HomeTrust Bancshares (HTBI) 10-Q 9 May 22 2022 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Mar. 31, 2022	May 04, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	001-35593
Entity Registrant Name	HOMETRUST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	45-5055422
Entity Address, Address Line One	10 Woodfin Street
Entity Address, City or Town	Asheville
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28801
City Area Code	828
Local Phone Number	259-3939
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	HTBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		15,720,503
Entity Central Index Key	0001538263
Current Fiscal Year End Date	--06-30
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Assets
Cash	$ 19,783	$ 22,312
Interest-bearing deposits	32,267	28,678
Cash and cash equivalents	52,050	50,990
Commercial paper	312,918	189,596
Certificates of deposit in other banks	28,125	40,122
Debt securities available for sale, at fair value (amortized cost of $108,130 and $154,493 at March 31, 2022 and June 30, 2021, respectively)	106,315	156,459
Other investments, at cost	23,040	23,710
Loans held for sale	85,263	93,539
Total loans, net of deferred loan fees and costs	2,699,538	2,733,267
Allowance for credit losses on loans	(31,034)	(35,468)
Loans, net	2,668,504	2,697,799
Premises and equipment, net	69,629	70,909
Accrued interest receivable	7,980	7,933
REO	0	188
Deferred income taxes, net	12,494	16,901
BOLI	94,740	93,108
Goodwill	25,638	25,638
Core deposit intangibles, net	135	343
Other assets	54,954	57,488
Total Assets	3,541,785	3,524,723
Liabilities
Deposits	3,059,157	2,955,541
Borrowings	30,000	115,000
Other liabilities	57,497	57,663
Total liabilities	3,146,654	3,128,204
Stockholders' equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 15,978,262 shares     issued and outstanding at March 31, 2022; 16,636,483 at June 30, 2021	160	167
Additional paid in capital	136,181	160,582
Retained earnings	265,609	240,075
Unearned ESOP shares	(5,422)	(5,819)
Accumulated other comprehensive income (loss)	(1,397)	1,514
Total stockholders' equity	395,131	396,519
Total liabilities and stockholders' equity	$ 3,541,785	$ 3,524,723

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Statement of Financial Position [Abstract]
Debt securities available for sale, at fair value, amortized cost	$ 108,130	$ 154,493
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized shares	10,000,000	10,000,000
Preferred stock issued shares	0	0
Preferred stock shares outstanding	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized	60,000,000	60,000,000
Common stock shares issued	15,978,262	16,636,483
Common stock shares outstanding	15,978,262	16,636,483

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Interest and dividend income
Loans	$ 26,616	$ 27,629	$ 81,440	$ 84,564
Commercial paper and interest-bearing deposits	563	611	1,362	2,106
Debt securities available for sale	384	496	1,319	1,528
Other investments	632	585	1,867	1,729
Total interest and dividend income	28,195	29,321	85,988	89,927
Interest expense
Deposits	1,151	1,996	4,028	7,596
Borrowings	4	1,632	45	5,007
Total interest expense	1,155	3,628	4,073	12,603
Net interest income	27,040	25,693	81,915	77,324
Total provision (benefit) for credit losses	(45)	(4,100)	(4,005)	(6,180)
Net interest income after provision (benefit) for credit losses	27,085	29,793	85,920	83,504
Noninterest income
Service charges and fees on deposit accounts	2,216	2,194	7,101	6,707
Loan income and fees	752	636	2,536	1,679
Gain on sale of loans held for sale	2,969	4,881	10,927	11,929
BOLI income	492	508	1,500	1,551
Operating lease income	1,661	1,432	4,920	4,107
Other	857	1,027	2,496	2,688
Total noninterest income	8,947	10,678	29,480	28,661
Noninterest expense
Salaries and employee benefits	14,730	15,784	44,882	46,691
Occupancy expense, net	2,483	2,456	7,201	7,010
Computer services	2,455	2,581	7,148	7,108
Telephone, postage, and supplies	686	812	2,133	2,345
Marketing and advertising	573	319	2,110	971
Deposit insurance premiums	412	363	1,280	1,361
REO related expense, net	220	84	478	462
Core deposit intangible amortization	50	165	208	605
Prepayment penalties on borrowings	0	3,656	0	3,656
Other	4,190	4,286	12,285	12,740
Total noninterest expense	25,799	30,506	77,725	82,949
Net income before income taxes	10,233	9,965	37,675	29,216
Income tax expense	2,210	2,096	8,047	6,133
Net income	$ 8,023	$ 7,869	$ 29,628	$ 23,083
Net income per common share:
Basic (in dollars per share)	$ 0.51	$ 0.49	$ 1.87	$ 1.42
Diluted (in dollars per share)	$ 0.51	$ 0.48	$ 1.84	$ 1.40
Average shares outstanding:
Basic (in shares)	15,523,813	15,979,590	15,666,093	16,139,059
Diluted (in shares)	15,793,012	16,485,718	15,997,377	16,339,130

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 8,023	$ 7,869	$ 29,628	$ 23,083
Other comprehensive loss
Losses arising during the period	(2,595)	(839)	(3,781)	(724)
Deferred income tax benefit	598	193	870	166
Total other comprehensive loss	(1,997)	(646)	(2,911)	(558)
Comprehensive income	$ 6,026	$ 7,223	$ 26,717	$ 22,525

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative-effect adjustment due to the adoption of ASU 2016-13	Common Stock	Additional Paid In Capital	Retained Earnings	Retained EarningsCumulative-effect adjustment due to the adoption of ASU 2016-13	Unearned ESOP Shares	Accumulated Other Comprehensive Income
Balance at beginning of period (in shares) at Jun. 30, 2020			17,021,357
Balance at beginning of period at Jun. 30, 2020	$ 408,263	$ (13,358)	$ 170	$ 169,648	$ 242,776	$ (13,358)	$ (6,348)	$ 2,017
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	23,083				23,083
Cash dividends declared on common stock	(3,734)				(3,734)
Shares repurchased (in shares)			(566,455)
Common stock repurchased	(11,723)		$ (6)	(11,717)
Forfeited restricted stock (in shares)			(6,575)
Retired stock (in shares)			(9,106)
Retired stock	$ (204)			(204)
Granted restricted stock (in shares)			43,260
Exercised stock options (in shares)	172,866		172,866
Exercised stock options	$ 2,490		$ 3	2,487
Share-based compensation expense	1,449			1,449
ESOP compensation expense	744			347			397
Other comprehensive income (loss)	(558)							(558)
Balance at end of period (in shares) at Mar. 31, 2021			16,655,347
Balance at end of period at Mar. 31, 2021	406,452		$ 167	162,010	248,767		(5,951)	1,459
Balance at beginning of period (in shares) at Dec. 31, 2020			16,791,027
Balance at beginning of period at Dec. 31, 2020	404,724		$ 168	166,352	242,182		(6,083)	2,105
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,869				7,869
Cash dividends declared on common stock	(1,284)				(1,284)
Shares repurchased (in shares)			(289,333)
Common stock repurchased	(6,544)		$ (3)	(6,541)
Retired stock (in shares)			(8,473)
Retired stock	(195)			(195)
Granted restricted stock (in shares)			43,260
Exercised stock options (in shares)			118,866
Exercised stock options	1,714		$ 2	1,712
Share-based compensation expense	489			489
ESOP compensation expense	325			193			132
Other comprehensive income (loss)	(646)							(646)
Balance at end of period (in shares) at Mar. 31, 2021			16,655,347
Balance at end of period at Mar. 31, 2021	$ 406,452		$ 167	162,010	248,767		(5,951)	1,459
Balance at beginning of period (in shares) at Jun. 30, 2021	16,636,483		16,636,483
Balance at beginning of period at Jun. 30, 2021	$ 396,519		$ 167	160,582	240,075		(5,819)	1,514
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	29,628				29,628
Cash dividends declared on common stock	(4,094)				(4,094)
Shares repurchased (in shares)			(1,095,763)
Common stock repurchased	(32,318)		$ (11)	(32,307)
Forfeited restricted stock (in shares)			(12,000)
Retired stock (in shares)			(11,335)
Retired stock	$ (345)			(345)
Granted restricted stock (in shares)			40,123
Stock issued for RSUs (in shares)			7,118
Exercised stock options (in shares)	413,636		413,636
Exercised stock options	$ 6,081		$ 4	6,077
Share-based compensation expense	1,407			1,407
ESOP compensation expense	1,164			767			397
Other comprehensive income (loss)	$ (2,911)							(2,911)
Balance at end of period (in shares) at Mar. 31, 2022	15,978,262		15,978,262
Balance at end of period at Mar. 31, 2022	$ 395,131		$ 160	136,181	265,609		(5,422)	(1,397)
Balance at beginning of period (in shares) at Dec. 31, 2021			16,303,461
Balance at beginning of period at Dec. 31, 2021	401,746		$ 163	147,552	258,986		(5,555)	600
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	8,023				8,023
Cash dividends declared on common stock	(1,400)				(1,400)
Shares repurchased (in shares)			(419,931)
Common stock repurchased	(12,915)		$ (4)	(12,911)
Forfeited restricted stock (in shares)			(2,600)
Retired stock (in shares)			(8,627)
Retired stock	(270)			(270)
Granted restricted stock (in shares)			40,123
Exercised stock options (in shares)			65,836
Exercised stock options	1,039		$ 1	1,038
Share-based compensation expense	507			507
ESOP compensation expense	398			265			133
Other comprehensive income (loss)	$ (1,997)							(1,997)
Balance at end of period (in shares) at Mar. 31, 2022	15,978,262		15,978,262
Balance at end of period at Mar. 31, 2022	$ 395,131		$ 160	$ 136,181	$ 265,609		$ (5,422)	$ (1,397)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Common stock, dividends, declared (in dollars per share)	$ 90	$ 80	$ 260	$ 230

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating activities:
Net income	$ 29,628	$ 23,083
Adjustments to reconcile net income to net cash provided by operating activities:
Provision (benefit) for credit losses	(4,005)	(6,180)
Depreciation and amortization	7,107	7,042
Deferred income tax expense	5,277	3,600
Net accretion of purchase accounting adjustments on loans	(1,283)	(1,559)
Net amortization and accretion	1,582	916
Prepayment penalties paid on borrowings	0	3,656
Impairment on assets held for sale	87	0
Loss (gain) on sale of REO	7	(49)
BOLI income	(1,500)	(1,551)
Gain on sale of loans held for sale	(10,927)	(11,929)
Origination of loans held for sale	(387,252)	(464,173)
Proceeds from sale of loans held for sale	402,161	443,380
New deferred loan origination fees, net	(640)	(541)
Decrease (increase) in accrued interest receivable and other assets	(3,595)	1,238
ESOP compensation expense	1,164	744
Share-based compensation expense	1,407	1,449
Increase (decrease) in other liabilities	(971)	2,552
Net cash provided by operating activities	38,247	1,678
Investing activities:
Purchases of debt securities available for sale	(9,762)	(95,636)
Proceeds from maturities, calls and paydowns of debt securities available for sale	55,600	59,021
Purchases of commercial paper	(463,446)	(519,781)
Proceeds from maturities and calls of commercial paper	340,999	586,862
Purchases of CDs in other banks	(996)	(4,930)
Proceeds from maturities of CDs in other banks	12,993	18,604
Net redemptions of other investments, at cost	670	10,047
Net decrease in loans	39,394	103,407
Purchase of BOLI	(132)	(139)
Purchase of equipment for operating leases	(2,888)	(7,877)
Payoff of equipment for operating leases	5,981	65
Purchase of premises and equipment	(6,043)	(15,095)
Proceeds from sale of assets held for sale	2,322	0
Proceeds from sale of REO	181	352
Net cash provided by (used in) investing activities	(25,127)	134,900
Financing activities:
Net increase in deposits	103,616	122,722
Net decrease in short-term borrowings	(115,000)	0
Proceeds from long-term borrowings	60,000	0
Repayment of long-term borrowings	(30,000)	(203,656)
Common stock repurchased	(32,318)	(11,723)
Cash dividends paid	(4,094)	(3,734)
Retired stock	(345)	(204)
Exercised stock options	6,081	2,490
Net cash used in financing activities	(12,060)	(94,105)
Net increase in cash and cash equivalents	1,060	42,473
Cash and cash equivalents at beginning of period	50,990	121,622
Cash and cash equivalents at end of period	52,050	164,095
Cash paid during the period for:
Interest	4,080	13,302
Income taxes	269	472
Noncash transactions:
Unrealized loss in value of debt securities available for sale, net of income taxes	(2,911)	(558)
Transfer of loans to REO	0	108
Transfer of loans held for sale to loans held for investment	19,032	14,702
Transfer of loans held for investment to loans held for sale	12,827	0
ROU asset and lease liabilities for operating lease accounting	1,186	599
Transfer of premises and equipment to assets held for sale (included in other assets)	$ 3,229	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation ("HomeTrust"), and its wholly-owned subsidiary, HomeTrust Bank (the "Bank"). As used throughout this report, the term the "Company" refers to HomeTrust and the Bank, its consolidated subsidiary, unless the context otherwise requires. The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2021 ("2021 Form 10-K") filed with the SEC on September 10, 2021. The results of operations for the nine months ended March 31, 2022 are not necessarily indicative of results that may be expected for the entire fiscal year ending June 30, 2022. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified the determination of the provision and the allowance for credit losses on loans as an accounting policy that, due to the judgments, estimates and assumptions inherent in this policy, is critical to an understanding of the Company's financial statements. This policy and the related judgments, estimates and assumptions is described in greater detail in the notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in the 2021 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to this critical accounting policy, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on this estimate and the Company's financial condition and operating results in future periods. The COVID-19 pandemic has caused significant, unprecedented disruption around the world that has affected daily living and negatively impacted the global economy. The effects of the COVID-19 pandemic may meaningfully impact significant estimates such as the allowance for credit losses or certain loan concentrations in the hospitality and healthcare industries. See "Note 6 - Loans and Allowance for Credit Losses on Loans" for more information on loans that have been modified or are in deferral due to COVID-19. Reclassifications and corrections. To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or stockholders’ equity as previously reported.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Mar. 31, 2022
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements Newly Issued but Not Yet Effective Accounting Standards ASU 2021-05, "Leases (Topic 842): Lessors—Certain Leases with Variable Lease Payments." This ASU amends the lease classification requirements for lessors to classify as an operating lease any lease that would otherwise be classified as a sales-type or direct financing lease that would result in the recognition of a day-one loss at lease commencement, provided that the lease includes variable lease payments that do not depend on an index or rate. When a lease is classified as operating, the lessor does not recognize a net investment in the lease, does not derecognize the underlying asset and therefore, does not recognize a selling profit or loss. The amendments in this ASU are effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years and early adoption is permitted. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements. ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The amendments in this ASU are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years and early adoption is permitted. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Debt Securities

Debt Securities	9 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Debt securities available for sale consist of the following at the dates indicated: March 31, 2022 Amortized Gross Gross Estimated U.S. government agencies $ 18,988 $ 34 $ (446) $ 18,576 MBS, residential 34,641 86 (664) 34,063 Municipal bonds 5,558 109 — 5,667 Corporate bonds 48,943 22 (956) 48,009 Total $ 108,130 $ 251 $ (2,066) $ 106,315 June 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,975 $ 135 $ (37) $ 19,073 MBS, residential 42,119 1,339 (54) 43,404 Municipal bonds 9,098 453 — 9,551 Corporate bonds 84,301 257 (127) 84,431 Total $ 154,493 $ 2,184 $ (218) $ 156,459 Debt securities available for sale by contractual maturity at March 31, 2022 and June 30, 2021 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. March 31, 2022 Amortized Estimated Due within one year $ 33,546 $ 33,497 Due after one year through five years 33,384 32,322 Due after five years through ten years 6,559 6,433 Due after ten years — — MBS, residential 34,641 34,063 Total $ 108,130 $ 106,315 June 30, 2021 Amortized Estimated Due within one year $ 34,615 $ 34,684 Due after one year through five years 73,249 73,633 Due after five years through ten years 4,510 4,738 Due after ten years — — MBS, residential 42,119 43,404 Total $ 154,493 $ 156,459 The Company had no sales of debt securities available for sale during the three and nine months ended March 31, 2022 and 2021. There were no gross realized gains or losses for the three and nine months ended March 31, 2022 and 2021. Debt securities available for sale with amortized costs totaling $53,266 and $52,603 and market values of $52,350 and $53,897 at March 31, 2022 and June 30, 2021, respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2022 and June 30, 2021 were as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,554 $ (446) $ — $ — $ 14,554 $ (446) MBS, residential 21,093 (546) 2,290 (118) 23,383 (664) Corporate bonds 23,888 (265) 14,309 (691) 38,197 (956) Total $ 59,535 $ (1,257) $ 16,599 $ (809) $ 76,134 $ (2,066) June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,963 $ (37) $ — $ — $ 14,963 $ (37) MBS, residential 5,212 (28) 1,205 (26) 6,417 (54) Corporate bonds 19,873 (127) — — 19,873 (127) Total $ 40,048 $ (192) $ 1,205 $ (26) $ 41,253 $ (218) The total number of securities with unrealized losses at March 31, 2022 and June 30, 2021 were 124 and 28, respectively. Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. All debt securities available for sale in an unrealized loss position as of March 31, 2022 continue to perform as scheduled and management does not believe that there is a credit loss or that a provision for credit losses is necessary. Also, as part of management's evaluation of its intent and ability to hold investments for a period of time sufficient to allow for any anticipated recovery in the market, management considers its investment strategy, cash flow needs, liquidity position, capital adequacy and interest rate risk position. Management does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that securities will be required to be sold. See "Note 1 – Summary of Significant Account Policies" in our 2021 Form 10-K for further discussion. Management continues to monitor all of its securities with a high degree of scrutiny. There can be no assurance that management will not conclude in future periods that conditions existing at that time indicate some or all of its securities may be sold or would require a charge to earnings as a provision for credit losses in such periods. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on investment securities and does not record an allowance for credit losses on accrued interest receivable. As of March 31, 2022, the accrued interest receivable for debt securities available for sale was $353.

Other Investments

Other Investments	9 Months Ended
	Mar. 31, 2022
Investments, All Other Investments [Abstract]
Other Investments	Other Investments Other investments, at cost, consist of the following at the dates indicated: March 31, 2022 June 30, 2021 FHLB of Atlanta stock $ 3,038 $ 6,153 FRB stock 7,413 7,386 SBIC investments 12,589 10,171 Total $ 23,040 $ 23,710

Loans Held For Sale

Loans Held For Sale	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Loans Held For Sale	Loans Held For Sale Loans held for sale as of the dates indicated consist of the following: March 31, 2022 June 30, 2021 One-to-four family $ 14,647 $ 31,873 SBA 8,105 4,160 HELOCs - originated 62,511 57,506 Total $ 85,263 $ 93,539

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses on Loans	Loans and Allowance for Credit Losses on Loans Loans consist of the following at the dates indicated: March 31, 2022 June 30, 2021 Commercial loans: Commercial real estate $ 1,102,184 $ 1,142,276 Construction and development 251,668 179,427 Commercial and industrial 167,342 141,341 Equipment finance 378,629 317,920 Municipal finance 130,260 140,421 PPP loans 2,756 46,650 Total commercial loans 2,032,839 1,968,035 Retail consumer loans: One-to-four family 347,945 406,549 HELOCs - originated 128,445 130,225 HELOCs - purchased 26,911 38,976 Construction and land/lots 72,735 66,027 Indirect auto finance 83,903 115,093 Consumer 6,760 8,362 Total retail consumer loans 666,699 765,232 Total loans, net of deferred loan fees and costs 2,699,538 2,733,267 Allowance for credit losses on loans (31,034) (35,468) Loans, net $ 2,668,504 $ 2,697,799 _________________________________________________________________ (1) At March 31, 2022 and June 30, 2021 accrued interest receivable of $7,427 and $7,339 was accounted for separately from the amortized cost basis. All qualifying one-to-four family first mortgage loans, HELOCs, commercial real estate loans, and FHLB of Atlanta stock are pledged as collateral by a blanket pledge to secure any outstanding FHLB advances. Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass —A pass rated asset is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention —A special mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard —A substandard asset is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Assets classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These assets are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful —An asset classified doubtful has all the weaknesses inherent in an asset classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss —Assets classified loss are considered uncollectible and of such little value that their continuing to be carried as an asset is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial real estate Risk rating: Pass $ 135,883 $ 218,034 $ 162,102 $ 115,537 $ 119,739 $ 293,512 $ 23,238 $ 1,068,045 Special mention 730 — 401 432 15,377 13,410 — 30,350 Substandard — — — — 592 2,800 397 3,789 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 136,613 $ 218,034 $ 162,503 $ 115,969 $ 135,708 $ 309,722 $ 23,635 $ 1,102,184 Construction and development Risk rating: Pass $ 26,859 $ 15,907 $ 2,241 $ 2,687 $ 4,530 $ 5,932 $ 187,373 $ 245,529 Special mention — — — — — 186 4,715 4,901 Substandard 906 — — — — 332 — 1,238 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and development $ 27,765 $ 15,907 $ 2,241 $ 2,687 $ 4,530 $ 6,450 $ 192,088 $ 251,668 Commercial and industrial Risk rating: Pass $ 43,193 $ 21,537 $ 11,960 $ 11,645 $ 7,136 $ 22,202 $ 43,889 $ 161,562 Special mention — 104 — — — 94 97 295 Substandard — 670 347 860 — 53 3,555 5,485 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial and industrial $ 43,193 $ 22,311 $ 12,307 $ 12,505 $ 7,136 $ 22,349 $ 47,541 $ 167,342 Equipment finance Risk rating: Pass $ 142,026 $ 125,396 $ 75,126 $ 32,142 $ 2,278 $ — $ — $ 376,968 Special mention 366 74 572 294 — — — 1,306 Substandard — — 49 156 — — — 205 Doubtful — — — 150 — — — 150 Loss — — — — — — — — Total equipment finance $ 142,392 $ 125,470 $ 75,747 $ 32,742 $ 2,278 $ — $ — $ 378,629 Municipal leases Risk rating: Pass $ 16,684 $ 24,550 $ 9,262 $ 11,768 $ 14,370 $ 42,005 $ 11,584 $ 130,223 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 16,684 $ 24,587 $ 9,262 $ 11,768 $ 14,370 $ 42,005 $ 11,584 $ 130,260 PPP loans Risk rating: Pass $ — $ 2,255 $ 501 $ — $ — $ — $ — $ 2,756 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ — $ 2,255 $ 501 $ — $ — $ — $ — $ 2,756 Total commercial loans Risk rating: Pass $ 364,645 $ 407,679 $ 261,192 $ 173,779 $ 148,053 $ 363,651 $ 266,084 $ 1,985,083 Special mention 1,096 215 973 726 15,377 13,690 4,812 36,889 Substandard 906 670 396 1,016 592 3,185 3,952 10,717 Doubtful — — — 150 — — — 150 Loss — — — — — — — — Total commercial loans $ 366,647 $ 408,564 $ 262,561 $ 175,671 $ 164,022 $ 380,526 $ 274,848 $ 2,032,839 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total One-to-four family Risk rating: Pass $ 40,621 $ 68,486 $ 48,195 $ 31,537 $ 25,273 $ 123,383 $ 2,770 $ 340,265 Special mention — — — — — 858 — 858 Substandard 128 — 1,013 540 434 4,243 — 6,358 Doubtful — — — — — 157 — 157 Loss — — — — — 307 — 307 Total one-to-four family $ 40,749 $ 68,486 $ 49,208 $ 32,077 $ 25,707 $ 128,948 $ 2,770 $ 347,945 HELOCs - originated Risk rating: Pass $ 627 $ 997 $ 286 $ 1,229 $ 227 $ 7,901 $ 116,176 $ 127,443 Special mention — — — — — 9 — 9 Substandard — 16 — — — 927 50 993 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 627 $ 1,013 $ 286 $ 1,229 $ 227 $ 8,837 $ 116,226 $ 128,445 HELOCs - purchased Risk rating: Pass $ — $ — $ — $ — $ — $ — $ 26,278 $ 26,278 Special mention — — — — — — — — Substandard — — — — — — 633 633 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 26,911 $ 26,911 Construction and land/lots Risk rating: Pass $ 1,373 $ 13,510 $ 1,691 $ 53 $ — $ 1,967 $ 53,757 $ 72,351 Special mention — — — — — — — — Substandard — — — — — 384 — 384 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 1,373 $ 13,510 $ 1,691 $ 53 $ — $ 2,351 $ 53,757 $ 72,735 Indirect auto finance Risk rating: Pass $ 19,476 $ 22,276 $ 17,783 $ 9,522 $ 10,238 $ 3,529 $ — $ 82,824 Special mention — 0 — — — — — — — Substandard 62 195 321 136 250 115 — 1,079 Doubtful — — — — — — — — Loss — — — — — — — — Total indirect auto finance $ 19,538 $ 22,471 $ 18,104 $ 9,658 $ 10,488 $ 3,644 $ — $ 83,903 Consumer Risk rating: Pass $ 572 $ 954 $ 653 $ 4,036 $ 118 $ 101 $ 257 $ 6,691 Special mention — — — — — — — — Substandard — 8 — 19 10 18 14 69 Doubtful — — — — — — — — Loss — — — — — — — — Total consumer $ 572 $ 962 $ 653 $ 4,055 $ 128 $ 119 $ 271 $ 6,760 Total retail consumer loans Risk rating: Pass $ 62,669 $ 106,223 $ 68,608 $ 46,377 $ 35,856 $ 136,881 $ 199,238 $ 655,852 Special mention — — — — — 867 — 867 Substandard 190 219 1,334 695 694 5,687 697 9,516 Doubtful — — — — — 157 — 157 Loss — — — — — 307 — 307 Total retail consumer loans $ 62,859 $ 106,442 $ 69,942 $ 47,072 $ 36,550 $ 143,899 $ 199,935 $ 666,699 The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Commercial real estate Risk rating: Pass $ 227,850 $ 177,691 $ 142,407 $ 158,147 $ 158,525 $ 220,834 $ 25,860 $ 1,111,314 Special mention — — — 16,951 1,256 3,092 — 21,299 Substandard — — — 630 4,993 3,642 398 9,663 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 227,850 $ 177,691 $ 142,407 $ 175,728 $ 164,774 $ 227,568 $ 26,258 $ 1,142,276 Construction and development Risk rating: Pass 18,262 6,523 10,349 6,008 2,693 7,153 123,843 $ 174,831 Special mention — — — — — 286 3,827 4,113 Substandard — — — — — 482 — 482 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total construction and development $ 18,262 $ 6,523 $ 10,349 $ 6,008 $ 2,693 $ 7,922 $ 127,670 $ 179,427 Commercial and industrial Risk rating: Pass 29,606 14,010 18,826 10,759 15,346 10,589 36,165 $ 135,301 Special mention — 21 438 110 32 125 37 763 Substandard 31 33 300 — — 83 4,829 5,276 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total commercial and industrial $ 29,637 $ 14,064 $ 19,564 $ 10,869 $ 15,378 $ 10,798 $ 41,031 $ 141,341 Equipment finance Risk rating: Pass 154,685 104,681 53,178 4,773 — — — $ 317,317 Special mention — — — — — — — — Substandard — — 323 — — — — 323 Doubtful — — 280 — — — — 280 Loss — — — — — — — — Total equipment finance $ 154,685 $ 104,681 $ 53,781 $ 4,773 $ — $ — $ — $ 317,920 Municipal leases Risk rating: Pass 23,358 19,240 14,005 17,979 9,738 47,144 8,700 $ 140,164 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 23,358 $ 19,240 $ 14,005 $ 17,979 $ 9,738 $ 47,401 $ 8,700 $ 140,421 PPP loans Risk rating: Pass 29,667 16,983 — — — — — $ 46,650 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 29,667 $ 16,983 $ — $ — $ — $ — $ — $ 46,650 Total commercial loans Risk rating: Pass $ 483,428 $ 339,128 $ 238,765 $ 197,666 $ 186,302 $ 285,720 $ 194,568 $ 1,925,577 Special mention — 21 438 17,061 1,288 3,760 3,864 26,432 Substandard 31 33 623 630 4,993 4,207 5,227 15,744 Doubtful — — 280 — — — — 280 Loss — — — — — 2 — 2 Total commercial loans $ 483,459 $ 339,182 $ 240,106 $ 215,357 $ 192,583 $ 293,689 $ 203,659 $ 1,968,035 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2021 2020 2019 2018 2017 Prior Revolving Total One-to-four family Risk rating: Pass $ 72,723 $ 52,987 $ 46,958 $ 40,461 $ 37,361 $ 143,531 $ 4,345 $ 398,366 Special mention — — — — 27 1,084 — 1,111 Substandard 246 981 — 216 86 5,037 — 6,566 Doubtful — — — — — 191 — 191 Loss — — — — — 315 — 315 Total one-to-four family $ 72,969 $ 53,968 $ 46,958 $ 40,677 $ 37,474 $ 150,158 $ 4,345 $ 406,549 HELOCs - originated Risk rating: Pass 2,767 465 1,294 217 716 9,469 114,048 $ 128,976 Special mention — — — — — 12 — 12 Substandard — — 159 — 38 935 105 1,237 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 2,767 $ 465 $ 1,453 $ 217 $ 754 $ 10,416 $ 114,153 $ 130,225 HELOCs - purchased Risk rating: Pass — — — — — — 38,523 $ 38,523 Special mention — — — — — — — — Substandard — — — — — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 38,976 $ 38,976 Construction and land/lots Risk rating: Pass 4,244 12,133 2,357 956 — 3,558 42,267 $ 65,515 Special mention — — — — — — — — Substandard — — — 96 — 416 — 512 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 4,244 $ 12,133 $ 2,357 $ 1,052 $ — $ 3,974 $ 42,267 $ 66,027 Indirect auto finance Risk rating: Pass 42,128 27,134 16,224 18,853 7,561 2,061 — $ 113,961 Special mention — — — — — — — — Substandard 29 415 195 273 143 75 — 1,130 Doubtful — — — — — — — — Loss 2 — — — — — — 2 Total indirect auto finance $ 42,159 $ 27,549 $ 16,419 $ 19,126 $ 7,704 $ 2,136 $ — $ 115,093 Consumer Risk rating: Pass 1,344 1,019 5,204 252 90 91 288 $ 8,288 Special mention — — — 14 — — — 14 Substandard — 3 19 11 4 10 11 58 Doubtful — — — — — — — — Loss — 1 1 — — — — 2 Total consumer $ 1,344 $ 1,023 $ 5,224 $ 277 $ 94 $ 101 $ 299 $ 8,362 Total retail consumer loans Risk rating: Pass $ 123,206 $ 93,738 $ 72,037 $ 60,739 $ 45,728 $ 158,710 $ 199,471 $ 753,629 Special mention — — — 14 27 1,096 — 1,137 Substandard 275 1,399 373 596 271 6,473 569 9,956 Doubtful — — — — — 191 — 191 Loss 2 1 1 — — 315 — 319 Total retail consumer loans $ 123,483 $ 95,138 $ 72,411 $ 61,349 $ 46,026 $ 166,785 $ 200,040 $ 765,232 The following tables present aging analysis of past due loans (includes nonaccrual loans) by segment and class for the periods indicated below: Past Due Total 30-89 Days 90 Days+ Total Current Loans March 31, 2022 Commercial loans: Commercial real estate $ — $ 247 $ 247 $ 1,101,937 $ 1,102,184 Construction and development — 246 246 251,422 251,668 Commercial and industrial — 67 67 167,275 167,342 Equipment finance 65 33 98 378,531 378,629 Municipal finance — — — 130,260 130,260 PPP loans — — — 2,756 2,756 Retail consumer loans: One-to-four family 347 1,329 1,676 346,269 347,945 HELOCs - originated 28 178 206 128,239 128,445 HELOCs - purchased 142 — 142 26,769 26,911 Construction and land/lots — 140 140 72,595 72,735 Indirect auto finance 307 156 463 83,440 83,903 Consumer 24 38 62 6,698 6,760 Total loans $ 913 $ 2,434 $ 3,347 $ 2,696,191 $ 2,699,538 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2021 Commercial loans: Commercial real estate $ 396 $ 1,680 $ 2,076 $ 1,140,200 $ 1,142,276 Construction and development — 37 37 179,390 179,427 Commercial and industrial 634 19 653 140,688 141,341 Equipment finance — 347 347 317,573 317,920 Municipal finance — — — 140,421 140,421 PPP loans — — — 46,650 46,650 Retail consumer loans: One-to-four family 1,112 1,124 2,236 404,313 406,549 HELOCs - originated 290 186 476 129,749 130,225 HELOCs - purchased 198 79 277 38,699 38,976 Construction and land/lots 6 35 41 65,986 66,027 Indirect auto finance 299 259 558 114,535 115,093 Consumer 378 36 414 7,948 8,362 Total loans $ 3,313 $ 3,802 $ 7,115 $ 2,726,152 $ 2,733,267 The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the nine months ended March 31, 2022. March 31, 2022 June 30, 2021 90 Days + & Still Accruing as of March 31, 2022 Nonaccrual With No Allowance as of March 31, 2022 Interest Income Recognized Commercial loans: Commercial real estate $ 1,033 $ 7,015 $ — $ 284 $ 28 Construction and development 332 482 — — 6 Commercial and industrial 919 49 — — 17 Equipment finance 289 630 — — 9 Retail consumer loans: One-to-four family 1,687 2,625 — 540 37 HELOCs - originated 207 476 — — 2 HELOCs - purchased 633 453 — — 19 Construction and land/lots 140 22 — — 2 Indirect auto finance 505 438 — — 17 Consumer 66 416 — — 2 Total loans $ 5,811 $ 12,606 $ — $ 824 $ 139 The decrease in the nonaccrual balance in the above schedule, compared to June 30, 2021 , is mainly due to the payoff of two commercial real estate loan relationships totaling $5.1 million during the nine month period. TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, and/or a longer term to maturity. The above table excludes $10,691 and $11,088 of TDRs that were performing under their restructured payment terms as of March 31, 2022 and June 30, 2021, respectively. The following table presents a breakdown of the provision (benefit) for credit losses included in our Consolidated Statements of Income: Three Months Ended Nine Months Ended March 31, March 31, 2022 2021 2022 2021 Provision (benefit) for credit losses: Loans $ (640) $ (3,970) $ (4,415) $ (6,370) Off-balance-sheet credit exposure 650 (130) 415 10 Commercial paper (55) — (5) 180 Total provision (benefit) for credit losses $ (45) $ (4,100) $ (4,005) $ (6,180) The following tables present analyses of the ACL on loans by segment for the periods indicated below: Three Months Ended Nine Months Ended March 31, 2022 March 31, 2022 Commercial Retail Total Commercial Retail Total Balance at beginning of period $ 22,968 $ 7,965 $ 30,933 $ 24,746 $ 10,722 $ 35,468 Provision (benefit) for credit losses (1,295) 655 (640) (2,058) (2,357) (4,415) Charge-offs (261) (73) (334) (2,011) (179) (2,190) Recoveries 910 165 1,075 1,645 526 2,171 Net (charge-offs) recoveries 649 92 741 (366) 347 (19) Balance at end of period $ 22,322 $ 8,712 $ 31,034 $ 22,322 $ 8,712 $ 31,034 Three Months Ended Nine Months Ended March 31, 2021 March 31, 2021 Commercial Retail Total Commercial Retail Total Balance at beginning of period $ 24,899 $ 14,945 $ 39,844 $ 21,116 $ 6,956 $ 28,072 Impact of adoption ASU 2016-13 — — — 4,073 10,736 14,809 Provision (benefit) for credit losses (1,750) (2,220) (3,970) (1,750) (4,620) (6,370) Charge-offs (107) (318) (425) (1,510) (1,253) (2,763) Recoveries 356 254 610 1,469 842 2,311 Net (charge-offs) recoveries 249 (64) 185 (41) (411) (452) Balance at end of period $ 23,398 $ 12,661 36,059 $ 23,398 $ 12,661 $ 36,059 The following tables present ending balances of loans and the related ACL, by segment and class for the periods indicated below: Allowance for Credit Losses Total Loans Receivable Loans Loans Total Loans Loans Total March 31, 2022 Commercial loans: Commercial real estate $ — $ 9,157 $ 9,157 $ 284 $ 1,101,900 $ 1,102,184 Construction and development — 3,680 3,680 — 251,668 251,668 Commercial and industrial 1,311 1,593 2,904 2,150 165,192 167,342 Equipment finance — 6,284 6,284 — 378,629 378,629 Municipal finance — 297 297 — 130,260 130,260 PPP loans — — — — 2,756 2,756 Retail consumer loans: One-to-four family — 4,400 4,400 2,493 345,452 347,945 HELOCs - originated — 1,409 1,409 — 128,445 128,445 HELOCs - purchased — 295 295 — 26,911 26,911 Construction and land/lots — 903 903 — 72,735 72,735 Indirect auto finance — 1,586 1,586 — 83,903 83,903 Consumer — 119 119 — 6,760 6,760 Total $ 1,311 $ 29,723 $ 31,034 $ 4,927 $ 2,694,611 $ 2,699,538 Allowance for Loan Losses Total Loans Receivable Loans Loans Total Loans Loans Total June 30, 2021 Commercial loans: Commercial real estate $ 456 $ 12,826 $ 13,282 $ 5,729 $ 1,136,547 $ 1,142,276 Construction and development — 1,801 1,801 80 179,347 179,427 Commercial and industrial 9 2,583 2,592 760 140,581 141,341 Equipment finance — 6,537 6,537 275 317,645 317,920 Municipal finance — 534 534 — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 2 5,407 5,409 1,977 404,572 406,549 HELOCs - originated — 1,512 1,512 — 130,225 130,225 HELOCs - purchased — 452 452 — 38,976 38,976 Construction and land/lots — 812 812 — 66,027 66,027 Indirect auto finance — 2,367 2,367 — 115,093 115,093 Consumer — 170 170 — 8,362 8,362 Total $ 467 $ 35,001 $ 35,468 $ 8,821 $ 2,724,446 $ 2,733,267 In estimating ECL, ASC 326 prescribes that if foreclosure is probable, a CDA is required to be measured at the fair value of collateral, but as a practical expedient, if foreclosure is not probable, fair value measurement is optional. For those CDA loans measured at the fair value of collateral, a credit loss expense is recorded for loan amounts in excess of fair value. The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans for the periods indicated below: Type of Collateral and Extent to Which Collateral Secures Financial Assets March 31, 2022 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 282 $ — $ 1,101,902 $ 1,102,184 Construction and development — — — — 251,668 251,668 Commercial and industrial — — — 1,311 166,031 167,342 Equipment finance — — — — 378,629 378,629 Municipal finance — — — — 130,260 130,260 PPP loans — — — — 2,756 2,756 Retail consumer loans: One-to-four family 1,347 — — — 346,598 347,945 HELOCs - originated — — — — 128,445 128,445 HELOCs - purchased — — — — 26,911 26,911 Construction and land/lots — — — — 72,735 72,735 Indirect auto finance — — — — 83,903 83,903 Consumer — — — — 6,760 6,760 Total $ 1,347 $ — $ 282 $ 1,311 $ 2,696,598 $ 2,699,538 Total Collateral Value $ 2,285 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26 The following table presents a breakdown of the types of concessions made on TDRs by loan class for the period indicated below: Three Months Ended March 31, 2022 2021 Number Pre Post Number Pre Post Other TDRs: Commercial: Commercial and industrial 2 $ 841 $ 835 — $ — $ — Retail consumer: One-to-four family 1 37 37 2 212 212 HELOCs - originated — — — 2 53 74 Indirect auto finance 1 5 5 3 28 32 Total 4 $ 883 $ 877 7 $ 293 $ 318 Nine Months Ended March 31, 2022 2021 Number Pre Post Number Pre Post Below market interest rate: Retail consumer: One-to-four family 1 $ 124 $ 121 — $ — $ — Total below market interest rate 1 124 121 — — — Extended payment terms: Retail consumer: One-to-four family 1 35 35 — — — HELOCs - originated 1 50 50 — — — Total extended payment terms 2 85 85 — — — Other TDRs: Commercial: Commercial real estate — — — 1 4,408 4,407 Commercial and industrial 2 841 835 — — — Retail consumer: One-to-four family 2 93 92 4 269 261 HELOCs - originated 1 18 18 2 53 74 Construction and land/lots — — — 1 225 219 Indirect auto finance 6 89 82 11 150 110 Total other TDRs 11 1,041 1,027 19 5,105 5,071 Total 11 $ 1,250 $ 1,233 19 $ 5,105 $ 5,071 The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated below: Three Months Ended March 31, 2022 2021 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance — $ — 1 $ 1 Total — $ — 1 $ 1 Nine Months Ended March 31, 2022 2021 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance 2 $ 44 2 $ 26 Total 2 $ 44 2 $ 26 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. In determining the ACL, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring a reserve on a loan-by-loan basis based on either the value of the loan's expected future cash flows discounted at the loan's original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. Off-Balance-Sheet Credit Exposure The Company maintains a separate reserve for credit losses on off-balance-sheet credit exposures, including unfunded loan commitments, which is included in other liabilities on the consolidated balance sheet. The reserve for credit losses on off-balance-sheet credit exposures is adjusted as a provision for credit losses in the consolidated statement of income. The estimate includes consideration of the likelihood that funding will occur and an estimate of ECLs on commitments expected to be funded over its estimated life, utilizing the same models and approaches for the Company's other loan portfolio segments described above, as these unfunded commitments share similar risk characteristics as its loan portfolio segments. The Company has identified the unfunded portion of certain lines of credit as unconditionally cancellable credit exposures, meaning the Company can cancel the unfunded commitment at any time. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company or for undrawn amounts under such arrangements that may be drawn prior to the cancellation of the arrangement. At March 31, 2022, the allowance for credit losses on off-balance-sheet credit exposures included in other liabilities was $2,738. Modifications in Response to COVID-19 Beginning in March 2020, the Company began offering short-term loan modifications to assist borrowers during the COVID-19 pandemic. The CARES Act along with a joint agency statement issued by banking agencies and confirmed by FASB staff that short-term modifications made in response to COVID-19 were not considered TDRs; however, the relief offered by the CARES Act ended December 31, 2021. The Bank offered payment and financial relief programs for borrowers impacted by COVID-19. These programs included loan payment deferrals for up to 90 days (which could be renewed for another 90 days under certain circumstances), waived late fees, and suspension of foreclosure proceedings and repossessions. Since March 2020, the Company received numerous requests from borrowers for some type of payment relief; however, the majority of these payment deferrals have ended and borrowers are again making regular loan payments. As of March 31, 2022, the Company had no loans with full principal and interest payment deferrals related to COVID-19 which had been granted prior to January 1, 2022, compared to $107 at June 30, 2021. All loans placed on full payment deferral during the pandemic have come out of deferral and borrowers are either making regular loan payments or interest-only payments. As of March 31, 2022, the Company had $9,605 in commercial loan deferrals on interest-only payments compared to $78,850 at June 30, 2021.

Net Income per Share

Net Income per Share	9 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Numerator: Net income $ 8,023 $ 7,869 $ 29,628 $ 23,083 Allocation of earnings to participating securities (69) (72) (254) (209) Numerator for basic EPS - Net income available to common stockholders $ 7,954 $ 7,797 $ 29,374 $ 22,874 Effect of dilutive securities: Dilutive effect of participating securities — 2 — 2 Numerator for diluted EPS $ 7,954 $ 7,799 $ 29,374 $ 22,876 Denominator: Weighted-average common shares outstanding - basic 15,523,813 15,979,590 15,666,093 16,139,059 Dilutive effect of assumed exercises of stock options 269,199 506,128 331,284 200,071 Weighted-average common shares outstanding - diluted 15,793,012 16,485,718 15,997,377 16,339,130 Net income per share - basic $ 0.51 $ 0.49 $ 1.87 $ 1.42 Net income per share - diluted $ 0.51 $ 0.48 $ 1.84 $ 1.40

Equity Incentive Plan

Equity Incentive Plan	9 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company provides stock-based awards through the 2013 Omnibus Incentive Plan, which provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors. The cost of equity-based awards under the 2013 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 2,962,400, including 2,116,000 for stock options and stock appreciation rights and 846,400 for awards of restricted stock and restricted stock units. Shares of common stock issued under the plan would be issued out of authorized but unissued shares, some or all of which may be repurchased shares. The Company repurchased a number of shares on the open market sufficient to cover awards of restricted stock and restricted stock units available to be granted under the 2013 Omnibus Incentive Plan, for $13,297, at an average cost of $15.71 per share during the year ended June 30, 2013. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and nine months ended March 31, 2022 and 2021, respectively: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Share-based compensation expense $ 507 $ 489 $ 1,407 $ 1,449 Tax benefit 120 115 332 341 The table below presents stock option activity and related information for the nine months ended March 31, 2022 and 2021: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2020 1,615,500 $ 18.12 4.4 $ 1,711 Granted 44,750 22.92 — — Exercised (172,866) 14.40 — — Forfeited (26,900) 25.77 — — Options outstanding at March 31, 2021 1,460,484 $ 18.57 3.9 $ 9,268 Exercisable at March 31, 2021 1,220,734 $ 17.24 3.2 $ 9,152 Non-vested at March 31, 2021 239,750 $ 25.31 7.7 $ 116 Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 42,850 31.35 — — Exercised (413,636) 14.70 — — Forfeited (20,800) 23.17 — — Options outstanding at March 31, 2022 927,870 $ 21.49 4.3 $ 7,541 Exercisable at March 31, 2022 756,720 $ 20.24 3.5 $ 7,028 Non-vested at March 31, 2022 171,150 $ 26.99 7.7 $ 513 Assumptions used in estimating the fair value of options granted during the nine months ended March 31, 2022 and 2021 are presented below: March 31, 2022 March 31, 2021 Weighted-average volatility 28.02 % 28.30 % Expected dividend yield 1.12 % 1.35 % Risk-free interest rate 1.90 % 0.72 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 8.68 $ 5.61 At March 31, 2022, the Company had $1,076 of unrecognized compensation expense related to 171,150 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 1.8 years at March 31, 2022. At March 31, 2021, the Company had $1,460 of unrecognized compensation expense related to 239,750 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards expected to be recognized was 2.0 years at March 31, 2021. The table below presents restricted stock award activity and related information: Restricted Weighted- Aggregate Non-vested at June 30, 2020 144,046 $ 25.89 $ 2,305 Granted 56,547 22.92 — Vested (45,296) 25.17 — Forfeited (7,650) 25.65 — Non-vested at March 31, 2021 147,647 $ 24.98 $ 2,119 Non-vested at June 30, 2021 151,575 $ 25.06 $ 4,229 Granted 49,679 31.35 — Vested (53,744) 25.22 — Forfeited (12,000) 24.90 — Non-vested at March 31, 2022 135,510 $ 27.41 $ 2,817 The table above includes non-vested performance-based restricted stock units totaling 33,218 and 28,852 at March 31, 2022 and 2021, respectively. Each issuance of these stock units is scheduled to vest over 3.0 years assuming the applicable dilutive EPS goals are met. three three

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments – Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At March 31, 2022 and June 30, 2021, respectively, loan commitments (excluding $290,532 and $277,600 of undisbursed portions of construction loans) totaled $95,848 and $123,463 of which $29,156 and $45,270 were variable rate commitments and $66,692 and $78,193 were fixed rate commitments. The fixed rate loans had interest rates ranging from 1.08% to 8.65% at March 31, 2022 and 2.50% to 8.36% at June 30, 2021, and terms ranging from three The Company grants construction and permanent loans collateralized primarily by residential and commercial real estate to customers throughout its primary market areas. In addition, the Company grants equipment financing throughout the United States and municipal financing to customers throughout North and South Carolina. The Company’s loan portfolio can be affected by the general economic conditions within these market areas. Management believes that the Company has no significant concentration of credit in the loan portfolio. Restrictions on Cash – In response to COVID-19, the FRB reduced the reserve requirements to zero on March 15, 2020. Prior to this change the Bank was required by regulation to maintain a varying cash reserve balance with the FRB. Guarantees – Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower's failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of March 31, 2022 and June 30, 2021 were $17,492 and $8,681, respectively. There was no liability recorded for these letters of credit at March 31, 2022 or June 30, 2021, respectively. Litigation – From time to time, the Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Debt securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. The Company measures the fair value of loans receivable under the exit price notion. The fair value of nonperforming loans is based on the underlying value of the collateral. Fair Value Hierarchy The Company groups assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3: Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. The methods of determining the fair value of assets and liabilities presented in this note are consistent with the methodologies disclosed in Note 20 of the 2021 Form 10-K. Financial Assets Recorded at Fair Value The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: March 31, 2022 Total Level 1 Level 2 Level 3 U.S government agencies $ 18,576 $ — $ 18,576 $ — MBS, residential 34,063 — 34,063 — Municipal bonds 5,667 — 5,667 — Corporate bonds 48,009 — 48,009 — Total $ 106,315 $ — $ 106,315 $ — June 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,073 $ — $ 19,073 $ — MBS, residential 43,404 — 43,404 — Municipal bonds 9,551 — 9,551 — Corporate bonds 84,431 — 84,431 — Total $ 156,459 $ — $ 156,459 $ — There were no transfers between levels during the nine months ended March 31, 2022 and 2021. The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: March 31, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans: Commercial real estate $ — $ — $ — $ — Commercial and industrial 164 — — 164 Total $ 164 $ — $ — $ 164 June 30, 2021 Total Level 1 Level 2 Level 3 Collateral dependent loans: Commercial real estate $ 4,841 $ — $ — $ 4,841 Equipment finance 275 — — 275 Total $ 5,116 $ — $ — $ 5,116 A loan is considered to be collateral dependent when, based on current information and events, the Company expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Company has determined that the borrower is experiencing financial difficulty as of the measurement date. For real estate loans, the fair value of the loan's collateral is determined by a third party appraisal, which is then adjusted for the estimated selling and closing costs related to liquidation of the collateral (typically ranging from 8% to 12% of the appraised value). For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. Additional discounts of 5% to 15% may be applied depending on the age of the appraisals. The unobservable inputs may vary depending on the individual asset with no one of the three methods being the predominant approach. For non-real estate loans, the fair value of the loan's collateral may be determined using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the customer and customer's business. The stated carrying value and estimated fair value amounts of financial instruments as of March 31, 2022 and June 30, 2021, are summarized below: March 31, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 52,050 $ 52,050 $ 52,050 $ — $ — Commercial paper 312,918 312,918 312,918 — — Certificates of deposit in other banks 28,125 28,125 — 28,125 — Debt securities available for sale 106,315 106,315 — 106,315 — Loans held for sale 85,263 86,338 — — 86,338 Loans, net 2,668,504 2,620,750 — — 2,620,750 FHLB stock 3,038 N/A N/A N/A N/A FRB stock 7,413 N/A N/A N/A N/A SBIC investments 12,589 12,589 — — 12,589 Accrued interest receivable 7,980 7,980 — 553 7,427 Liabilities: Noninterest-bearing and NOW accounts 1,356,921 1,356,921 — 1,356,921 — Money market accounts 1,026,595 1,026,595 — 1,026,595 — Savings accounts 232,831 232,831 — 232,831 — Certificates of deposit 442,810 439,407 — 439,407 — Borrowings 30,000 29,997 — 29,997 — Accrued interest payable 45 45 — 45 — June 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 50,990 $ 50,990 $ 50,990 $ — $ — Commercial paper 189,596 189,596 189,596 — — Certificates of deposit in other banks 40,122 40,122 — 40,122 — Debt securities available for sale 156,459 156,459 — 156,459 — Loans held for sale 93,539 94,779 — — 94,779 Loans, net 2,697,799 2,668,570 — — 2,668,570 FHLB stock 6,153 N/A N/A N/A N/A FRB stock 7,386 N/A N/A N/A N/A SBIC investments 10,171 10,171 — — 10,171 Accrued interest receivable 7,933 7,933 52 542 7,339 Liabilities: Noninterest-bearing and NOW accounts 1,281,372 1,281,372 — 1,281,372 — Money market accounts 975,001 975,001 — 975,001 — Savings accounts 226,391 226,391 — 226,391 — Certificates of deposit 472,777 474,397 — 474,397 — Borrowings 115,000 115,000 — 115,000 — Accrued interest payable 52 52 — 52 — The Company had off-balance sheet financial commitments, which included approximately $902,187 and $940,249 of commitments to originate loans, undisbursed portions of construction loans, unused lines of credit, and standby letters of credit at March 31, 2022 and June 30, 2021, respectively (see "Note 9 – Commitments and Contingencies"). Since these commitments are based on current rates, the carrying amount approximates the fair value.

Leases

Leases	9 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheet. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2022 June 30, 2021 ROU assets $ 6,172 $ 5,498 Lease liabilities 6,961 5,926 Weighted-average remaining lease terms (years) 10.78 9.49 Weighted-average discount rate 2.89 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,573 2023 1,293 2024 847 2025 541 2026 414 Thereafter 3,653 Total undiscounted minimum lease payments 8,321 Less: amount representing interest (1,360) Total lease liability $ 6,961 The following table presents components of operating lease expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease cost (included in occupancy expense, net) $ 347 $ 398 $ 1,215 $ 1,192 Variable lease cost (included in occupancy expense, net) 7 6 13 18 Sublease income (included in other, noninterest income) (60) (33) (154) (147) Total operating lease expense, net $ 294 $ 371 $ 1,074 $ 1,063 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2022 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,773 and $1,804 at March 31, 2022 and June 30, 2021, respectively, and is included in other liabilities. For the three and nine months ended March 31, 2022, interest expense on the lease liability totaled $23 and $70, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 33 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total undiscounted minimum lease payments 2,306 Less: amount representing interest (533) Total lease liability $ 1,773 Supplemental lease cash flow information for the nine months ended March 31, 2022 and 2021: Nine Months Ended March 31, 2022 2021 ROU assets - noncash additions (operating leases) $ 1,186 $ 599 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,281 1,632 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 100 100 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one June 30, 2021 , respectively. The following table presents total equipment finance operating lease income and depreciation expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease income $ 1,661 $ 1,432 $ 4,920 $ 4,107 Depreciation expense 1,339 1,417 4,221 4,371 The following schedule summarizes aggregate future minimum lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,436 2023 4,989 2024 2,895 2025 889 2026 246 Thereafter 13 Total of future minimum lease payments $ 10,468 As Lessor - Direct Financing Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment of the loan portfolio. For the three months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $763 and $638, respectively. For the nine months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $2,275 and $1,736, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $62.6 million and $63.3 million at March 31, 2022 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 5,853 2023 21,226 2024 18,262 2025 13,038 2026 8,405 Thereafter 4,299 Total undiscounted minimum lease payments 71,083 Less: amount representing interest (8,476) Total lease receivable $ 62,607
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheet. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2022 June 30, 2021 ROU assets $ 6,172 $ 5,498 Lease liabilities 6,961 5,926 Weighted-average remaining lease terms (years) 10.78 9.49 Weighted-average discount rate 2.89 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,573 2023 1,293 2024 847 2025 541 2026 414 Thereafter 3,653 Total undiscounted minimum lease payments 8,321 Less: amount representing interest (1,360) Total lease liability $ 6,961 The following table presents components of operating lease expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease cost (included in occupancy expense, net) $ 347 $ 398 $ 1,215 $ 1,192 Variable lease cost (included in occupancy expense, net) 7 6 13 18 Sublease income (included in other, noninterest income) (60) (33) (154) (147) Total operating lease expense, net $ 294 $ 371 $ 1,074 $ 1,063 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2022 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,773 and $1,804 at March 31, 2022 and June 30, 2021, respectively, and is included in other liabilities. For the three and nine months ended March 31, 2022, interest expense on the lease liability totaled $23 and $70, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 33 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total undiscounted minimum lease payments 2,306 Less: amount representing interest (533) Total lease liability $ 1,773 Supplemental lease cash flow information for the nine months ended March 31, 2022 and 2021: Nine Months Ended March 31, 2022 2021 ROU assets - noncash additions (operating leases) $ 1,186 $ 599 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,281 1,632 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 100 100 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one June 30, 2021 , respectively. The following table presents total equipment finance operating lease income and depreciation expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease income $ 1,661 $ 1,432 $ 4,920 $ 4,107 Depreciation expense 1,339 1,417 4,221 4,371 The following schedule summarizes aggregate future minimum lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,436 2023 4,989 2024 2,895 2025 889 2026 246 Thereafter 13 Total of future minimum lease payments $ 10,468 As Lessor - Direct Financing Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment of the loan portfolio. For the three months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $763 and $638, respectively. For the nine months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $2,275 and $1,736, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $62.6 million and $63.3 million at March 31, 2022 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 5,853 2023 21,226 2024 18,262 2025 13,038 2026 8,405 Thereafter 4,299 Total undiscounted minimum lease payments 71,083 Less: amount representing interest (8,476) Total lease receivable $ 62,607
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheet. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2022 June 30, 2021 ROU assets $ 6,172 $ 5,498 Lease liabilities 6,961 5,926 Weighted-average remaining lease terms (years) 10.78 9.49 Weighted-average discount rate 2.89 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,573 2023 1,293 2024 847 2025 541 2026 414 Thereafter 3,653 Total undiscounted minimum lease payments 8,321 Less: amount representing interest (1,360) Total lease liability $ 6,961 The following table presents components of operating lease expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease cost (included in occupancy expense, net) $ 347 $ 398 $ 1,215 $ 1,192 Variable lease cost (included in occupancy expense, net) 7 6 13 18 Sublease income (included in other, noninterest income) (60) (33) (154) (147) Total operating lease expense, net $ 294 $ 371 $ 1,074 $ 1,063 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2022 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,773 and $1,804 at March 31, 2022 and June 30, 2021, respectively, and is included in other liabilities. For the three and nine months ended March 31, 2022, interest expense on the lease liability totaled $23 and $70, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 33 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total undiscounted minimum lease payments 2,306 Less: amount representing interest (533) Total lease liability $ 1,773 Supplemental lease cash flow information for the nine months ended March 31, 2022 and 2021: Nine Months Ended March 31, 2022 2021 ROU assets - noncash additions (operating leases) $ 1,186 $ 599 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,281 1,632 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 100 100 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one June 30, 2021 , respectively. The following table presents total equipment finance operating lease income and depreciation expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease income $ 1,661 $ 1,432 $ 4,920 $ 4,107 Depreciation expense 1,339 1,417 4,221 4,371 The following schedule summarizes aggregate future minimum lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,436 2023 4,989 2024 2,895 2025 889 2026 246 Thereafter 13 Total of future minimum lease payments $ 10,468 As Lessor - Direct Financing Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment of the loan portfolio. For the three months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $763 and $638, respectively. For the nine months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $2,275 and $1,736, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $62.6 million and $63.3 million at March 31, 2022 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 5,853 2023 21,226 2024 18,262 2025 13,038 2026 8,405 Thereafter 4,299 Total undiscounted minimum lease payments 71,083 Less: amount representing interest (8,476) Total lease receivable $ 62,607
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise its option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheet. The Company recognizes lease expenses for these leases over the lease term. The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2022 June 30, 2021 ROU assets $ 6,172 $ 5,498 Lease liabilities 6,961 5,926 Weighted-average remaining lease terms (years) 10.78 9.49 Weighted-average discount rate 2.89 % 3.18 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,573 2023 1,293 2024 847 2025 541 2026 414 Thereafter 3,653 Total undiscounted minimum lease payments 8,321 Less: amount representing interest (1,360) Total lease liability $ 6,961 The following table presents components of operating lease expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease cost (included in occupancy expense, net) $ 347 $ 398 $ 1,215 $ 1,192 Variable lease cost (included in occupancy expense, net) 7 6 13 18 Sublease income (included in other, noninterest income) (60) (33) (154) (147) Total operating lease expense, net $ 294 $ 371 $ 1,074 $ 1,063 As Lessee - Finance Lease The Company currently leases land for one of its branch office locations under a finance lease. The ROU asset for the finance lease totaled $2,052 at March 31, 2022 and June 30, 2021 and is included in other assets. The corresponding lease liability totaled $1,773 and $1,804 at March 31, 2022 and June 30, 2021, respectively, and is included in other liabilities. For the three and nine months ended March 31, 2022, interest expense on the lease liability totaled $23 and $70, respectively. The finance lease has a maturity date of July 2028 and a discount rate of 5.18%. The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 33 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total undiscounted minimum lease payments 2,306 Less: amount representing interest (533) Total lease liability $ 1,773 Supplemental lease cash flow information for the nine months ended March 31, 2022 and 2021: Nine Months Ended March 31, 2022 2021 ROU assets - noncash additions (operating leases) $ 1,186 $ 599 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,281 1,632 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 100 100 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, medical, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a nominal fixed purchase option; and most of the leases that do not have a nominal purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one June 30, 2021 , respectively. The following table presents total equipment finance operating lease income and depreciation expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease income $ 1,661 $ 1,432 $ 4,920 $ 4,107 Depreciation expense 1,339 1,417 4,221 4,371 The following schedule summarizes aggregate future minimum lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,436 2023 4,989 2024 2,895 2025 889 2026 246 Thereafter 13 Total of future minimum lease payments $ 10,468 As Lessor - Direct Financing Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loan segment of the loan portfolio. For the three months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $763 and $638, respectively. For the nine months ended March 31, 2022 and 2021, total interest income on equipment finance leases totaled $2,275 and $1,736, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $62.6 million and $63.3 million at March 31, 2022 and June 30, 2021 , respectively. The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 5,853 2023 21,226 2024 18,262 2025 13,038 2026 8,405 Thereafter 4,299 Total undiscounted minimum lease payments 71,083 Less: amount representing interest (8,476) Total lease receivable $ 62,607

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Basis of Accounting	The accompanying unaudited consolidated financial statements have been prepared in accordance with GAAP for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the SEC. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. It is recommended that these unaudited interim consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended June 30, 2021
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company's accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions, and other subjective assessments. In particular, management has identified the determination of the provision and the allowance for credit losses on loans as an accounting policy that, due to the judgments, estimates and assumptions inherent in this policy, is critical to an understanding of the Company's financial statements. This policy and the related judgments, estimates and assumptions is described in greater detail in the notes to the Consolidated Financial Statements and Management's Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies) in the 2021 Form 10-K. Management believes that the judgments, estimates and assumptions used in the preparation of the financial statements are appropriate based on the factual circumstances at the time. However, given the sensitivity of the financial statements to this critical accounting policy, the use of other judgments, estimates and assumptions could result in material differences in the Company's results of operations or financial condition. Further, subsequent changes in economic or market conditions could have a material impact on this estimate and the Company's financial condition and operating results in future periods.
Reclassifications and corrections	Reclassifications and corrections. To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or stockholders’ equity as previously reported.
Newly Issued but Not Yet Effective Accounting Standards	Newly Issued but Not Yet Effective Accounting Standards ASU 2021-05, "Leases (Topic 842): Lessors—Certain Leases with Variable Lease Payments." This ASU amends the lease classification requirements for lessors to classify as an operating lease any lease that would otherwise be classified as a sales-type or direct financing lease that would result in the recognition of a day-one loss at lease commencement, provided that the lease includes variable lease payments that do not depend on an index or rate. When a lease is classified as operating, the lessor does not recognize a net investment in the lease, does not derecognize the underlying asset and therefore, does not recognize a selling profit or loss. The amendments in this ASU are effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years and early adoption is permitted. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements. ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The amendments in this ASU are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years and early adoption is permitted. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements.

Debt Securities (Tables)

Debt Securities (Tables)	9 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Debt securities available for sale consist of the following at the dates indicated: March 31, 2022 Amortized Gross Gross Estimated U.S. government agencies $ 18,988 $ 34 $ (446) $ 18,576 MBS, residential 34,641 86 (664) 34,063 Municipal bonds 5,558 109 — 5,667 Corporate bonds 48,943 22 (956) 48,009 Total $ 108,130 $ 251 $ (2,066) $ 106,315 June 30, 2021 Amortized Gross Gross Estimated U.S. government agencies $ 18,975 $ 135 $ (37) $ 19,073 MBS, residential 42,119 1,339 (54) 43,404 Municipal bonds 9,098 453 — 9,551 Corporate bonds 84,301 257 (127) 84,431 Total $ 154,493 $ 2,184 $ (218) $ 156,459
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at March 31, 2022 and June 30, 2021 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. March 31, 2022 Amortized Estimated Due within one year $ 33,546 $ 33,497 Due after one year through five years 33,384 32,322 Due after five years through ten years 6,559 6,433 Due after ten years — — MBS, residential 34,641 34,063 Total $ 108,130 $ 106,315 June 30, 2021 Amortized Estimated Due within one year $ 34,615 $ 34,684 Due after one year through five years 73,249 73,633 Due after five years through ten years 4,510 4,738 Due after ten years — — MBS, residential 42,119 43,404 Total $ 154,493 $ 156,459
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2022 and June 30, 2021 were as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,554 $ (446) $ — $ — $ 14,554 $ (446) MBS, residential 21,093 (546) 2,290 (118) 23,383 (664) Corporate bonds 23,888 (265) 14,309 (691) 38,197 (956) Total $ 59,535 $ (1,257) $ 16,599 $ (809) $ 76,134 $ (2,066) June 30, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,963 $ (37) $ — $ — $ 14,963 $ (37) MBS, residential 5,212 (28) 1,205 (26) 6,417 (54) Corporate bonds 19,873 (127) — — 19,873 (127) Total $ 40,048 $ (192) $ 1,205 $ (26) $ 41,253 $ (218)

Other Investments (Tables)

Other Investments (Tables)	9 Months Ended
	Mar. 31, 2022
Investments, All Other Investments [Abstract]
Investment	Other investments, at cost, consist of the following at the dates indicated: March 31, 2022 June 30, 2021 FHLB of Atlanta stock $ 3,038 $ 6,153 FRB stock 7,413 7,386 SBIC investments 12,589 10,171 Total $ 23,040 $ 23,710

Loans Held For Sale (Tables)

Loans Held For Sale (Tables)	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Schedule of Loans Held for Sale	Loans held for sale as of the dates indicated consist of the following: March 31, 2022 June 30, 2021 One-to-four family $ 14,647 $ 31,873 SBA 8,105 4,160 HELOCs - originated 62,511 57,506 Total $ 85,263 $ 93,539 Loans consist of the following at the dates indicated: March 31, 2022 June 30, 2021 Commercial loans: Commercial real estate $ 1,102,184 $ 1,142,276 Construction and development 251,668 179,427 Commercial and industrial 167,342 141,341 Equipment finance 378,629 317,920 Municipal finance 130,260 140,421 PPP loans 2,756 46,650 Total commercial loans 2,032,839 1,968,035 Retail consumer loans: One-to-four family 347,945 406,549 HELOCs - originated 128,445 130,225 HELOCs - purchased 26,911 38,976 Construction and land/lots 72,735 66,027 Indirect auto finance 83,903 115,093 Consumer 6,760 8,362 Total retail consumer loans 666,699 765,232 Total loans, net of deferred loan fees and costs 2,699,538 2,733,267 Allowance for credit losses on loans (31,034) (35,468) Loans, net $ 2,668,504 $ 2,697,799 _________________________________________________________________ (1) At March 31, 2022 and June 30, 2021 accrued interest receivable of $7,427 and $7,339 was accounted for separately from the amortized cost basis. Type of Collateral and Extent to Which Collateral Secures Financial Assets March 31, 2022 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 282 $ — $ 1,101,902 $ 1,102,184 Construction and development — — — — 251,668 251,668 Commercial and industrial — — — 1,311 166,031 167,342 Equipment finance — — — — 378,629 378,629 Municipal finance — — — — 130,260 130,260 PPP loans — — — — 2,756 2,756 Retail consumer loans: One-to-four family 1,347 — — — 346,598 347,945 HELOCs - originated — — — — 128,445 128,445 HELOCs - purchased — — — — 26,911 26,911 Construction and land/lots — — — — 72,735 72,735 Indirect auto finance — — — — 83,903 83,903 Consumer — — — — 6,760 6,760 Total $ 1,347 $ — $ 282 $ 1,311 $ 2,696,598 $ 2,699,538 Total Collateral Value $ 2,285 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses on Loans (Tables)	9 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans held for sale as of the dates indicated consist of the following: March 31, 2022 June 30, 2021 One-to-four family $ 14,647 $ 31,873 SBA 8,105 4,160 HELOCs - originated 62,511 57,506 Total $ 85,263 $ 93,539 Loans consist of the following at the dates indicated: March 31, 2022 June 30, 2021 Commercial loans: Commercial real estate $ 1,102,184 $ 1,142,276 Construction and development 251,668 179,427 Commercial and industrial 167,342 141,341 Equipment finance 378,629 317,920 Municipal finance 130,260 140,421 PPP loans 2,756 46,650 Total commercial loans 2,032,839 1,968,035 Retail consumer loans: One-to-four family 347,945 406,549 HELOCs - originated 128,445 130,225 HELOCs - purchased 26,911 38,976 Construction and land/lots 72,735 66,027 Indirect auto finance 83,903 115,093 Consumer 6,760 8,362 Total retail consumer loans 666,699 765,232 Total loans, net of deferred loan fees and costs 2,699,538 2,733,267 Allowance for credit losses on loans (31,034) (35,468) Loans, net $ 2,668,504 $ 2,697,799 _________________________________________________________________ (1) At March 31, 2022 and June 30, 2021 accrued interest receivable of $7,427 and $7,339 was accounted for separately from the amortized cost basis. Type of Collateral and Extent to Which Collateral Secures Financial Assets March 31, 2022 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ — $ 282 $ — $ 1,101,902 $ 1,102,184 Construction and development — — — — 251,668 251,668 Commercial and industrial — — — 1,311 166,031 167,342 Equipment finance — — — — 378,629 378,629 Municipal finance — — — — 130,260 130,260 PPP loans — — — — 2,756 2,756 Retail consumer loans: One-to-four family 1,347 — — — 346,598 347,945 HELOCs - originated — — — — 128,445 128,445 HELOCs - purchased — — — — 26,911 26,911 Construction and land/lots — — — — 72,735 72,735 Indirect auto finance — — — — 83,903 83,903 Consumer — — — — 6,760 6,760 Total $ 1,347 $ — $ 282 $ 1,311 $ 2,696,598 $ 2,699,538 Total Collateral Value $ 2,285 $ — $ 288 $ — Type of Collateral and Extent to Which Collateral Secures Financial Assets June 30, 2021 Residential Property Investment Property Commercial Property Business Assets Financial Assets Not Considered Collateral Dependent Total Commercial loans: Commercial real estate $ — $ 3,421 $ 2,308 $ — $ 1,136,547 $ 1,142,276 Construction and development — 80 — — 179,347 179,427 Commercial and industrial — — — 25 141,316 141,341 Equipment finance — — — — 317,920 317,920 Municipal finance — — — — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 807 — — — 405,742 406,549 HELOCs - originated — — — — 130,225 130,225 HELOCs - purchased — — — — 38,976 38,976 Construction and land/lots — — — — 66,027 66,027 Indirect auto finance — — — — 115,093 115,093 Consumer — — — — 8,362 8,362 Total $ 807 $ 3,501 $ 2,308 $ 25 $ 2,726,626 $ 2,733,267 Total Collateral Value $ 1,160 $ 3,602 $ 2,723 $ 26
Financing Receivable Credit Quality Indicators	The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial real estate Risk rating: Pass $ 135,883 $ 218,034 $ 162,102 $ 115,537 $ 119,739 $ 293,512 $ 23,238 $ 1,068,045 Special mention 730 — 401 432 15,377 13,410 — 30,350 Substandard — — — — 592 2,800 397 3,789 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 136,613 $ 218,034 $ 162,503 $ 115,969 $ 135,708 $ 309,722 $ 23,635 $ 1,102,184 Construction and development Risk rating: Pass $ 26,859 $ 15,907 $ 2,241 $ 2,687 $ 4,530 $ 5,932 $ 187,373 $ 245,529 Special mention — — — — — 186 4,715 4,901 Substandard 906 — — — — 332 — 1,238 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and development $ 27,765 $ 15,907 $ 2,241 $ 2,687 $ 4,530 $ 6,450 $ 192,088 $ 251,668 Commercial and industrial Risk rating: Pass $ 43,193 $ 21,537 $ 11,960 $ 11,645 $ 7,136 $ 22,202 $ 43,889 $ 161,562 Special mention — 104 — — — 94 97 295 Substandard — 670 347 860 — 53 3,555 5,485 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial and industrial $ 43,193 $ 22,311 $ 12,307 $ 12,505 $ 7,136 $ 22,349 $ 47,541 $ 167,342 Equipment finance Risk rating: Pass $ 142,026 $ 125,396 $ 75,126 $ 32,142 $ 2,278 $ — $ — $ 376,968 Special mention 366 74 572 294 — — — 1,306 Substandard — — 49 156 — — — 205 Doubtful — — — 150 — — — 150 Loss — — — — — — — — Total equipment finance $ 142,392 $ 125,470 $ 75,747 $ 32,742 $ 2,278 $ — $ — $ 378,629 Municipal leases Risk rating: Pass $ 16,684 $ 24,550 $ 9,262 $ 11,768 $ 14,370 $ 42,005 $ 11,584 $ 130,223 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 16,684 $ 24,587 $ 9,262 $ 11,768 $ 14,370 $ 42,005 $ 11,584 $ 130,260 PPP loans Risk rating: Pass $ — $ 2,255 $ 501 $ — $ — $ — $ — $ 2,756 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ — $ 2,255 $ 501 $ — $ — $ — $ — $ 2,756 Total commercial loans Risk rating: Pass $ 364,645 $ 407,679 $ 261,192 $ 173,779 $ 148,053 $ 363,651 $ 266,084 $ 1,985,083 Special mention 1,096 215 973 726 15,377 13,690 4,812 36,889 Substandard 906 670 396 1,016 592 3,185 3,952 10,717 Doubtful — — — 150 — — — 150 Loss — — — — — — — — Total commercial loans $ 366,647 $ 408,564 $ 262,561 $ 175,671 $ 164,022 $ 380,526 $ 274,848 $ 2,032,839 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year March 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Total One-to-four family Risk rating: Pass $ 40,621 $ 68,486 $ 48,195 $ 31,537 $ 25,273 $ 123,383 $ 2,770 $ 340,265 Special mention — — — — — 858 — 858 Substandard 128 — 1,013 540 434 4,243 — 6,358 Doubtful — — — — — 157 — 157 Loss — — — — — 307 — 307 Total one-to-four family $ 40,749 $ 68,486 $ 49,208 $ 32,077 $ 25,707 $ 128,948 $ 2,770 $ 347,945 HELOCs - originated Risk rating: Pass $ 627 $ 997 $ 286 $ 1,229 $ 227 $ 7,901 $ 116,176 $ 127,443 Special mention — — — — — 9 — 9 Substandard — 16 — — — 927 50 993 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 627 $ 1,013 $ 286 $ 1,229 $ 227 $ 8,837 $ 116,226 $ 128,445 HELOCs - purchased Risk rating: Pass $ — $ — $ — $ — $ — $ — $ 26,278 $ 26,278 Special mention — — — — — — — — Substandard — — — — — — 633 633 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 26,911 $ 26,911 Construction and land/lots Risk rating: Pass $ 1,373 $ 13,510 $ 1,691 $ 53 $ — $ 1,967 $ 53,757 $ 72,351 Special mention — — — — — — — — Substandard — — — — — 384 — 384 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 1,373 $ 13,510 $ 1,691 $ 53 $ — $ 2,351 $ 53,757 $ 72,735 Indirect auto finance Risk rating: Pass $ 19,476 $ 22,276 $ 17,783 $ 9,522 $ 10,238 $ 3,529 $ — $ 82,824 Special mention — 0 — — — — — — — Substandard 62 195 321 136 250 115 — 1,079 Doubtful — — — — — — — — Loss — — — — — — — — Total indirect auto finance $ 19,538 $ 22,471 $ 18,104 $ 9,658 $ 10,488 $ 3,644 $ — $ 83,903 Consumer Risk rating: Pass $ 572 $ 954 $ 653 $ 4,036 $ 118 $ 101 $ 257 $ 6,691 Special mention — — — — — — — — Substandard — 8 — 19 10 18 14 69 Doubtful — — — — — — — — Loss — — — — — — — — Total consumer $ 572 $ 962 $ 653 $ 4,055 $ 128 $ 119 $ 271 $ 6,760 Total retail consumer loans Risk rating: Pass $ 62,669 $ 106,223 $ 68,608 $ 46,377 $ 35,856 $ 136,881 $ 199,238 $ 655,852 Special mention — — — — — 867 — 867 Substandard 190 219 1,334 695 694 5,687 697 9,516 Doubtful — — — — — 157 — 157 Loss — — — — — 307 — 307 Total retail consumer loans $ 62,859 $ 106,442 $ 69,942 $ 47,072 $ 36,550 $ 143,899 $ 199,935 $ 666,699 The following table presents the credit risk profile by risk grade for commercial loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2021 2020 2019 2018 2017 Prior Revolving Total Commercial real estate Risk rating: Pass $ 227,850 $ 177,691 $ 142,407 $ 158,147 $ 158,525 $ 220,834 $ 25,860 $ 1,111,314 Special mention — — — 16,951 1,256 3,092 — 21,299 Substandard — — — 630 4,993 3,642 398 9,663 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 227,850 $ 177,691 $ 142,407 $ 175,728 $ 164,774 $ 227,568 $ 26,258 $ 1,142,276 Construction and development Risk rating: Pass 18,262 6,523 10,349 6,008 2,693 7,153 123,843 $ 174,831 Special mention — — — — — 286 3,827 4,113 Substandard — — — — — 482 — 482 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total construction and development $ 18,262 $ 6,523 $ 10,349 $ 6,008 $ 2,693 $ 7,922 $ 127,670 $ 179,427 Commercial and industrial Risk rating: Pass 29,606 14,010 18,826 10,759 15,346 10,589 36,165 $ 135,301 Special mention — 21 438 110 32 125 37 763 Substandard 31 33 300 — — 83 4,829 5,276 Doubtful — — — — — — — — Loss — — — — — 1 — 1 Total commercial and industrial $ 29,637 $ 14,064 $ 19,564 $ 10,869 $ 15,378 $ 10,798 $ 41,031 $ 141,341 Equipment finance Risk rating: Pass 154,685 104,681 53,178 4,773 — — — $ 317,317 Special mention — — — — — — — — Substandard — — 323 — — — — 323 Doubtful — — 280 — — — — 280 Loss — — — — — — — — Total equipment finance $ 154,685 $ 104,681 $ 53,781 $ 4,773 $ — $ — $ — $ 317,920 Municipal leases Risk rating: Pass 23,358 19,240 14,005 17,979 9,738 47,144 8,700 $ 140,164 Special mention — — — — — 257 — 257 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 23,358 $ 19,240 $ 14,005 $ 17,979 $ 9,738 $ 47,401 $ 8,700 $ 140,421 PPP loans Risk rating: Pass 29,667 16,983 — — — — — $ 46,650 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total PPP loans $ 29,667 $ 16,983 $ — $ — $ — $ — $ — $ 46,650 Total commercial loans Risk rating: Pass $ 483,428 $ 339,128 $ 238,765 $ 197,666 $ 186,302 $ 285,720 $ 194,568 $ 1,925,577 Special mention — 21 438 17,061 1,288 3,760 3,864 26,432 Substandard 31 33 623 630 4,993 4,207 5,227 15,744 Doubtful — — 280 — — — — 280 Loss — — — — — 2 — 2 Total commercial loans $ 483,459 $ 339,182 $ 240,106 $ 215,357 $ 192,583 $ 293,689 $ 203,659 $ 1,968,035 The following table presents the credit risk profile by risk grade for retail consumer loans by origination year: Term Loans By Origination Fiscal Year June 30, 2021 2021 2020 2019 2018 2017 Prior Revolving Total One-to-four family Risk rating: Pass $ 72,723 $ 52,987 $ 46,958 $ 40,461 $ 37,361 $ 143,531 $ 4,345 $ 398,366 Special mention — — — — 27 1,084 — 1,111 Substandard 246 981 — 216 86 5,037 — 6,566 Doubtful — — — — — 191 — 191 Loss — — — — — 315 — 315 Total one-to-four family $ 72,969 $ 53,968 $ 46,958 $ 40,677 $ 37,474 $ 150,158 $ 4,345 $ 406,549 HELOCs - originated Risk rating: Pass 2,767 465 1,294 217 716 9,469 114,048 $ 128,976 Special mention — — — — — 12 — 12 Substandard — — 159 — 38 935 105 1,237 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - originated $ 2,767 $ 465 $ 1,453 $ 217 $ 754 $ 10,416 $ 114,153 $ 130,225 HELOCs - purchased Risk rating: Pass — — — — — — 38,523 $ 38,523 Special mention — — — — — — — — Substandard — — — — — — 453 453 Doubtful — — — — — — — — Loss — — — — — — — — Total HELOCs - purchased $ — $ — $ — $ — $ — $ — $ 38,976 $ 38,976 Construction and land/lots Risk rating: Pass 4,244 12,133 2,357 956 — 3,558 42,267 $ 65,515 Special mention — — — — — — — — Substandard — — — 96 — 416 — 512 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land/lots $ 4,244 $ 12,133 $ 2,357 $ 1,052 $ — $ 3,974 $ 42,267 $ 66,027 Indirect auto finance Risk rating: Pass 42,128 27,134 16,224 18,853 7,561 2,061 — $ 113,961 Special mention — — — — — — — — Substandard 29 415 195 273 143 75 — 1,130 Doubtful — — — — — — — — Loss 2 — — — — — — 2 Total indirect auto finance $ 42,159 $ 27,549 $ 16,419 $ 19,126 $ 7,704 $ 2,136 $ — $ 115,093 Consumer Risk rating: Pass 1,344 1,019 5,204 252 90 91 288 $ 8,288 Special mention — — — 14 — — — 14 Substandard — 3 19 11 4 10 11 58 Doubtful — — — — — — — — Loss — 1 1 — — — — 2 Total consumer $ 1,344 $ 1,023 $ 5,224 $ 277 $ 94 $ 101 $ 299 $ 8,362 Total retail consumer loans Risk rating: Pass $ 123,206 $ 93,738 $ 72,037 $ 60,739 $ 45,728 $ 158,710 $ 199,471 $ 753,629 Special mention — — — 14 27 1,096 — 1,137 Substandard 275 1,399 373 596 271 6,473 569 9,956 Doubtful — — — — — 191 — 191 Loss 2 1 1 — — 315 — 319 Total retail consumer loans $ 123,483 $ 95,138 $ 72,411 $ 61,349 $ 46,026 $ 166,785 $ 200,040 $ 765,232
Past Due Financing Receivables	The following tables present aging analysis of past due loans (includes nonaccrual loans) by segment and class for the periods indicated below: Past Due Total 30-89 Days 90 Days+ Total Current Loans March 31, 2022 Commercial loans: Commercial real estate $ — $ 247 $ 247 $ 1,101,937 $ 1,102,184 Construction and development — 246 246 251,422 251,668 Commercial and industrial — 67 67 167,275 167,342 Equipment finance 65 33 98 378,531 378,629 Municipal finance — — — 130,260 130,260 PPP loans — — — 2,756 2,756 Retail consumer loans: One-to-four family 347 1,329 1,676 346,269 347,945 HELOCs - originated 28 178 206 128,239 128,445 HELOCs - purchased 142 — 142 26,769 26,911 Construction and land/lots — 140 140 72,595 72,735 Indirect auto finance 307 156 463 83,440 83,903 Consumer 24 38 62 6,698 6,760 Total loans $ 913 $ 2,434 $ 3,347 $ 2,696,191 $ 2,699,538 Past Due Total 30-89 Days 90 Days+ Total Current Loans June 30, 2021 Commercial loans: Commercial real estate $ 396 $ 1,680 $ 2,076 $ 1,140,200 $ 1,142,276 Construction and development — 37 37 179,390 179,427 Commercial and industrial 634 19 653 140,688 141,341 Equipment finance — 347 347 317,573 317,920 Municipal finance — — — 140,421 140,421 PPP loans — — — 46,650 46,650 Retail consumer loans: One-to-four family 1,112 1,124 2,236 404,313 406,549 HELOCs - originated 290 186 476 129,749 130,225 HELOCs - purchased 198 79 277 38,699 38,976 Construction and land/lots 6 35 41 65,986 66,027 Indirect auto finance 299 259 558 114,535 115,093 Consumer 378 36 414 7,948 8,362 Total loans $ 3,313 $ 3,802 $ 7,115 $ 2,726,152 $ 2,733,267
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the nine months ended March 31, 2022. March 31, 2022 June 30, 2021 90 Days + & Still Accruing as of March 31, 2022 Nonaccrual With No Allowance as of March 31, 2022 Interest Income Recognized Commercial loans: Commercial real estate $ 1,033 $ 7,015 $ — $ 284 $ 28 Construction and development 332 482 — — 6 Commercial and industrial 919 49 — — 17 Equipment finance 289 630 — — 9 Retail consumer loans: One-to-four family 1,687 2,625 — 540 37 HELOCs - originated 207 476 — — 2 HELOCs - purchased 633 453 — — 19 Construction and land/lots 140 22 — — 2 Indirect auto finance 505 438 — — 17 Consumer 66 416 — — 2 Total loans $ 5,811 $ 12,606 $ — $ 824 $ 139
Breakdown of Provision (Benefit) for Credit Losses	The following table presents a breakdown of the provision (benefit) for credit losses included in our Consolidated Statements of Income: Three Months Ended Nine Months Ended March 31, March 31, 2022 2021 2022 2021 Provision (benefit) for credit losses: Loans $ (640) $ (3,970) $ (4,415) $ (6,370) Off-balance-sheet credit exposure 650 (130) 415 10 Commercial paper (55) — (5) 180 Total provision (benefit) for credit losses $ (45) $ (4,100) $ (4,005) $ (6,180)
Allowance for Credit Losses on Financing Receivables	The following tables present analyses of the ACL on loans by segment for the periods indicated below: Three Months Ended Nine Months Ended March 31, 2022 March 31, 2022 Commercial Retail Total Commercial Retail Total Balance at beginning of period $ 22,968 $ 7,965 $ 30,933 $ 24,746 $ 10,722 $ 35,468 Provision (benefit) for credit losses (1,295) 655 (640) (2,058) (2,357) (4,415) Charge-offs (261) (73) (334) (2,011) (179) (2,190) Recoveries 910 165 1,075 1,645 526 2,171 Net (charge-offs) recoveries 649 92 741 (366) 347 (19) Balance at end of period $ 22,322 $ 8,712 $ 31,034 $ 22,322 $ 8,712 $ 31,034 Three Months Ended Nine Months Ended March 31, 2021 March 31, 2021 Commercial Retail Total Commercial Retail Total Balance at beginning of period $ 24,899 $ 14,945 $ 39,844 $ 21,116 $ 6,956 $ 28,072 Impact of adoption ASU 2016-13 — — — 4,073 10,736 14,809 Provision (benefit) for credit losses (1,750) (2,220) (3,970) (1,750) (4,620) (6,370) Charge-offs (107) (318) (425) (1,510) (1,253) (2,763) Recoveries 356 254 610 1,469 842 2,311 Net (charge-offs) recoveries 249 (64) 185 (41) (411) (452) Balance at end of period $ 23,398 $ 12,661 36,059 $ 23,398 $ 12,661 $ 36,059
Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class	The following tables present ending balances of loans and the related ACL, by segment and class for the periods indicated below: Allowance for Credit Losses Total Loans Receivable Loans Loans Total Loans Loans Total March 31, 2022 Commercial loans: Commercial real estate $ — $ 9,157 $ 9,157 $ 284 $ 1,101,900 $ 1,102,184 Construction and development — 3,680 3,680 — 251,668 251,668 Commercial and industrial 1,311 1,593 2,904 2,150 165,192 167,342 Equipment finance — 6,284 6,284 — 378,629 378,629 Municipal finance — 297 297 — 130,260 130,260 PPP loans — — — — 2,756 2,756 Retail consumer loans: One-to-four family — 4,400 4,400 2,493 345,452 347,945 HELOCs - originated — 1,409 1,409 — 128,445 128,445 HELOCs - purchased — 295 295 — 26,911 26,911 Construction and land/lots — 903 903 — 72,735 72,735 Indirect auto finance — 1,586 1,586 — 83,903 83,903 Consumer — 119 119 — 6,760 6,760 Total $ 1,311 $ 29,723 $ 31,034 $ 4,927 $ 2,694,611 $ 2,699,538 Allowance for Loan Losses Total Loans Receivable Loans Loans Total Loans Loans Total June 30, 2021 Commercial loans: Commercial real estate $ 456 $ 12,826 $ 13,282 $ 5,729 $ 1,136,547 $ 1,142,276 Construction and development — 1,801 1,801 80 179,347 179,427 Commercial and industrial 9 2,583 2,592 760 140,581 141,341 Equipment finance — 6,537 6,537 275 317,645 317,920 Municipal finance — 534 534 — 140,421 140,421 PPP loans — — — — 46,650 46,650 Retail consumer loans: One-to-four family 2 5,407 5,409 1,977 404,572 406,549 HELOCs - originated — 1,512 1,512 — 130,225 130,225 HELOCs - purchased — 452 452 — 38,976 38,976 Construction and land/lots — 812 812 — 66,027 66,027 Indirect auto finance — 2,367 2,367 — 115,093 115,093 Consumer — 170 170 — 8,362 8,362 Total $ 467 $ 35,001 $ 35,468 $ 8,821 $ 2,724,446 $ 2,733,267
Troubled Debt Restructurings on Financing Receivables	The following table presents a breakdown of the types of concessions made on TDRs by loan class for the period indicated below: Three Months Ended March 31, 2022 2021 Number Pre Post Number Pre Post Other TDRs: Commercial: Commercial and industrial 2 $ 841 $ 835 — $ — $ — Retail consumer: One-to-four family 1 37 37 2 212 212 HELOCs - originated — — — 2 53 74 Indirect auto finance 1 5 5 3 28 32 Total 4 $ 883 $ 877 7 $ 293 $ 318 Nine Months Ended March 31, 2022 2021 Number Pre Post Number Pre Post Below market interest rate: Retail consumer: One-to-four family 1 $ 124 $ 121 — $ — $ — Total below market interest rate 1 124 121 — — — Extended payment terms: Retail consumer: One-to-four family 1 35 35 — — — HELOCs - originated 1 50 50 — — — Total extended payment terms 2 85 85 — — — Other TDRs: Commercial: Commercial real estate — — — 1 4,408 4,407 Commercial and industrial 2 841 835 — — — Retail consumer: One-to-four family 2 93 92 4 269 261 HELOCs - originated 1 18 18 2 53 74 Construction and land/lots — — — 1 225 219 Indirect auto finance 6 89 82 11 150 110 Total other TDRs 11 1,041 1,027 19 5,105 5,071 Total 11 $ 1,250 $ 1,233 19 $ 5,105 $ 5,071
Schedule of Trouble Debt Restructurings With Payment Default	The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated below: Three Months Ended March 31, 2022 2021 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance — $ — 1 $ 1 Total — $ — 1 $ 1 Nine Months Ended March 31, 2022 2021 Number of Recorded Number of Recorded Other TDRs: Retail consumer: Indirect auto finance 2 $ 44 2 $ 26 Total 2 $ 44 2 $ 26

Net Income per Share (Tables)

Net Income per Share (Tables)	9 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Numerator: Net income $ 8,023 $ 7,869 $ 29,628 $ 23,083 Allocation of earnings to participating securities (69) (72) (254) (209) Numerator for basic EPS - Net income available to common stockholders $ 7,954 $ 7,797 $ 29,374 $ 22,874 Effect of dilutive securities: Dilutive effect of participating securities — 2 — 2 Numerator for diluted EPS $ 7,954 $ 7,799 $ 29,374 $ 22,876 Denominator: Weighted-average common shares outstanding - basic 15,523,813 15,979,590 15,666,093 16,139,059 Dilutive effect of assumed exercises of stock options 269,199 506,128 331,284 200,071 Weighted-average common shares outstanding - diluted 15,793,012 16,485,718 15,997,377 16,339,130 Net income per share - basic $ 0.51 $ 0.49 $ 1.87 $ 1.42 Net income per share - diluted $ 0.51 $ 0.48 $ 1.84 $ 1.40

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	9 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the three and nine months ended March 31, 2022 and 2021, respectively: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Share-based compensation expense $ 507 $ 489 $ 1,407 $ 1,449 Tax benefit 120 115 332 341
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity and related information for the nine months ended March 31, 2022 and 2021: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2020 1,615,500 $ 18.12 4.4 $ 1,711 Granted 44,750 22.92 — — Exercised (172,866) 14.40 — — Forfeited (26,900) 25.77 — — Options outstanding at March 31, 2021 1,460,484 $ 18.57 3.9 $ 9,268 Exercisable at March 31, 2021 1,220,734 $ 17.24 3.2 $ 9,152 Non-vested at March 31, 2021 239,750 $ 25.31 7.7 $ 116 Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 42,850 31.35 — — Exercised (413,636) 14.70 — — Forfeited (20,800) 23.17 — — Options outstanding at March 31, 2022 927,870 $ 21.49 4.3 $ 7,541 Exercisable at March 31, 2022 756,720 $ 20.24 3.5 $ 7,028 Non-vested at March 31, 2022 171,150 $ 26.99 7.7 $ 513
Assumptions Used In Estimating the Fair Value of Options Granted	Assumptions used in estimating the fair value of options granted during the nine months ended March 31, 2022 and 2021 are presented below: March 31, 2022 March 31, 2021 Weighted-average volatility 28.02 % 28.30 % Expected dividend yield 1.12 % 1.35 % Risk-free interest rate 1.90 % 0.72 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 8.68 $ 5.61
Schedule of Nonvested Restricted Stock Units Activity	The table below presents restricted stock award activity and related information: Restricted Weighted- Aggregate Non-vested at June 30, 2020 144,046 $ 25.89 $ 2,305 Granted 56,547 22.92 — Vested (45,296) 25.17 — Forfeited (7,650) 25.65 — Non-vested at March 31, 2021 147,647 $ 24.98 $ 2,119 Non-vested at June 30, 2021 151,575 $ 25.06 $ 4,229 Granted 49,679 31.35 — Vested (53,744) 25.22 — Forfeited (12,000) 24.90 — Non-vested at March 31, 2022 135,510 $ 27.41 $ 2,817

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: March 31, 2022 Total Level 1 Level 2 Level 3 U.S government agencies $ 18,576 $ — $ 18,576 $ — MBS, residential 34,063 — 34,063 — Municipal bonds 5,667 — 5,667 — Corporate bonds 48,009 — 48,009 — Total $ 106,315 $ — $ 106,315 $ — June 30, 2021 Total Level 1 Level 2 Level 3 U.S government agencies $ 19,073 $ — $ 19,073 $ — MBS, residential 43,404 — 43,404 — Municipal bonds 9,551 — 9,551 — Corporate bonds 84,431 — 84,431 — Total $ 156,459 $ — $ 156,459 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: March 31, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans: Commercial real estate $ — $ — $ — $ — Commercial and industrial 164 — — 164 Total $ 164 $ — $ — $ 164 June 30, 2021 Total Level 1 Level 2 Level 3 Collateral dependent loans: Commercial real estate $ 4,841 $ — $ — $ 4,841 Equipment finance 275 — — 275 Total $ 5,116 $ — $ — $ 5,116
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of March 31, 2022 and June 30, 2021, are summarized below: March 31, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 52,050 $ 52,050 $ 52,050 $ — $ — Commercial paper 312,918 312,918 312,918 — — Certificates of deposit in other banks 28,125 28,125 — 28,125 — Debt securities available for sale 106,315 106,315 — 106,315 — Loans held for sale 85,263 86,338 — — 86,338 Loans, net 2,668,504 2,620,750 — — 2,620,750 FHLB stock 3,038 N/A N/A N/A N/A FRB stock 7,413 N/A N/A N/A N/A SBIC investments 12,589 12,589 — — 12,589 Accrued interest receivable 7,980 7,980 — 553 7,427 Liabilities: Noninterest-bearing and NOW accounts 1,356,921 1,356,921 — 1,356,921 — Money market accounts 1,026,595 1,026,595 — 1,026,595 — Savings accounts 232,831 232,831 — 232,831 — Certificates of deposit 442,810 439,407 — 439,407 — Borrowings 30,000 29,997 — 29,997 — Accrued interest payable 45 45 — 45 — June 30, 2021 Carrying Fair Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 50,990 $ 50,990 $ 50,990 $ — $ — Commercial paper 189,596 189,596 189,596 — — Certificates of deposit in other banks 40,122 40,122 — 40,122 — Debt securities available for sale 156,459 156,459 — 156,459 — Loans held for sale 93,539 94,779 — — 94,779 Loans, net 2,697,799 2,668,570 — — 2,668,570 FHLB stock 6,153 N/A N/A N/A N/A FRB stock 7,386 N/A N/A N/A N/A SBIC investments 10,171 10,171 — — 10,171 Accrued interest receivable 7,933 7,933 52 542 7,339 Liabilities: Noninterest-bearing and NOW accounts 1,281,372 1,281,372 — 1,281,372 — Money market accounts 975,001 975,001 — 975,001 — Savings accounts 226,391 226,391 — 226,391 — Certificates of deposit 472,777 474,397 — 474,397 — Borrowings 115,000 115,000 — 115,000 — Accrued interest payable 52 52 — 52 —

Leases (Tables)

Leases (Tables)	9 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Assets and Liabilities, Lessee	The following table presents supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. Supplemental Balance Sheet Information: March 31, 2022 June 30, 2021 ROU assets $ 6,172 $ 5,498 Lease liabilities 6,961 5,926 Weighted-average remaining lease terms (years) 10.78 9.49 Weighted-average discount rate 2.89 % 3.18 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,573 2023 1,293 2024 847 2025 541 2026 414 Thereafter 3,653 Total undiscounted minimum lease payments 8,321 Less: amount representing interest (1,360) Total lease liability $ 6,961
Lease, Cost	The following table presents components of operating lease expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease cost (included in occupancy expense, net) $ 347 $ 398 $ 1,215 $ 1,192 Variable lease cost (included in occupancy expense, net) 7 6 13 18 Sublease income (included in other, noninterest income) (60) (33) (154) (147) Total operating lease expense, net $ 294 $ 371 $ 1,074 $ 1,063 Supplemental lease cash flow information for the nine months ended March 31, 2022 and 2021: Nine Months Ended March 31, 2022 2021 ROU assets - noncash additions (operating leases) $ 1,186 $ 599 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,281 1,632 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 100 100
Finance Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under this finance lease obligation at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 33 2023 134 2024 145 2025 146 2026 146 Thereafter 1,702 Total undiscounted minimum lease payments 2,306 Less: amount representing interest (533) Total lease liability $ 1,773
Schedule of Total Equipment Finance Operating Lease Income and Depreciation Expense	The following table presents total equipment finance operating lease income and depreciation expense for the three and nine months ended March 31, 2022 and 2021: Three Months Ended March 31, Nine Months Ended March 31, 2022 2021 2022 2021 Operating lease income $ 1,661 $ 1,432 $ 4,920 $ 4,107 Depreciation expense 1,339 1,417 4,221 4,371
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 1,436 2023 4,989 2024 2,895 2025 889 2026 246 Thereafter 13 Total of future minimum lease payments $ 10,468
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	The following schedule summarizes aggregate future minimum finance lease payments to be received at March 31, 2022: Fiscal year ending June 30: Remaining 2022 $ 5,853 2023 21,226 2024 18,262 2025 13,038 2026 8,405 Thereafter 4,299 Total undiscounted minimum lease payments 71,083 Less: amount representing interest (8,476) Total lease receivable $ 62,607

Debt Securities - Available for

Debt Securities - Available for Sale Securities Table (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 108,130	$ 154,493
Gross Unrealized Gains	251	2,184
Gross Unrealized Losses	(2,066)	(218)
Estimated Fair Value	106,315	156,459
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	18,988	18,975
Gross Unrealized Gains	34	135
Gross Unrealized Losses	(446)	(37)
Estimated Fair Value	18,576	19,073
MBS, residential
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	34,641	42,119
Gross Unrealized Gains	86	1,339
Gross Unrealized Losses	(664)	(54)
Estimated Fair Value	34,063	43,404
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	5,558	9,098
Gross Unrealized Gains	109	453
Gross Unrealized Losses	0	0
Estimated Fair Value	5,667	9,551
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	48,943	84,301
Gross Unrealized Gains	22	257
Gross Unrealized Losses	(956)	(127)
Estimated Fair Value	$ 48,009	$ 84,431

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Amortized Cost
Due within one year	$ 33,546	$ 34,615
Due after one year through five years	33,384	73,249
Due after five years through ten years	6,559	4,510
Due after ten years	0	0
Total	108,130	154,493
Estimated Fair Value
Due within one year	33,497	34,684
Due after one year through five years	32,322	73,633
Due after five years through ten years	6,433	4,738
Due after ten years	0	0
Estimated Fair Value	106,315	156,459
MBS, residential
Amortized Cost
Total	34,641	42,119
Estimated Fair Value
Estimated Fair Value	$ 34,063	$ 43,404

Debt Securities - Narrative (De

Debt Securities - Narrative (Details)	9 Months Ended
	Mar. 31, 2022USD ($)security	Mar. 31, 2021USD ($)	Jun. 30, 2021USD ($)security
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 106,315,000		$ 156,459,000
Proceeds from sale of securities available for sale	0	$ 0
Gross realized gain (loss)	0	$ 0
Securities available for sale pledged as collateral market value	$ 52,350,000		$ 53,897,000
Number of securities with unrealized losses | security	124		28
Accrued interest receivable for investment securities available for sale	$ 353,000
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 53,266,000		$ 52,603,000

Debt Securities - Available f_2

Debt Securities - Available for Sale Securities Continuous Unrealized Loss Position Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 106,315	$ 156,459
Less than 12 Months, Fair Value	59,535	40,048
12 Months or Longer, Fair Value	16,599	1,205
Total, Fair Value	76,134	41,253
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(1,257)	(192)
12 Months or More, Unrealized Losses	(809)	(26)
Total, Unrealized Losses	(2,066)	(218)
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	18,576	19,073
Less than 12 Months, Fair Value	14,554	14,963
12 Months or Longer, Fair Value	0	0
Total, Fair Value	14,554	14,963
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(446)	(37)
12 Months or More, Unrealized Losses	0	0
Total, Unrealized Losses	(446)	(37)
MBS, residential
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	34,063	43,404
Less than 12 Months, Fair Value	21,093	5,212
12 Months or Longer, Fair Value	2,290	1,205
Total, Fair Value	23,383	6,417
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(546)	(28)
12 Months or More, Unrealized Losses	(118)	(26)
Total, Unrealized Losses	(664)	(54)
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	48,009	84,431
Less than 12 Months, Fair Value	23,888	19,873
12 Months or Longer, Fair Value	14,309	0
Total, Fair Value	38,197	19,873
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract] (Deprecated 2018-01-31)
12 Months or More, Fair Value	(265)	(127)
12 Months or More, Unrealized Losses	(691)	0
Total, Unrealized Losses	(956)	(127)
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Estimated Fair Value	$ 53,266	$ 52,603

Other Investments (Details)

Other Investments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Other Investment Not Readily Marketable [Line Items]
FHLB of Atlanta stock	$ 3,038	$ 6,153
FRB stock	7,413	7,386
Other investments, at cost	23,040	23,710
Small Business Investment Companies (SBIC)
Other Investment Not Readily Marketable [Line Items]
SBIC investments	$ 12,589	$ 10,171

Loans Held For Sale (Details)

Loans Held For Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Total	$ 85,263	$ 93,539
One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total	14,647	31,873
SBA
Accounts, Notes, Loans and Financing Receivable
Total	8,105	4,160
HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total	$ 62,511	$ 57,506

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses on Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	$ 2,699,538		$ 2,733,267
Allowance for credit losses on loans	(31,034)	$ (30,933)	(35,468)	$ (36,059)	$ (39,844)	$ (28,072)
Loans, net	2,668,504		2,697,799
Accrued interest receivable	7,427		7,339
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	2,032,839		1,968,035
Allowance for credit losses on loans	(22,322)	(22,968)	(24,746)	(23,398)	(24,899)	(21,116)
Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	2,756		46,650
Allowance for credit losses on loans	0		0
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	1,102,184		1,142,276
Allowance for credit losses on loans	(9,157)		(13,282)
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	251,668		179,427
Allowance for credit losses on loans	(3,680)		(1,801)
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	167,342		141,341
Allowance for credit losses on loans	(2,904)		(2,592)
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	378,629		317,920
Allowance for credit losses on loans	(6,284)		(6,537)
Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	130,260		140,421
Allowance for credit losses on loans	(297)		(534)
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	666,699		765,232
Allowance for credit losses on loans	(8,712)	$ (7,965)	(10,722)	$ (12,661)	$ (14,945)	$ (6,956)
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	347,945		406,549
Allowance for credit losses on loans	(4,400)		(5,409)
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	128,445		130,225
Allowance for credit losses on loans	(1,409)		(1,512)
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	26,911		38,976
Allowance for credit losses on loans	(295)		(452)
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	72,735		66,027
Allowance for credit losses on loans	(903)		(812)
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	83,903		115,093
Allowance for credit losses on loans	(1,586)		(2,367)
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans, net of deferred loan fees and costs	6,760		8,362
Allowance for credit losses on loans	$ (119)		$ (170)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses on Loans - Financing Receivable Credit Quality Indicators, After Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Financing Receivable, Recorded Investment
Total loans, net of deferred loan costs	$ 2,699,538	$ 2,733,267
Commercial Loans
Financing Receivable, Recorded Investment
2022	366,647	483,459
2021	408,564	339,182
2020	262,561	240,106
2019	175,671	215,357
2018	164,022	192,583
Prior	380,526	293,689
Revolving	274,848	203,659
Total loans, net of deferred loan costs	2,032,839	1,968,035
Commercial Loans | PPP
Financing Receivable, Recorded Investment
2022	0	29,667
2021	2,255	16,983
2020	501	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	2,756	46,650
Commercial Loans | Pass
Financing Receivable, Recorded Investment
2022	364,645	483,428
2021	407,679	339,128
2020	261,192	238,765
2019	173,779	197,666
2018	148,053	186,302
Prior	363,651	285,720
Revolving	266,084	194,568
Total loans, net of deferred loan costs	1,985,083	1,925,577
Commercial Loans | Pass | PPP
Financing Receivable, Recorded Investment
2022	0	29,667
2021	2,255	16,983
2020	501	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	2,756	46,650
Commercial Loans | Special Mention
Financing Receivable, Recorded Investment
2022	1,096	0
2021	215	21
2020	973	438
2019	726	17,061
2018	15,377	1,288
Prior	13,690	3,760
Revolving	4,812	3,864
Total loans, net of deferred loan costs	36,889	26,432
Commercial Loans | Special Mention | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Substandard
Financing Receivable, Recorded Investment
2022	906	31
2021	670	33
2020	396	623
2019	1,016	630
2018	592	4,993
Prior	3,185	4,207
Revolving	3,952	5,227
Total loans, net of deferred loan costs	10,717	15,744
Commercial Loans | Substandard | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	280
2019	150	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	150	280
Commercial Loans | Doubtful | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	2
Revolving	0	0
Total loans, net of deferred loan costs	0	2
Commercial Loans | Loss | PPP
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Recorded Investment
2022	136,613	227,850
2021	218,034	177,691
2020	162,503	142,407
2019	115,969	175,728
2018	135,708	164,774
Prior	309,722	227,568
Revolving	23,635	26,258
Total loans, net of deferred loan costs	1,102,184	1,142,276
Commercial Loans | Commercial real estate | Pass
Financing Receivable, Recorded Investment
2022	135,883	227,850
2021	218,034	177,691
2020	162,102	142,407
2019	115,537	158,147
2018	119,739	158,525
Prior	293,512	220,834
Revolving	23,238	25,860
Total loans, net of deferred loan costs	1,068,045	1,111,314
Commercial Loans | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment
2022	730	0
2021	0	0
2020	401	0
2019	432	16,951
2018	15,377	1,256
Prior	13,410	3,092
Revolving	0	0
Total loans, net of deferred loan costs	30,350	21,299
Commercial Loans | Commercial real estate | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	630
2018	592	4,993
Prior	2,800	3,642
Revolving	397	398
Total loans, net of deferred loan costs	3,789	9,663
Commercial Loans | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial real estate | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Construction and development
Financing Receivable, Recorded Investment
2022	27,765	18,262
2021	15,907	6,523
2020	2,241	10,349
2019	2,687	6,008
2018	4,530	2,693
Prior	6,450	7,922
Revolving	192,088	127,670
Total loans, net of deferred loan costs	251,668	179,427
Commercial Loans | Construction and development | Pass
Financing Receivable, Recorded Investment
2022	26,859	18,262
2021	15,907	6,523
2020	2,241	10,349
2019	2,687	6,008
2018	4,530	2,693
Prior	5,932	7,153
Revolving	187,373	123,843
Total loans, net of deferred loan costs	245,529	174,831
Commercial Loans | Construction and development | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	186	286
Revolving	4,715	3,827
Total loans, net of deferred loan costs	4,901	4,113
Commercial Loans | Construction and development | Substandard
Financing Receivable, Recorded Investment
2022	906	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	332	482
Revolving	0	0
Total loans, net of deferred loan costs	1,238	482
Commercial Loans | Construction and development | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Construction and development | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	1
Revolving	0	0
Total loans, net of deferred loan costs	0	1
Commercial Loans | Commercial and industrial
Financing Receivable, Recorded Investment
2022	43,193	29,637
2021	22,311	14,064
2020	12,307	19,564
2019	12,505	10,869
2018	7,136	15,378
Prior	22,349	10,798
Revolving	47,541	41,031
Total loans, net of deferred loan costs	167,342	141,341
Commercial Loans | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
2022	43,193	29,606
2021	21,537	14,010
2020	11,960	18,826
2019	11,645	10,759
2018	7,136	15,346
Prior	22,202	10,589
Revolving	43,889	36,165
Total loans, net of deferred loan costs	161,562	135,301
Commercial Loans | Commercial and industrial | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	104	21
2020	0	438
2019	0	110
2018	0	32
Prior	94	125
Revolving	97	37
Total loans, net of deferred loan costs	295	763
Commercial Loans | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
2022	0	31
2021	670	33
2020	347	300
2019	860	0
2018	0	0
Prior	53	83
Revolving	3,555	4,829
Total loans, net of deferred loan costs	5,485	5,276
Commercial Loans | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Commercial and industrial | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	1
Revolving	0	0
Total loans, net of deferred loan costs	0	1
Commercial Loans | Equipment finance
Financing Receivable, Recorded Investment
2022	142,392	154,685
2021	125,470	104,681
2020	75,747	53,781
2019	32,742	4,773
2018	2,278	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	378,629	317,920
Commercial Loans | Equipment finance | Pass
Financing Receivable, Recorded Investment
2022	142,026	154,685
2021	125,396	104,681
2020	75,126	53,178
2019	32,142	4,773
2018	2,278	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	376,968	317,317
Commercial Loans | Equipment finance | Special Mention
Financing Receivable, Recorded Investment
2022	366	0
2021	74	0
2020	572	0
2019	294	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	1,306	0
Commercial Loans | Equipment finance | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	49	323
2019	156	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	205	323
Commercial Loans | Equipment finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	280
2019	150	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	150	280
Commercial Loans | Equipment finance | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance
Financing Receivable, Recorded Investment
2022	16,684	23,358
2021	24,587	19,240
2020	9,262	14,005
2019	11,768	17,979
2018	14,370	9,738
Prior	42,005	47,401
Revolving	11,584	8,700
Total loans, net of deferred loan costs	130,260	140,421
Commercial Loans | Municipal finance | Pass
Financing Receivable, Recorded Investment
2022	16,684	23,358
2021	24,550	19,240
2020	9,262	14,005
2019	11,768	17,979
2018	14,370	9,738
Prior	42,005	47,144
Revolving	11,584	8,700
Total loans, net of deferred loan costs	130,223	140,164
Commercial Loans | Municipal finance | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	37	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	257
Revolving	0	0
Total loans, net of deferred loan costs	37	257
Commercial Loans | Municipal finance | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Commercial Loans | Municipal finance | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans
Financing Receivable, Recorded Investment
2022	62,859	123,483
2021	106,442	95,138
2020	69,942	72,411
2019	47,072	61,349
2018	36,550	46,026
Prior	143,899	166,785
Revolving	199,935	200,040
Total loans, net of deferred loan costs	666,699	765,232
Retail Consumer Loans | Pass
Financing Receivable, Recorded Investment
2022	62,669	123,206
2021	106,223	93,738
2020	68,608	72,037
2019	46,377	60,739
2018	35,856	45,728
Prior	136,881	158,710
Revolving	199,238	199,471
Total loans, net of deferred loan costs	655,852	753,629
Retail Consumer Loans | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	14
2018	0	27
Prior	867	1,096
Revolving	0	0
Total loans, net of deferred loan costs	867	1,137
Retail Consumer Loans | Substandard
Financing Receivable, Recorded Investment
2022	190	275
2021	219	1,399
2020	1,334	373
2019	695	596
2018	694	271
Prior	5,687	6,473
Revolving	697	569
Total loans, net of deferred loan costs	9,516	9,956
Retail Consumer Loans | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	157	191
Revolving	0	0
Total loans, net of deferred loan costs	157	191
Retail Consumer Loans | Loss
Financing Receivable, Recorded Investment
2022	0	2
2021	0	1
2020	0	1
2019	0	0
2018	0	0
Prior	307	315
Revolving	0	0
Total loans, net of deferred loan costs	307	319
Retail Consumer Loans | One-to-four family
Financing Receivable, Recorded Investment
2022	40,749	72,969
2021	68,486	53,968
2020	49,208	46,958
2019	32,077	40,677
2018	25,707	37,474
Prior	128,948	150,158
Revolving	2,770	4,345
Total loans, net of deferred loan costs	347,945	406,549
Retail Consumer Loans | One-to-four family | Pass
Financing Receivable, Recorded Investment
2022	40,621	72,723
2021	68,486	52,987
2020	48,195	46,958
2019	31,537	40,461
2018	25,273	37,361
Prior	123,383	143,531
Revolving	2,770	4,345
Total loans, net of deferred loan costs	340,265	398,366
Retail Consumer Loans | One-to-four family | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	27
Prior	858	1,084
Revolving	0	0
Total loans, net of deferred loan costs	858	1,111
Retail Consumer Loans | One-to-four family | Substandard
Financing Receivable, Recorded Investment
2022	128	246
2021	0	981
2020	1,013	0
2019	540	216
2018	434	86
Prior	4,243	5,037
Revolving	0	0
Total loans, net of deferred loan costs	6,358	6,566
Retail Consumer Loans | One-to-four family | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	157	191
Revolving	0	0
Total loans, net of deferred loan costs	157	191
Retail Consumer Loans | One-to-four family | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	307	315
Revolving	0	0
Total loans, net of deferred loan costs	307	315
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Recorded Investment
2022	627	2,767
2021	1,013	465
2020	286	1,453
2019	1,229	217
2018	227	754
Prior	8,837	10,416
Revolving	116,226	114,153
Total loans, net of deferred loan costs	128,445	130,225
Retail Consumer Loans | HELOCs - originated | Pass
Financing Receivable, Recorded Investment
2022	627	2,767
2021	997	465
2020	286	1,294
2019	1,229	217
2018	227	716
Prior	7,901	9,469
Revolving	116,176	114,048
Total loans, net of deferred loan costs	127,443	128,976
Retail Consumer Loans | HELOCs - originated | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	9	12
Revolving	0	0
Total loans, net of deferred loan costs	9	12
Retail Consumer Loans | HELOCs - originated | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	16	0
2020	0	159
2019	0	0
2018	0	38
Prior	927	935
Revolving	50	105
Total loans, net of deferred loan costs	993	1,237
Retail Consumer Loans | HELOCs - originated | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - originated | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	26,911	38,976
Total loans, net of deferred loan costs	26,911	38,976
Retail Consumer Loans | HELOCs - purchased | Pass
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	26,278	38,523
Total loans, net of deferred loan costs	26,278	38,523
Retail Consumer Loans | HELOCs - purchased | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	633	453
Total loans, net of deferred loan costs	633	453
Retail Consumer Loans | HELOCs - purchased | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | HELOCs - purchased | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Recorded Investment
2022	1,373	4,244
2021	13,510	12,133
2020	1,691	2,357
2019	53	1,052
2018	0	0
Prior	2,351	3,974
Revolving	53,757	42,267
Total loans, net of deferred loan costs	72,735	66,027
Retail Consumer Loans | Construction and land/lots | Pass
Financing Receivable, Recorded Investment
2022	1,373	4,244
2021	13,510	12,133
2020	1,691	2,357
2019	53	956
2018	0	0
Prior	1,967	3,558
Revolving	53,757	42,267
Total loans, net of deferred loan costs	72,351	65,515
Retail Consumer Loans | Construction and land/lots | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	96
2018	0	0
Prior	384	416
Revolving	0	0
Total loans, net of deferred loan costs	384	512
Retail Consumer Loans | Construction and land/lots | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Construction and land/lots | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Recorded Investment
2022	19,538	42,159
2021	22,471	27,549
2020	18,104	16,419
2019	9,658	19,126
2018	10,488	7,704
Prior	3,644	2,136
Revolving	0	0
Total loans, net of deferred loan costs	83,903	115,093
Retail Consumer Loans | Indirect auto finance | Pass
Financing Receivable, Recorded Investment
2022	19,476	42,128
2021	22,276	27,134
2020	17,783	16,224
2019	9,522	18,853
2018	10,238	7,561
Prior	3,529	2,061
Revolving	0	0
Total loans, net of deferred loan costs	82,824	113,961
Retail Consumer Loans | Indirect auto finance | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance | Substandard
Financing Receivable, Recorded Investment
2022	62	29
2021	195	415
2020	321	195
2019	136	273
2018	250	143
Prior	115	75
Revolving	0	0
Total loans, net of deferred loan costs	1,079	1,130
Retail Consumer Loans | Indirect auto finance | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Indirect auto finance | Loss
Financing Receivable, Recorded Investment
2022	0	2
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	2
Retail Consumer Loans | Consumer
Financing Receivable, Recorded Investment
2022	572	1,344
2021	962	1,023
2020	653	5,224
2019	4,055	277
2018	128	94
Prior	119	101
Revolving	271	299
Total loans, net of deferred loan costs	6,760	8,362
Retail Consumer Loans | Consumer | Pass
Financing Receivable, Recorded Investment
2022	572	1,344
2021	954	1,019
2020	653	5,204
2019	4,036	252
2018	118	90
Prior	101	91
Revolving	257	288
Total loans, net of deferred loan costs	6,691	8,288
Retail Consumer Loans | Consumer | Special Mention
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	14
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	14
Retail Consumer Loans | Consumer | Substandard
Financing Receivable, Recorded Investment
2022	0	0
2021	8	3
2020	0	19
2019	19	11
2018	10	4
Prior	18	10
Revolving	14	11
Total loans, net of deferred loan costs	69	58
Retail Consumer Loans | Consumer | Doubtful
Financing Receivable, Recorded Investment
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	0	0
Retail Consumer Loans | Consumer | Loss
Financing Receivable, Recorded Investment
2022	0	0
2021	0	1
2020	0	1
2019	0	0
2018	0	0
Prior	0	0
Revolving	0	0
Total loans, net of deferred loan costs	$ 0	$ 2

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses on Loans - Schedule of Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Financing Receivable, Past Due [Line Items]
Past Due	$ 3,347	$ 7,115
Current	2,696,191	2,726,152
Total Loans	2,699,538	2,733,267
30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	913	3,313
90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	2,434	3,802
Commercial Loans
Financing Receivable, Past Due [Line Items]
Total Loans	2,032,839	1,968,035
Commercial Loans | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	2,756	46,650
Total Loans	2,756	46,650
Commercial Loans | 30-89 Days | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | 90 Days+ | PPP
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Commercial real estate
Financing Receivable, Past Due [Line Items]
Past Due	247	2,076
Current	1,101,937	1,140,200
Total Loans	1,102,184	1,142,276
Commercial Loans | Commercial real estate | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	396
Commercial Loans | Commercial real estate | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	247	1,680
Commercial Loans | Construction and development
Financing Receivable, Past Due [Line Items]
Past Due	246	37
Current	251,422	179,390
Total Loans	251,668	179,427
Commercial Loans | Construction and development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Construction and development | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	246	37
Commercial Loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Past Due	67	653
Current	167,275	140,688
Total Loans	167,342	141,341
Commercial Loans | Commercial and industrial | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	634
Commercial Loans | Commercial and industrial | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	67	19
Commercial Loans | Equipment finance
Financing Receivable, Past Due [Line Items]
Past Due	98	347
Current	378,531	317,573
Total Loans	378,629	317,920
Commercial Loans | Equipment finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	65	0
Commercial Loans | Equipment finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	33	347
Commercial Loans | Municipal finance
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Current	130,260	140,421
Total Loans	130,260	140,421
Commercial Loans | Municipal finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Commercial Loans | Municipal finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	0	0
Retail Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Loans	666,699	765,232
Retail Consumer Loans | One-to-four family
Financing Receivable, Past Due [Line Items]
Past Due	1,676	2,236
Current	346,269	404,313
Total Loans	347,945	406,549
Retail Consumer Loans | One-to-four family | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	347	1,112
Retail Consumer Loans | One-to-four family | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	1,329	1,124
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Past Due [Line Items]
Past Due	206	476
Current	128,239	129,749
Total Loans	128,445	130,225
Retail Consumer Loans | HELOCs - originated | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	28	290
Retail Consumer Loans | HELOCs - originated | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	178	186
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Past Due [Line Items]
Past Due	142	277
Current	26,769	38,699
Total Loans	26,911	38,976
Retail Consumer Loans | HELOCs - purchased | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	142	198
Retail Consumer Loans | HELOCs - purchased | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	0	79
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Past Due [Line Items]
Past Due	140	41
Current	72,595	65,986
Total Loans	72,735	66,027
Retail Consumer Loans | Construction and land/lots | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	0	6
Retail Consumer Loans | Construction and land/lots | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	140	35
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Past Due [Line Items]
Past Due	463	558
Current	83,440	114,535
Total Loans	83,903	115,093
Retail Consumer Loans | Indirect auto finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	307	299
Retail Consumer Loans | Indirect auto finance | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	156	259
Retail Consumer Loans | Consumer
Financing Receivable, Past Due [Line Items]
Past Due	62	414
Current	6,698	7,948
Total Loans	6,760	8,362
Retail Consumer Loans | Consumer | 30-89 Days
Financing Receivable, Past Due [Line Items]
Past Due	24	378
Retail Consumer Loans | Consumer | 90 Days+
Financing Receivable, Past Due [Line Items]
Past Due	$ 38	$ 36

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses on Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2022	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	$ 5,811	$ 12,606
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	824
Interest Income Recognized	139
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	1,033	7,015
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	284
Interest Income Recognized	28
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	332	482
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	6
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	919	49
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	17
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	289	630
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	9
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	1,687	2,625
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	540
Interest Income Recognized	37
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	207	476
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	2
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	633	453
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	19
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	140	22
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	2
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	505	438
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	17
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Nonaccrual loans	66	$ 416
90 Days + & Still Accruing as of March 31, 2022	0
Nonaccrual With No Allowance as of March 31, 2022	0
Interest Income Recognized	$ 2

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses on Loans - Narrative (Details) $ in Thousands	9 Months Ended
	Mar. 31, 2022USD ($)loan	Jun. 30, 2021USD ($)
Accounts, Notes, Loans and Financing Receivable
Number of loans | loan	2
Financing receivable, nonaccrual, payoffs and charge offs	$ 5,100
Reserve for credit losses for off-balance sheet credit exposures included in other liabilities	2,738
Payment deferral amount	0	$ 107
Coronavirus Aid, Relief, And Economic Securities Act, Short-Term Modifications | Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Amount of loans on interest-only payments	9,605	78,850
Performing financing receivable
Accounts, Notes, Loans and Financing Receivable
Performing restructured loans included in impaired loans	$ 10,691	$ 11,088

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses on Loans - Breakdown of Provision (Benefit) For Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Provision (benefit) for credit losses:
Loans	$ (640)	$ (3,970)	$ (4,415)	$ (6,370)
Off-balance-sheet credit exposure	650	(130)	415	10
Commercial paper	(55)	0	(5)	180
Total provision (benefit) for credit losses	$ (45)	$ (4,100)	$ (4,005)	$ (6,180)

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses on Financing Receivables Table (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 30,933	$ 39,844	$ 35,468	$ 28,072
Provision (benefit) for credit losses	(640)	(3,970)	(4,415)	(6,370)
Charge-offs	(334)	(425)	(2,190)	(2,763)
Recoveries	1,075	610	2,171	2,311
Net (charge-offs) recoveries	741	185	(19)	(452)
Balance at end of period	31,034	36,059	31,034	36,059
Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				14,809
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	22,968	24,899	24,746	21,116
Provision (benefit) for credit losses	(1,295)	(1,750)	(2,058)	(1,750)
Charge-offs	(261)	(107)	(2,011)	(1,510)
Recoveries	910	356	1,645	1,469
Net (charge-offs) recoveries	649	249	(366)	(41)
Balance at end of period	22,322	23,398	22,322	23,398
Commercial Loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				4,073
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	7,965	14,945	10,722	6,956
Provision (benefit) for credit losses	655	(2,220)	(2,357)	(4,620)
Charge-offs	(73)	(318)	(179)	(1,253)
Recoveries	165	254	526	842
Net (charge-offs) recoveries	92	(64)	347	(411)
Balance at end of period	$ 8,712	$ 12,661	$ 8,712	12,661
Retail Consumer Loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				$ 10,736

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses on Loans - Schedule of Ending Balances of Loans and the Related Allowance by Segment and Class (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	$ 1,311		$ 467
Allowance for credit losses, Loans collectively evaluated	29,723		35,001
Allowance for credit losses, Total	31,034	$ 30,933	35,468	$ 36,059	$ 39,844	$ 28,072
Total loans receivable, Loans individually evaluated for impairment	4,927		8,821
Total loans receivable, Loans collectively evaluated	2,694,611		2,724,446
Total loans receivable	2,699,538		2,733,267
Commercial Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Total	22,322	22,968	24,746	23,398	24,899	21,116
Total loans receivable	2,032,839		1,968,035
Commercial Loans | PPP
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	0		0
Allowance for credit losses, Total	0		0
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	2,756		46,650
Total loans receivable	2,756		46,650
Commercial Loans | Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		456
Allowance for credit losses, Loans collectively evaluated	9,157		12,826
Allowance for credit losses, Total	9,157		13,282
Total loans receivable, Loans individually evaluated for impairment	284		5,729
Total loans receivable, Loans collectively evaluated	1,101,900		1,136,547
Total loans receivable	1,102,184		1,142,276
Commercial Loans | Construction and development
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	3,680		1,801
Allowance for credit losses, Total	3,680		1,801
Total loans receivable, Loans individually evaluated for impairment	0		80
Total loans receivable, Loans collectively evaluated	251,668		179,347
Total loans receivable	251,668		179,427
Commercial Loans | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	1,311		9
Allowance for credit losses, Loans collectively evaluated	1,593		2,583
Allowance for credit losses, Total	2,904		2,592
Total loans receivable, Loans individually evaluated for impairment	2,150		760
Total loans receivable, Loans collectively evaluated	165,192		140,581
Total loans receivable	167,342		141,341
Commercial Loans | Equipment finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	6,284		6,537
Allowance for credit losses, Total	6,284		6,537
Total loans receivable, Loans individually evaluated for impairment	0		275
Total loans receivable, Loans collectively evaluated	378,629		317,645
Total loans receivable	378,629		317,920
Commercial Loans | Municipal finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	297		534
Allowance for credit losses, Total	297		534
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	130,260		140,421
Total loans receivable	130,260		140,421
Retail Consumer Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Total	8,712	$ 7,965	10,722	$ 12,661	$ 14,945	$ 6,956
Total loans receivable	666,699		765,232
Retail Consumer Loans | One-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		2
Allowance for credit losses, Loans collectively evaluated	4,400		5,407
Allowance for credit losses, Total	4,400		5,409
Total loans receivable, Loans individually evaluated for impairment	2,493		1,977
Total loans receivable, Loans collectively evaluated	345,452		404,572
Total loans receivable	347,945		406,549
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	1,409		1,512
Allowance for credit losses, Total	1,409		1,512
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	128,445		130,225
Total loans receivable	128,445		130,225
Retail Consumer Loans | HELOCs - purchased
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	295		452
Allowance for credit losses, Total	295		452
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	26,911		38,976
Total loans receivable	26,911		38,976
Retail Consumer Loans | Construction and land/lots
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	903		812
Allowance for credit losses, Total	903		812
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	72,735		66,027
Total loans receivable	72,735		66,027
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	1,586		2,367
Allowance for credit losses, Total	1,586		2,367
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	83,903		115,093
Total loans receivable	83,903		115,093
Retail Consumer Loans | Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, Loans individually evaluated for impairment	0		0
Allowance for credit losses, Loans collectively evaluated	119		170
Allowance for credit losses, Total	119		170
Total loans receivable, Loans individually evaluated for impairment	0		0
Total loans receivable, Loans collectively evaluated	6,760		8,362
Total loans receivable	$ 6,760		$ 8,362

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses on Loans - Breakdown Between Loans Identified as CDAs and Non-CDAs (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	$ 2,699,538	$ 2,733,267
Commercial Loans
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	2,032,839	1,968,035
Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	2,756	46,650
Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,102,184	1,142,276
Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	251,668	179,427
Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	167,342	141,341
Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	378,629	317,920
Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	130,260	140,421
Retail Consumer Loans
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	666,699	765,232
Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	347,945	406,549
Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	128,445	130,225
Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	26,911	38,976
Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	72,735	66,027
Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	83,903	115,093
Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	6,760	8,362
Residential Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,347	807
Total Collateral Value	2,285	1,160
Residential Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,347	807
Residential Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Residential Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	3,501
Total Collateral Value	0	3,602
Investment Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	3,421
Investment Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	80
Investment Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Investment Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	282	2,308
Total Collateral Value	288	2,723
Commercial Property | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	282	2,308
Commercial Property | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Commercial Property | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,311	25
Total Collateral Value	0	26
Business Assets | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,311	25
Business Assets | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Business Assets | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	0	0
Financial Assets Not Considered Collateral Dependent
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	2,696,598	2,726,626
Financial Assets Not Considered Collateral Dependent | Commercial Loans | PPP
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	2,756	46,650
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	1,101,902	1,136,547
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Construction and development
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	251,668	179,347
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	166,031	141,316
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	378,629	317,920
Financial Assets Not Considered Collateral Dependent | Commercial Loans | Municipal finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	130,260	140,421
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	346,598	405,742
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | HELOCs - originated
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	128,445	130,225
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | HELOCs - purchased
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	26,911	38,976
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Construction and land/lots
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	72,735	66,027
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Indirect auto finance
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	83,903	115,093
Financial Assets Not Considered Collateral Dependent | Retail Consumer Loans | Consumer
Accounts, Notes, Loans and Financing Receivable
Total loans receivable	$ 6,760	$ 8,362

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses on Loans - Schedule of Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	4	7,000	11,000	19
Pre-modification outstanding recorded investment	$ 883	$ 293	$ 1,250	$ 5,105
Post-modification outstanding recorded investment	$ 877	$ 318	$ 1,233	$ 5,071
Other TDR
Financing Receivable, Modifications
Number of loans | loan			11,000	19
Pre-modification outstanding recorded investment			$ 1,041	$ 5,105
Post-modification outstanding recorded investment			$ 1,027	$ 5,071
Extended Payment Terms
Financing Receivable, Modifications
Number of loans | loan			2	0
Pre-modification outstanding recorded investment			$ 85	$ 0
Post-modification outstanding recorded investment			$ 85	$ 0
Below Market Interest Rate
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 124	$ 0
Post-modification outstanding recorded investment			$ 121	$ 0
Commercial Loans | Other TDR | Commercial real estate
Financing Receivable, Modifications
Number of loans | loan			0	1
Pre-modification outstanding recorded investment			$ 0	$ 4,408
Post-modification outstanding recorded investment			$ 0	$ 4,407
Commercial Loans | Other TDR | Commercial and industrial
Financing Receivable, Modifications
Number of loans | loan	2	0	2,000	0
Pre-modification outstanding recorded investment	$ 841	$ 0	$ 841	$ 0
Post-modification outstanding recorded investment	$ 835	$ 0	$ 835	$ 0
Retail Consumer Loans | One-to-four family
Financing Receivable, Modifications
Number of loans | loan	1	2,000	2,000	4
Pre-modification outstanding recorded investment	$ 37	$ 212	$ 93	$ 269
Post-modification outstanding recorded investment	$ 37	$ 212	$ 92	$ 261
Retail Consumer Loans | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan	0	2,000	1,000	2
Pre-modification outstanding recorded investment	$ 0	$ 53	$ 18	$ 53
Post-modification outstanding recorded investment	$ 0	$ 74	$ 18	$ 74
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Modifications
Number of loans | loan	1	3,000	6,000	11
Pre-modification outstanding recorded investment	$ 5	$ 28	$ 89	$ 150
Post-modification outstanding recorded investment	$ 5	$ 32	$ 82	$ 110
Retail Consumer Loans | Other TDR | Construction and land/lots
Financing Receivable, Modifications
Number of loans | loan			0	1
Pre-modification outstanding recorded investment			$ 0	$ 225
Post-modification outstanding recorded investment			$ 0	$ 219
Retail Consumer Loans | Extended Payment Terms | One-to-four family
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 35	$ 0
Post-modification outstanding recorded investment			$ 35	$ 0
Retail Consumer Loans | Extended Payment Terms | HELOCs - originated
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 50	$ 0
Post-modification outstanding recorded investment			$ 50	$ 0
Retail Consumer Loans | Below Market Interest Rate | One-to-four family
Financing Receivable, Modifications
Number of loans | loan			1	0
Pre-modification outstanding recorded investment			$ 124	$ 0
Post-modification outstanding recorded investment			$ 121	$ 0

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses on Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) - Other TDR $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan
Financing Receivable, Modifications
Number of loans | loan	0	1	2	2
Recorded investment | $	$ 0	$ 1	$ 44	$ 26
Retail Consumer Loans | Indirect auto finance
Financing Receivable, Modifications
Number of loans | loan	0	1	2	2
Recorded investment | $	$ 0	$ 1	$ 44	$ 26

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Numerator:
Net income	$ 8,023	$ 7,869	$ 29,628	$ 23,083
Allocation of earnings to participating securities	(69)	(72)	(254)	(209)
Numerator for basic EPS - Net income available to common stockholders	7,954	7,797	29,374	22,874
Dilutive effect of participating securities	0	2	0	2
Numerator for diluted EPS	$ 7,954	$ 7,799	$ 29,374	$ 22,876
Denominator:
Weighted-average common shares outstanding - basic (in shares)	15,523,813	15,979,590	15,666,093	16,139,059
Dilutive effect of assumed exercises of stock options (in shares)	269,199	506,128	331,284	200,071
Weighted-average common shares outstanding - diluted (in shares)	15,793,012	16,485,718	15,997,377	16,339,130
Net income per share - basic (in dollars per share)	$ 0.51	$ 0.49	$ 1.87	$ 1.42
Net income per share - diluted (in dollars per share)	$ 0.51	$ 0.48	$ 1.84	$ 1.40

Net Income per Share - Antidilu

Net Income per Share - Antidilutive Stock Options (Details) - shares	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	47,850	524,850	95,350,000	524,850

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 17, 2013	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan name	2013 Omnibus Incentive Plan
Granted (in shares)		42,850	44,750
Nonvested, number of shares (in shares)		171,150	239,750
Remaining contractual life (years)		4 years 3 months 18 days	3 years 10 months 24 days	3 years 10 months 24 days	4 years 4 months 24 days
Options outstanding (in shares)			239,750
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized		$ 1,076	$ 1,460
Remaining contractual life (years)		5 years	5 years
Compensation cost not yet recognized, period for recognition (in years)		1 year 9 months 18 days	2 years
Performance Restricted Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years
Non-vested (in shares)		33,218	28,852
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation cost not yet recognized, period for recognition (in years)		1 year 10 months 24 days	1 year 10 months 24 days
Compensation not yet recognized, share-based awards other than options		$ 3,137	$ 3,196
Non-vested (in shares)		135,510	147,647	151,575	144,046
Restricted Stock | Vesting Period One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years	3 years
Restricted Stock | Vesting Period Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		5 years	5 years
2013 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Equity incentive plan description	provides for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors
Number of shares authorized (in shares)	2,962,400
Shares held for awards of stock options and stock appreciation rights (in shares)	2,116,000
Shares held for awards of restricted stock and restricted stock units (in shares)	846,400
Shares repurchased, amount						$ 13,297
Shares repurchased, average cost per share (in usd per share)						$ 15.71

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Share-based Payment Arrangement [Abstract]
Share-based compensation expense	$ 507	$ 489	$ 1,407	$ 1,449
Tax benefit	$ 120	$ 115	$ 332	$ 341

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021	Jun. 30, 2020
Options
Options Outstanding, Beginning of Period (in shares)	1,319,456	1,615,500	1,615,500
Granted (in shares)	42,850	44,750
Exercised (in shares)	(413,636)	(172,866)
Forfeited (in shares)	(20,800)	(26,900)
Options Outstanding, End of period (in shares)	927,870	1,460,484	1,319,456	1,615,500
Exercisable (in shares)	756,720	1,220,734
Weighted- Average Exercise Price
Options Outstanding, Beginning of Period (in usd per share)	$ 19.07	$ 18.12	$ 18.12
Granted (in usd per share)	31.35	22.92
Exercised (in usd per share)	14.70	14.40
Forfeited (in usd per share)	23.17	25.77
Options Outstanding, End of Period (in usd per share)	21.49	18.57	$ 19.07	$ 18.12
Exercisable (in usd per share)	$ 20.24	$ 17.24
Remaining contractual life (years)	4 years 3 months 18 days	3 years 10 months 24 days	3 years 10 months 24 days	4 years 4 months 24 days
Exercisable (in years)	3 years 6 months	3 years 2 months 12 days
Aggregate intrinsic value	$ 7,541	$ 9,268	$ 11,657	$ 1,711
Aggregate intrinsic value	$ 7,028	$ 9,152
Non-vested Options
Nonvested, number of shares (in shares)	171,150	239,750
Nonvested, weighted average grant date fair value (in dollars per share)	$ 26.99	$ 25.31
Nonvested, contractual term (in years)	7 years 8 months 12 days	7 years 8 months 12 days
Nonvested, intrinsic value	$ 513	$ 116

Equity Incentive Plan - Assumpt

Equity Incentive Plan - Assumptions Used in Estimating Fair Value (Details) - $ / shares	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-based Payment Arrangement [Abstract]
Weighted-average volatility	28.02%	28.30%
Expected dividend yield	1.12%	1.35%
Risk-free interest rate	1.90%	0.72%
Expected life (years)	6 years 6 months	6 years 6 months
Weighted-average fair value of options granted (in dollars per share)	$ 8.68	$ 5.61

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Nonvested Restricted Stock Units Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021	Jun. 30, 2020
Weighted- Average Grant Date Fair Value
Aggregate intrinsic value	$ 7,028	$ 9,152
Restricted Stock
Restricted Stock Awards
Non-vested, Beginning Balance (in shares)	151,575	144,046
Granted (in shares)	49,679	56,547
Vested (in shares)	(53,744)	(45,296)
Forfeited (in shares)	(12,000)	(7,650)
Non-vested, Ending Balance (in shares)	135,510	147,647
Weighted- Average Grant Date Fair Value
Non-vested, Beginning Balance (in usd per share)	$ 25.06	$ 25.89
Granted (in usd per share)	31.35	22.92
Vested (in usd per share)	25.22	25.17
Forfeitures (in dollars per share)	24.90	25.65
Non-vested, Ending Balance (in usd per share)	$ 27.41	$ 24.98
Aggregate intrinsic value	$ 2,817	$ 2,119	$ 4,229	$ 2,305

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Mar. 31, 2022	Jun. 30, 2021
Other Commitments
Unused commitments to extend credit	$ 95,848	$ 123,463
Variable rate commitments	29,156	45,270
Fixed rate commitments	66,692	78,193
Remaining borrowing capacity	498,315	530,505
Letters of credit outstanding	$ 17,492	$ 8,681
Minimum
Other Commitments
Fixed interest rate (as a percent)	1.08%	2.50%
Loan Commitments Terms		3 years
Maximum
Other Commitments
Fixed interest rate (as a percent)	8.65%	8.36%
Loan Commitments Terms		30 years
Construction and development
Other Commitments
Unused commitments to extend credit	$ 290,532	$ 277,600

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 106,315	$ 156,459
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	106,315	156,459
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	18,576	19,073
US Government Agencies | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
US Government Agencies | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	18,576	19,073
US Government Agencies | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	34,063	43,404
MBS, residential | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
MBS, residential | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	34,063	43,404
MBS, residential | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	5,667	9,551
Municipal bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Municipal bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	5,667	9,551
Municipal bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	48,009	84,431
Corporate bonds | Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Corporate bonds | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	48,009	84,431
Corporate bonds | Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 164	$ 5,116
Commercial Loans | Commercial Property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	4,841
Commercial Loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	164	275
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Commercial Loans | Commercial Property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 1 | Commercial Loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Commercial Loans | Commercial Property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 2 | Commercial Loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	164	5,116
Fair Value, Inputs, Level 3 | Commercial Loans | Commercial Property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	0	4,841
Fair Value, Inputs, Level 3 | Commercial Loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial assets measured at fair value on a non-recurring basis	$ 164	$ 275

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Fair Value, Inputs, Level 1 | Cash and interest-bearing deposits
Financial Instruments Owned	$ 52,050	$ 50,990
Fair Value, Inputs, Level 1 | Commercial paper
Financial Instruments Owned	312,918	189,596
Fair Value, Inputs, Level 1 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest receivable
Financial Instruments Owned	0	52
Fair Value, Inputs, Level 1 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 1 | Accrued interest payable
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Certificates of deposit in other banks
Financial Instruments Owned	28,125	40,122
Fair Value, Inputs, Level 2 | Securities available for sale
Financial Instruments Owned	106,315	156,459
Fair Value, Inputs, Level 2 | Loans held for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Loans, net
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Small Business Investment Company Funds
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 2 | Accrued interest receivable
Financial Instruments Owned	553	542
Fair Value, Inputs, Level 2 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,356,921	1,281,372
Fair Value, Inputs, Level 2 | Money market accounts
Financial Instruments Owned	1,026,595	975,001
Fair Value, Inputs, Level 2 | Savings accounts
Financial Instruments Owned	232,831	226,391
Fair Value, Inputs, Level 2 | Certificates of deposit
Financial Instruments Owned	439,407	474,397
Fair Value, Inputs, Level 2 | Other borrowings
Financial Instruments Owned	29,997	115,000
Fair Value, Inputs, Level 2 | Accrued interest payable
Financial Instruments Owned	45	52
Fair Value, Inputs, Level 3 | Cash and interest-bearing deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Commercial paper
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit in other banks
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Securities available for sale
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Loans held for sale
Financial Instruments Owned	86,338	94,779
Fair Value, Inputs, Level 3 | Loans, net
Financial Instruments Owned	2,620,750	2,668,570
Fair Value, Inputs, Level 3 | Small Business Investment Company Funds
Financial Instruments Owned	12,589	10,171
Fair Value, Inputs, Level 3 | Accrued interest receivable
Financial Instruments Owned	7,427	7,339
Fair Value, Inputs, Level 3 | Noninterest-bearing and NOW deposits
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Money market accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Savings accounts
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Certificates of deposit
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Other borrowings
Financial Instruments Owned	0	0
Fair Value, Inputs, Level 3 | Accrued interest payable
Financial Instruments Owned	0	0
Carrying Value | Cash and interest-bearing deposits
Financial Instruments Owned	52,050	50,990
Carrying Value | Commercial paper
Financial Instruments Owned	312,918	189,596
Carrying Value | Certificates of deposit in other banks
Financial Instruments Owned	28,125	40,122
Carrying Value | Securities available for sale
Financial Instruments Owned	106,315	156,459
Carrying Value | Loans held for sale
Financial Instruments Owned	85,263	93,539
Carrying Value | Loans, net
Financial Instruments Owned	2,668,504	2,697,799
Carrying Value | FHLB Stock
Financial Instruments Owned	3,038	6,153
Carrying Value | FRB Stock
Financial Instruments Owned	7,413	7,386
Carrying Value | Small Business Investment Company Funds
Financial Instruments Owned	12,589	10,171
Carrying Value | Accrued interest receivable
Financial Instruments Owned	7,980	7,933
Carrying Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,356,921	1,281,372
Carrying Value | Money market accounts
Financial Instruments Owned	1,026,595	975,001
Carrying Value | Savings accounts
Financial Instruments Owned	232,831	226,391
Carrying Value | Certificates of deposit
Financial Instruments Owned	442,810	472,777
Carrying Value | Other borrowings
Financial Instruments Owned	30,000	115,000
Carrying Value | Accrued interest payable
Financial Instruments Owned	45	52
Fair Value | Cash and interest-bearing deposits
Financial Instruments Owned	52,050	50,990
Fair Value | Commercial paper
Financial Instruments Owned	312,918	189,596
Fair Value | Certificates of deposit in other banks
Financial Instruments Owned	28,125	40,122
Fair Value | Securities available for sale
Financial Instruments Owned	106,315	156,459
Fair Value | Loans held for sale
Financial Instruments Owned	86,338	94,779
Fair Value | Loans, net
Financial Instruments Owned	2,620,750	2,668,570
Fair Value | Small Business Investment Company Funds
Financial Instruments Owned	12,589	10,171
Fair Value | Accrued interest receivable
Financial Instruments Owned	7,980	7,933
Fair Value | Noninterest-bearing and NOW deposits
Financial Instruments Owned	1,356,921	1,281,372
Fair Value | Money market accounts
Financial Instruments Owned	1,026,595	975,001
Fair Value | Savings accounts
Financial Instruments Owned	232,831	226,391
Fair Value | Certificates of deposit
Financial Instruments Owned	439,407	474,397
Fair Value | Other borrowings
Financial Instruments Owned	29,997	115,000
Fair Value | Accrued interest payable
Financial Instruments Owned	$ 45	$ 52

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Narrative (Details) $ in Thousands	Mar. 31, 2022USD ($)	Jun. 30, 2021USD ($)
Fair Value off-balance sheet risks, amount, liability	$ 902,187	$ 940,249
Minimum | Fair Value, Inputs, Level 3 | Real Estate Loans | Collateral discounts
Level 3 fair value measurements during the period	0.08
Minimum | Fair Value, Inputs, Level 3 | Real Estate Loans | Discount Spread
Level 3 fair value measurements during the period	0.05
Maximum | Fair Value, Inputs, Level 3 | Real Estate Loans | Collateral discounts
Level 3 fair value measurements during the period	0.12
Maximum | Fair Value, Inputs, Level 3 | Real Estate Loans | Discount Spread
Level 3 fair value measurements during the period	0.15

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021
Leases [Abstract]
Renewal term (in years)	15 years
ROU assets	$ 6,172		$ 5,498
Lease liabilities	$ 6,961		$ 5,926
Weighted-average remaining lease terms (years)	10 years 9 months 10 days		9 years 5 months 26 days
Weighted-average discount rate	2.89%		3.18%
Finance lease, right-of-use asset	$ 2,052		$ 2,052
Finance lease, liability	1,773		$ 1,804
Finance lease, interest expense	$ 23	$ 70
Finance lease, discount rate	5.18%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Finance and Operating Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
Operating Leases
Remaining 2022	$ 1,573
2023	1,293
2024	847
2025	541
2026	414
Thereafter	3,653
Total lease liability	8,321
Less: amount representing interest	(1,360)
Lease liabilities	6,961	$ 5,926
Finance Leases
Remaining 2022	33
2023	134
2024	145
2025	146
2026	146
Thereafter	1,702
Total undiscounted minimum lease payments	2,306
Less: amount representing interest	(533)
Total lease liability	$ 1,773	$ 1,804

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Operating lease cost (included in occupancy expense, net)	$ 347	$ 398	$ 1,215	$ 1,192
Variable lease cost (included in occupancy expense, net)	7	6	13	18
Sublease income (included in other, noninterest income)	(60)	(33)	(154)	(147)
Total operating lease expense, net	$ 294	$ 371	$ 1,074	$ 1,063

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
ROU assets - noncash additions (operating leases)	$ 1,186	$ 599
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	1,281	1,632
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 100	$ 100

Leases - Lessor, Narrative (Det

Leases - Lessor, Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021	Jun. 30, 2021
Lessor, Lease, Description [Line Items]
Leased asset	$ 21,117		$ 21,117		$ 25,932
Operating lease, residual value of leased asset	12,941		12,941		15,330
Direct financing lease, interest income	763	$ 638	2,275	$ 1,736
Direct financing lease, lease receivable	$ 62,600		$ 62,600		$ 63,300
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year		1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	5 years		5 years

Leases - Total Equipment Financ

Leases - Total Equipment Finance Operating Lease Income and Depreciation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Operating lease income	$ 1,661	$ 1,432	$ 4,920	$ 4,107
Depreciation expense	$ 1,339	$ 1,417	$ 4,221	$ 4,371

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Mar. 31, 2022USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
Remaining 2022	$ 1,436
2023	4,989
2024	2,895
2025	889
2026	246
Thereafter	13
Total of future minimum lease payments	10,468
Financing Leases
Remaining 2022	5,853
2023	21,226
2024	18,262
2025	13,038
2026	8,405
Thereafter	4,299
Total undiscounted minimum lease payments	71,083
Less: amount representing interest	(8,476)
Total lease receivable	$ 62,607

Uncategorized Items - htbi-2022

Label	Element	Value
Accounting Standards Update [Extensible List]	us-gaap_AccountingStandardsUpdateExtensibleList	us-gaap:AccountingStandardsUpdate201613Member