Stock options exercised, net (in shares)	17,612
Stock options exercised, net	$ 0	(507)	0	0	(507)
Other comprehensive income, net of tax	$ 0	0	0	6,888	6,888
Common stock repurchased - repurchase plan (in shares)	(17,612)
Common stock repurchased - repurchase plan	$ 0	0	0	0	0
Balance (in shares) at Mar. 31, 2024	7,805,795
Balance at Mar. 31, 2024	$ 78	$ 57,552	$ 236,720	$ (16,418)	$ 277,932

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Dividends paid, per share (in dollars per share)	$ 0.26	$ 0.25

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net income	$ 8,397	$ 8,212
Adjustments to reconcile net income to net cash from operating activities
Provision for credit losses	1,399	2,108
Depreciation, amortization and accretion	2,835	3,358
Compensation expense related to stock options and restricted stock awards	395	654
Change in cash surrender value of BOLI	(240)	(221)
Gain on sale of loans held for sale	(1,838)	(1,476)
Gain on sale of MSRs	(8,215)	0
Loss on sale of investment securities	7,998	0
Origination of loans held for sale	(109,554)	(73,050)
Proceeds from sale of loans held for sale	94,874	78,316
Impairment of MSRs	93	2
Changes in operating assets and liabilities
Accrued interest receivable	(450)	(662)
Other assets	(496)	(470)
Other liabilities	5,079	1,700
Net cash from operating activities	277	18,471
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of investment securities	44,036	0
Maturities, prepayments, and calls	4,293	2,497
Purchases	(38,009)	0
Maturities of certificates of deposit at other financial institutions	1,925	0
Purchase of certificates of deposit at other financial institutions	(980)	0
Portfolio loan originations and principal collections, net	(8,226)	(55,269)
Net cash from acquisitions	0	336,157
Proceeds from sale of mortgage servicing rights	16,168	0
Purchase of portfolio loans	(15,492)	(829)
Purchase of premises and equipment	(357)	(954)
Change in FHLB stock, net	(795)	6,748
Net cash from investing activities	2,563	288,350
CASH FLOWS USED BY FINANCING ACTIVITIES
Net decrease in deposits	(57,083)	(109,439)
Proceeds from borrowings	175,000	382,500
Repayments of borrowings	(138,806)	(561,500)
Dividends paid on common stock	(2,031)	(1,935)
(Disbursements) proceeds from stock options exercised, net	(507)	42
Common stock repurchased for employee/director taxes paid on restricted stock awards	0	(16)
Issuance of common stock - employee stock purchase plan	302	271
Net cash used by financing activities	(23,125)	(290,077)
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(20,285)	16,744
CASH AND CASH EQUIVALENTS, beginning of period	65,691	41,437
CASH AND CASH EQUIVALENTS, end of period	45,406	58,181
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION
Interest on deposits and borrowings	12,087	7,064
Income taxes	0	0
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in fair value on available-for-sale investment securities	5,446	6,136
Change in fair value on fair value and cash flow hedges	3,324	(2,424)
Change in fair value on portfolio loans measured under the fair value option	2	577
Retention in gross MSRs from loan sales	576	405
ROU assets in exchange for lease liabilities	0	1,574
Acquisitions:
Assets acquired	0	87,512
Liabilities assumed	$ 0	$ 424,949

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	NOTE 1 BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations September 2011 1st “1st July 9, 2012. February 24, 2023, 1st February 27, 2023. Financial Statement Presentation 10‑Q 10 X 10‑K December 31, 2023 March 15, 2024. The results for the three March 31, 2024 not may December 31, 2024 Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two Principles of Consolidation 1st Segment Reporting 15 Subsequent Events March 31, 2024 RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020 04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021 01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020 04 In November 2023, 2023 07, Segment Reporting (Topic 280 280. ● Require disclosure on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and are included within each reported measure of segment profit and loss. ● Require disclosure on an annual and interim basis, an amount for other segment items (defined in the ASU) and a description of its composition. ● Clarify that if the CODM uses more than one one may ● Require disclosure of the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing performance. This ASU is effective for fiscal years beginning after December 15, 2023, December 15, 2024. 2023 07 In December 2023, 2023 09, Income Taxes (Topic 740 Those amendments require disclosure of the following information about income taxes paid on an annual basis: ● Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five ● Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions. The ASU is effective for annual periods beginning after December 15, 2024. not 2023 09 Application of New Accounting Guidance Adopted in 2024 On January 1, 2024, No.2022 03, Fair Value Measurement (Topic 820 2022 03 not 2022 03 December 15, 2023, 2022 03 not On January 1, 2024, 2023 02, Investments - Equity Method and Joint Ventures (Topic 323 Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a consensus of the Emerging Issues Task Force 2023 02 323 740 25 3, not no not 323 10: Investments - Equity Method and Joint Ventures - Overall. not 321: Investments - Equity Securities 2023 02 December 15, 2023, 2023 02 not

Note 2 - Business Combination

Note 2 - Business Combination	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2 BUSINESS COMBINATION On February 24, 2023, 1st seven seven November 7, 2022, 1st six one 1st 1st The Branch Purchase was accounted for under the acquisition method of accounting and accordingly, the assets and liabilities were recorded at fair values on February 24, 2023, one not The following table summarizes the estimated fair values of assets acquired and liabilities assumed at the date of acquisition: Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949 ( 1 The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None none ( 2 The fair value adjustment represents the value of the core deposit base assumed in the Branch Purchase based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years. ( 3 The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment. ( 4 The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits. The disclosures regarding pro-forma data and the results of operations after the acquisition date are omitted as this information is not not

Note 3 - Investments

Note 3 - Investments	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Investment [Text Block]	NOTE 3 INVESTMENTS The following tables present the amortized costs, unrealized gains, unrealized losses, estimated fair values of securities available-for-sale and held-to-maturity, and the ACL on securities available-for-sale and held-to-maturity at March 31, 2024 December 31, 2023 March 31, 2024 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 45 $ (3,298 ) $ 17,898 $ — Corporate securities 16,000 90 (890 ) 15,200 — Municipal bonds 86,257 18 (12,722 ) 73,553 — Mortgage-backed securities 131,594 172 (11,964 ) 119,802 — U.S. Small Business Administration securities 54,957 — (1,767 ) 53,190 — Total securities available-for-sale 309,959 325 (30,641 ) 279,643 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (715 ) 7,785 45 Total securities held-to-maturity 8,500 — (715 ) 7,785 45 Total securities $ 318,459 $ 325 $ (31,356 ) $ 287,428 $ 45 December 31, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 46 $ (3,179 ) $ 18,018 $ — Corporate securities 13,000 613 (741 ) 12,872 — Municipal bonds 138,803 42 (19,398 ) 119,447 — Mortgage-backed securities 112,855 238 (11,845 ) 101,248 — U.S. Small Business Administration securities 42,886 — (1,538 ) 41,348 — Total securities available-for-sale 328,695 939 (36,701 ) 292,933 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (834 ) 7,666 45 Total securities held-to-maturity 8,500 — (834 ) 7,666 45 Total securities $ 337,195 $ 939 $ (37,535 ) $ 300,599 $ 45 The following table presents the activity in the ACL on securities held-to-maturity by major security type for the three March 31, 2024 2023 SECURITIES HELD-TO-MATURITY For the Three Months Ended March 31, Corporate Securities 2024 2023 Beginning ACL balance $ 45 $ 31 Provision for (recapture of) credit losses — — Total ending ACL balance $ 45 $ 31 Management measures expected credit losses on held-to-maturity debt securities on an individual basis. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable on held-to-maturity debt securities totaled $117,000 and $116,000 at March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 The Company monitors the credit quality of debt securities held-to-maturity quarterly using credit rating, material event notices, and changes in market value. The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator: March 31, December 31, Corporate securities 2024 2023 BBB/BBB- $ 7,000 $ 7,000 BB+ 1,500 1,500 Total $ 8,500 $ 8,500 At March 31, 2024 December 31, 2023 90 The following table presents, as of March 31, 2024 March 31, 2024 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 34,703 $ 40,783 $ 34,703 Federal Reserve Bank - Bank Term Funding Program facility ("BTFP") 76,161 89,834 76,161 Total pledged securities $ 110,864 $ 130,617 $ 110,864 Investment securities that were in an unrealized loss position at the dates indicated are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position. March 31, 2024 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,853 $ (3,298 ) $ 15,853 $ (3,298 ) Corporate securities 7,846 (154 ) 4,263 (736 ) 12,109 (890 ) Municipal bonds 1,279 (7 ) 71,256 (12,715 ) 72,535 (12,722 ) Mortgage-backed securities 25,189 (63 ) 66,593 (11,901 ) 91,782 (11,964 ) U.S. Small Business Administration securities 45,560 (592 ) 7,630 (1,175 ) 53,190 (1,767 ) Total securities available-for-sale 79,874 (816 ) 165,595 (29,825 ) 245,469 (30,641 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,785 (715 ) 7,785 (715 ) Total securities held-to-maturity — — 7,785 (715 ) 7,785 (715 ) Total securities $ 79,874 $ (816 ) $ 173,380 $ (30,540 ) $ 253,254 $ (31,356 ) December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,972 $ (3,179 ) $ 15,972 $ (3,179 ) Corporate securities 959 (41 ) 4,300 (700 ) 5,259 (741 ) Municipal bonds 3,922 (23 ) 113,577 (19,375 ) 117,499 (19,398 ) Mortgage-backed securities 20,662 (113 ) 67,376 (11,732 ) 88,038 (11,845 ) U.S. Small Business Administration securities 33,211 (460 ) 8,137 (1,078 ) 41,348 (1,538 ) Total securities available-for-sale 58,754 (637 ) 209,362 (36,064 ) 268,116 (36,701 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,666 (834 ) 7,666 (834 ) Total securities held-to-maturity — — 7,666 (834 ) 7,666 (834 ) Total securities $ 58,754 $ (637 ) $ 217,028 $ (36,898 ) $ 275,782 $ (37,535 ) There were no held-to-maturity debt securities in an unrealized loss position of less than one one March 31, 2024 There were 34 available-for-sale securities in an unrealized loss position of less than one one March 31, 2024 not not All the available-for-sale mortgage-backed securities and U.S. Small Business Administration securities in an unrealized loss position are issued or guaranteed by government-sponsored enterprises, and the available-for-sale corporate securities are all investment grade and monitored for rating or outlook changes. Based on the Company’s evaluation of these securities, no credit impairment was recorded for the three March 31, 2024 December 31, 2023 The contractual maturities of securities available-for-sale and held-to-maturity at the dates indicated are listed below. Expected maturities of mortgage-backed securities may may no March 31, December 31, 2024 2023 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 917 $ 914 $ 922 $ 914 Due after one year through five years 3,951 3,537 3,947 3,544 Due after five years through ten years 11,973 10,067 11,972 10,139 Due after ten years 4,310 3,380 4,310 3,421 Subtotal 21,151 17,898 21,151 18,018 Corporate securities Due within one year — — 1,000 1,004 Due after one year through five years 10,000 9,985 6,000 6,609 Due after five years through ten years 4,000 3,822 4,000 3,839 Due after ten years 2,000 1,393 2,000 1,420 Subtotal 16,000 15,200 13,000 12,872 Municipal bonds Due within one year 1,006 1,000 1,013 1,003 Due after one year through five years 82 81 757 751 Due after five years through ten years 4,037 3,836 7,603 7,101 Due after ten years 81,132 68,636 129,430 110,592 Subtotal 86,257 73,553 138,803 119,447 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 83,863 73,301 76,369 66,275 Federal Home Loan Mortgage Corporation (“FHLMC”) 36,178 35,532 32,311 31,376 Government National Mortgage Association (“GNMA”) 11,553 10,969 4,175 3,597 Subtotal 131,594 119,802 112,855 101,248 U.S. Small Business Administration securities Due within one year 42 41 198 196 Due after one year through five years 1,656 1,584 1,860 1,824 Due after five years through ten years 27,916 27,317 21,420 20,929 Due after ten years 25,343 24,248 19,408 18,399 Subtotal 54,957 53,190 42,886 41,348 Total securities available-for-sale 309,959 279,643 328,695 292,933 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,785 8,500 7,666 Total securities held-to-maturity 8,500 7,785 8,500 7,666 Total securities $ 318,459 $ 287,428 $ 337,195 $ 300,599 The proceeds and resulting gains and losses from sales of securities available-for-sale for the three March 31, 2024 March 31, 2024 Gross Gross Proceeds Gains (Losses) Securities available-for-sale $ 44,036 $ — $ (7,998) There were no sales proceeds, or gains or losses for the sale of securities available-for-sale for the three March 31, 2023

Note 4 - Loans Receivable and A

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Assets [Abstract]
Interest Receivable	$ 14,455	$ 14,005
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 4 LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES LOANS The composition of the loan portfolio was as follows at the dates indicated: March 31, December 31, REAL ESTATE LOANS 2024 2023 Commercial ("CRE") $ 359,055 $ 366,328 Construction and development 301,346 303,054 Home equity 73,323 69,488 One-to-four-family (excludes loans held for sale) 580,050 567,742 Multi-family 222,410 223,769 Total real estate loans 1,536,184 1,530,381 CONSUMER LOANS Indirect home improvement 568,802 569,903 Marine 73,921 73,310 Other consumer 3,409 3,540 Total consumer loans 646,132 646,753 COMMERCIAL BUSINESS LOANS Commercial and industrial 256,429 238,301 Warehouse lending 8,113 17,580 Total commercial business loans 264,542 255,881 Total loans receivable, gross 2,446,858 2,433,015 ACL on loans (31,479 ) (31,534 ) Total loans receivable, net $ 2,415,379 $ 2,401,481 Loan amounts are net of unearned loan fees in excess of unamortized costs and premiums of $7.5 million as of March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 not March 31, 2024 December 31, 2023 Accrued interest receivable Most of the Company’s CRE and multi-family real estate, construction, residential, and/or commercial business lending activities are with customers located in Western Washington, the Oregon Coast, and near our loan production offices in Vancouver and the Tri-Cities, Washington. The Company originates real estate, consumer, and commercial business loans and has concentrations in these areas, however, indirect home improvement loans, including solar-related home improvement loans, are originated through a network of home improvement contractors and dealers located throughout Washington, Oregon, California, Idaho, Colorado, Arizona, Minnesota, Nevada, Texas, Utah, Massachusetts, Montana, and New Hampshire. Loans are generally secured by collateral and rights to collateral vary and are legally documented to the extent practicable. Local economic conditions may At March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 The Company has defined its loan portfolio into three three Real Estate Loans Commercial Real Estate (“CRE”) Lending Construction and Development Lending one four not one four Home Equity Lending second one four One-to-Four-Family Real Estate Lending four second four first one four Multi-Family Lending five Consumer Loans Indirect Home Improvement may UCC‑2 Marine Other Consumer Commercial Business Loans Commercial and Industrial ( C&I ) Lending. Warehouse Lending two one four third Allowance for Credit Losses The main drivers of the provision for credit losses on loans recorded in the first three 2024 The following tables detail activity in the ACL on loans by loan categories at or for the three March 31, 2024 2023 At or For the Three Months Ended March 31, 2024 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 14,107 $ 13,357 $ 4,070 $ — $ 31,534 Provision for credit losses on loans 146 644 631 — 1,421 Charge-offs — (1,486 ) (408 ) — (1,894 ) Recoveries — 418 — — 418 Net charge-offs — (1,068 ) (408 ) — (1,476 ) Total ending ACL balance $ 14,253 $ 12,933 $ 4,293 $ — $ 31,479 At or For the Three Months Ended March 31, 2023 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 459 1,691 205 — 2,355 Charge-offs (10 ) (709 ) (1 ) — (720 ) Recoveries — 310 — — 310 Net charge-offs (10 ) (399 ) (1 ) — (410 ) Total ending ACL balance $ 12,572 $ 13,401 $ 3,964 $ — $ 29,937 Nonaccrual and Past Due Loans not 90 may Loan Modifications to Borrowers Experiencing Financial Difficulty The Company may may not The following tables present the amortized cost basis of loans that were modified to borrowers experiencing financial difficulty at the end of the reporting period by loan class and modification type. Payment Deferral Amortized Cost % of Total Loan For the three months ended March 31, 2024 Basis Type Financial Effect CRE $ 1,102 0.3% Deferred payments and capitalized interest for adding a weighted-average period of 1.7 years to the life of the loans. Combination - Term Extension and Interest Rate Reduction Amortized Cost % of Total Loan For the three months ended March 31, 2023 Basis Type Financial Effect C&I $ 3,709 1.7 % Reduced weighted-average contractual interest rate from 7.5% to 4.1%, and added a weighted-average period of 5.0 years to the life of the loans. At March 31, 2024, March 31, 2023, three March 31, 2024, March 31, 2023, twelve March 31, 2024. Nonaccrual and Past Due Loans The following tables provide information pertaining to the aging analysis of contractually past due loans and nonaccrual loans at March 31, 2024 December 31, 2023 March 31, 2024 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) CRE $ — $ — $ — $ — $ 359,055 $ 359,055 $ 1,102 Construction and development 4,737 — — 4,737 296,609 301,346 4,737 Home equity 16 26 137 179 73,144 73,323 170 One-to-four-family — — 80 80 579,970 580,050 173 Multi-family — — — — 222,410 222,410 — Total real estate loans 4,753 26 217 4,996 1,531,188 1,536,184 6,182 CONSUMER LOANS Indirect home improvement 1,657 717 651 3,025 565,777 568,802 2,195 Marine 295 86 85 466 73,455 73,921 385 Other consumer 22 2 1 25 3,384 3,409 3 Total consumer loans 1,974 805 737 3,516 642,616 646,132 2,583 COMMERCIAL BUSINESS LOANS C&I 167 — 2,257 2,424 254,005 256,429 3,341 Warehouse lending — — — — 8,113 8,113 — Total commercial business loans 167 — 2,257 2,424 262,118 264,542 3,341 Total loans $ 6,894 $ 831 $ 3,211 $ 10,936 $ 2,435,922 $ 2,446,858 $ 12,106 December 31, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) CRE $ — $ — $ — $ — $ 366,328 $ 366,328 $ 1,088 Construction and development — — — — 303,054 303,054 4,699 Home equity 79 25 136 240 69,248 69,488 173 One-to-four-family — 96 — 96 567,646 567,742 96 Multi-family — — — — 223,769 223,769 — Total real estate loans 79 121 136 336 1,530,045 1,530,381 6,056 CONSUMER LOANS Indirect home improvement 1,759 1,248 777 3,784 566,119 569,903 1,863 Marine 373 243 137 753 72,557 73,310 342 Other consumer 57 18 6 81 3,459 3,540 8 Total consumer loans 2,189 1,509 920 4,618 642,135 646,753 2,213 COMMERCIAL BUSINESS LOANS C&I — — 2,514 2,514 235,787 238,301 2,683 Warehouse lending — — — — 17,580 17,580 — Total commercial business loans — — 2,514 2,514 253,367 255,881 2,683 Total loans $ 2,268 $ 1,630 $ 3,570 $ 7,468 $ 2,425,547 $ 2,433,015 $ 10,952 ( 1 Includes loans less than 90 There were no loans 90 March 31, 2024 December 31, 2023 Credit Quality Indicators As part of the Company’s on-going monitoring of credit quality of the loan portfolio, management tracks certain credit quality indicators including trends related to (i) the risk grading of loans, (ii) the level of classified loans, (iii) net charge-offs, (iv) non-performing loans, and (v) the general economic conditions in the Company’s markets. The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 10, 1 6 7 10 A description of the 10 ● Grades 1 2 - ● Grade 3 - ● Grades 4 5 - ● Grade 6 - ● Grade 7 - ● Grade 8 - not ● Grade 9 - ● Grade 10 - Homogeneous loans are risk rated based upon the Federal Financial Institutions Examination Council’s Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, solar, marine, other consumer, and one four first second 90 “4” “5” 90 “8” six 120 180 may CRE, construction and development, multi-family and commercial business loans are evaluated individually for their risk classification and may no The following tables summarize risk rated loan balances and total current period gross charge-offs by category, as of the dates indicated. Term loans that were renewed or extended for periods longer than 90 March 31, 2024 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted CRE 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 3,034 $ 46,629 $ 85,321 $ 60,749 $ 45,012 $ 84,134 $ — $ 73 $ 324,952 Watch — 3,185 10,843 12,835 — 2,665 244 — 29,772 Special mention — — — — — 404 — — 404 Substandard — — — — 1,641 2,286 — — 3,927 Total CRE 3,034 49,814 96,164 73,584 46,653 89,489 244 73 359,055 Construction and development Pass 21,765 133,438 74,758 40,355 15,220 526 10,547 — 296,609 Substandard — — 4,737 — — — — — 4,737 Total construction and development 21,765 133,438 79,495 40,355 15,220 526 10,547 — 301,346 Home equity Pass 4,095 4,364 381 1,573 6,397 1,971 54,372 — 73,153 Substandard — — — — — 33 137 — 170 Total home equity 4,095 4,364 381 1,573 6,397 2,004 54,509 — 73,323 One-to-four-family Pass 18,276 102,210 172,463 124,529 80,342 79,296 — — 577,116 Substandard — — 862 — — 2,072 — — 2,934 Total one-to-four-family 18,276 102,210 173,325 124,529 80,342 81,368 — — 580,050 Multi-family Pass 93 7,087 20,328 90,820 42,296 61,786 — — 222,410 Total multi-family 93 7,087 20,328 90,820 42,296 61,786 — — 222,410 Total real estate loans $ 47,263 $ 296,913 $ 369,693 $ 330,861 $ 190,908 $ 235,173 $ 65,300 $ 73 $ 1,536,184 March 31, 2024 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 31,369 $ 160,726 $ 201,319 $ 88,557 $ 33,947 $ 50,684 $ 5 $ — $ 566,607 Substandard — 385 799 469 205 337 — — 2,195 Total indirect home improvement 31,369 161,111 202,118 89,026 34,152 51,021 5 — 568,802 Indirect home improvement gross charge-offs — 211 499 183 45 225 — — 1,163 Marine Pass 3,780 13,093 22,512 9,685 12,679 11,787 — — 73,536 Substandard — — 55 — 126 204 — — 385 Total marine 3,780 13,093 22,567 9,685 12,805 11,991 — — 73,921 Marine gross charge-offs — — 75 51 — 105 — — 231 Other consumer Pass 50 237 491 143 59 143 2,283 — 3,406 Substandard — — — — — — 3 — 3 Total other consumer 50 237 491 143 59 143 2,286 — 3,409 Other consumer gross charge-offs — 33 6 — — 16 37 — 92 Total consumer loans $ 35,199 $ 174,441 $ 225,176 $ 98,854 $ 47,016 $ 63,155 $ 2,291 $ — $ 646,132 March 31, 2024 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 9,500 $ 21,168 $ 32,498 $ 18,602 $ 10,837 $ 13,158 $ 120,156 $ 25 $ 225,944 Watch — 4,458 — 758 2,224 931 9,305 — 17,676 Special mention — — — 575 — 701 942 — 2,218 Substandard — 2,915 — 2,302 1,342 1,933 2,099 — 10,591 Total C&I 9,500 28,541 32,498 22,237 14,403 16,723 132,502 25 256,429 C&I gross charge-offs — — — — — — 408 — 408 Warehouse lending Pass — — — — — — 8,111 — 8,111 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 8,113 — 8,113 Total commercial business loans $ 9,500 $ 28,541 $ 32,498 $ 22,237 $ 14,403 $ 16,723 $ 140,615 $ 25 $ 264,542 TOTAL LOANS RECEIVABLE, GROSS Pass $ 91,962 $ 488,952 $ 610,071 $ 435,013 $ 246,789 $ 303,485 $ 195,474 $ 98 $ 2,371,844 Watch — 7,643 10,843 13,593 2,224 3,596 9,551 — 47,450 Special mention — — — 575 — 1,105 942 — 2,622 Substandard — 3,300 6,453 2,771 3,314 6,865 2,239 — 24,942 Total loans receivable, gross $ 91,962 $ 499,895 $ 627,367 $ 451,952 $ 252,327 $ 315,051 $ 208,206 $ 98 $ 2,446,858 Total gross charge-offs $ — $ 244 $ 580 $ 234 $ 45 $ 346 $ 445 $ — $ 1,894 December 31, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted CRE 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 48,551 $ 91,144 $ 61,689 $ 46,117 $ 27,957 $ 61,764 $ 499 $ — $ 337,721 Watch 3,201 5,446 12,894 — 453 2,226 45 — 24,265 Special mention — — — — 409 — — — 409 Substandard — — — 1,650 — 1,957 — 326 3,933 Total CRE 51,752 96,590 74,583 47,767 28,819 65,947 544 326 366,328 Construction and development Pass 120,155 106,168 46,989 15,219 — 540 9,284 — 298,355 Substandard — 4,699 — — — — — — 4,699 Total construction and development 120,155 110,867 46,989 15,219 — 540 9,284 — 303,054 Home equity Pass 4,583 398 1,584 6,525 11 2,137 54,077 — 69,315 Substandard — — — — — 36 137 — 173 Total home equity 4,583 398 1,584 6,525 11 2,173 54,214 — 69,488 Home equity gross charge-offs 10 10 One-to-four-family — Pass 103,165 175,412 122,406 80,815 30,595 52,008 — 472 564,873 Substandard — 866 — — — 2,003 — — 2,869 Total one-to-four-family 103,165 176,278 122,406 80,815 30,595 54,011 — 472 567,742 Multi-family Pass 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total multi-family 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total real estate loans $ 286,761 $ 404,537 $ 336,609 $ 192,837 $ 97,415 $ 147,382 $ 64,042 $ 798 $ 1,530,381 December 31, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 171,208 $ 212,661 $ 93,664 $ 36,032 $ 23,977 $ 30,492 $ 6 $ — $ 568,040 Substandard 212 663 448 141 258 141 — — 1,863 Total indirect home improvement 171,420 213,324 94,112 36,173 24,235 30,633 6 — 569,903 Indirect home improvement gross charge-offs 204 1,386 567 290 145 336 — — 2,928 Marine Pass 13,619 23,963 9,987 13,082 5,267 7,050 — — 72,968 Substandard — — 52 85 — 205 — — 342 Total marine 13,619 23,963 10,039 13,167 5,267 7,255 — — 73,310 Marine gross charge-offs — 47 93 — 7 256 — — 403 Other consumer Pass 309 559 175 69 3 159 2,258 — 3,532 Substandard — — — — — — 8 — 8 Total other consumer 309 559 175 69 3 159 2,266 — 3,540 Other consumer gross charge-offs — 2 12 — — — 120 — 134 Total consumer loans $ 185,348 $ 237,846 $ 104,326 $ 49,409 $ 29,505 $ 38,047 $ 2,272 $ — $ 646,753 December 31, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,971 $ 32,334 $ 19,634 $ 11,537 $ 5,122 $ 9,707 $ 119,844 $ 145 $ 212,294 Watch 2,322 — 1,382 2,366 — 953 5,754 — 12,777 Special mention 143 — — — 498 253 1,345 — 2,239 Substandard 2,940 — 2,321 1,391 1,766 169 2,005 — 10,592 Doubtful — — — — — — 399 — 399 Total C&I 19,376 32,334 23,337 15,294 7,386 11,082 129,347 145 238,301 C&I gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 17,003 — 17,003 Watch — — — — — — 577 — 577 Total warehouse lending — — — — — — 17,580 — 17,580 Total commercial business loans $ 19,376 $ 32,334 $ 23,337 $ 15,294 $ 7,386 $ 11,082 $ 146,927 $ 145 $ 255,881 TOTAL LOANS RECEIVABLE, GROSS Pass $ 482,667 $ 663,043 $ 447,175 $ 251,907 $ 130,922 $ 188,568 $ 202,971 $ 617 $ 2,367,870 Watch 5,523 5,446 14,276 2,366 453 3,179 6,376 — 37,619 Special mention 143 — — — 907 253 1,345 — 2,648 Substandard 3,152 6,228 2,821 3,267 2,024 4,511 2,150 326 24,479 Doubtful — — — — — — 399 — 399 Total loans receivable, gross $ 491,485 $ 674,717 $ 464,272 $ 257,540 $ 134,306 $ 196,511 $ 213,241 $ 943 $ 2,433,015 Total gross charge-offs $ 204 $ 1,435 $ 673 $ 290 $ 152 $ 592 $ 130 $ — $ 3,476 The following table presents the amortized cost basis of loans on nonaccrual status as of the dates indicated: March 31, 2024 December 31, 2023 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual CRE $ 1,102 $ — $ 1,102 $ 1,088 $ — $ 1,088 Construction and development — 4,737 4,737 — 4,699 4,699 Home equity 170 — 170 173 — 173 One-to-four-family 173 — 173 96 — 96 1,445 4,737 6,182 1,357 4,699 6,056 CONSUMER LOANS Indirect home improvement — 2,195 2,195 — 1,863 1,863 Marine — 385 385 — 342 342 Other consumer — 3 3 — 8 8 — 2,583 2,583 — 2,213 2,213 COMMERCIAL BUSINESS LOANS C&I 292 3,049 3,341 — 2,683 2,683 Total $ 1,737 $ 10,369 $ 12,106 $ 1,357 $ 9,595 $ 10,952 The Company recognized interest income on a cash basis for nonaccrual loans of $111,000 and $62,000 during the three March 31, 2024 2023 The following table presents the amortized cost basis of collateral dependent loans by class of loans as of the dates indicated: March 31, 2024 December 31, 2023 Commercial Residential Other Commercial Residential Other REAL ESTATE LOANS Real Estate Real Estate Non-Real Estate Total Real Estate Real Estate Non-Real Estate Total CRE $ 1,102 $ — $ — $ 1,102 $ 1,088 $ — $ — $ 1,088 Construction and development 4,737 — — 4,737 4,699 — 4,699 Home equity — 170 — 170 — 173 — 173 One-to-four-family — 173 — 173 — 96 — 96 5,839 343 — 6,182 5,787 269 — 6,056 CONSUMER LOANS Indirect home improvement — — 2,195 2,195 — — 1,863 1,863 Marine — — 385 385 — — 342 342 — — 2,580 2,580 — — 2,205 2,205 COMMERCIAL BUSINESS LOANS C&I — — 3,341 3,341 — — 2,683 2,683 Total $ 5,839 $ 343 $ 5,921 $ 12,103 $ 5,787 $ 269 $ 4,888 $ 10,944

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5 MORTGAGE SERVICING RIGHTS Loans serviced for others are not March 31, 2024 December 31, 2023 The following table summarizes MSRs activity at or for the dates indicated: At or For the Three Months Ended March 31, 2024 2023 Beginning balance, at the lower of cost or fair value $ 17,176 $ 18,017 Additions 576 405 Sales (7,953 ) — MSRs amortized (697 ) (821 ) Impairment of MSRs (93 ) (2 ) Ending balance, at the lower of cost or fair value $ 9,009 $ 17,599 The fair value of the MSRs’ assets was $20.3 million and $38.2 million at March 31, 2024 December 31, 2023 The following provides valuation assumptions used in determining the fair value of MSRs at the dates indicated: At March 31, At December 31, Key assumptions: 2024 2023 Weighted average discount rate 9.9 % 9.4 % Conditional prepayment rate (“CPR”) 8.9 % 7.2 % Weighted average life in years 7.9 8.4 Key economic assumptions of the current fair value for single family MSRs are presented in the table below. Also presented is the sensitivity to market rate changes for the par rate coupon for a conventional one four March 31, 2024 December 31, 2023 Aggregate portfolio principal balance $ 1,562,287 $ 2,832,016 Weighted average rate of loans in MSRs portfolio 4.0 % 3.6 % At March 31, 2024 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.9 % 10.4 % 12.6 % Fair value MSRs $ 20,315 $ 19,706 $ 18,953 Percentage of MSRs 1.3 % 1.3 % 1.2 % Discount rate 9.9 % 10.4 % 10.9 % Fair value MSRs $ 20,315 $ 19,877 $ 19,456 Percentage of MSRs 1.3 % 1.3 % 1.2 % At December 31, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 7.2 % 8.0 % 9.3 % Fair value MSRs $ 38,163 $ 37,268 $ 35,819 Percentage of MSRs 1.3 % 1.3 % 1.3 % Discount rate 9.4 % 9.9 % 10.4 % Fair value MSRs $ 38,163 $ 37,301 $ 36,476 Percentage of MSRs 1.3 % 1.3 % 1.3 % These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSRs which is extremely sensitive to changes in key assumptions. For example, actual prepayment experience may may may not one may may may may may not The Company recorded $1.4 million and $1.8 million of gross contractually specified servicing fees, late fees, and other ancillary fees resulting from servicing of loans for the three March 31, 2024 2023

Note 6 - Derivatives

Note 6 - Derivatives	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 6 DERIVATIVES The Company is exposed to certain risk arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain borrowings, brokered deposits, investment securities, forward sales contracts, and commitments to extend credit associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors. Mortgage Banking Derivatives Not The Company regularly enters into commitments to originate and sell loans held for sale. The Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one four one four one four not Customer Swaps Not The Company also enters into derivative contracts, which consist of interest rate swaps, to facilitate the needs of clients desiring to manage interest rate risk. These swaps are not 815, third not Cash Flow Hedges The Company has entered into interest rate swaps to reduce the exposure to variability in interest-related cash outflows attributable to changes in forecasted Secured Overnight Financing Rate (“SOFR”) based brokered deposits. These derivative instruments are designated as cash flow hedges. The hedged item is the SOFR portion of the series of future adjustable-rate borrowings and deposits over the term of the interest rate swap. Accordingly, changes to the amount of interest payment cash flows for the hedged transactions attributable to a change in credit risk are excluded from management’s assessment of hedge effectiveness. The Company tests for hedging effectiveness on a quarterly basis. The accumulated other comprehensive income is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. The Company has not The Company expects that approximately $3.7 million will be reclassified from accumulated other comprehensive loss as a decrease to interest expense over the next 12 Fair Value Hedges The Company is exposed to changes in the fair value of certain of its pools of prepayable fixed-rate assets due to changes in benchmark interest rates. The Company uses interest rate swaps to manage its exposure to changes in fair value on these instruments attributable to changes in the designated benchmark interest rate, the SOFR. Interest rate swaps designated as fair value hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without the exchange of the underlying notional amount. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in interest income. The following amounts were recorded on the balance sheet related to cumulative-basis adjustment for fair value hedges for the dates indicated: Cumulative Amount of Fair Value Line item in the statement of financial Hedging Adjustment Included in position in which the hedged Item is Carrying Amount of the the Carrying Amount of the included Hedged Assets Hedged Assets March 31, 2024 Investment securities (1) $ 55,560 $ 4,440 Total $ 55,560 $ 4,440 December 31, 2023 Investment securities (1) $ 56,785 $ 3,215 Total $ 56,785 $ 3,215 ( 1 These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At March 31, 2024 The following tables summarize the Company’s derivative instruments at the dates indicated. The Company recognizes derivative assets and liabilities in “Other assets” and “Other liabilities,” respectively, on the Consolidated Balance Sheets, as follows: March 31, 2024 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 190,000 $ 4,960 $ — Fair value hedges: Interest rate swaps - securities 60,000 4,420 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 29,238 251 — Mandatory and best effort forward commitments with investors 36,310 — 73 Forward TBA mortgage-backed securities 38,000 — 78 Interest rate swaps - customer swap positions 801 — 73 Interest rate swaps - dealer offsets to customer swap positions 801 73 — December 31, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 250,000 $ 3,233 $ 375 Fair value hedges: Interest rate swaps - securities 60,000 3,198 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 22,334 329 — Mandatory and best effort forward commitments with investors 10,070 — 188 Forward TBA mortgage-backed securities 33,000 — 284 Interest rate swaps - customer swap positions 801 — 63 Interest rate swaps - dealer offsets to customer swap positions 801 64 — The following table summarizes the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income for the three March 31, 2024 2023 Three Months Ended March 31, 2024 2023 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 12,882 $ 3,883 $ 6,624 $ 2,620 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items $ — $ (1,225 ) $ — $ 1,495 Recognized on derivatives designated as hedging instruments — 1,225 — (1,495 ) Net interest income recognized on cash flows of derivatives designated as hedging instruments — 418 — 293 Net income recognized on fair value hedges $ — $ 418 $ — $ 293 Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 1,722 $ — $ 907 $ — Net income recognized on cash flow hedges $ 1,722 $ — $ 907 $ — Changes in the fair value of the non-hedging derivatives recognized in “Noninterest income” on the Consolidated Statements of Income and included in gain on sale of loans resulted in net gains of $201,000 and $424,000 for the three March 31, 2024 2023 The following tables present a summary of amounts outstanding in derivative financial instruments, including those entered into in connection with the same counter-party under master netting agreements at the dates indicated. While these agreements are typically over-collateralized, GAAP requires disclosures in this table to limit the amount of such collateral to the amount of the related asset or liability for each counter-party. Gross Amounts Net Amounts of Assets Gross Amounts Not Offset Gross Amounts Offset in the Presented in the in the Statement of Financial Position of Recognized Statement of Statement of Financial Cash Collateral Offsetting of derivative assets Assets Financial Position Financial Position Instruments Received Net Amount At March 31, 2024 Interest rate swaps $ 9,628 $ 175 $ 9,453 $ — $ (1,070 ) $ 8,383 At December 31, 2023 Interest rate swaps $ 6,648 $ 153 $ 6,495 $ — $ — $ 6,495 Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset in the Liabilities in the Statement of Financial Position of Recognized Statement of Presented in the Statement Financial Cash Collateral Offsetting of derivative liabilities Liabilities Financial Position of Financial Position Instruments Posted Net Amount At March 31, 2024 Interest rate swaps $ — $ — $ — $ — $ — $ — At December 31, 2023 Interest rate swaps $ (722 ) $ (347 ) $ (375 ) $ — $ 270 $ (105 ) Credit Risk Related Contingent Features The Company has derivative contracts with its derivative counterparties that contain a provision to post collateral to the counterparties when these contracts are in a net liability position. At March 31, 2024

Note 7 - Leases

Note 7 - Leases	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 7 LEASES The Company has operating leases for retail bank and home lending branches, loan production offices, and certain equipment. The Company’s leases have remaining lease terms of six six nine five The components of lease cost (included in occupancy expense on the Consolidated Statements of Income) for the three March 31, 2024 2023 Three Months Ended Three Months Ended Lease cost: March 31, 2024 March 31, 2023 Operating lease cost $ 474 $ 409 Short-term lease cost 3 4 Total lease cost $ 477 $ 413 The following tables provide supplemental information related to operating leases at or for the three March 31, 2024 2023 At or For the At or For the Three Months Ended Three Months Ended Cash paid for amounts included in the measurement of lease liabilities: March 31, 2024 March 31, 2023 Operating cash flows from operating leases $ 490 $ 424 Weighted average remaining lease term- operating leases (in years) 3.8 4.6 Weighted average discount rate- operating leases 2.97 % 2.83 % The Company’s leases typically do not Maturities of operating lease liabilities at March 31, 2024 Remainder of 2024 $ 1,446 2025 1,628 2026 1,475 2027 1,173 2028 428 Thereafter 954 Total lease payments 7,104 Less imputed interest (694 ) Total $ 6,410

Note 8 - Other Real Estate Owne

Note 8 - Other Real Estate Owned ("OREO")	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 8 OTHER REAL ESTATE OWNED ( OREO ) The following table presents the activity related to OREO at or for the three March 31, 2024 2023 At or For the Three Months Ended March 31, 2024 2023 Beginning balance $ — $ 570 Additions — — Loans transferred to OREO — — Ending balance $ — $ 570 There were no March 31, 2024 one March 31, 2023 no three March 31, 2024 2023 There were $80,000 and $96,000 in portfolio mortgage loans collateralized by residential real estate in the process of foreclosure March 31, 2024 December 31, 2023

Note 9 - Deposits

Note 9 - Deposits	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 DEPOSITS Deposits are summarized as follows at the dates indicated: March 31, December 31, 2024 2023 Noninterest-bearing checking $ 618,526 $ 654,048 Interest-bearing checking (1) 188,050 244,028 Savings 153,025 151,630 Money market (2) 364,944 359,063 Certificates of deposit less than $100,000 (3) 579,153 587,858 Certificates of deposit of $100,000 through $250,000 424,463 429,373 Certificates of deposit greater than $250,000 108,763 79,540 Escrow accounts related to mortgages serviced (4) 28,373 16,783 Total $ 2,465,297 $ 2,522,323 ( 1 Includes $0.0 and $70.2 million of brokered deposits at March 31, 2024 December 31, 2023 ( 2 Includes $8.0 million and $1,000 of brokered deposits at March 31, 2024 December 31, 2023 ( 3 Includes $331.3 million and $361.3 million of brokered deposits at March 31, 2024 December 31, 2023 ( 4 Noninterest-bearing accounts. Scheduled maturities of certificates of deposits at March 31, 2024 Maturing in 2024 $ 776,564 Maturing in 2025 267,538 Maturing in 2026 44,267 Maturing in 2027 21,324 Maturing in 2028 2,258 Thereafter 428 Total $ 1,112,379 Interest expense by deposit category for the periods indicated is as follows: Three Months Ended March 31, 2024 2023 Interest-bearing checking $ 784 $ 98 Savings and money market 1,661 1,198 Certificates of deposit 10,437 5,328 Total $ 12,882 $ 6,624

Note 10 - Commitments and Conti

Note 10 - Commitments and Contingencies	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 10 COMMITMENTS AND CONTINGENCIES Commitments The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. The following table provides a summary of the Company’s commitments at the dates indicated: COMMITMENTS TO EXTEND CREDIT March 31, December 31, REAL ESTATE LOANS 2024 2023 Commercial $ 2,637 $ 3,472 Construction and development 168,195 154,611 One-to-four-family (includes locks for saleable loans) 29,238 23,751 Home equity 94,228 94,026 Multi-family 2,881 2,945 Total real estate loans 297,179 278,805 CONSUMER LOANS 29,345 29,517 COMMERCIAL BUSINESS LOANS C&I 163,801 164,873 Warehouse lending 76,323 61,837 Total commercial business loans 240,124 226,710 Total commitments to extend credit $ 566,648 $ 535,032 Commitments to extend credit are agreements to lend to a customer provided there is no not may Unfunded commitments under commercial lines of credit, revolving credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not may not March 31, 2024 December 31, 2023 three March 31, 2024 three March 31, 2023 The Company also sells one four first March 31, 2024 March 31, 2024 December 31, 2023 90 Contingent liabilities for loans held for sale may may no no one four March 31, 2024 December 31, 2023 The Company has entered into a severance agreement with its Chief Executive Officer (“CEO”). The severance agreement, subject to certain requirements, generally includes a lump sum payment to the CEO equal to 24 The Company has entered into change of control agreements with its executives and select key personnel. The change of control agreements, subject to certain requirements, generally remain in effect until canceled by either party upon at least 24 six 12 12 As a result of the nature of our activities, the Company is subject to various pending and threatened legal actions, which arise in the ordinary course of business. From time to time, subordination liens may not no March 31, 2024

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 11 FAIR VALUE MEASUREMENTS The Company determines fair value based on the requirements established in Accounting Standards Codification (“ASC”) Topic 820 Fair Value Measurements, Topic 820 The following definitions describe the levels of inputs that may Level 1 Level 2 Level 3 The following methods were used to estimate the fair value of certain assets and liabilities on a recurring and nonrecurring basis: Securities third 2 third Mortgage Loans Held for Sale 2 Loans Receivable March 31, 2024 December 31, 2023 March 31, 2024 December 31, 2023 three March 31, 2024 three March 31, 2023 2 Derivative Instruments 2 2 3 not 2 not third third Other Real Estate Owned 3 Collateral Dependent Loans 3 Mortgage Servicing Rights third 3 The following tables present securities available-for-sale, mortgage loans held for sale, loans receivable, at fair value, and derivative assets and liabilities measured at fair value on a recurring basis at the dates indicated: Financial Assets At March 31, 2024 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,898 $ — $ 17,898 Corporate securities — 15,200 — 15,200 Municipal bonds — 73,553 — 73,553 Mortgage-backed securities — 119,802 — 119,802 U.S. Small Business Administration securities — 53,190 — 53,190 Mortgage loans held for sale, at fair value — 49,957 — 49,957 Loans receivable, at fair value — 15,003 — 15,003 Derivatives: Interest rate lock commitments with customers — — 251 251 Interest rate swaps - cash flow and fair value hedges — 9,380 — 9,380 Interest rate swaps - dealer offsets to customer swap positions — 73 — 73 Total assets measured at fair value $ — $ 354,056 $ 251 $ 354,307 Financial Liabilities Derivatives: Interest rate swaps - customer swap positions $ — $ (73 ) $ — $ (73 ) Mandatory and best effort forward commitments with investors — — (73 ) (73 ) Forward TBA mortgage-backed securities — (78 ) — (78 ) Total liabilities measured at fair value $ — $ (151 ) $ (73 ) $ (224 ) Financial Assets At December 31, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 18,018 $ — $ 18,018 Corporate securities — 12,872 — 12,872 Municipal bonds — 119,447 — 119,447 Mortgage-backed securities — 101,248 — 101,248 U.S. Small Business Administration securities — 41,348 — 41,348 Mortgage loans held for sale, at fair value — 25,668 — 25,668 Loans receivable, at fair value — 15,088 — 15,088 Derivatives: Interest rate lock commitments with customers — — 329 329 Interest rate swaps- cash flow and fair value hedges — 6,431 — 6,431 Interest rate swaps - dealer offsets to customer swap positions — 64 — 64 Total assets measured at fair value $ — $ 340,184 $ 329 $ 340,513 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (188 ) $ (188 ) Forward TBA mortgage-backed securities — (284 ) — (284 ) Interest rate swaps - cash flow and fair value hedges — (375 ) — (375 ) Interest rate swaps - customer swap positions — (63 ) — (63 ) Total liabilities measured at fair value $ — $ (722 ) $ (188 ) $ (910 ) The following table presents financial assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy at March 31, 2024 December 31, 2023 March 31, 2024 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 20,315 $ 20,315 December 31, 2023 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 38,163 $ 38,163 Quantitative Information about Level 3 3 Level 3 Significant Weighted Average Rate Fair Value Valuation Unobservable March 31, December 31, Instruments Techniques Inputs Range 2024 2023 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 89.4 % 90.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 89.4 % 90.5 % NONRECURRING MSR Industry sources Pre-payment speeds 0% - 50% 8.9 % 7.2 % The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding positive or negative fair value adjustment. The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 Purchases Net change in Net change in Three Months Ended Beginning and Sales and Ending fair value for fair value for March 31, 2024 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 329 $ 965 $ (1,043 ) $ 251 $ (78 ) $ — Individual forward sale commitments with investors (188 ) (15 ) 130 (73 ) 115 — March 31, 2023 Interest rate lock commitments with customers $ 107 $ 994 $ (536 ) $ 565 $ 458 $ — Individual forward sale commitments with investors (38 ) 222 (197 ) (13 ) 25 — ( 1 ( 2 Gains on interest rate lock commitments and on forward sale commitments with investors carried at fair value are recorded in “Gain on sale of loans held for sale” on the Consolidated Statements of Income. The following table provides estimated fair values of the Company’s financial instruments at the dates indicated, whether recognized at fair value or not March 31, December 31, 2024 2023 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 45,406 $ 45,406 $ 65,691 $ 65,691 Certificates of deposit at other financial institutions 23,222 23,222 24,167 24,167 Level 2 inputs: Securities available-for-sale, at fair value 279,643 279,643 292,933 292,933 Securities held-to-maturity, gross 8,500 7,785 8,500 7,666 Loans held for sale, at fair value 49,957 49,957 25,668 25,668 FHLB stock, at cost 2,909 2,909 2,114 2,114 Loans receivable, at fair value 15,003 15,003 15,088 15,088 Interest rate swaps - cash flow and fair value hedges 9,380 9,380 6,431 6,431 Accrued interest receivable 14,455 14,455 14,005 14,005 Interest rate swaps - dealer offsets to customer swap positions 73 73 64 64 Level 3 inputs: Loans receivable, net 2,400,376 2,284,273 2,417,927 2,276,397 MSRs, held at lower of cost or fair value 9,009 20,315 9,090 20,552 MSRs held for sale, held at lower of cost or fair value — — 8,086 17,611 Fair value interest rate locks with customers 251 251 — — Financial Liabilities Level 2 inputs: Deposits 2,465,297 2,453,676 2,522,323 2,515,026 Borrowings 129,940 129,474 93,746 93,416 Subordinated notes, excluding unamortized debt issuance costs 50,000 43,812 50,000 43,480 Accrued interest payable 6,966 6,966 5,473 5,473 Interest rate swaps - cash flow and fair value hedges — — 375 375 Forward TBA mortgage-backed securities 78 78 284 284 Interest rate swaps - customer swap positions 73 73 63 63 Level 3 inputs: Mandatory and best effort forward commitments with investors 73 73 188 188

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 12 EARNINGS PER SHARE The Company computes earnings per share using the two two The following table presents a reconciliation of the components used to compute basic and diluted earnings per share at or for the dates indicated: At or For the Three Months Ended March 31, Numerator 2024 2023 Net income $ 8,397 $ 8,212 Dividends and undistributed earnings allocated to participating securities (131 ) (147 ) Net income available to common shareholders $ 8,266 $ 8,065 Denominator (shown as actual): Basic weighted average common shares outstanding 7,703,789 7,623,580 Dilutive shares 120,671 154,838 Diluted weighted average common shares outstanding 7,824,460 7,778,418 Basic earnings per share $ 1.07 $ 1.06 Diluted earnings per share $ 1.06 $ 1.04 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 28,102 37,227

Note 13 - Stock-based Compensat

Note 13 - Stock-based Compensation	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	NOTE 13 STOCK-BASED COMPENSATION Stock Options and Restricted Stock On May 17, 2018, 2018 “2018 2018 March 31, 2024 2018 Total share-based compensation expense was $395,000 and $654,000 for the three March 31, 2024 2023 Stock Options The 2018 may one five 107, one five The following table presents a summary of the Company’s stock option awards during the dates indicated (shown as actual): Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2024 662,279 $ 28.12 6.69 $ 5,852,975 Granted — $ — — — Less exercised 17,612 $ 8.45 — $ 507,344 Less forfeited 12,000 30.73 — — Outstanding at March 31, 2024 632,667 $ 28.62 6.56 $ 3,923,645 Expected to vest, assuming a 0.31 (1) 623,800 $ 28.62 6.48 $ 3,873,086 Exercisable at March 31, 2024 365,850 $ 27.83 5.52 $ 2,549,465 ( 1 Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years. At March 31, 2024 2018 Restricted Stock Awards The RSAs’ fair value is equal to the value of the market price of FS Bancorp’s common stock on the grant date and compensation expense is recognized over the vesting period of the awards based on the fair value of the restricted stock. Shares granted under the 2018 one five The following table presents a summary of the Company’s nonvested awards during the dates indicated (shown as actual): Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2024 102,144 $ 29.61 Granted — — Less vested — — Less forfeited 4,000 30.73 Nonvested at March 31, 2024 98,144 $ 29.57 At March 31, 2024 2018

Note 14 - Regulatory Capital

Note 14 - Regulatory Capital	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 14 REGULATORY CAPITAL The Bank is subject to various regulatory capital requirements administered by the Federal Reserve and the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital classification is also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Under the risk-based capital adequacy framework, quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 1 1 1” The Bank must maintain minimum total risk-based, Tier 1 1 1 March 31, 2024 no March 31, 2024 The following tables compare the Bank’s actual capital amounts and ratios to their minimum regulatory capital requirements and well capitalized regulatory capital at the dates indicated: To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At March 31, 2024 Total risk-based capital (to risk-weighted assets) $ 346,551 13.72 % $ 202,098 8.00 % $ 265,253 10.50 % $ 252,622 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 314,938 12.47 % $ 151,573 6.00 % $ 214,729 8.50 % $ 202,098 8.00 % Tier 1 leverage capital (to average assets) $ 314,938 10.61 % $ 118,727 4.00 % $ N/A N/A $ 148,408 5.00 % CET 1 capital (to risk-weighted assets) $ 314,938 12.47 % $ 113,680 4.50 % $ 176,835 7.00 % $ 164,204 6.50 % To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At December 31, 2023 Total risk-based capital (to risk-weighted assets) $ 339,436 13.37% $ 203,094 8.00% $ 266,561 10.50% $ 253,868 10.00% Tier 1 risk-based capital (to risk-weighted assets) $ 307,686 12.12% $ 152,321 6.00% $ 215,787 8.50% $ 203,094 8.00% Tier 1 leverage capital (to average assets) $ 307,686 10.39% $ 118,488 4.00% $ N/A N/A $ 148,109 5.00% CET 1 capital (to risk-weighted assets) $ 307,686 12.12% $ 114,240 4.50% $ 177,707 7.00% $ 165,014 6.50% In addition to the minimum CET 1, 1, 1 March 31, 2024 The Company is a bank holding company registered with the Federal Reserve. Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, $3.0 not $3.0 March 31, 2024 March 31, 2024 1 1 1 December 31, 2023 1 1 1

Note 15 - Business Segments

Note 15 - Business Segments	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 15 BUSINESS SEGMENTS The Company’s business segments are determined based on the products and services provided, as well as the nature of the related business activities, and they reflect the way financial information is currently evaluated by management. This process is dynamic and is based on management’s current view of the Company’s operations and is not two The Company uses various management accounting methodologies to assign certain income statement items to the responsible operating segment, including: ● a funds transfer pricing (“FTP”) system, which allocates interest income credits and funding charges between the segments, assigning to each segment a funding credit for its liabilities, such as deposits, and a charge to fund its assets. The FTP methodology is based on management's estimated cost of originating funds including the cost of overhead for deposit generation; ● a cost per loan serviced allocation based on the number of loans being serviced on the balance sheet and the number of loans serviced for third ● an allocation based upon the approximate square footage utilized by the home lending segment in Company owned locations; ● an allocation of charges for services rendered to the segments by centralized functions, such as corporate overhead, which are generally based on the number of full-time employees (“FTEs”) in each segment; and ● an allocation of the Company’s consolidated income taxes which are based on the effective tax rate applied to the segment’s pretax income or loss. A description of the Company’s business segments and the products and services that they provide is as follows: Commercial and Consumer Banking Segment The commercial and consumer banking segment provides diversified financial products and services to our commercial and consumer customers through Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products; residential, consumer, business and commercial real estate lending portfolios and cash management services. The Company originates consumer loans, commercial and multi-family real estate loans, construction loans for residential and multi-family construction, and commercial business loans. At March 31, 2024 Home Lending Segment The home lending segment one four may may one four four Segment Financial Results The tables below summarize the financial results for each segment based on the factors mentioned above within each segment for the three March 31, 2024 2023 At or For the Three Months Ended March 31, 2024 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 28,086 $ 2,260 $ 30,346 Provision for credit losses (1,251 ) (148 ) (1,399 ) Noninterest income (2) 2,393 2,718 5,111 Noninterest expense (3) (19,008 ) (4,521 ) (23,529 ) Income before provision for income taxes 10,220 309 10,529 Provision for income taxes (2,069 ) (63 ) (2,132 ) Net income $ 8,151 $ 246 $ 8,397 Total average assets for period ended $ 2,401,864 $ 556,683 $ 2,958,547 Full-time employees ("FTEs") 440 130 570 At or For the Three Months Ended March 31, 2023 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 27,500 $ 3,162 $ 30,662 (Provision) recovery for credit losses (2,122 ) 14 (2,108 ) Noninterest income (2) 2,380 2,839 5,219 Noninterest expense (3) (18,610 ) (4,914 ) (23,524 ) Income before provision for income taxes 9,148 1,101 10,249 Provision for income taxes (1,809 ) (228 ) (2,037 ) Net income $ 7,339 $ 873 $ 8,212 Total average assets for period ended $ 2,250,052 $ 491,974 $ 2,742,026 FTEs 445 141 586 ( 1 Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not ( 2 Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three March 31, 2024, three March 31, 2023, March 31, 2024 2023, ( 3 Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three March 31, 2024 2023,

Note 16 - Goodwill and Other In

Note 16 - Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 16 GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill and certain other intangibles generally arise from business combinations accounted for under the acquisition method of accounting. Goodwill totaled $3.6 million at both March 31, 2024 December 31, 2023 February 24, 2023, four January 22, 2016. not December 31 may not March 31, 2024 Core deposit intangible (“CDI”) is evaluated for impairment whenever events or changes in circumstances indicate that its carrying amount may not March 31, 2024 The following table summarizes the changes in the Company’s other intangible assets comprised solely of CDI for the year ended December 31, 2023 three March 31, 2024 Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2022 $ 7,490 $ (4,121 ) $ 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (3,464 ) (3,464 ) Balance, December 31, 2023 24,928 (7,585 ) 17,343 Amortization — (941 ) (941 ) Balance, March 31, 2024 $ 24,928 $ (8,526 ) $ 16,402 The CDI represents the fair value of the intangible core deposit base acquired in business combinations. The CDI will be amortized on an accelerated basis over 10 years for the CDI related to the Branch Purchase, on a straight-line basis over 10 years for the CDI related to the Anchor Bank acquisition in November 2018 ( nine January 22, 2016. three March 31, 2024 2023. Amortization expense for CDI is expected to be as follows at March 31, 2024 Remainder of 2024 $ 2,692 2025 3,191 2026 2,846 2027 2,500 2028 2,110 Thereafter 3,063 Total $ 16,402

Note 17 - Revenue From Contract

Note 17 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 17 REVENUE FROM CONTRACTS WITH CUSTOMERS Revenue Recognition In accordance with Topic 606, 606, five five 606, All the Company’s revenue from contracts with customers in-scope of ASC 606 606, At or For the Three Months Ended March 31, Noninterest income 2024 2023 In-scope of Topic 606: Debit card interchange fees $ 763 $ 639 Deposit service and account maintenance fees 364 275 Noninterest income (in-scope of Topic 606) 1,127 914 Noninterest income (out-of-scope and/or immaterial to Topic 606) 3,984 4,305 Total noninterest income $ 5,111 $ 5,219 Deposit Service and Account Maintenance Fees The Bank earns fees from its deposit customers for account maintenance, transaction-based services, and overdraft charges. Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly. The performance obligation is satisfied, and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposit accounts are charged to deposit customers for specific services provided to the customer, such as wire fees, as well as charges against the account, such as fees for non-sufficient funds and overdrafts. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer. Debit and ATM interchange income represent fees earned when a debit card issued by the Bank is used. The Bank earns interchange fees from debit cardholder transactions through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied, and the fees are earned when the cost of the transaction is charged to the cardholders’ debit card.

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]	Item 5. Other Information (a) None. (b) None. (c) Trading Plans. During the three March 31, 2024 no 16a 1 10b5 1 10b5 1 408
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Financial Statement Presentation 10‑Q 10 X 10‑K December 31, 2023 March 15, 2024. The results for the three March 31, 2024 not may December 31, 2024 Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 one $1.0 two
Consolidation, Policy [Policy Text Block]	Principles of Consolidation 1st
Segment Reporting, Policy [Policy Text Block]	Segment Reporting 15
Subsequent Events, Policy [Policy Text Block]	Subsequent Events March 31, 2024
New Accounting Pronouncements, Policy [Policy Text Block]	RECENT ACCOUNTING PRONOUNCEMENTS In March 2020, No. 2020 04, Reference Rate Reform ( Topic 848 ) 1 310, 470, 2 840, 842, no not 3 not 815 15, January 2021, 2021 01 848 848 may March 12, 2020 December 31, 2022, December 31, 2024. not 2020 04 In November 2023, 2023 07, Segment Reporting (Topic 280 280. ● Require disclosure on an annual and interim basis, significant segment expenses that are regularly provided to the chief operating decision maker (“CODM”) and are included within each reported measure of segment profit and loss. ● Require disclosure on an annual and interim basis, an amount for other segment items (defined in the ASU) and a description of its composition. ● Clarify that if the CODM uses more than one one may ● Require disclosure of the title and position of the CODM and an explanation of how the CODM uses the reported measure(s) of segment profit or loss in assessing performance. This ASU is effective for fiscal years beginning after December 15, 2023, December 15, 2024. 2023 07 In December 2023, 2023 09, Income Taxes (Topic 740 Those amendments require disclosure of the following information about income taxes paid on an annual basis: ● Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five ● Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions. The ASU is effective for annual periods beginning after December 15, 2024. not 2023 09 Application of New Accounting Guidance Adopted in 2024 On January 1, 2024, No.2022 03, Fair Value Measurement (Topic 820 2022 03 not 2022 03 December 15, 2023, 2022 03 not On January 1, 2024, 2023 02, Investments - Equity Method and Joint Ventures (Topic 323 Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method, a consensus of the Emerging Issues Task Force 2023 02 323 740 25 3, not no not 323 10: Investments - Equity Method and Joint Ventures - Overall. not 321: Investments - Equity Securities 2023 02 December 15, 2023, 2023 02 not

Note 2 - Business Combination (

Note 2 - Business Combination (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Acquired Book Fair Value Amount February 24, 2023 Value Adjustments Recorded Assets Cash and cash equivalents $ 336,157 $ — $ 336,157 Loans receivable 66,093 (2,902 ) (1) 63,191 Premises and equipment 6,342 — 6,342 Accrued interest receivable 530 — 530 Core deposit intangible ("CDI") — 17,438 (2) 17,438 Goodwill — 1,280 (3) 1,280 Other assets 11 — 11 Total assets acquired $ 409,133 $ 15,816 $ 424,949 Liabilities Deposits: Noninterest-bearing accounts $ 225,567 $ — $ 225,567 Interest-bearing accounts 199,898 (548 ) (4) 199,350 Total deposits 425,465 (548 ) 424,917 Accrued interest payable 4 — 4 Other liabilities 28 — 28 Total liabilities assumed $ 425,497 $ (548 ) $ 424,949

Note 3 - Investments (Tables)

Note 3 - Investments (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Investment [Table Text Block]	March 31, 2024 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 45 $ (3,298 ) $ 17,898 $ — Corporate securities 16,000 90 (890 ) 15,200 — Municipal bonds 86,257 18 (12,722 ) 73,553 — Mortgage-backed securities 131,594 172 (11,964 ) 119,802 — U.S. Small Business Administration securities 54,957 — (1,767 ) 53,190 — Total securities available-for-sale 309,959 325 (30,641 ) 279,643 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (715 ) 7,785 45 Total securities held-to-maturity 8,500 — (715 ) 7,785 45 Total securities $ 318,459 $ 325 $ (31,356 ) $ 287,428 $ 45 December 31, 2023 Estimated Amortized Unrealized Unrealized Fair SECURITIES AVAILABLE-FOR-SALE Cost Gains Losses Values ACL U.S. agency securities $ 21,151 $ 46 $ (3,179 ) $ 18,018 $ — Corporate securities 13,000 613 (741 ) 12,872 — Municipal bonds 138,803 42 (19,398 ) 119,447 — Mortgage-backed securities 112,855 238 (11,845 ) 101,248 — U.S. Small Business Administration securities 42,886 — (1,538 ) 41,348 — Total securities available-for-sale 328,695 939 (36,701 ) 292,933 — SECURITIES HELD-TO-MATURITY Corporate securities 8,500 — (834 ) 7,666 45 Total securities held-to-maturity 8,500 — (834 ) 7,666 45 Total securities $ 337,195 $ 939 $ (37,535 ) $ 300,599 $ 45
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	SECURITIES HELD-TO-MATURITY For the Three Months Ended March 31, Corporate Securities 2024 2023 Beginning ACL balance $ 45 $ 31 Provision for (recapture of) credit losses — — Total ending ACL balance $ 45 $ 31
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]	March 31, December 31, Corporate securities 2024 2023 BBB/BBB- $ 7,000 $ 7,000 BB+ 1,500 1,500 Total $ 8,500 $ 8,500
Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]	March 31, 2024 Purpose or beneficiary Carrying Value Amortized Cost Fair Value State and local government public deposits $ 34,703 $ 40,783 $ 34,703 Federal Reserve Bank - Bank Term Funding Program facility ("BTFP") 76,161 89,834 76,161 Total pledged securities $ 110,864 $ 130,617 $ 110,864
Gain (Loss) on Securities [Table Text Block]	March 31, 2024 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,853 $ (3,298 ) $ 15,853 $ (3,298 ) Corporate securities 7,846 (154 ) 4,263 (736 ) 12,109 (890 ) Municipal bonds 1,279 (7 ) 71,256 (12,715 ) 72,535 (12,722 ) Mortgage-backed securities 25,189 (63 ) 66,593 (11,901 ) 91,782 (11,964 ) U.S. Small Business Administration securities 45,560 (592 ) 7,630 (1,175 ) 53,190 (1,767 ) Total securities available-for-sale 79,874 (816 ) 165,595 (29,825 ) 245,469 (30,641 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,785 (715 ) 7,785 (715 ) Total securities held-to-maturity — — 7,785 (715 ) 7,785 (715 ) Total securities $ 79,874 $ (816 ) $ 173,380 $ (30,540 ) $ 253,254 $ (31,356 ) December 31, 2023 Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized SECURITIES AVAILABLE-FOR-SALE Value Losses Value Losses Value Losses U.S. agency securities $ — $ — $ 15,972 $ (3,179 ) $ 15,972 $ (3,179 ) Corporate securities 959 (41 ) 4,300 (700 ) 5,259 (741 ) Municipal bonds 3,922 (23 ) 113,577 (19,375 ) 117,499 (19,398 ) Mortgage-backed securities 20,662 (113 ) 67,376 (11,732 ) 88,038 (11,845 ) U.S. Small Business Administration securities 33,211 (460 ) 8,137 (1,078 ) 41,348 (1,538 ) Total securities available-for-sale 58,754 (637 ) 209,362 (36,064 ) 268,116 (36,701 ) SECURITIES HELD-TO-MATURITY Corporate securities — — 7,666 (834 ) 7,666 (834 ) Total securities held-to-maturity — — 7,666 (834 ) 7,666 (834 ) Total securities $ 58,754 $ (637 ) $ 217,028 $ (36,898 ) $ 275,782 $ (37,535 )
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, December 31, 2024 2023 SECURITIES AVAILABLE-FOR-SALE Amortized Fair Amortized Fair U.S. agency securities Cost Value Cost Value Due within one year $ 917 $ 914 $ 922 $ 914 Due after one year through five years 3,951 3,537 3,947 3,544 Due after five years through ten years 11,973 10,067 11,972 10,139 Due after ten years 4,310 3,380 4,310 3,421 Subtotal 21,151 17,898 21,151 18,018 Corporate securities Due within one year — — 1,000 1,004 Due after one year through five years 10,000 9,985 6,000 6,609 Due after five years through ten years 4,000 3,822 4,000 3,839 Due after ten years 2,000 1,393 2,000 1,420 Subtotal 16,000 15,200 13,000 12,872 Municipal bonds Due within one year 1,006 1,000 1,013 1,003 Due after one year through five years 82 81 757 751 Due after five years through ten years 4,037 3,836 7,603 7,101 Due after ten years 81,132 68,636 129,430 110,592 Subtotal 86,257 73,553 138,803 119,447 Mortgage-backed securities Federal National Mortgage Association (“FNMA”) 83,863 73,301 76,369 66,275 Federal Home Loan Mortgage Corporation (“FHLMC”) 36,178 35,532 32,311 31,376 Government National Mortgage Association (“GNMA”) 11,553 10,969 4,175 3,597 Subtotal 131,594 119,802 112,855 101,248 U.S. Small Business Administration securities Due within one year 42 41 198 196 Due after one year through five years 1,656 1,584 1,860 1,824 Due after five years through ten years 27,916 27,317 21,420 20,929 Due after ten years 25,343 24,248 19,408 18,399 Subtotal 54,957 53,190 42,886 41,348 Total securities available-for-sale 309,959 279,643 328,695 292,933 SECURITIES HELD-TO-MATURITY Corporate securities Due after five years through ten years 8,500 7,785 8,500 7,666 Total securities held-to-maturity 8,500 7,785 8,500 7,666 Total securities $ 318,459 $ 287,428 $ 337,195 $ 300,599
Schedule of Realized Gain (Loss) [Table Text Block]	March 31, 2024 Gross Gross Proceeds Gains (Losses) Securities available-for-sale $ 44,036 $ — $ (7,998)

Note 4 - Loans Receivable and_2

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, REAL ESTATE LOANS 2024 2023 Commercial ("CRE") $ 359,055 $ 366,328 Construction and development 301,346 303,054 Home equity 73,323 69,488 One-to-four-family (excludes loans held for sale) 580,050 567,742 Multi-family 222,410 223,769 Total real estate loans 1,536,184 1,530,381 CONSUMER LOANS Indirect home improvement 568,802 569,903 Marine 73,921 73,310 Other consumer 3,409 3,540 Total consumer loans 646,132 646,753 COMMERCIAL BUSINESS LOANS Commercial and industrial 256,429 238,301 Warehouse lending 8,113 17,580 Total commercial business loans 264,542 255,881 Total loans receivable, gross 2,446,858 2,433,015 ACL on loans (31,479 ) (31,534 ) Total loans receivable, net $ 2,415,379 $ 2,401,481
Financing Receivable, Allowance for Credit Loss [Table Text Block]	At or For the Three Months Ended March 31, 2024 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 14,107 $ 13,357 $ 4,070 $ — $ 31,534 Provision for credit losses on loans 146 644 631 — 1,421 Charge-offs — (1,486 ) (408 ) — (1,894 ) Recoveries — 418 — — 418 Net charge-offs — (1,068 ) (408 ) — (1,476 ) Total ending ACL balance $ 14,253 $ 12,933 $ 4,293 $ — $ 31,479 At or For the Three Months Ended March 31, 2023 Real Commercial ACL ON LOANS Estate Consumer Business Unallocated Total Beginning balance $ 12,123 $ 12,109 $ 3,760 $ — $ 27,992 Provision for credit losses on loans 459 1,691 205 — 2,355 Charge-offs (10 ) (709 ) (1 ) — (720 ) Recoveries — 310 — — 310 Net charge-offs (10 ) (399 ) (1 ) — (410 ) Total ending ACL balance $ 12,572 $ 13,401 $ 3,964 $ — $ 29,937
Financing Receivable, Modified [Table Text Block]	Payment Deferral Amortized Cost % of Total Loan For the three months ended March 31, 2024 Basis Type Financial Effect CRE $ 1,102 0.3% Deferred payments and capitalized interest for adding a weighted-average period of 1.7 years to the life of the loans. Combination - Term Extension and Interest Rate Reduction Amortized Cost % of Total Loan For the three months ended March 31, 2023 Basis Type Financial Effect C&I $ 3,709 1.7 % Reduced weighted-average contractual interest rate from 7.5% to 4.1%, and added a weighted-average period of 5.0 years to the life of the loans.
Financing Receivable, Past Due [Table Text Block]	March 31, 2024 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) CRE $ — $ — $ — $ — $ 359,055 $ 359,055 $ 1,102 Construction and development 4,737 — — 4,737 296,609 301,346 4,737 Home equity 16 26 137 179 73,144 73,323 170 One-to-four-family — — 80 80 579,970 580,050 173 Multi-family — — — — 222,410 222,410 — Total real estate loans 4,753 26 217 4,996 1,531,188 1,536,184 6,182 CONSUMER LOANS Indirect home improvement 1,657 717 651 3,025 565,777 568,802 2,195 Marine 295 86 85 466 73,455 73,921 385 Other consumer 22 2 1 25 3,384 3,409 3 Total consumer loans 1,974 805 737 3,516 642,616 646,132 2,583 COMMERCIAL BUSINESS LOANS C&I 167 — 2,257 2,424 254,005 256,429 3,341 Warehouse lending — — — — 8,113 8,113 — Total commercial business loans 167 — 2,257 2,424 262,118 264,542 3,341 Total loans $ 6,894 $ 831 $ 3,211 $ 10,936 $ 2,435,922 $ 2,446,858 $ 12,106 December 31, 2023 30 59 60 89 Days Days 90 Days Total Total Past Past or More Past Loans Non- REAL ESTATE LOANS Due Due Past Due Due Current Receivable Accrual (1) CRE $ — $ — $ — $ — $ 366,328 $ 366,328 $ 1,088 Construction and development — — — — 303,054 303,054 4,699 Home equity 79 25 136 240 69,248 69,488 173 One-to-four-family — 96 — 96 567,646 567,742 96 Multi-family — — — — 223,769 223,769 — Total real estate loans 79 121 136 336 1,530,045 1,530,381 6,056 CONSUMER LOANS Indirect home improvement 1,759 1,248 777 3,784 566,119 569,903 1,863 Marine 373 243 137 753 72,557 73,310 342 Other consumer 57 18 6 81 3,459 3,540 8 Total consumer loans 2,189 1,509 920 4,618 642,135 646,753 2,213 COMMERCIAL BUSINESS LOANS C&I — — 2,514 2,514 235,787 238,301 2,683 Warehouse lending — — — — 17,580 17,580 — Total commercial business loans — — 2,514 2,514 253,367 255,881 2,683 Total loans $ 2,268 $ 1,630 $ 3,570 $ 7,468 $ 2,425,547 $ 2,433,015 $ 10,952
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2024 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted CRE 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 3,034 $ 46,629 $ 85,321 $ 60,749 $ 45,012 $ 84,134 $ — $ 73 $ 324,952 Watch — 3,185 10,843 12,835 — 2,665 244 — 29,772 Special mention — — — — — 404 — — 404 Substandard — — — — 1,641 2,286 — — 3,927 Total CRE 3,034 49,814 96,164 73,584 46,653 89,489 244 73 359,055 Construction and development Pass 21,765 133,438 74,758 40,355 15,220 526 10,547 — 296,609 Substandard — — 4,737 — — — — — 4,737 Total construction and development 21,765 133,438 79,495 40,355 15,220 526 10,547 — 301,346 Home equity Pass 4,095 4,364 381 1,573 6,397 1,971 54,372 — 73,153 Substandard — — — — — 33 137 — 170 Total home equity 4,095 4,364 381 1,573 6,397 2,004 54,509 — 73,323 One-to-four-family Pass 18,276 102,210 172,463 124,529 80,342 79,296 — — 577,116 Substandard — — 862 — — 2,072 — — 2,934 Total one-to-four-family 18,276 102,210 173,325 124,529 80,342 81,368 — — 580,050 Multi-family Pass 93 7,087 20,328 90,820 42,296 61,786 — — 222,410 Total multi-family 93 7,087 20,328 90,820 42,296 61,786 — — 222,410 Total real estate loans $ 47,263 $ 296,913 $ 369,693 $ 330,861 $ 190,908 $ 235,173 $ 65,300 $ 73 $ 1,536,184 March 31, 2024 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 31,369 $ 160,726 $ 201,319 $ 88,557 $ 33,947 $ 50,684 $ 5 $ — $ 566,607 Substandard — 385 799 469 205 337 — — 2,195 Total indirect home improvement 31,369 161,111 202,118 89,026 34,152 51,021 5 — 568,802 Indirect home improvement gross charge-offs — 211 499 183 45 225 — — 1,163 Marine Pass 3,780 13,093 22,512 9,685 12,679 11,787 — — 73,536 Substandard — — 55 — 126 204 — — 385 Total marine 3,780 13,093 22,567 9,685 12,805 11,991 — — 73,921 Marine gross charge-offs — — 75 51 — 105 — — 231 Other consumer Pass 50 237 491 143 59 143 2,283 — 3,406 Substandard — — — — — — 3 — 3 Total other consumer 50 237 491 143 59 143 2,286 — 3,409 Other consumer gross charge-offs — 33 6 — — 16 37 — 92 Total consumer loans $ 35,199 $ 174,441 $ 225,176 $ 98,854 $ 47,016 $ 63,155 $ 2,291 $ — $ 646,132 March 31, 2024 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2024 2023 2022 2021 2020 Prior Revolving Loans to Term Total Loans Pass $ 9,500 $ 21,168 $ 32,498 $ 18,602 $ 10,837 $ 13,158 $ 120,156 $ 25 $ 225,944 Watch — 4,458 — 758 2,224 931 9,305 — 17,676 Special mention — — — 575 — 701 942 — 2,218 Substandard — 2,915 — 2,302 1,342 1,933 2,099 — 10,591 Total C&I 9,500 28,541 32,498 22,237 14,403 16,723 132,502 25 256,429 C&I gross charge-offs — — — — — — 408 — 408 Warehouse lending Pass — — — — — — 8,111 — 8,111 Watch — — — — — — 2 — 2 Total warehouse lending — — — — — — 8,113 — 8,113 Total commercial business loans $ 9,500 $ 28,541 $ 32,498 $ 22,237 $ 14,403 $ 16,723 $ 140,615 $ 25 $ 264,542 TOTAL LOANS RECEIVABLE, GROSS Pass $ 91,962 $ 488,952 $ 610,071 $ 435,013 $ 246,789 $ 303,485 $ 195,474 $ 98 $ 2,371,844 Watch — 7,643 10,843 13,593 2,224 3,596 9,551 — 47,450 Special mention — — — 575 — 1,105 942 — 2,622 Substandard — 3,300 6,453 2,771 3,314 6,865 2,239 — 24,942 Total loans receivable, gross $ 91,962 $ 499,895 $ 627,367 $ 451,952 $ 252,327 $ 315,051 $ 208,206 $ 98 $ 2,446,858 Total gross charge-offs $ — $ 244 $ 580 $ 234 $ 45 $ 346 $ 445 $ — $ 1,894 December 31, 2023 Revolving Loans REAL ESTATE LOANS Term Loans by Year of Origination Converted CRE 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 48,551 $ 91,144 $ 61,689 $ 46,117 $ 27,957 $ 61,764 $ 499 $ — $ 337,721 Watch 3,201 5,446 12,894 — 453 2,226 45 — 24,265 Special mention — — — — 409 — — — 409 Substandard — — — 1,650 — 1,957 — 326 3,933 Total CRE 51,752 96,590 74,583 47,767 28,819 65,947 544 326 366,328 Construction and development Pass 120,155 106,168 46,989 15,219 — 540 9,284 — 298,355 Substandard — 4,699 — — — — — — 4,699 Total construction and development 120,155 110,867 46,989 15,219 — 540 9,284 — 303,054 Home equity Pass 4,583 398 1,584 6,525 11 2,137 54,077 — 69,315 Substandard — — — — — 36 137 — 173 Total home equity 4,583 398 1,584 6,525 11 2,173 54,214 — 69,488 Home equity gross charge-offs 10 10 One-to-four-family — Pass 103,165 175,412 122,406 80,815 30,595 52,008 — 472 564,873 Substandard — 866 — — — 2,003 — — 2,869 Total one-to-four-family 103,165 176,278 122,406 80,815 30,595 54,011 — 472 567,742 Multi-family Pass 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total multi-family 7,106 20,404 91,047 42,511 37,990 24,711 — — 223,769 Total real estate loans $ 286,761 $ 404,537 $ 336,609 $ 192,837 $ 97,415 $ 147,382 $ 64,042 $ 798 $ 1,530,381 December 31, 2023 Revolving Loans CONSUMER LOANS Term Loans by Year of Origination Converted Indirect home improvement 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 171,208 $ 212,661 $ 93,664 $ 36,032 $ 23,977 $ 30,492 $ 6 $ — $ 568,040 Substandard 212 663 448 141 258 141 — — 1,863 Total indirect home improvement 171,420 213,324 94,112 36,173 24,235 30,633 6 — 569,903 Indirect home improvement gross charge-offs 204 1,386 567 290 145 336 — — 2,928 Marine Pass 13,619 23,963 9,987 13,082 5,267 7,050 — — 72,968 Substandard — — 52 85 — 205 — — 342 Total marine 13,619 23,963 10,039 13,167 5,267 7,255 — — 73,310 Marine gross charge-offs — 47 93 — 7 256 — — 403 Other consumer Pass 309 559 175 69 3 159 2,258 — 3,532 Substandard — — — — — — 8 — 8 Total other consumer 309 559 175 69 3 159 2,266 — 3,540 Other consumer gross charge-offs — 2 12 — — — 120 — 134 Total consumer loans $ 185,348 $ 237,846 $ 104,326 $ 49,409 $ 29,505 $ 38,047 $ 2,272 $ — $ 646,753 December 31, 2023 COMMERCIAL Revolving Loans BUSINESS LOANS Term Loans by Year of Origination Converted C&I 2023 2022 2021 2020 2019 Prior Revolving Loans to Term Total Loans Pass $ 13,971 $ 32,334 $ 19,634 $ 11,537 $ 5,122 $ 9,707 $ 119,844 $ 145 $ 212,294 Watch 2,322 — 1,382 2,366 — 953 5,754 — 12,777 Special mention 143 — — — 498 253 1,345 — 2,239 Substandard 2,940 — 2,321 1,391 1,766 169 2,005 — 10,592 Doubtful — — — — — — 399 — 399 Total C&I 19,376 32,334 23,337 15,294 7,386 11,082 129,347 145 238,301 C&I gross charge-offs — — 1 — — — — — 1 Warehouse lending Pass — — — — — — 17,003 — 17,003 Watch — — — — — — 577 — 577 Total warehouse lending — — — — — — 17,580 — 17,580 Total commercial business loans $ 19,376 $ 32,334 $ 23,337 $ 15,294 $ 7,386 $ 11,082 $ 146,927 $ 145 $ 255,881 TOTAL LOANS RECEIVABLE, GROSS Pass $ 482,667 $ 663,043 $ 447,175 $ 251,907 $ 130,922 $ 188,568 $ 202,971 $ 617 $ 2,367,870 Watch 5,523 5,446 14,276 2,366 453 3,179 6,376 — 37,619 Special mention 143 — — — 907 253 1,345 — 2,648 Substandard 3,152 6,228 2,821 3,267 2,024 4,511 2,150 326 24,479 Doubtful — — — — — — 399 — 399 Total loans receivable, gross $ 491,485 $ 674,717 $ 464,272 $ 257,540 $ 134,306 $ 196,511 $ 213,241 $ 943 $ 2,433,015 Total gross charge-offs $ 204 $ 1,435 $ 673 $ 290 $ 152 $ 592 $ 130 $ — $ 3,476
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2024 December 31, 2023 Nonaccrual with Nonaccrual with Total Nonaccrual with Nonaccrual with Total REAL ESTATE LOANS No ACL ACL Nonaccrual No ACL ACL Nonaccrual CRE $ 1,102 $ — $ 1,102 $ 1,088 $ — $ 1,088 Construction and development — 4,737 4,737 — 4,699 4,699 Home equity 170 — 170 173 — 173 One-to-four-family 173 — 173 96 — 96 1,445 4,737 6,182 1,357 4,699 6,056 CONSUMER LOANS Indirect home improvement — 2,195 2,195 — 1,863 1,863 Marine — 385 385 — 342 342 Other consumer — 3 3 — 8 8 — 2,583 2,583 — 2,213 2,213 COMMERCIAL BUSINESS LOANS C&I 292 3,049 3,341 — 2,683 2,683 Total $ 1,737 $ 10,369 $ 12,106 $ 1,357 $ 9,595 $ 10,952
Financing Receivable, Collateral Dependent Loans [Table Text Block]	March 31, 2024 December 31, 2023 Commercial Residential Other Commercial Residential Other REAL ESTATE LOANS Real Estate Real Estate Non-Real Estate Total Real Estate Real Estate Non-Real Estate Total CRE $ 1,102 $ — $ — $ 1,102 $ 1,088 $ — $ — $ 1,088 Construction and development 4,737 — — 4,737 4,699 — 4,699 Home equity — 170 — 170 — 173 — 173 One-to-four-family — 173 — 173 — 96 — 96 5,839 343 — 6,182 5,787 269 — 6,056 CONSUMER LOANS Indirect home improvement — — 2,195 2,195 — — 1,863 1,863 Marine — — 385 385 — — 342 342 — — 2,580 2,580 — — 2,205 2,205 COMMERCIAL BUSINESS LOANS C&I — — 3,341 3,341 — — 2,683 2,683 Total $ 5,839 $ 343 $ 5,921 $ 12,103 $ 5,787 $ 269 $ 4,888 $ 10,944

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Servicing Asset at Amortized Cost [Table Text Block]	At or For the Three Months Ended March 31, 2024 2023 Beginning balance, at the lower of cost or fair value $ 17,176 $ 18,017 Additions 576 405 Sales (7,953 ) — MSRs amortized (697 ) (821 ) Impairment of MSRs (93 ) (2 ) Ending balance, at the lower of cost or fair value $ 9,009 $ 17,599
Schedule of Servicing Assets at Fair Value [Table Text Block]	At March 31, At December 31, Key assumptions: 2024 2023 Weighted average discount rate 9.9 % 9.4 % Conditional prepayment rate (“CPR”) 8.9 % 7.2 % Weighted average life in years 7.9 8.4
Schedule of Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets [Table Text Block]	March 31, 2024 December 31, 2023 Aggregate portfolio principal balance $ 1,562,287 $ 2,832,016 Weighted average rate of loans in MSRs portfolio 4.0 % 3.6 % At March 31, 2024 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 8.9 % 10.4 % 12.6 % Fair value MSRs $ 20,315 $ 19,706 $ 18,953 Percentage of MSRs 1.3 % 1.3 % 1.2 % Discount rate 9.9 % 10.4 % 10.9 % Fair value MSRs $ 20,315 $ 19,877 $ 19,456 Percentage of MSRs 1.3 % 1.3 % 1.2 % At December 31, 2023 Base 0.5% Adverse Rate Change 1.0% Adverse Rate Change Conditional prepayment rate 7.2 % 8.0 % 9.3 % Fair value MSRs $ 38,163 $ 37,268 $ 35,819 Percentage of MSRs 1.3 % 1.3 % 1.3 % Discount rate 9.4 % 9.9 % 10.4 % Fair value MSRs $ 38,163 $ 37,301 $ 36,476 Percentage of MSRs 1.3 % 1.3 % 1.3 %

Note 6 - Derivatives (Tables)

Note 6 - Derivatives (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Cumulative Amount of Fair Value Line item in the statement of financial Hedging Adjustment Included in position in which the hedged Item is Carrying Amount of the the Carrying Amount of the included Hedged Assets Hedged Assets March 31, 2024 Investment securities (1) $ 55,560 $ 4,440 Total $ 55,560 $ 4,440 December 31, 2023 Investment securities (1) $ 56,785 $ 3,215 Total $ 56,785 $ 3,215
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	March 31, 2024 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 190,000 $ 4,960 $ — Fair value hedges: Interest rate swaps - securities 60,000 4,420 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 29,238 251 — Mandatory and best effort forward commitments with investors 36,310 — 73 Forward TBA mortgage-backed securities 38,000 — 78 Interest rate swaps - customer swap positions 801 — 73 Interest rate swaps - dealer offsets to customer swap positions 801 73 — December 31, 2023 Fair Value Cash flow hedges: Notional Asset Liability Interest rate swaps - brokered deposits $ 250,000 $ 3,233 $ 375 Fair value hedges: Interest rate swaps - securities 60,000 3,198 — Non-hedging derivatives: Fallout adjusted interest rate lock commitments with customers 22,334 329 — Mandatory and best effort forward commitments with investors 10,070 — 188 Forward TBA mortgage-backed securities 33,000 — 284 Interest rate swaps - customer swap positions 801 — 63 Interest rate swaps - dealer offsets to customer swap positions 801 64 —
Derivative Instruments, Gain (Loss) [Table Text Block]	Three Months Ended March 31, 2024 2023 Interest Interest Interest Interest Expense Income Expense Income Deposits Securities Deposits Securities Total amounts presented on the Consolidated Statements of Income $ 12,882 $ 3,883 $ 6,624 $ 2,620 Net gains (losses) on fair value hedging relationships: Interest rate swaps - securities Recognized on hedged items $ — $ (1,225 ) $ — $ 1,495 Recognized on derivatives designated as hedging instruments — 1,225 — (1,495 ) Net interest income recognized on cash flows of derivatives designated as hedging instruments — 418 — 293 Net income recognized on fair value hedges $ — $ 418 $ — $ 293 Net gain on cash flow hedging relationships: Interest rate swaps - brokered deposits and borrowings Realized gains (pre-tax) reclassified from AOCI into net income $ 1,722 $ — $ 907 $ — Net income recognized on cash flow hedges $ 1,722 $ — $ 907 $ —
Offsetting Assets [Table Text Block]	Gross Amounts Net Amounts of Assets Gross Amounts Not Offset Gross Amounts Offset in the Presented in the in the Statement of Financial Position of Recognized Statement of Statement of Financial Cash Collateral Offsetting of derivative assets Assets Financial Position Financial Position Instruments Received Net Amount At March 31, 2024 Interest rate swaps $ 9,628 $ 175 $ 9,453 $ — $ (1,070 ) $ 8,383 At December 31, 2023 Interest rate swaps $ 6,648 $ 153 $ 6,495 $ — $ — $ 6,495
Offsetting Liabilities [Table Text Block]	Gross Amounts Net Amounts of Gross Amounts Not Offset Gross Amounts Offset in the Liabilities in the Statement of Financial Position of Recognized Statement of Presented in the Statement Financial Cash Collateral Offsetting of derivative liabilities Liabilities Financial Position of Financial Position Instruments Posted Net Amount At March 31, 2024 Interest rate swaps $ — $ — $ — $ — $ — $ — At December 31, 2023 Interest rate swaps $ (722 ) $ (347 ) $ (375 ) $ — $ 270 $ (105 )

Note 7 - Leases (Tables)

Note 7 - Leases (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Lease, Cost [Table Text Block]	Three Months Ended Three Months Ended Lease cost: March 31, 2024 March 31, 2023 Operating lease cost $ 474 $ 409 Short-term lease cost 3 4 Total lease cost $ 477 $ 413
Lessee, Operating Lease, Supplemental Cash Flow Information [Table Text Block]	At or For the At or For the Three Months Ended Three Months Ended Cash paid for amounts included in the measurement of lease liabilities: March 31, 2024 March 31, 2023 Operating cash flows from operating leases $ 490 $ 424 Weighted average remaining lease term- operating leases (in years) 3.8 4.6 Weighted average discount rate- operating leases 2.97 % 2.83 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Remainder of 2024 $ 1,446 2025 1,628 2026 1,475 2027 1,173 2028 428 Thereafter 954 Total lease payments 7,104 Less imputed interest (694 ) Total $ 6,410

Note 8 - Other Real Estate Ow_2

Note 8 - Other Real Estate Owned ("OREO") (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Other Real Estate, Roll Forward [Table Text Block]	At or For the Three Months Ended March 31, 2024 2023 Beginning balance $ — $ 570 Additions — — Loans transferred to OREO — — Ending balance $ — $ 570

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, December 31, 2024 2023 Noninterest-bearing checking $ 618,526 $ 654,048 Interest-bearing checking (1) 188,050 244,028 Savings 153,025 151,630 Money market (2) 364,944 359,063 Certificates of deposit less than $100,000 (3) 579,153 587,858 Certificates of deposit of $100,000 through $250,000 424,463 429,373 Certificates of deposit greater than $250,000 108,763 79,540 Escrow accounts related to mortgages serviced (4) 28,373 16,783 Total $ 2,465,297 $ 2,522,323
Time Deposit Maturities [Table Text Block]	Maturing in 2024 $ 776,564 Maturing in 2025 267,538 Maturing in 2026 44,267 Maturing in 2027 21,324 Maturing in 2028 2,258 Thereafter 428 Total $ 1,112,379
Interest Income and Interest Expense Disclosure [Table Text Block]	Three Months Ended March 31, 2024 2023 Interest-bearing checking $ 784 $ 98 Savings and money market 1,661 1,198 Certificates of deposit 10,437 5,328 Total $ 12,882 $ 6,624

Note 10 - Commitments and Con_2

Note 10 - Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	COMMITMENTS TO EXTEND CREDIT March 31, December 31, REAL ESTATE LOANS 2024 2023 Commercial $ 2,637 $ 3,472 Construction and development 168,195 154,611 One-to-four-family (includes locks for saleable loans) 29,238 23,751 Home equity 94,228 94,026 Multi-family 2,881 2,945 Total real estate loans 297,179 278,805 CONSUMER LOANS 29,345 29,517 COMMERCIAL BUSINESS LOANS C&I 163,801 164,873 Warehouse lending 76,323 61,837 Total commercial business loans 240,124 226,710 Total commitments to extend credit $ 566,648 $ 535,032

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Financial Assets At March 31, 2024 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 17,898 $ — $ 17,898 Corporate securities — 15,200 — 15,200 Municipal bonds — 73,553 — 73,553 Mortgage-backed securities — 119,802 — 119,802 U.S. Small Business Administration securities — 53,190 — 53,190 Mortgage loans held for sale, at fair value — 49,957 — 49,957 Loans receivable, at fair value — 15,003 — 15,003 Derivatives: Interest rate lock commitments with customers — — 251 251 Interest rate swaps - cash flow and fair value hedges — 9,380 — 9,380 Interest rate swaps - dealer offsets to customer swap positions — 73 — 73 Total assets measured at fair value $ — $ 354,056 $ 251 $ 354,307 Financial Liabilities Derivatives: Interest rate swaps - customer swap positions $ — $ (73 ) $ — $ (73 ) Mandatory and best effort forward commitments with investors — — (73 ) (73 ) Forward TBA mortgage-backed securities — (78 ) — (78 ) Total liabilities measured at fair value $ — $ (151 ) $ (73 ) $ (224 ) Financial Assets At December 31, 2023 Securities available-for-sale: Level 1 Level 2 Level 3 Total U.S. agency securities $ — $ 18,018 $ — $ 18,018 Corporate securities — 12,872 — 12,872 Municipal bonds — 119,447 — 119,447 Mortgage-backed securities — 101,248 — 101,248 U.S. Small Business Administration securities — 41,348 — 41,348 Mortgage loans held for sale, at fair value — 25,668 — 25,668 Loans receivable, at fair value — 15,088 — 15,088 Derivatives: Interest rate lock commitments with customers — — 329 329 Interest rate swaps- cash flow and fair value hedges — 6,431 — 6,431 Interest rate swaps - dealer offsets to customer swap positions — 64 — 64 Total assets measured at fair value $ — $ 340,184 $ 329 $ 340,513 Financial Liabilities Derivatives: Mandatory and best effort forward commitments with investors $ — $ — $ (188 ) $ (188 ) Forward TBA mortgage-backed securities — (284 ) — (284 ) Interest rate swaps - cash flow and fair value hedges — (375 ) — (375 ) Interest rate swaps - customer swap positions — (63 ) — (63 ) Total liabilities measured at fair value $ — $ (722 ) $ (188 ) $ (910 )
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2024 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 20,315 $ 20,315 December 31, 2023 Level 1 Level 2 Level 3 Total MSRs $ — $ — $ 38,163 $ 38,163
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Level 3 Significant Weighted Average Rate Fair Value Valuation Unobservable March 31, December 31, Instruments Techniques Inputs Range 2024 2023 RECURRING Interest rate lock commitments with customers Quoted market prices Pull-through expectations 80% - 99% 89.4 % 90.5 % Individual forward sale commitments with investors Quoted market prices Pull-through expectations 80% - 99% 89.4 % 90.5 % NONRECURRING MSR Industry sources Pre-payment speeds 0% - 50% 8.9 % 7.2 %
Fair Value, Assets (Liabilities) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Purchases Net change in Net change in Three Months Ended Beginning and Sales and Ending fair value for fair value for March 31, 2024 Balance Issuances Settlements Balance gains/(losses) (1) gains/(losses) (2) Interest rate lock commitments with customers $ 329 $ 965 $ (1,043 ) $ 251 $ (78 ) $ — Individual forward sale commitments with investors (188 ) (15 ) 130 (73 ) 115 — March 31, 2023 Interest rate lock commitments with customers $ 107 $ 994 $ (536 ) $ 565 $ 458 $ — Individual forward sale commitments with investors (38 ) 222 (197 ) (13 ) 25 —
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, December 31, 2024 2023 Financial Assets Carrying Fair Carrying Fair Level 1 inputs: Amount Value Amount Value Cash and cash equivalents $ 45,406 $ 45,406 $ 65,691 $ 65,691 Certificates of deposit at other financial institutions 23,222 23,222 24,167 24,167 Level 2 inputs: Securities available-for-sale, at fair value 279,643 279,643 292,933 292,933 Securities held-to-maturity, gross 8,500 7,785 8,500 7,666 Loans held for sale, at fair value 49,957 49,957 25,668 25,668 FHLB stock, at cost 2,909 2,909 2,114 2,114 Loans receivable, at fair value 15,003 15,003 15,088 15,088 Interest rate swaps - cash flow and fair value hedges 9,380 9,380 6,431 6,431 Accrued interest receivable 14,455 14,455 14,005 14,005 Interest rate swaps - dealer offsets to customer swap positions 73 73 64 64 Level 3 inputs: Loans receivable, net 2,400,376 2,284,273 2,417,927 2,276,397 MSRs, held at lower of cost or fair value 9,009 20,315 9,090 20,552 MSRs held for sale, held at lower of cost or fair value — — 8,086 17,611 Fair value interest rate locks with customers 251 251 — — Financial Liabilities Level 2 inputs: Deposits 2,465,297 2,453,676 2,522,323 2,515,026 Borrowings 129,940 129,474 93,746 93,416 Subordinated notes, excluding unamortized debt issuance costs 50,000 43,812 50,000 43,480 Accrued interest payable 6,966 6,966 5,473 5,473 Interest rate swaps - cash flow and fair value hedges — — 375 375 Forward TBA mortgage-backed securities 78 78 284 284 Interest rate swaps - customer swap positions 73 73 63 63 Level 3 inputs: Mandatory and best effort forward commitments with investors 73 73 188 188

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	At or For the Three Months Ended March 31, Numerator 2024 2023 Net income $ 8,397 $ 8,212 Dividends and undistributed earnings allocated to participating securities (131 ) (147 ) Net income available to common shareholders $ 8,266 $ 8,065 Denominator (shown as actual): Basic weighted average common shares outstanding 7,703,789 7,623,580 Dilutive shares 120,671 154,838 Diluted weighted average common shares outstanding 7,824,460 7,778,418 Basic earnings per share $ 1.07 $ 1.06 Diluted earnings per share $ 1.06 $ 1.04 Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. 28,102 37,227

Note 13 - Stock-based Compens_2

Note 13 - Stock-based Compensation (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted-Average Weighted- Remaining Average Contractual Term In Aggregate Shares Exercise Price Years Intrinsic Value Outstanding at January 1, 2024 662,279 $ 28.12 6.69 $ 5,852,975 Granted — $ — — — Less exercised 17,612 $ 8.45 — $ 507,344 Less forfeited 12,000 30.73 — — Outstanding at March 31, 2024 632,667 $ 28.62 6.56 $ 3,923,645 Expected to vest, assuming a 0.31 (1) 623,800 $ 28.62 6.48 $ 3,873,086 Exercisable at March 31, 2024 365,850 $ 27.83 5.52 $ 2,549,465
Nonvested Restricted Stock Shares Activity [Table Text Block]	Weighted-Average Grant-Date Fair Value Nonvested Shares Shares Per Share Nonvested at January 1, 2024 102,144 $ 29.61 Granted — — Less vested — — Less forfeited 4,000 30.73 Nonvested at March 31, 2024 98,144 $ 29.57

Note 14 - Regulatory Capital (T

Note 14 - Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At March 31, 2024 Total risk-based capital (to risk-weighted assets) $ 346,551 13.72 % $ 202,098 8.00 % $ 265,253 10.50 % $ 252,622 10.00 % Tier 1 risk-based capital (to risk-weighted assets) $ 314,938 12.47 % $ 151,573 6.00 % $ 214,729 8.50 % $ 202,098 8.00 % Tier 1 leverage capital (to average assets) $ 314,938 10.61 % $ 118,727 4.00 % $ N/A N/A $ 148,408 5.00 % CET 1 capital (to risk-weighted assets) $ 314,938 12.47 % $ 113,680 4.50 % $ 176,835 7.00 % $ 164,204 6.50 % To be Well Capitalized Under Prompt For Capital For Capital Adequacy Corrective Actual Adequacy Purposes with Capital Buffer Action Provisions Bank Only Amount Ratio Amount Ratio Amount Ratio Amount Ratio At December 31, 2023 Total risk-based capital (to risk-weighted assets) $ 339,436 13.37% $ 203,094 8.00% $ 266,561 10.50% $ 253,868 10.00% Tier 1 risk-based capital (to risk-weighted assets) $ 307,686 12.12% $ 152,321 6.00% $ 215,787 8.50% $ 203,094 8.00% Tier 1 leverage capital (to average assets) $ 307,686 10.39% $ 118,488 4.00% $ N/A N/A $ 148,109 5.00% CET 1 capital (to risk-weighted assets) $ 307,686 12.12% $ 114,240 4.50% $ 177,707 7.00% $ 165,014 6.50%

Note 15 - Business Segments (Ta

Note 15 - Business Segments (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	At or For the Three Months Ended March 31, 2024 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 28,086 $ 2,260 $ 30,346 Provision for credit losses (1,251 ) (148 ) (1,399 ) Noninterest income (2) 2,393 2,718 5,111 Noninterest expense (3) (19,008 ) (4,521 ) (23,529 ) Income before provision for income taxes 10,220 309 10,529 Provision for income taxes (2,069 ) (63 ) (2,132 ) Net income $ 8,151 $ 246 $ 8,397 Total average assets for period ended $ 2,401,864 $ 556,683 $ 2,958,547 Full-time employees ("FTEs") 440 130 570 At or For the Three Months Ended March 31, 2023 Condensed income statement: Commercial and Consumer Banking Home Lending Total Net interest income (1) $ 27,500 $ 3,162 $ 30,662 (Provision) recovery for credit losses (2,122 ) 14 (2,108 ) Noninterest income (2) 2,380 2,839 5,219 Noninterest expense (3) (18,610 ) (4,914 ) (23,524 ) Income before provision for income taxes 9,148 1,101 10,249 Provision for income taxes (1,809 ) (228 ) (2,037 ) Net income $ 7,339 $ 873 $ 8,212 Total average assets for period ended $ 2,250,052 $ 491,974 $ 2,742,026 FTEs 445 141 586

Note 16 - Goodwill and Other _2

Note 16 - Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Other Intangible Assets Accumulated Gross CDI Amortization Net CDI Balance, December 31, 2022 $ 7,490 $ (4,121 ) $ 3,369 Additions as a result of the Branch Purchase 17,438 — 17,438 Amortization — (3,464 ) (3,464 ) Balance, December 31, 2023 24,928 (7,585 ) 17,343 Amortization — (941 ) (941 ) Balance, March 31, 2024 $ 24,928 $ (8,526 ) $ 16,402
Core Deposits [Member]
Notes Tables
Schedule of Acquired Finite-Lived Intangible Assets by Major Class [Table Text Block]	Remainder of 2024 $ 2,692 2025 3,191 2026 2,846 2027 2,500 2028 2,110 Thereafter 3,063 Total $ 16,402

Note 17 - Revenue From Contra_2

Note 17 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Disaggregation of Revenue [Table Text Block]	At or For the Three Months Ended March 31, Noninterest income 2024 2023 In-scope of Topic 606: Debit card interchange fees $ 763 $ 639 Deposit service and account maintenance fees 364 275 Noninterest income (in-scope of Topic 606) 1,127 914 Noninterest income (out-of-scope and/or immaterial to Topic 606) 3,984 4,305 Total noninterest income $ 5,111 $ 5,219

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies (Details Textual)	3 Months Ended
	Mar. 31, 2024
Number of Bank Branches	27
Number of Operating Segments	2

Note 2 - Business Combination_2

Note 2 - Business Combination (Details Textual) $ in Thousands		3 Months Ended
	Feb. 24, 2023 USD ($)	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Cash Acquired from Acquisition		$ 0	$ 336,157
Goodwill		$ 3,592		$ 3,592
Columbia State Bank [Member]
Number of Businesses Acquired	7
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	$ 424,917
Number of Businesses Acquired, Bank Owned Branches	6
Number of Businesses Acquired, Leases Acquired with Bank Branches	1
Business Combination, Core Deposits Premium, Percentage	4.15%
Business Combination, Public Funds, Percentage	2.50%
Cash Acquired from Acquisition	$ 334,700
Number of Financial Assets Purchased with Credit Deterioration	0
Business Combination, Acquired Receivable, Fair Value	$ 63,200
Business Combination, Acquired Receivables, Gross Contractual Amount	66,100
Business Combination, Acquired Receivables, Estimated Uncollectible	0
Goodwill	$ 1,280
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years	10 years
Columbia State Bank [Member] | Workforce and Customer Relationships [Member]
Goodwill, Amorization Period for Deductible Tax Purposes (Year)	15 years
Columbia State Bank [Member] | Business Combination, Payment for Loans Acquired [Member]
Payments to Acquire Businesses, Gross	$ 66,600
Columbia State Bank [Member] | Business Combination, Payment for Bank Facilities and Other Assets [Member]
Payments to Acquire Businesses, Gross	6,300
Columbia State Bank [Member] | Business Combination, Payment for Core Deposits and Deposits Assumed [Member]
Payments to Acquire Businesses, Gross	16,400
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities, Deposits, Total	425,465
Goodwill	$ 0

Note 2 - Business Combination -

Note 2 - Business Combination - Estimated Fair Value of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023	Feb. 24, 2023
Assets
Goodwill		$ 3,592	$ 3,592
Columbia State Bank [Member]
Assets
Cash and cash equivalents				$ 336,157
Loans receivable				63,191
Premises and equipment				6,342
Accrued interest receivable				530
Core deposit intangible ("CDI")				17,438
Goodwill				1,280
Other assets				11
Total assets acquired				424,949
Liabilities
Noninterest-bearing accounts				225,567
Interest-bearing accounts				199,350
Total deposits				424,917
Accrued interest payable				4
Other liabilities				28
Total liabilities assumed				424,949
Columbia State Bank [Member] | Reported Value by Acquiree [Member]
Assets
Cash and cash equivalents				336,157
Loans receivable				66,093
Premises and equipment				6,342
Accrued interest receivable				530
Core deposit intangible ("CDI")				0
Goodwill				0
Other assets				11
Total assets acquired				409,133
Liabilities
Noninterest-bearing accounts				225,567
Interest-bearing accounts				199,898
Total deposits				425,465
Accrued interest payable				4
Other liabilities				28
Total liabilities assumed				425,497
Columbia State Bank [Member] | Fair Value Adjustment [Member]
Assets
Cash and cash equivalents				0
Loans receivable	[1]			(2,902)
Premises and equipment				0
Accrued interest receivable				0
Core deposit intangible ("CDI")	[2]			17,438
Goodwill	[3]			1,280
Other assets				0
Total assets acquired				15,816
Liabilities
Noninterest-bearing accounts				0
Interest-bearing accounts	[4]			(548)
Total deposits				(548)
Accrued interest payable				0
Other liabilities				0
Total liabilities assumed				$ (548)
[1]The fair value discount for acquired loans was determined by separate adjustments to reflect a credit risk and marketability component and a yield component reflecting the differential between portfolio and market yields. The discount on acquired loans will be accreted back into interest income using the effective yield method. None of the loans acquired are purchased financial assets with credit deterioration. The fair value of the loans is $63.2 million and the gross amount due is $66.1 million, none of which is expected to be uncollectable.[2]The fair value adjustment represents the value of the core deposit base assumed in the Branch Purchase based on a study performed by an independent consulting firm. This amount was recorded by the Company as an identifiable intangible asset and will be amortized as an expense on an accelerated basis over the average life of the core deposit base, which is estimated to be 10 years.[3]The fair value adjustment represents the value of the goodwill calculated from the purchase based on the purchase price, less the fair value of assets acquired net of liabilities assumed. The goodwill of $1.3 million is attributable to the workforce and customer relationships associated with the branches. All of the goodwill is deductible for tax purposes and will be amortized over a 15-year period. The goodwill was assigned to the Commercial and Consumer Banking segment.[4]The fair value of time deposits was calculated using a discounted cash flow analysis that calculated the present value of the projected cash flows from the portfolio versus the present value of a similar portfolio with a similar maturity profile at current market rates. This adjustment represents a difference in interest rates from the time deposits acquired and the estimated wholesale funding rates used in the application of fair value accounting. The discounted amount will be amortized into expense as an increase in interest expense over the maturity profile of the acquired time deposits.

Note 3 - Investments (Details T

Note 3 - Investments (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Debt Securities, Held-to-Maturity, Accrued Interest, before Allowance for Credit Loss	$ 117,000		$ 116,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	1,900,000		1,500,000
Debt Securities, Held-to-Maturity, Nonaccrual	0		0
Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing	$ 0		0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	34
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	128
Expected Credit Losses on Investments	$ 0		$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 44,036,000	$ 0
Debt Securities, Available-for-Sale, Realized Gain (Loss)		$ 0

Note 3 - Investments - Schedule

Note 3 - Investments - Schedule of Amortized Costs and Fair Values of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Amortized cost, available for sale securities	$ 309,959	$ 328,695
Gross unrealized gains, available for sale securities	325	939
Gross unrealized losses, available for sale securities	(30,641)	(36,701)
Fair value, available for sale securities	279,643	292,933
Available-for-Sale, Allowance for Credit Loss	0	0
Amortized cost, held to maturity securities	8,500	8,500
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(715)	(834)
Securities held-to-maturity, at fair value	7,785	7,666
Securities available for sale, HTM, ACL	45	45	$ 31	$ 31
Amortized cost	318,459	337,195
Gross unrealized gains	325	939
Gross unrealized losses	(31,356)	(37,535)
Total securities, fair value	287,428	300,599
Total securities, allowance for credit loss	45	45
US Government Agencies Debt Securities [Member]
Amortized cost, available for sale securities	21,151	21,151
Gross unrealized gains, available for sale securities	45	46
Gross unrealized losses, available for sale securities	(3,298)	(3,179)
Fair value, available for sale securities	17,898	18,018
Available-for-Sale, Allowance for Credit Loss	0	0
Corporate Debt Securities [Member]
Amortized cost, available for sale securities	16,000	13,000
Gross unrealized gains, available for sale securities	90	613
Gross unrealized losses, available for sale securities	(890)	(741)
Fair value, available for sale securities	15,200	12,872
Available-for-Sale, Allowance for Credit Loss	0	0
Amortized cost, held to maturity securities	8,500	8,500
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(715)	(834)
Securities held-to-maturity, at fair value	7,785	7,666
Securities available for sale, HTM, ACL	45	45
Municipal Bonds [Member]
Amortized cost, available for sale securities	86,257	138,803
Gross unrealized gains, available for sale securities	18	42
Gross unrealized losses, available for sale securities	(12,722)	(19,398)
Fair value, available for sale securities	73,553	119,447
Available-for-Sale, Allowance for Credit Loss	0	0
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, available for sale securities	131,594	112,855
Gross unrealized gains, available for sale securities	172	238
Gross unrealized losses, available for sale securities	(11,964)	(11,845)
Fair value, available for sale securities	119,802	101,248
Available-for-Sale, Allowance for Credit Loss	0	0
U.S. Small Business Administration Securities [Member]
Amortized cost, available for sale securities	54,957	42,886
Gross unrealized gains, available for sale securities	0	0
Gross unrealized losses, available for sale securities	(1,767)	(1,538)
Fair value, available for sale securities	53,190	41,348
Available-for-Sale, Allowance for Credit Loss	$ 0	$ 0

Note 3 - Investments - Schedu_2

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity, Allowance for Credit Loss Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Beginning ACL balance	$ 45	$ 31
Provision for (recapture of) credit losses	0	0
Total ending ACL balance	$ 45	$ 31

Note 3 - Investments - Schedu_3

Note 3 - Investments - Schedule of Debt Securities, Held-to-Maturity Credit Quality Indicators (Details) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Held-to-Maturity, Amortized Cost	$ 8.5	$ 8.5
Standard & Poor's, BBB/BBB Minus Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	7	7
Standard & Poor's, BB+ Rating [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	$ 1.5	$ 1.5

Note 3 - Investments - Schedu_4

Note 3 - Investments - Schedule of Securities Pledged as Collateral (Details) - Asset Pledged as Collateral [Member] $ in Thousands	Mar. 31, 2024 USD ($)
Investment Securities, Cost	$ 110,864
Investment Securities, Amortized Cost	130,617
Investment Securities, Fair Value	110,864
State and Local Government Public Deposits [Member]
Investment Securities, Cost	34,703
Investment Securities, Amortized Cost	40,783
Investment Securities, Fair Value	34,703
Federal Reserve Bank, Bank Term Funding Program [Member]
Investment Securities, Cost	76,161
Investment Securities, Amortized Cost	89,834
Investment Securities, Fair Value	$ 76,161

Note 3 - Investments - Schedu_5

Note 3 - Investments - Schedule of Investments in Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Less than 12 months, fair value, available for sale securities	$ 79,874	$ 58,754
Less than 12 months, unrealized loss, available for sale securities	(816)	(637)
12 months or longer, unrealized loss, fair value, available for sale securities	165,595	209,362
12 months or longer, unrealized loss, available for sale securities	(29,825)	(36,064)
Available for sale securities, fair value, total	245,469	268,116
Available for sale securities, unrealized losses total	(30,641)	(36,701)
Less than 12 months, fair value, held to maturity	0	0
Less than 12 months, held to maturity securities	0	0
12 months or longer, unrealized loss, fair value, held to maturity securities	7,785	7,666
12 months or longer, unrealized loss, held to maturity securities	(715)	(834)
Held to maturity securities, fair value, total	7,785	7,666
Held-to-maturity, total	(715)	(834)
Less than 12 months, fair value	79,874	58,754
Less than 12 months, unrealized loss	(816)	(637)
12 months or longer, fair value	173,380	217,028
12 months or longer, unrealized loss	(30,540)	(36,898)
Debt Securities, fair value, total	253,254	275,782
Debt securities, unrealized loss, total	(31,356)	(37,535)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	0	0
Less than 12 months, unrealized loss, available for sale securities	0	0
12 months or longer, unrealized loss, fair value, available for sale securities	15,853	15,972
12 months or longer, unrealized loss, available for sale securities	(3,298)	(3,179)
Available for sale securities, fair value, total	15,853	15,972
Available for sale securities, unrealized losses total	(3,298)	(3,179)
Corporate Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	7,846	959
Less than 12 months, unrealized loss, available for sale securities	(154)	(41)
12 months or longer, unrealized loss, fair value, available for sale securities	4,263	4,300
12 months or longer, unrealized loss, available for sale securities	(736)	(700)
Available for sale securities, fair value, total	12,109	5,259
Available for sale securities, unrealized losses total	(890)	(741)
Less than 12 months, fair value, held to maturity	0	0
Less than 12 months, held to maturity securities	0	0
12 months or longer, unrealized loss, fair value, held to maturity securities	7,785	7,666
12 months or longer, unrealized loss, held to maturity securities	(715)	(834)
Held to maturity securities, fair value, total	7,785	7,666
Held-to-maturity, total	(715)	(834)
Municipal Bonds [Member]
Less than 12 months, fair value, available for sale securities	1,279	3,922
Less than 12 months, unrealized loss, available for sale securities	(7)	(23)
12 months or longer, unrealized loss, fair value, available for sale securities	71,256	113,577
12 months or longer, unrealized loss, available for sale securities	(12,715)	(19,375)
Available for sale securities, fair value, total	72,535	117,499
Available for sale securities, unrealized losses total	(12,722)	(19,398)
Collateralized Mortgage-Backed Securities [Member]
Less than 12 months, fair value, available for sale securities	25,189	20,662
Less than 12 months, unrealized loss, available for sale securities	(63)	(113)
12 months or longer, unrealized loss, fair value, available for sale securities	66,593	67,376
12 months or longer, unrealized loss, available for sale securities	(11,901)	(11,732)
Available for sale securities, fair value, total	91,782	88,038
Available for sale securities, unrealized losses total	(11,964)	(11,845)
U.S. Small Business Administration Securities [Member]
Less than 12 months, fair value, available for sale securities	45,560	33,211
Less than 12 months, unrealized loss, available for sale securities	(592)	(460)
12 months or longer, unrealized loss, fair value, available for sale securities	7,630	8,137
12 months or longer, unrealized loss, available for sale securities	(1,175)	(1,078)
Available for sale securities, fair value, total	53,190	41,348
Available for sale securities, unrealized losses total	$ (1,767)	$ (1,538)

Note 3 - Investments - Schedu_6

Note 3 - Investments - Schedule of Contractual Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Available-for-Sale, Amortized Cost	$ 309,959	$ 328,695
Fair value, available for sale securities	279,643	292,933
Total securities held-to-maturity, amortized cost	8,500	8,500
Total securities held-to-maturity, fair value	7,785	7,666
Total securities	318,459	337,195
Total securities, fair value	287,428	300,599
US Government Agencies Debt Securities [Member]
Due within one year, amortized cost	917	922
Due within one year, fair value	914	914
Due after one year through five years, amortized cost	3,951	3,947
Due after one year through five years, fair value	3,537	3,544
Due after five years through ten years, amortized cost	11,973	11,972
Due after five years through ten years, fair value	10,067	10,139
Due after ten years, amortized cost	4,310	4,310
Due after ten years, fair value	3,380	3,421
Subtotal, amortized cost	21,151	21,151
Subtotal, fair value	17,898	18,018
Available-for-Sale, Amortized Cost	21,151	21,151
Fair value, available for sale securities	17,898	18,018
Corporate Debt Securities [Member]
Due within one year, amortized cost	0	1,000
Due within one year, fair value	0	1,004
Due after one year through five years, amortized cost	10,000	6,000
Due after one year through five years, fair value	9,985	6,609
Due after five years through ten years, amortized cost	4,000	4,000
Due after five years through ten years, fair value	3,822	3,839
Due after ten years, amortized cost	2,000	2,000
Due after ten years, fair value	1,393	1,420
Subtotal, amortized cost	16,000	13,000
Subtotal, fair value	15,200	12,872
Available-for-Sale, Amortized Cost	16,000	13,000
Fair value, available for sale securities	15,200	12,872
Due after five years through ten years, amortized cost, held to maturity	8,500	8,500
Due after five years through ten years, fair value, held to maturity	7,785	7,666
Municipal Bonds [Member]
Due within one year, amortized cost	1,006	1,013
Due within one year, fair value	1,000	1,003
Due after one year through five years, amortized cost	82	757
Due after one year through five years, fair value	81	751
Due after five years through ten years, amortized cost	4,037	7,603
Due after five years through ten years, fair value	3,836	7,101
Due after ten years, amortized cost	81,132	129,430
Due after ten years, fair value	68,636	110,592
Subtotal, amortized cost	86,257	138,803
Subtotal, fair value	73,553	119,447
Available-for-Sale, Amortized Cost	86,257	138,803
Fair value, available for sale securities	73,553	119,447
Collateralized Mortgage-Backed Securities [Member]
Without single maturity date, amortized cost	131,594	112,855
Without single maturity date, fair value	119,802	101,248
Available-for-Sale, Amortized Cost	131,594	112,855
Fair value, available for sale securities	119,802	101,248
Collateralized Mortgage-Backed Securities [Member] | Federal National Mortgage Association (FNMA) [Member]
Without single maturity date, amortized cost	83,863	76,369
Without single maturity date, fair value	73,301	66,275
Collateralized Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation (FHLMC) [Member]
Without single maturity date, amortized cost	36,178	32,311
Without single maturity date, fair value	35,532	31,376
Collateralized Mortgage-Backed Securities [Member] | Government National Mortgage Association (GNMA) [Member]
Without single maturity date, amortized cost	11,553	4,175
Without single maturity date, fair value	10,969	3,597
U.S. Small Business Administration Securities [Member]
Due within one year, amortized cost	42	198
Due within one year, fair value	41	196
Due after one year through five years, amortized cost	1,656	1,860
Due after one year through five years, fair value	1,584	1,824
Due after five years through ten years, amortized cost	27,916	21,420
Due after five years through ten years, fair value	27,317	20,929
Due after ten years, amortized cost	25,343	19,408
Due after ten years, fair value	24,248	18,399
Subtotal, amortized cost	54,957	42,886
Subtotal, fair value	53,190	41,348
Available-for-Sale, Amortized Cost	54,957	42,886
Fair value, available for sale securities	$ 53,190	$ 41,348

Note 3 - Investments - Schedu_7

Note 3 - Investments - Schedule of Gain or Loss of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Proceeds from sale of investment securities	$ 44,036	$ 0
Realized gain	0
Realized loss	$ (7,998)

Note 4 - Loans Receivable and_3

Note 4 - Loans Receivable and Allowance for Credit Losses - Loans (Details Textual) Pure in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Assets [Abstract]
Interest Receivable	$ 14,455,000		$ 14,005,000
Financing Receivable, Unamortized Loan Cost (Fee)	(7,500,000)		(8,400,000)
Financing Receivable, Unamortized Purchase Premium (Discount)	2,400,000		2,600,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 11,600,000		$ 11,500,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Interest Receivable		Interest Receivable
Financing Receivable, before Allowance for Credit Loss	$ 2,446,858,000		$ 2,433,015,000
Financing Receivable, Modified, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Modified, Commitment to Lend	$ 0
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0
Financing Receivable, Nonaccrual, Interest Income	111,000	$ 62,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]
Financing Receivable, before Allowance for Credit Loss	1,090,000,000		1,070,000,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member] | Federal Home Loan Bank of San Francisco [Member]
Financing Receivable, before Allowance for Credit Loss	$ 632,800,000		$ 631,100,000

Note 4 - Loans Receivable and_4

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Portfolio Loan Composition (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Gross	$ 2,446,858	$ 2,433,015
ACL on loans	(31,479)	(31,534)
Total loans receivable, net	2,415,379	2,401,481
Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	1,536,184	1,530,381
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	359,055	366,328
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Gross	301,346	303,054
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Gross	73,323	69,488
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Gross	580,050	567,742
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Gross	222,410	223,769
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	646,132	646,753
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	568,802	569,903
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Gross	73,921	73,310
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Gross	3,409	3,540
Commercial Business Portfolio Segment [Member]
Financing Receivable, Gross	264,542	255,881
Commercial Business Portfolio Segment [Member] | Commercial And Industrial [Member]
Financing Receivable, Gross	256,429	238,301
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, Gross	$ 8,113	$ 17,580

Note 4 - Loans Receivable and_5

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses by Category (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Beginning balance	$ 31,534	$ 27,992	$ 27,992
Provision for credit losses on loans	1,421	2,355
Charge-offs	(1,894)	(720)	(3,476)
Recoveries	418	310
Net charge-offs	(1,476)	(410)
Total ending ACL balance	31,479	29,937	31,534
Real Estate Portfolio Segment [Member]
Beginning balance	14,107	12,123	12,123
Provision for credit losses on loans	146	459
Charge-offs	0	(10)
Recoveries	0	0
Net charge-offs	0	(10)
Total ending ACL balance	14,253	12,572	14,107
Consumer Portfolio Segment [Member]
Beginning balance	13,357	12,109	12,109
Provision for credit losses on loans	644	1,691
Charge-offs	(1,486)	(709)
Recoveries	418	310
Net charge-offs	(1,068)	(399)
Total ending ACL balance	12,933	13,401	13,357
Commercial Business Portfolio Segment [Member]
Beginning balance	4,070	3,760	3,760
Provision for credit losses on loans	631	205
Charge-offs	(408)	(1)
Recoveries	0	0
Net charge-offs	(408)	(1)
Total ending ACL balance	4,293	3,964	4,070
Unallocated Financing Receivables [Member]
Beginning balance	0	0	0
Provision for credit losses on loans	0	0
Charge-offs	0	0
Recoveries	0	0
Net charge-offs	0	0
Total ending ACL balance	$ 0	$ 0	$ 0

Note 4 - Loans Receivable and_6

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Loan Modifications to Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Commercial Real Estate Portfolio Segment [Member] | Payment Deferral [Member]
Amortized cost basis	$ 1,102
% of total loan type	0.30%
Weighted-average period (Year)	1 year 8 months 12 days
Commercial And Industrial [Member] | Commercial Business Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction [Member]
Amortized cost basis		$ 3,709
% of total loan type		1.70%
Weighted-average period (Year)		5 years
Pre-modification %		7.50%
Post-modification %		4.10%

Note 4 - Loans Receivable and_7

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Past Due Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss		$ 2,446,858	$ 2,433,015
Financing Receivable, Nonaccrual	[1]	12,106	10,952
Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		1,536,184	1,530,381
Financing Receivable, Nonaccrual	[1]	6,182	6,056
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		359,055	366,328
Financing Receivable, Nonaccrual		1,102	1,088
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		301,346	303,054
Financing Receivable, Nonaccrual	[1]	4,737	4,699
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		73,323	69,488
Financing Receivable, Nonaccrual	[1]	170	173
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		580,050	567,742
Financing Receivable, Nonaccrual	[1]	173	96
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		222,410	223,769
Financing Receivable, Nonaccrual	[1]	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		646,132	646,753
Financing Receivable, Nonaccrual	[1]	2,583	2,213
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		568,802	569,903
Financing Receivable, Nonaccrual	[1]	2,195	1,863
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		73,921	73,310
Financing Receivable, Nonaccrual	[1]	385	342
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		3,409	3,540
Financing Receivable, Nonaccrual	[1]	3	8
Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		264,542	255,881
Financing Receivable, Nonaccrual	[1]	3,341	2,683
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		256,429	238,301
Financing Receivable, Nonaccrual	[1]	3,341	2,683
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		8,113	17,580
Financing Receivable, Nonaccrual	[1]	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		6,894	2,268
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		4,753	79
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		4,737	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		16	79
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		1,974	2,189
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		1,657	1,759
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		295	373
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		22	57
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		167	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		167	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		831	1,630
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		26	121
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		26	25
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	96
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		805	1,509
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		717	1,248
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		86	243
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		2	18
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		3,211	3,570
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		217	136
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		137	136
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		80	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		737	920
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		651	777
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		85	137
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		1	6
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		2,257	2,514
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		2,257	2,514
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		10,936	7,468
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		4,996	336
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		4,737	0
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		179	240
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		80	96
Financial Asset, Past Due [Member] | Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		3,516	4,618
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		3,025	3,784
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		466	753
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		25	81
Financial Asset, Past Due [Member] | Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		2,424	2,514
Financial Asset, Past Due [Member] | Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		2,424	2,514
Financial Asset, Past Due [Member] | Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		0	0
Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss		2,435,922	2,425,547
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		1,531,188	1,530,045
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, before Allowance for Credit Loss		359,055	366,328
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss		296,609	303,054
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, before Allowance for Credit Loss		73,144	69,248
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, before Allowance for Credit Loss		579,970	567,646
Financial Asset, Not Past Due [Member] | Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, before Allowance for Credit Loss		222,410	223,769
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		642,616	642,135
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss		565,777	566,119
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss		73,455	72,557
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss		3,384	3,459
Financial Asset, Not Past Due [Member] | Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		262,118	253,367
Financial Asset, Not Past Due [Member] | Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss		254,005	235,787
Financial Asset, Not Past Due [Member] | Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss		$ 8,113	$ 17,580
[1]Includes past due loans as applicable.

Note 4 - Loans Receivable and_8

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Risk Rated Loan by Category (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss	$ 2,446,858		$ 2,433,015
Financing Receivable, Year One	91,962		491,485
Financing Receivable, Year Two	499,895		674,717
Financing Receivable, Year Three	627,367		464,272
Financing Receivable, Year Four	451,952		257,540
Financing Receivable, Year Five	252,327		134,306
Financing Receivable, Prior	315,051		196,511
Financing Receivable, Revolving	208,206		213,241
Financing Receivable, Converted to Term	98		943
Total financing receivable, gross	2,446,858		2,433,015
Current Fiscal Year, Writeoff	0		204
Fiscal Year before Current Fiscal Year, Writeoff	244		1,435
Two Years before Current Fiscal Year, Writeoff	580		673
Three Years before Current Fiscal Year, Writeoff	234		290
Four Years before Current Fiscal Year, Writeoff	45		152
More than Five Years before Current Fiscal Year, Writeoff	346		592
Revolving, Writeoff	445		130
Revolving, Converted to Term Loan, Writeoff	0		0
Allowance for Credit Loss, Writeoff	1,894	$ 720	3,476
Pass [Member]
Financing Receivable, Year One	91,962		482,667
Financing Receivable, Year Two	488,952		663,043
Financing Receivable, Year Three	610,071		447,175
Financing Receivable, Year Four	435,013		251,907
Financing Receivable, Year Five	246,789		130,922
Financing Receivable, Prior	303,485		188,568
Financing Receivable, Revolving	195,474		202,971
Financing Receivable, Converted to Term	98		617
Total financing receivable, gross	2,371,844		2,367,870
Watch [Member]
Financing Receivable, Year One	0		5,523
Financing Receivable, Year Two	7,643		5,446
Financing Receivable, Year Three	10,843		14,276
Financing Receivable, Year Four	13,593		2,366
Financing Receivable, Year Five	2,224		453
Financing Receivable, Prior	3,596		3,179
Financing Receivable, Revolving	9,551		6,376
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	47,450		37,619
Substandard [Member]
Financing Receivable, Year One	0		3,152
Financing Receivable, Year Two	3,300		6,228
Financing Receivable, Year Three	6,453		2,821
Financing Receivable, Year Four	2,771		3,267
Financing Receivable, Year Five	3,314		2,024
Financing Receivable, Prior	6,865		4,511
Financing Receivable, Revolving	2,239		2,150
Financing Receivable, Converted to Term	0		326
Total financing receivable, gross	24,942		24,479
Special Mention [Member]
Financing Receivable, Year One	0		143
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	575		0
Financing Receivable, Year Five	0		907
Financing Receivable, Prior	1,105		253
Financing Receivable, Revolving	942		1,345
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	2,622		2,648
Doubtful [Member]
Financing Receivable, Year One			0
Financing Receivable, Year Two			0
Financing Receivable, Year Three			0
Financing Receivable, Year Four			0
Financing Receivable, Year Five			0
Financing Receivable, Prior			0
Financing Receivable, Revolving			399
Financing Receivable, Converted to Term			0
Total financing receivable, gross			399
Real Estate Portfolio Segment [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	47,263		286,761
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	296,913		404,537
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	369,693		336,609
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	330,861		192,837
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	190,908		97,415
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	235,173		147,382
Financing Receivable, Revolving	65,300		64,042
Financing Receivable, Revolving, Converted to Term Loan	73		798
Financing Receivable, before Allowance for Credit Loss	1,536,184		1,530,381
Allowance for Credit Loss, Writeoff	0	10
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	3,034		51,752
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	49,814		96,590
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	96,164		74,583
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	73,584		47,767
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	46,653		28,819
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	89,489		65,947
Financing Receivable, Revolving	244		544
Financing Receivable, Revolving, Converted to Term Loan	73		326
Financing Receivable, before Allowance for Credit Loss	359,055		366,328
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	3,034		48,551
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	46,629		91,144
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	85,321		61,689
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	60,749		46,117
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	45,012		27,957
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	84,134		61,764
Financing Receivable, Revolving	0		499
Financing Receivable, Revolving, Converted to Term Loan	73		0
Financing Receivable, before Allowance for Credit Loss	324,952		337,721
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Watch [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		3,201
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,185		5,446
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	10,843		12,894
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	12,835		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		453
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,665		2,226
Financing Receivable, Revolving	244		45
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	29,772		24,265
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		1,650
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,641		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,286		1,957
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		326
Financing Receivable, before Allowance for Credit Loss	3,927		3,933
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		409
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	404		0
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	404		409
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	21,765		120,155
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	133,438		110,867
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	79,495		46,989
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	40,355		15,219
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	15,220		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	526		540
Financing Receivable, Revolving	10,547		9,284
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	301,346		303,054
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	21,765		120,155
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	133,438		106,168
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	74,758		46,989
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	40,355		15,219
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	15,220		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	526		540
Financing Receivable, Revolving	10,547		9,284
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	296,609		298,355
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		4,699
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	4,737		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	4,737		4,699
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,095		4,583
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,364		398
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	381		1,584
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,573		6,525
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	6,397		11
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,004		2,173
Financing Receivable, Revolving	54,509		54,214
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	73,323		69,488
Revolving, Writeoff			10
Allowance for Credit Loss, Writeoff			10
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,095		4,583
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	4,364		398
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	381		1,584
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,573		6,525
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	6,397		11
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	1,971		2,137
Financing Receivable, Revolving	54,372		54,077
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	73,153		69,315
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	33		36
Financing Receivable, Revolving	137		137
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	170		173
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	18,276		103,165
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	102,210		176,278
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	173,325		122,406
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	124,529		80,815
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	80,342		30,595
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	81,368		54,011
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		472
Financing Receivable, before Allowance for Credit Loss	580,050		567,742
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	18,276		103,165
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	102,210		175,412
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	172,463		122,406
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	124,529		80,815
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	80,342		30,595
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	79,296		52,008
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		472
Financing Receivable, before Allowance for Credit Loss	577,116		564,873
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Substandard [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		866
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	862		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	2,072		2,003
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	2,934		2,869
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	93		7,106
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,087		20,404
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	20,328		91,047
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	90,820		42,511
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	42,296		37,990
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	61,786		24,711
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	222,410		223,769
Real Estate Portfolio Segment [Member] | Multifamily [Member] | Pass [Member]
Financing Receivable, Year One, Originated, Current Fiscal Year	93		7,106
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,087		20,404
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	20,328		91,047
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	90,820		42,511
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	42,296		37,990
Financing Receivable, Originated, More than Five Years before Current Fiscal Year	61,786		24,711
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving, Converted to Term Loan	0		0
Financing Receivable, before Allowance for Credit Loss	222,410		223,769
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	646,132		646,753
Financing Receivable, Year One	35,199		185,348
Financing Receivable, Year Two	174,441		237,846
Financing Receivable, Year Three	225,176		104,326
Financing Receivable, Year Four	98,854		49,409
Financing Receivable, Year Five	47,016		29,505
Financing Receivable, Prior	63,155		38,047
Financing Receivable, Revolving	2,291		2,272
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	646,132		646,753
Allowance for Credit Loss, Writeoff	1,486	709
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, before Allowance for Credit Loss	568,802		569,903
Financing Receivable, Year One	31,369		171,420
Financing Receivable, Year Two	161,111		213,324
Financing Receivable, Year Three	202,118		94,112
Financing Receivable, Year Four	89,026		36,173
Financing Receivable, Year Five	34,152		24,235
Financing Receivable, Prior	51,021		30,633
Financing Receivable, Revolving	5		6
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	568,802		569,903
Current Fiscal Year, Writeoff	0		204
Fiscal Year before Current Fiscal Year, Writeoff	211		1,386
Two Years before Current Fiscal Year, Writeoff	499		567
Three Years before Current Fiscal Year, Writeoff	183		290
Four Years before Current Fiscal Year, Writeoff	45		145
More than Five Years before Current Fiscal Year, Writeoff	225		336
Revolving, Writeoff	0		0
Revolving, Converted to Term Loan, Writeoff	0		0
Allowance for Credit Loss, Writeoff	1,163		2,928
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Pass [Member]
Financing Receivable, Year One	31,369		171,208
Financing Receivable, Year Two	160,726		212,661
Financing Receivable, Year Three	201,319		93,664
Financing Receivable, Year Four	88,557		36,032
Financing Receivable, Year Five	33,947		23,977
Financing Receivable, Prior	50,684		30,492
Financing Receivable, Revolving	5		6
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	566,607		568,040
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		212
Financing Receivable, Year Two	385		663
Financing Receivable, Year Three	799		448
Financing Receivable, Year Four	469		141
Financing Receivable, Year Five	205		258
Financing Receivable, Prior	337		141
Financing Receivable, Revolving	0		0
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	2,195		1,863
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, before Allowance for Credit Loss	73,921		73,310
Financing Receivable, Year One	3,780		13,619
Financing Receivable, Year Two	13,093		23,963
Financing Receivable, Year Three	22,567		10,039
Financing Receivable, Year Four	9,685		13,167
Financing Receivable, Year Five	12,805		5,267
Financing Receivable, Prior	11,991		7,255
Financing Receivable, Revolving	0		0
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	73,921		73,310
Current Fiscal Year, Writeoff	0		0
Fiscal Year before Current Fiscal Year, Writeoff	0		47
Two Years before Current Fiscal Year, Writeoff	75		93
Three Years before Current Fiscal Year, Writeoff	51		0
Four Years before Current Fiscal Year, Writeoff	0		7
More than Five Years before Current Fiscal Year, Writeoff	105		256
Revolving, Writeoff	0		0
Revolving, Converted to Term Loan, Writeoff	0		0
Allowance for Credit Loss, Writeoff	231		403
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Pass [Member]
Financing Receivable, Year One	3,780		13,619
Financing Receivable, Year Two	13,093		23,963
Financing Receivable, Year Three	22,512		9,987
Financing Receivable, Year Four	9,685		13,082
Financing Receivable, Year Five	12,679		5,267
Financing Receivable, Prior	11,787		7,050
Financing Receivable, Revolving	0		0
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	73,536		72,968
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	55		52
Financing Receivable, Year Four	0		85
Financing Receivable, Year Five	126		0
Financing Receivable, Prior	204		205
Financing Receivable, Revolving	0		0
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	385		342
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, before Allowance for Credit Loss	3,409		3,540
Financing Receivable, Year One	50		309
Financing Receivable, Year Two	237		559
Financing Receivable, Year Three	491		175
Financing Receivable, Year Four	143		69
Financing Receivable, Year Five	59		3
Financing Receivable, Prior	143		159
Financing Receivable, Revolving	2,286		2,266
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	3,409		3,540
Current Fiscal Year, Writeoff	0		0
Fiscal Year before Current Fiscal Year, Writeoff	33		2
Two Years before Current Fiscal Year, Writeoff	6		12
Three Years before Current Fiscal Year, Writeoff	0		0
Four Years before Current Fiscal Year, Writeoff	0		0
More than Five Years before Current Fiscal Year, Writeoff	16		0
Revolving, Writeoff	37		120
Revolving, Converted to Term Loan, Writeoff	0		0
Allowance for Credit Loss, Writeoff	92		134
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Pass [Member]
Financing Receivable, Year One	50		309
Financing Receivable, Year Two	237		559
Financing Receivable, Year Three	491		175
Financing Receivable, Year Four	143		69
Financing Receivable, Year Five	59		3
Financing Receivable, Prior	143		159
Financing Receivable, Revolving	2,283		2,258
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	3,406		3,532
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	3		8
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	3		8
Commercial Business Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	264,542		255,881
Financing Receivable, Year One	9,500		19,376
Financing Receivable, Year Two	28,541		32,334
Financing Receivable, Year Three	32,498		23,337
Financing Receivable, Year Four	22,237		15,294
Financing Receivable, Year Five	14,403		7,386
Financing Receivable, Prior	16,723		11,082
Financing Receivable, Revolving	140,615		146,927
Financing Receivable, Converted to Term	25		145
Total financing receivable, gross	264,542		255,881
Allowance for Credit Loss, Writeoff	408	$ 1
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, before Allowance for Credit Loss	256,429		238,301
Financing Receivable, Year One	9,500		19,376
Financing Receivable, Year Two	28,541		32,334
Financing Receivable, Year Three	32,498		23,337
Financing Receivable, Year Four	22,237		15,294
Financing Receivable, Year Five	14,403		7,386
Financing Receivable, Prior	16,723		11,082
Financing Receivable, Revolving	132,502		129,347
Financing Receivable, Converted to Term	25		145
Total financing receivable, gross	256,429		238,301
Current Fiscal Year, Writeoff	0		0
Fiscal Year before Current Fiscal Year, Writeoff	0		0
Two Years before Current Fiscal Year, Writeoff	0		1
Three Years before Current Fiscal Year, Writeoff	0		0
Four Years before Current Fiscal Year, Writeoff	0		0
More than Five Years before Current Fiscal Year, Writeoff	0		0
Revolving, Writeoff	408		0
Revolving, Converted to Term Loan, Writeoff	0		0
Allowance for Credit Loss, Writeoff	408		1
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	9,500		13,971
Financing Receivable, Year Two	21,168		32,334
Financing Receivable, Year Three	32,498		19,634
Financing Receivable, Year Four	18,602		11,537
Financing Receivable, Year Five	10,837		5,122
Financing Receivable, Prior	13,158		9,707
Financing Receivable, Revolving	120,156		119,844
Financing Receivable, Converted to Term	25		145
Total financing receivable, gross	225,944		212,294
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Watch [Member]
Financing Receivable, Year One	0		2,322
Financing Receivable, Year Two	4,458		0
Financing Receivable, Year Three	0		1,382
Financing Receivable, Year Four	758		2,366
Financing Receivable, Year Five	2,224		0
Financing Receivable, Prior	931		953
Financing Receivable, Revolving	9,305		5,754
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	17,676		12,777
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		2,940
Financing Receivable, Year Two	2,915		0
Financing Receivable, Year Three	0		2,321
Financing Receivable, Year Four	2,302		1,391
Financing Receivable, Year Five	1,342		1,766
Financing Receivable, Prior	1,933		169
Financing Receivable, Revolving	2,099		2,005
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	10,591		10,592
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		143
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	575		0
Financing Receivable, Year Five	0		498
Financing Receivable, Prior	701		253
Financing Receivable, Revolving	942		1,345
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	2,218		2,239
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One			0
Financing Receivable, Year Two			0
Financing Receivable, Year Three			0
Financing Receivable, Year Four			0
Financing Receivable, Year Five			0
Financing Receivable, Prior			0
Financing Receivable, Revolving			399
Financing Receivable, Converted to Term			0
Total financing receivable, gross			399
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Financing Receivable, before Allowance for Credit Loss	8,113		17,580
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	8,113		17,580
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	8,113		17,580
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Pass [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	8,111		17,003
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	8,111		17,003
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member] | Watch [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	2		577
Financing Receivable, Converted to Term	0		0
Total financing receivable, gross	$ 2		$ 577

Note 4 - Loans Receivable and_9

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Amortized Cost of Nonaccrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual, No Allowance		$ 1,737	$ 1,357
Financing Receivable, Nonaccrual, With Allowance		10,369	9,595
Financing Receivable, Nonaccrual	[1]	12,106	10,952
Real Estate Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance		1,445	1,357
Financing Receivable, Nonaccrual, With Allowance		4,737	4,699
Financing Receivable, Nonaccrual	[1]	6,182	6,056
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Nonaccrual, No Allowance		1,102	1,088
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual		1,102	1,088
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		4,737	4,699
Financing Receivable, Nonaccrual	[1]	4,737	4,699
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		170	173
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual	[1]	170	173
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		173	96
Financing Receivable, Nonaccrual, With Allowance		0	0
Financing Receivable, Nonaccrual	[1]	173	96
Consumer Portfolio Segment [Member]
Financing Receivable, Nonaccrual, No Allowance			0
Financing Receivable, Nonaccrual, With Allowance		2,583	2,213
Financing Receivable, Nonaccrual	[1]	2,583	2,213
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		2,195	1,863
Financing Receivable, Nonaccrual	[1]	2,195	1,863
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		385	342
Financing Receivable, Nonaccrual	[1]	385	342
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		0	0
Financing Receivable, Nonaccrual, With Allowance		3	8
Financing Receivable, Nonaccrual	[1]	3	8
Commercial Business Portfolio Segment [Member]
Financing Receivable, Nonaccrual	[1]	3,341	2,683
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, No Allowance		292	0
Financing Receivable, Nonaccrual, With Allowance		3,049	2,683
Financing Receivable, Nonaccrual	[1]	$ 3,341	$ 2,683
[1]Includes past due loans as applicable.

Note 4 - Loans Receivable an_10

Note 4 - Loans Receivable and Allowance for Credit Losses on Loans - Schedule of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Gross	$ 2,446,858	$ 2,433,015
Commercial Real Estate [Member]
Financing Receivable, Gross	5,839	5,787
Residential Real Estate [Member]
Financing Receivable, Gross	343	269
Other Nonreal Estate [Member]
Financing Receivable, Gross	5,921	4,888
Collateral Dependent Loans [Member]
Financing Receivable, Gross	12,103	10,944
Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	1,536,184	1,530,381
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	5,839	5,787
Real Estate Portfolio Segment [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	343	269
Real Estate Portfolio Segment [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	6,182	6,056
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	1,102	1,088
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	1,102	1,088
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Gross	301,346	303,054
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	4,737	4,699
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	4,737	4,699
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Gross	73,323	69,488
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	170	173
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	170	173
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Financing Receivable, Gross	580,050	567,742
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	173	96
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	173	96
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	646,132	646,753
Consumer Portfolio Segment [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	2,580	2,205
Consumer Portfolio Segment [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	2,580	2,205
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	568,802	569,903
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	2,195	1,863
Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	2,195	1,863
Consumer Portfolio Segment [Member] | Marine Loans [Member]
Financing Receivable, Gross	73,921	73,310
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	385	342
Consumer Portfolio Segment [Member] | Marine Loans [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	385	342
Commercial Business Portfolio Segment [Member]
Financing Receivable, Gross	264,542	255,881
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Gross	256,429	238,301
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Commercial Real Estate [Member]
Financing Receivable, Gross	0	0
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Residential Real Estate [Member]
Financing Receivable, Gross	0	0
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Other Nonreal Estate [Member]
Financing Receivable, Gross	3,341	2,683
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member] | Collateral Dependent Loans [Member]
Financing Receivable, Gross	$ 3,341	$ 2,683

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights (Details Textual) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Asset	$ 1,560,000		$ 2,832,016
Servicing Asset at Fair Value, Amount	20,300		$ 38,200
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	$ 1,400	$ 1,800
Minimum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	0.50%
Maximum [Member]
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1%

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Schedule of Mortgage Servicing Rights (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Balance, MSR	$ 17,176	$ 18,017
Additions	576	405
Sales	(7,953)	0
MSRs amortized	(697)	(821)
Impairment of MSRs	(93)	(2)
Balance, MSR	$ 9,009	$ 17,599

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Valuation Assumptions (Details) - Mortgage Servicing Rights [Member]	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Discount rate	9.90%	9.40%
Conditional prepayment rate	8.90%	7.20%
Weighted average life in years (Year)	7 years 10 months 24 days	8 years 4 months 24 days

Note 5 - Mortgage Servicing R_6

Note 5 - Mortgage Servicing Rights - Schedule of Sensitivity Analysis of Fair Value (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Aggregate portfolio principal balance	$ 1,560,000	$ 2,832,016
Weighted average rate of loans in MSRs portfolio		3.60%
Conditional prepayment rate	8.90%	7.20%
Fair value MSRs	$ 20,300	$ 38,200
Discount rate	9.90%	9.40%
Base Rate [Member]
Aggregate portfolio principal balance	$ 1,562,287
Weighted average rate of loans in MSRs portfolio	4%
Base Rate [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	8.90%	7.20%
Fair value MSRs	$ 20,315	$ 38,163
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Base Rate [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 20,315	$ 38,163
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Discount rate	9.90%	9.40%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	10.40%	8%
Fair value MSRs	$ 19,706	$ 37,268
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Sensitivity Analysis of Fair Value, Impact of 0.5 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 19,877	$ 37,301
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.30%	1.30%
Discount rate	10.40%	9.90%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Prepayment Rate [Member]
Conditional prepayment rate	12.60%	9.30%
Fair value MSRs	$ 18,953	$ 35,819
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.20%	1.30%
Sensitivity Analysis of Fair Value, Impact of 1.0 Percent Adverse Change in Other Assumption [Member] | Measurement Input, Discount Rate [Member]
Fair value MSRs	$ 19,456	$ 36,476
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Adverse Change in Other Assumption, Percent	1.20%	1.30%
Discount rate	10.90%	10.40%

Note 6 - Derivatives (Details T

Note 6 - Derivatives (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Unrealized Gain (Loss) on Derivatives	$ 3,324,000	$ (2,424,000)
Asset Pledged as Collateral [Member] | Interest Rate Swap Agreements [Member]
Securities Received as Collateral	0
Designated as Hedging Instrument [Member]
Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost	184,900,000
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	4,400,000
Derivative, Amount of Hedged Item	60,000,000
Not Designated as Hedging Instrument [Member]
Unrealized Gain (Loss) on Derivatives	201,000	$ 424,000
Interest Rate Swap [Member]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	$ 3,700,000

Note 6 - Derivatives - Schedule

Note 6 - Derivatives - Schedule of Fair Value Hedges Cumulative-basis Adjustment (Details) - Designated as Hedging Instrument [Member] - Fair Value Hedging [Member] - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
Cumulative Amount of Fair Value Hedging Adjustment		$ 4,440	$ 3,215
Securities Investment [Member]
Cumulative Amount of Fair Value Hedging Adjustment	[1]	4,440	3,215
Reported Value Measurement [Member]
Hedged Assets		55,560	56,785
Reported Value Measurement [Member] | Securities Investment [Member]
Hedged Assets	[1]	$ 55,560	$ 56,785
[1]These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At March 31, 2024, the amortized cost basis of the closed portfolios used in these hedging relationships was $184.9 million; the cumulative basis adjustments associated with these hedging relationships was $4.4 million; and the amounts of the designated hedged items was $60.0 million.

Note 6 - Derivatives - Schedu_2

Note 6 - Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Interest Rate Swap [Member]
Derivative Asset	$ 9,453	$ 6,495
Derivative Liability	0	375
Interest Rate Swap [Member] | Cash Flow Hedging [Member] | Designated as Hedging Instrument [Member] | Deposits [Member]
Notional	190,000	250,000
Derivative Asset	4,960	3,233
Derivative Liability	0	375
Interest Rate Swap [Member] | Fair Value Hedging [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member]
Notional	60,000	60,000
Derivative Asset	4,420	3,198
Derivative Liability	0	0
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	29,238	22,334
Derivative Asset	251	329
Derivative Liability	0	0
Mandatory and Best Effort Forward Commitments [Member] | Not Designated as Hedging Instrument [Member]
Notional	36,310	10,070
Derivative Asset	0	0
Derivative Liability	73	188
Forward TBA Mortgage-Backed Securities [Member] | Not Designated as Hedging Instrument [Member]
Notional	38,000	33,000
Derivative Asset	0	0
Derivative Liability	78	284
Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	801	801
Derivative Asset	0	0
Derivative Liability	73	63
Dealer Offsets to Customer Swap [Member] | Not Designated as Hedging Instrument [Member]
Notional	801	801
Derivative Asset	73	64
Derivative Liability	$ 0	$ 0

Note 6 - Derivatives - Schedu_3

Note 6 - Derivatives - Schedule of Hedging Relationship (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Reclassification adjustment for realized gain, net included in net income	$ (1,722)	$ (907)
Interest Expense [Member]
Total amounts presented on the Consolidated Statements of Income	12,882	6,624
Net interest income recognized on cash flows of derivatives designated as hedging instruments	0	0
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	0	0
Recognized on derivatives designated as hedging instruments	0	0
Net income recognized on fair value hedges	0	0
Interest Expense [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized gain, net included in net income	1,722	907
Net income recognized on cash flow hedges	1,722	907
Interest Income [Member]
Total amounts presented on the Consolidated Statements of Income	3,883	2,620
Net interest income recognized on cash flows of derivatives designated as hedging instruments	418	293
Interest Income [Member] | Designated as Hedging Instrument [Member] | Securities Investment [Member] | Interest Rate Swap [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	(1,225)	1,495
Recognized on derivatives designated as hedging instruments	1,225	(1,495)
Net income recognized on fair value hedges	418	293
Interest Income [Member] | Designated as Hedging Instrument [Member] | Brokered Deposits and Borrowings [Member] | Interest Rate Swap [Member]
Reclassification adjustment for realized gain, net included in net income	0	0
Net income recognized on cash flow hedges	$ 0	$ 0

Note 6 - Derivatives - Schedu_4

Note 6 - Derivatives - Schedule of Offsetting of Derivative Assets (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative Asset, Before Offset	$ 9,628	$ 6,648
Derivative Asset, Offset	175	153
Derivative asset	9,453	6,495
Derivative Assets, Financial Instruments Collateral	0	0
Derivative Assets, Cash Collateral	(1,070)	0
Derivative Asset, Net	$ 8,383	$ 6,495

Note 6 - Derivatives - Schedu_5

Note 6 - Derivatives - Schedule of Offsetting of Derivative Liabilities (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative Liability, Before Offset	$ 0	$ (722)
Derivative liability, offset	0	(347)
Derivatives liabilities	0	(375)
Financial Instrument	0	0
Derivative liability, cash collateral	0	270
Derivative liability, net	$ 0	$ (105)

Note 7 - Leases (Details Textua

Note 7 - Leases (Details Textual)	Mar. 31, 2024
Lessee, Operating Lease, Renewal Term (Year)	5 years
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	6 months 15 days
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)	6 years 9 months

Note 7 - Leases - Schedule of L

Note 7 - Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating lease cost	$ 474	$ 409
Short-term lease cost	3	4
Total lease cost	$ 477	$ 413

Note 7 - Leases - Schedule of S

Note 7 - Leases - Schedule of Supplemental Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating cash flows from operating leases	$ 490	$ 424
Weighted average remaining lease term- operating leases (in years) (Year)	3 years 9 months 18 days	4 years 7 months 6 days
Weighted average discount rate- operating leases	2.97%	2.83%

Note 7 - Leases - Schedule of M

Note 7 - Leases - Schedule of Maturity for Operating Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Remainder of 2024, operating lease	$ 1,446
2025, operating lease	1,628
2026, operating lease	1,475
2027, operating lease	1,173
2028, operating lease	428
Thereafter, operating lease	954
Total lease payments, operating lease	7,104
Less imputed interest, operating lease	(694)
Total, operating lease	$ 6,410	$ 6,848

Note 8 - Other Real Estate Ow_3

Note 8 - Other Real Estate Owned ("OREO") (Details Textual) - Real Estate Owned (OREO) [Member]	3 Months Ended
	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Number of Real Estate Properties	0	1
Custody Fees	$ 0	$ 0
Mortgage Loans in Process of Foreclosure, Amount	$ 80,000		$ 96,000

Note 8 - Other Real Estate Ow_4

Note 8 - Other Real Estate Owned ("OREO") - Schedule of Other Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Balance, OREO	$ 0	$ 570
Additions	0	0
Loans transferred to OREO	0	0
Balance, OREO	$ 0	$ 570

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Deposit Liabilities, Checking [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 0	$ 70,200,000
Deposit Liabilities, Money Market [Member]
Interest-Bearing Domestic Deposit, Brokered	8,000,000	1,000
Deposit Liabilities, Certificates of Deposits [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 331,300,000	$ 361,300,000

Note 9 - Deposits - Schedule of

Note 9 - Deposits - Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Mar. 31, 2024	Dec. 31, 2023
Noninterest-bearing checking		$ 618,526	$ 654,048
Interest-bearing checking	[1]	188,050	244,028
Savings		153,025	151,630
Money market	[2]	364,944	359,063
Certificates of deposit less than $100,000	[3]	579,153	587,858
Certificates of deposit of $100,000 through $250,000		424,463	429,373
Certificates of deposit greater than $250,000	[4]	108,763	79,540
Escrow accounts related to mortgages serviced	[5]	28,373	16,783
Total deposits		$ 2,465,297	$ 2,522,323
[1]Includes $0.0 and $70.2 million of brokered deposits at March 31, 2024 and December 31, 2023, respectively.[2]Includes $8.0 million and $1,000 of brokered deposits at March 31, 2024 and December 31, 2023, respectively.[3]Includes $331.3 million and $361.3 million of brokered CDs at March 31, 2024 and December 31, 2023, respectively.[4]CDs that meet or exceed the FDIC insurance limit.[5]Noninterest-bearing checking.

Note 9 - Deposits - Schedule _2

Note 9 - Deposits - Schedule of Maturity (Details) $ in Thousands	Mar. 31, 2024 USD ($)
Maturing in 2024	$ 776,564
Maturing in 2025	267,538
Maturing in 2026	44,267
Maturing in 2027	21,324
Maturing in 2028	2,258
Thereafter	428
Total	$ 1,112,379

Note 9 - Deposits - Schedule In

Note 9 - Deposits - Schedule Interest Expense by Category (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest-bearing checking	$ 784	$ 98
Savings and money market	1,661	1,198
Certificates of deposit	10,437	5,328
Total	$ 12,882	$ 6,624

Note 10 - Commitments and Con_3

Note 10 - Commitments and Contingencies (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss	$ 31,479,000		$ 31,534,000
Other Liabilities	40,582,000		35,737,000
Holdback Reserve For Guaranteed Loans [Member]
Other Liabilities	1,900,000		2,100,000
Federal Home Loan Bank of Des Moines [Member]
Loans Serviced	$ 8,900,000
Amount to Outstanding Credit Enhancement (CE) Obligation, Percentage	10%
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation	$ 39,000
Federal Home Loan Bank of Des Moines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans Serviced	0		0
Federal Home Loan Bank of Des Moines [Member] | Recourse [Member]
First Loss Account (FLA)	581,000
Credit Enhancement (CE) Obligation	$ 389,000
Credit Enhancement (CE) Obligation, Percentage of Outstanding Loans	4.40%
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,500,000		$ 1,500,000
Financing Receivable, Allowance for Credit Loss, Recovery	$ 22,000	$ 249,000

Note 10 - Commitments and Con_4

Note 10 - Commitments and Contingencies - Schedule of Commitments (Details) - Commitments to Extend Credit [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Aggregate portfolio principal balance	$ 566,648	$ 535,032
Real Estate Portfolio Segment [Member]
Aggregate portfolio principal balance	297,179	278,805
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Aggregate portfolio principal balance	2,637	3,472
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Aggregate portfolio principal balance	168,195	154,611
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Aggregate portfolio principal balance	29,238	23,751
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Aggregate portfolio principal balance	94,228	94,026
Real Estate Portfolio Segment [Member] | Multifamily [Member]
Aggregate portfolio principal balance	2,881	2,945
Consumer Portfolio Segment [Member]
Aggregate portfolio principal balance	29,345	29,517
Commercial Business Portfolio Segment [Member]
Aggregate portfolio principal balance	240,124	226,710
Commercial Business Portfolio Segment [Member] | Commercial Loan [Member]
Aggregate portfolio principal balance	163,801	164,873
Commercial Business Portfolio Segment [Member] | Warehouse Lending Loan [Member]
Aggregate portfolio principal balance	$ 76,323	$ 61,837

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Loans Receivable, Fair Value Disclosure	$ 15,003,000		$ 15,088,000
Financing Receivable, before Allowance for Credit Loss	2,446,858,000		2,433,015,000
Residential Mortgage [Member]
Loans Receivable, Fair Value Disclosure	15,000,000		15,100,000
Increase (Decrease) in Finance Receivables	2,000	$ 577,000
Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Loans Receivable, Fair Value Disclosure	15,000,000		15,100,000
Financing Receivable, before Allowance for Credit Loss	16,200,000		$ 16,300,000
Increase (Decrease) in Finance Receivables	$ 2,000	$ 577,000

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements - Schedule of Financial Assets and Liabilities on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	$ 279,643	$ 292,933
Loans receivable, at fair value	49,957	25,668
Interest Rate Swap [Member]
Derivative asset	9,453	6,495
Derivatives liabilities	0	(375)
US Government Agencies Debt Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	17,898	18,018
Corporate Debt Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	15,200	12,872
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	119,802	101,248
U.S. Small Business Administration Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	53,190	41,348
Fair Value, Recurring [Member]
Mortgage loans held for sale, at fair value	49,957	25,668
Loans receivable, at fair value	15,003	15,088
Total assets measured at fair value	354,307	340,513
Financial liabilities	(224)	(910)
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Derivative asset	9,380	6,431
Derivatives liabilities		(375)
Fair Value, Recurring [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	73	64
Fair Value, Recurring [Member] | Customer Swap [Member]
Derivatives liabilities	(73)	(63)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Customer Swap [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Mortgage loans held for sale, at fair value	49,957	25,668
Loans receivable, at fair value	15,003	15,088
Total assets measured at fair value	354,056	340,184
Financial liabilities	(151)	(722)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Derivative asset	9,380	6,431
Derivatives liabilities		(375)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	73	64
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Customer Swap [Member]
Derivatives liabilities	(73)	(63)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	251	329
Financial liabilities	(73)	(188)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Customer Swap [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	17,898	18,018
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	17,898	18,018
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	15,200	12,872
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	15,200	12,872
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	73,553	119,447
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	73,553	119,447
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	119,802	101,248
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	119,802	101,248
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	53,190	41,348
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	53,190	41,348
Fair Value, Recurring [Member] | U.S. Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	251	329
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative asset	251	329
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivatives liabilities	(73)	(188)
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Derivatives liabilities	(73)	(188)
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivatives liabilities	(78)	(284)
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives liabilities	(78)	(284)
Fair Value, Recurring [Member] | Forward TBA Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Derivatives liabilities	$ 0	$ 0

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements - Schedule of Financial Assets on a Non-recurring Basis (Details) - Mortgage Servicing Rights [Member] - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
MSRs	$ 20,315	$ 38,163
Fair Value, Inputs, Level 1 [Member]
MSRs	0	0
Fair Value, Inputs, Level 2 [Member]
MSRs	0	0
Fair Value, Inputs, Level 3 [Member]
MSRs	$ 20,315	$ 38,163

Note 11 - Fair Value Measurem_6

Note 11 - Fair Value Measurements - Schedule of Schedule of Financial Assets and Liabilities on a Recurring and Non-recurring Basis (Details) - Fair Value, Inputs, Level 3 [Member]	Mar. 31, 2024	Dec. 31, 2023
Minimum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80	0.80
Minimum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80	0.80
Minimum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	0	0
Maximum [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99	0.99
Maximum [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99	0.99
Maximum [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	0.50	0.50
Weighted Average [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.894	0.905
Weighted Average [Member] | Mandatory and Best Effort Forward Commitments [Member] | Fair Value, Recurring [Member] | Valuation, Market Approach [Member] | Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.894	0.905
Weighted Average [Member] | Mortgage Servicing Rights [Member] | Fair Value, Nonrecurring [Member] | Industry Sources [Member] | Measurement Input, Prepayment Rate [Member]
MSR	0.089	0.072

Note 11 - Fair Value Measurem_7

Note 11 - Fair Value Measurements - Schedule of Reconciliation of Financial Assets and Liabilities with Unobservable Inputs (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2024	Mar. 31, 2023
Interest Rate Lock Commitments [Member]
Beginning balance, derivative asset (liability)		$ 329	$ 107
Purchases and issuances, derivative asset (liability)		965	994
Sales and settlements, derivative asset (liability)		(1,043)	(536)
Ending balance, derivative asset (liability)		251	565
Gain (Loss) Included in Earnings, derivative asset (liability)	[1]	(78)	458
Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)	[2]	0	0
Mandatory and Best Effort Forward Commitments [Member]
Beginning balance, derivative asset (liability)		(188)	(38)
Purchases and issuances, derivative asset (liability)		(15)	222
Sales and settlements, derivative asset (liability)		130	(197)
Ending balance, derivative asset (liability)		(73)	(13)
Gain (Loss) Included in Earnings, derivative asset (liability)	[1]	115	25
Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)	[2]	$ 0	$ 0
[1]Relating to items held at end of period included in income.[2]Relating to items held at end of period included in other comprehensive income (loss).

Note 11 - Fair Value Measurem_8

Note 11 - Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Certificates of deposit at other financial institutions	$ 23,222	$ 24,167
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	279,643	292,933
Debt Securities, Held-to-Maturity, Amortized Cost	8,500	8,500
Loans receivable, at fair value	49,957	25,668
FHLB stock, at cost	2,909	2,114
Loans Receivable, Fair Value Disclosure	15,003	15,088
Accrued interest receivable	14,455	14,005
Financing Receivable, before Allowance for Credit Loss	2,446,858	2,433,015
Borrowings	129,940	93,746
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Interest Rate Swap [Member]
Derivative asset	9,453	6,495
Derivative liabilities, fair value	0	375
Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	20,300	38,200
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	45,406	65,691
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	23,222	24,167
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	45,406	65,691
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member] | Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	23,222	24,167
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	279,643	292,933
Debt Securities, Held-to-Maturity, Amortized Cost	8,500	8,500
Loans receivable, at fair value	49,957	25,668
FHLB stock, at cost	2,909	2,114
Loans Receivable, Fair Value Disclosure	15,003	15,088
Accrued interest receivable	14,455	14,005
Deposits	2,465,297	2,522,323
Borrowings	129,940	93,746
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Accrued interest payable	6,966	5,473
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Interest Rate Swap [Member]
Derivative asset	9,380	6,431
Derivative liabilities, fair value	0	375
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	73	64
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Customer Swap [Member]
Derivative liabilities, fair value	73	63
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative liabilities, fair value	78	284
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Securities available-for-sale, at fair value (amortized cost of $309,959 and $328,695, net of allowance for credit losses of $0 and $0, respectively)	279,643	292,933
Debt Securities, Held-to-Maturity, Amortized Cost	7,785	7,666
Loans receivable, at fair value	49,957	25,668
FHLB stock, at cost	2,909	2,114
Loans Receivable, Fair Value Disclosure	15,003	15,088
Accrued interest receivable	14,455	14,005
Deposits	2,453,676	2,515,026
Borrowings	129,474	93,416
Subordinated notes, excluding unamortized debt issuance costs	43,812	43,480
Accrued interest payable	6,966	5,473
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Derivative asset	9,380	6,431
Derivative liabilities, fair value	0	375
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Dealer Offsets to Customer Swap [Member]
Derivative asset	73	64
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Customer Swap [Member]
Derivative liabilities, fair value	73	63
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | Forward TBA Mortgage-Backed Securities [Member]
Derivative liabilities, fair value	78	284
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,400,376	2,417,927
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	9,009	9,090
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mortgage Servicing Right, Held for Sale [Member]
Servicing Asset at Fair Value, Amount	0	8,086
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	251	0
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities, fair value	73	188
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,284,273	2,276,397
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	20,315	20,552
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mortgage Servicing Right, Held for Sale [Member]
Servicing Asset at Fair Value, Amount	0	17,611
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Interest Rate Lock Commitments [Member]
Derivative asset	251	0
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities, fair value	$ 73	$ 188

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Net income	$ 8,397	$ 8,212
Dividends and undistributed earnings allocated to participating securities	(131)	(147)
Net income available to common shareholders	$ 8,266	$ 8,065
Basic weighted average common shares outstanding (in shares)	7,703,789	7,623,580
Dilutive shares (in shares)	120,671	154,838
Diluted weighted average common shares outstanding (in shares)	7,824,460	7,778,418
Basic earnings per share (in dollars per share)	$ 1.07	$ 1.06
Diluted earnings per share (in dollars per share)	$ 1.06	$ 1.04
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. (in shares)	28,102	37,227

Note 13 - Stock-based Compens_3

Note 13 - Stock-based Compensation (Details Textual) - The 2018 Equity Incentive Plan [Member] - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	May 17, 2018
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			1,300,000
Share-Based Payment Arrangement, Expense	$ 395,000	$ 654,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Expected Contractual Term Forfeiture Rate	3.10%
Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	1 year
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)	5 years 6 months
Share-Based Payment Arrangement, Tranche Four [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)	6 years 6 months
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			326,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	80,622
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years 1 month 6 days
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 2,200,000
Restricted Stock [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	1 year
Restricted Stock [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	5 years
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	265,532
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 1,500,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	3 years 2 months 12 days
Share-Based Payment Arrangement, Option [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years
Share-Based Payment Arrangement, Option [Member] | Director [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	1 year
Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage	20%
Share-Based Payment Arrangement, Option [Member] | Officers And Employees [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	5 years

Note 13 - Stock-based Compens_4

Note 13 - Stock-based Compensation - Schedule of Stock Option Awards (Details) - The 2018 Equity Incentive Plan [Member] - USD ($)		3 Months Ended	12 Months Ended
		Mar. 31, 2024	Dec. 31, 2023
Beginning balance, options (in shares)		662,279
Beginning balance, Weighted Average Exercise Price (in dollars per share)		$ 28.12
Outstanding, Weighted Average Remaining Contractual Term (Year)		6 years 6 months 21 days	6 years 8 months 8 days
Outstanding, Intrinsic Value		$ 3,923,645	$ 5,852,975
Granted, options (in shares)		0
Granted, Weighted Average Exercise Price (in dollars per share)		$ 0
Granted, Intrinsic Value		$ 0
Less exercised, options (in shares)		17,612
Less exercised, Weighted Average Exercise Price (in dollars per share)		$ 8.45
Less exercised, Intrinsic Value		$ 507,344
Less forfeited, options (in shares)		12,000
Less forfeited, Weighted Average Exercise Price (in dollars per share)		$ 30.73
Less forfeited, Intrinsic Value		$ 0
Ending balance, options (in shares)		632,667	662,279
Ending balance, Weighted Average Exercise Price (in dollars per share)		$ 28.62	$ 28.12
Expected to vest, options (in shares)	[1]	623,800
Expected to vest, Weighted Average Exercise Price (in dollars per share)	[1]	$ 28.62
Expected to vest, Weighted Average Remaining Contractual Term (Year)	[1]	6 years 5 months 23 days
Expected to vest, Intrinsic Value	[1]	$ 3,873,086
Exercisable, options (in shares)		365,850
Exercisable, Weighted Average Exercise Price (in dollars per share)		$ 27.83
Exercisable, Weighted Average Remaining Contractual Term (Year)		5 years 6 months 7 days
Exercisable, Intrinsic Value		$ 2,549,465
[1]Forfeiture rate has been calculated and estimated to assume a forfeiture of 3.1% of the options over 10 years.

Note 13 - Stock-based Compens_5

Note 13 - Stock-based Compensation - Schedule of Stock Option Awards (Details) (Parentheticals)	3 Months Ended
	Mar. 31, 2024
The 2018 Equity Incentive Plan [Member]
Expected Forfeiture Rate	0.31%

Note 13 - Stock-based Compens_6

Note 13 - Stock-based Compensation - Schedule of Restricted Stock Awards (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2024 $ / shares shares
Beginning balance, RSA (in shares) | shares	102,144
Beginning balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 29.61
Granted, RSA (in shares) | shares	0
Granted, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 0
Less vested, RSA (in shares) | shares	0
Less vested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 0
Less forfeited, RSA (in shares) | shares	4,000
Less forfeited, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 30.73
Ending balance, RSA (in shares) | shares	98,144
Ending balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 29.57

Note 14 - Regulatory Capital (D

Note 14 - Regulatory Capital (Details Textual)	Mar. 31, 2024	Dec. 31, 2023
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual	0.092	0.09
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual	0.109	0.105
Banking Regulation, Total Risk-Based Capital Ratio, Actual	0.141	0.137
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual	0.109	0.105

Note 14 - Regulatory Capital -

Note 14 - Regulatory Capital - Schedule of Comparison (Details) $ in Thousands	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Actual, Capital, Rate	0.141	0.137
Actual, Tier 1 Risk-based Rate	0.109	0.105
Actual, Tier 1 Leverage Rate	0.092	0.09
Actual, CET 1 Rate	0.109	0.105
First Security Bank of Washington, Subsidiary [Member]
Actual, Capital	$ 346,551	$ 339,436
Actual, Capital, Rate	0.1372	0.1337
Capital Adequacy, Total	$ 202,098	$ 203,094
Capital Adequacy, Total Rate	0.08	0.08
Capital Adequacy, Total Risk-based with Buffer	$ 265,253	$ 266,561
Capital Adequacy, Total Risk-based with Buffer, Rate	0.105	0.105
Well Capitalized, Total Capital	$ 252,622	$ 253,868
Well Capitalized, Total Capital Rate	0.10	0.10
Actual, Tier 1 Risk-based	$ 314,938	$ 307,686
Actual, Tier 1 Risk-based Rate	0.1247	0.1212
Capital Adequacy, Tier 1 Risk-based	$ 151,573	$ 152,321
Capital Adequacy, Tier 1 Risk-based Rate	0.06	0.06
Capital Adequacy, Tier 1 Risk-based with Buffer	$ 214,729	$ 215,787
Capital Adequacy, Tier 1 Risk-based with Buffer, Rate	0.085	0.085
Well Capitalized, Tier 1 Risk-based	$ 202,098	$ 203,094
Well Capitalized, Tier 1 Risk-based Rate	0.08	0.08
Actual, Tier 1 Leverage	$ 314,938	$ 307,686
Actual, Tier 1 Leverage Rate	0.1061	0.1039
Capital Adequacy, Tier 1 Leverage	$ 118,727	$ 118,488
Capital Adequacy, Tier 1 Leverage Rate	0.04	0.04
Well Capitalized, Tier 1 Leverage	$ 148,408	$ 148,109
Well Capitalized, Tier 1 Leverage Rate	0.05	0.05
Actual, CET 1	$ 314,938	$ 307,686
Actual, CET 1 Rate	0.1247	0.1212
Capital Adequacy, CET 1	$ 113,680	$ 114,240
Capital Adequacy, CET 1 Rate	0.045	0.045
Capital Adequacy, CET 1 with Buffer	$ 176,835	$ 177,707
Capital Adequacy, CET 1 with Buffer , Rate	0.07	0.07
Well Capitalized, CET 1	$ 164,204	$ 165,014
Well Capitalized, CET 1 Rate	0.065	0.065

Note 15 - Business Segments (De

Note 15 - Business Segments (Details Textual)		3 Months Ended
		Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Number of Operating Segments		2
Number of Bank Branches		27
Loans Receivable, Fair Value Disclosure		$ 15,003,000		$ 15,088,000
Noninterest Expense	[1]	23,529,000	$ 23,524,000
Home Lending [Member]
Noninterest Expense	[1]	4,521,000	4,914,000
Home Lending [Member] | Allocated Overhead Expense [Member]
Noninterest Expense		1,500,000	1,600,000
Residential Mortgage [Member]
Increase (Decrease) in Finance Receivables		2,000	$ 577,000
Loans Receivable, Fair Value Disclosure		$ 15,000,000		$ 15,100,000
[1]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three months ended March 31, 2024 and 2023, the Home Lending segment included allocated overhead expenses of $1.5 million and $1.6 million, respectively.

Note 15 - Business Segments - S

Note 15 - Business Segments - Schedule of Segment Financial Results (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2024 USD ($)		Mar. 31, 2023 USD ($)
Net interest income	[1]	$ 30,346		$ 30,662
(Provision) recovery for credit losses		(1,399)		(2,108)
Noninterest income		5,111	[2]	5,219	[3]
Noninterest expense	[4]	(23,529)		(23,524)
Income before provision for income taxes		10,529		10,249
Provision for income taxes		(2,132)		(2,037)
Net income		8,397		8,212
Total average assets for period ended		$ 2,958,547		$ 2,742,026
Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		570		586
Commercial And Consumer Banking [Member]
Net interest income	[1]	$ 28,086		$ 27,500
(Provision) recovery for credit losses		(1,251)		(2,122)
Noninterest income		2,393	[2]	2,380	[3]
Noninterest expense	[4]	(19,008)		(18,610)
Income before provision for income taxes		10,220		9,148
Provision for income taxes		(2,069)		(1,809)
Net income		8,151		7,339
Total average assets for period ended		$ 2,401,864		$ 2,250,052
Commercial And Consumer Banking [Member] | Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		440		445
Home Lending [Member]
Net interest income	[1]	$ 2,260		$ 3,162
(Provision) recovery for credit losses		(148)		14
Noninterest income		2,718	[2]	2,839	[3]
Noninterest expense	[4]	(4,521)		(4,914)
Income before provision for income taxes		309		1,101
Provision for income taxes		(63)		(228)
Net income		246		873
Total average assets for period ended		$ 556,683		$ 491,974
Home Lending [Member] | Number of Employees, Geographic Area [Member]
Full-time employees ("FTEs")		130		141
[1]Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three months ended March 31, 2024, the Company recorded a net increase in fair value of $2,000, as compared to a net increase in fair value of $577,000 for the three months ended March 31, 2023, respectively. As of March 31, 2024 and 2023, there was $15.0 million and $15.1 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[3]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[4]Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three months ended March 31, 2024 and 2023, the Home Lending segment included allocated overhead expenses of $1.5 million and $1.6 million, respectively.

Note 16 - Goodwill and Other _3

Note 16 - Goodwill and Other Intangible Assets (Details Textual)			3 Months Ended		12 Months Ended
	Feb. 24, 2023 USD ($)	Jan. 22, 2016	Mar. 31, 2024 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Goodwill			$ 3,592,000		$ 3,592,000
Goodwill, Impairment Loss			0
Amortization of Intangible Assets			941,000	$ 459,000
Core Deposits [Member]
Impairment of Intangible Assets, Finite-Lived			0
Amortization of Intangible Assets			$ 941,000		$ 3,464,000
Bank of America [Member]
Number of Businesses Acquired		4
Bank of America [Member] | Core Deposits [Member]
Number of Businesses Acquired			4
Finite-Lived Intangible Asset, Useful Life (Year)			9 years
Columbia State Bank [Member]
Goodwill	$ 1,280,000
Number of Businesses Acquired	7
Columbia State Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years		10 years
Anchor Bank [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)			10 years

Note 16 - Goodwill and Other _4

Note 16 - Goodwill and Other Intangible Assets - Schedule of Changes in Intangible Assets (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Balance, net	$ 17,343,000
Amortization	(941,000)	$ (459,000)
Balance, net	16,402,000		$ 17,343,000
Core Deposits [Member]
Balance	24,928,000	7,490,000	7,490,000
Balance, accumulated amortization	(7,585,000)	(4,121,000)	(4,121,000)
Balance, net	17,343,000	$ 3,369,000	3,369,000
Additions as a result of the Branch Purchase			17,438,000
Amortization	(941,000)		(3,464,000)
Balance	24,928,000		24,928,000
Balance, accumulated amortization	(8,526,000)		(7,585,000)
Balance, net	$ 16,402,000		17,343,000
Core Deposits [Member] | Net Amount [Member]
Amortization			$ (3,464,000)

Note 16 - Goodwill and Other _5

Note 16 - Goodwill and Other Intangible Assets - Schedule of Amortization (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Total	$ 16,402	$ 17,343
Core Deposits [Member]
Remainder of 2024	2,692
2025	3,191
2026	2,846
2027	2,500
2028	2,110
Thereafter	3,063
Total	$ 16,402	$ 17,343	$ 3,369

Note 17 - Revenue From Contra_3

Note 17 - Revenue From Contracts With Customers - Schedule of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024		Mar. 31, 2023
Noninterest income (in-scope of Topic 606)	$ 1,127		$ 914
Noninterest income (out-of-scope and/or immaterial to Topic 606)	3,984		4,305
Total noninterest income	5,111	[1]	5,219	[2]
Debit Card [Member]
Noninterest income (in-scope of Topic 606)	763		639
Bank Servicing [Member]
Noninterest income (in-scope of Topic 606)	$ 364		$ 275
[1]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the three months ended March 31, 2024, the Company recorded a net increase in fair value of $2,000, as compared to a net increase in fair value of $577,000 for the three months ended March 31, 2023, respectively. As of March 31, 2024 and 2023, there was $15.0 million and $15.1 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.[2]Noninterest income includes activity from certain residential mortgage loans that were initially originated for sale and measured at fair value, and subsequently transferred to loans held for investment. Gains and losses from changes in fair value for these loans are reported in earnings as a component of noninterest income. For the years ended December 31, 2023, 2022, and 2021, the Company recorded net increases in fair value of $447,000, net decreases of $1.7 million, and net decreases of $29,000, respectively. As of December 31, 2023, 2022, and 2021, there were $15.1 million, $14.0 million, and $17.8 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from loans held for sale to loans held for investment.