HomeTrust Bancshares (HTBI) 10-Q 5 Nov 21 2022 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Sep. 30, 2021	Nov. 03, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	001-35593
Entity Registrant Name	HOMETRUST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	45-5055422
Entity Address, Address Line One	10 Woodfin Street
Entity Address, City or Town	Asheville
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28801
City Area Code	828
Local Phone Number	259-3939
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	HTBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		16,316,211
Entity Central Index Key	0001538263
Current Fiscal Year End Date	--06-30
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	[1]
Assets
Cash	$ 22,431	$ 22,312
Interest-bearing deposits	20,142	28,678
Cash and cash equivalents	42,573	50,990
Commercial paper	196,652	189,596
Certificates of deposit in other banks	35,495	40,122
Debt securities available for sale, at fair value (amortized cost of $122,915 and $154,493 at September 30, 2021 and June 30, 2021, respectively)	124,576	156,459
Other investments, at cost	20,891	23,710
Loans held for sale	105,161	93,539
Total loans, net of deferred loan fees and costs	2,719,642	2,733,267
Allowance for credit losses	(34,406)	(35,468)
Net loans	2,685,236	2,697,799
Premises and equipment, net	68,568	70,909
Accrued interest receivable	8,429	7,933
Real Estate Owned ("REO")	45	188
Deferred income taxes	15,722	16,901
Bank Owned Life Insurance ("BOLI")	93,679	93,108
Goodwill	25,638	25,638
Core deposit intangibles	250	343
Other assets	58,445	57,488
Total Assets	3,481,360	3,524,723
Liabilities
Deposits	2,987,284	2,955,541
Borrowings	40,000	115,000
Other liabilities	57,565	57,663
Total liabilities	3,084,849	3,128,204
Stockholders' equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 16,307,658 shares     issued and outstanding at September 30, 2021; 16,636,483 at June 30, 2021	163	167
Additional paid in capital	151,425	160,582
Retained earnings	249,331	240,075
Unearned Employee Stock Ownership Plan ("ESOP") shares	(5,687)	(5,819)
Accumulated other comprehensive income	1,279	1,514
Total stockholders' equity	396,511	396,519
Total liabilities and stockholders' equity	$ 3,481,360	$ 3,524,723
[1]	Derived from audited financial statements.

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Statement of Financial Position [Abstract]
Debt securities available for sale, at fair value, amortized cost	$ 122,915	$ 154,493
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	16,307,658	16,636,483
Common stock shares outstanding	16,307,658	16,636,483

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Interest and dividend income
Loans	$ 27,895	$ 28,592
Commercial paper and interest-bearing deposits	331	881
Debt securities available for sale	524	528
Other investments	555	448
Total interest and dividend income	29,305	30,449
Interest expense
Deposits	1,572	3,253
Borrowings	26	1,687
Total interest expense	1,598	4,940
Net interest income	27,707	25,509
Total provision (benefit) for credit losses	(1,460)	950
Net interest income after provision (benefit) for credit losses	29,167	24,559
Noninterest income
Service charges and fees on deposit accounts	2,372	2,097
Loan income and fees	979	474
Gain on sale of loans held for sale	4,057	3,344
BOLI income	518	532
Operating lease income	1,540	1,325
Other, net	886	867
Total noninterest income	10,352	8,639
Noninterest expense
Salaries and employee benefits	15,280	15,207
Net occupancy expense	2,317	2,293
Computer services	2,324	2,307
Telephone, postage, and supplies	712	662
Marketing and advertising	705	325
Deposit insurance premiums	566	511
REO related expense	142	213
Core deposit intangible amortization	93	238
Other	3,877	4,244
Total noninterest expense	26,016	26,000
Income before income taxes	13,503	7,198
Income tax expense	2,976	1,445
Net income	$ 10,527	$ 5,753
Net income per common share:
Basic (in dollars per share)	$ 0.66	$ 0.35
Diluted (in dollars per share)	$ 0.65	$ 0.35
Average shares outstanding:
Basic (in shares)	15,761,247	16,230,990
Diluted (in shares)	16,146,611	16,469,242

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Statement of Comprehensive Income [Abstract]
Net Income	$ 10,527	$ 5,753
Other comprehensive income (loss)
Gains (losses) arising during the period	(305)	199
Deferred income tax benefit (expense)	70	(46)
Total other comprehensive income (loss)	(235)	153
Comprehensive income	$ 10,292	$ 5,906

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative-effect adjustment due to the adoption of ASU 2016-13	Common Stock	Additional Paid In Capital	Retained Earnings	Retained EarningsCumulative-effect adjustment due to the adoption of ASU 2016-13	Unearned ESOP Shares	Accumulated Other Comprehensive Income (loss)
Balance at beginning of period (in shares) at Jun. 30, 2020			17,021,357
Balance at beginning of period at Jun. 30, 2020	$ 408,263	$ (13,358)	$ 170	$ 169,648	$ 242,776	$ (13,358)	$ (6,348)	$ 2,017
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	5,753				5,753
Cash dividends declared on common stock	(1,148)				(1,148)
Retired stock (in shares)			(633)
Retired stock	(9)			(9)
Stock option expense	164			164
Restricted stock expense	342			342
ESOP shares allocated	191			59			132
Other comprehensive income (loss)	153							153
Balance at end of period (in shares) at Sep. 30, 2020			17,020,724
Balance at end of period at Sep. 30, 2020	$ 400,351		$ 170	170,204	234,023		(6,216)	2,170
Balance at beginning of period (in shares) at Jun. 30, 2021	16,636,483		16,636,483
Balance at beginning of period at Jun. 30, 2021	$ 396,519		$ 167	160,582	240,075		(5,819)	1,514
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	10,527				10,527
Cash dividends declared on common stock	(1,271)				(1,271)
Shares repurchased (in shares)			(376,435)
Stock repurchased	(10,433)		$ (4)	(10,429)
Forfeited restricted stock (in shares)			(3,000)
Retired stock (in shares)			(2,708)
Retired stock	$ (75)			(75)
Granted restricted stock (in shares)	7,118
Exercised stock options (in shares)	46,200		46,200
Exercised stock options	$ 700			700
Stock option expense	159			159
Restricted stock expense	256			256
ESOP shares allocated	364			232			132
Other comprehensive income (loss)	$ (235)							(235)
Balance at end of period (in shares) at Sep. 30, 2021	16,307,658		16,307,658
Balance at end of period at Sep. 30, 2021	$ 396,511		$ 163	$ 151,425	$ 249,331		$ (5,687)	$ 1,279

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Common stock, dividends, declared (in dollars per share)	$ 80	$ 70

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Operating activities:
Net income	$ 10,527	$ 5,753
Adjustments to reconcile net income to net cash used in operating activities:
Provision (benefit) for credit losses	(1,460)	950
Depreciation	2,279	2,392
Deferred income tax expense	1,249	1,070
Net amortization and accretion	(34)	(442)
Loss (gain) on sale and impairment of REO	(3)	(35)
BOLI income	(518)	(532)
Gain on sale of loans held for sale	(4,057)	(3,344)
Origination of loans held for sale	(140,625)	(221,404)
Proceeds from sales of loans held for sale	129,679	158,185
Decrease in deferred loan fees, net	(1,562)	(1,753)
Decrease in accrued interest receivable and other assets	105	1,926
Core deposit intangible amortization	93	238
ESOP compensation expense	364	191
Restricted stock and stock option expense	415	506
Increase in other liabilities	27	516
Net cash used in operating activities	(3,521)	(55,783)
Investing activities:
Purchase of debt securities available for sale	(5,261)	(500)
Proceeds from maturities of debt securities available for sale	33,222	27,285
Net proceeds (purchases) of commercial paper	(6,901)	100,397
Purchase of certificates of deposit in other banks	(996)	(996)
Maturities of certificates of deposit in other banks	5,623	4,324
Principal repayments of mortgage-backed securities	3,003	4,635
Net redemptions (purchases) of other investments	2,819	(3)
Net decrease in loans	19,334	19,583
Purchase of BOLI	(53)	(56)
Purchase of equipment for operating leases and other assets	(879)	(2,918)
Proceeds from the sale of equipment for operating leases	1,165	0
Purchase of premises and equipment	(2,416)	(1,807)
Proceeds from sale of premises and equipment	634	0
Proceeds from sale of REO	146	228
Net cash provided by investing activities	49,440	150,172
Financing activities:
Net increase (decrease) in deposits	31,743	(43,710)
Net decrease in borrowings	(75,000)	0
Common stock repurchased	(10,433)	0
Cash dividends paid	(1,271)	(1,148)
Retired stock	(75)	(9)
Exercised stock options	700	0
Net cash used in financing activities	(54,336)	(44,867)
Net increase (decrease) in cash and cash equivalents	(8,417)	49,522
Cash and cash equivalents at beginning of period	50,990	121,622
Cash and cash equivalents at end of period	42,573	171,144
Cash paid during the period for:
Interest	1,599	5,308
Income taxes	39	1,686
Noncash transactions:
Unrealized gain (loss) in value of debt securities available for sale, net of income taxes	(235)	153
Transfer of loans held for sale to total loans held for investment	4,094	17,754
ROU asset and lease liabilities for operating lease accounting	959	533
Transfer of premises and equipment to held for sale (included in other assets)	$ 3,229	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation ("HomeTrust"), and its wholly-owned subsidiary, HomeTrust Bank (the "Bank"). As used throughout this report, the term the "Company" refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires. The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2021 ("2021 Form 10-K") filed with the SEC on September 10, 2021. The results of operations for the three months ended September 30, 2021 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2022. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified two accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for credit losses on loans and (ii) the valuation of goodwill and other intangible assets. These policies and judgments, estimates and assumptions are described in greater detail in notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in the Company's 2021 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods. Operating, Accounting and Reporting Considerations related to COVID-19 The COVID-19 pandemic has negatively impacted the global economy. In response to this crisis, the CARES Act was passed by Congress and signed into law on March 27, 2020. The CARES Act provides an estimated $2.2 trillion to fight the COVID-19 pandemic and stimulate the economy by supporting individuals and businesses through loans, grants, tax changes, and other types of relief. Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - The CARES Act provides that a financial institution may elect to suspend (i) the requirements under GAAP for certain loan modifications that would otherwise be categorized as a TDR and (ii) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. The Bank has elected this as a policy change. • PPP - The CARES Act established the PPP, an expansion of the SBA's 7(a) loan program and the Economic Injury Disaster Loan Program, administered directly by the SBA. On December 27, 2020, the 2021 Consolidated Appropriations Act was signed into law providing $900 billion in stimulus relief from the COVID-19 pandemic. The legislation extended certain relief provisions in the CARES Act that were set to expire at the end of 2020. This new legislation extended the relief to financial institutions to suspend TDR assessment and reporting requirements under GAAP for loan modifications to the earlier of 60 days after the national emergency termination date or January 1, 2022. The legislation included additional funding for businesses that did not receive PPP funds under the CARES Act, especially minority- and women-owned businesses. In addition, it allowed businesses another opportunity to borrow PPP funds if they can show losses of 25% or more in 2020 based on their 2020 revenue. As of June 30, 2021, the program’s funds were depleted and the Company ended its participation in the origination of loans under the program. Also in response to the COVID-19 pandemic, the Board of Governors of the Federal Reserve System, the FDIC, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau, in consultation with the state financial regulators (collectively, the “agencies”) issued a joint interagency statement (issued March 22, 2020; revised statement issued April 7, 2020). Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - A loan modification that does not meet the conditions of the CARES Act may still qualify as a modification that does not need to be accounted for as a TDR. The agencies confirmed with FASB staff that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. This includes short- term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or insignificant delays in payment. • Past Due Reporting - With regard to loans not otherwise reportable as past due, financial institutions are not expected to designate loans with deferrals granted due to COVID-19 as past due because of the deferral. A loan’s payment date is governed by the due date stipulated in the legal agreement. If a financial institution agrees to a payment deferral, these loans would not be considered past due during the period of the deferral. • Nonaccrual Status and Charge-offs - While short-term COVID-19 modifications are in effect, these loans generally should not be reported as nonaccrual or as classified. See "Note 6 – Loans and Allowance for Credit Losses on Loans" for more information on loans that have been modified or are in deferral due to COVID-19.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2021
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." This ASU is part of the FASB's simplification initiative to reduce complexity in accounting standards. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of ASU No. 2019-12 did not have a material impact on the Company's Consolidated Financial Statements. In January 2020, the FASB issued ASU 2020-01, "Investment—Equity Securities (Topic 321), Investments—Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." This ASU clarified the interaction of the accounting for equity securities under Topic 321 and investments accounted for under the equity method of accounting in Topic 323 and the accounting for certain forward contracts and purchased options accounted for under Topic 815. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of this ASU is not expected to have a material impact on the Company's Consolidated Financial Statements. In March 2020, the FASB issued ASU 2020-03, "Codification Improvements to Financial Instruments." This ASU makes certain narrow-scope amendments to the following: i) clarified that all entities are required to provide fair value option disclosures; ii) clarified the applicability of the portfolio exception in ASC 820 to nonfinancial items; iii) aligned disclosures for depository and lending institutions (Topic 942) with guidance in Topic 320; iv) added cross-references to guidance in ASC 470-50 on line-of-credit or revolving-debt arrangements; v) added cross-references to net asset value practical expedient in ASC 820-10; vi) clarified the interaction between ASC 842 and ASC 326; and vii) clarified the interaction between ASC 326 and ASC 860-20. The amendments for issues i, ii, iv, and v became effective upon issuance and did not have a material effect on the Company's Consolidated Financial Statements. The Company adopted the amendments related to issue iii, vi, and vii on July 1, 2020. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In September 2020, the FASB issued ASU 2020-06, "Debt with Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging-Contracts in Entity's Own Equity (Subtopic 815-40)." This ASU simplifies the accounting for certain financial instruments with characteristics of liabilities and equity, including convertible instruments and contracts on an entity's own equity. Specifically the ASU removes: i) major separation models required under GAAP and ii) certain settlement conditions that are required for equity contracts to qualify for the derivative scope exception, which will permit more equity contracts to qualify for the exception. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of this ASU is not expected to have a material impact on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs." This ASU clarified that entities should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020. The adoption of this ASU did not have a material impact on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-09, "Debt (Topic 470): Amendments to SEC Paragraphs Pursuant to SEC Release No. 33-10762." This ASU updates financial disclosure requirements for subsidiary issuers and guarantors of registered debt securities and affiliates whose securities are pledged as collateral for registered securities. The amendments in this ASU are effective January 4, 2021. The adoption did not have an effect on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-10, "Codification Improvements." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. This ASU, i) removes references to various FASB Concepts Statements, ii) situates all disclosure guidance in the appropriate disclosure section of the Codification, and iii) makes other improvements and technical corrections to the Codification. The items within this ASU are not expected to have a significant effect on current accounting practice. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of this ASU did not have a material impact on the Company's Consolidated Financial Statements.

Debt Securities

Debt Securities	3 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Debt securities available for sale consist of the following at the dates indicated: September 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,979 $ 123 $ (1) $ 19,101 Residential MBS of U.S. government agencies and GSEs 40,348 1,186 (76) 41,458 Municipal bonds 7,446 390 — 7,836 Corporate bonds 56,142 174 (135) 56,181 Total $ 122,915 $ 1,873 $ (212) $ 124,576 June 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,975 $ 135 $ (37) $ 19,073 Residential MBS of U.S. government agencies and GSEs 42,119 1,339 (54) 43,404 Municipal bonds 9,098 453 — 9,551 Corporate bonds 84,301 257 (127) 84,431 Total $ 154,493 $ 2,184 $ (218) $ 156,459 Debt securities available for sale by contractual maturity at September 30, 2021 and June 30, 2021 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. September 30, 2021 Amortized Estimated Due within one year $ 29,684 $ 29,790 Due after one year through five years 48,816 49,103 Due after five years through ten years 4,067 4,225 Due after ten years — — Mortgage-backed securities 40,348 41,458 Total $ 122,915 $ 124,576 June 30, 2021 Amortized Estimated Due within one year $ 34,615 $ 34,684 Due after one year through five years 73,249 73,633 Due after five years through ten years 4,510 4,738 Due after ten years — — Mortgage-backed securities 42,119 43,404 Total $ 154,493 $ 156,459 The Company had no sales of debt securities available for sale during the three months ended September 30, 2021 and 2020. There were no gross realized gains or losses for the three months ended September 30, 2021 and 2020. Debt securities available for sale with amortized costs totaling $92,083 and $97,603 and market values of $93,142 and $98,890 at September 30, 2021 and June 30, 2021, respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2021 and June 30, 2021 were as follows: September 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 4,999 $ (1) $ — $ — $ 4,999 $ (1) Residential MBS of U.S. government agencies and GSEs 8,616 (52) 1,171 (24) 9,787 (76) Corporate bonds 23,865 (135) — — 23,865 (135) Total $ 37,480 $ (188) $ 1,171 $ (24) $ 38,651 $ (212) June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,963 $ (37) $ — $ — $ 14,963 $ (37) Residential MBS of U.S. government agencies and GSEs 5,212 (28) 1,205 (26) 6,417 (54) Corporate bonds 19,873 (127) — — 19,873 (127) Total $ 40,048 $ (192) $ 1,205 $ (26) $ 41,253 $ (218) The total number of securities with unrealized losses at September 30, 2021, and June 30, 2021 were 31 and 28, respectively. Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. All debt securities available for sale in an unrealized loss position as of September 30, 2021 continue to perform as scheduled and management does not believe that there is a credit loss or that a provision for credit losses is necessary. Also, as part of management's evaluation of its intent and ability to hold investments for a period of time sufficient to allow for any anticipated recovery in the market, management considers its investment strategy, cash flow needs, liquidity position, capital adequacy and interest rate risk position. Management does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that securities will be required to be sold. See "Note 1 – Summary of Significant Account Policies" for further discussion. Management continues to monitor all of its securities with a high degree of scrutiny. There can be no assurance that management will not conclude in future periods that conditions existing at that time indicate some or all of its securities may be sold or would require a charge to earnings as a provision for credit losses in such periods. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on investment securities and does not record an allowance for credit losses on accrued interest receivable. As of September 30, 2021, the accrued interest receivable for debt securities available for sale was $611.

Other Investments

Other Investments	3 Months Ended
	Sep. 30, 2021
Investments, All Other Investments [Abstract]
Other Investments	Other Investments Other investments, at cost consist of the following at the dates indicated: September 30, 2021 June 30, 2021 FHLB of Atlanta stock $ 2,965 $ 6,153 FRB stock 7,395 7,386 SBIC investments 10,531 10,171 Total $ 20,891 $ 23,710

Loans Held For Sale

Loans Held For Sale	3 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Loans Held For Sale	Loans Held For Sale Loans held for sale as of the dates indicated consist of the following: September 30, 2021 June 30, 2021 One-to-four family $ 39,049 $ 31,873 SBA 6,662 4,160 HELOCs 59,450 57,506 Total $ 105,161 $ 93,539

Loans

Loans	3 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Loans	Loans and Allowance for Credit Losses on Loans Loans consist of the following at the dates indicated: September 30, 2021 June 30, 2021 Commercial loans: Commercial real estate $ 1,132,764 $ 1,142,276 Construction and development 187,900 179,427 Commercial and industrial 153,612 141,341 Equipment finance 341,995 317,920 Municipal finance 142,100 140,421 PPP loans 28,762 46,650 Total commercial loans 1,987,133 1,968,035 Retail consumer loans: One-to-four family 384,901 406,549 HELOCs - originated 129,791 130,225 HELOCs - purchased 33,943 38,976 Construction and land/lots 69,835 66,027 Indirect auto finance 106,184 115,093 Consumer 7,855 8,362 Total retail consumer loans 732,509 765,232 Total loans 2,719,642 2,733,267 Allowance for credit losses (34,406) (35,468) Net loans $ 2,685,236 $ 2,697,799 _________________________________________________________________ (1) At September 30, 2021 and June 30, 2021 accrued interest receivable of $7,818 and $7,339 was accounted for separately from the amortized cost basis. All qualifying one-to-four family first mortgage loans, HELOCs, commercial real estate loans, and FHLB of Atlanta stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances. Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass —A pass rated asset is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention —A special mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard —A substandard asset is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Assets classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These assets are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful —An asset classified doubtful has all the weaknesses inherent in an asset classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss —Assets classified loss are considered uncollectible and of such little value that their continuing to be carried as an asset is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year September 30, 2022 2021 2020 2019 2018 Prior Revolving Total Commercial real estate Risk rating: Pass $ 41,037 $ 232,436 $ 169,932 $ 139,212 $ 151,001 $ 346,044 $ 26,018 $ 1,105,680 Special mention 753 — — — 16,886 3,619 — 21,258 Substandard — — — — 621 4,807 398 5,826 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 41,790 $ 232,436 $ 169,932 $ 139,212 $ 168,508 $ 354,470 $ 26,416 $ 1,132,764 Construction and development Risk rating: Pass $ 6,647 $ 24,896 $ 2,543 $ 4,207 $ 4,615 $ 8,331 $ 132,184 $ 183,423 Special mention — — — — — 257 3,832 4,089 Substandard — — — — — 388 — 388 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and development $ 6,647 $ 24,896 $ 2,543 $ 4,207 $ 4,615 $ 8,976 $ 136,016 $ 187,900 Commercial and industrial Risk rating: Pass $ 17,402 $ 29,495 $ 16,467 $ 15,930 $ 9,562 $ 24,732 $ 34,015 $ 147,603 Special mention — — — 431 108 116 37 692 Substandard — 31 558 371 4,300 57 — 5,317 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial and industrial $ 17,402 $ 29,526 $ 17,025 $ 16,732 $ 13,970 $ 24,905 $ 34,052 $ 153,612 Equipment finance Risk rating: Pass $ 52,310 $ 145,255 $ 94,454 $ 46,014 $ 3,578 $ — $ — $ 341,611 Special mention — 94 — — — — — 94 Substandard — — 32 — — — — 32 Doubtful — — — 258 — — — 258 Loss — — — — — — — — Total equipment finance $ 52,310 $ 145,349 $ 94,486 $ 46,272 $ 3,578 $ — $ — $ 341,995 Municipal leases Risk rating: Pass $ 5,191 $ 23,137 $ 21,330 $ 13,038 $ 15,994 $ 49,260 $ 13,893 $ 141,843 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 5,191 $ 23,137 $ 21,330 $ 13,038 $ 15,994 $ 49,517 $ 13,893 $ 142,100 PPP loans Risk rating: Pass $ 11 $ 20,799 $ 7,952 $ — $ — $ — $ — $ 28,762 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 11 $ 20,799 $ 7,952 $ — $ — $ — $ — $ 28,762 Total commercial loans Risk rating: Pass $ 122,598 $ 476,018 $ 312,678 $ 218,401 $ 184,750 $ 428,367 $ 206,110 $ 1,948,922 Special mention 753 94 — 431 16,994 4,249 3,869 26,390 Substandard — 31 590 371 4,921 5,252 398 11,563 Doubtful — — — 258 — — — 258 Loss — — — — — — — — Total commercial loans $ 123,351 $ 476,143 $ 313,268 $ 219,461 $ 206,665 $ 437,868 $ 210,377 $ 1,987,133 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year September 30, 2022 2021 2020 2019 2018 Prior Revolving Total One-to-four family Risk rating: Pass $ 9,624 $ 69,855 $ 56,443 $ 37,245 $ 35,835 $ 163,570 $ 4,367 $ 376,939 Special mention — — — — — 1,091 — 1,091 Substandard — 243 972 — 215 4,939 — 6,369 Doubtful — — — — — 188 — 188 Loss — — — — — 314 — 314 Total one-to-four family $ 9,624 $ 70,098 $ 57,415 $ 37,245 $ 36,050 $ 170,102 $ 4,367 $ 384,901 HELOCs - originated Risk rating: Pass $ 297 $ 1,578 $ 365 $ 1,366 $ 242 $ 9,309 $ 115,486 $ 128,643 Special mention — — — — — 11 — 11 Substandard — — — 159 — 926 52 1,137 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 297 $ 1,578 $ 365 $ 1,525 $ 242 $ 10,246 $ 115,538 $ 129,791 HELOCs - purchased Risk rating: Pass $ — $ — $ — $ — $ — $ — $ 33,490 $ 33,490 Special mention — — — — — — — — Substandard — — — — 0 — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 33,943 $ 33,943 Construction and land/lots Risk rating: Pass $ 431 $ 8,096 $ 8,454 $ 747 $ — $ 2,781 $ 48,920 $ 69,429 Special mention — — — — — — — — Substandard — — — — — 406 — 406 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 431 $ 8,096 $ 8,454 $ 747 $ — $ 3,187 $ 48,920 $ 69,835 Indirect auto finance Risk rating: Pass $ 8,103 $ 37,082 $ 23,730 $ 13,635 $ 15,561 $ 7,222 $ — $ 105,333 Special mention — 0 — — — — — — — Substandard — 12 353 120 208 157 — 850 Doubtful — — — — — — — — Loss — 1 — — — — — 1 Total indirect auto finance $ 8,103 $ 37,095 $ 24,083 $ 13,755 $ 15,769 $ 7,379 $ — $ 106,184 Total consumer loans Risk rating: Pass $ 303 $ 1,170 $ 861 $ 4,828 $ 201 $ 153 $ 271 $ 7,787 Special mention — — — — 14 — — 14 Substandard — — 3 17 3 14 16 53 Doubtful — — — — — — — — Loss — — — 1 — — — 1 Total consumer loans $ 303 $ 1,170 $ 864 $ 4,846 $ 218 $ 167 $ 287 $ 7,855 Total retail consumer loans Risk rating: Pass $ 18,758 $ 117,781 $ 89,853 $ 57,821 $ 51,839 $ 183,035 $ 202,534 $ 721,621 Special mention — — — — 14 1,102 — 1,116 Substandard — 255 1,328 296 426 6,442 521 9,268 Doubtful — — — — — 188 — 188 Loss — 1 — 1 — 314 — 316 Total retail consumer loans $ 18,758 $ 118,037 $ 91,181 $ 58,118 $ 52,279 $ 191,081 $ 203,055 $ 732,509 The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2020 2019 2018 2017 Prior Revolving Total Commercial real estate Risk rating: Pass $ 227,850 $ 177,691 $ 142,407 $ 158,147 $ 158,525 $ 220,834 $ 25,860 $ 1,111,314 Special mention — — — 16,951 1,256 3,092 — 21,299 Substandard — — — 630 4,993 3,642 398 9,663 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 227,850 $ 177,691 $ 142,407 $ 175,728 $ 164,774 $ 227,568 $ 26,258 $ 1,142,276 Construction and development Risk rating: Pass 18,262 6,523 10,349 6,008 2,693 7,153 123,843 $ 174,831 Special mention — — — — — 286 3,827 4,113 Substandard — — — — — 482 — 482 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total construction and development $ 18,262 $ 6,523 $ 10,349 $ 6,008 $ 2,693 $ 7,922 $ 127,670 $ 179,427 Commercial and industrial Risk rating: Pass 29,606 14,010 18,826 10,759 15,346 10,589 36,165 $ 135,301 Special mention — 21 438 110 32 125 37 763 Substandard 31 33 300 — — 83 4,829 5,276 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total commercial and industrial $ 29,637 $ 14,064 $ 19,564 $ 10,869 $ 15,378 $ 10,798 $ 41,031 $ 141,341 Equipment finance Risk rating: Pass 154,685 104,681 53,178 4,773 — — — $ 317,317 Special mention — — — — — — — Substandard — — 323 — — — — 323 Doubtful — — 280 — — — — 280 Loss — — — — — — — — Total equipment finance $ 154,685 $ 104,681 $ 53,781 $ 4,773 $ — $ — $ — $ 317,920 Municipal leases Risk rating: Pass 23,358 19,240 14,005 17,979 9,738 47,144 8,700 $ 140,164 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — Total municipal leases $ 23,358 $ 19,240 $ 14,005 $ 17,979 $ 9,738 $ 47,401 $ 8,700 $ 140,421 PPP loans Risk rating: Pass 29,667 16,983 — — — — — $ 46,650 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 29,667 $ 16,983 $ — $ — $ — $ — $ — $ 46,650 Total commercial loans Risk rating: Pass $ 483,428 $ 339,128 $ 238,765 $ 197,666 $ 186,302 $ 285,720 $ 194,568 $ 1,925,577 Special mention — 21 438 17,061 1,288 3,760 3,864 26,432 Substandard 31 33 623 630 4,993 4,207 5,227 15,744 Doubtful — — 280 — — — — 280 Loss — — — — — 2 — 2 Total commercial loans $ 483,459 $ 339,182 $ 240,106 $ 215,357 $ 192,583 $ 293,689 $ 203,659 $ 1,968,035 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2020 2019 2018 2017 Prior Revolving Total One-to-four family Risk rating: Pass $ 72,723 $ 52,987 $ 46,958 $ 40,461 $ 37,361 $ 143,531 $ 4,345 $ 398,366 Special mention — — — — 27 1,084 — 1,111 Substandard 246 981 — 216 86 5,037 — 6,566 Doubtful — — — — — 191 — 191 Loss — — — — — 315 — 315 Total one-to-four family $ 72,969 $ 53,968 $ 46,958 $ 40,677 $ 37,474 $ 150,158 $ 4,345 $ 406,549 HELOCs - originated Risk rating: Pass 2,767 465 1,294 217 716 9,469 114,048 $ 128,976 Special mention — — — — — 12 — 12 Substandard — — 159 — 38 935 105 1,237 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 2,767 $ 465 $ 1,453 $ 217 $ 754 $ 10,416 $ 114,153 $ 130,225 HELOCs - purchased Risk rating: Pass — — — — — — 38,523 $ 38,523 Special mention — — — — — — — — Substandard — — — — — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 38,976 $ 38,976 Construction and land/lots Risk rating: Pass 4,244 12,133 2,357 956 — 3,558 42,267 $ 65,515 Special mention — — — — — — — — Substandard — — — 96 — 416 — 512 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 4,244 $ 12,133 $ 2,357 $ 1,052 $ — $ 3,974 $ 42,267 $ 66,027 Indirect auto finance Risk rating: Pass 42,128 27,134 16,224 18,853 7,561 2,061 — $ 113,961 Special mention — — — — — — — — Substandard 29 415 195 273 143 75 — 1,130 Doubtful — — — — — — — — Loss 2 — — — — — — 2 Total indirect auto finance $ 42,159 $ 27,549 $ 16,419 $ 19,126 $ 7,704 $ 2,136 $ — $ 115,093 Consumer loans Risk rating: Pass 1,344 1,019 5,204 252 90 91 288 $ 8,288 Special mention — — — 14 — — — 14 Substandard — 3 19 11 4 10 11 58 Doubtful — — — — — — — — Loss — 1 1 — — — — 2 Total consumer loans $ 1,344 $ 1,023 $ 5,224 $ 277 $ 94 $ 101 $ 299 $ 8,362 Total retail consumer loans Risk rating: Pass $ 123,206 $ 93,738 $ 72,037 $ 60,739 $ 45,728 $ 158,710 $ 199,471 $ 753,629 Special mention — — — 14 27 1,096 — 1,137 Substandard 275 1,399 373 596 271 6,473 569 9,956 Doubtful — — — — — 191 — 191 Loss 2 1 1 — — 315 — 319 Total retail consumer loans $ 123,483 $ 95,138 $ 72,411 $ 61,349 $ 46,026 $ 166,785 $ 200,040 $ 765,232 The following tables present aging analysis of past due loans (includes nonaccrual loans) by segment and class for the periods indicated below: Past Due Total 30-89 Days 90 Days+ Total Current Loans September 30, 2021 Commercial loans: Commercial real estate $ — $ 114 $ 114 $ 1,132,650 $ 1,132,764 Construction and development 216 37 253 187,647 187,900 Commercial and industrial 67 562 629 152,983 153,612 Equipment finance 52 256 308 341,687 341,995 Municipal finance 405 — 405 141,695 142,100 PPP loans — — — 28,762 28,762 Retail consumer loans: One-to-four family 1,159 1,227 2,386 382,515 384,901 HELOCs - originated 65 317 382 129,409 129,791 HELOCs - purchased 200 — 200 33,743 33,943 Construction and land/lots 126 22 148 69,687 69,835 Indirect auto finance 170 139 309 105,875 106,184 Consumer 425 43 468 7,387 7,855 Total loans $ 2,885 $ 2,717 $ 5,602 $ 2,714,040 $ 2,719,642 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2021 Commercial loans: Commercial real estate $ 396 $ 1,680 $ 2,076 $ 1,140,200 $ 1,142,276 Construction and development — 37 37 179,390 179,427 Commercial and industrial 634 19 653 140,688 141,341 Equipment finance — 347 347 317,573 317,920 Municipal finance — — — 140,421 140,421 PPP loans — — — 46,650 46,650 Retail consumer loans: One-to-four family 1,112 1,124 2,236 404,313 406,549 HELOCs - originated 290 186 476 129,749 130,225 HELOCs - purchased 198 79 277 38,699 38,976 Construction and land/lots 6 35 41 65,986 66,027 Indirect auto finance 299 259 558 114,535 115,093 Consumer 378 36 414 7,948 8,362 Total loans $ 3,313 $ 3,802 $ 7,115 $ 2,726,152 $ 2,733,267 The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the three months ended September 30, 2021. September 30, 2021 June 30, 2021 90 Days + & still accruing as of September 30, 2021 Nonaccrual with no allowance as of September 30, 2021 Interest income recognized Commercial loans: Commercial real estate $ 1,576 $ 7,015 $ — $ — $ 12 Construction and development 388 482 — — 2 Commercial and industrial 1,488 49 — 418 12 Equipment finance 334 630 — 255 — Retail consumer loans: One-to-four family 1,710 2,625 — — 11 HELOCs - originated 445 476 — — 2 HELOCs - purchased 453 453 — — 8 Construction and land/lots 22 22 — — — Indirect auto finance 274 438 — — 2 Consumer 48 416 — — — Total loans $ 6,738 $ 12,606 $ — $ 673 $ 49 The decrease in the nonaccrual balance in the above schedule, compared to June 30, 2021 , is mainly due to the payoff of two commercial real estate loan relationships totaling $5.1 million. TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. The Company’s loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: September 30, 2021 June 30, 2021 Performing TDRs $ 11,341 $ 11,088 The following table presents a breakdown of the provision (benefit) for credit losses included in our Consolidated Statements of Income: Three Months Ended September 30, 2021 2020 Provision (benefit) for credit losses: Loans $ (1,335) $ 950 Off-balance-sheet credit exposure (125) — Total provision (benefit) for credit losses $ (1,460) $ 950 The following tables present analysis of the ACL on loans by segment for the periods indicated below: Three Months Ended September 30, 2021 Commercial Retail Total Balance at beginning of period $ 24,746 $ 10,722 $ 35,468 Benefit for credit losses (623) (712) (1,335) Charge-offs (619) (90) (709) Recoveries 700 282 982 Net recoveries 81 192 273 Balance at end of period $ 24,204 $ 10,202 $ 34,406 Three Months Ended September 30, 2020 Commercial Retail Total Balance at beginning of period $ 21,116 $ 6,956 $ 28,072 Impact of adoption ASU 2016-13 4,073 10,736 14,809 Provision for credit losses 292 658 950 Charge-offs (1,095) (682) (1,777) Recoveries 813 265 1,078 Net charge-offs (282) (417) (699) Balance at end of period $ 25,199 $ 17,933 43,132 The following tables present ending balances of loans and the related ACL, by segment and class for the periods indicated below: Allowance for Credit Losses Total Loans Receivable Loans Loans Total Loans Loans Total September 30, 2021 Commercial loans: Commercial real estate $ 9 $ 12,209 $ 12,218 $ 299 $ 1,132,465 $ 1,132,764 Construction and development — 1,776 1,776 — 187,900 187,900 Commercial and industrial 525 2,682 3,207 2,048 151,564 153,612 Equipment finance — 6,714 6,714 255 341,740 341,995 Municipal finance — 289 289 — 142,100 142,100 PPP loans — — — — 28,762 28,762 Retail consumer loans: One-to-four family 3 5,018 5,021 1,969 382,932 384,901 HELOCs - originated — 1,430 1,430 — 129,791 129,791 HELOCs - purchased — 374 374 — 33,943 33,943 Construction and land/lots — 776 776 — 69,835 69,835 Indirect auto finance — 2,444 2,444 — 106,184 106,184 Consumer — 157 157 — 7,855 7,855 Total $ 537 $ 33,869 $ 34,406 $ 4,571 $ 2,715,071 $ 2,719,642 Allowance for Loan Losses Total Loans Receivable Loans Loans Total Loans Loans Total June 30, 2021 Commercial loans: Commercial real estate $ 456 $ 12,826 $ 13,282 $ 5,729 $ 1,136,547 $ 1,142,276 Construction and development — 1,801 1,801 80 179,347 179,427 Commercial and industrial 9 2,583 2,592 760 140,581 141,341 Equipment finance — 6,537 6,537 275 317,645 317,920 Municipal finance — 534 534 — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 2 5,407 5,409 1,977 404,572 406,549 HELOCs - originated — 1,512 1,512 — 130,225 130,225 HELOCs - purchased — 452 452 — 38,976 38,976 Construction and land/lots — 812 812 — 66,027 66,027 Indirect auto finance — 2,367 2,367 — 115,093 115,093 Consumer — 170 170 — 8,362 8,362 Total $ 467 $ 35,001 $ 35,468 $ 8,821 $ 2,724,446 $ 2,733,267 In estimating ECL, ASC 326 prescribes that if foreclosure is probable, a CDA is required to be measured at the fair value of collateral, but as a practical expedient, if foreclosure is not probable, fair value measurement is optional. For those CDA loans measured at the fair value of collateral, a credit loss expense is recorded for loan amounts in excess of fair value. The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans for the periods indicated below: Type of Collateral and Extent to Which Collateral Secures Financial Assets September 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 299 $ — $ 1,132,465 $ 1,132,764 Construction and development — — — — 187,900 187,900 Commercial and industrial — — — 494 153,118 153,612 Equipment finance — — — — 341,995 341,995 Municipal finance — — — — 142,100 142,100 PPP loans — — — — 28,762 28,762 Retail consumer loans: One-to-four family 799 — — — 384,102 384,901 HELOCs - originated — — — — 129,791 129,791 HELOCs - purchased — — — — 33,943 33,943 Construction and land/lots — — — — 69,835 69,835 Indirect auto finance — — — — 106,184 106,184 Consumer — — — — 7,855 7,855 Total $ 799 $ — $ 299 $ 494 $ 2,718,050 $ 2,719,642 Total Collateral Value $ 1,160 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26 The following table presents a breakdown of the types of concessions made on TDRs by loan class for the period indicated below: Three Months Ended September 30, 2021 2020 Number Pre Post Number Pre Post Other TDRs: Commercial: Commercial and industrial — — — 1 4,407 3,800 Retail consumer: HELOCs - originated 1 18 18 — — — Indirect auto finance 5 84 83 6 105 78 Total 6 $ 102 $ 101 7 $ 4,512 $ 3,878 The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated below: Three Months Ended September 30, 2021 Three Months Ended September 30, 2020 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance 2 44 1 11 Total 2 $ 44 — $ 11 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. In determining the ACL, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring a reserve on a loan-by-loan basis based on either the value of the loan's expected future cash flows discounted at the loan's original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. Off-Balance-Sheet Credit Exposure The Company maintains a separate reserve for credit losses on off-balance-sheet credit exposures, including unfunded loan commitments, which is included in other liabilities on the consolidated balance sheet. The reserve for credit losses on off-balance-sheet credit exposures is adjusted as a provision for credit losses in the consolidated statement of income. The estimate includes consideration of the likelihood that funding will occur and an estimate of ECLs on commitments expected to be funded over its estimated life, utilizing the same models and approaches for the Company's other loan portfolio segments described above, as these unfunded commitments share similar risk characteristics as its loan portfolio segments. The Company has identified the unfunded portion of certain lines of credit as unconditionally cancellable credit exposures, meaning the Company can cancel the unfunded commitment at any time. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company or for undrawn amounts under such arrangements that may be drawn prior to the cancellation of the arrangement. At September 30, 2021, the liability for credit losses on off-balance-sheet credit exposures included in other liabilities was $2,198. Modifications in Response to COVID-19 Beginning in March 2020, the Company began offering short-term loan modifications to assist borrowers during the COVID-19 pandemic. The CARES Act along with a joint agency statement issued by banking agencies and confirmed by FASB staff that short-term modifications made in response to COVID-19 are not considered TDRs. The Bank is offering payment and financial relief programs for borrowers impacted by COVID-19. These programs include loan payment deferrals for up to 90 days (which can be renewed for another 90 days under certain circumstances) waived late fees, and suspension of foreclosure proceedings and repossessions. Since March 2020, the Company has received numerous requests from borrowers for some type of payment relief; however, the majority of these payment deferrals have ended and borrowers are again making regular loan payments. As of September 30, 2021, the Company had $1,003 in loans with full principal and interest payment deferrals related to COVID-19 compared to $107 at June 30, 2021. Substantially all loans placed on full payment deferral during the pandemic have come out of deferral and borrowers are either making regular loan payments or interest-only payments through the end of calendar year 2021. As of September 30, 2021, the Company had $67,810 in commercial loan deferrals on interest-only payments compared to $78,850 at June 30, 2021.

Net Income per Share

Net Income per Share	3 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended September 30, 2021 2020 Numerator: Net income $ 10,527 $ 5,753 Allocation of earnings to participating securities (92) (50) Numerator for basic EPS - Net income available to common stockholders $ 10,435 $ 5,703 Effect of dilutive securities: Dilutive effect to participating securities 2 6 Numerator for diluted EPS $ 10,437 $ 5,709 Denominator: Weighted-average common shares outstanding - basic 15,761,247 16,230,990 Effect of dilutive shares 385,364 238,252 Weighted-average common shares outstanding - diluted 16,146,611 16,469,242 Net income per share - basic $ 0.66 $ 0.35 Net income per share - diluted $ 0.65 $ 0.35

Equity Incentive Plan

Equity Incentive Plan	3 Months Ended
	Sep. 30, 2021
Share-based Payment Arrangement [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company provides stock-based awards through the 2013 Omnibus Incentive Plan, which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors. The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400, including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units. Shares of common stock issued under the plan would be issued out of authorized but unissued shares, some or all of which may be repurchased shares. The Company repurchased all 846,400 shares on the open market for issuance under the 2013 Omnibus Incentive Plan, for $13,297, at an average cost of $15.71 per share during the year ended June 30, 2013. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three months ended September 30, 2021 and 2020, respectively: Three Months Ended September 30, 2021 2020 Share-based compensation expense $ 415 $ 506 Tax benefit $ 98 $ 119 The table below presents stock option activity and related information: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2020 1,615,500 $ 18.12 4.4 $ 1,711 Forfeited 200 24.95 — — Options outstanding at September 30, 2020 1,615,300 $ 18.12 4.1 $ — Exercisable at September 30, 2020 1,303,000 $ 16.31 3.3 $ — Non-vested at September 30, 2020 312,300 $ 25.68 7.6 $ — Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Exercised 46,200 15.16 — — Forfeited 2,600 25.42 — — Options outstanding at September 30, 2021 1,270,656 $ 19.19 3.7 $ 11,164 Exercisable at September 30, 2021 1,030,506 $ 17.75 2.9 $ 10,546 Non-vested at September 30, 2021 240,150 $ 25.41 7.3 $ 617 There were no options granted during the three months ended September 30, 2021 and 2020. At September 30, 2021, the Company had $1,083 of unrecognized compensation expense related to 240,150 stock options originally scheduled to vest over a five-year vesting period. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.4 years at September 30, 2021. At September 30, 2020, the Company had $1,535 of unrecognized compensation expense related to 312,300 stock options originally scheduled to vest over a five-year vesting period. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.5 years at September 30, 2020. The table below presents restricted stock award activity and related information: Restricted Weighted- Aggregate Non-vested at June 30, 2020 144,046 $ 25.89 $ 2,305 Vested 2,600 25.37 — Forfeited 200 24.95 — Non-vested at September 30, 2020 141,246 $ 25.90 $ 1,918 Non-vested at June 30, 2021 151,575 $ 25.06 $ 4,229 Vested 8,918 26.93 — Forfeited 3,000 26.31 — Non-vested at September 30, 2021 139,657 $ 25.00 $ 3,908 The table above includes non-vested performance-based restricted stock units totaling 23,662 and 16,440 at September 30, 2021 and 2020, respectively. Each issuance of these stock units is scheduled to vest over 3.0 years assuming certain performance metrics are met. In addition, the 8,918 vested shares reflected above includes a total of 7,118 performance-based restricted stock units which vested during the three months ended September 30, 2021. three three

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Sep. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At September 30, 2021 and June 30, 2021, respectively, loan commitments (excluding $205,848 and $277,600 of undisbursed portions of construction loans) totaled $83,616 and $123,463 of which $12,636 and $45,270 were variable rate commitments and $70,980 and $78,193 were fixed rate commitments. The fixed rate loans had interest rates ranging from 1.41% to 9.75% at September 30, 2021 and 2.50% to 8.36% at June 30, 2021, and terms ranging from three The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market areas. In addition, the Company grants equipment financing throughout the United States and municipal financing to customers throughout North and South Carolina. The Company’s loan portfolio can be affected by the general economic conditions within these market areas. Management believes that the Company has no significant concentration of credit in the loan portfolio. Restrictions on Cash – In response to COVID-19, the FRB reduced the reserve requirements to zero on March 15, 2020. Prior to this change the Bank was required by regulation to maintain a varying cash reserve balance with the FRB. Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower's failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of September 30, 2021 and June 30, 2021 were $9,671 and $8,681, respectively. There was no liability recorded for these letters of credit at September 30, 2021 or June 30, 2021, respectively. Litigation – From time to time, t he Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Debt securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. The Company measures the fair value of loans receivable under the exit price notion. The fair value of nonperforming loans is based on the underlying value of the collateral. Fair Value Hierarchy The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value. Debt Securities Available for Sale Debt securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include MBS and debentures issued by GSEs, municipal bonds, and corporate debt securities. The Company has no Level 3 securities. Loans Held for Sale Loans held for sale are adjusted to lower of cost or fair value. Fair value is based on commitments on hand from investors or, if commitments have not yet been obtained, what investors are currently offering for loans with similar characteristics. The Company considers all loans held for sale carried at fair value as nonrecurring Level 3. Individually Evaluated Loans The Company does not record loans at fair value on a recurring basis. From time to time, however, a loan is individually evaluated and an allowance for credit loss is established. Loans for which it is expected that payment of principal and interest will not be made in accordance with the contractual terms of the loan agreement are individually evaluated. Once a loan is identified, the fair value is estimated using one of two ways, which include collateral value and discounted cash flows. The Company reviews all individually evaluated loans each quarter to determine if an allowance is necessary. Those individually evaluated loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Loans are considered collateral dependent if repayment is expected solely from the collateral. For these collateral dependent loans, the Company obtains updated appraisals at least annually. These appraisals are reviewed for appropriateness and then discounted for estimated closing costs to determine if an allowance is necessary. As part of the quarterly review of individually evaluated loans, the Company reviews these appraisals to determine if any additional discounts to the fair value are necessary. If a current appraisal is not obtained, the Company determines whether a discount is needed to the value from the original appraisal based on the decline in value of similar properties with recent appraisals. For loans that are not collateral dependent, estimated fair value is based on the present value of expected future cash flows using the interest rate implicit in the original agreement. Individually evaluated loans where a charge-off has occurred or an allowance is established during the period being reported require classification in the fair value hierarchy. The Company records such loans as a nonrecurring Level 3 in the fair value hierarchy. Real Estate Owned REO is considered held for sale and is adjusted to fair value less estimated selling costs upon transfer of the loan to foreclosed assets. Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral. The Company considers all REO that has been charged off or received an allowance during the period as nonrecurring Level 3. Financial Assets Recorded at Fair Value on a Recurring Basis The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: September 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,101 $ — $ 19,101 $ — Residential MBS of U.S. government agencies and GSEs 41,458 — 41,458 — Municipal bonds 7,836 — 7,836 — Corporate bonds 56,181 — 56,181 — Total $ 124,576 $ — $ 124,576 $ — June 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,073 $ — $ 19,073 $ — Residential MBS of U.S. government agencies and GSEs 43,404 — 43,404 — Municipal bonds 9,551 — 9,551 — Corporate bonds 84,431 — 84,431 — Total $ 156,459 $ — $ 156,459 $ — There were no transfers between levels during the three months ended September 30, 2021 and 2020. The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: September 30, 2021 Total Level 1 Level 2 Level 3 Individually evaluated loans $ 4,034 $ — $ — $ 4,034 June 30, 2021 Total Level 1 Level 2 Level 3 Individually evaluated loans $ 8,354 $ — $ — $ 8,354 Quantitative information about Level 3 fair value measurements during the periods ended September 30, 2021 and June 30, 2021 is shown in the tables below: Fair Value at September 30, 2021 Valuation Unobservable Range Weighted Nonrecurring measurements: Individually evaluated loans $ 4,034 Discounted appraisals and discounted cash flows Collateral discounts: Discount spread: 6% - 100% 0% 13 % Fair Value at June 30, 2021 Valuation Unobservable Range Weighted Nonrecurring measurements: Individually evaluated loans $ 8,354 Discounted appraisals and discounted cash flows Collateral discounts: Discount spread: 0% - 52% 0% - 7% 6 % The stated carrying value and estimated fair value amounts of financial instruments as of September 30, 2021 and June 30, 2021, are summarized below: September 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 42,573 $ 42,573 $ 42,573 $ — $ — Commercial paper 196,652 196,652 196,652 — — Certificates of deposit in other banks 35,495 35,495 — 35,495 — Debt securities available for sale 124,576 124,576 — 124,576 — Loans held for sale 105,161 107,972 — — 107,972 Loans, net 2,685,236 2,656,263 — — 2,656,263 FHLB stock 2,965 2,965 2,965 — — FRB stock 7,395 7,395 7,395 — — SBIC investments 10,531 10,531 — — 10,531 Accrued interest receivable 8,429 8,429 — 611 7,818 Liabilities: Noninterest-bearing and NOW deposits 1,333,439 1,333,439 — 1,333,439 — Money market accounts 987,650 621,675 — 621,675 — Savings accounts 220,614 220,614 — 220,614 — Certificates of deposit 445,581 446,540 — 446,540 — Borrowings 40,000 40,000 — 40,000 — Accrued interest payable 50 50 — 50 — June 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 50,990 $ 50,990 $ 50,990 $ — $ — Commercial paper 189,596 189,596 189,596 — — Certificates of deposit in other banks 40,122 40,122 — 40,122 — Debt securities available for sale 156,459 156,459 — 156,459 — Loans held for sale 93,539 94,779 — — 94,779 Loans, net 2,697,799 2,668,570 — — 2,668,570 FHLB stock 6,153 6,153 6,153 — — FRB stock 7,386 7,386 7,386 — — SBIC investments 10,171 10,171 — — 10,171 Accrued interest receivable 7,933 7,933 52 542 7,339 Liabilities: Noninterest-bearing and NOW deposits 1,281,372 1,281,372 — 1,281,372 — Money market accounts 975,001 975,001 — 975,001 — Savings accounts 226,391 226,391 — 226,391 — Certificates of deposit 472,777 474,397 — 474,397 — Borrowings 115,000 115,000 — 115,000 — Accrued interest payable 52 52 — 52 — The Company had off-balance sheet financial commitments, which included approximately $860,826 and $931,568 of commitments to originate loans, undisbursed portions of interim construction loans, and unused lines of credit at September 30, 2021 and June 30, 2021, respectively (see "Note 9 – Commitments and Contingencies"). Since these commitments are based on current rates, the carrying amount approximates the fair value. Estimated fair values were determined using the following methods and assumptions: Cash and interest-bearing deposits – The stated amounts approximate fair values as maturities are less than 90 days. Commercial paper – The stated amounts approximate fair value due to the short-term nature of these investments. Certificates of deposit in other banks – The stated amounts approximate fair values. Debt securities available for sale – Fair values are based on quoted market prices where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Loans held for sale – The fair value of mortgage loans held for sale is determined by outstanding commitments from investors on a "best efforts" basis or current investor yield requirements, calculated on the aggregate loan basis. The fair value of SBA loans and HELOCs held for sale is based on what investors are currently offering for loans with similar characteristics. Loans, net – Fair values for loans are estimated by segregating the portfolio by type of loan and discounting scheduled cash flows using current market interest rates for loans with similar terms and credit quality. A prepayment assumption is used as an estimate of the portion of loans that will be repaid prior to their scheduled maturity. A liquidity premium assumption is used as an estimate for the additional return required by an investor of assets that are potentially considered illiquid. FHLB and FRB stock – No ready market exists for these stocks and they have no quoted market value. However, redemptions of these stocks have historically been at par value. Accordingly, cost is deemed to be a reasonable estimate of fair value. SBIC investments – No ready market exists for these investments and they have no quoted market value. SBIC investments are valued at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions of identical or similar investments. Accordingly, cost is deemed to be a reasonable estimate of fair value. Deposits – Fair values for demand deposits, money market accounts, and savings accounts are the amounts payable on demand as of September 30, 2021 and June 30, 2021. The fair value of certificates of deposit is estimated by discounting the contractual cash flows using current market interest rates for accounts with similar maturities. Borrowings – The fair value of advances from the FHLB is estimated based on current rates for borrowings with similar terms. Accrued interest receivable and payable – The stated amounts of accrued interest receivable and payable approximate the fair value. Limitations – Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, a significant asset not considered a financial asset is premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Leases

Leases	3 Months Ended
	Sep. 30, 2021
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2021, there were no leases awaiting commencement. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2021 June 30, 2021 ROU assets $ 6,103 $ 5,498 Lease liabilities $ 6,852 $ 5,926 Weighted-average remaining lease terms (years) 9.70 9.49 Weighted-average discount rate 3.15 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 1,100 2023 1,479 2024 1,010 2025 630 2026 512 Thereafter 3,218 Total of future minimum payments $ 7,949 The following table presents components of operating lease expense for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 Operating lease cost (included in occupancy expense) $ 484 $ 439 Sublease income (included in other, net noninterest income) (51) (61) Total operating lease expense, net $ 433 $ 378 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2021 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,793 and $1,804 at September 30, 2021 and June 30, 2021, respectively, and is included in other liabilities. For the three months ended September 30, 2021 and September 30, 2020, interest expense on the lease liability totaled $23 and $24, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 100 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total minimum lease payments 2,373 Less: amount representing interest (580) Present value of net minimum lease payments $ 1,793 Supplemental lease cash flow information for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 ROU assets - noncash additions (operating leases) $ 959 $ 533 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 628 524 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. The net book value of leased assets totaled $24,821 and $25,932 with a residual value of $14,693 and $15,330 as of September 30, 2021 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 4,734 2023 4,671 2024 2,569 2025 722 2026 246 Thereafter 13 Total of future minimum payments $ 12,955 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2021 and 2020, total interest income on equipment finance leases totaled $759 and $530, respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2021 June 30, 2021 Lease receivables $ 63,741 $ 63,279 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 14,928 2023 19,076 2024 16,036 2025 10,862 2026 6,437 Thereafter 2,791 Total minimum payments 70,130 Less: amount representing interest (6,389) Total $ 63,741
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2021, there were no leases awaiting commencement. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2021 June 30, 2021 ROU assets $ 6,103 $ 5,498 Lease liabilities $ 6,852 $ 5,926 Weighted-average remaining lease terms (years) 9.70 9.49 Weighted-average discount rate 3.15 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 1,100 2023 1,479 2024 1,010 2025 630 2026 512 Thereafter 3,218 Total of future minimum payments $ 7,949 The following table presents components of operating lease expense for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 Operating lease cost (included in occupancy expense) $ 484 $ 439 Sublease income (included in other, net noninterest income) (51) (61) Total operating lease expense, net $ 433 $ 378 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2021 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,793 and $1,804 at September 30, 2021 and June 30, 2021, respectively, and is included in other liabilities. For the three months ended September 30, 2021 and September 30, 2020, interest expense on the lease liability totaled $23 and $24, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 100 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total minimum lease payments 2,373 Less: amount representing interest (580) Present value of net minimum lease payments $ 1,793 Supplemental lease cash flow information for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 ROU assets - noncash additions (operating leases) $ 959 $ 533 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 628 524 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. The net book value of leased assets totaled $24,821 and $25,932 with a residual value of $14,693 and $15,330 as of September 30, 2021 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 4,734 2023 4,671 2024 2,569 2025 722 2026 246 Thereafter 13 Total of future minimum payments $ 12,955 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2021 and 2020, total interest income on equipment finance leases totaled $759 and $530, respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2021 June 30, 2021 Lease receivables $ 63,741 $ 63,279 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 14,928 2023 19,076 2024 16,036 2025 10,862 2026 6,437 Thereafter 2,791 Total minimum payments 70,130 Less: amount representing interest (6,389) Total $ 63,741
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2021, there were no leases awaiting commencement. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2021 June 30, 2021 ROU assets $ 6,103 $ 5,498 Lease liabilities $ 6,852 $ 5,926 Weighted-average remaining lease terms (years) 9.70 9.49 Weighted-average discount rate 3.15 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 1,100 2023 1,479 2024 1,010 2025 630 2026 512 Thereafter 3,218 Total of future minimum payments $ 7,949 The following table presents components of operating lease expense for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 Operating lease cost (included in occupancy expense) $ 484 $ 439 Sublease income (included in other, net noninterest income) (51) (61) Total operating lease expense, net $ 433 $ 378 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2021 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,793 and $1,804 at September 30, 2021 and June 30, 2021, respectively, and is included in other liabilities. For the three months ended September 30, 2021 and September 30, 2020, interest expense on the lease liability totaled $23 and $24, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 100 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total minimum lease payments 2,373 Less: amount representing interest (580) Present value of net minimum lease payments $ 1,793 Supplemental lease cash flow information for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 ROU assets - noncash additions (operating leases) $ 959 $ 533 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 628 524 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. The net book value of leased assets totaled $24,821 and $25,932 with a residual value of $14,693 and $15,330 as of September 30, 2021 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 4,734 2023 4,671 2024 2,569 2025 722 2026 246 Thereafter 13 Total of future minimum payments $ 12,955 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2021 and 2020, total interest income on equipment finance leases totaled $759 and $530, respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2021 June 30, 2021 Lease receivables $ 63,741 $ 63,279 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 14,928 2023 19,076 2024 16,036 2025 10,862 2026 6,437 Thereafter 2,791 Total minimum payments 70,130 Less: amount representing interest (6,389) Total $ 63,741
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. At September 30, 2021, there were no leases awaiting commencement. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2021 June 30, 2021 ROU assets $ 6,103 $ 5,498 Lease liabilities $ 6,852 $ 5,926 Weighted-average remaining lease terms (years) 9.70 9.49 Weighted-average discount rate 3.15 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 1,100 2023 1,479 2024 1,010 2025 630 2026 512 Thereafter 3,218 Total of future minimum payments $ 7,949 The following table presents components of operating lease expense for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 Operating lease cost (included in occupancy expense) $ 484 $ 439 Sublease income (included in other, net noninterest income) (51) (61) Total operating lease expense, net $ 433 $ 378 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at September 30, 2021 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,793 and $1,804 at September 30, 2021 and June 30, 2021, respectively, and is included in other liabilities. For the three months ended September 30, 2021 and September 30, 2020, interest expense on the lease liability totaled $23 and $24, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 100 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total minimum lease payments 2,373 Less: amount representing interest (580) Present value of net minimum lease payments $ 1,793 Supplemental lease cash flow information for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 ROU assets - noncash additions (operating leases) $ 959 $ 533 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 628 524 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 33 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from 1 to 5 years. Assets related to operating leases are included in other assets and the corresponding depreciation expense is recorded on a straight-line basis as a component of other noninterest expense. The net book value of leased assets totaled $24,821 and $25,932 with a residual value of $14,693 and $15,330 as of September 30, 2021 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 4,734 2023 4,671 2024 2,569 2025 722 2026 246 Thereafter 13 Total of future minimum payments $ 12,955 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment. For the three months ended September 30, 2021 and 2020, total interest income on equipment finance leases totaled $759 and $530, respectively. The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2021 June 30, 2021 Lease receivables $ 63,741 $ 63,279 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 14,928 2023 19,076 2024 16,036 2025 10,862 2026 6,437 Thereafter 2,791 Total minimum payments 70,130 Less: amount representing interest (6,389) Total $ 63,741

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Basis of Accounting	The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2021
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified two accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of the Company's financial statements. These policies relate to (i) the determination of the provision and the allowance for credit losses on loans and (ii) the valuation of goodwill and other intangible assets. These policies and judgments, estimates and assumptions are described in greater detail in notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in the Company's 2021 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on these estimates and the Company's financial condition and operating results in future periods.
Recent Accounting Pronouncements	In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." This ASU is part of the FASB's simplification initiative to reduce complexity in accounting standards. The items within this ASU are not expected to have a significant effect on current accounting practice. The effective date and transition requirements for the first and second items of this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of ASU No. 2019-12 did not have a material impact on the Company's Consolidated Financial Statements. In January 2020, the FASB issued ASU 2020-01, "Investment—Equity Securities (Topic 321), Investments—Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." This ASU clarified the interaction of the accounting for equity securities under Topic 321 and investments accounted for under the equity method of accounting in Topic 323 and the accounting for certain forward contracts and purchased options accounted for under Topic 815. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of this ASU is not expected to have a material impact on the Company's Consolidated Financial Statements. In March 2020, the FASB issued ASU 2020-03, "Codification Improvements to Financial Instruments." This ASU makes certain narrow-scope amendments to the following: i) clarified that all entities are required to provide fair value option disclosures; ii) clarified the applicability of the portfolio exception in ASC 820 to nonfinancial items; iii) aligned disclosures for depository and lending institutions (Topic 942) with guidance in Topic 320; iv) added cross-references to guidance in ASC 470-50 on line-of-credit or revolving-debt arrangements; v) added cross-references to net asset value practical expedient in ASC 820-10; vi) clarified the interaction between ASC 842 and ASC 326; and vii) clarified the interaction between ASC 326 and ASC 860-20. The amendments for issues i, ii, iv, and v became effective upon issuance and did not have a material effect on the Company's Consolidated Financial Statements. The Company adopted the amendments related to issue iii, vi, and vii on July 1, 2020. The adoption did not have a material effect on the Company's Consolidated Financial Statements. In September 2020, the FASB issued ASU 2020-06, "Debt with Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging-Contracts in Entity's Own Equity (Subtopic 815-40)." This ASU simplifies the accounting for certain financial instruments with characteristics of liabilities and equity, including convertible instruments and contracts on an entity's own equity. Specifically the ASU removes: i) major separation models required under GAAP and ii) certain settlement conditions that are required for equity contracts to qualify for the derivative scope exception, which will permit more equity contracts to qualify for the exception. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2021 and early adoption is permitted. The adoption of this ASU is not expected to have a material impact on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs." This ASU clarified that entities should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020. The adoption of this ASU did not have a material impact on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-09, "Debt (Topic 470): Amendments to SEC Paragraphs Pursuant to SEC Release No. 33-10762." This ASU updates financial disclosure requirements for subsidiary issuers and guarantors of registered debt securities and affiliates whose securities are pledged as collateral for registered securities. The amendments in this ASU are effective January 4, 2021. The adoption did not have an effect on the Company's Consolidated Financial Statements. In October 2020, the FASB issued ASU 2020-10, "Codification Improvements." The amendments in this update are part of the FASB's ongoing project to improve codification and correcting unintended application. This ASU, i) removes references to various FASB Concepts Statements, ii) situates all disclosure guidance in the appropriate disclosure section of the Codification, and iii) makes other improvements and technical corrections to the Codification. The items within this ASU are not expected to have a significant effect on current accounting practice. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2020 and early adoption is permitted. The adoption of this ASU did not have a material impact on the Company's Consolidated Financial Statements.

Debt Securities (Tables)

Debt Securities (Tables)	3 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Debt securities available for sale consist of the following at the dates indicated: September 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,979 $ 123 $ (1) $ 19,101 Residential MBS of U.S. government agencies and GSEs 40,348 1,186 (76) 41,458 Municipal bonds 7,446 390 — 7,836 Corporate bonds 56,142 174 (135) 56,181 Total $ 122,915 $ 1,873 $ (212) $ 124,576 June 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,975 $ 135 $ (37) $ 19,073 Residential MBS of U.S. government agencies and GSEs 42,119 1,339 (54) 43,404 Municipal bonds 9,098 453 — 9,551 Corporate bonds 84,301 257 (127) 84,431 Total $ 154,493 $ 2,184 $ (218) $ 156,459
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at September 30, 2021 and June 30, 2021 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. September 30, 2021 Amortized Estimated Due within one year $ 29,684 $ 29,790 Due after one year through five years 48,816 49,103 Due after five years through ten years 4,067 4,225 Due after ten years — — Mortgage-backed securities 40,348 41,458 Total $ 122,915 $ 124,576 June 30, 2021 Amortized Estimated Due within one year $ 34,615 $ 34,684 Due after one year through five years 73,249 73,633 Due after five years through ten years 4,510 4,738 Due after ten years — — Mortgage-backed securities 42,119 43,404 Total $ 154,493 $ 156,459
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of September 30, 2021 and June 30, 2021 were as follows: September 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 4,999 $ (1) $ — $ — $ 4,999 $ (1) Residential MBS of U.S. government agencies and GSEs 8,616 (52) 1,171 (24) 9,787 (76) Corporate bonds 23,865 (135) — — 23,865 (135) Total $ 37,480 $ (188) $ 1,171 $ (24) $ 38,651 $ (212) June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,963 $ (37) $ — $ — $ 14,963 $ (37) Residential MBS of U.S. government agencies and GSEs 5,212 (28) 1,205 (26) 6,417 (54) Corporate bonds 19,873 (127) — — 19,873 (127) Total $ 40,048 $ (192) $ 1,205 $ (26) $ 41,253 $ (218)

Other Investments (Tables)

Other Investments (Tables)	3 Months Ended
	Sep. 30, 2021
Investments, All Other Investments [Abstract]
Investment	Other investments, at cost consist of the following at the dates indicated: September 30, 2021 June 30, 2021 FHLB of Atlanta stock $ 2,965 $ 6,153 FRB stock 7,395 7,386 SBIC investments 10,531 10,171 Total $ 20,891 $ 23,710

Loans Held For Sale (Tables)

Loans Held For Sale (Tables)	3 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Schedule of Loans Held for Sale	Loans held for sale as of the dates indicated consist of the following: September 30, 2021 June 30, 2021 One-to-four family $ 39,049 $ 31,873 SBA 6,662 4,160 HELOCs 59,450 57,506 Total $ 105,161 $ 93,539 Loans consist of the following at the dates indicated: September 30, 2021 June 30, 2021 Commercial loans: Commercial real estate $ 1,132,764 $ 1,142,276 Construction and development 187,900 179,427 Commercial and industrial 153,612 141,341 Equipment finance 341,995 317,920 Municipal finance 142,100 140,421 PPP loans 28,762 46,650 Total commercial loans 1,987,133 1,968,035 Retail consumer loans: One-to-four family 384,901 406,549 HELOCs - originated 129,791 130,225 HELOCs - purchased 33,943 38,976 Construction and land/lots 69,835 66,027 Indirect auto finance 106,184 115,093 Consumer 7,855 8,362 Total retail consumer loans 732,509 765,232 Total loans 2,719,642 2,733,267 Allowance for credit losses (34,406) (35,468) Net loans $ 2,685,236 $ 2,697,799 _________________________________________________________________ (1) At September 30, 2021 and June 30, 2021 accrued interest receivable of $7,818 and $7,339 was accounted for separately from the amortized cost basis. Type of Collateral and Extent to Which Collateral Secures Financial Assets September 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 299 $ — $ 1,132,465 $ 1,132,764 Construction and development — — — — 187,900 187,900 Commercial and industrial — — — 494 153,118 153,612 Equipment finance — — — — 341,995 341,995 Municipal finance — — — — 142,100 142,100 PPP loans — — — — 28,762 28,762 Retail consumer loans: One-to-four family 799 — — — 384,102 384,901 HELOCs - originated — — — — 129,791 129,791 HELOCs - purchased — — — — 33,943 33,943 Construction and land/lots — — — — 69,835 69,835 Indirect auto finance — — — — 106,184 106,184 Consumer — — — — 7,855 7,855 Total $ 799 $ — $ 299 $ 494 $ 2,718,050 $ 2,719,642 Total Collateral Value $ 1,160 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26

Loans (Tables)

Loans (Tables)	3 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans held for sale as of the dates indicated consist of the following: September 30, 2021 June 30, 2021 One-to-four family $ 39,049 $ 31,873 SBA 6,662 4,160 HELOCs 59,450 57,506 Total $ 105,161 $ 93,539 Loans consist of the following at the dates indicated: September 30, 2021 June 30, 2021 Commercial loans: Commercial real estate $ 1,132,764 $ 1,142,276 Construction and development 187,900 179,427 Commercial and industrial 153,612 141,341 Equipment finance 341,995 317,920 Municipal finance 142,100 140,421 PPP loans 28,762 46,650 Total commercial loans 1,987,133 1,968,035 Retail consumer loans: One-to-four family 384,901 406,549 HELOCs - originated 129,791 130,225 HELOCs - purchased 33,943 38,976 Construction and land/lots 69,835 66,027 Indirect auto finance 106,184 115,093 Consumer 7,855 8,362 Total retail consumer loans 732,509 765,232 Total loans 2,719,642 2,733,267 Allowance for credit losses (34,406) (35,468) Net loans $ 2,685,236 $ 2,697,799 _________________________________________________________________ (1) At September 30, 2021 and June 30, 2021 accrued interest receivable of $7,818 and $7,339 was accounted for separately from the amortized cost basis. Type of Collateral and Extent to Which Collateral Secures Financial Assets September 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 299 $ — $ 1,132,465 $ 1,132,764 Construction and development — — — — 187,900 187,900 Commercial and industrial — — — 494 153,118 153,612 Equipment finance — — — — 341,995 341,995 Municipal finance — — — — 142,100 142,100 PPP loans — — — — 28,762 28,762 Retail consumer loans: One-to-four family 799 — — — 384,102 384,901 HELOCs - originated — — — — 129,791 129,791 HELOCs - purchased — — — — 33,943 33,943 Construction and land/lots — — — — 69,835 69,835 Indirect auto finance — — — — 106,184 106,184 Consumer — — — — 7,855 7,855 Total $ 799 $ — $ 299 $ 494 $ 2,718,050 $ 2,719,642 Total Collateral Value $ 1,160 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26
Financing Receivable Credit Quality Indicators	The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year September 30, 2022 2021 2020 2019 2018 Prior Revolving Total Commercial real estate Risk rating: Pass $ 41,037 $ 232,436 $ 169,932 $ 139,212 $ 151,001 $ 346,044 $ 26,018 $ 1,105,680 Special mention 753 — — — 16,886 3,619 — 21,258 Substandard — — — — 621 4,807 398 5,826 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 41,790 $ 232,436 $ 169,932 $ 139,212 $ 168,508 $ 354,470 $ 26,416 $ 1,132,764 Construction and development Risk rating: Pass $ 6,647 $ 24,896 $ 2,543 $ 4,207 $ 4,615 $ 8,331 $ 132,184 $ 183,423 Special mention — — — — — 257 3,832 4,089 Substandard — — — — — 388 — 388 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and development $ 6,647 $ 24,896 $ 2,543 $ 4,207 $ 4,615 $ 8,976 $ 136,016 $ 187,900 Commercial and industrial Risk rating: Pass $ 17,402 $ 29,495 $ 16,467 $ 15,930 $ 9,562 $ 24,732 $ 34,015 $ 147,603 Special mention — — — 431 108 116 37 692 Substandard — 31 558 371 4,300 57 — 5,317 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial and industrial $ 17,402 $ 29,526 $ 17,025 $ 16,732 $ 13,970 $ 24,905 $ 34,052 $ 153,612 Equipment finance Risk rating: Pass $ 52,310 $ 145,255 $ 94,454 $ 46,014 $ 3,578 $ — $ — $ 341,611 Special mention — 94 — — — — — 94 Substandard — — 32 — — — — 32 Doubtful — — — 258 — — — 258 Loss — — — — — — — — Total equipment finance $ 52,310 $ 145,349 $ 94,486 $ 46,272 $ 3,578 $ — $ — $ 341,995 Municipal leases Risk rating: Pass $ 5,191 $ 23,137 $ 21,330 $ 13,038 $ 15,994 $ 49,260 $ 13,893 $ 141,843 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 5,191 $ 23,137 $ 21,330 $ 13,038 $ 15,994 $ 49,517 $ 13,893 $ 142,100 PPP loans Risk rating: Pass $ 11 $ 20,799 $ 7,952 $ — $ — $ — $ — $ 28,762 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 11 $ 20,799 $ 7,952 $ — $ — $ — $ — $ 28,762 Total commercial loans Risk rating: Pass $ 122,598 $ 476,018 $ 312,678 $ 218,401 $ 184,750 $ 428,367 $ 206,110 $ 1,948,922 Special mention 753 94 — 431 16,994 4,249 3,869 26,390 Substandard — 31 590 371 4,921 5,252 398 11,563 Doubtful — — — 258 — — — 258 Loss — — — — — — — — Total commercial loans $ 123,351 $ 476,143 $ 313,268 $ 219,461 $ 206,665 $ 437,868 $ 210,377 $ 1,987,133 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year September 30, 2022 2021 2020 2019 2018 Prior Revolving Total One-to-four family Risk rating: Pass $ 9,624 $ 69,855 $ 56,443 $ 37,245 $ 35,835 $ 163,570 $ 4,367 $ 376,939 Special mention — — — — — 1,091 — 1,091 Substandard — 243 972 — 215 4,939 — 6,369 Doubtful — — — — — 188 — 188 Loss — — — — — 314 — 314 Total one-to-four family $ 9,624 $ 70,098 $ 57,415 $ 37,245 $ 36,050 $ 170,102 $ 4,367 $ 384,901 HELOCs - originated Risk rating: Pass $ 297 $ 1,578 $ 365 $ 1,366 $ 242 $ 9,309 $ 115,486 $ 128,643 Special mention — — — — — 11 — 11 Substandard — — — 159 — 926 52 1,137 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 297 $ 1,578 $ 365 $ 1,525 $ 242 $ 10,246 $ 115,538 $ 129,791 HELOCs - purchased Risk rating: Pass $ — $ — $ — $ — $ — $ — $ 33,490 $ 33,490 Special mention — — — — — — — — Substandard — — — — 0 — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 33,943 $ 33,943 Construction and land/lots Risk rating: Pass $ 431 $ 8,096 $ 8,454 $ 747 $ — $ 2,781 $ 48,920 $ 69,429 Special mention — — — — — — — — Substandard — — — — — 406 — 406 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 431 $ 8,096 $ 8,454 $ 747 $ — $ 3,187 $ 48,920 $ 69,835 Indirect auto finance Risk rating: Pass $ 8,103 $ 37,082 $ 23,730 $ 13,635 $ 15,561 $ 7,222 $ — $ 105,333 Special mention — 0 — — — — — — — Substandard — 12 353 120 208 157 — 850 Doubtful — — — — — — — — Loss — 1 — — — — — 1 Total indirect auto finance $ 8,103 $ 37,095 $ 24,083 $ 13,755 $ 15,769 $ 7,379 $ — $ 106,184 Total consumer loans Risk rating: Pass $ 303 $ 1,170 $ 861 $ 4,828 $ 201 $ 153 $ 271 $ 7,787 Special mention — — — — 14 — — 14 Substandard — — 3 17 3 14 16 53 Doubtful — — — — — — — — Loss — — — 1 — — — 1 Total consumer loans $ 303 $ 1,170 $ 864 $ 4,846 $ 218 $ 167 $ 287 $ 7,855 Total retail consumer loans Risk rating: Pass $ 18,758 $ 117,781 $ 89,853 $ 57,821 $ 51,839 $ 183,035 $ 202,534 $ 721,621 Special mention — — — — 14 1,102 — 1,116 Substandard — 255 1,328 296 426 6,442 521 9,268 Doubtful — — — — — 188 — 188 Loss — 1 — 1 — 314 — 316 Total retail consumer loans $ 18,758 $ 118,037 $ 91,181 $ 58,118 $ 52,279 $ 191,081 $ 203,055 $ 732,509 The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2020 2019 2018 2017 Prior Revolving Total Commercial real estate Risk rating: Pass $ 227,850 $ 177,691 $ 142,407 $ 158,147 $ 158,525 $ 220,834 $ 25,860 $ 1,111,314 Special mention — — — 16,951 1,256 3,092 — 21,299 Substandard — — — 630 4,993 3,642 398 9,663 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 227,850 $ 177,691 $ 142,407 $ 175,728 $ 164,774 $ 227,568 $ 26,258 $ 1,142,276 Construction and development Risk rating: Pass 18,262 6,523 10,349 6,008 2,693 7,153 123,843 $ 174,831 Special mention — — — — — 286 3,827 4,113 Substandard — — — — — 482 — 482 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total construction and development $ 18,262 $ 6,523 $ 10,349 $ 6,008 $ 2,693 $ 7,922 $ 127,670 $ 179,427 Commercial and industrial Risk rating: Pass 29,606 14,010 18,826 10,759 15,346 10,589 36,165 $ 135,301 Special mention — 21 438 110 32 125 37 763 Substandard 31 33 300 — — 83 4,829 5,276 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total commercial and industrial $ 29,637 $ 14,064 $ 19,564 $ 10,869 $ 15,378 $ 10,798 $ 41,031 $ 141,341 Equipment finance Risk rating: Pass 154,685 104,681 53,178 4,773 — — — $ 317,317 Special mention — — — — — — — Substandard — — 323 — — — — 323 Doubtful — — 280 — — — — 280 Loss — — — — — — — — Total equipment finance $ 154,685 $ 104,681 $ 53,781 $ 4,773 $ — $ — $ — $ 317,920 Municipal leases Risk rating: Pass 23,358 19,240 14,005 17,979 9,738 47,144 8,700 $ 140,164 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — Total municipal leases $ 23,358 $ 19,240 $ 14,005 $ 17,979 $ 9,738 $ 47,401 $ 8,700 $ 140,421 PPP loans Risk rating: Pass 29,667 16,983 — — — — — $ 46,650 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 29,667 $ 16,983 $ — $ — $ — $ — $ — $ 46,650 Total commercial loans Risk rating: Pass $ 483,428 $ 339,128 $ 238,765 $ 197,666 $ 186,302 $ 285,720 $ 194,568 $ 1,925,577 Special mention — 21 438 17,061 1,288 3,760 3,864 26,432 Substandard 31 33 623 630 4,993 4,207 5,227 15,744 Doubtful — — 280 — — — — 280 Loss — — — — — 2 — 2 Total commercial loans $ 483,459 $ 339,182 $ 240,106 $ 215,357 $ 192,583 $ 293,689 $ 203,659 $ 1,968,035 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2020 2019 2018 2017 Prior Revolving Total One-to-four family Risk rating: Pass $ 72,723 $ 52,987 $ 46,958 $ 40,461 $ 37,361 $ 143,531 $ 4,345 $ 398,366 Special mention — — — — 27 1,084 — 1,111 Substandard 246 981 — 216 86 5,037 — 6,566 Doubtful — — — — — 191 — 191 Loss — — — — — 315 — 315 Total one-to-four family $ 72,969 $ 53,968 $ 46,958 $ 40,677 $ 37,474 $ 150,158 $ 4,345 $ 406,549 HELOCs - originated Risk rating: Pass 2,767 465 1,294 217 716 9,469 114,048 $ 128,976 Special mention — — — — — 12 — 12 Substandard — — 159 — 38 935 105 1,237 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 2,767 $ 465 $ 1,453 $ 217 $ 754 $ 10,416 $ 114,153 $ 130,225 HELOCs - purchased Risk rating: Pass — — — — — — 38,523 $ 38,523 Special mention — — — — — — — — Substandard — — — — — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 38,976 $ 38,976 Construction and land/lots Risk rating: Pass 4,244 12,133 2,357 956 — 3,558 42,267 $ 65,515 Special mention — — — — — — — — Substandard — — — 96 — 416 — 512 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 4,244 $ 12,133 $ 2,357 $ 1,052 $ — $ 3,974 $ 42,267 $ 66,027 Indirect auto finance Risk rating: Pass 42,128 27,134 16,224 18,853 7,561 2,061 — $ 113,961 Special mention — — — — — — — — Substandard 29 415 195 273 143 75 — 1,130 Doubtful — — — — — — — — Loss 2 — — — — — — 2 Total indirect auto finance $ 42,159 $ 27,549 $ 16,419 $ 19,126 $ 7,704 $ 2,136 $ — $ 115,093 Consumer loans Risk rating: Pass 1,344 1,019 5,204 252 90 91 288 $ 8,288 Special mention — — — 14 — — — 14 Substandard — 3 19 11 4 10 11 58 Doubtful — — — — — — — — Loss — 1 1 — — — — 2 Total consumer loans $ 1,344 $ 1,023 $ 5,224 $ 277 $ 94 $ 101 $ 299 $ 8,362 Total retail consumer loans Risk rating: Pass $ 123,206 $ 93,738 $ 72,037 $ 60,739 $ 45,728 $ 158,710 $ 199,471 $ 753,629 Special mention — — — 14 27 1,096 — 1,137 Substandard 275 1,399 373 596 271 6,473 569 9,956 Doubtful — — — — — 191 — 191 Loss 2 1 1 — — 315 — 319 Total retail consumer loans $ 123,483 $ 95,138 $ 72,411 $ 61,349 $ 46,026 $ 166,785 $ 200,040 $ 765,232
Past Due Financing Receivables	The following tables present aging analysis of past due loans (includes nonaccrual loans) by segment and class for the periods indicated below: Past Due Total 30-89 Days 90 Days+ Total Current Loans September 30, 2021 Commercial loans: Commercial real estate $ — $ 114 $ 114 $ 1,132,650 $ 1,132,764 Construction and development 216 37 253 187,647 187,900 Commercial and industrial 67 562 629 152,983 153,612 Equipment finance 52 256 308 341,687 341,995 Municipal finance 405 — 405 141,695 142,100 PPP loans — — — 28,762 28,762 Retail consumer loans: One-to-four family 1,159 1,227 2,386 382,515 384,901 HELOCs - originated 65 317 382 129,409 129,791 HELOCs - purchased 200 — 200 33,743 33,943 Construction and land/lots 126 22 148 69,687 69,835 Indirect auto finance 170 139 309 105,875 106,184 Consumer 425 43 468 7,387 7,855 Total loans $ 2,885 $ 2,717 $ 5,602 $ 2,714,040 $ 2,719,642 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2021 Commercial loans: Commercial real estate $ 396 $ 1,680 $ 2,076 $ 1,140,200 $ 1,142,276 Construction and development — 37 37 179,390 179,427 Commercial and industrial 634 19 653 140,688 141,341 Equipment finance — 347 347 317,573 317,920 Municipal finance — — — 140,421 140,421 PPP loans — — — 46,650 46,650 Retail consumer loans: One-to-four family 1,112 1,124 2,236 404,313 406,549 HELOCs - originated 290 186 476 129,749 130,225 HELOCs - purchased 198 79 277 38,699 38,976 Construction and land/lots 6 35 41 65,986 66,027 Indirect auto finance 299 259 558 114,535 115,093 Consumer 378 36 414 7,948 8,362 Total loans $ 3,313 $ 3,802 $ 7,115 $ 2,726,152 $ 2,733,267
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the three months ended September 30, 2021. September 30, 2021 June 30, 2021 90 Days + & still accruing as of September 30, 2021 Nonaccrual with no allowance as of September 30, 2021 Interest income recognized Commercial loans: Commercial real estate $ 1,576 $ 7,015 $ — $ — $ 12 Construction and development 388 482 — — 2 Commercial and industrial 1,488 49 — 418 12 Equipment finance 334 630 — 255 — Retail consumer loans: One-to-four family 1,710 2,625 — — 11 HELOCs - originated 445 476 — — 2 HELOCs - purchased 453 453 — — 8 Construction and land/lots 22 22 — — — Indirect auto finance 274 438 — — 2 Consumer 48 416 — — — Total loans $ 6,738 $ 12,606 $ — $ 673 $ 49
Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans	The Company’s loans that were performing under the payment terms of TDRs that were excluded from nonaccruing loans above at the dates indicated follows: September 30, 2021 June 30, 2021 Performing TDRs $ 11,341 $ 11,088
Breakdown of Provision (Benefit) for Credit Losses	The following table presents a breakdown of the provision (benefit) for credit losses included in our Consolidated Statements of Income: Three Months Ended September 30, 2021 2020 Provision (benefit) for credit losses: Loans $ (1,335) $ 950 Off-balance-sheet credit exposure (125) — Total provision (benefit) for credit losses $ (1,460) $ 950
Allowance for Credit Losses on Financing Receivables	The following tables present analysis of the ACL on loans by segment for the periods indicated below: Three Months Ended September 30, 2021 Commercial Retail Total Balance at beginning of period $ 24,746 $ 10,722 $ 35,468 Benefit for credit losses (623) (712) (1,335) Charge-offs (619) (90) (709) Recoveries 700 282 982 Net recoveries 81 192 273 Balance at end of period $ 24,204 $ 10,202 $ 34,406 Three Months Ended September 30, 2020 Commercial Retail Total Balance at beginning of period $ 21,116 $ 6,956 $ 28,072 Impact of adoption ASU 2016-13 4,073 10,736 14,809 Provision for credit losses 292 658 950 Charge-offs (1,095) (682) (1,777) Recoveries 813 265 1,078 Net charge-offs (282) (417) (699) Balance at end of period $ 25,199 $ 17,933 43,132
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class	The following tables present ending balances of loans and the related ACL, by segment and class for the periods indicated below: Allowance for Credit Losses Total Loans Receivable Loans Loans Total Loans Loans Total September 30, 2021 Commercial loans: Commercial real estate $ 9 $ 12,209 $ 12,218 $ 299 $ 1,132,465 $ 1,132,764 Construction and development — 1,776 1,776 — 187,900 187,900 Commercial and industrial 525 2,682 3,207 2,048 151,564 153,612 Equipment finance — 6,714 6,714 255 341,740 341,995 Municipal finance — 289 289 — 142,100 142,100 PPP loans — — — — 28,762 28,762 Retail consumer loans: One-to-four family 3 5,018 5,021 1,969 382,932 384,901 HELOCs - originated — 1,430 1,430 — 129,791 129,791 HELOCs - purchased — 374 374 — 33,943 33,943 Construction and land/lots — 776 776 — 69,835 69,835 Indirect auto finance — 2,444 2,444 — 106,184 106,184 Consumer — 157 157 — 7,855 7,855 Total $ 537 $ 33,869 $ 34,406 $ 4,571 $ 2,715,071 $ 2,719,642 Allowance for Loan Losses Total Loans Receivable Loans Loans Total Loans Loans Total June 30, 2021 Commercial loans: Commercial real estate $ 456 $ 12,826 $ 13,282 $ 5,729 $ 1,136,547 $ 1,142,276 Construction and development — 1,801 1,801 80 179,347 179,427 Commercial and industrial 9 2,583 2,592 760 140,581 141,341 Equipment finance — 6,537 6,537 275 317,645 317,920 Municipal finance — 534 534 — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 2 5,407 5,409 1,977 404,572 406,549 HELOCs - originated — 1,512 1,512 — 130,225 130,225 HELOCs - purchased — 452 452 — 38,976 38,976 Construction and land/lots — 812 812 — 66,027 66,027 Indirect auto finance — 2,367 2,367 — 115,093 115,093 Consumer — 170 170 — 8,362 8,362 Total $ 467 $ 35,001 $ 35,468 $ 8,821 $ 2,724,446 $ 2,733,267
Troubled Debt Restructurings on Financing Receivables	The following table presents a breakdown of the types of concessions made on TDRs by loan class for the period indicated below: Three Months Ended September 30, 2021 2020 Number Pre Post Number Pre Post Other TDRs: Commercial: Commercial and industrial — — — 1 4,407 3,800 Retail consumer: HELOCs - originated 1 18 18 — — — Indirect auto finance 5 84 83 6 105 78 Total 6 $ 102 $ 101 7 $ 4,512 $ 3,878
Schedule of Trouble Debt Restructurings With Payment Default	The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated below: Three Months Ended September 30, 2021 Three Months Ended September 30, 2020 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance 2 44 1 11 Total 2 $ 44 — $ 11 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt.

Net Income per Share (Tables)

Net Income per Share (Tables)	3 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended September 30, 2021 2020 Numerator: Net income $ 10,527 $ 5,753 Allocation of earnings to participating securities (92) (50) Numerator for basic EPS - Net income available to common stockholders $ 10,435 $ 5,703 Effect of dilutive securities: Dilutive effect to participating securities 2 6 Numerator for diluted EPS $ 10,437 $ 5,709 Denominator: Weighted-average common shares outstanding - basic 15,761,247 16,230,990 Effect of dilutive shares 385,364 238,252 Weighted-average common shares outstanding - diluted 16,146,611 16,469,242 Net income per share - basic $ 0.66 $ 0.35 Net income per share - diluted $ 0.65 $ 0.35

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	3 Months Ended
	Sep. 30, 2021
Share-based Payment Arrangement [Abstract]
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three months ended September 30, 2021 and 2020, respectively: Three Months Ended September 30, 2021 2020 Share-based compensation expense $ 415 $ 506 Tax benefit $ 98 $ 119
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity and related information: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2020 1,615,500 $ 18.12 4.4 $ 1,711 Forfeited 200 24.95 — — Options outstanding at September 30, 2020 1,615,300 $ 18.12 4.1 $ — Exercisable at September 30, 2020 1,303,000 $ 16.31 3.3 $ — Non-vested at September 30, 2020 312,300 $ 25.68 7.6 $ — Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Exercised 46,200 15.16 — — Forfeited 2,600 25.42 — — Options outstanding at September 30, 2021 1,270,656 $ 19.19 3.7 $ 11,164 Exercisable at September 30, 2021 1,030,506 $ 17.75 2.9 $ 10,546 Non-vested at September 30, 2021 240,150 $ 25.41 7.3 $ 617
Schedule of Nonvested Restricted Stock Units Activity	The table below presents restricted stock award activity and related information: Restricted Weighted- Aggregate Non-vested at June 30, 2020 144,046 $ 25.89 $ 2,305 Vested 2,600 25.37 — Forfeited 200 24.95 — Non-vested at September 30, 2020 141,246 $ 25.90 $ 1,918 Non-vested at June 30, 2021 151,575 $ 25.06 $ 4,229 Vested 8,918 26.93 — Forfeited 3,000 26.31 — Non-vested at September 30, 2021 139,657 $ 25.00 $ 3,908

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: September 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,101 $ — $ 19,101 $ — Residential MBS of U.S. government agencies and GSEs 41,458 — 41,458 — Municipal bonds 7,836 — 7,836 — Corporate bonds 56,181 — 56,181 — Total $ 124,576 $ — $ 124,576 $ — June 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,073 $ — $ 19,073 $ — Residential MBS of U.S. government agencies and GSEs 43,404 — 43,404 — Municipal bonds 9,551 — 9,551 — Corporate bonds 84,431 — 84,431 — Total $ 156,459 $ — $ 156,459 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: September 30, 2021 Total Level 1 Level 2 Level 3 Individually evaluated loans $ 4,034 $ — $ — $ 4,034 June 30, 2021 Total Level 1 Level 2 Level 3 Individually evaluated loans $ 8,354 $ — $ — $ 8,354
Schedule of Quantitative Information About Level 3 Fair Value Measurements	Quantitative information about Level 3 fair value measurements during the periods ended September 30, 2021 and June 30, 2021 is shown in the tables below: Fair Value at September 30, 2021 Valuation Unobservable Range Weighted Nonrecurring measurements: Individually evaluated loans $ 4,034 Discounted appraisals and discounted cash flows Collateral discounts: Discount spread: 6% - 100% 0% 13 % Fair Value at June 30, 2021 Valuation Unobservable Range Weighted Nonrecurring measurements: Individually evaluated loans $ 8,354 Discounted appraisals and discounted cash flows Collateral discounts: Discount spread: 0% - 52% 0% - 7% 6 %
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of September 30, 2021 and June 30, 2021, are summarized below: September 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 42,573 $ 42,573 $ 42,573 $ — $ — Commercial paper 196,652 196,652 196,652 — — Certificates of deposit in other banks 35,495 35,495 — 35,495 — Debt securities available for sale 124,576 124,576 — 124,576 — Loans held for sale 105,161 107,972 — — 107,972 Loans, net 2,685,236 2,656,263 — — 2,656,263 FHLB stock 2,965 2,965 2,965 — — FRB stock 7,395 7,395 7,395 — — SBIC investments 10,531 10,531 — — 10,531 Accrued interest receivable 8,429 8,429 — 611 7,818 Liabilities: Noninterest-bearing and NOW deposits 1,333,439 1,333,439 — 1,333,439 — Money market accounts 987,650 621,675 — 621,675 — Savings accounts 220,614 220,614 — 220,614 — Certificates of deposit 445,581 446,540 — 446,540 — Borrowings 40,000 40,000 — 40,000 — Accrued interest payable 50 50 — 50 — June 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 50,990 $ 50,990 $ 50,990 $ — $ — Commercial paper 189,596 189,596 189,596 — — Certificates of deposit in other banks 40,122 40,122 — 40,122 — Debt securities available for sale 156,459 156,459 — 156,459 — Loans held for sale 93,539 94,779 — — 94,779 Loans, net 2,697,799 2,668,570 — — 2,668,570 FHLB stock 6,153 6,153 6,153 — — FRB stock 7,386 7,386 7,386 — — SBIC investments 10,171 10,171 — — 10,171 Accrued interest receivable 7,933 7,933 52 542 7,339 Liabilities: Noninterest-bearing and NOW deposits 1,281,372 1,281,372 — 1,281,372 — Money market accounts 975,001 975,001 — 975,001 — Savings accounts 226,391 226,391 — 226,391 — Certificates of deposit 472,777 474,397 — 474,397 — Borrowings 115,000 115,000 — 115,000 — Accrued interest payable 52 52 — 52 —

Leases (Tables)

Leases (Tables)	3 Months Ended
	Sep. 30, 2021
Leases [Abstract]
Assets and Liabilities, Lessee	The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: September 30, 2021 June 30, 2021 ROU assets $ 6,103 $ 5,498 Lease liabilities $ 6,852 $ 5,926 Weighted-average remaining lease terms (years) 9.70 9.49 Weighted-average discount rate 3.15 % 3.18 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 1,100 2023 1,479 2024 1,010 2025 630 2026 512 Thereafter 3,218 Total of future minimum payments $ 7,949
Lease, Cost	The following table presents components of operating lease expense for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 Operating lease cost (included in occupancy expense) $ 484 $ 439 Sublease income (included in other, net noninterest income) (51) (61) Total operating lease expense, net $ 433 $ 378 Supplemental lease cash flow information for the three months ended September 30, 2021 and 2020: Three Months Ended September 30, 2021 2020 ROU assets - noncash additions (operating leases) $ 959 $ 533 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 628 524 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 33 33
Finance Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 100 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total minimum lease payments 2,373 Less: amount representing interest (580) Present value of net minimum lease payments $ 1,793
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum operating lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 4,734 2023 4,671 2024 2,569 2025 722 2026 246 Thereafter 13 Total of future minimum payments $ 12,955
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	The following table presents components of finance lease net investment included within equipment finance class of financing receivables: September 30, 2021 June 30, 2021 Lease receivables $ 63,741 $ 63,279 The following schedule summarizes aggregate future minimum finance lease payments to be received at September 30, 2021: Fiscal year ending September 30: Remaining 2022 $ 14,928 2023 19,076 2024 16,036 2025 10,862 2026 6,437 Thereafter 2,791 Total minimum payments 70,130 Less: amount representing interest (6,389) Total $ 63,741

Debt Securities - Available for

Debt Securities - Available for Sale Securities Table (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 122,915	$ 154,493
Gross Unrealized Gains	1,873	2,184
Gross Unrealized Losses	(212)	(218)
Estimated Fair Value	124,576	156,459	[1]
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	18,979	18,975
Gross Unrealized Gains	123	135
Gross Unrealized Losses	(1)	(37)
Estimated Fair Value	19,101	19,073
Residential MBS of U.S. government agencies and GSEs
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	40,348	42,119
Gross Unrealized Gains	1,186	1,339
Gross Unrealized Losses	(76)	(54)
Estimated Fair Value	41,458	43,404
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	7,446	9,098
Gross Unrealized Gains	390	453
Gross Unrealized Losses	0	0
Estimated Fair Value	7,836	9,551
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	56,142	84,301
Gross Unrealized Gains	174	257
Gross Unrealized Losses	(135)	(127)
Estimated Fair Value	$ 56,181	$ 84,431
[1]	Derived from audited financial statements.

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Amortized Cost
Due within one year	$ 29,684	$ 34,615
Due after one year through five years	48,816	73,249
Due after five years through ten years	4,067	4,510
Due after ten years	0	0
Total	122,915	154,493
Estimated Fair Value
Due within one year	29,790	34,684
Due after one year through five years	49,103	73,633
Due after five years through ten years	4,225	4,738
Due after ten years	0	0
Estimated Fair Value	124,576	156,459	[1]
Residential MBS of U.S. government agencies and GSEs
Amortized Cost
Total	40,348	42,119
Estimated Fair Value
Estimated Fair Value	$ 41,458	$ 43,404
[1]	Derived from audited financial statements.

Debt Securities - Narrative (De

Debt Securities - Narrative (Details)	3 Months Ended
	Sep. 30, 2021USD ($)security	Sep. 30, 2020USD ($)	Jun. 30, 2021USD ($)security
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 124,576,000		$ 156,459,000	[1]
Proceeds from sale of securities available for sale	0	$ 0
Gross realized gain (loss)	0	$ 0
Securities available for sale pledged as collateral market value	$ 93,142,000		$ 98,890,000
Number of securities with unrealized losses | security	31		28
Accrued interest receivable for investment securities available for sale	$ 611,000
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 92,083,000		$ 97,603,000
[1]	Derived from audited financial statements.

Debt Securities - Available f_2

Debt Securities - Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 124,576	$ 156,459	[1]
Less than 12 Months, Fair Value	37,480	40,048
12 Months or Longer, Fair Value	1,171	1,205
Total, Fair Value	38,651	41,253
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(188)	(192)
12 Months or More, Unrealized Losses	(24)	(26)
Total, Unrealized Losses	(212)	(218)
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	19,101	19,073
Less than 12 Months, Fair Value	4,999	14,963
12 Months or Longer, Fair Value	0	0
Total, Fair Value	4,999	14,963
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(1)	(37)
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	(1)	(37)
Residential MBS of U.S. government agencies and GSEs
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	41,458	43,404
Less than 12 Months, Fair Value	8,616	5,212
12 Months or Longer, Fair Value	1,171	1,205
Total, Fair Value	9,787	6,417
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(52)	(28)
12 Months or More, Unrealized Losses	(24)	(26)
Total, Unrealized Losses	(76)	(54)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	56,181	84,431
Less than 12 Months, Fair Value	23,865	19,873
12 Months or Longer, Fair Value	0	0
Total, Fair Value	23,865	19,873
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(135)	(127)
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	(135)	(127)
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 92,083	$ 97,603
[1]	Derived from audited financial statements.

Other Investments (Details)

Other Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Other Investment Not Readily Marketable [Line Items]
FHLB of Atlanta	$ 2,965	$ 6,153
Federal Reserve Bank of Richmond (FRB)	7,395	7,386
Other investments, at cost	20,891	23,710	[1]
Small Business Investment Companies (SBIC)
Other Investment Not Readily Marketable [Line Items]
Nonmarketable Investment Securities	$ 10,531	$ 10,171
[1]	Derived from audited financial statements.

Loans Held For Sale (Details)

Loans Held For Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Total	$ 105,161	$ 93,539	[1]
One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total	39,049	31,873
SBA
Accounts, Notes, Loans and Financing Receivable
Total	6,662	4,160
HELOCs
Accounts, Notes, Loans and Financing Receivable
Total	$ 59,450	$ 57,506
[1]	Derived from audited financial statements.

Loans - Schedule of Accounts, N

Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021		Sep. 30, 2020	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable
Total loans	$ 2,719,642	$ 2,733,267
Allowance for credit losses	(34,406)	(35,468)	[1]	$ (43,132)	$ (28,072)
Net loans	2,685,236	2,697,799	[1]
Accrued interest receivable	7,818	7,339
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	1,987,133	1,968,035
Allowance for credit losses	(24,204)	(24,746)		(25,199)	(21,116)
Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans	28,762	46,650
Allowance for credit losses	0	0
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans	1,132,764	1,142,276
Allowance for credit losses	(12,218)	(13,282)
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans	187,900	179,427
Allowance for credit losses	(1,776)	(1,801)
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans	153,612	141,341
Allowance for credit losses	(3,207)	(2,592)
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans	341,995	317,920
Allowance for credit losses	(6,714)	(6,537)
Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans	142,100	140,421
Allowance for credit losses	(289)	(534)
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans	732,509	765,232
Allowance for credit losses	(10,202)	(10,722)		$ (17,933)	$ (6,956)
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans	384,901	406,549
Allowance for credit losses	(5,021)	(5,409)
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans	129,791	130,225
Allowance for credit losses	(1,430)	(1,512)
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans	33,943	38,976
Allowance for credit losses	(374)	(452)
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans	69,835	66,027
Allowance for credit losses	(776)	(812)
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans	106,184	115,093
Allowance for credit losses	(2,444)	(2,367)
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans	7,855	8,362
Allowance for credit losses	$ (157)	$ (170)
[1]	Derived from audited financial statements.

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators, After Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Financing Receivable, Recorded Investment
Total loans, net of deferred loan costs	$ 2,719,642	$ 2,733,267	[1]
Commercial Loans
Financing Receivable, Recorded Investment
2022	123,351	483,459
2021	476,143	339,182
2020	313,268	240,106
2019	219,461	215,357
2018	206,665	192,583
Prior	437,868	293,689
Revolving	210,377	203,659
Total loans, net of deferred loan costs	1,987,133	1,968,035
Commercial Loans | PPP
Financing Receivable, Recorded Investment
2022	11	29,667
2021	20,799	16,983
2020	7,952	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	28,762	46,650
Commercial Loans | Pass
Financing Receivable, Recorded Investment
2022	122,598	483,428
2021	476,018	339,128
2020	312,678	238,765
2019	218,401	197,666
2018	184,750	186,302
Prior	428,367	285,720
Revolving	206,110	194,568
Total loans, net of deferred loan costs	1,948,922	1,925,577
Commercial Loans | Pass | PPP
Financing Receivable, Recorded Investment
2022	11	29,667
2021	20,799	16,983
2020	7,952	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	28,762	46,650
Commercial Loans | Special Mention
Financing Receivable, Recorded Investment
2022	753	0
2021	94	21
2020	0	438
2019	431	17,061
2018	16,994	1,288
Prior	4,249	3,760
Revolving	3,869	3,864
Total loans, net of deferred loan costs	26,390	26,432
Commercial Loans | Special Mention | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Substandard
Financing Receivable, Recorded Investment
2022	0	31
2021	31	33
2020	590	623
2019	371	630
2018	4,921	4,993
Prior	5,252	4,207
Revolving	398	5,227
Total loans, net of deferred loan costs	11,563	15,744
Commercial Loans | Substandard | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	280
2019	258	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	258	280
Commercial Loans | Doubtful | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	2
Revolving	0	0
Total loans, net of deferred loan costs	0	2
Commercial Loans | Loss | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
2022	41,790	227,850
2021	232,436	177,691
2020	169,932	142,407
2019	139,212	175,728
2018	168,508	164,774
Prior	354,470	227,568
Revolving	26,416	26,258
Total loans, net of deferred loan costs	1,132,764	1,142,276
Commercial Loans | Commercial real estate | Pass
Financing Receivable, Recorded Investment
2022	41,037	227,850
2021	232,436	177,691
2020	169,932	142,407
2019	139,212	158,147
2018	151,001	158,525
Prior	346,044	220,834
Revolving	26,018	25,860
Total loans, net of deferred loan costs	1,105,680	1,111,314
Commercial Loans | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment
2022	753	0
2021	0	0
2020	0	0
2019	0	16,951
2018	16,886	1,256
Prior	3,619	3,092
Revolving	0	0
Total loans, net of deferred loan costs	21,258	21,299
Commercial Loans | Commercial real estate | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	630
2018	621	4,993
Prior	4,807	3,642
Revolving	398	398
Total loans, net of deferred loan costs	5,826	9,663
Commercial Loans | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial real estate | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Construction and development
Financing Receivable, Recorded Investment
2022	6,647	18,262
2021	24,896	6,523
2020	2,543	10,349
2019	4,207	6,008
2018	4,615	2,693
Prior	8,976	7,922
Revolving	136,016	127,670
Total loans, net of deferred loan costs	187,900	179,427
Commercial Loans | Construction and development | Pass
Financing Receivable, Recorded Investment
2022	6,647	18,262
2021	24,896	6,523
2020	2,543	10,349
2019	4,207	6,008
2018	4,615	2,693
Prior	8,331	7,153
Revolving	132,184	123,843
Total loans, net of deferred loan costs	183,423	174,831
Commercial Loans | Construction and development | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	257	286
Revolving	3,832	3,827
Total loans, net of deferred loan costs	4,089	4,113
Commercial Loans | Construction and development | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	388	482
Revolving	0	0
Total loans, net of deferred loan costs	388	482
Commercial Loans | Construction and development | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Construction and development | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	1
Revolving	0	0
Total loans, net of deferred loan costs	0	1
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
2022	17,402	29,637
2021	29,526	14,064
2020	17,025	19,564
2019	16,732	10,869
2018	13,970	15,378
Prior	24,905	10,798
Revolving	34,052	41,031
Total loans, net of deferred loan costs	153,612	141,341
Commercial Loans | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
2022	17,402	29,606
2021	29,495	14,010
2020	16,467	18,826
2019	15,930	10,759
2018	9,562	15,346
Prior	24,732	10,589
Revolving	34,015	36,165
Total loans, net of deferred loan costs	147,603	135,301
Commercial Loans | Commercial and industrial | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	21
2020	0	438
2019	431	110
2018	108	32
Prior	116	125
Revolving	37	37
Total loans, net of deferred loan costs	692	763
Commercial Loans | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
2022	0	31
2021	31	33
2020	558	300
2019	371	0
2018	4,300	0
Prior	57	83
Revolving	0	4,829
Total loans, net of deferred loan costs	5,317	5,276
Commercial Loans | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial and industrial | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	1
Revolving	0	0
Total loans, net of deferred loan costs	0	1
Commercial Loans | Equipment finance
Financing Receivable, Recorded Investment
2022	52,310	154,685
2021	145,349	104,681
2020	94,486	53,781
2019	46,272	4,773
2018	3,578	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	341,995	317,920
Commercial Loans | Equipment finance | Pass
Financing Receivable, Recorded Investment
2022	52,310	154,685
2021	145,255	104,681
2020	94,454	53,178
2019	46,014	4,773
2018	3,578	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	341,611	317,317
Commercial Loans | Equipment finance | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	94	0
2020	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	94	0
Commercial Loans | Equipment finance | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	32	323
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	32	323
Commercial Loans | Equipment finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	280
2019	258	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	258	280
Commercial Loans | Equipment finance | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance
Financing Receivable, Recorded Investment
2022	5,191	23,358
2021	23,137	19,240
2020	21,330	14,005
2019	13,038	17,979
2018	15,994	9,738
Prior	49,517	47,401
Revolving	13,893	8,700
Total loans, net of deferred loan costs	142,100	140,421
Commercial Loans | Municipal finance | Pass
Financing Receivable, Recorded Investment
2022	5,191	23,358
2021	23,137	19,240
2020	21,330	14,005
2019	13,038	17,979
2018	15,994	9,738
Prior	49,260	47,144
Revolving	13,893	8,700
Total loans, net of deferred loan costs	141,843	140,164
Commercial Loans | Municipal finance | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	257	257
Revolving	0	0
Total loans, net of deferred loan costs	257	257
Commercial Loans | Municipal finance | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance | Loss
Financing Receivable, Recorded Investment
2022	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans
Financing Receivable, Recorded Investment
2022	18,758	123,483
2021	118,037	95,138
2020	91,181	72,411
2019	58,118	61,349
2018	52,279	46,026
Prior	191,081	166,785
Revolving	203,055	200,040
Total loans, net of deferred loan costs	732,509	765,232
Retail Consumer Loans | Pass
Financing Receivable, Recorded Investment
2022	18,758	123,206
2021	117,781	93,738
2020	89,853	72,037
2019	57,821	60,739
2018	51,839	45,728
Prior	183,035	158,710
Revolving	202,534	199,471
Total loans, net of deferred loan costs	721,621	753,629
Retail Consumer Loans | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	14
2018	14	27
Prior	1,102	1,096
Revolving	0	0
Total loans, net of deferred loan costs	1,116	1,137
Retail Consumer Loans | Substandard
Financing Receivable, Recorded Investment
2022	0	275
2021	255	1,399
2020	1,328	373
2019	296	596
2018	426	271
Prior	6,442	6,473
Revolving	521	569
Total loans, net of deferred loan costs	9,268	9,956
Retail Consumer Loans | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	188	191
Revolving	0	0
Total loans, net of deferred loan costs	188	191
Retail Consumer Loans | Loss
Financing Receivable, Recorded Investment
2022	0	2
2021	1	1
2020	0	1
2019	1	0
2018	0	0
Prior	314	315
Revolving	0	0
Total loans, net of deferred loan costs	316	319
Retail Consumer Loans | One-to-four family
Financing Receivable, Recorded Investment
2022	9,624	72,969
2021	70,098	53,968
2020	57,415	46,958
2019	37,245	40,677
2018	36,050	37,474
Prior	170,102	150,158
Revolving	4,367	4,345
Total loans, net of deferred loan costs	384,901	406,549
Retail Consumer Loans | One-to-four family | Pass
Financing Receivable, Recorded Investment
2022	9,624	72,723
2021	69,855	52,987
2020	56,443	46,958
2019	37,245	40,461
2018	35,835	37,361
Prior	163,570	143,531
Revolving	4,367	4,345
Total loans, net of deferred loan costs	376,939	398,366
Retail Consumer Loans | One-to-four family | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	27
Prior	1,091	1,084
Revolving	0	0
Total loans, net of deferred loan costs	1,091	1,111
Retail Consumer Loans | One-to-four family | Substandard
Financing Receivable, Recorded Investment
2022	0	246
2021	243	981
2020	972	0
2019	0	216
2018	215	86
Prior	4,939	5,037
Revolving	0	0
Total loans, net of deferred loan costs	6,369	6,566
Retail Consumer Loans | One-to-four family | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	188	191
Revolving	0	0
Total loans, net of deferred loan costs	188	191
Retail Consumer Loans | One-to-four family | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	314	315
Revolving	0	0
Total loans, net of deferred loan costs	314	315
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
2022	297	2,767
2021	1,578	465
2020	365	1,453
2019	1,525	217
2018	242	754
Prior	10,246	10,416
Revolving	115,538	114,153
Total loans, net of deferred loan costs	129,791	130,225
Retail Consumer Loans | HELOCs - originated | Pass
Financing Receivable, Recorded Investment
2022	297	2,767
2021	1,578	465
2020	365	1,294
2019	1,366	217
2018	242	716
Prior	9,309	9,469
Revolving	115,486	114,048
Total loans, net of deferred loan costs	128,643	128,976
Retail Consumer Loans | HELOCs - originated | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	11	12
Revolving	0	0
Total loans, net of deferred loan costs	11	12
Retail Consumer Loans | HELOCs - originated | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	159
2019	159	0
2018	0	38
Prior	926	935
Revolving	52	105
Total loans, net of deferred loan costs	1,137	1,237
Retail Consumer Loans | HELOCs - originated | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - originated | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	33,943	38,976
Total loans, net of deferred loan costs	33,943	38,976
Retail Consumer Loans | HELOCs - purchased | Pass
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	33,490	38,523
Total loans, net of deferred loan costs	33,490	38,523
Retail Consumer Loans | HELOCs - purchased | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	453	453
Total loans, net of deferred loan costs	453	453
Retail Consumer Loans | HELOCs - purchased | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
2022	431	4,244
2021	8,096	12,133
2020	8,454	2,357
2019	747	1,052
2018	0	0
Prior	3,187	3,974
Revolving	48,920	42,267
Total loans, net of deferred loan costs	69,835	66,027
Retail Consumer Loans | Construction and land/lots | Pass
Financing Receivable, Recorded Investment
2022	431	4,244
2021	8,096	12,133
2020	8,454	2,357
2019	747	956
2018	0	0
Prior	2,781	3,558
Revolving	48,920	42,267
Total loans, net of deferred loan costs	69,429	65,515
Retail Consumer Loans | Construction and land/lots | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	96
2018	0	0
Prior	406	416
Revolving	0	0
Total loans, net of deferred loan costs	406	512
Retail Consumer Loans | Construction and land/lots | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
2022	8,103	42,159
2021	37,095	27,549
2020	24,083	16,419
2019	13,755	19,126
2018	15,769	7,704
Prior	7,379	2,136
Revolving	0	0
Total loans, net of deferred loan costs	106,184	115,093
Retail Consumer Loans | Indirect auto finance | Pass
Financing Receivable, Recorded Investment
2022	8,103	42,128
2021	37,082	27,134
2020	23,730	16,224
2019	13,635	18,853
2018	15,561	7,561
Prior	7,222	2,061
Revolving	0	0
Total loans, net of deferred loan costs	105,333	113,961
Retail Consumer Loans | Indirect auto finance | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance | Substandard
Financing Receivable, Recorded Investment
2022	0	29
2021	12	415
2020	353	195
2019	120	273
2018	208	143
Prior	157	75
Revolving	0	0
Total loans, net of deferred loan costs	850	1,130
Retail Consumer Loans | Indirect auto finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance | Loss
Financing Receivable, Recorded Investment
2022	0	2
2021	1	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	1	2
Retail Consumer Loans | Consumer
Financing Receivable, Recorded Investment
2022	303	1,344
2021	1,170	1,023
2020	864	5,224
2019	4,846	277
2018	218	94
Prior	167	101
Revolving	287	299
Total loans, net of deferred loan costs	7,855	8,362
Retail Consumer Loans | Consumer | Pass
Financing Receivable, Recorded Investment
2022	303	1,344
2021	1,170	1,019
2020	861	5,204
2019	4,828	252
2018	201	90
Prior	153	91
Revolving	271	288
Total loans, net of deferred loan costs	7,787	8,288
Retail Consumer Loans | Consumer | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	14
2018	14	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	14	14
Retail Consumer Loans | Consumer | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	3
2020	3	19
2019	17	11
2018	3	4
Prior	14	10
Revolving	16	11
Total loans, net of deferred loan costs	53	58
Retail Consumer Loans | Consumer | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Consumer | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	1
2020	0	1
2019	1	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	$ 1	$ 2
[1]	Derived from audited financial statements.

Loans - Schedule of Past Due Fi

Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Financing Receivable, Past Due [Line Items]
Past Due	$ 5,602	$ 7,115
Current	2,714,040	2,726,152
Total Loans	2,719,642	2,733,267
30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	2,885	3,313
90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	2,717	3,802
Commercial Loans
Financing Receivable, Past Due [Line Items]
Total Loans	1,987,133	1,968,035
Commercial Loans | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	28,762	46,650
Total Loans	28,762	46,650
Commercial Loans | 30-89 Days | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | 90 Days+ | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Past Due [Line Items]
Past Due	114	2,076
Current	1,132,650	1,140,200
Total Loans	1,132,764	1,142,276
Commercial Loans | Commercial real estate | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	396
Commercial Loans | Commercial real estate | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	114	1,680
Commercial Loans | Construction and development
Financing Receivable, Past Due [Line Items]
Past Due	253	37
Current	187,647	179,390
Total Loans	187,900	179,427
Commercial Loans | Construction and development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	216	0
Commercial Loans | Construction and development | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	37	37
Commercial Loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Past Due	629	653
Current	152,983	140,688
Total Loans	153,612	141,341
Commercial Loans | Commercial and industrial | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	67	634
Commercial Loans | Commercial and industrial | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	562	19
Commercial Loans | Equipment finance
Financing Receivable, Past Due [Line Items]
Past Due	308	347
Current	341,687	317,573
Total Loans	341,995	317,920
Commercial Loans | Equipment finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	52	0
Commercial Loans | Equipment finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	256	347
Commercial Loans | Municipal finance
Financing Receivable, Past Due [Line Items]
Past Due	405	0
Current	141,695	140,421
Total Loans	142,100	140,421
Commercial Loans | Municipal finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	405	0
Commercial Loans | Municipal finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Loans	732,509	765,232
Retail Consumer Loans | One-to-four family
Financing Receivable, Past Due [Line Items]
Past Due	2,386	2,236
Current	382,515	404,313
Total Loans	384,901	406,549
Retail Consumer Loans | One-to-four family | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	1,159	1,112
Retail Consumer Loans | One-to-four family | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	1,227	1,124
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Past Due [Line Items]
Past Due	382	476
Current	129,409	129,749
Total Loans	129,791	130,225
Retail Consumer Loans | HELOCs - originated | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	65	290
Retail Consumer Loans | HELOCs - originated | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	317	186
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Past Due [Line Items]
Past Due	200	277
Current	33,743	38,699
Total Loans	33,943	38,976
Retail Consumer Loans | HELOCs - purchased | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	200	198
Retail Consumer Loans | HELOCs - purchased | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	0	79
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Past Due [Line Items]
Past Due	148	41
Current	69,687	65,986
Total Loans	69,835	66,027
Retail Consumer Loans | Construction and land/lots | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	126	6
Retail Consumer Loans | Construction and land/lots | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	22	35
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Past Due [Line Items]
Past Due	309	558
Current	105,875	114,535
Total Loans	106,184	115,093
Retail Consumer Loans | Indirect auto finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	170	299
Retail Consumer Loans | Indirect auto finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	139	259
Retail Consumer Loans | Consumer
Financing Receivable, Past Due [Line Items]
Past Due	468	414
Current	7,387	7,948
Total Loans	7,855	8,362
Retail Consumer Loans | Consumer | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	425	378
Retail Consumer Loans | Consumer | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	$ 43	$ 36

Loans - Schedule of Past Due Lo

Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	$ 6,738	$ 12,606
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	673
Interest income recognized	49
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	1,576	7,015
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	12
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	388	482
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	2
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	1,488	49
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	418
Interest income recognized	12
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	334	630
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	255
Interest income recognized	0
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	1,710	2,625
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	11
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	445	476
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	2
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	453	453
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	8
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	22	22
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	0
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	274	438
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	2
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	48	$ 416
90 Days + & still accruing as of September 30, 2021	0
Nonaccrual with no allowance as of September 30, 2021	0
Interest income recognized	$ 0

Loans Loans - Narrative (Detail

Loans Loans - Narrative (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2021USD ($)loan	Jun. 30, 2021USD ($)
Accounts, Notes, Loans and Financing Receivable
Number of loans | loan	2
Financing receivable, nonaccrual, payoffs and charge offs	$ 5,100
Reserve for credit losses for off-balance sheet credit exposures included in other liabilities	2,198
Payment deferral amount	1,003	$ 107
Coronavirus Aid, Relief, And Economic Securities Act, Short-Term Modifications | Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Amount of loans on interest-only payments	$ 67,810	$ 78,850

Loans - Schedule of Troubled De

Loans - Schedule of Troubled Debt Restructurings Performing and Excluded from Nonaccruing Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Performing financing receivable
Financing Receivable, Modifications
Performing TDRs	$ 11,341	$ 11,088

Loans - Breakdown of Provision

Loans - Breakdown of Provision (Benefit) For Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Provision (benefit) for credit losses:
Loans	$ (1,335)	$ 950
Off-balance-sheet credit exposure	(125)	0
Total provision (benefit) for credit losses	$ (1,460)	$ 950

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021		Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 35,468	[1]	$ 28,072
Provision (benefit) for credit losses	(1,335)		950
Charge-offs	(709)		(1,777)
Recoveries	982		1,078
Net recoveries	273		(699)
Balance at end of period	34,406		43,132
Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			14,809
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	24,746		21,116
Provision (benefit) for credit losses	(623)		292
Charge-offs	(619)		(1,095)
Recoveries	700		813
Net recoveries	81		(282)
Balance at end of period	24,204		25,199
Commercial Loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			4,073
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	10,722		6,956
Provision (benefit) for credit losses	(712)		658
Charge-offs	(90)		(682)
Recoveries	282		265
Net recoveries	192		(417)
Balance at end of period	$ 10,202		17,933
Retail Consumer Loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			$ 10,736
[1]	Derived from audited financial statements.

Loans - Schedule of Ending Bala

Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021		Sep. 30, 2020	Jun. 30, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	$ 537	$ 467
Allowance for credit losses, Loans collectively evaluated	33,869	35,001
Allowance for credit losses, Total	34,406	35,468	[1]	$ 43,132	$ 28,072
Total loans receivable, Loans individually evaluated for impairment	4,571	8,821
Total loans receivable, Loans collectively evaluated	2,715,071	2,724,446
Total loans receivable	2,719,642	2,733,267
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Total	24,204	24,746		25,199	21,116
Total loans receivable	1,987,133	1,968,035
Commercial Loans | PPP
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	0	0
Allowance for credit losses, Total	0	0
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	28,762	46,650
Total loans receivable	28,762	46,650
Commercial Loans | Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	9	456
Allowance for credit losses, Loans collectively evaluated	12,209	12,826
Allowance for credit losses, Total	12,218	13,282
Total loans receivable, Loans individually evaluated for impairment	299	5,729
Total loans receivable, Loans collectively evaluated	1,132,465	1,136,547
Total loans receivable	1,132,764	1,142,276
Commercial Loans | Construction and development
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	1,776	1,801
Allowance for credit losses, Total	1,776	1,801
Total loans receivable, Loans individually evaluated for impairment	0	80
Total loans receivable, Loans collectively evaluated	187,900	179,347
Total loans receivable	187,900	179,427
Commercial Loans | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	525	9
Allowance for credit losses, Loans collectively evaluated	2,682	2,583
Allowance for credit losses, Total	3,207	2,592
Total loans receivable, Loans individually evaluated for impairment	2,048	760
Total loans receivable, Loans collectively evaluated	151,564	140,581
Total loans receivable	153,612	141,341
Commercial Loans | Equipment finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	6,714	6,537
Allowance for credit losses, Total	6,714	6,537
Total loans receivable, Loans individually evaluated for impairment	255	275
Total loans receivable, Loans collectively evaluated	341,740	317,645
Total loans receivable	341,995	317,920
Commercial Loans | Municipal finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	289	534
Allowance for credit losses, Total	289	534
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	142,100	140,421
Total loans receivable	142,100	140,421
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Total	10,202	10,722		$ 17,933	$ 6,956
Total loans receivable	732,509	765,232
Retail Consumer Loans | One-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	3	2
Allowance for credit losses, Loans collectively evaluated	5,018	5,407
Allowance for credit losses, Total	5,021	5,409
Total loans receivable, Loans individually evaluated for impairment	1,969	1,977
Total loans receivable, Loans collectively evaluated	382,932	404,572
Total loans receivable	384,901	406,549
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	1,430	1,512
Allowance for credit losses, Total	1,430	1,512
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	129,791	130,225
Total loans receivable	129,791	130,225
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	374	452
Allowance for credit losses, Total	374	452
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	33,943	38,976
Total loans receivable	33,943	38,976
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	776	812
Allowance for credit losses, Total	776	812
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	69,835	66,027
Total loans receivable	69,835	66,027
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	2,444	2,367
Allowance for credit losses, Total	2,444	2,367
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	106,184	115,093
Total loans receivable	106,184	115,093
Retail Consumer Loans | Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0	0
Allowance for credit losses, Loans collectively evaluated	157	170
Allowance for credit losses, Total	157	170
Total loans receivable, Loans individually evaluated for impairment	0	0
Total loans receivable, Loans collectively evaluated	7,855	8,362
Total loans receivable	$ 7,855	$ 8,362
[1]	Derived from audited financial statements.

Loans - Breakdown Between Loans

Loans - Breakdown Between Loans Identified as CDAs and Non-CDAs (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	$ 2,719,642	$ 2,733,267
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,987,133	1,968,035
Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	28,762	46,650
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,132,764	1,142,276
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	187,900	179,427
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	153,612	141,341
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	341,995	317,920
Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	142,100	140,421
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	732,509	765,232
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	384,901	406,549
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	129,791	130,225
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	33,943	38,976
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	69,835	66,027
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	106,184	115,093
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	7,855	8,362
Residential Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	799	807
Total Collateral Value	1,160	1,160
Residential Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	799	807
Residential Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	3,501
Total Collateral Value	0	3,602
Investment Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	3,421
Investment Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	80
Investment Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	299	2,308
Total Collateral Value	288	2,723
Commercial Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	299	2,308
Commercial Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	494	25
Total Collateral Value	0	26
Business Assets | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	494	25
Business Assets | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Financial Assets Not Considered Collateral Dependent
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	2,718,050	2,726,626
Financial Assets Not Considered Collateral Dependent | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	28,762	46,650
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,132,465	1,136,547
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	187,900	179,347
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	153,118	141,316
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	341,995	317,920
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	142,100	140,421
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	384,102	405,742
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	129,791	130,225
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	33,943	38,976
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	69,835	66,027
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	106,184	115,093
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	$ 7,855	$ 8,362

Loans - Schedule of Debt Restru

Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	6	7
Pre-modification outstanding recorded investment	$ 102	$ 4,512
Post-modification outstanding recorded investment	$ 101	$ 3,878
Commercial Loans | Other TDR | Commercial and industrial
Financing Receivable, Modifications
Number of loans | loan	0	1
Pre-modification outstanding recorded investment	$ 0	$ 4,407
Post-modification outstanding recorded investment	$ 0	$ 3,800
Retail Consumer Loans | Other TDR | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan	1	0
Pre-modification outstanding recorded investment	$ 18	$ 0
Post-modification outstanding recorded investment	$ 18	$ 0
Retail Consumer Loans | Other TDR | Indirect auto finance
Financing Receivable, Modifications
Number of loans | loan	5	6
Pre-modification outstanding recorded investment	$ 84	$ 105
Post-modification outstanding recorded investment	$ 83	$ 78

Loans - Schedule of Troubled _2

Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) - Other TDR $ in Thousands	3 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	2	0
Recorded investment | $	$ 44	$ 11
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Modifications
Number of loans | loan	2	1
Recorded investment | $	$ 44	$ 11

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Numerator:
Net income	$ 10,527	$ 5,753
Allocation of earnings to participating securities	(92)	(50)
Numerator for basic EPS - Net income available to common stockholders	10,435	5,703
Dilutive effect to participating securities	2	6
Numerator for diluted EPS	$ 10,437	$ 5,709
Denominator:
Weighted-average common shares outstanding - basic	15,761,247	16,230,990
Effect of dilutive shares	385,364	238,252
Weighted-average common shares outstanding - diluted	16,146,611	16,469,242
Net income per share - basic (in dollars per share)	$ 0.66	$ 0.35
Net income per share - diluted (in dollars per share)	$ 0.65	$ 0.35

Net Income per Share - Antidilu

Net Income per Share - Antidilutive Stock Options (Details) - shares	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	446,250	573,900

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 17, 2013	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2013	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name	2013 Omnibus Incentive Plan
Nonvested, number of shares (in shares)		240,150	312,300
Remaining contractual life (years)		3 years 8 months 12 days	4 years 1 month 6 days		3 years 10 months 24 days	4 years 4 months 24 days
Options outstanding (in shares)			312,300
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized		$ 1,083	$ 1,535
Compensation cost not yet recognized, period for recognition (in years)		1 year 4 months 24 days	1 year 6 months
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)			5 years
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Remaining contractual life (years)		5 years
Performance Restricted Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested (in shares)		23,662	16,440
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized, period for recognition (in years)		1 year 6 months	1 year 7 months 6 days
Compensation not yet recognized, share-based awards other than options		$ 2,483	$ 2,715
Non-vested (in shares)		139,657	141,246		144,046		151,575
Restricted Stock | Vesting Period One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years	3 years
Restricted Stock | Vesting Period Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years	5 years
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors
Number of shares authorized (in shares)	2,962,400
Shares held for awards of stock options and stock appreciation rights (in shares)	2,116,000
Shares held for awards of restricted stock and restricted stock units (in shares)	846,400
Shares repurchased (in shares)				846,400
Shares repurchased, amount				$ 13,297
Shares repurchased, average cost per share (in usd per share)				$ 15.71

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Share-based Payment Arrangement [Abstract]
Share-based compensation expense	$ 415	$ 506
Share-based compensation expense, tax related benefit	$ 98	$ 119

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2021
Options
Options Outstanding, Beginning of Period (in shares)	1,319,456	1,615,500
Exercised (in shares)	46,200
Forfeited (in shares)	2,600	200
Options Outstanding, End of period (in shares)	1,270,656	1,615,300	1,615,500
Exercisable (in shares)	1,030,506	1,303,000
Weighted- Average Exercise Price
Options Outstanding, Beginning of Period (in usd per share)	$ 19.07	$ 18.12
Exercised (in usd per share)	15.16
Forfeited (in usd per share)	25.42	24.95
Options Outstanding, End of Period (in usd per share)	19.19	18.12	$ 18.12
Exercisable (in usd per share)	$ 17.75	$ 16.31
Remaining contractual life (years)	3 years 8 months 12 days	4 years 1 month 6 days	3 years 10 months 24 days	4 years 4 months 24 days
Exercisable (in years)	2 years 10 months 24 days	3 years 3 months 18 days
Aggregate intrinsic value	$ 11,164	$ 0	$ 1,711		$ 11,657
Aggregate intrinsic value	$ 10,546	$ 0
Non-vested Options
Nonvested, number of shares (in shares)	240,150	312,300
Nonvested, weighted average grant date fair value (in dollars per share)	$ 25.41	$ 25.68
Nonvested, contractual term (in years)	7 years 3 months 18 days	7 years 7 months 6 days
Nonvested, intrinsic value	$ 617	$ 0

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Nonvested Restricted Stock Units Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Weighted- Average Grant Date Fair Value
Aggregate intrinsic value	$ 10,546	$ 0
Restricted Stock
Restricted Stock Awards
Non-vested, Beginning Balance (in shares)	151,575	144,046
Vested (in shares)	8,918	2,600
Forfeited (in shares)	3,000	200
Non-vested, Ending Balance (in shares)	139,657	141,246
Weighted- Average Grant Date Fair Value
Non-vested, Beginning Balance (in usd per share)	$ 25.06	$ 25.89
Vested (in usd per share)	26.93	25.37
Forfeitures (in dollars per share)	26.31	24.95
Non-vested, Ending Balance (in usd per share)	$ 25	$ 25.90
Aggregate intrinsic value	$ 3,908	$ 1,918	$ 4,229	$ 2,305

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2021	Jun. 30, 2020	Jun. 30, 2021
Other Commitments
Unused commitments to extend credit	$ 83,616		$ 123,463
Variable rate commitments	12,636	$ 45,270
Fixed rate commitments	70,980	$ 78,193
Remaining borrowing capacity	571,362		530,505
Letters of credit outstanding	$ 9,671		8,681
Minimum
Other Commitments
Fixed interest rate (as a percent)	1.41%	2.50%
Loan Commitments Terms		3 years
Maximum
Other Commitments
Fixed interest rate (as a percent)	9.75%	8.36%
Loan Commitments Terms		30 years
Construction and development
Other Commitments
Unused commitments to extend credit	$ 205,848		$ 277,600

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 124,576	$ 156,459
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	124,576	156,459
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	19,101	19,073
US Government Agencies | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	19,101	19,073
US Government Agencies | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Residential MBS of U.S. government agencies and GSEs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	41,458	43,404
Residential MBS of U.S. government agencies and GSEs | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Residential MBS of U.S. government agencies and GSEs | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	41,458	43,404
Residential MBS of U.S. government agencies and GSEs | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	7,836	9,551
Municipal bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	7,836	9,551
Municipal bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	56,181	84,431
Corporate bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	56,181	84,431
Corporate bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Fair Value, Measurements, Nonrecurring - Individually evaluated loans - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 4,034	$ 8,354
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 4,034	$ 8,354

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of Quantitative Information About Level 3 Fair Value Measurements (Details) - Individually evaluated loans $ in Thousands	Sep. 30, 2021USD ($)	Jun. 30, 2021USD ($)
Minimum | Fair Value, Inputs, Level 3 | Collateral discounts
Level 3 fair value measurements during the period	0.0006	0
Minimum | Fair Value, Inputs, Level 3 | Discount Spread
Level 3 fair value measurements during the period		0
Maximum | Fair Value, Inputs, Level 3 | Collateral discounts
Level 3 fair value measurements during the period	1	0.52
Maximum | Fair Value, Inputs, Level 3 | Discount Spread
Level 3 fair value measurements during the period	0	0.07
Weighted Average | Fair Value, Inputs, Level 3 | Measurement Input, Discount Rate [Member]
Level 3 fair value measurements during the period	0.13	0.06
Fair Value, Measurements, Nonrecurring
Fair value	$ 4,034	$ 8,354
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Fair value	$ 4,034	$ 8,354

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$ 42,573	$ 50,990
Fair Value, Inputs, Level 1 | Commercial paper
Financial Instruments Owned	196,652	189,596
Fair Value, Inputs, Level 1 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | FHLB Stock
Financial Instruments Owned	2,965	6,153
Fair Value, Inputs, Level 1 | FRB Stock
Financial Instruments Owned	7,395	7,386
Fair Value, Inputs, Level 1 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest receivable
Financial Instruments Owned	0	52
Fair Value, Inputs, Level 1 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest payable
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	35,495	40,122
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	124,576	156,459
Fair Value, Inputs, Level 2 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	611	542
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,333,439	1,281,372
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	621,675	975,001
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	220,614	226,391
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	446,540	474,397
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	40,000	115,000
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	50	52
Fair Value, Inputs, Level 3 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	107,972	94,779
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	2,656,263	2,668,570
Fair Value, Inputs, Level 3 | FHLB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | FRB Stock
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Small Business Investment Company Funds
Financial Instruments Owned	10,531	10,171
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	7,818	7,339
Fair Value, Inputs, Level 3 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Accrued interest payable
Financial Instruments Owned	0	0
Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	42,573	50,990
Carrying Value | Commercial paper
Financial Instruments Owned	196,652	189,596
Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	35,495	40,122
Carrying Value | Securities available for sale
Financial Instruments Owned	124,576	156,459
Carrying Value | Loans held for sale
Financial Instruments Owned	105,161	93,539
Carrying Value | Loans, net
Financial Instruments Owned	2,685,236	2,697,799
Carrying Value | FHLB Stock
Financial Instruments Owned	2,965	6,153
Carrying Value | FRB Stock
Financial Instruments Owned	7,395	7,386
Carrying Value | Small Business Investment Company Funds
Financial Instruments Owned	10,531	10,171
Carrying Value | Accrued interest receivable
Financial Instruments Owned	8,429	7,933
Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,333,439	1,281,372
Carrying Value | Money market accounts
Financial Instruments Owned	987,650	975,001
Carrying Value | Savings accounts
Financial Instruments Owned	220,614	226,391
Carrying Value | Certificates of deposit
Financial Instruments Owned	445,581	472,777
Carrying Value | Other borrowings
Financial Instruments Owned	40,000	115,000
Carrying Value | Accrued interest payable
Financial Instruments Owned	50	52
Fair Value | Cash and interest-bearing deposits
Financial Instruments Owned	42,573	50,990
Fair Value | Commercial paper
Financial Instruments Owned	196,652	189,596
Fair Value | Certificates of deposit in other banks
Financial Instruments Owned	35,495	40,122
Fair Value | Securities available for sale
Financial Instruments Owned	124,576	156,459
Fair Value | Loans held for sale
Financial Instruments Owned	107,972	94,779
Fair Value | Loans, net
Financial Instruments Owned	2,656,263	2,668,570
Fair Value | FHLB Stock
Financial Instruments Owned	2,965	6,153
Fair Value | FRB Stock
Financial Instruments Owned	7,395	7,386
Fair Value | Small Business Investment Company Funds
Financial Instruments Owned	10,531	10,171
Fair Value | Accrued interest receivable
Financial Instruments Owned	8,429	7,933
Fair Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,333,439	1,281,372
Fair Value | Money market accounts
Financial Instruments Owned	621,675	975,001
Fair Value | Savings accounts
Financial Instruments Owned	220,614	226,391
Fair Value | Certificates of deposit
Financial Instruments Owned	446,540	474,397
Fair Value | Other borrowings
Financial Instruments Owned	40,000	115,000
Fair Value | Accrued interest payable
Financial Instruments Owned	$ 50	$ 52

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value off-balance sheet risks, amount, liability	$ 860,826	$ 931,568

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
Leases [Abstract]
Renewal term (in years)	15 years
ROU assets	$ 6,103		$ 5,498
Lease liabilities	$ 6,852		$ 5,926
Weighted-average remaining lease terms (years)	9 years 8 months 12 days		9 years 5 months 26 days
Weighted-average discount rate	3.15%		3.18%
Finance lease, right-of-use asset	$ 2,052		$ 2,052
Finance lease, liability	1,793
Finance lease, interest expense	$ 23	$ 24
Finance lease, discount rate	5.18%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Finance and Operating Leases (Details) $ in Thousands	Sep. 30, 2021USD ($)
Operating Leases
Remaining 2022	$ 1,100
2023	1,479
2024	1,010
2025	630
2026	512
Thereafter	3,218
Total of future minimum payments	7,949
Finance Leases
Remaining 2022	100
2023	134
2024	145
2025	146
2026	146
Thereafter	1,702
Total minimum lease payments	2,373
Less: amount representing interest	(580)
Present value of net minimum lease payments	$ 1,793

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Leases [Abstract]
Operating lease cost (included in occupancy expense)	$ 484	$ 439
Sublease income (included in other, net noninterest income)	(51)	(61)
Total operating lease expense, net	$ 433	$ 378

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Leases [Abstract]
ROU assets - noncash additions (operating leases)	$ 959	$ 533
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	628	524
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 33	$ 33

Leases - Lessor, Narrative (Det

Leases - Lessor, Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021
Lessor, Lease, Description [Line Items]
Leased asset	$ 24,821		$ 25,932
Operating lease, residual value of leased asset	14,693		15,330
Direct financing lease, interest income	759	$ 530
Lease receivables	$ 63,741		$ 63,279
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	5 years

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Sep. 30, 2021USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
Remaining 2022	$ 4,734
2023	4,671
2024	2,569
2025	722
2026	246
Thereafter	13
Total of future minimum payments	12,955
Financing Leases
Remaining 2022	14,928
2023	19,076
2024	16,036
2025	10,862
2026	6,437
Thereafter	2,791
Total minimum payments	70,130
Less: amount representing interest	(6,389)
Total	$ 63,741

Uncategorized Items - htbi-2021

Label	Element	Value
Accounting Standards Update [Extensible List]	us-gaap_AccountingStandardsUpdateExtensibleList	us-gaap:AccountingStandardsUpdate201613Member