HomeTrust Bancshares (HTBI) 10-Q 9 Feb 15 2015 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Dec. 31, 2014	Feb. 06, 2015
Document and Entity Information:
Entity Registrant Name	HomeTrust Bancshares, Inc.
Document Type	10-Q
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Entity Central Index Key	1538263
Current Fiscal Year End Date	-24
Entity Common Stock, Shares Outstanding		20,398,321
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2

HOMETRUST_BANCSHARES_INC_AND_S

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Balance Sheets (December 31, 2014 figures unaudited) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Assets
Cash	$41,818	$19,801
Interest-bearing deposits	318,402	26,029
Cash and cash equivalents	360,220	45,830
Certificates of deposit in other banks	196,575	163,780
Securities available for sale, at fair value	195,143	168,749
Other investments, at cost	18,968	3,697
Loans held for sale	1,478	2,537
Total loans, net of deferred loan fees and discount	1,649,986	1,496,528
Allowance for loan losses	-23,356	-23,429
Net loans	1,626,630	1,473,099
Premises and equipment, net	59,172	47,411
Accrued interest receivable	7,133	6,787
Real estate owned (REO)	10,618	15,725
Deferred income taxes	58,224	58,381
Bank owned life insurance	76,433	71,285
Goodwill	13,768	9,815
Core deposit intangibles	11,472	4,014
Other assets	4,553	3,344
Total Assets	2,640,387	2,074,454
Liabilities
Deposits	1,938,321	1,583,047
Other borrowings	250,000	50,000
Capital lease obligations	1,989	1,998
Other liabilities	69,150	62,258
Total liabilities	2,259,460	1,697,303
Stockholders' Equity
Common stock	205	207
Additional paid in capital	224,322	225,889
Retained earnings	164,637	160,332
Unearned Employee Stock Ownership Plan (ESOP) shares	-9,258	-9,522
Accumulated other comprehensive income	1,021	245
Total stockholders' equity	380,927	377,151
Total Liabilities and Stockholders' Equity	$2,640,387	$2,074,454

HOMETRUST_BANCSHARES_INC_AND_S1

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Balance Sheets (Parentheticals) (December 31, 2014 figures unaudited) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Statements of Financial Condition
Preferred stock par value	$0.01	$0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value	$0.01	$0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	20,451,505	20,632,008
Common stock shares outstanding	20,451,505	20,632,008

HOMETRUST_BANCSHARES_INC_AND_S2

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Interest and Dividend Income
Loans	$19,823	$14,371	$38,380	$28,453
Securities available for sale	884	424	1,689	721
Certificates of deposit and other interest-bearing deposits	626	455	1,065	907
Other investments	226	15	290	27
Total interest and dividend income	21,559	15,265	41,424	30,108
Interest Expense
Deposits	1,264	1,382	2,490	2,925
Other borrowings	105	1	144	4
Total interest expense	1,369	1,383	2,634	2,929
Net Interest Income	20,190	13,882	38,790	27,179
Recovery of Loan Losses		-700	-250	-3,000
Net Interest Income after Recovery for Loan Losses	20,190	14,582	39,040	30,179
Noninterest Income
Service charges on deposit accounts	1,318	654	2,379	1,333
Mortgage banking income and fees	713	788	1,560	1,786
Gain from sales of securities available for sale	61		61
Other noninterest income, net	727	804	1,588	1,398
Total noninterest income	2,819	2,246	5,588	4,517
Noninterest Expense
Salaries and employee benefits	10,068	7,518	19,876	14,695
Net occupancy expense	2,032	1,313	3,885	2,463
Marketing and advertising	624	338	1,011	693
Telephone, postage, and supplies	759	483	1,437	865
Deposit insurance premiums	415	332	845	667
Computer services	1,250	935	2,603	1,824
Loss (gain) on sale and impairment of REO	-200	476	-235	205
REO expense	433	367	788	821
Core deposit intangible amortization	484	35	898	64
Merger-related expenses	2,310	43	3,731	262
Other noninterest expense	1,960	1,506	3,793	2,662
Total other expense	20,135	13,346	38,632	25,221
Income Before Income Taxes	2,874	3,482	5,996	9,475
Income Tax Expense	825	606	1,691	3,272
Net Income	$2,049	$2,876	$4,305	$6,203
Net income per common share:
Basic	$0.10	$0.15	$0.22	$0.32
Diluted	$0.10	$0.15	$0.22	$0.32
Average shares outstanding:
Basic	19,145,084	18,572,448	19,161,846	18,930,301
Diluted	19,235,841	18,680,463	19,239,539	19,029,109

HOMETRUST_BANCSHARES_INC_AND_S3

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Statements of Comprehensive Income
Net Income	$2,049	$2,876	$4,305	$6,203
Other Comprehensive Income (Loss)
Gains (losses) arising during the period	1,166	-389	1,119	-491
Deferred income tax (expense) benefit	-397	132	-380	167
Reclassification of securities gains recognized in net income	61		57
Deferred income tax expense	-20		-20
Total other comprehensive income (loss)	810	-257	776	-324
Comprehensive Income	$2,859	$2,619	$5,081	$5,879

HOMETRUST_BANCSHARES_INC_AND_S4

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Total Stockholders' Equity
In Thousands
Balance at beginning of period at Jun. 30, 2013		$208	$227,397	$149,990	($10,051)	($29)	$367,515
Net income	6,203			6,203			6,203
Stock repurchased		-10	-17,045				-17,055
Stock option expense			649				649
Restricted stock expense	1,336		687				687
ESOP shares allocated			167		264		431
Other comprehensive income (loss)	-324					-324	-324
Balance at end of period at Dec. 31, 2013		198	211,855	156,193	-9,787	-353	358,106
Balance at beginning of period at Jun. 30, 2014		207	225,889	160,332	-9,522	245	377,151
Net income	4,305			4,305			4,305
Stock repurchased		-2	-3,395				-3,397
Exercised stock options	259		259				259
Stock option expense			693				693
Restricted stock expense	1,427		734				734
ESOP shares allocated			142		264		406
Other comprehensive income (loss)	776					776	776
Balance at end of period at Dec. 31, 2014		$205	$224,322	$164,637	($9,258)	$1,021	$380,927

HOMETRUST_BANCSHARES_INC_AND_S5

HOMETRUST BANCSHARES, INC. AND SUBSIDIARY -- Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Operating Activities:
Net income	$4,305,000	$6,203,000
Adjustments to reconcile net income to net cash provided by operating activities:
Recovery of loan losses	-250,000	-3,000,000
Depreciation	1,696,000	1,133,000
Deferred income tax expense	1,679,000	3,317,000
Net amortization and accretion	-1,983,000	-411,000
Loss (gain) on sale and impairment of REO	-235,000	205,000
Gain on sale of loans held for sale	-847,000	-1,021,000
Origination of loans held for sale	-32,178,000	-44,967,000
Gain on sale of securities available for sale	-61,000
Proceeds from sales of loans held for sale	34,084,000	52,191,000
Decrease in deferred loan fees, net	-699,000	-121,000
Increase in accrued interest receivable and other assets	-1,514,000	-1,452,000
Amortization of core deposit intangibles	898,000	64,000
ESOP compensation expense	406,000	431,000
Restricted stock and stock option expense	1,427,000	1,336,000
Increase (decrease) in other liabilities	506,000	-4,684,000
Net cash provided by operating activities	7,234,000	9,224,000
Investing Activities:
Purchase of securities available for sale	-44,909,000	-49,272,000
Proceeds from maturities of securities available for sale	21,385,000	19,750,000
Proceeds from sale of securities available for sale	10,387,000
Purchase of certificates of deposit in other banks	-54,797,000	-27,156,000
Maturities of certificates of deposit in other banks	22,002,000	11,746,000
Principal repayments of mortgage-backed securities	11,911,000	5,396,000
Net redemptions (purchases) of other investments	-14,480,000	212,000
Net decrease (increase) in loans	-64,001,000	32,910,000
Purchase of premises and equipment	-4,329,000	-1,040,000
Capital improvements to REO	-55,000	-125,000
Proceeds from sale of REO	6,574,000	7,231,000
Acquisition of BankGreenville Financial Corporation, net of cash paid		1,475,000
Acquisition of Bank of Commerce, net of cash paid	-7,759,000
Acquisition of Bank of America branches, net of cash paid	310,868,000
Net cash provided by investing activities	192,797,000	1,127,000
Financing Activities:
Net decrease in deposits	-67,322,000	-32,411,000
Net increase (decrease) in other borrowings	184,828,000	-2,517,000
Common stock repurchased	-3,397,000	-17,055,000
Exercised stock options	259,000
Decrease in capital lease obligations	-9,000	-9,000
Net cash provided by (used in) financing activities	114,359,000	-51,992,000
Net Increase (Decrease) in Cash and Cash Equivalents	314,390,000	-41,641,000
Cash and Cash Equivalents at Beginning of Period	45,830,000
Cash and Cash Equivalents at End of Period	360,220,000	84,072,000
Cash paid during the period for:
Interest	2,242,000	2,850,000
Income taxes	140,000	113,000
Noncash transactions:
Unrealized gain (loss) in value of securities available for sale, net of income taxes	776,000	-324,000
Transfers of loans to REO	1,413,000	3,452,000
Transfers of loans to held for sale		4,340,000
Loans originated to finance the sale of REO	460,000	94,000
Business Combinations:
Assets acquired	463,959,000	103,905,000
Liabilities assumed	444,154,000	94,352,000
Net assets acquired	$19,805,000	$9,553,000

1_Summary_of_Significant_Accou

1. Summary of Significant Accounting Policies	3 Months Ended
	Dec. 31, 2014
Notes
1. Summary of Significant Accounting Policies	1.     Summary of Significant Accounting Policies
	The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank, National Association (the “Bank”).  As used throughout this report, the term the “Company” refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires.
	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“US GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (“SEC”). Accordingly, they do not include all the information and footnotes required by US GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2014 (“2014 Form 10-K”) filed with the SEC on September 15, 2014.  The results of operations for the three and six months ended December 31, 2014 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2015. Certain prior year amounts have been reclassified to conform to current fiscal year presentation. The reclassifications had no impact on previously reported net income or equity.
	The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements.  Various elements of the Company’s accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions and other subjective assessments.  In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company’s financial statements.  These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) business combinations, (iii) the valuation of REO, (iv) the calculation of post-retirement plan expenses and benefits, and (v) the valuation of or recognition of deferred tax assets and liabilities.  These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management’s Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2014 Form 10-K.  Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time.  However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company’s results of operations or financial condition.  Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company’s financial condition and operating results in future periods.

2_Recent_Accounting_Pronouncem

2. Recent Accounting Pronouncements	3 Months Ended
	Dec. 31, 2014
Notes
2. Recent Accounting Pronouncements	2.     Recent Accounting Pronouncements
	In January 2014, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2014-04, "Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure”. The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 is not expected to have a material impact on the Company's Consolidated Financial Statements.
	In August 2014, the FASB issued ASU No. 2014-14, “Receivables-Troubled Debt Restructuring by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure”. The amendments in this ASU require that a mortgage loan be derecognized and that a separate other receivable be recognized upon foreclosure if the following conditions are met: (1) the loan has a government guarantee that is not separable from the loan before foreclosure; (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim of the guarantee, and the creditor has the ability to recover under that claim; and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of ASU No. 2014-14 is not expected to have a material impact on the Company’s Consolidated Financial Statements.
	In January 2015, the FASB issued ASU No. 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20)”. The ASU eliminates the need to separately classify, present, and disclose extraordinary events. The disclosure of events or transactions that are unusual or infrequent in nature will be included in other guidance. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. The adoption of ASU No. 2015-1 is not expected to have a material impact on the Company's consolidated financial statements.

3_Business_Combinations

3. Business Combinations	3 Months Ended
	Dec. 31, 2014
Notes
3. Business Combinations	3.     Business Combinations
	On November 14, 2014, the Bank completed its acquisition of ten branch banking operations in Southwest Virginia and Eden, North Carolina from Bank of America Corporation (the “Branch Acquisition”). Under the terms of the agreement, the Bank paid a deposit premium of $9.8 million equal to 2.86% of the average daily deposits for the 30 calendar day period prior to the acquisition date.  In addition, the Bank acquired approximately $1.0 million in loans and all related premises and equipment valued at $9.0 million.
	The Branch Acquisition was accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available.
	The following table presents the consideration paid by the Bank in the acquisition of these Bank of America branches and the assets acquired and liabilities assumed as of November 14, 2014:
					Fair Value and		As
			As Recorded		Other Merger		Recorded
			By Bank of		Related		by the
			America		Adjustments		Company
	Consideration Paid
	Cash paid as deposit premium					$	9,805
	Total consideration					$	9,805
	Assets
	Cash and cash equivalents	$	320,673	$	-	$	320,673
	Loans, net of allowance		1,045		-		1,045
	Premises and equipment, net		6,303		2,690		8,993
	Accrued interest receivable		3		-		3
	Deferred income taxes		-		353		353
	Core deposit intangibles		-		7,936		7,936
	Total assets acquired	$	328,024	$	10,979	$	339,003
	Liabilities
	Deposits	$	328,007	$	1,174	$	329,181
	Other liabilities		17		-		17
	Total liabilities assumed	$	328,024	$	1,174	$	329,198
	Net identifiable assets acquired over liabilities assumed	$	-	$	9,805		9,805
	Goodwill					$	-
	On July 31, 2014, the Bank completed its acquisition of Bank of Commerce in accordance with the terms of the Agreement and Plan of Share Exchange dated March 3, 2014. Under the terms of the agreement, Bank of Commerce shareholders received $6.25 per share in cash consideration, representing approximately $10.1 million of aggregate deal consideration. In addition, all $3.2 million of Bank of Commerce’s preferred stock was redeemed.
	Bank of Commerce was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available. The excess of the merger consideration over the fair value of Bank of Commerce’s net assets was allocated to goodwill. The book value as of July 31, 2014, of assets acquired was $122.5 million and liabilities assumed was $114.7 million. The Company recorded $4.0 million in goodwill related to the acquisition.
	The following table presents the consideration paid by the Bank in the acquisition of Bank of Commerce and the assets acquired and liabilities assumed as of July 31, 2014:
					Fair Value and		As
			As Recorded		Other Merger		Recorded
			By Bank of		Related		by the
			Commerce		Adjustments		Company
	Consideration Paid
	Cash paid					$	10,000
	Total consideration					$	10,000
	Assets
	Cash and cash equivalents	$	2,241	$	-	$	2,241
	Securities available for sale		24,228		-		24,228
	Loans, net of allowance		89,339		-3,131		86,208
	Federal Home Loan Bank (“FHLB”) Stock		791		-		791
	REO		224		-		224
	Premises and equipment, net		135		-		135
	Accrued interest receivable		355		-100		255
	Deferred income taxes		286		1,064		1,350
	Core deposit intangibles		-		640		640
	Other assets		4,931		-		4,931
	Total assets acquired	$	122,530	$	-1,527	$	121,003
	Liabilities
	Deposits	$	93,303	$	112	$	93,415
	Other borrowings		15,000		172		15,172
	Other liabilities		6,369		-		6,369
	Total liabilities assumed	$	114,672	$	284	$	114,956
	Net identifiable assets acquired over liabilities assumed	$	7,858	$	-1,811		6,047
	Goodwill					$	3,953
	The carrying amount of acquired loans from Bank of Commerce as of July 31, 2014 consisted of purchased performing loans and purchased credit-impaired (“PCI”) loans as detailed in the following table:
			Purchased				Total
			Performing		PCI		Loans
	Retail Consumer Loans:
	One-to-four family	$	2,717	$	2,979	$	5,696
	Home equity lines of credit		8,823		317		9,140
	Consumer		37		15		52
	Commercial:
	Commercial real estate		28,772		30,047		58,819
	Construction and development		202		3,020		3,222
Commercial and industrial		5,402		3,877		9,279
Total	$	45,953	$	40,255	$	86,208
On May 31, 2014, the Company completed its acquisition of Jefferson Bancshares, Inc. (“Jefferson”) in accordance with the terms of the Agreement and Plan of Merger dated January 22, 2014.  Under the terms of the agreement, Jefferson shareholders received 0.2661 shares of HomeTrust common stock, and $4.00 in cash for each share of Jefferson common stock. This represents approximately $50.5 million of aggregate deal consideration.
Jefferson was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available. The excess of the merger consideration over the fair value of Jefferson’s net assets was allocated to goodwill. The book value as of May 31, 2014, of assets acquired was $494.3 million and liabilities assumed was $441.9 million. The Company recorded $7.0 million in goodwill related to the acquisition.
The following table presents the consideration paid by the Company in the acquisition of Jefferson and the assets acquired and liabilities assumed as of May 31, 2014:
		As		Fair Value and		As
		Recorded		Other Merger		Recorded
		by		Related		by the
		Jefferson		Adjustments		Company
Consideration Paid
Cash paid including cash in lieu of fractional shares					$	25,251
Fair value of HomeTrust common stock at $15.03 per share						25,239
Total consideration					$	50,490
Assets
Cash and cash equivalents	$	18,325	$	-	$	18,325
Securities available for sale		85,744		-700		85,044
Loans, net of allowance		338,616		-9,134		329,482
FHLB Stock		4,635		-		4,635
REO		3,288		-		3,288
Premises and equipment, net		24,662		-1,311		23,351
Accrued interest receivable		1,367		-90		1,277
Deferred income taxes		9,606		3,395		13,001
Core deposit intangibles		847		2,683		3,530
Other assets		7,171		-		7,171
Total assets acquired	$	494,261	$	-5,157	$	489,104
Liabilities
Deposits	$	376,985	$	371	$	377,356
Other borrowings		55,081		858		55,939
Subordinated debentures		7,460		2,540		10,000
Other liabilities		2,332		-		2,332
Total liabilities assumed	$	441,858	$	3,769	$	445,627
Net identifiable assets acquired over liabilities assumed	$	52,403	$	-8,926		43,477
Goodwill					$	7,013
The carrying amount of acquired loans from Jefferson as of May 31, 2014 consisted of purchased performing loans and PCI loans as detailed in the following table:
		Purchased				Total
		Performing		PCI		Loans
Retail Consumer Loans:
One-to-four family	$	74,378	$	6,066	$	80,444
Home equity lines of credit		16,857		18		16,875
Construction and land/lots		7,810		924		8,734
Consumer		4,181		2		4,183
Commercial:
Commercial real estate		118,714		15,649		134,363
Construction and development		24,658		1,012		25,670
Commercial and industrial		52,863		6,350		59,213
Total	$	299,461	$	30,021	$	329,482
On July 31, 2013, the Company completed its acquisition of BankGreenville Financial Corporation (“BankGreenville”) in accordance with the terms of the Agreement and Plan of Merger dated May 3, 2013.  Under the terms of the agreement, BankGreenville shareholders received $6.63 per share in cash consideration. This represents approximately $7.8 million of aggregate deal consideration. Additional contingent cash consideration of up to $0.75 per share (or approximately $883,000) may be realized at the expiration of 24 months based on the performance of a select pool of loans totaling approximately $8.0 million.
BankGreenville was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. The excess of the merger consideration over the fair value of BankGreenville’s net assets was allocated to goodwill. The book value as of July 31, 2013, of assets acquired was $102.2 million and liabilities assumed was $94.1 million. The Company recorded $2.8 million in goodwill related to the acquisition.
The following table presents the consideration paid by the Company in the acquisition of BankGreenville and the assets acquired and liabilities assumed as of July 31, 2013:
				Fair Value and		As
		As Recorded		Other Merger		Recorded
		by		Related		by the
		BankGreenville		Adjustments		Company
Consideration Paid
Cash					$	7,823
Repayment of BankGreenville preferred stock						1,050
Contingent cash consideration (1)						680
Total consideration					$	9,553
Assets
Cash and cash equivalents	$	10,348	$	-	$	10,348
Investment securities		34,345		-		34,345
Loans, net of allowance		51,622		-3,792		47,830
FHLB Stock		447		-		447
REO		2,317		-168		2,149
Premises and equipment, net		2,458		-117		2,341
Accrued interest receivable		429		-		429
Deferred tax asset		-		2,470		2,470
Other assets		214		-		214
Core deposit intangibles		-		530		530
Total assets acquired	$	102,180	$	-1,077	$	101,103
Liabilities
Deposits	$	88,906	$	201	$	89,107
Other borrowings		4,700		34		4,734
Other liabilities		511		-		511
Total liabilities assumed	$	94,117	$	235	$	94,352
Net identifiable assets acquired over liabilities    assumed	$	8,063	$	-1,312		6,751
Goodwill					$	2,802
(1)       Estimate of additional amount to be paid to shareholders on or about July 31, 2015 based on performance of a select pool of loans totaling approximately $8.0 million.
The carrying amount of acquired loans from BankGreenville as of July 31, 2013 consisted of purchased performing loans and PCI loans as detailed in the following table:
		Purchased				Total
		Performing		PCI		Loans
Retail Consumer Loans:
One-to-four family	$	8,274	$	1,392	$	9,666
Home equity lines of credit		3,987		134		4,121
Consumer		522		-		522
Commercial:
Commercial real estate		23,073		4,552		27,625
Construction and development		2,367		3,529		5,896
Total	$	38,223	$	9,607	$	47,830
The following table discloses the impact of the acquisition of Bank of Commerce since the effective date of July 31, 2014 through December 31, 2014 and the Branch Acquisition since the effective date of November 14, 2014 - December 31, 2014. In addition, the table presents certain pro forma information as if the Branch Acquisition, Bank of Commerce, Jefferson, and BankGreenville had been acquired on July 1, 2014 and July 1, 2013.  Although, this pro forma information combines the historical results from each company, it is not indicative of what would have occurred had the acquisition taken place on July 1, 2014 and July 1, 2013. Adjustments were made for the estimated impact of certain fair value adjustments and other acquisition-related activity while significant one-time merger-related expenses are not included. Furthermore, expenses related to systems conversions and other costs of integration have been recorded throughout fiscal year 2014 and are expected to be recorded throughout fiscal year 2015. Additionally, the Company expects to achieve further operating cost savings as a result of the acquisitions which are not reflected in the pro forma amounts below:
		Actual		Pro Forma		Pro Forma
		Six Months Ended		Six Months Ended		Six Months Ended
		31-Dec-14		31-Dec-14		31-Dec-13
Total revenues*	$	44,378	$	48,682	$	48,111
Net income		4,305		6,065		8,561
* Net interest income plus other income

4_Securities_Available_For_Sal

4. Securities Available For Sale	3 Months Ended
	Dec. 31, 2014
Notes
4. Securities Available For Sale	4.     Securities Available for Sale
	Securities available for sale consist of the following at the dates indicated:
		31-Dec-14
					Gross		Gross		Estimated
			Amortized		Unrealized		Unrealized		Fair
			Cost		Gains		Losses		Value
	U.S. Government Agencies	$	55,208	$	362	$	-11	$	55,559
	Residential Mortgage-backed Securities of U.S.
	Government Agencies and Government-
	Sponsored Enterprises		118,629		867		-225		119,271
	Municipal Bonds		15,794		449		-10		16,233
	Corporate Bonds		3,901		116		-		4,017
	Equity Securities		63		-		-		63
	Total	$	193,595	$	1,794	$	-246	$	195,143
		30-Jun-14
					Gross		Gross		Estimated
			Amortized		Unrealized		Unrealized		Fair
			Cost		Gains		Losses		Value
	U.S. government agencies	$	38,085	$	45	$	-37	$	38,093
	Residential Mortgage-backed Securities of U.S.
	Government Agencies and Government-
	Sponsored Enterprises		111,430		393		-412		111,411
	Municipal Bonds		15,951		282		-13		16,220
	Corporate Bonds		2,912		113		-		3,025
	Total	$	168,378	$	833	$	-462	$	168,749
	Debt securities available for sale by contractual maturity at the dates indicated are shown below.  Mortgage-backed securities are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule.
		31-Dec-14
			Amortized		Estimated
			Cost		Fair Value
	Due within one year	$	1,508	$	1,508
	Due after one year through five years		40,961		41,018
	Due after five years through ten years		26,700		27,304
	Due after ten years		5,734		5,979
	Mortgage-backed securities		118,629		119,271
	Total	$	193,532	$	195,080
	Proceeds from sales of securities available for sale were $10,387 in the period ended December 31, 2014. Gross realized gains were $74 and gross realized losses were $13 for the three and six months ended December 31, 2014. There were no sales of securities during the three and six months ended December 31, 2013.
	Securities available for sale with costs totaling $41,666 and $51,036 with market values of $42,069 and $51,297 at December 31, 2014 and June 30, 2014, respectively, were pledged as collateral to secure various public deposits.
	The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2014 and June 30, 2014 were as follows:
		31-Dec-14
		Less than 12 Months				12 Months or More				Total
			Fair		Unrealized		Fair		Unrealized			Fair			Unrealized
			Value		Losses		Value		Losses			Value			Losses
	U.S. Government Agencies	$	15,583	$	-11	$	-	$	-		$	15,583		$	-11
	Residential Mortgage-backed
	Securities of U.S. government
	Agencies and Government-
	Sponsored Enterprises		30,328		-122		8,185		-103			38,513			-225
	Municipal Bonds		2,839		-10		-		-			2,839			-10
	Total	$	48,750	$	-143	$	8,185	$	-103		$	56,935		$	-246
		30-Jun-14
		Less than 12 Months				12 Months or More				Total
			Fair		Unrealized		Fair		Unrealized		Fair			Unrealized
			Value		Losses		Value		Losses		Value			Losses
	U.S. Government Agencies	$	19,475	$	-37	$	-	$	-	$	19,475		$	-37
	Residential Mortgage-backed
	Securities of U.S. Government
	Agencies and Government-
	Sponsored Enterprises		75,761		-399		162		-13		75,923			-412
	Municipal Bonds		6,668		-13		-		-		6,668			-13
	Total	$	101,904	$	-449	$	162	$	-13	$	102,066		$	-462
	The total number of securities with unrealized losses at December 31, 2014, and June 30, 2014 were 81 and 159, respectively.  Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates. The Company had no other than temporary impairment losses during the three and six months ended December 31, 2014 or the year ended June 30, 2014.
	As a requirement for membership, the Bank invests in stock of the FHLB of Atlanta and the Federal Reserve Bank. No ready market exists for this stock and the carrying value approximates its fair value based on the redemption provisions of the FHLB of Atlanta and the Federal Reserve Bank.

5_Loans

5. Loans	3 Months Ended
	Dec. 31, 2014
Notes
5. Loans	5.     Loans
	Loans consist of the following at the dates indicated:
			December 31,				June 30,
			2014				2014
	Retail consumer loans:
	One-to-four family	$	647,806			$		660,200
	Home equity lines of credit		201,712					148,379
	Construction and land/lots		54,382					59,249
	Indirect auto finance		21,669					8,833
	Consumer		4,758					6,331
	Total retail consumer loans		930,327					882,992
	Commercial loans:
	Commercial real estate		454,899					377,769
	Construction and development		64,610					56,457
	Commercial and industrial		92,267					74,435
	Municipal leases		108,525					106,215
	Total commercial loans		720,301					614,876
	Total loans		1,650,628					1,497,868
	Deferred loan fees, net		-642					-1,340
	Total loans, net of deferred loan fees and discount		1,649,986					1,496,528
	Allowance for loan and lease losses		-23,356					-23,429
	Loans, net	$	1,626,630			$		1,473,099
	All the qualifying first mortgage loans, home equity lines of credit, and FHLB Stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances.
	The Company’s total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follow:
						Special
			Pass			Mention			Substandard			Doubtful			Loss			Total
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$	591,147		$	14,542		$	29,763		$	2,958		$	28		$	638,438
	Home equity lines of credit		195,438			758			4,583			424			92			201,295
	Construction and land/lots		50,362			951			2,050			137			-			53,500
	Indirect auto finance		21,622			47			-			-			-			21,669
	Consumer		3,976			78			644			10			36			4,744
	Commercial loans:
	Commercial real estate		367,531			20,096			19,794			1,369			1			408,791
	Construction and development		47,858			2,482			7,339			-			1			57,680
	Commercial and industrial		82,352			1,428			1,599			-			3			85,382
	Municipal leases		106,159			1,789			577			-			-			108,525
	Total loans	$	1,466,445		$	42,171		$	66,349		$	4,898		$	161		$	1,580,024
						Special
			Pass			Mention			Substandard			Doubtful			Loss			Total
	30-Jun-14
	Retail consumer loans:
	One-to-four family	$	602,409		$	17,639		$	28,974		$	2,907		$	10		$	651,939
	Home equity lines of credit		141,008			1,605			4,967			420			2			148,002
	Construction and land/lots		55,374			1,878			807			113			-			58,172
	Indirect auto finance		8,801			32			-			-			-			8,833
	Consumer		6,115			62			97			13			3			6,290
	Commercial loans:
	Commercial real estate		313,437			16,931			19,746			1,944			-			352,058
	Construction and development		41,336			2,927			5,972			570			-			50,805
	Commercial and industrial		66,481			873			1,723			-			3			69,080
	Municipal leases		104,404			1,811			-			-			-			106,215
	Total loans	$	1,339,365		$	43,758		$	62,286		$	5,967		$	18		$	1,451,394
	The Company’s total PCI loans by segment, class, and risk grade at the dates indicated follow:
						Special
			Pass			Mention			Substandard			Doubtful			Loss			Total
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$	4,777		$	996		$	3,595		$	-		$	-		$	9,368
	Home equity lines of credit		130			-			287			-			-			417
	Construction and land/lots		445			-			437			-			-			882
	Indirect auto finance		-			-			-			-			-			-
	Consumer		14			-			-			-			-			14
Commercial loans:
Commercial real estate		32,422			5,425			8,261			-			-			46,108
Construction and development		1,698			408			4,824			-			-			6,930
Commercial and industrial		5,437			398			1,050			-			-			6,885
Municipal leases		-			-			-			-			-			-
Total loans	$	44,923		$	7,227		$	18,454		$	-		$	-		$	70,604
					Special
		Pass			Mention			Substandard			Doubtful			Loss			Total
30-Jun-14
Retail consumer loans:
One-to-four family	$	4,904		$	-		$	3,357		$	-		$	-		$	8,261
Home equity lines of credit		7			-			370			-			-			377
Construction and land/lots		791			-			286			-			-			1,077
Indirect auto finance		-			-			-			-			-			-
Consumer		41			-			-			-			-			41
Commercial loans:
Commercial real estate		20,853			-			4,858			-			-			25,711
Construction and development		2,443			2,169			1,040			-			-			5,652
Commercial and industrial		4,647			-			708			-			-			5,355
Municipal leases		-			-			-			-			-			-
Total loans	$	33,686		$	2,169		$	10,619		$	-		$	-		$	46,474
The Company’s total loans by segment, class, and delinquency status at the dates indicated follows:
		Past Due												Total
		30-89 Days			90 Days+			Total			Current			Loans
31-Dec-14
Retail consumer loans:
One-to-four family	$	6,076		$	7,516		$	13,592		$	634,214		$	647,806
Home equity lines of credit		660			574			1,234			200,478			201,712
Construction and land/lots		268			554			822			53,560			54,382
Indirect auto finance		39			-			39			21,630			21,669
Consumer		53			29			82			4,676			4,758
Commercial loans:
Commercial real estate		1,533			7,111			8,644			446,255			454,899
Construction and development		3,208			3,341			6,549			58,061			64,610
Commercial and industrial		2,117			981			3,098			89,169			92,267
Municipal leases		274			303			577			107,948			108,525
Total loans	$	14,228		$	20,409		$	34,637		$	1,615,991		$	1,650,628
The table above includes PCI loans of $4,896 30-89 days past due and $4,939 90 days or more past due as of December 31, 2014.
		Past Due												Total
		30-89 Days			90 Days+			Total			Current			Loans
30-Jun-14
Retail consumer loans:
One-to-four family	$	4,929		$	8,208		$	13,137		$	647,063		$	660,200
Home equity lines of credit		400			939			1,339			147,040			148,379
Construction and land/lots		508			122			630			58,619			59,249
Indirect auto finance		-			-			-			8,833			8,833
Consumer		34			16			50			6,281			6,331
Commercial loans:
Commercial real estate		306			6,729			7,035			370,734			377,769
Construction and development		1,165			3,789			4,954			51,503			56,457
Commercial and industrial		183			576			759			73,676			74,435
Municipal leases		-			-			-			106,215			106,215
Total loans	$	7,525		$	20,379		$	27,904		$	1,469,964		$	1,497,868
The table above includes PCI loans of $1,817 30-89 days past due and $4,189 90 days or more past due as of June 30, 2014.
The Company’s recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow:
		31-Dec-14						30-Jun-14
					90 Days + &						90 Days + &
		Nonaccruing			still accruing			Nonaccruing			still accruing
Retail consumer loans:
One-to-four family	$	13,802		$	-		$	14,917		$	-
Home equity lines of credit		2,390			-			2,749			-
Construction and land/lots		591			-			443			-
Indirect auto finance		-			-			-			-
Consumer		107			-			27			-
Commercial loans:
Commercial real estate		10,046			-			12,953			-
Construction and development		4,947			-			5,697			-
Commercial and industrial		1,204			-			1,134			-
Municipal leases		578			-			-			-
Total loans	$	33,665		$	-		$	37,920		$	-
PCI loans totaling $10,233 at December 31, 2014 and $9,220 at June 30, 2014 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.
Troubled debt restructurings (“TDRs”) are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans.  Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity.  Additionally, all TDRs are considered impaired.
The Company’s loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follow:
		December 31,			June 30,
		2014			2014
Performing TDRs included in impaired loans	$	20,143		$	22,179
An analysis of the allowance for loan losses by segment for the periods shown was as follows:
	Three Months Ended December 31, 2014						Three Months Ended December 31, 2013
	Retail						Retail
	Consumer		Commercial		Total		Consumer		Commercial		Total
Balance at beginning of period	$14,945		$8,135		$23,080		$19,731		$9,469		$29,200
Provision for  (recovery of) loan losses	-254		254		-		333		-1,033		-700
Charge-offs	-577		-130		-707		-2,622		-113		-2,735
Recoveries	489		494		983		775		585		1,360
Balance at end of period	$14,603		$8,753		$23,356		$18,217		$8,908		$27,125
	Six Months Ended December 31, 2014						Six Months Ended December 31, 2013
	Retail						Retail
	Consumer		Commercial		Total		Consumer		Commercial		Total
Balance at beginning of period	$15,731		$7,698		$23,429		$21,952		$10,121		$32,073
Provision for  (recovery of) loan losses	-928		678		-250		-1,276		-1,724		-3,000
Charge-offs	-1,056		-327		-1,383		-3,366		-297		-3,663
Recoveries	856		704		1,560		907		808		1,715
Balance at end of period	$14,603		$8,753		$23,356		$18,217		$8,908		$27,125
The Company’s ending balances of loans and the related allowance, by segment and class, at the dates indicated follows:
	Allowance for Loan Losses												Total Loans Receivable
				Loans												Loans
				individually			Loans									individually			Loans
				evaluated for			Collectively									evaluated for			Collectively
	PCI			impairment			Evaluated			Total			PCI			impairment			Evaluated		Total
31-Dec-14
Retail consumer loans:
One-to-four family	$-		$	492		$	8,423		$	8,915		$	9,368		$	22,659		$	615,779	$	647,806
Home equity	-			244			2,518			2,762			417			2,491			198,804		201,712
Construction and land/lots	-			602			1,907			2,509			882			2,157			51,343		54,382
Indirect auto finance	-			-			288			288			-			-			21,669		21,669
Consumer	-			36			93			129			14			29			4,715		4,758
Commercial loans:
Commercial real estate	-			18			5,694			5,712			46,108			14,837			393,954		454,899
Construction and development	-			55			1,562			1,617			6,930			4,678			53,002		64,610
Commercial and industrial	-			3			724			727			6,885			2,125			83,257		92,267
Municipal leases	-			-			697			697			-			303			108,222		108,525
Total	$-		$	1,450		$	21,906		$	23,356		$	70,604		$	49,279		$	1,530,745	$	1,650,628
30-Jun-14
Retail consumer loans:
One-to-four family	$-		$	493		$	10,034		$	10,527		$	8,261		$	23,929		$	628,010	$	660,200
Home equity	-			134			2,353			2,487			377			3,014			144,988		148,379
Construction and land/lots	-			379			2,041			2,420			1,077			1,735			56,437		59,249
Indirect auto finance	-			-			113			113			-			-			8,833		8,833
Consumer	-			3			181			184			41			10			6,280		6,331
Commercial loans:
Commercial real estate	-			26			5,413			5,439			25,711			13,784			338,274		377,769
Construction and development	-			26			1,215			1,241			5,652			5,571			45,234		56,457
Commercial and industrial	-			3			246			249			5,355			2,378			66,702		74,435
Municipal leases	-			-			769			769			-			-			106,215		106,215
Total	$-		$	1,064		$	22,365		$	23,429		$	46,474		$	50,421		$	1,400,973	$	1,497,868
In December 2014, the Company purchased $40,914 of home equity lines of credit from a third party.  The credit risk characteristics are different for these loans since they were not originated by the Company and the collateral is located outside the Company’s market area, primarily in several western states. These loans were originated in 2014, have an average FICO score of 757 and loan to values of less than 90%.  The Company established an allowance for loan losses based on the historical losses in the states where these loans were originated. The Company will monitor the performance of these loans and adjust the allowance for loan losses as necessary.
The allowance for loan losses excludes loans acquired from BankGreenville, Jefferson, and Bank of Commerce as the loans acquired from these acquisitions are excluded from the allowance for loan losses in accordance with the acquisition method of accounting for business combinations. The Company recorded these loans at fair value, which includes a credit discount, therefore, no allowance for loan losses is established for these acquired loans unless the credit quality deteriorates further subsequent to the acquisition.
The Company’s impaired loans and the related allowance, by segment and class, at the dates indicated follows:
	Total Impaired Loans
					Recorded			Recorded
					Investment			Investment
		Unpaid			With a			With No						Related
		Principal			Recorded			Recorded						Recorded
		Balance			Allowance			Allowance			Total			Allowance
31-Dec-14
Retail consumer loans:
One-to-four family		$32,145			$13,029			$15,872			$28,901		$	$578
Home equity lines of credit		5,757			2,982			1,160			4,142			182
Construction and land/lots		3,679			1,696			325			2,021			606
Indirect auto finance		31			-			-			-			-
Consumer		1,449			52			29			81			4
Commercial loans:
Commercial real estate		17,068			1,984			11,840			13,824			44
Construction and development		8,021			2,050			3,168			5,218			84
Commercial and industrial		2,789			389			1,777			2,166			6
Municipal leases		578			274			304			578			1
Total impaired loans		$71,517			$22,456			$34,475			$56,931			$1,505
	Total Impaired Loans
					Recorded			Recorded
					Investment			Investment
		Unpaid			With a			With No						Related
		Principal			Recorded			Recorded						Recorded
		Balance			Allowance			Allowance			Total			Allowance
30-Jun-14
Retail consumer loans:
One-to-four family		$34,243			$12,946			$18,047			$30,993			$618
Home equity lines of credit		6,161			2,110			2,299			4,409			160
Construction and land/lots		3,287			1,053			793			1,846			383
Indirect auto finance		-			-			-			-			-
Consumer		364			16			11			27			3
Commercial loans:
Commercial real estate		18,558			1,714			13,082			14,796			59
Construction and development		9,091			928			4,930			5,858			48
Commercial and industrial		2,987			313			2,030			2,343			7
Municipal leases		-			-			-			-			-
Total impaired loans		$74,691			$19,080			$41,192			$60,272			$1,278
Impaired loans above excludes $10,233 at December 31, 2014 and $9,220 at June 30, 2014 in PCI loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.
The table above includes $7,652 and $12,406, of impaired loans that were not individually evaluated at December 31, 2014 and June 30, 2014, respectively, because these loans did not meet the Company’s threshold for individual impairment evaluation.  The recorded allowance above includes $55 and $427 related to these loans that were not individually evaluated at December 31, 2014 and June 30, 2014, respectively.
The Company’s average recorded investment in loans individually evaluated for impairment and interest income recognized on impaired loans for the three and six months ended December 31, 2014 and 2013 was as follows:
	Three Months Ended
		31-Dec-14						31-Dec-13
			Average			Interest			Average			Interest
			Recorded			Income			Recorded			Income
			Investment			Recognized			Investment			Recognized
Retail consumer loans:
One-to-four family		$	30,295		$	389		$	41,383		$	538
Home equity lines of credit			4,405			58			5,721			66
Construction and land/lots			2,186			34			2,044			50
Indirect auto finance			-			-			-			-
Consumer			58			5			45			2
Commercial loans:
Commercial real estate			16,144			113			25,013			214
Construction and development			5,646			29			8,233			49
Commercial and industrial			2,615			23			2,682			47
Municipal leases			441			20			-			-
Total loans		$	61,790		$	671		$	85,120		$	966
	Six Months Ended
		31-Dec-14						31-Dec-13
			Average			Interest			Average			Interest
			Recorded			Income			Recorded			Income
			Investment			Recognized			Investment			Recognized
Retail consumer loans:
One-to-four family		$	33,445		$	826		$	44,257		$	966
Home equity lines of credit			5,001			126			6,052			153
Construction and land/lots			2,084			82			2,307			93
Indirect auto finance			-			-			-			-
Consumer			41			10			53			3
Commercial loans:
Commercial real estate			18,698			251			25,969			386
Construction and development			6,200			64			10,033			92
Commercial and industrial			2,710			52			2,808			90
Municipal leases			176			20			-			-
Total loans		$	68,355		$	1,431		$	91,479		$	1,783
A summary of changes in the accretable yield for PCI loans for the three and six months ended December 31, 2014 and 2013 was as follows:
	Three Months Ended
		December 31,			December 31,
		2014			2013
Accretable yield, beginning of period	$	12,535		$	1,735
Interest income		-2,200			-125
Accretable yield, end of period	$	10,335		$	1,610
	Six Months Ended
		December 31,			December 31,
		2014			2013
Accretable yield, beginning of period	$	6,151		$	-
Addition from the BankGreenville acquisition		-			1,835
Addition from the Bank of Commerce acquisition		7,315			-
Interest income		-3,131			-225
Accretable yield, end of period	$	10,335		$	1,610
The following table presents the purchased performing loans receivable for Bank of Commerce at July 31, 2014 (the acquisition date):
			July 31,
			2014
Contractually required principal payments receivable		$	47,291
Adjustment for credit, interest rate, and liquidity			1,159
Balance of purchased loans receivable		$	46,132
The following table presents the PCI loans for Bank of Commerce at July 31, 2014 (the acquisition date):
		July 31,
		2014
Contractually required principal and interest payments receivable	$	49,870
Amounts not expected to be collected – nonaccretable difference		2,300
Estimated payments expected to be received		47,570
Accretable yield		7,315
Fair value of PCI loans	$	40,255
For the three and six months ended December 31, 2014 and 2013, the following table presents a breakdown of the types of concessions made on TDRs by loan class:
	Three Months Ended								Three Months Ended
	31-Dec-14								31-Dec-13
	Number of Loans			Pre Modification Outstanding Recorded Investment			Post Modification Outstanding Recorded Investment		Number of Loans			Pre Modification Outstanding Recorded Investment			Post Modification Outstanding Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	1		$	61		$	61		1		$	128		$	128
Home equity lines of credit	-			-			-		2			346			345
Construction and land/lots	1			110			109		-			-			-
Total	2		$	171		$	170		3		$	474		$	473
Extended term:
Retail consumer:
One-to-four family	-		$	-		$	-		1		$	2		$	2
Home equity lines of credit	2			44			44		-			-			-
Consumer	2			10			9		-			-			-
Total	4		$	54		$	53		1		$	2		$	2
Other TDRs:
Retail consumer:
One-to-four family	6		$	280		$	251		3		$	203		$	202
Home equity lines of credit	-			-			-		1			4			4
Total	6		$	280		$	251		4		$	207		$	206
Total	12		$	505		$	474		8		$	683		$	681
	Six Months Ended								Six Months Ended
	31-Dec-14								31-Dec-13
	Number of Loans			Pre Modification Outstanding Recorded Investment			Post Modification Outstanding Recorded Investment		Number of Loans			Pre Modification Outstanding Recorded Investment			Post Modification Outstanding Recorded Investment
Below market interest rate:
Retail consumer:
One-to-four family	1		$	61		$	61		3		$	146		$	144
Home equity lines of credit	-			-			-		2			346			345
Construction and land/lots	1			110			109		-			-			-
Total	2		$	171		$	170		5		$	492		$	489
Extended term:
Retail consumer:
One-to-four family	1		$	146		$	147		1		$	2		$	2
Home equity lines of credit	3			91			89		-			-			-
Consumer	2			10			9		-			-			-
Total	6		$	247		$	245		1		$	2		$	2
Other TDRs:
Retail consumer:
One-to-four family	10		$	585		$	571		6		$	392		$	396
Home equity lines of credit	1			100			99		2			42			4
Construction and land/lots	1			106			104		1			135			133
Total	12		$	791		$	774		9		$	569		$	533
Total	20		$	1,209		$	1,189		15		$	1,063		$	1,024
The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three and six months ended December 31, 2014 and 2013:
	Three Months Ended					Three Months Ended
	31-Dec-14					31-Dec-13
	Number of			Recorded		Number of			Recorded
	Loans			Investment		Loans			Investment
Below market interest rate:
Retail consumer:
One-to-four family	-		$	-		4		$	2,374
Total	-		$	-		4		$	2,374
Extended payment terms:	-		$	-		-		$	-
Total	-		$	-		-		$	-
Other TDRs:
Retail consumer:
One-to-four family	3		$	90		16		$	1,185
Home equity lines of credit	-			-		7			77
Construction and land/lots	-			-		5			176
Total	3		$	90		28		$	1,438
Total	3		$	90		32		$	3,812
	Six Months Ended					Six Months Ended
	31-Dec-14					31-Dec-13
	Number of			Recorded		Number of			Recorded
	Loans			Investment		Loans			Investment
Below market interest rate:
Retail consumer:
One-to-four family	-		$	-		4		$	2,374
Total	-		$	-		4		$	2,374
Extended payment terms:	-		$	-		-		$	-
Total	-		$	-		-		$	-
Other TDRs:
Retail consumer:
One-to-four family	7		$	400		17		$	1,187
Home equity lines of credit	-			-		7			77
Construction and land/lots	-			-		5			176
Total	7		$	400		29		$	1,440
Total	7		$	400		33		$	3,814
Other TDRs include TDRs that have a below market interest rate and extended payment terms.  The Company does not typically forgive principal when restructuring troubled debt.
In the determination of the allowance for loan losses, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring impairment on a loan-by-loan basis based on either the value of the loan’s expected future cash flows discounted at the loan’s original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent.

6_Net_Income_Per_Share

6. Net Income Per Share	3 Months Ended
	Dec. 31, 2014
Notes
6. Net Income Per Share	6.     Net income per Share
	Per the provisions of FASB ASC 260, Earnings Per Share, nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The two-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. ESOP shares are considered outstanding for basic and diluted earnings per share when the shares are committed to be released.
	Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings, or absorb losses.  Basic earnings per common shares is computed by dividing net earnings available to common shareholders by the weighted average number of common shares outstanding during the period, excluding participating nonvested restricted shares.
	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock (in thousands, except share and per share data):
		Three Months Ended		Six Months Ended
		December 31,		December 31,
		2014	2013	2014	2013
	Numerator:
	Net income available to common stockholders	$2,049	$2,876	$4,305	$6,203
	Denominator:
	Weighted-average common shares outstanding - basic	19,145,084	18,572,448	19,161,846	18,930,301
	Effect of dilutive shares	90,757	108,015	77,693	98,808
	Weighted-average common shares outstanding - diluted	19,235,841	18,680,463	19,239,539	19,029,109
	Net income per share - basic	$0.10	$0.15	$0.22	$0.32
	Net income per share - diluted	$0.10	$0.15	$0.22	$0.32
	There were 1,493,100 and 1,555,500 outstanding stock options that were anti-dilutive for the period ended December 31, 2014 and 2013, respectively.

7_Equity_Incentive_Plan

7. Equity Incentive Plan	3 Months Ended
	Dec. 31, 2014
Notes
7. Equity Incentive Plan	Equity Incentive Plan
	On January 17, 2013, the Company’s stockholders approved the 2013 Omnibus Incentive Plan, which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors. The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400, including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units.
	Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or repurchased shares.  During fiscal 2013, the Company had repurchased the 846,400 shares available for awards of restricted stock and restricted stock units under the 2013 Omnibus Incentive Plan on the open market, for $13.3 million, at an average cost of $15.71 per share.
	Share based compensation expense related to stock options and restricted stock recognized for the three months ended December 31, 2014 was $674 and $668, respectively, before the tax related benefit of $229 and $247, respectively. Share based compensation expense related to stock options and restricted stock recognized for the six months ended December 31, 2013 was $1,427 and $1,336, respectively, before the tax related benefit of $485 and $454, respectively.
	The table below presents stock option activity for the six months ended December 31, 2014 and 2013:
				Weighted-			Remaining
				average			contractual	Aggregate
				exercise			life	Intrinsic
		Options		price			(years)	Value
	Options outstanding at June 30, 2013	1,557,000		$	14.37		9.6	$	4,033
	Granted	-			-		-		-
	Exercised	-			-		-		-
	Forfeited	1,500			14.37		-		-
	Expired	-			-		-		-
	Options outstanding at December 31, 2013	1,555,500		$	14.37		9	$	2,522
	Options outstanding at June 30, 2014	1,513,500		$	14.4		8.6	$	2,077
	Granted	-			-		-		-
	Exercised	18,000			14.37		-		-
	Forfeited	2,400			14.37		-		-
	Expired	-			-		-		-
	Options outstanding at December 31, 2014	1,493,100		$	14.4		8.1	$	3,375
	Exercisable at December 31, 2014	272,175		$	14.37		8.1
	The fair value of each option is estimated on the date of grant using the Black-Scholes-Merton option pricing model. The weighted average fair value of each option granted in 2014 and 2013 was $5.26 and $4.50, respectively. No options have been granted in fiscal year 2015.  Assumptions used for grants were as follows:
	Assumptions in Estimating Option Values
		2014	2013
	Weighted-average volatility	28.19%	28.19%
	Expected dividend yield	0.00%	0.00%
	Risk-free interest rate	2.04%	1.28%
	Expected life (years)	6.5	6.6
	At December 31, 2014, the Company had $4.4 million of unrecognized compensation expense related to 1,493,100 stock options scheduled to vest over five- and seven-year vesting periods.  The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.8 years at December 31, 2014. At December 31, 2013, the Company had $5.8 million of unrecognized compensation expense related to 1,555,500 stock options scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 4.3 years at December 31, 2013. No options were vested or exercisable as of December 31, 2013.
	The table below presents restricted stock award activity for the six months ended December 31, 2014 and 2013:
				Weighted-		Aggregate
		Restricted		average grant		Intrinsic
		stock awards		date fair value		Value
	Non-vested at June 30, 2013	511,300		$14.37		$8,672
	Granted	-		-		-
	Vested	-		-		-
	Forfeited	-		-		-
	Non-vested at December 31, 2013	511,300		$14.37		$8,176
	Non-vested at June 30, 2014	403,965		$14.39		$6,371
	Granted	-		-		-
	Vested	-		-		-
	Forfeited	800		-		-
	Non-vested at December 31, 2014	403,165		$14.40		$6,717
	At December 31, 2014, unrecognized compensation expense was $4.7 million related to 403,165 shares of restricted stock scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.8 years at December 31, 2014. At December 31, 2013, unrecognized compensation expense was $6.1 million related to 511,300 shares of restricted stock scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 4.3 years at December 31, 2013.

8_Commitments_and_Contingencie

8. Commitments and Contingencies	3 Months Ended
	Dec. 31, 2014
Notes
8. Commitments and Contingencies	8.     Commitments and Contingencies
	Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements.  In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements.  At December 31, 2014 and June 30, 2014, respectively, loan commitments (excluding $45,511 and $27,086 of undisbursed portions of construction loans) totaled $36,234 and $28,360 of which $12,041 and $3,620 were variable rate commitments and $24,193 and $24,740 were fixed rate commitments.  The fixed rate loans had interest rates ranging from 1.49% to 7.00% at December 31, 2014 and 1.85% to 10.51% at June 30, 2014, and terms ranging from 1 to 30 years.  Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $215,612 and $167,630 at December 31, 2014 and June 30, 2014, respectively.  These amounts represent the Company’s exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers.  The Company has freestanding derivative instruments consisting of commitments to originate fixed rate conforming loans and commitments to sell fixed rate conforming loans.  The fair value of these commitments was not material at December 31, 2014 or June 30, 2014.
	The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market area.  In addition, the Company grants municipal leases to customers throughout North and South Carolina.  The Company’s loan portfolio can be affected by the general economic conditions within these market areas.  Management believes that the Company has no concentration of credit in the loan portfolio.
	Restrictions on Cash – The Bank is required by regulation to maintain a varying cash reserve balance with the Federal Reserve System.  The daily average calculated cash reserve required as of December 31, 2014 and June 30, 2014 was $2,480, and $8,087, respectively, which was satisfied by vault cash and balances held at the Federal Reserve.
	Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so.  The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower’s failure to perform its obligations to the beneficiary.  Total commitments under standby letters of credit as of December 31, 2014 and June 30, 2014 were $2,481 and $483.  There was no liability recorded for these letters of credit at December 31, 2014 or June 30, 2014, respectively.
	Litigation – The Company is involved in several litigation matters in the ordinary course of business. One matter, originally filed in March 2012, involves claims of $12.5 million in compensatory damages and a request for additional punitive treble damages resulting from the purported failure of the Company and a third party brokerage firm to discover a Ponzi scheme conducted by a customer holding accounts at each entity. The Company believes that the lawsuit is without merit and intends to defend itself vigorously. Management, after review with its legal counsel, is of the opinion that this litigation should not have a material effect on the Company’s financial position or results of operations, although new developments could result in management modifying its assessment. There can be no assurance that the Company will successfully defend or resolve this litigation matter.
	The Company is also subject to a variety of other legal matters that have arisen in the ordinary course of our business. In the current economic environment, litigation has increased significantly, primarily as a result of defaulted borrowers asserting claims to defeat or delay foreclosure proceedings. There can be no assurance that loan workouts and other activities will not expose the Company to additional legal actions, including lender liability or environmental claims. Therefore, the Company may be exposed to substantial liabilities, which could adversely affect its results of operations and financial condition. Moreover, the expenses of legal proceedings will adversely affect its results of operations until they are resolved.

9_Fair_Value_of_Financial_Inst

9. Fair Value of Financial Instruments	3 Months Ended
	Dec. 31, 2014
Notes
9. Fair Value of Financial Instruments	9.     Fair Value of Financial Instruments
	The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.
	Fair Value Hierarchy
	The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
	Level 1:   Valuation is based upon quoted prices for identical instruments traded in active markets.
	Level 2:   Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
	Level 3:   Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	Following is a description of valuation methodologies used for assets recorded at fair value.  The Company does not have any liabilities recorded at fair value.
	Investment Securities Available for Sale
	Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored enterprises, municipal bonds, and corporate debt securities.
	Loans
	The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, the fair value is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. The Company reviews all impaired loans each quarter to determine if an allowance is necessary.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.
	At December 31, 2014 and June 30, 2014, most of the total impaired loans were evaluated based on the fair value of the collateral.  For these collateral dependent impaired loans, the Company obtains updated appraisals at least annually.  These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary.  As part of the quarterly review of impaired loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary.  If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals.  Impaired loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy.  The Company records all impaired loans with an allowance as nonrecurring Level 3.
	Loans Held for Sale
	Loans held for sale are adjusted to lower of cost or fair value.  Fair value is based upon investor pricing. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3.
	Real Estate Owned
	REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets.  Fair value is based upon independent market prices, appraised value of the collateral or management’s estimation of the value of the collateral.  The Company considers all REO carried at fair value as nonrecurring Level 3.
	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated:
		31-Dec-14
	Description		Total			Level 1		Level 2				Level 3
	U.S government agencies	$	55,559		$	-	$	55,559		$	-
	Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises		119,271			-		119,271			-
	Municipal Bonds		16,233			-		16,233			-
	Corporate Bonds		4,017			-		3,017			1,000
	Equity Securities		63			-		63			-
	Total	$	195,143		$	-	$	194,143		$	1,000
		30-Jun-14
	Description		Total			Level 1		Level 2			Level 3
	U.S government agencies	$	38,093		$	-	$	38,093		$	-
	Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises		111,411			-		111,411			-
	Municipal Bonds		16,220			-		16,220			-
	Corporate Bonds		3,025			-		3,025			-
	Total	$	168,749		$	-	$	168,749		$	-
	The following table presents financial assets measured at fair value on a non-recurring basis during the periods indicated:
		Six Months Ended December 31, 2014
	Description		Total			Level 1		Level 2			Level 3
	Impaired loans	$	4,983		$	-	$	-		$	4,983
	REO		881			-		-			881
	Total	$	5,864		$	-	$	-		$	5,864
		Year Ended June 30, 2014
	Description		Total			Level 1		Level 2			Level 3
	Impaired loans	$	3,686		$	-	$	-		$	3,686
	REO		9,185			-		-			9,185
	Total	$	12,871		$	-	$	-		$	12,871
	Quantitative information about Level 3 fair value measurements during the period ended December 31, 2014 is shown in the table below:
		Fair Value at
		December 31,		Valuation		Unobservable			Weighted
		2014		Techniques		Input	Range		Average
	Nonrecurring measurements:
	Impaired loans, net	$4,983		Discounted appraisals		Collateral discounts	3% - 53%		18%
	REO	$881		Discounted appraisals		Collateral discounts	10% - 24%		15%
	The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2014 and June 30, 2014, are summarized below:
		31-Dec-14
			Carrying			Fair
			Value			Value		Level 1			Level 2			Level 3
	Cash and interest-bearing deposits	$	360,220		$	360,220	$	360,220		$	-		$	-
	Certificates of deposit in other banks		196,575			196,575		-			196,575			-
	Securities available for sale		195,143			195,143		-			194,143			1,000
	Other investments		18,968			18,968		18,968
	Loans held for sale		1,478			1,502		-			-			1,502
	Loans, net		1,626,630			1,527,222		-			-			1,527,222
	Accrued interest receivable		7,133			7,133		-			957			6,175
	Non-interest-bearing and NOW deposits		580,884			580,884		-			580,884			-
	Money market accounts		485,418			485,418		-			485,418			-
Savings accounts		221,671			221,671		-			221,671			-
Certificates of deposit		650,348			649,997		-			649,997			-
Other borrowings		250,000			250,000		-			250,000			-
Accrued interest payable		146			146		-			146			-
	30-Jun-14
		Carrying			Fair
		Value			Value		Level 1			Level 2			Level 3
Cash and interest-bearing deposits	$	45,830		$	45,830	$	45,830		$	-		$	-
Certificates of deposit in other banks		163,780			163,780		-			163,780			-
Securities available for sale		168,749			168,749		-			168,749			-
Other investments		3,697			3,697		3,697
Loans held for sale		2,537			2,578		-			-			2,578
Loans, net		1,473,099			1,381,438		-			-			1,381,438
Accrued interest receivable		6,787			6,787		-			736			6,051
Non-interest-bearing and NOW deposits		418,671			418,671		-			418,671			-
Money market accounts		354,247			354,247		-			354,247			-
Savings accounts		175,974			175,974		-			175,974			-
Certificates of deposit		634,154			620,196		-			620,196			-
Other borrowings		50,000			50,000		-			50,000			-
Accrued interest payable		244			244		-			244			-
The Company had off-balance sheet financial commitments, which include approximately $297,357 and $223,076 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at December 31, 2014 and June 30, 2014 (see Note 8).  Since these commitments are based on current rates, the carrying amount approximates the fair value.
Estimated fair values were determined using the following methods and assumptions:
Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days.
Certificates of deposit in other banks – The stated amounts approximate fair values.
Securities available for sale and investment securities – Fair values are based on quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Loans held for sale - The fair value of loans held for sale is determined by outstanding commitments from investors on a “best efforts” basis or current investor yield requirements, calculated on the aggregate loan basis.
Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality.  A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity.  Both the carrying value and estimated fair value amounts are shown net of the allowance for loan losses.
Other investments – This represents stock in the FHLB of Atlanta and Federal Reserve Bank with no existing market and no quoted market value.  However, redemption of this stock has historically been at par value.  Accordingly, cost is deemed to be a reasonable estimate of fair value.
Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand as of December 31, 2014 and June 30, 2014.  The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities.
Other borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms.
Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value.
Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.
Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.  For example, a significant asset not considered a financial asset is premises and equipment.  In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

3_Business_Combinations_Busine

3. Business Combinations: Business Combination Policy -- Bank of America (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Business Combination Policy -- Bank of America	On November 14, 2014, the Bank completed its acquisition of ten branch banking operations in Southwest Virginia and Eden, North Carolina from Bank of America Corporation (the “Branch Acquisition”). Under the terms of the agreement, the Bank paid a deposit premium of $9.8 million equal to 2.86% of the average daily deposits for the 30 calendar day period prior to the acquisition date.  In addition, the Bank acquired approximately $1.0 million in loans and all related premises and equipment valued at $9.0 million.
	The Branch Acquisition was accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available.

3_Business_Combinations_Busine1

3. Business Combinations: Business Combination Policy -- Bank of Commerce (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Business Combination Policy -- Bank of Commerce	On July 31, 2014, the Bank completed its acquisition of Bank of Commerce in accordance with the terms of the Agreement and Plan of Share Exchange dated March 3, 2014. Under the terms of the agreement, Bank of Commerce shareholders received $6.25 per share in cash consideration, representing approximately $10.1 million of aggregate deal consideration. In addition, all $3.2 million of Bank of Commerce’s preferred stock was redeemed.
	Bank of Commerce was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available. The excess of the merger consideration over the fair value of Bank of Commerce’s net assets was allocated to goodwill. The book value as of July 31, 2014, of assets acquired was $122.5 million and liabilities assumed was $114.7 million. The Company recorded $4.0 million in goodwill related to the acquisition.

3_Business_Combinations_Busine2

3. Business Combinations: Business Combination Policy -- Jefferson Bancshares (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Business Combination Policy -- Jefferson Bancshares	On May 31, 2014, the Company completed its acquisition of Jefferson Bancshares, Inc. (“Jefferson”) in accordance with the terms of the Agreement and Plan of Merger dated January 22, 2014.  Under the terms of the agreement, Jefferson shareholders received 0.2661 shares of HomeTrust common stock, and $4.00 in cash for each share of Jefferson common stock. This represents approximately $50.5 million of aggregate deal consideration.
	Jefferson was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information regarding the closing date fair values becomes available. The excess of the merger consideration over the fair value of Jefferson’s net assets was allocated to goodwill. The book value as of May 31, 2014, of assets acquired was $494.3 million and liabilities assumed was $441.9 million. The Company recorded $7.0 million in goodwill related to the acquisition.

3_Business_Combinations_Busine3

3. Business Combinations: Business Combination Policy -- BankGreenville Corporation (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Business Combination Policy -- BankGreenville Corporation	On July 31, 2013, the Company completed its acquisition of BankGreenville Financial Corporation (“BankGreenville”) in accordance with the terms of the Agreement and Plan of Merger dated May 3, 2013.  Under the terms of the agreement, BankGreenville shareholders received $6.63 per share in cash consideration. This represents approximately $7.8 million of aggregate deal consideration. Additional contingent cash consideration of up to $0.75 per share (or approximately $883,000) may be realized at the expiration of 24 months based on the performance of a select pool of loans totaling approximately $8.0 million.
	BankGreenville was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at acquisition date fair values. The excess of the merger consideration over the fair value of BankGreenville’s net assets was allocated to goodwill. The book value as of July 31, 2013, of assets acquired was $102.2 million and liabilities assumed was $94.1 million. The Company recorded $2.8 million in goodwill related to the acquisition.

4_Securities_Available_For_Sal1

4. Securities Available For Sale: Securities Available for Sale Pledged as Collateral Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Securities Available for Sale Pledged as Collateral Policy	Securities available for sale with costs totaling $41,666 and $51,036 with market values of $42,069 and $51,297 at December 31, 2014 and June 30, 2014, respectively, were pledged as collateral to secure various public deposits.

4_Securities_Available_For_Sal2

4. Securities Available For Sale: Securities With Unrealized Losses Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Securities With Unrealized Losses Policy	The total number of securities with unrealized losses at December 31, 2014, and June 30, 2014 were 81 and 159, respectively.  Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates. The Company had no other than temporary impairment losses during the three and six months ended December 31, 2014 or the year ended June 30, 2014.
	As a requirement for membership, the Bank invests in stock of the FHLB of Atlanta and the Federal Reserve Bank. No ready market exists for this stock and the carrying value approximates its fair value based on the redemption provisions of the FHLB of Atlanta and the Federal Reserve Bank.

5_Loans_Impaired_Financing_Rec

5. Loans: Impaired Financing Receivable, Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Impaired Financing Receivable, Policy	The table above includes $7,652 and $12,406, of impaired loans that were not individually evaluated at December 31, 2014 and June 30, 2014, respectively, because these loans did not meet the Company’s threshold for individual impairment evaluation.  The recorded allowance above includes $55 and $427 related to these loans that were not individually evaluated at December 31, 2014 and June 30, 2014, respectively.

7_Equity_Incentive_Plan_Equity

7. Equity Incentive Plan: Equity Incentive Plan Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Equity Incentive Plan Policy
	On January 17, 2013, the Company’s stockholders approved the 2013 Omnibus Incentive Plan, which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors. The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400, including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units.
	Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or repurchased shares.  During fiscal 2013, the Company had repurchased the 846,400 shares available for awards of restricted stock and restricted stock units under the 2013 Omnibus Incentive Plan on the open market, for $13.3 million, at an average cost of $15.71 per share.
	Share based compensation expense related to stock options and restricted stock recognized for the three months ended December 31, 2014 was $674 and $668, respectively, before the tax related benefit of $229 and $247, respectively. Share based compensation expense related to stock options and restricted stock recognized for the six months ended December 31, 2013 was $1,427 and $1,336, respectively, before the tax related benefit of $485 and $454, respectively.

7_Equity_Incentive_Plan_Fair_V

7. Equity Incentive Plan: Fair Value Options Granted Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Fair Value Options Granted Policy	The fair value of each option is estimated on the date of grant using the Black-Scholes-Merton option pricing model. The weighted average fair value of each option granted in 2014 and 2013 was $5.26 and $4.50, respectively. No options have been granted in fiscal year 2015.  Assumptions used for grants were as follows:

7_Equity_Incentive_Plan_Unreco

7. Equity Incentive Plan: Unrecognized Compensation Expenses for Stock Options Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Unrecognized Compensation Expenses for Stock Options Policy	At December 31, 2014, the Company had $4.4 million of unrecognized compensation expense related to 1,493,100 stock options scheduled to vest over five- and seven-year vesting periods.  The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.8 years at December 31, 2014. At December 31, 2013, the Company had $5.8 million of unrecognized compensation expense related to 1,555,500 stock options scheduled to vest over five- and seven-year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 4.3 years at December 31, 2013. No options were vested or exercisable as of December 31, 2013.

8_Commitments_and_Contingencie1

8. Commitments and Contingencies: Loan Commitments, Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Loan Commitments, Policy
	Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements.  In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements.  At December 31, 2014 and June 30, 2014, respectively, loan commitments (excluding $45,511 and $27,086 of undisbursed portions of construction loans) totaled $36,234 and $28,360 of which $12,041 and $3,620 were variable rate commitments and $24,193 and $24,740 were fixed rate commitments.  The fixed rate loans had interest rates ranging from 1.49% to 7.00% at December 31, 2014 and 1.85% to 10.51% at June 30, 2014, and terms ranging from 1 to 30 years.  Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $215,612 and $167,630 at December 31, 2014 and June 30, 2014, respectively.  These amounts represent the Company’s exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers.  The Company has freestanding derivative instruments consisting of commitments to originate fixed rate conforming loans and commitments to sell fixed rate conforming loans.  The fair value of these commitments was not material at December 31, 2014 or June 30, 2014.
	The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market area.  In addition, the Company grants municipal leases to customers throughout North and South Carolina.  The Company’s loan portfolio can be affected by the general economic conditions within these market areas.  Management believes that the Company has no concentration of credit in the loan portfolio.

8_Commitments_and_Contingencie2

8. Commitments and Contingencies: Restrictions on Cash Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Restrictions on Cash Policy	Restrictions on Cash – The Bank is required by regulation to maintain a varying cash reserve balance with the Federal Reserve System.  The daily average calculated cash reserve required as of December 31, 2014 and June 30, 2014 was $2,480, and $8,087, respectively, which was satisfied by vault cash and balances held at the Federal Reserve.

8_Commitments_and_Contingencie3

8. Commitments and Contingencies: Standby Letters of Credit Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Standby Letters of Credit Policy	Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so.  The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower’s failure to perform its obligations to the beneficiary.  Total commitments under standby letters of credit as of December 31, 2014 and June 30, 2014 were $2,481 and $483.  There was no liability recorded for these letters of credit at December 31, 2014 or June 30, 2014, respectively.

8_Commitments_and_Contingencie4

8. Commitments and Contingencies: Legal Matters and Contingencies (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Legal Matters and Contingencies	Litigation – The Company is involved in several litigation matters in the ordinary course of business. One matter, originally filed in March 2012, involves claims of $12.5 million in compensatory damages and a request for additional punitive treble damages resulting from the purported failure of the Company and a third party brokerage firm to discover a Ponzi scheme conducted by a customer holding accounts at each entity. The Company believes that the lawsuit is without merit and intends to defend itself vigorously. Management, after review with its legal counsel, is of the opinion that this litigation should not have a material effect on the Company’s financial position or results of operations, although new developments could result in management modifying its assessment. There can be no assurance that the Company will successfully defend or resolve this litigation matter.

9_Fair_Value_of_Financial_Inst1

9. Fair Value of Financial Instruments: Off-Balance-Sheet Credit Exposure, Policy (Policies)	3 Months Ended
	Dec. 31, 2014
Policies
Off-Balance-Sheet Credit Exposure, Policy	The Company had off-balance sheet financial commitments, which include approximately $297,357 and $223,076 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at December 31, 2014 and June 30, 2014 (see Note 8).  Since these commitments are based on current rates, the carrying amount approximates the fair value.

3_Business_Combinations_Schedu

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Bank of America (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Business Acquisition Contingent Consideration -- Bank of America
	The following table presents the consideration paid by the Bank in the acquisition of these Bank of America branches and the assets acquired and liabilities assumed as of November 14, 2014:
					Fair Value and		As
			As Recorded		Other Merger		Recorded
			By Bank of		Related		by the
			America		Adjustments		Company
	Consideration Paid
	Cash paid as deposit premium					$	9,805
	Total consideration					$	9,805
	Assets
	Cash and cash equivalents	$	320,673	$	-	$	320,673
	Loans, net of allowance		1,045		-		1,045
	Premises and equipment, net		6,303		2,690		8,993
	Accrued interest receivable		3		-		3
	Deferred income taxes		-		353		353
	Core deposit intangibles		-		7,936		7,936
	Total assets acquired	$	328,024	$	10,979	$	339,003
	Liabilities
	Deposits	$	328,007	$	1,174	$	329,181
	Other liabilities		17		-		17
	Total liabilities assumed	$	328,024	$	1,174	$	329,198
	Net identifiable assets acquired over liabilities assumed	$	-	$	9,805		9,805
	Goodwill					$	-

3_Business_Combinations_Schedu1

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Bank of Commerce (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Business Acquisition Contingent Consideration -- Bank of Commerce
	The following table presents the consideration paid by the Bank in the acquisition of Bank of Commerce and the assets acquired and liabilities assumed as of July 31, 2014:
					Fair Value and		As
			As Recorded		Other Merger		Recorded
			By Bank of		Related		by the
			Commerce		Adjustments		Company
	Consideration Paid
	Cash paid					$	10,000
	Total consideration					$	10,000
	Assets
	Cash and cash equivalents	$	2,241	$	-	$	2,241
	Securities available for sale		24,228		-		24,228
	Loans, net of allowance		89,339		-3,131		86,208
	Federal Home Loan Bank (“FHLB”) Stock		791		-		791
	REO		224		-		224
	Premises and equipment, net		135		-		135
	Accrued interest receivable		355		-100		255
	Deferred income taxes		286		1,064		1,350
	Core deposit intangibles		-		640		640
	Other assets		4,931		-		4,931
	Total assets acquired	$	122,530	$	-1,527	$	121,003
	Liabilities
	Deposits	$	93,303	$	112	$	93,415
	Other borrowings		15,000		172		15,172
	Other liabilities		6,369		-		6,369
	Total liabilities assumed	$	114,672	$	284	$	114,956
	Net identifiable assets acquired over liabilities assumed	$	7,858	$	-1,811		6,047
	Goodwill					$	3,953

3_Business_Combinations_Schedu2

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Bank of Commerce (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Bank of Commerce
	The carrying amount of acquired loans from Bank of Commerce as of July 31, 2014 consisted of purchased performing loans and purchased credit-impaired (“PCI”) loans as detailed in the following table:
			Purchased				Total
			Performing		PCI		Loans
	Retail Consumer Loans:
	One-to-four family	$	2,717	$	2,979	$	5,696
	Home equity lines of credit		8,823		317		9,140
	Consumer		37		15		52
	Commercial:
	Commercial real estate		28,772		30,047		58,819
	Construction and development		202		3,020		3,222
	Commercial and industrial		5,402		3,877		9,279
	Total	$	45,953	$	40,255	$	86,208

3_Business_Combinations_Schedu3

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Jefferson Bancshares (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Business Acquisition Contingent Consideration -- Jefferson Bancshares
	The following table presents the consideration paid by the Company in the acquisition of Jefferson and the assets acquired and liabilities assumed as of May 31, 2014:
			As		Fair Value and		As
			Recorded		Other Merger		Recorded
			by		Related		by the
			Jefferson		Adjustments		Company
	Consideration Paid
	Cash paid including cash in lieu of fractional shares					$	25,251
	Fair value of HomeTrust common stock at $15.03 per share						25,239
	Total consideration					$	50,490
	Assets
	Cash and cash equivalents	$	18,325	$	-	$	18,325
	Securities available for sale		85,744		-700		85,044
	Loans, net of allowance		338,616		-9,134		329,482
	FHLB Stock		4,635		-		4,635
	REO		3,288		-		3,288
	Premises and equipment, net		24,662		-1,311		23,351
	Accrued interest receivable		1,367		-90		1,277
	Deferred income taxes		9,606		3,395		13,001
	Core deposit intangibles		847		2,683		3,530
	Other assets		7,171		-		7,171
	Total assets acquired	$	494,261	$	-5,157	$	489,104
	Liabilities
	Deposits	$	376,985	$	371	$	377,356
	Other borrowings		55,081		858		55,939
	Subordinated debentures		7,460		2,540		10,000
	Other liabilities		2,332		-		2,332
	Total liabilities assumed	$	441,858	$	3,769	$	445,627
	Net identifiable assets acquired over liabilities assumed	$	52,403	$	-8,926		43,477
	Goodwill					$	7,013

3_Business_Combinations_Schedu4

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Jefferson Bancshares (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Jefferson Bancshares
	The carrying amount of acquired loans from Jefferson as of May 31, 2014 consisted of purchased performing loans and PCI loans as detailed in the following table:
			Purchased				Total
			Performing		PCI		Loans
	Retail Consumer Loans:
	One-to-four family	$	74,378	$	6,066	$	80,444
	Home equity lines of credit		16,857		18		16,875
	Construction and land/lots		7,810		924		8,734
	Consumer		4,181		2		4,183
	Commercial:
	Commercial real estate		118,714		15,649		134,363
	Construction and development		24,658		1,012		25,670
	Commercial and industrial		52,863		6,350		59,213
	Total	$	299,461	$	30,021	$	329,482

3_Business_Combinations_Schedu5

3. Business Combinations: Schedule of Business Acquisition, Contingent Consideration -- BankGreenville (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Business Acquisition, Contingent Consideration -- BankGreenville
	The following table presents the consideration paid by the Company in the acquisition of BankGreenville and the assets acquired and liabilities assumed as of July 31, 2013:
					Fair Value and		As
			As Recorded		Other Merger		Recorded
			by		Related		by the
			BankGreenville		Adjustments		Company
	Consideration Paid
	Cash					$	7,823
	Repayment of BankGreenville preferred stock						1,050
	Contingent cash consideration (1)						680
	Total consideration					$	9,553
	Assets
	Cash and cash equivalents	$	10,348	$	-	$	10,348
	Investment securities		34,345		-		34,345
	Loans, net of allowance		51,622		-3,792		47,830
	FHLB Stock		447		-		447
	REO		2,317		-168		2,149
	Premises and equipment, net		2,458		-117		2,341
	Accrued interest receivable		429		-		429
	Deferred tax asset		-		2,470		2,470
	Other assets		214		-		214
	Core deposit intangibles		-		530		530
	Total assets acquired	$	102,180	$	-1,077	$	101,103
	Liabilities
	Deposits	$	88,906	$	201	$	89,107
	Other borrowings		4,700		34		4,734
	Other liabilities		511		-		511
	Total liabilities assumed	$	94,117	$	235	$	94,352
	Net identifiable assets acquired over liabilities    assumed	$	8,063	$	-1,312		6,751
	Goodwill					$	2,802
	(1)       Estimate of additional amount to be paid to shareholders on or about July 31, 2015 based on performance of a select pool of loans totaling approximately $8.0 million.

3_Business_Combinations_Schedu6

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- BankGreenville Corporation (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- BankGreenville Corporation
			Purchased				Total
			Performing		PCI		Loans
	Retail Consumer Loans:
	One-to-four family	$	8,274	$	1,392	$	9,666
	Home equity lines of credit		3,987		134		4,121
	Consumer		522		-		522
	Commercial:
	Commercial real estate		23,073		4,552		27,625
	Construction and development		2,367		3,529		5,896
	Total	$	38,223	$	9,607	$	47,830

3_Business_Combinations_Schedu7

3. Business Combinations: Schedule of Financial Impact of Acquisition (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Financial Impact of Acquisition
			Actual		Pro Forma		Pro Forma
			Six Months Ended		Six Months Ended		Six Months Ended
			31-Dec-14		31-Dec-14		31-Dec-13
	Total revenues*	$	44,378	$	48,682	$	48,111
	Net income		4,305		6,065		8,561
	* Net interest income plus other income

4_Securities_Available_For_Sal3

4. Securities Available For Sale: Available for Sale Securities Table (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Available for Sale Securities Table
		31-Dec-14
					Gross		Gross		Estimated
			Amortized		Unrealized		Unrealized		Fair
			Cost		Gains		Losses		Value
	U.S. Government Agencies	$	55,208	$	362	$	-11	$	55,559
	Residential Mortgage-backed Securities of U.S.
	Government Agencies and Government-
	Sponsored Enterprises		118,629		867		-225		119,271
	Municipal Bonds		15,794		449		-10		16,233
	Corporate Bonds		3,901		116		-		4,017
	Equity Securities		63		-		-		63
	Total	$	193,595	$	1,794	$	-246	$	195,143
		30-Jun-14
					Gross		Gross		Estimated
			Amortized		Unrealized		Unrealized		Fair
			Cost		Gains		Losses		Value
	U.S. government agencies	$	38,085	$	45	$	-37	$	38,093
	Residential Mortgage-backed Securities of U.S.
	Government Agencies and Government-
	Sponsored Enterprises		111,430		393		-412		111,411
	Municipal Bonds		15,951		282		-13		16,220
	Corporate Bonds		2,912		113		-		3,025
	Total	$	168,378	$	833	$	-462	$	168,749

4_Securities_Available_For_Sal4

4. Securities Available For Sale: Schedule of Investments Classified by Contractual Maturity Date (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Investments Classified by Contractual Maturity Date
	Debt securities available for sale by contractual maturity at the dates indicated are shown below.  Mortgage-backed securities are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule.
		31-Dec-14
			Amortized		Estimated
			Cost		Fair Value
	Due within one year	$	1,508	$	1,508
	Due after one year through five years		40,961		41,018
	Due after five years through ten years		26,700		27,304
	Due after ten years		5,734		5,979
	Mortgage-backed securities		118,629		119,271
	Total	$	193,532	$	195,080

4_Securities_Available_For_Sal5

4. Securities Available For Sale: Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Available for Sale Securities Continuous Unrealized Loss Position Fair Value
	The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2014 and June 30, 2014 were as follows:
		31-Dec-14
		Less than 12 Months				12 Months or More				Total
			Fair		Unrealized		Fair		Unrealized			Fair			Unrealized
			Value		Losses		Value		Losses			Value			Losses
	U.S. Government Agencies	$	15,583	$	-11	$	-	$	-		$	15,583		$	-11
	Residential Mortgage-backed
	Securities of U.S. government
	Agencies and Government-
	Sponsored Enterprises		30,328		-122		8,185		-103			38,513			-225
	Municipal Bonds		2,839		-10		-		-			2,839			-10
	Total	$	48,750	$	-143	$	8,185	$	-103		$	56,935		$	-246
		30-Jun-14
		Less than 12 Months				12 Months or More				Total
			Fair		Unrealized		Fair		Unrealized		Fair			Unrealized
			Value		Losses		Value		Losses		Value			Losses
	U.S. Government Agencies	$	19,475	$	-37	$	-	$	-	$	19,475		$	-37
	Residential Mortgage-backed
	Securities of U.S. Government
	Agencies and Government-
	Sponsored Enterprises		75,761		-399		162		-13		75,923			-412
	Municipal Bonds		6,668		-13		-		-		6,668			-13
	Total	$	101,904	$	-449	$	162	$	-13	$	102,066		$	-462

5_Loans_Schedule_of_Accounts_N

5. Loans: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Accounts, Notes, Loans and Financing Receivable
	Loans consist of the following at the dates indicated:
			December 31,		June 30,
			2014		2014
	Retail consumer loans:
	One-to-four family	$	647,806	$		660,200
	Home equity lines of credit		201,712			148,379
	Construction and land/lots		54,382			59,249
	Indirect auto finance		21,669			8,833
	Consumer		4,758			6,331
	Total retail consumer loans		930,327			882,992
	Commercial loans:
	Commercial real estate		454,899			377,769
	Construction and development		64,610			56,457
	Commercial and industrial		92,267			74,435
	Municipal leases		108,525			106,215
	Total commercial loans		720,301			614,876
	Total loans		1,650,628			1,497,868
	Deferred loan fees, net		-642			-1,340
	Total loans, net of deferred loan fees and discount		1,649,986			1,496,528
	Allowance for loan and lease losses		-23,356			-23,429
	Loans, net	$	1,626,630	$		1,473,099

5_Loans_NonPurchased_and_Purch

5. Loans: Non-Purchased and Purchased Performing Loans Credit Quality Indicators Table (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Non-Purchased and Purchased Performing Loans Credit Quality Indicators Table
					Special
			Pass		Mention		Substandard		Doubtful		Loss		Total
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$	591,147	$	14,542	$	29,763	$	2,958	$	28	$	638,438
	Home equity lines of credit		195,438		758		4,583		424		92		201,295
	Construction and land/lots		50,362		951		2,050		137		-		53,500
	Indirect auto finance		21,622		47		-		-		-		21,669
	Consumer		3,976		78		644		10		36		4,744
	Commercial loans:
	Commercial real estate		367,531		20,096		19,794		1,369		1		408,791
	Construction and development		47,858		2,482		7,339		-		1		57,680
	Commercial and industrial		82,352		1,428		1,599		-		3		85,382
	Municipal leases		106,159		1,789		577		-		-		108,525
	Total loans	$	1,466,445	$	42,171	$	66,349	$	4,898	$	161	$	1,580,024
					Special
			Pass		Mention		Substandard		Doubtful		Loss		Total
	30-Jun-14
	Retail consumer loans:
	One-to-four family	$	602,409	$	17,639	$	28,974	$	2,907	$	10	$	651,939
	Home equity lines of credit		141,008		1,605		4,967		420		2		148,002
	Construction and land/lots		55,374		1,878		807		113		-		58,172
	Indirect auto finance		8,801		32		-		-		-		8,833
	Consumer		6,115		62		97		13		3		6,290
	Commercial loans:
	Commercial real estate		313,437		16,931		19,746		1,944		-		352,058
	Construction and development		41,336		2,927		5,972		570		-		50,805
	Commercial and industrial		66,481		873		1,723		-		3		69,080
	Municipal leases		104,404		1,811		-		-		-		106,215
	Total loans	$	1,339,365	$	43,758	$	62,286	$	5,967	$	18	$	1,451,394

5_Loans_Purchased_CreditImpair

5. Loans: Purchased Credit-Impaired Loans Credit Quality Indicators Table (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Purchased Credit-Impaired Loans Credit Quality Indicators Table
					Special
			Pass		Mention		Substandard		Doubtful		Loss		Total
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$	4,777	$	996	$	3,595	$	-	$	-	$	9,368
	Home equity lines of credit		130		-		287		-		-		417
	Construction and land/lots		445		-		437		-		-		882
	Indirect auto finance		-		-		-		-		-		-
	Consumer		14		-		-		-		-		14
	Commercial loans:
	Commercial real estate		32,422		5,425		8,261		-		-		46,108
	Construction and development		1,698		408		4,824		-		-		6,930
	Commercial and industrial		5,437		398		1,050		-		-		6,885
	Municipal leases		-		-		-		-		-		-
	Total loans	$	44,923	$	7,227	$	18,454	$	-	$	-	$	70,604
					Special
			Pass		Mention		Substandard		Doubtful		Loss		Total
	30-Jun-14
	Retail consumer loans:
	One-to-four family	$	4,904	$	-	$	3,357	$	-	$	-	$	8,261
	Home equity lines of credit		7		-		370		-		-		377
	Construction and land/lots		791		-		286		-		-		1,077
	Indirect auto finance		-		-		-		-		-		-
	Consumer		41		-		-		-		-		41
	Commercial loans:
	Commercial real estate		20,853		-		4,858		-		-		25,711
	Construction and development		2,443		2,169		1,040		-		-		5,652
	Commercial and industrial		4,647		-		708		-		-		5,355
	Municipal leases		-		-		-		-		-		-
	Total loans	$	33,686	$	2,169	$	10,619	$	-	$	-	$	46,474

5_Loans_Schedule_of_Past_Due_F

5. Loans: Schedule of Past Due Financing Receivables (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Past Due Financing Receivables
	The Company’s total loans by segment, class, and delinquency status at the dates indicated follows:
			Past Due								Total
			30-89 Days		90 Days+		Total		Current		Loans
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$	6,076	$	7,516	$	13,592	$	634,214	$	647,806
	Home equity lines of credit		660		574		1,234		200,478		201,712
	Construction and land/lots		268		554		822		53,560		54,382
	Indirect auto finance		39		-		39		21,630		21,669
	Consumer		53		29		82		4,676		4,758
	Commercial loans:
	Commercial real estate		1,533		7,111		8,644		446,255		454,899
	Construction and development		3,208		3,341		6,549		58,061		64,610
	Commercial and industrial		2,117		981		3,098		89,169		92,267
	Municipal leases		274		303		577		107,948		108,525
	Total loans	$	14,228	$	20,409	$	34,637	$	1,615,991	$	1,650,628
	The table above includes PCI loans of $4,896 30-89 days past due and $4,939 90 days or more past due as of December 31, 2014.
			Past Due								Total
			30-89 Days		90 Days+		Total		Current		Loans
	30-Jun-14
	Retail consumer loans:
	One-to-four family	$	4,929	$	8,208	$	13,137	$	647,063	$	660,200
	Home equity lines of credit		400		939		1,339		147,040		148,379
	Construction and land/lots		508		122		630		58,619		59,249
	Indirect auto finance		-		-		-		8,833		8,833
	Consumer		34		16		50		6,281		6,331
	Commercial loans:
	Commercial real estate		306		6,729		7,035		370,734		377,769
	Construction and development		1,165		3,789		4,954		51,503		56,457
	Commercial and industrial		183		576		759		73,676		74,435
	Municipal leases		-		-		-		106,215		106,215
	Total loans	$	7,525	$	20,379	$	27,904	$	1,469,964	$	1,497,868
	The table above includes PCI loans of $1,817 30-89 days past due and $4,189 90 days or more past due as of June 30, 2014.

5_Loans_Schedule_of_Financing_

5. Loans: Schedule of Financing Receivables, Non Accrual Status (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Financing Receivables, Non Accrual Status
	The Company’s recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow:
			31-Dec-14				30-Jun-14
					90 Days + &				90 Days + &
			Nonaccruing		still accruing		Nonaccruing		still accruing
	Retail consumer loans:
	One-to-four family	$	13,802	$	-	$	14,917	$	-
	Home equity lines of credit		2,390		-		2,749		-
	Construction and land/lots		591		-		443		-
	Indirect auto finance		-		-		-		-
	Consumer		107		-		27		-
	Commercial loans:
	Commercial real estate		10,046		-		12,953		-
	Construction and development		4,947		-		5,697		-
	Commercial and industrial		1,204		-		1,134		-
	Municipal leases		578		-		-		-
	Total loans	$	33,665	$	-	$	37,920	$	-
	PCI loans totaling $10,233 at December 31, 2014 and $9,220 at June 30, 2014 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.

5_Loans_Schedule_of_Troubled_D

5. Loans: Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans
			December 31,		June 30,
			2014		2014
	Performing TDRs included in impaired loans	$	20,143	$	22,179

5_Loans_Allowance_for_Credit_L

5. Loans: Allowance for Credit Losses on Financing Receivables Table (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Allowance for Credit Losses on Financing Receivables Table
	An analysis of the allowance for loan losses by segment for the periods shown was as follows:
		Three Months Ended December 31, 2014			Three Months Ended December 31, 2013
		Retail			Retail
		Consumer	Commercial	Total	Consumer	Commercial	Total
	Balance at beginning of period	$14,945	$8,135	$23,080	$19,731	$9,469	$29,200
	Provision for  (recovery of) loan losses	-254	254	-	333	-1,033	-700
	Charge-offs	-577	-130	-707	-2,622	-113	-2,735
	Recoveries	489	494	983	775	585	1,360
	Balance at end of period	$14,603	$8,753	$23,356	$18,217	$8,908	$27,125
		Six Months Ended December 31, 2014			Six Months Ended December 31, 2013
		Retail			Retail
		Consumer	Commercial	Total	Consumer	Commercial	Total
	Balance at beginning of period	$15,731	$7,698	$23,429	$21,952	$10,121	$32,073
	Provision for  (recovery of) loan losses	-928	678	-250	-1,276	-1,724	-3,000
	Charge-offs	-1,056	-327	-1,383	-3,366	-297	-3,663
	Recoveries	856	704	1,560	907	808	1,715
	Balance at end of period	$14,603	$8,753	$23,356	$18,217	$8,908	$27,125

5_Loans_Schedule_of_Ending_Bal

5. Loans: Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class
	The Company’s ending balances of loans and the related allowance, by segment and class, at the dates indicated follows:
		Allowance for Loan Losses								Total Loans Receivable
				Loans								Loans
				individually		Loans						individually		Loans
				evaluated for		Collectively						evaluated for		Collectively
		PCI		impairment		Evaluated		Total		PCI		impairment		Evaluated		Total
	31-Dec-14
	Retail consumer loans:
	One-to-four family	$-	$	492	$	8,423	$	8,915	$	9,368	$	22,659	$	615,779	$	647,806
	Home equity	-		244		2,518		2,762		417		2,491		198,804		201,712
	Construction and land/lots	-		602		1,907		2,509		882		2,157		51,343		54,382
	Indirect auto finance	-		-		288		288		-		-		21,669		21,669
	Consumer	-		36		93		129		14		29		4,715		4,758
	Commercial loans:
	Commercial real estate	-		18		5,694		5,712		46,108		14,837		393,954		454,899
	Construction and development	-		55		1,562		1,617		6,930		4,678		53,002		64,610
	Commercial and industrial	-		3		724		727		6,885		2,125		83,257		92,267
	Municipal leases	-		-		697		697		-		303		108,222		108,525
	Total	$-	$	1,450	$	21,906	$	23,356	$	70,604	$	49,279	$	1,530,745	$	1,650,628
	30-Jun-14
	Retail consumer loans:
	One-to-four family	$-	$	493	$	10,034	$	10,527	$	8,261	$	23,929	$	628,010	$	660,200
	Home equity	-		134		2,353		2,487		377		3,014		144,988		148,379
	Construction and land/lots	-		379		2,041		2,420		1,077		1,735		56,437		59,249
	Indirect auto finance	-		-		113		113		-		-		8,833		8,833
	Consumer	-		3		181		184		41		10		6,280		6,331
	Commercial loans:
	Commercial real estate	-		26		5,413		5,439		25,711		13,784		338,274		377,769
	Construction and development	-		26		1,215		1,241		5,652		5,571		45,234		56,457
	Commercial and industrial	-		3		246		249		5,355		2,378		66,702		74,435
	Municipal leases	-		-		769		769		-		-		106,215		106,215
	Total	$-	$	1,064	$	22,365	$	23,429	$	46,474	$	50,421	$	1,400,973	$	1,497,868

5_Loans_Schedule_of_Impaired_L

5. Loans: Schedule of Impaired Loans and Related Allowance by Segment and Class (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Impaired Loans and Related Allowance by Segment and Class
	The Company’s impaired loans and the related allowance, by segment and class, at the dates indicated follows:
		Total Impaired Loans
				Recorded	Recorded
				Investment	Investment
			Unpaid	With a	With No			Related
			Principal	Recorded	Recorded			Recorded
			Balance	Allowance	Allowance	Total		Allowance
	31-Dec-14
	Retail consumer loans:
	One-to-four family		$32,145	$13,029	$15,872	$28,901	$	$578
	Home equity lines of credit		5,757	2,982	1,160	4,142		182
	Construction and land/lots		3,679	1,696	325	2,021		606
	Indirect auto finance		31	-	-	-		-
	Consumer		1,449	52	29	81		4
	Commercial loans:
	Commercial real estate		17,068	1,984	11,840	13,824		44
	Construction and development		8,021	2,050	3,168	5,218		84
	Commercial and industrial		2,789	389	1,777	2,166		6
	Municipal leases		578	274	304	578		1
	Total impaired loans		$71,517	$22,456	$34,475	$56,931		$1,505
		Total Impaired Loans
				Recorded	Recorded
				Investment	Investment
			Unpaid	With a	With No			Related
			Principal	Recorded	Recorded			Recorded
			Balance	Allowance	Allowance	Total		Allowance
	30-Jun-14
	Retail consumer loans:
	One-to-four family		$34,243	$12,946	$18,047	$30,993		$618
	Home equity lines of credit		6,161	2,110	2,299	4,409		160
	Construction and land/lots		3,287	1,053	793	1,846		383
	Indirect auto finance		-	-	-	-		-
	Consumer		364	16	11	27		3
	Commercial loans:
	Commercial real estate		18,558	1,714	13,082	14,796		59
	Construction and development		9,091	928	4,930	5,858		48
	Commercial and industrial		2,987	313	2,030	2,343		7
	Municipal leases		-	-	-	-		-
	Total impaired loans		$74,691	$19,080	$41,192	$60,272		$1,278
	Impaired loans above excludes $10,233 at December 31, 2014 and $9,220 at June 30, 2014 in PCI loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations.

5_Loans_Schedule_of_Average_Re

5. Loans: Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized
		Three Months Ended
			31-Dec-14				31-Dec-13
				Average		Interest		Average		Interest
				Recorded		Income		Recorded		Income
				Investment		Recognized		Investment		Recognized
	Retail consumer loans:
	One-to-four family		$	30,295	$	389	$	41,383	$	538
	Home equity lines of credit			4,405		58		5,721		66
	Construction and land/lots			2,186		34		2,044		50
	Indirect auto finance			-		-		-		-
	Consumer			58		5		45		2
	Commercial loans:
	Commercial real estate			16,144		113		25,013		214
	Construction and development			5,646		29		8,233		49
	Commercial and industrial			2,615		23		2,682		47
	Municipal leases			441		20		-		-
	Total loans		$	61,790	$	671	$	85,120	$	966
		Six Months Ended
			31-Dec-14				31-Dec-13
				Average		Interest		Average		Interest
				Recorded		Income		Recorded		Income
				Investment		Recognized		Investment		Recognized
	Retail consumer loans:
	One-to-four family		$	33,445	$	826	$	44,257	$	966
	Home equity lines of credit			5,001		126		6,052		153
	Construction and land/lots			2,084		82		2,307		93
	Indirect auto finance			-		-		-		-
	Consumer			41		10		53		3
	Commercial loans:
	Commercial real estate			18,698		251		25,969		386
	Construction and development			6,200		64		10,033		92
	Commercial and industrial			2,710		52		2,808		90
	Municipal leases			176		20		-		-
	Total loans		$	68,355	$	1,431	$	91,479	$	1,783

5_Loans_Schedule_of_Changes_in

5. Loans: Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Changes in Accretable Yield for Purchased Impaired Loans
		Three Months Ended
			December 31,		December 31,
			2014		2013
	Accretable yield, beginning of period	$	12,535	$	1,735
	Interest income		-2,200		-125
	Accretable yield, end of period	$	10,335	$	1,610
		Six Months Ended
			December 31,		December 31,
			2014		2013
	Accretable yield, beginning of period	$	6,151	$	-
	Addition from the BankGreenville acquisition		-		1,835
	Addition from the Bank of Commerce acquisition		7,315		-
	Interest income		-3,131		-225
	Accretable yield, end of period	$	10,335	$	1,610

5_Loans_Schedule_of_Purchased_

5. Loans: Schedule of Purchased Performing Loans Receivable -- Bank of Commerce (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Purchased Performing Loans Receivable -- Bank of Commerce
	The following table presents the purchased performing loans receivable for Bank of Commerce at July 31, 2014 (the acquisition date):
			July 31,
			2014
	Contractually required principal payments receivable	$	47,291
	Adjustment for credit, interest rate, and liquidity		1,159
	Balance of purchased loans receivable	$	46,132

5_Loans_Schedule_of_Purchased_1

5. Loans: Schedule of Purchased Impaired Loans Receivable -- Bank of Commerce (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Purchased Impaired Loans Receivable -- Bank of Commerce
			July 31,
			2014
	Contractually required principal and interest payments receivable	$	49,870
	Amounts not expected to be collected – nonaccretable difference		2,300
	Estimated payments expected to be received		47,570
	Accretable yield		7,315
	Fair value of PCI loans	$	40,255

5_Loans_Schedule_of_Debtor_Tro

5. Loans: Schedule of Debtor Troubled Debt Restructuring, Current Period (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Debtor Troubled Debt Restructuring, Current Period
		Three Months Ended					Three Months Ended
		31-Dec-14					31-Dec-13
		Number of Loans		Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment	Number of Loans		Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment
	Below market interest rate:
	Retail consumer:
	One-to-four family	1	$	61	$	61	1	$	128	$	128
	Home equity lines of credit	-		-		-	2		346		345
	Construction and land/lots	1		110		109	-		-		-
	Total	2	$	171	$	170	3	$	474	$	473
	Extended term:
	Retail consumer:
	One-to-four family	-	$	-	$	-	1	$	2	$	2
	Home equity lines of credit	2		44		44	-		-		-
	Consumer	2		10		9	-		-		-
	Total	4	$	54	$	53	1	$	2	$	2
	Other TDRs:
	Retail consumer:
	One-to-four family	6	$	280	$	251	3	$	203	$	202
	Home equity lines of credit	-		-		-	1		4		4
	Total	6	$	280	$	251	4	$	207	$	206
	Total	12	$	505	$	474	8	$	683	$	681
		Six Months Ended					Six Months Ended
		31-Dec-14					31-Dec-13
		Number of Loans		Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment	Number of Loans		Pre Modification Outstanding Recorded Investment		Post Modification Outstanding Recorded Investment
	Below market interest rate:
	Retail consumer:
	One-to-four family	1	$	61	$	61	3	$	146	$	144
	Home equity lines of credit	-		-		-	2		346		345
	Construction and land/lots	1		110		109	-		-		-
	Total	2	$	171	$	170	5	$	492	$	489
	Extended term:
	Retail consumer:
	One-to-four family	1	$	146	$	147	1	$	2	$	2
	Home equity lines of credit	3		91		89	-		-		-
	Consumer	2		10		9	-		-		-
	Total	6	$	247	$	245	1	$	2	$	2
	Other TDRs:
	Retail consumer:
	One-to-four family	10	$	585	$	571	6	$	392	$	396
	Home equity lines of credit	1		100		99	2		42		4
	Construction and land/lots	1		106		104	1		135		133
	Total	12	$	791	$	774	9	$	569	$	533
	Total	20	$	1,209	$	1,189	15	$	1,063	$	1,024

5_Loans_Schedule_of_Troubled_D1

5. Loans: Schedule of Troubled Debt Restructurings With Payment Default (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Troubled Debt Restructurings With Payment Default
		Three Months Ended			Three Months Ended
		31-Dec-14			31-Dec-13
		Number of		Recorded	Number of		Recorded
		Loans		Investment	Loans		Investment
	Below market interest rate:
	Retail consumer:
	One-to-four family	-	$	-	4	$	2,374
	Total	-	$	-	4	$	2,374
	Extended payment terms:	-	$	-	-	$	-
	Total	-	$	-	-	$	-
	Other TDRs:
	Retail consumer:
	One-to-four family	3	$	90	16	$	1,185
	Home equity lines of credit	-		-	7		77
	Construction and land/lots	-		-	5		176
	Total	3	$	90	28	$	1,438
	Total	3	$	90	32	$	3,812
		Six Months Ended			Six Months Ended
		31-Dec-14			31-Dec-13
		Number of		Recorded	Number of		Recorded
		Loans		Investment	Loans		Investment
	Below market interest rate:
	Retail consumer:
	One-to-four family	-	$	-	4	$	2,374
	Total	-	$	-	4	$	2,374
	Extended payment terms:	-	$	-	-	$	-
	Total	-	$	-	-	$	-
	Other TDRs:
	Retail consumer:
	One-to-four family	7	$	400	17	$	1,187
	Home equity lines of credit	-		-	7		77
	Construction and land/lots	-		-	5		176
	Total	7	$	400	29	$	1,440
	Total	7	$	400	33	$	3,814

6_Net_Income_Per_Share_Schedul

6. Net Income Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted
		Three Months Ended		Six Months Ended
		December 31,		December 31,
		2014	2013	2014	2013
	Numerator:
	Net income available to common stockholders	$2,049	$2,876	$4,305	$6,203
	Denominator:
	Weighted-average common shares outstanding - basic	19,145,084	18,572,448	19,161,846	18,930,301
	Effect of dilutive shares	90,757	108,015	77,693	98,808
	Weighted-average common shares outstanding - diluted	19,235,841	18,680,463	19,239,539	19,029,109
	Net income per share - basic	$0.10	$0.15	$0.22	$0.32
	Net income per share - diluted	$0.10	$0.15	$0.22	$0.32

7_Equity_Incentive_Plan_Equity1

7. Equity Incentive Plan: Equity Incentive Plan Stock Option Activity (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Equity Incentive Plan Stock Option Activity
			Weighted-		Remaining
			average		contractual	Aggregate
			exercise		life	Intrinsic
		Options	price		(years)	Value
	Options outstanding at June 30, 2013	1,557,000	$	14.37	9.6	$	4,033
	Granted	-		-	-		-
	Exercised	-		-	-		-
	Forfeited	1,500		14.37	-		-
	Expired	-		-	-		-
	Options outstanding at December 31, 2013	1,555,500	$	14.37	9	$	2,522
	Options outstanding at June 30, 2014	1,513,500	$	14.4	8.6	$	2,077
	Granted	-		-	-		-
	Exercised	18,000		14.37	-		-
	Forfeited	2,400		14.37	-		-
	Expired	-		-	-		-
	Options outstanding at December 31, 2014	1,493,100	$	14.4	8.1	$	3,375
	Exercisable at December 31, 2014	272,175	$	14.37	8.1

7_Equity_Incentive_Plan_Schedu

7. Equity Incentive Plan: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions
	Assumptions in Estimating Option Values
		2014	2013
	Weighted-average volatility	28.19%	28.19%
	Expected dividend yield	0.00%	0.00%
	Risk-free interest rate	2.04%	1.28%
	Expected life (years)	6.5	6.6

7_Equity_Incentive_Plan_Schedu1

7. Equity Incentive Plan: Schedule of Nonvested Restricted Stock Units Activity (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Nonvested Restricted Stock Units Activity
			Weighted-	Aggregate
		Restricted	average grant	Intrinsic
		stock awards	date fair value	Value
	Non-vested at June 30, 2013	511,300	$14.37	$8,672
	Granted	-	-	-
	Vested	-	-	-
	Forfeited	-	-	-
	Non-vested at December 31, 2013	511,300	$14.37	$8,176
	Non-vested at June 30, 2014	403,965	$14.39	$6,371
	Granted	-	-	-
	Vested	-	-	-
	Forfeited	800	-	-
	Non-vested at December 31, 2014	403,165	$14.40	$6,717

9_Fair_Value_of_Financial_Inst2

9. Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis
	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated:
		31-Dec-14
	Description		Total		Level 1		Level 2			Level 3
	U.S government agencies	$	55,559	$	-	$	55,559	$	-
	Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises		119,271		-		119,271		-
	Municipal Bonds		16,233		-		16,233		-
	Corporate Bonds		4,017		-		3,017		1,000
	Equity Securities		63		-		63		-
	Total	$	195,143	$	-	$	194,143	$	1,000
		30-Jun-14
	Description		Total		Level 1		Level 2		Level 3
	U.S government agencies	$	38,093	$	-	$	38,093	$	-
	Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises		111,411		-		111,411		-
	Municipal Bonds		16,220		-		16,220		-
	Corporate Bonds		3,025		-		3,025		-
	Total	$	168,749	$	-	$	168,749	$	-

9_Fair_Value_of_Financial_Inst3

9. Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value Measurements, Nonrecurring
	The following table presents financial assets measured at fair value on a non-recurring basis during the periods indicated:
		Six Months Ended December 31, 2014
	Description		Total		Level 1		Level 2		Level 3
	Impaired loans	$	4,983	$	-	$	-	$	4,983
	REO		881		-		-		881
	Total	$	5,864	$	-	$	-	$	5,864
		Year Ended June 30, 2014
	Description		Total		Level 1		Level 2		Level 3
	Impaired loans	$	3,686	$	-	$	-	$	3,686
	REO		9,185		-		-		9,185
	Total	$	12,871	$	-	$	-	$	12,871

9_Fair_Value_of_Financial_Inst4

9. Fair Value of Financial Instruments: Schedule of Quantitative Information About Level 3 Fair Value Measurements (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Quantitative Information About Level 3 Fair Value Measurements
	Quantitative information about Level 3 fair value measurements during the period ended December 31, 2014 is shown in the table below:
		Fair Value at
		December 31,	Valuation	Unobservable		Weighted
		2014	Techniques	Input	Range	Average
	Nonrecurring measurements:
	Impaired loans, net	$4,983	Discounted appraisals	Collateral discounts	3% - 53%	18%
	REO	$881	Discounted appraisals	Collateral discounts	10% - 24%	15%

9_Fair_Value_of_Financial_Inst5

9. Fair Value of Financial Instruments: Schedule of Fair Value, by Balance Sheet Grouping (Tables)	3 Months Ended
	Dec. 31, 2014
Tables/Schedules
Schedule of Fair Value, by Balance Sheet Grouping
	The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2014 and June 30, 2014, are summarized below:
		31-Dec-14
			Carrying		Fair
			Value		Value		Level 1		Level 2		Level 3
	Cash and interest-bearing deposits	$	360,220	$	360,220	$	360,220	$	-	$	-
	Certificates of deposit in other banks		196,575		196,575		-		196,575		-
	Securities available for sale		195,143		195,143		-		194,143		1,000
	Other investments		18,968		18,968		18,968
	Loans held for sale		1,478		1,502		-		-		1,502
	Loans, net		1,626,630		1,527,222		-		-		1,527,222
	Accrued interest receivable		7,133		7,133		-		957		6,175
	Non-interest-bearing and NOW deposits		580,884		580,884		-		580,884		-
	Money market accounts		485,418		485,418		-		485,418		-
	Savings accounts		221,671		221,671		-		221,671		-
	Certificates of deposit		650,348		649,997		-		649,997		-
	Other borrowings		250,000		250,000		-		250,000		-
	Accrued interest payable		146		146		-		146		-
		30-Jun-14
			Carrying		Fair
			Value		Value		Level 1		Level 2		Level 3
	Cash and interest-bearing deposits	$	45,830	$	45,830	$	45,830	$	-	$	-
	Certificates of deposit in other banks		163,780		163,780		-		163,780		-
	Securities available for sale		168,749		168,749		-		168,749		-
	Other investments		3,697		3,697		3,697
	Loans held for sale		2,537		2,578		-		-		2,578
	Loans, net		1,473,099		1,381,438		-		-		1,381,438
	Accrued interest receivable		6,787		6,787		-		736		6,051
	Non-interest-bearing and NOW deposits		418,671		418,671		-		418,671		-
	Money market accounts		354,247		354,247		-		354,247		-
	Savings accounts		175,974		175,974		-		175,974		-
	Certificates of deposit		634,154		620,196		-		620,196		-
	Other borrowings		50,000		50,000		-		50,000		-
	Accrued interest payable		244		244		-		244		-

3_Business_Combinations_Schedu8

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Bank of America (Details) (Bank of America, USD $)	Nov. 14, 2014
As Recorded by Bank of America
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$320,673
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	1,045
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	6,303
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	3
Business Combination, Assets Arising from Contingencies, Amount Recognized	328,024
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	328,007
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	17
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	328,024
Fair Value and Other Merger Related Adjustments
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	2,690
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	353
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	7,936
Business Combination, Assets Arising from Contingencies, Amount Recognized	10,979
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	1,174
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	1,174
Net assets acquired	9,805
As Recorded by the Company
Business Acquisition Cost of Acquired Entity Cash Paid	9,805
Business Combination, Contingent Consideration, Asset	9,805
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	320,673
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	1,045
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	8,993
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	3
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	353
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	7,936
Business Combination, Assets Arising from Contingencies, Amount Recognized	339,003
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	329,181
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	17
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	329,198
Net assets acquired	$9,805

3_Business_Combinations_Busine4

3. Business Combinations: Business Combination Policy -- Bank of Commerce (Details) (Bank of Commerce, USD $)	Aug. 01, 2014
In Millions, unless otherwise specified
Bank of Commerce
Book Value of Assets Acquired	$122.50
Book Value of Liabilities Assumed	114.7
Business Acquisition Purchase Price Allocation Goodwill Amount	$4

3_Business_Combinations_Schedu9

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Bank of Commerce (Details) (Bank of Commerce, USD $)	Aug. 01, 2014
As Recorded By Bank Of Commerce
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$2,241
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	24,228
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	89,339
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	791
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	224
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	135
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	355
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	286
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	4,931
Business Combination, Assets Arising from Contingencies, Amount Recognized	122,530
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	93,303
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	15,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	6,369
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	114,672
Net assets acquired	7,858
Fair Value and Other Merger Related Adjustments
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	-3,131
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	-100
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	1,064
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	640
Business Combination, Assets Arising from Contingencies, Amount Recognized	-1,527
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	112
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	172
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	284
Net assets acquired	-1,811
As Recorded by the Company
Business Acquisition Cost of Acquired Entity Cash Paid	10,000
Business Combination, Contingent Consideration, Asset	10,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	2,241
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	24,228
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	86,208
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	791
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	224
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	135
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	255
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	1,350
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	640
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	4,931
Business Combination, Assets Arising from Contingencies, Amount Recognized	121,003
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	93,415
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	15,172
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	6,369
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	114,956
Net assets acquired	6,047
Business Acquisition Purchase Price Allocation Goodwill	$3,953

Recovered_Sheet1

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Bank of Commerce (Details) (Bank of Commerce, USD $)	Aug. 01, 2014
Total loans
Business Acquisition Performing Loans Purchased	$45,953
Business Acquisition Credit-Impaired Loans Purchased	40,255
Business Acquisition Performing and Impaired Loans Purchased	86,208
Retail consumer loans | One To Four Family Real Estate Loans
Business Acquisition Performing Loans Purchased	2,717
Business Acquisition Credit-Impaired Loans Purchased	2,979
Business Acquisition Performing and Impaired Loans Purchased	5,696
Retail consumer loans | Home Equity Line of Credit
Business Acquisition Performing Loans Purchased	8,823
Business Acquisition Credit-Impaired Loans Purchased	317
Business Acquisition Performing and Impaired Loans Purchased	9,140
Retail consumer loans | Consumer Loan
Business Acquisition Performing Loans Purchased	37
Business Acquisition Credit-Impaired Loans Purchased	15
Business Acquisition Performing and Impaired Loans Purchased	52
Commercial Loan | Commercial Real Estate
Business Acquisition Performing Loans Purchased	28,772
Business Acquisition Credit-Impaired Loans Purchased	30,047
Business Acquisition Performing and Impaired Loans Purchased	58,819
Commercial Loan | Construction Loan Payable
Business Acquisition Performing Loans Purchased	202
Business Acquisition Credit-Impaired Loans Purchased	3,020
Business Acquisition Performing and Impaired Loans Purchased	3,222
Commercial Loan | Commercial and industrial loans
Business Acquisition Performing Loans Purchased	5,402
Business Acquisition Credit-Impaired Loans Purchased	3,877
Business Acquisition Performing and Impaired Loans Purchased	$9,279

3_Business_Combinations_Busine5

3. Business Combinations: Business Combination Policy -- Jefferson Bancshares (Details) (Jefferson, USD $)	31-May-14
In Millions, unless otherwise specified
Jefferson
Book Value of Assets Acquired	$494.30
Book Value of Liabilities Assumed	441.9
Business Acquisition Purchase Price Allocation Goodwill Amount	$7

Recovered_Sheet2

3. Business Combinations: Schedule of Business Acquisition Contingent Consideration -- Jefferson Bancshares (Details) (Jefferson Bancshares, USD $)	31-May-14
As Recorded By Jefferson Bancshares
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$18,325
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	85,744
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	338,616
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	4,635
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	3,288
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	24,662
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	1,367
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	9,606
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	847
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	7,171
Business Combination, Assets Arising from Contingencies, Amount Recognized	494,261
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	376,985
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	55,081
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Long-term Debt	7,460
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	2,332
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	441,858
Net assets acquired	52,403
Fair Value and Other Merger Related Adjustments
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	-700
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	-9,134
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	-1,311
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	-90
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	3,395
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	2,683
Business Combination, Assets Arising from Contingencies, Amount Recognized	-5,157
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	371
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	858
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Long-term Debt	2,540
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	3,769
Net assets acquired	-8,926
As Recorded by the Company
Business Acquisition Cost of Acquired Entity Cash Paid	25,251
Fair value common stock	25,239
Business Combination, Contingent Consideration, Asset	50,490
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	18,325
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	85,044
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	329,482
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	4,635
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	3,288
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	23,351
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	1,277
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Liabilities Noncurrent	13,001
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	3,530
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	7,171
Business Combination, Assets Arising from Contingencies, Amount Recognized	489,104
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	377,356
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	55,939
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Long-term Debt	10,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	2,332
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	445,627
Net assets acquired	43,477
Business Acquisition Purchase Price Allocation Goodwill	$7,013

Recovered_Sheet3

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- Jefferson Bancshares (Details) (Jefferson Bancshares, USD $)	31-May-14
Retail consumer loans | One To Four Family Real Estate Loans
Business Acquisition Performing Loans Purchased	$74,378
Business Acquisition Credit-Impaired Loans Purchased	6,066
Business Acquisition Performing and Impaired Loans Purchased	80,444
Retail consumer loans | Home Equity Line of Credit
Business Acquisition Performing Loans Purchased	16,857
Business Acquisition Credit-Impaired Loans Purchased	18
Business Acquisition Performing and Impaired Loans Purchased	16,875
Retail consumer loans | Construction and land/lots loans
Business Acquisition Performing Loans Purchased	7,810
Business Acquisition Credit-Impaired Loans Purchased	924
Business Acquisition Performing and Impaired Loans Purchased	8,734
Retail consumer loans | Consumer Loan
Business Acquisition Performing Loans Purchased	4,181
Business Acquisition Credit-Impaired Loans Purchased	2
Business Acquisition Performing and Impaired Loans Purchased	4,183
Commercial Loan | Commercial Real Estate
Business Acquisition Performing Loans Purchased	118,714
Business Acquisition Credit-Impaired Loans Purchased	15,649
Business Acquisition Performing and Impaired Loans Purchased	134,363
Commercial Loan | Construction and development loans
Business Acquisition Performing Loans Purchased	24,658
Business Acquisition Credit-Impaired Loans Purchased	1,012
Business Acquisition Performing and Impaired Loans Purchased	25,670
Commercial Loan | Commercial and industrial loans
Business Acquisition Performing Loans Purchased	52,863
Business Acquisition Credit-Impaired Loans Purchased	6,350
Business Acquisition Performing and Impaired Loans Purchased	59,213
Commercial Loan | Total loans
Business Acquisition Performing Loans Purchased	299,461
Business Acquisition Credit-Impaired Loans Purchased	30,021
Business Acquisition Performing and Impaired Loans Purchased	$329,482

3_Business_Combinations_Busine6

3. Business Combinations: Business Combination Policy -- BankGreenville Corporation (Details) (BankGreenville, USD $)	Dec. 31, 2014	Jul. 31, 2013
In Millions, unless otherwise specified
BankGreenville
Book Value of Assets Acquired		$102.20
Book Value of Liabilities Assumed		94.1
Business Acquisition Purchase Price Allocation Goodwill Amount	$2.80

Recovered_Sheet4

3. Business Combinations: Schedule of Business Acquisition, Contingent Consideration -- BankGreenville (Details) (BankGreenville, USD $)	Jul. 31, 2013
As Recorded by BankGreenville
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	$10,348
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	34,345
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	51,622
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	447
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	2,317
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	2,458
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	429
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	214
Business Combination, Assets Arising from Contingencies, Amount Recognized	102,180
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	88,906
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	4,700
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	511
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	94,117
Net assets acquired	8,063
Fair Value and Other Merger Related Adjustments
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	-3,792
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	-168
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	-117
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Assets, Current	2,470
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	530
Business Combination, Assets Arising from Contingencies, Amount Recognized	-1,077
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	201
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	34
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	235
Net assets acquired	-1,312
As Recorded by the Company
Business Acquisition Cost of Acquired Entity Cash Paid	7,823
Repayment of preferred stock	1,050
Business Acquisition, Contingent Cash Consideration	680	[1]
Business Combination, Contingent Consideration, Asset	9,553
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	10,348
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	34,345
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Loans Receivables, Net Of Allowance	47,830
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Federal Home Loan Bank Stock	447
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Land	2,149
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	2,341
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Accrued Interest Receivable	429
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deferred Tax Assets, Current	2,470
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Other	214
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	530
Business Combination, Assets Arising from Contingencies, Amount Recognized	101,103
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	89,107
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Other Borrowings	4,734
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other	511
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities	94,352
Net assets acquired	6,751
Business Acquisition Purchase Price Allocation Goodwill	$2,802
[1]	Estimate of additional amount to be paid to shareholders on or about July 31, 2015 based on performance of a select pool of loans totaling approximately $8.0 million.

Recovered_Sheet5

3. Business Combinations: Schedule of Purchased Performing Loans and Purchased Impaired Loans Acquired in Transfer -- BankGreenville Corporation (Details) (BankGreenville, USD $)	Jul. 31, 2013
Total loans
Business Acquisition Performing Loans Purchased	$38,223
Business Acquisition Credit-Impaired Loans Purchased	9,607
Business Acquisition Performing and Impaired Loans Purchased	47,830
Retail consumer loans | One To Four Family Real Estate Loans
Business Acquisition Performing Loans Purchased	8,274
Business Acquisition Credit-Impaired Loans Purchased	1,392
Business Acquisition Performing and Impaired Loans Purchased	9,666
Retail consumer loans | Home Equity Line of Credit
Business Acquisition Performing Loans Purchased	3,987
Business Acquisition Credit-Impaired Loans Purchased	134
Business Acquisition Performing and Impaired Loans Purchased	4,121
Retail consumer loans | Consumer Loan
Business Acquisition Performing Loans Purchased	522
Business Acquisition Performing and Impaired Loans Purchased	522
Commercial Loan | Commercial Real Estate
Business Acquisition Performing Loans Purchased	23,073
Business Acquisition Credit-Impaired Loans Purchased	4,552
Business Acquisition Performing and Impaired Loans Purchased	27,625
Commercial Loan | Construction and development loans
Business Acquisition Performing Loans Purchased	2,367
Business Acquisition Credit-Impaired Loans Purchased	3,529
Business Acquisition Performing and Impaired Loans Purchased	$5,896

Recovered_Sheet6

3. Business Combinations: Schedule of Financial Impact of Acquisition (Details) (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Details
Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual	$44,378
Business Acquisition, Pro Forma Revenue	48,682	48,111
Business Acquisition Actual Net Income	4,305
Business Acquisition, Pro Forma Net Income (Loss)	$6,065	$8,561

4_Securities_Available_For_Sal6

4. Securities Available For Sale: Available for Sale Securities Table (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
US Government Agencies Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$55,208	$38,085
Securities Available for Sale, Gross Unrealized Gains	362	45
Securities Available for Sale, Gross Unrealized Losses	-11	-37
Estimated Fair Value Available For Sale Securities	55,559	38,093
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Amortized Cost Basis	118,629	111,430
Securities Available for Sale, Gross Unrealized Gains	867	393
Securities Available for Sale, Gross Unrealized Losses	-225	-412
Estimated Fair Value Available For Sale Securities	119,271	111,411
Taxable Municipal Bonds
Available-for-sale Securities, Amortized Cost Basis	15,794	15,951
Securities Available for Sale, Gross Unrealized Gains	449	282
Securities Available for Sale, Gross Unrealized Losses	-10	-13
Estimated Fair Value Available For Sale Securities	16,233	16,220
Corporate Bond Securities
Available-for-sale Securities, Amortized Cost Basis	3,901	2,912
Securities Available for Sale, Gross Unrealized Gains	116	113
Estimated Fair Value Available For Sale Securities	4,017	3,025
Equity Securities
Available-for-sale Securities, Amortized Cost Basis	63
Estimated Fair Value Available For Sale Securities	63
Available-for-sale Securities
Available-for-sale Securities, Amortized Cost Basis	193,595	168,378
Securities Available for Sale, Gross Unrealized Gains	1,794	833
Securities Available for Sale, Gross Unrealized Losses	-246	-462
Estimated Fair Value Available For Sale Securities	$195,143	$168,749

4_Securities_Available_For_Sal7

4. Securities Available For Sale: Schedule of Investments Classified by Contractual Maturity Date (Details) (USD $)	Dec. 31, 2014
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$1,508
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	1,508
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	40,961
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	41,018
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	26,700
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	27,304
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	5,734
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	5,979
Available-for-sale Securities, Debt Maturities, Amortized Cost	193,532
Available-for-sale Securities, Debt Securities	195,080
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Debt Maturities, Amortized Cost	118,629
Available-for-sale Securities, Debt Securities	$119,271

4_Securities_Available_For_Sal8

4. Securities Available For Sale (Details) (USD $)	3 Months Ended	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2014
Details
Proceeds from sale of securities available for sale	$10,387	$10,387,000
Gain on sale of securities available for sale	74	74
Available-for-sale Securities, Gross Realized Losses	$13	$13

4_Securities_Available_For_Sal9

4. Securities Available For Sale: Securities Available for Sale Pledged as Collateral Policy: Securities Pledged as Collateral (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Details
Available-for-sale Securities Pledged as Collateral	$41,666	$51,036
Securities Available for Sale Pledged as Collateral Market Value	$42,069	$51,297

Recovered_Sheet7

4. Securities Available For Sale: Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) (USD $)	3 Months Ended	12 Months Ended
	Dec. 31, 2014	Jun. 30, 2013
US Government Agencies Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$15,583	$19,475
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-11	-37
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,583	19,475
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-11	-37
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	30,328	75,761
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-122	-399
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	8,185	162
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-103	-13
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	38,513	75,923
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-225	-412
Taxable Municipal Bonds
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,839	6,668
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-10	-13
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	2,839	6,668
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-10	-13
Available For Sale Securities Continuous Unrealized Loss Position
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	48,750	101,904
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-143	-449
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	8,185	162
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-103	-13
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	56,935	102,066
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	($246)	($462)

Recovered_Sheet8

4. Securities Available For Sale: Securities With Unrealized Losses Policy (Details)	Dec. 31, 2014	Jun. 30, 2014
Details
Number of Securities With Unrealized Losses	81	159

5_Loans_Schedule_of_Accounts_N1

5. Loans: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Loans and Leases Receivable, Gross	$1,650,628	$1,497,868
Loans and Leases Receivable, Deferred Income	-642	-1,340
Loans and Leases Receivable, Other, Net of Deferred Income	1,649,986	1,496,528
Allowance for loan losses	-23,356,000	-23,429,000
Loans Receivable, Net	1,626,630	1,473,099
Retail consumer loans
One- to four-family real estate loans	647,806	660,200
Loans and Leases Receivable, Gross, Consumer, Home Equity	201,712	148,379
Construction Loan	54,382	59,249
Loans Receivable Indirect Automobile Loans	21,669	8,833
Loans and Leases Receivable, Gross, Consumer	4,758	6,331
Retail Consumer Loans, Total	930,327	882,992
Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	454,899	377,769
Loans Receivable, Gross, Commercial, Construction	64,610	56,457
Loans Receivable, Gross, Commercial and Industrial	92,267	74,435
Loans Receivable Municipal Leases	108,525	106,215
Commercial Loans, Total	$720,301	$614,876

5_Loans_NonPurchased_and_Purch1

5. Loans: Non-Purchased and Purchased Performing Loans Credit Quality Indicators Table (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Retail consumer loans
One- to four-family real estate loans	$647,806	$660,200
Loans and Leases Receivable, Gross, Consumer, Home Equity	201,712	148,379
Construction Loan	54,382	59,249
Loans Receivable Indirect Automobile Loans	21,669	8,833
Loans and Leases Receivable, Gross, Consumer	4,758	6,331
Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	454,899	377,769
Loans Receivable, Gross, Commercial, Construction	64,610	56,457
Loans Receivable, Gross, Commercial and Industrial	92,267	74,435
Loans Receivable Municipal Leases	108,525	106,215
Non-purchased and purchased performing loans | Pass
Loans Receivable by Credit Quality Indicator	1,466,445	1,339,365
Non-purchased and purchased performing loans | Pass | Retail consumer loans
One- to four-family real estate loans	591,147	602,409
Loans and Leases Receivable, Gross, Consumer, Home Equity	195,438	141,008
Construction Loan	50,362	55,374
Loans Receivable Indirect Automobile Loans	21,622	8,801
Loans and Leases Receivable, Gross, Consumer	3,976	6,115
Non-purchased and purchased performing loans | Pass | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	367,531	313,437
Loans Receivable, Gross, Commercial, Construction	47,858	41,336
Loans Receivable, Gross, Commercial and Industrial	82,352	66,481
Loans Receivable Municipal Leases	106,159	104,404
Non-purchased and purchased performing loans | Special Mention
Loans Receivable by Credit Quality Indicator	42,171	43,758
Non-purchased and purchased performing loans | Special Mention | Retail consumer loans
One- to four-family real estate loans	14,542	17,639
Loans and Leases Receivable, Gross, Consumer, Home Equity	758	1,605
Construction Loan	951	1,878
Loans Receivable Indirect Automobile Loans	47	32
Loans and Leases Receivable, Gross, Consumer	78	62
Non-purchased and purchased performing loans | Special Mention | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	20,096	16,931
Loans Receivable, Gross, Commercial, Construction	2,482	2,927
Loans Receivable, Gross, Commercial and Industrial	1,428	873
Loans Receivable Municipal Leases	1,789	1,811
Non-purchased and purchased performing loans | Substandard
Loans Receivable by Credit Quality Indicator	66,349	62,286
Non-purchased and purchased performing loans | Substandard | Retail consumer loans
One- to four-family real estate loans	29,763	28,974
Loans and Leases Receivable, Gross, Consumer, Home Equity	4,583	4,967
Construction Loan	2,050	807
Loans and Leases Receivable, Gross, Consumer	644	97
Non-purchased and purchased performing loans | Substandard | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	19,794	19,746
Loans Receivable, Gross, Commercial, Construction	7,339	5,972
Loans Receivable, Gross, Commercial and Industrial	1,599	1,723
Loans Receivable Municipal Leases	577
Non-purchased and purchased performing loans | Doubtful
Loans Receivable by Credit Quality Indicator	4,898	5,967
Non-purchased and purchased performing loans | Doubtful | Retail consumer loans
One- to four-family real estate loans	2,958	2,907
Loans and Leases Receivable, Gross, Consumer, Home Equity	424	420
Construction Loan	137	113
Loans and Leases Receivable, Gross, Consumer	10	13
Non-purchased and purchased performing loans | Doubtful | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	1,369	1,944
Loans Receivable, Gross, Commercial, Construction		570
Non-purchased and purchased performing loans | Unlikely to be Collected Financing Receivable
Loans Receivable by Credit Quality Indicator	161	18
Non-purchased and purchased performing loans | Unlikely to be Collected Financing Receivable | Retail consumer loans
One- to four-family real estate loans	28	10
Loans and Leases Receivable, Gross, Consumer, Home Equity	92	2
Loans and Leases Receivable, Gross, Consumer	36	3
Non-purchased and purchased performing loans | Unlikely to be Collected Financing Receivable | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	1
Loans Receivable, Gross, Commercial, Construction	1
Loans Receivable, Gross, Commercial and Industrial	3	3
Non-purchased and purchased performing loans | Total by Grade
Loans Receivable by Credit Quality Indicator	1,580,024	1,451,394
Non-purchased and purchased performing loans | Total by Grade | Retail consumer loans
One- to four-family real estate loans	638,438	651,939
Loans and Leases Receivable, Gross, Consumer, Home Equity	201,295	148,002
Construction Loan	53,500	58,172
Loans Receivable Indirect Automobile Loans	21,669	8,833
Loans and Leases Receivable, Gross, Consumer	4,744	6,290
Non-purchased and purchased performing loans | Total by Grade | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	408,791	352,058
Loans Receivable, Gross, Commercial, Construction	57,680	50,805
Loans Receivable, Gross, Commercial and Industrial	85,382	69,080
Loans Receivable Municipal Leases	$108,525	$106,215

5_Loans_Purchased_CreditImpair1

5. Loans: Purchased Credit-Impaired Loans Credit Quality Indicators Table (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Retail consumer loans
One- to four-family real estate loans	$647,806	$660,200
Loans and Leases Receivable, Gross, Consumer, Home Equity	201,712	148,379
Construction Loan	54,382	59,249
Loans Receivable Indirect Automobile Loans	21,669	8,833
Loans and Leases Receivable, Gross, Consumer	4,758	6,331
Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	454,899	377,769
Loans Receivable, Gross, Commercial, Construction	64,610	56,457
Loans Receivable, Gross, Commercial and Industrial	92,267	74,435
Loans Receivable Municipal Leases	108,525	106,215
Purchased credit-impaired loans | Pass
Loans Receivable by Credit Quality Indicator	44,923	33,686
Purchased credit-impaired loans | Pass | Retail consumer loans
One- to four-family real estate loans	4,777	4,904
Loans and Leases Receivable, Gross, Consumer, Home Equity	130	7
Construction Loan	445	791
Loans and Leases Receivable, Gross, Consumer	14	41
Purchased credit-impaired loans | Pass | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	32,422	20,853
Loans Receivable, Gross, Commercial, Construction	1,698	2,443
Loans Receivable, Gross, Commercial and Industrial	5,437	4,647
Purchased credit-impaired loans | Special Mention
Loans Receivable by Credit Quality Indicator	7,227	2,169
Purchased credit-impaired loans | Special Mention | Retail consumer loans
One- to four-family real estate loans	996
Purchased credit-impaired loans | Special Mention | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	5,425
Loans Receivable, Gross, Commercial, Construction	408	2,169
Loans Receivable, Gross, Commercial and Industrial	398
Purchased credit-impaired loans | Substandard
Loans Receivable by Credit Quality Indicator	18,454	10,619
Purchased credit-impaired loans | Substandard | Retail consumer loans
One- to four-family real estate loans	3,595	3,357
Loans and Leases Receivable, Gross, Consumer, Home Equity	287	370
Construction Loan	437	286
Purchased credit-impaired loans | Substandard | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	8,261	4,858
Loans Receivable, Gross, Commercial, Construction	4,824	1,040
Loans Receivable, Gross, Commercial and Industrial	1,050	708
Purchased credit-impaired loans | Total by Grade
Loans Receivable by Credit Quality Indicator	70,604	46,474
Purchased credit-impaired loans | Total by Grade | Retail consumer loans
One- to four-family real estate loans	9,368	8,261
Loans and Leases Receivable, Gross, Consumer, Home Equity	417	377
Construction Loan	882	1,077
Loans and Leases Receivable, Gross, Consumer	14	41
Purchased credit-impaired loans | Total by Grade | Commercial Loan
Loans Receivable, Gross, Commercial, Real Estate	46,108	25,711
Loans Receivable, Gross, Commercial, Construction	6,930	5,652
Loans Receivable, Gross, Commercial and Industrial	$6,885	$5,355

5_Loans_Schedule_of_Past_Due_F1

5. Loans: Schedule of Past Due Financing Receivables (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
One To Four Family Real Estate Loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	$6,076
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	7,516
Financing Receivable, Recorded Investment, Past Due	13,592
Financing Receivable, Recorded Investment, Current	634,214
Total Loans Receivable	647,806
One To Four Family Real Estate Loans | Retail consumer loans
Financing receivable Recorded Investment 30 to 89 Days Past Due		4,929
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due		8,208
Financing Receivable, Recorded Investment, Past Due		13,137
Financing Receivable, Recorded Investment, Current		647,063
Total Loans Receivable		660,200
Home Equity Line of Credit | Retail consumer loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	660	400
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	574	939
Financing Receivable, Recorded Investment, Past Due	1,234	1,339
Financing Receivable, Recorded Investment, Current	200,478	147,040
Total Loans Receivable	201,712	148,379
Construction and land/lots loans | Retail consumer loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	268	508
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	554	122
Financing Receivable, Recorded Investment, Past Due	822	630
Financing Receivable, Recorded Investment, Current	53,560	58,619
Total Loans Receivable	54,382	59,249
Consumer Loans Auto Financing Receivable | Retail consumer loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	39
Financing Receivable, Recorded Investment, Past Due	39
Financing Receivable, Recorded Investment, Current	21,630	8,833
Total Loans Receivable	21,669	8,833
Consumer Loan | Retail consumer loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	53	34
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	29	16
Financing Receivable, Recorded Investment, Past Due	82	50
Financing Receivable, Recorded Investment, Current	4,676	6,281
Total Loans Receivable	4,758	6,331
Commercial Real Estate | Commercial Loan
Financing receivable Recorded Investment 30 to 89 Days Past Due	1,533	306
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	7,111	6,729
Financing Receivable, Recorded Investment, Past Due	8,644	7,035
Financing Receivable, Recorded Investment, Current	446,255	370,734
Total Loans Receivable	454,899	377,769
Construction Loan Payable | Commercial Loan
Financing receivable Recorded Investment 30 to 89 Days Past Due	3,208	1,165
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	3,341	3,789
Financing Receivable, Recorded Investment, Past Due	6,549	4,954
Financing Receivable, Recorded Investment, Current	58,061	51,503
Total Loans Receivable	64,610	56,457
Commercial and industrial loans | Commercial Loan
Financing receivable Recorded Investment 30 to 89 Days Past Due	2,117	183
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	981	576
Financing Receivable, Recorded Investment, Past Due	3,098	759
Financing Receivable, Recorded Investment, Current	89,169	73,676
Total Loans Receivable	92,267	74,435
Municipal leases | Commercial Loan
Financing receivable Recorded Investment 30 to 89 Days Past Due	274
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	303
Financing Receivable, Recorded Investment, Past Due	577
Financing Receivable, Recorded Investment, Current	107,948	106,215
Total Loans Receivable	108,525	106,215
Total loans
Financing receivable Recorded Investment 30 to 89 Days Past Due	14,228	7,525
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	20,409	20,379
Financing Receivable, Recorded Investment, Past Due	34,637	27,904
Financing Receivable, Recorded Investment, Current	1,615,991	1,469,964
Total Loans Receivable	$1,650,628	$1,497,868

5_Loans_Schedule_of_Financing_1

5. Loans: Schedule of Financing Receivables, Non Accrual Status (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Total loans
Financing Receivable, Recorded Investment, Nonaccrual Status	$33,665	$37,920
Retail consumer loans | One To Four Family Real Estate Loans
Financing Receivable, Recorded Investment, Nonaccrual Status	13,802	14,917
Retail consumer loans | Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	2,390	2,749
Retail consumer loans | Construction and land/lots loans
Financing Receivable, Recorded Investment, Nonaccrual Status	591	443
Retail consumer loans | Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	107	27
Commercial Loan | Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	10,046	12,953
Commercial Loan | Construction Loan Payable
Financing Receivable, Recorded Investment, Nonaccrual Status	4,947	5,697
Commercial Loan | Commercial and industrial loans
Financing Receivable, Recorded Investment, Nonaccrual Status	1,204	1,134
Commercial Loan | Municipal leases
Financing Receivable, Recorded Investment, Nonaccrual Status	$578

5_Loans_Schedule_of_Troubled_D2

5. Loans: Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) (Performing Financing Receivable, USD $)	Dec. 31, 2014	Jun. 30, 2014
Performing Financing Receivable
Performing restructured loans included in impaired loans	$20,143	$22,179

5_Loans_Allowance_for_Credit_L1

5. Loans: Allowance for Credit Losses on Financing Receivables Table (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Total loans
Provision for Loan, Lease, and Other Losses		($700)	($250)	($3,000)
Allowance for Loan and Lease Losses, Write-offs	-707	-2,735	-1,383	-3,663
Allowance for Doubtful Accounts Receivable, Recoveries	983	1,360	1,560	1,715
Total loans | Beginning of period
Financing Receivable Allowance For Credit Losses Provisions	23,080	29,200	23,429	32,073
Total loans | End of period
Financing Receivable Allowance For Credit Losses Provisions	23,356	27,125	23,356	27,125
Retail consumer loans
Provision for Loan, Lease, and Other Losses	-254	333	-928	-1,276
Allowance for Loan and Lease Losses, Write-offs	-577	-2,622	-1,056	-3,366
Allowance for Doubtful Accounts Receivable, Recoveries	489	775	856	907
Retail consumer loans | Beginning of period
Financing Receivable Allowance For Credit Losses Provisions	14,945	19,731	15,731	21,952
Retail consumer loans | End of period
Financing Receivable Allowance For Credit Losses Provisions	14,603	18,217	14,603	18,217
Commercial Loan
Provision for Loan, Lease, and Other Losses	254	-1,033	678	-1,724
Allowance for Loan and Lease Losses, Write-offs	-130	-113	-327	-297
Allowance for Doubtful Accounts Receivable, Recoveries	494	585	704	808
Commercial Loan | Beginning of period
Financing Receivable Allowance For Credit Losses Provisions	8,135	9,469	7,698	10,121
Commercial Loan | End of period
Financing Receivable Allowance For Credit Losses Provisions	$8,753	$8,908	$8,753	$8,908

5_Loans_Schedule_of_Ending_Bal1

5. Loans: Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Allowance for loan losses	($23,356,000)	($23,429,000)
Automobile Loan
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	288
Allowance for loan losses	288
Financing Receivable, Collectively Evaluated for Impairment	21,669
Loans Receivable Gross	21,669
Consumer Loan
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	36
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	93
Allowance for loan losses	129
Financing Receivable Purchased Credit-Impaired Loans	14
Financing Receivable, Individually Evaluated for Impairment	29
Financing Receivable, Collectively Evaluated for Impairment	4,715
Loans Receivable Gross	4,758
Retail consumer loans | One to four family loans
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	492	493
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	8,423	10,034
Allowance for loan losses	8,915	10,527
Financing Receivable Purchased Credit-Impaired Loans	9,368	8,261
Financing Receivable, Individually Evaluated for Impairment	22,659	23,929
Financing Receivable, Collectively Evaluated for Impairment	615,779	628,010
Loans Receivable Gross	647,806	660,200
Retail consumer loans | Home Equity Line of Credit
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	244	134
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,518	2,353
Allowance for loan losses	2,762	2,487
Financing Receivable Purchased Credit-Impaired Loans	417	377
Financing Receivable, Individually Evaluated for Impairment	2,491	3,014
Financing Receivable, Collectively Evaluated for Impairment	198,804	144,988
Loans Receivable Gross	201,712	148,379
Retail consumer loans | Construction and land/lots loans
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	602	379
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,907	2,041
Allowance for loan losses	2,509	2,420
Financing Receivable Purchased Credit-Impaired Loans	882	1,077
Financing Receivable, Individually Evaluated for Impairment	2,157	1,735
Financing Receivable, Collectively Evaluated for Impairment	51,343	56,437
Loans Receivable Gross	54,382	59,249
Retail consumer loans | Automobile Loan
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		113
Allowance for loan losses		113
Financing Receivable, Collectively Evaluated for Impairment		8,833
Loans Receivable Gross		8,833
Retail consumer loans | Consumer Loan
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment		3
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment		181
Allowance for loan losses		184
Financing Receivable Purchased Credit-Impaired Loans		41
Financing Receivable, Individually Evaluated for Impairment		10
Financing Receivable, Collectively Evaluated for Impairment		6,280
Loans Receivable Gross		6,331
Commercial Loan | Commercial Real Estate
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	18	26
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,694	5,413
Allowance for loan losses	5,712	5,439
Financing Receivable Purchased Credit-Impaired Loans	46,108	25,711
Financing Receivable, Individually Evaluated for Impairment	14,837	13,784
Financing Receivable, Collectively Evaluated for Impairment	393,954	338,274
Loans Receivable Gross	454,899	377,769
Commercial Loan | Construction Loan Payable
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	55	26
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,562	1,215
Allowance for loan losses	1,617	1,241
Financing Receivable Purchased Credit-Impaired Loans	6,930	5,652
Financing Receivable, Individually Evaluated for Impairment	4,678	5,571
Financing Receivable, Collectively Evaluated for Impairment	53,002	45,234
Loans Receivable Gross	64,610	56,457
Commercial Loan | Commercial and industrial loans
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	3	3
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	724	246
Allowance for loan losses	727	249
Financing Receivable Purchased Credit-Impaired Loans	6,885	5,355
Financing Receivable, Individually Evaluated for Impairment	2,125	2,378
Financing Receivable, Collectively Evaluated for Impairment	83,257	66,702
Loans Receivable Gross	92,267	74,435
Commercial Loan | Municipal leases
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	697	769
Allowance for loan losses	697	769
Financing Receivable, Individually Evaluated for Impairment	303
Financing Receivable, Collectively Evaluated for Impairment	108,222	106,215
Loans Receivable Gross	108,525	106,215
Commercial Loan | Total loans
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,450	1,064
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	21,906	22,365
Allowance for loan losses	23,356	23,429
Financing Receivable Purchased Credit-Impaired Loans	70,604	46,474
Financing Receivable, Individually Evaluated for Impairment	49,279	50,421
Financing Receivable, Collectively Evaluated for Impairment	1,530,745	1,400,973
Loans Receivable Gross	$1,650,628	$1,497,868

5_Loans_Schedule_of_Impaired_L1

5. Loans: Schedule of Impaired Loans and Related Allowance by Segment and Class (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Total impaired loans
Impaired Financing Receivable, Unpaid Principal Balance	$71,517	$74,691
Impaired Financing Receivable, with Related Allowance, Recorded Investment	22,456	19,080
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	34,475	41,192
Impaired Financing Receivable, Recorded Investment	56,931	60,272
Impaired Financing Receivable, Related Allowance	1,505	1,278
Retail consumer loans | One To Four Family Real Estate Loans
Impaired Financing Receivable, Unpaid Principal Balance	32,145	34,243
Impaired Financing Receivable, with Related Allowance, Recorded Investment	13,029	12,946
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	15,872	18,047
Impaired Financing Receivable, Recorded Investment	28,901	30,993
Impaired Financing Receivable, Related Allowance	578	618
Retail consumer loans | Home Equity Line of Credit
Impaired Financing Receivable, Unpaid Principal Balance	5,757	6,161
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,982	2,110
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,160	2,299
Impaired Financing Receivable, Recorded Investment	4,142	4,409
Impaired Financing Receivable, Related Allowance	182	160
Retail consumer loans | Construction and land/lots loans
Impaired Financing Receivable, Unpaid Principal Balance	3,679	3,287
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,696	1,053
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	325	793
Impaired Financing Receivable, Recorded Investment	2,021	1,846
Impaired Financing Receivable, Related Allowance	606	383
Retail consumer loans | Consumer Loans Auto Financing Receivable
Impaired Financing Receivable, Unpaid Principal Balance	31
Retail consumer loans | Consumer Loan
Impaired Financing Receivable, Unpaid Principal Balance	1,449	364
Impaired Financing Receivable, with Related Allowance, Recorded Investment	52	16
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	29	11
Impaired Financing Receivable, Recorded Investment	81	27
Impaired Financing Receivable, Related Allowance	4	3
Commercial Loan | Commercial Real Estate
Impaired Financing Receivable, Unpaid Principal Balance	17,068	18,558
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,984	1,714
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	11,840	13,082
Impaired Financing Receivable, Recorded Investment	13,824	14,796
Impaired Financing Receivable, Related Allowance	44	59
Commercial Loan | Construction Loan Payable
Impaired Financing Receivable, Unpaid Principal Balance	8,021	9,091
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,050	928
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,168	4,930
Impaired Financing Receivable, Recorded Investment	5,218	5,858
Impaired Financing Receivable, Related Allowance	84	48
Commercial Loan | Commercial and industrial loans
Impaired Financing Receivable, Unpaid Principal Balance	2,789	2,987
Impaired Financing Receivable, with Related Allowance, Recorded Investment	389	313
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,777	2,030
Impaired Financing Receivable, Recorded Investment	2,166	2,343
Impaired Financing Receivable, Related Allowance	6	7
Commercial Loan | Municipal leases
Impaired Financing Receivable, Unpaid Principal Balance	578
Impaired Financing Receivable, with Related Allowance, Recorded Investment	274
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	304
Impaired Financing Receivable, Recorded Investment	578
Impaired Financing Receivable, Related Allowance	$1

5_Loans_Impaired_Financing_Rec1

5. Loans: Impaired Financing Receivable, Policy (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Details
Impaired Loans Not Individually Evaluated	$7,652	$12,406
Recorded Allowance of Impaired Loans Not Individually Evaluated	$55	$427

5_Loans_Schedule_of_Average_Re1

5. Loans: Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Total impaired loans
Impaired Financing Receivable, Average Recorded Investment	$61,790	$85,120	$68,355	$91,479
Impaired Financing Receivable, Interest Income, Accrual Method	671	966	1,431	1,783
Retail consumer loans | One To Four Family Real Estate Loans
Impaired Financing Receivable, Average Recorded Investment	30,295	41,383	33,445	44,257
Impaired Financing Receivable, Interest Income, Accrual Method	389	538	826	966
Retail consumer loans | Home Equity Line of Credit
Impaired Financing Receivable, Average Recorded Investment	4,405	5,721	5,001	6,052
Impaired Financing Receivable, Interest Income, Accrual Method	58	66	126	153
Retail consumer loans | Construction and land/lots loans
Impaired Financing Receivable, Average Recorded Investment	2,186	2,044	2,084	2,307
Impaired Financing Receivable, Interest Income, Accrual Method	34	50	82	93
Retail consumer loans | Consumer Loan
Impaired Financing Receivable, Average Recorded Investment	58	45	41	53
Impaired Financing Receivable, Interest Income, Accrual Method	5	2	10	3
Commercial Loan | Commercial Real Estate
Impaired Financing Receivable, Average Recorded Investment	16,144	25,013	18,698	25,969
Impaired Financing Receivable, Interest Income, Accrual Method	113	214	251	386
Commercial Loan | Construction Loan Payable
Impaired Financing Receivable, Average Recorded Investment	5,646	8,233	6,200	10,033
Impaired Financing Receivable, Interest Income, Accrual Method	29	49	64	92
Commercial Loan | Commercial and industrial loans
Impaired Financing Receivable, Average Recorded Investment	2,615	2,682	2,710	2,808
Impaired Financing Receivable, Interest Income, Accrual Method	23	47	52	90
Commercial Loan | Municipal leases
Impaired Financing Receivable, Average Recorded Investment	441		176
Impaired Financing Receivable, Interest Income, Accrual Method	$20		$20

5_Loans_Schedule_of_Changes_in1

5. Loans: Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Purchased Credit Impaired Loans Accretable Yield Interest Income	($2,200)	($125)	($3,131)	($225)
BankGreenville
Purchased Credit Impaired Loans Accretable Yield Additions				1,835
Bank of Commerce
Purchased Credit Impaired Loans Accretable Yield Additions			7,315
Beginning of period
Purchased Credit Impaired Loans Accretable Yield	12,535	1,735	6,151
End of period
Purchased Credit Impaired Loans Accretable Yield	$10,335	$1,610	$10,335	$1,610

5_Loans_Schedule_of_Purchased_2

5. Loans: Schedule of Purchased Performing Loans Receivable -- Bank of Commerce (Details) (Bank of Commerce, Purchased Performing Loans, USD $)	Aug. 01, 2014
Bank of Commerce | Purchased Performing Loans
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, Contractually Required Payments Receivable at Acquisition	$47,291
Business Combination Adjustment for Credit, Interest Rate, and Liquidity	1,159
Business Combination, Acquired Receivables, Fair Value	$46,132

5_Loans_Schedule_of_Purchased_3

5. Loans: Schedule of Purchased Impaired Loans Receivable -- Bank of Commerce (Details) (Bank of Commerce, Purchased Impaired Loans, USD $)	Aug. 01, 2014
Bank of Commerce | Purchased Impaired Loans
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, Contractually Required Payments Receivable at Acquisition	$49,870
Certain Loans Acquired in Transfer, Nonaccretable Difference	2,300
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, Cash Flows Expected to be Collected at Acquisition	47,570
Certain Loans Acquired in Transfer, Accretable Yield	7,315
Business Combination Acquired Impaired Loans Receivable Fair Value	$40,255

5_Loans_Schedule_of_Debtor_Tro1

5. Loans: Schedule of Debtor Troubled Debt Restructuring, Current Period (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Troubled Debt Restructurings
Financing Receivable, Modifications, Number of Contracts	12	8	20	15
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$505	$683	$1,209	$1,063
Financing Receivable, Modifications, Post-Modification Recorded Investment	474	681	1,189	1,024
Below market interest rate | Retail consumer loans | One To Four Family Real Estate Loans
Financing Receivable, Modifications, Number of Contracts	1	1	1	3
Financing Receivable, Modifications, Pre-Modification Recorded Investment	61	128	61	146
Financing Receivable, Modifications, Post-Modification Recorded Investment	61	128	61	144
Below market interest rate | Retail consumer loans | Home Equity Line of Credit
Financing Receivable, Modifications, Number of Contracts		2		2
Financing Receivable, Modifications, Pre-Modification Recorded Investment		346		346
Financing Receivable, Modifications, Post-Modification Recorded Investment		345		345
Below market interest rate | Retail consumer loans | Construction and land/lots loans
Financing Receivable, Modifications, Number of Contracts	1		1
Financing Receivable, Modifications, Pre-Modification Recorded Investment	110		110
Financing Receivable, Modifications, Post-Modification Recorded Investment	109		109
Below market interest rate | Retail consumer loans | Total loans
Financing Receivable, Modifications, Number of Contracts	2	3	2	5
Financing Receivable, Modifications, Pre-Modification Recorded Investment	171	474	171	492
Financing Receivable, Modifications, Post-Modification Recorded Investment	170	473	170	489
Extended payment terms | Retail consumer loans | One To Four Family Real Estate Loans
Financing Receivable, Modifications, Number of Contracts		1	1	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment		2	146	2
Financing Receivable, Modifications, Post-Modification Recorded Investment		2	147	2
Extended payment terms | Retail consumer loans | Home Equity Line of Credit
Financing Receivable, Modifications, Number of Contracts	2		3
Financing Receivable, Modifications, Pre-Modification Recorded Investment	44		91
Financing Receivable, Modifications, Post-Modification Recorded Investment	44		89
Extended payment terms | Retail consumer loans | Total loans
Financing Receivable, Modifications, Number of Contracts	4	1	6	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment	54	2	247	2
Financing Receivable, Modifications, Post-Modification Recorded Investment	53	2	245	2
Extended payment terms | Retail consumer loans | Consumer Loan
Financing Receivable, Modifications, Number of Contracts	2		2
Financing Receivable, Modifications, Pre-Modification Recorded Investment	10		10
Financing Receivable, Modifications, Post-Modification Recorded Investment	9		9
Other Troubled Debt Restructurings | Retail consumer loans | One To Four Family Real Estate Loans
Financing Receivable, Modifications, Number of Contracts	6	3	10	6
Financing Receivable, Modifications, Pre-Modification Recorded Investment	280	203	585	392
Financing Receivable, Modifications, Post-Modification Recorded Investment	251	202	571	396
Other Troubled Debt Restructurings | Retail consumer loans | Home Equity Line of Credit
Financing Receivable, Modifications, Number of Contracts		1	1	2
Financing Receivable, Modifications, Pre-Modification Recorded Investment		4	100	42
Financing Receivable, Modifications, Post-Modification Recorded Investment		4	99	4
Other Troubled Debt Restructurings | Retail consumer loans | Construction and land/lots loans
Financing Receivable, Modifications, Number of Contracts			1	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment			106	135
Financing Receivable, Modifications, Post-Modification Recorded Investment			104	133
Other Troubled Debt Restructurings | Retail consumer loans | Total loans
Financing Receivable, Modifications, Number of Contracts	6	4	12	9
Financing Receivable, Modifications, Pre-Modification Recorded Investment	280	207	791	569
Financing Receivable, Modifications, Post-Modification Recorded Investment	$251	$206	$774	$533

5_Loans_Schedule_of_Troubled_D3

5. Loans: Schedule of Troubled Debt Restructurings With Payment Default (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Total troubled debt restructured loans subsequent default
Troubled Debt Restructuring Subsequent Default Number of Loans	3	32	7	33
Troubled Debt Restructuring Subsequent Default Recorded Investment	$90	$3,812,000	$400	$3,814
Below market interest rate | Retail consumer loans | One To Four Family Real Estate Loans
Troubled Debt Restructuring Subsequent Default Number of Loans		4
Troubled Debt Restructuring Subsequent Default Recorded Investment		2,374,000
Below market interest rate | Retail consumer loans | Total loans
Troubled Debt Restructuring Subsequent Default Number of Loans		4		4
Troubled Debt Restructuring Subsequent Default Recorded Investment		2,374,000		2,374
Below market interest rate | Retail consumer loans | One to four family loans
Troubled Debt Restructuring Subsequent Default Number of Loans				4
Troubled Debt Restructuring Subsequent Default Recorded Investment				2,374
Other Troubled Debt Restructurings | Retail consumer loans | One To Four Family Real Estate Loans
Troubled Debt Restructuring Subsequent Default Number of Loans	3	16
Troubled Debt Restructuring Subsequent Default Recorded Investment	90	1,185,000
Other Troubled Debt Restructurings | Retail consumer loans | Total loans
Troubled Debt Restructuring Subsequent Default Number of Loans	3	28	7	29
Troubled Debt Restructuring Subsequent Default Recorded Investment	90	1,438,000	400	1,440
Other Troubled Debt Restructurings | Retail consumer loans | Home Equity Line of Credit
Troubled Debt Restructuring Subsequent Default Number of Loans		7		7
Troubled Debt Restructuring Subsequent Default Recorded Investment		77,000		77
Other Troubled Debt Restructurings | Retail consumer loans | Construction and land/lots loans
Troubled Debt Restructuring Subsequent Default Number of Loans		5		5
Troubled Debt Restructuring Subsequent Default Recorded Investment		176,000		176
Other Troubled Debt Restructurings | Retail consumer loans | One to four family loans
Troubled Debt Restructuring Subsequent Default Number of Loans			7	17
Troubled Debt Restructuring Subsequent Default Recorded Investment			$400	$1,187

6_Net_Income_Per_Share_Schedul1

6. Net Income Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Basic	19,145,084	18,572,448	19,161,846	18,930,301
Diluted	19,235,841	18,680,463	19,239,539	19,029,109
Earnings Per Share | Numerator
Net Income (Loss) Available to Common Stockholders, Basic	2,049	2,876	4,305	6,203
Earnings Per Share | Denominator
Basic	19,145,084	18,572,448	19,161,846	18,930,301
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	90,757	108,015	77,693	98,808
Diluted	19,235,841	18,680,463	19,239,539	19,029,109
Income (Loss) from Continuing Operations, Per Basic Share	0.1	0.15	0.22	0.32
Income (Loss) from Continuing Operations, Per Diluted Share	0.1	0.15	0.22	0.32

6_Net_Income_Per_Share_Antidil

6. Net Income Per Share: Antidilutive Stock Options (Details)	3 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Details
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	1,493,100	1,555,500

7_Equity_Incentive_Plan_Equity2

7. Equity Incentive Plan: Equity Incentive Plan Policy: 2013 Omnibus Incentive Plan (Details)	3 Months Ended
	Dec. 31, 2014
Equity Incentive Plan Name	2013 Omnibus Incentive Plan
2013 Omnibus Incentive Plan
Equity Incentive Plan Description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	2,962,400
Shares Held for awards of stock options and stock appreciation rights	2,116,000
Shares held for awards of restricted stock and restricted stock units	846,400

7_Equity_Incentive_Plan_Equity3

7. Equity Incentive Plan: Equity Incentive Plan Policy: Shares under the 2013 Omnibus Incentive Plan (Details) (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Jun. 30, 2013
Details
Stock Repurchased During Period, Shares	846,400
Stock Repurchase Program, Authorized Amount	$13.30
Share-based Compensation Arrangement by Share-based Payment Award, Per Share Weighted Average Price of Shares Purchased	$15.71

7_Equity_Incentive_Plan_Equity4

7. Equity Incentive Plan: Equity Incentive Plan Policy: Share-based Compensation Expense (Details) (Employee Stock Option, Restricted Stock, USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Employee Stock Option | Restricted Stock
ESOP shares allocated	$674	$668	$1,427	$1,336
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$229	$247	$485	$454

7_Equity_Incentive_Plan_Equity5

7. Equity Incentive Plan: Equity Incentive Plan Stock Option Activity (Details) (USD $)	3 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Outstanding Stock Options | Beginning of period
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	1,513,500	1,557,000
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$14.40	$14.37
Share-based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term	8.6	9.6
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value	$2,077	$4,033
Outstanding Stock Options | End of period
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	1,493,100	1,555,500
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$14.40	$14.37
Share-based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term	8.1	9
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value	$3,375	$2,522
Options Exercised
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	18,000
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$14.37
Options Forfeited
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	2,400	1,500
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$14.37	$14.37
Options Exercisable | End of period
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	272,175
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$14.37
Share-based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term	8.1

7_Equity_Incentive_Plan_Fair_V1

7. Equity Incentive Plan: Fair Value Options Granted Policy: Weighted Average Fair Value of Options Granted (Details) (USD $)	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Details
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Weighted Average Grant Date Fair Value	$5.26	$4.50

7_Equity_Incentive_Plan_Schedu2

7. Equity Incentive Plan: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details)	5 Months Ended	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Details
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Weighted Average Volatility Rate	28.19%	28.19%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%	0.00%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.04%	1.28%
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTermMinimum	6.5	6.6

7_Equity_Incentive_Plan_Unreco1

7. Equity Incentive Plan: Unrecognized Compensation Expenses for Stock Options Policy (Details) (Stock Option Activity, USD $)	3 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Stock Option Activity
Unrecognized Compensation Expense	$4.40	$5.80
Share-based Compensation Arrangement by Share-based Payment Award, Description	related to 1,493,100 stock options scheduled to vest over five- and seven-year vesting periods	related to 1,555,500 stock options scheduled to vest over five- and seven-year vesting periods
Unrecognized Compensation Costs on Stock Option Awards Weighted Average Period of Recognition	1.8	4.3

7_Equity_Incentive_Plan_Schedu3

7. Equity Incentive Plan: Schedule of Nonvested Restricted Stock Units Activity (Details) (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Nonvested Options | Beginning of period
Shares held for awards of restricted stock and restricted stock units	403,965	511,300
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested Options Forfeited, Weighted Average Grant Date Fair Value	$14.39	$14.37
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	$6,371	$8,672
Nonvested Options | End of period
Shares held for awards of restricted stock and restricted stock units	403,165	511,300
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested Options Forfeited, Weighted Average Grant Date Fair Value	$14.40	$14.37
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	$6,717	$8,176
Options Forfeited
Shares held for awards of restricted stock and restricted stock units	800

7_Equity_Incentive_Plan_Restri

7. Equity Incentive Plan: Restricted Stock Compensation Expense (Details) (Restricted Stock, USD $)	3 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Restricted Stock
Unrecognized Compensation Expense	$4.70		$6.10
Share-based Compensation Arrangement by Share-based Payment Award, Description	403,165 shares of restricted stock scheduled to vest over five- and seven-year vesting periods	511,300 shares of restricted stock scheduled to vest over five- and seven-year vesting periods
Unrecognized Compensation Costs on Stock Option Awards Weighted Average Period of Recognition	1.8		4.3

8_Commitments_and_Contingencie5

8. Commitments and Contingencies: Loan Commitments, Policy (Details) (USD $)	3 Months Ended	12 Months Ended	3 Months Ended
	Dec. 31, 2014	Jun. 30, 2014	Sep. 30, 2014
Unused Commitments to Extend Credit	$36,234	$28,360
Loans and Leases Receivable, Commitments, Variable Rates	12,041	3,620
Loans and Leases Receivable, Commitments, Fixed Rates	24,193	24,740
Line of Credit Facility, Remaining Borrowing Capacity	215,612	167,630
Minimum
Loan Commitments with Fixed Rate Interest Rate Range		1.85%	1.49%
Maximum
Loan Commitments with Fixed Rate Interest Rate Range		10.51%	7.00%
Construction Loan Payable
Unused Commitments to Extend Credit	$45,511	$27,086

8_Commitments_and_Contingencie6

8. Commitments and Contingencies: Restrictions on Cash Policy (Details) (USD $)	Jun. 30, 2014
Cash Reserve Deposit Required and Made	$8,087

8_Commitments_and_Contingencie7

8. Commitments and Contingencies: Standby Letters of Credit Policy (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Details
Letters of Credit Outstanding, Amount	$2,481	$483

8_Commitments_and_Contingencie8

8. Commitments and Contingencies: Legal Matters and Contingencies (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014
Details
Loss Contingency, Damages Sought, Value	$12.50

9_Fair_Value_of_Financial_Inst6

9. Fair Value of Financial Instruments: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Corporate Bond Securities
Assets, Fair Value Disclosure, Recurring	$1,000
Total fair value assets recurring
Assets, Fair Value Disclosure, Recurring	1,000
Estimate of Fair Value, Fair Value Disclosure | US Government Agencies
Assets, Fair Value Disclosure, Recurring	55,559	38,093
Estimate of Fair Value, Fair Value Disclosure | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	119,271	111,411
Estimate of Fair Value, Fair Value Disclosure | Taxable Municipal Bonds
Assets, Fair Value Disclosure, Recurring	16,233	16,220
Estimate of Fair Value, Fair Value Disclosure | Corporate Bond Securities
Assets, Fair Value Disclosure, Recurring	4,017	3,025
Estimate of Fair Value, Fair Value Disclosure | Equity Securities
Assets, Fair Value Disclosure, Recurring	63
Estimate of Fair Value, Fair Value Disclosure | Total fair value assets recurring
Assets, Fair Value Disclosure, Recurring	195,143	168,749
Fair Value, Inputs, Level 2 | US Government Agencies
Assets, Fair Value Disclosure, Recurring	55,559	38,093
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	119,271	111,411
Fair Value, Inputs, Level 2 | Taxable Municipal Bonds
Assets, Fair Value Disclosure, Recurring	16,233	16,220
Fair Value, Inputs, Level 2 | Corporate Bond Securities
Assets, Fair Value Disclosure, Recurring	3,017	3,025
Fair Value, Inputs, Level 2 | Equity Securities
Assets, Fair Value Disclosure, Recurring	63
Fair Value, Inputs, Level 2 | Total fair value assets recurring
Assets, Fair Value Disclosure, Recurring	$194,143	$168,749

9_Fair_Value_of_Financial_Inst7

9. Fair Value of Financial Instruments: Schedule of Fair Value Measurements, Nonrecurring (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Other real estate owned
Assets, Fair Value Disclosure, Nonrecurring	$881
Estimate of Fair Value, Fair Value Disclosure | Impaired loans
Assets, Fair Value Disclosure, Nonrecurring	4,983	3,686
Estimate of Fair Value, Fair Value Disclosure | Other real estate owned
Assets, Fair Value Disclosure, Nonrecurring	881	9,185
Estimate of Fair Value, Fair Value Disclosure | Total fair value nonrecurring
Assets, Fair Value Disclosure, Nonrecurring	5,864	12,871
Fair Value, Inputs, Level 3 | Impaired loans
Assets, Fair Value Disclosure, Nonrecurring	4,983	3,686
Fair Value, Inputs, Level 3 | Other real estate owned
Assets, Fair Value Disclosure, Nonrecurring	881	9,185
Fair Value, Inputs, Level 3 | Total fair value nonrecurring
Assets, Fair Value Disclosure, Nonrecurring	$5,864	$12,871

9_Fair_Value_of_Financial_Inst8

9. Fair Value of Financial Instruments: Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) (USD $)	3 Months Ended
	Dec. 31, 2014
Other real estate owned
Assets, Fair Value Disclosure, Nonrecurring	$881
Fair Value Measurements, Valuation Techniques	Discounted appraisals
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings, Description	Collateral discounts
Level 3 Fair Value Measurements Range	10% - 24%
Level 3 Fair Value Measurements Weighted Average Rate	15.00%
Nonrecurring measurements | Impaired loans, net
Assets, Fair Value Disclosure, Nonrecurring	$4,983
Fair Value Measurements, Valuation Techniques	Discounted appraisals
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings, Description	Collateral discounts
Level 3 Fair Value Measurements Range	3% - 53%
Level 3 Fair Value Measurements Weighted Average Rate	18.00%

9_Fair_Value_of_Financial_Inst9

9. Fair Value of Financial Instruments: Schedule of Fair Value, by Balance Sheet Grouping (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$360,220	$45,830
Fair Value, Inputs, Level 1 | Other Investments
Financial Instruments Owned	18,968
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned		3,697
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	196,575	163,780
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	194,143	168,749
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	957	736
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	580,884	418,671
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	485,418	354,247
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	221,671	175,974
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	649,997	620,196
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	250,000	50,000
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	146	244
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	1,000
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	1,502	2,578
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	1,527,222
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	6,175	6,051
Fair Value, Inputs, Level 3 | Federal Home Loan Bank stock
Financial Instruments Owned		1,381,438
Financial Instruments Owned Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	360,220	45,830
Financial Instruments Owned Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	196,575	163,780
Financial Instruments Owned Carrying Value | Securities available for sale
Financial Instruments Owned	195,143	168,749
Financial Instruments Owned Carrying Value | Other Investments
Financial Instruments Owned	18,968
Financial Instruments Owned Carrying Value | Loans held for sale
Financial Instruments Owned	1,478	2,537
Financial Instruments Owned Carrying Value | Loans, net
Financial Instruments Owned	1,626,630	3,697
Financial Instruments Owned Carrying Value | Accrued interest receivable
Financial Instruments Owned	7,133	6,787
Financial Instruments Owned Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	580,884	418,671
Financial Instruments Owned Carrying Value | Money market accounts
Financial Instruments Owned	485,418	354,247
Financial Instruments Owned Carrying Value | Savings accounts
Financial Instruments Owned	221,671	175,974
Financial Instruments Owned Carrying Value | Certificates of deposit
Financial Instruments Owned	650,348	634,154
Financial Instruments Owned Carrying Value | Other borrowings
Financial Instruments Owned	250,000	50,000
Financial Instruments Owned Carrying Value | Accrued interest payable
Financial Instruments Owned	146	244
Financial Instruments Owned Carrying Value | Federal Home Loan Bank stock
Financial Instruments Owned		1,473,099
Portion at Fair Value, Fair Value Disclosure | Cash and interest-bearing deposits
Financial Instruments Owned	360,220	45,830
Portion at Fair Value, Fair Value Disclosure | Certificates of deposit in other banks
Financial Instruments Owned	196,575	163,780
Portion at Fair Value, Fair Value Disclosure | Securities available for sale
Financial Instruments Owned	195,143	168,749
Portion at Fair Value, Fair Value Disclosure | Other Investments
Financial Instruments Owned	18,968
Portion at Fair Value, Fair Value Disclosure | Loans held for sale
Financial Instruments Owned	1,502	2,578
Portion at Fair Value, Fair Value Disclosure | Loans, net
Financial Instruments Owned	1,527,222	3,697
Portion at Fair Value, Fair Value Disclosure | Accrued interest receivable
Financial Instruments Owned	7,133	6,787
Portion at Fair Value, Fair Value Disclosure | Noninterest-bearing and NOW deposits
Financial Instruments Owned	580,884	418,671
Portion at Fair Value, Fair Value Disclosure | Money market accounts
Financial Instruments Owned	485,418	354,247
Portion at Fair Value, Fair Value Disclosure | Savings accounts
Financial Instruments Owned	221,671	175,974
Portion at Fair Value, Fair Value Disclosure | Certificates of deposit
Financial Instruments Owned	649,997	620,196
Portion at Fair Value, Fair Value Disclosure | Other borrowings
Financial Instruments Owned	250,000	50,000
Portion at Fair Value, Fair Value Disclosure | Accrued interest payable
Financial Instruments Owned	146	244
Portion at Fair Value, Fair Value Disclosure | Federal Home Loan Bank stock
Financial Instruments Owned		$1,381,438

Recovered_Sheet9

9. Fair Value of Financial Instruments: Off-Balance-Sheet Credit Exposure, Policy (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Details
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$297,357	$223,076