HomeTrust Bancshares (HTBI) 10-Q 8 Feb 19 2018 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Dec. 31, 2018	Feb. 07, 2019
Document and Entity Information:
Entity Registrant Name	HomeTrust Bancshares, Inc.
Entity Central Index Key	1,538,263
Current Fiscal Year End Date	--06-30
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q2
Amendment Flag	false
Entity Common Stock, Shares Outstanding		18,394,436
Entity Emerging Growth Company	false
Entity Small Business	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Assets
Cash	$ 44,425	$ 45,222
Interest-bearing deposits	26,881	25,524
Cash and cash equivalents	71,306	70,746
Commercial paper	239,286	229,070
Certificates of deposit in other banks	51,936	66,937
Debt securities available for sale, at fair value	149,752	154,993
Other investments, at cost	44,858	41,931
Loans held for sale	13,095	5,873
Total loans, net of deferred loan fees	2,632,231	2,525,852
Allowance for loan losses	(21,419)	(21,060)
Net loans	2,610,812	2,504,792
Premises and equipment, net	66,610	62,537
Accrued interest receivable	10,372	9,344
Real estate owned (REO)	2,955	3,684
Deferred income taxes	28,533	32,565
Bank owned life insurance (BOLI)	89,156	88,028
Goodwill	25,638	25,638
Core deposit intangibles	3,436	4,528
Other assets	5,354	3,503
Total assets acquired	3,413,099	3,304,169
Liabilities
Deposits	2,258,069	2,196,253
Borrowings	688,000	635,000
Capital lease obligations	1,897	1,914
Other liabilities	54,163	61,760
Total liabilities assumed	3,002,129	2,894,927
Stockholders' Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 18,520,825 shares issued and outstanding at December 31, 2018; 19,041,668 at June 30, 2018	185	191
Additional paid in capital	203,660	217,480
Retained earnings	215,289	200,575
Unearned Employee Stock Ownership Plan (ESOP) shares	(7,142)	(7,406)
Accumulated other comprehensive loss	(1,022)	(1,598)
Total stockholders' equity	410,970	409,242
Total Liabilities and Stockholders' Equity	$ 3,413,099	$ 3,304,169

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2018	Jun. 30, 2018
Statement of Financial Position [Abstract]
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	18,520,825	19,041,668
Common stock shares outstanding	18,520,825	19,041,668

Consolidated Statements of Inco

Consolidated Statements of Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Interest and Dividend Income
Loans	$ 30,544	$ 26,140	$ 59,272	$ 51,390
Securities available for sale	876	904	1,732	1,875
Commercial paper and interest-bearing deposits in other banks	1,966	1,303	3,823	2,472
Other investments	1,014	631	1,853	1,257
Total interest and dividend income	34,400	28,978	66,680	56,994
Interest Expense
Deposits	3,607	1,541	6,357	2,887
Borrowings	3,692	2,077	6,950	4,046
Total interest expense	7,299	3,618	13,307	6,933
Net Interest Income	27,101	25,360	53,373	50,061
Provision for Loan Losses	0	0	0	0
Net Interest Income after Provision for Loan Losses	27,101	25,360	53,373	50,061
Noninterest Income
Service charges and fees on deposit accounts	2,577	1,987	4,978	3,831
Loan income and fees	295	197	623	580
Gain on sale of loans held for sale	944	1,164	2,614	1,883
BOLI income	520	518	1,056	1,080
Gain from sale of premises and equipment	0	0	0	164
Other, net	749	593	1,427	1,183
Total noninterest income	5,085	4,459	10,698	8,721
Noninterest Expense
Salaries and employee benefits	12,857	11,973	25,542	24,325
Net occupancy expense	2,551	2,473	4,898	4,822
Marketing and advertising	402	319	819	772
Telephone, postage, and supplies	743	748	1,512	1,433
Deposit insurance premiums	335	419	639	833
Computer services	1,895	1,595	3,744	3,140
Loss (gain) on sale and impairment of REO	75	104	254	(42)
REO expense	173	205	348	446
Core deposit intangible amortization	526	681	1,092	1,400
Other	2,301	2,460	4,893	4,734
Total noninterest expense	21,858	20,977	43,741	41,863
Income Before Income Taxes	10,328	8,842	20,330	16,919
Income Tax Expense	2,287	19,508	4,499	22,018
Net Income (Loss)	$ 8,041	$ (10,666)	$ 15,831	$ (5,099)
Net income (loss) per common share:
Basic (in dollars per share)	$ 0.45	$ (0.59)	$ 0.88	$ (0.28)
Diluted (in dollars per share)	0.43	(0.59)	0.84	(0.28)
Cash dividends declared per common share (in dollars per share)	$ 0.06	$ 0	$ 0.06	$ 0
Average shares outstanding:
Basic (in shares)	17,797,553	17,975,883	17,961,465	17,971,439
Diluted (in shares)	18,497,334	17,975,883	18,689,584	17,971,439

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net Income	$ 8,041	$ (10,666)	$ 15,831	$ (5,099)
Other Comprehensive Income (Loss)
Gains (losses) arising during the period	1,126	(1,009)	748	(859)
Deferred income tax benefit (expense)	(259)	303	(172)	258
Total other comprehensive income (loss)	867	(706)	576	(601)
Comprehensive Income (Loss)	$ 8,908	$ (11,372)	$ 16,407	$ (5,700)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative-effect adjustment on the change in accounting for share-based payments	$ 680			$ 680
Balance at beginning of period (in shares) at Jun. 30, 2017		18,967,875
Balance at beginning of period at Jun. 30, 2017	397,647	$ 190	$ 213,459	191,660	$ (7,935)	$ 273
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	$ (5,099)			(5,099)
Forfeited restricted stock (in shares)		(6,600)
Granted restricted stock (in shares)	2,000
Exercised stock options (in shares)	3,900	3,900
Exercised stock options	$ 57		57
Stock option expense	1,209		1,209
Restricted stock expense	805		805
ESOP shares allocated	663		398		265
Other comprehensive loss	(601)					(601)
Balance at end of period (in shares) at Dec. 31, 2017		18,967,175
Balance at end of period at Dec. 31, 2017	$ 395,361	$ 190	215,928	187,241	(7,670)	(328)
Balance at beginning of period (in shares) at Jun. 30, 2018	19,041,668	19,041,668
Balance at beginning of period at Jun. 30, 2018	$ 409,242	$ 191	217,480	200,575	(7,406)	(1,598)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net loss	15,831			15,831
Cash dividends declared on common stock	(1,117)			(1,117)
Shares repurchased (in shares)		(559,755)
Stock repurchased	(15,646)	$ (6)	(15,640)
Forfeited restricted stock (in shares)		(2,700)
Retired stock (in shares)		(588)
Retired stock	$ (17)		(17)
Exercised stock options (in shares)	42,200	42,200
Exercised stock options	$ 608		608
Stock option expense	359		359
Restricted stock expense	397		397
ESOP shares allocated	737		473		264
Other comprehensive loss	$ 576					576
Balance at end of period (in shares) at Dec. 31, 2018	18,520,825	18,520,825
Balance at end of period at Dec. 31, 2018	$ 410,970	$ 185	$ 203,660	$ 215,289	$ (7,142)	$ (1,022)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative-effect adjustment on the change in accounting for share-based payments	$ 0

Consolidated Statements of Cash

Consolidated Statements of Cash Flows $ in Thousands	6 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Operating Activities:
Net loss	$ 15,831	$ (5,099)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation	2,144	1,950
Deferred income tax expense	3,860	21,780
Net amortization and accretion	(3,611)	(2,567)
Gain from sale of premises and equipment	0	(164)
Loss (gain) on sale and impairment of REO	254	(42)
Gain on sale of loans held for sale	(2,614)	(1,883)
Origination of loans held for sale	(79,420)	(68,114)
Proceeds from sales of loans held for sale	78,998	66,999
Increase (decrease) in deferred loan fees, net	(265)	297
Increase in accrued interest receivable and other assets	(2,816)	(2,818)
Amortization of core deposit intangibles	1,092	1,400
BOLI income	(1,056)	(1,080)
ESOP compensation expense	737	663
Restricted stock and stock option expense	756	2,014
Decrease in other liabilities	(7,597)	(1,904)
Net cash provided by operating activities	6,293	11,432
Investing Activities:
Purchase of securities available for sale	(15,750)	0
Proceeds from maturities of securities available for sale	11,565	19,680
Net purchases of commercial paper	(7,204)	(48,440)
Purchase of certificates of deposit in other banks	(6,709)	(12,619)
Maturities of certificates of deposit in other banks	21,710	44,544
Principal repayments of mortgage-backed securities	9,668	10,941
Net redemptions (purchases) of other investments	(2,927)	478
Net increase in loans	(108,995)	(64,275)
Purchase of BOLI	(79)	(69)
Proceeds from redemption of BOLI	7	146
Purchase of premises and equipment	(692)	(1,496)
Purchase of operating lease equipment	(5,525)	0
Capital improvements to REO	0	(18)
Proceeds from sale of premises and equipment	0	923
Proceeds from sale of REO	571	2,151
Net cash used in investing activities	(104,360)	(48,054)
Financing Activities:
Net increase in deposits	61,816	59,757
Net increase (decrease) in other borrowings	53,000	(11,500)
Common stock repurchased	(15,646)	0
Cash dividend declared	(1,117)	0
Retired stock	(17)	0
Exercised stock options	608	57
Decrease in capital lease obligations	(17)	(12)
Net cash provided by financing activities	98,627	48,302
Net Increase in Cash and Cash Equivalents	560	11,680
Cash and Cash Equivalents at Beginning of Period	70,746	86,985
Cash and Cash Equivalents at End of Period	71,306	98,665
Cash paid during the period for:
Interest	12,534	6,788
Income taxes	277	266
Noncash transactions:
Unrealized gain (loss) in value of securities available for sale, net of income taxes	576	(601)
Transfers of loans to REO	96	591
Transfers of loans held for sale from loans held for investment	5,794	0
Cumulative-effect adjustment on the change in accounting for share-based payments	0
Transfers of loans to held for sale to loans held for investment	$ 1,608	$ 1,533

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation ("HomeTrust"), and its wholly-owned subsidiary, HomeTrust Bank (the "Bank"). As used throughout this report, the term the "Company" refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires. The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States ("GAAP") for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission ("SEC"). Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2018 (" 2018 Form 10-K") filed with the SEC on September 13, 2018 . The results of operations for the three and six months ended December 31, 2018 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2019 . The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) business combinations and acquired loans, (iii) the valuation of REO, (iv) the valuation of goodwill and other intangible assets, and (v) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2018 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods. Certain amounts reported in prior periods' consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, stockholders' equity or net income.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Dec. 31, 2018
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements In August 2015, the Financial Accounting Standards Board ("FASB") issued ASU No. 2015-14, “Revenue from Contracts with Customers (Topic 606)”, which defers the effective date of Accounting Standard Update ("ASU") No. 2014-09 one year. ASU No. 2014-09 created Topic 606 and supersedes Topic 605, Revenue Recognition. The core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In general, the new guidance requires companies to use more judgment and make more estimates than under current guidance, including identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. In May 2016, the FASB issued ASU No. 2016-12, "Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients," which provides clarifying guidance in certain narrow areas and adds some practical expedients, but does not change the core revenue recognition principle in Topic 606. For financial reporting purposes, the standard allows for either full retrospective adoption, meaning the standard is applied to all of the periods presented, or modified retrospective adoption, meaning the standard is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the standard recognized at the date of initial application. A significant amount of the Company’s revenues are derived from net interest income on financial assets and liabilities, which are excluded from the scope of the amended guidance. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. However, additional disclosures required by this ASU have been included in “Note 12 - Revenue” to the Company’s consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, "Financial Instruments (Subtopic 825-10) Recognition and Measurement of Financial Assets and Financial Liabilities." The ASU amends the guidance in GAAP on the classification and measurement of financial instruments. The ASU includes the following changes: i) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; (ii) requires the use of exit price notion when measuring the fair value of financial instruments for disclosure purposes; (iii) require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; (iv) allows an equity investment that does not have readily determinable fair values, to be measured at cost minus impairment (if any), plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer; (v) eliminates the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, and requires a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or in the accompanying notes to the financial statements; and (vii) clarifies that a valuation allowance on a deferred tax asset related to available-for-sale securities should be evaluated in combination with the organization’s other deferred tax assets. Exit price is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. The disclosures to the Company’s consolidated financial statements have been updated appropriately using the exit price notion in “Note 11 - Fair Value of Financial Instruments.” In February 2016, the FASB issued ASU 2016-02, "Leases (Accounting Standards Codification ("ASC") 842)." The guidance in this ASU requires most leases to be recognized on the balance sheet as a right-of-use asset and a lease liability. It will be critical to identify leases embedded in a contract to avoid misstating the lessee’s balance sheet. For income statement purposes, the FASB retained a dual model, requiring leases to be classified as either operating or finance. Classification will be based on criteria that are largely similar to those applied in current lease accounting, but without explicit bright lines. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. In July 2018, the FASB issued ASU 2018-10, "Codification Improvements to Topic 842, Leases" and ASU 2018-11 "Leases (Topic 842): Targeted Improvements." ASU 2018-10 made 16 narrow-scope amendments to ASC 842. The amendments in this ASU 2018-11 are intended to provide entities with relief from the costs of implementing certain aspects of the the new lease accounting standard. Specifically, an entity can elect not to recast the comparative periods presented when transitioning to ASC 842 and provides a lessor with the option to not separate lease and nonlease components when certain conditions are met. This ASU also provides a new transition method in addition to the existing transition method contained in ASU No. 2016-02 to allow entities to initially apply the new leases standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. These amendments have the same effective date as ASU 2016-02. We are currently evaluating the impact of this guidance on our Consolidated Financial Statements and the timing of adoption. The Company will compile an inventory of all leased assets to determine the impact of ASU 2016-02 on its financial condition and results of operations. The effect of the adoption of these ASUs will depend on leases at time of adoption. Once adopted, we expect to report higher assets and liabilities on our Consolidated Balance Sheets as a result of including right-of-use assets and lease liabilities related to certain banking offices and certain equipment under noncancelable operating lease agreements, which currently are not reflected in our Consolidated Balance Sheets. We do not expect the guidance to have a material impact on the Consolidated Statements of Income or the Consolidated Statements of Changes in Stockholders' Equity. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for interim and annual reporting periods beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company is evaluating our current expected loss methodology of our loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. The Company is in the process of compiling historical data that will be used to calculate expected credit losses on its loan portfolio to ensure it is fully compliant with the ASU at the adoption date and is evaluating the potential impact adoption of this ASU will have on its consolidated financial statements. Once adopted, the Company expects its allowance for loan losses to increase, however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2016, the FASB issued ASU No. 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments." The ASU amends the guidance on the classification of certain cash receipts and payments in the statement of cash flows and is intended to reduce the diversity in practice. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2017, FASB issued ASU 2017-08, "Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities." The ASU requires entities to amortize the premium on certain purchased callable debt securities to the earliest call date, which more closely aligns the amortization period of premiums and discounts to expectations incorporated in the market prices. Entities will no longer recognize a loss in earnings upon the debtor's exercise of a call on a purchased debt security held at a premium. The ASU does not require any accounting change for debt securities held at a discount, therefore the discount will continue to be amortized as an adjustment of yield over the contractual life of the investment. This ASU is effective for interim and annual reporting periods, beginning after December 15, 2018. Early adoption is permitted for all entities. The adoption of ASU No. 2017-08 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2017, the FASB issued ASU 2017-09, "Compensation-Stock Compensation (Topic 718): Scope of Modification Accounting." This ASU provides clarity on the guidance related to stock compensation when there have been changes to the terms or conditions of a share-based payment award to which an entity would be required to apply modification accounting under ASC 718. The ASU provides the three following criteria must be met in order to not account for the effect of the modification of terms or conditions: the fair value, the vesting conditions and the classification as an equity or liability instrument of the modified award is the same as the original award immediately before the original award is modified. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The adoption of ASU No. 2017-12 is not expected to have a material impact on the Company's Consolidated Financial Statements. In February 2018, FASB issued ASU 2018-02, "Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The ASU allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the revaluation of the Company’s net deferred tax assets (“DTA”) to the new corporate federal income tax rate of 21% as a result of the Tax Cuts and Jobs Act (‘Tax Act”). The Company elected to early adopt this ASU during the year ended June 30, 2018. The affected amount for the Company was immaterial and did not have an effect on the Company's Consolidated Financial Statements. In March 2018, FASB issued ASU No. 2018-05, "Income Taxes (Topic 740)." This ASU was issued to provide guidance on the income tax accounting implications of the Tax Act and allows for entities to report provisional amounts for specific income tax effects of the Act for which the accounting under Topic 740 was not yet complete, but a reasonable estimate could be determined. A measurement period of one-year is allowed to complete the accounting effects under Topic 740 and revise any previous estimates reported. Any provisional amounts or subsequent adjustments included in an entity’s financial statements during the measurement period should be included in income from continuing operations as an adjustment to tax expense in the reporting period the amounts are determined. The Company adopted this ASU with the provisional adjustments as reported in the Consolidated Financial Statements on Form 10-Q as of December 31, 2017. As of June 30, 2018, the Company did not incur any adjustments to the provisional recognition. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU removes, modifies, and adds certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption of ASU No. 2018-19 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The effective date and transition requirements for this ASU are the same as ASU 2016-02. The adoption of ASU No. 2018-20 is not expected to have a material impact on the Company's Consolidated Financial Statements.

Debt Securities

Debt Securities	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Securities available for sale consist of the following at the dates indicated: December 31, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 38,064 $ 7 $ (208 ) $ 37,863 Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 77,888 106 (1,068 ) 76,926 Municipal Bonds 29,014 196 (130 ) 29,080 Corporate Bonds 6,114 8 (239 ) 5,883 Total $ 151,080 $ 317 $ (1,645 ) $ 149,752 June 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 48,025 $ 1 $ (484 ) $ 47,542 Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 71,949 88 (1,438 ) 70,599 Municipal Bonds 30,865 127 (226 ) 30,766 Corporate Bonds 6,166 25 (168 ) 6,023 Equity Securities 63 — — 63 Total $ 157,068 $ 241 $ (2,316 ) $ 154,993 Debt securities available for sale by contractual maturity at the dates indicated are shown below. Mortgage-backed securities are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. Available-For-Sale December 31, 2018 Amortized Cost Estimated Fair Value Due within one year $ 18,233 $ 18,191 Due after one year through five years 41,534 41,102 Due after five years through ten years 5,352 5,480 Due after ten years 8,073 8,053 Mortgage-backed securities 77,888 76,926 Total $ 151,080 $ 149,752 The Company had no sales of securities available for sale during the three and six months ended December 31, 2018 and 2017. There were no gross realized gains or losses for the three and six months ended December 31, 2018 and 2017. Securities available for sale with costs totaling $126,758 and $136,914 and market values of $125,765 and $135,313 at December 31, 2018 and June 30, 2018 , respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2018 and June 30, 2018 were as follows: December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ 7,127 $ (29 ) $ 29,804 $ (179 ) $ 36,931 $ (208 ) Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 26,536 (192 ) 38,370 (876 ) 64,906 (1,068 ) Municipal Bonds 5,555 (20 ) 10,719 (110 ) 16,274 (130 ) Corporate Bonds 1,364 (64 ) 3,514 (175 ) 4,878 (239 ) Total $ 40,582 $ (305 ) $ 82,407 $ (1,340 ) $ 122,989 $ (1,645 ) June 30, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ 10,962 $ (93 ) $ 35,605 $ (391 ) $ 46,567 $ (484 ) Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 39,238 (827 ) 21,297 (611 ) 60,535 (1,438 ) Municipal Bonds 19,795 (208 ) 1,446 (18 ) 21,241 (226 ) Corporate Bonds — — 3,566 (168 ) 3,566 (168 ) Total $ 69,995 $ (1,128 ) $ 61,914 $ (1,188 ) $ 131,909 $ (2,316 ) The total number of securities with unrealized losses at December 31, 2018 , and June 30, 2018 were 201 and 218 , respectively. Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates. The Company had no other-than-temporary impairment losses during the six months ended December 31, 2018 or the year ended June 30, 2018 .

Other Investments

Other Investments	6 Months Ended
	Dec. 31, 2018
Investments, All Other Investments [Abstract]
Other Investments	Other Investments Other investments, at cost consist of the following at the dates indicated: December 31, 2018 June 30, 2018 FHLB of Atlanta (1) $ 32,159 $ 29,907 Federal Reserve Bank of Richmond ("FRB") (1) 7,315 7,307 Small Business Investment Companies ("SBIC") (2)(3) 5,384 4,717 Total $ 44,858 $ 41,931 (1) As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the Federal Reserve Bank of Richmond ("FRB"). No ready market exists for these securities so carrying value approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. (2) SBIC investment funds are considered nonmarketable investment securities and are qualified investments under the Community Reinvestment Act. (3) Prior to the adoption of ASU 2016-01, SBIC Investments were maintained in other assets.

Loans

Loans	6 Months Ended
	Dec. 31, 2018
Receivables [Abstract]
Loans	Loans Loans consist of the following at the dates indicated: December 31, 2018 June 30, 2018 Retail consumer loans: One-to-four family $ 661,374 $ 664,289 HELOCs - originated 135,430 137,564 HELOCs - purchased 138,571 166,276 Construction and land/lots 74,507 65,601 Indirect auto finance 170,516 173,095 Consumer 13,520 12,379 Total retail consumer loans 1,193,918 1,219,204 Commercial loans: Commercial real estate 904,357 857,315 Construction and development 198,738 192,102 Commercial and industrial 224,582 148,823 Municipal leases 111,135 109,172 Total commercial loans 1,438,812 1,307,412 Total loans 2,632,730 2,526,616 Deferred loan fees, net (499 ) (764 ) Total loans, net of deferred loan fees 2,632,231 2,525,852 Allowance for loan losses (21,419 ) (21,060 ) Loans, net $ 2,610,812 $ 2,504,792 All qualifying one-to-four family first mortgage loans, HELOCs, commercial real estate loans, and FHLB Stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances. The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follow: Pass Special Mention Substandard Doubtful Loss Total December 31, 2018 Retail consumer loans: One-to-four family $ 640,265 $ 2,425 $ 11,423 $ 249 $ 12 $ 655,084 HELOCs - originated 133,741 111 1,149 — 6 135,205 HELOCs - purchased 138,385 — 185 — — 138,571 Construction and land/lots 74,081 16 485 — — 74,116 Indirect auto finance 169,932 — 550 — 2 170,516 Consumer 12,773 16 801 3 9 13,520 Commercial loans: Commercial real estate 882,901 8,513 12,476 — — 896,381 Construction and development 194,423 888 2,649 120 — 197,367 Commercial and industrial 220,974 1,706 167 — 3 222,788 Municipal leases 110,839 296 — — — 111,135 Total loans $ 2,578,314 $ 13,971 $ 29,885 $ 372 $ 32 $ 2,614,683 Pass Special Mention Substandard Doubtful Loss Total June 30, 2018 Retail consumer loans: One-to-four family $ 643,077 $ 3,576 $ 10,059 $ 746 $ 14 $ 657,472 HELOCs - originated 135,336 113 1,735 150 6 137,340 HELOCs - purchased 166,089 — 187 — — 166,276 Construction and land/lots 64,823 23 257 54 — 65,157 Indirect auto finance 172,675 — 420 — — 173,095 Consumer 11,723 85 558 2 11 12,379 Commercial loans: Commercial real estate 835,485 5,804 6,787 — — 848,076 Construction and development 187,187 621 2,067 — — 189,875 Commercial and industrial 145,177 1,279 414 — — 146,870 Municipal leases 108,864 308 — — — 109,172 Total loans $ 2,470,436 $ 11,809 $ 22,484 $ 952 $ 31 $ 2,505,712 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follow: Pass Special Mention Substandard Doubtful Loss Total December 31, 2018 Retail consumer loans: One-to-four family $ 4,404 $ 259 $ 1,627 $ — $ — $ 6,290 HELOCs - originated 225 — — — — 225 Construction and land/lots 155 — 236 — — 391 Commercial loans: Commercial real estate 4,593 1,954 1,429 — — 7,976 Construction and development 501 — 870 — — 1,371 Commercial and industrial 1,791 — — — 3 1,794 Total loans $ 11,669 $ 2,213 $ 4,162 $ — $ 3 $ 18,047 Pass Special Mention Substandard Doubtful Loss Total June 30, 2018 Retail consumer loans: One-to-four family $ 4,620 $ 388 $ 1,809 $ — $ — $ 6,817 HELOCs - originated 224 — — — — 224 Construction and land/lots 444 — — — — 444 Commercial loans: Commercial real estate 4,718 2,162 2,359 — — 9,239 Construction and development 547 — 1,680 — — 2,227 Commercial and industrial 1,894 — 59 — — 1,953 Total loans $ 12,447 $ 2,550 $ 5,907 $ — $ — $ 20,904 The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans December 31, 2018 Retail consumer loans: One-to-four family $ 2,328 $ 1,747 $ 4,075 $ 657,299 $ 661,374 HELOCs - originated 203 333 536 134,894 135,430 HELOCs - purchased 564 — 564 138,007 138,571 Construction and land/lots 37 — 37 74,470 74,507 Indirect auto finance 392 130 522 169,994 170,516 Consumer 185 40 225 13,295 13,520 Commercial loans: Commercial real estate 5,165 559 5,724 898,633 904,357 Construction and development 1 1,396 1,397 197,341 198,738 Commercial and industrial 8 53 61 224,521 224,582 Municipal leases 24 — 24 111,111 111,135 Total loans $ 8,907 $ 4,258 $ 13,165 $ 2,619,565 $ 2,632,730 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2018 Retail consumer loans: One-to-four family $ 3,001 $ 1,756 $ 4,757 $ 659,532 $ 664,289 HELOCs - originated 98 268 366 137,198 137,564 HELOCs - purchased — — — 166,276 166,276 Construction and land/lots 44 54 98 65,503 65,601 Indirect auto finance 335 127 462 172,633 173,095 Consumer 238 39 277 12,102 12,379 Commercial loans: Commercial real estate 169 1,412 1,581 855,734 857,315 Construction and development 260 1,928 2,188 189,914 192,102 Commercial and industrial 15 69 84 148,739 148,823 Municipal leases — — — 109,172 109,172 Total loans $ 4,160 $ 5,653 $ 9,813 $ 2,516,803 $ 2,526,616 The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow: December 31, 2018 June 30, 2018 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 4,151 $ — $ 4,308 $ — HELOCs - originated 590 — 656 — HELOCs - purchased 185 — 187 — Construction and land/lots 98 — 165 — Indirect auto finance 243 — 255 — Consumer 515 — 321 — Commercial loans: Commercial real estate 2,104 — 2,863 — Construction and development 1,696 — 2,045 — Commercial and industrial 90 — 114 — Municipal leases — — — — Total loans $ 9,672 $ — $ 10,914 $ — PCI loans totaling $2,071 at December 31, 2018 and $3,353 at June 30, 2018 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations. Troubled debt restructurings ("TDRs") are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. Additionally, all TDRs are considered impaired. The Company had no commitments to lend additional funds on these TDR loans at December 31, 2018 . The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follow: December 31, 2018 June 30, 2018 Performing TDRs included in impaired loans $ 19,276 $ 21,251 An analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 295 $ 7,252 $ 13,385 $ 20,932 $ 1,197 $ 8,310 $ 12,490 $ 21,997 Provision for (recovery of) loan losses (96 ) (341 ) 437 — (286 ) 162 124 — Charge-offs — (177 ) (78 ) (255 ) (345 ) (378 ) (349 ) (1,072 ) Recoveries — 502 240 742 — 97 68 165 Balance at end of period $ 199 $ 7,236 $ 13,984 $ 21,419 $ 566 $ 8,191 $ 12,333 $ 21,090 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 483 $ 7,527 $ 13,050 $ 21,060 $ 727 $ 8,585 $ 11,839 $ 21,151 Provision for (recovery of) loan losses (284 ) (406 ) 690 — 184 (250 ) 66 — Charge-offs — (592 ) (81 ) (673 ) (345 ) (528 ) (363 ) (1,236 ) Recoveries — 707 325 1,032 — 384 791 1,175 Balance at end of period $ 199 $ 7,236 $ 13,984 $ 21,419 $ 566 $ 8,191 $ 12,333 $ 21,090 The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total December 31, 2018 Retail consumer loans: One-to-four family $ 61 $ 104 $ 2,926 $ 3,091 $ 6,290 $ 6,126 $ 648,958 $ 661,374 HELOCs - originated — 6 1,129 1,135 225 6 135,199 135,430 HELOCs - purchased — — 655 655 — — 138,571 138,571 Construction and land/lots — — 1,178 1,178 391 333 73,783 74,507 Indirect auto finance — — 1,073 1,073 — 1 170,515 170,516 Consumer — 8 157 165 — 8 13,512 13,520 Commercial loans: Commercial real estate 118 12 8,157 8,287 7,976 2,860 893,521 904,357 Construction and development 4 6 3,107 3,117 1,371 1,529 195,838 198,738 Commercial and industrial 16 2 2,254 2,272 1,794 2 222,786 224,582 Municipal leases — — 446 446 — — 111,135 111,135 Total $ 199 $ 138 $ 21,082 $ 21,419 $ 18,047 $ 10,865 $ 2,603,818 $ 2,632,730 June 30, 2018 Retail consumer loans: One-to-four family $ 98 $ 125 $ 3,137 $ 3,360 $ 6,817 $ 7,104 $ 650,368 $ 664,289 HELOCs - originated — 6 1,117 1,123 224 452 136,888 137,564 HELOCs - purchased — — 795 795 — — 166,276 166,276 Construction and land/lots — 19 1,134 1,153 444 583 64,574 65,601 Indirect auto finance — — 1,126 1,126 — — 173,095 173,095 Consumer — 11 57 68 — 11 12,368 12,379 Commercial loans: Commercial real estate 138 28 8,029 8,195 9,239 3,511 844,565 857,315 Construction and development 229 8 3,109 3,346 2,227 2,223 187,652 192,102 Commercial and industrial 18 — 1,458 1,476 1,953 — 146,870 148,823 Municipal leases — — 418 418 — — 109,172 109,172 Total $ 483 $ 197 $ 20,380 $ 21,060 $ 20,904 $ 13,884 $ 2,491,828 $ 2,526,616 Loans acquired from acquisitions are initially excluded from the allowance for loan losses in accordance with the acquisition method of accounting for business combinations. The Company records these loans at fair value, which includes a credit discount, therefore, no allowance for loan losses is established for these acquired loans at acquisition. A provision for loan losses is recorded for any further deterioration in these acquired loans subsequent to the acquisition. The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance December 31, 2018 Retail consumer loans: One-to-four family $ 20,221 $ 14,855 $ 2,472 $ 17,327 $ 565 HELOCs - originated 1,614 845 120 965 9 HELOCs - purchased 185 — 185 185 — Construction and land/lots 2,200 976 432 1,408 27 Indirect auto finance 407 173 100 273 3 Consumer 2,185 441 1,241 1,682 57 Commercial loans: Commercial real estate 4,418 1,375 2,741 4,116 22 Construction and development 2,869 788 908 1,696 8 Commercial and industrial 3,351 187 1 188 3 Municipal leases — — — — — Total impaired loans $ 37,450 $ 19,640 $ 8,200 $ 27,840 $ 694 June 30, 2018 Retail consumer loans: One-to-four family $ 23,295 $ 16,035 $ 4,140 $ 20,175 $ 554 HELOCs - originated 2,544 1,017 737 1,754 9 HELOCs - purchased 187 — 187 187 — Construction and land/lots 2,348 1,098 446 1,544 53 Indirect auto finance 395 122 133 255 1 Consumer 501 12 46 58 11 Commercial loans: Commercial real estate 5,343 2,862 2,246 5,108 42 Construction and development 3,166 828 1,217 2,045 14 Commercial and industrial 4,898 235 — 235 3 Municipal leases — — — — — Total impaired loans $ 42,677 $ 22,209 $ 9,152 $ 31,361 $ 687 The table above includes $16,975 and $19,926 , of impaired loans that were not individually evaluated at December 31, 2018 and June 30, 2018 , respectively, because these loans did not meet the Company's threshold for individual impairment evaluation. The recorded allowance above includes $556 and $490 related to these loans that were not individually evaluated at December 31, 2018 and June 30, 2018 , respectively. The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three and six months ended December 31, 2018 and 2017 follows: Three Months Ended December 31, 2018 December 31, 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 17,856 $ 175 $ 24,519 $ 287 HELOCs - originated 924 13 2,750 31 HELOC - purchased 186 3 191 3 Construction and land/lots 1,525 21 1,588 27 Indirect auto finance 335 2 232 3 Consumer 1,618 16 33 4 Commercial loans: Commercial real estate 4,257 34 7,184 77 Construction and development 1,766 15 2,973 31 Commercial and industrial 196 8 1,723 23 Municipal leases — — 102 6 Total loans $ 28,663 $ 287 $ 41,295 $ 492 Six Months Ended December 31, 2018 December 31, 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 18,568 $ 467 $ 24,721 $ 585 HELOCs - originated 1,121 35 2,767 61 HELOCs - purchased 186 7 191 7 Construction and land/lots 1,559 55 1,651 56 Indirect auto finance 331 6 155 9 Consumer 1,212 45 36 8 Commercial loans: Commercial real estate 4,506 121 7,425 152 Construction and development 1,853 31 2,862 52 Commercial and industrial 208 25 1,841 42 Municipal leases — — 201 6 Total loans $ 29,544 $ 792 $ 41,850 $ 978 A summary of changes in the accretable yield for PCI loans for the three and six months ended December 31, 2018 and 2017 follows: Three Months Ended December 31, 2018 December 31, 2017 Accretable yield, beginning of period $ 5,452 $ 6,698 Reclass from nonaccretable yield (1) 414 77 Other changes, net (2) 198 80 Interest income (832 ) (634 ) Accretable yield, end of period $ 5,232 $ 6,221 Six Months Ended December 31, 2018 December 31, 2017 Accretable yield, beginning of period $ 5,734 $ 7,080 Reclass from nonaccretable yield (1) 424 278 Other changes, net (2) 335 107 Interest income (1,261 ) (1,244 ) Accretable yield, end of period $ 5,232 $ 6,221 ______________________________________ (1) Represents changes attributable to expected losses assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates. For the three and six months ended December 31, 2018 and 2017 , the following table presents a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family 1 $ 85 $ 85 3 $ 398 $ 395 Home equity lines of credit — — — 1 64 59 Construction and land/lots — — — 1 36 36 Total 1 $ 85 $ 85 5 $ 498 $ 490 Other TDRs: Retail consumer: One-to-four family 5 $ 354 $ 353 6 $ 177 $ 176 Indirect auto finance — — — 1 19 6 Consumer 1 $ 85 $ 85 — $ — $ — Total 6 $ 439 $ 438 7 $ 196 $ 182 Total 7 $ 524 $ 523 12 $ 694 $ 672 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family 1 $ 85 $ 85 3 $ 398 $ 395 HELOCs - originated — — — 1 64 59 Construction and land/lots — — — 1 36 36 Total 1 $ 85 $ 85 5 $ 498 $ 490 Other TDRs: Retail consumer: One-to-four family 9 $ 598 $ 593 15 $ 1,493 $ 1,481 Indirect auto finance 1 33 30 1 19 6 Consumer 2 87 87 — — — Total 12 $ 718 $ 710 16 $ 1,512 $ 1,487 Total 13 $ 803 $ 795 21 $ 2,010 $ 1,977 The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three and six months ended December 31, 2018 and 2017 : Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 Number of Loans Recorded Investment Number of Loans Recorded Investment Below market interest rate: Retail consumer: One-to-four family — — 1 $ 37 Total — $ — 1 $ 37 Other TDRs: Retail consumer: One-to-four family 2 $ 165 3 $ 493 Indirect auto finance — — 1 6 Consumer 1 2 — — Total 3 $ 167 4 $ 499 Total 3 $ 167 5 $ 536 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 Number of Loans Recorded Investment Number of Loans Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — 1 $ 37 Total — $ — 1 $ 37 Other TDRs: Retail consumer: One-to-four family 2 $ 165 3 $ 493 Indirect auto finance — — 1 6 Consumer 1 2 — — Total 3 $ 167 4 $ 499 Total 3 $ 167 5 $ 536 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. In the determination of the allowance for loan losses, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring impairment based on either the value of the loan's expected future cash flows discounted at the loan's original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent.

Real Estate Owned

Real Estate Owned	6 Months Ended
	Dec. 31, 2018
Real Estate Owned [Abstract]
Real Estate Owned	Real Estate Owned The activity within REO for the periods shown is as follows: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Balance at beginning of period $ 3,286 $ 5,941 $ 3,684 $ 6,318 Transfers from loans 22 339 96 591 Sales, net of gain or loss (230 ) (1,111 ) (574 ) (1,758 ) Writedowns (123 ) (351 ) (251 ) (351 ) Capital improvements — — — 18 Balance at end of period $ 2,955 $ 4,818 $ 2,955 $ 4,818 At December 31, 2018 and June 30, 2018, the Bank had $ 557 and $ 998 respectively, of foreclosed residential real estate property in REO. The recorded investment in consumer mortgage loans collateralized by residential real estate in the process of foreclosure totaled $ 980 and $ 395 at December 31, 2018 and June 30, 2018, respectively.

Income Taxes

Income Taxes	6 Months Ended
	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense consists of: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Current: Federal $ (167 ) $ 92 $ 210 $ 230 State 304 (3 ) 429 8 Total current expense 137 89 639 238 Deferred: Federal 2,129 1,611 3,700 3,681 State 21 115 160 406 Adjustment due to the Tax Cuts and Jobs Act — 17,693 — 17,693 Total deferred expense 2,150 19,419 3,860 21,780 Total income tax expense $ 2,287 $ 19,508 $ 4,499 $ 22,018 The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 $ Rate $ Rate $ Rate $ Rate Tax at federal income tax rate $ 2,169 21 % $ 2,432 28 % $ 4,269 21 % $ 4,653 28 % Increase (decrease) resulting from: Tax exempt income (210 ) (2 )% (264 ) (3 )% (437 ) (2 )% (541 ) (3 )% Nondeductible merger expenses — — % 1 — % — — % 1 — % Change in valuation allowance for deferred tax assets, allocated to income tax expense — — % (49 ) (1 )% — — % (184 ) (1 )% State tax, net of federal benefit 256 2 % 81 1 % 465 2 % 204 1 % Change in deferred tax assets due to North Carolina corporate tax rate decrease — — % — — % — — % 133 1 % Change in deferred tax assets due to the Tax Cuts and Jobs Act — — % 17,693 200 % — — % 17,693 105 % Adjustment for prior quarter expense due to accrual at higher rate — — % (418 ) (5 )% — — % — — % Other 72 1 % 32 — % 202 1 % 59 — % Total $ 2,287 22 % $ 19,508 220 % $ 4,499 22 % $ 22,018 131 % The decrease in the federal corporate income tax rate was the result of enactment of the Tax Act, which lowered the Company's statutory federal corporate income tax rate to 21% effective July 1, 2018 from a blended federal corporate income tax rate of 27.5% in the previous fiscal year. Our June 30 fiscal year end required the use of a blended rate as prescribed by the Internal Revenue Code. The blended federal rate of 27.5% was retroactively effective July 1, 2017 and was used for the entire fiscal year ending June 30, 2018. As a result of this blended rate, income tax expense for the quarter ended December 31, 2017 included approximately $418,000 in tax benefit from adjusting the federal income tax rate to 27.5% from 34% for the first quarter of the fiscal year. In addition, for the quarter ended December 31, 2017, following a revaluation of net deferred tax assets due to the Tax Act, the Company recorded additional income tax expense of $17.7 million . The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December 31, 2018 and June 30, 2018 are presented below: December 31, 2018 June 30, 2018 Deferred tax assets: Alternative minimum tax credit $ 4,920 $ 4,920 Allowance for loan losses 4,720 4,637 Deferred compensation and post-retirement benefits 9,186 9,400 Accrued vacation and sick leave 18 18 Impairments on real estate owned 498 495 Other than temporary impairment on investments 2,253 2,254 Net operating loss carryforward 5,538 8,635 Discount from business combination 2,500 2,605 Unrealized loss on securities held for sale 306 477 Stock compensation plans 2,014 2,271 Other 1,195 1,562 Total gross deferred tax assets 33,148 37,274 Less valuation allowance (325 ) (325 ) Deferred tax assets 32,823 36,949 Deferred tax (liabilities): Depreciable basis of fixed assets (532 ) (566 ) Deferred loan fees (486 ) (453 ) FHLB stock, book basis in excess of tax (89 ) (89 ) Other (3,183 ) (3,276 ) Total gross deferred tax liabilities (4,290 ) (4,384 ) Net deferred tax assets $ 28,533 $ 32,565 We use the asset and liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. Deferred tax assets are reduced by a valuation allowance when it is more likely than not that some portion of the deferred tax asset will not be realized. We exercise significant judgment in evaluating the amount and timing of recognition of the resulting tax liabilities and assets. These judgments require us to make projections of future taxable income. The judgments and estimates we make in determining our deferred tax assets, which are inherently subjective, are reviewed on a continual basis as regulatory and business factors change. Any reduction in estimated future taxable income may require us to record a valuation allowance against our deferred tax assets. The Company had federal net operating loss ("NOL") carry forwards of $26,805 and $40,780 as of December 31, 2018 and June 30, 2018 , respectively, with a recorded tax benefit of $5,538 and $8,635 included in deferred tax assets. The majority of these NOLs will expire for federal tax purposes from 2024 through 2036. The valuation allowance of $ 325 at December 31, 2018 and June 30, 2018 relates to the potential future sequestration of the Company's alternative minimum tax credit included in deferred tax assets. Retained earnings at December 31, 2018 and June 30, 2018 include $19,570 representing pre-1988 tax bad debt reserve base year amounts for which no deferred tax liability has been provided since these reserves are not expected to reverse and may never reverse. Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a failure to meet the definition of a bank, dividend payments in excess of current year or accumulated earnings and profits, or other distributions in dissolution or liquidation of the Bank. The Company is no longer subject to examination for federal and state purposes for tax years prior to 2014.

Net Income per Share

Net Income per Share	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Numerator: Net income (loss) $ 8,041 $ (10,666 ) $ 15,831 $ (5,099 ) Allocation of earnings to participating securities (57 ) — (112 ) — Numerator for basic EPS - Net income available (loss attributable) to common stockholders $ 7,984 $ (10,666 ) $ 15,719 $ (5,099 ) Effect of dilutive securities: Dilutive effect to participating securities 2 — 4 — Numerator for diluted EPS $ 7,986 $ (10,666 ) $ 15,723 $ (5,099 ) Denominator: Weighted-average common shares outstanding - basic 17,797,553 17,975,883 17,961,465 17,971,439 Effect of dilutive shares 699,781 — 728,119 — Weighted-average common shares outstanding - diluted 18,497,334 17,975,883 18,689,584 17,971,439 Net income (loss) per share - basic $ 0.45 $ (0.59 ) $ 0.88 $ (0.28 ) Net income (loss) per share - diluted $ 0.43 $ (0.59 ) $ 0.84 $ (0.28 ) Potential dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive. There were 420,300 stock options that were anti-dilutive for the three and six months ended December 31, 2018.

Equity Incentive Plan

Equity Incentive Plan	6 Months Ended
	Dec. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company provides stock-based awards through the 2013 Omnibus Incentive Plan , which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors . The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date for current directors, officers, and employees. The fair value of equity-based awards is updated quarterly for certain nonemployee emeritus directors and advisory directors. The maximum number of shares that may be utilized for awards under the plan is 2,962,400 , including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units. Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or repurchased shares. During fiscal 2013, the Company had repurchased the 846,400 shares available for awards of restricted stock and restricted stock units under the 2013 Omnibus Incentive Plan on the open market, for $13,297 , at an average cost of $15.71 per share. The table below presents share based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and six months ended December 31, 2018 and 2017: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Share based compensation expense $ 372 $ 841 $ 756 $ 2,014 Tax benefit $ 78 $ 235 $ 192 $ 564 The table below presents stock option activity for the six months ended December 31, 2018 and 2017 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2017 1,470,043 $ 15.22 5.8 $ 13,533 Exercised 3,900 14.37 — — Forfeited 24,700 14.43 — — Expired 43,273 23.82 — — Options outstanding at December 31, 2017 1,398,170 $ 14.97 5.4 $ 15,077 Exercisable at December 31, 2017 986,670 $ 14.43 5.2 $ 11,169 Non-vested at December 31, 2017 411,500 $ 16.25 6.0 $ 3,908 Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Exercised 42,200 14.42 — — Forfeited 4,700 17.11 — — Options outstanding at December 31, 2018 1,671,370 $ 17.37 5.4 $ 14,732 Exercisable at December 31, 2018 1,185,270 $ 14.51 4.2 $ 13,832 Non-vested at December 31, 2018 486,100 $ 24.33 8.5 $ 900 At December 31, 2018 , the Company had $2,385 of unrecognized compensation expense related to 486,100 stock options originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.8 years at December 31, 2018 . At December 31, 2017 , the Company had $835 of unrecognized compensation expense related to 411,500 stock options originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 0.7 years at December 31, 2017 . The table below presents restricted stock award activity for the six months ended December 31, 2018 and 2017 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2017 185,630 $ 17.46 $ 4,780 Granted 2,000 23.05 — Vested 400 19.02 — Forfeited 6,600 14.37 — Non-vested at December 31, 2017 180,630 $ 17.57 $ 4,651 Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Vested 2,800 16.27 — Forfeited 2,700 16.13 — Non-vested at December 31, 2018 127,910 $ 23.14 $ 3,349 At December 31, 2018 , unrecognized compensation expense was $2,129 related to 127,910 shares of restricted stock originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at December 31, 2018 . At December 31, 2017 , unrecognized compensation expense was $1,671 related to 180,630 shares of restricted stock originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.1 years at December 31, 2017 .

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Dec. 31, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At December 31, 2018 and June 30, 2018 , respectively, loan commitments (excluding $197,728 and $209,726 of undisbursed portions of construction loans) totaled $60,248 and $49,949 of which $17,989 and $19,812 were variable rate commitments and $42,258 and $30,137 were fixed rate commitments. The fixed rate loans had interest rates ranging from 2.39% to 7.55% at December 31, 2018 and 2.10% to 6.15% at June 30, 2018 , and terms ranging from three to 30 years. Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $488,071 and $491,649 at December 31, 2018 and June 30, 2018 , respectively. These amounts represent the Company's exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers. The Company has two types of commitments related to loans held for sale: rate lock commitments and forward loan commitments. Rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. The rate lock commitments do not qualify for hedge accounting. In order to mitigate the risk from interest rate fluctuations, we enter into forward loan sale commitments on a “best efforts” basis, which do not meet the definition of a derivative instrument. The fair value of these commitments was not material at December 31, 2018 or June 30, 2018 . The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market area. In addition, the Company grants municipal leases to customers throughout North and South Carolina. The Company's loan portfolio can be affected by the general economic conditions within these market areas. Restrictions on Cash – The Bank is required by regulation to maintain a varying cash reserve balance with the FRB. The daily average calculated cash reserve required as of December 31, 2018 and June 30, 2018 was $1,786 , and $2,304 , respectively, which was satisfied by vault cash and balances held at the FRB. Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower's failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of December 31, 2018 and June 30, 2018 were $8,826 and $8,227 , respectively. There was no liability recorded for these letters of credit at December 31, 2018 or June 30, 2018 , respectively. Litigation – From time to time, t he Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. The fair value of financial instruments presented in this note, with the exception of loans receivable, are based on the same methodology as presented in Note 20 of the Notes to Consolidated Financial Statements contained in the Company’s 2018 10-K. The Company has adopted ASU 2016-01, and therefore is measuring the fair value of loans receivable under the exit price notion rather than the previous method of entry price notion. Under the previous method, the fair value estimate of loans receivable was based on discounted cash flow. At September 30, 2018, the exit price notion used to estimate the fair value of loans receivable was based on similar techniques, with the addition of liquidity premiums. The fair value of nonperforming loans is based on the underlying value of the collateral for periods prior to and after adoption of ASU 2016-01. Fair Value Hierarchy The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets recorded at fair value on both a recurring and non-recurring basis. The Company does not have any liabilities recorded at fair value on both a recurring and non-recurring basis. Investment Securities Available for Sale Securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 2 securities include equity securities, mortgage-backed securities and debentures issued by government sponsored enterprises, municipal bonds, and corporate debt securities. The Company has no Level 3 securities. Impaired Loans The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, the fair value is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. The Company reviews all impaired loans each quarter to determine if an allowance is necessary. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. The fair value of impaired loans is estimated in one of two ways, which include collateral value and discounted cash flows. Loans are considered collateral dependent if repayment is expected solely from the collateral. For these collateral dependent impaired loans, the Company obtains updated appraisals at least annually. These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary. As part of the quarterly review of impaired loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary. If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals. For loans that are not collateral dependent, estimated fair value is based on the present value of expected future cash flows using the interest rate implicit in the original agreement. Impaired loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy. The Company records such impaired loans as a nonrecurring Level 3 in the fair value hierarchy. Loans Held for Sale Loans held for sale are adjusted to lower of cost or fair value. Fair value is based on commitments on hand from investors or, if commitments have not yet been obtained, what investors are currently offering for loans with similar characteristics. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3. Real Estate Owned REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets. Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral. The Company considers all REO that has been charged off or received an allowance during the period as nonrecurring Level 3. Small Business Investment Company SBICs are carried at the lower of cost or cost less a valuation allowance, which is based a financial review of the investment. The Company considers SBICs that have been adjusted through an allowance during the period as nonrecurring Level 3. Financial Assets Recorded at Fair Value on a Recurring Basis The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: December 31, 2018 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 37,863 $ — $ 37,863 $ — Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises 76,926 — 76,926 — Municipal Bonds 29,080 — 29,080 — Corporate Bonds 5,883 — 5,883 — Total $ 149,752 $ — $ 149,752 $ — June 30, 2018 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 47,542 $ — $ 47,542 $ — Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises 70,599 — 70,599 — Municipal Bonds 30,766 — 30,766 — Corporate Bonds 6,023 — 6,023 — Equity Securities 63 — 63 — Total $ 154,993 $ — $ 154,993 $ — There were no transfers between levels during the three months ended December 31, 2018 . The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: December 31, 2018 Description Total Level 1 Level 2 Level 3 Impaired loans $ 4,155 $ — $ — $ 4,155 REO 1,086 — — 1,086 Total $ 5,241 $ — $ — $ 5,241 June 30, 2018 Description Total Level 1 Level 2 Level 3 Impaired loans $ 8,423 $ — $ — $ 8,423 REO 2,104 — — 2,104 Total $ 10,527 $ — $ — $ 10,527 Quantitative information about Level 3 fair value measurements during the period ended December 31, 2018 is shown in the table below: Fair Value at December 31, 2018 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 4,155 Discounted appraisals and discounted cash flows Collateral discounts 6% - 25% 1% - 3% 2% REO $ 1,086 Discounted appraisals Collateral discounts 8% - 15% 10% The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2018 and June 30, 2018 , are summarized below: December 31, 2018 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,306 $ 71,306 $ 71,306 $ — $ — Commercial paper 239,286 239,286 239,286 — — Certificates of deposit in other banks 51,936 51,936 — 51,936 — Securities available for sale 149,752 149,752 — 149,752 $ — Loans, net 2,610,812 2,524,963 — — 2,524,963 Loans held for sale 13,095 13,604 — — 13,604 FHLB stock 32,159 32,159 32,159 — — FRB stock 7,315 7,315 7,315 — — SBIC 5,384 5,384 — — 5,384 Accrued interest receivable 10,372 10,372 — 1,172 9,200 Liabilities: Noninterest-bearing and NOW deposits 774,111 774,111 — 774,111 — Money market accounts 703,445 703,445 — 703,445 — Savings accounts 192,954 192,954 — 192,954 — Certificates of deposit 587,559 582,656 — 582,656 — Borrowings 688,000 686,307 — 686,307 — Accrued interest payable 1,639 1,639 — 1,639 — June 30, 2018 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 70,746 $ 70,746 $ 70,746 $ — $ — Commercial paper 229,070 229,070 229,070 — — Certificates of deposit in other banks 66,937 66,937 — 66,937 — Securities available for sale 154,993 154,993 — 154,993 — Loans, net 2,504,792 2,414,647 — — 2,414,647 Loans held for sale 5,873 5,990 — — 5,990 FHLB stock 29,907 29,907 29,907 — — FRB stock 7,307 7,307 7,307 — — SBIC 4,717 4,717 — — 4,717 Accrued interest receivable 9,344 9,344 297 883 8,164 Liabilities: Noninterest-bearing and NOW deposits 789,186 789,186 — 789,186 — Money market accounts 677,665 677,665 — 677,665 — Savings accounts 213,250 213,250 — 213,250 — Certificates of deposit 516,152 509,924 — 509,924 — Borrowings 635,000 635,187 — 635,187 — Accrued interest payable 805 805 — 805 — The Company had off-balance sheet financial commitments, which included approximately $746,047 and $751,324 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at December 31, 2018 and June 30, 2018 , respectively (see Note 10). Since these commitments are based on current rates, the carrying amount approximates the fair value. Estimated fair values were determined using the following methods and assumptions: Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days. Commercial paper - The stated amounts approximate fair value due to the short-term nature of these investments. Certificates of deposit in other banks – The stated amounts approximate fair values. Securities available for sale – Fair values are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Loans held for sale – The fair value of mortgage loans held for sale is determined by outstanding commitments from investors on a "best efforts" basis or current investor yield requirements, calculated on the aggregate loan basis. The fair value of SBA loans held for sale is based on what investors are currently offering for loans with similar characteristics. Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality. A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity. For the December 31, 2018 fair value, a liquidity premium assumption is used as an estimate for the additional return required by an investor of assets that are potentially considered illiquid. FHLB and FRB stock – No ready market exists for these stocks and they have no quoted market value. However, redemptions of these securities have historically been at par value. Accordingly, cost is deemed to be a reasonable estimate of fair value. SBIC – No ready market exists for these investments and they have no quoted market value. SBIC are valued at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions of identical or similar investments. Accordingly, cost is deemed to be a reasonable estimate of fair value. Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand. The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities. Borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms. Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value. Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, a significant asset not considered a financial asset is premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Revenue

Revenue	6 Months Ended
	Dec. 31, 2018
Revenue from Contract with Customer [Abstract]
Revenue	Revenue On July 1, 2018, the Company adopted ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)” and all subsequent ASUs that modified ASC 606. The adoption of the new standard did not have a material impact on the measurement or recognition of revenue. Results for reporting periods beginning after July 1, 2018 are presented under Topic 606, while prior period amounts reflect an offset of $ 198 and $ 393 of interchange costs against interchange income for the three and six months ended December 31, 2018. ASC 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, and certain credit card fees are also not in scope of the new guidance. ASC 606 is applicable to noninterest revenue streams such as deposit related fees, interchange fees, merchant income, and various other service fees. However, the recognition of these revenue streams did not change significantly upon adoption of ASC 606. Substantially all of the Company’s revenue is generated from contracts with customers. The Company has made no significant judgments in applying the revenue guidance prescribed in ASC 606 that affect the determination of the amount and timing of revenue streams with customers. The table below presents the Company's sources of noninterest income, segregated by in-scope and out-of-scope revenue streams of ASC 606 at the dates indicated: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 In-scope of ASC 606: Service charges on deposit accounts $ 1,042 $ 942 $ 2,026 $ 1,831 Fees, interchange, and other service charges 1,697 1,144 3,300 2,213 Other 154 267 366 452 Noninterest income (in-scope of ASC 606) 2,893 2,353 5,692 4,496 Noninterest income (out-of-scope of ASC 606) 2,192 2,106 5,006 4,225 Total noninterest income $ 5,085 $ 4,459 $ 10,698 $ 8,721 The following is a description of revenue streams accounted for under ASC 606: Service charges on deposit accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, nonsufficient fund fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Nonsufficient fund fees, check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Fees, interchange, and other service charges Fees, interchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Other service charges include revenue from processing wire transfers, cashier’s checks, and other services. The Company’s performance obligation for fees, interchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Other noninterest income consists of safety deposit box rental fees and other miscellaneous revenue streams. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Basis of Accounting	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States ("GAAP") for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission ("SEC"). Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2018 (" 2018 Form 10-K") filed with the SEC on September 13, 2018 . The results of operations for the three and six months ended December 31, 2018 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2019 .
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) business combinations and acquired loans, (iii) the valuation of REO, (iv) the valuation of goodwill and other intangible assets, and (v) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2018 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods.
Recent Accounting Pronouncements	In August 2015, the Financial Accounting Standards Board ("FASB") issued ASU No. 2015-14, “Revenue from Contracts with Customers (Topic 606)”, which defers the effective date of Accounting Standard Update ("ASU") No. 2014-09 one year. ASU No. 2014-09 created Topic 606 and supersedes Topic 605, Revenue Recognition. The core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In general, the new guidance requires companies to use more judgment and make more estimates than under current guidance, including identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. In May 2016, the FASB issued ASU No. 2016-12, "Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients," which provides clarifying guidance in certain narrow areas and adds some practical expedients, but does not change the core revenue recognition principle in Topic 606. For financial reporting purposes, the standard allows for either full retrospective adoption, meaning the standard is applied to all of the periods presented, or modified retrospective adoption, meaning the standard is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the standard recognized at the date of initial application. A significant amount of the Company’s revenues are derived from net interest income on financial assets and liabilities, which are excluded from the scope of the amended guidance. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. However, additional disclosures required by this ASU have been included in “Note 12 - Revenue” to the Company’s consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, "Financial Instruments (Subtopic 825-10) Recognition and Measurement of Financial Assets and Financial Liabilities." The ASU amends the guidance in GAAP on the classification and measurement of financial instruments. The ASU includes the following changes: i) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; (ii) requires the use of exit price notion when measuring the fair value of financial instruments for disclosure purposes; (iii) require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; (iv) allows an equity investment that does not have readily determinable fair values, to be measured at cost minus impairment (if any), plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer; (v) eliminates the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, and requires a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e. securities or loans and receivables) on the balance sheet or in the accompanying notes to the financial statements; and (vii) clarifies that a valuation allowance on a deferred tax asset related to available-for-sale securities should be evaluated in combination with the organization’s other deferred tax assets. Exit price is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. The disclosures to the Company’s consolidated financial statements have been updated appropriately using the exit price notion in “Note 11 - Fair Value of Financial Instruments.” In February 2016, the FASB issued ASU 2016-02, "Leases (Accounting Standards Codification ("ASC") 842)." The guidance in this ASU requires most leases to be recognized on the balance sheet as a right-of-use asset and a lease liability. It will be critical to identify leases embedded in a contract to avoid misstating the lessee’s balance sheet. For income statement purposes, the FASB retained a dual model, requiring leases to be classified as either operating or finance. Classification will be based on criteria that are largely similar to those applied in current lease accounting, but without explicit bright lines. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. In July 2018, the FASB issued ASU 2018-10, "Codification Improvements to Topic 842, Leases" and ASU 2018-11 "Leases (Topic 842): Targeted Improvements." ASU 2018-10 made 16 narrow-scope amendments to ASC 842. The amendments in this ASU 2018-11 are intended to provide entities with relief from the costs of implementing certain aspects of the the new lease accounting standard. Specifically, an entity can elect not to recast the comparative periods presented when transitioning to ASC 842 and provides a lessor with the option to not separate lease and nonlease components when certain conditions are met. This ASU also provides a new transition method in addition to the existing transition method contained in ASU No. 2016-02 to allow entities to initially apply the new leases standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. These amendments have the same effective date as ASU 2016-02. We are currently evaluating the impact of this guidance on our Consolidated Financial Statements and the timing of adoption. The Company will compile an inventory of all leased assets to determine the impact of ASU 2016-02 on its financial condition and results of operations. The effect of the adoption of these ASUs will depend on leases at time of adoption. Once adopted, we expect to report higher assets and liabilities on our Consolidated Balance Sheets as a result of including right-of-use assets and lease liabilities related to certain banking offices and certain equipment under noncancelable operating lease agreements, which currently are not reflected in our Consolidated Balance Sheets. We do not expect the guidance to have a material impact on the Consolidated Statements of Income or the Consolidated Statements of Changes in Stockholders' Equity. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for interim and annual reporting periods beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company is evaluating our current expected loss methodology of our loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. The Company is in the process of compiling historical data that will be used to calculate expected credit losses on its loan portfolio to ensure it is fully compliant with the ASU at the adoption date and is evaluating the potential impact adoption of this ASU will have on its consolidated financial statements. Once adopted, the Company expects its allowance for loan losses to increase, however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2016, the FASB issued ASU No. 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments." The ASU amends the guidance on the classification of certain cash receipts and payments in the statement of cash flows and is intended to reduce the diversity in practice. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2017, FASB issued ASU 2017-08, "Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities." The ASU requires entities to amortize the premium on certain purchased callable debt securities to the earliest call date, which more closely aligns the amortization period of premiums and discounts to expectations incorporated in the market prices. Entities will no longer recognize a loss in earnings upon the debtor's exercise of a call on a purchased debt security held at a premium. The ASU does not require any accounting change for debt securities held at a discount, therefore the discount will continue to be amortized as an adjustment of yield over the contractual life of the investment. This ASU is effective for interim and annual reporting periods, beginning after December 15, 2018. Early adoption is permitted for all entities. The adoption of ASU No. 2017-08 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2017, the FASB issued ASU 2017-09, "Compensation-Stock Compensation (Topic 718): Scope of Modification Accounting." This ASU provides clarity on the guidance related to stock compensation when there have been changes to the terms or conditions of a share-based payment award to which an entity would be required to apply modification accounting under ASC 718. The ASU provides the three following criteria must be met in order to not account for the effect of the modification of terms or conditions: the fair value, the vesting conditions and the classification as an equity or liability instrument of the modified award is the same as the original award immediately before the original award is modified. The Company adopted this ASU on July 1, 2018. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The adoption of ASU No. 2017-12 is not expected to have a material impact on the Company's Consolidated Financial Statements. In February 2018, FASB issued ASU 2018-02, "Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The ASU allows a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the revaluation of the Company’s net deferred tax assets (“DTA”) to the new corporate federal income tax rate of 21% as a result of the Tax Cuts and Jobs Act (‘Tax Act”). The Company elected to early adopt this ASU during the year ended June 30, 2018. The affected amount for the Company was immaterial and did not have an effect on the Company's Consolidated Financial Statements. In March 2018, FASB issued ASU No. 2018-05, "Income Taxes (Topic 740)." This ASU was issued to provide guidance on the income tax accounting implications of the Tax Act and allows for entities to report provisional amounts for specific income tax effects of the Act for which the accounting under Topic 740 was not yet complete, but a reasonable estimate could be determined. A measurement period of one-year is allowed to complete the accounting effects under Topic 740 and revise any previous estimates reported. Any provisional amounts or subsequent adjustments included in an entity’s financial statements during the measurement period should be included in income from continuing operations as an adjustment to tax expense in the reporting period the amounts are determined. The Company adopted this ASU with the provisional adjustments as reported in the Consolidated Financial Statements on Form 10-Q as of December 31, 2017. As of June 30, 2018, the Company did not incur any adjustments to the provisional recognition. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU removes, modifies, and adds certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption of ASU No. 2018-19 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The effective date and transition requirements for this ASU are the same as ASU 2016-02. The adoption of ASU No. 2018-20 is not expected to have a material impact on the Company's Consolidated Financial Statements.

Debt Securities (Tables)

Debt Securities (Tables)	6 Months Ended
	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Securities available for sale consist of the following at the dates indicated: December 31, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 38,064 $ 7 $ (208 ) $ 37,863 Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 77,888 106 (1,068 ) 76,926 Municipal Bonds 29,014 196 (130 ) 29,080 Corporate Bonds 6,114 8 (239 ) 5,883 Total $ 151,080 $ 317 $ (1,645 ) $ 149,752 June 30, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 48,025 $ 1 $ (484 ) $ 47,542 Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 71,949 88 (1,438 ) 70,599 Municipal Bonds 30,865 127 (226 ) 30,766 Corporate Bonds 6,166 25 (168 ) 6,023 Equity Securities 63 — — 63 Total $ 157,068 $ 241 $ (2,316 ) $ 154,993
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at the dates indicated are shown below. Mortgage-backed securities are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. Available-For-Sale December 31, 2018 Amortized Cost Estimated Fair Value Due within one year $ 18,233 $ 18,191 Due after one year through five years 41,534 41,102 Due after five years through ten years 5,352 5,480 Due after ten years 8,073 8,053 Mortgage-backed securities 77,888 76,926 Total $ 151,080 $ 149,752
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2018 and June 30, 2018 were as follows: December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ 7,127 $ (29 ) $ 29,804 $ (179 ) $ 36,931 $ (208 ) Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 26,536 (192 ) 38,370 (876 ) 64,906 (1,068 ) Municipal Bonds 5,555 (20 ) 10,719 (110 ) 16,274 (130 ) Corporate Bonds 1,364 (64 ) 3,514 (175 ) 4,878 (239 ) Total $ 40,582 $ (305 ) $ 82,407 $ (1,340 ) $ 122,989 $ (1,645 ) June 30, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ 10,962 $ (93 ) $ 35,605 $ (391 ) $ 46,567 $ (484 ) Residential Mortgage-backed Securities of U.S. Government Agencies and Government-Sponsored Enterprises 39,238 (827 ) 21,297 (611 ) 60,535 (1,438 ) Municipal Bonds 19,795 (208 ) 1,446 (18 ) 21,241 (226 ) Corporate Bonds — — 3,566 (168 ) 3,566 (168 ) Total $ 69,995 $ (1,128 ) $ 61,914 $ (1,188 ) $ 131,909 $ (2,316 )

Other Investments (Tables)

Other Investments (Tables)	6 Months Ended
	Dec. 31, 2018
Investments, All Other Investments [Abstract]
Investment	Other investments, at cost consist of the following at the dates indicated: December 31, 2018 June 30, 2018 FHLB of Atlanta (1) $ 32,159 $ 29,907 Federal Reserve Bank of Richmond ("FRB") (1) 7,315 7,307 Small Business Investment Companies ("SBIC") (2)(3) 5,384 4,717 Total $ 44,858 $ 41,931 (1) As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the Federal Reserve Bank of Richmond ("FRB"). No ready market exists for these securities so carrying value approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. (2) SBIC investment funds are considered nonmarketable investment securities and are qualified investments under the Community Reinvestment Act. (3) Prior to the adoption of ASU 2016-01, SBIC Investments were maintained in other assets.

Loans (Tables)

Loans (Tables)	6 Months Ended
	Dec. 31, 2018
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans consist of the following at the dates indicated: December 31, 2018 June 30, 2018 Retail consumer loans: One-to-four family $ 661,374 $ 664,289 HELOCs - originated 135,430 137,564 HELOCs - purchased 138,571 166,276 Construction and land/lots 74,507 65,601 Indirect auto finance 170,516 173,095 Consumer 13,520 12,379 Total retail consumer loans 1,193,918 1,219,204 Commercial loans: Commercial real estate 904,357 857,315 Construction and development 198,738 192,102 Commercial and industrial 224,582 148,823 Municipal leases 111,135 109,172 Total commercial loans 1,438,812 1,307,412 Total loans 2,632,730 2,526,616 Deferred loan fees, net (499 ) (764 ) Total loans, net of deferred loan fees 2,632,231 2,525,852 Allowance for loan losses (21,419 ) (21,060 ) Loans, net $ 2,610,812 $ 2,504,792
Financing Receivable Credit Quality Indicators	The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follow: Pass Special Mention Substandard Doubtful Loss Total December 31, 2018 Retail consumer loans: One-to-four family $ 640,265 $ 2,425 $ 11,423 $ 249 $ 12 $ 655,084 HELOCs - originated 133,741 111 1,149 — 6 135,205 HELOCs - purchased 138,385 — 185 — — 138,571 Construction and land/lots 74,081 16 485 — — 74,116 Indirect auto finance 169,932 — 550 — 2 170,516 Consumer 12,773 16 801 3 9 13,520 Commercial loans: Commercial real estate 882,901 8,513 12,476 — — 896,381 Construction and development 194,423 888 2,649 120 — 197,367 Commercial and industrial 220,974 1,706 167 — 3 222,788 Municipal leases 110,839 296 — — — 111,135 Total loans $ 2,578,314 $ 13,971 $ 29,885 $ 372 $ 32 $ 2,614,683 Pass Special Mention Substandard Doubtful Loss Total June 30, 2018 Retail consumer loans: One-to-four family $ 643,077 $ 3,576 $ 10,059 $ 746 $ 14 $ 657,472 HELOCs - originated 135,336 113 1,735 150 6 137,340 HELOCs - purchased 166,089 — 187 — — 166,276 Construction and land/lots 64,823 23 257 54 — 65,157 Indirect auto finance 172,675 — 420 — — 173,095 Consumer 11,723 85 558 2 11 12,379 Commercial loans: Commercial real estate 835,485 5,804 6,787 — — 848,076 Construction and development 187,187 621 2,067 — — 189,875 Commercial and industrial 145,177 1,279 414 — — 146,870 Municipal leases 108,864 308 — — — 109,172 Total loans $ 2,470,436 $ 11,809 $ 22,484 $ 952 $ 31 $ 2,505,712 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follow: Pass Special Mention Substandard Doubtful Loss Total December 31, 2018 Retail consumer loans: One-to-four family $ 4,404 $ 259 $ 1,627 $ — $ — $ 6,290 HELOCs - originated 225 — — — — 225 Construction and land/lots 155 — 236 — — 391 Commercial loans: Commercial real estate 4,593 1,954 1,429 — — 7,976 Construction and development 501 — 870 — — 1,371 Commercial and industrial 1,791 — — — 3 1,794 Total loans $ 11,669 $ 2,213 $ 4,162 $ — $ 3 $ 18,047 Pass Special Mention Substandard Doubtful Loss Total June 30, 2018 Retail consumer loans: One-to-four family $ 4,620 $ 388 $ 1,809 $ — $ — $ 6,817 HELOCs - originated 224 — — — — 224 Construction and land/lots 444 — — — — 444 Commercial loans: Commercial real estate 4,718 2,162 2,359 — — 9,239 Construction and development 547 — 1,680 — — 2,227 Commercial and industrial 1,894 — 59 — — 1,953 Total loans $ 12,447 $ 2,550 $ 5,907 $ — $ — $ 20,904
Past Due Financing Receivables	The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans December 31, 2018 Retail consumer loans: One-to-four family $ 2,328 $ 1,747 $ 4,075 $ 657,299 $ 661,374 HELOCs - originated 203 333 536 134,894 135,430 HELOCs - purchased 564 — 564 138,007 138,571 Construction and land/lots 37 — 37 74,470 74,507 Indirect auto finance 392 130 522 169,994 170,516 Consumer 185 40 225 13,295 13,520 Commercial loans: Commercial real estate 5,165 559 5,724 898,633 904,357 Construction and development 1 1,396 1,397 197,341 198,738 Commercial and industrial 8 53 61 224,521 224,582 Municipal leases 24 — 24 111,111 111,135 Total loans $ 8,907 $ 4,258 $ 13,165 $ 2,619,565 $ 2,632,730 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2018 Retail consumer loans: One-to-four family $ 3,001 $ 1,756 $ 4,757 $ 659,532 $ 664,289 HELOCs - originated 98 268 366 137,198 137,564 HELOCs - purchased — — — 166,276 166,276 Construction and land/lots 44 54 98 65,503 65,601 Indirect auto finance 335 127 462 172,633 173,095 Consumer 238 39 277 12,102 12,379 Commercial loans: Commercial real estate 169 1,412 1,581 855,734 857,315 Construction and development 260 1,928 2,188 189,914 192,102 Commercial and industrial 15 69 84 148,739 148,823 Municipal leases — — — 109,172 109,172 Total loans $ 4,160 $ 5,653 $ 9,813 $ 2,516,803 $ 2,526,616
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follow: December 31, 2018 June 30, 2018 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 4,151 $ — $ 4,308 $ — HELOCs - originated 590 — 656 — HELOCs - purchased 185 — 187 — Construction and land/lots 98 — 165 — Indirect auto finance 243 — 255 — Consumer 515 — 321 — Commercial loans: Commercial real estate 2,104 — 2,863 — Construction and development 1,696 — 2,045 — Commercial and industrial 90 — 114 — Municipal leases — — — — Total loans $ 9,672 $ — $ 10,914 $ —
Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans	The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follow: December 31, 2018 June 30, 2018 Performing TDRs included in impaired loans $ 19,276 $ 21,251
Allowance for Credit Losses on Financing Receivables	n analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 295 $ 7,252 $ 13,385 $ 20,932 $ 1,197 $ 8,310 $ 12,490 $ 21,997 Provision for (recovery of) loan losses (96 ) (341 ) 437 — (286 ) 162 124 — Charge-offs — (177 ) (78 ) (255 ) (345 ) (378 ) (349 ) (1,072 ) Recoveries — 502 240 742 — 97 68 165 Balance at end of period $ 199 $ 7,236 $ 13,984 $ 21,419 $ 566 $ 8,191 $ 12,333 $ 21,090 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 483 $ 7,527 $ 13,050 $ 21,060 $ 727 $ 8,585 $ 11,839 $ 21,151 Provision for (recovery of) loan losses (284 ) (406 ) 690 — 184 (250 ) 66 — Charge-offs — (592 ) (81 ) (673 ) (345 ) (528 ) (363 ) (1,236 ) Recoveries — 707 325 1,032 — 384 791 1,175 Balance at end of period $ 199 $ 7,236 $ 13,984 $ 21,419 $ 566 $ 8,191 $ 12,333 $ 21,090
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class	The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total December 31, 2018 Retail consumer loans: One-to-four family $ 61 $ 104 $ 2,926 $ 3,091 $ 6,290 $ 6,126 $ 648,958 $ 661,374 HELOCs - originated — 6 1,129 1,135 225 6 135,199 135,430 HELOCs - purchased — — 655 655 — — 138,571 138,571 Construction and land/lots — — 1,178 1,178 391 333 73,783 74,507 Indirect auto finance — — 1,073 1,073 — 1 170,515 170,516 Consumer — 8 157 165 — 8 13,512 13,520 Commercial loans: Commercial real estate 118 12 8,157 8,287 7,976 2,860 893,521 904,357 Construction and development 4 6 3,107 3,117 1,371 1,529 195,838 198,738 Commercial and industrial 16 2 2,254 2,272 1,794 2 222,786 224,582 Municipal leases — — 446 446 — — 111,135 111,135 Total $ 199 $ 138 $ 21,082 $ 21,419 $ 18,047 $ 10,865 $ 2,603,818 $ 2,632,730 June 30, 2018 Retail consumer loans: One-to-four family $ 98 $ 125 $ 3,137 $ 3,360 $ 6,817 $ 7,104 $ 650,368 $ 664,289 HELOCs - originated — 6 1,117 1,123 224 452 136,888 137,564 HELOCs - purchased — — 795 795 — — 166,276 166,276 Construction and land/lots — 19 1,134 1,153 444 583 64,574 65,601 Indirect auto finance — — 1,126 1,126 — — 173,095 173,095 Consumer — 11 57 68 — 11 12,368 12,379 Commercial loans: Commercial real estate 138 28 8,029 8,195 9,239 3,511 844,565 857,315 Construction and development 229 8 3,109 3,346 2,227 2,223 187,652 192,102 Commercial and industrial 18 — 1,458 1,476 1,953 — 146,870 148,823 Municipal leases — — 418 418 — — 109,172 109,172 Total $ 483 $ 197 $ 20,380 $ 21,060 $ 20,904 $ 13,884 $ 2,491,828 $ 2,526,616
Schedule of Impaired Loans and Related Allowance by Segment and Class	The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance December 31, 2018 Retail consumer loans: One-to-four family $ 20,221 $ 14,855 $ 2,472 $ 17,327 $ 565 HELOCs - originated 1,614 845 120 965 9 HELOCs - purchased 185 — 185 185 — Construction and land/lots 2,200 976 432 1,408 27 Indirect auto finance 407 173 100 273 3 Consumer 2,185 441 1,241 1,682 57 Commercial loans: Commercial real estate 4,418 1,375 2,741 4,116 22 Construction and development 2,869 788 908 1,696 8 Commercial and industrial 3,351 187 1 188 3 Municipal leases — — — — — Total impaired loans $ 37,450 $ 19,640 $ 8,200 $ 27,840 $ 694 June 30, 2018 Retail consumer loans: One-to-four family $ 23,295 $ 16,035 $ 4,140 $ 20,175 $ 554 HELOCs - originated 2,544 1,017 737 1,754 9 HELOCs - purchased 187 — 187 187 — Construction and land/lots 2,348 1,098 446 1,544 53 Indirect auto finance 395 122 133 255 1 Consumer 501 12 46 58 11 Commercial loans: Commercial real estate 5,343 2,862 2,246 5,108 42 Construction and development 3,166 828 1,217 2,045 14 Commercial and industrial 4,898 235 — 235 3 Municipal leases — — — — — Total impaired loans $ 42,677 $ 22,209 $ 9,152 $ 31,361 $ 687
Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized	The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three and six months ended December 31, 2018 and 2017 follows: Three Months Ended December 31, 2018 December 31, 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 17,856 $ 175 $ 24,519 $ 287 HELOCs - originated 924 13 2,750 31 HELOC - purchased 186 3 191 3 Construction and land/lots 1,525 21 1,588 27 Indirect auto finance 335 2 232 3 Consumer 1,618 16 33 4 Commercial loans: Commercial real estate 4,257 34 7,184 77 Construction and development 1,766 15 2,973 31 Commercial and industrial 196 8 1,723 23 Municipal leases — — 102 6 Total loans $ 28,663 $ 287 $ 41,295 $ 492 Six Months Ended December 31, 2018 December 31, 2017 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 18,568 $ 467 $ 24,721 $ 585 HELOCs - originated 1,121 35 2,767 61 HELOCs - purchased 186 7 191 7 Construction and land/lots 1,559 55 1,651 56 Indirect auto finance 331 6 155 9 Consumer 1,212 45 36 8 Commercial loans: Commercial real estate 4,506 121 7,425 152 Construction and development 1,853 31 2,862 52 Commercial and industrial 208 25 1,841 42 Municipal leases — — 201 6 Total loans $ 29,544 $ 792 $ 41,850 $ 978
Impaired Financing Receivable	A summary of changes in the accretable yield for PCI loans for the three and six months ended December 31, 2018 and 2017 follows: Three Months Ended December 31, 2018 December 31, 2017 Accretable yield, beginning of period $ 5,452 $ 6,698 Reclass from nonaccretable yield (1) 414 77 Other changes, net (2) 198 80 Interest income (832 ) (634 ) Accretable yield, end of period $ 5,232 $ 6,221 Six Months Ended December 31, 2018 December 31, 2017 Accretable yield, beginning of period $ 5,734 $ 7,080 Reclass from nonaccretable yield (1) 424 278 Other changes, net (2) 335 107 Interest income (1,261 ) (1,244 ) Accretable yield, end of period $ 5,232 $ 6,221 ______________________________________ (1) Represents changes attributable to expected losses assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates.
Troubled Debt Restructurings on Financing Receivables	For the three and six months ended December 31, 2018 and 2017 , the following table presents a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family 1 $ 85 $ 85 3 $ 398 $ 395 Home equity lines of credit — — — 1 64 59 Construction and land/lots — — — 1 36 36 Total 1 $ 85 $ 85 5 $ 498 $ 490 Other TDRs: Retail consumer: One-to-four family 5 $ 354 $ 353 6 $ 177 $ 176 Indirect auto finance — — — 1 19 6 Consumer 1 $ 85 $ 85 — $ — $ — Total 6 $ 439 $ 438 7 $ 196 $ 182 Total 7 $ 524 $ 523 12 $ 694 $ 672 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family 1 $ 85 $ 85 3 $ 398 $ 395 HELOCs - originated — — — 1 64 59 Construction and land/lots — — — 1 36 36 Total 1 $ 85 $ 85 5 $ 498 $ 490 Other TDRs: Retail consumer: One-to-four family 9 $ 598 $ 593 15 $ 1,493 $ 1,481 Indirect auto finance 1 33 30 1 19 6 Consumer 2 87 87 — — — Total 12 $ 718 $ 710 16 $ 1,512 $ 1,487 Total 13 $ 803 $ 795 21 $ 2,010 $ 1,977
Schedule of Trouble Debt Restructurings With Payment Default	The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three and six months ended December 31, 2018 and 2017 : Three Months Ended December 31, 2018 Three Months Ended December 31, 2017 Number of Loans Recorded Investment Number of Loans Recorded Investment Below market interest rate: Retail consumer: One-to-four family — — 1 $ 37 Total — $ — 1 $ 37 Other TDRs: Retail consumer: One-to-four family 2 $ 165 3 $ 493 Indirect auto finance — — 1 6 Consumer 1 2 — — Total 3 $ 167 4 $ 499 Total 3 $ 167 5 $ 536 Six Months Ended December 31, 2018 Six Months Ended December 31, 2017 Number of Loans Recorded Investment Number of Loans Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — 1 $ 37 Total — $ — 1 $ 37 Other TDRs: Retail consumer: One-to-four family 2 $ 165 3 $ 493 Indirect auto finance — — 1 6 Consumer 1 2 — — Total 3 $ 167 4 $ 499 Total 3 $ 167 5 $ 536

Real Estate Owned (Tables)

Real Estate Owned (Tables)	6 Months Ended
	Dec. 31, 2018
Real Estate Owned [Abstract]
Schedule of Real Estate Properties	The activity within REO for the periods shown is as follows: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Balance at beginning of period $ 3,286 $ 5,941 $ 3,684 $ 6,318 Transfers from loans 22 339 96 591 Sales, net of gain or loss (230 ) (1,111 ) (574 ) (1,758 ) Writedowns (123 ) (351 ) (251 ) (351 ) Capital improvements — — — 18 Balance at end of period $ 2,955 $ 4,818 $ 2,955 $ 4,818

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense	Income tax expense consists of: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Current: Federal $ (167 ) $ 92 $ 210 $ 230 State 304 (3 ) 429 8 Total current expense 137 89 639 238 Deferred: Federal 2,129 1,611 3,700 3,681 State 21 115 160 406 Adjustment due to the Tax Cuts and Jobs Act — 17,693 — 17,693 Total deferred expense 2,150 19,419 3,860 21,780 Total income tax expense $ 2,287 $ 19,508 $ 4,499 $ 22,018
Schedule of Effective Income Tax Rate Reconciliation	The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 $ Rate $ Rate $ Rate $ Rate Tax at federal income tax rate $ 2,169 21 % $ 2,432 28 % $ 4,269 21 % $ 4,653 28 % Increase (decrease) resulting from: Tax exempt income (210 ) (2 )% (264 ) (3 )% (437 ) (2 )% (541 ) (3 )% Nondeductible merger expenses — — % 1 — % — — % 1 — % Change in valuation allowance for deferred tax assets, allocated to income tax expense — — % (49 ) (1 )% — — % (184 ) (1 )% State tax, net of federal benefit 256 2 % 81 1 % 465 2 % 204 1 % Change in deferred tax assets due to North Carolina corporate tax rate decrease — — % — — % — — % 133 1 % Change in deferred tax assets due to the Tax Cuts and Jobs Act — — % 17,693 200 % — — % 17,693 105 % Adjustment for prior quarter expense due to accrual at higher rate — — % (418 ) (5 )% — — % — — % Other 72 1 % 32 — % 202 1 % 59 — % Total $ 2,287 22 % $ 19,508 220 % $ 4,499 22 % $ 22,018 131 %
Schedule of Deferred Tax Assets and Liabilities	The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December 31, 2018 and June 30, 2018 are presented below: December 31, 2018 June 30, 2018 Deferred tax assets: Alternative minimum tax credit $ 4,920 $ 4,920 Allowance for loan losses 4,720 4,637 Deferred compensation and post-retirement benefits 9,186 9,400 Accrued vacation and sick leave 18 18 Impairments on real estate owned 498 495 Other than temporary impairment on investments 2,253 2,254 Net operating loss carryforward 5,538 8,635 Discount from business combination 2,500 2,605 Unrealized loss on securities held for sale 306 477 Stock compensation plans 2,014 2,271 Other 1,195 1,562 Total gross deferred tax assets 33,148 37,274 Less valuation allowance (325 ) (325 ) Deferred tax assets 32,823 36,949 Deferred tax (liabilities): Depreciable basis of fixed assets (532 ) (566 ) Deferred loan fees (486 ) (453 ) FHLB stock, book basis in excess of tax (89 ) (89 ) Other (3,183 ) (3,276 ) Total gross deferred tax liabilities (4,290 ) (4,384 ) Net deferred tax assets $ 28,533 $ 32,565

Net Income per Share (Tables)

Net Income per Share (Tables)	6 Months Ended
	Dec. 31, 2018
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Numerator: Net income (loss) $ 8,041 $ (10,666 ) $ 15,831 $ (5,099 ) Allocation of earnings to participating securities (57 ) — (112 ) — Numerator for basic EPS - Net income available (loss attributable) to common stockholders $ 7,984 $ (10,666 ) $ 15,719 $ (5,099 ) Effect of dilutive securities: Dilutive effect to participating securities 2 — 4 — Numerator for diluted EPS $ 7,986 $ (10,666 ) $ 15,723 $ (5,099 ) Denominator: Weighted-average common shares outstanding - basic 17,797,553 17,975,883 17,961,465 17,971,439 Effect of dilutive shares 699,781 — 728,119 — Weighted-average common shares outstanding - diluted 18,497,334 17,975,883 18,689,584 17,971,439 Net income (loss) per share - basic $ 0.45 $ (0.59 ) $ 0.88 $ (0.28 ) Net income (loss) per share - diluted $ 0.43 $ (0.59 ) $ 0.84 $ (0.28 )

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	6 Months Ended
	Dec. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs	The table below presents share based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and six months ended December 31, 2018 and 2017: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 Share based compensation expense $ 372 $ 841 $ 756 $ 2,014 Tax benefit $ 78 $ 235 $ 192 $ 564
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity for the six months ended December 31, 2018 and 2017 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2017 1,470,043 $ 15.22 5.8 $ 13,533 Exercised 3,900 14.37 — — Forfeited 24,700 14.43 — — Expired 43,273 23.82 — — Options outstanding at December 31, 2017 1,398,170 $ 14.97 5.4 $ 15,077 Exercisable at December 31, 2017 986,670 $ 14.43 5.2 $ 11,169 Non-vested at December 31, 2017 411,500 $ 16.25 6.0 $ 3,908 Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Exercised 42,200 14.42 — — Forfeited 4,700 17.11 — — Options outstanding at December 31, 2018 1,671,370 $ 17.37 5.4 $ 14,732 Exercisable at December 31, 2018 1,185,270 $ 14.51 4.2 $ 13,832 Non-vested at December 31, 2018 486,100 $ 24.33 8.5 $ 900
Schedule of Nonvested Restricted Stock Units Activity	The table below presents restricted stock award activity for the six months ended December 31, 2018 and 2017 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2017 185,630 $ 17.46 $ 4,780 Granted 2,000 23.05 — Vested 400 19.02 — Forfeited 6,600 14.37 — Non-vested at December 31, 2017 180,630 $ 17.57 $ 4,651 Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Vested 2,800 16.27 — Forfeited 2,700 16.13 — Non-vested at December 31, 2018 127,910 $ 23.14 $ 3,349

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: December 31, 2018 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 37,863 $ — $ 37,863 $ — Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises 76,926 — 76,926 — Municipal Bonds 29,080 — 29,080 — Corporate Bonds 5,883 — 5,883 — Total $ 149,752 $ — $ 149,752 $ — June 30, 2018 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 47,542 $ — $ 47,542 $ — Residential Mortgage-backed Securities of U.S. Government Agencies and Government Sponsored Enterprises 70,599 — 70,599 — Municipal Bonds 30,766 — 30,766 — Corporate Bonds 6,023 — 6,023 — Equity Securities 63 — 63 — Total $ 154,993 $ — $ 154,993 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: December 31, 2018 Description Total Level 1 Level 2 Level 3 Impaired loans $ 4,155 $ — $ — $ 4,155 REO 1,086 — — 1,086 Total $ 5,241 $ — $ — $ 5,241 June 30, 2018 Description Total Level 1 Level 2 Level 3 Impaired loans $ 8,423 $ — $ — $ 8,423 REO 2,104 — — 2,104 Total $ 10,527 $ — $ — $ 10,527
Schedule of Quantitative Information About Level 3 Fair Value Measurements	Quantitative information about Level 3 fair value measurements during the period ended December 31, 2018 is shown in the table below: Fair Value at December 31, 2018 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 4,155 Discounted appraisals and discounted cash flows Collateral discounts 6% - 25% 1% - 3% 2% REO $ 1,086 Discounted appraisals Collateral discounts 8% - 15% 10%
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2018 and June 30, 2018 , are summarized below: December 31, 2018 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,306 $ 71,306 $ 71,306 $ — $ — Commercial paper 239,286 239,286 239,286 — — Certificates of deposit in other banks 51,936 51,936 — 51,936 — Securities available for sale 149,752 149,752 — 149,752 $ — Loans, net 2,610,812 2,524,963 — — 2,524,963 Loans held for sale 13,095 13,604 — — 13,604 FHLB stock 32,159 32,159 32,159 — — FRB stock 7,315 7,315 7,315 — — SBIC 5,384 5,384 — — 5,384 Accrued interest receivable 10,372 10,372 — 1,172 9,200 Liabilities: Noninterest-bearing and NOW deposits 774,111 774,111 — 774,111 — Money market accounts 703,445 703,445 — 703,445 — Savings accounts 192,954 192,954 — 192,954 — Certificates of deposit 587,559 582,656 — 582,656 — Borrowings 688,000 686,307 — 686,307 — Accrued interest payable 1,639 1,639 — 1,639 — June 30, 2018 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 70,746 $ 70,746 $ 70,746 $ — $ — Commercial paper 229,070 229,070 229,070 — — Certificates of deposit in other banks 66,937 66,937 — 66,937 — Securities available for sale 154,993 154,993 — 154,993 — Loans, net 2,504,792 2,414,647 — — 2,414,647 Loans held for sale 5,873 5,990 — — 5,990 FHLB stock 29,907 29,907 29,907 — — FRB stock 7,307 7,307 7,307 — — SBIC 4,717 4,717 — — 4,717 Accrued interest receivable 9,344 9,344 297 883 8,164 Liabilities: Noninterest-bearing and NOW deposits 789,186 789,186 — 789,186 — Money market accounts 677,665 677,665 — 677,665 — Savings accounts 213,250 213,250 — 213,250 — Certificates of deposit 516,152 509,924 — 509,924 — Borrowings 635,000 635,187 — 635,187 — Accrued interest payable 805 805 — 805 —

Revenue (Tables)

Revenue (Tables)	6 Months Ended
	Dec. 31, 2018
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	The table below presents the Company's sources of noninterest income, segregated by in-scope and out-of-scope revenue streams of ASC 606 at the dates indicated: Three Months Ended December 31, Six Months Ended December 31, 2018 2017 2018 2017 In-scope of ASC 606: Service charges on deposit accounts $ 1,042 $ 942 $ 2,026 $ 1,831 Fees, interchange, and other service charges 1,697 1,144 3,300 2,213 Other 154 267 366 452 Noninterest income (in-scope of ASC 606) 2,893 2,353 5,692 4,496 Noninterest income (out-of-scope of ASC 606) 2,192 2,106 5,006 4,225 Total noninterest income $ 5,085 $ 4,459 $ 10,698 $ 8,721

Debt Securities - Available for

Debt Securities - Available for Sale Securities Table (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 151,080	$ 157,068
Gross Unrealized Gains	317	241
Gross Unrealized Losses	(1,645)	(2,316)
Estimated Fair Value	149,752	154,993
U.S. Government Agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	38,064	48,025
Gross Unrealized Gains	7	1
Gross Unrealized Losses	(208)	(484)
Estimated Fair Value	37,863	47,542
Government Agencies and Government Sponsored Enterprises
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	77,888	71,949
Gross Unrealized Gains	106	88
Gross Unrealized Losses	(1,068)	(1,438)
Estimated Fair Value	76,926	70,599
Municipal Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	29,014	30,865
Gross Unrealized Gains	196	127
Gross Unrealized Losses	(130)	(226)
Estimated Fair Value	29,080	30,766
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	6,114	6,166
Gross Unrealized Gains	8	25
Gross Unrealized Losses	(239)	(168)
Estimated Fair Value	$ 5,883	6,023
Equity Securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost		63
Gross Unrealized Gains		0
Gross Unrealized Losses		0
Estimated Fair Value		$ 63

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Amortized Cost
Due within one year	$ 18,233
Due after one year through five years	41,534
Due after five years through ten years	5,352
Due after ten years	8,073
Total	151,080
Estimated Fair Value
Due within one year	18,191
Due after one year through five years	41,102
Due after five years through ten years	5,480
Due after ten years	8,053
Estimated Fair Value	149,752	$ 154,993
Government Agencies and Government Sponsored Enterprises
Amortized Cost
Total	77,888
Estimated Fair Value
Estimated Fair Value	$ 76,926	$ 70,599

Debt Securities - Narrative (De

Debt Securities - Narrative (Details)	6 Months Ended		12 Months Ended
	Dec. 31, 2018USD ($)security	Dec. 31, 2017USD ($)	Jun. 30, 2017USD ($)	Jun. 30, 2018USD ($)security
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 149,752,000			$ 154,993,000
Proceeds from sale of securities available for sale	0
Gross realized gain (loss)	0	$ 0
Securities available for sale pledged as collateral market value	$ 125,765,000			$ 135,313,000
Number of securities with unrealized losses | security	201			218
Other than temporary impairment losses	$ 0		$ 0
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 126,758,000			$ 136,914,000

Debt Securities - Available f_2

Debt Securities - Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	$ 40,582	$ 69,995
12 Months or Longer, Fair Value	82,407	61,914
Total, Fair Value	122,989	131,909
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(305)	(1,128)
12 Months or More, Unrealized Losses	(1,340)	(1,188)
Total, Unrealized Losses	(1,645)	(2,316)
U.S. Government Agencies
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	7,127	10,962
12 Months or Longer, Fair Value	29,804	35,605
Total, Fair Value	36,931	46,567
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(29)	(93)
12 Months or More, Unrealized Losses	(179)	(391)
Total, Unrealized Losses	(208)	(484)
Government Agencies and Government Sponsored Enterprises
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	26,536	39,238
12 Months or Longer, Fair Value	38,370	21,297
Total, Fair Value	64,906	60,535
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(192)	(827)
12 Months or More, Unrealized Losses	(876)	(611)
Total, Unrealized Losses	(1,068)	(1,438)
Municipal Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	5,555	19,795
12 Months or Longer, Fair Value	10,719	1,446
Total, Fair Value	16,274	21,241
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(20)	(208)
12 Months or More, Unrealized Losses	(110)	(18)
Total, Unrealized Losses	(130)	(226)
Corporate Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	1,364	0
12 Months or Longer, Fair Value	3,514	3,566
Total, Fair Value	4,878	3,566
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(64)	0
12 Months or More, Unrealized Losses	(175)	(168)
Total, Unrealized Losses	$ (239)	$ (168)

Other Investments (Details)

Other Investments (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Investments, All Other Investments [Abstract]
FHLB of Atlanta	$ 32,159	$ 29,907
Federal Reserve Bank of Richmond (FRB)	7,315	7,307
Small Business Investment Companies (SBIC)	5,384	4,717
Other investments, at cost	$ 44,858	$ 41,931

Loans - Schedule of Accounts, N

Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 2,632,730	$ 2,526,616
Deferred loan fees, net	(499)	(764)
Total loans, net of deferred loan fees	2,632,231	2,525,852
Allowance for loan losses	(21,419)	(21,060)
Net loans	2,610,812	2,504,792
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,193,918	1,219,204
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Total loans	661,374	664,289
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans	135,430	137,564
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans	138,571	166,276
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans	74,507	65,601
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans	170,516	173,095
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Total loans	13,520	12,379
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,438,812	1,307,412
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans	904,357	857,315
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Total loans	198,738	192,102
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans	224,582	148,823
Commercial Loans | Municipal leases
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 111,135	$ 109,172

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 2,614,683	$ 2,505,712
Pass
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,578,314	2,470,436
Special Mention
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	13,971	11,809
Substandard
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	29,885	22,484
Doubtful
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	372	952
Loss
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	32	31
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	655,084	657,472
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	13,520	12,379
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	135,205	137,340
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	138,571	166,276
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	74,116	65,157
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	640,265	643,077
Retail Consumer Loans | Pass | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	12,773	11,723
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	133,741	135,336
Retail Consumer Loans | Pass | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	138,385	166,089
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	74,081	64,823
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,425	3,576
Retail Consumer Loans | Special Mention | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	16	85
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	111	113
Retail Consumer Loans | Special Mention | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	16	23
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,423	10,059
Retail Consumer Loans | Substandard | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	801	558
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,149	1,735
Retail Consumer Loans | Substandard | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	185	187
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	485	257
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	249	746
Retail Consumer Loans | Doubtful | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	3	2
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	150
Retail Consumer Loans | Doubtful | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	54
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	12	14
Retail Consumer Loans | Loss | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9	11
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	6	6
Retail Consumer Loans | Loss | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	896,381	848,076
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	197,367	189,875
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	222,788	146,870
Commercial Loans | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	111,135	109,172
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	882,901	835,485
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	194,423	187,187
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	220,974	145,177
Commercial Loans | Pass | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	110,839	108,864
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	8,513	5,804
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	888	621
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,706	1,279
Commercial Loans | Special Mention | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	296	308
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	12,476	6,787
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,649	2,067
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	167	414
Commercial Loans | Substandard | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	120	0
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	3	0
Commercial Loans | Loss | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 0	$ 0

Loans - Schedule of PCI Loans C

Loans - Schedule of PCI Loans Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment
Total loans	$ 2,614,683	$ 2,505,712
Pass
Financing Receivable, Recorded Investment
Total loans	2,578,314	2,470,436
Special Mention
Financing Receivable, Recorded Investment
Total loans	13,971	11,809
Substandard
Financing Receivable, Recorded Investment
Total loans	29,885	22,484
Doubtful
Financing Receivable, Recorded Investment
Total loans	372	952
Loss
Financing Receivable, Recorded Investment
Total loans	32	31
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	655,084	657,472
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	135,205	137,340
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	74,116	65,157
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	170,516	173,095
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Total loans	13,520	12,379
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	640,265	643,077
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	133,741	135,336
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	74,081	64,823
Retail Consumer Loans | Pass | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	169,932	172,675
Retail Consumer Loans | Pass | Consumer loans
Financing Receivable, Recorded Investment
Total loans	12,773	11,723
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	2,425	3,576
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	111	113
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	16	23
Retail Consumer Loans | Special Mention | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Special Mention | Consumer loans
Financing Receivable, Recorded Investment
Total loans	16	85
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	11,423	10,059
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	1,149	1,735
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	485	257
Retail Consumer Loans | Substandard | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	550	420
Retail Consumer Loans | Substandard | Consumer loans
Financing Receivable, Recorded Investment
Total loans	801	558
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	249	746
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	150
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	54
Retail Consumer Loans | Doubtful | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Doubtful | Consumer loans
Financing Receivable, Recorded Investment
Total loans	3	2
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	12	14
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	6	6
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Loss | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	2	0
Retail Consumer Loans | Loss | Consumer loans
Financing Receivable, Recorded Investment
Total loans	9	11
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	896,381	848,076
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	197,367	189,875
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	222,788	146,870
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	882,901	835,485
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	194,423	187,187
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	220,974	145,177
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	8,513	5,804
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	888	621
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,706	1,279
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	12,476	6,787
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	2,649	2,067
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	167	414
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	120	0
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	3	0
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Recorded Investment
Total loans	18,047	20,904
Purchased Credit Impaired (PCI) Loans | Pass
Financing Receivable, Recorded Investment
Total loans	11,669	12,447
Purchased Credit Impaired (PCI) Loans | Special Mention
Financing Receivable, Recorded Investment
Total loans	2,213	2,550
Purchased Credit Impaired (PCI) Loans | Substandard
Financing Receivable, Recorded Investment
Total loans	4,162	5,907
Purchased Credit Impaired (PCI) Loans | Doubtful
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Loss
Financing Receivable, Recorded Investment
Total loans	3	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	6,290	6,817
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	225	224
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	391	444
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	4,404	4,620
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	225	224
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	155	444
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	259	388
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	1,627	1,809
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	236	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	7,976	9,239
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	1,371	2,227
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,794	1,953
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	4,593	4,718
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	501	547
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,791	1,894
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	1,954	2,162
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	1,429	2,359
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	870	1,680
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	59
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	$ 3	$ 0

Loans - Schedule of Past Due Fi

Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 13,165	$ 9,813
Current	2,619,565	2,516,803
Total Loans Receivable	2,632,730	2,526,616
30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	8,907	4,160
90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4,258	5,653
Retail Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	1,193,918	1,219,204
Retail Consumer Loans | One-to-four family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4,075	4,757
Current	657,299	659,532
Total Loans Receivable	661,374	664,289
Retail Consumer Loans | One-to-four family | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,328	3,001
Retail Consumer Loans | One-to-four family | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,747	1,756
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	522	462
Current	169,994	172,633
Total Loans Receivable	170,516	173,095
Retail Consumer Loans | Indirect auto finance | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	392	335
Retail Consumer Loans | Indirect auto finance | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	130	127
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	225	277
Current	13,295	12,102
Total Loans Receivable	13,520	12,379
Retail Consumer Loans | Consumer loans | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	185	238
Retail Consumer Loans | Consumer loans | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	40	39
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	536	366
Current	134,894	137,198
Total Loans Receivable	135,430	137,564
Retail Consumer Loans | HELOCs - originated | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	203	98
Retail Consumer Loans | HELOCs - originated | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	333	268
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	564	0
Current	138,007	166,276
Total Loans Receivable	138,571	166,276
Retail Consumer Loans | HELOCs - purchased | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	564	0
Retail Consumer Loans | HELOCs - purchased | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	37	98
Current	74,470	65,503
Total Loans Receivable	74,507	65,601
Retail Consumer Loans | Construction and land/lots | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	37	44
Retail Consumer Loans | Construction and land/lots | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	54
Commercial Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	1,438,812	1,307,412
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	5,724	1,581
Current	898,633	855,734
Total Loans Receivable	904,357	857,315
Commercial Loans | Commercial real estate | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	5,165	169
Commercial Loans | Commercial real estate | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	559	1,412
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,397	2,188
Current	197,341	189,914
Total Loans Receivable	198,738	192,102
Commercial Loans | Construction and development loans | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1	260
Commercial Loans | Construction and development loans | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,396	1,928
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	61	84
Current	224,521	148,739
Total Loans Receivable	224,582	148,823
Commercial Loans | Commercial and industrial | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	8	15
Commercial Loans | Commercial and industrial | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	53	69
Commercial Loans | Municipal leases
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	24	0
Current	111,111	109,172
Total Loans Receivable	111,135	109,172
Commercial Loans | Municipal leases | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	24	0
Commercial Loans | Municipal leases | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans - Schedule of Past Due Lo

Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	$ 9,672	$ 10,914
90 Days & still accruing	0	0
Purchased Credit Impaired (PCI) Loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	2,071	3,353
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	4,151	4,308
90 Days & still accruing	0	0
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	243	255
90 Days & still accruing	0	0
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	515	321
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	590	656
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	185	187
90 Days & still accruing	0	0
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	98	165
90 Days & still accruing	0	0
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	2,104	2,863
90 Days & still accruing	0	0
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	1,696	2,045
90 Days & still accruing	0	0
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	90	114
90 Days & still accruing	0	0
Commercial Loans | Municipal leases
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	0	0
90 Days & still accruing	$ 0	$ 0

Loans - Schedule of Troubled De

Loans - Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Performing financing receivable
Financing Receivable, Modifications
Performing TDRs included in impaired loans	$ 19,276	$ 21,251

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	$ 20,932	$ 21,997	$ 21,060	$ 21,151
Provision for (recovery of) loan losses	0	0	0	0
Charge-offs	(255)	(1,072)	(673)	(1,236)
Recoveries	742	165	1,032	1,175
Balance at end of period	21,419	21,090	21,419	21,090
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	7,252	8,310	7,527	8,585
Provision for (recovery of) loan losses	(341)	162	(406)	(250)
Charge-offs	(177)	(378)	(592)	(528)
Recoveries	502	97	707	384
Balance at end of period	7,236	8,191	7,236	8,191
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	13,385	12,490	13,050	11,839
Provision for (recovery of) loan losses	437	124	690	66
Charge-offs	(78)	(349)	(81)	(363)
Recoveries	240	68	325	791
Balance at end of period	13,984	12,333	13,984	12,333
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	295	1,197	483	727
Provision for (recovery of) loan losses	(96)	(286)	(284)	184
Charge-offs	0	345	0	(345)
Recoveries	0	0	0	0
Balance at end of period	$ 199	$ 566	$ 199	$ 566

Loans - Schedule of Ending Bala

Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	$ 21,419	$ 20,932	$ 21,060	$ 21,090	$ 21,997	$ 21,151
Allowance for loan losses, Loans individually evaluated for impairment	138		197
Allowance for loan losses, Loans collectively evaluated	21,082		20,380
Allowance for loan losses, Total	21,419		21,060
Total loans receivable, PCI	2,614,683		2,505,712
Total loans receivable, Loans individually evaluated for impairment	10,865		13,884
Total loans receivable, Loans collectively evaluated	2,603,818		2,491,828
Total loans	2,632,730		2,526,616
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	199	295	483	566	1,197	727
Total loans receivable, PCI	18,047		20,904
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	7,236	7,252	7,527	8,191	8,310	8,585
Total loans	1,193,918		1,219,204
Retail Consumer Loans | One to four family loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	104		125
Allowance for loan losses, Loans collectively evaluated	2,926		3,137
Allowance for loan losses, Total	3,091		3,360
Total loans receivable, PCI	655,084		657,472
Total loans receivable, Loans individually evaluated for impairment	6,126		7,104
Total loans receivable, Loans collectively evaluated	648,958		650,368
Total loans	661,374		664,289
Retail Consumer Loans | One to four family loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	61		98
Total loans receivable, PCI	6,290		6,817
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	1,073		1,126
Allowance for loan losses, Total	1,073		1,126
Total loans receivable, PCI	170,516		173,095
Total loans receivable, Loans individually evaluated for impairment	1		0
Total loans receivable, Loans collectively evaluated	170,515		173,095
Total loans	170,516		173,095
Retail Consumer Loans | Indirect auto finance | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans | Consumer loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	8		11
Allowance for loan losses, Loans collectively evaluated	157		57
Allowance for loan losses, Total	165		68
Total loans receivable, PCI	13,520		12,379
Total loans receivable, Loans individually evaluated for impairment	8		11
Total loans receivable, Loans collectively evaluated	13,512		12,368
Total loans	13,520		12,379
Retail Consumer Loans | Consumer loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	6		6
Allowance for loan losses, Loans collectively evaluated	1,129		1,117
Allowance for loan losses, Total	1,135		1,123
Total loans receivable, PCI	135,205		137,340
Total loans receivable, Loans individually evaluated for impairment	6		452
Total loans receivable, Loans collectively evaluated	135,199		136,888
Total loans	135,430		137,564
Retail Consumer Loans | HELOCs - originated | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	225		224
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	655		795
Allowance for loan losses, Total	655		795
Total loans receivable, PCI	138,571		166,276
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	138,571		166,276
Total loans	138,571		166,276
Retail Consumer Loans | HELOCs - purchased | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		19
Allowance for loan losses, Loans collectively evaluated	1,178		1,134
Allowance for loan losses, Total	1,178		1,153
Total loans receivable, PCI	74,116		65,157
Total loans receivable, Loans individually evaluated for impairment	333		583
Total loans receivable, Loans collectively evaluated	73,783		64,574
Total loans	74,507		65,601
Retail Consumer Loans | Construction and land/lots | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	391		444
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	13,984	$ 13,385	13,050	$ 12,333	$ 12,490	$ 11,839
Total loans	1,438,812		1,307,412
Commercial Loans | Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	12		28
Allowance for loan losses, Loans collectively evaluated	8,157		8,029
Allowance for loan losses, Total	8,287		8,195
Total loans receivable, PCI	896,381		848,076
Total loans receivable, Loans individually evaluated for impairment	2,860		3,511
Total loans receivable, Loans collectively evaluated	893,521		844,565
Total loans	904,357		857,315
Commercial Loans | Commercial real estate | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	118		138
Total loans receivable, PCI	7,976		9,239
Commercial Loans | Construction and development loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	6		8
Allowance for loan losses, Loans collectively evaluated	3,107		3,109
Allowance for loan losses, Total	3,117		3,346
Total loans receivable, PCI	197,367		189,875
Total loans receivable, Loans individually evaluated for impairment	1,529		2,223
Total loans receivable, Loans collectively evaluated	195,838		187,652
Total loans	198,738		192,102
Commercial Loans | Construction and development loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	4		229
Total loans receivable, PCI	1,371		2,227
Commercial Loans | Commercial and industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	2		0
Allowance for loan losses, Loans collectively evaluated	2,254		1,458
Allowance for loan losses, Total	2,272		1,476
Total loans receivable, PCI	222,788		146,870
Total loans receivable, Loans individually evaluated for impairment	2		0
Total loans receivable, Loans collectively evaluated	222,786		146,870
Total loans	224,582		148,823
Commercial Loans | Commercial and industrial | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	16		18
Total loans receivable, PCI	1,794		1,953
Commercial Loans | Municipal leases
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	446		418
Allowance for loan losses, Total	446		418
Total loans receivable, PCI	111,135		109,172
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	111,135		109,172
Total loans	111,135		109,172
Commercial Loans | Municipal leases | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	$ 0		$ 0

Loans - Schedule of Impaired Lo

Loans - Schedule of Impaired Loans and Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Impaired
Unpaid principal balance	$ 37,450	$ 42,677
Recorded investment with a recorded allowance	19,640	22,209
Recorded investment with no recorded allowance	8,200	9,152
Total	27,840	31,361
Related recorded allowance	694	687
Impaired loans not individually evaluated	16,975	19,926
Recorded allowance of impaired loans not individually evaluated	556	490
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Unpaid principal balance	20,221	23,295
Recorded investment with a recorded allowance	14,855	16,035
Recorded investment with no recorded allowance	2,472	4,140
Total	17,327	20,175
Related recorded allowance	565	554
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Unpaid principal balance	1,614	2,544
Recorded investment with a recorded allowance	845	1,017
Recorded investment with no recorded allowance	120	737
Total	965	1,754
Related recorded allowance	9	9
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Unpaid principal balance	185	187
Recorded investment with a recorded allowance	0	0
Recorded investment with no recorded allowance	185	187
Total	185	187
Related recorded allowance	0	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Unpaid principal balance	2,200	2,348
Recorded investment with a recorded allowance	976	1,098
Recorded investment with no recorded allowance	432	446
Total	1,408	1,544
Related recorded allowance	27	53
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Unpaid principal balance	407	395
Recorded investment with a recorded allowance	173	122
Recorded investment with no recorded allowance	100	133
Total	273	255
Related recorded allowance	3	1
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Unpaid principal balance	2,185	501
Recorded investment with a recorded allowance	441	12
Recorded investment with no recorded allowance	1,241	46
Total	1,682	58
Related recorded allowance	57	11
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Unpaid principal balance	4,418	5,343
Recorded investment with a recorded allowance	1,375	2,862
Recorded investment with no recorded allowance	2,741	2,246
Total	4,116	5,108
Related recorded allowance	22	42
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Unpaid principal balance	2,869	3,166
Recorded investment with a recorded allowance	788	828
Recorded investment with no recorded allowance	908	1,217
Total	1,696	2,045
Related recorded allowance	8	14
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Unpaid principal balance	3,351	4,898
Recorded investment with a recorded allowance	187	235
Recorded investment with no recorded allowance	1	0
Total	188	235
Related recorded allowance	3	3
Commercial Loans | Municipal leases
Financing Receivable, Impaired
Unpaid principal balance	0	0
Recorded investment with a recorded allowance	0	0
Recorded investment with no recorded allowance	0	0
Total	0	0
Related recorded allowance	$ 0	$ 0

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Loans, Interest Income Recognized (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired
Average recorded investment	$ 28,663	$ 41,295	$ 29,544	$ 41,850
Interest income recognized	287	492	792	978
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Average recorded investment	17,856	24,519	18,568	24,721
Interest income recognized	175	287	467	585
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Average recorded investment	335	232	331	155
Interest income recognized	2	3	6	9
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Average recorded investment	1,618	33	1,212	36
Interest income recognized	16	4	45	8
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Average recorded investment	924	2,750	1,121	2,767
Interest income recognized	13	31	35	61
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Average recorded investment	186	191	186	191
Interest income recognized	3	3	7	7
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Average recorded investment	1,525	1,588	1,559	1,651
Interest income recognized	21	27	55	56
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Average recorded investment	4,257	7,184	4,506	7,425
Interest income recognized	34	77	121	152
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Average recorded investment	1,766	2,973	1,853	2,862
Interest income recognized	15	31	31	52
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Average recorded investment	196	1,723	208	1,841
Interest income recognized	8	23	25	42
Commercial Loans | Municipal leases
Financing Receivable, Impaired
Average recorded investment	0	102	0	201
Interest income recognized	$ 0	$ 6	$ 0	$ 6

Loans - Schedule of Changes in

Loans - Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Details) - Purchased Credit Impaired (PCI) Loans - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Changes in Accretable Yield [Roll Forward]
Accretable yield, beginning of period	$ 5,452	$ 6,698	$ 5,734	$ 7,080
Reclass from nonaccretable yield	414	77	424	278
Other changes, net	198	80	335	107
Interest income	(832)	(634)	(1,261)	(1,244)
Accretable yield, end of period	$ 5,232	$ 6,221	$ 5,232	$ 6,221

Loans - Schedule of Debt Restru

Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)loan	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	7	12	13	21
Pre-modification outstanding recorded investment	$ 524	$ 694	$ 803	$ 2,010
Post-modification outstanding recorded investment	$ 523	$ 672	$ 795	$ 1,977
Interest Rate Below Market Reduction
Financing Receivable, Modifications
Number of loans | loan			1	5
Pre-modification outstanding recorded investment			$ 85	$ 498
Post-modification outstanding recorded investment			$ 85	$ 490
Other TDR
Financing Receivable, Modifications
Number of loans | loan			12	16
Pre-modification outstanding recorded investment			$ 718	$ 1,512
Post-modification outstanding recorded investment			$ 710	$ 1,487
Retail Consumer Loans | Interest Rate Below Market Reduction
Financing Receivable, Modifications
Number of loans | loan	1	5
Pre-modification outstanding recorded investment	$ 85	$ 498
Post-modification outstanding recorded investment	$ 85	$ 490
Retail Consumer Loans | Interest Rate Below Market Reduction | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	1	3	1	3
Pre-modification outstanding recorded investment	$ 85	$ 398	$ 85	$ 398
Post-modification outstanding recorded investment	$ 85	$ 395	$ 85	$ 395
Retail Consumer Loans | Interest Rate Below Market Reduction | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan			0	1
Pre-modification outstanding recorded investment			$ 0	$ 64
Post-modification outstanding recorded investment			$ 0	$ 59
Retail Consumer Loans | Interest Rate Below Market Reduction | Construction and land/lots
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Pre-modification outstanding recorded investment	$ 0	$ 36	$ 0	$ 36
Post-modification outstanding recorded investment	$ 0	$ 36	$ 0	$ 36
Retail Consumer Loans | Other TDR
Financing Receivable, Modifications
Number of loans | loan	6	7
Pre-modification outstanding recorded investment	$ 439	$ 196
Post-modification outstanding recorded investment	$ 438	$ 182
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	5	6	9	15
Pre-modification outstanding recorded investment	$ 354	$ 177	$ 598	$ 1,493
Post-modification outstanding recorded investment	$ 353	$ 176	$ 593	$ 1,481
Retail Consumer Loans | Other TDR | Indirect Auto Finance
Financing Receivable, Modifications
Number of loans | loan	0	1	1	1
Pre-modification outstanding recorded investment	$ 0	$ 19	$ 33	$ 19
Post-modification outstanding recorded investment	$ 0	$ 6	$ 30	$ 6
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan	1	0	2	0
Pre-modification outstanding recorded investment	$ 85	$ 0	$ 87	$ 0
Post-modification outstanding recorded investment	$ 85	$ 0	$ 87	$ 0

Loans - Schedule of Troubled _2

Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)loan	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	3	5	3	5
Recorded investment | $	$ 167	$ 536	$ 167	$ 536
Interest Rate Below Market Reduction
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Recorded investment | $	$ 0	$ 37	$ 0	$ 37
Other TDR
Financing Receivable, Modifications
Number of loans | loan	3	4	3	4
Recorded investment | $	$ 167	$ 499	$ 167	$ 499
Retail Consumer Loans | Interest Rate Below Market Reduction | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Recorded investment | $	$ 0	$ 37	$ 0	$ 37
Retail Consumer Loans | Other TDR | Indirect Auto Finance
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Recorded investment | $	$ 0	$ 6	$ 0	$ 6
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan	1	0	1	0
Recorded investment | $	$ 2	$ 0	$ 2	$ 0
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	2	3	2	3
Recorded investment | $	$ 165	$ 493	$ 165	$ 493

Real Estate Owned (Details)

Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Real Estate Properties [Line Items]
Balance at beginning of period	$ 3,286	$ 5,941	$ 3,684	$ 6,318
Transfers from loans	22	339	96	591
Real Estate Owned, Cost Of Sales	230	1,111	574	1,758
Real Estate Owned, Valuation Allowance, Provision	123	351	251	351
Real estate owned, capital improvements	0	0	0	18
Balance at end of period	2,955	$ 4,818	2,955	$ 4,818
Consumer loans | Retail Consumer Loans
Real Estate Properties [Line Items]
Balance at beginning of period			998
Balance at end of period	557		557
Residential real estate in the process of foreclosure	$ 980		$ 980		$ 395

Income Taxes - Schedule of Comp

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Current:
Federal	$ (167)	$ 92	$ 210	$ 230
State	304	(3)	429	8
Total current expense	137	89	639	238
Deferred:
Federal	2,129	1,611	3,700	3,681
State	21	115	160	406
Adjustment due to the Tax Cuts and Jobs Act	0	17,693	0	17,693
Total deferred tax expense (benefit)	2,150	19,419	3,860	21,780
Total income tax expense	$ 2,287	$ 19,508	$ 4,499	$ 22,018

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Tax at federal income tax rate	$ 2,169	$ 2,432		$ 4,269	$ 4,653
Tax at federal income tax rate, Rate (as a percent)	21.00%	28.00%	34.00%	21.00%	28.00%	27.50%
Tax exempt income	$ (210)	$ (264)		$ (437)	$ (541)
Tax exempt income, Rate (as a percent)	(2.00%)	(3.00%)		(2.00%)	(3.00%)
Nondeductible merger expenses	$ 0	$ 1		$ 0	$ 1
Nondeductible merger expenses (as a percent)	(0.00%)	(0.00%)		(0.00%)	(0.00%)
Change in valuation allowance for deferred tax assets, allocated to income tax expense	$ 0	$ (49)		$ 0	$ (184)
Change in valuation allowance for deferred tax assets, allocated to income tax expense, Rate (as a percent)	0.00%	(1.00%)		0.00%	(1.00%)
State tax amount, net of federal benefit	$ 256	$ 81		$ 465	$ 204
State tax rate, net of federal benefit	2.00%	1.00%		2.00%	1.00%
Change in deferred tax assets due to North Carolina corporate tax rate decrease, net of federal benefit	$ 0	$ 0		$ 0	$ 133
Change in deferred tax assets due to North Carolina corporate tax rate decrease, net of federal benefit (as a percent)	0.00%	0.00%		0.00%	1.00%
Change in deferred tax assets due to the Tax Cuts and Jobs Act	$ 0	$ 17,693		$ 0	$ 17,693
Change in deferred tax assets due to the Tax Cuts and Jobs Act (as a percent)	0.00%	200.00%		0.00%	105.00%
Adjustment for prior quarter expense due to accrual at higher rate	$ 0	$ (418)		$ 0	$ 0
Adjustment for prior quarter expense due to accrual at higher rate (as a percent)	(0.00%)	(5.00%)		(0.00%)	(0.00%)
Other	$ 72	$ 32		$ 202	$ 59
Other Income Tax Expense Benefit Rate Continuing Operations	1.00%	0.00%		1.00%	0.00%
Income Tax Expense (Benefit), Continuing Operations	$ 2,287	$ 19,508		$ 4,499	$ 22,018
Income Tax Rate Expense Benefit Rate Continuing Operations	22.00%	220.00%		22.00%	131.00%

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018
Income Tax Disclosure [Abstract]
Tax at federal income tax rate, Rate (as a percent)	21.00%	28.00%	34.00%	21.00%	28.00%	27.50%
Tax Cuts and Jobs Act of 2017, change in tax rate, income tax benefit		$ 418
Adjustment due to the Tax Cuts and Jobs Act	$ 0	$ 17,693		$ 0	$ 17,693
Net operating loss carry forwards	26,805			26,805		$ 40,780
Recorded tax benefit	5,538			5,538		8,635
Deferred tax assets, valuation allowance	(325)			(325)		(325)
Amount in retained earnings for bad debt reserve with no deferred tax liability	$ 19,570			$ 19,570		$ 19,570

Income Taxes - Schedule of Defe

Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Deferred tax assets:
Alternative minimum tax credit	$ 4,920	$ 4,920
Deferred tax asset allowance for loan losses	4,720	4,637
Deferred compensation and post-retirement benefits	9,186	9,400
Accrued vacation and sick leave	18	18
Impairments on real estate owned	498	495
Deferred Tax Assets Other Than Temporary Impairment on Investments	2,253	2,254
Net operating loss carryforward	5,538	8,635
Deferred tax asset discount from business combination	2,500	2,605
Deferred Tax Assets, Tax Deferred Expense, Unrealized Loss On Securities Held for Sale	306	477
Stock compensation plans	2,014	2,271
Other	1,195	1,562
Total gross deferred tax assets	33,148	37,274
Less valuation allowance	(325)	(325)
Deferred tax assets	32,823	36,949
Deferred tax (liabilities):
Deferred tax liabilities depreciable basis of fixed assets	532	566
Deferred tax liabilities deferred loan fees	486	453
Deferred tax liabilities Federal Home Loan Bank Stock, book basis in excess of tax	89	89
Other	(3,183)	(3,276)
Total gross deferred tax liabilities	(4,290)	(4,384)
Net deferred tax assets	$ 28,533	$ 32,565

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Numerator:
Net loss	$ 8,041	$ (10,666)	$ 15,831	$ (5,099)
Allocation of earnings to participating securities	(57)	0	(112)	0
Numerator for basic EPS - Net income available (loss attributable) to common stockholders	7,984	(10,666)	15,719	(5,099)
Dilutive effect to participating securities	2	0	4	0
Numerator for diluted EPS	$ 7,986	$ (10,666)	$ 15,723	$ (5,099)
Denominator:
Weighted-average common shares outstanding - basic	17,797,553	17,975,883	17,961,465	17,971,439
Effect of dilutive shares	699,781	0	728,119	0
Weighted-average common shares outstanding - diluted	18,497,334	17,975,883	18,689,584	17,971,439
Net income per share - basic (in dollars per share)	$ 0.45	$ (0.59)	$ 0.88	$ (0.28)
Net income per share - diluted (in dollars per share)	$ 0.43	$ (0.59)	$ 0.84	$ (0.28)

Net Income per Share - Antidilu

Net Income per Share - Antidilutive Stock Options (Details) - shares	3 Months Ended	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2018
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	420,300	420,300

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($)	Jan. 17, 2013	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name	2013 Omnibus Incentive Plan
Shares repurchased (in shares)						846,400
Shares repurchased, amount						$ 13,297,000
Average price of shares purchased (in usd per share)						$ 15.71
Nonvested, number of shares (in shares)		486,100	411,500
Remaining contractual life (years)		5 years 4 months 12 days	5 years 4 months 24 days	5 years 10 months 18 days	5 years 9 months 18 days
Options outstanding (in shares)			411,500
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized		$ 2,385,000	$ 835,000
Compensation cost not yet recognized, period for recognition (in years)		1 year 9 months 18 days	8 months
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		5 years	5 years
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		7 years	7 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized, period for recognition (in years)		1 year 7 months	1 year 1 month
Compensation not yet recognized, share-based awards other than options		$ 2,129,000	$ 1,671,000
Non-vested (in shares)		127,910	180,630	133,410	185,630
Restricted Stock | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years	5 years
Restricted Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		7 years	7 years
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors
Number of shares authorized (in shares)	2,962,400
Shares held for awards of stock options and stock appreciation rights (in shares)	2,116,000
Shares held for awards of restricted stock and restricted stock units (in shares)	846,400

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-based compensation expense	$ 372	$ 841	$ 756	$ 2,014
Share-based compensation expense, tax related benefit	$ 78	$ 235	$ 192	$ 564

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018	Jun. 30, 2017
Options
Options Outstanding, Beginning of Period (in shares)	1,718,270	1,470,043	1,470,043
Exercised (in shares)	42,200	3,900
Forfeited (in shares)	4,700	24,700
Expired (in shares)		43,273
Options Outstanding, End of period (in shares)	1,671,370	1,398,170	1,718,270	1,470,043
Exercisable (in shares)	1,185,270	986,670
Weighted- average exercise price
Options Outstanding, Beginning of Period (in usd per share)	$ 17.29	$ 15.22	$ 15.22
Exercised (in usd per share)	14.42	14.37
Forfeited (in usd per share)	17.11	14.43
Expired (in usd per share)		23.82
Options Outstanding, End of Period (in usd per share)	17.37	14.97	$ 17.29	$ 15.22
Exercisable (in usd per share)	$ 14.51	$ 14.43
Remaining contractual life (years)	5 years 4 months 12 days	5 years 4 months 24 days	5 years 10 months 18 days	5 years 9 months 18 days
Aggregate intrinsic value (in usd)	$ 14,732	$ 15,077	$ 18,664	$ 13,533
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term	4 years 2 months	5 years 2 months
Aggregate intrinsic value (in usd)	$ 13,832	$ 11,169
Non-vested Options
Nonvested, number of shares (in shares)	486,100	411,500
Nonvested, weighted average grant date fair value (in dollars per share)	$ 24.33	$ 16.25
Nonvested, contractual term (in years)	8 years 6 months	6 years
Nonvested, intrinsic value	$ 900	$ 3,908

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Nonvested Restricted Stock Units Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Jun. 30, 2018	Jun. 30, 2017
Weighted- average grant date fair value
Aggregate intrinsic value (in usd)	$ 13,832	$ 11,169
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value		$ 23.05
Restricted stock awards
Non-vested, Beginning Balance (in shares)	133,410	185,630
Vested (in shares)	2,800	400
Forfeited (in shares)	2,700	6,600
Non-vested, Ending Balance (in shares)	127,910	180,630
Weighted- average grant date fair value
Non-vested, Beginning Balance (in usd per share)	$ 22.85	$ 17.46
Vested (in usd per share)	16.27	19.02
Forfeitures (in dollars per share)	16.13	14.37
Non-vested, Ending Balance (in usd per share)	$ 23.14	$ 17.57
Aggregate intrinsic value (in usd)	$ 3,349	$ 4,651	$ 3,755	$ 4,780
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		2,000

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Other Commitments
Unused commitments to extend credit	$ 60,248	$ 49,949
Variable rate commitments	17,989	19,812
Fixed rate commitments	42,258	30,137
Remaining borrowing capacity	488,071	491,649
Required cash reserve	1,786	2,304
Letters of credit outstanding	$ 8,826	$ 8,227
Minimum
Other Commitments
Fixed interest rate (as a percent)	2.39%	2.10%
Loan Commitments Terms		3 years
Maximum
Other Commitments
Fixed interest rate (as a percent)	7.55%	6.15%
Loan Commitments Terms		30 years
Construction and development
Other Commitments
Unused commitments to extend credit	$ 197,728	$ 209,726

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 149,752	$ 154,993
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	149,752	154,993
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	37,863	47,542
US Government Agencies | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	37,863	47,542
US Government Agencies | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	76,926	70,599
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	76,926	70,599
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	29,080	30,766
Municipal Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	29,080	30,766
Municipal Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	5,883	6,023
Corporate Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	5,883	6,023
Corporate Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 0	0
Equity Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis		63
Equity Securities | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis		0
Equity Securities | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis		63
Equity Securities | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis		$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 5,241	$ 10,527
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	4,155	8,423
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	1,086	2,104
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	5,241	10,527
Fair Value, Inputs, Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	4,155	8,423
Fair Value, Inputs, Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 1,086	$ 2,104

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Weighted Average	2.00%
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Weighted Average	10.00%
Minimum | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Range	6.00%
Minimum | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Range	8.00%
Maximum | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Range	25.00%
Maximum | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Range	15.00%
Fair Value, Measurements, Nonrecurring
Fair value at December 31, 2015	$ 5,241	$ 10,527
Fair Value, Measurements, Nonrecurring | Other real estate owned
Fair value at December 31, 2015	1,086	2,104
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Fair value at December 31, 2015	5,241	10,527
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Other real estate owned
Fair value at December 31, 2015	1,086	$ 2,104
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Fair value at December 31, 2015	4,155
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Fair value at December 31, 2015	$ 1,086

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$ 71,306	$ 70,746
Fair Value, Inputs, Level 1 | Commercial paper
Financial Instruments Owned	239,286	229,070
Fair Value, Inputs, Level 1 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | FHLB Stock
Financial Instruments Owned	32,159	29,907
Fair Value, Inputs, Level 1 | FRB Stock
Financial Instruments Owned	7,315	7,307
Fair Value, Inputs, Level 1 | Small Business Investment Company Funds [Member] [Domain]
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest receivable
Financial Instruments Owned	0	297
Fair Value, Inputs, Level 1 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest payable
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	51,936	66,937
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	149,752	154,993
Fair Value, Inputs, Level 2 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Small Business Investment Company Funds [Member] [Domain]
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	1,172	883
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	774,111	789,186
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	703,445	677,665
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	192,954	213,250
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	582,656	509,924
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	686,307	635,187
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	1,639	805
Fair Value, Inputs, Level 3 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	2,524,963	2,414,647
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	13,604	5,990
Fair Value, Inputs, Level 3 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Small Business Investment Company Funds [Member] [Domain]
Financial Instruments Owned	5,384	4,717
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	9,200	8,164
Fair Value, Inputs, Level 3 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Accrued interest payable
Financial Instruments Owned	0	0
Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	71,306	70,746
Carrying Value | Commercial paper
Financial Instruments Owned	239,286	229,070
Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	51,936	66,937
Carrying Value | Securities available for sale
Financial Instruments Owned	149,752	154,993
Carrying Value | Loans, net
Financial Instruments Owned	2,610,812	2,504,792
Carrying Value | Loans held for sale
Financial Instruments Owned	13,095	5,873
Carrying Value | FHLB Stock
Financial Instruments Owned	32,159	29,907
Carrying Value | FRB Stock
Financial Instruments Owned	7,315	7,307
Carrying Value | Small Business Investment Company Funds [Member] [Domain]
Financial Instruments Owned	5,384	4,717
Carrying Value | Accrued interest receivable
Financial Instruments Owned	10,372	9,344
Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	774,111	789,186
Carrying Value | Money market accounts
Financial Instruments Owned	703,445	677,665
Carrying Value | Savings accounts
Financial Instruments Owned	192,954	213,250
Carrying Value | Certificates of deposit
Financial Instruments Owned	587,559	516,152
Carrying Value | Other borrowings
Financial Instruments Owned	688,000	635,000
Carrying Value | Accrued interest payable
Financial Instruments Owned	1,639	805
Fair Value | Cash and interest-bearing deposits
Financial Instruments Owned	71,306	70,746
Fair Value | Commercial paper
Financial Instruments Owned	239,286	229,070
Fair Value | Certificates of deposit in other banks
Financial Instruments Owned	51,936	66,937
Fair Value | Securities available for sale
Financial Instruments Owned	149,752	154,993
Fair Value | Loans, net
Financial Instruments Owned	2,524,963	2,414,647
Fair Value | Loans held for sale
Financial Instruments Owned	13,604	5,990
Fair Value | FHLB Stock
Financial Instruments Owned	32,159	29,907
Fair Value | FRB Stock
Financial Instruments Owned	7,315	7,307
Fair Value | Small Business Investment Company Funds [Member] [Domain]
Financial Instruments Owned	5,384	4,717
Fair Value | Accrued interest receivable
Financial Instruments Owned	10,372	9,344
Fair Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	774,111	789,186
Fair Value | Money market accounts
Financial Instruments Owned	703,445	677,665
Fair Value | Savings accounts
Financial Instruments Owned	192,954	213,250
Fair Value | Certificates of deposit
Financial Instruments Owned	582,656	509,924
Fair Value | Other borrowings
Financial Instruments Owned	686,307	635,187
Fair Value | Accrued interest payable
Financial Instruments Owned	$ 1,639	$ 805

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
Debt Securities, Available-for-sale [Line Items]
Fair Value off-balance sheet risks, amount, liability	$ 746,047	$ 751,324

Revenue (Details)

Revenue (Details) - USD ($)	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Disaggregation of Revenue [Line Items]
Offset of interchange costs against interchange income		$ 198		$ 393
Noninterest income (in-scope of ASC 606)	$ 2,893,000	2,353,000	$ 5,692,000	4,496,000
Noninterest income (out-of-scope of ASC 606)	2,192,000	2,106,000	5,006,000	4,225,000
Total noninterest income	5,085,000	4,459,000	10,698,000	8,721,000
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Noninterest income (in-scope of ASC 606)	1,042,000	942,000	2,026,000	1,831,000
Fees, Interchange, and Other Service Charges
Disaggregation of Revenue [Line Items]
Noninterest income (in-scope of ASC 606)	1,697,000	1,144,000	3,300,000	2,213,000
Other Revenues
Disaggregation of Revenue [Line Items]
Noninterest income (in-scope of ASC 606)	$ 154,000	$ 267,000	$ 366,000	$ 452,000