HomeTrust Bancshares (HTBI) 10-Q 8 Nov 19 2020 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2019	Nov. 06, 2019
Document and Entity Information:
Entity Registrant Name	HomeTrust Bancshares, Inc.
Entity Central Index Key	0001538263
Current Fiscal Year End Date	--06-30
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Entity Common Stock, Shares Outstanding		17,744,534
Entity Emerging Growth Company	false
Entity Small Business	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Assets
Cash	$ 52,082	$ 40,909
Interest-bearing deposits	65,011	30,134
Cash and cash equivalents	117,093	71,043
Commercial paper	254,302	241,446
Certificates of deposit in other banks	50,117	52,005
Debt securities available for sale, at fair value	165,714	121,786
Other investments, at cost	45,900	45,378
Loans held for sale	289,319	18,175
Total loans, net of deferred loan costs	2,508,730	2,705,190
Allowance for loan losses	(21,314)	(21,429)
Net loans	2,487,416	2,683,761
Premises and equipment, net	58,509	61,051
Accrued interest receivable	10,434	10,533
REO	2,582	2,929
Deferred income taxes	24,257	26,523
BOLI	90,499	90,254
Goodwill	25,638	25,638
Core deposit intangibles	2,088	2,499
Other assets	31,441	23,157
Total assets acquired	3,655,309	3,476,178
Liabilities
Deposits	2,494,194	2,327,257
Borrowings	685,000	680,000
Other liabilities	63,047	60,025
Total liabilities assumed	3,242,241	3,067,282
Stockholders' Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,818,145 shares issued and outstanding at September 30, 2019; 17,984,105 at June 30, 2019	178	180
Additional paid in capital	186,359	190,315
Retained earnings	232,315	224,545
Unearned ESOP shares	(6,744)	(6,877)
Accumulated other comprehensive income	960	733
Total stockholders' equity	413,068	408,896
Total Liabilities and Stockholders' Equity	$ 3,655,309	$ 3,476,178

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Sep. 30, 2019	Jun. 30, 2019
Statement of Financial Position [Abstract]
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	17,818,145	17,984,105
Common stock shares outstanding	17,818,145	17,984,105

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Interest and Dividend Income
Loans	$ 32,266	$ 28,728
Securities available for sale	896	856
Commercial paper and interest-bearing deposits in other banks	2,253	1,857
Other investments	832	839
Total interest and dividend income	36,247	32,280
Interest Expense
Deposits	5,853	2,750
Borrowings	3,321	3,258
Total interest expense	9,174	6,008
Net Interest Income	27,073	26,272
Provision for loan losses	0	0
Net Interest Income after Provision for Loan Losses	27,073	26,272
Noninterest Income
Service charges and fees on deposit accounts	2,443	2,401
Loan income and fees	882	328
Gain on sale of loans held for sale	2,299	1,670
BOLI income	697	536
Other, net	1,339	678
Total noninterest income	7,660	5,613
Noninterest Expense
Salaries and employee benefits	13,912	12,685
Net occupancy expense	2,342	2,326
Computer services	2,024	1,849
Telephone, postage, and supplies	802	769
Marketing and advertising	679	417
Deposit insurance premiums	0	304
Loss (gain) on sale and impairment of REO	(19)	179
REO expense	258	175
Core deposit intangible amortization	411	565
Other	3,124	2,614
Total noninterest expense	23,533	21,883
Income Before Income Taxes	11,200	10,002
Income Tax Expense	2,396	2,212
Net Income	$ 8,804	$ 7,790
Net income per common share:
Basic (in dollars per share)	$ 0.51	$ 0.43
Diluted (in dollars per share)	$ 0.49	$ 0.41
Average shares outstanding:
Basic (in shares)	17,097,647	18,125,637
Diluted (in shares)	17,753,657	18,880,476

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Statement of Comprehensive Income [Abstract]
Net Income	$ 8,804	$ 7,790
Other Comprehensive Income (Loss)
Gains (losses) arising during the period	295	(378)
Deferred income tax benefit (expense)	(68)	87
Total other comprehensive income (loss)	227	(291)
Comprehensive Income	$ 9,031	$ 7,499

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period (in shares) at Jun. 30, 2018		19,041,668
Balance at beginning of period at Jun. 30, 2018	$ 409,242	$ 191	$ 217,480	$ 200,575	$ (7,406)	$ (1,598)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,790			7,790
Shares repurchased (in shares)		(128,300)
Stock repurchased	(3,724)	$ (1)	(3,723)
Forfeited restricted stock (in shares)		(2,000)
Retired stock (in shares)		(588)
Retired stock	$ 0		0
Exercised stock options (in shares)	28,500	28,500
Exercised stock options	$ 410		410
Stock option expense	185		185
Restricted stock expense	199		199
ESOP shares allocated	384		252		132
Other comprehensive income	(291)					(291)
Balance at end of period (in shares) at Sep. 30, 2018		18,939,280
Balance at end of period at Sep. 30, 2018	$ 414,195	$ 190	214,803	208,365	(7,274)	(1,889)
Balance at beginning of period (in shares) at Jun. 30, 2019	17,984,105	17,984,105
Balance at beginning of period at Jun. 30, 2019	$ 408,896	$ 180	190,315	224,545	(6,877)	733
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	8,804			8,804
Cash dividends declared on common stock, $0.06/common share	(1,034)			(1,034)
Shares repurchased (in shares)		(189,160)
Stock repurchased	$ (4,800)	$ (2)	(4,798)
Forfeited restricted stock (in shares)		(3,200)
Granted restricted stock (in shares)	13,000
Exercised stock options (in shares)	13,400	13,400
Exercised stock options	$ 194		194
Stock option expense	198		198
Restricted stock expense	245		245
ESOP shares allocated	338		205		133
Other comprehensive income	$ 227					227
Balance at end of period (in shares) at Sep. 30, 2019	17,818,145	17,818,145
Balance at end of period at Sep. 30, 2019	$ 413,068	$ 178	$ 186,359	$ 232,315	$ (6,744)	$ 960

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Operating Activities:
Net income	$ 8,804	$ 7,790
Adjustments to reconcile net income to net cash provided by (used for) operating activities:
Provision for loan losses	0	0
Depreciation	1,223	935
Deferred income tax expense	2,198	1,710
Net amortization and accretion	(1,705)	(1,497)
Loss (gain) on sale and impairment of REO	(19)	179
Gain on sale of loans held for sale	(2,299)	(1,670)
Origination of loans held for sale	(77,778)	(43,134)
Proceeds from sales of loans held for sale	62,122	45,698
Decrease in deferred loan fees, net	(250)	(54)
Increase (decrease) in accrued interest receivable and other assets	419	(935)
Amortization of core deposit intangibles	411	565
BOLI income	(697)	(536)
ESOP compensation expense	338	384
Restricted stock and stock option expense	443	384
Decrease in other liabilities	(2,274)	(1,953)
Net cash provided by (used for) operating activities	(9,064)	7,866
Investing Activities:
Purchase of securities available for sale	(49,375)	0
Proceeds from maturities of securities available for sale	1,900	1,215
Net purchases of commercial paper	(11,159)	(7,712)
Purchase of certificates of deposit in other banks	(5,130)	(3,237)
Maturities of certificates of deposit in other banks	7,018	11,790
Principal repayments of mortgage-backed securities	3,748	4,404
Net purchases of other investments	(522)	(2,065)
Net increase in loans	(56,538)	(66,912)
Purchase of BOLI	(25)	(25)
Proceeds from redemption of BOLI	477	7
Purchase of premises and equipment	(383)	(1,079)
Purchase of operating lease equipment	(1,606)	0
Proceeds from sale of REO	412	293
Net cash used in investing activities	(111,183)	(63,321)
Financing Activities:
Net increase in deposits	166,937	6,791
Net increase in other borrowings	5,000	40,000
Common stock repurchased	(4,800)	(3,724)
Cash dividends paid	(1,034)	0
Exercised stock options	194	410
Net cash provided by financing activities	166,297	43,477
Net Increase (Decrease) in Cash and Cash Equivalents	46,050	(11,978)
Cash and Cash Equivalents at Beginning of Period	71,043	70,746
Cash and Cash Equivalents at End of Period	117,093	58,768
Cash paid during the period for:
Interest	9,011	5,618
Income taxes	5	0
Noncash transactions:
Unrealized gain (loss) in value of securities available for sale, net of income taxes	227	(291)
Transfer of loans to REO	46	74
Transfer of loans held for sale to total loans	3,614	5,794
Transfer of one-to-four family loans to held for sale	256,803	$ 0
Transfer of land from property and equipment to other assets for new finance lease accounting	2,052
New ROU asset and lease liabilities from adoption of new lease accounting	$ 5,296

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation ("HomeTrust"), and its wholly-owned subsidiary, HomeTrust Bank (the "Bank"). As used throughout this report, the term the "Company" refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires. The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2019 (" 2019 Form 10-K") filed with the SEC on September 13, 2019 . The results of operations for the three months ended September 30, 2019 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2020 . The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) the valuation of goodwill and other intangible assets, and (iii) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2019 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods. Certain amounts reported in prior periods' consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, stockholders' equity or net income. Leases On July 1, 2019, the Company adopted ASU 2016-02, Leases (“Topic 842”), and subsequent related ASUs. The new leasing standard modifies the accounting, presentation, and disclosures for both lessees and lessors. The Company elected the modified retrospective transition option which allows for application of the Topic 842 guidance at the adoption date. Therefore, comparative prior period financial information was not adjusted and will continue to be reported under the previous accounting guidance of ASC 840, Leases (“ASC 840”) . No cumulative-effect adjustment to retained earnings as of July 1, 2019 was necessary as a result of adopting the new standard. The Company elected the “package of practical expedients” permitted under the transition guidance which allows the Company not to reassess its prior conclusions regarding lease identification, lease classification of existing leases, and treatment of initial direct costs on existing leases. Any lease arrangements and significant modifications entered into subsequent to the adoption date are accounted for in accordance with the new standard. Lessee Topic 842 Accounting The new leasing standard requires recognition of operating leases on the consolidated balance sheets as ROU assets and lease liabilities. ROU assets represent our right to use underlying assets for the lease terms and lease liabilities represent our obligation to make lease payments arising from the leases. ROU assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. We use our estimated incremental borrowing rate in determining the present value of lease payments for operating leases and the implicit rate in the lease for our one finance lease. For operating leases, the Company recognized lease liabilities, with corresponding ROU assets, based on the present value of unpaid lease payments for existing operating leases longer than twelve months as of July 1, 2019. The ROU assets were adjusted per Topic 842 transition guidance for existing lease-related balances of accrued and prepaid rent, and unamortized lease incentives provided by lessors. As a result, the Company recognized ROU assets of approximately $5.3 million in other assets and corresponding lease liabilities of approximately $5.3 million in other liabilities as of July 1, 2019. The July 1, 2019 incremental borrowing rates determined on a collateralized basis for the remaining lease terms were utilized when determining the present value of lease payments at the date of initial adoption. For our finance lease, the Company leases land for one of its retail locations. Upon adoption of Topic 842, the Company reclassed $2.1 million from land to ROU assets in other assets. In addition, the corresponding liability of $1.9 million , which was disclosed separately on the balance sheet was reclassed to other liabilities. The Company elected the lessee practical expedient to not separate lease and non-lease components. The Company also elected the short-term lease recognition exemption and will not recognize ROU assets or lease liabilities for leases with a term less than 12 months. Operating lease cost is recognized as a single lease cost on a straight-line basis over the lease term and is recorded in net occupancy expense. Variable lease payments for common area maintenance, property taxes and other operating expenses are recognized as expense in the period when the changes in facts and circumstances on which the variable lease payments are based occur. Finance lease cost is recognized as a single lease cost using the effective interest method and is recorded in net occupancy expense. Lessee Accounting Prior to Adoption of Topic 842 Prior to the adoption of ASC 842, the Company applied the guidance of ASC 840. Under ASC 840, operating lease arrangements were off-balance sheet and ROU assets and lease liabilities were not recognized. Operating lease rent expense was recognized on a straight-line basis over the lease term and recorded in net occupancy expense. Common area maintenance, property taxes, and other operating expenses related to leased premises were also recognized in net occupancy expenses, consistent with similar costs for owned locations. Lessor Topic 842 Prior to the adoption of Topic 842, we determined the lease classification at commencement date. Leases not classified as sales-type or direct financing leases are classified as operating leases. The primary accounting criteria we use for lease classification are (i) review to determine if the lease transfers ownership of the underlying asset to the lessee by the end of the lease term, ii) review to determine if the lease grants the lessee a purchase option that the lessee is reasonably certain to exercise, (iii) determine if the lease term is for a major part of the remaining economic life of the underlying asset and (iv) determine if the present value of the sum of the lease payments and any residual value guarantees equals or exceeds substantially all of the fair value of the underlying asset. We do not lease equipment of such a specialized nature that it is expected to have no alternative use to the lessor at the end of the lease term. The Company elected a lessor accounting policy to exclude from revenue and expenses sales taxes and other similar taxes assessed by a governmental authority on lease revenue-producing transactions and collected by the lessor from a lessee. Operating Leases - Assets leased under an operating lease are carried at cost less accumulated depreciation. These assets are depreciated to their estimated residual value using the straight-line method over the lesser of the lease term or estimated useful life of the asset. Assets received at the end of the lease, which are intended to be sold, are marked to the lower of cost or fair value less selling costs with the adjustment recorded in other noninterest income. At the inception of each operating lease, we record a residual value for the leased equipment based on our estimate of the future value of the equipment at the end of the lease term or end of the equipment’s estimated useful life as indicated by industry data. O perating leases have higher risk because a smaller percentage of the equipment's value is covered by contractual cash flows over the term of the lease. If the market value of leased equipment under operating leases decreases at a rate greater than we projected, whether due to rapid technological or economic obsolescence, unusual wear and tear on the equipment, excessive use of the equipment, recession or other adverse economic conditions, or other factors, it could adversely affect the current values or the residual values of such equipment. The Company seeks to mitigate these risks by maintaining relatively young fleet of leased assets with wide operator bases, which can facilitate attractive lease and utilization rates. The Company manages and evaluates residual values by performing periodic reviews of estimated residual values and monitoring levels of residual realizations. A change in estimated operating lease residual values would result in a change in future depreciation expense. Any impairments are recognized at the time a change is identified. Rental revenue on operating leases is recognized on a straight-line basis over the lease term and is included in other noninterest income. Finance Leases - The Company’s finance leases are classified as direct financing lease under ASC 842. The Company’s finance lease activity primarily relates to leasing of new equipment with the equipment purchase price equal to fair value and therefore there is no selling profit or loss at lease commencement. When there is no selling profit or loss, initial direct costs are deferred at the commencement date and included in the measurement of the net investment in the lease. A lease receivable is recorded for finance leases at present value discounted using the rate implicit in the lease. The lease receivable includes lease payments not yet paid and the guarantee of the residual value by the lessee or unrelated third party, as applicable. Interest income is recognized over the lease term at a constant periodic discount rate on the remaining balance of the lease net investment using the rate implicit in the lease. After the commencement date, lease payments collected are applied to reduce net investment and recognize interest income. The recognition of interest income is suspended, and an account is placed on non-accrual status when, in the opinion of management, full collection of all principal and interest due is doubtful. All future interest income accruals, as well as amortization of deferred fees, costs, and purchase premiums or discounts are suspended. Subsequent lease payments received are applied to the outstanding net investment balance until such time as the account is collected, charged-off or returned to accrual status. Finance leases that are nonaccrual do not accrue interest income; however, payments designated by the borrower as interest payments may be recorded as interest income. To qualify for this treatment, the remaining recorded investment in the lease must be deemed fully collectible. The recognition of interest income on finance leases is suspended, and all previously accrued but uncollected revenue is reversed, when lease payments are contractually delinquent for 90 days or more. Accounts, including accounts that have been modified, are returned to accrual status when, in the opinion of management, collection of remaining lease receivables are reasonably assured, and there is a sustained period of repayment performance, generally for a minimum of six months. Certain finance leases also have residual values at the inception of the lease which are based on our estimate of the future value of the equipment at the end of the lease term or end of the equipment’s estimated useful life as indicated by industry data. Finance leases bear the least risk because contractual payments usually cover approximately 90% of the equipment's cost at the inception of the lease. A change in estimated finance lease residual values during the lease term may impact the loss allowance as a decrease in the residual value may cause an impairment to be recorded on the finance lease. Lessor Accounting Prior to Adoption of Topic 842 Lessor accounting was not fundamentally changed by Topic 842 and remains similar to the prior accounting model, with updates to align with certain changes to the lessee model (e.g., certain definitions, such as initial direct costs, have been updated) and the new revenue recognition standard. The new rules did not have a significant impact on our classification of leases as finance or operating. The new lease guidance has a narrower definition of initial direct costs that may be capitalized and allocated internal costs and professional fees to negotiate and arrange the lease agreement that would have been incurred regardless of lease execution no longer qualify as initial direct cost.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2019
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements In February 2016, the FASB issued ASU 2016-02, "Leases (ASC 842)." The guidance in this ASU requires most leases to be recognized on the balance sheet as a right-of-use asset and a lease liability. It will be critical to identify leases embedded in a contract to avoid misstating the lessee’s balance sheet. For income statement purposes, the FASB retained a dual model, requiring leases to be classified as either operating or finance. Classification will be based on criteria that are largely similar to those applied in current lease accounting, but without explicit bright lines. The amendments in this ASU were effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. In July 2018, the FASB issued ASU 2018-10, "Codification Improvements to Topic 842, Leases" and ASU 2018-11 "Leases (Topic 842): Targeted Improvements." ASU 2018-10 made 16 narrow-scope amendments to ASC 842. The amendments in ASU 2018-11 are intended to provide entities with relief from the costs of implementing certain aspects of the the new lease accounting standard. Specifically, an entity can elect not to recast the comparative periods presented when transitioning to ASC 842 and provides a lessor with the option to not separate lease and nonlease components when certain conditions are met. This ASU also provides a new transition method in addition to the existing transition method contained in ASU No. 2016-02 to allow entities to initially apply the new lease standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. These amendments have the same effective date as ASU 2016-02. The Company adopted this ASU on July 1, 2019. The adoption increased other assets and liabilities by approximately $ 5.3 million as a result of ROU assets and lease liabilities related to certain banking offices and certain equipment under noncancelable operating lease agreements. The adoption of this ASU did not have an effect on the Consolidated Statements of Income or the Consolidated Statements of Changes in Stockholders' Equity. However, additional disclosures required by this ASU have been included in “Note 1 - Summary of Significant Accounting Policies” and "Note 11 - Leases" to the Company’s consolidated financial statements. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for interim and annual reporting periods beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company has selected a third-party vendor to provide ongoing support under the new methodology. The Bank's project team is currently evaluating our current expected loss methodology of our loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the Bank is also in the process of compiling historical data that will be used to calculate expected credit losses on its loan portfolio and intends to run parallel models during the latter part of fiscal year 2020 to ensure it is fully compliant with the ASU at the adoption date. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. Once adopted, the Company expects its allowance for loan losses to increase, however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU removes, modifies, and adds certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The effective date and transition requirements for this ASU are the same as ASU 2016-02. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2019, the FASB issued ASU 2019-01, "Leases (Topic 842): Codification Improvements." The amendments in this update include the following items: i) determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; ii) requiring cash received from lessors from sales-type and direct financing leases to be presented in the cash flow statement within investing activities; and iii) clarifying interim disclosure requirements. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the third item of this ASU is the same as ASU 2016-02. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In April 2019, the FASB issued ASU 2019-04, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the amendments to Financial Instruments (ASU 2016-01) are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the amendments to Financial Instruments-Credit Losses (ASU 2016-13) are the same as ASU 2016-13 noted above. The effective date and transition requirements for the amendments to Derivatives and Hedging (ASU 2017-12) are the same as ASU 2017-12 noted above.The adoption of ASU No. 2019-04 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2019, the FASB issued ASU 2019-05, "Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief." The amendments in this update allow companies to irrevocably elect, upon the adoption of ASU 2016-13, the fair value option for financial instruments that i) were previously recorded at amortized cost and ii) are within the scope of the credit losses guidance in ASC 326-20, iii) are eligible for the fair value option under ASC 825-10, and iv) are not held-to-maturity debt securities. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-05 is not expected to have a material impact on the Company's Consolidated Financial Statements. In July 2019, the FASB issued ASU 2019-07, "Codification Updates to SEC Sections." This ASU amends certain paragraphs in the ASC to reflect the issuance of SEC final rules on Disclosure Update and Simplification and Investment Company Reporting Modernization and other miscellaneous updates. The amendments became effective upon issuance. The adoption did not have a material effect on the Company's Consolidated Financial Statements.

Debt Securities

Debt Securities	3 Months Ended
	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Securities available for sale consist of the following at the dates indicated: September 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 14,113 $ 153 $ (5 ) $ 14,261 Residential MBS of U.S. Government Agencies and GSEs 72,477 757 (141 ) 73,093 Municipal Bonds 23,885 495 (3 ) 24,377 Corporate Bonds 53,992 47 (56 ) 53,983 Total $ 164,467 $ 1,452 $ (205 ) $ 165,714 June 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 15,099 $ 122 $ (11 ) $ 15,210 Residential MBS of U.S. Government Agencies and GSEs 74,778 586 (184 ) 75,180 Municipal Bonds 24,896 423 (7 ) 25,312 Corporate Bonds 6,061 43 (20 ) 6,084 Total $ 120,834 $ 1,174 $ (222 ) $ 121,786 Debt securities available for sale by contractual maturity at September 30, 2019 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. September 30, 2019 Amortized Cost Estimated Fair Value Due within one year $ 23,625 $ 23,615 Due after one year through five years 59,316 59,616 Due after five years through ten years 5,513 5,826 Due after ten years 3,536 3,564 Mortgage-backed securities 72,477 73,093 Total $ 164,467 $ 165,714 The Company had no sales of securities available for sale during the three months ended September 30, 2019 and 2018. There were no gross realized gains or losses for the three months ended September 30, 2019 and 2018. Securities available for sale with costs totaling $93,499 and $94,337 and market values of $94,208 and $94,876 at September 30, 2019 and June 30, 2019 , respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2019 and June 30, 2019 were as follows: September 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 5,995 $ (5 ) $ 5,995 $ (5 ) Residential MBS of U.S. Government Agencies and GSEs 9,771 (30 ) 16,113 (111 ) 25,884 (141 ) Municipal Bonds 3,706 (3 ) 427 — 4,133 (3 ) Corporate Bonds 47,708 (56 ) — — 47,708 (56 ) Total $ 61,185 $ (89 ) $ 22,535 $ (116 ) $ 83,720 $ (205 ) June 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 6,988 $ (11 ) $ 6,988 $ (11 ) Residential MBS of U.S. Government Agencies and GSEs 1,144 (3 ) 24,242 (181 ) 25,386 (184 ) Municipal Bonds — — 4,895 (7 ) 4,895 (7 ) Corporate Bonds 393 (5 ) 3,630 (15 ) 4,023 (20 ) Total $ 1,537 $ (8 ) $ 39,755 $ (214 ) $ 41,292 $ (222 ) The total number of securities with unrealized losses at September 30, 2019 , and June 30, 2019 were 91 and 100 , respectively. Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates subsequent to the purchase dates of the securities. The Company had no other-than-temporary impairment losses during the three months ended September 30, 2019 .

Other Investments

Other Investments	3 Months Ended
	Sep. 30, 2019
Investments, All Other Investments [Abstract]
Other Investments	Other Investments Other investments, at cost consist of the following at the dates indicated: September 30, 2019 June 30, 2019 FHLB of Atlanta stock $ 32,181 $ 31,969 FRB stock 7,345 7,335 SBIC investments 6,374 6,074 Total $ 45,900 $ 45,378 As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. SBIC investments are equity securities without a readily determinable fair value.

Loans

Loans	3 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Loans	Loans Loans consist of the following at the dates indicated: September 30, 2019 June 30, 2019 Retail consumer loans: One-to-four family $ 396,649 $ 660,591 HELOCs - originated 141,129 139,435 HELOCs - purchased 104,324 116,972 Construction and land/lots 85,319 80,602 Indirect auto finance 147,808 153,448 Consumer 11,400 11,416 Total retail consumer loans 886,629 1,162,464 Commercial loans: Commercial real estate 990,787 927,261 Construction and development 203,494 210,916 Commercial and industrial 158,706 160,471 Equipment finance 154,479 132,058 Municipal finance 114,382 112,016 Total commercial loans 1,621,848 1,542,722 Total loans 2,508,477 2,705,186 Deferred loan costs, net 253 4 Total loans, net of deferred loan costs 2,508,730 2,705,190 Allowance for loan losses (21,314 ) (21,429 ) Loans, net $ 2,487,416 $ 2,683,761 All qualifying one-to-four family first mortgage loans, HELOCs, commercial real estate loans, and FHLB Stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances. The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total September 30, 2019 Retail consumer loans: One-to-four family $ 381,231 $ 2,108 $ 7,466 $ 368 $ 15 $ 391,188 HELOCs - originated 138,744 547 1,504 100 9 140,904 HELOCs - purchased 103,848 — 476 — — 104,324 Construction and land/lots 84,789 5 159 — — 84,953 Indirect auto finance 146,967 — 841 — — 147,808 Consumer 11,351 — 43 1 5 11,400 Commercial loans: Commercial real estate 963,018 9,599 11,315 — — 983,932 Construction and development 200,758 652 1,387 1 — 202,798 Commercial and industrial 156,047 718 283 — — 157,048 Equipment finance 153,457 — 1,022 — — 154,479 Municipal finance 114,099 283 — — — 114,382 Total loans $ 2,454,309 $ 13,912 $ 24,496 $ 470 $ 29 $ 2,493,216 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 644,159 $ 2,089 $ 8,072 $ 384 $ 19 $ 654,723 HELOCs - originated 137,001 766 1,434 — 9 139,210 HELOCs - purchased 116,306 — 666 — — 116,972 Construction and land/lots 79,995 71 164 — — 80,230 Indirect auto finance 152,393 13 1,042 — — 153,448 Consumer 11,375 1 33 3 4 11,416 Commercial loans: Commercial real estate 901,214 8,066 10,306 — — 919,586 Construction and development 207,827 790 1,357 1 — 209,975 Commercial and industrial 157,325 877 600 — — 158,802 Equipment finance 131,674 — 384 — — 132,058 Municipal finance 111,721 295 — — — 112,016 Total loans $ 2,650,990 $ 12,968 $ 24,058 $ 388 $ 32 $ 2,688,436 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total September 30, 2019 Retail consumer loans: One-to-four family $ 3,981 $ 214 $ 1,266 $ — $ — $ 5,461 HELOCs - originated 225 — — — — 225 Construction and land/lots 140 — 226 — — 366 Commercial loans: Commercial real estate 3,703 1,881 1,271 — — 6,855 Construction and development 342 — 354 — — 696 Commercial and industrial 1,655 — — — 3 1,658 Total loans $ 10,046 $ 2,095 $ 3,117 $ — $ 3 $ 15,261 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 4,124 $ 248 $ 1,496 $ — $ — $ 5,868 HELOCs - originated 225 — — — — 225 Construction and land/lots 142 — 230 — — 372 Commercial loans: Commercial real estate 4,503 1,903 1,300 — — 7,706 Construction and development 453 — 488 — — 941 Commercial and industrial 1,666 — — — 3 1,669 Total loans $ 11,113 $ 2,151 $ 3,514 $ — $ 3 $ 16,781 The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans September 30, 2019 Retail consumer loans: One-to-four family $ 2,511 $ 1,883 $ 4,394 $ 392,255 $ 396,649 HELOCs - originated 437 204 641 140,488 141,129 HELOCs - purchased 108 298 406 103,918 104,324 Construction and land/lots — 6 6 85,313 85,319 Indirect auto finance 566 110 676 147,132 147,808 Consumer 5 12 17 11,383 11,400 Commercial loans: Commercial real estate 1,000 2,664 3,664 987,123 990,787 Construction and development — 1,170 1,170 202,324 203,494 Commercial and industrial 95 118 213 158,493 158,706 Equipment finance 1,012 629 1,641 152,838 154,479 Municipal finance — — — 114,382 114,382 Total loans $ 5,734 $ 7,094 $ 12,828 $ 2,495,649 $ 2,508,477 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2019 Retail consumer loans: One-to-four family $ 1,615 $ 1,389 $ 3,004 $ 657,587 $ 660,591 HELOCs - originated 226 231 457 138,978 139,435 HELOCs - purchased — 485 485 116,487 116,972 Construction and land/lots 138 6 144 80,458 80,602 Indirect auto finance 459 237 696 152,752 153,448 Consumer 6 8 14 11,402 11,416 Commercial loans: Commercial real estate 2,279 516 2,795 924,466 927,261 Construction and development — 1,133 1,133 209,783 210,916 Commercial and industrial 207 99 306 160,165 160,471 Equipment finance 649 384 1,033 131,025 132,058 Municipal finance — — — 112,016 112,016 Total loans $ 5,579 $ 4,488 $ 10,067 $ 2,695,119 $ 2,705,186 The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follows: September 30, 2019 June 30, 2019 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 3,348 $ — $ 3,223 $ — HELOCs - originated 584 — 372 — HELOCs - purchased 476 — 666 — Construction and land/lots 6 — 6 — Indirect auto finance 317 — 463 — Consumer 24 — 21 — Commercial loans: Commercial real estate 3,398 — 3,559 — Construction and development 1,387 — 1,357 — Commercial and industrial 319 — 307 — Equipment finance 1,022 — 384 — Total loans $ 10,881 $ — $ 10,358 $ — PCI loans totaling $1,234 at September 30, 2019 and $1,344 at June 30, 2019 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations. TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. Additionally, all TDRs are considered impaired. The Company had no commitments to lend additional funds on these TDR loans at September 30, 2019 . The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: September 30, 2019 June 30, 2019 Performing TDRs included in impaired loans $ 24,590 $ 23,116 An analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 201 $ 6,419 $ 14,809 $ 21,429 $ 483 $ 7,527 $ 13,050 $ 21,060 Provision for (recovery of) loan losses (7 ) (448 ) 455 — (188 ) (64 ) 252 — Charge-offs — (395 ) (35 ) (430 ) — (416 ) (2 ) (418 ) Recoveries — 152 163 315 — 205 85 290 Balance at end of period $ 194 $ 5,728 $ 15,392 $ 21,314 $ 295 $ 7,252 $ 13,385 $ 20,932 The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total September 30, 2019 Retail consumer loans: One-to-four family $ 60 $ 70 $ 1,547 $ 1,677 $ 5,461 $ 5,452 $ 385,736 $ 396,649 HELOCs - originated — 9 1,108 1,117 225 9 140,895 141,129 HELOCs - purchased — — 471 471 — — 104,324 104,324 Construction and land/lots — — 1,357 1,357 366 315 84,638 85,319 Indirect auto finance — — 1,028 1,028 — 11 147,797 147,808 Consumer — 5 133 138 — 5 11,395 11,400 Commercial loans: Commercial real estate 113 38 8,223 8,374 6,855 8,305 975,627 990,787 Construction and development 4 5 3,148 3,157 696 1,275 201,523 203,494 Commercial and industrial 17 — 1,941 1,958 1,658 — 157,048 158,706 Equipment finance — 67 1,517 1,584 — 1,022 153,457 154,479 Municipal finance — — 453 453 — — 114,382 114,382 Total $ 194 $ 194 $ 20,926 $ 21,314 $ 15,261 $ 16,394 $ 2,476,822 $ 2,508,477 June 30, 2019 Retail consumer loans: One-to-four family $ 62 $ 74 $ 2,375 $ 2,511 $ 5,868 $ 5,318 $ 649,405 $ 660,591 HELOCs - originated — 7 1,060 1,067 225 7 139,203 139,435 HELOCs - purchased — — 518 518 — — 116,972 116,972 Construction and land/lots — — 1,265 1,265 372 323 79,907 80,602 Indirect auto finance — — 927 927 — — 153,448 153,448 Consumer — 4 189 193 — 4 11,412 11,416 Commercial loans: Commercial real estate 118 28 7,890 8,036 7,706 8,692 910,863 927,261 Construction and development 4 5 3,187 3,196 941 1,397 208,578 210,916 Commercial and industrial 17 2 1,957 1,976 1,669 2 158,800 160,471 Equipment finance — — 1,305 1,305 — — 132,058 132,058 Municipal finance — — 435 435 — — 112,016 112,016 Total $ 201 $ 120 $ 21,108 $ 21,429 $ 16,781 $ 15,743 $ 2,672,662 $ 2,705,186 Loans acquired through acquisitions are initially excluded from the allowance for loan losses in accordance with the acquisition method of accounting for business combinations. The Company records these loans at fair value, which includes a credit discount, therefore, no allowance for loan losses is established for these acquired loans at acquisition. A provision for loan losses is recorded for any further deterioration in these acquired loans subsequent to the acquisition. The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance September 30, 2019 Retail consumer loans: One-to-four family $ 17,678 $ 12,747 $ 2,315 $ 15,062 $ 496 HELOCs - originated 2,611 675 1,288 1,963 12 HELOCs - purchased 476 476 — 476 2 Construction and land/lots 1,692 795 315 1,110 27 Indirect auto finance 585 191 216 407 2 Consumer 295 11 35 46 7 Commercial loans: Commercial real estate 9,674 6,620 2,771 9,391 45 Construction and development 2,482 846 794 1,640 8 Commercial and industrial 8,985 345 — 345 4 Equipment finance 1,022 393 629 1,022 67 Total impaired loans $ 45,500 $ 23,099 $ 8,363 $ 31,462 $ 670 June 30, 2019 Retail consumer loans: One-to-four family $ 18,302 $ 12,461 $ 3,152 $ 15,613 $ 472 HELOCs - originated 2,410 564 1,219 1,783 46 HELOCs - purchased 666 — 666 666 — Construction and land/lots 1,917 957 323 1,280 26 Indirect auto finance 601 353 137 490 2 Consumer 379 7 41 48 6 Commercial loans: Commercial real estate 10,127 6,434 3,404 9,838 36 Construction and development 2,574 940 791 1,731 7 Commercial and industrial 10,173 354 768 1,122 6 Equipment finance 462 — 384 384 — Total impaired loans $ 47,611 $ 22,070 $ 10,885 $ 32,955 $ 601 The table above includes $15,068 and $17,212 , of impaired loans that were not individually evaluated at September 30, 2019 and June 30, 2019 , respectively, because these loans did not meet the Company's threshold for individual impairment evaluation. The recorded allowance above includes $476 and $481 related to these loans that were not individually evaluated at September 30, 2019 and June 30, 2019 , respectively. The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three months ended September 30, 2019 and 2018 follows: Three Months Ended September 30, 2019 September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 15,338 $ 206 $ 19,280 $ 290 HELOCs - originated 1,873 29 1,319 18 HELOCs - purchased 571 3 186 3 Construction and land/lots 1,195 24 1,593 39 Indirect auto finance 448 5 327 4 Consumer 47 3 806 27 Commercial loans: Commercial real estate 9,614 77 4,754 93 Construction and development 1,686 14 1,940 29 Commercial and industrial 734 10 219 17 Equipment finance 703 8 — — Total loans $ 32,209 $ 379 $ 30,424 $ 520 A summary of changes in the accretable yield for PCI loans for the three months ended September 30, 2019 and 2018 follows: Three Months Ended September 30, 2019 September 30, 2018 Accretable yield, beginning of period $ 5,259 $ 5,734 Reclass from nonaccretable yield (1) 115 10 Other changes, net (2) (14 ) 137 Interest income (444 ) (429 ) Accretable yield, end of period $ 4,916 $ 5,452 ______________________________________ (1) Represents changes attributable to expected loss assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates. For the three months ended September 30, 2019 and 2018 , the following tables present a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Extended payment terms: Retail consumer: One-to-four family 1 $ 14 $ 14 — $ — $ — Total 1 $ 14 $ 14 — $ — $ — Other TDRs: Retail consumer: One-to-four family 3 $ 35 $ 34 5 $ 244 $ 243 Indirect auto finance 4 68 65 1 33 32 Consumer — — — 1 2 2 Total 7 $ 103 $ 99 7 $ 279 $ 277 Total 8 $ 117 $ 113 7 $ 279 $ 277 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. The following tables present loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three months ended September 30, 2019 and 2018 : Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Number of Loans Recorded Investment Number of Loans Recorded Investment Other TDRs: Retail consumer: One-to-four family 2 $ 122 — $ — Consumer 1 2 — — Total 3 $ 124 — $ — Total 3 $ 124 — $ — In the determination of the allowance for loan losses, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring impairment on a loan-by-loan basis based on either the value of the loan's expected future cash flows discounted at the loan's original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent.

Real Estate Owned

Real Estate Owned	3 Months Ended
	Sep. 30, 2019
Real Estate Owned [Abstract]
Real Estate Owned	Real Estate Owned The activity within REO for the periods shown is as follows: Three Months Ended September 30, 2019 2018 Balance at beginning of period $ 2,929 $ 3,684 Transfers from loans 46 74 Sales, net of gain or loss (381 ) (344 ) Writedowns (12 ) (128 ) Balance at end of period $ 2,582 $ 3,286 At September 30, 2019 and June 30, 2019, the Bank had $ 671 and $ 1,018 respectively, of foreclosed residential real estate property in REO. The recorded investment in consumer mortgage loans collateralized by residential real estate in the process of foreclosure totaled $ 144 and $ 243 at September 30, 2019 and June 30, 2019, respectively.

Net Income per Share

Net Income per Share	3 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended September 30, 2019 2018 Numerator: Net income $ 8,804 $ 7,790 Allocation of earnings to participating securities (68 ) (55 ) Numerator for basic EPS - Net income available to common stockholders $ 8,736 $ 7,735 Effect of dilutive securities: Dilutive effect to participating securities 8 2 Numerator for diluted EPS $ 8,744 $ 7,737 Denominator: Weighted-average common shares outstanding - basic 17,097,647 18,125,637 Effect of dilutive shares 656,010 754,839 Weighted-average common shares outstanding - diluted 17,753,657 18,880,476 Net income per share - basic $ 0.51 $ 0.43 Net income per share - diluted $ 0.49 $ 0.41 Potential dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive. There were 470,800 stock options that were anti-dilutive for the three months ended September 30, 2019, respectively. There were 420,700 stock options that were anti-dilutive for the three months ended September 30, 2018.

Equity Incentive Plan

Equity Incentive Plan	3 Months Ended
	Sep. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company provides stock-based awards through the 2013 Omnibus Incentive Plan , which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors . The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400 , including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units. Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or, in the case of restricted stock awards, may be repurchased shares. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three months ended September 30, 2019 and 2018, respectively: Three Months Ended September 30, 2019 2018 Share based compensation expense $ 443 $ 384 Tax benefit $ 104 $ 88 The table below presents stock option activity for the three months ended September 30, 2019 and 2018 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Exercised 28,500 14.41 — — Forfeited 4,000 14.37 — — Options outstanding at September 30, 2018 1,685,770 $ 17.34 5.7 $ 19,902 Exercisable at September 30, 2018 1,198,970 $ 14.51 4.5 $ 17,553 Non-vested at September 30, 2018 486,800 $ 24.32 6.5 $ 2,349 Options outstanding at June 30, 2019 1,657,214 $ 17.59 5.0 $ 12,909 Granted 25,000 25.37 — — Exercised 13,400 14.50 — — Forfeited 800 17.35 — — Options outstanding at September 30, 2019 1,668,014 $ 17.73 4.9 $ 13,969 Exercisable at September 30, 2019 1,266,214 $ 15.40 3.8 $ 13,509 Non-vested at September 30, 2019 401,800 $ 25.07 8.1 $ 460 Assumptions used in estimating the fair value of options granted during the three months ended September 30, 2019 and 2018 are presented below: September 30, September 30, 2019 2018 Weighted-average volatility 17.84 % — % Expected dividend yield 0.95 % — % Risk-free interest rate 1.55 % — % Expected life (years) 6.5 — Weighted-average fair value of options granted $ 4.67 $ — At September 30, 2019 , the Company had $2,052 of unrecognized compensation expense related to 401,800 stock options originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.7 years at September 30, 2019 . At September 30, 2018 , the Company had $2,585 of unrecognized compensation expense related to 486,800 stock options originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 2.1 years at September 30, 2018 . The table below presents restricted stock award activity for the three months ended September 30, 2019 and 2018 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Vested 2,800 16.27 — Forfeited 2,000 14.37 — Non-vested at September 30, 2018 128,610 $ 23.13 $ 3,749 Non-vested at June 30, 2019 123,800 $ 24.65 $ 2,258 Granted 13,000 25.37 — Vested 400 19.02 — Forfeited 3,200 20.62 — Non-vested at September 30, 2019 133,200 $ 24.83 $ 2,256 The table above includes performance-based restrictive stock units totaling 10,375 which were granted during the year ended June 30, 2019. These stock units are scheduled to vest over 3.0 years assuming certain performance metrics are met. At September 30, 2019 , unrecognized compensation expense was $2,579 related to 133,200 shares of restricted stock originally scheduled to vest over three-, five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.7 years at September 30, 2019 . At September 30, 2018 , unrecognized compensation expense was $2,337 related to 128,610 shares of restricted stock originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.9 years at September 30, 2018 .

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Sep. 30, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At September 30, 2019 and June 30, 2019 , respectively, loan commitments (excluding $165,382 and $181,477 of undisbursed portions of construction loans) totaled $89,664 and $93,432 of which $23,396 and $34,631 were variable rate commitments and $66,268 and $58,801 were fixed rate commitments. The fixed rate loans had interest rates ranging from 2.25% to 8.75% at September 30, 2019 and 2.69% to 8.59% at June 30, 2019 , and terms ranging from three to 30 years. Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $372,329 and $353,663 at September 30, 2019 and June 30, 2019 , respectively. These amounts represent the Company's exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers. The Company has two types of commitments related to certain one-to-four family loans held for sale: rate lock commitments and forward loan commitments. Rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. The rate lock commitments do not qualify for hedge accounting. In order to mitigate the risk from interest rate fluctuations, we enter into forward loan sale commitments on a “best efforts” basis, which do not meet the definition of a derivative instrument. The fair value of these commitments was not material at September 30, 2019 or June 30, 2019 . The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market areas. In addition, the Company grants equipment financing throughout the eastern United States and municipal financing to customers throughout North and South Carolina. The Company’s loan portfolio can be affected by the general economic conditions within these market areas. Management believes that the Company has no significant concentration of credit in the loan portfolio. Restrictions on Cash – The Bank is required by regulation to maintain a varying cash reserve balance with the FRB. The daily average calculated cash reserve required as of September 30, 2019 and June 30, 2019 was $126 , and $2,633 , respectively, which was satisfied by vault cash and balances held at the FRB. Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower's failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of September 30, 2019 and June 30, 2019 were $8,162 and $9,460 , respectively. There was no liability recorded for these letters of credit at September 30, 2019 or June 30, 2019 , respectively. Litigation – From time to time, t he Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. The fair value of financial instruments presented in this note are based on the same methodology as presented in Note 21 of the Notes to Consolidated Financial Statements contained in the Company’s 2019 Form 10-K. Fair Value Hierarchy The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value. Investment Securities Available for Sale Securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities and debentures issued by government sponsored enterprises, municipal bonds, and corporate debt securities. The Company has no Level 3 securities. Impaired Loans The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. The Company reviews all impaired loans each quarter to determine if an allowance is necessary. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Once a loan is identified as individually impaired, the fair value is estimated using one of two methods, which include collateral value and discounted cash flows. Loans are considered collateral dependent if repayment is expected solely from the collateral. For these collateral dependent impaired loans, the Company obtains updated appraisals at least annually. These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary. As part of the quarterly review of impaired loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary. If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals. For loans that are not collateral dependent, estimated fair value is based on the present value of expected future cash flows using the interest rate implicit in the original agreement. Impaired loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy. The Company records such impaired loans as a nonrecurring Level 3 in the fair value hierarchy. Loans Held for Sale Loans held for sale are adjusted to lower of cost or fair value. Fair value is based on commitments on hand from investors or, if commitments have not yet been obtained, what investors are currently offering for loans with similar characteristics. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3. Real Estate Owned REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets. Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral. The Company considers all REO that has been charged off or received an allowance during the period as nonrecurring Level 3. Financial Assets Recorded at Fair Value on a Recurring Basis The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: September 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 14,261 $ — $ 14,261 $ — Residential MBS of U.S. Government Agencies and GSEs 73,093 — 73,093 — Municipal Bonds 24,377 — 24,377 — Corporate Bonds 53,983 — 53,983 — Total $ 165,714 $ — $ 165,714 $ — June 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 15,210 $ — $ 15,210 $ — Residential MBS of U.S. Government Agencies and GSEs 75,180 — 75,180 — Municipal Bonds 25,312 — 25,312 — Corporate Bonds 6,084 — 6,084 — Total $ 121,786 $ — $ 121,786 $ — There were no transfers between levels during the three months ended September 30, 2019 . The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: September 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 995 $ — $ — $ 995 REO 80 — — 80 Total $ 1,075 $ — $ — $ 1,075 June 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 9,071 $ — $ — $ 9,071 REO 1,804 — — 1,804 Total $ 10,875 $ — $ — $ 10,875 Quantitative information about Level 3 fair value measurements during the period ended September 30, 2019 is shown in the table below: Fair Value at September 30, 2019 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 995 Discounted appraisals and discounted cash flows Collateral discounts 0% - 28% 0% - 3% 5% REO $ 80 Discounted appraisals Collateral discounts 8% - 15% 12% The stated carrying value and estimated fair value amounts of financial instruments as of September 30, 2019 and June 30, 2019 , are summarized below: September 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 117,093 $ 117,093 $ 117,093 $ — $ — Commercial paper 254,302 254,302 254,302 — — Certificates of deposit in other banks 50,117 50,117 — 50,117 — Securities available for sale 165,714 165,714 — 165,714 — Loans, net 2,487,416 2,427,833 — — 2,427,833 Loans held for sale 289,319 291,481 — — 291,481 FHLB stock 32,181 32,181 32,181 — — FRB stock 7,345 7,345 7,345 — — SBIC investments 6,374 6,374 — — 6,374 Accrued interest receivable 10,434 10,434 — 1,292 9,142 Liabilities: Noninterest-bearing and NOW deposits 776,994 776,994 — 776,994 — Money market accounts 769,000 769,000 — 769,000 — Savings accounts 169,872 169,872 — 169,872 — Certificates of deposit 778,328 779,555 — 779,555 — Borrowings 685,000 698,451 — 698,451 — Accrued interest payable 2,416 2,416 — 2,416 — June 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,043 $ 71,043 $ 71,043 $ — $ — Commercial paper 241,446 241,446 241,446 — — Certificates of deposit in other banks 52,005 52,005 — 52,005 — Securities available for sale 121,786 121,786 — 121,786 — Loans, net 2,683,761 2,604,827 — — 2,604,827 Loans held for sale 18,175 18,591 — — 18,591 FHLB stock 31,969 31,969 31,969 — — FRB stock 7,335 7,335 7,335 — — SBIC investments 6,074 6,074 — — 6,074 Accrued interest receivable 10,533 10,533 350 750 9,433 Liabilities: Noninterest-bearing and NOW deposits 746,617 746,617 — 746,617 — Money market accounts 691,172 691,172 — 691,172 — Savings accounts 177,278 177,278 — 177,278 — Certificates of deposit 712,190 712,485 — 712,485 — Borrowings 680,000 688,418 — 688,418 — Accrued interest payable 2,252 2,252 — 2,252 — The Company had off-balance sheet financial commitments, which included approximately $627,375 and $628,572 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at September 30, 2019 and June 30, 2019 , respectively (see Note 9). Since these commitments are based on current rates, the carrying amount approximates the fair value. Estimated fair values were determined using the following methods and assumptions: Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days. Commercial paper – The stated amounts approximate fair value due to the short-term nature of these investments. Certificates of deposit in other banks – The stated amounts approximate fair values. Securities available for sale – Fair values are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Loans held for sale – The fair value of mortgage loans held for sale is determined by outstanding commitments from investors on a "best efforts" basis or current investor yield requirements, calculated on the aggregate loan basis. The fair value of U.S. Small Business Administration ("SBA") loans held for sale is based on what investors are currently offering for loans with similar characteristics. Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality. A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity. A liquidity premium assumption is used as an estimate for the additional return required by an investor of assets that are potentially considered illiquid. FHLB and FRB stock – No ready market exists for these stocks and they have no quoted market value. However, redemptions of these securities have historically been at par value. Accordingly, cost is deemed to be a reasonable estimate of fair value. SBIC investments – No ready market exists for these investments and they have no quoted market value. SBIC investments are valued at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions of identical or similar investments. Accordingly, cost is deemed to be a reasonable estimate of fair value. Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand. The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities. Borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms. Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value. Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, a significant asset not considered a financial asset is premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Leases

Leases	3 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2019, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2019 ROU assets $ 5,105 Lease liabilities 5,102 Weighted-average remaining lease terms 5.45 Weighted-average discount rate 3.13 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,003 2021 1,123 2022 1,026 2023 989 2022 522 Thereafter 896 Total of future minimum payments $ 5,559 The following table presents components of operating lease expense for the three months ended September 30, 2019: Operating lease cost (included in occupancy expense) $ 473 Sublease income (included in other, net noninterest income) (64 ) Total operating lease expense, net 409 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2019 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,870 at September 30, 2019 and is included in other liabilities. Interest expense on the lease liability totaled $24 for the three months ended September 30, 2019. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 100 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,640 Less: amount representing interest (770 ) Present value of net minimum lease payments $ 1,870 Supplemental lease cash flow information for the three months ended September 30, 2019: ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 558 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 4 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 11,252 with a residual value of $ 6,450 as of September 30, 2019. For the three months ended September 30, 2019, total equipment finance operating lease income totaled $ 568 and depreciation expense totaled $ 350 . The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,823 2021 5,423 2022 2,540 2023 1,746 2022 663 Thereafter — Total of future minimum payments $ 12,195 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2019, total interest income on equipment finance leases totaled $ 319 . The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2019 Lease receivables $ 25,145 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 5,240 2021 6,927 2022 6,093 2023 5,494 2024 3,244 Thereafter 994 Total minimum payments 27,992 Less: amount representing interest (2,847 ) Total $ 25,145
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2019, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2019 ROU assets $ 5,105 Lease liabilities 5,102 Weighted-average remaining lease terms 5.45 Weighted-average discount rate 3.13 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,003 2021 1,123 2022 1,026 2023 989 2022 522 Thereafter 896 Total of future minimum payments $ 5,559 The following table presents components of operating lease expense for the three months ended September 30, 2019: Operating lease cost (included in occupancy expense) $ 473 Sublease income (included in other, net noninterest income) (64 ) Total operating lease expense, net 409 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2019 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,870 at September 30, 2019 and is included in other liabilities. Interest expense on the lease liability totaled $24 for the three months ended September 30, 2019. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 100 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,640 Less: amount representing interest (770 ) Present value of net minimum lease payments $ 1,870 Supplemental lease cash flow information for the three months ended September 30, 2019: ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 558 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 4 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 11,252 with a residual value of $ 6,450 as of September 30, 2019. For the three months ended September 30, 2019, total equipment finance operating lease income totaled $ 568 and depreciation expense totaled $ 350 . The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,823 2021 5,423 2022 2,540 2023 1,746 2022 663 Thereafter — Total of future minimum payments $ 12,195 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2019, total interest income on equipment finance leases totaled $ 319 . The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2019 Lease receivables $ 25,145 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 5,240 2021 6,927 2022 6,093 2023 5,494 2024 3,244 Thereafter 994 Total minimum payments 27,992 Less: amount representing interest (2,847 ) Total $ 25,145
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2019, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2019 ROU assets $ 5,105 Lease liabilities 5,102 Weighted-average remaining lease terms 5.45 Weighted-average discount rate 3.13 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,003 2021 1,123 2022 1,026 2023 989 2022 522 Thereafter 896 Total of future minimum payments $ 5,559 The following table presents components of operating lease expense for the three months ended September 30, 2019: Operating lease cost (included in occupancy expense) $ 473 Sublease income (included in other, net noninterest income) (64 ) Total operating lease expense, net 409 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2019 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,870 at September 30, 2019 and is included in other liabilities. Interest expense on the lease liability totaled $24 for the three months ended September 30, 2019. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 100 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,640 Less: amount representing interest (770 ) Present value of net minimum lease payments $ 1,870 Supplemental lease cash flow information for the three months ended September 30, 2019: ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 558 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 4 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 11,252 with a residual value of $ 6,450 as of September 30, 2019. For the three months ended September 30, 2019, total equipment finance operating lease income totaled $ 568 and depreciation expense totaled $ 350 . The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,823 2021 5,423 2022 2,540 2023 1,746 2022 663 Thereafter — Total of future minimum payments $ 12,195 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2019, total interest income on equipment finance leases totaled $ 319 . The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2019 Lease receivables $ 25,145 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 5,240 2021 6,927 2022 6,093 2023 5,494 2024 3,244 Thereafter 994 Total minimum payments 27,992 Less: amount representing interest (2,847 ) Total $ 25,145
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2019, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2019 ROU assets $ 5,105 Lease liabilities 5,102 Weighted-average remaining lease terms 5.45 Weighted-average discount rate 3.13 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,003 2021 1,123 2022 1,026 2023 989 2022 522 Thereafter 896 Total of future minimum payments $ 5,559 The following table presents components of operating lease expense for the three months ended September 30, 2019: Operating lease cost (included in occupancy expense) $ 473 Sublease income (included in other, net noninterest income) (64 ) Total operating lease expense, net 409 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2019 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,870 at September 30, 2019 and is included in other liabilities. Interest expense on the lease liability totaled $24 for the three months ended September 30, 2019. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 100 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,640 Less: amount representing interest (770 ) Present value of net minimum lease payments $ 1,870 Supplemental lease cash flow information for the three months ended September 30, 2019: ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 558 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 4 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 11,252 with a residual value of $ 6,450 as of September 30, 2019. For the three months ended September 30, 2019, total equipment finance operating lease income totaled $ 568 and depreciation expense totaled $ 350 . The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,823 2021 5,423 2022 2,540 2023 1,746 2022 663 Thereafter — Total of future minimum payments $ 12,195 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2019, total interest income on equipment finance leases totaled $ 319 . The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2019 Lease receivables $ 25,145 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 5,240 2021 6,927 2022 6,093 2023 5,494 2024 3,244 Thereafter 994 Total minimum payments 27,992 Less: amount representing interest (2,847 ) Total $ 25,145

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Accounting	The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2019 (" 2019 Form 10-K") filed with the SEC on September 13, 2019 . The results of operations for the three months ended September 30, 2019 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2020 .
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) the valuation of goodwill and other intangible assets, and (iii) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2019 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods.
Recent Accounting Pronouncements	In February 2016, the FASB issued ASU 2016-02, "Leases (ASC 842)." The guidance in this ASU requires most leases to be recognized on the balance sheet as a right-of-use asset and a lease liability. It will be critical to identify leases embedded in a contract to avoid misstating the lessee’s balance sheet. For income statement purposes, the FASB retained a dual model, requiring leases to be classified as either operating or finance. Classification will be based on criteria that are largely similar to those applied in current lease accounting, but without explicit bright lines. The amendments in this ASU were effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. In July 2018, the FASB issued ASU 2018-10, "Codification Improvements to Topic 842, Leases" and ASU 2018-11 "Leases (Topic 842): Targeted Improvements." ASU 2018-10 made 16 narrow-scope amendments to ASC 842. The amendments in ASU 2018-11 are intended to provide entities with relief from the costs of implementing certain aspects of the the new lease accounting standard. Specifically, an entity can elect not to recast the comparative periods presented when transitioning to ASC 842 and provides a lessor with the option to not separate lease and nonlease components when certain conditions are met. This ASU also provides a new transition method in addition to the existing transition method contained in ASU No. 2016-02 to allow entities to initially apply the new lease standard at the adoption date and recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. These amendments have the same effective date as ASU 2016-02. The Company adopted this ASU on July 1, 2019. The adoption increased other assets and liabilities by approximately $ 5.3 million as a result of ROU assets and lease liabilities related to certain banking offices and certain equipment under noncancelable operating lease agreements. The adoption of this ASU did not have an effect on the Consolidated Statements of Income or the Consolidated Statements of Changes in Stockholders' Equity. However, additional disclosures required by this ASU have been included in “Note 1 - Summary of Significant Accounting Policies” and "Note 11 - Leases" to the Company’s consolidated financial statements. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for interim and annual reporting periods beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company has selected a third-party vendor to provide ongoing support under the new methodology. The Bank's project team is currently evaluating our current expected loss methodology of our loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. In addition, the Bank is also in the process of compiling historical data that will be used to calculate expected credit losses on its loan portfolio and intends to run parallel models during the latter part of fiscal year 2020 to ensure it is fully compliant with the ASU at the adoption date. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. Once adopted, the Company expects its allowance for loan losses to increase, however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU removes, modifies, and adds certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The effective date and transition requirements for this ASU are the same as ASU 2016-02. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2019, the FASB issued ASU 2019-01, "Leases (Topic 842): Codification Improvements." The amendments in this update include the following items: i) determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; ii) requiring cash received from lessors from sales-type and direct financing leases to be presented in the cash flow statement within investing activities; and iii) clarifying interim disclosure requirements. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the third item of this ASU is the same as ASU 2016-02. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In April 2019, the FASB issued ASU 2019-04, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the amendments to Financial Instruments (ASU 2016-01) are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the amendments to Financial Instruments-Credit Losses (ASU 2016-13) are the same as ASU 2016-13 noted above. The effective date and transition requirements for the amendments to Derivatives and Hedging (ASU 2017-12) are the same as ASU 2017-12 noted above.The adoption of ASU No. 2019-04 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2019, the FASB issued ASU 2019-05, "Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief." The amendments in this update allow companies to irrevocably elect, upon the adoption of ASU 2016-13, the fair value option for financial instruments that i) were previously recorded at amortized cost and ii) are within the scope of the credit losses guidance in ASC 326-20, iii) are eligible for the fair value option under ASC 825-10, and iv) are not held-to-maturity debt securities. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-05 is not expected to have a material impact on the Company's Consolidated Financial Statements. In July 2019, the FASB issued ASU 2019-07, "Codification Updates to SEC Sections." This ASU amends certain paragraphs in the ASC to reflect the issuance of SEC final rules on Disclosure Update and Simplification and Investment Company Reporting Modernization and other miscellaneous updates. The amendments became effective upon issuance. The adoption did not have a material effect on the Company's Consolidated Financial Statements.

Debt Securities (Tables)

Debt Securities (Tables)	3 Months Ended
	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Securities available for sale consist of the following at the dates indicated: September 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 14,113 $ 153 $ (5 ) $ 14,261 Residential MBS of U.S. Government Agencies and GSEs 72,477 757 (141 ) 73,093 Municipal Bonds 23,885 495 (3 ) 24,377 Corporate Bonds 53,992 47 (56 ) 53,983 Total $ 164,467 $ 1,452 $ (205 ) $ 165,714 June 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 15,099 $ 122 $ (11 ) $ 15,210 Residential MBS of U.S. Government Agencies and GSEs 74,778 586 (184 ) 75,180 Municipal Bonds 24,896 423 (7 ) 25,312 Corporate Bonds 6,061 43 (20 ) 6,084 Total $ 120,834 $ 1,174 $ (222 ) $ 121,786
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at September 30, 2019 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. September 30, 2019 Amortized Cost Estimated Fair Value Due within one year $ 23,625 $ 23,615 Due after one year through five years 59,316 59,616 Due after five years through ten years 5,513 5,826 Due after ten years 3,536 3,564 Mortgage-backed securities 72,477 73,093 Total $ 164,467 $ 165,714
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2019 and June 30, 2019 were as follows: September 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 5,995 $ (5 ) $ 5,995 $ (5 ) Residential MBS of U.S. Government Agencies and GSEs 9,771 (30 ) 16,113 (111 ) 25,884 (141 ) Municipal Bonds 3,706 (3 ) 427 — 4,133 (3 ) Corporate Bonds 47,708 (56 ) — — 47,708 (56 ) Total $ 61,185 $ (89 ) $ 22,535 $ (116 ) $ 83,720 $ (205 ) June 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 6,988 $ (11 ) $ 6,988 $ (11 ) Residential MBS of U.S. Government Agencies and GSEs 1,144 (3 ) 24,242 (181 ) 25,386 (184 ) Municipal Bonds — — 4,895 (7 ) 4,895 (7 ) Corporate Bonds 393 (5 ) 3,630 (15 ) 4,023 (20 ) Total $ 1,537 $ (8 ) $ 39,755 $ (214 ) $ 41,292 $ (222 )

Other Investments (Tables)

Other Investments (Tables)	3 Months Ended
	Sep. 30, 2019
Investments, All Other Investments [Abstract]
Investment	Other investments, at cost consist of the following at the dates indicated: September 30, 2019 June 30, 2019 FHLB of Atlanta stock $ 32,181 $ 31,969 FRB stock 7,345 7,335 SBIC investments 6,374 6,074 Total $ 45,900 $ 45,378 As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. SBIC investments are equity securities without a readily determinable fair value.

Loans (Tables)

Loans (Tables)	3 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans consist of the following at the dates indicated: September 30, 2019 June 30, 2019 Retail consumer loans: One-to-four family $ 396,649 $ 660,591 HELOCs - originated 141,129 139,435 HELOCs - purchased 104,324 116,972 Construction and land/lots 85,319 80,602 Indirect auto finance 147,808 153,448 Consumer 11,400 11,416 Total retail consumer loans 886,629 1,162,464 Commercial loans: Commercial real estate 990,787 927,261 Construction and development 203,494 210,916 Commercial and industrial 158,706 160,471 Equipment finance 154,479 132,058 Municipal finance 114,382 112,016 Total commercial loans 1,621,848 1,542,722 Total loans 2,508,477 2,705,186 Deferred loan costs, net 253 4 Total loans, net of deferred loan costs 2,508,730 2,705,190 Allowance for loan losses (21,314 ) (21,429 ) Loans, net $ 2,487,416 $ 2,683,761
Financing Receivable Credit Quality Indicators	The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total September 30, 2019 Retail consumer loans: One-to-four family $ 381,231 $ 2,108 $ 7,466 $ 368 $ 15 $ 391,188 HELOCs - originated 138,744 547 1,504 100 9 140,904 HELOCs - purchased 103,848 — 476 — — 104,324 Construction and land/lots 84,789 5 159 — — 84,953 Indirect auto finance 146,967 — 841 — — 147,808 Consumer 11,351 — 43 1 5 11,400 Commercial loans: Commercial real estate 963,018 9,599 11,315 — — 983,932 Construction and development 200,758 652 1,387 1 — 202,798 Commercial and industrial 156,047 718 283 — — 157,048 Equipment finance 153,457 — 1,022 — — 154,479 Municipal finance 114,099 283 — — — 114,382 Total loans $ 2,454,309 $ 13,912 $ 24,496 $ 470 $ 29 $ 2,493,216 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 644,159 $ 2,089 $ 8,072 $ 384 $ 19 $ 654,723 HELOCs - originated 137,001 766 1,434 — 9 139,210 HELOCs - purchased 116,306 — 666 — — 116,972 Construction and land/lots 79,995 71 164 — — 80,230 Indirect auto finance 152,393 13 1,042 — — 153,448 Consumer 11,375 1 33 3 4 11,416 Commercial loans: Commercial real estate 901,214 8,066 10,306 — — 919,586 Construction and development 207,827 790 1,357 1 — 209,975 Commercial and industrial 157,325 877 600 — — 158,802 Equipment finance 131,674 — 384 — — 132,058 Municipal finance 111,721 295 — — — 112,016 Total loans $ 2,650,990 $ 12,968 $ 24,058 $ 388 $ 32 $ 2,688,436 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total September 30, 2019 Retail consumer loans: One-to-four family $ 3,981 $ 214 $ 1,266 $ — $ — $ 5,461 HELOCs - originated 225 — — — — 225 Construction and land/lots 140 — 226 — — 366 Commercial loans: Commercial real estate 3,703 1,881 1,271 — — 6,855 Construction and development 342 — 354 — — 696 Commercial and industrial 1,655 — — — 3 1,658 Total loans $ 10,046 $ 2,095 $ 3,117 $ — $ 3 $ 15,261 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 4,124 $ 248 $ 1,496 $ — $ — $ 5,868 HELOCs - originated 225 — — — — 225 Construction and land/lots 142 — 230 — — 372 Commercial loans: Commercial real estate 4,503 1,903 1,300 — — 7,706 Construction and development 453 — 488 — — 941 Commercial and industrial 1,666 — — — 3 1,669 Total loans $ 11,113 $ 2,151 $ 3,514 $ — $ 3 $ 16,781
Past Due Financing Receivables	The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans September 30, 2019 Retail consumer loans: One-to-four family $ 2,511 $ 1,883 $ 4,394 $ 392,255 $ 396,649 HELOCs - originated 437 204 641 140,488 141,129 HELOCs - purchased 108 298 406 103,918 104,324 Construction and land/lots — 6 6 85,313 85,319 Indirect auto finance 566 110 676 147,132 147,808 Consumer 5 12 17 11,383 11,400 Commercial loans: Commercial real estate 1,000 2,664 3,664 987,123 990,787 Construction and development — 1,170 1,170 202,324 203,494 Commercial and industrial 95 118 213 158,493 158,706 Equipment finance 1,012 629 1,641 152,838 154,479 Municipal finance — — — 114,382 114,382 Total loans $ 5,734 $ 7,094 $ 12,828 $ 2,495,649 $ 2,508,477 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2019 Retail consumer loans: One-to-four family $ 1,615 $ 1,389 $ 3,004 $ 657,587 $ 660,591 HELOCs - originated 226 231 457 138,978 139,435 HELOCs - purchased — 485 485 116,487 116,972 Construction and land/lots 138 6 144 80,458 80,602 Indirect auto finance 459 237 696 152,752 153,448 Consumer 6 8 14 11,402 11,416 Commercial loans: Commercial real estate 2,279 516 2,795 924,466 927,261 Construction and development — 1,133 1,133 209,783 210,916 Commercial and industrial 207 99 306 160,165 160,471 Equipment finance 649 384 1,033 131,025 132,058 Municipal finance — — — 112,016 112,016 Total loans $ 5,579 $ 4,488 $ 10,067 $ 2,695,119 $ 2,705,186
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follows: September 30, 2019 June 30, 2019 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 3,348 $ — $ 3,223 $ — HELOCs - originated 584 — 372 — HELOCs - purchased 476 — 666 — Construction and land/lots 6 — 6 — Indirect auto finance 317 — 463 — Consumer 24 — 21 — Commercial loans: Commercial real estate 3,398 — 3,559 — Construction and development 1,387 — 1,357 — Commercial and industrial 319 — 307 — Equipment finance 1,022 — 384 — Total loans $ 10,881 $ — $ 10,358 $ —
Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans	The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: September 30, 2019 June 30, 2019 Performing TDRs included in impaired loans $ 24,590 $ 23,116
Allowance for Credit Losses on Financing Receivables	An analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 201 $ 6,419 $ 14,809 $ 21,429 $ 483 $ 7,527 $ 13,050 $ 21,060 Provision for (recovery of) loan losses (7 ) (448 ) 455 — (188 ) (64 ) 252 — Charge-offs — (395 ) (35 ) (430 ) — (416 ) (2 ) (418 ) Recoveries — 152 163 315 — 205 85 290 Balance at end of period $ 194 $ 5,728 $ 15,392 $ 21,314 $ 295 $ 7,252 $ 13,385 $ 20,932
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class	The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total September 30, 2019 Retail consumer loans: One-to-four family $ 60 $ 70 $ 1,547 $ 1,677 $ 5,461 $ 5,452 $ 385,736 $ 396,649 HELOCs - originated — 9 1,108 1,117 225 9 140,895 141,129 HELOCs - purchased — — 471 471 — — 104,324 104,324 Construction and land/lots — — 1,357 1,357 366 315 84,638 85,319 Indirect auto finance — — 1,028 1,028 — 11 147,797 147,808 Consumer — 5 133 138 — 5 11,395 11,400 Commercial loans: Commercial real estate 113 38 8,223 8,374 6,855 8,305 975,627 990,787 Construction and development 4 5 3,148 3,157 696 1,275 201,523 203,494 Commercial and industrial 17 — 1,941 1,958 1,658 — 157,048 158,706 Equipment finance — 67 1,517 1,584 — 1,022 153,457 154,479 Municipal finance — — 453 453 — — 114,382 114,382 Total $ 194 $ 194 $ 20,926 $ 21,314 $ 15,261 $ 16,394 $ 2,476,822 $ 2,508,477 June 30, 2019 Retail consumer loans: One-to-four family $ 62 $ 74 $ 2,375 $ 2,511 $ 5,868 $ 5,318 $ 649,405 $ 660,591 HELOCs - originated — 7 1,060 1,067 225 7 139,203 139,435 HELOCs - purchased — — 518 518 — — 116,972 116,972 Construction and land/lots — — 1,265 1,265 372 323 79,907 80,602 Indirect auto finance — — 927 927 — — 153,448 153,448 Consumer — 4 189 193 — 4 11,412 11,416 Commercial loans: Commercial real estate 118 28 7,890 8,036 7,706 8,692 910,863 927,261 Construction and development 4 5 3,187 3,196 941 1,397 208,578 210,916 Commercial and industrial 17 2 1,957 1,976 1,669 2 158,800 160,471 Equipment finance — — 1,305 1,305 — — 132,058 132,058 Municipal finance — — 435 435 — — 112,016 112,016 Total $ 201 $ 120 $ 21,108 $ 21,429 $ 16,781 $ 15,743 $ 2,672,662 $ 2,705,186
Schedule of Impaired Loans and Related Allowance by Segment and Class	The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance September 30, 2019 Retail consumer loans: One-to-four family $ 17,678 $ 12,747 $ 2,315 $ 15,062 $ 496 HELOCs - originated 2,611 675 1,288 1,963 12 HELOCs - purchased 476 476 — 476 2 Construction and land/lots 1,692 795 315 1,110 27 Indirect auto finance 585 191 216 407 2 Consumer 295 11 35 46 7 Commercial loans: Commercial real estate 9,674 6,620 2,771 9,391 45 Construction and development 2,482 846 794 1,640 8 Commercial and industrial 8,985 345 — 345 4 Equipment finance 1,022 393 629 1,022 67 Total impaired loans $ 45,500 $ 23,099 $ 8,363 $ 31,462 $ 670 June 30, 2019 Retail consumer loans: One-to-four family $ 18,302 $ 12,461 $ 3,152 $ 15,613 $ 472 HELOCs - originated 2,410 564 1,219 1,783 46 HELOCs - purchased 666 — 666 666 — Construction and land/lots 1,917 957 323 1,280 26 Indirect auto finance 601 353 137 490 2 Consumer 379 7 41 48 6 Commercial loans: Commercial real estate 10,127 6,434 3,404 9,838 36 Construction and development 2,574 940 791 1,731 7 Commercial and industrial 10,173 354 768 1,122 6 Equipment finance 462 — 384 384 — Total impaired loans $ 47,611 $ 22,070 $ 10,885 $ 32,955 $ 601
Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized	The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three months ended September 30, 2019 and 2018 follows: Three Months Ended September 30, 2019 September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 15,338 $ 206 $ 19,280 $ 290 HELOCs - originated 1,873 29 1,319 18 HELOCs - purchased 571 3 186 3 Construction and land/lots 1,195 24 1,593 39 Indirect auto finance 448 5 327 4 Consumer 47 3 806 27 Commercial loans: Commercial real estate 9,614 77 4,754 93 Construction and development 1,686 14 1,940 29 Commercial and industrial 734 10 219 17 Equipment finance 703 8 — — Total loans $ 32,209 $ 379 $ 30,424 $ 520
Impaired Financing Receivable	A summary of changes in the accretable yield for PCI loans for the three months ended September 30, 2019 and 2018 follows: Three Months Ended September 30, 2019 September 30, 2018 Accretable yield, beginning of period $ 5,259 $ 5,734 Reclass from nonaccretable yield (1) 115 10 Other changes, net (2) (14 ) 137 Interest income (444 ) (429 ) Accretable yield, end of period $ 4,916 $ 5,452 ______________________________________ (1) Represents changes attributable to expected loss assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates.
Troubled Debt Restructurings on Financing Receivables	For the three months ended September 30, 2019 and 2018 , the following tables present a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Extended payment terms: Retail consumer: One-to-four family 1 $ 14 $ 14 — $ — $ — Total 1 $ 14 $ 14 — $ — $ — Other TDRs: Retail consumer: One-to-four family 3 $ 35 $ 34 5 $ 244 $ 243 Indirect auto finance 4 68 65 1 33 32 Consumer — — — 1 2 2 Total 7 $ 103 $ 99 7 $ 279 $ 277 Total 8 $ 117 $ 113 7 $ 279 $ 277
Schedule of Trouble Debt Restructurings With Payment Default	The following tables present loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three months ended September 30, 2019 and 2018 : Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Number of Loans Recorded Investment Number of Loans Recorded Investment Other TDRs: Retail consumer: One-to-four family 2 $ 122 — $ — Consumer 1 2 — — Total 3 $ 124 — $ — Total 3 $ 124 — $ —

Real Estate Owned (Tables)

Real Estate Owned (Tables)	3 Months Ended
	Sep. 30, 2019
Real Estate Owned [Abstract]
Schedule of Real Estate Properties	The activity within REO for the periods shown is as follows: Three Months Ended September 30, 2019 2018 Balance at beginning of period $ 2,929 $ 3,684 Transfers from loans 46 74 Sales, net of gain or loss (381 ) (344 ) Writedowns (12 ) (128 ) Balance at end of period $ 2,582 $ 3,286

Net Income per Share (Tables)

Net Income per Share (Tables)	3 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended September 30, 2019 2018 Numerator: Net income $ 8,804 $ 7,790 Allocation of earnings to participating securities (68 ) (55 ) Numerator for basic EPS - Net income available to common stockholders $ 8,736 $ 7,735 Effect of dilutive securities: Dilutive effect to participating securities 8 2 Numerator for diluted EPS $ 8,744 $ 7,737 Denominator: Weighted-average common shares outstanding - basic 17,097,647 18,125,637 Effect of dilutive shares 656,010 754,839 Weighted-average common shares outstanding - diluted 17,753,657 18,880,476 Net income per share - basic $ 0.51 $ 0.43 Net income per share - diluted $ 0.49 $ 0.41

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	3 Months Ended
	Sep. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three months ended September 30, 2019 and 2018, respectively: Three Months Ended September 30, 2019 2018 Share based compensation expense $ 443 $ 384 Tax benefit $ 104 $ 88
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity for the three months ended September 30, 2019 and 2018 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Exercised 28,500 14.41 — — Forfeited 4,000 14.37 — — Options outstanding at September 30, 2018 1,685,770 $ 17.34 5.7 $ 19,902 Exercisable at September 30, 2018 1,198,970 $ 14.51 4.5 $ 17,553 Non-vested at September 30, 2018 486,800 $ 24.32 6.5 $ 2,349 Options outstanding at June 30, 2019 1,657,214 $ 17.59 5.0 $ 12,909 Granted 25,000 25.37 — — Exercised 13,400 14.50 — — Forfeited 800 17.35 — — Options outstanding at September 30, 2019 1,668,014 $ 17.73 4.9 $ 13,969 Exercisable at September 30, 2019 1,266,214 $ 15.40 3.8 $ 13,509 Non-vested at September 30, 2019 401,800 $ 25.07 8.1 $ 460
Schedule of Nonvested Restricted Stock Units Activity	The table below presents restricted stock award activity for the three months ended September 30, 2019 and 2018 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Vested 2,800 16.27 — Forfeited 2,000 14.37 — Non-vested at September 30, 2018 128,610 $ 23.13 $ 3,749 Non-vested at June 30, 2019 123,800 $ 24.65 $ 2,258 Granted 13,000 25.37 — Vested 400 19.02 — Forfeited 3,200 20.62 — Non-vested at September 30, 2019 133,200 $ 24.83 $ 2,256

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: September 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 14,261 $ — $ 14,261 $ — Residential MBS of U.S. Government Agencies and GSEs 73,093 — 73,093 — Municipal Bonds 24,377 — 24,377 — Corporate Bonds 53,983 — 53,983 — Total $ 165,714 $ — $ 165,714 $ — June 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 15,210 $ — $ 15,210 $ — Residential MBS of U.S. Government Agencies and GSEs 75,180 — 75,180 — Municipal Bonds 25,312 — 25,312 — Corporate Bonds 6,084 — 6,084 — Total $ 121,786 $ — $ 121,786 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: September 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 995 $ — $ — $ 995 REO 80 — — 80 Total $ 1,075 $ — $ — $ 1,075 June 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 9,071 $ — $ — $ 9,071 REO 1,804 — — 1,804 Total $ 10,875 $ — $ — $ 10,875
Schedule of Quantitative Information About Level 3 Fair Value Measurements	Quantitative information about Level 3 fair value measurements during the period ended September 30, 2019 is shown in the table below: Fair Value at September 30, 2019 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 995 Discounted appraisals and discounted cash flows Collateral discounts 0% - 28% 0% - 3% 5% REO $ 80 Discounted appraisals Collateral discounts 8% - 15% 12%
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of September 30, 2019 and June 30, 2019 , are summarized below: September 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 117,093 $ 117,093 $ 117,093 $ — $ — Commercial paper 254,302 254,302 254,302 — — Certificates of deposit in other banks 50,117 50,117 — 50,117 — Securities available for sale 165,714 165,714 — 165,714 — Loans, net 2,487,416 2,427,833 — — 2,427,833 Loans held for sale 289,319 291,481 — — 291,481 FHLB stock 32,181 32,181 32,181 — — FRB stock 7,345 7,345 7,345 — — SBIC investments 6,374 6,374 — — 6,374 Accrued interest receivable 10,434 10,434 — 1,292 9,142 Liabilities: Noninterest-bearing and NOW deposits 776,994 776,994 — 776,994 — Money market accounts 769,000 769,000 — 769,000 — Savings accounts 169,872 169,872 — 169,872 — Certificates of deposit 778,328 779,555 — 779,555 — Borrowings 685,000 698,451 — 698,451 — Accrued interest payable 2,416 2,416 — 2,416 — June 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,043 $ 71,043 $ 71,043 $ — $ — Commercial paper 241,446 241,446 241,446 — — Certificates of deposit in other banks 52,005 52,005 — 52,005 — Securities available for sale 121,786 121,786 — 121,786 — Loans, net 2,683,761 2,604,827 — — 2,604,827 Loans held for sale 18,175 18,591 — — 18,591 FHLB stock 31,969 31,969 31,969 — — FRB stock 7,335 7,335 7,335 — — SBIC investments 6,074 6,074 — — 6,074 Accrued interest receivable 10,533 10,533 350 750 9,433 Liabilities: Noninterest-bearing and NOW deposits 746,617 746,617 — 746,617 — Money market accounts 691,172 691,172 — 691,172 — Savings accounts 177,278 177,278 — 177,278 — Certificates of deposit 712,190 712,485 — 712,485 — Borrowings 680,000 688,418 — 688,418 — Accrued interest payable 2,252 2,252 — 2,252 —

Leases (Tables)

Leases (Tables)	3 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Assets and Liabilities, Lessee	The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2019 ROU assets $ 5,105 Lease liabilities 5,102 Weighted-average remaining lease terms 5.45 Weighted-average discount rate 3.13 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,003 2021 1,123 2022 1,026 2023 989 2022 522 Thereafter 896 Total of future minimum payments $ 5,559
Lease, Cost	The following table presents components of operating lease expense for the three months ended September 30, 2019: Operating lease cost (included in occupancy expense) $ 473 Sublease income (included in other, net noninterest income) (64 ) Total operating lease expense, net 409 Supplemental lease cash flow information for the three months ended September 30, 2019: ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 558 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33
Finance Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 100 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,640 Less: amount representing interest (770 ) Present value of net minimum lease payments $ 1,870
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 1,823 2021 5,423 2022 2,540 2023 1,746 2022 663 Thereafter — Total of future minimum payments $ 12,195
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2019 Lease receivables $ 25,145 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2019: Fiscal year ending June 30: Remaining 2020 $ 5,240 2021 6,927 2022 6,093 2023 5,494 2024 3,244 Thereafter 994 Total minimum payments 27,992 Less: amount representing interest (2,847 ) Total $ 25,145

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jul. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease, Right-of-use asset	$ 5,105
Lease liabilities	5,102
Finance lease, right-of-use asset	2,052
Finance lease, liability	$ 1,870
Accounting Standards Update 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease, Right-of-use asset		$ 5,300
Lease liabilities		5,300
Finance lease, right-of-use asset		2,100
Finance lease, liability		$ 1,900

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements - Narrative (Details) - Accounting Standards Update 2016-02 $ in Millions	Jul. 01, 2019USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Increase in other assets	$ 5.3
Increase in Other liabilities	$ 5.3

Debt Securities - Available for

Debt Securities - Available for Sale Securities Table (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 164,467	$ 120,834
Gross Unrealized Gains	1,452	1,174
Gross Unrealized Losses	(205)	(222)
Estimated Fair Value	165,714	121,786
U.S. Government Agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	14,113	15,099
Gross Unrealized Gains	153	122
Gross Unrealized Losses	(5)	(11)
Estimated Fair Value	14,261	15,210
Residential MBS of U.S. Government Agencies and GSEs
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	72,477	74,778
Gross Unrealized Gains	757	586
Gross Unrealized Losses	(141)	(184)
Estimated Fair Value	73,093	75,180
Municipal Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	23,885	24,896
Gross Unrealized Gains	495	423
Gross Unrealized Losses	(3)	(7)
Estimated Fair Value	24,377	25,312
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	53,992	6,061
Gross Unrealized Gains	47	43
Gross Unrealized Losses	(56)	(20)
Estimated Fair Value	$ 53,983	$ 6,084

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Amortized Cost
Due within one year	$ 23,625
Due after one year through five years	59,316
Due after five years through ten years	5,513
Due after ten years	3,536
Total	164,467
Estimated Fair Value
Due within one year	23,615
Due after one year through five years	59,616
Due after five years through ten years	5,826
Due after ten years	3,564
Estimated Fair Value	165,714	$ 121,786
Government Agencies and Government Sponsored Enterprises
Amortized Cost
Total	72,477
Estimated Fair Value
Estimated Fair Value	$ 73,093	$ 75,180

Debt Securities - Narrative (De

Debt Securities - Narrative (Details)	3 Months Ended		12 Months Ended
	Sep. 30, 2019USD ($)security	Sep. 30, 2018USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2019USD ($)security
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 165,714,000			$ 121,786,000
Proceeds from sale of securities available for sale	0	$ 0
Gross realized gain (loss)	0	$ 0
Securities available for sale pledged as collateral market value	$ 94,208,000			$ 94,876,000
Number of securities with unrealized losses | security	91			100
Other than temporary impairment losses	$ 0		$ 0
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 93,499,000			$ 94,337,000

Debt Securities - Available f_2

Debt Securities - Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	$ 61,185	$ 1,537
12 Months or Longer, Fair Value	22,535	39,755
Total, Fair Value	83,720	41,292
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(89)	(8)
12 Months or More, Unrealized Losses	(116)	(214)
Total, Unrealized Losses	(205)	(222)
U.S. Government Agencies
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	0	0
12 Months or Longer, Fair Value	5,995	6,988
Total, Fair Value	5,995	6,988
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Losses	(5)	(11)
Total, Unrealized Losses	(5)	(11)
Government Agencies and Government Sponsored Enterprises
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	9,771	1,144
12 Months or Longer, Fair Value	16,113	24,242
Total, Fair Value	25,884	25,386
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(30)	(3)
12 Months or More, Unrealized Losses	(111)	(181)
Total, Unrealized Losses	(141)	(184)
Municipal Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	3,706	0
12 Months or Longer, Fair Value	427	4,895
Total, Fair Value	4,133	4,895
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(3)	0
12 Months or More, Unrealized Losses	0	(7)
Total, Unrealized Losses	(3)	(7)
Corporate Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]
Less than 12 Months, Fair Value	47,708	393
12 Months or Longer, Fair Value	0	3,630
Total, Fair Value	47,708	4,023
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(56)	(5)
12 Months or More, Unrealized Losses	0	(15)
Total, Unrealized Losses	$ (56)	$ (20)

Other Investments (Details)

Other Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Other Investment Not Readily Marketable [Line Items]
FHLB of Atlanta	$ 32,181	$ 31,969
Federal Reserve Bank of Richmond (FRB)	7,345	7,335
Other investments, at cost	45,900	45,378
Small Business Investment Companies (SBIC)
Other Investment Not Readily Marketable [Line Items]
Nonmarketable Investment Securities	$ 6,374	$ 6,074

Loans - Schedule of Accounts, N

Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 2,508,477	$ 2,705,186
Deferred loan fees, net	253	4
Total loans, net of deferred loan costs	2,508,730	2,705,190
Allowance for loan losses	(21,314)	(21,429)
Net loans	2,487,416	2,683,761
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	886,629	1,162,464
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Total loans	396,649	660,591
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans	141,129	139,435
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans	104,324	116,972
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans	85,319	80,602
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans	147,808	153,448
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Total loans	11,400	11,416
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,621,848	1,542,722
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans	990,787	927,261
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Total loans	203,494	210,916
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans	158,706	160,471
Commercial Loans | Equipment Finance [Member]
Accounts, Notes, Loans and Financing Receivable
Total loans	154,479	132,058
Commercial Loans | Municipal leases
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 114,382	$ 112,016

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 2,493,216	$ 2,688,436
Pass
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,454,309	2,650,990
Special Mention
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	13,912	12,968
Substandard
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	24,496	24,058
Doubtful
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	470	388
Loss
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	29	32
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	391,188	654,723
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,400	11,416
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	140,904	139,210
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	104,324	116,972
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	84,953	80,230
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	381,231	644,159
Retail Consumer Loans | Pass | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,351	11,375
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	138,744	137,001
Retail Consumer Loans | Pass | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	103,848	116,306
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	84,789	79,995
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,108	2,089
Retail Consumer Loans | Special Mention | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	1
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	547	766
Retail Consumer Loans | Special Mention | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	5	71
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	7,466	8,072
Retail Consumer Loans | Substandard | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	43	33
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,504	1,434
Retail Consumer Loans | Substandard | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	476	666
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	159	164
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	368	384
Retail Consumer Loans | Doubtful | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	3
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	100	0
Retail Consumer Loans | Doubtful | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	15	19
Retail Consumer Loans | Loss | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	5	4
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9	9
Retail Consumer Loans | Loss | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	983,932	919,586
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	202,798	209,975
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	157,048	158,802
Commercial Loans | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	154,479	132,058
Commercial Loans | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	114,382	112,016
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	963,018	901,214
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	200,758	207,827
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	156,047	157,325
Commercial Loans | Pass | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	153,457	131,674
Commercial Loans | Pass | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	114,099	111,721
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	9,599	8,066
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	652	790
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	718	877
Commercial Loans | Special Mention | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Special Mention | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	283	295
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,315	10,306
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,387	1,357
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	283	600
Commercial Loans | Substandard | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,022	384
Commercial Loans | Substandard | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	1
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0
Commercial Loans | Doubtful | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0
Commercial Loans | Loss | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 0	$ 0

Loans - Schedule of PCI Loans C

Loans - Schedule of PCI Loans Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment
Total loans	$ 2,493,216	$ 2,688,436
Pass
Financing Receivable, Recorded Investment
Total loans	2,454,309	2,650,990
Special Mention
Financing Receivable, Recorded Investment
Total loans	13,912	12,968
Substandard
Financing Receivable, Recorded Investment
Total loans	24,496	24,058
Doubtful
Financing Receivable, Recorded Investment
Total loans	470	388
Loss
Financing Receivable, Recorded Investment
Total loans	29	32
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	391,188	654,723
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	140,904	139,210
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	84,953	80,230
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	147,808	153,448
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Total loans	11,400	11,416
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	381,231	644,159
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	138,744	137,001
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	84,789	79,995
Retail Consumer Loans | Pass | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	146,967	152,393
Retail Consumer Loans | Pass | Consumer loans
Financing Receivable, Recorded Investment
Total loans	11,351	11,375
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	2,108	2,089
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	547	766
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	5	71
Retail Consumer Loans | Special Mention | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	13
Retail Consumer Loans | Special Mention | Consumer loans
Financing Receivable, Recorded Investment
Total loans	0	1
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	7,466	8,072
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	1,504	1,434
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	159	164
Retail Consumer Loans | Substandard | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	841	1,042
Retail Consumer Loans | Substandard | Consumer loans
Financing Receivable, Recorded Investment
Total loans	43	33
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	368	384
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	100	0
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Doubtful | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Doubtful | Consumer loans
Financing Receivable, Recorded Investment
Total loans	1	3
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	15	19
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	9	9
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Loss | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Loss | Consumer loans
Financing Receivable, Recorded Investment
Total loans	5	4
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	983,932	919,586
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	202,798	209,975
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	157,048	158,802
Commercial Loans | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	154,479	132,058
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	963,018	901,214
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	200,758	207,827
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	156,047	157,325
Commercial Loans | Pass | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	153,457	131,674
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	9,599	8,066
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	652	790
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	718	877
Commercial Loans | Special Mention | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	11,315	10,306
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	1,387	1,357
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	283	600
Commercial Loans | Substandard | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	1,022	384
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	1	1
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Doubtful | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	0
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Recorded Investment
Total loans	15,261	16,781
Purchased Credit Impaired (PCI) Loans | Pass
Financing Receivable, Recorded Investment
Total loans	10,046	11,113
Purchased Credit Impaired (PCI) Loans | Special Mention
Financing Receivable, Recorded Investment
Total loans	2,095	2,151
Purchased Credit Impaired (PCI) Loans | Substandard
Financing Receivable, Recorded Investment
Total loans	3,117	3,514
Purchased Credit Impaired (PCI) Loans | Doubtful
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Loss
Financing Receivable, Recorded Investment
Total loans	3	3
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	5,461	5,868
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	225	225
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	366	372
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	3,981	4,124
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	225	225
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	140	142
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	214	248
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	1,266	1,496
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	226	230
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	6,855	7,706
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	696	941
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,658	1,669
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Equipment Finance [Member]
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	3,703	4,503
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	342	453
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,655	1,666
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	1,881	1,903
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	1,271	1,300
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	354	488
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	$ 3	$ 3

Loans - Schedule of Past Due Fi

Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 12,828	$ 10,067
Current	2,495,649	2,695,119
Total Loans Receivable	2,508,477	2,705,186
30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	5,734	5,579
90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	7,094	4,488
Retail Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	886,629	1,162,464
Retail Consumer Loans | One-to-four family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4,394	3,004
Current	392,255	657,587
Total Loans Receivable	396,649	660,591
Retail Consumer Loans | One-to-four family | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,511	1,615
Retail Consumer Loans | One-to-four family | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,883	1,389
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	641	457
Current	140,488	138,978
Total Loans Receivable	141,129	139,435
Retail Consumer Loans | HELOCs - originated | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	437	226
Retail Consumer Loans | HELOCs - originated | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	204	231
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	406	485
Current	103,918	116,487
Total Loans Receivable	104,324	116,972
Retail Consumer Loans | HELOCs - purchased | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	108	0
Retail Consumer Loans | HELOCs - purchased | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	298	485
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	6	144
Current	85,313	80,458
Total Loans Receivable	85,319	80,602
Retail Consumer Loans | Construction and land/lots | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	138
Retail Consumer Loans | Construction and land/lots | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	6	6
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	676	696
Current	147,132	152,752
Total Loans Receivable	147,808	153,448
Retail Consumer Loans | Indirect auto finance | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	566	459
Retail Consumer Loans | Indirect auto finance | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	110	237
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	17	14
Current	11,383	11,402
Total Loans Receivable	11,400	11,416
Retail Consumer Loans | Consumer loans | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	5	6
Retail Consumer Loans | Consumer loans | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	12	8
Commercial Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans Receivable	1,621,848	1,542,722
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,664	2,795
Current	987,123	924,466
Total Loans Receivable	990,787	927,261
Commercial Loans | Commercial real estate | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,000	2,279
Commercial Loans | Commercial real estate | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,664	516
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,170	1,133
Current	202,324	209,783
Total Loans Receivable	203,494	210,916
Commercial Loans | Construction and development loans | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Construction and development loans | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,170	1,133
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	213	306
Current	158,493	160,165
Total Loans Receivable	158,706	160,471
Commercial Loans | Commercial and industrial | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	95	207
Commercial Loans | Commercial and industrial | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	118	99
Commercial Loans | Equipment Finance [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,641	1,033
Current	152,838	131,025
Total Loans Receivable	154,479	132,058
Commercial Loans | Equipment Finance [Member] | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,012	649
Commercial Loans | Equipment Finance [Member] | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	629	384
Commercial Loans | Municipal leases
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Current	114,382	112,016
Total Loans Receivable	114,382	112,016
Commercial Loans | Municipal leases | 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Municipal leases | 90 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans - Schedule of Past Due Lo

Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	$ 10,881	$ 10,358
90 Days & still accruing	0	0
Purchased Credit Impaired (PCI) Loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	1,234	1,344
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	3,348	3,223
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	584	372
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	476	666
90 Days & still accruing	0	0
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	6	6
90 Days & still accruing	0	0
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	317	463
90 Days & still accruing	0	0
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	24	21
90 Days & still accruing	0	0
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	1,387	1,357
90 Days & still accruing	0	0
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	3,398	3,559
90 Days & still accruing	0	0
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	319	307
90 Days & still accruing	0	0
Commercial Loans | Equipment Finance [Member]
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	1,022	384
90 Days & still accruing	$ 0	$ 0

Loans - Schedule of Troubled De

Loans - Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Performing financing receivable
Financing Receivable, Modifications
Performing TDRs included in impaired loans	$ 24,590	$ 23,116

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	$ 21,429	$ 21,060
Provision for (recovery of) loan losses	0	0
Charge-offs	(430)	(418)
Recoveries	315	290
Balance at end of period	21,314	20,932
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	6,419	7,527
Provision for (recovery of) loan losses	(448)	(64)
Charge-offs	(395)	(416)
Recoveries	152	205
Balance at end of period	5,728	7,252
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	14,809	13,050
Provision for (recovery of) loan losses	455	252
Charge-offs	(35)	(2)
Recoveries	163	85
Balance at end of period	15,392	13,385
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	201	483
Provision for (recovery of) loan losses	(7)	(188)
Charge-offs	0	0
Recoveries	0	0
Balance at end of period	$ 194	$ 295

Loans - Schedule of Ending Bala

Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Sep. 30, 2018	Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	$ 21,314	$ 21,429	$ 20,932	$ 21,060
Allowance for loan losses, Loans individually evaluated for impairment	194	120
Allowance for loan losses, Loans collectively evaluated	20,926	21,108
Allowance for loan losses, Total	21,314	21,429
Total loans receivable, PCI	2,493,216	2,688,436
Total loans receivable, Loans individually evaluated for impairment	16,394	15,743
Total loans receivable, Loans collectively evaluated	2,476,822	2,672,662
Total loans	2,508,477	2,705,186
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	194	201	295	483
Total loans receivable, PCI	15,261	16,781
Retail Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	5,728	6,419	7,252	7,527
Total loans	886,629	1,162,464
Retail Consumer Loans | One to four family loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	70	74
Allowance for loan losses, Loans collectively evaluated	1,547	2,375
Allowance for loan losses, Total	1,677	2,511
Total loans receivable, PCI	391,188	654,723
Total loans receivable, Loans individually evaluated for impairment	5,452	5,318
Total loans receivable, Loans collectively evaluated	385,736	649,405
Total loans	396,649	660,591
Retail Consumer Loans | One to four family loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	60	62
Total loans receivable, PCI	5,461	5,868
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	9	7
Allowance for loan losses, Loans collectively evaluated	1,108	1,060
Allowance for loan losses, Total	1,117	1,067
Total loans receivable, PCI	140,904	139,210
Total loans receivable, Loans individually evaluated for impairment	9	7
Total loans receivable, Loans collectively evaluated	140,895	139,203
Total loans	141,129	139,435
Retail Consumer Loans | HELOCs - originated | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	225	225
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0	0
Allowance for loan losses, Loans collectively evaluated	471	518
Allowance for loan losses, Total	471	518
Total loans receivable, PCI	104,324	116,972
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	104,324	116,972
Total loans	104,324	116,972
Retail Consumer Loans | HELOCs - purchased | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	0	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0	0
Allowance for loan losses, Loans collectively evaluated	1,357	1,265
Allowance for loan losses, Total	1,357	1,265
Total loans receivable, PCI	84,953	80,230
Total loans receivable, Loans individually evaluated for impairment	315	323
Total loans receivable, Loans collectively evaluated	84,638	79,907
Total loans	85,319	80,602
Retail Consumer Loans | Construction and land/lots | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	366	372
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0	0
Allowance for loan losses, Loans collectively evaluated	1,028	927
Allowance for loan losses, Total	1,028	927
Total loans receivable, PCI	147,808	153,448
Total loans receivable, Loans individually evaluated for impairment	11	0
Total loans receivable, Loans collectively evaluated	147,797	153,448
Total loans	147,808	153,448
Retail Consumer Loans | Indirect auto finance | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	0	0
Retail Consumer Loans | Consumer loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	5	4
Allowance for loan losses, Loans collectively evaluated	133	189
Allowance for loan losses, Total	138	193
Total loans receivable, PCI	11,400	11,416
Total loans receivable, Loans individually evaluated for impairment	5	4
Total loans receivable, Loans collectively evaluated	11,395	11,412
Total loans	11,400	11,416
Retail Consumer Loans | Consumer loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	0	0
Commercial Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	15,392	14,809	$ 13,385	$ 13,050
Total loans	1,621,848	1,542,722
Commercial Loans | Construction and development loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	5	5
Allowance for loan losses, Loans collectively evaluated	3,148	3,187
Allowance for loan losses, Total	3,157	3,196
Total loans receivable, PCI	202,798	209,975
Total loans receivable, Loans individually evaluated for impairment	1,275	1,397
Total loans receivable, Loans collectively evaluated	201,523	208,578
Total loans	203,494	210,916
Commercial Loans | Construction and development loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	4	4
Total loans receivable, PCI	696	941
Commercial Loans | Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	38	28
Allowance for loan losses, Loans collectively evaluated	8,223	7,890
Allowance for loan losses, Total	8,374	8,036
Total loans receivable, PCI	983,932	919,586
Total loans receivable, Loans individually evaluated for impairment	8,305	8,692
Total loans receivable, Loans collectively evaluated	975,627	910,863
Total loans	990,787	927,261
Commercial Loans | Commercial real estate | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	113	118
Total loans receivable, PCI	6,855	7,706
Commercial Loans | Commercial and industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0	2
Allowance for loan losses, Loans collectively evaluated	1,941	1,957
Allowance for loan losses, Total	1,958	1,976
Total loans receivable, PCI	157,048	158,802
Total loans receivable, Loans individually evaluated for impairment	0	2
Total loans receivable, Loans collectively evaluated	157,048	158,800
Total loans	158,706	160,471
Commercial Loans | Commercial and industrial | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	17	17
Total loans receivable, PCI	1,658	1,669
Commercial Loans | Equipment Finance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	67	0
Allowance for loan losses, Loans collectively evaluated	1,517	1,305
Allowance for loan losses, Total	1,584	1,305
Total loans receivable, PCI	154,479	132,058
Total loans receivable, Loans individually evaluated for impairment	1,022	0
Total loans receivable, Loans collectively evaluated	153,457	132,058
Total loans	154,479	132,058
Commercial Loans | Equipment Finance [Member] | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	0	0
Commercial Loans | Municipal leases
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0	0
Allowance for loan losses, Loans collectively evaluated	453	435
Allowance for loan losses, Total	453	435
Total loans receivable, PCI	114,382	112,016
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	114,382	112,016
Total loans	114,382	112,016
Commercial Loans | Municipal leases | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, PCI	0	0
Total loans receivable, PCI	$ 0	$ 0

Loans - Schedule of Impaired Lo

Loans - Schedule of Impaired Loans and Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Financing Receivable, Impaired
Unpaid principal balance	$ 45,500	$ 47,611
Recorded investment with a recorded allowance	23,099	22,070
Recorded investment with no recorded allowance	8,363	10,885
Total	31,462	32,955
Related recorded allowance	670	601
Impaired loans not individually evaluated	15,068	17,212
Recorded allowance of impaired loans not individually evaluated	476	481
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Unpaid principal balance	17,678	18,302
Recorded investment with a recorded allowance	12,747	12,461
Recorded investment with no recorded allowance	2,315	3,152
Total	15,062	15,613
Related recorded allowance	496	472
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Unpaid principal balance	2,611	2,410
Recorded investment with a recorded allowance	675	564
Recorded investment with no recorded allowance	1,288	1,219
Total	1,963	1,783
Related recorded allowance	12	46
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Unpaid principal balance	476	666
Recorded investment with a recorded allowance	476	0
Recorded investment with no recorded allowance	0	666
Total	476	666
Related recorded allowance	2	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Unpaid principal balance	1,692	1,917
Recorded investment with a recorded allowance	795	957
Recorded investment with no recorded allowance	315	323
Total	1,110	1,280
Related recorded allowance	27	26
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Unpaid principal balance	585	601
Recorded investment with a recorded allowance	191	353
Recorded investment with no recorded allowance	216	137
Total	407	490
Related recorded allowance	2	2
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Unpaid principal balance	295	379
Recorded investment with a recorded allowance	11	7
Recorded investment with no recorded allowance	35	41
Total	46	48
Related recorded allowance	7	6
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Unpaid principal balance	9,674	10,127
Recorded investment with a recorded allowance	6,620	6,434
Recorded investment with no recorded allowance	2,771	3,404
Total	9,391	9,838
Related recorded allowance	45	36
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Unpaid principal balance	2,482	2,574
Recorded investment with a recorded allowance	846	940
Recorded investment with no recorded allowance	794	791
Total	1,640	1,731
Related recorded allowance	8	7
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Unpaid principal balance	8,985	10,173
Recorded investment with a recorded allowance	345	354
Recorded investment with no recorded allowance	0	768
Total	345	1,122
Related recorded allowance	4	6
Commercial Loans | Equipment Finance [Member]
Financing Receivable, Impaired
Unpaid principal balance	1,022	462
Recorded investment with a recorded allowance	393	0
Recorded investment with no recorded allowance	629	384
Total	1,022	384
Related recorded allowance	$ 67	$ 0

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Loans, Interest Income Recognized (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Financing Receivable, Impaired
Average recorded investment	$ 32,209	$ 30,424
Interest income recognized	379	520
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Average recorded investment	15,338	19,280
Interest income recognized	206	290
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Average recorded investment	1,873	1,319
Interest income recognized	29	18
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Average recorded investment	571	186
Interest income recognized	3	3
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Average recorded investment	1,195	1,593
Interest income recognized	24	39
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Average recorded investment	448	327
Interest income recognized	5	4
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Average recorded investment	47	806
Interest income recognized	3	27
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Average recorded investment	9,614	4,754
Interest income recognized	77	93
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Average recorded investment	1,686	1,940
Interest income recognized	14	29
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Average recorded investment	734	219
Interest income recognized	$ 10	$ 17

Loans - Schedule of Changes in

Loans - Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Details) - Purchased Credit Impaired (PCI) Loans - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Changes in Accretable Yield [Roll Forward]
Accretable yield, beginning of period	$ 5,259	$ 5,734
Reclass from nonaccretable yield	115	10
Other changes, net	(14)	137
Interest income	(444)	(429)
Accretable yield, end of period	$ 4,916	$ 5,452

Loans - Schedule of Debt Restru

Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)loan	Sep. 30, 2018USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	8	7
Pre-modification outstanding recorded investment	$ 117	$ 279
Post-modification outstanding recorded investment	$ 113	$ 277
Extended Maturity
Financing Receivable, Modifications
Number of loans | loan	1	0
Pre-modification outstanding recorded investment	$ 14	$ 0
Post-modification outstanding recorded investment	$ 14	$ 0
Other TDR
Financing Receivable, Modifications
Number of loans | loan	7	7
Pre-modification outstanding recorded investment	$ 103	$ 279
Post-modification outstanding recorded investment	$ 99	$ 277
Retail Consumer Loans | Extended Maturity | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	1	0
Pre-modification outstanding recorded investment	$ 14	$ 0
Post-modification outstanding recorded investment	$ 14	$ 0
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	3	5
Pre-modification outstanding recorded investment	$ 35	$ 244
Post-modification outstanding recorded investment	$ 34	$ 243
Retail Consumer Loans | Other TDR | Indirect Auto Finance
Financing Receivable, Modifications
Number of loans | loan	4	1
Pre-modification outstanding recorded investment	$ 68	$ 33
Post-modification outstanding recorded investment	$ 65	$ 32
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan	0	1
Pre-modification outstanding recorded investment	$ 0	$ 2
Post-modification outstanding recorded investment	$ 0	$ 2

Loans - Schedule of Troubled _2

Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)loan	Sep. 30, 2018USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	3	0
Recorded investment | $	$ 124	$ 0
Other TDR
Financing Receivable, Modifications
Number of loans | loan	3	0
Recorded investment | $	$ 124	$ 0
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	2	0
Recorded investment | $	$ 122	$ 0
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan	1	0
Recorded investment | $	$ 2	$ 0

Real Estate Owned (Details)

Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Jun. 30, 2019
Real Estate Properties [Line Items]
Balance at beginning of period	$ 2,929	$ 3,684
Transfers from loans	46	74
Real Estate Owned, Cost Of Sales	381	344
Real Estate Owned, Valuation Allowance, Provision	12	128
Balance at end of period	2,582	$ 3,286
Consumer loans | Retail Consumer Loans
Real Estate Properties [Line Items]
Balance at beginning of period	1,018
Balance at end of period	671
Residential real estate in the process of foreclosure	$ 144		$ 243

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Numerator:
Net income	$ 8,804	$ 7,790
Allocation of earnings to participating securities	(68)	(55)
Numerator for basic EPS - Net income available to common stockholders	8,736	7,735
Dilutive effect to participating securities	8	2
Numerator for diluted EPS	$ 8,744	$ 7,737
Denominator:
Weighted-average common shares outstanding - basic	17,097,647	18,125,637
Effect of dilutive shares	656,010	754,839
Weighted-average common shares outstanding - diluted	17,753,657	18,880,476
Net income per share - basic (in dollars per share)	$ 0.51	$ 0.43
Net income per share - diluted (in dollars per share)	$ 0.49	$ 0.41

Net Income per Share - Antidilu

Net Income per Share - Antidilutive Stock Options (Details) - shares	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	470,800	420,700

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ in Thousands	Jan. 17, 2013	Sep. 30, 2019	Sep. 30, 2018	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2019
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name	2013 Omnibus Incentive Plan
Nonvested, number of shares (in shares)		401,800	486,800
Remaining contractual life (years)		4 years 10 months 24 days	5 years 8 months 12 days	5 years	5 years 10 months 31 days
Options outstanding (in shares)			486,800
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized		$ 2,052	$ 2,585
Compensation cost not yet recognized, period for recognition (in years)		1 year 8 months 12 days	2 years 1 month
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		5 years	5 years
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		7 years	7 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized, period for recognition (in years)		1 year 8 months 12 days	1 year 11 months
Compensation not yet recognized, share-based awards other than options		$ 2,579	$ 2,337
Non-vested (in shares)		133,200	128,610	133,410		123,800
Restricted Stock | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years	5 years
Restricted Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		7 years	7 years
Performance Restricted Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested (in shares)		10,375
Vesting period		3 years
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, emeritus directors, officers, employees and advisory directors
Number of shares authorized (in shares)	2,962,400
Shares held for awards of stock options and stock appreciation rights (in shares)	2,116,000
Shares held for awards of restricted stock and restricted stock units (in shares)	846,400

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-based compensation expense	$ 443	$ 384
Share-based compensation expense, tax related benefit	$ 104	$ 88

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2019
Options
Options Outstanding, Beginning of Period (in shares)	1,657,214	1,718,270
Granted (in shares)	25,000
Exercised (in shares)	13,400	28,500
Forfeited (in shares)	800	4,000
Options Outstanding, End of period (in shares)	1,668,014	1,685,770	1,718,270
Exercisable (in shares)	1,266,214	1,198,970
Weighted- average exercise price
Options Outstanding, Beginning of Period (in usd per share)	$ 17.59	$ 17.29
Granted (in usd per share)	25.37
Exercised (in usd per share)	14.50	14.41
Forfeited (in usd per share)	17.35	14.37
Options Outstanding, End of Period (in usd per share)	17.73	17.34	$ 17.29
Exercisable (in usd per share)	$ 15.40	$ 14.51
Remaining contractual life (years)	4 years 10 months 24 days	5 years 8 months 12 days	5 years	5 years 10 months 31 days
Aggregate intrinsic value (in usd)	$ 13,969	$ 19,902	$ 18,664		$ 12,909
Exercisable (in years)	3 years 9 months 18 days	4 years 6 months
Aggregate intrinsic value (in usd)	$ 13,509	$ 17,553
Non-vested Options
Nonvested, number of shares (in shares)	401,800	486,800
Nonvested, weighted average grant date fair value (in dollars per share)	$ 25.07	$ 24.32
Nonvested, contractual term (in years)	8 years 1 month 21 days	6 years 6 months
Nonvested, intrinsic value	$ 460	$ 2,349

Equity Incentive Plan - Assumpt

Equity Incentive Plan - Assumptions Used in Estimating Fair Value (Details) - $ / shares	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted-average volatility	17.84%	0.00%
Expected dividend yield	0.95%	0.00%
Risk-free interest rate	1.55%	0.00%
Expected life (years)	6 years 6 months	0 years
Weighted-average fair value of options granted	$ 4.67	$ 0

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Nonvested Restricted Stock Units Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Weighted- average grant date fair value
Aggregate intrinsic value (in usd)	$ 13,509	$ 17,553
Restricted Stock
Restricted stock awards
Non-vested, Beginning Balance (in shares)	123,800	133,410
Granted (in shares)	13,000
Vested (in shares)	400	2,800
Forfeited (in shares)	3,200	2,000
Non-vested, Ending Balance (in shares)	133,200	128,610
Weighted- average grant date fair value
Non-vested, Beginning Balance (in usd per share)	$ 24.65	$ 22.85
Granted (in usd per share)	25.37
Vested (in usd per share)	19.02	16.27
Forfeitures (in dollars per share)	20.62	14.37
Non-vested, Ending Balance (in usd per share)	$ 24.83	$ 23.13
Aggregate intrinsic value (in usd)	$ 2,256	$ 3,749	$ 2,258	$ 3,755

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2019	Jun. 30, 2018	Jun. 30, 2019
Other Commitments
Unused commitments to extend credit	$ 89,664		$ 93,432
Variable rate commitments	23,396	$ 34,631
Fixed rate commitments	66,268	$ 58,801
Remaining borrowing capacity	372,329		353,663
Required cash reserve	126		2,633
Letters of credit outstanding	$ 8,162		9,460
Minimum
Other Commitments
Fixed interest rate (as a percent)	2.25%	2.69%
Loan Commitments Terms		3 years
Maximum
Other Commitments
Fixed interest rate (as a percent)	8.75%	8.59%
Loan Commitments Terms		30 years
Construction and development
Other Commitments
Unused commitments to extend credit	$ 165,382		$ 181,477

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 165,714	$ 121,786
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	165,714	121,786
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	14,261	15,210
US Government Agencies | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	14,261	15,210
US Government Agencies | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	73,093	75,180
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	73,093	75,180
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	24,377	25,312
Municipal Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	24,377	25,312
Municipal Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	53,983	6,084
Corporate Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	53,983	6,084
Corporate Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 1,075	$ 10,875
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	995	9,071
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	80	1,804
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	1,075	10,875
Fair Value, Inputs, Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	995	9,071
Fair Value, Inputs, Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 80	$ 1,804

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2019	Jun. 30, 2019
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Weighted Average	5.00%
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Weighted Average	12.00%
Fair Value, Measurements, Nonrecurring
Fair value at December 31, 2015	$ 1,075	$ 10,875
Fair Value, Measurements, Nonrecurring | Other real estate owned
Fair value at December 31, 2015	80	1,804
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Fair value at December 31, 2015	1,075	10,875
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Other real estate owned
Fair value at December 31, 2015	80	$ 1,804
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Fair value at December 31, 2015	995
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Fair value at December 31, 2015	$ 80
Fair Value, Measurements, Nonrecurring | Minimum | Impaired loans, net
Weighted Average		0.00%
Fair Value, Measurements, Nonrecurring | Minimum | Foreclosed real estate
Weighted Average		8.00%
Fair Value, Measurements, Nonrecurring | Maximum | Impaired loans, net
Weighted Average		28.00%
Fair Value, Measurements, Nonrecurring | Maximum | Foreclosed real estate
Weighted Average		15.00%
Valuation Technique, Discounted Cash Flow [Member] | Fair Value, Measurements, Nonrecurring | Minimum | Impaired loans, net
Weighted Average		0.00%
Valuation Technique, Discounted Cash Flow [Member] | Fair Value, Measurements, Nonrecurring | Maximum | Impaired loans, net
Weighted Average		3.00%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$ 117,093	$ 71,043
Fair Value, Inputs, Level 1 | Commercial paper
Financial Instruments Owned	254,302	241,446
Fair Value, Inputs, Level 1 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | FHLB Stock
Financial Instruments Owned	32,181	31,969
Fair Value, Inputs, Level 1 | FRB Stock
Financial Instruments Owned	7,345	7,335
Fair Value, Inputs, Level 1 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest receivable
Financial Instruments Owned	0	350
Fair Value, Inputs, Level 1 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest payable
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	50,117	52,005
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	165,714	121,786
Fair Value, Inputs, Level 2 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	1,292	750
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	776,994	746,617
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	769,000	691,172
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	169,872	177,278
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	779,555	712,485
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	698,451	688,418
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	2,416	2,252
Fair Value, Inputs, Level 3 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	2,427,833	2,604,827
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	291,481	18,591
Fair Value, Inputs, Level 3 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Small Business Investment Company Funds
Financial Instruments Owned	6,374	6,074
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	9,142	9,433
Fair Value, Inputs, Level 3 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Accrued interest payable
Financial Instruments Owned	0	0
Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	117,093	71,043
Carrying Value | Commercial paper
Financial Instruments Owned	254,302	241,446
Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	50,117	52,005
Carrying Value | Securities available for sale
Financial Instruments Owned	165,714	121,786
Carrying Value | Loans, net
Financial Instruments Owned	2,487,416	2,683,761
Carrying Value | Loans held for sale
Financial Instruments Owned	289,319	18,175
Carrying Value | FHLB Stock
Financial Instruments Owned	32,181	31,969
Carrying Value | FRB Stock
Financial Instruments Owned	7,345	7,335
Carrying Value | Small Business Investment Company Funds
Financial Instruments Owned	6,374	6,074
Carrying Value | Accrued interest receivable
Financial Instruments Owned	10,434	10,533
Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	776,994	746,617
Carrying Value | Money market accounts
Financial Instruments Owned	769,000	691,172
Carrying Value | Savings accounts
Financial Instruments Owned	169,872	177,278
Carrying Value | Certificates of deposit
Financial Instruments Owned	778,328	712,190
Carrying Value | Other borrowings
Financial Instruments Owned	685,000	680,000
Carrying Value | Accrued interest payable
Financial Instruments Owned	2,416	2,252
Fair Value | Cash and interest-bearing deposits
Financial Instruments Owned	117,093	71,043
Fair Value | Commercial paper
Financial Instruments Owned	254,302	241,446
Fair Value | Certificates of deposit in other banks
Financial Instruments Owned	50,117	52,005
Fair Value | Securities available for sale
Financial Instruments Owned	165,714	121,786
Fair Value | Loans, net
Financial Instruments Owned	2,427,833	2,604,827
Fair Value | Loans held for sale
Financial Instruments Owned	291,481	18,591
Fair Value | FHLB Stock
Financial Instruments Owned	32,181	31,969
Fair Value | FRB Stock
Financial Instruments Owned	7,345	7,335
Fair Value | Small Business Investment Company Funds
Financial Instruments Owned	6,374	6,074
Fair Value | Accrued interest receivable
Financial Instruments Owned	10,434	10,533
Fair Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	776,994	746,617
Fair Value | Money market accounts
Financial Instruments Owned	769,000	691,172
Fair Value | Savings accounts
Financial Instruments Owned	169,872	177,278
Fair Value | Certificates of deposit
Financial Instruments Owned	779,555	712,485
Fair Value | Other borrowings
Financial Instruments Owned	698,451	688,418
Fair Value | Accrued interest payable
Financial Instruments Owned	$ 2,416	$ 2,252

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Fair Value off-balance sheet risks, amount, liability	$ 627,375	$ 628,572

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)
Leases [Abstract]
Renewal term (in years)	15 years
ROU assets	$ 5,105
Lease liabilities	$ 5,102
Weighted-average remaining lease terms	5 years 5 months 12 days
Weighted-average discount rate	3.13%
Finance lease, right-of-use asset	$ 2,052
Finance lease, liability	1,870
Finance lease, interest expense	$ 24
Finance lease, discount rate	5.18%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Finance and Operating Leases (Details) $ in Thousands	Sep. 30, 2019USD ($)
Operating Leases
Remaining 2020	$ 1,003
2021	1,123
2022	1,026
2023	989
2024	522
Thereafter	896
Total of future minimum payments	5,559
Finance Leases
Remaining 2020	100
2021	134
2022	134
2023	134
2024	145
Thereafter	1,993
Total minimum lease payments	2,640
Less: amount representing interest	(770)
Present value of net minimum lease payments	$ 1,870

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)
Leases [Abstract]
Operating lease cost (included in occupancy expense)	$ 473
Total operating lease expense, net	(64)
Total operating lease expense, net	$ 409

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2019USD ($)
Leases [Abstract]
ROU assets - noncash additions (operating leases)	$ 5,296
ROU assets - noncash addition (finance lease)	2,052
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	558
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 33

Leases - Lessor, Lease Income (

Leases - Lessor, Lease Income (Details)	3 Months Ended
	Sep. 30, 2019USD ($)
Lessor, Lease, Description [Line Items]
Leased asset	$ 11,252,000
Operating lease, residual value of leased asset	6,450,000
Operating lease, lease income	568,000
Depreciation expense	350
Direct financing lease, interest income	319,000
Lease receivables	$ 25,145,000
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	4 years

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Sep. 30, 2019USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
Remaining 2020	$ 1,823
2021	5,423
2022	2,540
2023	1,746
2024	663
Thereafter	0
Total of future minimum payments	12,195
Financing Leases
Remaining 2020	5,240
2021	6,927
2022	6,093
2023	5,494
2024	3,244
Thereafter	994
Total minimum payments	27,992
Less: amount representing interest	(2,847)
Total	$ 25,145