HomeTrust Bancshares (HTB) 10-Q 8 May 20 2020 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Mar. 31, 2020	May 06, 2020
Document and Entity Information:
Entity Registrant Name	HomeTrust Bancshares, Inc.
Entity Central Index Key	0001538263
Current Fiscal Year End Date	--06-30
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Common Stock, Shares Outstanding		17,020,081
Entity Interactive Data Current	Yes
Entity Emerging Growth Company	false
Entity Small Business	false
Entity Shell Company	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Assets
Cash	$ 41,206	$ 40,909
Interest-bearing deposits	40,855	30,134
Cash and cash equivalents	82,061	71,043
Commercial paper	281,955	241,446
Certificates of deposit in other banks	57,544	52,005
Debt securities available for sale, at fair value	158,621	121,786
Other investments, at cost	41,201	45,378
Loans held for sale	38,682	18,175
Total loans, net of deferred loan costs	2,663,524	2,705,190
Allowance for loan losses	(26,850)	(21,429)
Net loans	2,636,674	2,683,761
Premises and equipment, net	58,738	61,051
Accrued interest receivable	9,501	10,533
REO	1,075	2,929
Deferred income taxes	21,750	26,523
BOLI	91,612	90,254
Goodwill	25,638	25,638
Core deposit intangibles	1,381	2,499
Other assets	41,600	23,157
Total assets acquired	3,548,033	3,476,178
Liabilities
Deposits	2,554,787	2,327,257
Borrowings	535,000	680,000
Other liabilities	52,806	60,025
Total liabilities assumed	3,142,593	3,067,282
Stockholders' Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,101,954 shares issued and outstanding at March 31, 2020; 17,984,105 at June 30, 2019	171	180
Additional paid in capital	170,368	190,315
Retained earnings	240,325	224,545
Unearned ESOP shares	(6,480)	(6,877)
Accumulated other comprehensive income	1,056	733
Total stockholders' equity	405,440	408,896
Total Liabilities and Stockholders' Equity	$ 3,548,033	$ 3,476,178

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Mar. 31, 2020	Jun. 30, 2019
Statement of Financial Position [Abstract]
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	17,101,954	17,984,105
Common stock shares outstanding	17,101,954	17,984,105

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Interest and Dividend Income
Loans	$ 29,781	$ 30,770	$ 94,166	$ 90,042
Commercial paper and interest-bearing deposits in other banks	1,794	2,283	5,959	6,106
Securities available for sale	912	850	2,901	2,582
Other investments	550	811	2,154	2,664
Total interest and dividend income	33,037	34,714	105,180	101,394
Interest Expense
Deposits	5,971	4,404	18,145	10,761
Borrowings	1,757	3,741	7,619	10,691
Total interest expense	7,728	8,145	25,764	21,452
Net Interest Income	25,309	26,569	79,416	79,942
Provision for loan losses	5,400	5,500	5,800	5,500
Net Interest Income after Provision for Loan Losses	19,909	21,069	73,616	74,442
Noninterest Income
Service charges and fees on deposit accounts	2,304	2,265	7,352	7,243
Loan income and fees	294	134	2,047	757
Gain on sale of loans held for sale	1,503	1,472	7,577	4,086
BOLI income	518	518	1,724	1,574
Other, net	1,756	1,007	4,409	2,434
Total noninterest income	6,375	5,396	23,109	16,094
Noninterest Expense
Salaries and employee benefits	14,455	13,463	42,537	39,005
Net occupancy expense	2,246	2,294	6,972	7,046
Computer services	2,023	1,980	6,032	5,724
Telephone, postage, and supplies	862	698	2,462	2,210
Marketing and advertising	396	400	1,716	1,219
Deposit insurance premiums	462	320	474	959
Loss (gain) on sale and impairment of REO	(15)	246	88	500
REO expense	250	200	746	548
Core deposit intangible amortization	334	488	1,118	1,580
Other	3,890	2,889	10,332	7,928
Total noninterest expense	24,903	22,978	72,477	66,719
Income Before Income Taxes	1,381	3,487	24,248	23,817
Income Tax Expense	188	185	5,060	4,684
Net Income	$ 1,193	$ 3,302	$ 19,188	$ 19,133
Net income per common share:
Basic (in dollars per share)	$ 0.07	$ 0.19	$ 1.12	$ 1.07
Diluted (in dollars per share)	$ 0.07	$ 0.18	$ 1.08	$ 1.02
Average shares outstanding:
Basic (in shares)	16,688,646	17,506,018	16,898,391	17,811,962
Diluted (in shares)	17,258,428	18,197,429	17,524,252	18,528,161

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net Income	$ 1,193	$ 3,302	$ 19,188	$ 19,133
Other Comprehensive Income
Gains arising during the period	395	992	419	1,740
Deferred income tax expense	(91)	(228)	(96)	(400)
Total other comprehensive income	304	764	323	1,340
Comprehensive Income	$ 1,497	$ 4,066	$ 19,511	$ 20,473

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period (in shares) at Jun. 30, 2018		19,041,668
Balance at beginning of period at Jun. 30, 2018	$ 409,242	$ 191	$ 217,480	$ 200,575	$ (7,406)	$ (1,598)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	19,133			19,133
Cash dividends declared on common stock, $0.20/common share	(2,218)			(2,218)
Shares repurchased (in shares)		(857,155)
Stock repurchased	(23,321)	$ (8)	(23,313)
Forfeited restricted stock (in shares)		(4,300)
Retired stock (in shares)		(7,414)
Retired stock	$ (205)		(205)
Granted restricted stock (in shares)		23,625
Exercised stock options (in shares)	69,111	69,111
Exercised stock options	$ 1,004		1,004
Stock option expense	540		540
Restricted stock expense	625		625
ESOP shares allocated	1,090		693		397
Other comprehensive income	1,340					1,340
Balance at end of period (in shares) at Mar. 31, 2019		18,265,535
Balance at end of period at Mar. 31, 2019	407,230	$ 183	196,824	217,490	(7,009)	(258)
Balance at beginning of period (in shares) at Dec. 31, 2018		18,520,825
Balance at beginning of period at Dec. 31, 2018	410,970	$ 185	203,660	215,289	(7,142)	(1,022)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	3,302			3,302
Cash dividends declared on common stock, $0.20/common share	(1,101)			(1,101)
Shares repurchased (in shares)		(297,400)
Stock repurchased	(7,675)	$ (2)	(7,673)
Forfeited restricted stock (in shares)		(1,600)
Retired stock (in shares)		(6,826)
Retired stock	(188)		(188)
Exercised stock options (in shares)		26,911
Exercised stock options	396		396
Stock option expense	181		181
Restricted stock expense	228		228
ESOP shares allocated	353		220		133
Other comprehensive income	764					764
Balance at end of period (in shares) at Mar. 31, 2019		18,265,535
Balance at end of period at Mar. 31, 2019	$ 407,230	$ 183	196,824	217,490	(7,009)	(258)
Balance at beginning of period (in shares) at Jun. 30, 2019	17,984,105	17,984,105
Balance at beginning of period at Jun. 30, 2019	$ 408,896	$ 180	190,315	224,545	(6,877)	733
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	19,188			19,188
Cash dividends declared on common stock, $0.20/common share	(3,408)			(3,408)
Shares repurchased (in shares)		(1,032,221)
Stock repurchased	(23,222)	$ (11)	(23,211)
Forfeited restricted stock (in shares)		(3,200)
Retired stock (in shares)		(7,950)
Retired stock	$ (215)		(215)
Granted restricted stock (in shares)	54,306
Exercised stock options (in shares)	106,914	106,914
Exercised stock options	$ 1,541	$ 2	1,539
Stock option expense	556		556
Restricted stock expense	785		785
ESOP shares allocated	996		599		397
Other comprehensive income	$ 323					323
Balance at end of period (in shares) at Mar. 31, 2020	17,101,954	17,101,954
Balance at end of period at Mar. 31, 2020	$ 405,440	$ 171	170,368	240,325	(6,480)	1,056
Balance at beginning of period (in shares) at Dec. 31, 2019		17,664,384
Balance at beginning of period at Dec. 31, 2019	416,995	$ 177	182,366	240,312	(6,612)	752
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,193			1,193
Cash dividends declared on common stock, $0.20/common share	(1,180)			(1,180)
Shares repurchased (in shares)		(635,800)
Stock repurchased	(13,003)	$ (7)	(12,996)
Retired stock (in shares)		(7,950)
Retired stock	$ (215)		(215)
Granted restricted stock (in shares)	41,306
Exercised stock options (in shares)		40,014
Exercised stock options	$ 578	$ 1	577
Stock option expense	168		168
Restricted stock expense	290		290
ESOP shares allocated	310		178		132
Other comprehensive income	$ 304					304
Balance at end of period (in shares) at Mar. 31, 2020	17,101,954	17,101,954
Balance at end of period at Mar. 31, 2020	$ 405,440	$ 171	$ 170,368	$ 240,325	$ (6,480)	$ 1,056

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Statement of Stockholders' Equity [Abstract]
Common stock, dividends, declared (in dollars per share)	$ 70	$ 60	$ 130	$ 120

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Activities:
Net income	$ 19,188	$ 19,133
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses	5,800	5,500
Depreciation	4,137	3,046
Deferred income tax expense	4,677	3,333
Net amortization and accretion	(4,275)	(5,648)
Loss (gain) on sale and impairment of REO	88	500
Gain on sale of loans held for sale	(7,577)	(4,086)
Origination of loans held for sale	(226,834)	(122,763)
Proceeds from sales of loans held for sale	200,512	114,010
Increase in deferred loan costs, net	(1,017)	(389)
Decrease in accrued interest receivable and other assets	(571)	(4,127)
Amortization of core deposit intangibles	1,118	1,580
BOLI income	(1,724)	(1,574)
ESOP compensation expense	996	1,090
Restricted stock and stock option expense	1,341	1,165
Decrease in other liabilities	(12,515)	(1,562)
Net cash provided by (used in) operating activities	(16,656)	9,208
Investing Activities:
Purchase of securities available for sale	(75,530)	(31,675)
Proceeds from maturities of securities available for sale	27,823	21,400
Net purchases of commercial paper	(35,949)	(12,986)
Purchase of certificates of deposit in other banks	(24,200)	(15,664)
Maturities of certificates of deposit in other banks	18,661	26,392
Principal repayments of mortgage-backed securities	10,902	27,144
Net redemptions (purchases) of other investments	4,177	(9,191)
Proceeds from sale of loans not originated for sale	154,870	0
Net increase in loans	(99,116)	(131,671)
Purchase of BOLI	(111)	(75)
Proceeds from redemption of BOLI	477	14
Purchase of premises and equipment	(2,321)	(1,068)
Purchase of operating lease equipment	(11,047)	(7,424)
Proceeds from sale of REO	1,812	759
Net cash used in investing activities	(29,552)	(134,045)
Financing Activities:
Net increase in deposits	227,530	112,142
Net increase (decrease) in other borrowings	(145,000)	45,000
Common stock repurchased	(23,222)	(23,321)
Cash dividends paid	(3,408)	(2,218)
Retired stock	(215)	(205)
Exercised stock options	1,541	1,004
Net cash provided by financing activities	57,226	132,402
Net Increase in Cash and Cash Equivalents	11,018	7,565
Cash and Cash Equivalents at Beginning of Period	71,043	70,746
Cash and Cash Equivalents at End of Period	82,061	78,311
Cash paid during the period for:
Interest	26,708	19,907
Income taxes	1,300	455
Noncash transactions:
Unrealized gain in value of securities available for sale, net of income taxes	323	1,340
Transfer of loans to REO	46	578
Transfer of loans held for sale to total loans	96,962	5,794
Transfer of one-to-four family loans to held for sale	240,453	$ 9,761
Transfer of land from property and equipment to other assets for new finance lease accounting	2,052
New ROU asset and lease liabilities from adoption of new lease accounting standard	$ 5,296

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation ("HomeTrust"), and its wholly-owned subsidiary, HomeTrust Bank (the "Bank"). As used throughout this report, the term the "Company" refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires. The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2019 (" 2019 Form 10-K") filed with the SEC on September 13, 2019 . The results of operations for the three and nine months ended March 31, 2020 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2020 . The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) the valuation of goodwill and other intangible assets, and (iii) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2019 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods. Certain amounts reported in prior periods' consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported cash flows, stockholders' equity or net income. Operating, Accounting and Reporting Considerations related to COVID-19 The COVID-19 pandemic has negatively impacted the global economy. In response to this crisis, the CARES Act was passed by Congress and signed into law on March 27, 2020. The CARES Act provides an estimated $2.2 trillion to fight the COVID-19 pandemic and stimulate the economy by supporting individuals and businesses through loans, grants, tax changes, and other types of relief. Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - The CARES Act provides that a financial institution may elect to suspend (1) the requirements under GAAP for certain loan modifications that would otherwise be categorized as a TDR and (2) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. The Bank has elected this as a policy change. • Paycheck Protection Program - The CARES Act established the Paycheck Protection Program, an expansion of the SBA's 7(a) loan program and the Economic Injury Disaster Loan Program, administered directly by the SBA. Also in response to the COVID-19 pandemic, the Board of Governors of the Federal Reserve System, the FDIC, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau, in consultation with the state financial regulators (collectively, the “agencies”) issued a joint interagency statement (issued March 22, 2020; revised statement issued April 7, 2020). Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - Loan modifications that do not meet the conditions of the CARES Act may still qualify as a modification that does not need to be accounted for as a TDR. The agencies confirmed with FASB staff that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or insignificant delays in payment. • Past Due Reporting - With regard to loans not otherwise reportable as past due, financial institutions are not expected to designate loans with deferrals granted due to COVID-19 as past due because of the deferral. A loan’s payment date is governed by the due date stipulated in the legal agreement. If a financial institution agrees to a payment deferral, these loans would not be considered past due during the period of the deferral. • Nonaccrual Status and Charge-offs - While short-term COVID-19 modifications are in effect, these loans generally should not be reported as nonaccrual or as classified. Adoption of Lease Accounting Standard On July 1, 2019, the Company adopted ASU 2016-02, Leases (“Topic 842”), and subsequent related ASUs. The new leasing standard modifies the accounting, presentation, and disclosures for both lessees and lessors. The Company elected the modified retrospective transition option which allows for application of the Topic 842 guidance at the adoption date. Therefore, comparative prior period financial information was not adjusted and will continue to be reported under the previous accounting guidance of ASC 840, Leases (“ASC 840”) . No cumulative-effect adjustment to retained earnings as of July 1, 2019 was necessary as a result of adopting the new standard. The Company elected the “package of practical expedients” permitted under the transition guidance which allows the Company not to reassess its prior conclusions regarding lease identification, classification of existing leases, and treatment of initial direct costs on existing leases. Any lease arrangements and significant modifications entered into subsequent to the adoption date are accounted for in accordance with the new standard. Lessee Topic 842 Accounting The new leasing standard requires recognition of operating leases on the consolidated balance sheets as ROU assets and lease liabilities. ROU assets represent our right to use underlying assets for the lease terms and lease liabilities represent our obligation to make lease payments arising from the leases. ROU assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. We use our estimated incremental borrowing rate in determining the present value of lease payments for operating leases and the implicit rate in the lease for our one finance lease. For operating leases, the Company recognized lease liabilities, with corresponding ROU assets, based on the present value of unpaid lease payments for existing operating leases longer than twelve months as of July 1, 2019. The ROU assets were adjusted per Topic 842 transition guidance for existing lease-related balances of accrued and prepaid rent, and unamortized lease incentives provided by lessors. As a result, the Company recognized ROU assets of approximately $5.3 million in other assets and corresponding lease liabilities of approximately $5.3 million in other liabilities as of July 1, 2019. The July 1, 2019 incremental borrowing rates determined on a collateralized basis for the remaining lease terms were utilized when determining the present value of lease payments at the date of initial adoption. For our finance lease, the Company leases land for one of its retail locations. Upon adoption of Topic 842, the Company reclassed $2.1 million from land to ROU assets in other assets. In addition, the corresponding liability of $1.9 million , which was disclosed separately on the balance sheet was reclassified to other liabilities. The Company elected the lessee practical expedient to not separate lease and non-lease components. The Company also elected the short-term lease recognition exemption and will not recognize ROU assets or lease liabilities for leases with a term less than 12 months. Operating lease cost is recognized as a single lease cost on a straight-line basis over the lease term and is recorded in net occupancy expense. Variable lease payments for common area maintenance, property taxes and other operating expenses are recognized as expense in the period when the changes in facts and circumstances on which the variable lease payments are based occur. Finance lease cost is recognized as a single lease cost using the effective interest method and is recorded in net occupancy expense. Lessee Accounting Prior to Adoption of Topic 842 Prior to the adoption of ASC 842, the Company applied the guidance of ASC 840. Under ASC 840, operating lease arrangements were off-balance sheet and ROU assets and lease liabilities were not recognized. Operating lease rent expense was recognized on a straight-line basis over the lease term and recorded in net occupancy expense. Common area maintenance, property taxes, and other operating expenses related to leased premises were also recognized in net occupancy expenses, consistent with similar costs for owned locations. Lessor Topic 842 Accounting Prior to the adoption of Topic 842, we determined the lease classification at commencement date. Leases not classified as sales-type or direct financing leases are classified as operating leases. The primary accounting criteria we use for lease classification are (i) review to determine if the lease transfers ownership of the underlying asset to the lessee by the end of the lease term, ii) review to determine if the lease grants the lessee a purchase option that the lessee is reasonably certain to exercise, (iii) determine if the lease term is for a major part of the remaining economic life of the underlying asset and (iv) determine if the present value of the sum of the lease payments and any residual value guarantees equals or exceeds substantially all of the fair value of the underlying asset. We do not lease equipment of such a specialized nature that it is expected to have no alternative use to the lessor at the end of the lease term. The Company elected a lessor accounting policy to exclude from revenue and expenses sales taxes and other similar taxes assessed by a governmental authority on lease revenue-producing transactions and collected by the lessor from a lessee. Operating Leases - Assets leased under an operating lease are carried at cost less accumulated depreciation. These assets are depreciated to their estimated residual value using the straight-line method over the lesser of the lease term or estimated useful life of the asset. Assets received at the end of the lease, which are intended to be sold, are marked to the lower of cost or fair value less selling costs with the adjustment recorded in other noninterest income. At the inception of each operating lease, we record a residual value for the leased equipment based on our estimate of the future value of the equipment at the end of the lease term or end of the equipment’s estimated useful life as indicated by industry data. O perating leases have higher risk because a smaller percentage of the equipment's value is covered by contractual cash flows over the term of the lease. If the market value of leased equipment under operating leases decreases at a rate greater than we projected, whether due to rapid technological or economic obsolescence, unusual wear and tear on the equipment, excessive use of the equipment, recession or other adverse economic conditions, or other factors, it could adversely affect the current values or the residual values of such equipment. The Company seeks to mitigate these risks by maintaining a relatively young fleet of leased assets with wide operator bases, which can facilitate attractive lease and utilization rates. The Company manages and evaluates residual values by performing periodic reviews of estimated residual values and monitoring levels of residual realizations. A change in estimated operating lease residual values would result in a change in future depreciation expense. Any impairments are recognized at the time a change is identified. Rental revenue on operating leases is recognized on a straight-line basis over the lease term and is included in other noninterest income. Finance Leases - The Company’s finance leases are classified as direct financing leases under ASC 842. The Company’s finance lease activity primarily relates to leasing of new equipment with the equipment purchase price equal to fair value and therefore there is no selling profit or loss at lease commencement. When there is no selling profit or loss, initial direct costs are deferred at the commencement date and included in the measurement of the net investment in the lease. A lease receivable is recorded for finance leases at present value discounted using the rate implicit in the lease. The lease receivable includes lease payments not yet paid and the guarantee of the residual value by the lessee or unrelated third party, as applicable. Interest income is recognized over the lease term at a constant periodic discount rate on the remaining balance of the lease net investment using the rate implicit in the lease. After the commencement date, lease payments collected are applied to reduce net investment and recognize interest income. The recognition of interest income is suspended, and an account is placed on non-accrual status when, in the opinion of management, full collection of all principal and interest due is doubtful. All future interest income accruals, as well as amortization of deferred fees, costs, and purchase premiums or discounts are suspended. Subsequent lease payments received are applied to the outstanding net investment balance until such time as the account is collected, charged-off or returned to accrual status. Finance leases that are nonaccrual do not accrue interest income; however, payments designated by the borrower as interest payments may be recorded as interest income. To qualify for this treatment, the remaining recorded investment in the lease must be deemed fully collectible. The recognition of interest income on finance leases is suspended, and all previously accrued but uncollected revenue is reversed, when lease payments are contractually delinquent for 90 days or more. Accounts, including accounts that have been modified, are returned to accrual status when, in the opinion of management, collection of remaining lease receivables are reasonably assured, and there is a sustained period of repayment performance, generally for a minimum of six months. Certain finance leases also have residual values at the inception of the lease which are based on our estimate of the future value of the equipment at the end of the lease term or end of the equipment’s estimated useful life as indicated by industry data. Finance leases bear the least risk because contractual payments usually cover approximately 90% of the equipment's cost at the inception of the lease. A change in estimated finance lease residual values during the lease term may impact the loss allowance as a decrease in the residual value may cause an impairment to be recorded on the finance lease. Lessor Accounting Prior to Adoption of Topic 842 Lessor accounting was not fundamentally changed by Topic 842 and remains similar to the prior accounting model, with updates to align with certain changes to the lessee model (e.g., certain definitions, such as initial direct costs, have been updated) and the new revenue recognition standard. The new rules did not have a significant impact on our classification of leases as finance or operating. The new lease guidance has a narrower definition of initial direct costs that may be capitalized and allocated internal costs and professional fees to negotiate and arrange the lease agreement that would have been incurred regardless of lease execution no longer qualify as initial direct cost.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Mar. 31, 2020
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company has selected a third-party vendor to provide ongoing support under the new methodology. The Bank's project team is evaluating our current expected loss methodology of its loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. The Bank has compiled and uploaded all historical data that will be used to calculate expected credit losses on its loan portfolio and intends to run parallel models during the fourth quarter of 2020 to ensure it is fully compliant with the ASU at the adoption date. The team continues to work with the third-party vendor and is finalizing documentation on the methodologies utilized as well as the controls, processes, policies, and disclosures in preparation for performing the full end-to-end parallel run. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. Once adopted, the Company expects its allowance for loan losses to increase; however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU remove, modify, and add certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption of ASU No. 2018-19 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2019, the FASB issued ASU 2019-01, "Leases (Topic 842): Codification Improvements." The amendments in this update include the following items: i) determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; ii) requiring cash received from lessors from sales-type and direct financing leases to be presented in the cash flow statement within investing activities; and iii) clarifying interim disclosure requirements. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In April 2019, the FASB issued ASU 2019-04, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the amendments to Financial Instruments (ASU 2016-01) are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the amendments to Financial Instruments-Credit Losses (ASU 2016-13) are the same as ASU 2016-13 noted above. The effective date and transition requirements for the amendments to Derivatives and Hedging (ASU 2017-12) are the same as ASU 2017-12 noted above.The adoption of ASU No. 2019-04 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2019, the FASB issued ASU 2019-05, "Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief." The amendments in this update allow companies to irrevocably elect, upon the adoption of ASU 2016-13, the fair value option for financial instruments that i) were previously recorded at amortized cost and ii) are within the scope of the credit losses guidance in ASC 326-20, iii) are eligible for the fair value option under ASC 825-10, and iv) are not held-to-maturity debt securities. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-05 is not expected to have a material impact on the Company's Consolidated Financial Statements. In July 2019, the FASB issued ASU 2019-07, "Codification Updates to SEC Sections." This ASU amends certain paragraphs in the ASC to reflect the issuance of SEC final rules on Disclosure Update and Simplification and Investment Company Reporting Modernization and other miscellaneous updates. The amendments became effective upon issuance. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In November 2019, the FASB issued ASU 2019-11, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses." This ASU clarifies certain aspects of the amendments in ASU 2016-13 and is part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-11 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." This ASU is part of the FASB's simplification initiative to reduce complexity in accounting standards. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of ASU No. 2019-12 is not expected to have a material impact on the Company's Consolidated Financial Statements. In January 2020, the FASB issued ASU 2020-01, "Investment—Equity Securities (Topic 321), Investments—Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." This ASU clarified the interaction of the accounting for equity securities under Topic 321 and investments accounted for under the equity method of accounting in Topic 323 and the accounting for certain forward contracts and purchased options accounted for under Topic 815. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of ASU No. 2020-01 is not expected to have a material impact on the Company's Consolidated Financial Statements. In March 2020, the FASB issued ASU 2020-03, "Codification Improvements to Financial Instruments." This ASU makes certain narrow-scope amendments to the following: i) clarified that all entities are required to provide fair value option disclosures; ii) clarified the applicability of the portfolio exception in ASC 820 to nonfinancial items; iii) aligned disclosures for depository and lending institutions (Topic 942) with guidance in Topic 320; iv) added cross-references to guidance in ASC 470-50 on line-of-credit or revolving-debt arrangements; v) added cross-references to net asset value practical expedient in ASC 820-10; vi) clarified the interaction between ASC 842 and ASC 326; and vii) clarified the interaction between ASC 326 and ASC 860-20. The amendments for issues i, ii, iv, and v became effective upon issuance and did not have a material effect on the Company's Consolidated Financial Statements. The amendment related to issue iii has the same effective date and transition requirements as ASU 2019-04 and is not expected to have a material impact on the Company's Consolidated Financial Statements. The amendments related to issues vi and vii have the same effective date and transition requirements as ASU 2016-13 and is not expected to have a material impact on the Company's Consolidated Financial Statements.

Debt Securities

Debt Securities	9 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Securities available for sale consist of the following at the dates indicated: March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 6,645 $ 197 $ — $ 6,842 Residential MBS of U.S. Government Agencies and GSEs 50,290 1,561 (99 ) 51,752 Municipal Bonds 21,208 503 (8 ) 21,703 Corporate Bonds 79,107 37 (820 ) 78,324 Total $ 157,250 $ 2,298 $ (927 ) $ 158,621 June 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 15,099 $ 122 $ (11 ) $ 15,210 Residential MBS of U.S. Government Agencies and GSEs 74,778 586 (184 ) 75,180 Municipal Bonds 24,896 423 (7 ) 25,312 Corporate Bonds 6,061 43 (20 ) 6,084 Total $ 120,834 $ 1,174 $ (222 ) $ 121,786 Debt securities available for sale by contractual maturity at March 31, 2020 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. March 31, 2020 Amortized Cost Estimated Fair Value Due within one year $ 41,056 $ 40,883 Due after one year through five years 59,538 59,464 Due after five years through ten years 4,292 4,445 Due after ten years 2,074 2,077 Mortgage-backed securities 50,290 51,752 Total $ 157,250 $ 158,621 The Company had no sales of securities available for sale during the three and nine months ended March 31, 2020 and 2019. There were no gross realized gains or losses for the three and nine months ended March 31, 2020 and 2019. Securities available for sale with costs totaling $80,593 and $94,337 and market values of $82,028 and $94,876 at March 31, 2020 and June 30, 2019 , respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2020 and June 30, 2019 were as follows: March 31, 2020 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Residential MBS of U.S. Government Agencies and GSEs $ 5,308 $ (58 ) $ 1,982 $ (41 ) $ 7,290 $ (99 ) Municipal Bonds 1,744 (8 ) — — 1,744 (8 ) Corporate Bonds 61,782 (820 ) — — 61,782 (820 ) Total $ 68,834 $ (886 ) $ 1,982 $ (41 ) $ 70,816 $ (927 ) June 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 6,988 $ (11 ) $ 6,988 $ (11 ) Residential MBS of U.S. Government Agencies and GSEs 1,144 (3 ) 24,242 (181 ) 25,386 (184 ) Municipal Bonds — — 4,895 (7 ) 4,895 (7 ) Corporate Bonds 393 (5 ) 3,630 (15 ) 4,023 (20 ) Total $ 1,537 $ (8 ) $ 39,755 $ (214 ) $ 41,292 $ (222 ) The total number of securities with unrealized losses at March 31, 2020 , and June 30, 2019 were 48 and 100 , respectively. Unrealized losses on securities have not been recognized in income because management has the intent and ability to hold the securities for the foreseeable future, and has determined that it is not more likely than not that the Company will be required to sell the securities prior to a recovery in value. The decline in fair value was largely due to increases in market interest rates subsequent to the purchase dates of the securities. The Company had no other-than-temporary impairment losses during the nine months ended March 31, 2020 .

Other Investments

Other Investments	9 Months Ended
	Mar. 31, 2020
Investments, All Other Investments [Abstract]
Other Investments	Other Investments Other investments, at cost consist of the following at the dates indicated: March 31, 2020 June 30, 2019 FHLB of Atlanta stock $ 25,859 $ 31,969 FRB stock 7,353 7,335 SBIC investments 7,989 6,074 Total $ 41,201 $ 45,378 As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. SBIC investments are equity securities without a readily determinable fair value.

Loans

Loans	9 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Loans	Loans Loans consist of the following at the dates indicated: March 31, 2020 June 30, 2019 Retail consumer loans: One-to-four family $ 487,777 $ 660,591 HELOCs - originated 144,804 139,435 HELOCs - purchased 82,232 116,972 Construction and land/lots 80,765 80,602 Indirect auto finance 135,449 153,448 Consumer 11,576 11,416 Total retail consumer loans 942,603 1,162,464 Commercial loans: Commercial real estate 990,693 927,261 Construction and development 249,714 210,916 Commercial and industrial 164,539 160,471 Equipment finance 198,962 132,058 Municipal finance 115,992 112,016 Total commercial loans 1,719,900 1,542,722 Total loans 2,662,503 2,705,186 Deferred loan costs, net 1,021 4 Total loans, net of deferred loan costs 2,663,524 2,705,190 Allowance for loan losses (26,850 ) (21,429 ) Loans, net $ 2,636,674 $ 2,683,761 All qualifying one-to-four family first mortgage loans, HELOCs, commercial real estate loans, and FHLB Stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances. The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total March 31, 2020 Retail consumer loans: One-to-four family $ 473,723 $ 1,974 $ 6,984 $ 258 $ — $ 482,939 HELOCs - originated 142,630 833 1,341 — — 144,804 HELOCs - purchased 81,712 — 520 — — 82,232 Construction and land/lots 80,276 3 147 — — 80,426 Indirect auto finance 134,382 — 1,067 — — 135,449 Consumer 11,058 5 513 — — 11,576 Commercial loans: Commercial real estate 963,953 8,191 12,631 — 30 984,805 Construction and development 244,801 4,055 249 1 — 249,106 Commercial and industrial 154,215 6,139 2,637 — 1 162,992 Equipment finance 197,651 559 752 — — 198,962 Municipal finance 115,709 283 — — — 115,992 Total loans $ 2,600,110 $ 22,042 $ 26,841 $ 259 $ 31 $ 2,649,283 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 644,159 $ 2,089 $ 8,072 $ 384 $ 19 $ 654,723 HELOCs - originated 137,001 766 1,434 — 9 139,210 HELOCs - purchased 116,306 — 666 — — 116,972 Construction and land/lots 79,995 71 164 — — 80,230 Indirect auto finance 152,393 13 1,042 — — 153,448 Consumer 11,375 1 33 3 4 11,416 Commercial loans: Commercial real estate 901,183 8,066 10,306 — — 919,555 Construction and development 207,827 790 1,357 1 — 209,975 Commercial and industrial 157,325 877 600 — — 158,802 Equipment finance 131,674 — 384 — — 132,058 Municipal finance 111,721 295 — — — 112,016 Total loans $ 2,650,959 $ 12,968 $ 24,058 $ 388 $ 32 $ 2,688,405 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total March 31, 2020 Retail consumer loans: One-to-four family $ 3,368 $ 463 $ 1,007 $ — $ — $ 4,838 Construction and land/lots 108 — 231 — — 339 Commercial loans: Commercial real estate 3,191 1,790 907 — — 5,888 Construction and development 277 — 331 — — 608 Commercial and industrial 1,544 — — — 3 1,547 Total loans $ 8,488 $ 2,253 $ 2,476 $ — $ 3 $ 13,220 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 4,124 $ 248 $ 1,496 $ — $ — $ 5,868 HELOCs - originated 225 — — — — 225 Construction and land/lots 142 — 230 — — 372 Commercial loans: Commercial real estate 4,503 1,903 1,300 — — 7,706 Construction and development 453 — 488 — — 941 Commercial and industrial 1,666 — — — 3 1,669 Total loans $ 11,113 $ 2,151 $ 3,514 $ — $ 3 $ 16,781 The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans March 31, 2020 Retail consumer loans: One-to-four family $ 996 $ 2,732 $ 3,728 $ 484,049 $ 487,777 HELOCs - originated 438 275 713 144,091 144,804 HELOCs - purchased 761 47 808 81,424 82,232 Construction and land/lots — 242 242 80,523 80,765 Indirect auto finance 378 284 662 134,787 135,449 Consumer 17 21 38 11,538 11,576 Commercial loans: Commercial real estate 1,854 1,160 3,014 987,679 990,693 Construction and development 217 125 342 249,372 249,714 Commercial and industrial 65 27 92 164,447 164,539 Equipment finance 1,364 689 2,053 196,909 198,962 Municipal finance — — — 115,992 115,992 Total loans $ 6,090 $ 5,602 $ 11,692 $ 2,650,811 $ 2,662,503 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2019 Retail consumer loans: One-to-four family $ 1,615 $ 1,389 $ 3,004 $ 657,587 $ 660,591 HELOCs - originated 226 231 457 138,978 139,435 HELOCs - purchased — 485 485 116,487 116,972 Construction and land/lots 138 6 144 80,458 80,602 Indirect auto finance 459 237 696 152,752 153,448 Consumer 6 8 14 11,402 11,416 Commercial loans: Commercial real estate 2,279 516 2,795 924,466 927,261 Construction and development — 1,133 1,133 209,783 210,916 Commercial and industrial 207 99 306 160,165 160,471 Equipment finance 649 384 1,033 131,025 132,058 Municipal finance — — — 112,016 112,016 Total loans $ 5,579 $ 4,488 $ 10,067 $ 2,695,119 $ 2,705,186 The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follows: March 31, 2020 June 30, 2019 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 3,863 $ — $ 3,223 $ — HELOCs - originated 431 — 372 — HELOCs - purchased 520 — 666 — Construction and land/lots 19 — 6 — Indirect auto finance 623 — 463 — Consumer 27 — 21 — Commercial loans: Commercial real estate 9,253 — 3,559 — Construction and development 250 — 1,357 — Commercial and industrial 269 — 307 — Equipment finance 410 — 384 — Total loans $ 15,665 $ — $ 10,358 $ — PCI loans totaling $1,018 at March 31, 2020 and $1,344 at June 30, 2019 are excluded from nonaccruing loans due to the accretion of discounts established in accordance with the acquisition method of accounting for business combinations. TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. Additionally, all TDRs are considered impaired. The Company had no commitments to lend additional funds on these TDR loans at March 31, 2020 . The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: March 31, 2020 June 30, 2019 Performing TDRs included in impaired loans $ 14,732 $ 23,116 An analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 152 $ 5,400 $ 16,479 $ 22,031 $ 199 $ 7,236 $ 13,984 $ 21,419 Provision for (recovery of) loan losses 30 1,519 3,851 5,400 2 (818 ) 6,316 5,500 Charge-offs — (295 ) (706 ) (1,001 ) — (288 ) (2,648 ) (2,936 ) Recoveries — 359 61 420 — 331 102 433 Balance at end of period $ 182 $ 6,983 $ 19,685 $ 26,850 $ 201 $ 6,461 $ 17,754 $ 24,416 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 201 $ 6,419 $ 14,809 $ 21,429 $ 483 $ 7,527 $ 13,050 $ 21,060 Provision for (recovery of) loan losses (19 ) (80 ) 5,899 5,800 (282 ) (1,223 ) 7,005 5,500 Charge-offs — (678 ) (1,448 ) (2,126 ) — (881 ) (2,728 ) (3,609 ) Recoveries — 1,322 425 1,747 — 1,038 427 1,465 Balance at end of period $ 182 $ 6,983 $ 19,685 $ 26,850 $ 201 $ 6,461 $ 17,754 $ 24,416 The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total March 31, 2020 Retail consumer loans: One-to-four family $ 17 $ 5 $ 2,427 $ 2,449 $ 4,838 $ 4,313 $ 478,626 $ 487,777 HELOCs - originated — — 1,384 1,384 — — 144,804 144,804 HELOCs - purchased — — 485 485 — — 82,232 82,232 Construction and land/lots 33 — 1,387 1,420 339 303 80,123 80,765 Indirect auto finance — — 1,145 1,145 — 10 135,439 135,449 Consumer — — 150 150 — — 11,576 11,576 Commercial loans: Commercial real estate 113 772 9,574 10,459 5,888 7,114 977,691 990,693 Construction and development 4 5 4,147 4,156 608 310 248,796 249,714 Commercial and industrial 15 1 2,384 2,400 1,547 28 162,964 164,539 Equipment finance — — 2,182 2,182 — 411 198,551 198,962 Municipal finance — — 620 620 — — 115,992 115,992 Total $ 182 $ 783 $ 25,885 $ 26,850 $ 13,220 $ 12,489 $ 2,636,794 $ 2,662,503 June 30, 2019 Retail consumer loans: One-to-four family $ 62 $ 74 $ 2,375 $ 2,511 $ 5,868 $ 5,318 $ 649,405 $ 660,591 HELOCs - originated — 7 1,060 1,067 225 7 139,203 139,435 HELOCs - purchased — — 518 518 — — 116,972 116,972 Construction and land/lots — — 1,265 1,265 372 323 79,907 80,602 Indirect auto finance — — 927 927 — — 153,448 153,448 Consumer — 4 189 193 — 4 11,412 11,416 Commercial loans: Commercial real estate 118 28 7,890 8,036 7,706 8,692 910,863 927,261 Construction and development 4 5 3,187 3,196 941 1,397 208,578 210,916 Commercial and industrial 17 2 1,957 1,976 1,669 2 158,800 160,471 Equipment finance — — 1,305 1,305 — — 132,058 132,058 Municipal finance — — 435 435 — — 112,016 112,016 Total $ 201 $ 120 $ 21,108 $ 21,429 $ 16,781 $ 15,743 $ 2,672,662 $ 2,705,186 Loans acquired through acquisitions are initially excluded from the allowance for loan losses in accordance with the acquisition method of accounting for business combinations. The Company records these loans at fair value, which includes a credit discount, therefore, no allowance for loan losses is established for these acquired loans at acquisition. A provision for loan losses is recorded for any further deterioration in these acquired loans subsequent to the acquisition. The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance March 31, 2020 Retail consumer loans: One-to-four family $ 18,211 $ 10,914 $ 3,975 $ 14,889 $ 383 HELOCs - originated 1,724 1,636 52 1,688 42 HELOCs - purchased 474 474 — 474 2 Construction and land/lots 1,547 756 303 1,059 22 Indirect auto finance 1,003 392 299 691 4 Consumer 53 16 28 44 2 Commercial loans: Commercial real estate 10,078 7,669 1,847 9,516 803 Construction and development 1,591 621 80 701 8 Commercial and industrial 9,823 246 853 1,099 4 Equipment finance 1,466 — 411 411 — Total impaired loans $ 45,970 $ 22,724 $ 7,848 $ 30,572 $ 1,270 June 30, 2019 Retail consumer loans: One-to-four family $ 18,302 $ 12,461 $ 3,152 $ 15,613 $ 472 HELOCs - originated 2,410 564 1,219 1,783 46 HELOCs - purchased 666 — 666 666 — Construction and land/lots 1,917 957 323 1,280 26 Indirect auto finance 601 353 137 490 2 Consumer 379 7 41 48 6 Commercial loans: Commercial real estate 10,127 6,434 3,404 9,838 36 Construction and development 2,574 940 791 1,731 7 Commercial and industrial 10,173 354 768 1,122 6 Equipment finance 462 — 384 384 — Total impaired loans $ 47,611 $ 22,070 $ 10,885 $ 32,955 $ 601 The table above includes $18,083 and $17,212 , of impaired loans that were not individually evaluated at March 31, 2020 and June 30, 2019 , respectively, because these loans did not meet the Company's threshold for individual impairment evaluation. The recorded allowance above includes $487 and $481 related to these loans that were not individually evaluated at March 31, 2020 and June 30, 2019 , respectively. The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three and nine months ended March 31, 2020 and 2019 follows: Three Months Ended March 31, 2020 March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 14,189 $ 175 $ 16,499 $ 237 HELOCs - originated 1,724 23 957 18 HELOC - purchased 474 30 333 3 Construction and land/lots 1,091 19 1,356 24 Indirect auto finance 625 8 361 6 Consumer 53 3 1,580 17 Commercial loans: Commercial real estate 8,728 59 4,116 123 Construction and development 712 10 1,696 16 Commercial and industrial 1,119 11 188 80 Equipment finance $ 727 3 $ — $ — Total loans $ 29,442 $ 341 $ 27,086 $ 524 Nine Months Ended March 31, 2020 March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 14,861 $ 560 $ 17,878 $ 699 HELOCs - originated 1,706 76 1,067 52 HELOCs - purchased 524 37 235 10 Construction and land/lots 1,174 63 1,491 75 Indirect auto finance 506 42 341 19 Consumer 229 9 1,335 58 Commercial loans: Commercial real estate 8,496 237 4,376 313 Construction and development 1,323 36 1,800 51 Commercial and industrial 812 103 201 222 Equipment finance 664 6 — — Total loans $ 30,295 $ 1,169 $ 28,724 $ 1,499 A summary of changes in the accretable yield for PCI loans for the three and nine months ended March 31, 2020 and 2019 follows: Three Months Ended March 31, 2020 March 31, 2019 Accretable yield, beginning of period $ 4,355 $ 5,232 Reclass from nonaccretable yield (1) 171 118 Other changes, net (2) (23 ) 528 Interest income (378 ) (412 ) Accretable yield, end of period $ 4,125 $ 5,466 Nine Months Ended March 31, 2020 March 31, 2019 Accretable yield, beginning of period $ 5,259 $ 5,734 Reclass from nonaccretable yield (1) 421 542 Other changes, net (2) (332 ) 863 Interest income (1,223 ) (1,673 ) Accretable yield, end of period $ 4,125 $ 5,466 ______________________________________ (1) Represents changes attributable to expected loss assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates. For the three and nine months ended March 31, 2020 and 2019 , the following tables present a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — $ — 2 $ 15 $ 15 Home equity lines of credit — — — 1 212 212 Total — $ — $ — 3 $ 227 $ 227 Other TDRs: Retail consumer: One-to-four family 2 $ 319 $ 317 2 $ 335 $ 334 Construction and land/lots — — — 1 29 28 Commercial: Commercial real estate 1 30 30 2 5,424 5,423 Construction and development — — — 1 182 182 Total 3 $ 349 $ 347 6 $ 5,970 $ 5,967 Total 3 $ 349 $ 347 9 $ 6,197 $ 6,194 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — $ — 1 $ 85 $ 84 Commercial: Commercial real estate 1 88 87 — — — Total 1 $ 88 $ 87 1 $ 85 $ 84 Extended payment terms: Retail consumer: One-to-four family 2 $ 70 $ 67 2 $ 212 $ 212 HELOCs - originated — — — 1 15 15 Commercial: Commercial and industrial 1 826 826 — — — Total 3 $ 896 $ 893 3 $ 227 $ 227 Other TDRs: Retail consumer: One-to-four family 4 $ 353 $ 348 10 $ 841 $ 829 Construction and land/lots — — — 1 29 28 Indirect auto finance 4 68 57 1 33 29 Consumer — — — 1 2 2 Commercial: Commercial real estate 1 30 30 2 5,424 5,423 Construction and development 1 182 79 1 182 182 Total 10 $ 633 $ 514 16 $ 6,511 $ 6,493 Total 14 $ 1,617 $ 1,494 20 $ 6,823 $ 6,804 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. The following tables present loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three and nine months ended March 31, 2020 and 2019 : Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Number of Loans Recorded Investment Number of Loans Recorded Investment Retail consumer: One-to-four family — $ — 2 $ 184 Consumer — — 1 2 Total — $ — 3 $ 186 Total — $ — 3 $ 186 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 Number of Loans Recorded Investment Number of Loans Recorded Investment Other TDRs: Retail consumer: One-to-four family 2 $ 49 2 $ 184 Consumer — — 1 2 Total 2 $ 49 3 $ 186 Total 2 $ 49 3 $ 186 In the determination of the allowance for loan losses, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring impairment on a loan-by-loan basis based on either the value of the loan's expected future cash flows discounted at the loan's original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. Modifications in response to COVID-19 The Company began offering short-term loan modifications to assist borrowers during the COVID-19 pandemic. The CARES Act along with a joint agency statement issued by banking agencies and confirmed by FASB staff that short-term modifications made in response to COVID-19 are not TDRs. Accordingly, the Company does not account for such loan modifications as TDRs. As of March 31, 2020, modifications totaling $ 14.3 million and $ 162.4 million had been granted in retail consumer loans and commercial loans, respectively. See Note 1 Summary of Significant Accounting Policies and Note 12 Subsequent Events for more information.

Real Estate Owned

Real Estate Owned	9 Months Ended
	Mar. 31, 2020
Real Estate Owned [Abstract]
Real Estate Owned	Real Estate Owned The activity within REO for the periods shown is as follows: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Balance at beginning of period $ 1,451 $ 2,955 $ 2,929 $ 3,684 Transfers from loans — 482 46 578 Sales, net of gain or loss (376 ) (397 ) (1,722 ) (971 ) Writedowns — (37 ) (178 ) (288 ) Balance at end of period $ 1,075 $ 3,003 $ 1,075 $ 3,003 At March 31, 2020 and June 30, 2019, the Bank had $ 205 and $ 1,018 , respectively, of foreclosed residential real estate property in REO. The recorded investment in consumer mortgage loans collateralized by residential real estate in the process of foreclosure totaled $ 61 and $ 243 at March 31, 2020 and June 30, 2019, respectively.

Net Income per Share

Net Income per Share	9 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Numerator: Net income $ 1,193 $ 3,302 $ 19,188 $ 19,133 Allocation of earnings to participating securities (11 ) (23 ) (167 ) (132 ) Numerator for basic EPS - Net income available to common stockholders $ 1,182 $ 3,279 $ 19,021 $ 19,001 Effect of dilutive securities: Dilutive effect to participating securities 2 3 6 5 Numerator for diluted EPS $ 1,184 $ 3,282 $ 19,027 $ 19,006 Denominator: Weighted-average common shares outstanding - basic 16,688,646 17,506,018 16,898,391 17,811,962 Effect of dilutive shares 569,782 691,411 625,861 716,199 Weighted-average common shares outstanding - diluted 17,258,428 18,197,429 17,524,252 18,528,161 Net income per share - basic $ 0.07 $ 0.19 $ 1.12 $ 1.07 Net income per share - diluted $ 0.07 $ 0.18 $ 1.08 $ 1.02 Potential dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive. There were 506,800 stock options that were anti-dilutive for the three and nine months ended March 31, 2020 . There were 434,400 and 445,800 stock options that were anti-dilutive for the three and nine months ended March 31, 2019 , respectively.

Equity Incentive Plan

Equity Incentive Plan	9 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company provides stock-based awards through the 2013 Omnibus Incentive Plan , which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors . The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400 , including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units. Shares of common stock issued under the 2013 Omnibus Incentive Plan may be authorized but unissued shares or, in the case of restricted stock awards, may be repurchased shares. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and nine months ended March 31, 2020 and 2019, respectively: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Share-based compensation expense $ 458 $ 409 $ 1,341 $ 1,165 Tax benefit $ 108 $ 96 $ 315 $ 274 The table below presents stock option activity for the nine months ended March 31, 2020 and 2019 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Granted 40,500 27.51 — — Exercised 69,111 14.53 — — Forfeited 20,300 23.39 — — Expired 945 23.82 — — Options outstanding at March 31, 2019 1,668,414 $ 17.57 5.3 $ 13,098 Exercisable at March 31, 2019 1,290,814 $ 15.39 4.4 $ 12,733 Non-vested at March 31, 2019 377,600 $ 25.04 8.5 $ 365 Options outstanding at June 30, 2019 1,657,214 $ 17.59 5.0 $ 12,909 Granted 61,000 26.40 — — Exercised 106,914 14.41 — — Forfeited 800 17.35 — — Options outstanding at March 31, 2020 1,610,500 $ 18.13 4.6 $ 1,617 Exercisable at March 31, 2020 1,298,000 $ 15.45 3.7 $ 1,617 Non-vested at March 31, 2020 312,500 $ 25.86 8.2 $ — Assumptions used in estimating the fair value of options granted during the nine months ended March 31, 2020 and 2019 are presented below: March 31, March 31, 2020 2019 Weighted-average volatility 17.77 % 17.84 % Expected dividend yield 0.98 % 0.87 % Risk-free interest rate 1.50 % 2.54 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 4.79 $ 5.88 At March 31, 2020 , the Company had $1,853 of unrecognized compensation expense related to 312,500 stock options originally scheduled to vest over a five -year vesting period. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 2.0 years at March 31, 2020 . At March 31, 2019 , the Company had $2,326 of unrecognized compensation expense related to 377,600 stock options originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 2.1 years at March 31, 2019 . The table below presents restricted stock award activity for the nine months ended March 31, 2020 and 2019 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Granted 34,000 27.51 — Vested 39,310 21.64 — Forfeited 4,300 19.22 — Non-vested at March 31, 2019 123,800 $ 24.64 $ 2,263 Non-vested at June 30, 2019 123,800 $ 24.65 $ 3,322 Granted 65,556 26.76 — Vested 37,425 22.90 — Forfeited 3,200 20.62 — Non-vested at March 31, 2020 148,731 $ 26.11 $ 2,638 The table above includes nonvested performance-based restrictive stock units totaling 21,625 and 10,375 at March 31, 2020 and 2019, respectively. Each issuance of these stock units are scheduled to vest over 3.0 years assuming certain performance metrics are met. At March 31, 2020 , unrecognized compensation expense was $3,736 related to 148,731 shares of restricted stock originally scheduled to vest over three - and five -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 2.0 years at March 31, 2020 . At March 31, 2019 , unrecognized compensation expense was $2,790 related to 123,800 shares of restricted stock originally scheduled to vest over five - and seven -year vesting periods. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 2.1 years at March 31, 2019 .

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Mar. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At March 31, 2020 and June 30, 2019 , respectively, loan commitments (excluding $161,655 and $181,477 of undisbursed portions of construction loans) totaled $54,884 and $93,432 of which $13,013 and $34,631 were variable rate commitments and $41,871 and $58,801 were fixed rate commitments. The fixed rate loans had interest rates ranging from 1.69% to 8.53% at March 31, 2020 and 2.69% to 8.59% at June 30, 2019 , and terms ranging from three to 30 years. Pre-approved but unused lines of credit (principally second mortgage home equity loans and overdraft protection loans) totaled $374,401 and $353,663 at March 31, 2020 and June 30, 2019 , respectively. These amounts represent the Company's exposure to credit risk, and in the opinion of management have no more than the normal lending risk that the Company commits to its borrowers. The Company has two types of commitments related to certain one-to-four family loans held for sale: rate lock commitments and forward loan commitments. Rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. The rate lock commitments do not qualify for hedge accounting. In order to mitigate the risk from interest rate fluctuations, we enter into forward loan sale commitments on a “best efforts” basis, which do not meet the definition of a derivative instrument. The fair value of these interest rate lock commitments was not material at March 31, 2020 or June 30, 2019 . The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market areas. In addition, the Company grants equipment financing throughout the eastern United States and municipal financing to customers throughout North and South Carolina. The Company’s loan portfolio can be affected by the general economic conditions within these market areas. Management believes that the Company has no significant concentration of credit in the loan portfolio. Restrictions on Cash – In response to COVID-19, the FRB reduced the reserve requirements to zero on March 15, 2020. Prior to this change the Bank was required by regulation to maintain a varying cash reserve balance with the FRB. The daily average calculated cash reserve required as of March 31, 2020 and June 30, 2019 was $0 , and $2,633 , respectively, which was satisfied by vault cash and balances held at the FRB. Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower's failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of March 31, 2020 and June 30, 2019 were $6,833 and $9,460 , respectively. There was no liability recorded for these letters of credit at March 31, 2020 or June 30, 2019 , respectively. Litigation – From time to time, t he Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. The fair value of financial instruments presented in this note are based on the same methodology as presented in Note 21 of the Notes to Consolidated Financial Statements contained in the Company’s 2019 Form 10-K. Fair Value Hierarchy The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value. Investment Securities Available for Sale Securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities and debentures issued by government sponsored enterprises, municipal bonds, and corporate debt securities. The Company has no Level 3 securities. Impaired Loans The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. The Company reviews all impaired loans each quarter to determine if an allowance is necessary. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Once a loan is identified as individually impaired, the fair value is estimated using one of two methods, which include collateral value and discounted cash flows. Loans are considered collateral dependent if repayment is expected solely from the collateral. For these collateral dependent impaired loans, the Company obtains updated appraisals at least annually. These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary. As part of the quarterly review of impaired loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary. If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals. For loans that are not collateral dependent, estimated fair value is based on the present value of expected future cash flows using the interest rate implicit in the original agreement. Impaired loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy. The Company records such impaired loans as nonrecurring Level 3 in the fair value hierarchy. Loans Held for Sale Loans held for sale are adjusted to lower of cost or fair value. Fair value is based on commitments on hand from investors or, if commitments have not yet been obtained, what investors are currently offering for loans with similar characteristics. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3. Real Estate Owned REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets. Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral. The Company considers all REO that has been charged off or received an allowance during the period as nonrecurring Level 3. Financial Assets Recorded at Fair Value on a Recurring Basis The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: March 31, 2020 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 6,842 $ — $ 6,842 $ — Residential MBS of U.S. Government Agencies and GSEs 51,752 — 51,752 — Municipal Bonds 21,703 — 21,703 — Corporate Bonds 78,324 — 78,324 — Total $ 158,621 $ — $ 158,621 $ — June 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 15,210 $ — $ 15,210 $ — Residential MBS of U.S. Government Agencies and GSEs 75,180 — 75,180 — Municipal Bonds 25,312 — 25,312 — Corporate Bonds 6,084 — 6,084 — Total $ 121,786 $ — $ 121,786 $ — There were no transfers between levels during the nine months ended March 31, 2020 . The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: March 31, 2020 Description Total Level 1 Level 2 Level 3 Impaired loans $ 6,099 $ — $ — $ 6,099 REO 493 — — 493 Total $ 6,592 $ — $ — $ 6,592 June 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 9,071 $ — $ — $ 9,071 REO 1,804 — — 1,804 Total $ 10,875 $ — $ — $ 10,875 Quantitative information about Level 3 fair value measurements during the period ended March 31, 2020 is shown in the table below: Fair Value at March 31, 2020 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 6,099 Discounted appraisals and discounted cash flows Collateral discounts 0% - 63% 0% - 3% 20% REO $ 493 Discounted appraisals Collateral discounts 8% - 25% 12% The stated carrying value and estimated fair value amounts of financial instruments as of March 31, 2020 and June 30, 2019 , are summarized below: March 31, 2020 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 82,061 $ 82,061 $ 82,061 $ — $ — Commercial paper 281,955 281,955 281,955 — — Certificates of deposit in other banks 57,544 57,544 — 57,544 — Securities available for sale 158,621 158,621 — 158,621 — Loans, net 2,636,674 2,637,208 — — 2,637,208 Loans held for sale 38,682 39,359 — — 39,359 FHLB stock 25,859 25,859 25,859 — — FRB stock 7,353 7,353 7,353 — — SBIC investments 7,989 7,989 — — 7,989 Accrued interest receivable 9,501 9,501 — 1,002 8,499 Liabilities: Noninterest-bearing and NOW deposits 819,373 819,373 — 819,373 — Money market accounts 801,424 801,424 — 801,424 — Savings accounts 169,792 169,792 — 169,792 — Certificates of deposit 764,198 771,440 — 771,440 — Borrowings 535,000 569,850 — 569,850 — Accrued interest payable 1,308 1,308 — 1,308 — June 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,043 $ 71,043 $ 71,043 $ — $ — Commercial paper 241,446 241,446 241,446 — — Certificates of deposit in other banks 52,005 52,005 — 52,005 — Securities available for sale 121,786 121,786 — 121,786 — Loans, net 2,683,761 2,604,827 — — 2,604,827 Loans held for sale 18,175 18,591 — — 18,591 FHLB stock 31,969 31,969 31,969 — — FRB stock 7,335 7,335 7,335 — — SBIC investments 6,074 6,074 — — 6,074 Accrued interest receivable 10,533 10,533 350 750 9,433 Liabilities: Noninterest-bearing and NOW deposits 746,617 746,617 — 746,617 — Money market accounts 691,172 691,172 — 691,172 — Savings accounts 177,278 177,278 — 177,278 — Certificates of deposit 712,190 712,485 — 712,485 — Borrowings 680,000 688,418 — 688,418 — Accrued interest payable 2,252 2,252 — 2,252 — The Company had off-balance sheet financial commitments, which included approximately $590,940 and $628,572 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at March 31, 2020 and June 30, 2019 , respectively (see Note 9). Since these commitments are based on current rates, the carrying amount approximates the fair value. Estimated fair values were determined using the following methods and assumptions: Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days. Commercial paper – The stated amounts approximate fair value due to the short-term nature of these investments. Certificates of deposit in other banks – The stated amounts approximate fair values. Securities available for sale – Fair values are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Loans held for sale – The fair value of mortgage loans held for sale is determined by outstanding commitments from investors on a "best efforts" basis or current investor yield requirements, calculated on the aggregate loan basis. The fair value of SBA loans held for sale is based on what investors are currently offering for loans with similar characteristics. Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality. A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity. A liquidity premium assumption is used as an estimate for the additional return required by an investor of assets that are potentially considered illiquid. FHLB and FRB stock – No ready market exists for these stocks and they have no quoted market value. However, redemptions of these securities have historically been at par value. Accordingly, cost is deemed to be a reasonable estimate of fair value. SBIC investments – No ready market exists for these investments and they have no quoted market value. SBIC investments are valued at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions of identical or similar investments. Accordingly, cost is deemed to be a reasonable estimate of fair value. Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand. The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities. Borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms. Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value. Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, a significant asset not considered a financial asset is premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Leases

Leases	9 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At March 31, 2020, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2020 ROU assets $ 4,585 Lease liabilities 4,576 Weighted-average remaining lease terms 5.09 Weighted-average discount rate 2.68 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 336 2021 1,130 2022 1,034 2023 997 2022 526 Thereafter 896 Total of future minimum payments $ 4,919 The following table presents components of operating lease expense for the three and nine months ended March 31, 2020 : Three Months Ended March 31, 2020 Nine Months Ended March 31, 2020 Operating lease cost (included in occupancy expense) $ 436 $ 1,368 Sublease income (included in other, net noninterest income) (61 ) (181 ) Total operating lease expense, net 375 1,187 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2020 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,852 at March 31, 2020 and is included in other liabilities. For the three and nine months ended March 31, 2020 , interest expense on the lease liability totaled $24 and $73 , respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 34 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,574 Less: amount representing interest (722 ) Present value of net minimum lease payments $ 1,852 Supplemental lease cash flow information for the nine months ended March 31, 2020 : ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,609 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 67 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 19,403 with a residual value of $ 10,971 as of March 31, 2020 . For the three and nine months ended March 31, 2020 , total equipment finance operating lease income totaled $ 989 and $2,215 , respectively. For the three and nine months ended March 31, 2020 , depreciation expense totaled $ 746 and $1,554 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,136 2021 7,729 2022 7,172 2023 2,865 2022 2,187 Thereafter 135 Total of future minimum payments $ 21,224 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three and nine months ended March 31, 2020 , total interest income on equipment finance leases totaled $ 420 and 1,121 , respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: March 31, 2020 Lease receivables $ 34,282 The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,928 2021 9,374 2022 8,340 2023 8,195 2024 7,237 Thereafter 2,990 Total minimum payments 38,064 Less: amount representing interest (3,782 ) Total $ 34,282
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At March 31, 2020, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2020 ROU assets $ 4,585 Lease liabilities 4,576 Weighted-average remaining lease terms 5.09 Weighted-average discount rate 2.68 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 336 2021 1,130 2022 1,034 2023 997 2022 526 Thereafter 896 Total of future minimum payments $ 4,919 The following table presents components of operating lease expense for the three and nine months ended March 31, 2020 : Three Months Ended March 31, 2020 Nine Months Ended March 31, 2020 Operating lease cost (included in occupancy expense) $ 436 $ 1,368 Sublease income (included in other, net noninterest income) (61 ) (181 ) Total operating lease expense, net 375 1,187 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2020 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,852 at March 31, 2020 and is included in other liabilities. For the three and nine months ended March 31, 2020 , interest expense on the lease liability totaled $24 and $73 , respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 34 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,574 Less: amount representing interest (722 ) Present value of net minimum lease payments $ 1,852 Supplemental lease cash flow information for the nine months ended March 31, 2020 : ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,609 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 67 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 19,403 with a residual value of $ 10,971 as of March 31, 2020 . For the three and nine months ended March 31, 2020 , total equipment finance operating lease income totaled $ 989 and $2,215 , respectively. For the three and nine months ended March 31, 2020 , depreciation expense totaled $ 746 and $1,554 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,136 2021 7,729 2022 7,172 2023 2,865 2022 2,187 Thereafter 135 Total of future minimum payments $ 21,224 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three and nine months ended March 31, 2020 , total interest income on equipment finance leases totaled $ 420 and 1,121 , respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: March 31, 2020 Lease receivables $ 34,282 The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,928 2021 9,374 2022 8,340 2023 8,195 2024 7,237 Thereafter 2,990 Total minimum payments 38,064 Less: amount representing interest (3,782 ) Total $ 34,282
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At March 31, 2020, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2020 ROU assets $ 4,585 Lease liabilities 4,576 Weighted-average remaining lease terms 5.09 Weighted-average discount rate 2.68 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 336 2021 1,130 2022 1,034 2023 997 2022 526 Thereafter 896 Total of future minimum payments $ 4,919 The following table presents components of operating lease expense for the three and nine months ended March 31, 2020 : Three Months Ended March 31, 2020 Nine Months Ended March 31, 2020 Operating lease cost (included in occupancy expense) $ 436 $ 1,368 Sublease income (included in other, net noninterest income) (61 ) (181 ) Total operating lease expense, net 375 1,187 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2020 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,852 at March 31, 2020 and is included in other liabilities. For the three and nine months ended March 31, 2020 , interest expense on the lease liability totaled $24 and $73 , respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 34 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,574 Less: amount representing interest (722 ) Present value of net minimum lease payments $ 1,852 Supplemental lease cash flow information for the nine months ended March 31, 2020 : ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,609 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 67 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 19,403 with a residual value of $ 10,971 as of March 31, 2020 . For the three and nine months ended March 31, 2020 , total equipment finance operating lease income totaled $ 989 and $2,215 , respectively. For the three and nine months ended March 31, 2020 , depreciation expense totaled $ 746 and $1,554 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,136 2021 7,729 2022 7,172 2023 2,865 2022 2,187 Thereafter 135 Total of future minimum payments $ 21,224 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three and nine months ended March 31, 2020 , total interest income on equipment finance leases totaled $ 420 and 1,121 , respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: March 31, 2020 Lease receivables $ 34,282 The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,928 2021 9,374 2022 8,340 2023 8,195 2024 7,237 Thereafter 2,990 Total minimum payments 38,064 Less: amount representing interest (3,782 ) Total $ 34,282
Leases	Leases As Lessee - Operating Leases Company operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at our sole discretion. When it is reasonably certain that we will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At March 31, 2020, we did not have any leases that had not yet commenced for which we had created a ROU asset and a lease liability. Our lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of our lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on our Consolidated Balance Sheets; we recognize lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2020 ROU assets $ 4,585 Lease liabilities 4,576 Weighted-average remaining lease terms 5.09 Weighted-average discount rate 2.68 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 336 2021 1,130 2022 1,034 2023 997 2022 526 Thereafter 896 Total of future minimum payments $ 4,919 The following table presents components of operating lease expense for the three and nine months ended March 31, 2020 : Three Months Ended March 31, 2020 Nine Months Ended March 31, 2020 Operating lease cost (included in occupancy expense) $ 436 $ 1,368 Sublease income (included in other, net noninterest income) (61 ) (181 ) Total operating lease expense, net 375 1,187 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2020 and is included in other assets. The amount was previously recorded in premises and equipment, net. The corresponding lease liability totaled $1,852 at March 31, 2020 and is included in other liabilities. For the three and nine months ended March 31, 2020 , interest expense on the lease liability totaled $24 and $73 , respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18% . Upon adoption of ASC 842, the capital lease obligation for June 30, 2019 was also reclassified to other liabilities. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 34 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,574 Less: amount representing interest (722 ) Present value of net minimum lease payments $ 1,852 Supplemental lease cash flow information for the nine months ended March 31, 2020 : ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,609 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 67 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. Our equipment finance leases consist mainly of transportation, medical, and agricultural equipment. Many of our operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. Our leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. Leased assets totaled $ 19,403 with a residual value of $ 10,971 as of March 31, 2020 . For the three and nine months ended March 31, 2020 , total equipment finance operating lease income totaled $ 989 and $2,215 , respectively. For the three and nine months ended March 31, 2020 , depreciation expense totaled $ 746 and $1,554 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,136 2021 7,729 2022 7,172 2023 2,865 2022 2,187 Thereafter 135 Total of future minimum payments $ 21,224 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three and nine months ended March 31, 2020 , total interest income on equipment finance leases totaled $ 420 and 1,121 , respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: March 31, 2020 Lease receivables $ 34,282 The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,928 2021 9,374 2022 8,340 2023 8,195 2024 7,237 Thereafter 2,990 Total minimum payments 38,064 Less: amount representing interest (3,782 ) Total $ 34,282

Subsequent Event

Subsequent Event	9 Months Ended
	Mar. 31, 2020
Subsequent Events [Abstract]
Subsequent Event	Subsequent Event On March 11, 2020, the World Health Organization declared the outbreak of COVID-19 as a global pandemic. The COVID-19 pandemic has adversely affected, and continues to adversely affect, economic activity globally, nationally and locally. Actions taken around the world to help mitigate the spread of COVID-19 include restrictions on travel, quarantines in certain areas, and forced closures for certain types of public places and businesses. COVID-19 and actions taken to mitigate the spread of it have had and are expected to continue to have an adverse impact on the economies and financial markets of many countries, including the U.S. and the geographical area in which the Company operates. Due to the COVID-19 pandemic, market interest rates have declined significantly, with the 10-year Treasury bond falling below 1.00 percent on March 3, 2020 for the first time as well as the targeted federal funds interest rate being reduced to 0 percent to 0.25 percent on March 16, 2020. These reductions in interest rates and other effects of the COVID-19 pandemic may adversely affect the Company's financial condition and results of operations in future periods. It is unknown how long the adverse conditions associated with the COVID-19 pandemic will last and what the complete financial effect will be to the Company. It is reasonably possible that estimates made in the financial statements could be materially and adversely impacted in the near term as a result of these conditions, including expected credit losses on loans and the fair value of financial instruments that are carried at fair value. The recently enacted CARES Act, among other things, temporarily added the PPP product SBA 7(a) Loan Program. The CARES Act provides for forgiveness of up to the full principal amount of qualifying loans guaranteed under the PPP. The PPP and loan forgiveness are intended to provide economic relief to small businesses nationwide adversely impacted by the COVID-19 pandemic. As a result, subsequent to March 31, 2020 the Company generated over 318 PPP loan applications for a total loan amount of approximately $93.3 million in the SBA system through May 5, 2020. In addition, in an effort to provide relief to Bank customers affected by the COVID-19, the Company began offering various mitigation efforts, including a loan payment deferral program. The standard program offers a 90 -day payment deferral. As of May 5, 2020, the Company has approved or processed loan deferrals for a total loan book balance, before loan discounts or premiums, of approximately $526.9 million . These modifications were not classified as TDRs in accordance with the guidance of the CARES Act.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Basis of Accounting	The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2019 (" 2019 Form 10-K") filed with the SEC on September 13, 2019 . The results of operations for the three and nine months ended March 31, 2020 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2020 .
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for loan losses, (ii) the valuation of goodwill and other intangible assets, and (iii) the valuation of or recognition of deferred tax assets and liabilities. These policies and judgments, estimates and assumptions are described in greater detail in notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in our 2019 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods.
Recent Accounting Pronouncements	In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The ASU significantly changes the impairment model for most financial assets that are measured at amortized cost and certain other instruments from an incurred loss model to an expected loss model. This ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019. Early adoption is permitted for all entities beginning after December 15, 2018, including interim periods within those fiscal years. The Company has selected a third-party vendor to provide ongoing support under the new methodology. The Bank's project team is evaluating our current expected loss methodology of its loan and investment portfolios to identify the necessary modifications in accordance with this standard and expects a change in the processes and procedures to calculate the allowance for loan losses, including changes in assumptions and estimates to consider expected credit losses over the life of the loan versus the current accounting practice that utilizes the incurred loss model. The Bank has compiled and uploaded all historical data that will be used to calculate expected credit losses on its loan portfolio and intends to run parallel models during the fourth quarter of 2020 to ensure it is fully compliant with the ASU at the adoption date. The team continues to work with the third-party vendor and is finalizing documentation on the methodologies utilized as well as the controls, processes, policies, and disclosures in preparation for performing the full end-to-end parallel run. A valuation adjustment to our allowance for loan losses or investment portfolio that is identified in this process will be reflected as a one-time adjustment in equity rather than earnings. Once adopted, the Company expects its allowance for loan losses to increase; however, until its evaluation is complete the magnitude of the increase will be unknown. In August 2017, FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." This ASU improves the transparency and understandability of disclosures in the financial statements regarding the entities risk management activities and reduces the complexity of hedge accounting. The amendments in this ASU permit hedge accounting for hedging relationships involving nonfinancial risk and interest rate risk by removing certain limitations in cash flow and fair value hedging relationships. In addition, the ASU requires an entity to present the earnings effect of the hedging instrument in the same income statement line item in which the earnings effect of the hedged item is reported. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018 and early adoption is permitted. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement." The amendments in this ASU remove, modify, and add certain disclosure requirements related to fair value measurements in ASC 820. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The adoption of ASU No. 2018-13 is not expected to have a material impact on the Company's Consolidated Financial Statements. In November 2018, the FASB issued ASU 2018-19, "Codification Improvements to Topic 326, Financial Instruments—Credit Losses." This update clarifies that receivables arising from operating leases are not within the scope of Subtopic 326-20. Instead, impairment of receivables arising from operating leases should be accounted for in accordance with Topic 842, Leases. The effective date and transition requirements for this ASU are the same as ASU 2016-13. The adoption of ASU No. 2018-19 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2018, the FASB issued ASU 2018-20, "Leases (Topic 842): Narrow-Scope Improvements for Lessors." The amendments in this update permit lessors, as an accounting policy election, to not evaluate whether certain sales taxes and other similar taxes are lessor costs or lessee costs. Instead, those lessors will account for those costs as if they are lessee costs. A lessor making this election will exclude from the consideration in the contract and from variable payments not included in the consideration in the contract all collections from lessees of taxes within the scope of the election and will provide certain disclosures. For certain lessor costs, the lessor must exclude from variable payments, and therefore revenue, lessor costs paid by lessees directly to third parties from variable payments. In addition, the lessor must account for costs excluded from the consideration of a contract that are paid by the lessor and reimbursed by the lessee as variable payments. A lessor will record those reimbursed costs as revenue. The amendments in this ASU related to recognizing variable payments for contracts with lease and nonlease components require lessors to allocate (rather than recognize as currently required) certain variable payments to the lease and nonlease components when the changes in facts and circumstances on which the variable payment is based occur. After the allocation, the amount of variable payments allocated to the lease components will be recognized as income in profit or loss in accordance with Topic 842, while the amount of variable payments allocated to nonlease components will be recognized in accordance with other Topics, such as Topic 606. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In March 2019, the FASB issued ASU 2019-01, "Leases (Topic 842): Codification Improvements." The amendments in this update include the following items: i) determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; ii) requiring cash received from lessors from sales-type and direct financing leases to be presented in the cash flow statement within investing activities; and iii) clarifying interim disclosure requirements. The Company adopted this ASU on July 1, 2019. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In April 2019, the FASB issued ASU 2019-04, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the amendments to Financial Instruments (ASU 2016-01) are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2019 and early adoption is permitted. The effective date and transition requirements for the amendments to Financial Instruments-Credit Losses (ASU 2016-13) are the same as ASU 2016-13 noted above. The effective date and transition requirements for the amendments to Derivatives and Hedging (ASU 2017-12) are the same as ASU 2017-12 noted above.The adoption of ASU No. 2019-04 is not expected to have a material impact on the Company's Consolidated Financial Statements. In May 2019, the FASB issued ASU 2019-05, "Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief." The amendments in this update allow companies to irrevocably elect, upon the adoption of ASU 2016-13, the fair value option for financial instruments that i) were previously recorded at amortized cost and ii) are within the scope of the credit losses guidance in ASC 326-20, iii) are eligible for the fair value option under ASC 825-10, and iv) are not held-to-maturity debt securities. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-05 is not expected to have a material impact on the Company's Consolidated Financial Statements. In July 2019, the FASB issued ASU 2019-07, "Codification Updates to SEC Sections." This ASU amends certain paragraphs in the ASC to reflect the issuance of SEC final rules on Disclosure Update and Simplification and Investment Company Reporting Modernization and other miscellaneous updates. The amendments became effective upon issuance. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In November 2019, the FASB issued ASU 2019-11, "Codification Improvements to Topic 326, Financial Instruments-Credit Losses." This ASU clarifies certain aspects of the amendments in ASU 2016-13 and is part of the FASB's ongoing project to improve codification and correcting unintended application. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for this ASU is the same as ASU 2016-13. The adoption of ASU No. 2019-11 is not expected to have a material impact on the Company's Consolidated Financial Statements. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." This ASU is part of the FASB's simplification initiative to reduce complexity in accounting standards. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of ASU No. 2019-12 is not expected to have a material impact on the Company's Consolidated Financial Statements. In January 2020, the FASB issued ASU 2020-01, "Investment—Equity Securities (Topic 321), Investments—Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." This ASU clarified the interaction of the accounting for equity securities under Topic 321 and investments accounted for under the equity method of accounting in Topic 323 and the accounting for certain forward contracts and purchased options accounted for under Topic 815. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of ASU No. 2020-01 is not expected to have a material impact on the Company's Consolidated Financial Statements. In March 2020, the FASB issued ASU 2020-03, "Codification Improvements to Financial Instruments." This ASU makes certain narrow-scope amendments to the following: i) clarified that all entities are required to provide fair value option disclosures; ii) clarified the applicability of the portfolio exception in ASC 820 to nonfinancial items; iii) aligned disclosures for depository and lending institutions (Topic 942) with guidance in Topic 320; iv) added cross-references to guidance in ASC 470-50 on line-of-credit or revolving-debt arrangements; v) added cross-references to net asset value practical expedient in ASC 820-10; vi) clarified the interaction between ASC 842 and ASC 326; and vii) clarified the interaction between ASC 326 and ASC 860-20. The amendments for issues i, ii, iv, and v became effective upon issuance and did not have a material effect on the Company's Consolidated Financial Statements. The amendment related to issue iii has the same effective date and transition requirements as ASU 2019-04 and is not expected to have a material impact on the Company's Consolidated Financial Statements. The amendments related to issues vi and vii have the same effective date and transition requirements as ASU 2016-13 and is not expected to have a material impact on the Company's Consolidated Financial Statements.

Debt Securities (Tables)

Debt Securities (Tables)	9 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Securities available for sale consist of the following at the dates indicated: March 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 6,645 $ 197 $ — $ 6,842 Residential MBS of U.S. Government Agencies and GSEs 50,290 1,561 (99 ) 51,752 Municipal Bonds 21,208 503 (8 ) 21,703 Corporate Bonds 79,107 37 (820 ) 78,324 Total $ 157,250 $ 2,298 $ (927 ) $ 158,621 June 30, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value U.S. Government Agencies $ 15,099 $ 122 $ (11 ) $ 15,210 Residential MBS of U.S. Government Agencies and GSEs 74,778 586 (184 ) 75,180 Municipal Bonds 24,896 423 (7 ) 25,312 Corporate Bonds 6,061 43 (20 ) 6,084 Total $ 120,834 $ 1,174 $ (222 ) $ 121,786
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at March 31, 2020 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. March 31, 2020 Amortized Cost Estimated Fair Value Due within one year $ 41,056 $ 40,883 Due after one year through five years 59,538 59,464 Due after five years through ten years 4,292 4,445 Due after ten years 2,074 2,077 Mortgage-backed securities 50,290 51,752 Total $ 157,250 $ 158,621
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2020 and June 30, 2019 were as follows: March 31, 2020 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Residential MBS of U.S. Government Agencies and GSEs $ 5,308 $ (58 ) $ 1,982 $ (41 ) $ 7,290 $ (99 ) Municipal Bonds 1,744 (8 ) — — 1,744 (8 ) Corporate Bonds 61,782 (820 ) — — 61,782 (820 ) Total $ 68,834 $ (886 ) $ 1,982 $ (41 ) $ 70,816 $ (927 ) June 30, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government Agencies $ — $ — $ 6,988 $ (11 ) $ 6,988 $ (11 ) Residential MBS of U.S. Government Agencies and GSEs 1,144 (3 ) 24,242 (181 ) 25,386 (184 ) Municipal Bonds — — 4,895 (7 ) 4,895 (7 ) Corporate Bonds 393 (5 ) 3,630 (15 ) 4,023 (20 ) Total $ 1,537 $ (8 ) $ 39,755 $ (214 ) $ 41,292 $ (222 )

Other Investments (Tables)

Other Investments (Tables)	9 Months Ended
	Mar. 31, 2020
Investments, All Other Investments [Abstract]
Investment	Other investments, at cost consist of the following at the dates indicated: March 31, 2020 June 30, 2019 FHLB of Atlanta stock $ 25,859 $ 31,969 FRB stock 7,353 7,335 SBIC investments 7,989 6,074 Total $ 41,201 $ 45,378

Loans (Tables)

Loans (Tables)	9 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans consist of the following at the dates indicated: March 31, 2020 June 30, 2019 Retail consumer loans: One-to-four family $ 487,777 $ 660,591 HELOCs - originated 144,804 139,435 HELOCs - purchased 82,232 116,972 Construction and land/lots 80,765 80,602 Indirect auto finance 135,449 153,448 Consumer 11,576 11,416 Total retail consumer loans 942,603 1,162,464 Commercial loans: Commercial real estate 990,693 927,261 Construction and development 249,714 210,916 Commercial and industrial 164,539 160,471 Equipment finance 198,962 132,058 Municipal finance 115,992 112,016 Total commercial loans 1,719,900 1,542,722 Total loans 2,662,503 2,705,186 Deferred loan costs, net 1,021 4 Total loans, net of deferred loan costs 2,663,524 2,705,190 Allowance for loan losses (26,850 ) (21,429 ) Loans, net $ 2,636,674 $ 2,683,761
Financing Receivable Credit Quality Indicators	The Company's total non-purchased and purchased performing loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total March 31, 2020 Retail consumer loans: One-to-four family $ 473,723 $ 1,974 $ 6,984 $ 258 $ — $ 482,939 HELOCs - originated 142,630 833 1,341 — — 144,804 HELOCs - purchased 81,712 — 520 — — 82,232 Construction and land/lots 80,276 3 147 — — 80,426 Indirect auto finance 134,382 — 1,067 — — 135,449 Consumer 11,058 5 513 — — 11,576 Commercial loans: Commercial real estate 963,953 8,191 12,631 — 30 984,805 Construction and development 244,801 4,055 249 1 — 249,106 Commercial and industrial 154,215 6,139 2,637 — 1 162,992 Equipment finance 197,651 559 752 — — 198,962 Municipal finance 115,709 283 — — — 115,992 Total loans $ 2,600,110 $ 22,042 $ 26,841 $ 259 $ 31 $ 2,649,283 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 644,159 $ 2,089 $ 8,072 $ 384 $ 19 $ 654,723 HELOCs - originated 137,001 766 1,434 — 9 139,210 HELOCs - purchased 116,306 — 666 — — 116,972 Construction and land/lots 79,995 71 164 — — 80,230 Indirect auto finance 152,393 13 1,042 — — 153,448 Consumer 11,375 1 33 3 4 11,416 Commercial loans: Commercial real estate 901,183 8,066 10,306 — — 919,555 Construction and development 207,827 790 1,357 1 — 209,975 Commercial and industrial 157,325 877 600 — — 158,802 Equipment finance 131,674 — 384 — — 132,058 Municipal finance 111,721 295 — — — 112,016 Total loans $ 2,650,959 $ 12,968 $ 24,058 $ 388 $ 32 $ 2,688,405 The Company's total purchased credit impaired ("PCI") loans by segment, class, and risk grade at the dates indicated follows: Pass Special Mention Substandard Doubtful Loss Total March 31, 2020 Retail consumer loans: One-to-four family $ 3,368 $ 463 $ 1,007 $ — $ — $ 4,838 Construction and land/lots 108 — 231 — — 339 Commercial loans: Commercial real estate 3,191 1,790 907 — — 5,888 Construction and development 277 — 331 — — 608 Commercial and industrial 1,544 — — — 3 1,547 Total loans $ 8,488 $ 2,253 $ 2,476 $ — $ 3 $ 13,220 Pass Special Mention Substandard Doubtful Loss Total June 30, 2019 Retail consumer loans: One-to-four family $ 4,124 $ 248 $ 1,496 $ — $ — $ 5,868 HELOCs - originated 225 — — — — 225 Construction and land/lots 142 — 230 — — 372 Commercial loans: Commercial real estate 4,503 1,903 1,300 — — 7,706 Construction and development 453 — 488 — — 941 Commercial and industrial 1,666 — — — 3 1,669 Total loans $ 11,113 $ 2,151 $ 3,514 $ — $ 3 $ 16,781
Past Due Financing Receivables	The Company's total loans by segment, class, and delinquency status at the dates indicated follows: Past Due Total 30-89 Days 90 Days+ Total Current Loans March 31, 2020 Retail consumer loans: One-to-four family $ 996 $ 2,732 $ 3,728 $ 484,049 $ 487,777 HELOCs - originated 438 275 713 144,091 144,804 HELOCs - purchased 761 47 808 81,424 82,232 Construction and land/lots — 242 242 80,523 80,765 Indirect auto finance 378 284 662 134,787 135,449 Consumer 17 21 38 11,538 11,576 Commercial loans: Commercial real estate 1,854 1,160 3,014 987,679 990,693 Construction and development 217 125 342 249,372 249,714 Commercial and industrial 65 27 92 164,447 164,539 Equipment finance 1,364 689 2,053 196,909 198,962 Municipal finance — — — 115,992 115,992 Total loans $ 6,090 $ 5,602 $ 11,692 $ 2,650,811 $ 2,662,503 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2019 Retail consumer loans: One-to-four family $ 1,615 $ 1,389 $ 3,004 $ 657,587 $ 660,591 HELOCs - originated 226 231 457 138,978 139,435 HELOCs - purchased — 485 485 116,487 116,972 Construction and land/lots 138 6 144 80,458 80,602 Indirect auto finance 459 237 696 152,752 153,448 Consumer 6 8 14 11,402 11,416 Commercial loans: Commercial real estate 2,279 516 2,795 924,466 927,261 Construction and development — 1,133 1,133 209,783 210,916 Commercial and industrial 207 99 306 160,165 160,471 Equipment finance 649 384 1,033 131,025 132,058 Municipal finance — — — 112,016 112,016 Total loans $ 5,579 $ 4,488 $ 10,067 $ 2,695,119 $ 2,705,186
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The Company's recorded investment in loans, by segment and class, that are not accruing interest or are 90 days or more past due and still accruing interest at the dates indicated follows: March 31, 2020 June 30, 2019 Nonaccruing 90 Days + & still accruing Nonaccruing 90 Days + & still accruing Retail consumer loans: One-to-four family $ 3,863 $ — $ 3,223 $ — HELOCs - originated 431 — 372 — HELOCs - purchased 520 — 666 — Construction and land/lots 19 — 6 — Indirect auto finance 623 — 463 — Consumer 27 — 21 — Commercial loans: Commercial real estate 9,253 — 3,559 — Construction and development 250 — 1,357 — Commercial and industrial 269 — 307 — Equipment finance 410 — 384 — Total loans $ 15,665 $ — $ 10,358 $ —
Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans	The Company's loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: March 31, 2020 June 30, 2019 Performing TDRs included in impaired loans $ 14,732 $ 23,116
Allowance for Credit Losses on Financing Receivables	An analysis of the allowance for loan losses by segment for the periods shown is as follows: Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 152 $ 5,400 $ 16,479 $ 22,031 $ 199 $ 7,236 $ 13,984 $ 21,419 Provision for (recovery of) loan losses 30 1,519 3,851 5,400 2 (818 ) 6,316 5,500 Charge-offs — (295 ) (706 ) (1,001 ) — (288 ) (2,648 ) (2,936 ) Recoveries — 359 61 420 — 331 102 433 Balance at end of period $ 182 $ 6,983 $ 19,685 $ 26,850 $ 201 $ 6,461 $ 17,754 $ 24,416 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 PCI Retail Consumer Commercial Total PCI Retail Consumer Commercial Total Balance at beginning of period $ 201 $ 6,419 $ 14,809 $ 21,429 $ 483 $ 7,527 $ 13,050 $ 21,060 Provision for (recovery of) loan losses (19 ) (80 ) 5,899 5,800 (282 ) (1,223 ) 7,005 5,500 Charge-offs — (678 ) (1,448 ) (2,126 ) — (881 ) (2,728 ) (3,609 ) Recoveries — 1,322 425 1,747 — 1,038 427 1,465 Balance at end of period $ 182 $ 6,983 $ 19,685 $ 26,850 $ 201 $ 6,461 $ 17,754 $ 24,416
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class	The Company's ending balances of loans and the related allowance, by segment and class, at the dates indicated follows: Allowance for Loan Losses Total Loans Receivable PCI Loans individually evaluated for impairment Loans collectively evaluated Total PCI Loans individually evaluated for impairment Loans collectively evaluated Total March 31, 2020 Retail consumer loans: One-to-four family $ 17 $ 5 $ 2,427 $ 2,449 $ 4,838 $ 4,313 $ 478,626 $ 487,777 HELOCs - originated — — 1,384 1,384 — — 144,804 144,804 HELOCs - purchased — — 485 485 — — 82,232 82,232 Construction and land/lots 33 — 1,387 1,420 339 303 80,123 80,765 Indirect auto finance — — 1,145 1,145 — 10 135,439 135,449 Consumer — — 150 150 — — 11,576 11,576 Commercial loans: Commercial real estate 113 772 9,574 10,459 5,888 7,114 977,691 990,693 Construction and development 4 5 4,147 4,156 608 310 248,796 249,714 Commercial and industrial 15 1 2,384 2,400 1,547 28 162,964 164,539 Equipment finance — — 2,182 2,182 — 411 198,551 198,962 Municipal finance — — 620 620 — — 115,992 115,992 Total $ 182 $ 783 $ 25,885 $ 26,850 $ 13,220 $ 12,489 $ 2,636,794 $ 2,662,503 June 30, 2019 Retail consumer loans: One-to-four family $ 62 $ 74 $ 2,375 $ 2,511 $ 5,868 $ 5,318 $ 649,405 $ 660,591 HELOCs - originated — 7 1,060 1,067 225 7 139,203 139,435 HELOCs - purchased — — 518 518 — — 116,972 116,972 Construction and land/lots — — 1,265 1,265 372 323 79,907 80,602 Indirect auto finance — — 927 927 — — 153,448 153,448 Consumer — 4 189 193 — 4 11,412 11,416 Commercial loans: Commercial real estate 118 28 7,890 8,036 7,706 8,692 910,863 927,261 Construction and development 4 5 3,187 3,196 941 1,397 208,578 210,916 Commercial and industrial 17 2 1,957 1,976 1,669 2 158,800 160,471 Equipment finance — — 1,305 1,305 — — 132,058 132,058 Municipal finance — — 435 435 — — 112,016 112,016 Total $ 201 $ 120 $ 21,108 $ 21,429 $ 16,781 $ 15,743 $ 2,672,662 $ 2,705,186
Schedule of Impaired Loans and Related Allowance by Segment and Class	The Company's impaired loans and the related allowance, by segment and class, excluding PCI loans, at the dates indicated follows: Total Impaired Loans Unpaid Principal Balance Recorded Investment With a Recorded Allowance Recorded Investment With No Recorded Allowance Total Related Recorded Allowance March 31, 2020 Retail consumer loans: One-to-four family $ 18,211 $ 10,914 $ 3,975 $ 14,889 $ 383 HELOCs - originated 1,724 1,636 52 1,688 42 HELOCs - purchased 474 474 — 474 2 Construction and land/lots 1,547 756 303 1,059 22 Indirect auto finance 1,003 392 299 691 4 Consumer 53 16 28 44 2 Commercial loans: Commercial real estate 10,078 7,669 1,847 9,516 803 Construction and development 1,591 621 80 701 8 Commercial and industrial 9,823 246 853 1,099 4 Equipment finance 1,466 — 411 411 — Total impaired loans $ 45,970 $ 22,724 $ 7,848 $ 30,572 $ 1,270 June 30, 2019 Retail consumer loans: One-to-four family $ 18,302 $ 12,461 $ 3,152 $ 15,613 $ 472 HELOCs - originated 2,410 564 1,219 1,783 46 HELOCs - purchased 666 — 666 666 — Construction and land/lots 1,917 957 323 1,280 26 Indirect auto finance 601 353 137 490 2 Consumer 379 7 41 48 6 Commercial loans: Commercial real estate 10,127 6,434 3,404 9,838 36 Construction and development 2,574 940 791 1,731 7 Commercial and industrial 10,173 354 768 1,122 6 Equipment finance 462 — 384 384 — Total impaired loans $ 47,611 $ 22,070 $ 10,885 $ 32,955 $ 601
Schedule of Average Recorded Investment in Loans, Unpaid Principal Balance and Interest Income Recognized	The Company's average recorded investment in impaired loans and interest income recognized on impaired loans for the three and nine months ended March 31, 2020 and 2019 follows: Three Months Ended March 31, 2020 March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 14,189 $ 175 $ 16,499 $ 237 HELOCs - originated 1,724 23 957 18 HELOC - purchased 474 30 333 3 Construction and land/lots 1,091 19 1,356 24 Indirect auto finance 625 8 361 6 Consumer 53 3 1,580 17 Commercial loans: Commercial real estate 8,728 59 4,116 123 Construction and development 712 10 1,696 16 Commercial and industrial 1,119 11 188 80 Equipment finance $ 727 3 $ — $ — Total loans $ 29,442 $ 341 $ 27,086 $ 524 Nine Months Ended March 31, 2020 March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Retail consumer loans: One-to-four family $ 14,861 $ 560 $ 17,878 $ 699 HELOCs - originated 1,706 76 1,067 52 HELOCs - purchased 524 37 235 10 Construction and land/lots 1,174 63 1,491 75 Indirect auto finance 506 42 341 19 Consumer 229 9 1,335 58 Commercial loans: Commercial real estate 8,496 237 4,376 313 Construction and development 1,323 36 1,800 51 Commercial and industrial 812 103 201 222 Equipment finance 664 6 — — Total loans $ 30,295 $ 1,169 $ 28,724 $ 1,499
Impaired Financing Receivable	A summary of changes in the accretable yield for PCI loans for the three and nine months ended March 31, 2020 and 2019 follows: Three Months Ended March 31, 2020 March 31, 2019 Accretable yield, beginning of period $ 4,355 $ 5,232 Reclass from nonaccretable yield (1) 171 118 Other changes, net (2) (23 ) 528 Interest income (378 ) (412 ) Accretable yield, end of period $ 4,125 $ 5,466 Nine Months Ended March 31, 2020 March 31, 2019 Accretable yield, beginning of period $ 5,259 $ 5,734 Reclass from nonaccretable yield (1) 421 542 Other changes, net (2) (332 ) 863 Interest income (1,223 ) (1,673 ) Accretable yield, end of period $ 4,125 $ 5,466 ______________________________________ (1) Represents changes attributable to expected loss assumptions. (2) Represents changes in cash flows expected to be collected due to the impact of modifications, changes in prepayment assumptions, and changes in interest rates.
Troubled Debt Restructurings on Financing Receivables	For the three and nine months ended March 31, 2020 and 2019 , the following tables present a breakdown of the types of concessions made on TDRs by loan class: Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — $ — 2 $ 15 $ 15 Home equity lines of credit — — — 1 212 212 Total — $ — $ — 3 $ 227 $ 227 Other TDRs: Retail consumer: One-to-four family 2 $ 319 $ 317 2 $ 335 $ 334 Construction and land/lots — — — 1 29 28 Commercial: Commercial real estate 1 30 30 2 5,424 5,423 Construction and development — — — 1 182 182 Total 3 $ 349 $ 347 6 $ 5,970 $ 5,967 Total 3 $ 349 $ 347 9 $ 6,197 $ 6,194 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Number of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate: Retail consumer: One-to-four family — $ — $ — 1 $ 85 $ 84 Commercial: Commercial real estate 1 88 87 — — — Total 1 $ 88 $ 87 1 $ 85 $ 84 Extended payment terms: Retail consumer: One-to-four family 2 $ 70 $ 67 2 $ 212 $ 212 HELOCs - originated — — — 1 15 15 Commercial: Commercial and industrial 1 826 826 — — — Total 3 $ 896 $ 893 3 $ 227 $ 227 Other TDRs: Retail consumer: One-to-four family 4 $ 353 $ 348 10 $ 841 $ 829 Construction and land/lots — — — 1 29 28 Indirect auto finance 4 68 57 1 33 29 Consumer — — — 1 2 2 Commercial: Commercial real estate 1 30 30 2 5,424 5,423 Construction and development 1 182 79 1 182 182 Total 10 $ 633 $ 514 16 $ 6,511 $ 6,493 Total 14 $ 1,617 $ 1,494 20 $ 6,823 $ 6,804
Schedule of Trouble Debt Restructurings With Payment Default	The following tables present loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the three and nine months ended March 31, 2020 and 2019 : Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Number of Loans Recorded Investment Number of Loans Recorded Investment Retail consumer: One-to-four family — $ — 2 $ 184 Consumer — — 1 2 Total — $ — 3 $ 186 Total — $ — 3 $ 186 Nine Months Ended March 31, 2020 Nine Months Ended March 31, 2019 Number of Loans Recorded Investment Number of Loans Recorded Investment Other TDRs: Retail consumer: One-to-four family 2 $ 49 2 $ 184 Consumer — — 1 2 Total 2 $ 49 3 $ 186 Total 2 $ 49 3 $ 186

Real Estate Owned (Tables)

Real Estate Owned (Tables)	9 Months Ended
	Mar. 31, 2020
Real Estate Owned [Abstract]
Schedule of Real Estate Properties	The activity within REO for the periods shown is as follows: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Balance at beginning of period $ 1,451 $ 2,955 $ 2,929 $ 3,684 Transfers from loans — 482 46 578 Sales, net of gain or loss (376 ) (397 ) (1,722 ) (971 ) Writedowns — (37 ) (178 ) (288 ) Balance at end of period $ 1,075 $ 3,003 $ 1,075 $ 3,003

Net Income per Share (Tables)

Net Income per Share (Tables)	9 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Numerator: Net income $ 1,193 $ 3,302 $ 19,188 $ 19,133 Allocation of earnings to participating securities (11 ) (23 ) (167 ) (132 ) Numerator for basic EPS - Net income available to common stockholders $ 1,182 $ 3,279 $ 19,021 $ 19,001 Effect of dilutive securities: Dilutive effect to participating securities 2 3 6 5 Numerator for diluted EPS $ 1,184 $ 3,282 $ 19,027 $ 19,006 Denominator: Weighted-average common shares outstanding - basic 16,688,646 17,506,018 16,898,391 17,811,962 Effect of dilutive shares 569,782 691,411 625,861 716,199 Weighted-average common shares outstanding - diluted 17,258,428 18,197,429 17,524,252 18,528,161 Net income per share - basic $ 0.07 $ 0.19 $ 1.12 $ 1.07 Net income per share - diluted $ 0.07 $ 0.18 $ 1.08 $ 1.02

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	9 Months Ended
	Mar. 31, 2020
Share-based Payment Arrangement [Abstract]
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and nine months ended March 31, 2020 and 2019, respectively: Three Months Ended March 31, Nine Months Ended March 31, 2020 2019 2020 2019 Share-based compensation expense $ 458 $ 409 $ 1,341 $ 1,165 Tax benefit $ 108 $ 96 $ 315 $ 274
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity for the nine months ended March 31, 2020 and 2019 : Options Weighted- Remaining Aggregate Options outstanding at June 30, 2018 1,718,270 $ 17.29 5.9 $ 18,664 Granted 40,500 27.51 — — Exercised 69,111 14.53 — — Forfeited 20,300 23.39 — — Expired 945 23.82 — — Options outstanding at March 31, 2019 1,668,414 $ 17.57 5.3 $ 13,098 Exercisable at March 31, 2019 1,290,814 $ 15.39 4.4 $ 12,733 Non-vested at March 31, 2019 377,600 $ 25.04 8.5 $ 365 Options outstanding at June 30, 2019 1,657,214 $ 17.59 5.0 $ 12,909 Granted 61,000 26.40 — — Exercised 106,914 14.41 — — Forfeited 800 17.35 — — Options outstanding at March 31, 2020 1,610,500 $ 18.13 4.6 $ 1,617 Exercisable at March 31, 2020 1,298,000 $ 15.45 3.7 $ 1,617 Non-vested at March 31, 2020 312,500 $ 25.86 8.2 $ —
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	Assumptions used in estimating the fair value of options granted during the nine months ended March 31, 2020 and 2019 are presented below: March 31, March 31, 2020 2019 Weighted-average volatility 17.77 % 17.84 % Expected dividend yield 0.98 % 0.87 % Risk-free interest rate 1.50 % 2.54 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 4.79 $ 5.88
Schedule of Nonvested Restricted Stock Units Activity	The table below presents restricted stock award activity for the nine months ended March 31, 2020 and 2019 : Restricted stock awards Weighted- average grant date fair value Aggregate Intrinsic Value Non-vested at June 30, 2018 133,410 $ 22.85 $ 3,755 Granted 34,000 27.51 — Vested 39,310 21.64 — Forfeited 4,300 19.22 — Non-vested at March 31, 2019 123,800 $ 24.64 $ 2,263 Non-vested at June 30, 2019 123,800 $ 24.65 $ 3,322 Granted 65,556 26.76 — Vested 37,425 22.90 — Forfeited 3,200 20.62 — Non-vested at March 31, 2020 148,731 $ 26.11 $ 2,638

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: March 31, 2020 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 6,842 $ — $ 6,842 $ — Residential MBS of U.S. Government Agencies and GSEs 51,752 — 51,752 — Municipal Bonds 21,703 — 21,703 — Corporate Bonds 78,324 — 78,324 — Total $ 158,621 $ — $ 158,621 $ — June 30, 2019 Description Total Level 1 Level 2 Level 3 U.S Government Agencies $ 15,210 $ — $ 15,210 $ — Residential MBS of U.S. Government Agencies and GSEs 75,180 — 75,180 — Municipal Bonds 25,312 — 25,312 — Corporate Bonds 6,084 — 6,084 — Total $ 121,786 $ — $ 121,786 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: March 31, 2020 Description Total Level 1 Level 2 Level 3 Impaired loans $ 6,099 $ — $ — $ 6,099 REO 493 — — 493 Total $ 6,592 $ — $ — $ 6,592 June 30, 2019 Description Total Level 1 Level 2 Level 3 Impaired loans $ 9,071 $ — $ — $ 9,071 REO 1,804 — — 1,804 Total $ 10,875 $ — $ — $ 10,875
Schedule of Quantitative Information About Level 3 Fair Value Measurements	Quantitative information about Level 3 fair value measurements during the period ended March 31, 2020 is shown in the table below: Fair Value at March 31, 2020 Valuation Techniques Unobservable Input Range Weighted Average Nonrecurring measurements: Impaired loans, net $ 6,099 Discounted appraisals and discounted cash flows Collateral discounts 0% - 63% 0% - 3% 20% REO $ 493 Discounted appraisals Collateral discounts 8% - 25% 12%
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of March 31, 2020 and June 30, 2019 , are summarized below: March 31, 2020 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 82,061 $ 82,061 $ 82,061 $ — $ — Commercial paper 281,955 281,955 281,955 — — Certificates of deposit in other banks 57,544 57,544 — 57,544 — Securities available for sale 158,621 158,621 — 158,621 — Loans, net 2,636,674 2,637,208 — — 2,637,208 Loans held for sale 38,682 39,359 — — 39,359 FHLB stock 25,859 25,859 25,859 — — FRB stock 7,353 7,353 7,353 — — SBIC investments 7,989 7,989 — — 7,989 Accrued interest receivable 9,501 9,501 — 1,002 8,499 Liabilities: Noninterest-bearing and NOW deposits 819,373 819,373 — 819,373 — Money market accounts 801,424 801,424 — 801,424 — Savings accounts 169,792 169,792 — 169,792 — Certificates of deposit 764,198 771,440 — 771,440 — Borrowings 535,000 569,850 — 569,850 — Accrued interest payable 1,308 1,308 — 1,308 — June 30, 2019 Carrying Value Fair Value Level 1 Level 2 Level 3 Assets: Cash and interest-bearing deposits $ 71,043 $ 71,043 $ 71,043 $ — $ — Commercial paper 241,446 241,446 241,446 — — Certificates of deposit in other banks 52,005 52,005 — 52,005 — Securities available for sale 121,786 121,786 — 121,786 — Loans, net 2,683,761 2,604,827 — — 2,604,827 Loans held for sale 18,175 18,591 — — 18,591 FHLB stock 31,969 31,969 31,969 — — FRB stock 7,335 7,335 7,335 — — SBIC investments 6,074 6,074 — — 6,074 Accrued interest receivable 10,533 10,533 350 750 9,433 Liabilities: Noninterest-bearing and NOW deposits 746,617 746,617 — 746,617 — Money market accounts 691,172 691,172 — 691,172 — Savings accounts 177,278 177,278 — 177,278 — Certificates of deposit 712,190 712,485 — 712,485 — Borrowings 680,000 688,418 — 688,418 — Accrued interest payable 2,252 2,252 — 2,252 —

Leases (Tables)

Leases (Tables)	9 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Assets and Liabilities, Lessee	The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2020 ROU assets $ 4,585 Lease liabilities 4,576 Weighted-average remaining lease terms 5.09 Weighted-average discount rate 2.68 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 336 2021 1,130 2022 1,034 2023 997 2022 526 Thereafter 896 Total of future minimum payments $ 4,919
Lease, Cost	Supplemental lease cash flow information for the nine months ended March 31, 2020 : ROU assets - noncash additions (operating leases) $ 5,296 ROU assets - noncash addition (finance lease) 2,052 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,609 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 67 The following table presents components of operating lease expense for the three and nine months ended March 31, 2020 : Three Months Ended March 31, 2020 Nine Months Ended March 31, 2020 Operating lease cost (included in occupancy expense) $ 436 $ 1,368 Sublease income (included in other, net noninterest income) (61 ) (181 ) Total operating lease expense, net 375 1,187
Finance Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 34 2021 134 2022 134 2023 134 2023 145 Thereafter 1,993 Total minimum lease payments 2,574 Less: amount representing interest (722 ) Present value of net minimum lease payments $ 1,852
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum operating lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,136 2021 7,729 2022 7,172 2023 2,865 2022 2,187 Thereafter 135 Total of future minimum payments $ 21,224
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	The following table presents components of finance lease net investment included within equipment finance class of financing receivables: March 31, 2020 Lease receivables $ 34,282 The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2020 : Fiscal year ending June 30: Remaining 2020 $ 1,928 2021 9,374 2022 8,340 2023 8,195 2024 7,237 Thereafter 2,990 Total minimum payments 38,064 Less: amount representing interest (3,782 ) Total $ 34,282

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jul. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease, Right-of-use asset	$ 4,585
Lease liabilities	4,576
Finance lease, right-of-use asset	2,052
Finance lease, liability	$ 1,852
Accounting Standards Update 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease, Right-of-use asset		$ 5,300
Lease liabilities		5,300
Finance lease, right-of-use asset		2,100
Finance lease, liability		$ 1,900

Debt Securities - Available for

Debt Securities - Available for Sale Securities Table (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 157,250	$ 120,834
Gross Unrealized Gains	2,298	1,174
Gross Unrealized Losses	(927)	(222)
Estimated Fair Value	158,621	121,786
U.S. Government Agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	6,645	15,099
Gross Unrealized Gains	197	122
Gross Unrealized Losses	0	(11)
Estimated Fair Value	6,842	15,210
Residential MBS of U.S. Government Agencies and GSEs
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	50,290	74,778
Gross Unrealized Gains	1,561	586
Gross Unrealized Losses	(99)	(184)
Estimated Fair Value	51,752	75,180
Municipal Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	21,208	24,896
Gross Unrealized Gains	503	423
Gross Unrealized Losses	(8)	(7)
Estimated Fair Value	21,703	25,312
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	79,107	6,061
Gross Unrealized Gains	37	43
Gross Unrealized Losses	(820)	(20)
Estimated Fair Value	$ 78,324	$ 6,084

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Amortized Cost
Due within one year	$ 41,056
Due after one year through five years	59,538
Due after five years through ten years	4,292
Due after ten years	2,074
Total	157,250
Estimated Fair Value
Due within one year	40,883
Due after one year through five years	59,464
Due after five years through ten years	4,445
Due after ten years	2,077
Estimated Fair Value	158,621	$ 121,786
Government Agencies and Government Sponsored Enterprises
Amortized Cost
Total	50,290
Estimated Fair Value
Estimated Fair Value	$ 51,752	$ 75,180

Debt Securities - Narrative (De

Debt Securities - Narrative (Details)	3 Months Ended		9 Months Ended
	Mar. 31, 2020USD ($)security	Mar. 31, 2019USD ($)	Mar. 31, 2020USD ($)security	Mar. 31, 2019USD ($)	Jun. 30, 2019USD ($)security
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 158,621,000		$ 158,621,000		$ 121,786,000
Proceeds from sale of securities available for sale	0	$ 0	0	$ 0
Gross realized gain (loss)	0	$ 0	0	$ 0
Securities available for sale pledged as collateral market value	$ 82,028,000		$ 82,028,000		$ 94,876,000
Number of securities with unrealized losses | security	48		48		100
Other than temporary impairment losses			$ 0
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 80,593,000		$ 80,593,000		$ 94,337,000

Debt Securities - Available f_2

Debt Securities - Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 158,621	$ 121,786
Less than 12 Months, Fair Value	68,834	1,537
12 Months or Longer, Fair Value	1,982	39,755
Total, Fair Value	70,816	41,292
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(886)	(8)
12 Months or More, Unrealized Losses	(41)	(214)
Total, Unrealized Losses	(927)	(222)
U.S. Government Agencies
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	6,842	15,210
Less than 12 Months, Fair Value		0
12 Months or Longer, Fair Value		6,988
Total, Fair Value		6,988
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value		0
12 Months or More, Unrealized Losses		(11)
Total, Unrealized Losses		(11)
Government Agencies and Government Sponsored Enterprises
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	51,752	75,180
Less than 12 Months, Fair Value	5,308	1,144
12 Months or Longer, Fair Value	1,982	24,242
Total, Fair Value	7,290	25,386
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(58)	(3)
12 Months or More, Unrealized Losses	(41)	(181)
Total, Unrealized Losses	(99)	(184)
Municipal Bonds
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	21,703	25,312
Less than 12 Months, Fair Value	1,744	0
12 Months or Longer, Fair Value	0	4,895
Total, Fair Value	1,744	4,895
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(8)	0
12 Months or More, Unrealized Losses	0	(7)
Total, Unrealized Losses	(8)	(7)
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	78,324	6,084
Less than 12 Months, Fair Value	61,782	393
12 Months or Longer, Fair Value	0	3,630
Total, Fair Value	61,782	4,023
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(820)	(5)
12 Months or More, Unrealized Losses	0	(15)
Total, Unrealized Losses	(820)	(20)
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 80,593	$ 94,337

Other Investments (Details)

Other Investments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Other Investment Not Readily Marketable [Line Items]
FHLB of Atlanta	$ 25,859	$ 31,969
Federal Reserve Bank of Richmond (FRB)	7,353	7,335
Other investments, at cost	41,201	45,378
Small Business Investment Companies (SBIC)
Other Investment Not Readily Marketable [Line Items]
Nonmarketable Investment Securities	$ 7,989	$ 6,074

Loans - Schedule of Accounts, N

Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 2,662,503	$ 2,705,186
Deferred loan fees, net	1,021	4
Total loans, net of deferred loan costs	2,663,524	2,705,190
Allowance for loan losses	(26,850)	(21,429)
Net loans	2,636,674	2,683,761
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	942,603	1,162,464
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Total loans	487,777	660,591
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans	144,804	139,435
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans	82,232	116,972
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans	80,765	80,602
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans	135,449	153,448
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Total loans	11,576	11,416
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,719,900	1,542,722
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans	990,693	927,261
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Total loans	249,714	210,916
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans	164,539	160,471
Commercial Loans | Equipment Finance
Accounts, Notes, Loans and Financing Receivable
Total loans	198,962	132,058
Commercial Loans | Municipal leases
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 115,992	$ 112,016

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 2,649,283	$ 2,688,405
Pass
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,600,110	2,650,959
Special Mention
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	22,042	12,968
Substandard
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	26,841	24,058
Doubtful
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	259	388
Loss
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	31	32
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	482,939	654,723
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	144,804	139,210
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	82,232	116,972
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	80,426	80,230
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	135,449	153,448
Retail Consumer Loans | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,576	11,416
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	473,723	644,159
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	142,630	137,001
Retail Consumer Loans | Pass | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	81,712	116,306
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	80,276	79,995
Retail Consumer Loans | Pass | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	134,382	152,393
Retail Consumer Loans | Pass | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	11,058	11,375
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,974	2,089
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	833	766
Retail Consumer Loans | Special Mention | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	3	71
Retail Consumer Loans | Special Mention | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	13
Retail Consumer Loans | Special Mention | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	5	1
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	6,984	8,072
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,341	1,434
Retail Consumer Loans | Substandard | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	520	666
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	147	164
Retail Consumer Loans | Substandard | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1,067	1,042
Retail Consumer Loans | Substandard | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	513	33
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	258	384
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Doubtful | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	3
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	19
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	9
Retail Consumer Loans | Loss | HELOCs - purchased
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | Indirect auto finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Retail Consumer Loans | Loss | Consumer loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	4
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	984,805	919,555
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	249,106	209,975
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	162,992	158,802
Commercial Loans | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	198,962	132,058
Commercial Loans | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	115,992	112,016
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	963,953	901,183
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	244,801	207,827
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	154,215	157,325
Commercial Loans | Pass | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	197,651	131,674
Commercial Loans | Pass | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	115,709	111,721
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	8,191	8,066
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	4,055	790
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	6,139	877
Commercial Loans | Special Mention | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	559	0
Commercial Loans | Special Mention | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	283	295
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	12,631	10,306
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	249	1,357
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	2,637	600
Commercial Loans | Substandard | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	752	384
Commercial Loans | Substandard | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	1
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Doubtful | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	30	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	1	0
Commercial Loans | Loss | Equipment Finance
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	0	0
Commercial Loans | Loss | Municipal leases
Financing Receivable, Recorded Investment
Non-purchased and purchased performing loans	$ 0	$ 0

Loans - Schedule of PCI Loans C

Loans - Schedule of PCI Loans Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Financing Receivable, Recorded Investment
Total loans	$ 2,649,283	$ 2,688,405
Pass
Financing Receivable, Recorded Investment
Total loans	2,600,110	2,650,959
Special Mention
Financing Receivable, Recorded Investment
Total loans	22,042	12,968
Substandard
Financing Receivable, Recorded Investment
Total loans	26,841	24,058
Doubtful
Financing Receivable, Recorded Investment
Total loans	259	388
Loss
Financing Receivable, Recorded Investment
Total loans	31	32
Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	482,939	654,723
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	144,804	139,210
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	80,426	80,230
Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	473,723	644,159
Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	142,630	137,001
Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	80,276	79,995
Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	1,974	2,089
Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	833	766
Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	3	71
Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	6,984	8,072
Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	1,341	1,434
Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	147	164
Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	258	384
Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	19
Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	9
Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	984,805	919,555
Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	249,106	209,975
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	162,992	158,802
Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	963,953	901,183
Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	244,801	207,827
Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	154,215	157,325
Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	8,191	8,066
Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	4,055	790
Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	6,139	877
Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	12,631	10,306
Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	249	1,357
Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	2,637	600
Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	1	1
Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	30	0
Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1	0
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Recorded Investment
Total loans	13,220	16,781
Purchased Credit Impaired (PCI) Loans | Pass
Financing Receivable, Recorded Investment
Total loans	8,488	11,113
Purchased Credit Impaired (PCI) Loans | Special Mention
Financing Receivable, Recorded Investment
Total loans	2,253	2,151
Purchased Credit Impaired (PCI) Loans | Substandard
Financing Receivable, Recorded Investment
Total loans	2,476	3,514
Purchased Credit Impaired (PCI) Loans | Doubtful
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Loss
Financing Receivable, Recorded Investment
Total loans	3	3
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | One to four family loans
Financing Receivable, Recorded Investment
Total loans	4,838	5,868
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans	0	225
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	339	372
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | One to four family loans
Financing Receivable, Recorded Investment
Total loans	3,368	4,124
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans		225
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Pass | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	108	142
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | One to four family loans
Financing Receivable, Recorded Investment
Total loans	463	248
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans		0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Special Mention | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | One to four family loans
Financing Receivable, Recorded Investment
Total loans	1,007	1,496
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans		0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Substandard | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	231	230
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans		0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Doubtful | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | One to four family loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | HELOCs - originated
Financing Receivable, Recorded Investment
Total loans		0
Purchased Credit Impaired (PCI) Loans | Retail Consumer Loans | Loss | Construction and land/lots
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	5,888	7,706
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	608	941
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,547	1,669
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	3,191	4,503
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	277	453
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Pass | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	1,544	1,666
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	1,790	1,903
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Special Mention | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	907	1,300
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	331	488
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Substandard | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Doubtful | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial real estate
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Construction and development loans
Financing Receivable, Recorded Investment
Total loans	0	0
Purchased Credit Impaired (PCI) Loans | Commercial Loans | Loss | Commercial and industrial
Financing Receivable, Recorded Investment
Total loans	$ 3	$ 3

Loans - Schedule of Past Due Fi

Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Financing Receivable, Past Due [Line Items]
Past Due	$ 11,692	$ 10,067
Current	2,650,811	2,695,119
Total Loans Receivable	2,662,503	2,705,186
30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	6,090	5,579
90 Days
Financing Receivable, Past Due [Line Items]
Past Due	5,602	4,488
Retail Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	942,603	1,162,464
Retail Consumer Loans | One-to-four family
Financing Receivable, Past Due [Line Items]
Past Due	3,728	3,004
Current	484,049	657,587
Total Loans Receivable	487,777	660,591
Retail Consumer Loans | One-to-four family | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	996	1,615
Retail Consumer Loans | One-to-four family | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	2,732	1,389
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Past Due [Line Items]
Past Due	713	457
Current	144,091	138,978
Total Loans Receivable	144,804	139,435
Retail Consumer Loans | HELOCs - originated | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	438	226
Retail Consumer Loans | HELOCs - originated | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	275	231
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Past Due [Line Items]
Past Due	808	485
Current	81,424	116,487
Total Loans Receivable	82,232	116,972
Retail Consumer Loans | HELOCs - purchased | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	761	0
Retail Consumer Loans | HELOCs - purchased | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	47	485
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Past Due [Line Items]
Past Due	242	144
Current	80,523	80,458
Total Loans Receivable	80,765	80,602
Retail Consumer Loans | Construction and land/lots | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	138
Retail Consumer Loans | Construction and land/lots | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	242	6
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Past Due [Line Items]
Past Due	662	696
Current	134,787	152,752
Total Loans Receivable	135,449	153,448
Retail Consumer Loans | Indirect auto finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	378	459
Retail Consumer Loans | Indirect auto finance | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	284	237
Retail Consumer Loans | Consumer loans
Financing Receivable, Past Due [Line Items]
Past Due	38	14
Current	11,538	11,402
Total Loans Receivable	11,576	11,416
Retail Consumer Loans | Consumer loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	17	6
Retail Consumer Loans | Consumer loans | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	21	8
Commercial Loans
Financing Receivable, Past Due [Line Items]
Total Loans Receivable	1,719,900	1,542,722
Commercial Loans | Commercial real estate
Financing Receivable, Past Due [Line Items]
Past Due	3,014	2,795
Current	987,679	924,466
Total Loans Receivable	990,693	927,261
Commercial Loans | Commercial real estate | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	1,854	2,279
Commercial Loans | Commercial real estate | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	1,160	516
Commercial Loans | Construction and development loans
Financing Receivable, Past Due [Line Items]
Past Due	342	1,133
Current	249,372	209,783
Total Loans Receivable	249,714	210,916
Commercial Loans | Construction and development loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	217	0
Commercial Loans | Construction and development loans | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	125	1,133
Commercial Loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Past Due	92	306
Current	164,447	160,165
Total Loans Receivable	164,539	160,471
Commercial Loans | Commercial and industrial | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	65	207
Commercial Loans | Commercial and industrial | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	27	99
Commercial Loans | Equipment Finance
Financing Receivable, Past Due [Line Items]
Past Due	2,053	1,033
Current	196,909	131,025
Total Loans Receivable	198,962	132,058
Commercial Loans | Equipment Finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	1,364	649
Commercial Loans | Equipment Finance | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	689	384
Commercial Loans | Municipal leases
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	115,992	112,016
Total Loans Receivable	115,992	112,016
Commercial Loans | Municipal leases | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Municipal leases | 90 Days
Financing Receivable, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans - Schedule of Past Due Lo

Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	$ 15,665	$ 10,358
90 Days & still accruing	0	0
Purchased Credit Impaired (PCI) Loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	1,018	1,344
Retail Consumer Loans | One to four family loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	3,863	3,223
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	431	372
90 Days & still accruing	0	0
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	520	666
90 Days & still accruing	0	0
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	19	6
90 Days & still accruing	0	0
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	623	463
90 Days & still accruing	0	0
Retail Consumer Loans | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	27	21
90 Days & still accruing	0	0
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	9,253	3,559
90 Days & still accruing	0	0
Commercial Loans | Construction and development loans
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	250	1,357
90 Days & still accruing	0	0
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	269	307
90 Days & still accruing	0	0
Commercial Loans | Equipment Finance
Accounts, Notes, Loans and Financing Receivable
Nonaccruing	410	384
90 Days & still accruing	$ 0	$ 0

Loans - Schedule of Troubled De

Loans - Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Performing financing receivable
Financing Receivable, Modifications
Performing TDRs included in impaired loans	$ 14,732	$ 23,116

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 22,031	$ 21,419	$ 21,429	$ 21,060
Provision for (recovery of) loan losses	5,400	5,500	5,800	5,500
Charge-offs	(1,001)	(2,936)	(2,126)	(3,609)
Recoveries	420	433	1,747	1,465
Balance at end of period	26,850	24,416	26,850	24,416
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	5,400	7,236	6,419	7,527
Provision for (recovery of) loan losses	1,519	(818)	(80)	(1,223)
Charge-offs	(295)	(288)	(678)	(881)
Recoveries	359	331	1,322	1,038
Balance at end of period	6,983	6,461	6,983	6,461
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	16,479	13,984	14,809	13,050
Provision for (recovery of) loan losses	3,851	6,316	5,899	7,005
Charge-offs	(706)	(2,648)	(1,448)	(2,728)
Recoveries	61	102	425	427
Balance at end of period	19,685	17,754	19,685	17,754
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	152	199	201	483
Provision for (recovery of) loan losses	30	2	(19)	(282)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Balance at end of period	$ 182	$ 201	$ 182	$ 201

Loans - Schedule of Ending Bala

Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	$ 26,850	$ 22,031	$ 21,429	$ 24,416	$ 21,419	$ 21,060
Allowance for loan losses, Loans individually evaluated for impairment	783		120
Allowance for loan losses, Loans collectively evaluated	25,885		21,108
Allowance for loan losses, Total	26,850		21,429
Total loans receivable, PCI	2,649,283		2,688,405
Total loans receivable, Loans individually evaluated for impairment	12,489		15,743
Total loans receivable, Loans collectively evaluated	2,636,794		2,672,662
Total loans	2,662,503		2,705,186
Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	182	152	201	201	199	483
Total loans receivable, PCI	13,220		16,781
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	6,983	5,400	6,419	6,461	7,236	7,527
Total loans	942,603		1,162,464
Retail Consumer Loans | One to four family loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	5		74
Allowance for loan losses, Loans collectively evaluated	2,427		2,375
Allowance for loan losses, Total	2,449		2,511
Total loans receivable, PCI	482,939		654,723
Total loans receivable, Loans individually evaluated for impairment	4,313		5,318
Total loans receivable, Loans collectively evaluated	478,626		649,405
Total loans	487,777		660,591
Retail Consumer Loans | One to four family loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	17		62
Total loans receivable, PCI	4,838		5,868
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		7
Allowance for loan losses, Loans collectively evaluated	1,384		1,060
Allowance for loan losses, Total	1,384		1,067
Total loans receivable, PCI	144,804		139,210
Total loans receivable, Loans individually evaluated for impairment	0		7
Total loans receivable, Loans collectively evaluated	144,804		139,203
Total loans	144,804		139,435
Retail Consumer Loans | HELOCs - originated | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		225
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	485		518
Allowance for loan losses, Total	485		518
Total loans receivable, PCI	82,232		116,972
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	82,232		116,972
Total loans	82,232		116,972
Retail Consumer Loans | HELOCs - purchased | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	1,387		1,265
Allowance for loan losses, Total	1,420		1,265
Total loans receivable, PCI	80,426		80,230
Total loans receivable, Loans individually evaluated for impairment	303		323
Total loans receivable, Loans collectively evaluated	80,123		79,907
Total loans	80,765		80,602
Retail Consumer Loans | Construction and land/lots | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	33		0
Total loans receivable, PCI	339		372
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	1,145		927
Allowance for loan losses, Total	1,145		927
Total loans receivable, PCI	135,449		153,448
Total loans receivable, Loans individually evaluated for impairment	10		0
Total loans receivable, Loans collectively evaluated	135,439		153,448
Total loans	135,449		153,448
Retail Consumer Loans | Indirect auto finance | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Retail Consumer Loans | Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		4
Allowance for loan losses, Loans collectively evaluated	150		189
Allowance for loan losses, Total	150		193
Total loans receivable, PCI	11,576		11,416
Total loans receivable, Loans individually evaluated for impairment	0		4
Total loans receivable, Loans collectively evaluated	11,576		11,412
Total loans	11,576		11,416
Retail Consumer Loans | Consumer loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	19,685	$ 16,479	14,809	$ 17,754	$ 13,984	$ 13,050
Total loans	1,719,900		1,542,722
Commercial Loans | Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	772		28
Allowance for loan losses, Loans collectively evaluated	9,574		7,890
Allowance for loan losses, Total	10,459		8,036
Total loans receivable, PCI	984,805		919,555
Total loans receivable, Loans individually evaluated for impairment	7,114		8,692
Total loans receivable, Loans collectively evaluated	977,691		910,863
Total loans	990,693		927,261
Commercial Loans | Commercial real estate | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	113		118
Total loans receivable, PCI	5,888		7,706
Commercial Loans | Construction and development loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	5		5
Allowance for loan losses, Loans collectively evaluated	4,147		3,187
Allowance for loan losses, Total	4,156		3,196
Total loans receivable, PCI	249,106		209,975
Total loans receivable, Loans individually evaluated for impairment	310		1,397
Total loans receivable, Loans collectively evaluated	248,796		208,578
Total loans	249,714		210,916
Commercial Loans | Construction and development loans | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	4		4
Total loans receivable, PCI	608		941
Commercial Loans | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	1		2
Allowance for loan losses, Loans collectively evaluated	2,384		1,957
Allowance for loan losses, Total	2,400		1,976
Total loans receivable, PCI	162,992		158,802
Total loans receivable, Loans individually evaluated for impairment	28		2
Total loans receivable, Loans collectively evaluated	162,964		158,800
Total loans	164,539		160,471
Commercial Loans | Commercial and industrial | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	15		17
Total loans receivable, PCI	1,547		1,669
Commercial Loans | Equipment Finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	2,182		1,305
Allowance for loan losses, Total	2,182		1,305
Total loans receivable, PCI	198,962		132,058
Total loans receivable, Loans individually evaluated for impairment	411		0
Total loans receivable, Loans collectively evaluated	198,551		132,058
Total loans	198,962		132,058
Commercial Loans | Equipment Finance | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	0		0
Commercial Loans | Municipal leases
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, Loans individually evaluated for impairment	0		0
Allowance for loan losses, Loans collectively evaluated	620		435
Allowance for loan losses, Total	620		435
Total loans receivable, PCI	115,992		112,016
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	115,992		112,016
Total loans	115,992		112,016
Commercial Loans | Municipal leases | Purchased Credit Impaired (PCI) Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for loan losses, PCI	0		0
Total loans receivable, PCI	$ 0		$ 0

Loans - Schedule of Impaired Lo

Loans - Schedule of Impaired Loans and Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Financing Receivable, Impaired
Unpaid principal balance	$ 45,970	$ 47,611
Recorded investment with a recorded allowance	22,724	22,070
Recorded investment with no recorded allowance	7,848	10,885
Total	30,572	32,955
Related recorded allowance	1,270	601
Impaired loans not individually evaluated	18,083	17,212
Recorded allowance of impaired loans not individually evaluated	487	481
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Unpaid principal balance	18,211	18,302
Recorded investment with a recorded allowance	10,914	12,461
Recorded investment with no recorded allowance	3,975	3,152
Total	14,889	15,613
Related recorded allowance	383	472
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Unpaid principal balance	1,724	2,410
Recorded investment with a recorded allowance	1,636	564
Recorded investment with no recorded allowance	52	1,219
Total	1,688	1,783
Related recorded allowance	42	46
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Unpaid principal balance	474	666
Recorded investment with a recorded allowance	474	0
Recorded investment with no recorded allowance	0	666
Total	474	666
Related recorded allowance	2	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Unpaid principal balance	1,547	1,917
Recorded investment with a recorded allowance	756	957
Recorded investment with no recorded allowance	303	323
Total	1,059	1,280
Related recorded allowance	22	26
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Unpaid principal balance	1,003	601
Recorded investment with a recorded allowance	392	353
Recorded investment with no recorded allowance	299	137
Total	691	490
Related recorded allowance	4	2
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Unpaid principal balance	53	379
Recorded investment with a recorded allowance	16	7
Recorded investment with no recorded allowance	28	41
Total	44	48
Related recorded allowance	2	6
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Unpaid principal balance	10,078	10,127
Recorded investment with a recorded allowance	7,669	6,434
Recorded investment with no recorded allowance	1,847	3,404
Total	9,516	9,838
Related recorded allowance	803	36
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Unpaid principal balance	1,591	2,574
Recorded investment with a recorded allowance	621	940
Recorded investment with no recorded allowance	80	791
Total	701	1,731
Related recorded allowance	8	7
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Unpaid principal balance	9,823	10,173
Recorded investment with a recorded allowance	246	354
Recorded investment with no recorded allowance	853	768
Total	1,099	1,122
Related recorded allowance	4	6
Commercial Loans | Equipment Finance
Financing Receivable, Impaired
Unpaid principal balance	1,466	462
Recorded investment with a recorded allowance	0	0
Recorded investment with no recorded allowance	411	384
Total	411	384
Related recorded allowance	$ 0	$ 0

Loans - Schedule of Average Rec

Loans - Schedule of Average Recorded Investment in Loans, Interest Income Recognized (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Financing Receivable, Impaired
Average recorded investment	$ 29,442	$ 27,086	$ 30,295	$ 28,724
Interest income recognized	341	524	1,169	1,499
Retail Consumer Loans | One to four family loans
Financing Receivable, Impaired
Average recorded investment	14,189	16,499	14,861	17,878
Interest income recognized	175	237	560	699
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Impaired
Average recorded investment	1,724	957	1,706	1,067
Interest income recognized	23	18	76	52
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Impaired
Average recorded investment	474	333	524	235
Interest income recognized	30	3	37	10
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Impaired
Average recorded investment	1,091	1,356	1,174	1,491
Interest income recognized	19	24	63	75
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Impaired
Average recorded investment	625	361	506	341
Interest income recognized	8	6	42	19
Retail Consumer Loans | Consumer loans
Financing Receivable, Impaired
Average recorded investment	53	1,580	229	1,335
Interest income recognized	3	17	9	58
Commercial Loans | Commercial real estate
Financing Receivable, Impaired
Average recorded investment	8,728	4,116	8,496	4,376
Interest income recognized	59	123	237	313
Commercial Loans | Construction and development loans
Financing Receivable, Impaired
Average recorded investment	712	1,696	1,323	1,800
Interest income recognized	10	16	36	51
Commercial Loans | Commercial and industrial
Financing Receivable, Impaired
Average recorded investment	1,119	188	812	201
Interest income recognized	11	80	103	222
Commercial Loans | Equipment Finance
Financing Receivable, Impaired
Average recorded investment	727	0	664	0
Interest income recognized	$ 3	$ 0	$ 6	$ 0

Loans - Schedule of Changes in

Loans - Schedule of Changes in Accretable Yield for Purchased Impaired Loans (Details) - Purchased Credit Impaired (PCI) Loans - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Changes in Accretable Yield [Roll Forward]
Accretable yield, beginning of period	$ 4,355	$ 5,232	$ 5,259	$ 5,734
Reclass from nonaccretable yield	171	118	421	542
Other changes, net	(23)	528	(332)	863
Interest income	(378)	(412)	(1,223)	(1,673)
Accretable yield, end of period	$ 4,125	$ 5,466	$ 4,125	$ 5,466

Loans - Schedule of Debt Restru

Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	3	9	14	20
Pre-modification outstanding recorded investment	$ 349	$ 6,197	$ 1,617	$ 6,823
Post-modification outstanding recorded investment	$ 347	$ 6,194	$ 1,494	$ 6,804
Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications
Number of loans | loan			1	1
Pre-modification outstanding recorded investment			$ 88	$ 85
Post-modification outstanding recorded investment			$ 87	$ 84
Extended Maturity
Financing Receivable, Modifications
Number of loans | loan			3	3
Pre-modification outstanding recorded investment			$ 896	$ 227
Post-modification outstanding recorded investment			$ 893	$ 227
Other TDR
Financing Receivable, Modifications
Number of loans | loan			10	16
Pre-modification outstanding recorded investment			$ 633	$ 6,511
Post-modification outstanding recorded investment			$ 514	$ 6,493
Retail Consumer Loans | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications
Number of loans | loan	0	3
Pre-modification outstanding recorded investment	$ 0	$ 227
Post-modification outstanding recorded investment	$ 0	$ 227
Retail Consumer Loans | Interest Rate Below Market Reduction [Member] | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	0	2	0	1
Pre-modification outstanding recorded investment	$ 0	$ 15	$ 0	$ 85
Post-modification outstanding recorded investment	$ 0	$ 15	$ 0	$ 84
Retail Consumer Loans | Interest Rate Below Market Reduction [Member] | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan	0			1
Pre-modification outstanding recorded investment	$ 0			$ 212
Post-modification outstanding recorded investment	$ 0			$ 212
Retail Consumer Loans | Extended Maturity | One to four family loans
Financing Receivable, Modifications
Number of loans | loan			2	2
Pre-modification outstanding recorded investment			$ 70	$ 212
Post-modification outstanding recorded investment			$ 67	$ 212
Retail Consumer Loans | Extended Maturity | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan			0	1
Pre-modification outstanding recorded investment			$ 0	$ 15
Post-modification outstanding recorded investment			$ 0	$ 15
Retail Consumer Loans | Other TDR
Financing Receivable, Modifications
Number of loans | loan	3	6
Pre-modification outstanding recorded investment	$ 349	$ 5,970
Post-modification outstanding recorded investment	$ 347	$ 5,967
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	2	2	4	10
Pre-modification outstanding recorded investment	$ 319	$ 335	$ 353	$ 841
Post-modification outstanding recorded investment	$ 317	$ 334	$ 348	$ 829
Retail Consumer Loans | Other TDR | Indirect Auto Finance [Member]
Financing Receivable, Modifications
Number of loans | loan			4	1
Pre-modification outstanding recorded investment			$ 68	$ 33
Post-modification outstanding recorded investment			$ 57	$ 29
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan			0	1
Pre-modification outstanding recorded investment			$ 0	$ 2
Post-modification outstanding recorded investment			$ 0	$ 2
Retail Consumer Loans | Other TDR | Construction and land/lots
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Pre-modification outstanding recorded investment	$ 0	$ 29	$ 0	$ 29
Post-modification outstanding recorded investment	$ 0	$ 28	$ 0	$ 28
Commercial Loans | Interest Rate Below Market Reduction [Member] | Commercial real estate
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 88	$ 0
Post-modification outstanding recorded investment			$ 87	$ 0
Commercial Loans | Extended Maturity | Commercial and industrial
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 826	$ 0
Post-modification outstanding recorded investment			$ 826	$ 0
Commercial Loans | Other TDR | Commercial real estate
Financing Receivable, Modifications
Number of loans | loan	1	2	1	2
Pre-modification outstanding recorded investment	$ 30	$ 5,424	$ 30	$ 5,424
Post-modification outstanding recorded investment	$ 30	$ 5,423	$ 30	$ 5,423
Commercial Loans | Other TDR | Construction and development loans
Financing Receivable, Modifications
Number of loans | loan	0	1	1	1
Pre-modification outstanding recorded investment	$ 0	$ 182	$ 182	$ 182
Post-modification outstanding recorded investment	$ 0	$ 182	$ 79	$ 182

Loans - Schedule of Troubled _2

Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	0	3	2	3
Recorded investment | $	$ 0	$ 186	$ 49	$ 186
Other TDR
Financing Receivable, Modifications
Number of loans | loan	0	3	2	3
Recorded investment | $	$ 0	$ 186	$ 49	$ 186
Retail Consumer Loans | Other TDR | One to four family loans
Financing Receivable, Modifications
Number of loans | loan	0	2	2	2
Recorded investment | $	$ 0	$ 184	$ 49	$ 184
Retail Consumer Loans | Other TDR | Consumer loans
Financing Receivable, Modifications
Number of loans | loan	0	1	0	1
Recorded investment | $	$ 0	$ 2	$ 0	$ 2

Loans Loans - Narrative (Detail

Loans Loans - Narrative (Details) - Coronavirus Aid, Relief, And Economic Securities Act, Short-Term Modifications $ in Millions	Mar. 31, 2020USD ($)
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total modifications	$ 14.3
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total modifications	$ 162.4

Real Estate Owned (Details)

Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019	Jun. 30, 2019
Real Estate Properties [Line Items]
Balance at beginning of period	$ 1,451	$ 2,955	$ 2,929	$ 3,684
Transfers from loans	0	482	46	578
Sales, net of gain or loss	(376)	(397)	(1,722)	(971)
Writedowns	0	(37)	(178)	(288)
Balance at end of period	1,075	$ 3,003	1,075	$ 3,003
Consumer loans | Retail Consumer Loans
Real Estate Properties [Line Items]
Balance at beginning of period			1,018
Balance at end of period	205		205
Residential real estate in the process of foreclosure	$ 61		$ 61		$ 243

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Numerator:
Net income	$ 1,193	$ 3,302	$ 19,188	$ 19,133
Allocation of earnings to participating securities	(11)	(23)	(167)	(132)
Numerator for basic EPS - Net income available to common stockholders	1,182	3,279	19,021	19,001
Dilutive effect to participating securities	2	3	6	5
Numerator for diluted EPS	$ 1,184	$ 3,282	$ 19,027	$ 19,006
Denominator:
Weighted-average common shares outstanding - basic	16,688,646	17,506,018	16,898,391	17,811,962
Effect of dilutive shares	569,782	691,411	625,861	716,199
Weighted-average common shares outstanding - diluted	17,258,428	18,197,429	17,524,252	18,528,161
Net income per share - basic (in dollars per share)	$ 0.07	$ 0.19	$ 1.12	$ 1.07
Net income per share - diluted (in dollars per share)	$ 0.07	$ 0.18	$ 1.08	$ 1.02

Net Income per Share - Antidilu

Net Income per Share - Antidilutive Stock Options (Details) - shares	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	506,800	434,400	506,800	445,800

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ in Thousands	Jan. 17, 2013	Mar. 31, 2020	Mar. 31, 2019	Jun. 30, 2019	Jun. 30, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name	2013 Omnibus Incentive Plan
Nonvested, number of shares (in shares)		312,500	377,600
Remaining contractual life (years)		4 years 7 months 6 days	5 years 3 months 18 days	5 years	5 years 10 months 31 days
Options outstanding (in shares)			377,600
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized		$ 1,853	$ 2,326
Compensation cost not yet recognized, period for recognition (in years)		1 year 11 months 23 days	2 years 1 month 6 days
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)			5 years
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		5 years	7 years
Performance Restricted Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested (in shares)		21,625	10,375
Vesting period		3 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized, period for recognition (in years)		2 years	2 years 1 month 6 days
Compensation not yet recognized, share-based awards other than options		$ 3,736	$ 2,790
Non-vested (in shares)		148,731	123,800	123,800	133,410
Restricted Stock | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years	5 years
Restricted Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years	7 years
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors
Number of shares authorized (in shares)	2,962,400
Shares held for awards of stock options and stock appreciation rights (in shares)	2,116,000
Shares held for awards of restricted stock and restricted stock units (in shares)	846,400

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Share-based Payment Arrangement [Abstract]
Share-based compensation expense	$ 458	$ 409	$ 1,341	$ 1,165
Share-based compensation expense, tax related benefit	$ 108	$ 96	$ 315	$ 274

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Jun. 30, 2019	Jun. 30, 2018
Options
Options Outstanding, Beginning of Period (in shares)	1,657,214	1,718,270	1,718,270
Granted (in shares)	61,000	40,500
Exercised (in shares)	106,914	69,111
Forfeited (in shares)	800	20,300
Options Outstanding, End of period (in shares)	1,610,500	1,668,414	1,657,214	1,718,270
Exercisable (in shares)	1,298,000	1,290,814
Weighted- average exercise price
Options Outstanding, Beginning of Period (in usd per share)	$ 17.59	$ 17.29	$ 17.29
Granted (in usd per share)	26.40	27.51
Exercised (in usd per share)	14.41	14.53
Forfeited (in usd per share)	17.35	23.39
Options Outstanding, End of Period (in usd per share)	18.13	17.57	$ 17.59	$ 17.29
Exercisable (in usd per share)	$ 15.45	$ 15.39
Remaining contractual life (years)	4 years 7 months 6 days	5 years 3 months 18 days	5 years	5 years 10 months 31 days
Exercisable (in years)	3 years 8 months 12 days	4 years 4 months 24 days
Aggregate intrinsic value	$ 1,617	$ 13,098	$ 12,909	$ 18,664
Aggregate intrinsic value	$ 1,617	$ 12,733
Non-vested Options
Nonvested, number of shares (in shares)	312,500	377,600
Nonvested, weighted average grant date fair value (in dollars per share)	$ 25.86	$ 25.04
Nonvested, contractual term (in years)	8 years 2 months 12 days	8 years 6 months
Nonvested, intrinsic value	$ 0	$ 365
Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period		945
Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price		$ 23.82

Equity Incentive Plan - Assumpt

Equity Incentive Plan - Assumptions Used in Estimating Fair Value (Details) - $ / shares	9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Share-based Payment Arrangement [Abstract]
Weighted-average volatility	17.77%	17.84%
Expected dividend yield	0.98%	0.87%
Risk-free interest rate	1.50%	2.54%
Expected life (years)	6 years 6 months	6 years 6 months
Weighted-average fair value of options granted (in dollars per share)	$ 4.79	$ 5.88

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Nonvested Restricted Stock Units Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Jun. 30, 2019	Jun. 30, 2018
Weighted- average grant date fair value
Aggregate intrinsic value	$ 1,617	$ 12,733
Restricted Stock
Restricted stock awards
Non-vested, Beginning Balance (in shares)	123,800	133,410
Granted (in shares)	65,556	34,000
Vested (in shares)	37,425	39,310
Forfeited (in shares)	3,200	4,300
Non-vested, Ending Balance (in shares)	148,731	123,800
Weighted- average grant date fair value
Non-vested, Beginning Balance (in usd per share)	$ 24.65	$ 22.85
Granted (in usd per share)	26.76	27.51
Vested (in usd per share)	22.90	21.64
Forfeitures (in dollars per share)	20.62	19.22
Non-vested, Ending Balance (in usd per share)	$ 26.11	$ 24.64
Aggregate intrinsic value	$ 2,638	$ 2,263	$ 3,322	$ 3,755

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2020	Jun. 30, 2019
Other Commitments
Unused commitments to extend credit	$ 54,884	$ 93,432
Variable rate commitments	13,013	34,631
Fixed rate commitments	41,871	58,801
Remaining borrowing capacity	374,401	353,663
Required cash reserve	0	2,633
Letters of credit outstanding	$ 6,833	$ 9,460
Minimum
Other Commitments
Fixed interest rate (as a percent)	1.69%	2.69%
Loan Commitments Terms		3 years
Maximum
Other Commitments
Fixed interest rate (as a percent)	8.53%	8.59%
Loan Commitments Terms		30 years
Construction and development
Other Commitments
Unused commitments to extend credit	$ 161,655	$ 181,477

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 158,621	$ 121,786
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	158,621	121,786
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	6,842	15,210
US Government Agencies | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	6,842	15,210
US Government Agencies | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	51,752	75,180
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	51,752	75,180
Government Agencies and Government Sponsored Enterprises | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	21,703	25,312
Municipal Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	21,703	25,312
Municipal Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	78,324	6,084
Corporate Bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate Bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	78,324	6,084
Corporate Bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 6,592	$ 10,875
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	6,099	9,071
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	493	1,804
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	6,592	10,875
Fair Value, Inputs, Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	6,099	9,071
Fair Value, Inputs, Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 493	$ 1,804

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2020	Jun. 30, 2019
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
Weighted Average	20.00%
Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
Weighted Average	12.00%
Fair Value, Measurements, Nonrecurring
March 31, 2020	$ 6,592	$ 10,875
Fair Value, Measurements, Nonrecurring | Other real estate owned
March 31, 2020	493	1,804
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
March 31, 2020	6,592	10,875
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Other real estate owned
March 31, 2020	493	$ 1,804
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Impaired loans, net
March 31, 2020	6,099
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3 | Nonrecurring measurements | Other real estate owned
March 31, 2020	$ 493
Fair Value, Measurements, Nonrecurring | Minimum | Impaired loans, net
Weighted Average	0.00%
Fair Value, Measurements, Nonrecurring | Minimum | Foreclosed real estate
Weighted Average	8.00%
Fair Value, Measurements, Nonrecurring | Maximum | Impaired loans, net
Weighted Average	63.00%
Fair Value, Measurements, Nonrecurring | Maximum | Foreclosed real estate
Weighted Average	25.00%
Valuation Technique, Discounted Cash Flow | Fair Value, Measurements, Nonrecurring | Minimum | Impaired loans, net
Weighted Average	0.00%
Valuation Technique, Discounted Cash Flow | Fair Value, Measurements, Nonrecurring | Maximum | Impaired loans, net
Weighted Average	3.00%

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$ 82,061	$ 71,043
Fair Value, Inputs, Level 1 | Commercial paper
Financial Instruments Owned	281,955	241,446
Fair Value, Inputs, Level 1 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | FHLB Stock
Financial Instruments Owned	25,859	31,969
Fair Value, Inputs, Level 1 | FRB Stock
Financial Instruments Owned	7,353	7,335
Fair Value, Inputs, Level 1 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest receivable
Financial Instruments Owned	0	350
Fair Value, Inputs, Level 1 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest payable
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	57,544	52,005
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	158,621	121,786
Fair Value, Inputs, Level 2 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	1,002	750
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	819,373	746,617
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	801,424	691,172
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	169,792	177,278
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	771,440	712,485
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	569,850	688,418
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	1,308	2,252
Fair Value, Inputs, Level 3 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	2,637,208	2,604,827
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	39,359	18,591
Fair Value, Inputs, Level 3 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Small Business Investment Company Funds
Financial Instruments Owned	7,989	6,074
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	8,499	9,433
Fair Value, Inputs, Level 3 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Accrued interest payable
Financial Instruments Owned	0	0
Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	82,061	71,043
Carrying Value | Commercial paper
Financial Instruments Owned	281,955	241,446
Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	57,544	52,005
Carrying Value | Securities available for sale
Financial Instruments Owned	158,621	121,786
Carrying Value | Loans, net
Financial Instruments Owned	2,636,674	2,683,761
Carrying Value | Loans held for sale
Financial Instruments Owned	38,682	18,175
Carrying Value | FHLB Stock
Financial Instruments Owned	25,859	31,969
Carrying Value | FRB Stock
Financial Instruments Owned	7,353	7,335
Carrying Value | Small Business Investment Company Funds
Financial Instruments Owned	7,989	6,074
Carrying Value | Accrued interest receivable
Financial Instruments Owned	9,501	10,533
Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	819,373	746,617
Carrying Value | Money market accounts
Financial Instruments Owned	801,424	691,172
Carrying Value | Savings accounts
Financial Instruments Owned	169,792	177,278
Carrying Value | Certificates of deposit
Financial Instruments Owned	764,198	712,190
Carrying Value | Other borrowings
Financial Instruments Owned	535,000	680,000
Carrying Value | Accrued interest payable
Financial Instruments Owned	1,308	2,252
Fair Value | Cash and interest-bearing deposits
Financial Instruments Owned	82,061	71,043
Fair Value | Commercial paper
Financial Instruments Owned	281,955	241,446
Fair Value | Certificates of deposit in other banks
Financial Instruments Owned	57,544	52,005
Fair Value | Securities available for sale
Financial Instruments Owned	158,621	121,786
Fair Value | Loans, net
Financial Instruments Owned	2,637,208	2,604,827
Fair Value | Loans held for sale
Financial Instruments Owned	39,359	18,591
Fair Value | FHLB Stock
Financial Instruments Owned	25,859	31,969
Fair Value | FRB Stock
Financial Instruments Owned	7,353	7,335
Fair Value | Small Business Investment Company Funds
Financial Instruments Owned	7,989	6,074
Fair Value | Accrued interest receivable
Financial Instruments Owned	9,501	10,533
Fair Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	819,373	746,617
Fair Value | Money market accounts
Financial Instruments Owned	801,424	691,172
Fair Value | Savings accounts
Financial Instruments Owned	169,792	177,278
Fair Value | Certificates of deposit
Financial Instruments Owned	771,440	712,485
Fair Value | Other borrowings
Financial Instruments Owned	569,850	688,418
Fair Value | Accrued interest payable
Financial Instruments Owned	$ 1,308	$ 2,252

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value off-balance sheet risks, amount, liability	$ 590,940	$ 628,572

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2020USD ($)
Leases [Abstract]
Renewal term (in years)	15 years	15 years
ROU assets	$ 4,585	$ 4,585
Lease liabilities	$ 4,576	$ 4,576
Weighted-average remaining lease terms	5 years 33 days	5 years 33 days
Weighted-average discount rate	2.68%	2.68%
Finance lease, right-of-use asset	$ 2,052	$ 2,052
Finance lease, liability	1,852	1,852
Finance lease, interest expense	$ 24	$ 73
Finance lease, discount rate	5.18%	5.18%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Finance and Operating Leases (Details) $ in Thousands	Mar. 31, 2020USD ($)
Operating Leases
Remaining 2020	$ 336
2021	1,130
2022	1,034
2023	997
2024	526
Thereafter	896
Total of future minimum payments	4,919
Finance Leases
Remaining 2020	34
2021	134
2022	134
2023	134
2024	145
Thereafter	1,993
Total minimum lease payments	2,574
Less: amount representing interest	(722)
Present value of net minimum lease payments	$ 1,852

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2020	Mar. 31, 2020
Leases [Abstract]
Operating lease cost (included in occupancy expense)	$ 436	$ 1,368
Total operating lease expense, net	(61)	(181)
Total operating lease expense, net	$ 375	$ 1,187

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) $ in Thousands	9 Months Ended
	Mar. 31, 2020USD ($)
Leases [Abstract]
ROU assets - noncash additions (operating leases)	$ 5,296
ROU assets - noncash addition (finance lease)	2,052
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	1,609
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 67

Leases - Lessor, Lease Income (

Leases - Lessor, Lease Income (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2020USD ($)
Lessor, Lease, Description [Line Items]
Leased asset	$ 19,403	$ 19,403
Operating lease, residual value of leased asset	10,971	10,971
Operating lease, lease income	989	2,215
Depreciation expense	746	1,554
Direct financing lease, interest income	420	1,121
Lease receivables	$ 34,282	$ 34,282
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year	1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	5 years	5 years

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Mar. 31, 2020USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
Remaining 2020	$ 1,136
2021	7,729
2022	7,172
2023	2,865
2024	2,187
Thereafter	135
Total of future minimum payments	21,224
Financing Leases
Remaining 2020	1,928
2021	9,374
2022	8,340
2023	8,195
2024	7,237
Thereafter	2,990
Total minimum payments	38,064
Less: amount representing interest	(3,782)
Total	$ 34,282

Subsequent Event (Details)

Subsequent Event (Details) - Subsequent Event $ in Millions	1 Months Ended
	May 05, 2020USD ($)loan
Subsequent Event [Line Items]
Number of PPP loan applications | loan	318
PPP loan, total amount	$ 93.3
Coronavirus Aid, Relief, And Economic Securities Act, Short-Term Modifications
Subsequent Event [Line Items]
Total loan book balance	$ 526.9