HomeTrust Bancshares (HTBI) 10-K 11 Sep 23 2023 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Jun. 30, 2023	Sep. 04, 2023	Dec. 31, 2022
Document and Entity Information:
Document Type	10-K
Document Annual Report	true
Document Period End Date	Jun. 30, 2023
Current Fiscal Year End Date	--06-30
Document Transition Report	false
Entity File Number	1-35593
Entity Registrant Name	HOMETRUST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	45-5055422
Entity Address, Address Line One	10 Woodfin Street
Entity Address, City or Town	Asheville
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28801
City Area Code	828
Local Phone Number	259-3939
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	HTBI
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Document Financial Statement Error Correction [Flag]	false
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,367,173
Entity Public Float			$ 362.5
Documents Incorporated by Reference	Portions of the Registrant's Proxy Statement for its 2023 Annual Meeting of Stockholders are incorporated by reference into Part III of this Form 10-K.
Entity Central Index Key	0001538263
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
Amendment Flag	false

Audit Information

Audit Information	12 Months Ended
	Jun. 30, 2023
Audit Information [Abstract]
Auditor Name	FORVIS, LLP
Auditor Firm ID	686
Auditor Location	Springfield, Missouri

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Assets
Cash	$ 19,266	$ 20,910
Interest-bearing deposits	284,231	84,209
Cash and cash equivalents	303,497	105,119
Commercial paper, net	0	194,427
Certificates of deposit in other banks	33,152	23,551
Debt securities available for sale, at fair value (amortized cost of $157,251 and $130,099 at June 30, 2023 and June 30, 2022, respectively)	151,926	126,978
FHLB and FRB stock	20,208	9,326
SBIC investments, at cost	14,927	12,758
Loans held for sale, at fair value	6,947	0
Loans held for sale, at lower of cost or fair value	161,703	79,307
Loans, net of deferred loan fees and costs	3,658,823	2,769,295
Allowance for credit losses – loans	(47,193)	(34,690)
Loans, net	3,611,630	2,734,605
Premises and equipment, net	73,171	69,094
Accrued interest receivable	14,829	8,573
Deferred income taxes, net	10,912	11,487
BOLI	106,572	95,281
Goodwill	34,111	25,638
Core deposit intangibles, net	10,778	93
Other assets	53,124	52,967
Total assets	4,607,487	3,549,204
Liabilities
Deposits	3,601,168	3,099,761
Junior subordinated debt	9,971	0
Borrowings	457,263	0
Other liabilities	67,899	60,598
Total liabilities	4,136,301	3,160,359
Commitments and Contingencies
Stockholders’ equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,366,673 shares issued and outstanding at June 30, 2023; 15,591,466 at June 30, 2022	174	156
Additional paid in capital	171,222	126,106
Retained earnings	308,651	270,276
Unearned ESOP shares	(4,761)	(5,290)
Accumulated other comprehensive loss	(4,100)	(2,403)
Total stockholders’ equity	471,186	388,845
Total liabilities and stockholders’ equity	$ 4,607,487	$ 3,549,204

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Statement of Financial Position [Abstract]
Debt securities available for sale, at fair value, amortized cost	$ 157,251	$ 130,099
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock shares authorized (in shares)	10,000,000	10,000,000
Preferred stock shares issued (in shares)	0	0
Preferred stock shares outstanding (in shares)	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01
Common stock shares authorized (in shares)	60,000,000	60,000,000
Common stock shares issued (in shares)	17,366,673	15,591,466
Common stock shares outstanding (in shares)	17,366,673	15,591,466

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income
Loans	$ 176,270	$ 109,603	$ 111,798
Commercial paper	1,300	1,721	1,206
Debt securities available for sale	4,350	1,802	2,024
Other investments and interest-bearing deposits	5,206	2,988	3,705
Total interest and dividend income	187,126	116,114	118,733
Interest expense
Deposits	25,524	5,260	9,370
Junior subordinated debt	327	0	0
Borrowings	3,860	80	6,041
Total interest expense	29,711	5,340	15,411
Net interest income	157,415	110,774	103,322
Provision (benefit) for credit losses	15,392	(592)	(7,135)
Net interest income after provision (benefit) for credit losses	142,023	111,366	110,457
Noninterest income
Service charges and fees on deposit accounts	9,510	9,462	9,083
Loan income and fees	2,571	3,185	2,208
Gain on sale of loans held for sale	5,608	12,876	17,352
BOLI income	2,116	2,000	2,156
Operating lease income	5,471	6,392	5,601
Gain on sale of debt securities available for sale	0	1,895	0
Gain (loss) on sale of premises and equipment	2,097	(87)	(1,311)
Other	3,677	3,386	4,732
Total noninterest income	31,050	39,109	39,821
Noninterest expense
Salaries and employee benefits	62,221	59,591	62,956
Occupancy expense, net	9,891	9,692	9,521
Computer services	11,772	10,629	9,607
Telephone, postage and supplies	2,468	2,545	3,122
Marketing and advertising	2,139	2,583	1,626
Deposit insurance premiums	2,249	1,712	1,799
Core deposit intangible amortization	1,525	250	735
Branch closure and restructuring expenses	0	0	1,513
Officer transition agreement expense	0	1,795	0
Merger-related expenses	5,465	0	0
Prepayment penalties on borrowings	0	0	22,690
Other	18,179	16,300	17,613
Total noninterest expense	115,909	105,097	131,182
Income before income taxes	57,164	45,378	19,096
Income tax expense	12,560	9,725	3,421
Net income	$ 44,604	$ 35,653	$ 15,675
Net income per common share
Basic (in dollars per share)	$ 2.82	$ 2.27	$ 0.96
Diluted (in dollars per share)	$ 2.80	$ 2.23	$ 0.94
Average shares outstanding
Basic (in shares)	15,698,618	15,516,173	16,078,066
Diluted (in shares)	15,781,506	15,810,409	16,495,115

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 44,604	$ 35,653	$ 15,675
Unrealized holding losses on debt securities available for sale
Losses arising during the period	(2,204)	(5,087)	(653)
Deferred income tax benefit	507	1,170	150
Total other comprehensive loss	(1,697)	(3,917)	(503)
Comprehensive income	$ 42,907	$ 31,736	$ 15,172

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative-effect adjustment due to the adoption of ASU 2016-13	Common Stock	Additional Paid In Capital	Retained Earnings	Retained Earnings Cumulative-effect adjustment due to the adoption of ASU 2016-13	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Jun. 30, 2020			17,021,357
Beginning balance at Jun. 30, 2020	$ 408,263	$ (13,358)	$ 170	$ 169,648	$ 242,776	$ (13,358)	$ (6,348)	$ 2,017
Increase (Decrease) in Stockholders' Equity
Net income	15,675				15,675
Cash dividends declared on common stock, $0.39/common share	(5,018)				(5,018)
Common stock repurchased (in shares)			(733,347)
Common stock repurchased	(16,155)		$ (8)	(16,147)
Forfeited restricted stock (in shares)			(6,575)
Retired stock (in shares)			(9,106)
Retired stock	$ (204)			(204)
Granted restricted stock (in shares)	45,260
Exercised stock options (in shares)			318,894
Exercised stock options	$ 4,592		$ 5	4,587
Share-based compensation expense	2,102			2,102
ESOP compensation expense	1,125			596			529
Other comprehensive loss	(503)							(503)
Ending balance, shares (in shares) at Jun. 30, 2021			16,636,483
Ending balance at Jun. 30, 2021	396,519		$ 167	160,582	240,075		(5,819)	1,514
Increase (Decrease) in Stockholders' Equity
Net income	35,653				35,653
Cash dividends declared on common stock, $0.39/common share	(5,452)				(5,452)
Common stock repurchased (in shares)			(1,482,959)
Common stock repurchased	(43,348)		$ (15)	(43,333)
Forfeited restricted stock (in shares)			(13,600)
Retired stock (in shares)			(11,335)
Retired stock	$ (345)			(345)
Granted restricted stock (in shares)	42,123
Stock issued for RSUs (in shares)			7,118
Exercised stock options (in shares)			413,636
Exercised stock options	$ 6,081		$ 4	6,077
Share-based compensation expense	2,152			2,152
ESOP compensation expense	1,502			973			529
Other comprehensive loss	$ (3,917)							(3,917)
Ending balance, shares (in shares) at Jun. 30, 2022	15,591,466		15,591,466
Ending balance at Jun. 30, 2022	$ 388,845		$ 156	126,106	270,276		(5,290)	(2,403)
Increase (Decrease) in Stockholders' Equity
Net income	44,604				44,604
Cash dividends declared on common stock, $0.39/common share	(6,229)				(6,229)
Forfeited restricted stock (in shares)			(10,090)
Retired stock (in shares)			(13,145)
Retired stock	$ (344)			(344)
Granted restricted stock (in shares)	57,839
Stock issued for RSUs (in shares)			13,861
Exercised stock options (in shares)			352,096
Exercised stock options	$ 5,140		$ 4	5,136
Shares issued for merger (in shares)			1,374,646
Shares issued for merger	37,734		$ 14	37,720
Share-based compensation expense	1,854			1,854
ESOP compensation expense	1,279			750			529
Other comprehensive loss	$ (1,697)							(1,697)
Ending balance, shares (in shares) at Jun. 30, 2023	17,366,673		17,366,673
Ending balance at Jun. 30, 2023	$ 471,186		$ 174	$ 171,222	$ 308,651		$ (4,761)	$ (4,100)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Statement of Stockholders' Equity [Abstract]
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.39	$ 0.35	$ 0.31

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Operating activities
Net income	$ 44,604	$ 35,653	$ 15,675
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision (benefit) for credit losses	15,392	(592)	(7,135)
Depreciation and amortization of premises and equipment and equipment for operating leases	9,063	9,348	9,499
Deferred income tax expense (benefit)	(433)	6,584	3,573
Net accretion of purchase accounting adjustments on loans	(1,698)	(1,628)	(2,088)
Net amortization and accretion	4,346	2,450	2,717
SBIC investments income	(1,740)	(1,673)	(1,127)
Prepayment penalties paid on borrowings	0	0	22,690
Gain (loss) on sale of premises and equipment	(2,097)	87	1,311
Loss (gain) on sale of REO	89	7	(65)
Loss (gain) incurred at the end of operating leases - lessor	451	12	(43)
BOLI income	(2,116)	(2,000)	(2,156)
Gain on sale of debt securities available for sale	0	(1,895)	0
Gain on sale of loans held for sale	(5,608)	(12,876)	(17,352)
Origination of loans held for sale	(311,198)	(465,263)	(622,400)
Proceeds from sales of loans held for sale	213,482	463,603	600,784
New deferred loan origination (costs) fees, net	(2,824)	(316)	1,698
Increase in accrued interest receivable and other assets	(7,467)	(3,604)	(756)
Share-based compensation expense	1,854	2,152	2,102
ESOP compensation expense	1,279	1,502	1,125
Increase in other liabilities	2,225	1,577	1,507
Net cash provided by (used in) operating activities	(42,396)	33,128	9,559
Investing activities
Purchase of debt securities available for sale	(81,687)	(41,649)	(107,988)
Proceeds from maturities, calls and paydowns of debt securities available for sale	65,585	65,399	76,663
Proceeds from sale of debt securities available for sale	0	1,895	0
Purchases of commercial paper	(210,292)	(558,482)	(715,635)
Proceeds from maturities and calls of commercial paper	406,269	555,472	831,862
Purchases of CDs in other banks	(18,166)	(1,244)	(7,321)
Proceeds from maturities of CDs in other banks	8,565	17,815	22,888
Net (purchases) redemptions of FHLB and FRB stock	(9,757)	4,213	17,138
Net capital contributions in SBIC investments, at cost	(429)	(914)	(775)
Net (increase) decrease in loans	(313,690)	(6,462)	56,296
Purchase of BOLI	(109)	(173)	(72)
Proceeds from redemption of BOLI	0	0	1,307
Purchase of equipment for operating leases - lessor	(11,333)	(2,901)	(11,879)
Sale of equipment for operating leases - lessor	8,607	5,981	2,647
Purchase of premises and equipment	(3,420)	(6,608)	(16,081)
Proceeds from sale of premises and equipment and assets held for sale	8,012	2,322	0
Proceeds from sale of REO	111	181	449
Net cash received in merger	30,601	0	0
Net cash provided by (used in) investing activities	(121,133)	34,845	149,499
Financing activities
Net increase (decrease) in deposits	(69,195)	144,220	169,785
Net increase in revolving lines of credit	20,263	0	0
Net increase (decrease) in short-term borrowings	437,000	(115,000)	115,000
Proceeds from long-term borrowings	0	60,000	0
Repayment of long-term borrowings	(24,728)	(60,000)	(497,690)
Common stock repurchased	0	(43,348)	(16,155)
Cash dividends paid	(6,229)	(5,452)	(5,018)
Retired stock	(344)	(345)	(204)
Exercised stock options	5,140	6,081	4,592
Net cash provided by (used in) financing activities	361,907	(13,844)	(229,690)
Net increase (decrease) in cash and cash equivalents	198,378	54,129	(70,632)
Cash and cash equivalents at beginning of period	105,119	50,990	121,622
Cash and cash equivalents at end of period	303,497	105,119	50,990
Cash paid during the period for
Interest	26,212	5,312	16,446
Income taxes	7,679	684	532
Noncash transactions
Unrealized loss in value of debt securities available for sale, net of income taxes	(1,697)	(3,917)	(503)
Transfers of loans held for investment to REO	0	0	235
Transfers of loans held for sale to loans held for investment	18,337	43,083	23,106
Transfers of loans held for investment to loans held for sale	0	12,825	0
ROU asset and lease liabilities for operating lease accounting	5,179	1,186	2,586
ACL due to the adoption of ASU 2016-13	0	0	17,347
Transfer of premises and equipment to assets held for sale (included in other assets)	0	3,229	0
Fair value of assets acquired	665,090	0	0
Fair value of liabilities assumed	610,188	0	0
Net assets acquired	$ 54,902	$ 0	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing, and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte, and Raleigh/Cary), Upstate South Carolina (Greenville), East Tennessee (Kingsport/Johnson City, Knoxville, and Morristown), Southwest Virginia (the Roanoke Valley), and Georgia (Greater Atlanta). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Quantum Capital Statutory Trust II Delaware trust. The sole assets of the trust represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the trust preferred securities. Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, WNCSC, at or for the years ended June 30, 2023, 2022, and 2021. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated. Reclassifications To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or stockholders’ equity as previously reported. Subsequent Events The Company has evaluated subsequent events for recognition and disclosure through September 11, 2023, which is the date the financial statements were available to be issued. Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Cash Flows Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of 90 days or less. Net cash flows are reported for customer loan and deposit transactions, FHLB and FRB stock, SBIC investments at cost, revolving lines of credit, and short-term borrowings. Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than one year. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $15,000 per issuer. Debt Securities Debt securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity, and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income (loss), a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on the trade date using the specific identification method. ACL – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an ACL on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if the Company intends to sell an impaired available for sale debt security, or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as a provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable is excluded from the estimate of credit losses. ACL – Held to Maturity Securities The ACL on held to maturity securities is estimated on a collective basis by major security type. ECLs are estimated using a DCF methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses. FHLB and FRB Stock As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value, or cost, approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. Both cash and stock dividends are reported as income. SBIC Investments, At Cost SBIC investments are equity interests in limited partnerships which are investments the Company has classified as VIEs, legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. A controlling financial interest is defined as a group that has the power to direct the activities that most significantly impact the VIEs' economic performance, the obligation to absorb the expected losses, or the right to receive the expected residual returns. As the Company is not the primary beneficiary, nor does it hold a controlling interest in the VIEs, these investments have not been consolidated. The SBIC investments do not have readily determinable fair values and are recorded under the equity method of accounting at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Adjustments to the cost basis occur as a result of capital contributions, distributions, the Company's share of earnings, or changes in the value of the Company's equity position. The Company's share of earnings is included in interest and dividend income with a one-quarter lag period. Loans Held for Sale Residential mortgages originated and intended for sale in the secondary market through mandatory delivery contracts are recorded at fair value (fair value option elected). Fair value includes the servicing value of the loans as well as any accrued interest, with changes in value recorded through the gain on sale of loans held for sale. Conversely, residential mortgages originated and intended for sale in the secondary market on a best efforts basis are sold with servicing released and carried at the lower of cost or fair value as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. The Company originates loans guaranteed by the SBA for the purchase of businesses, business startups, business expansion, equipment, and working capital. All SBA loans are underwritten and documented as prescribed by the SBA. SBA loans are generally fully amortizing and have maturity dates and amortizations of up to 25 years. SBA loans are classified as held for sale and are carried at the lower of cost or fair value. The guaranteed portion of the loan is sold and the servicing rights are retained. A gain is recorded for any premium received in excess of the carrying value of the net assets transferred in the sale and is included in the gain on sale of loans held for sale. The portion of SBA loans that are retained are adjusted to fair value and reclassified to total loans, net of deferred costs (loans held for investment). The net value of the retained loans is included in the appropriate loan classification for disclosure purposes. HELOCs held for sale are originated through a third party in various states outside the Company's geographic footprint, but are underwritten to the Company's underwriting guidelines. The loans are generally held for sale by the Company over a 90 to 180 day period and are serviced by the third party. The loans are marketed by the third party to investors in pools and once sold the Company recognizes a gain or loss on the sale which is recorded through the gain on sale of loans held for sale. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance on the consolidated balance sheets. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans), or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles. ACL – Loans and Leases The Company adopted the CECL model under ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASU 2016-13 while prior period amounts are reported in accordance with the incurred loss model previously applicable US GAAP. The ACL reflects management’s estimate of losses that will result from the inability of its borrowers to make required loan payments. ECLs are reflected in the ACL through a provision for credit losses. Management records loans charged off against the ACL and subsequent recoveries, if any, increase the ACL when they are recognized. Management uses a systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized costs basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company has identified the following loan pools with similar risk characteristics for measuring ECLs: Commercial real estate – This category of loans consists of the following loan types: Construction and land development – These loans finance the ground up construction, improvement, carrying for sale, and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third-party. Commercial real estate – owner and non-owner occupied – These loans include real estate loans for a variety of commercial property types and purposes, including those secured by commercial office or industrial buildings, warehouses, retail buildings, and various special purpose properties. Multifamily – These are investment real estate loans, primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Commercial – This category of loans consists of the following loan types: Commercial and industrial – These loans are for commercial, corporate, and business purposes across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment, and other business loans for working capital and operational purposes. These loans are generally secured by accounts receivable, inventory, and other business assets. Equipment finance – These loans are primarily made up of commercial finance agreements and commercial leases provided by our Equipment Finance line of business, primarily for transportation, construction, healthcare, and manufacturing equipment. These loans have average terms of five years or less and are secured by the financed equipment. Municipal leases – These loans are primarily made to fire departments and depend on the tax revenues received from the applicable county or municipality. These leases are mainly secured by vehicles, fire stations, land, or equipment. Residential real estate – This category of loans consists of the following loan types: Construction and land development – These loans are to individuals and are typically secured by a one-to-four family residential property under construction or undeveloped or partially developed land in anticipation of the construction of a personal residence. One-to-four family – These loans are to individuals and are typically secured by one-to-four family residential property. HELOCs – These loans include both loans originated by the Company and those purchased from a third party and are often secured by second liens on residential real estate. Consumer – Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats, and motorcycles, as well as unsecured consumer debt. For collectively evaluated loans, the Company uses a DCF method for each loan in a pool, and the results are aggregated at the pool level. A periodic tendency to default and absolute loss given default are applied to a projective model of the pool’s cash flows while considering prepayment and principal curtailment effects. The analysis produces expected cash flows for each instrument in the pool by pairing loan-level term information (maturity date, payment amount, interest rate, etc.) with top-down pool assumptions (default rates and prepayment speeds). Management has determined that peer loss experience provides the best basis for its assessment of ECLs to determine the ACL. The Company utilized peer call report data to measure historical credit loss experience with similar risk characteristics within the segments over an economic cycle. Management reviewed the historical loss information to appropriately adjust for differences in current asset specific risk characteristics. Management also considered further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that existed for the period over which historical information was evaluated. For collectively evaluated loans, the Company has incorporated a combination of three macroeconomic drivers using a statistical regression modeling methodology: the national unemployment rate, one-year change in the national home price index, and one-year change in national real gross domestic product. The macroeconomic drivers utilized vary by loan segment, although the national unemployment rate is incorporated for the majority of the segments. Due to the low loss rates of municipal leases and the expectation of them remaining low, management has elected to separately pool these loans. Management has elected to use readily available municipal default rates and loss given defaults in order to calculate ECLs. Management considers forward-looking information in estimating ECLs. The Company uses the Fannie Mae quarterly economic forecast which is a baseline outlook for the United States economy. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to historical loss information within four quarters using a straight-line approach. Management may apply different reversion techniques depending on the economic environment for the financial asset portfolio and as of the current period has utilized a linear reversion technique. Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, management considers the need to qualitatively adjust ECLs for risks not already captured in the loss estimation process. These qualitative adjustments can either increase or decrease the quantitative model estimation (i.e. formulaic model results). Each period the Company considers qualitative factors that are relevant within the qualitative framework consistent with the regulatory interagency policy statement on the ACL. When a loan no longer shares similar risk characteristics with its segment, the asset is assessed to determine whether it should be included in another pool or should be individually evaluated, which includes consideration of the materiality of the loan. Generally, individually evaluated loans other than TDRs are on nonaccrual status. The ECLs on individually evaluated loans will be estimated based on a DCF analysis unless the loan meets the criteria for use of the fair value of collateral, either by virtue of an expected foreclosure or through meeting the definition of collateral dependent. Financial assets that have been individually evaluated can be returned to a pool for purposes of estimating the ECL insofar as their credit profile improves and that the repayment terms are not considered to be unique to the asset. Restructured loans to borrowers who are experiencing financial difficulty, and on which the Company has granted concessions that modify the terms of the loan, are accounted for as TDRs. These loans remain as TDRs until the loan has been paid in full, modified to its original terms, or charged off. The Company may place these loans on accrual or nonaccrual status depending on the individual facts and circumstances of the borrower. Generally, these loans are put on nonaccrual status until there is adequate performance that evidences the ability of the borrower to make the contractual payments. This period of performance is normally at least six months, and may include performance immediately prior to or after the modification, depending on the specific facts and circumstances of the borrower. Management measures ECLs over the contractual term of the loans. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a TDR with a borrower. In the event of a reasonably-expected TDR, the Company factors the reasonably-expected TDR into the CECL estimate. The effects of a TDR are recorded when an individual asset is specifically identified as a reasonably-expected TDR. The Company identifies the point at which it offers the modification to the borrower as the point at which the TDR is reasonably expected. The Company uses a DCF methodology to calculate the effect of the concession provided to the borrower within the ACL. Acquired Loans Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. Certain larger purchased loans are individually evaluated while certain purchased loans are grouped together according to similar risk characteristics and are treated in the aggregate when applying various valuation techniques. These cash flow evaluations are inherently subjective as they require material estimates, all of which may be susceptible to significant change. Prior to July 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered PCI loans. PCI loans were individually evaluated and recorded at fair value at the date of acquisition with no initial valuation allowance based on a DCF methodology that considered various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. The difference between the undiscounted cash flows expected at acquisition and the investment in the loan, or the “accretable yield,” was recognized as interest income on a level-yield method over the life of the loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “nonaccretable difference,” were not recognized on the balance sheet and did not result in any yield adjustments, loss accruals or valuation allowances. Increases in expected cash flows, including prepayments, subsequent to the initial investment were recognized prospectively through adjustment of the yield on the loan over its remaining life. Decreases in expected cash flows were recognized as impairment. Valuation allowances on PCI loans reflected only losses incurred after the acquisition (meaning the present value of all cash flows expected at acquisition that ultimately were not to be received). Subsequent to July 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of ECLs is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. All loans considered to be PCI prior to July 1, 2020 were converted to PCD on that date. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial ACL is estimated and recorded as credit loss expense. The subsequent measurement of ECLs for all acquired loans is the same as the subsequent measurement of ECLs for originated loans. Loan Commitments and ACL on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as undisbursed portions of construction loans, commitments to originate loans, unused lines of credit, and standby letters of credit. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a provision for credit losses charged against earnings. The ACL on these exposures is estimated by loan segment at each balance sheet date under the CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in other liabilities on the Company’s consolidated balance sheets. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense. Real Estate Owned Foreclosed assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of real property collateralizing a loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives. BOLI is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Business Combinations The Company uses the acquisition method of accounting for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter or more frequently if events and circumstances indicate that the asset might be impaired. The Company first assesses qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining the need to perform the test for goodwill impairment (the qualitative method). If the qualitative method cannot be used or if the Company determines, based on the qualitative method, that the fair value is more likely than not less than the carrying amount, the Company compares the estimated fair value of a reporting unit with its carrying amount, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. If the carrying amount of a reporting unit exceeds its estimated fair value, the Company will record an impairment charge based on that difference. Our annual goodwill impairment test did not identify any impairment for the years ended June 30, 2023 and 2022. Core Deposit Intangibles Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits, typically between five Servicing Rights When loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within loan income and fees on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement as loan income and fees, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan a

Recent Accounting Pronouncement

Recent Accounting Pronouncements	12 Months Ended
	Jun. 30, 2023
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements Adoption of New Accounting Standards ASU 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." In June 2016, the FASB issued ASU 2016-13 which made significant changes to the ACL on financial instruments presented on an amortized cost basis and disclosures about them. The CECL impairment model requires an estimate of ECLs, measured over the contractual life of an instrument, which considers reasonable and supportable forecasts of future economic conditions in addition to information about past events and current conditions. The standard provides significant flexibility and requires a high degree of judgment with regards to pooling financial assets with similar risk characteristics and adjusting the relevant historical loss information in order to develop an estimate of expected lifetime losses. ASU 2016-13 permits the use of estimation techniques that are practical and relevant to the Company’s circumstances, as long as they are applied consistently over time and faithfully estimate ECLs in accordance with the standard. The ASU lists several common credit loss methods that are acceptable such as a DCF method, loss-rate method and roll-rate method. In addition, ASU 2016-13 amended the ACL on debt securities and purchased financial assets with credit deterioration. The Company adopted ASU 2016-13 on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. The Company recorded a net reduction of retained earnings of $13,358 upon adoption. The transition adjustment included an increase in the ACL on loans of $14,809, an increase in the ACL on off-balance sheet credit exposures of $2,288, and the establishment of an ACL on commercial paper of $250, net of the corresponding increases in deferred tax assets of $3,989. The adoption of this ASU did not have an effect on AFS debt securities. The Company adopted ASU 2016-13 using the prospective transition approach for PCD financial assets that were previously classified as PCI and accounted for under ASC 310-30. In accordance with the standard, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining discount on the PCD assets was determined to be related to noncredit factors and will be accreted into interest income on a level-yield method over the life of the loans. ASU 2021-05, "Leases (Topic 842): Lessors—Certain Leases with Variable Lease Payments." This ASU amended the lease classification requirements for lessors to classify as an operating lease any lease that would otherwise be classified as a sales-type or direct financing lease that would result in the recognition of a day-one loss at lease commencement, provided that the lease includes variable lease payments that do not depend on an index or rate. When a lease is classified as operating, the lessor does not recognize a net investment in the lease, does not derecognize the underlying asset and therefore, does not recognize a selling profit or loss. The amendments in this ASU are effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. The adoption of this standard on July 1, 2022, did not have a material impact on the Company's consolidated financial statements. Newly Issued but Not Yet Effective Accounting Standards ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The amendments in this ASU are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years and early adoption is permitted. The adoption of ASU 2022-02 is not expected to have a material impact on the Company's consolidated financial statements.

Merger with Quantum

Merger with Quantum	12 Months Ended
	Jun. 30, 2023
Business Combination and Asset Acquisition [Abstract]
Merger with Quantum	Merger with QuantumOn February 12, 2023, the Company merged with Quantum which operated two locations in the Atlanta metro area. The aggregate amount of consideration to be paid per the purchase agreement of approximately $70,771, inclusive of consideration of common stock, other cash consideration, and cash in lieu of fractional shares, included $15,869 of cash consideration paid by Quantum to its stockholders in advance of the closing date as is further described below. These distributions reduced Quantum's stockholders' equity by an equal amount prior to the transaction closing date. The following table provides a summary of the assets acquired, liabilities assumed, associated preliminary fair value adjustments, and provisional period adjustments by the Company as of the merger date. As provided for under US GAAP, management has up to 12 months following the date of merger to finalize the fair value adjustments. Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Assets acquired Cash and cash equivalents $ 47,769 $ — $ — $ 47,769 Debt securities available for sale 10,608 — — 10,608 FHLB and FRB stock 1,125 — — 1,125 Loans (1) 567,140 (5,207) — 561,933 Premises and equipment 4,415 4,668 — 9,083 Accrued interest receivable 1,706 — — 1,706 BOLI 9,066 — — 9,066 Core deposit intangibles — 12,210 — 12,210 Other assets 2,727 569 (179) 3,117 Total assets acquired $ 644,556 $ 12,240 $ (179) $ 656,617 Liabilities assumed Deposits $ 570,419 $ 183 $ — $ 570,602 Junior subordinated debt 11,341 (1,408) — 9,933 Other borrowings 24,728 — — 24,728 Deferred income taxes — 1,341 250 1,591 Other liabilities 3,334 — — 3,334 Total liabilities assumed $ 609,822 $ 116 $ 250 $ 610,188 Net assets acquired $ 46,429 Consideration paid Common stock consideration Shares of Quantum 574,157 Exchange ratio 2.3942 HomeTrust common stock issued 1,374,647 Price per share of HomeTrust common stock on February 10, 2023 $ 27.45 HomeTrust common stock consideration $ 37,734 Cash consideration (2) 17,168 Total consideration $ 54,902 Goodwill $ 8,473 (1) Adjustments to Quantum's total loans include the elimination of Quantum's existing allowance for loan losses of $5,972, the recognition of an ACL at close on PCD loans of $369, and adjustments to reflect the estimated credit fair value mark on the non-PCD loan portfolio of $2,932 and the estimated interest rate fair value adjustment on the loan portfolio as a whole (non-PCD and PCD) of $7,878. (2) As indicated in the Current Report on Form 8-K/A filed with the SEC on March 30, 2023, the amount of cash consideration paid at closing differs from the $57.54 per share, or $33,037, reported in the Current Report on Form 8-K filed on February 13, 2023, which announced the closing of the merger. Consistent with the merger agreement, between the execution of the merger agreement and the transaction closing date, Quantum's principal stockholders had the option to withdraw some or all of the amount of cash consideration to eventually be paid at closing in advance of the closing date. The amount of cash consideration paid at closing was reduced by the amount withdrawn during this time period. Goodwill of $8,473 arising from the merger consisted largely of synergies and the cost saves resulting from the combining of operations of the companies, and is not expected to be deductible for income tax purposes. The following table provides a summary of PCD loans purchased as part of the Quantum merger as of the merger date: Commercial Real Estate Commercial Residential Real Estate Consumer Total Unpaid principal balance $ 4,472 $ 9,631 $ 393 $ — $ 14,496 ACL (292) (72) (5) — (369) Non-credit premium (discount) (1,448) (190) 4 — (1,634) Fair value of PCD loans at merger date $ 2,732 $ 9,369 $ 392 $ — $ 12,493 The following unaudited pro forma combined condensed consolidated financial information presents the results of operations of the Company, including the effects of purchase accounting adjustments and acquisition expenses, had the merger taken place at July 1, 2021. The schedule excludes merger-related credit loss and merger-related expenses. Year Ended June 30, 2023 2022 Interest and dividend income $ 214,703 $ 151,427 Interest expense 32,866 6,762 Net interest income 181,837 144,665 Provision (benefit) for credit losses 10,122 4,363 Net interest income after provision (benefit) for credit losses 171,715 140,302 Noninterest income 32,950 44,608 Noninterest expense 121,430 130,040 Net income before income taxes 83,235 54,870 Income tax expense 18,556 7,592 Net income $ 64,679 $ 47,278 Per share data Net income per common share Basic $ 3.76 $ 2.78 Diluted $ 3.74 $ 2.73 Average shares outstanding Basic 17,073,264 16,890,819 Diluted 17,156,152 17,185,055

Debt Securities

Debt Securities	12 Months Ended
	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Debt securities available for sale consist of the following at the dates indicated: June 30, 2023 Amortized Gross Gross Estimated U.S. government agencies $ 15,000 $ — $ (286) $ 14,714 MBS, residential 110,865 — (3,451) 107,414 Municipal bonds 3,505 — (117) 3,388 Corporate bonds 27,881 — (1,471) 26,410 Total $ 157,251 $ — $ (5,325) $ 151,926 June 30, 2022 Amortized Gross Gross Estimated U.S. government agencies $ 18,993 $ 5 $ (539) $ 18,459 MBS, residential 48,377 3 (1,147) 47,233 Municipal bonds 5,545 31 (18) 5,558 Corporate bonds 57,184 1 (1,457) 55,728 Total $ 130,099 $ 40 $ (3,161) $ 126,978 Debt securities available for sale by contractual maturity at June 30, 2023 and 2022 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. June 30, 2023 Amortized Estimated Due within one year $ 37,881 $ 37,060 Due after one year through five years 2,994 2,903 Due after five years through ten years 5,511 4,549 Due after ten years — — MBS, residential 110,865 107,414 Total $ 157,251 $ 151,926 June 30, 2022 Amortized Estimated Due within one year $ 35,350 $ 34,956 Due after one year through five years 40,325 39,018 Due after five years through ten years 6,047 5,771 Due after ten years — — MBS, residential 48,377 47,233 Total $ 130,099 $ 126,978 During the year ended June 30, 2022, the Company received proceeds of $1,895 from the sale of seven trust preferred securities, recognizing gross gains of $1,895. These securities had previously been written down to zero through purchase accounting adjustments from a merger in a prior period and continued to be carried at this amount as there was no active market, therefore the full amount of the proceeds received were recognized as a gain. The Company had no sales of debt securities available for sale and no gross realized gains or losses were recognized during the years ended June 30, 2023 and 2021. Debt securities available for sale with amortized costs totaling $42,329 and $43,187 and market values of $40,475 and $41,876 at June 30, 2023 and June 30, 2022, respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of June 30, 2023 and June 30, 2022 were as follows: June 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ — $ — $ 14,714 $ (286) $ 14,714 $ (286) MBS, residential 83,281 (1,674) 24,133 (1,777) 107,414 (3,451) Municipal bonds 2,420 (69) 968 (48) 3,388 (117) Corporate bonds 607 (143) 25,053 (1,328) 25,660 (1,471) Total $ 86,308 $ (1,886) $ 64,868 $ (3,439) $ 151,176 $ (5,325) June 30, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,461 $ (539) $ — $ — $ 14,461 $ (539) MBS, residential 41,658 (994) 5,269 (153) 46,927 (1,147) Municipal bonds 1,970 (18) — — 1,970 (18) Corporate bonds 39,454 (730) 14,273 (727) 53,727 (1,457) Total $ 97,543 $ (2,281) $ 19,542 $ (880) $ 117,085 $ (3,161) The total number of securities with unrealized losses at June 30, 2023 and June 30, 2022 were 205 and 177, respectively. Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. All debt securities available for sale in an unrealized loss position as of June 30, 2023 continue to perform as scheduled and management does not believe that there is a credit loss or that a provision for credit losses is necessary. Also, as part of management's evaluation of its intent and ability to hold investments for a period of time sufficient to allow for any anticipated recovery in the market, management considers its investment strategy, cash flow needs, liquidity position, capital adequacy and interest rate risk position. Management does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that securities will be required to be sold. See "Note 1 – Summary of Significant Account Policies" for further discussion. Management continues to monitor all of its securities with a high degree of scrutiny. There can be no assurance that management will not conclude in future periods that conditions existing at that time indicate some or all of its securities may be sold or would require a charge to earnings as a provision for credit losses in such periods. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring ECLs on investment securities and does not record an ACL on accrued interest receivable. As of June 30, 2023 and June 30, 2022, the accrued interest receivable for debt securities available for sale

Loans Held For Sale

Loans Held For Sale	12 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Loans Held For Sale	Loans Held For Sale Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated: June 30, 2023 June 30, 2022 One-to-four family $ — $ 4,176 SBA 28,804 14,774 HELOCs 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 161,703 $ 79,307 The carrying balance of loans held for sale, at fair value, was $6,947 and $0 at June 30, 2023 and June 30, 2022, respectively, while the amortized cost of these loans was $6,902 and $0 at the same dates.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Jun. 30, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment Premises and equipment as of the dates indicated consist of the following: June 30, 2023 June 30, 2022 Land $ 26,496 $ 24,332 Office buildings 75,357 68,385 Furniture, fixtures and equipment 19,899 16,550 Total 121,752 109,267 Less: accumulated depreciation (48,581) (40,173) Premises and equipment, net $ 73,171 $ 69,094 Depreciation expense associated with premises and equipment was $4,152, $3,986, and $3,634 for the years ended June 30, 2023, 2022, and 2021, respectively.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans	12 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses on Loans	Loans and Allowance for Credit Losses on Loans Loans consist of the following at the dates indicated: June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 356,674 $ 291,202 Commercial real estate - owner occupied 529,721 335,658 Commercial real estate - non-owner occupied 901,685 662,159 Multifamily 81,827 81,086 Total commercial real estate loans 1,869,907 1,370,105 Commercial loans Commercial and industrial 245,428 193,313 Equipment finance 462,211 394,541 Municipal leases 142,212 129,766 Total commercial loans 849,851 717,620 Residential real estate loans Construction and land development 110,074 81,847 One-to-four family 529,703 354,203 HELOCs 187,193 160,137 Total residential real estate loans 826,970 596,187 Consumer loans 112,095 85,383 Total loans, net of deferred loan fees and costs 3,658,823 2,769,295 Allowance for credit losses – loans (47,193) (34,690) Loans, net $ 3,611,630 $ 2,734,605 (1) June 30, 2023 and 2022 accrued interest receivable As a result of HomeTrust's merger with Quantum on February 12, 2023, $561,933 in loans (net of purchase accounting adjustments) were added to the portfolio. All qualifying one-to-four family loans, HELOCs, commercial real estate loans, and FHLB of Atlanta stock are pledged as collateral by a blanket pledge to secure outstanding FHLB advances. Loans are made to the Company's executive officers, directors and their associates during the ordinary course of business. The aggregate amount of loans to related parties totaled approximately $215 and $231 at June 30, 2023 and 2022, respectively. In relation to these loans are unfunded commitments that totaled approximately $264 and $14 at June 30, 2023 and 2022, respectively. Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass – A pass rated loan is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention – A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention loans are not adversely classified and do not warrant adverse classification. Substandard – A substandard loan is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Loans classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These loans are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful – A loan classified as doubtful has all the weaknesses inherent in a loan classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss – Loans classified as loss are considered uncollectible and of such little value that their continuing to be carried as a loan is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate, and consumer loans by origination year as of June 30, 2023: Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 27,234 $ 26,157 $ 5,469 $ 2,226 $ 1,560 $ 5,836 $ 287,615 $ 356,097 Special mention — 73 — — — — — 73 Substandard — 481 — — — 23 — 504 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 27,234 26,711 5,469 2,226 1,560 5,859 287,615 356,674 Commercial real estate - owner occupied Risk rating Pass 58,671 106,738 91,575 68,054 54,176 115,425 23,984 518,623 Special mention — 177 909 2,017 361 3,437 — 6,901 Substandard — — 76 343 399 3,379 — 4,197 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied 58,671 106,915 92,560 70,414 54,936 122,241 23,984 529,721 Commercial real estate - non-owner occupied Risk rating Pass 85,574 156,244 137,659 99,442 68,794 265,099 76,508 889,320 Special mention — — — — — 4,047 5,301 9,348 Substandard — — — — — 3,017 — 3,017 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied 85,574 156,244 137,659 99,442 68,794 272,163 81,809 901,685 Multifamily Risk rating Pass 3,850 16,410 21,867 10,172 5,843 22,321 980 81,443 Special mention — — — — 28 61 — 89 Substandard — — — — — 295 — 295 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily 3,850 16,410 21,867 10,172 5,871 22,677 980 81,827 Total commercial real estate Risk rating Pass $ 175,329 $ 305,549 $ 256,570 $ 179,894 $ 130,373 $ 408,681 $ 389,087 $ 1,845,483 Special mention — 250 909 2,017 389 7,545 5,301 16,411 Substandard — 481 76 343 399 6,714 — 8,013 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 175,329 $ 306,280 $ 257,555 $ 182,254 $ 131,161 $ 422,940 $ 394,388 $ 1,869,907 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial and industrial Risk rating Pass $ 57,377 $ 72,662 $ 18,845 $ 13,849 $ 6,441 $ 21,620 $ 47,934 $ 238,728 Special mention — 327 467 179 116 — — 1,089 Substandard — 13 28 605 858 43 3,649 5,196 Doubtful — 9 8 — 134 — 260 411 Loss — — — — — 4 — 4 Total commercial and industrial 57,377 73,011 19,348 14,633 7,549 21,667 51,843 245,428 Equipment finance Risk rating Pass 200,054 136,226 73,363 36,589 10,178 256 — 456,666 Special mention 805 808 140 441 344 — — 2,538 Substandard — — 227 13 115 — — 355 Doubtful 342 1,283 825 198 — — — 2,648 Loss — — — — 4 — — 4 Total equipment finance 201,201 138,317 74,555 37,241 10,641 256 — 462,211 Municipal leases Risk rating Pass 31,462 27,910 14,292 8,212 9,838 43,251 7,247 142,212 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases 31,462 27,910 14,292 8,212 9,838 43,251 7,247 142,212 Total commercial Risk rating Pass $ 288,893 $ 236,798 $ 106,500 $ 58,650 $ 26,457 $ 65,127 $ 55,181 $ 837,606 Special mention 805 1,135 607 620 460 — — 3,627 Substandard — 13 255 618 973 43 3,649 5,551 Doubtful 342 1,292 833 198 134 — 260 3,059 Loss — — — — 4 4 — 8 Total commercial $ 290,040 $ 239,238 $ 108,195 $ 60,086 $ 28,028 $ 65,174 $ 59,090 $ 849,851 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 671 $ 850 $ — $ 47 $ — $ 1,270 $ 107,096 $ 109,934 Special mention — — — — — — — — Substandard — — — — — 140 — 140 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 671 850 — 47 — 1,410 107,096 110,074 One-to-four family Risk rating Pass 78,574 122,091 109,669 51,927 31,491 120,331 10,122 524,205 Special mention — — — — — 543 — 543 Substandard 185 125 — 204 55 4,356 — 4,925 Doubtful — — — — — 29 — 29 Loss — — — — — 1 — 1 Total one-to-four family 78,759 122,216 109,669 52,131 31,546 125,260 10,122 529,703 HELOCs Risk rating Pass 8,966 561 120 371 946 7,251 168,311 186,526 Special mention — — — — — — — — Substandard — 10 — — — 494 134 638 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs 8,966 571 120 371 946 7,774 168,445 187,193 Total residential real estate Risk rating Pass $ 88,211 $ 123,502 $ 109,789 $ 52,345 $ 32,437 $ 128,852 $ 285,529 $ 820,665 Special mention — — — — — 543 — 543 Substandard 185 135 — 204 55 4,990 134 5,703 Doubtful — — — — — 58 — 58 Loss — — — — — 1 — 1 Total residential real estate $ 88,396 $ 123,637 $ 109,789 $ 52,549 $ 32,492 $ 134,444 $ 285,663 $ 826,970 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total consumer Risk rating Pass $ 62,861 $ 17,913 $ 12,627 $ 8,954 $ 5,172 $ 2,847 $ 473 $ 110,847 Special mention — — — — — — — — Substandard 302 211 242 247 54 154 37 1,247 Doubtful — — — — — — — — Loss — — — — 1 — — 1 Total consumer $ 63,163 $ 18,124 $ 12,869 $ 9,201 $ 5,227 $ 3,001 $ 510 $ 112,095 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate, and consumer loans by origination year as of June 30, 2022: Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 21,988 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,819 $ 248,189 $ 285,490 Special mention — — — — — 97 4,677 4,774 Substandard 871 — — — — 67 — 938 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 22,859 5,686 627 2,089 1,092 5,983 252,866 291,202 Commercial real estate - owner occupied Risk rating Pass 55,167 71,429 45,665 43,786 21,720 74,602 16,857 329,226 Special mention — — 396 418 — 2,416 — 3,230 Substandard — — — — 577 2,227 398 3,202 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied 55,167 71,429 46,061 44,204 22,297 79,245 17,255 335,658 Commercial real estate - non-owner occupied Risk rating Pass 97,885 122,975 95,268 56,846 81,037 182,664 7,214 643,889 Special mention — — — — 13,844 4,421 — 18,265 Substandard — — — — — 5 — 5 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied 97,885 122,975 95,268 56,846 94,881 187,090 7,214 662,159 Multifamily Risk rating Pass 10,135 19,985 15,881 8,614 2,796 20,587 2,495 80,493 Special mention — — — 29 — 217 — 246 Substandard — — — — — 347 — 347 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily 10,135 19,985 15,881 8,643 2,796 21,151 2,495 81,086 Total commercial real estate Risk rating Pass $ 185,175 $ 220,075 $ 157,441 $ 111,335 $ 106,645 $ 283,672 $ 274,755 $ 1,339,098 Special mention — — 396 447 13,844 7,151 4,677 26,515 Substandard 871 — — — 577 2,646 398 4,492 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 186,046 $ 220,075 $ 157,837 $ 111,782 $ 121,066 $ 293,469 $ 279,830 $ 1,370,105 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial and industrial Risk rating Pass $ 70,863 $ 21,434 $ 11,647 $ 9,377 $ 6,338 $ 20,856 $ 43,119 $ 183,634 Special mention — 346 260 364 — — 1,957 2,927 Substandard — 770 343 1,152 — 52 4,337 6,654 Doubtful — 98 — — — — — 98 Loss — — — — — — — — Total commercial and industrial 70,863 22,648 12,250 10,893 6,338 20,908 49,413 193,313 Equipment finance Risk rating Pass 186,139 113,363 64,400 26,467 1,755 — — 392,124 Special mention 200 331 1,002 547 — — — 2,080 Substandard — 123 18 159 — — — 300 Doubtful 32 — — 5 — — — 37 Loss — — — — — — — — Total equipment finance 186,371 113,817 65,420 27,178 1,755 — — 394,541 Municipal leases Risk rating Pass 19,425 24,480 8,962 11,034 13,584 39,529 12,715 129,729 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases 19,425 24,517 8,962 11,034 13,584 39,529 12,715 129,766 Total commercial Risk rating Pass $ 276,427 $ 159,277 $ 85,009 $ 46,878 $ 21,677 $ 60,385 $ 55,834 $ 705,487 Special mention 200 714 1,262 911 — — 1,957 5,044 Substandard — 893 361 1,311 — 52 4,337 6,954 Doubtful 32 98 — 5 — — — 135 Loss — — — — — — — — Total commercial $ 276,659 $ 160,982 $ 86,632 $ 49,105 $ 21,677 $ 60,437 $ 62,128 $ 717,620 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 864 $ — $ 53 $ — $ — $ 1,783 $ 78,775 $ 81,475 Special mention — — — — — — — — Substandard — — — — — 372 — 372 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 864 — 53 — — 2,155 78,775 81,847 One-to-four family Risk rating Pass 55,415 74,035 47,364 29,075 23,250 113,307 4,077 346,523 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 4,590 — 6,690 Doubtful — — — — — 155 — 155 Loss — — — — — — — — Total one-to-four family 55,543 74,035 48,366 29,615 23,680 118,887 4,077 354,203 HELOCs Risk rating Pass 1,466 458 282 901 107 7,441 148,526 159,181 Special mention — — — — — — — — Substandard — — — — — 879 49 928 Doubtful — — — — — 28 — 28 Loss — — — — — — — — Total HELOCs 1,466 458 282 901 107 8,348 148,575 160,137 Total residential real estate Risk rating Pass $ 57,745 $ 74,493 $ 47,699 $ 29,976 $ 23,357 $ 122,531 $ 231,378 $ 587,179 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 5,841 49 7,990 Doubtful — — — — — 183 — 183 Loss — — — — — — — — Total residential real estate $ 57,873 $ 74,493 $ 48,701 $ 30,516 $ 23,787 $ 129,390 $ 231,427 $ 596,187 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total consumer Risk rating Pass $ 25,935 $ 20,443 $ 15,849 $ 11,329 $ 8,235 $ 2,398 $ 277 $ 84,466 Special mention — — — — — — — — Substandard 72 169 274 85 182 100 33 915 Doubtful — — — — — — — — Loss — — — 2 — — — 2 Total consumer $ 26,007 $ 20,612 $ 16,123 $ 11,416 $ 8,417 $ 2,498 $ 310 $ 85,383 The following tables present aging analyses of past due loans (including nonaccrual loans) by segment and class for the periods indicated: Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied 1,514 76 1,590 528,131 529,721 Commercial real estate - non-owner occupied — — — 901,685 901,685 Multifamily — — — 81,827 81,827 Total commercial real estate 1,514 76 1,590 1,868,317 1,869,907 Commercial Commercial and industrial 873 403 1,276 244,152 245,428 Equipment finance 826 1,837 2,663 459,548 462,211 Municipal leases — — — 142,212 142,212 Total commercial 1,699 2,240 3,939 845,912 849,851 Residential real estate Construction and land development — 132 132 109,942 110,074 One-to-four family 1,698 1,060 2,758 526,945 529,703 HELOCs 379 769 1,148 186,045 187,193 Total residential real estate 2,077 1,961 4,038 822,932 826,970 Consumer 320 288 608 111,487 112,095 Total loans $ 5,610 $ 4,565 $ 10,175 $ 3,648,648 $ 3,658,823 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2022 Commercial real estate Construction and land development $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — 52 52 335,606 335,658 Commercial real estate - non-owner occupied — — — 662,159 662,159 Multifamily — — — 81,086 81,086 Total commercial real estate — 52 52 1,370,053 1,370,105 Commercial Commercial and industrial 255 — 255 193,058 193,313 Equipment finance 186 56 242 394,299 394,541 Municipal leases — — — 129,766 129,766 Total commercial 441 56 497 717,123 717,620 Residential real estate Construction and land development 115 22 137 81,710 81,847 One-to-four family 910 1,394 2,304 351,899 354,203 HELOCs 283 122 405 159,732 160,137 Total residential real estate 1,308 1,538 2,846 593,341 596,187 Consumer 330 177 507 84,876 85,383 Total loans $ 2,079 $ 1,823 $ 3,902 $ 2,765,393 $ 2,769,295 The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the year ended June 30, 2023. June 30, 2023 June 30, 2022 90 Days + & Still Accruing as of June 30, 2023 Nonaccrual with No ACL as of June 30, 2023 Interest Income Recognized Commercial real estate Construction and land development $ 23 $ 67 $ — $ — $ 2 Commercial real estate - owner occupied 517 706 — — 17 Commercial real estate - non-owner occupied — 5 — — 6 Multifamily 84 103 — — 7 Total commercial real estate 624 881 — — 32 Commercial Commercial and industrial 1,222 1,951 — — 120 Equipment finance 2,862 270 — — 176 Municipal leases 106 — — — 6 Total commercial 4,190 2,221 — — 302 Residential real estate Construction and land development 132 137 — — 3 One-to-four family 1,935 1,773 — — 60 HELOCs 957 724 — — 46 Total residential real estate 3,024 2,634 — — 109 Consumer 477 384 — — 18 Total loans $ 8,315 $ 6,120 $ — $ — $ 461 TDRs are loans which have renegotiated loan terms to assist borrowers who are unable to meet the original terms of their loans. Such modifications to loan terms may include a lower interest rate, a reduction in principal, or a longer term to maturity. The above table excludes $8,231 and $9,818 of TDRs that were performing under their restructured payment terms as of June 30, 2023 and June 30, 2022, respectively. The following tables present analyses of the ACL on loans by segment for the period indicated below. In addition to the provision (benefit) for credit losses on loans presented below, provisions (benefits) of $253 and $981 for off-balance sheet credit exposures and $(250) and $(100) for commercial paper were recorded during the fiscal years ended June 30, 2023 and June 30, 2022, respectively. For the year ended June 30, 2023, $4,921 and $369 of the provision for credit losses were recognized to establish ACLs on Quantum's loan portfolio and off-balance-sheet credit exposure, respectively. Year Ended June 30, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Provision for credit losses 6,981 6,397 1,393 618 15,389 Initial ACL on PCD loans 292 72 5 — 369 Charge-offs — (3,796) (192) (517) (4,505) Recoveries 3 507 467 273 1,250 Net recoveries (charge-offs) 3 (3,289) 275 (244) (3,255) Balance at end of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Year Ended June 30, 2022 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 Provision (benefit) for credit losses (2,273) 3,110 (1,423) (886) (1,472) Charge-offs (485) (1,728) (116) (183) (2,512) Recoveries 1,088 991 965 162 3,206 Net recoveries (charge-offs) 603 (737) 849 (21) 694 Balance at end of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Year Ended June 30, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,413 $ 5,703 $ 5,685 $ 1,271 $ 28,072 Impact of adoption ASU 2016-13 833 3,240 8,687 2,049 14,809 Benefit for credit losses (311) (446) (6,308) (205) (7,270) Charge-offs (1,000) (977) (611) (945) (3,533) Recoveries 149 2,143 732 366 3,390 Net recoveries (charge-offs) (851) 1,166 121 (579) (143) Balance at end of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 In estimating ECL, ASC 326 prescribes that if foreclosure is expected, a CDA is required to be measured at the fair value of collateral, but as a practical expedient, if foreclosure is not probable, fair value measurement is optional. For those CDA loans measured at the fair value of collateral, a credit loss expense is recorded for loan amounts in excess of fair value. The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans for the periods indicated below: Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69 The following table presents a breakdown of the types of concessions made on TDRs by loan class for the periods indicated below: Year Ended June 30, 2023 2022 2021 # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate Commercial Commercial and industrial 5 $ 569 $ 565 1 $ 275 $ 260 — $ — $ — Residential real estate One-to-four family 1 21 17 1 124 120 — — — Consumer 1 10 9 — — — — — — Total below market interest rate 7 600 591 2 399 380 — — — Extended payment terms Residential real estate One-to-four family — — — 1 35 34 — — — Consumer — — — 1 50 51 2 28 27 Total extended payment terms — — — 2 85 85 2 28 27 Other TDRs Commercial real estate Multifamily — — — — — — 1 4,408 3,421 Commercial Commercial and industrial — — — 2 840 826 — — — Residential real estate Construction and land development — — — — — — 1 225 213 One-to-four family — — — 2 93 91 4 269 256 HELOCs — — — 1 18 18 2 53 74 Consumer 4 48 32 6 74 61 14 207 144 Total other TDRs 4 48 32 11 1,025 996 22 5,162 4,108 Total 11 $ 648 $ 623 15 $ 1,509 $ 1,461 24 $ 5,190 $ 4,135 The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated: Year Ended June 30, 2023 2022 2021 # of Recorded # of Recorded # of Recorded Below market interest rate Commercial loans Commercial and industrial 4 $ 224 — $ — — $ — Total below market interest rate 4 224 — — — — Other TDRs Consumer 1 — 1 25 1 30 Total other TDRs 1 — 1 25 1 30 Total 5 $ 224 1 $ 25 1 $ 30 Other TDRs include TDRs that have a below market interest rate and extended payment terms. The Company does not typically forgive principal when restructuring troubled debt. In the determining the ACL, management considers TDRs for all loan classes, and the subsequent nonperformance in accordance with their modified terms, by measuring a reserve on a loan-by-loan basis based on either the value of the loan’s expected future cash flows discounted at the loan’s original effective interest rate or on the collateral value, net of the estimated costs of disposal, if the loan is collateral dependent. Off-Balance Sheet Credit Exposure The Company maintains a separate reserve for credit losses on off-balance sheet credit exposures, including unfunded loan commitments, which is included in other liabilities on the consolidated balance sheet. The reserve for credit losses on off-balance sheet credit exposures is adjusted as a provision for credit losses in the consolidated statement of income. The estimate includes consideration of the likelihood that funding will occur and an estimate of ECLs on commitments expected to be funded over its estimated life, utilizing the same models and approaches for the Company's other loan portfolio segments described above, as these unfunded commitments share similar risk characteristics as its loan portfolio segments. The Company has identified the unfunded portion of certain lines of credit as unconditionally cancellable credit exposures, meaning the Company can cancel the unfunded commitment at any time. No credit loss estimate is reported for off-balance sheet credit exposures that are unconditionally cancellable by the Company or for undrawn amounts under such arrangements that may be drawn prior to the cancellation of the arrangement. At June 30, 2023, the ACL on off-balance sheet credit exposures included in other liabilities was $3,557.

Goodwill and Core Deposit Intan

Goodwill and Core Deposit Intangibles	12 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Core Deposit Intangibles	Goodwill and Core Deposit Intangibles The carrying amount of the Company's goodwill was $34,111 and $25,638 as of June 30, 2023 and 2022. The increase between periods was a result of the $8,473 in goodwill associated with the Company's merger with Quantum, computed as shown in "Note 3 – Merger with Quantum". The Company also recorded $12,210 of core deposit intangibles associated with the merger with Quantum, to be amortized over the next 10 years on an accelerated basis. Amortization expense related to core deposit intangibles was $1,525, $250, and $735 for the years ended June 30, 2023, 2022, and 2021, respectively. As of June 30, 2023, the estimated amortization expense is as follows: 2024 $ 3,048 2025 2,060 2026 1,498 2027 1,104 2028 822 Thereafter 2,246 Total $ 10,778

Deposits

Deposits	12 Months Ended
	Jun. 30, 2023
Deposits [Abstract]
Deposits	Deposits Deposit accounts at the dates indicated consist of the following: June 30, 2023 June 30, 2022 Noninterest-bearing accounts $ 825,481 $ 745,746 NOW accounts 611,105 654,981 Money market accounts 1,241,840 969,661 Savings accounts 212,220 238,197 Certificates of deposit 710,522 491,176 Total $ 3,601,168 $ 3,099,761 As a result of the Company's merger with Quantum on February 12, 2023, $570,602 in deposits were assumed, net of purchase accounting adjustments. Deposits received from executive officers, directors and their associates totaled approximately $5,130 and $1,012 at June 30, 2023 and 2022, respectively. As of June 30, 2023, scheduled maturities of certificates of deposit are as follows: 2024 $ 642,841 2025 51,466 2026 7,702 2027 4,827 2028 3,686 Thereafter — Total $ 710,522 Certificates of deposit with balances of $250 or greater totaled $120,666 and $156,558 at June 30, 2023 and 2022, respectively. Generally, deposit amounts in excess of $250 are not federally insured.

Borrowings

Borrowings	12 Months Ended
	Jun. 30, 2023
Federal Home Loan Banks [Abstract]
Borrowings	Borrowings Junior Subordinated Debentures On February 21, 2007, Quantum formed a Connecticut statutory trust, Quantum Capital Statutory Trust II (the "Trust"), which issued $11,000 of trust preferred securities that were designed to qualify as Tier I capital under Federal Reserve Board guidelines. All of the common securities of the Trust were owned by Quantum. The proceeds from the issuance of the common securities and the trust preferred securities were used by the Trust to purchase $11,341 of junior subordinated debentures of Quantum. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Trust. The trust preferred securities accrue and pay quarterly distributions at a floating rate of 3-month LIBOR plus 194 basis points, which was 7.49% at June 30, 2023. Due to the cessation of the publication of 3-month LIBOR as of June 30, 2023, beginning July 1, 2023, the trust preferred securities will accrue and pay quarterly distributions at a floating rate of 3-month Term SOFR plus 2.20%, which was 7.47% at June 30, 2023. The Company has guaranteed distributions and other payments due on the trust preferred securities to the extent the Trust has insufficient funds with which to make the distributions and other payments. The net combined effect of all documents entered into in connection with the trust preferred securities is that the Company is liable to make the distributions and other payments required on the trust preferred securities. The trust preferred securities are mandatorily redeemable upon maturity of the debentures on March 15, 2037, or upon earlier redemption as provided in the indenture. The Company has the right to redeem the debentures purchased by the Trust, in whole or in part, on or after March 15, 2012. As specified in the indenture, if the debentures are redeemed prior to maturity, the redemption price will be the principal amount and any accrued but unpaid interest. Other Borrowings Borrowings, other than junior subordinated debt, consist of the following at the dates indicated: June 30, 2023 June 30, 2022 Balance Weighted Balance Weighted FHLB advances (short-term) $ 180,000 5.19 % $ — — % FRB advances (short-term) 257,000 5.25 — — Revolving lines of credit 20,263 8.75 — — Total other borrowings $ 457,263 5.38 % $ — — % All qualifying one-to-four family loans, HELOCs, commercial real estate loans, and FHLB of Atlanta stock are pledged as collateral to secure outstanding FHLB advances while commercial construction, indirect auto, and municipal leases are pledged as collateral to secure outstanding FRB advances. At June 30, 2023 and 2022, the Company had the ability to borrow $22,673 and $277,561, respectively, through FHLB advances and $91,316 and $68,230, respectively, through the unused portion of a line of credit with the FRB. During the year ended June 30, 2021, the Company paid $22,690 in prepayment penalties on FHLB advances. No such penalties were incurred during the years ended June 30, 2023 and 2022. At June 30, 2023 and 2022, the Company maintained revolving lines of credit with three unaffiliated banks, the unused portion of which totaled $144,737 and $120,000, respectively. At June 30, 2023, HomeTrust had drawn $20,263 on a $40,000 revolving line of credit which bears interest at The Wall Street Journal prime rate plus 50 basis points, maturing on January 30, 2024, although the term may be extended for an additional year two times if no events of default have occurred.

Leases

Leases	12 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,674 $ 5,846 Lease liabilities $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 9.2 10.8 Weighted-average discount rate 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2023: Fiscal year ending June 30 2024 $ 1,720 2025 1,652 2026 1,538 2027 1,565 2028 1,590 Thereafter 4,662 Total undiscounted minimum lease payments 12,727 Less: amount representing interest (1,937) Total lease liability $ 10,790 The following table presents components of operating lease expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 228 9 Sublease income (included in other noninterest income) (169) (189) Total operating lease expense, net $ 1,574 $ 1,379 As Lessee - Finance Lease During the year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the years ended June 30, 2023 and 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information as of the dates indicated: Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option; and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease income $ 5,471 $ 6,392 Depreciation expense 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at June 30, 2023: Fiscal year ending June 30 2024 $ 5,354 2025 3,246 2026 1,989 2027 465 2028 230 Thereafter 366 Total of future minimum payments $ 11,650 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the years ended June 30, 2023 and 2022, interest income on equipment finance leases totaled $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,605 and $62,188 at June 30, 2023 and 2022, respectively. The following schedule summarizes, as of June 30, 2023, aggregate future minimum finance lease payments to be received: Fiscal year ending June 30 2024 $ 23,861 2025 19,779 2026 15,677 2027 10,623 2028 5,294 Thereafter 3,927 Total undiscounted minimum payments 79,161 Less: amount representing interest (8,556) Total lease receivable $ 70,605
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,674 $ 5,846 Lease liabilities $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 9.2 10.8 Weighted-average discount rate 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2023: Fiscal year ending June 30 2024 $ 1,720 2025 1,652 2026 1,538 2027 1,565 2028 1,590 Thereafter 4,662 Total undiscounted minimum lease payments 12,727 Less: amount representing interest (1,937) Total lease liability $ 10,790 The following table presents components of operating lease expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 228 9 Sublease income (included in other noninterest income) (169) (189) Total operating lease expense, net $ 1,574 $ 1,379 As Lessee - Finance Lease During the year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the years ended June 30, 2023 and 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information as of the dates indicated: Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option; and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease income $ 5,471 $ 6,392 Depreciation expense 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at June 30, 2023: Fiscal year ending June 30 2024 $ 5,354 2025 3,246 2026 1,989 2027 465 2028 230 Thereafter 366 Total of future minimum payments $ 11,650 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the years ended June 30, 2023 and 2022, interest income on equipment finance leases totaled $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,605 and $62,188 at June 30, 2023 and 2022, respectively. The following schedule summarizes, as of June 30, 2023, aggregate future minimum finance lease payments to be received: Fiscal year ending June 30 2024 $ 23,861 2025 19,779 2026 15,677 2027 10,623 2028 5,294 Thereafter 3,927 Total undiscounted minimum payments 79,161 Less: amount representing interest (8,556) Total lease receivable $ 70,605
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,674 $ 5,846 Lease liabilities $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 9.2 10.8 Weighted-average discount rate 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2023: Fiscal year ending June 30 2024 $ 1,720 2025 1,652 2026 1,538 2027 1,565 2028 1,590 Thereafter 4,662 Total undiscounted minimum lease payments 12,727 Less: amount representing interest (1,937) Total lease liability $ 10,790 The following table presents components of operating lease expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 228 9 Sublease income (included in other noninterest income) (169) (189) Total operating lease expense, net $ 1,574 $ 1,379 As Lessee - Finance Lease During the year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the years ended June 30, 2023 and 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information as of the dates indicated: Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option; and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease income $ 5,471 $ 6,392 Depreciation expense 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at June 30, 2023: Fiscal year ending June 30 2024 $ 5,354 2025 3,246 2026 1,989 2027 465 2028 230 Thereafter 366 Total of future minimum payments $ 11,650 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the years ended June 30, 2023 and 2022, interest income on equipment finance leases totaled $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,605 and $62,188 at June 30, 2023 and 2022, respectively. The following schedule summarizes, as of June 30, 2023, aggregate future minimum finance lease payments to be received: Fiscal year ending June 30 2024 $ 23,861 2025 19,779 2026 15,677 2027 10,623 2028 5,294 Thereafter 3,927 Total undiscounted minimum payments 79,161 Less: amount representing interest (8,556) Total lease receivable $ 70,605
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,674 $ 5,846 Lease liabilities $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 9.2 10.8 Weighted-average discount rate 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2023: Fiscal year ending June 30 2024 $ 1,720 2025 1,652 2026 1,538 2027 1,565 2028 1,590 Thereafter 4,662 Total undiscounted minimum lease payments 12,727 Less: amount representing interest (1,937) Total lease liability $ 10,790 The following table presents components of operating lease expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 228 9 Sublease income (included in other noninterest income) (169) (189) Total operating lease expense, net $ 1,574 $ 1,379 As Lessee - Finance Lease During the year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the years ended June 30, 2023 and 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information as of the dates indicated: Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare, and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option; and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease income $ 5,471 $ 6,392 Depreciation expense 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at June 30, 2023: Fiscal year ending June 30 2024 $ 5,354 2025 3,246 2026 1,989 2027 465 2028 230 Thereafter 366 Total of future minimum payments $ 11,650 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the years ended June 30, 2023 and 2022, interest income on equipment finance leases totaled $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,605 and $62,188 at June 30, 2023 and 2022, respectively. The following schedule summarizes, as of June 30, 2023, aggregate future minimum finance lease payments to be received: Fiscal year ending June 30 2024 $ 23,861 2025 19,779 2026 15,677 2027 10,623 2028 5,294 Thereafter 3,927 Total undiscounted minimum payments 79,161 Less: amount representing interest (8,556) Total lease receivable $ 70,605

Income Taxes

Income Taxes	12 Months Ended
	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense as of the dates indicated consisted of: Year Ended June 30, 2023 2022 2021 Current Federal $ 11,119 $ 2,411 $ (340) State 1,874 730 188 Total current expense (benefit) 12,993 3,141 (152) Deferred Federal (377) 5,992 3,374 State (56) 592 199 Total deferred expense (benefit) (433) 6,584 3,573 Total income tax expense $ 12,560 $ 9,725 $ 3,421 The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Year Ended June 30, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Tax at federal income tax rate $ 12,004 21 % $ 9,529 21 % $ 4,010 21 % Increase (decrease) resulting from Tax exempt income (830) (1) (844) (2) (911) (5) State tax, net of federal benefit 1,417 2 818 2 306 2 Other (31) — 222 — 16 — Total $ 12,560 22 % $ 9,725 21 % $ 3,421 18 % The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at June 30, 2023 and 2022 are presented below: June 30, 2023 June 30, 2022 Deferred tax assets Allowance for credit losses $ 11,822 $ 8,796 Deferred compensation and post-retirement benefits 8,214 8,407 Impairments on real estate owned 26 61 Net operating loss carryforward 2,806 3,353 Discount from business combinations 974 1,228 Unrealized loss on debt securities held for sale 1,225 718 Share-based compensation expense 1,514 1,860 Operating lease liability 2,513 1,525 Other 1,463 1,127 Total deferred tax assets 30,557 27,075 Deferred tax liabilities Depreciable basis of fixed assets (9,992) (7,874) Deferred loan costs (668) (774) FHLB stock, book basis in excess of tax (90) (89) BOLI available for redemption (5,163) (4,679) Operating lease ROU asset (2,253) (1,343) Other (1,479) (829) Total deferred tax liabilities (19,645) (15,588) Net deferred tax assets $ 10,912 $ 11,487 The Company had federal NOL carry forwards of $13,207 and $15,967 as of June 30, 2023 and June 30, 2022, respectively, with a recorded tax benefit of $2,806 and $3,353 included in deferred tax assets. The majority of these NOLs will expire for federal tax purposes from 2031 through 2036, if not previously used. Retained earnings at June 30, 2023 and 2022 include $19,570 representing pre-1988 tax bad debt reserve base year amounts for which no deferred tax liability has been provided since these reserves are not expected to reverse and may never reverse. Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a failure to meet the definition of a bank, dividend payments in excess of current year or accumulated earnings and profits, or other distributions in dissolution or liquidation of the Bank. The Company is no longer subject to examination for federal and state purposes for tax years prior to 2019.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The HomeTrust Bank KSOP Plan is comprised of two components, the 401(k) Plan and the ESOP. The KSOP benefits employees who have attained age 21 and who are employed on the last day of the plan year, or separated during the plan year due to death, disability, or after meeting normal retirement age. Under the 401(k), the Company matches employee contributions at 50% of employee deferrals up to 6% of each employee’s eligible compensation. The Company may also make discretionary profit sharing contributions for the benefit of all eligible participants as long as total contributions do not exceed applicable limitations. Employees become fully vested in the Company’s contributions after four years of service. Under the ESOP, the amount of the Bank's annual contribution is discretionary; however, it must be sufficient to pay the annual loan payment to the Company. The Company’s expense for 401(k) contributions to this plan was $987, $911, and $914 for the years ended June 30, 2023, 2022, and 2021, respectively. The Company's expense related to the ESOP for the fiscal years ended June 30, 2023, 2022, and 2021 was $1,279, $1,502, and $1,125, respectively. Shares held by the ESOP at the dates indicated include the following: June 30, 2023 June 30, 2022 Unallocated ESOP shares 476,100 529,000 Allocated ESOP shares 555,450 502,550 ESOP shares committed to be released 26,450 26,450 Total ESOP shares 1,058,000 1,058,000 Fair value of unallocated ESOP shares $ 9,946 $ 14,759 Post-retirement health care benefits are provided to certain key current and former officers under the Company’s Executive Medical Care Plan (“EMCP”). The EMCP is unfunded and is not qualified under the IRC. Plan expense for the years ended June 30, 2023, 2022, and 2021 was $50, $219, and $263, respectively. Total accrued expenses related to this plan included in other liabilities were $5,425 and $5,533 as of June 30, 2023 and 2022, respectively.

Deferred Compensation Agreement

Deferred Compensation Agreements	12 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Deferred Compensation Agreements	Deferred Compensation Agreements The Company’s Director Emeritus Plans (“Plans”) provide certain benefits to Emeritus Directors for providing current advisory services to the Company. The Plans are unfunded and are not qualified under the IRC. Plan benefits vary by participant and are payable to a designated beneficiary in the event of death. The Company records an expense based on the present value of expected future benefits. Plan expenses for the years ended June 30, 2023, 2022, and 2021 were $305, $313, and $392, respectively. Total accrued expenses related to these plans included in other liabilities were $6,881 and $7,224 as of June 30, 2023 and 2022, respectively. The Company has deferred compensation agreements with certain members of the Company’s Board of Directors. The future payments related to these agreements are to be funded with life insurance contracts which are payable to the Company at the time of the director’s death. For the years ended June 30, 2023, 2022, and 2021 deferred compensation expense was $5, $7, and $18, respectively. The net cash surrender value of the related life insurance policies and deferred compensation liability are detailed below: June 30, 2023 June 30, 2022 Net cash surrender value of life insurance, related to deferred compensation $ 415 $ 407 Deferred compensation liability, included in other liabilities 376 430 Long term deferred compensation and supplemental retirement plans are provided to certain key current and former officers. These plans are unfunded and are not qualified under the IRC. The benefits will vary by participant and are payable to a designated beneficiary in the event of death. Plan expenses for the years ended June 30, 2023, 2022, and 2021 were $581, $616, and $653, respectively. Total accrued expenses related to these plans included in other liabilities were $16,749 and $17,048 as of June 30, 2023 and 2022, respectively. In addition, the Company has a deferred compensation plan provided to certain former officers and directors. The plan allows the participants to defer any of their annual compensation, including bonus payments, up to the maximum allowed for each participant. The plan is unfunded and is not qualified under the IRC. Plan expenses for the years ended June 30, 2023, 2022, and 2021 were $208, $150, and $164, respectively. The total deferred compensation plan payable included in other liabilities was $4,299 and $4,435 as of June 30, 2023 and 2022, respectively.

Equity Incentive Plan

Equity Incentive Plan	12 Months Ended
	Jun. 30, 2023
Share-Based Payment Arrangement [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company historically provided stock-based awards through the 2013 Omnibus Incentive Plan, which provided for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors. On November 14, 2022, at the Company's annual meeting, stockholders approved the 2022 Omnibus Incentive Plan which provides for the same types of awards as described under the 2013 Omnibus Incentive Plan. Going forward, any future grants will be made under this plan. The cost of equity-based awards under the 2022 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 1,000,000. Shares of common stock issued under the plan will be issued out of authorized but unissued shares, some or all of which may be repurchased shares. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the dates indicated below: Year Ended June 30, 2023 2022 2021 Share-based compensation expense $ 1,854 $ 2,152 $ 2,102 Tax benefit 436 508 494 The table below presents stock option activity and related information for the periods indicated below: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 47,850 30.90 Exercised (413,636) 14.70 Forfeited (24,800) 23.96 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Exercisable at June 30, 2022 756,720 $ 20.24 3.3 $ 3,971 Non-vested at June 30, 2022 172,150 $ 26.96 7.5 $ 65 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Granted 5,000 24.07 Exercised (352,096) 14.59 Forfeited (12,550) 25.47 Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercisable at June 30, 2023 493,264 $ 25.40 4.6 $ 141 Non-vested at June 30, 2023 75,960 $ 27.56 7.9 $ — Assumptions used in estimating the fair value of option granted during the periods indicated were as follows: Year Ended June 30, 2023 2022 Weighted-average volatility 27.79 % 28.01 % Expected dividend yield 1.62 % 1.13 % Risk-free interest rate 3.11 % 2.02 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 6.77 $ 8.60 At June 30, 2023, the Company had $478 of unrecognized compensation expense related to 75,960 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2023. At June 30, 2022, the Company had $954 of unrecognized compensation expense related to 172,150 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2022. The table below presents restricted stock award activity and related information: Restricted Stock Awards (1) Performance-Based Restricted Stock Units (2) Weighted- Aggregate Non-vested at June 30, 2021 120,795 30,780 $ 25.06 $ 4,229 Granted 42,123 9,556 31.18 — Vested (46,626) (7,118) 25.22 — Forfeited (13,600) — 25.27 — Non-vested at June 30, 2022 102,692 33,218 $ 27.40 $ 2,345 Granted 57,839 21,005 27.24 — Vested (41,590) (13,861) 27.38 — Forfeited (10,090) (3,032) 27.32 — Non-vested at June 30, 2023 108,851 37,330 $ 27.32 $ 3,054 (1) Restricted stock awards are scheduled to vest over 1.0 year for director awards and 5.0 years for employee awards. (2) Performance-based restricted stock units are scheduled to vest over 3.0 years assuming the applicable financial goals are met. At June 30, 2023, unrecognized compensation expense was $3,154 related to 146,181 shares of restricted stock. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.8 years at June 30, 2023. At June 30, 2022, unrecognized compensation expense was $2,771 related to 135,910 shares of restricted stock. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2022.

Net Income per Share

Net Income per Share	12 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Year Ended June 30, 2023 2022 2021 Numerator Net income $ 44,604 $ 35,653 $ 15,675 Allocation of earnings to participating securities (411) (310) (145) Numerator for basic EPS - Net income available to common stockholders $ 44,193 $ 35,343 $ 15,530 Effect of dilutive securities Dilutive effect of participating securities — — 4 Numerator for diluted EPS $ 44,193 $ 35,343 $ 15,534 Denominator Weighted-average common shares outstanding - basic 15,698,618 15,516,173 16,078,066 Dilutive effect of assumed exercise of stock options 82,888 294,236 417,049 Weighted-average common shares outstanding - diluted 15,781,506 15,810,409 16,495,115 Net income per share - basic $ 2.82 $ 2.27 $ 0.96 Net income per share - diluted $ 2.80 $ 2.23 $ 0.94 Potential dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive. There were 537,524 and 96,350 stock options that were anti-dilutive as of June 30, 2023 and 2022, respectively.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Jun. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments - Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. At June 30, 2023 and June 30, 2022, respectively, loan commitments (excluding $220,818 and $312,893 of undisbursed portions of construction loans) totaled $86,393 and $104,745 of which $45,533 and $23,159 were variable rate commitments and $40,860 and $81,586 were fixed rate commitments. The fixed rate loans had interest rates ranging from 1.74% to 11.00% at June 30, 2023 and 1.41% to 9.00% at June 30, 2022, and terms ranging from three The Company has two types of commitments related to certain one-to-four family loans held for sale: rate lock commitments and forward loan commitments. Rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. The rate lock commitments do not qualify for hedge accounting. In order to mitigate the risk from interest rate fluctuations, the Company enters into forward loan sale commitments such as TBAs, mandatory delivery commitments with investors, or best efforts forward sale commitments with investors. The fair value of these interest rate lock commitments was not material at June 30, 2023 or June 30, 2022. SBIC Commitments - As of June 30, 2023, the Company had committed $24,000 across eight SBIC investments with $7,984 remaining to be drawn, while as of June 30, 2022, the Company had committed $21,000 across seven SBIC investments with $7,893 remaining to be drawn. Although the remaining capital commitments may or may not be called in the future, under the terms of the associated limited partnership agreements, the Company's exposure will not extend beyond the amount of the original commitments. Restrictions on Cash - In response to COVID-19, the FRB reduced the reserve requirements to zero on March 15, 2020. Prior to this change the Bank was required by regulation to maintain a varying cash reserve balance with the FRB. Guarantees - Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower’s failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of June 30, 2023 and 2022 were $35,007 and $18,362, respectively. There was no liability recorded for these letters of credit at June 30, 2023 or June 30, 2022. Litigation - From time to time, the Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Regulatory Capital Matters

Regulatory Capital Matters	12 Months Ended
	Jun. 30, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters HomeTrust Bancshares, Inc. is a bank holding company subject to regulation by the Federal Reserve. As a bank holding company, it is subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended and the regulations of the Federal Reserve. The Company's subsidiary, the Bank, an FDIC-insured, North Carolina state-chartered bank and a member of the Federal Reserve System, is supervised and regulated by the Federal Reserve and the NCCOB and is subject to minimum capital requirements applicable to state member banks established by the Federal Reserve that are calculated in a manner similar to those applicable to bank holding companies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by bank regulators that, if undertaken, could have a direct material effect on the Company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. At June 30, 2023, HomeTrust Bancshares, Inc. and the Bank each exceeded all regulatory capital requirements. Consistent with the Company's goals to operate a sound and profitable organization, its policy is for the Bank to maintain a “well-capitalized” status under the regulatory capital categories of the Federal Reserve. The Bank was categorized as "well-capitalized" at June 30, 2023 under applicable regulatory requirements. HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows: Regulatory Requirements Actual Minimum for Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio HomeTrust Bancshares, Inc. June 30, 2023 CET1 Capital (to risk-weighted assets) $ 437,768 10.60 % $ 185,794 4.50 % $ 268,370 6.50 % Tier 1 Capital (to total adjusted assets) 447,738 10.39 172,328 4.00 215,411 5.00 Tier 1 Capital (to risk-weighted assets) 447,738 10.84 247,726 6.00 330,301 8.00 Total Risk-based Capital (to risk-weighted assets) 487,298 11.80 330,301 8.00 412,876 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 372,797 10.76 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 372,797 10.50 142,028 4.00 177,535 5.00 Tier 1 Capital (to risk-weighted assets) 372,797 10.76 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 395,962 11.43 277,057 8.00 346,321 10.00 HomeTrust Bank June 30, 2023 CET1 Capital (to risk-weighted assets) $ 459,871 11.14 % $ 185,791 4.50 % $ 268,365 6.50 % Tier 1 Capital (to total adjusted assets) 459,871 10.68 172,221 4.00 215,277 5.00 Tier 1 Capital (to risk-weighted assets) 459,871 11.14 247,721 6.00 330,295 8.00 Total Risk-based Capital (to risk-weighted assets) 499,431 12.10 330,295 8.00 412,869 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 358,600 10.35 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 358,600 10.11 141,814 4.00 177,267 5.00 Tier 1 Capital (to risk-weighted assets) 358,600 10.35 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 381,765 11.02 277,057 8.00 346,321 10.00 As permitted by the interim final rule issued on March 27, 2020 by the federal banking regulatory agencies, the Company has elected the option to delay the estimated impact on regulatory capital of ASU 2016-13, which was adopted on July 1, 2020. The initial adoption of ASU 2016-13 as well as 25% of the quarterly increases in the ACL subsequent to adoption (collectively the “transition adjustments”) will be delayed for two years. After two years, the cumulative amount of the transition adjustments will become fixed and will be phased out of the regulatory capital calculations evenly over a three-year period, with 75% recognized in year three, 50% recognized in year four, and 25% recognized in year five. After five years, the temporary regulatory capital benefits will be fully reversed. In addition to the minimum CET1, Tier 1 and total risk-based capital ratios, both HomeTrust Bancshares, Inc. and the Bank have to maintain a capital conservation buffer consisting of additional CET1 capital of more than 2.50% above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. As of June 30, 2023, the Company's and Bank's risk-based capital exceeded the required capital contribution buffer. Dividends paid by HomeTrust Bank are limited, without prior regulatory approval, to current year earnings and earnings less dividends paid during the preceding two years.

Parent Company Only Condensed F

Parent Company Only Condensed Financial Information	12 Months Ended
	Jun. 30, 2023
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Condensed Financial Information	Parent Company Only Condensed Financial Information The following tables present parent company only condensed financial information: Condensed Balance Sheets June 30, 2023 June 30, 2022 Assets Cash and cash equivalents $ 924 $ 6,852 Investment in bank subsidiary 493,289 374,648 ESOP loan receivable 5,630 6,154 Other assets 1,626 1,252 Total assets $ 501,469 $ 388,906 Liabilities and stockholders’ equity Junior subordinated debt $ 9,971 $ — Revolving line of credit 20,263 — Other liabilities 49 61 Stockholders’ equity 471,186 388,845 Total liabilities and stockholders’ equity $ 501,469 $ 388,906 Year Ended June 30, Condensed Statements of Income 2023 2022 2021 Income Interest income $ 137 $ 149 $ 158 Equity in undistributed bank subsidiary income 45,867 36,281 16,246 Total income 46,004 36,430 16,404 Expense Interest expense - junior subordinated debt 327 — — Interest expense - revolving line of credit 663 — — Management fee expense 528 516 474 Other 270 261 255 Total expense 1,788 777 729 Income before income taxes 44,216 35,653 15,675 Income tax benefit (388) — — Net income $ 44,604 $ 35,653 $ 15,675 Year Ended June 30, Condensed Statement of Cash Flows 2023 2022 2021 Operating activities Net income $ 44,604 $ 35,653 $ 15,675 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of REO — (3) — Increase in other assets (348) (11) (435) Equity in undistributed bank subsidiary income (45,867) (36,281) (16,246) ESOP compensation expense 1,279 1,502 1,125 Share-based compensation expense 1,854 2,152 2,102 Decrease in other liabilities (256) (37) (61) Net cash provided by operating activities 1,266 2,975 2,160 Investing activities Increase in investment in bank subsidiary (1,490) (1,707) (1,330) Dividends from bank subsidiary 15,000 38,389 21,416 ESOP principal payments received 524 511 253 Proceeds from sale of REO — 146 — Net cash paid in merger (15,330) — — Net cash provided by (used in) investing activities (1,296) 37,339 20,339 Financing activities Net increase in revolving line of credit 20,263 — — Repayment of long-term debt (24,728) — — Common stock repurchased — (43,348) (16,155) Cash dividends paid (6,229) (5,452) (5,018) Retired stock (344) (345) (204) Exercised stock options 5,140 6,081 4,592 Net cash used in financing activities (5,898) (43,064) (16,785) Net increase (decrease) in cash and cash equivalents (5,928) (2,750) 5,714 Cash and cash equivalents at beginning of period 6,852 9,602 3,888 Cash and cash equivalents at end of period $ 924 $ 6,852 $ 9,602

Fair Value of Financial Instrum

Fair Value of Financial Instruments	12 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company's own assumptions about the assumptions that market participants would use in pricing an asset or liability. A financial instrument's level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. The following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value. Financial Assets Recorded at Fair Value The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: June 30, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 14,714 $ — $ 14,714 $ — MBS, residential 107,414 — 107,414 — Municipal bonds 3,388 — 3,388 — Corporate bonds 26,410 — 26,410 — Total debt securities available for sale $ 151,926 $ — $ 151,926 $ — Loans held for sale $ 6,947 $ — $ 6,947 $ — June 30, 2022 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 18,459 $ — $ 18,459 $ — MBS, residential 47,233 — 47,233 — Municipal bonds 5,558 — 5,558 — Corporate bonds 55,728 — 55,728 — Total debt securities available for sale $ 126,978 $ — $ 126,978 $ — Debt securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include MBS and debentures issued by GSEs, municipal bonds, and corporate debt securities. The Company has no Level 3 securities. Loans held for sale carried at fair value are valued at the individual loan level using quoted secondary market prices. There were no transfers between levels during the years ended June 30, 2023 and 2022. The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: June 30, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 364 $ — $ — $ 364 Commercial loans Commercial and industrial 167 — — 167 Total $ 531 $ — $ — $ 531 June 30, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial loans Commercial and industrial $ 415 $ — $ — $ 415 A loan is considered to be collateral dependent when, based on current information and events, the Company expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Company has determined that the borrower is experiencing financial difficulty as of the measurement date. For real estate loans, the fair value of the loan's collateral is determined by a third party appraisal, which is then adjusted for the estimated selling and closing costs related to liquidation of the collateral (typically ranging from 8% to 12% of the appraised value). For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. Additional discounts of 5% to 15% may be applied depending on the age of the appraisals. The unobservable inputs may vary depending on the age of the appraisals. The unobservable inputs may vary depending on the individual asset with no one of the three methods being the predominant approach. For non-real estate loans, the fair value of the loan's collateral may be determined using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the customer and customer's business. The stated carrying value and estimated fair value amounts of financial instruments as of June 30, 2023 and June 30, 2022, are summarized below: June 30, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 303,497 $ 303,497 $ 303,497 $ — $ — Certificates of deposit in other banks 33,152 33,152 — 33,152 — Debt securities available for sale, at fair value 151,926 151,926 — 151,926 — FHLB and FRB stock 20,208 N/A N/A N/A N/A SBIC investments, at cost 14,927 14,927 — — 14,927 Loans held for sale, at fair value 6,947 6,947 6,947 — — Loans held for sale, at the lower of cost or fair value 161,703 163,874 — — 163,874 Loans, net 3,611,630 3,455,390 — — 3,455,390 Accrued interest receivable 14,829 14,829 99 410 14,320 Liabilities Noninterest-bearing and NOW deposits 1,436,586 1,436,586 — 1,436,586 — Money market accounts 1,241,840 1,241,840 — 1,241,840 — Savings accounts 212,220 212,220 — 212,220 — Certificates of deposit 710,522 701,965 — 701,965 — Junior subordinated debt 9,971 9,746 — 9,746 — Borrowings 457,263 457,213 — 457,213 — Accrued interest payable 3,537 3,537 — 3,537 — June 30, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 105,119 $ 105,119 $ 105,119 $ — $ — Commercial paper, net 194,427 194,427 194,427 — — Certificates of deposit in other banks 23,551 23,551 — 23,551 — Debt securities available for sale, at fair value 126,978 126,978 — 126,978 — FHLB and FRB stock 9,326 N/A N/A N/A N/A SBIC investments, at cost 12,758 12,758 — — 12,758 Loans held for sale 79,307 80,489 — — 80,489 Loans, net 2,734,605 2,687,293 — — 2,687,293 Accrued interest receivable 8,573 8,573 24 580 7,969 Liabilities Noninterest-bearing and NOW deposits 1,400,727 1,400,727 — 1,400,727 — Money market accounts 969,661 969,661 — 969,661 — Savings accounts 238,197 238,197 — 238,197 — Certificates of deposit 491,176 485,452 — 485,452 — Accrued interest payable 80 80 — 80 — The Company had off-balance sheet financial commitments, which include approximately $950,387 and $921,239 of commitments to originate loans, undisbursed portions of construction loans, unused lines of credit, and standing letters of credit at June 30, 2023 and 2022, respectively (see "Note 17 – Commitments and Contingencies"). Since these commitments are based on current rates, the carrying amount approximates the fair value.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing, and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte, and Raleigh/Cary), Upstate South Carolina (Greenville), East Tennessee (Kingsport/Johnson City, Knoxville, and Morristown), Southwest Virginia (the Roanoke Valley), and Georgia (Greater Atlanta). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Quantum Capital Statutory Trust II Delaware trust. The sole assets of the trust represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the trust preferred securities.
Principles of Consolidation and Subsidiary Activities	Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, WNCSC, at or for the years ended June 30, 2023, 2022, and 2021. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated.
Reclassifications	Reclassifications To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or stockholders’ equity as previously reported. Subsequent Events The Company has evaluated subsequent events for recognition and disclosure through September 11, 2023, which is the date the financial statements were available to be issued.
Use of Estimates in Financial Statements	Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Cash Flows	Cash Flows Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of 90 days or less. Net cash flows are reported for customer loan and deposit transactions, FHLB and FRB stock, SBIC investments at cost, revolving lines of credit, and short-term borrowings.
Commercial Paper	Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than one year. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $15,000 per issuer.
Debt Securities	Debt Securities Debt securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity, and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income (loss), a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on the trade date using the specific identification method. ACL – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an ACL on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if the Company intends to sell an impaired available for sale debt security, or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as a provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable is excluded from the estimate of credit losses. ACL – Held to Maturity Securities The ACL on held to maturity securities is estimated on a collective basis by major security type. ECLs are estimated using a DCF methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses.
FHLB and FRB Stock	FHLB and FRB Stock As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value, or cost, approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. Both cash and stock dividends are reported as income.
SBIC Investment, At Cost	SBIC Investments, At Cost SBIC investments are equity interests in limited partnerships which are investments the Company has classified as VIEs, legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. A controlling financial interest is defined as a group that has the power to direct the activities that most significantly impact the VIEs' economic performance, the obligation to absorb the expected losses, or the right to receive the expected residual returns. As the Company is not the primary beneficiary, nor does it hold a controlling interest in the VIEs, these investments have not been consolidated. The SBIC investments do not have readily determinable fair values and are recorded under the equity method of accounting at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Adjustments to the cost basis occur as a result of capital contributions, distributions, the Company's share of earnings, or changes in the value of the Company's equity position. The Company's share of earnings is included in interest and dividend income with a one-quarter lag period.
Loans Held for Sale	Loans Held for Sale Residential mortgages originated and intended for sale in the secondary market through mandatory delivery contracts are recorded at fair value (fair value option elected). Fair value includes the servicing value of the loans as well as any accrued interest, with changes in value recorded through the gain on sale of loans held for sale. Conversely, residential mortgages originated and intended for sale in the secondary market on a best efforts basis are sold with servicing released and carried at the lower of cost or fair value as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. The Company originates loans guaranteed by the SBA for the purchase of businesses, business startups, business expansion, equipment, and working capital. All SBA loans are underwritten and documented as prescribed by the SBA. SBA loans are generally fully amortizing and have maturity dates and amortizations of up to 25 years. SBA loans are classified as held for sale and are carried at the lower of cost or fair value. The guaranteed portion of the loan is sold and the servicing rights are retained. A gain is recorded for any premium received in excess of the carrying value of the net assets transferred in the sale and is included in the gain on sale of loans held for sale. The portion of SBA loans that are retained are adjusted to fair value and reclassified to total loans, net of deferred costs (loans held for investment). The net value of the retained loans is included in the appropriate loan classification for disclosure purposes. HELOCs held for sale are originated through a third party in various states outside the Company's geographic footprint, but are underwritten to the Company's underwriting guidelines. The loans are generally held for sale by the Company over a 90 to 180 day period and are serviced by the third party. The loans are marketed by the third party to investors in pools and once sold the Company recognizes a gain or loss on the sale which is recorded through the gain on sale of loans held for sale.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance on the consolidated balance sheets. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans), or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles.
ACL - Loans and Leases	ACL – Loans and Leases The Company adopted the CECL model under ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASU 2016-13 while prior period amounts are reported in accordance with the incurred loss model previously applicable US GAAP. The ACL reflects management’s estimate of losses that will result from the inability of its borrowers to make required loan payments. ECLs are reflected in the ACL through a provision for credit losses. Management records loans charged off against the ACL and subsequent recoveries, if any, increase the ACL when they are recognized. Management uses a systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized costs basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company has identified the following loan pools with similar risk characteristics for measuring ECLs: Commercial real estate – This category of loans consists of the following loan types: Construction and land development – These loans finance the ground up construction, improvement, carrying for sale, and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third-party. Commercial real estate – owner and non-owner occupied – These loans include real estate loans for a variety of commercial property types and purposes, including those secured by commercial office or industrial buildings, warehouses, retail buildings, and various special purpose properties. Multifamily – These are investment real estate loans, primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Commercial – This category of loans consists of the following loan types: Commercial and industrial – These loans are for commercial, corporate, and business purposes across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment, and other business loans for working capital and operational purposes. These loans are generally secured by accounts receivable, inventory, and other business assets. Equipment finance – These loans are primarily made up of commercial finance agreements and commercial leases provided by our Equipment Finance line of business, primarily for transportation, construction, healthcare, and manufacturing equipment. These loans have average terms of five years or less and are secured by the financed equipment. Municipal leases – These loans are primarily made to fire departments and depend on the tax revenues received from the applicable county or municipality. These leases are mainly secured by vehicles, fire stations, land, or equipment. Residential real estate – This category of loans consists of the following loan types: Construction and land development – These loans are to individuals and are typically secured by a one-to-four family residential property under construction or undeveloped or partially developed land in anticipation of the construction of a personal residence. One-to-four family – These loans are to individuals and are typically secured by one-to-four family residential property. HELOCs – These loans include both loans originated by the Company and those purchased from a third party and are often secured by second liens on residential real estate. Consumer – Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats, and motorcycles, as well as unsecured consumer debt. For collectively evaluated loans, the Company uses a DCF method for each loan in a pool, and the results are aggregated at the pool level. A periodic tendency to default and absolute loss given default are applied to a projective model of the pool’s cash flows while considering prepayment and principal curtailment effects. The analysis produces expected cash flows for each instrument in the pool by pairing loan-level term information (maturity date, payment amount, interest rate, etc.) with top-down pool assumptions (default rates and prepayment speeds). Management has determined that peer loss experience provides the best basis for its assessment of ECLs to determine the ACL. The Company utilized peer call report data to measure historical credit loss experience with similar risk characteristics within the segments over an economic cycle. Management reviewed the historical loss information to appropriately adjust for differences in current asset specific risk characteristics. Management also considered further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that existed for the period over which historical information was evaluated. For collectively evaluated loans, the Company has incorporated a combination of three macroeconomic drivers using a statistical regression modeling methodology: the national unemployment rate, one-year change in the national home price index, and one-year change in national real gross domestic product. The macroeconomic drivers utilized vary by loan segment, although the national unemployment rate is incorporated for the majority of the segments. Due to the low loss rates of municipal leases and the expectation of them remaining low, management has elected to separately pool these loans. Management has elected to use readily available municipal default rates and loss given defaults in order to calculate ECLs. Management considers forward-looking information in estimating ECLs. The Company uses the Fannie Mae quarterly economic forecast which is a baseline outlook for the United States economy. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to historical loss information within four quarters using a straight-line approach. Management may apply different reversion techniques depending on the economic environment for the financial asset portfolio and as of the current period has utilized a linear reversion technique. Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, management considers the need to qualitatively adjust ECLs for risks not already captured in the loss estimation process. These qualitative adjustments can either increase or decrease the quantitative model estimation (i.e. formulaic model results). Each period the Company considers qualitative factors that are relevant within the qualitative framework consistent with the regulatory interagency policy statement on the ACL. When a loan no longer shares similar risk characteristics with its segment, the asset is assessed to determine whether it should be included in another pool or should be individually evaluated, which includes consideration of the materiality of the loan. Generally, individually evaluated loans other than TDRs are on nonaccrual status. The ECLs on individually evaluated loans will be estimated based on a DCF analysis unless the loan meets the criteria for use of the fair value of collateral, either by virtue of an expected foreclosure or through meeting the definition of collateral dependent. Financial assets that have been individually evaluated can be returned to a pool for purposes of estimating the ECL insofar as their credit profile improves and that the repayment terms are not considered to be unique to the asset. Restructured loans to borrowers who are experiencing financial difficulty, and on which the Company has granted concessions that modify the terms of the loan, are accounted for as TDRs. These loans remain as TDRs until the loan has been paid in full, modified to its original terms, or charged off. The Company may place these loans on accrual or nonaccrual status depending on the individual facts and circumstances of the borrower. Generally, these loans are put on nonaccrual status until there is adequate performance that evidences the ability of the borrower to make the contractual payments. This period of performance is normally at least six months, and may include performance immediately prior to or after the modification, depending on the specific facts and circumstances of the borrower. Management measures ECLs over the contractual term of the loans. When determining the contractual term, the Company considers expected prepayments but is precluded from considering expected extensions, renewals, or modifications, unless the Company reasonably expects it will execute a TDR with a borrower. In the event of a reasonably-expected TDR, the Company factors the reasonably-expected TDR into the CECL estimate. The effects of a TDR are recorded when an individual asset is specifically identified as a reasonably-expected TDR. The Company identifies the point at which it offers the modification to the borrower as the point at which the TDR is reasonably expected. The Company uses a DCF methodology to calculate the effect of the concession provided to the borrower within the ACL.
Acquired Loans	Acquired Loans Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. Certain larger purchased loans are individually evaluated while certain purchased loans are grouped together according to similar risk characteristics and are treated in the aggregate when applying various valuation techniques. These cash flow evaluations are inherently subjective as they require material estimates, all of which may be susceptible to significant change. Prior to July 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered PCI loans. PCI loans were individually evaluated and recorded at fair value at the date of acquisition with no initial valuation allowance based on a DCF methodology that considered various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. The difference between the undiscounted cash flows expected at acquisition and the investment in the loan, or the “accretable yield,” was recognized as interest income on a level-yield method over the life of the loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “nonaccretable difference,” were not recognized on the balance sheet and did not result in any yield adjustments, loss accruals or valuation allowances. Increases in expected cash flows, including prepayments, subsequent to the initial investment were recognized prospectively through adjustment of the yield on the loan over its remaining life. Decreases in expected cash flows were recognized as impairment. Valuation allowances on PCI loans reflected only losses incurred after the acquisition (meaning the present value of all cash flows expected at acquisition that ultimately were not to be received). Subsequent to July 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of ECLs is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. All loans considered to be PCI prior to July 1, 2020 were converted to PCD on that date. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial ACL is estimated and recorded as credit loss expense. The subsequent measurement of ECLs for all acquired loans is the same as the subsequent measurement of ECLs for originated loans.
Loan Commitments and ACL on Off-Balance Sheet Credit Exposures	Loan Commitments and ACL on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as undisbursed portions of construction loans, commitments to originate loans, unused lines of credit, and standby letters of credit. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense.
Real Estate Owned	Real Estate Owned Foreclosed assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of real property collateralizing a loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company has purchased life insurance policies on certain key executives. BOLI is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Business Combinations	Business Combinations The Company uses the acquisition method of accounting for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred.
Goodwill	Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter or more frequently if events and circumstances indicate that the asset might be impaired. The Company first assesses qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining the need to perform the test for goodwill impairment (the qualitative method). If the qualitative method cannot be used or if the Company determines, based on the qualitative method, that the fair value is more likely than not less than the carrying amount, the Company compares the estimated fair value of a reporting unit with its carrying amount, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. If the carrying amount of a reporting unit exceeds its estimated fair value, the Company will record an impairment charge based on that difference. Our annual goodwill impairment test did not identify any impairment for the years ended June 30, 2023 and 2022.
Core Deposit Intangibles	Core Deposit Intangibles Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits, typically between five
Servicing Rights	Servicing Rights When loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within loan income and fees on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement as loan income and fees, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of servicing rights is netted against loan servicing fee income. Late fees and ancillary fees related to loan servicing are not material.
Revenue from Contract with Customer	Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with ASC Topic 606, “Revenue from Contracts with Customers”. Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods. The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed, charged either on a periodic basis or based on activity. Since performance obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in ASC 606 that affect the determination of the amount and timing of revenue from contracts with customers.
Stock-Based Compensation	Stock-Based Compensation The Company issues restricted stock, restricted stock units, and stock options under the HomeTrust Bancshares, Inc. 2022 Omnibus Incentive Plan (“2022 Omnibus Incentive Plan”) to key officers and outside directors. In accordance with the requirements of the FASB ASC 718, "Compensation – Stock Compensation," the Company has adopted a fair value based method of accounting for employee stock compensation plans, whereby compensation cost is measured based on the fair value of the award as of the grant date and recognized over the vesting period. The Company accounts for forfeitures as they occur.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and net unrealized gains (losses) on debt securities available for sale and is presented in the Consolidated Statements of Comprehensive Income.
Income Taxes	Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are not expected to be realized based upon available evidence. See "Note 12 – Income Taxes" for additional information. The Company recognizes interest and penalties accrued relative to unrecognized tax benefits in its respective federal or state income taxes accounts. As of June 30, 2023 and 2022, there were no accruals for uncertain tax positions. As of June 30, 2023, no interest or penalties were accrued compared to an accrual of $28 as of June 30, 2022.
Derivative Instruments and Hedging	Derivative Instruments and Hedging The Company holds and issues derivative financial instruments such as IRLCs and other forward sale commitments. IRLCs are subject to pricing risk primarily related to fluctuations in market interest rates. To hedge the interest rate risk on certain IRLCs, the Company uses forward sale commitments such as TBAs or mandatory delivery commitments with investors. Management expects these forward sale commitments to experience changes in fair value opposite to the changes in fair value of the IRLCs, thereby reducing earnings volatility. Forward sale commitments are also used to hedge the interest rate risk on mortgage loans held for sale that are not committed to investors and still subject to price risk. If the mandatory delivery commitments are not fulfilled, the Company pays a pair-off fee. Best effort forward sale commitments are also executed with investors, whereby certain loans are locked with a borrower and simultaneously committed to an investor at a fixed price. If the best effort IRLC does not fund, there is no obligation to fulfill the investor commitment. The Company considers various factors and strategies in determining what portion of the IRLCs and uncommitted mortgage loans held for sale to economically hedge. All derivative instruments are recognized as other assets or other liabilities on the consolidated statements of financial condition at their fair value. Changes in the fair value of the derivative instruments and gains and losses resulting from the pairing-out of forward sale commitments are recognized in the gain on sale of loans held for sale on the consolidated statements of income in the period in which they occur. The Company accounts for all derivative instruments as free-standing derivative instruments and does not designate any for hedge accounting.
Net Income Per Share	Net Income per Share Basic EPS is computed by dividing net income by the weighted-average number of common shares outstanding for the year, less the average number of nonvested restricted stock awards. Diluted EPS reflects the potential dilution from the issuance of additional shares of common stock caused by the exercise of stock options and restricted stock awards. In addition, nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are considered participating securities and are included in the computation of EPS pursuant to the two-class method. The two-class method is an earnings allocation formula that determines EPS for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. ESOP shares are considered outstanding for basic and diluted EPS when the shares are committed to be released. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings, or absorb losses. See "Note 16 – Net Income per Share" for further discussion on the Company’s EPS.
Recent Accounting Pronouncements	Adoption of New Accounting Standards ASU 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." In June 2016, the FASB issued ASU 2016-13 which made significant changes to the ACL on financial instruments presented on an amortized cost basis and disclosures about them. The CECL impairment model requires an estimate of ECLs, measured over the contractual life of an instrument, which considers reasonable and supportable forecasts of future economic conditions in addition to information about past events and current conditions. The standard provides significant flexibility and requires a high degree of judgment with regards to pooling financial assets with similar risk characteristics and adjusting the relevant historical loss information in order to develop an estimate of expected lifetime losses. ASU 2016-13 permits the use of estimation techniques that are practical and relevant to the Company’s circumstances, as long as they are applied consistently over time and faithfully estimate ECLs in accordance with the standard. The ASU lists several common credit loss methods that are acceptable such as a DCF method, loss-rate method and roll-rate method. In addition, ASU 2016-13 amended the ACL on debt securities and purchased financial assets with credit deterioration. The Company adopted ASU 2016-13 on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. The Company recorded a net reduction of retained earnings of $13,358 upon adoption. The transition adjustment included an increase in the ACL on loans of $14,809, an increase in the ACL on off-balance sheet credit exposures of $2,288, and the establishment of an ACL on commercial paper of $250, net of the corresponding increases in deferred tax assets of $3,989. The adoption of this ASU did not have an effect on AFS debt securities. The Company adopted ASU 2016-13 using the prospective transition approach for PCD financial assets that were previously classified as PCI and accounted for under ASC 310-30. In accordance with the standard, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining discount on the PCD assets was determined to be related to noncredit factors and will be accreted into interest income on a level-yield method over the life of the loans. ASU 2021-05, "Leases (Topic 842): Lessors—Certain Leases with Variable Lease Payments." This ASU amended the lease classification requirements for lessors to classify as an operating lease any lease that would otherwise be classified as a sales-type or direct financing lease that would result in the recognition of a day-one loss at lease commencement, provided that the lease includes variable lease payments that do not depend on an index or rate. When a lease is classified as operating, the lessor does not recognize a net investment in the lease, does not derecognize the underlying asset and therefore, does not recognize a selling profit or loss. The amendments in this ASU are effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. The adoption of this standard on July 1, 2022, did not have a material impact on the Company's consolidated financial statements. Newly Issued but Not Yet Effective Accounting Standards ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The amendments in this ASU are effective for fiscal years beginning after December 15, 2022, and interim periods within those fiscal years and early adoption is permitted. The adoption of ASU 2022-02 is not expected to have a material impact on the Company's consolidated financial statements.

Merger with Quantum (Tables)

Merger with Quantum (Tables)	12 Months Ended
	Jun. 30, 2023
Business Combination and Asset Acquisition [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	The following table provides a summary of the assets acquired, liabilities assumed, associated preliminary fair value adjustments, and provisional period adjustments by the Company as of the merger date. As provided for under US GAAP, management has up to 12 months following the date of merger to finalize the fair value adjustments. Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Assets acquired Cash and cash equivalents $ 47,769 $ — $ — $ 47,769 Debt securities available for sale 10,608 — — 10,608 FHLB and FRB stock 1,125 — — 1,125 Loans (1) 567,140 (5,207) — 561,933 Premises and equipment 4,415 4,668 — 9,083 Accrued interest receivable 1,706 — — 1,706 BOLI 9,066 — — 9,066 Core deposit intangibles — 12,210 — 12,210 Other assets 2,727 569 (179) 3,117 Total assets acquired $ 644,556 $ 12,240 $ (179) $ 656,617 Liabilities assumed Deposits $ 570,419 $ 183 $ — $ 570,602 Junior subordinated debt 11,341 (1,408) — 9,933 Other borrowings 24,728 — — 24,728 Deferred income taxes — 1,341 250 1,591 Other liabilities 3,334 — — 3,334 Total liabilities assumed $ 609,822 $ 116 $ 250 $ 610,188 Net assets acquired $ 46,429 Consideration paid Common stock consideration Shares of Quantum 574,157 Exchange ratio 2.3942 HomeTrust common stock issued 1,374,647 Price per share of HomeTrust common stock on February 10, 2023 $ 27.45 HomeTrust common stock consideration $ 37,734 Cash consideration (2) 17,168 Total consideration $ 54,902 Goodwill $ 8,473 (1) Adjustments to Quantum's total loans include the elimination of Quantum's existing allowance for loan losses of $5,972, the recognition of an ACL at close on PCD loans of $369, and adjustments to reflect the estimated credit fair value mark on the non-PCD loan portfolio of $2,932 and the estimated interest rate fair value adjustment on the loan portfolio as a whole (non-PCD and PCD) of $7,878. (2) As indicated in the Current Report on Form 8-K/A filed with the SEC on March 30, 2023, the amount of cash consideration paid at closing differs from the $57.54 per share, or $33,037, reported in the Current Report on Form 8-K filed on February 13, 2023, which announced the closing of the merger. Consistent with the merger agreement, between the execution of the merger agreement and the transaction closing date, Quantum's principal stockholders had the option to withdraw some or all of the amount of cash consideration to eventually be paid at closing in advance of the closing date. The amount of cash consideration paid at closing was reduced by the amount withdrawn during this time period.
Financing Receivable, Purchased With Credit Deterioration	The following table provides a summary of PCD loans purchased as part of the Quantum merger as of the merger date: Commercial Real Estate Commercial Residential Real Estate Consumer Total Unpaid principal balance $ 4,472 $ 9,631 $ 393 $ — $ 14,496 ACL (292) (72) (5) — (369) Non-credit premium (discount) (1,448) (190) 4 — (1,634) Fair value of PCD loans at merger date $ 2,732 $ 9,369 $ 392 $ — $ 12,493
Business Acquisition, Pro Forma Information	The following unaudited pro forma combined condensed consolidated financial information presents the results of operations of the Company, including the effects of purchase accounting adjustments and acquisition expenses, had the merger taken place at July 1, 2021. The schedule excludes merger-related credit loss and merger-related expenses. Year Ended June 30, 2023 2022 Interest and dividend income $ 214,703 $ 151,427 Interest expense 32,866 6,762 Net interest income 181,837 144,665 Provision (benefit) for credit losses 10,122 4,363 Net interest income after provision (benefit) for credit losses 171,715 140,302 Noninterest income 32,950 44,608 Noninterest expense 121,430 130,040 Net income before income taxes 83,235 54,870 Income tax expense 18,556 7,592 Net income $ 64,679 $ 47,278 Per share data Net income per common share Basic $ 3.76 $ 2.78 Diluted $ 3.74 $ 2.73 Average shares outstanding Basic 17,073,264 16,890,819 Diluted 17,156,152 17,185,055

Debt Securities (Tables)

Debt Securities (Tables)	12 Months Ended
	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Debt securities available for sale consist of the following at the dates indicated: June 30, 2023 Amortized Gross Gross Estimated U.S. government agencies $ 15,000 $ — $ (286) $ 14,714 MBS, residential 110,865 — (3,451) 107,414 Municipal bonds 3,505 — (117) 3,388 Corporate bonds 27,881 — (1,471) 26,410 Total $ 157,251 $ — $ (5,325) $ 151,926 June 30, 2022 Amortized Gross Gross Estimated U.S. government agencies $ 18,993 $ 5 $ (539) $ 18,459 MBS, residential 48,377 3 (1,147) 47,233 Municipal bonds 5,545 31 (18) 5,558 Corporate bonds 57,184 1 (1,457) 55,728 Total $ 130,099 $ 40 $ (3,161) $ 126,978
Investments Classified by Contractual Maturity Date	Debt securities available for sale by contractual maturity at June 30, 2023 and 2022 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. June 30, 2023 Amortized Estimated Due within one year $ 37,881 $ 37,060 Due after one year through five years 2,994 2,903 Due after five years through ten years 5,511 4,549 Due after ten years — — MBS, residential 110,865 107,414 Total $ 157,251 $ 151,926 June 30, 2022 Amortized Estimated Due within one year $ 35,350 $ 34,956 Due after one year through five years 40,325 39,018 Due after five years through ten years 6,047 5,771 Due after ten years — — MBS, residential 48,377 47,233 Total $ 130,099 $ 126,978
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	The gross unrealized losses and the fair value for debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of June 30, 2023 and June 30, 2022 were as follows: June 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ — $ — $ 14,714 $ (286) $ 14,714 $ (286) MBS, residential 83,281 (1,674) 24,133 (1,777) 107,414 (3,451) Municipal bonds 2,420 (69) 968 (48) 3,388 (117) Corporate bonds 607 (143) 25,053 (1,328) 25,660 (1,471) Total $ 86,308 $ (1,886) $ 64,868 $ (3,439) $ 151,176 $ (5,325) June 30, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,461 $ (539) $ — $ — $ 14,461 $ (539) MBS, residential 41,658 (994) 5,269 (153) 46,927 (1,147) Municipal bonds 1,970 (18) — — 1,970 (18) Corporate bonds 39,454 (730) 14,273 (727) 53,727 (1,457) Total $ 97,543 $ (2,281) $ 19,542 $ (880) $ 117,085 $ (3,161)

Loans Held For Sale (Tables)

Loans Held For Sale (Tables)	12 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Schedule of Loans Held for Sale	June 30, 2023 June 30, 2022 One-to-four family $ — $ 4,176 SBA 28,804 14,774 HELOCs 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 161,703 $ 79,307 Loans consist of the following at the dates indicated: June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 356,674 $ 291,202 Commercial real estate - owner occupied 529,721 335,658 Commercial real estate - non-owner occupied 901,685 662,159 Multifamily 81,827 81,086 Total commercial real estate loans 1,869,907 1,370,105 Commercial loans Commercial and industrial 245,428 193,313 Equipment finance 462,211 394,541 Municipal leases 142,212 129,766 Total commercial loans 849,851 717,620 Residential real estate loans Construction and land development 110,074 81,847 One-to-four family 529,703 354,203 HELOCs 187,193 160,137 Total residential real estate loans 826,970 596,187 Consumer loans 112,095 85,383 Total loans, net of deferred loan fees and costs 3,658,823 2,769,295 Allowance for credit losses – loans (47,193) (34,690) Loans, net $ 3,611,630 $ 2,734,605 (1) June 30, 2023 and 2022 accrued interest receivable Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Jun. 30, 2023
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment	Premises and equipment as of the dates indicated consist of the following: June 30, 2023 June 30, 2022 Land $ 26,496 $ 24,332 Office buildings 75,357 68,385 Furniture, fixtures and equipment 19,899 16,550 Total 121,752 109,267 Less: accumulated depreciation (48,581) (40,173) Premises and equipment, net $ 73,171 $ 69,094

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses on Loans (Tables)	12 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	June 30, 2023 June 30, 2022 One-to-four family $ — $ 4,176 SBA 28,804 14,774 HELOCs 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 161,703 $ 79,307 Loans consist of the following at the dates indicated: June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 356,674 $ 291,202 Commercial real estate - owner occupied 529,721 335,658 Commercial real estate - non-owner occupied 901,685 662,159 Multifamily 81,827 81,086 Total commercial real estate loans 1,869,907 1,370,105 Commercial loans Commercial and industrial 245,428 193,313 Equipment finance 462,211 394,541 Municipal leases 142,212 129,766 Total commercial loans 849,851 717,620 Residential real estate loans Construction and land development 110,074 81,847 One-to-four family 529,703 354,203 HELOCs 187,193 160,137 Total residential real estate loans 826,970 596,187 Consumer loans 112,095 85,383 Total loans, net of deferred loan fees and costs 3,658,823 2,769,295 Allowance for credit losses – loans (47,193) (34,690) Loans, net $ 3,611,630 $ 2,734,605 (1) June 30, 2023 and 2022 accrued interest receivable Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69
Financing Receivable Credit Quality Indicators	The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate, and consumer loans by origination year as of June 30, 2023: Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 27,234 $ 26,157 $ 5,469 $ 2,226 $ 1,560 $ 5,836 $ 287,615 $ 356,097 Special mention — 73 — — — — — 73 Substandard — 481 — — — 23 — 504 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 27,234 26,711 5,469 2,226 1,560 5,859 287,615 356,674 Commercial real estate - owner occupied Risk rating Pass 58,671 106,738 91,575 68,054 54,176 115,425 23,984 518,623 Special mention — 177 909 2,017 361 3,437 — 6,901 Substandard — — 76 343 399 3,379 — 4,197 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied 58,671 106,915 92,560 70,414 54,936 122,241 23,984 529,721 Commercial real estate - non-owner occupied Risk rating Pass 85,574 156,244 137,659 99,442 68,794 265,099 76,508 889,320 Special mention — — — — — 4,047 5,301 9,348 Substandard — — — — — 3,017 — 3,017 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied 85,574 156,244 137,659 99,442 68,794 272,163 81,809 901,685 Multifamily Risk rating Pass 3,850 16,410 21,867 10,172 5,843 22,321 980 81,443 Special mention — — — — 28 61 — 89 Substandard — — — — — 295 — 295 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily 3,850 16,410 21,867 10,172 5,871 22,677 980 81,827 Total commercial real estate Risk rating Pass $ 175,329 $ 305,549 $ 256,570 $ 179,894 $ 130,373 $ 408,681 $ 389,087 $ 1,845,483 Special mention — 250 909 2,017 389 7,545 5,301 16,411 Substandard — 481 76 343 399 6,714 — 8,013 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 175,329 $ 306,280 $ 257,555 $ 182,254 $ 131,161 $ 422,940 $ 394,388 $ 1,869,907 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial and industrial Risk rating Pass $ 57,377 $ 72,662 $ 18,845 $ 13,849 $ 6,441 $ 21,620 $ 47,934 $ 238,728 Special mention — 327 467 179 116 — — 1,089 Substandard — 13 28 605 858 43 3,649 5,196 Doubtful — 9 8 — 134 — 260 411 Loss — — — — — 4 — 4 Total commercial and industrial 57,377 73,011 19,348 14,633 7,549 21,667 51,843 245,428 Equipment finance Risk rating Pass 200,054 136,226 73,363 36,589 10,178 256 — 456,666 Special mention 805 808 140 441 344 — — 2,538 Substandard — — 227 13 115 — — 355 Doubtful 342 1,283 825 198 — — — 2,648 Loss — — — — 4 — — 4 Total equipment finance 201,201 138,317 74,555 37,241 10,641 256 — 462,211 Municipal leases Risk rating Pass 31,462 27,910 14,292 8,212 9,838 43,251 7,247 142,212 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases 31,462 27,910 14,292 8,212 9,838 43,251 7,247 142,212 Total commercial Risk rating Pass $ 288,893 $ 236,798 $ 106,500 $ 58,650 $ 26,457 $ 65,127 $ 55,181 $ 837,606 Special mention 805 1,135 607 620 460 — — 3,627 Substandard — 13 255 618 973 43 3,649 5,551 Doubtful 342 1,292 833 198 134 — 260 3,059 Loss — — — — 4 4 — 8 Total commercial $ 290,040 $ 239,238 $ 108,195 $ 60,086 $ 28,028 $ 65,174 $ 59,090 $ 849,851 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 671 $ 850 $ — $ 47 $ — $ 1,270 $ 107,096 $ 109,934 Special mention — — — — — — — — Substandard — — — — — 140 — 140 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 671 850 — 47 — 1,410 107,096 110,074 One-to-four family Risk rating Pass 78,574 122,091 109,669 51,927 31,491 120,331 10,122 524,205 Special mention — — — — — 543 — 543 Substandard 185 125 — 204 55 4,356 — 4,925 Doubtful — — — — — 29 — 29 Loss — — — — — 1 — 1 Total one-to-four family 78,759 122,216 109,669 52,131 31,546 125,260 10,122 529,703 HELOCs Risk rating Pass 8,966 561 120 371 946 7,251 168,311 186,526 Special mention — — — — — — — — Substandard — 10 — — — 494 134 638 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs 8,966 571 120 371 946 7,774 168,445 187,193 Total residential real estate Risk rating Pass $ 88,211 $ 123,502 $ 109,789 $ 52,345 $ 32,437 $ 128,852 $ 285,529 $ 820,665 Special mention — — — — — 543 — 543 Substandard 185 135 — 204 55 4,990 134 5,703 Doubtful — — — — — 58 — 58 Loss — — — — — 1 — 1 Total residential real estate $ 88,396 $ 123,637 $ 109,789 $ 52,549 $ 32,492 $ 134,444 $ 285,663 $ 826,970 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total consumer Risk rating Pass $ 62,861 $ 17,913 $ 12,627 $ 8,954 $ 5,172 $ 2,847 $ 473 $ 110,847 Special mention — — — — — — — — Substandard 302 211 242 247 54 154 37 1,247 Doubtful — — — — — — — — Loss — — — — 1 — — 1 Total consumer $ 63,163 $ 18,124 $ 12,869 $ 9,201 $ 5,227 $ 3,001 $ 510 $ 112,095 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate, and consumer loans by origination year as of June 30, 2022: Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 21,988 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,819 $ 248,189 $ 285,490 Special mention — — — — — 97 4,677 4,774 Substandard 871 — — — — 67 — 938 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 22,859 5,686 627 2,089 1,092 5,983 252,866 291,202 Commercial real estate - owner occupied Risk rating Pass 55,167 71,429 45,665 43,786 21,720 74,602 16,857 329,226 Special mention — — 396 418 — 2,416 — 3,230 Substandard — — — — 577 2,227 398 3,202 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied 55,167 71,429 46,061 44,204 22,297 79,245 17,255 335,658 Commercial real estate - non-owner occupied Risk rating Pass 97,885 122,975 95,268 56,846 81,037 182,664 7,214 643,889 Special mention — — — — 13,844 4,421 — 18,265 Substandard — — — — — 5 — 5 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied 97,885 122,975 95,268 56,846 94,881 187,090 7,214 662,159 Multifamily Risk rating Pass 10,135 19,985 15,881 8,614 2,796 20,587 2,495 80,493 Special mention — — — 29 — 217 — 246 Substandard — — — — — 347 — 347 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily 10,135 19,985 15,881 8,643 2,796 21,151 2,495 81,086 Total commercial real estate Risk rating Pass $ 185,175 $ 220,075 $ 157,441 $ 111,335 $ 106,645 $ 283,672 $ 274,755 $ 1,339,098 Special mention — — 396 447 13,844 7,151 4,677 26,515 Substandard 871 — — — 577 2,646 398 4,492 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 186,046 $ 220,075 $ 157,837 $ 111,782 $ 121,066 $ 293,469 $ 279,830 $ 1,370,105 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial and industrial Risk rating Pass $ 70,863 $ 21,434 $ 11,647 $ 9,377 $ 6,338 $ 20,856 $ 43,119 $ 183,634 Special mention — 346 260 364 — — 1,957 2,927 Substandard — 770 343 1,152 — 52 4,337 6,654 Doubtful — 98 — — — — — 98 Loss — — — — — — — — Total commercial and industrial 70,863 22,648 12,250 10,893 6,338 20,908 49,413 193,313 Equipment finance Risk rating Pass 186,139 113,363 64,400 26,467 1,755 — — 392,124 Special mention 200 331 1,002 547 — — — 2,080 Substandard — 123 18 159 — — — 300 Doubtful 32 — — 5 — — — 37 Loss — — — — — — — — Total equipment finance 186,371 113,817 65,420 27,178 1,755 — — 394,541 Municipal leases Risk rating Pass 19,425 24,480 8,962 11,034 13,584 39,529 12,715 129,729 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases 19,425 24,517 8,962 11,034 13,584 39,529 12,715 129,766 Total commercial Risk rating Pass $ 276,427 $ 159,277 $ 85,009 $ 46,878 $ 21,677 $ 60,385 $ 55,834 $ 705,487 Special mention 200 714 1,262 911 — — 1,957 5,044 Substandard — 893 361 1,311 — 52 4,337 6,954 Doubtful 32 98 — 5 — — — 135 Loss — — — — — — — — Total commercial $ 276,659 $ 160,982 $ 86,632 $ 49,105 $ 21,677 $ 60,437 $ 62,128 $ 717,620 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 864 $ — $ 53 $ — $ — $ 1,783 $ 78,775 $ 81,475 Special mention — — — — — — — — Substandard — — — — — 372 — 372 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development 864 — 53 — — 2,155 78,775 81,847 One-to-four family Risk rating Pass 55,415 74,035 47,364 29,075 23,250 113,307 4,077 346,523 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 4,590 — 6,690 Doubtful — — — — — 155 — 155 Loss — — — — — — — — Total one-to-four family 55,543 74,035 48,366 29,615 23,680 118,887 4,077 354,203 HELOCs Risk rating Pass 1,466 458 282 901 107 7,441 148,526 159,181 Special mention — — — — — — — — Substandard — — — — — 879 49 928 Doubtful — — — — — 28 — 28 Loss — — — — — — — — Total HELOCs 1,466 458 282 901 107 8,348 148,575 160,137 Total residential real estate Risk rating Pass $ 57,745 $ 74,493 $ 47,699 $ 29,976 $ 23,357 $ 122,531 $ 231,378 $ 587,179 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 5,841 49 7,990 Doubtful — — — — — 183 — 183 Loss — — — — — — — — Total residential real estate $ 57,873 $ 74,493 $ 48,701 $ 30,516 $ 23,787 $ 129,390 $ 231,427 $ 596,187 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total consumer Risk rating Pass $ 25,935 $ 20,443 $ 15,849 $ 11,329 $ 8,235 $ 2,398 $ 277 $ 84,466 Special mention — — — — — — — — Substandard 72 169 274 85 182 100 33 915 Doubtful — — — — — — — — Loss — — — 2 — — — 2 Total consumer $ 26,007 $ 20,612 $ 16,123 $ 11,416 $ 8,417 $ 2,498 $ 310 $ 85,383 The following tables present aging analyses of past due loans (including nonaccrual loans) by segment and class for the periods indicated: Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied 1,514 76 1,590 528,131 529,721 Commercial real estate - non-owner occupied — — — 901,685 901,685 Multifamily — — — 81,827 81,827 Total commercial real estate 1,514 76 1,590 1,868,317 1,869,907 Commercial Commercial and industrial 873 403 1,276 244,152 245,428 Equipment finance 826 1,837 2,663 459,548 462,211 Municipal leases — — — 142,212 142,212 Total commercial 1,699 2,240 3,939 845,912 849,851 Residential real estate Construction and land development — 132 132 109,942 110,074 One-to-four family 1,698 1,060 2,758 526,945 529,703 HELOCs 379 769 1,148 186,045 187,193 Total residential real estate 2,077 1,961 4,038 822,932 826,970 Consumer 320 288 608 111,487 112,095 Total loans $ 5,610 $ 4,565 $ 10,175 $ 3,648,648 $ 3,658,823 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2022 Commercial real estate Construction and land development $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — 52 52 335,606 335,658 Commercial real estate - non-owner occupied — — — 662,159 662,159 Multifamily — — — 81,086 81,086 Total commercial real estate — 52 52 1,370,053 1,370,105 Commercial Commercial and industrial 255 — 255 193,058 193,313 Equipment finance 186 56 242 394,299 394,541 Municipal leases — — — 129,766 129,766 Total commercial 441 56 497 717,123 717,620 Residential real estate Construction and land development 115 22 137 81,710 81,847 One-to-four family 910 1,394 2,304 351,899 354,203 HELOCs 283 122 405 159,732 160,137 Total residential real estate 1,308 1,538 2,846 593,341 596,187 Consumer 330 177 507 84,876 85,383 Total loans $ 2,079 $ 1,823 $ 3,902 $ 2,765,393 $ 2,769,295
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the year ended June 30, 2023. June 30, 2023 June 30, 2022 90 Days + & Still Accruing as of June 30, 2023 Nonaccrual with No ACL as of June 30, 2023 Interest Income Recognized Commercial real estate Construction and land development $ 23 $ 67 $ — $ — $ 2 Commercial real estate - owner occupied 517 706 — — 17 Commercial real estate - non-owner occupied — 5 — — 6 Multifamily 84 103 — — 7 Total commercial real estate 624 881 — — 32 Commercial Commercial and industrial 1,222 1,951 — — 120 Equipment finance 2,862 270 — — 176 Municipal leases 106 — — — 6 Total commercial 4,190 2,221 — — 302 Residential real estate Construction and land development 132 137 — — 3 One-to-four family 1,935 1,773 — — 60 HELOCs 957 724 — — 46 Total residential real estate 3,024 2,634 — — 109 Consumer 477 384 — — 18 Total loans $ 8,315 $ 6,120 $ — $ — $ 461
Schedule of Allowance for Credit Losses on Financing Receivables	The following tables present analyses of the ACL on loans by segment for the period indicated below. In addition to the provision (benefit) for credit losses on loans presented below, provisions (benefits) of $253 and $981 for off-balance sheet credit exposures and $(250) and $(100) for commercial paper were recorded during the fiscal years ended June 30, 2023 and June 30, 2022, respectively. For the year ended June 30, 2023, $4,921 and $369 of the provision for credit losses were recognized to establish ACLs on Quantum's loan portfolio and off-balance-sheet credit exposure, respectively. Year Ended June 30, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Provision for credit losses 6,981 6,397 1,393 618 15,389 Initial ACL on PCD loans 292 72 5 — 369 Charge-offs — (3,796) (192) (517) (4,505) Recoveries 3 507 467 273 1,250 Net recoveries (charge-offs) 3 (3,289) 275 (244) (3,255) Balance at end of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Year Ended June 30, 2022 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 Provision (benefit) for credit losses (2,273) 3,110 (1,423) (886) (1,472) Charge-offs (485) (1,728) (116) (183) (2,512) Recoveries 1,088 991 965 162 3,206 Net recoveries (charge-offs) 603 (737) 849 (21) 694 Balance at end of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Year Ended June 30, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,413 $ 5,703 $ 5,685 $ 1,271 $ 28,072 Impact of adoption ASU 2016-13 833 3,240 8,687 2,049 14,809 Benefit for credit losses (311) (446) (6,308) (205) (7,270) Charge-offs (1,000) (977) (611) (945) (3,533) Recoveries 149 2,143 732 366 3,390 Net recoveries (charge-offs) (851) 1,166 121 (579) (143) Balance at end of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468
Troubled Debt Restructurings on Financing Receivables	The following table presents a breakdown of the types of concessions made on TDRs by loan class for the periods indicated below: Year Ended June 30, 2023 2022 2021 # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment # of Loans Pre Modification Outstanding Recorded Investment Post Modification Outstanding Recorded Investment Below market interest rate Commercial Commercial and industrial 5 $ 569 $ 565 1 $ 275 $ 260 — $ — $ — Residential real estate One-to-four family 1 21 17 1 124 120 — — — Consumer 1 10 9 — — — — — — Total below market interest rate 7 600 591 2 399 380 — — — Extended payment terms Residential real estate One-to-four family — — — 1 35 34 — — — Consumer — — — 1 50 51 2 28 27 Total extended payment terms — — — 2 85 85 2 28 27 Other TDRs Commercial real estate Multifamily — — — — — — 1 4,408 3,421 Commercial Commercial and industrial — — — 2 840 826 — — — Residential real estate Construction and land development — — — — — — 1 225 213 One-to-four family — — — 2 93 91 4 269 256 HELOCs — — — 1 18 18 2 53 74 Consumer 4 48 32 6 74 61 14 207 144 Total other TDRs 4 48 32 11 1,025 996 22 5,162 4,108 Total 11 $ 648 $ 623 15 $ 1,509 $ 1,461 24 $ 5,190 $ 4,135
Schedule of Trouble Debt Restructurings With Payment Default	The following table presents loans that were modified as TDRs within the previous 12 months and for which there was a payment default during the periods indicated: Year Ended June 30, 2023 2022 2021 # of Recorded # of Recorded # of Recorded Below market interest rate Commercial loans Commercial and industrial 4 $ 224 — $ — — $ — Total below market interest rate 4 224 — — — — Other TDRs Consumer 1 — 1 25 1 30 Total other TDRs 1 — 1 25 1 30 Total 5 $ 224 1 $ 25 1 $ 30

Goodwill and Core Deposit Int_2

Goodwill and Core Deposit Intangibles (Tables)	12 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense related to core deposit intangibles	As of June 30, 2023, the estimated amortization expense is as follows: 2024 $ 3,048 2025 2,060 2026 1,498 2027 1,104 2028 822 Thereafter 2,246 Total $ 10,778

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Jun. 30, 2023
Deposits [Abstract]
Schedule of Deposit Accounts	Deposit accounts at the dates indicated consist of the following: June 30, 2023 June 30, 2022 Noninterest-bearing accounts $ 825,481 $ 745,746 NOW accounts 611,105 654,981 Money market accounts 1,241,840 969,661 Savings accounts 212,220 238,197 Certificates of deposit 710,522 491,176 Total $ 3,601,168 $ 3,099,761
Schedule of Maturities of Certificates of Deposit	As of June 30, 2023, scheduled maturities of certificates of deposit are as follows: 2024 $ 642,841 2025 51,466 2026 7,702 2027 4,827 2028 3,686 Thereafter — Total $ 710,522

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Jun. 30, 2023
Federal Home Loan Banks [Abstract]
Schedule of Debt	Borrowings, other than junior subordinated debt, consist of the following at the dates indicated: June 30, 2023 June 30, 2022 Balance Weighted Balance Weighted FHLB advances (short-term) $ 180,000 5.19 % $ — — % FRB advances (short-term) 257,000 5.25 — — Revolving lines of credit 20,263 8.75 — — Total other borrowings $ 457,263 5.38 % $ — — %

Leases (Tables)

Leases (Tables)	12 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Assets and Liabilities, Lessee	The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,674 $ 5,846 Lease liabilities $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 9.2 10.8 Weighted-average discount rate 3.32 % 2.90 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at June 30, 2023: Fiscal year ending June 30 2024 $ 1,720 2025 1,652 2026 1,538 2027 1,565 2028 1,590 Thereafter 4,662 Total undiscounted minimum lease payments 12,727 Less: amount representing interest (1,937) Total lease liability $ 10,790
Lease, Cost	The following table presents components of operating lease expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 228 9 Sublease income (included in other noninterest income) (169) (189) Total operating lease expense, net $ 1,574 $ 1,379 Supplemental lease cash flow information as of the dates indicated: Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) 89 134
Schedule of Total Equipment Finance Operating Lease Income and Depreciation Expense	The following table presents total equipment finance operating lease income and depreciation expense as of the dates indicated: Year Ended June 30, 2023 2022 Operating lease income $ 5,471 $ 6,392 Depreciation expense 4,873 5,362
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum lease payments to be received at June 30, 2023: Fiscal year ending June 30 2024 $ 5,354 2025 3,246 2026 1,989 2027 465 2028 230 Thereafter 366 Total of future minimum payments $ 11,650
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	The following schedule summarizes, as of June 30, 2023, aggregate future minimum finance lease payments to be received: Fiscal year ending June 30 2024 $ 23,861 2025 19,779 2026 15,677 2027 10,623 2028 5,294 Thereafter 3,927 Total undiscounted minimum payments 79,161 Less: amount representing interest (8,556) Total lease receivable $ 70,605

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense	Income tax expense as of the dates indicated consisted of: Year Ended June 30, 2023 2022 2021 Current Federal $ 11,119 $ 2,411 $ (340) State 1,874 730 188 Total current expense (benefit) 12,993 3,141 (152) Deferred Federal (377) 5,992 3,374 State (56) 592 199 Total deferred expense (benefit) (433) 6,584 3,573 Total income tax expense $ 12,560 $ 9,725 $ 3,421
Schedule of Effective Income Tax Rate Reconciliation	The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Year Ended June 30, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Tax at federal income tax rate $ 12,004 21 % $ 9,529 21 % $ 4,010 21 % Increase (decrease) resulting from Tax exempt income (830) (1) (844) (2) (911) (5) State tax, net of federal benefit 1,417 2 818 2 306 2 Other (31) — 222 — 16 — Total $ 12,560 22 % $ 9,725 21 % $ 3,421 18 %
Schedule of Deferred Tax Assets and Liabilities	The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at June 30, 2023 and 2022 are presented below: June 30, 2023 June 30, 2022 Deferred tax assets Allowance for credit losses $ 11,822 $ 8,796 Deferred compensation and post-retirement benefits 8,214 8,407 Impairments on real estate owned 26 61 Net operating loss carryforward 2,806 3,353 Discount from business combinations 974 1,228 Unrealized loss on debt securities held for sale 1,225 718 Share-based compensation expense 1,514 1,860 Operating lease liability 2,513 1,525 Other 1,463 1,127 Total deferred tax assets 30,557 27,075 Deferred tax liabilities Depreciable basis of fixed assets (9,992) (7,874) Deferred loan costs (668) (774) FHLB stock, book basis in excess of tax (90) (89) BOLI available for redemption (5,163) (4,679) Operating lease ROU asset (2,253) (1,343) Other (1,479) (829) Total deferred tax liabilities (19,645) (15,588) Net deferred tax assets $ 10,912 $ 11,487

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Employee Stock Ownership Plan (ESOP) Activity	Shares held by the ESOP at the dates indicated include the following: June 30, 2023 June 30, 2022 Unallocated ESOP shares 476,100 529,000 Allocated ESOP shares 555,450 502,550 ESOP shares committed to be released 26,450 26,450 Total ESOP shares 1,058,000 1,058,000 Fair value of unallocated ESOP shares $ 9,946 $ 14,759

Deferred Compensation Agreeme_2

Deferred Compensation Agreements (Tables)	12 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Schedule of Net Cash Surrender Value Life Insurance Policies and Deferred Compensation Liability	The net cash surrender value of the related life insurance policies and deferred compensation liability are detailed below: June 30, 2023 June 30, 2022 Net cash surrender value of life insurance, related to deferred compensation $ 415 $ 407 Deferred compensation liability, included in other liabilities 376 430

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	12 Months Ended
	Jun. 30, 2023
Share-Based Payment Arrangement [Abstract]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the dates indicated below: Year Ended June 30, 2023 2022 2021 Share-based compensation expense $ 1,854 $ 2,152 $ 2,102 Tax benefit 436 508 494
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity and related information for the periods indicated below: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 47,850 30.90 Exercised (413,636) 14.70 Forfeited (24,800) 23.96 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Exercisable at June 30, 2022 756,720 $ 20.24 3.3 $ 3,971 Non-vested at June 30, 2022 172,150 $ 26.96 7.5 $ 65 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Granted 5,000 24.07 Exercised (352,096) 14.59 Forfeited (12,550) 25.47 Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercisable at June 30, 2023 493,264 $ 25.40 4.6 $ 141 Non-vested at June 30, 2023 75,960 $ 27.56 7.9 $ —
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	Assumptions used in estimating the fair value of option granted during the periods indicated were as follows: Year Ended June 30, 2023 2022 Weighted-average volatility 27.79 % 28.01 % Expected dividend yield 1.62 % 1.13 % Risk-free interest rate 3.11 % 2.02 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 6.77 $ 8.60
Equity Incentive Plan Restricted Award Activity	The table below presents restricted stock award activity and related information: Restricted Stock Awards (1) Performance-Based Restricted Stock Units (2) Weighted- Aggregate Non-vested at June 30, 2021 120,795 30,780 $ 25.06 $ 4,229 Granted 42,123 9,556 31.18 — Vested (46,626) (7,118) 25.22 — Forfeited (13,600) — 25.27 — Non-vested at June 30, 2022 102,692 33,218 $ 27.40 $ 2,345 Granted 57,839 21,005 27.24 — Vested (41,590) (13,861) 27.38 — Forfeited (10,090) (3,032) 27.32 — Non-vested at June 30, 2023 108,851 37,330 $ 27.32 $ 3,054 (1) Restricted stock awards are scheduled to vest over 1.0 year for director awards and 5.0 years for employee awards. (2) Performance-based restricted stock units are scheduled to vest over 3.0 years assuming the applicable financial goals are met.

Net Income per Share (Tables)

Net Income per Share (Tables)	12 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Year Ended June 30, 2023 2022 2021 Numerator Net income $ 44,604 $ 35,653 $ 15,675 Allocation of earnings to participating securities (411) (310) (145) Numerator for basic EPS - Net income available to common stockholders $ 44,193 $ 35,343 $ 15,530 Effect of dilutive securities Dilutive effect of participating securities — — 4 Numerator for diluted EPS $ 44,193 $ 35,343 $ 15,534 Denominator Weighted-average common shares outstanding - basic 15,698,618 15,516,173 16,078,066 Dilutive effect of assumed exercise of stock options 82,888 294,236 417,049 Weighted-average common shares outstanding - diluted 15,781,506 15,810,409 16,495,115 Net income per share - basic $ 2.82 $ 2.27 $ 0.96 Net income per share - diluted $ 2.80 $ 2.23 $ 0.94

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	12 Months Ended
	Jun. 30, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows: Regulatory Requirements Actual Minimum for Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio HomeTrust Bancshares, Inc. June 30, 2023 CET1 Capital (to risk-weighted assets) $ 437,768 10.60 % $ 185,794 4.50 % $ 268,370 6.50 % Tier 1 Capital (to total adjusted assets) 447,738 10.39 172,328 4.00 215,411 5.00 Tier 1 Capital (to risk-weighted assets) 447,738 10.84 247,726 6.00 330,301 8.00 Total Risk-based Capital (to risk-weighted assets) 487,298 11.80 330,301 8.00 412,876 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 372,797 10.76 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 372,797 10.50 142,028 4.00 177,535 5.00 Tier 1 Capital (to risk-weighted assets) 372,797 10.76 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 395,962 11.43 277,057 8.00 346,321 10.00 HomeTrust Bank June 30, 2023 CET1 Capital (to risk-weighted assets) $ 459,871 11.14 % $ 185,791 4.50 % $ 268,365 6.50 % Tier 1 Capital (to total adjusted assets) 459,871 10.68 172,221 4.00 215,277 5.00 Tier 1 Capital (to risk-weighted assets) 459,871 11.14 247,721 6.00 330,295 8.00 Total Risk-based Capital (to risk-weighted assets) 499,431 12.10 330,295 8.00 412,869 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 358,600 10.35 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 358,600 10.11 141,814 4.00 177,267 5.00 Tier 1 Capital (to risk-weighted assets) 358,600 10.35 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 381,765 11.02 277,057 8.00 346,321 10.00

Parent Company Only Condensed_2

Parent Company Only Condensed Financial Information (Tables)	12 Months Ended
	Jun. 30, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	The following tables present parent company only condensed financial information: Condensed Balance Sheets June 30, 2023 June 30, 2022 Assets Cash and cash equivalents $ 924 $ 6,852 Investment in bank subsidiary 493,289 374,648 ESOP loan receivable 5,630 6,154 Other assets 1,626 1,252 Total assets $ 501,469 $ 388,906 Liabilities and stockholders’ equity Junior subordinated debt $ 9,971 $ — Revolving line of credit 20,263 — Other liabilities 49 61 Stockholders’ equity 471,186 388,845 Total liabilities and stockholders’ equity $ 501,469 $ 388,906
Condensed Income Statement	Year Ended June 30, Condensed Statements of Income 2023 2022 2021 Income Interest income $ 137 $ 149 $ 158 Equity in undistributed bank subsidiary income 45,867 36,281 16,246 Total income 46,004 36,430 16,404 Expense Interest expense - junior subordinated debt 327 — — Interest expense - revolving line of credit 663 — — Management fee expense 528 516 474 Other 270 261 255 Total expense 1,788 777 729 Income before income taxes 44,216 35,653 15,675 Income tax benefit (388) — — Net income $ 44,604 $ 35,653 $ 15,675
Condensed Cash Flow Statement	Year Ended June 30, Condensed Statement of Cash Flows 2023 2022 2021 Operating activities Net income $ 44,604 $ 35,653 $ 15,675 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of REO — (3) — Increase in other assets (348) (11) (435) Equity in undistributed bank subsidiary income (45,867) (36,281) (16,246) ESOP compensation expense 1,279 1,502 1,125 Share-based compensation expense 1,854 2,152 2,102 Decrease in other liabilities (256) (37) (61) Net cash provided by operating activities 1,266 2,975 2,160 Investing activities Increase in investment in bank subsidiary (1,490) (1,707) (1,330) Dividends from bank subsidiary 15,000 38,389 21,416 ESOP principal payments received 524 511 253 Proceeds from sale of REO — 146 — Net cash paid in merger (15,330) — — Net cash provided by (used in) investing activities (1,296) 37,339 20,339 Financing activities Net increase in revolving line of credit 20,263 — — Repayment of long-term debt (24,728) — — Common stock repurchased — (43,348) (16,155) Cash dividends paid (6,229) (5,452) (5,018) Retired stock (344) (345) (204) Exercised stock options 5,140 6,081 4,592 Net cash used in financing activities (5,898) (43,064) (16,785) Net increase (decrease) in cash and cash equivalents (5,928) (2,750) 5,714 Cash and cash equivalents at beginning of period 6,852 9,602 3,888 Cash and cash equivalents at end of period $ 924 $ 6,852 $ 9,602

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: June 30, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 14,714 $ — $ 14,714 $ — MBS, residential 107,414 — 107,414 — Municipal bonds 3,388 — 3,388 — Corporate bonds 26,410 — 26,410 — Total debt securities available for sale $ 151,926 $ — $ 151,926 $ — Loans held for sale $ 6,947 $ — $ 6,947 $ — June 30, 2022 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 18,459 $ — $ 18,459 $ — MBS, residential 47,233 — 47,233 — Municipal bonds 5,558 — 5,558 — Corporate bonds 55,728 — 55,728 — Total debt securities available for sale $ 126,978 $ — $ 126,978 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: June 30, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 364 $ — $ — $ 364 Commercial loans Commercial and industrial 167 — — 167 Total $ 531 $ — $ — $ 531 June 30, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial loans Commercial and industrial $ 415 $ — $ — $ 415
Fair Value, by Balance Sheet Grouping	The stated carrying value and estimated fair value amounts of financial instruments as of June 30, 2023 and June 30, 2022, are summarized below: June 30, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 303,497 $ 303,497 $ 303,497 $ — $ — Certificates of deposit in other banks 33,152 33,152 — 33,152 — Debt securities available for sale, at fair value 151,926 151,926 — 151,926 — FHLB and FRB stock 20,208 N/A N/A N/A N/A SBIC investments, at cost 14,927 14,927 — — 14,927 Loans held for sale, at fair value 6,947 6,947 6,947 — — Loans held for sale, at the lower of cost or fair value 161,703 163,874 — — 163,874 Loans, net 3,611,630 3,455,390 — — 3,455,390 Accrued interest receivable 14,829 14,829 99 410 14,320 Liabilities Noninterest-bearing and NOW deposits 1,436,586 1,436,586 — 1,436,586 — Money market accounts 1,241,840 1,241,840 — 1,241,840 — Savings accounts 212,220 212,220 — 212,220 — Certificates of deposit 710,522 701,965 — 701,965 — Junior subordinated debt 9,971 9,746 — 9,746 — Borrowings 457,263 457,213 — 457,213 — Accrued interest payable 3,537 3,537 — 3,537 — June 30, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 105,119 $ 105,119 $ 105,119 $ — $ — Commercial paper, net 194,427 194,427 194,427 — — Certificates of deposit in other banks 23,551 23,551 — 23,551 — Debt securities available for sale, at fair value 126,978 126,978 — 126,978 — FHLB and FRB stock 9,326 N/A N/A N/A N/A SBIC investments, at cost 12,758 12,758 — — 12,758 Loans held for sale 79,307 80,489 — — 80,489 Loans, net 2,734,605 2,687,293 — — 2,687,293 Accrued interest receivable 8,573 8,573 24 580 7,969 Liabilities Noninterest-bearing and NOW deposits 1,400,727 1,400,727 — 1,400,727 — Money market accounts 969,661 969,661 — 969,661 — Savings accounts 238,197 238,197 — 238,197 — Certificates of deposit 491,176 485,452 — 485,452 — Accrued interest payable 80 80 — 80 —

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) - USD ($)	12 Months Ended
	Jun. 30, 2023	Feb. 12, 2023	Jun. 30, 2022
Short-Term Debt [Line Items]
Interest or penalties accrued	$ 0		$ 28,000
Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	10 years
Minimum
Short-Term Debt [Line Items]
Loans held-for-sale, term	90 days
Minimum | Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	5 years
Maximum
Short-Term Debt [Line Items]
Loans held-for-sale, term	180 days
Maximum | Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	10 years
SBA
Short-Term Debt [Line Items]
Loans held-for-sale, term	25 years
Equipment finance | Commercial loans
Short-Term Debt [Line Items]
Loan, term	5 years
Commercial paper, net
Short-Term Debt [Line Items]
Maturities of short-term debt of investment graded corporations (less than)	1 year
Maximum amount of instruments per issuer	$ 15,000,000
Quantum
Short-Term Debt [Line Items]
Business acquisition, percentage of voting interests acquired		100%

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements (Details) - USD ($) $ in Thousands		12 Months Ended
	Jul. 01, 2020	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Retained earnings		$ 308,651	$ 270,276
Allowance for credit loss		47,193	34,690	$ 35,468	$ 28,072
Off-balance sheet credit exposures		253	981
Deferred tax assets		$ 10,912	$ 11,487
Cumulative-effect adjustment due to the adoption of ASU 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Retained earnings	$ 13,358
Allowance for credit loss	(14,809)				$ 14,809
Off-balance sheet credit exposures	2,288
ACL on commercial paper	250
Deferred tax assets	$ 3,989

Merger with Quantum - Narrative

Merger with Quantum - Narrative (Details) $ in Thousands	Feb. 12, 2023 USD ($) location	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Business Acquisition [Line Items]
Number of locations | location	2
Goodwill		$ 34,111	$ 25,638
Quantum
Business Acquisition [Line Items]
Aggregate amount of consideration to be paid	$ 70,771
Prepaid cash consideration to stockholders	15,869
Goodwill	$ 8,473

Merger with Quantum - Schedule

Merger with Quantum - Schedule of Recognized Identified Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands		5 Months Ended	12 Months Ended
	Feb. 12, 2023	Jun. 30, 2023	Jun. 30, 2023
Business Acquisition [Line Items]
Deposits		$ 570,602	$ 570,602
Quantum
Business Acquisition [Line Items]
Cash and cash equivalents	$ 47,769	47,769	47,769
Debt securities available for sale	10,608	10,608	10,608
FHLB and FRB stock	1,125	1,125	1,125
Loans	567,140	561,933	561,933
Premises and equipment	4,415	9,083	9,083
Accrued interest receivable	1,706	1,706	1,706
BOLI	9,066	9,066	9,066
Core deposit intangibles	0	12,210	12,210
Other assets	2,727	3,117	3,117
Total assets acquired	644,556	656,617	656,617
Deposits	570,419	570,602	570,602
Junior subordinated debt	11,341	9,933	9,933
Other borrowings	24,728	24,728	24,728
Deferred income taxes	0	1,591	1,591
Other liabilities	3,334	3,334	3,334
Total liabilities assumed	609,822	610,188	610,188
Net assets acquired		46,429	46,429
Adjustments, existing allowance for loan losses		5,972
Recognition of an ACL on PCD loans	$ 369	369	$ 369
Estimated credit fair value mark on the non-PCD loan portfolio		2,932
Estimated interest rate fair value adjustment on the loan portfolio as a whole		7,878
Quantum | Fair Value Adjustments
Business Acquisition [Line Items]
Fair Value Adjustments, Loans		(5,207)
Fair Value Adjustments, Premises and equipment		4,668
Fair Value Adjustments, Core deposit intangibles		12,210
Fair Value Adjustments, Other assets		569
Fair Value Adjustments, Total assets acquired		12,240
Fair Value Adjustments, Deposits		183
Fair Value Adjustments, Junior subordinated debt		(1,408)
Fair Value Adjustments, Deferred income taxes		1,341
Fair Value Adjustments, Total liabilities assumed		116
Quantum | Provisional Period Adjustments
Business Acquisition [Line Items]
Fair Value Adjustments, Other assets		(179)
Fair Value Adjustments, Total assets acquired		(179)
Fair Value Adjustments, Deferred income taxes		250
Fair Value Adjustments, Total liabilities assumed		$ 250

Merger with Quantum - Schedul_2

Merger with Quantum - Schedule of Business Acquisitions, by Acquisition (Details) $ / shares in Units, $ in Thousands	Mar. 30, 2023 USD ($) $ / shares	Feb. 12, 2023 USD ($) shares	Jun. 30, 2023 USD ($)	Feb. 10, 2023 $ / shares	Jun. 30, 2022 USD ($)
Business Acquisition [Line Items]
Goodwill			$ 34,111		$ 25,638
Quantum
Business Acquisition [Line Items]
Shares of Quantum (in shares) | shares		574,157,000
Exchange ratio		2,394.2000
Shares issued for merger (in shares) | shares		1,374,647,000,000
Price per share (in dollars per share) | $ / shares	$ 57.54			$ 27.45
HomeTrust common stock consideration	$ 33,037	$ 37,734
Cash consideration		17,168
Total consideration		54,902
Goodwill		$ 8,473

Merger with Quantum - Financing

Merger with Quantum - Financing Receivable, Purchased With Credit Deterioration (Details) - Quantum - USD ($) $ in Thousands		5 Months Ended	12 Months Ended
	Feb. 12, 2023	Jun. 30, 2023	Jun. 30, 2023
Business Acquisition [Line Items]
Unpaid principal balance	$ 14,496
ACL	(369)	$ (369)	$ (369)
Non-credit premium (discount)	(1,634)
Fair value of PCD loans at merger date	12,493
Commercial real estate
Business Acquisition [Line Items]
Unpaid principal balance	4,472
ACL	(292)
Non-credit premium (discount)	(1,448)
Fair value of PCD loans at merger date	2,732
Commercial loans
Business Acquisition [Line Items]
Unpaid principal balance	9,631
ACL	(72)
Non-credit premium (discount)	(190)
Fair value of PCD loans at merger date	9,369
Residential real estate loans
Business Acquisition [Line Items]
Unpaid principal balance	393
ACL	(5)
Non-credit premium (discount)	4
Fair value of PCD loans at merger date	392
Consumer
Business Acquisition [Line Items]
Unpaid principal balance	0
ACL	0
Non-credit premium (discount)	0
Fair value of PCD loans at merger date	$ 0

Merger with Quantum - Business

Merger with Quantum - Business Acquisition, Pro Forma Information (Details) - Quantum - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Business Acquisition [Line Items]
Interest and dividend income	$ 214,703	$ 151,427
Interest expense	32,866	6,762
Net interest income	181,837	144,665
Provision (benefit) for credit losses	10,122	4,363
Net interest income after provision (benefit) for credit losses	171,715	140,302
Noninterest income	32,950	44,608
Noninterest expense	121,430	130,040
Net income before income taxes	83,235	54,870
Income tax expense	18,556	7,592
Net income	$ 64,679	$ 47,278
Net income per common share, basic (in dollars per share)	$ 3.76	$ 2.78
Net income per common share, diluted (in dollars per share)	$ 3.74	$ 2.73
Average shares outstanding, basic (in shares)	17,073,264	16,890,819
Average shares outstanding, diluted (in shares)	17,156,152	17,185,055

Debt Securities - Schedule of A

Debt Securities - Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	$ 157,251	$ 130,099
Gross Unrealized Gains	0	40
Gross Unrealized Losses	(5,325)	(3,161)
Estimated Fair Value	151,926	126,978
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	15,000	18,993
Gross Unrealized Gains	0	5
Gross Unrealized Losses	(286)	(539)
Estimated Fair Value	14,714	18,459
MBS, residential
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	110,865	48,377
Gross Unrealized Gains	0	3
Gross Unrealized Losses	(3,451)	(1,147)
Estimated Fair Value	107,414	47,233
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	3,505	5,545
Gross Unrealized Gains	0	31
Gross Unrealized Losses	(117)	(18)
Estimated Fair Value	3,388	5,558
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	27,881	57,184
Gross Unrealized Gains	0	1
Gross Unrealized Losses	(1,471)	(1,457)
Estimated Fair Value	$ 26,410	$ 55,728

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Amortized Cost
Due within one year	$ 37,881	$ 35,350
Due after one year through five years	2,994	40,325
Due after five years through ten years	5,511	6,047
Due after ten years	0	0
Total	157,251	130,099
Estimated Fair Value
Due within one year	37,060	34,956
Due after one year through five years	2,903	39,018
Due after five years through ten years	4,549	5,771
Due after ten years	0	0
Total	151,926	126,978
Mortgage-backed Securities
Amortized Cost
Total	110,865	48,377
Estimated Fair Value
Total	$ 107,414	$ 47,233

Debt Securities - Narrative (De

Debt Securities - Narrative (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) security	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)
Debt Securities, Available-for-sale [Line Items]
Proceeds from sale of debt securities available for sale	$ 0	$ 1,895	$ 0
Number of debt securities sold | security		7
Gain on sale of debt securities available for sale	0	$ 1,895	$ 0
Debt securities available for sale, at fair value (amortized cost of $157,251 and $130,099 at June 30, 2023 and June 30, 2022, respectively)	151,926	126,978
Market value of available-for-sale securities pledged as collateral	$ 40,475	$ 41,876
Number of securities with unrealized losses | security	205	177
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Debt securities available for sale, at fair value (amortized cost of $157,251 and $130,099 at June 30, 2023 and June 30, 2022, respectively)	Debt securities available for sale, at fair value (amortized cost of $157,251 and $130,099 at June 30, 2023 and June 30, 2022, respectively)
Debt securities, available-for-sale, accrued interest	$ 532	$ 533
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Debt securities available for sale, at fair value (amortized cost of $157,251 and $130,099 at June 30, 2023 and June 30, 2022, respectively)	$ 42,329	$ 43,187

Debt Securities - Schedule of_2

Debt Securities - Schedule of Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Fair Value
Less than 12 Months, Fair Value	$ 86,308	$ 97,543
12 Months or More, Fair Value	64,868	19,542
Total fair value	151,176	117,085
Unrealized Losses
Less than 12 Months, Unrealized Losses	(1,886)	(2,281)
12 Months or More, Unrealized Losses	(3,439)	(880)
Total, unrealized losses	(5,325)	(3,161)
U.S. government agencies
Fair Value
Less than 12 Months, Fair Value	0	14,461
12 Months or More, Fair Value	14,714	0
Total fair value	14,714	14,461
Unrealized Losses
Less than 12 Months, Unrealized Losses	0	(539)
12 Months or More, Unrealized Losses	(286)	0
Total, unrealized losses	(286)	(539)
MBS, residential
Fair Value
Less than 12 Months, Fair Value	83,281	41,658
12 Months or More, Fair Value	24,133	5,269
Total fair value	107,414	46,927
Unrealized Losses
Less than 12 Months, Unrealized Losses	(1,674)	(994)
12 Months or More, Unrealized Losses	(1,777)	(153)
Total, unrealized losses	(3,451)	(1,147)
Municipal bonds
Fair Value
Less than 12 Months, Fair Value		1,970
12 Months or More, Fair Value		0
Total fair value		1,970
Unrealized Losses
Less than 12 Months, Unrealized Losses		(18)
12 Months or More, Unrealized Losses		0
Total, unrealized losses		(18)
Corporate bonds
Fair Value
Less than 12 Months, Fair Value	607	39,454
12 Months or More, Fair Value	25,053	14,273
Total fair value	25,660	53,727
Unrealized Losses
Less than 12 Months, Unrealized Losses	(143)	(730)
12 Months or More, Unrealized Losses	(1,328)	(727)
Total, unrealized losses	(1,471)	$ (1,457)
Municipal bonds
Fair Value
Less than 12 Months, Fair Value	2,420
12 Months or More, Fair Value	968
Total fair value	3,388
Unrealized Losses
Less than 12 Months, Unrealized Losses	(69)
12 Months or More, Unrealized Losses	(48)
Total, unrealized losses	$ (117)

Loans Held For Sale (Details)

Loans Held For Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	$ 161,703	$ 79,307
Loans held for sale, at fair value	6,947	0
Amortized cost of loans held for sale	6,902	0
One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	0	4,176
SBA
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	28,804	14,774
HELOCs
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	$ 132,899	$ 60,357

Premises and Equipment - Proper

Premises and Equipment - Property, Plant and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Property, Plant and Equipment [Abstract]
Land	$ 26,496	$ 24,332
Office buildings	75,357	68,385
Furniture, fixtures and equipment	19,899	16,550
Total	121,752	109,267
Less: accumulated depreciation	(48,581)	(40,173)
Premises and equipment, net	73,171	69,094
Depreciation and amortization of premises and equipment and equipment for operating leases	$ 4,152	$ 3,986	$ 3,634

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses on Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	$ 3,658,823	$ 2,769,295
Allowance for credit losses – loans	(47,193)	(34,690)	$ (35,468)	$ (28,072)
Loans, net	$ 3,611,630	$ 2,734,605
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable	Accrued interest receivable
Accrued interest receivable	$ 14,101	$ 7,969
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	1,869,907	1,370,105
Allowance for credit losses – loans	(20,690)	(13,414)	(15,084)	(15,413)
Commercial real estate | Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	356,674	291,202
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	529,721	335,658
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	901,685	662,159
Commercial real estate | Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	81,827	81,086
Commercial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	849,851	717,620
Allowance for credit losses – loans	(15,216)	(12,036)	(9,663)	(5,703)
Commercial loans | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	245,428	193,313
Commercial loans | Equipment finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	462,211	394,541
Commercial loans | Municipal Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	142,212	129,766
Residential real estate loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	826,970	596,187
Allowance for credit losses – loans	(9,284)	(7,611)	(8,185)	(5,685)
Residential real estate loans | Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	110,074	81,847
Residential real estate loans | One-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	529,703	354,203
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	112,095	85,383
Allowance for credit losses – loans	$ (2,003)	$ (1,629)	$ (2,536)	$ (1,271)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses on Loans - Narrative (Details) - USD ($) $ in Thousands		5 Months Ended	12 Months Ended
	Feb. 12, 2023	Jun. 30, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Accounts, Notes, Loans and Financing Receivable
Off-balance sheet credit exposures			$ 253	$ 981
Commercial paper, credit loss, expense (reversal)			(250)	(100)
Provision for credit losses			15,389	(1,472)	$ (7,270)
Unfunded commitments		$ 3,557	3,557
Performing financing receivable
Accounts, Notes, Loans and Financing Receivable
Performing TDRs included in impaired loans		8,231	8,231	9,818
Executive Officers and Directors
Accounts, Notes, Loans and Financing Receivable
Loans, net		215	215	231
Executive Officers and Directors | Unfunded Loan Commitment
Accounts, Notes, Loans and Financing Receivable
Loans, net		264	264	$ 14
Quantum
Accounts, Notes, Loans and Financing Receivable
Loans	$ 567,140	561,933	561,933
Provision for credit losses			4,921
Recognition of an ACL on PCD loans	$ 369	$ 369	$ 369

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses on Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Recorded Investment
Loans, net of deferred loan fees and costs	$ 3,658,823	$ 2,769,295
Commercial real estate
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	175,329	186,046
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	306,280	220,075
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	257,555	157,837
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	182,254	111,782
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	131,161	121,066
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	422,940	293,469
Financing Receivable, Excluding Accrued Interest, Revolving	394,388	279,830
Loans, net of deferred loan fees and costs	1,869,907	1,370,105
Commercial real estate | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	175,329	185,175
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	305,549	220,075
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	256,570	157,441
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	179,894	111,335
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	130,373	106,645
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	408,681	283,672
Financing Receivable, Excluding Accrued Interest, Revolving	389,087	274,755
Loans, net of deferred loan fees and costs	1,845,483	1,339,098
Commercial real estate | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	250	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	909	396
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,017	447
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	389	13,844
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,545	7,151
Financing Receivable, Excluding Accrued Interest, Revolving	5,301	4,677
Loans, net of deferred loan fees and costs	16,411	26,515
Commercial real estate | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	871
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	481	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	76	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	343	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	399	577
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	6,714	2,646
Financing Receivable, Excluding Accrued Interest, Revolving	0	398
Loans, net of deferred loan fees and costs	8,013	4,492
Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Construction and land development
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	27,234	22,859
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	26,711	5,686
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	5,469	627
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,226	2,089
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,560	1,092
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,859	5,983
Financing Receivable, Excluding Accrued Interest, Revolving	287,615	252,866
Loans, net of deferred loan fees and costs	356,674	291,202
Commercial real estate | Construction and land development | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	27,234	21,988
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	26,157	5,686
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	5,469	627
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,226	2,089
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,560	1,092
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,836	5,819
Financing Receivable, Excluding Accrued Interest, Revolving	287,615	248,189
Loans, net of deferred loan fees and costs	356,097	285,490
Commercial real estate | Construction and land development | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	73	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	97
Financing Receivable, Excluding Accrued Interest, Revolving	0	4,677
Loans, net of deferred loan fees and costs	73	4,774
Commercial real estate | Construction and land development | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	871
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	481	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	23	67
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	504	938
Commercial real estate | Construction and land development | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Construction and land development | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	58,671	55,167
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	106,915	71,429
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	92,560	46,061
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	70,414	44,204
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	54,936	22,297
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	122,241	79,245
Financing Receivable, Excluding Accrued Interest, Revolving	23,984	17,255
Loans, net of deferred loan fees and costs	529,721	335,658
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	58,671	55,167
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	106,738	71,429
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	91,575	45,665
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	68,054	43,786
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	54,176	21,720
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	115,425	74,602
Financing Receivable, Excluding Accrued Interest, Revolving	23,984	16,857
Loans, net of deferred loan fees and costs	518,623	329,226
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	177	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	909	396
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	2,017	418
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	361	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,437	2,416
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	6,901	3,230
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	76	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	343	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	399	577
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,379	2,227
Financing Receivable, Excluding Accrued Interest, Revolving	0	398
Loans, net of deferred loan fees and costs	4,197	3,202
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	85,574	97,885
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	156,244	122,975
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	137,659	95,268
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	99,442	56,846
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	68,794	94,881
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	272,163	187,090
Financing Receivable, Excluding Accrued Interest, Revolving	81,809	7,214
Loans, net of deferred loan fees and costs	901,685	662,159
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	85,574	97,885
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	156,244	122,975
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	137,659	95,268
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	99,442	56,846
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	68,794	81,037
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	265,099	182,664
Financing Receivable, Excluding Accrued Interest, Revolving	76,508	7,214
Loans, net of deferred loan fees and costs	889,320	643,889
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	13,844
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,047	4,421
Financing Receivable, Excluding Accrued Interest, Revolving	5,301	0
Loans, net of deferred loan fees and costs	9,348	18,265
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,017	5
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	3,017	5
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Multifamily
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	3,850	10,135
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	16,410	19,985
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	21,867	15,881
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	10,172	8,643
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,871	2,796
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	22,677	21,151
Financing Receivable, Excluding Accrued Interest, Revolving	980	2,495
Loans, net of deferred loan fees and costs	81,827	81,086
Commercial real estate | Multifamily | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	3,850	10,135
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	16,410	19,985
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	21,867	15,881
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	10,172	8,614
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,843	2,796
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	22,321	20,587
Financing Receivable, Excluding Accrued Interest, Revolving	980	2,495
Loans, net of deferred loan fees and costs	81,443	80,493
Commercial real estate | Multifamily | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	29
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	28	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	61	217
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	89	246
Commercial real estate | Multifamily | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	295	347
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	295	347
Commercial real estate | Multifamily | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Multifamily | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	290,040	276,659
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	239,238	160,982
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	108,195	86,632
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	60,086	49,105
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	28,028	21,677
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	65,174	60,437
Financing Receivable, Excluding Accrued Interest, Revolving	59,090	62,128
Loans, net of deferred loan fees and costs	849,851	717,620
Commercial loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	288,893	276,427
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	236,798	159,277
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	106,500	85,009
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	58,650	46,878
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	26,457	21,677
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	65,127	60,385
Financing Receivable, Excluding Accrued Interest, Revolving	55,181	55,834
Loans, net of deferred loan fees and costs	837,606	705,487
Commercial loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	805	200
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,135	714
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	607	1,262
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	620	911
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	460	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	1,957
Loans, net of deferred loan fees and costs	3,627	5,044
Commercial loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	13	893
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	255	361
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	618	1,311
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	973	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	43	52
Financing Receivable, Excluding Accrued Interest, Revolving	3,649	4,337
Loans, net of deferred loan fees and costs	5,551	6,954
Commercial loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	342	32
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,292	98
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	833	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	198	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	134	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	260	0
Loans, net of deferred loan fees and costs	3,059	135
Commercial loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	4	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	8	0
Commercial loans | Commercial and industrial
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	57,377	70,863
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	73,011	22,648
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	19,348	12,250
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	14,633	10,893
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	7,549	6,338
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	21,667	20,908
Financing Receivable, Excluding Accrued Interest, Revolving	51,843	49,413
Loans, net of deferred loan fees and costs	245,428	193,313
Commercial loans | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	57,377	70,863
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	72,662	21,434
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	18,845	11,647
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	13,849	9,377
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,441	6,338
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	21,620	20,856
Financing Receivable, Excluding Accrued Interest, Revolving	47,934	43,119
Loans, net of deferred loan fees and costs	238,728	183,634
Commercial loans | Commercial and industrial | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	327	346
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	467	260
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	179	364
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	116	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	1,957
Loans, net of deferred loan fees and costs	1,089	2,927
Commercial loans | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	13	770
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	28	343
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	605	1,152
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	858	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	43	52
Financing Receivable, Excluding Accrued Interest, Revolving	3,649	4,337
Loans, net of deferred loan fees and costs	5,196	6,654
Commercial loans | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	9	98
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	8	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	134	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	260	0
Loans, net of deferred loan fees and costs	411	98
Commercial loans | Commercial and industrial | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	4	0
Commercial loans | Equipment finance
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	201,201	186,371
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	138,317	113,817
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	74,555	65,420
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	37,241	27,178
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	10,641	1,755
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	256	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	462,211	394,541
Commercial loans | Equipment finance | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	200,054	186,139
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	136,226	113,363
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	73,363	64,400
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	36,589	26,467
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	10,178	1,755
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	256	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	456,666	392,124
Commercial loans | Equipment finance | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	805	200
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	808	331
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	140	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	441	547
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	344	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	2,538	2,080
Commercial loans | Equipment finance | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	123
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	227	18
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	13	159
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	115	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	355	300
Commercial loans | Equipment finance | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	342	32
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,283	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	825	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	198	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	2,648	37
Commercial loans | Equipment finance | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	4	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	4	0
Commercial loans | Municipal Loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	31,462	19,425
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	27,910	24,517
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	14,292	8,962
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	8,212	11,034
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	9,838	13,584
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	43,251	39,529
Financing Receivable, Excluding Accrued Interest, Revolving	7,247	12,715
Loans, net of deferred loan fees and costs	142,212	129,766
Commercial loans | Municipal Loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	31,462	19,425
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	27,910	24,480
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	14,292	8,962
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	8,212	11,034
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	9,838	13,584
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	43,251	39,529
Financing Receivable, Excluding Accrued Interest, Revolving	7,247	12,715
Loans, net of deferred loan fees and costs	142,212	129,729
Commercial loans | Municipal Loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	37
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	37
Commercial loans | Municipal Loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial loans | Municipal Loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Commercial loans | Municipal Loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Residential real estate loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	88,396	57,873
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	123,637	74,493
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	109,789	48,701
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	52,549	30,516
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	32,492	23,787
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	134,444	129,390
Financing Receivable, Excluding Accrued Interest, Revolving	285,663	231,427
Loans, net of deferred loan fees and costs	826,970	596,187
Residential real estate loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	88,211	57,745
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	123,502	74,493
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	109,789	47,699
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	52,345	29,976
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	32,437	23,357
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	128,852	122,531
Financing Receivable, Excluding Accrued Interest, Revolving	285,529	231,378
Loans, net of deferred loan fees and costs	820,665	587,179
Residential real estate loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	543	835
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	543	835
Residential real estate loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	185	128
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	135	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	204	540
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	55	430
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,990	5,841
Financing Receivable, Excluding Accrued Interest, Revolving	134	49
Loans, net of deferred loan fees and costs	5,703	7,990
Residential real estate loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	58	183
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	58	183
Residential real estate loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	1	0
Residential real estate loans | Construction and land development
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	671	864
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	850	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	53
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	47	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,410	2,155
Financing Receivable, Excluding Accrued Interest, Revolving	107,096	78,775
Loans, net of deferred loan fees and costs	110,074	81,847
Residential real estate loans | Construction and land development | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	671	864
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	850	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	53
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	47	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,270	1,783
Financing Receivable, Excluding Accrued Interest, Revolving	107,096	78,775
Loans, net of deferred loan fees and costs	109,934	81,475
Residential real estate loans | Construction and land development | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Residential real estate loans | Construction and land development | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	140	372
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	140	372
Residential real estate loans | Construction and land development | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Residential real estate loans | Construction and land development | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Residential real estate loans | One-to-four family
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	78,759	55,543
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	122,216	74,035
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	109,669	48,366
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	52,131	29,615
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	31,546	23,680
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	125,260	118,887
Financing Receivable, Excluding Accrued Interest, Revolving	10,122	4,077
Loans, net of deferred loan fees and costs	529,703	354,203
Residential real estate loans | One-to-four family | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	78,574	55,415
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	122,091	74,035
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	109,669	47,364
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	51,927	29,075
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	31,491	23,250
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	120,331	113,307
Financing Receivable, Excluding Accrued Interest, Revolving	10,122	4,077
Loans, net of deferred loan fees and costs	524,205	346,523
Residential real estate loans | One-to-four family | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	543	835
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	543	835
Residential real estate loans | One-to-four family | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	185	128
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	125	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	204	540
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	55	430
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,356	4,590
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	4,925	6,690
Residential real estate loans | One-to-four family | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	29	155
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	29	155
Residential real estate loans | One-to-four family | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	1	0
Residential real estate loans | HELOCs
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	8,966	1,466
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	571	458
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	120	282
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	371	901
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	946	107
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,774	8,348
Financing Receivable, Excluding Accrued Interest, Revolving	168,445	148,575
Loans, net of deferred loan fees and costs	187,193	160,137
Residential real estate loans | HELOCs | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	8,966	1,466
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	561	458
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	120	282
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	371	901
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	946	107
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,251	7,441
Financing Receivable, Excluding Accrued Interest, Revolving	168,311	148,526
Loans, net of deferred loan fees and costs	186,526	159,181
Residential real estate loans | HELOCs | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Residential real estate loans | HELOCs | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	10	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	494	879
Financing Receivable, Excluding Accrued Interest, Revolving	134	49
Loans, net of deferred loan fees and costs	638	928
Residential real estate loans | HELOCs | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	29	28
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	29	28
Residential real estate loans | HELOCs | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Consumer
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	63,163	26,007
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	18,124	20,612
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	12,869	16,123
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,201	11,416
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,227	8,417
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,001	2,498
Financing Receivable, Excluding Accrued Interest, Revolving	510	310
Loans, net of deferred loan fees and costs	112,095	85,383
Consumer | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	62,861	25,935
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	17,913	20,443
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	12,627	15,849
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	8,954	11,329
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,172	8,235
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,847	2,398
Financing Receivable, Excluding Accrued Interest, Revolving	473	277
Loans, net of deferred loan fees and costs	110,847	84,466
Consumer | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Consumer | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	302	72
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	211	169
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	242	274
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	247	85
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	54	182
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	154	100
Financing Receivable, Excluding Accrued Interest, Revolving	37	33
Loans, net of deferred loan fees and costs	1,247	915
Consumer | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	0	0
Consumer | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	2
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0
Loans, net of deferred loan fees and costs	$ 1	$ 2

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses on Loans - Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	$ 3,658,823	$ 2,769,295
30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	5,610	2,079
90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,565	1,823
Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	10,175	3,902
Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	3,648,648	2,765,393
Commercial real estate
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,869,907	1,370,105
Commercial real estate | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,514	0
Commercial real estate | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	76	52
Commercial real estate | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,590	52
Commercial real estate | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,868,317	1,370,053
Commercial real estate | Construction and land development
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	356,674	291,202
Commercial real estate | Construction and land development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Construction and land development | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Construction and land development | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Construction and land development | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	356,674	291,202
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	529,721	335,658
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,514	0
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	76	52
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,590	52
Commercial real estate | Commercial Real Estate Loan, Owner Occupied | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	528,131	335,606
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	901,685	662,159
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	901,685	662,159
Commercial real estate | Multifamily
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	81,827	81,086
Commercial real estate | Multifamily | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Multifamily | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Multifamily | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial real estate | Multifamily | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	81,827	81,086
Commercial loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	849,851	717,620
Commercial loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,699	441
Commercial loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,240	56
Commercial loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	3,939	497
Commercial loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	845,912	717,123
Commercial loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	245,428	193,313
Commercial loans | Commercial and industrial | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	873	255
Commercial loans | Commercial and industrial | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	403	0
Commercial loans | Commercial and industrial | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,276	255
Commercial loans | Commercial and industrial | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	244,152	193,058
Commercial loans | Equipment finance
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	462,211	394,541
Commercial loans | Equipment finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	826	186
Commercial loans | Equipment finance | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,837	56
Commercial loans | Equipment finance | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,663	242
Commercial loans | Equipment finance | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	459,548	394,299
Commercial loans | Municipal Loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	142,212	129,766
Commercial loans | Municipal Loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial loans | Municipal Loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial loans | Municipal Loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0
Commercial loans | Municipal Loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	142,212	129,766
Residential real estate loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	826,970	596,187
Residential real estate loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,077	1,308
Residential real estate loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,961	1,538
Residential real estate loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,038	2,846
Residential real estate loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	822,932	593,341
Residential real estate loans | Construction and land development
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	110,074	81,847
Residential real estate loans | Construction and land development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	115
Residential real estate loans | Construction and land development | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	132	22
Residential real estate loans | Construction and land development | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	132	137
Residential real estate loans | Construction and land development | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	109,942	81,710
Residential real estate loans | One-to-four family
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	529,703	354,203
Residential real estate loans | One-to-four family | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,698	910
Residential real estate loans | One-to-four family | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,060	1,394
Residential real estate loans | One-to-four family | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,758	2,304
Residential real estate loans | One-to-four family | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	526,945	351,899
Residential real estate loans | HELOCs
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	187,193	160,137
Residential real estate loans | HELOCs | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	379	283
Residential real estate loans | HELOCs | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	769	122
Residential real estate loans | HELOCs | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,148	405
Residential real estate loans | HELOCs | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	186,045	159,732
Consumer
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	112,095	85,383
Consumer | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	320	330
Consumer | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	288	177
Consumer | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	608	507
Consumer | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	$ 111,487	$ 84,876

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses on Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$ 8,315	$ 6,120
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	461
Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	624	881
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	32
Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	23	67
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	2
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	517	706
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	17
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	0	5
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	6
Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	84	103
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	7
Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	4,190	2,221
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	302
Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	1,222	1,951
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	120
Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	2,862	270
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	176
Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	106	0
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	3,024	2,634
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	109
Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	132	137
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	3
Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	1,935	1,773
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	60
Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	957	724
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	46
Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	477	$ 384
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	18
Consumer | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	$ 6

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses on Financing Receivables After Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 34,690	$ 35,468	$ 28,072
Provision for credit losses	15,389	(1,472)	(7,270)
Initial ACL on PCD loans	369
Charge-offs	(4,505)	(2,512)	(3,533)
Recoveries	1,250	3,206	3,390
Net recoveries (charge-offs)	(3,255)	694	(143)
Balance at end of period	47,193	34,690	35,468
Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			14,809
Commercial real estate
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	13,414	15,084	15,413
Provision for credit losses	6,981	(2,273)	(311)
Initial ACL on PCD loans	292
Charge-offs	0	(485)	(1,000)
Recoveries	3	1,088	149
Net recoveries (charge-offs)	3	603	(851)
Balance at end of period	20,690	13,414	15,084
Commercial real estate | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			833
Commercial loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	12,036	9,663	5,703
Provision for credit losses	6,397	3,110	(446)
Initial ACL on PCD loans	72
Charge-offs	(3,796)	(1,728)	(977)
Recoveries	507	991	2,143
Net recoveries (charge-offs)	(3,289)	(737)	1,166
Balance at end of period	15,216	12,036	9,663
Commercial loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			3,240
Residential real estate loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	7,611	8,185	5,685
Provision for credit losses	1,393	(1,423)	(6,308)
Initial ACL on PCD loans	5
Charge-offs	(192)	(116)	(611)
Recoveries	467	965	732
Net recoveries (charge-offs)	275	849	121
Balance at end of period	9,284	7,611	8,185
Residential real estate loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			8,687
Consumer
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	1,629	2,536	1,271
Provision for credit losses	618	(886)	(205)
Initial ACL on PCD loans	0
Charge-offs	(517)	(183)	(945)
Recoveries	273	162	366
Net recoveries (charge-offs)	(244)	(21)	(579)
Balance at end of period	$ 2,003	$ 1,629	2,536
Consumer | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			$ 2,049

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses on Loans - Breakdown Between Loans Identified as CDAs and Non-CDAs (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	$ 3,658,823	$ 2,769,295
Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	1,869,907	1,370,105
Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	356,674	291,202
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	529,721	335,658
Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	901,685	662,159
Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	81,827	81,086
Commercial loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	849,851	717,620
Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	245,428	193,313
Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	462,211	394,541
Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	142,212	129,766
Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	826,970	596,187
Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	110,074	81,847
Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	529,703	354,203
Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	187,193	160,137
Consumer
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	112,095	85,383
Residential Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	752	1,318
Total collateral value	1,435	2,443
Residential Property | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	752	1,318
Residential Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	752	1,318
Residential Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Residential Property | Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Total collateral value	0	0
Investment Property | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Investment Property | Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	4,063	0
Total collateral value	9,202	0
Commercial Property | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	4,063	0
Commercial Property | Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,045	0
Commercial Property | Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	3,018	0
Commercial Property | Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Commercial Property | Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,153	2,594
Total collateral value	0	69
Business Assets | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,153	2,594
Business Assets | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	811	2,594
Business Assets | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	342	0
Business Assets | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Business Assets | Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0
Non-CDAs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	3,652,855	2,765,383
Non-CDAs | Commercial real estate
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,865,844	1,370,105
Non-CDAs | Commercial real estate | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	356,674	291,202
Non-CDAs | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	528,676	335,658
Non-CDAs | Commercial real estate | Commercial Real Estate Loan, Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	898,667	662,159
Non-CDAs | Commercial real estate | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	81,827	81,086
Non-CDAs | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	848,698	715,026
Non-CDAs | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	244,617	190,719
Non-CDAs | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	461,869	394,541
Non-CDAs | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	142,212	129,766
Non-CDAs | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	826,218	594,869
Non-CDAs | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	110,074	81,847
Non-CDAs | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	528,951	352,885
Non-CDAs | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	187,193	160,137
Non-CDAs | Consumer
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	$ 112,095	$ 85,383

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses on Loans - Troubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) loan	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 USD ($) loan
Financing Receivable, Modifications
# of Loans | loan	11	15	24
Pre Modification Outstanding Recorded Investment	$ 648	$ 1,509	$ 5,190
Post Modification Outstanding Recorded Investment	$ 623	$ 1,461	$ 4,135
Below market interest rate
Financing Receivable, Modifications
# of Loans | loan	7	2	0
Pre Modification Outstanding Recorded Investment	$ 600	$ 399	$ 0
Post Modification Outstanding Recorded Investment	$ 591	$ 380	$ 0
Extended payment terms
Financing Receivable, Modifications
# of Loans | loan	0	2	2
Pre Modification Outstanding Recorded Investment	$ 0	$ 85	$ 28
Post Modification Outstanding Recorded Investment	$ 0	$ 85	$ 27
Other TDRs
Financing Receivable, Modifications
# of Loans | loan	4	11	22
Pre Modification Outstanding Recorded Investment	$ 48	$ 1,025	$ 5,162
Post Modification Outstanding Recorded Investment	$ 32	$ 996	$ 4,108
Commercial real estate | Multifamily | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	0	0	1
Pre Modification Outstanding Recorded Investment	$ 0	$ 0	$ 4,408
Post Modification Outstanding Recorded Investment	$ 0	$ 0	$ 3,421
Commercial loans | Commercial and industrial | Below market interest rate
Financing Receivable, Modifications
# of Loans | loan	5	1	0
Pre Modification Outstanding Recorded Investment	$ 569	$ 275	$ 0
Post Modification Outstanding Recorded Investment	$ 565	$ 260	$ 0
Commercial loans | Commercial and industrial | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	0	2	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 840	$ 0
Post Modification Outstanding Recorded Investment	$ 0	$ 826	$ 0
Residential real estate loans | One-to-four family | Below market interest rate
Financing Receivable, Modifications
# of Loans | loan	1	1	0
Pre Modification Outstanding Recorded Investment	$ 21	$ 124	$ 0
Post Modification Outstanding Recorded Investment	$ 17	$ 120	$ 0
Residential real estate loans | One-to-four family | Extended payment terms
Financing Receivable, Modifications
# of Loans | loan	0	1	0
Pre Modification Outstanding Recorded Investment	$ 0	$ 35	$ 0
Post Modification Outstanding Recorded Investment	$ 0	$ 34	$ 0
Residential real estate loans | One-to-four family | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	0	2	4
Pre Modification Outstanding Recorded Investment	$ 0	$ 93	$ 269
Post Modification Outstanding Recorded Investment	$ 0	$ 91	$ 256
Residential real estate loans | Construction and land development | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	0	0	1
Pre Modification Outstanding Recorded Investment	$ 0	$ 0	$ 225
Post Modification Outstanding Recorded Investment	$ 0	$ 0	$ 213
Residential real estate loans | HELOCs | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	0	1	2
Pre Modification Outstanding Recorded Investment	$ 0	$ 18	$ 53
Post Modification Outstanding Recorded Investment	$ 0	$ 18	$ 74
Consumer | Below market interest rate
Financing Receivable, Modifications
# of Loans | loan	1	0	0
Pre Modification Outstanding Recorded Investment	$ 10	$ 0	$ 0
Post Modification Outstanding Recorded Investment	$ 9	$ 0	$ 0
Consumer | Extended payment terms
Financing Receivable, Modifications
# of Loans | loan	0	1	2
Pre Modification Outstanding Recorded Investment	$ 0	$ 50	$ 28
Post Modification Outstanding Recorded Investment	$ 0	$ 51	$ 27
Consumer | Other TDRs
Financing Receivable, Modifications
# of Loans | loan	4	6	14
Pre Modification Outstanding Recorded Investment	$ 48	$ 74	$ 207
Post Modification Outstanding Recorded Investment	$ 32	$ 61	$ 144

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses on Loans - Schedule of Troubled Debt Restructurings With Payment Default (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) loan	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 USD ($) loan
Financing Receivable, Modifications
Number of loans | loan	5,000	1,000	1,000
Recorded investment | $	$ 224	$ 25	$ 30
Below market interest rate
Financing Receivable, Modifications
Number of loans | loan	4,000	0	0
Recorded investment | $	$ 224	$ 0	$ 0
Other TDRs
Financing Receivable, Modifications
Number of loans | loan	1,000	1,000	1,000
Recorded investment | $	$ 0	$ 25	$ 30
Commercial loans | Below market interest rate | Commercial and industrial
Financing Receivable, Modifications
Number of loans | loan	4,000	0	0
Recorded investment | $	$ 224	$ 0	$ 0
Consumer | Other TDRs
Financing Receivable, Modifications
Number of loans | loan	1,000	1,000	1,000
Recorded investment | $	$ 0	$ 25	$ 30

Goodwill and Core Deposit Int_3

Goodwill and Core Deposit Intangibles - Changes in Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Feb. 12, 2023
Goodwill [Line Items]
Goodwill	$ 34,111	$ 25,638
Quantum
Goodwill [Line Items]
Goodwill				$ 8,473
Core deposit intangibles	$ 12,210			$ 0
Core Deposits
Goodwill [Line Items]
Finite-lived intangible asset, useful life	10 years
Amortization expense related to core deposit intangibles in acquisitions	$ 1,525	$ 250	$ 735
Core Deposits | Quantum
Goodwill [Line Items]
Core deposit intangibles	$ 12,210

Goodwill and Core Deposit Int_4

Goodwill and Core Deposit Intangibles - Amortization expense related to core deposit intangibles (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2024	$ 3,048
2025	2,060
2026	1,498
2027	1,104
2028	822
Thereafter	2,246
Total	$ 10,778

Deposits - Schedule of Deposit

Deposits - Schedule of Deposit Accounts (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Deposits [Abstract]
Noninterest-bearing accounts	$ 825,481	$ 745,746
NOW accounts	611,105	654,981
Money market accounts	1,241,840	969,661
Savings accounts	212,220	238,197
Certificates of deposit	710,522	491,176
Deposits	3,601,168	3,099,761
Deposits acquired	570,602
Deposits received from executive officers and directors and their associates	$ 5,130	$ 1,012

Deposits - Schedule of Maturiti

Deposits - Schedule of Maturities of Certificates of Deposit (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Deposits [Abstract]
2024	$ 642,841
2025	51,466
2026	7,702
2027	4,827
2028	3,686
Thereafter	0
Total	$ 710,522

Deposits - Certificates of Depo

Deposits - Certificates of Deposit With Balances of $100 Or Greater (Details) - USD ($)	Jun. 30, 2023	Jun. 30, 2022
Deposits [Abstract]
Certificates of deposit, minimum account balance	$ 250,000
Certificates of Deposit With Balances of $250 or Greater	120,666,000	$ 156,558,000
FDIC insured amount	$ 250,000

Borrowings - Junior Subordinate

Borrowings - Junior Subordinated Debentures (Details) - USD ($) $ in Thousands		12 Months Ended
	Feb. 21, 2007	Jun. 30, 2023	Feb. 12, 2023
Quantum
Debt Instrument [Line Items]
Business acquisition, percentage of voting interests acquired			100%
Junior Subordinated Debt
Debt Instrument [Line Items]
Debt instrument, face amount	$ 11,341
Junior Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate		1.94%
Debt instrument, interest rate, effective percentage		7.49%
Junior Subordinated Debt | SOFR
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate		2.20%
Debt instrument, interest rate, effective percentage		7.47%
Quantum
Debt Instrument [Line Items]
Trust preferred securities	$ 11,000

Borrowings - Schedule of Debt (

Borrowings - Schedule of Debt (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Debt Instrument [Line Items]
Balance	$ 457,263	$ 0
Weighted Average Rate	5.38%	0%
FHLB advances
Debt Instrument [Line Items]
Balance	$ 180,000	$ 0
Weighted Average Rate	5.19%	0%
FRB advances
Debt Instrument [Line Items]
Balance	$ 257,000	$ 0
Weighted Average Rate	5.25%	0%
Revolving lines of credit
Debt Instrument [Line Items]
Balance	$ 20,263	$ 0
Weighted Average Rate	8.75%	0%

Borrowings - Narrative (Details

Borrowings - Narrative (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) extension bank	Jun. 30, 2022 USD ($) bank
Debt Instrument [Line Items]
Amount available to borrow in additional FHLB advances	$ 22,673	$ 277,561,000
Number of unaffiliated banks | bank	3	3
Balance	$ 457,263	$ 0
Revolving lines of credit
Debt Instrument [Line Items]
Balance	20,263	0
Revolving line of credit, maximum borrowing capacity	$ 40,000
Debt instrument, term, number of extension | extension	2
Revolving lines of credit | Base Rate
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate	0.50%
FRB | Revolving lines of credit
Debt Instrument [Line Items]
Unused line of credit	$ 91,316	68,230
Unaffiliated Banks | Revolving lines of credit
Debt Instrument [Line Items]
Unused line of credit	$ 144,737	$ 120,000

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) option	Jun. 30, 2022 USD ($)
Leases [Abstract]
Number of options to renew (minimum) | option	1
Renewal term (in years)	15 years
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
ROU assets	$ 9,674	$ 5,846
Lease liabilities	$ 10,790	$ 6,641
Weighted-average remaining lease terms (years)	9 years 2 months 12 days	10 years 9 months 18 days
Weighted-average discount rate	3.32%	2.90%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Operating Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Operating Leases
2024	$ 1,720
2025	1,652
2026	1,538
2027	1,565
2028	1,590
Thereafter	4,662
Total undiscounted minimum lease payments	12,727
Less: amount representing interest	(1,937)
Lease liabilities	$ 10,790	$ 6,641

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Leases [Abstract]
Operating lease cost (included in occupancy expense, net)	$ 1,515	$ 1,559
Variable lease cost (included in occupancy expense, net)	228	9
Sublease income (included in other noninterest income)	(169)	(189)
Total operating lease expense, net	$ 1,574	$ 1,379

Leases - Lessee- Finance Lease

Leases - Lessee- Finance Lease Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Leases [Abstract]
Payments to purchase property	$ 1,249
Finance lease, interest expense	$ 60	$ 93

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
ROU asset and lease liabilities for operating lease accounting	$ 5,179	$ 1,186	$ 2,586
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	1,245	1,438
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 89	$ 134

Leases - Lessor, Narrative (Det

Leases - Lessor, Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Lessor, Lease, Description [Line Items]
Leased asset	$ 21,749	$ 20,075
Operating lease, residual value of leased asset	13,267	12,874
Direct financing lease, interest income	3,390	3,057
Direct financing lease, lease receivable	$ 70,605	$ 62,188
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	7 years

Leases - Total Equipment Financ

Leases - Total Equipment Finance Operating Lease Income and Depreciation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
Operating lease income	$ 5,471	$ 6,392	$ 5,601
Depreciation expense	$ 4,873	$ 5,362

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
2024	$ 5,354
2025	3,246
2026	1,989
2027	465
2028	230
Thereafter	366
Total of future minimum payments	11,650
Financing Leases
2024	23,861
2025	19,779
2026	15,677
2027	10,623
2028	5,294
Thereafter	3,927
Total undiscounted minimum payments	79,161
Less: amount representing interest	(8,556)
Total lease receivable	$ 70,605

Income Taxes - Schedule of Comp

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Current
Federal	$ 11,119	$ 2,411	$ (340)
State	1,874	730	188
Total current expense (benefit)	12,993	3,141	(152)
Deferred
Federal	(377)	5,992	3,374
State	(56)	592	199
Total deferred expense (benefit)	(433)	6,584	3,573
Total income tax expense	$ 12,560	$ 9,725	$ 3,421

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Tax at federal income tax rate	$ 12,004	$ 9,529	$ 4,010
Tax at federal income tax rate, Rate (as a percent)	21%	21%	21%
Tax exempt income	$ (830)	$ (844)	$ (911)
Tax exempt income, Rate (as a percent)	(1.00%)	(2.00%)	(5.00%)
State tax, net of federal benefit	$ 1,417	$ 818	$ 306
State tax, net of federal benefit, Rate (as a percent)	2%	2%	2%
Other	$ (31)	$ 222	$ 16
Other, Rate (as a percent)	0%	0%	0%
Total	$ 12,560	$ 9,725	$ 3,421
Total, Rate (as a percent)	22%	21%	18%

Income Taxes - Schedule of Defe

Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Deferred tax assets
Allowance for credit losses	$ 11,822	$ 8,796
Deferred compensation and post-retirement benefits	8,214	8,407
Impairments on real estate owned	26	61
Net operating loss carryforward	2,806	3,353
Discount from business combinations	974	1,228
Unrealized loss on debt securities held for sale	1,225	718
Share-based compensation expense	1,514	1,860
Operating lease liability	2,513	1,525
Other	1,463	1,127
Total deferred tax assets	30,557	27,075
Deferred tax liabilities
Depreciable basis of fixed assets	(9,992)	(7,874)
Deferred loan costs	(668)	(774)
FHLB stock, book basis in excess of tax	(90)	(89)
BOLI available for redemption	(5,163)	(4,679)
Operating lease ROU asset	(2,253)	(1,343)
Other	(1,479)	(829)
Total deferred tax liabilities	(19,645)	(15,588)
Net deferred tax assets	$ 10,912	$ 11,487

Income Taxes - Deferred Tax Ass

Income Taxes - Deferred Tax Asset and Liability Policy: Net Operating Loss Carryforwards Included in Deferred Tax Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Net operating loss carry forwards	$ 13,207	$ 15,967
Net operating loss carryforward	$ 2,806	$ 3,353

Income Taxes - Deferred Tax A_2

Income Taxes - Deferred Tax Asset and Liability Policy: Valuation Allowance for Deferred Tax Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Amount in retained earnings for bad debt reserve with no deferred tax liability	$ 19,570	$ 19,570

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Employee stock ownership plan, minimum age for eligibility	21 years
Employer matching contribution, percent of match	50%
Employer matching contribution, percent of employees' gross pay	6%
Employee service period	4 years
Defined contribution plan, administrative expenses	$ 987	$ 911	$ 914
ESOP compensation expense	1,279	1,502	1,125
Executive Medical Care Plan (EMCP) expenses	50	219	$ 263
Executive Medical Care Plan (EMCP) accrued expenses	$ 5,425	$ 5,533

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Shares Held by the Employee Stock Ownership Plan (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Retirement Benefits [Abstract]
Unallocated ESOP shares (in shares)	476,100	529,000
Allocated ESOP shares (in shares)	555,450	502,550
ESOP shares committed to be released (in shares)	26,450	26,450
Total ESOP shares (in shares)	1,058,000	1,058,000
Fair value of unallocated ESOP shares	$ 9,946	$ 14,759

Deferred Compensation Agreeme_3

Deferred Compensation Agreements - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Director emeritus plans expenses	$ 305	$ 313	$ 392
Director Emeritus Plans accrued expenses included in other liabilities	6,881	7,224
Expense for Board of Director plans	5	7	18
Expense for Officer Plans	581	616	653
Expense included in other liabilities for officer plans	16,749	17,048
Deferred compensation plan for officers and directors expense	208	150	$ 164
Deferred compensation plan for officers and directors expense included in other liabilities	$ 4,299	$ 4,435

Deferred Compensation Agreeme_4

Deferred Compensation Agreements - Schedule of Net Cash Surrender Value Life Insurance Policies and Deferred Compensation Liability (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Retirement Benefits [Abstract]
Net cash surrender value of life insurance, related to deferred compensation	$ 415	$ 407
Deferred compensation liability, included in other liabilities	$ 376	$ 430

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options outstanding (in shares)	75,960	172,150
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 478	$ 954
Options outstanding (in shares)	569,224	928,870	1,319,456
Unrecognized compensation cost, period for recognition	1 year 7 months 6 days	1 year 7 months 6 days
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 3,154	$ 2,771
Unrecognized compensation cost, period for recognition		1 year 7 months 6 days
Non-option equity instruments, outstanding (in shares)	146,181	135,910
Weighted average period for recognition of unrecognized compensation expense	1 year 9 months 18 days
Minimum | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock, vesting period	5 years	5 years
2022 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares)	1,000,000

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Share-Based Payment Arrangement [Abstract]
Share-based compensation expense	$ 1,854	$ 2,152	$ 2,102
Tax benefit	$ 436	$ 508	$ 494

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Options
Options outstanding at beginning of period (in shares)	172,150
Options outstanding at end of period (in shares)	75,960	172,150
Options, Nonvested (in shares)		172,150
Weighted- Average Exercise Price
Option, nonvested, weighted average exercise price (in dollars per share)		$ 26.96
Weighted average remaining contractual term		3 years 3 months 18 days
Average remaining contractual life		7 years 6 months
Exercisable, intrinsic value		$ 3,971
Options, nonvested, intrinsic value		$ 65
Stock Options
Options
Options outstanding at beginning of period (in shares)	928,870	1,319,456
Granted (in shares)	5,000	47,850
Exercised (in shares)	(352,096)	(413,636)
Forfeited (in shares)	(12,550)	(24,800)
Options outstanding at end of period (in shares)	569,224	928,870	1,319,456
Options Exercisable (in shares)	493,264	756,720
Options, Nonvested (in shares)	75,960
Weighted- Average Exercise Price
Options outstanding weighted average exercise price at beginning of year (in dollars per share)	$ 21.49	$ 19.07
Granted, Weighted average exercise price (in dollars per share)	24.07	30.90
Exercised, Weighted average exercise price (in dollars per share)	14.59	14.70
Forfeited, Weighted average exercise price (in dollars per share)	25.47	23.96
Options outstanding weighted average exercise price at end of year (in dollars per share)	25.69	21.49	$ 19.07
Exercisable, weighted average exercise price (in dollars per share)	25.40	$ 20.24
Option, nonvested, weighted average exercise price (in dollars per share)	$ 27.56
Options outstanding, remaining contractual life	5 years 1 month 6 days	4 years 1 month 6 days	3 years 10 months 24 days
Weighted average remaining contractual term	4 years 7 months 6 days
Average remaining contractual life	7 years 10 months 24 days
Options outstanding, aggregate intrinsic value	$ 141	$ 4,036	$ 11,657
Exercisable, intrinsic value	141
Options, nonvested, intrinsic value	$ 0

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details) - $ / shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Share-Based Payment Arrangement [Abstract]
Weighted-average volatility	27.79%	28.01%
Expected dividend yield	1.62%	1.13%
Risk-free interest rate	3.11%	2.02%
Expected life (years)	6 years 6 months	6 years 6 months
Weighted average grant date fair value (in dollars per share)	$ 6.77	$ 8.60

Equity Incentive Plan - Equity

Equity Incentive Plan - Equity Incentive Plan Restricted Award Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Restricted Stock
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested at beginning of period (in shares)	102,692	120,795
Granted (in shares)	57,839	42,123
Vested (in shares)	(41,590)	(46,626)
Forfeited (in shares)	(10,090)	(13,600)
Non-vested at end of period (in shares)	108,851	102,692
Weighted- Average Grant Date Fair Value
Non-vested at beginning of period (in dollars per share)	$ 27.40	$ 25.06
Granted (in dollars per share)	27.24	31.18
Vested (in dollars per share)	27.38	25.22
Forfeited (in dollars per share)	27.32	25.27
Non-vested at end of period (in dollars per share)	$ 27.32	$ 27.40
Aggregate Intrinsic Value	$ 3,054	$ 2,345	$ 4,229
Restricted Stock | Share-Based Payment Arrangement, Nonemployee
Weighted- Average Grant Date Fair Value
Stock, vesting period	1 year
Restricted Stock | Share-Based Payment Arrangement, Employee
Weighted- Average Grant Date Fair Value
Stock, vesting period	5 years
Performance-Based Restricted Stock Units
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested at beginning of period (in shares)	33,218	30,780
Granted (in shares)	21,005	9,556
Vested (in shares)	(13,861)	(7,118)
Forfeited (in shares)	(3,032)	0
Non-vested at end of period (in shares)	37,330	33,218
Weighted- Average Grant Date Fair Value
Stock, vesting period	3 years

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 44,604	$ 35,653	$ 15,675
Allocation of earnings to participating securities	(411)	(310)	(145)
Numerator for basic EPS - Net income available to common stockholders	44,193	35,343	15,530
Effect of dilutive securities
Dilutive effect of participating securities	0	0	4
Numerator for diluted EPS	$ 44,193	$ 35,343	$ 15,534
Denominator
Weighted-average common shares outstanding - basic (in shares)	15,698,618	15,516,173	16,078,066
Effect of dilutive shares (in shares)	82,888	294,236	417,049
Weighted-average common shares outstanding - diluted (in shares)	15,781,506	15,810,409	16,495,115
Net income per share - basic (in dollars per share)	$ 2.82	$ 2.27	$ 0.96
Net income per share - diluted (in dollars per share)	$ 2.80	$ 2.23	$ 0.94

Net Income per Share - Narrativ

Net Income per Share - Narrative (Details) - shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	537,524	96,350

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2023 USD ($) investment	Jun. 30, 2022 USD ($) investment
Loss Contingencies [Line Items]
Undisbursed portions of construction loans	$ 220,818	$ 312,893
Loan commitments	86,393	104,745
Variable rate loan commitments	45,533	23,159
Fixed rate loan commitments	40,860	81,586
Pre-approved but unused lines of credit	608,169	485,239
Committed capital, SBIC investments	$ 24,000	$ 21,000
Number of SBIC investments for committed capital | investment	8	7
Committed capital, SBIC investments, remaining to be drawn	$ 7,984	$ 7,893
Letters of credit outstanding	$ 35,007	$ 18,362
Minimum
Loss Contingencies [Line Items]
Fixed rate interest rate (as a percent)	1.74%	1.41%
Loan commitments terms	3 years
Maximum
Loss Contingencies [Line Items]
Fixed rate interest rate (as a percent)	11%	9%
Loan commitments terms	30 years

Regulatory Capital Matters - Na

Regulatory Capital Matters - Narrative (Details)	Jun. 30, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Common Equity Tier I Capital, Capital Conservation Buffer to Risk-weighted Assets (as a percent)	2.50%

Regulatory Capital Matters - Sc

Regulatory Capital Matters - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 459,871	$ 358,600
Common Equity Tier I Capital (as a percent)	11.14%	10.35%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 185,791	$ 155,844
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 268,365	$ 225,108
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%
Tier 1 Capital (to total adjusted assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 459,871	$ 358,600
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	0.1068	0.1011
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 172,221	$ 141,814
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0400	0.0400
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 215,277	$ 177,267
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	0.0500	0.0500
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 459,871	$ 358,600
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	0.1114	0.1035
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 247,721	$ 207,792
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0600	0.0600
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 330,295	$ 277,057
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.0800	0.0800
Total Risk-based Capital (to risk-weighted assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 499,431	$ 381,765
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	0.1210	0.1102
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum	$ 330,295	$ 277,057
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0800	0.0800
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 412,869	$ 346,321
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.1000	0.1000
HomeTrust Bancshares, Inc.
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 437,768	$ 372,797
Common Equity Tier I Capital (as a percent)	10.60%	10.76%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 185,794	$ 155,844
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 268,370	$ 225,108
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%
Tier 1 Capital (to total adjusted assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 447,738	$ 372,797
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	0.1039	0.1050
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 172,328	$ 142,028
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0400	0.0400
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 215,411	$ 177,535
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	0.0500	0.0500
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 447,738	$ 372,797
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	0.1084	0.1076
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 247,726	$ 207,792
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0600	0.0600
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 330,301	$ 277,057
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.0800	0.0800
Total Risk-based Capital (to risk-weighted assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 487,298	$ 395,962
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	0.1180	0.1143
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum	$ 330,301	$ 277,057
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0800	0.0800
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 412,876	$ 346,321
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.1000	0.1000

Parent Company Only Condensed_3

Parent Company Only Condensed Financial Information - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Assets
Cash and cash equivalents	$ 19,266	$ 20,910
Other assets	53,124	52,967
Total assets	4,607,487	3,549,204
Liabilities and stockholders’ equity
Junior subordinated debt	9,971	0
Borrowings	457,263	0
Other liabilities	67,899	60,598
Stockholders’ equity	471,186	388,845
Total liabilities and stockholders’ equity	4,607,487	3,549,204
Parent Company
Assets
Cash and cash equivalents	924	6,852
Investment in bank subsidiary	493,289	374,648
ESOP loan receivable	5,630	6,154
Other assets	1,626	1,252
Total assets	501,469	388,906
Liabilities and stockholders’ equity
Junior subordinated debt	9,971	0
Borrowings	20,263	0
Other liabilities	49	61
Stockholders’ equity	471,186	388,845
Total liabilities and stockholders’ equity	$ 501,469	$ 388,906

Parent Company Only Condensed_4

Parent Company Only Condensed Financial Information - Condensed Income Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Income
Interest income	$ 187,126	$ 116,114	$ 118,733
Expense
Junior subordinated debt	327	0	0
Borrowings	3,860	80	6,041
Income tax expense	12,560	9,725	3,421
Net income	44,604	35,653	15,675
Parent Company
Income
Interest income	137	149	158
Equity in undistributed bank subsidiary income	45,867	36,281	16,246
Total income	46,004	36,430	16,404
Expense
Junior subordinated debt	327	0	0
Borrowings	663	0	0
Management fee expense	528	516	474
Other	270	261	255
Total expense	1,788	777	729
Income before income taxes	44,216	35,653	15,675
Income tax expense	(388)	0	0
Net income	$ 44,604	$ 35,653	$ 15,675

Parent Company Only Condensed_5

Parent Company Only Condensed Financial Information - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Operating activities
Net income	$ 44,604	$ 35,653	$ 15,675
Gain on sale of REO	89	7	(65)
ESOP compensation expense	1,279	1,502	1,125
Net cash provided by (used in) operating activities	(42,396)	33,128	9,559
Investing activities
Proceeds from sale of REO	111	181	449
Net cash received in merger	30,601	0	0
Net cash provided by (used in) investing activities	(121,133)	34,845	149,499
Financing activities
Net increase in revolving lines of credit	20,263	0	0
Repayment of long-term borrowings	(24,728)	(60,000)	(497,690)
Cash dividends paid	(6,229)	(5,452)	(5,018)
Retired stock	(344)	(345)	(204)
Exercised stock options	5,140	6,081	4,592
Net cash provided by (used in) financing activities	361,907	(13,844)	(229,690)
Net increase (decrease) in cash and cash equivalents	198,378	54,129	(70,632)
Cash and cash equivalents at beginning of period	105,119	50,990	121,622
Cash and cash equivalents at end of period	303,497	105,119	50,990
Parent Company
Operating activities
Net income	44,604	35,653	15,675
Gain on sale of REO	0	(3)	0
Increase in other assets	(348)	(11)	(435)
Equity in undistributed bank subsidiary income	(45,867)	(36,281)	(16,246)
ESOP compensation expense	1,279	1,502	1,125
Share-based compensation expense	1,854	2,152	2,102
Decrease in other liabilities	(256)	(37)	(61)
Net cash provided by (used in) operating activities	1,266	2,975	2,160
Investing activities
Increase in investment in bank subsidiary	(1,490)	(1,707)	(1,330)
Dividends from bank subsidiary	15,000	38,389	21,416
ESOP principal payments received	524	511	253
Proceeds from sale of REO	0	146	0
Net cash received in merger	(15,330)	0	0
Net cash provided by (used in) investing activities	(1,296)	37,339	20,339
Financing activities
Net increase in revolving lines of credit	20,263	0	0
Repayment of long-term borrowings	(24,728)	0	0
Common stock repurchased	0	(43,348)	(16,155)
Cash dividends paid	(6,229)	(5,452)	(5,018)
Retired stock	(344)	(345)	(204)
Exercised stock options	5,140	6,081	4,592
Net cash provided by (used in) financing activities	(5,898)	(43,064)	(16,785)
Net increase (decrease) in cash and cash equivalents	(5,928)	(2,750)	5,714
Cash and cash equivalents at beginning of period	6,852	9,602	3,888
Cash and cash equivalents at end of period	$ 924	$ 6,852	$ 9,602

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 151,926	$ 126,978
U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	14,714	18,459
MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	107,414	47,233
Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,388	5,558
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	26,410	55,728
Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	6,947
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	151,926	126,978
Level 2 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	14,714	18,459
Level 2 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	107,414	47,233
Level 2 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,388	5,558
Level 2 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	26,410	55,728
Level 2 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	6,947
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 3 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 3 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 3 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 3 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	$ 0
Level 3 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Nonrecurring Measurements - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 531
Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	364
Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	167	$ 415
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 1 | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 1 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 2 | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 2 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	531
Level 3 | Commercial real estate | Commercial Real Estate Loan, Owner Occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	364
Level 3 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 167	$ 415

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Narrative (Details) $ in Thousands	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Off-balance sheet financial commitments	$ 950,387	$ 921,239
Federal Home Loan Bank, Advances, Prepayment Penalty		$ 22,690
Minimum | Level 3 | Loans Receivable, REO | Measurement Input, Collateral Discount Rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.08
Minimum | Level 3 | Loans Receivable, REO | Measurement Input, Discount Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.05
Maximum | Level 3 | Loans Receivable, REO | Measurement Input, Collateral Discount Rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.12
Maximum | Level 3 | Loans Receivable, REO | Measurement Input, Discount Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.15

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Jun. 30, 2022
Level 1 | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 6,947
Level 2 | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	9,746
Level 3 | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	14,927	$ 12,758
Carrying Value | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	303,497	105,119
Carrying Value | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments		194,427
Carrying Value | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	33,152	23,551
Carrying Value | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	151,926	126,978
Carrying Value | FHLB and FRB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	20,208	9,326
Carrying Value | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	14,927	12,758
Carrying Value | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,947	79,307
Carrying Value | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	161,703
Carrying Value | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,611,630	2,734,605
Carrying Value | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	14,829	8,573
Carrying Value | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,436,586	1,400,727
Carrying Value | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,241,840	969,661
Carrying Value | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	212,220	238,197
Carrying Value | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	710,522	491,176
Carrying Value | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	9,971
Carrying Value | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	457,263
Carrying Value | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,537	80
Estimate of Fair Value Measurement | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	303,497	105,119
Estimate of Fair Value Measurement | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments		194,427
Estimate of Fair Value Measurement | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	33,152	23,551
Estimate of Fair Value Measurement | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	151,926	126,978
Estimate of Fair Value Measurement | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	14,927	12,758
Estimate of Fair Value Measurement | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,947	80,489
Estimate of Fair Value Measurement | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	163,874
Estimate of Fair Value Measurement | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,455,390	2,687,293
Estimate of Fair Value Measurement | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	14,829	8,573
Estimate of Fair Value Measurement | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,436,586	1,400,727
Estimate of Fair Value Measurement | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,241,840	969,661
Estimate of Fair Value Measurement | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	212,220	238,197
Estimate of Fair Value Measurement | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	701,965	485,452
Estimate of Fair Value Measurement | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	9,746
Estimate of Fair Value Measurement | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	457,213
Estimate of Fair Value Measurement | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,537	80
Estimate of Fair Value Measurement | Level 1 | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	303,497	105,119
Estimate of Fair Value Measurement | Level 1 | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments		194,427
Estimate of Fair Value Measurement | Level 1 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	99	24
Estimate of Fair Value Measurement | Level 2 | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	33,152	23,551
Estimate of Fair Value Measurement | Level 2 | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	151,926	126,978
Estimate of Fair Value Measurement | Level 2 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	410	580
Estimate of Fair Value Measurement | Level 2 | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,436,586	1,400,727
Estimate of Fair Value Measurement | Level 2 | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,241,840	969,661
Estimate of Fair Value Measurement | Level 2 | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	212,220	238,197
Estimate of Fair Value Measurement | Level 2 | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	701,965	485,452
Estimate of Fair Value Measurement | Level 2 | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	457,213
Estimate of Fair Value Measurement | Level 2 | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,537	80
Estimate of Fair Value Measurement | Level 3 | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments		80,489
Estimate of Fair Value Measurement | Level 3 | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	163,874
Estimate of Fair Value Measurement | Level 3 | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,455,390	2,687,293
Estimate of Fair Value Measurement | Level 3 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 14,320	$ 7,969

Uncategorized Items - htbi-2023

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]