HomeTrust Bancshares (HTBI) 10-KT 12 Mar 24 2023 FY Annual report (with FYE transition) Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	6 Months Ended
	Dec. 31, 2023	Mar. 08, 2024	Jun. 30, 2023
Document and Entity Information:
Document Type	10-KT
Document Annual Report	false
Document Transition Report	true
Document Period Start Date	Jul. 01, 2023
Document Period End Date	Dec. 31, 2023
Current Fiscal Year End Date	--12-31
Entity File Number	1-35593
Entity Registrant Name	HOMETRUST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	45-5055422
Entity Address, Address Line One	10 Woodfin Street
Entity Address, City or Town	Asheville
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28801
City Area Code	828
Local Phone Number	259-3939
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	HTBI
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Document Financial Statement Error Correction [Flag]	false
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,444,787
Entity Public Float			$ 320.1
Documents Incorporated by Reference	Portions of the Registrant's Proxy Statement for its 2023 Annual Meeting of Stockholders are incorporated by reference into Part III of this Form 10-KT.
Entity Central Index Key	0001538263
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
Amendment Flag	false

Audit Information

Audit Information	6 Months Ended
	Dec. 31, 2023
Audit Information [Abstract]
Auditor Name	FORVIS, LLP
Auditor Firm ID	686
Auditor Location	Springfield, Missouri

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Assets
Cash	$ 18,307	$ 19,266	$ 20,910
Interest-bearing deposits	328,833	284,231	84,209
Cash and cash equivalents	347,140	303,497	105,119
Commercial paper, net	0	0	194,427
Certificates of deposit in other banks	34,722	33,152	23,551
Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)	126,950	151,926	126,978
FHLB and FRB stock	18,393	20,208	9,326
SBIC investments, at cost	13,789	14,927	12,758
Loans held for sale, at fair value	3,359	6,947	0
Loans held for sale, at lower of cost or fair value	198,433	161,703	79,307
Loans, net of deferred loan fees and costs	3,640,022	3,658,823	2,769,295
Allowance for credit losses – loans	(48,641)	(47,193)	(34,690)
Loans, net	3,591,381	3,611,630	2,734,605
Premises and equipment, net	70,937	73,171	69,094
Accrued interest receivable	16,902	14,829	8,573
Deferred income taxes, net	11,796	10,912	11,487
BOLI	88,257	106,572	95,281
Goodwill	34,111	34,111	25,638
Core deposit intangibles, net	9,059	10,778	93
Other assets	107,404	53,124	52,967
Total assets	4,672,633	4,607,487	3,549,204
Liabilities
Deposits	3,661,373	3,601,168	3,099,761
Junior subordinated debt	10,021	9,971	0
Borrowings	433,763	457,263	0
Other liabilities	67,583	67,899	60,598
Total liabilities	4,172,740	4,136,301	3,160,359
Commitments and Contingencies
Stockholders’ equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,387,069, 17,366,673 and 15,591,466 shares issued and outstanding at December 31, 2023, June 30, 2023 and June 30, 2022, respectively	174	174	156
Additional paid in capital	172,366	171,222	126,106
Retained earnings	333,401	308,651	270,276
Unearned ESOP shares	(4,497)	(4,761)	(5,290)
Accumulated other comprehensive loss	(1,551)	(4,100)	(2,403)
Total stockholders’ equity	499,893	471,186	388,845
Total liabilities and stockholders’ equity	4,672,633	4,607,487	3,549,204
Debt securities available for sale, at fair value, amortized cost	$ 128,964	$ 157,251	$ 130,099

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Statement of Financial Position [Abstract]
Debt securities available for sale, at fair value, amortized cost	$ 128,964	$ 157,251	$ 130,099
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Preferred stock shares authorized (in shares)	10,000,000	10,000,000	10,000,000
Preferred stock shares issued (in shares)	0	0	0
Preferred stock shares outstanding (in shares)	0	0	0
Common stock par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock shares authorized (in shares)	60,000,000	60,000,000	60,000,000
Common stock shares issued (in shares)	17,387,069	17,366,673	15,591,466
Common stock shares outstanding (in shares)	17,387,069	17,366,673	15,591,466

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Interest and dividend income
Loans	$ 118,565	$ 176,270	$ 109,603	$ 111,798
Commercial paper, net	0	1,300	1,721	1,206
Debt securities available for sale	2,516	4,350	1,802	2,024
Other investments and interest-bearing deposits	3,603	5,206	2,988	3,705
Total interest and dividend income	124,684	187,126	116,114	118,733
Interest expense
Deposits	34,718	25,524	5,260	9,370
Junior subordinated debt	475	327	0	0
Borrowings	5,408	3,860	80	6,041
Total interest expense	40,601	29,711	5,340	15,411
Net interest income	84,083	157,415	110,774	103,322
Provision (benefit) for credit losses	5,930	15,392	(592)	(7,135)
Net interest income after provision (benefit) for credit losses	78,153	142,023	111,366	110,457
Noninterest income
Service charges and fees on deposit accounts	4,686	9,510	9,462	9,083
Loan income and fees	982	2,571	3,185	2,208
Gain on sale of loans held for sale	2,330	5,608	12,876	17,352
BOLI income	3,901	2,116	2,000	2,156
Operating lease income	3,377	5,471	6,392	5,601
Gain on sale of debt securities available for sale	0	0	1,895	0
Gain (loss) on sale of premises and equipment	(248)	2,097	(87)	(1,311)
Other	1,847	3,677	3,386	4,732
Total noninterest income	16,875	31,050	39,109	39,821
Noninterest expense
Salaries and employee benefits	32,770	62,221	59,591	62,956
Occupancy expense, net	4,932	9,891	9,692	9,521
Computer services	6,175	11,772	10,629	9,607
Telephone, postage and supplies	1,255	2,468	2,545	3,122
Marketing and advertising	1,112	2,139	2,583	1,626
Deposit insurance premiums	1,419	2,249	1,712	1,799
Core deposit intangible amortization	1,719	1,525	250	735
Branch closure and restructuring expenses	0	0	0	1,513
Officer transition agreement expense	0	0	1,795	0
Merger-related expenses	0	5,465	0	0
Prepayment penalties on borrowings	0	0	0	22,690
Other	9,963	18,179	16,300	17,613
Total noninterest expense	59,345	115,909	105,097	131,182
Income before income taxes	35,683	57,164	45,378	19,096
Income tax expense	7,386	12,560	9,725	3,421
Net income	$ 28,297	$ 44,604	$ 35,653	$ 15,675
Net income per common share
Basic (in dollars per share)	$ 1.67	$ 2.82	$ 2.27	$ 0.96
Diluted (in dollars per share)	$ 1.67	$ 2.80	$ 2.23	$ 0.94
Average shares outstanding
Basic (in shares)	16,806,273	15,698,618	15,516,173	16,078,066
Diluted (in shares)	16,814,176	15,781,506	15,810,409	16,495,115

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 28,297	$ 44,604	$ 35,653	$ 15,675
Unrealized holding gains (losses) on debt securities available for sale
Gains (losses) arising during the period	3,311	(2,204)	(5,087)	(653)
Deferred income tax (expense) benefit	(762)	507	1,170	150
Total other comprehensive gain (loss)	2,549	(1,697)	(3,917)	(503)
Comprehensive income	$ 30,846	$ 42,907	$ 31,736	$ 15,172

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Cumulative-effect adjustment due to the adoption of ASU 2016-13	Common Stock	Additional Paid In Capital	Retained Earnings	Retained Earnings Cumulative-effect adjustment due to the adoption of ASU 2016-13	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Jun. 30, 2020			17,021,357
Beginning balance at Jun. 30, 2020	$ 408,263	$ (13,358)	$ 170	$ 169,648	$ 242,776	$ (13,358)	$ (6,348)	$ 2,017
Increase (Decrease) in Stockholders' Equity
Net income	15,675				15,675
Cash dividends declared on common stock, $0.21/common share	(5,018)				(5,018)
Common stock repurchased (in shares)			(733,347)
Common stock repurchased	(16,155)		$ (8)	(16,147)
Forfeited restricted stock (in shares)			(6,575)
Retired stock (in shares)			(9,106)
Retired stock	(204)			(204)
Granted restricted stock (in shares)			45,260
Exercised stock options (in shares)			318,894
Exercised stock options	4,592		$ 5	4,587
Share-based compensation expense	2,102			2,102
ESOP compensation expense	1,125			596			529
Other comprehensive loss	(503)							(503)
Ending balance, shares (in shares) at Jun. 30, 2021			16,636,483
Ending balance at Jun. 30, 2021	$ 396,519		$ 167	160,582	240,075		(5,819)	1,514
Increase (Decrease) in Stockholders' Equity
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.31
Net income	$ 35,653				35,653
Cash dividends declared on common stock, $0.21/common share	(5,452)				(5,452)
Common stock repurchased (in shares)			(1,482,959)
Common stock repurchased	(43,348)		$ (15)	(43,333)
Forfeited restricted stock (in shares)			(13,600)
Retired stock (in shares)			(11,335)
Retired stock	(345)			(345)
Granted restricted stock (in shares)			42,123
Stock issued for RSUs (in shares)			7,118
Exercised stock options (in shares)			413,636
Exercised stock options	6,081		$ 4	6,077
Share-based compensation expense	2,152			2,152
ESOP compensation expense	1,502			973			529
Other comprehensive loss	$ (3,917)							(3,917)
Ending balance, shares (in shares) at Jun. 30, 2022	15,591,466		15,591,466
Ending balance at Jun. 30, 2022	$ 388,845		$ 156	126,106	270,276		(5,290)	(2,403)
Increase (Decrease) in Stockholders' Equity
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.35
Net income	$ 44,604				44,604
Cash dividends declared on common stock, $0.21/common share	(6,229)				(6,229)
Forfeited restricted stock (in shares)			(10,090)
Retired stock (in shares)			(13,145)
Retired stock	(344)			(344)
Granted restricted stock (in shares)			57,839
Stock issued for RSUs (in shares)			13,861
Exercised stock options (in shares)			352,096
Exercised stock options	5,140		$ 4	5,136
Shares issued for merger (in shares)			1,374,646
Shares issued for merger	37,734		$ 14	37,720
Share-based compensation expense	1,854			1,854
ESOP compensation expense	1,279			750			529
Other comprehensive loss	$ (1,697)							(1,697)
Ending balance, shares (in shares) at Jun. 30, 2023	17,366,673		17,366,673
Ending balance at Jun. 30, 2023	$ 471,186		$ 174	171,222	308,651		(4,761)	(4,100)
Increase (Decrease) in Stockholders' Equity
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.39
Net income	$ 28,297				28,297
Cash dividends declared on common stock, $0.21/common share	(3,547)				(3,547)
Forfeited restricted stock (in shares)			(2,560)
Retired stock (in shares)			(6,038)
Retired stock	$ (139)			(139)
Granted restricted stock (in shares)	1,000
Stock issued for RSUs (in shares)			18,494
Exercised stock options (in shares)			9,500
Exercised stock options	$ 152			152
Share-based compensation expense	755			755
ESOP compensation expense	640			376			264
Other comprehensive loss	$ 2,549							2,549
Ending balance, shares (in shares) at Dec. 31, 2023	17,387,069		17,387,069
Ending balance at Dec. 31, 2023	$ 499,893		$ 174	$ 172,366	$ 333,401		$ (4,497)	$ (1,551)
Increase (Decrease) in Stockholders' Equity
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.21

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Statement of Stockholders' Equity [Abstract]
Common Stock, dividends, per share, cash paid (in dollars per share)	$ 0.21	$ 0.39	$ 0.35	$ 0.31

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Operating activities
Net income	$ 28,297	$ 44,604	$ 35,653	$ 15,675
Adjustments to reconcile net income to net cash provided by (used in) operating activities
Provision (benefit) for credit losses	5,930	15,392	(592)	(7,135)
Depreciation and amortization of premises and equipment and equipment for operating leases	4,894	9,063	9,348	9,499
Deferred income tax expense (benefit)	(1,638)	(433)	6,584	3,573
Net accretion of purchase accounting adjustments on loans	(783)	(1,698)	(1,628)	(2,088)
Net amortization and accretion	3,563	4,346	2,450	2,717
SBIC investments income	(701)	(1,740)	(1,673)	(1,127)
Prepayment penalties paid on borrowings	0	0	0	22,690
Gain (loss) on sale of premises and equipment	248	(2,097)	87	1,311
Loss (gain) on sale of OREO	0	89	7	(65)
Loss (gain) incurred at the end of operating leases - lessor	141	451	12	(43)
BOLI income	(3,901)	(2,116)	(2,000)	(2,156)
Gain on sale of debt securities available for sale	0	0	(1,895)	0
Gain on sale of loans held for sale	(2,330)	(5,608)	(12,876)	(17,352)
Origination of loans held for sale	(171,273)	(311,198)	(465,263)	(622,400)
Proceeds from sales of loans held for sale	130,335	213,482	463,603	600,784
New deferred loan origination (costs) fees, net	(838)	(2,824)	(316)	1,698
Increase in accrued interest receivable and other assets	(5,970)	(7,467)	(3,604)	(756)
Share-based compensation expense	755	1,854	2,152	2,102
ESOP compensation expense	640	1,279	1,502	1,125
Increase in other liabilities	1,201	2,225	1,577	1,507
Net cash provided by (used in) operating activities	(11,430)	(42,396)	33,128	9,559
Investing activities
Purchase of debt securities available for sale	(17,036)	(81,687)	(41,649)	(107,988)
Proceeds from maturities, calls and paydowns of debt securities available for sale	45,928	65,585	65,399	76,663
Proceeds from sale of debt securities available for sale	0	0	1,895	0
Purchases of commercial paper	0	(210,292)	(558,482)	(715,635)
Proceeds from maturities and calls of commercial paper	0	406,269	555,472	831,862
Purchases of CDs in other banks	(6,202)	(18,166)	(1,244)	(7,321)
Proceeds from maturities of CDs in other banks	4,632	8,565	17,815	22,888
Net (purchases) redemptions of FHLB and FRB stock	1,815	(9,757)	4,213	17,138
Net capital (contributions in) distributions from SBIC investments, at cost	1,839	(429)	(914)	(775)
Net (increase) decrease in loans	23,039	(313,690)	(6,462)	56,296
Purchase of BOLI	(31,323)	(109)	(173)	(72)
Proceeds from redemption of BOLI policies	0	0	0	1,307
Death benefit proceeds from BOLI policies	5,616	0	0	0
Purchase of equipment for operating leases - lessor	(14,025)	(11,333)	(2,901)	(11,879)
Proceeds from sale of equipment for operating leases - lessor	6,994	8,607	5,981	2,647
Purchase of premises and equipment	(431)	(3,420)	(6,608)	(16,081)
Proceeds from sale of premises and equipment and assets held for sale	1,056	8,012	2,322	0
Proceeds from sale of OREO	0	111	181	449
Net cash received in merger	0	30,601	0	0
Net cash provided by (used in) investing activities	21,902	(121,133)	34,845	149,499
Financing activities
Net increase (decrease) in deposits	60,205	(69,195)	144,220	169,785
Net increase (decrease) in revolving lines of credit	(1,500)	20,263	0	0
Net increase (decrease) in short-term borrowings	(22,000)	437,000	(115,000)	115,000
Proceeds from long-term borrowings	0	0	60,000	0
Repayment of long-term borrowings	0	(24,728)	(60,000)	(497,690)
Common stock repurchased	0	0	(43,348)	(16,155)
Cash dividends paid	(3,547)	(6,229)	(5,452)	(5,018)
Retired stock	(139)	(344)	(345)	(204)
Exercised stock options	152	5,140	6,081	4,592
Net cash provided by (used in) financing activities	33,171	361,907	(13,844)	(229,690)
Net increase (decrease) in cash and cash equivalents	43,643	198,378	54,129	(70,632)
Cash and cash equivalents at beginning of period	303,497	105,119	50,990	121,622
Cash and cash equivalents at end of period	347,140	303,497	105,119	50,990
Cash paid during the period for
Interest	37,331	26,212	5,312	16,446
Income taxes	7,321	7,679	684	532
Noncash transactions
Unrealized gain (loss) in value of debt securities available for sale, net of income taxes	2,549	(1,697)	(3,917)	(503)
Transfers of loans held for investment to OREO	0	0	0	235
Transfers of loans held for sale to loans held for investment	11,671	18,337	43,083	23,106
Transfers of loans held for investment to loans held for sale	0	0	12,825	0
Establish receivable for proceeds from redemption of BOLI policies (included in other assets)	47,923	0	0	0
ROU asset and lease liabilities for operating lease accounting	864	5,179	1,186	2,586
ACL due to the adoption of ASU 2016-13	0	0	0	17,347
Transfer of premises and equipment to assets held for sale (included in other assets)	0	0	3,229	0
Fair value of assets acquired	0	665,090	0	0
Fair value of liabilities assumed	0	610,188	0	0
Net assets acquired	$ 0	$ 54,902	$ 0	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte and Raleigh/Cary), South Carolina (Greenville and Charleston), East Tennessee (Kingsport/Johnson City, Knoxville and Morristown), Southwest Virginia (the Roanoke Valley) and Georgia (Greater Atlanta). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Quantum Capital Statutory Trust II Delaware trust. The sole assets of the trust represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the trust preferred securities. Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, WNCSC, at or for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated. Change in Fiscal Year The Board of Directors approved a change in the Company’s fiscal year end from June 30 to December 31, commencing January 1, 2024. As a result of this change, we are filing this Transition Report on Form 10-KT for the six-month transition period ended December 31, 2023. The change in fiscal year end is applied on a prospective basis and does not adjust operating results for prior periods. References to our previous fiscal years mean the fiscal years ending on June 30 th . The Company's fiscal year 2024 commenced on January 1, 2024. References herein to "Transition Period" refer to the six-month period ended December 31, 2023. The following tables present certain comparative transition period condensed financial information for the six months ended December 31, 2023 and 2022, respectively. Six Months Ended December 31, (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Total interest and dividend income $ 124,684 $ 77,329 Total interest expense 40,601 5,264 Net interest income 84,083 72,065 Provision for credit losses 5,930 6,227 Net interest income after provision for credit losses 78,153 65,838 Total noninterest income 16,875 15,852 Total noninterest expense 59,345 52,165 Income before income taxes 35,683 29,525 Income tax expense 7,386 6,668 Net income $ 28,297 $ 22,857 Net income per common share – basic $ 1.67 $ 1.51 Net income per common share – diluted $ 1.67 $ 1.50 Net cash provided by (used in) operating activities $ (11,430) $ 20,431 Net cash provided by (used in) investing activities 21,902 (36,883) Net cash provided by financing activities 33,171 76,367 Net increase in cash and cash equivalents 43,643 59,915 Cash and cash equivalents, beginning of period 303,497 105,119 Cash and cash equivalents, end of period $ 347,140 $ 165,034 Subsequent Events The Company has evaluated subsequent events for recognition and disclosure through March 12, 2024, which is the date the financial statements were available to be issued. Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Cash Flows Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of 90 days or less. Net cash flows are reported for customer loan and deposit transactions, FHLB and FRB stock, SBIC investments at cost, revolving lines of credit and short-term borrowings. Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than one year. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $15,000 per issuer. Debt Securities Debt securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income (loss), a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on the trade date using the specific identification method. ACL – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an ACL on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change; however, if the Company intends to sell an impaired available for sale debt security, or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. As the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as a provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable is excluded from the estimate of credit losses. ACL – Held to Maturity Securities The ACL on held to maturity securities is estimated on a collective basis by major security type. ECLs are estimated using a DCF methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses. FHLB and FRB Stock As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value, or cost, approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. Both cash and stock dividends are reported as income. SBIC Investments, At Cost SBIC investments are equity interests in limited partnerships which are investments the Company has classified as VIEs, legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. A controlling financial interest is defined as a group that has the power to direct the activities that most significantly impact the VIEs' economic performance, the obligation to absorb the expected losses or the right to receive the expected residual returns. As the Company is not the primary beneficiary, nor does it hold a controlling interest in the VIEs, these investments have not been consolidated. The SBIC investments do not have readily determinable fair values and are recorded under the equity method of accounting at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Adjustments to the cost basis occur as a result of capital contributions, distributions, the Company's share of earnings or changes in the value of the Company's equity position. The Company's share of earnings is included in interest and dividend income with a one-quarter lag period. Loans Held for Sale Residential mortgages originated and intended for sale in the secondary market through mandatory delivery contracts are recorded at fair value (fair value option elected). Fair value includes the servicing value of the loans as well as any accrued interest, with changes in value recorded through the gain on sale of loans held for sale. Conversely, residential mortgages originated and intended for sale in the secondary market on a best efforts basis are sold with servicing released and carried at the lower of cost or fair value as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. The Company originates loans guaranteed by the SBA for the purchase of businesses, business startups, business expansion, equipment and working capital. All SBA loans are underwritten and documented as prescribed by the SBA. SBA loans are generally fully amortizing and have maturity dates and amortizations of up to 25 years. SBA loans are classified as held for sale and are carried at the lower of cost or fair value. The guaranteed portion of the loan is typically sold in the secondary market and the servicing rights are retained. A gain is recorded for any premium received in excess of the carrying value of the net assets transferred in the sale and is included in the gain on sale of loans held for sale. The portion of SBA loans that are retained are adjusted to fair value and reclassified to total loans, net of deferred loan fees and costs (loans held for investment). The net value of the retained loans is included in the appropriate loan classification for disclosure purposes. HELOCs held for sale are originated through a third-party in various states outside the Company's geographic footprint, but are underwritten to the Company's underwriting guidelines. The loans are generally held for sale by the Company over a 90 to 180 day period and are serviced by the third-party. The loans are marketed by the third-party to investors in pools and once sold the Company recognizes a gain or loss on the sale which is recorded through the gain on sale of loans held for sale. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance on the consolidated balance sheets. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans) or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles. ACL – Loans and Leases The Company adopted the CECL model under ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASU 2016-13 while prior period amounts are reported in accordance with the incurred loss model previously applicable US GAAP. The ACL reflects management’s estimate of losses that will result from the inability of its borrowers to make required loan payments. ECLs are reflected in the ACL through a provision for credit losses. Management records loans charged off against the ACL and subsequent recoveries, if any, increase the ACL when they are recognized. Management uses a systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized costs basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company has identified the following loan pools with similar risk characteristics for measuring ECLs: Commercial real estate – This category of loans consists of the following loan types: Construction and land development – These loans finance the ground up construction, improvement, carrying for sale and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third-party. Commercial real estate – owner and non-owner occupied – These loans include real estate loans for a variety of commercial property types and purposes, including those secured by commercial office or industrial buildings, warehouses, retail buildings and various special purpose properties. Multifamily – These are investment real estate loans, primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Commercial – This category of loans consists of the following loan types: Commercial and industrial – These loans are for commercial, corporate and business purposes across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment and other business loans for working capital and operational purposes. These loans are generally secured by accounts receivable, inventory and other business assets. Equipment finance – These loans are primarily made up of commercial finance agreements and commercial leases provided by our Equipment Finance line of business, primarily for transportation, construction, healthcare and manufacturing equipment. These loans have average terms of five years or less and are secured by the financed equipment. Municipal leases – These loans are primarily made to fire departments and depend on the tax revenues received from the applicable county or municipality. These leases are mainly secured by vehicles, fire stations, land or equipment. Residential real estate – This category of loans consists of the following loan types: Construction and land development – These loans are to individuals and are typically secured by a one-to-four family residential property under construction or undeveloped or partially developed land in anticipation of the construction of a personal residence. One-to-four family – These loans are to individuals and are typically secured by one-to-four family residential property. HELOCs – These loans include both loans originated by the Company and those purchased from a third-party and are often secured by second liens on residential real estate. Consumer – Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats and motorcycles, as well as unsecured consumer debt. For collectively evaluated loans, the Company uses a DCF method for each loan in a pool, and the results are aggregated at the pool level. A periodic tendency to default and absolute loss given default are applied to a projective model of the pool’s cash flows while considering prepayment and principal curtailment effects. The analysis produces expected cash flows for each instrument in the pool by pairing loan-level term information (maturity date, payment amount, interest rate, etc.) with top-down pool assumptions (default rates and prepayment speeds). Management considers the historical loss experience of both the Company and its peers in its assessment of ECLs to determine the ACL. The Company utilized peer call report data to measure historical credit loss experience with similar risk characteristics within the segments over an economic cycle. Management reviewed the historical loss information to appropriately adjust for differences in current asset specific risk characteristics. Management also considered further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that existed for the period over which historical information was evaluated. For collectively evaluated loans, the Company has incorporated a combination of three macroeconomic drivers using a statistical regression modeling methodology: the national unemployment rate, one-year change in the national home price index and one-year change in national real gross domestic product. The macroeconomic drivers utilized vary by loan segment, although the national unemployment rate is incorporated for the majority of the segments. Due to the low loss rates of municipal leases and the expectation of them remaining low, management has elected to separately pool these loans. Management has elected to use readily available municipal default rates and loss given defaults in order to calculate ECLs. Management considers forward-looking information in estimating ECLs. The Company uses both Fannie Mae and Federal Reserve Bank quarterly economic forecast data which are baseline outlooks for the United States economy. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to historical loss information within four quarters using a straight-line approach. Management may apply different reversion techniques depending on the economic environment for the financial asset portfolio and as of the current period has utilized a linear reversion technique. Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, management considers the need to qualitatively adjust ECLs for risks not already captured in the loss estimation process. These qualitative adjustments can either increase or decrease the quantitative model estimation (i.e. formulaic model results). Each period the Company considers qualitative factors that are relevant within the qualitative framework consistent with the regulatory interagency policy statement on the ACL. When a loan no longer shares similar risk characteristics with its segment, the asset is assessed to determine whether it should be included in another pool or should be individually evaluated, which includes consideration of the materiality of the loan. Generally, individually evaluated loans are on nonaccrual status. The ECLs on individually evaluated loans will be estimated based on a DCF analysis unless the loan meets the criteria for use of the fair value of collateral, either by virtue of an expected foreclosure or through meeting the definition of collateral dependent. Financial assets that have been individually evaluated can be returned to a pool for purposes of estimating the ECL insofar as their credit profile improves and that the repayment terms are not considered to be unique to the asset. Management identifies loans as modifications to borrowers experiencing financial difficulty when a borrower is experiencing financial difficulties and the Company has altered the cash flow of the loan as part of a modification or in the loan renewal process. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of the borrower's debt in the foreseeable future without the modification. This evaluation is performed in accordance with the Company’s internal underwriting policy. The starting point for the estimate of the ACL is historical loss information, which includes losses from modifications of loans to borrowers experiencing financial difficulty. As a result, the effect of most modifications made to borrowers experiencing financial difficulty is already included in the ACL and a change to the ACL is generally not recorded upon modification. When principal forgiveness is provided, however, the amount of forgiveness is charged off against the ACL. Acquired Loans Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. Certain larger purchased loans are individually evaluated while certain purchased loans are grouped together according to similar risk characteristics and are treated in the aggregate when applying various valuation techniques. These cash flow evaluations are inherently subjective as they require material estimates, all of which may be susceptible to significant change. Prior to July 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered PCI loans. PCI loans were individually evaluated and recorded at fair value at the date of acquisition with no initial valuation allowance based on a DCF methodology that considered various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. The difference between the undiscounted cash flows expected at acquisition and the investment in the loan, or the “accretable yield,” was recognized as interest income on a level-yield method over the life of the loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “nonaccretable difference,” were not recognized on the balance sheet and did not result in any yield adjustments, loss accruals or valuation allowances. Increases in expected cash flows, including prepayments, subsequent to the initial investment were recognized prospectively through adjustment of the yield on the loan over its remaining life. Decreases in expected cash flows were recognized as impairment. Valuation allowances on PCI loans reflected only losses incurred after the acquisition (meaning the present value of all cash flows expected at acquisition that ultimately were not to be received). Subsequent to July 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of ECLs is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. All loans considered to be PCI prior to July 1, 2020 were converted to PCD on that date. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial ACL is estimated and recorded as credit loss expense. The subsequent measurement of ECLs for all acquired loans is the same as the subsequent measurement of ECLs for originated loans. Loan Commitments and ACL on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as undisbursed portions of construction loans, commitments to originate loans, unused lines of credit and standby letters of credit. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a provision for credit losses charged against earnings. The ACL on these exposures is estimated by loan segment at each balance sheet date under the CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in other liabilities on the Company’s consolidated balance sheets. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense. Other Real Estate Owned Foreclosed assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of real property collateralizing a loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Bank Owned Life Insurance The Company has purchased life insurance policies on certain key officers. BOLI is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Business Combinations The Company uses the acquisition method of accounting for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred. Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter of our fiscal year or more frequently if events and circumstances indicate that the asset might be impaired. The Company first assesses qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining the need to perform the test for goodwill impairment (the qualitative method). If the qualitative method cannot be used or if the Company determines, based on the qualitative method, that the fair value is more likely than not less than the carrying amount, the Company compares the estimated fair value of a reporting unit with its carrying amount, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. If the carrying amount of a reporting unit exceeds its estimated fair value, the Company will record an impairment charge based on that difference. Our annual goodwill impairment test, the timing of which was adjusted to occur within the six-month transition period, did not identify any impairment for the six months ended December 31, 2023 or the years ended June 30, 2023 and June 30, 2022. Core Deposit Intangibles Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits, typically between five Servicing Rights When loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Dec. 31, 2023
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements Adoption of New Accounting Standards ASU 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." In June 2016, the FASB issued ASU 2016-13 which made significant changes to the ACL on financial instruments presented on an amortized cost basis and disclosures about them. The CECL impairment model requires an estimate of ECLs, measured over the contractual life of an instrument, which considers reasonable and supportable forecasts of future economic conditions in addition to information about past events and current conditions. The standard provides significant flexibility and requires a high degree of judgment with regards to pooling financial assets with similar risk characteristics and adjusting the relevant historical loss information in order to develop an estimate of expected lifetime losses. ASU 2016-13 permits the use of estimation techniques that are practical and relevant to the Company’s circumstances, as long as they are applied consistently over time and faithfully estimate ECLs in accordance with the standard. The ASU lists several common credit loss methods that are acceptable such as a DCF method, loss-rate method and roll-rate method. In addition, ASU 2016-13 amended the ACL on debt securities and purchased financial assets with credit deterioration. The Company adopted ASU 2016-13 on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. The Company recorded a net reduction of retained earnings of $13,358 upon adoption. The transition adjustment included an increase in the ACL on loans of $14,809, an increase in the ACL on off-balance sheet credit exposures of $2,288, and the establishment of an ACL on commercial paper of $250, net of the corresponding increases in deferred tax assets of $3,989. The adoption of this ASU did not have an effect on AFS debt securities. The Company adopted ASU 2016-13 using the prospective transition approach for PCD financial assets that were previously classified as PCI and accounted for under ASC 310-30. In accordance with the standard, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining discount on the PCD assets was determined to be related to noncredit factors and will be accreted into interest income on a level-yield method over the life of the loans. ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The Company adopted the standard using the modified retrospective transition method on July 1, 2023. The adoption of this ASU did not have a material impact on the Company's ACL, but as a result of the elimination of the concept of troubled debt restructurings, the balance of individually evaluated loans decreased by $1.9 million. The changes to financial statement disclosures have been reflected in this filing, specifically "Note 6 – Loans and Allowance for Credit Losses on Loans". Newly Issued but Not Yet Effective Accounting Standards ASU 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures." In November 2023, the FASB issued ASU 2023-07 which will require public entities to disclose information about their reportable segments' significant expenses on an interim and annual basis. Public entities will be required to disclose other segment items for each reportable segment and provide a description of its composition. Significant expense categories are derived from expenses that are regularly reported to an entity's chief operating decision-makers and included in a segments' reported measures of profit or loss. The ASU will also require for an entity to disclose the title and position of the chief operating decision-maker and explain how the chief operating decision-maker uses the reported measures of profit or loss to assess segment performance. Lastly, ASU 2023-07 also requires interim disclosures of certain segment-related disclosures that previously were required only on an annual basis and clarifies that entities with a single reportable segment are subject to both new and existing segment reporting requirements under Topic 280. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023 and interim periods within fiscal years beginning after December 15, 2024. The ASU requires entities to adopt the changes to the segment reporting guidance on a retrospective basis and early adoption is permitted. The adoption of the provisions of ASU 2023-07 is not expected to have an impact on the Company's financial results, but will impact disclosures. ASU 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures." In December 2023, the FASB issued ASU 2023-09 which requires entities to disclose more detailed information in the reconciliation of their statutory tax rate to their effective tax rate. The ASU also requires entities to disclose more detailed information about income taxes paid, including by jurisdiction. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2024 and interim periods beginning after December 15, 2025. The adoption of the provisions of ASU 2023-09 is not expected to have an impact on the Company's financial results, but will impact disclosures.

Merger with Quantum

Merger with Quantum	6 Months Ended
	Dec. 31, 2023
Business Combination and Asset Acquisition [Abstract]
Merger with Quantum	Merger with Quantum On February 12, 2023, the Company merged with Quantum which operated two locations in the Atlanta metro area. The aggregate amount of consideration to be paid per the purchase agreement of approximately $70,771, inclusive of consideration of common stock, other cash consideration, and cash in lieu of fractional shares, included $15,869 of cash consideration paid by Quantum to its stockholders in advance of the closing date as is further described below. These distributions reduced Quantum's stockholders' equity by an equal amount prior to the transaction closing date. The following table provides a summary of the assets acquired, liabilities assumed, associated preliminary fair value adjustments and provisional period adjustments by the Company as of the merger date. As provided for under US GAAP, management has up to 12 months following the date of merger to finalize the fair value adjustments. Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Assets acquired Cash and cash equivalents $ 47,769 $ — $ — $ 47,769 Debt securities available for sale 10,608 — — 10,608 FHLB and FRB stock 1,125 — — 1,125 Loans (1) 567,140 (5,207) — 561,933 Premises and equipment 4,415 4,668 — 9,083 Accrued interest receivable 1,706 — — 1,706 BOLI 9,066 — — 9,066 Core deposit intangibles — 12,210 — 12,210 Other assets 2,727 569 (179) 3,117 Total assets acquired $ 644,556 $ 12,240 $ (179) $ 656,617 Liabilities assumed Deposits $ 570,419 $ 183 $ — $ 570,602 Junior subordinated debt 11,341 (1,408) — 9,933 Other borrowings 24,728 — — 24,728 Deferred income taxes — 1,341 250 1,591 Other liabilities 3,334 — — 3,334 Total liabilities assumed $ 609,822 $ 116 $ 250 $ 610,188 Net assets acquired $ 46,429 Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Consideration paid Common stock consideration Shares of Quantum 574,157 Exchange ratio 2.3942 HomeTrust common stock issued 1,374,647 Price per share of HomeTrust common stock on February 10, 2023 $ 27.45 HomeTrust common stock consideration $ 37,734 Cash consideration (2) 17,168 Total consideration $ 54,902 Goodwill $ 8,473 (1) Adjustments to Quantum's total loans include the elimination of Quantum's existing allowance for loan losses of $5,972, the recognition of an ACL at close on PCD loans of $369 and adjustments to reflect the estimated credit fair value mark on the non-PCD loan portfolio of $2,932 and the estimated interest rate fair value adjustment on the loan portfolio as a whole (non-PCD and PCD) of $7,878. (2) As indicated in the Current Report on Form 8-K/A filed with the SEC on March 30, 2023, the amount of cash consideration paid at closing differs from the $57.54 per share, or $33,037, reported in the Current Report on Form 8-K filed on February 13, 2023, which announced the closing of the merger. Consistent with the merger agreement, between the execution of the merger agreement and the transaction closing date, Quantum's principal stockholders had the option to withdraw some or all of the amount of cash consideration to eventually be paid at closing in advance of the closing date. The amount of cash consideration paid at closing was reduced by the amount withdrawn during this time period. Goodwill of $8,473 arising from the merger consisted largely of synergies and the cost saves resulting from the combining of operations of the companies, and is not expected to be deductible for income tax purposes.

Debt Securities

Debt Securities	6 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Debt Securities	Debt Securities Debt securities available for sale consist of the following at the dates indicated: December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated MBS, residential $ 105,477 $ 1,194 $ (2,172) $ 104,499 Municipal bonds 3,487 — (78) 3,409 Corporate bonds 20,000 — (958) 19,042 Total $ 128,964 $ 1,194 $ (3,208) $ 126,950 June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated U.S. government agencies $ 15,000 $ — $ (286) $ 14,714 MBS, residential 110,865 — (3,451) 107,414 Municipal bonds 3,505 — (117) 3,388 Corporate bonds 27,881 — (1,471) 26,410 Total $ 157,251 $ — $ (5,325) $ 151,926 June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated U.S. government agencies $ 18,993 $ 5 $ (539) $ 18,459 MBS, residential 48,377 3 (1,147) 47,233 Municipal bonds 5,545 31 (18) 5,558 Corporate bonds 57,184 1 (1,457) 55,728 Total $ 130,099 $ 40 $ (3,161) $ 126,978 Debt securities available for sale by contractual maturity at December 31, 2023, June 30, 2023 and June 30, 2022 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. December 31, 2023 Amortized Cost Estimated Fair Value Due within one year $ 15,000 $ 14,848 Due after one year through five years 3,487 3,409 Due after five years through ten years 5,000 4,194 Due after ten years — — MBS, residential 105,477 104,499 Total $ 128,964 $ 126,950 June 30, 2023 Amortized Cost Estimated Fair Value Due within one year $ 37,881 $ 37,060 Due after one year through five years 2,994 2,903 Due after five years through ten years 5,511 4,549 Due after ten years — — MBS, residential 110,865 107,414 Total $ 157,251 $ 151,926 June 30, 2022 Amortized Cost Estimated Fair Value Due within one year $ 35,350 $ 34,956 Due after one year through five years 40,325 39,018 Due after five years through ten years 6,047 5,771 Due after ten years — — MBS, residential 48,377 47,233 Total $ 130,099 $ 126,978 During the year ended June 30, 2022, the Company received proceeds of $1,895 from the sale of seven trust preferred securities, recognizing gross gains of $1,895. These securities had previously been written down to zero through purchase accounting adjustments from a merger in a prior period and continued to be carried at this amount as there was no active market, therefore the full amount of the proceeds received were recognized as a gain. The Company had no sales of debt securities available for sale and no gross realized gains or losses were recognized during the six months ended December 31, 2023 or the fiscal years ended June 30, 2023 and June 30, 2022. Debt securities available for sale with amortized costs totaling $43,846, $42,329 and $43,187 and market values of $43,144, $40,475 and $41,876 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively, were pledged as collateral to secure various public deposits and other borrowings. The gross unrealized losses and the fair value of debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2023, June 30, 2023 and June 30, 2022 were as follows: December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized MBS, residential $ 46,978 $ (393) $ 35,200 $ (1,779) $ 82,178 $ (2,172) Municipal bonds — — 3,409 (78) 3,409 (78) Corporate bonds 618 (132) 17,674 (826) 18,292 (958) Total $ 47,596 $ (525) $ 56,283 $ (2,683) $ 103,879 $ (3,208) June 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ — $ — $ 14,714 $ (286) $ 14,714 $ (286) MBS, residential 83,281 (1,674) 24,133 (1,777) 107,414 (3,451) Municipal bonds 2,420 (69) 968 (48) 3,388 (117) Corporate bonds 607 (143) 25,053 (1,328) 25,660 (1,471) Total $ 86,308 $ (1,886) $ 64,868 $ (3,439) $ 151,176 $ (5,325) June 30, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,461 $ (539) $ — $ — $ 14,461 $ (539) MBS, residential 41,658 (994) 5,269 (153) 46,927 (1,147) Municipal bonds 1,970 (18) — — 1,970 (18) Corporate bonds 39,454 (730) 14,273 (727) 53,727 (1,457) Total $ 97,543 $ (2,281) $ 19,542 $ (880) $ 117,085 $ (3,161) The total number of securities with unrealized losses at December 31, 2023, June 30, 2023 and June 30, 2022 were 187, 205 and 177, respectively. Management evaluates securities for impairment where there has been a decline in fair value below the amortized cost basis of a security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. All debt securities available for sale in an unrealized loss position as of December 31, 2023 continue to perform as scheduled and management does not believe that there is a credit loss or that a provision for credit losses is necessary. Also, as part of management's evaluation of its intent and ability to hold investments for a period of time sufficient to allow for any anticipated recovery in the market, management considers its investment strategy, cash flow needs, liquidity position, capital adequacy and interest rate risk position. Management does not currently intend to sell the securities within the portfolio and it is not more-likely-than-not that securities will be required to be sold. See "Note 1 – Summary of Significant Account Policies" for further discussion. Management continues to monitor all of its securities with a high degree of scrutiny. There can be no assurance that management will not conclude in future periods that conditions existing at that time indicate some or all of its securities may be sold or would require a charge to earnings as a provision for credit losses in such periods. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring ECLs on investment securities and does not record an ACL on accrued interest receivable. As of December 31, 2023, June 30, 2023 and June 30, 2022, the accrued interest receivable for debt securities available for sale

Loans Held For Sale

Loans Held For Sale	6 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loans Held For Sale	Loans Held For Sale Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 One-to-four family $ — $ — $ 4,176 SBA 30,650 28,804 14,774 HELOCs 167,783 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 198,433 $ 161,703 $ 79,307 The carrying balance of loans held for sale, at fair value, was $3,359, $6,947 and $0 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively, while the amortized cost of these loans was $3,286, $6,902 and $0 at the same dates.

Premises and Equipment

Premises and Equipment	6 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment Premises and equipment as of the dates indicated consist of the following: December 31, 2023 June 30, 2023 June 30, 2022 Land $ 25,818 $ 26,496 $ 24,332 Office buildings 75,278 75,357 68,385 Furniture, fixtures and equipment 19,738 19,899 16,550 Total 120,834 121,752 109,267 Less: accumulated depreciation (49,897) (48,581) (40,173) Premises and equipment, net $ 70,937 $ 73,171 $ 69,094 Depreciation expense associated with premises and equipment was $1,968 for the six months ended December 31, 2023 and $4,152, $3,986 and $3,634 for the years ended June 30, 2023, 2022 and 2021, respectively.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses on Loans	6 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses on Loans	Loans and Allowance for Credit Losses on Loans Loans consist of the following at the dates indicated (1) : December 31, 2023 June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 305,269 $ 356,674 $ 291,202 Commercial real estate - owner occupied 536,545 529,721 335,658 Commercial real estate - non-owner occupied 875,694 901,685 662,159 Multifamily 88,623 81,827 81,086 Total commercial real estate loans 1,806,131 1,869,907 1,370,105 Commercial loans Commercial and industrial 237,255 245,428 193,313 Equipment finance 465,573 462,211 394,541 Municipal leases 150,292 142,212 129,766 Total commercial loans 853,120 849,851 717,620 Residential real estate loans Construction and land development 96,646 110,074 81,847 One-to-four family 584,405 529,703 354,203 HELOCs 185,878 187,193 160,137 Total residential real estate loans 866,929 826,970 596,187 Consumer loans 113,842 112,095 85,383 Total loans, net of deferred loan fees and costs 3,640,022 3,658,823 2,769,295 Allowance for credit losses – loans (48,641) (47,193) (34,690) Loans, net $ 3,591,381 $ 3,611,630 $ 2,734,605 (1) December 31, 2023, June 30, 2023 and June 30, 2022 accrued interest receivable As a result of HomeTrust's merger with Quantum on February 12, 2023, $561,933 in loans (net of purchase accounting adjustments) were added to the portfolio. All qualifying one-to-four family loans, HELOCs, commercial real estate loans and FHLB of Atlanta stock are pledged as collateral by a blanket pledge to secure outstanding FHLB advances. Loans are made to the Company's executive officers, directors and their associates during the ordinary course of business. The aggregate amount of loans to related parties totaled approximately $209, $215 and $231 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. In relation to these loans are unfunded commitments that totaled approximately $3, $14 and $14 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. Loans are monitored for credit quality on a recurring basis and the composition of the loans outstanding by credit quality indicator is provided below. Loan credit quality indicators are developed through review of individual borrowers on an ongoing basis. Generally, loans are monitored for performance on a quarterly basis with the credit quality indicators adjusted as needed. The indicators represent the rating for loans as of the date presented based on the most recent assessment performed. These credit quality indicators are defined as follows: Pass – A pass rated loan is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention – A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention loans are not adversely classified and do not warrant adverse classification. Substandard – A substandard loan is inadequately protected by the current net worth and paying capacity of the obligor, or of the collateral pledged, if any. Loans classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These loans are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful – A loan classified as doubtful has all the weaknesses inherent in a loan classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions and values. Loss – Loans classified as loss are considered uncollectible and of such little value that their continuing to be carried as a loan is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of December 31, 2023: Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Construction and land development Risk rating Pass $ 18,226 $ 47,501 $ 47,365 $ 9,039 $ 201 $ 7,581 $ 175,077 $ 304,990 Special mention — — — — — — — — Substandard — — 279 — — — — 279 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 18,226 $ 47,501 $ 47,644 $ 9,039 $ 201 $ 7,581 $ 175,077 $ 305,269 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - owner occupied Risk rating Pass $ 33,918 $ 61,090 $ 104,005 $ 86,789 $ 69,184 $ 157,790 $ 13,188 $ 525,964 Special mention — 149 148 447 2,033 3,699 — 6,476 Substandard — — 379 1 338 2,886 — 3,604 Doubtful — — — — 289 212 — 501 Loss — — — — — — — — Total commercial real estate - owner occupied $ 33,918 $ 61,239 $ 104,532 $ 87,237 $ 71,844 $ 164,587 $ 13,188 $ 536,545 Current period gross charge-offs $ — $ — $ — $ — $ — $ 290 $ — $ 290 Commercial real estate - non-owner occupied Risk rating Pass $ 11,715 $ 91,328 $ 155,676 $ 179,950 $ 95,749 $ 302,216 $ 25,559 $ 862,193 Special mention — — — — — 294 — 294 Substandard — 3,078 — — 6,180 3,949 — 13,207 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 11,715 $ 94,406 $ 155,676 $ 179,950 $ 101,929 $ 306,459 $ 25,559 $ 875,694 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily Risk rating Pass $ 5,515 $ 3,799 $ 18,597 $ 21,411 $ 10,921 $ 25,400 $ 1,029 $ 86,672 Special mention — — 1,583 — — 89 — 1,672 Substandard — — — — — 279 — 279 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 5,515 $ 3,799 $ 20,180 $ 21,411 $ 10,921 $ 25,768 $ 1,029 $ 88,623 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total commercial real estate Risk rating Pass $ 69,374 $ 203,718 $ 325,643 $ 297,189 $ 176,055 $ 492,987 $ 214,853 $ 1,779,819 Special mention — 149 1,731 447 2,033 4,082 — 8,442 Substandard — 3,078 658 1 6,518 7,114 — 17,369 Doubtful — — — — 289 212 — 501 Loss — — — — — — — — Total commercial real estate $ 69,374 $ 206,945 $ 328,032 $ 297,637 $ 184,895 $ 504,395 $ 214,853 $ 1,806,131 Total current period gross charge-offs $ — $ — $ — $ — $ — $ 290 $ — $ 290 (1) As previously announced, on July 24, 2023, the Board of Directors approved a change in the Company's fiscal year end from June 30 to December 31. "2023-S" represents the six-month transition period ended December 31, 2023. Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Commercial and industrial Risk rating Pass $ 18,711 $ 52,427 $ 57,206 $ 14,146 $ 12,096 $ 22,823 $ 51,232 $ 228,641 Special mention — 329 227 158 54 81 — 849 Substandard — 671 341 29 1,380 307 3,707 6,435 Doubtful — 713 — — 222 — 264 1,199 Loss — — — — — 131 — 131 Total commercial and industrial $ 18,711 $ 54,140 $ 57,774 $ 14,333 $ 13,752 $ 23,342 $ 55,203 $ 237,255 Current period gross charge-offs $ — $ 1,337 $ 402 $ 184 $ 574 $ 618 $ — $ 3,115 Equipment finance Risk rating Pass $ 83,332 $ 172,704 $ 113,363 $ 57,295 $ 25,552 $ 4,854 $ — $ 457,100 Special mention — 338 666 383 341 252 — 1,980 Substandard — 206 — — — 134 — 340 Doubtful — 2,645 2,498 626 384 — — 6,153 Loss — — — — — — — — Total equipment finance $ 83,332 $ 175,893 $ 116,527 $ 58,304 $ 26,277 $ 5,240 $ — $ 465,573 Current period gross charge-offs $ — $ 550 $ 912 $ 539 $ 29 $ 14 $ — $ 2,044 Municipal leases Risk rating Pass $ 13,693 $ 33,513 $ 28,005 $ 13,516 $ 7,358 $ 47,376 $ 6,831 $ 150,292 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 13,693 $ 33,513 $ 28,005 $ 13,516 $ 7,358 $ 47,376 $ 6,831 $ 150,292 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total commercial Risk rating Pass $ 115,736 $ 258,644 $ 198,574 $ 84,957 $ 45,006 $ 75,053 $ 58,063 $ 836,033 Special mention — 667 893 541 395 333 — 2,829 Substandard — 877 341 29 1,380 441 3,707 6,775 Doubtful — 3,358 2,498 626 606 — 264 7,352 Loss — — — — — 131 — 131 Total commercial $ 115,736 $ 263,546 $ 202,306 $ 86,153 $ 47,387 $ 75,958 $ 62,034 $ 853,120 Total current period gross charge-offs $ — $ 1,887 $ 1,314 $ 723 $ 603 $ 632 $ — $ 5,159 Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Construction and land development Risk rating Pass $ 2,189 $ 17,261 $ 3,035 $ 496 $ 44 $ 1,237 $ 72,247 $ 96,509 Special mention — — — — — — — — Substandard — — — — — 137 — 137 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 2,189 $ 17,261 $ 3,035 $ 496 $ 44 $ 1,374 $ 72,247 $ 96,646 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — One-to-four family Risk rating Pass $ 18,938 $ 98,059 $ 153,418 $ 110,440 $ 48,971 $ 139,020 $ 9,914 $ 578,760 Special mention — — — — — 511 — 511 Substandard — 383 258 — 202 4,268 — 5,111 Doubtful — — — — — 23 — 23 Loss — — — — — — — — Total one-to-four family $ 18,938 $ 98,442 $ 153,676 $ 110,440 $ 49,173 $ 143,822 $ 9,914 $ 584,405 Current period gross charge-offs $ — $ — $ 13 $ 3 $ 12 $ 4 $ — $ 32 HELOCs Risk rating Pass $ 1,195 $ 7,962 $ 856 $ 777 $ 324 $ 7,399 $ 165,302 $ 183,815 Special mention — — — — — — — — Substandard 396 571 247 10 158 531 121 2,034 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs $ 1,591 $ 8,533 $ 1,103 $ 787 $ 482 $ 7,959 $ 165,423 $ 185,878 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total residential real estate Risk rating Pass $ 22,322 $ 123,282 $ 157,309 $ 111,713 $ 49,339 $ 147,656 $ 247,463 $ 859,084 Special mention — — — — — 511 — 511 Substandard 396 954 505 10 360 4,936 121 7,282 Doubtful — — — — — 52 — 52 Loss — — — — — — — — Total residential real estate $ 22,718 $ 124,236 $ 157,814 $ 111,723 $ 49,699 $ 153,155 $ 247,584 $ 866,929 Total current period gross charge-offs $ — $ — $ 13 $ 3 $ 12 $ 4 $ — $ 32 Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Total consumer Risk rating Pass $ 26,569 $ 51,394 $ 14,408 $ 9,676 $ 6,316 $ 4,080 $ 247 $ 112,690 Special mention — — — — — — — — Substandard — 329 265 210 172 147 18 1,141 Doubtful — 7 — 3 — — — 10 Loss — — — — — 1 — 1 Total consumer $ 26,569 $ 51,730 $ 14,673 $ 9,889 $ 6,488 $ 4,228 $ 265 $ 113,842 Total current period gross charge-offs $ 6 $ 401 $ 118 $ 34 $ 11 $ 9 $ — $ 579 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of June 30, 2023: Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 27,234 $ 26,157 $ 5,469 $ 2,226 $ 1,560 $ 5,836 $ 287,615 $ 356,097 Special mention — 73 — — — — — 73 Substandard — 481 — — — 23 — 504 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 27,234 $ 26,711 $ 5,469 $ 2,226 $ 1,560 $ 5,859 $ 287,615 $ 356,674 Commercial real estate - owner occupied Risk rating Pass $ 58,671 $ 106,738 $ 91,575 $ 68,054 $ 54,176 $ 115,425 $ 23,984 $ 518,623 Special mention — 177 909 2,017 361 3,437 — 6,901 Substandard — — 76 343 399 3,379 — 4,197 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied $ 58,671 $ 106,915 $ 92,560 $ 70,414 $ 54,936 $ 122,241 $ 23,984 $ 529,721 Commercial real estate - non-owner occupied Risk rating Pass $ 85,574 $ 156,244 $ 137,659 $ 99,442 $ 68,794 $ 265,099 $ 76,508 $ 889,320 Special mention — — — — — 4,047 5,301 9,348 Substandard — — — — — 3,017 — 3,017 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 85,574 $ 156,244 $ 137,659 $ 99,442 $ 68,794 $ 272,163 $ 81,809 $ 901,685 Multifamily Risk rating Pass $ 3,850 $ 16,410 $ 21,867 $ 10,172 $ 5,843 $ 22,321 $ 980 $ 81,443 Special mention — — — — 28 61 — 89 Substandard — — — — — 295 — 295 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 3,850 $ 16,410 $ 21,867 $ 10,172 $ 5,871 $ 22,677 $ 980 $ 81,827 Total commercial real estate Risk rating Pass $ 175,329 $ 305,549 $ 256,570 $ 179,894 $ 130,373 $ 408,681 $ 389,087 $ 1,845,483 Special mention — 250 909 2,017 389 7,545 5,301 16,411 Substandard — 481 76 343 399 6,714 — 8,013 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 175,329 $ 306,280 $ 257,555 $ 182,254 $ 131,161 $ 422,940 $ 394,388 $ 1,869,907 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial and industrial Risk rating Pass $ 57,377 $ 72,662 $ 18,845 $ 13,849 $ 6,441 $ 21,620 $ 47,934 $ 238,728 Special mention — 327 467 179 116 — — 1,089 Substandard — 13 28 605 858 43 3,649 5,196 Doubtful — 9 8 — 134 — 260 411 Loss — — — — — 4 — 4 Total commercial and industrial $ 57,377 $ 73,011 $ 19,348 $ 14,633 $ 7,549 $ 21,667 $ 51,843 $ 245,428 Equipment finance Risk rating Pass $ 200,054 $ 136,226 $ 73,363 $ 36,589 $ 10,178 $ 256 $ — $ 456,666 Special mention 805 808 140 441 344 — — 2,538 Substandard — — 227 13 115 — — 355 Doubtful 342 1,283 825 198 — — — 2,648 Loss — — — — 4 — — 4 Total equipment finance $ 201,201 $ 138,317 $ 74,555 $ 37,241 $ 10,641 $ 256 $ — $ 462,211 Municipal leases Risk rating Pass $ 31,462 $ 27,910 $ 14,292 $ 8,212 $ 9,838 $ 43,251 $ 7,247 $ 142,212 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 31,462 $ 27,910 $ 14,292 $ 8,212 $ 9,838 $ 43,251 $ 7,247 $ 142,212 Total commercial Risk rating Pass $ 288,893 $ 236,798 $ 106,500 $ 58,650 $ 26,457 $ 65,127 $ 55,181 $ 837,606 Special mention 805 1,135 607 620 460 — — 3,627 Substandard — 13 255 618 973 43 3,649 5,551 Doubtful 342 1,292 833 198 134 — 260 3,059 Loss — — — — 4 4 — 8 Total commercial $ 290,040 $ 239,238 $ 108,195 $ 60,086 $ 28,028 $ 65,174 $ 59,090 $ 849,851 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 671 $ 850 $ — $ 47 $ — $ 1,270 $ 107,096 $ 109,934 Special mention — — — — — — — — Substandard — — — — — 140 — 140 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 671 $ 850 $ — $ 47 $ — $ 1,410 $ 107,096 $ 110,074 One-to-four family Risk rating Pass $ 78,574 $ 122,091 $ 109,669 $ 51,927 $ 31,491 $ 120,331 $ 10,122 $ 524,205 Special mention — — — — — 543 — 543 Substandard 185 125 — 204 55 4,356 — 4,925 Doubtful — — — — — 29 — 29 Loss — — — — — 1 — 1 Total one-to-four family $ 78,759 $ 122,216 $ 109,669 $ 52,131 $ 31,546 $ 125,260 $ 10,122 $ 529,703 HELOCs Risk rating Pass $ 8,966 $ 561 $ 120 $ 371 $ 946 $ 7,251 $ 168,311 $ 186,526 Special mention — — — — — — — — Substandard — 10 — — — 494 134 638 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs $ 8,966 $ 571 $ 120 $ 371 $ 946 $ 7,774 $ 168,445 $ 187,193 Total residential real estate Risk rating Pass $ 88,211 $ 123,502 $ 109,789 $ 52,345 $ 32,437 $ 128,852 $ 285,529 $ 820,665 Special mention — — — — — 543 — 543 Substandard 185 135 — 204 55 4,990 134 5,703 Doubtful — — — — — 58 — 58 Loss — — — — — 1 — 1 Total residential real estate $ 88,396 $ 123,637 $ 109,789 $ 52,549 $ 32,492 $ 134,444 $ 285,663 $ 826,970 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total consumer Risk rating Pass $ 62,861 $ 17,913 $ 12,627 $ 8,954 $ 5,172 $ 2,847 $ 473 $ 110,847 Special mention — — — — — — — — Substandard 302 211 242 247 54 154 37 1,247 Doubtful — — — — — — — — Loss — — — — 1 — — 1 Total consumer $ 63,163 $ 18,124 $ 12,869 $ 9,201 $ 5,227 $ 3,001 $ 510 $ 112,095 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of June 30, 2022: Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 21,988 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,819 $ 248,189 $ 285,490 Special mention — — — — — 97 4,677 4,774 Substandard 871 — — — — 67 — 938 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 22,859 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,983 $ 252,866 $ 291,202 Commercial real estate - owner occupied Risk rating Pass $ 55,167 $ 71,429 $ 45,665 $ 43,786 $ 21,720 $ 74,602 $ 16,857 $ 329,226 Special mention — — 396 418 — 2,416 — 3,230 Substandard — — — — 577 2,227 398 3,202 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied $ 55,167 $ 71,429 $ 46,061 $ 44,204 $ 22,297 $ 79,245 $ 17,255 $ 335,658 Commercial real estate - non-owner occupied Risk rating Pass $ 97,885 $ 122,975 $ 95,268 $ 56,846 $ 81,037 $ 182,664 $ 7,214 $ 643,889 Special mention — — — — 13,844 4,421 — 18,265 Substandard — — — — — 5 — 5 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 97,885 $ 122,975 $ 95,268 $ 56,846 $ 94,881 $ 187,090 $ 7,214 $ 662,159 Multifamily Risk rating Pass $ 10,135 $ 19,985 $ 15,881 $ 8,614 $ 2,796 $ 20,587 $ 2,495 $ 80,493 Special mention — — — 29 — 217 — 246 Substandard — — — — — 347 — 347 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 10,135 $ 19,985 $ 15,881 $ 8,643 $ 2,796 $ 21,151 $ 2,495 $ 81,086 Total commercial real estate Risk rating Pass $ 185,175 $ 220,075 $ 157,441 $ 111,335 $ 106,645 $ 283,672 $ 274,755 $ 1,339,098 Special mention — — 396 447 13,844 7,151 4,677 26,515 Substandard 871 — — — 577 2,646 398 4,492 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 186,046 $ 220,075 $ 157,837 $ 111,782 $ 121,066 $ 293,469 $ 279,830 $ 1,370,105 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial and industrial Risk rating Pass $ 70,863 $ 21,434 $ 11,647 $ 9,377 $ 6,338 $ 20,856 $ 43,119 $ 183,634 Special mention — 346 260 364 — — 1,957 2,927 Substandard — 770 343 1,152 — 52 4,337 6,654 Doubtful — 98 — — — — — 98 Loss — — — — — — — — Total commercial and industrial $ 70,863 $ 22,648 $ 12,250 $ 10,893 $ 6,338 $ 20,908 $ 49,413 $ 193,313 Equipment finance Risk rating Pass $ 186,139 $ 113,363 $ 64,400 $ 26,467 $ 1,755 $ — $ — $ 392,124 Special mention 200 331 1,002 547 — — — 2,080 Substandard — 123 18 159 — — — 300 Doubtful 32 — — 5 — — — 37 Loss — — — — — — — — Total equipment finance $ 186,371 $ 113,817 $ 65,420 $ 27,178 $ 1,755 $ — $ — $ 394,541 Municipal leases Risk rating Pass $ 19,425 $ 24,480 $ 8,962 $ 11,034 $ 13,584 $ 39,529 $ 12,715 $ 129,729 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 19,425 $ 24,517 $ 8,962 $ 11,034 $ 13,584 $ 39,529 $ 12,715 $ 129,766 Total commercial Risk rating Pass $ 276,427 $ 159,277 $ 85,009 $ 46,878 $ 21,677 $ 60,385 $ 55,834 $ 705,487 Special mention 200 714 1,262 911 — — 1,957 5,044 Substandard — 893 361 1,311 — 52 4,337 6,954 Doubtful 32 98 — 5 — — — 135 Loss — — — — — — — — Total commercial $ 276,659 $ 160,982 $ 86,632 $ 49,105 $ 21,677 $ 60,437 $ 62,128 $ 717,620 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 864 $ — $ 53 $ — $ — $ 1,783 $ 78,775 $ 81,475 Special mention — — — — — — — — Substandard — — — — — 372 — 372 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 864 $ — $ 53 $ — $ — $ 2,155 $ 78,775 $ 81,847 One-to-four family Risk rating Pass $ 55,415 $ 74,035 $ 47,364 $ 29,075 $ 23,250 $ 113,307 $ 4,077 $ 346,523 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 4,590 — 6,690 Doubtful — — — — — 155 — 155 Loss — — — — — — — — Total one-to-four family $ 55,543 $ 74,035 $ 48,366 $ 29,615 $ 23,680 $ 118,887 $ 4,077 $ 354,203 HELOCs Risk rating Pass $ 1,466 $ 458 $ 282 $ 901 $ 107 $ 7,441 $ 148,526 $ 159,181 Special mention — — — — — — — — Substandard — — — — — 879 49 928 Doubtful — — — — — 28 — 28 Loss — — — — — — — — Total HELOCs $ 1,466 $ 458 $ 282 $ 901 $ 107 $ 8,348 $ 148,575 $ 160,137 Total residential real estate Risk rating Pass $ 57,745 $ 74,493 $ 47,699 $ 29,976 $ 23,357 $ 122,531 $ 231,378 $ 587,179 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 5,841 49 7,990 Doubtful — — — — — 183 — 183 Loss — — — — — — — — Total residential real estate $ 57,873 $ 74,493 $ 48,701 $ 30,516 $ 23,787 $ 129,390 $ 231,427 $ 596,187 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total consumer Risk rating Pass $ 25,935 $ 20,443 $ 15,849 $ 11,329 $ 8,235 $ 2,398 $ 277 $ 84,466 Special mention — — — — — — — — Substandard 72 169 274 85 182 100 33 915 Doubtful — — — — — — — — Loss — — — 2 — — — 2 Total consumer $ 26,007 $ 20,612 $ 16,123 $ 11,416 $ 8,417 $ 2,498 $ 310 $ 85,383 The following tables present aging analyses of past due loans (including nonaccrual loans) by segment and class for the periods indicated: Past Due Total 30-89 Days 90 Days+ Total Current December 31, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 305,269 $ 305,269 Commercial real estate - owner occupied 657 501 1,158 535,387 536,545 Commercial real estate - non-owner occupied 4,032 — 4,032 871,662 875,694 Multifamily — — — 88,623 88,623 Total commercial real estate 4,689 501 5,190 1,800,941 1,806,131 Commercial Commercial and industrial 974 2,667 3,641 233,614 237,255 Equipment finance 5,411 4,019 9,430 456,143 465,573 Municipal leases — — — 150,292 150,292 Total commercial 6,385 6,686 13,071 840,049 853,120 Residential real estate Construction and land development — 132 132 96,514 96,646 One-to-four family 958 1,068 2,026 582,379 584,405 HELOCs 1,240 1,622 2,862 183,016 185,878 Total residential real estate 2,198 2,822 5,020 861,909 866,929 Consumer 535 301 836 113,006 113,842 Total loans $ 13,807 $ 10,310 $ 24,117 $ 3,615,905 $ 3,640,022 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied 1,514 76 1,590 528,131 529,721 Commercial real estate - non-owner occupied — — — 901,685 901,685 Multifamily — — — 81,827 81,827 Total commercial real estate 1,514 76 1,590 1,868,317 1,869,907 Commercial Commercial and industrial 873 403 1,276 244,152 245,428 Equipment finance 826 1,837 2,663 459,548 462,211 Municipal leases — — — 142,212 142,212 Total commercial 1,699 2,240 3,939 845,912 849,851 Residential real estate Construction and land development — 132 132 109,942 110,074 One-to-four family 1,698 1,060 2,758 526,945 529,703 HELOCs 379 769 1,148 186,045 187,193 Total residential real estate 2,077 1,961 4,038 822,932 826,970 Consumer 320 288 608 111,487 112,095 Total loans $ 5,610 $ 4,565 $ 10,175 $ 3,648,648 $ 3,658,823 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2022 Commercial real estate Construction and land development $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — 52 52 335,606 335,658 Commercial real estate - non-owner occupied — — — 662,159 662,159 Multifamily — — — 81,086 81,086 Total commercial real estate — 52 52 1,370,053 1,370,105 Commercial Commercial and industrial 255 — 255 193,058 193,313 Equipment finance 186 56 242 394,299 394,541 Municipal leases — — — 129,766 129,766 Total commercial 441 56 497 717,123 717,620 Residential real estate Construction and land development 115 22 137 81,710 81,847 One-to-four family 910 1,394 2,304 351,899 354,203 HELOCs 283 122 405 159,732 160,137 Total residential real estate 1,308 1,538 2,846 593,341 596,187 Consumer 330 177 507 84,876 85,383 Total loans $ 2,079 $ 1,823 $ 3,902 $ 2,765,393 $ 2,769,295 The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the six months ended December 31, 2023. December 31, 2023 June 30, 2023 June 30, 2022 90 Days + & Still Accruing as of December 31, 2023 Nonaccrual with No ACL as of December 31, 2023 Interest Income Recognized Commercial real estate Construction and land development $ — $ 23 $ 67 $ — $ — $ — Commercial real estate - owner occupied 912 517 706 — — 12 Commercial real estate - non-owner occupied 4,032 — 5 — 4,032 36 Multifamily 74 84 103 — — 2 Total commercial real estate 5,018 624 881 — 4,032 50 Commercial Commercial and industrial 2,774 1,222 1,951 — 192 31 Equipment finance 6,463 2,862 270 — 510 27 Municipal leases — 106 — — — — Total commercial 9,237 4,190 2,221 — 702 58 Residential real estate Construction and land development 132 132 137 — — 4 One-to-four family 2,205 1,935 1,773 — — 49 HELOCs 2,173 957 724 — — 12 Total residential real estate 4,510 3,024 2,634 — — 65 Consumer 568 477 384 — — 43 Total loans $ 19,333 $ 8,315 $ 6,120 $ — $ 4,734 $ 216 The following tables present analyses of the ACL on loans by segment for the period indicated below. In addition to the provision (benefit) for credit losses on loans presented below, provisions (benefits) of $(970), $253, $981 and $35 for off-balance sheet credit exposures and $0, $(250), $(100) and $100 for commercial paper were recorded during the six months ended December 31, 2023, and years ended June 30, 2023, 2022 and 2021, respectively. For the year ended June 30, 2023, $4,921 and $369 of the provision for credit losses were recognized to establish ACLs on Quantum's loan portfolio and off-balance-sheet credit exposure, respectively. Six Months Ended December 31, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Provision (benefit) for credit losses (82) 6,627 (80) 435 6,900 Charge-offs (290) (5,159) (32) (579) (6,060) Recoveries 5 342 112 149 608 Net (charge-offs) recoveries (285) (4,817) 80 (430) (5,452) Balance at end of period $ 20,323 $ 17,026 $ 9,284 $ 2,008 $ 48,641 Year Ended June 30, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Provision for credit losses 6,981 6,397 1,393 618 15,389 Initial ACL on PCD loans 292 72 5 — 369 Charge-offs — (3,796) (192) (517) (4,505) Recoveries 3 507 467 273 1,250 Net (charge-offs) recoveries 3 (3,289) 275 (244) (3,255) Balance at end of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Year Ended June 30, 2022 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 Provision (benefit) for credit losses (2,273) 3,110 (1,423) (886) (1,472) Charge-offs (485) (1,728) (116) (183) (2,512) Recoveries 1,088 991 965 162 3,206 Net (charge-offs) recoveries 603 (737) 849 (21) 694 Balance at end of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Year Ended June 30, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,413 $ 5,703 $ 5,685 $ 1,271 $ 28,072 Impact of adoption ASU 2016-13 833 3,240 8,687 2,049 14,809 Benefit for credit losses (311) (446) (6,308) (205) (7,270) Charge-offs (1,000) (977) (611) (945) (3,533) Recoveries 149 2,143 732 366 3,390 Net (charge-offs) recoveries (851) 1,166 121 (579) (143) Balance at end of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 In estimating ECL, ASC 326 prescribes that if foreclosure is expected, a CDA is required to be measured at the fair value of collateral, but as a practical expedient, if foreclosure is not probable, fair value measurement is optional. For those CDA loans measured at the fair value of collateral, a credit loss expense is recorded for loan amounts in excess of fair value. The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans for the periods indicated below: Type and Extent of Collateral Securing CDAs Non-CDAs December 31, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 305,269 $ 305,269 Commercial real estate - owner occupied — — 1,821 — 534,724 536,545 Commercial real estate - non-owner occupied — — 4,310 — 871,384 875,694 Multifamily — — — — 88,623 88,623 Total commercial real estate — — 6,131 — 1,800,000 1,806,131 Commercial Commercial and industrial — — — 1,322 235,933 237,255 Equipment finance — — — 1,304 464,269 465,573 Municipal leases — — — — 150,292 150,292 Total commercial — — — 2,626 850,494 853,120 Residential real estate Construction and land development — — — — 96,646 96,646 One-to-four family — — — — 584,405 584,405 HELOCs 510 — — — 185,368 185,878 Total residential real estate 510 — — — 866,419 866,929 Consumer — — — — 113,842 113,842 Total $ 510 $ — $ 6,131 $ 2,626 $ 3,630,755 $ 3,640,022 Total collateral value $ 733 $ — $ 5,627 $ 686 Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69 Modifications to Borrowers Experiencing Financial Difficulty The Company modifies loans to borrowers experiencing financial difficulty by providing principal forgiveness, a term extension, an other-than-insignificant payment delay or interest rate adjustments. In some cases, the Company provides multiple types of modifications on one loan. Typically, one type of modification, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another modification, such as principal forgiveness, may be granted. For loans included in the combination columns in the table below, multiple types of modifications have been made on the same loan within the current reporting period. The following table presents the amortized cost basis of loans at December 31, 2023, that were both experiencing financial difficulty and modified during the six months ended December 31, 2023, by class and type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented. Six Months Ended December 31, 202

Goodwill and Core Deposit Intan

Goodwill and Core Deposit Intangibles	6 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Core Deposit Intangibles	Goodwill and Core Deposit Intangibles The carrying amount of the Company's goodwill was $34,111 at both December 31, 2023 and June 30, 2023, and $25,638 as of June 30, 2022. The increase from June 30, 2022 to June 30, 2023 was a result of the $8,473 in goodwill associated with the Company's merger with Quantum, computed as shown in "Note 3 – Merger with Quantum". The Company also recorded $12,210 of core deposit intangibles associated with the merger with Quantum, to be amortized over the next 10 years on an accelerated basis. Amortization expense related to core deposit intangibles was $1,719 for the six months ended December 31, 2023 and $1,525, $250 and $735 for the years ended June 30, 2023, 2022 and 2021, respectively. As of December 31, 2023, the estimated amortization expense is as follows: 2024 $ 2,464 2025 1,747 2026 1,281 2027 948 2028 710 Thereafter 1,909 Total $ 9,059

Deposits

Deposits	6 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposits	Deposits Deposit accounts at the dates indicated consist of the following: December 31, 2023 June 30, 2023 June 30, 2022 Noninterest-bearing accounts $ 784,950 $ 825,481 $ 745,746 NOW accounts 591,270 611,105 654,981 Money market accounts 1,246,807 1,241,840 969,661 Savings accounts 194,486 212,220 238,197 Certificates of deposit 843,860 710,522 491,176 Total $ 3,661,373 $ 3,601,168 $ 3,099,761 As a result of the Company's merger with Quantum on February 12, 2023, $570,602 in deposits were assumed, net of purchase accounting adjustments. Deposits received from executive officers, directors and their associates totaled approximately $1,555, $5,130 and $1,012 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. As of December 31, 2023, scheduled maturities of certificates of deposit were as follows: 2024 $ 812,987 2025 19,362 2026 5,916 2027 4,058 2028 1,537 Thereafter — Total $ 843,860 Certificates of deposit with balances of $250 or greater totaled $118,035, $120,666 and $156,558 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. Generally, deposit amounts in excess of $250 are not federally insured.

Borrowings

Borrowings	6 Months Ended
	Dec. 31, 2023
Federal Home Loan Banks [Abstract]
Borrowings	Borrowings Junior Subordinated Debentures On February 21, 2007, Quantum formed a Connecticut statutory trust, Quantum Capital Statutory Trust II (the "Trust"), which issued $11,000 of trust preferred securities that were designed to qualify as Tier I capital under Federal Reserve Board guidelines. All of the common securities of the Trust were owned by Quantum. The proceeds from the issuance of the common securities and the trust preferred securities were used by the Trust to purchase $11,341 of junior subordinated debentures of Quantum. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Trust. The trust preferred securities accrue and pay quarterly distributions at a floating rate of 3-month Term SOFR plus 2.20%, which was 7.53% at December 31, 2023. The Company has guaranteed distributions and other payments due on the trust preferred securities to the extent the Trust has insufficient funds with which to make the distributions and other payments. The net combined effect of all documents entered into in connection with the trust preferred securities is that the Company is liable to make the distributions and other payments required on the trust preferred securities. The trust preferred securities are mandatorily redeemable upon maturity of the debentures on March 15, 2037, or upon earlier redemption as provided in the indenture. The Company has the right to redeem the debentures purchased by the Trust, in whole or in part, on or after March 15, 2012. As specified in the indenture, if the debentures are redeemed prior to maturity, the redemption price will be the principal amount and any accrued but unpaid interest. Other Borrowings Borrowings, other than junior subordinated debt, consist of the following at the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 Balance Weighted Balance Weighted Balance Weighted FHLB advances (short-term) $ 105,000 5.44 % $ 180,000 5.19 % $ — — % FRB advances (short-term) 310,000 5.50 257,000 5.25 — — Revolving lines of credit 18,763 9.00 20,263 8.75 — — Total other borrowings $ 433,763 5.64 % $ 457,263 5.38 % $ — — % All qualifying one-to-four family loans, HELOCs, commercial real estate loans and FHLB of Atlanta stock are pledged as collateral to secure outstanding FHLB advances while commercial construction, indirect auto and municipal leases are pledged as collateral to secure outstanding FRB advances. At December 31, 2023, June 30, 2023 and June 30, 2022, the Company had the ability to borrow $72,766, $22,673 and $277,561, respectively, through FHLB advances and $55,254, $91,316 and $68,230, respectively, through the unused portion of a line of credit with the FRB. During the year ended June 30, 2021, the Company paid $22,690 in prepayment penalties on FHLB advances. No such penalties were incurred during the six months ended December 31, 2023 or years ended June 30, 2023 and June 30, 2022. At December 31, 2023, June 30, 2023 and June 30, 2022, the Company maintained revolving lines of credit with three unaffiliated banks, the unused portion of which totaled $146,237, $144,737 and $120,000, respectively. At December 31, 2023, HomeTrust had drawn $18,763 on a $40,000 revolving line of credit which bears interest at The Wall Street Journal prime rate plus 50 basis points, maturing on January 28, 2025, although the term may be extended for an additional year if no events of default have occurred.

Leases

Leases	6 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. December 31, 2023 June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,259 $ 9,674 $ 5,846 Lease liabilities $ 10,975 $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 8.8 9.2 10.8 Weighted-average discount rate 3.41 % 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at December 31, 2023: 2024 $ 1,859 2025 1,710 2026 1,701 2027 1,724 2028 1,532 Thereafter 4,343 Total undiscounted minimum lease payments 12,869 Less: amount representing interest (1,894) Total lease liability $ 10,975 The following table presents components of operating lease expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 880 $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 3 228 9 Sublease income (included in other noninterest income) (85) (169) (189) Total operating lease expense, net $ 798 $ 1,574 $ 1,379 As Lessee - Finance Lease During the fiscal year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the fiscal years ended June 30, 2023 and June 30, 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 864 $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 713 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) — 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option, and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease income $ 3,377 $ 5,471 $ 6,392 Depreciation expense 2,876 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at December 31, 2023: 2024 $ 6,883 2025 5,272 2026 3,375 2027 1,188 2028 984 Thereafter 1,784 Total of future minimum payments $ 19,486 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the six months ended December 31, 2023 and years ended June 30, 2023 and June 30, 2022, interest income on equipment finance leases totaled $2,019, $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,150 , $70,605 and $62,188 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. The following schedule summarizes, as of December 31, 2023, aggregate future minimum finance lease payments to be received: 2024 $ 24,434 2025 19,724 2026 15,515 2027 10,930 2028 4,541 Thereafter 4,015 Total undiscounted minimum payments 79,159 Less: amount representing interest (9,009) Total lease receivable $ 70,150
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. December 31, 2023 June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,259 $ 9,674 $ 5,846 Lease liabilities $ 10,975 $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 8.8 9.2 10.8 Weighted-average discount rate 3.41 % 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at December 31, 2023: 2024 $ 1,859 2025 1,710 2026 1,701 2027 1,724 2028 1,532 Thereafter 4,343 Total undiscounted minimum lease payments 12,869 Less: amount representing interest (1,894) Total lease liability $ 10,975 The following table presents components of operating lease expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 880 $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 3 228 9 Sublease income (included in other noninterest income) (85) (169) (189) Total operating lease expense, net $ 798 $ 1,574 $ 1,379 As Lessee - Finance Lease During the fiscal year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the fiscal years ended June 30, 2023 and June 30, 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 864 $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 713 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) — 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option, and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease income $ 3,377 $ 5,471 $ 6,392 Depreciation expense 2,876 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at December 31, 2023: 2024 $ 6,883 2025 5,272 2026 3,375 2027 1,188 2028 984 Thereafter 1,784 Total of future minimum payments $ 19,486 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the six months ended December 31, 2023 and years ended June 30, 2023 and June 30, 2022, interest income on equipment finance leases totaled $2,019, $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,150 , $70,605 and $62,188 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. The following schedule summarizes, as of December 31, 2023, aggregate future minimum finance lease payments to be received: 2024 $ 24,434 2025 19,724 2026 15,515 2027 10,930 2028 4,541 Thereafter 4,015 Total undiscounted minimum payments 79,159 Less: amount representing interest (9,009) Total lease receivable $ 70,150
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. December 31, 2023 June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,259 $ 9,674 $ 5,846 Lease liabilities $ 10,975 $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 8.8 9.2 10.8 Weighted-average discount rate 3.41 % 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at December 31, 2023: 2024 $ 1,859 2025 1,710 2026 1,701 2027 1,724 2028 1,532 Thereafter 4,343 Total undiscounted minimum lease payments 12,869 Less: amount representing interest (1,894) Total lease liability $ 10,975 The following table presents components of operating lease expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 880 $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 3 228 9 Sublease income (included in other noninterest income) (85) (169) (189) Total operating lease expense, net $ 798 $ 1,574 $ 1,379 As Lessee - Finance Lease During the fiscal year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the fiscal years ended June 30, 2023 and June 30, 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 864 $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 713 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) — 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option, and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease income $ 3,377 $ 5,471 $ 6,392 Depreciation expense 2,876 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at December 31, 2023: 2024 $ 6,883 2025 5,272 2026 3,375 2027 1,188 2028 984 Thereafter 1,784 Total of future minimum payments $ 19,486 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the six months ended December 31, 2023 and years ended June 30, 2023 and June 30, 2022, interest income on equipment finance leases totaled $2,019, $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,150 , $70,605 and $62,188 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. The following schedule summarizes, as of December 31, 2023, aggregate future minimum finance lease payments to be received: 2024 $ 24,434 2025 19,724 2026 15,515 2027 10,930 2028 4,541 Thereafter 4,015 Total undiscounted minimum payments 79,159 Less: amount representing interest (9,009) Total lease receivable $ 70,150
Leases	Leases As Lessee - Operating Leases The Company's operating leases primarily include office space and bank branches. Certain leases include one or more options to renew, with renewal terms that can extend the lease term up to 15 additional years. The exercise of lease renewal options is at management's sole discretion. When it is reasonably certain that the Company will exercise our option to renew or extend the lease term, that option is included in estimating the value of the ROU and lease liability. The Company's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Most of the Company's lease agreements include periodic rate adjustments for inflation. The depreciable life of ROU assets and leasehold improvements are limited to the shorter of the useful life or the expected lease term. Leases with an initial term of 12 months or less are not recorded on the Company's Consolidated Balance Sheets. The Company recognizes lease expenses for these leases over the lease term. The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. December 31, 2023 June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,259 $ 9,674 $ 5,846 Lease liabilities $ 10,975 $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 8.8 9.2 10.8 Weighted-average discount rate 3.41 % 3.32 % 2.90 % The following schedule summarizes aggregate future minimum lease payments under these operating leases at December 31, 2023: 2024 $ 1,859 2025 1,710 2026 1,701 2027 1,724 2028 1,532 Thereafter 4,343 Total undiscounted minimum lease payments 12,869 Less: amount representing interest (1,894) Total lease liability $ 10,975 The following table presents components of operating lease expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 880 $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 3 228 9 Sublease income (included in other noninterest income) (85) (169) (189) Total operating lease expense, net $ 798 $ 1,574 $ 1,379 As Lessee - Finance Lease During the fiscal year ended June 30, 2023, the Company purchased the property associated with the finance lease reported historically. The Company purchased the property for $1,249, terminating the existing land lease. Prior to the purchase, for the fiscal years ended June 30, 2023 and June 30, 2022, interest expense on the lease liability totaled $60 and $93, respectively. Supplemental lease cash flow information for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 864 $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 713 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) — 89 134 As Lessor - General The Company leases equipment to commercial end users under operating and finance lease arrangements. The Company's equipment finance leases consist mainly of construction, transportation, healthcare and manufacturing equipment. Many of its operating and finance leases offer the lessee the option to purchase the equipment at fair value or for a fixed purchase option, and most of the leases that do not have a purchase option include renewal provisions resulting in some leases continuing beyond initial contractual terms. The Company's leases do not include early termination options, and continued rent payments are due if leased equipment is not returned at the end of the lease. As Lessor - Operating Leases Operating lease income is recognized as a component of noninterest income on a straight-line basis over the lease term. Lease terms range from one The following table presents total equipment finance operating lease income and depreciation expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease income $ 3,377 $ 5,471 $ 6,392 Depreciation expense 2,876 4,873 5,362 The following schedule summarizes aggregate future minimum lease payments to be received at December 31, 2023: 2024 $ 6,883 2025 5,272 2026 3,375 2027 1,188 2028 984 Thereafter 1,784 Total of future minimum payments $ 19,486 As Lessor - Finance Leases Finance lease income is recognized as a component of loan interest income over the lease term. The finance leases are included as a component of the equipment finance class of financing receivables under the commercial loans segment of the loan portfolio. For the six months ended December 31, 2023 and years ended June 30, 2023 and June 30, 2022, interest income on equipment finance leases totaled $2,019, $3,390 and $3,057, respectively. The lease receivable component of finance lease net investment included within equipment finance class of financing receivables was $70,150 , $70,605 and $62,188 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively. The following schedule summarizes, as of December 31, 2023, aggregate future minimum finance lease payments to be received: 2024 $ 24,434 2025 19,724 2026 15,515 2027 10,930 2028 4,541 Thereafter 4,015 Total undiscounted minimum payments 79,159 Less: amount representing interest (9,009) Total lease receivable $ 70,150

Income Taxes

Income Taxes	6 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income tax expense as of the dates indicated consisted of: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Current Federal $ 7,910 $ 11,119 $ 2,411 $ (340) State 1,114 1,874 730 188 Total current expense (benefit) 9,024 12,993 3,141 (152) Deferred Federal (1,450) (377) 5,992 3,374 State (188) (56) 592 199 Total deferred expense (benefit) (1,638) (433) 6,584 3,573 Total income tax expense $ 7,386 $ 12,560 $ 9,725 $ 3,421 The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Amount Rate Tax at federal income tax rate $ 7,494 21 % $ 12,004 21 % $ 9,529 21 % $ 4,010 21 % Increase (decrease) resulting from Tax exempt income (734) (2) (830) (1) (844) (2) (911) (5) State tax, net of federal benefit 693 2 1,417 2 818 2 306 2 Other (67) — (31) — 222 — 16 — Total $ 7,386 21 % $ 12,560 22 % $ 9,725 21 % $ 3,421 18 % The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December 31, 2023, June 30, 2023 and June 30, 2022 are presented below: December 31, 2023 June 30, 2023 June 30, 2022 Deferred tax assets Allowance for credit losses $ 11,994 $ 11,822 $ 8,796 Deferred compensation and post-retirement benefits 7,963 8,214 8,407 Net operating loss carryforward 2,259 2,806 3,353 Discount from business combinations 1,096 974 1,228 Unrealized loss on debt securities held for sale 463 1,225 718 Share-based compensation expense 1,576 1,514 1,860 Operating lease liability 2,570 2,513 1,525 Other 1,344 1,489 1,188 Total deferred tax assets 29,265 30,557 27,075 Deferred tax liabilities Depreciable basis of fixed assets and operating lease equipment (12,017) (9,992) (7,874) Deferred loan costs (617) (668) (774) FHLB stock, book basis in excess of tax (91) (90) (89) BOLI available for redemption (1,257) (5,163) (4,679) Operating lease ROU asset (2,168) (2,253) (1,343) Other (1,319) (1,479) (829) Total deferred tax liabilities (17,469) (19,645) (15,588) Net deferred tax assets $ 11,796 $ 10,912 $ 11,487 The Company had federal NOL carry forwards of $10,446, $13,207 and $15,967 as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively, with a recorded tax benefit of $2,259, $2,806 and $3,353 included in deferred tax assets. The majority of these NOLs will expire for federal tax purposes from 2031 through 2036, if not previously used. Retained earnings at December 31, 2023, June 30, 2023 and June 30, 2022 include $19,570 representing pre-1988 tax bad debt reserve base year amounts for which no deferred tax liability has been provided since these reserves are not expected to reverse and may never reverse. Circumstances that would require an accrual of a portion or all of this unrecorded tax liability are a failure to meet the definition of a bank, dividend payments in excess of current year or accumulated earnings and profits, or other distributions in dissolution or liquidation of the Bank. The Company is no longer subject to examination for federal and state purposes for tax years prior to 2020.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The HomeTrust Bank KSOP Plan is comprised of two components, the 401(k) Plan and the ESOP. The KSOP benefits employees who have attained age 21 and who are employed on the last day of the plan year, or separated during the plan year due to death, disability, or after meeting normal retirement age. Under the 401(k), the Company matches employee contributions at 50% of employee deferrals up to 6% of each employee’s eligible compensation. The Company may also make discretionary profit sharing contributions for the benefit of all eligible participants as long as total contributions do not exceed applicable limitations. Employees become fully vested in the Company’s contributions after four years of service. Under the ESOP, the amount of the Bank's annual contribution is discretionary; however, it must be sufficient to pay the annual loan payment to the Company. The Company’s expense for 401(k) contributions to this plan was $556, $987, $911 and $914 for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021, respectively. The Company's expense related to the ESOP for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021 was $640, $1,279, $1,502 and $1,125, respectively. Shares held by the ESOP at the dates indicated include the following: December 31, 2023 June 30, 2023 June 30, 2022 Unallocated ESOP shares 449,650 476,100 529,000 Allocated ESOP shares 555,450 555,450 502,550 ESOP shares committed to be released 52,900 26,450 26,450 Total ESOP shares 1,058,000 1,058,000 1,058,000 Fair value of unallocated ESOP shares $ 12,105 $ 9,946 $ 14,759 Post-retirement health care benefits are provided to certain key current and former officers under the Company’s Executive Medical Care Plan (“EMCP”). The EMCP is unfunded and is not qualified under the IRC. Plan expense for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021 was $6, $50, $219 and $263, respectively. Total accrued expenses related to this plan included in other liabilities were $5,335, $5,425 and $5,533 as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively.

Deferred Compensation Agreement

Deferred Compensation Agreements	6 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Deferred Compensation Agreements	Deferred Compensation Agreements The Company’s Director Emeritus Plans (“Plans”) provide certain benefits to Emeritus Directors for providing current advisory services to the Company. The Plans are unfunded and are not qualified under the IRC. Plan benefits vary by participant and are payable to a designated beneficiary in the event of death. The Company records an expense based on the present value of expected future benefits. Plan expenses for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021 were $154, $305, $313 and $392, respectively. Total accrued expenses related to these plans included in other liabilities were $6,127, $6,881 and $7,224 as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively. Long term deferred compensation and supplemental retirement plans are provided to certain key current and former officers. These plans are unfunded and are not qualified under the IRC. The benefits vary by participant and are payable to a designated beneficiary in the event of death. Plan expenses for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021 were $355, $581, $616 and $653, respectively. Total accrued expenses related to these plans included in other liabilities were $16,922, $16,749 and $17,048 as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively. In addition, the Company has a deferred compensation plan provided to certain current and former officers and directors. The plan allows the participants to defer any of their annual compensation, including bonus payments, up to the maximum allowed for each participant. The plan is unfunded and is not qualified under the IRC. Plan expenses for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021 were $118, $208, $150 and $164, respectively. The total deferred compensation plan payable included in other liabilities was $4,244, $4,299 and $4,435 as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively.

Equity Incentive Plan

Equity Incentive Plan	6 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Equity Incentive Plan	Equity Incentive Plan The Company historically provided stock-based awards through the 2013 Omnibus Incentive Plan, which provided for awards of restricted stock, restricted stock units, stock options, stock appreciation rights and cash awards to directors, directors emeritus, officers, employees and advisory directors. On November 14, 2022, at the Company's annual meeting, stockholders approved the 2022 Omnibus Incentive Plan which provides for the same types of awards as described under the 2013 Omnibus Incentive Plan. Going forward, any future grants will be made under this plan. The cost of equity-based awards under the 2022 Omnibus Incentive Plan generally is based on the fair value of the awards on their grant date. The maximum number of shares that may be utilized for awards under the plan is 1,000,000. Shares of common stock issued under the plan will be issued out of authorized but unissued shares, some or all of which may be repurchased shares. The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the dates indicated below: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Share-based compensation expense $ 755 $ 1,854 $ 2,152 $ 2,102 Tax benefit 177 436 508 494 The table below presents stock option activity and related information for the periods indicated below: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 47,850 30.90 Exercised (413,636) 14.70 Forfeited (24,800) 23.96 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Exercisable at June 30, 2022 756,720 $ 20.24 3.3 $ 3,971 Non-vested at June 30, 2022 172,150 $ 26.96 7.5 $ 65 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Granted 5,000 24.07 Exercised (352,096) 14.59 Forfeited (12,550) 25.47 Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercisable at June 30, 2023 493,264 $ 25.40 4.6 $ 141 Non-vested at June 30, 2023 75,960 $ 27.56 7.9 $ — Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercised (9,500) 15.96 Forfeited (25,374) 26.00 Options outstanding at December 31, 2023 534,350 $ 25.85 4.6 $ 776 Exercisable at December 31, 2023 459,390 $ 25.56 4.2 $ 680 Non-vested at December 31, 2023 74,960 $ 27.58 7.4 $ 95 Assumptions used in estimating the fair value of options granted during the years ended June 30, 2023 and June 30, 2022 are detailed below. There were no options granted during the six months ended December 31, 2023. Year Ended June 30, 2023 2022 Weighted-average volatility 27.79 % 28.01 % Expected dividend yield 1.62 % 1.13 % Risk-free interest rate 3.11 % 2.02 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 6.77 $ 8.60 At December 31, 2023, the Company had $382 of unrecognized compensation expense related to 74,960 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.2 years at December 31, 2023. At June 30, 2023, the Company had $478 of unrecognized compensation expense related to 75,960 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2023. At June 30, 2022, the Company had $954 of unrecognized compensation expense related to 172,150 stock options originally scheduled to vest over a five-year period. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2022. The table below presents restricted stock award activity and related information: Restricted Stock Awards (1) Performance-Based Restricted Stock Units (2) Weighted- Aggregate Non-vested at June 30, 2021 120,795 30,780 $ 25.06 $ 4,229 Granted 42,123 9,556 31.18 — Vested (46,626) (7,118) 25.22 — Forfeited (13,600) — 25.27 — Non-vested at June 30, 2022 102,692 33,218 $ 27.40 $ 2,345 Granted 57,839 21,005 27.24 — Vested (41,590) (13,861) 27.38 — Forfeited (10,090) (3,032) 27.32 — Non-vested at June 30, 2023 108,851 37,330 $ 27.32 $ 3,054 Granted 1,000 6,165 22.91 — Vested (1,148) (18,494) 23.18 — Forfeited (2,560) — 27.53 — Non-vested at December 31, 2023 106,143 25,001 $ 27.70 $ 3,530 (1) Restricted stock awards are scheduled to vest over 1.0 year for director awards and 5.0 years for employee awards. (2) Performance-based restricted stock units are scheduled to vest over 3.0 years assuming the applicable financial goals are met. At December 31, 2023, unrecognized compensation expense was $2,389 related to 131,144 shares of restricted stock. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.4 years at December 31, 2023. At June 30, 2023, unrecognized compensation expense was $3,154 related to 146,181 shares of restricted stock. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.8 years at June 30, 2023. At June 30, 2022, unrecognized compensation expense was $2,771 related to 135,910 shares of restricted stock. The weighted average period over which compensation cost related to non-vested awards is expected to be recognized was 1.6 years at June 30, 2022.

Net Income per Share

Net Income per Share	6 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Numerator Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675 Allocation of earnings to participating securities (219) (411) (310) (145) Numerator for basic EPS - net income available to common stockholders $ 28,078 $ 44,193 $ 35,343 $ 15,530 Dilutive effect of participating securities — — — 4 Numerator for diluted EPS $ 28,078 $ 44,193 $ 35,343 $ 15,534 Denominator Weighted-average common shares outstanding - basic 16,806,273 15,698,618 15,516,173 16,078,066 Dilutive effect of assumed exercise of stock options 7,903 82,888 294,236 417,049 Weighted-average common shares outstanding - diluted 16,814,176 15,781,506 15,810,409 16,495,115 Net income per share - basic $ 1.67 $ 2.82 $ 2.27 $ 0.96 Net income per share - diluted $ 1.67 $ 2.80 $ 2.23 $ 0.94 Potential dilutive shares are excluded from the computation of earnings per share if their effect is anti-dilutive. There were 512,150, 537,524 and 96,350 stock options that were anti-dilutive as of December 31, 2023, June 30, 2023 and June 30, 2022, respectively.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Loan Commitments - Legally binding commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. In the normal course of business, there are various outstanding commitments to extend credit that are not reflected in the consolidated financial statements. The table below presents details of loan commitments outstanding as of the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 Variable rate commitments $ 42,826 $ 45,533 $ 23,159 Fixed rate commitments (1) 27,682 40,860 81,586 Total loan commitments $ 70,508 $ 86,393 $ 104,745 Range of fixed interest rates 2.11% - 11.25% 1.74% - 11.00% 1.41% - 9.00% Undisbursed portions of construction loans $ 170,425 $ 220,818 $ 312,893 Pre-approved but unused lines of credit (2) $ 690,566 $ 608,169 $ 485,239 (1) Fixed rate commitments had terms ranging from three (2) Principally second mortgage home equity loans and overdraft protection loans. The commitments presented in the above table represent the Company’s exposure to credit risk and, in the opinion of management, have no more than the normal lending risk that the Company commits to its borrowers. The Company has two types of commitments related to certain one-to-four family loans held for sale: rate lock commitments and forward loan commitments. Rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. The rate lock commitments do not qualify for hedge accounting. In order to mitigate the risk from interest rate fluctuations, the Company enters into forward loan sale commitments such as TBAs, mandatory delivery commitments with investors, or best efforts forward sale commitments with investors. The fair value of these interest rate lock commitments was not material at December 31, 2023, June 30, 2023 or June 30, 2022. SBIC Commitments - As of both December 31, 2023 and June 30, 2023, the Company had committed $24,000 across eight SBIC investments with $7,984 remaining to be drawn, while as of June 30, 2022, the Company had committed $21,000 across seven SBIC investments with $7,893 remaining to be drawn. Although the remaining capital commitments may or may not be called in the future, under the terms of the associated limited partnership agreements, the Company's exposure will not extend beyond the amount of the original commitments. Restrictions on Cash - In response to COVID-19, the FRB reduced the reserve requirements to zero on March 15, 2020. Prior to this change the Bank was required by regulation to maintain a varying cash reserve balance with the FRB. Guarantees - Standby letters of credit obligate the Company to meet certain financial obligations of its customers, if, under the contractual terms of the agreement, the customers are unable to do so. The financial standby letters of credit issued by the Company are irrevocable and payment is only guaranteed upon the borrower’s failure to perform its obligations to the beneficiary. Total commitments under standby letters of credit as of December 31, 2023, June 30, 2023 and June 30, 2022 were $50,897, $35,007 and $18,362, respectively. There was no liability recorded for these letters of credit at December 31, 2023, June 30, 2023 or June 30, 2022. Litigation - From time to time, the Company is involved in litigation matters in the ordinary course of business. These proceedings and the associated legal claims are often contested, and the outcome of individual matters is not always predictable. These claims and counter claims typically arise during the course of collection efforts on problem loans or with respect to actions to enforce liens on properties in which the Company holds a security interest. The Company is not a party to any pending legal proceedings that management believes would have a material adverse effect on the Company’s financial condition or results of operations .

Regulatory Capital Matters

Regulatory Capital Matters	6 Months Ended
	Dec. 31, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters HomeTrust Bancshares, Inc. is a bank holding company subject to regulation by the Federal Reserve. As a bank holding company, it is subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended and the regulations of the Federal Reserve. The Company's subsidiary, the Bank, an FDIC-insured, North Carolina state-chartered bank and a member of the Federal Reserve System, is supervised and regulated by the Federal Reserve and the NCCOB and is subject to minimum capital requirements applicable to state member banks established by the Federal Reserve that are calculated in a manner similar to those applicable to bank holding companies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by bank regulators that, if undertaken, could have a direct material effect on the Company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. At December 31, 2023, HomeTrust Bancshares, Inc. and the Bank each exceeded all regulatory capital requirements. Consistent with the Company's goals to operate a sound and profitable organization, its policy is for the Bank to maintain a “well-capitalized” status under the regulatory capital categories of the Federal Reserve. The Bank was categorized as "well-capitalized" at December 31, 2023 under applicable regulatory requirements. HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows: Regulatory Requirements Actual Minimum for Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio HomeTrust Bancshares, Inc. December 31, 2023 CET1 Capital (to risk-weighted assets) $ 463,946 11.33 % $ 184,256 4.50 % $ 266,148 6.50 % Tier 1 Capital (to total adjusted assets) 473,966 10.84 174,910 4.00 218,638 5.00 Tier 1 Capital (to risk-weighted assets) 473,966 11.58 245,675 6.00 327,567 8.00 Total Risk-based Capital (to risk-weighted assets) 517,942 12.65 327,567 8.00 409,458 10.00 June 30, 2023 CET1 Capital (to risk-weighted assets) $ 437,768 10.60 % $ 185,794 4.50 % $ 268,370 6.50 % Tier 1 Capital (to total adjusted assets) 447,738 10.39 172,328 4.00 215,411 5.00 Tier 1 Capital (to risk-weighted assets) 447,738 10.84 247,726 6.00 330,301 8.00 Total Risk-based Capital (to risk-weighted assets) 487,298 11.80 330,301 8.00 412,876 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 372,797 10.76 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 372,797 10.50 142,028 4.00 177,535 5.00 Tier 1 Capital (to risk-weighted assets) 372,797 10.76 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 395,962 11.43 277,057 8.00 346,321 10.00 HomeTrust Bank December 31, 2023 CET1 Capital (to risk-weighted assets) $ 484,238 11.83 % $ 184,249 4.50 % $ 266,137 6.50 % Tier 1 Capital (to total adjusted assets) 484,238 11.08 174,849 4.00 218,562 5.00 Tier 1 Capital (to risk-weighted assets) 484,238 11.83 245,665 6.00 327,553 8.00 Total Risk-based Capital (to risk-weighted assets) 528,214 12.90 327,553 8.00 409,442 10.00 June 30, 2023 CET1 Capital (to risk-weighted assets) $ 459,871 11.14 % $ 185,791 4.50 % $ 268,365 6.50 % Tier 1 Capital (to total adjusted assets) 459,871 10.68 172,221 4.00 215,277 5.00 Tier 1 Capital (to risk-weighted assets) 459,871 11.14 247,721 6.00 330,295 8.00 Total Risk-based Capital (to risk-weighted assets) 499,431 12.10 330,295 8.00 412,869 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 358,600 10.35 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 358,600 10.11 141,814 4.00 177,267 5.00 Tier 1 Capital (to risk-weighted assets) 358,600 10.35 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 381,765 11.02 277,057 8.00 346,321 10.00 As permitted by the interim final rule issued on March 27, 2020 by the federal banking regulatory agencies, the Company has elected the option to delay the estimated impact on regulatory capital of ASU 2016-13, which was adopted on July 1, 2020. The initial adoption of ASU 2016-13 as well as 25% of the quarterly increases in the ACL subsequent to adoption (collectively the “transition adjustments”) will be delayed for two years. After two years, the cumulative amount of the transition adjustments will become fixed and will be phased out of the regulatory capital calculations evenly over a three-year period, with 75% recognized in year three, 50% recognized in year four, and 25% recognized in year five. After five years, the temporary regulatory capital benefits will be fully reversed. In addition to the minimum CET1, Tier 1 and total risk-based capital ratios, both HomeTrust Bancshares, Inc. and the Bank have to maintain a capital conservation buffer consisting of additional CET1 capital of more than 2.50% above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. As of December 31, 2023, the Company's and Bank's risk-based capital exceeded the required capital contribution buffer. Dividends paid by HomeTrust Bank are limited, without prior regulatory approval, to current year earnings and earnings less dividends paid during the preceding two years.

Parent Company Only Condensed F

Parent Company Only Condensed Financial Information	6 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Condensed Financial Information	Parent Company Only Condensed Financial Information The following tables present parent company only condensed financial information: Condensed Balance Sheets December 31, 2023 June 30, 2023 June 30, 2022 Assets Cash and cash equivalents $ 1,219 $ 924 $ 6,852 Investment in bank subsidiary 520,185 493,289 374,648 ESOP loan receivable 5,094 5,630 6,154 Other assets 2,223 1,626 1,252 Total assets $ 528,721 $ 501,469 $ 388,906 Liabilities and stockholders’ equity Junior subordinated debt $ 10,021 $ 9,971 $ — Revolving line of credit 18,763 20,263 — Other liabilities 44 49 61 Stockholders’ equity 499,893 471,186 388,845 Total liabilities and stockholders’ equity $ 528,721 $ 501,469 $ 388,906 Six Months Ended December 31, 2023 Year Ended June 30, Condensed Statements of Income 2023 2022 2021 Income Interest income $ 66 $ 137 $ 149 $ 158 Equity in undistributed bank subsidiary income 29,606 45,867 36,281 16,246 Total income 29,672 46,004 36,430 16,404 Expense Interest expense - junior subordinated debt 475 327 — — Interest expense - revolving line of credit 901 663 — — Management fee expense 269 528 516 474 Other 131 270 261 255 Total expense 1,776 1,788 777 729 Income before income taxes 27,896 44,216 35,653 15,675 Income tax benefit (401) (388) — — Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675 Six Months Ended December 31, 2023 Year Ended June 30, Condensed Statement of Cash Flows 2023 2022 2021 Operating activities Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of OREO — — (3) — Increase in other assets (597) (348) (11) (435) Equity in undistributed bank subsidiary income (29,606) (45,867) (36,281) (16,246) ESOP compensation expense 640 1,279 1,502 1,125 Share-based compensation expense 755 1,854 2,152 2,102 Increase (decrease) in other liabilities 45 (256) (37) (61) Net cash provided by (used in) operating activities (466) 1,266 2,975 2,160 Investing activities Increase in investment in bank subsidiary (741) (1,490) (1,707) (1,330) Dividends from bank subsidiary 6,000 15,000 38,389 21,416 ESOP principal payments received 536 524 511 253 Proceeds from sale of OREO — — 146 — Net cash paid in merger — (15,330) — — Net cash provided by (used in) investing activities 5,795 (1,296) 37,339 20,339 Financing activities Net increase (decrease) in revolving line of credit (1,500) 20,263 — — Repayment of long-term debt — (24,728) — — Common stock repurchased — — (43,348) (16,155) Cash dividends paid (3,547) (6,229) (5,452) (5,018) Retired stock (139) (344) (345) (204) Exercised stock options 152 5,140 6,081 4,592 Net cash used in financing activities (5,034) (5,898) (43,064) (16,785) Net increase (decrease) in cash and cash equivalents 295 (5,928) (2,750) 5,714 Cash and cash equivalents at beginning of period 924 6,852 9,602 3,888 Cash and cash equivalents at end of period $ 1,219 $ 924 $ 6,852 $ 9,602

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company's own assumptions about the assumptions that market participants would use in pricing an asset or liability. A financial instrument's level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. The following is a description of valuation methodologies used for assets recorded at fair value. The Company does not have any liabilities recorded at fair value. Financial Assets Recorded at Fair Value The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: December 31, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale MBS, residential $ 104,499 $ — $ 104,499 $ — Municipal bonds 3,409 — 3,409 — Corporate bonds 19,042 — 19,042 — Total debt securities available for sale $ 126,950 $ — $ 126,950 $ — Loans held for sale $ 3,359 $ — $ 3,359 $ — June 30, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 14,714 $ — $ 14,714 $ — MBS, residential 107,414 — 107,414 — Municipal bonds 3,388 — 3,388 — Corporate bonds 26,410 — 26,410 — Total debt securities available for sale $ 151,926 $ — $ 151,926 $ — Loans held for sale $ 6,947 $ — $ 6,947 $ — June 30, 2022 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 18,459 $ — $ 18,459 $ — MBS, residential 47,233 — 47,233 — Municipal bonds 5,558 — 5,558 — Corporate bonds 55,728 — 55,728 — Total debt securities available for sale $ 126,978 $ — $ 126,978 $ — Debt securities available for sale are valued on a recurring basis at quoted market prices where available. If quoted market prices are not available, fair values are based on quoted prices of comparable securities. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include MBS and debentures issued by GSEs, municipal bonds and corporate debt securities. The Company has no Level 3 securities. Loans held for sale carried at fair value are valued at the individual loan level using quoted secondary market prices. There were no transfers between levels during the six months ended December 31, 2023 or the years ended June 30, 2023 and June 30, 2022. The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: December 31, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 438 $ — $ — $ 438 Commercial loans Commercial and industrial 108 — — 108 Equipment finance 578 — — 578 Total $ 1,124 $ — $ — $ 1,124 June 30, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 364 $ — $ — $ 364 Commercial loans Commercial and industrial 167 — — 167 Total $ 531 $ — $ — $ 531 June 30, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial loans Commercial and industrial $ 415 $ — $ — $ 415 A loan is considered to be collateral dependent when, based on current information and events, the Company expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Company has determined that the borrower is experiencing financial difficulty as of the measurement date. For real estate loans, the fair value of the loan's collateral is determined by a third-party appraisal, which is then adjusted for the estimated selling and closing costs related to liquidation of the collateral (typically ranging from 8% to 12% of the appraised value). For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. Additional discounts of 5% to 15% may be applied depending on the age of the appraisals. The unobservable inputs may vary depending on the age of the appraisals. The unobservable inputs may vary depending on the individual asset with no one of the three methods being the predominant approach. For non-real estate loans, the fair value of the loan's collateral may be determined using an appraisal, net book value per the borrower's financial statements or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation and management's expertise and knowledge of the customer and customer's business. The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2023, June 30, 2023 and June 30, 2022, are summarized below: December 31, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 347,140 347,140 $ 347,140 $ — $ — Certificates of deposit in other banks 34,722 34,722 — 34,722 — Debt securities available for sale, at fair value 126,950 126,950 — 126,950 — FHLB and FRB stock 18,393 N/A N/A N/A N/A SBIC investments, at cost 13,789 13,789 — — 13,789 Loans held for sale, at fair value 3,359 3,359 3,359 — — Loans held for sale, at the lower of cost or fair value 198,433 200,869 — — 200,869 Loans, net 3,591,381 3,472,491 — — 3,472,491 Accrued interest receivable 16,902 16,902 107 656 16,139 Liabilities Noninterest-bearing and NOW deposits 1,376,220 1,376,220 — 1,376,220 — Money market accounts 1,246,807 1,246,807 — 1,246,807 — Savings accounts 194,486 194,486 — 194,486 — Certificates of deposit 843,860 839,501 — 839,501 — Junior subordinated debt 10,021 9,767 — 9,767 — Borrowings 433,763 433,747 — 433,747 — Accrued interest payable 6,849 6,849 — 6,849 — June 30, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 303,497 $ 303,497 $ 303,497 $ — $ — Certificates of deposit in other banks 33,152 33,152 — 33,152 — Debt securities available for sale, at fair value 151,926 151,926 — 151,926 — FHLB and FRB stock 20,208 N/A N/A N/A N/A SBIC investments, at cost 14,927 14,927 — — 14,927 Loans held for sale, at fair value 6,947 6,947 6,947 — — Loans held for sale, at the lower of cost or fair value 161,703 163,874 — — 163,874 Loans, net 3,611,630 3,455,390 — — 3,455,390 Accrued interest receivable 14,829 14,829 99 410 14,320 Liabilities Noninterest-bearing and NOW deposits 1,436,586 1,436,586 — 1,436,586 — Money market accounts 1,241,840 1,241,840 — 1,241,840 — Savings accounts 212,220 212,220 — 212,220 — Certificates of deposit 710,522 701,965 — 701,965 — Junior subordinated debt 9,971 9,746 — 9,746 — Borrowings 457,263 457,213 — 457,213 — Accrued interest payable 3,537 3,537 — 3,537 — June 30, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 105,119 $ 105,119 $ 105,119 $ — $ — Commercial paper, net 194,427 194,427 194,427 — — Certificates of deposit in other banks 23,551 23,551 — 23,551 — Debt securities available for sale, at fair value 126,978 126,978 — 126,978 — FHLB and FRB stock 9,326 N/A N/A N/A N/A SBIC investments, at cost 12,758 12,758 — — 12,758 Loans held for sale 79,307 80,489 — — 80,489 Loans, net 2,734,605 2,687,293 — — 2,687,293 Accrued interest receivable 8,573 8,573 24 580 7,969 Liabilities Noninterest-bearing and NOW deposits 1,400,727 1,400,727 — 1,400,727 — Money market accounts 969,661 969,661 — 969,661 — Savings accounts 238,197 238,197 — 238,197 — Certificates of deposit 491,176 485,452 — 485,452 — Accrued interest payable 80 80 — 80 — The Company had off-balance sheet financial commitments, which include approximately $982,397, $950,387 and $921,239 of commitments to originate loans, undisbursed portions of construction loans, unused lines of credit and standing letters of credit at December 31, 2023, June 30, 2023 and June 30, 2022, respectively (see "Note 17 – Commitments and Contingencies"). Since these commitments are based on current rates, the carrying amount approximates the fair value.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Pay vs Performance Disclosure
Net income	$ 28,297	$ 22,857	$ 44,604	$ 35,653	$ 15,675

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations The consolidated financial statements presented in this report include the accounts of HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), and its wholly-owned subsidiary, HomeTrust Bank (the “Bank”). As used throughout this report, the term the “Company” refers to HomeTrust and its consolidated subsidiary, unless the context otherwise requires. HomeTrust is a bank holding company primarily engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Asheville metropolitan area, the "Piedmont" region, Charlotte and Raleigh/Cary), South Carolina (Greenville and Charleston), East Tennessee (Kingsport/Johnson City, Knoxville and Morristown), Southwest Virginia (the Roanoke Valley) and Georgia (Greater Atlanta). The Bank operates under a single set of corporate policies and procedures and is recognized as a single banking segment for financial reporting purposes. As a result of its merger with Quantum on February 12, 2023, HomeTrust became the 100% successor owner of the Quantum Capital Statutory Trust II Delaware trust. The sole assets of the trust represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the trust preferred securities.
Principles of Consolidation and Subsidiary Activities	Principles of Consolidation and Subsidiary Activities The accompanying consolidated financial statements include the accounts of HomeTrust, the Bank, and its wholly-owned subsidiary, WNCSC, at or for the six months ended December 31, 2023 and years ended June 30, 2023, 2022 and 2021. WNCSC owns office buildings in Asheville, North Carolina that are leased to the Bank. All intercompany items have been eliminated.
Change in Fiscal Year	Change in Fiscal Year The Board of Directors approved a change in the Company’s fiscal year end from June 30 to December 31, commencing January 1, 2024. As a result of this change, we are filing this Transition Report on Form 10-KT for the six-month transition period ended December 31, 2023. The change in fiscal year end is applied on a prospective basis and does not adjust operating results for prior periods. References to our previous fiscal years mean the fiscal years ending on June 30 th . The Company's fiscal year 2024 commenced on January 1, 2024. References herein to "Transition Period" refer to the six-month period ended December 31, 2023. The following tables present certain comparative transition period condensed financial information for the six months ended December 31, 2023 and 2022, respectively. Six Months Ended December 31, (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Total interest and dividend income $ 124,684 $ 77,329 Total interest expense 40,601 5,264 Net interest income 84,083 72,065 Provision for credit losses 5,930 6,227 Net interest income after provision for credit losses 78,153 65,838 Total noninterest income 16,875 15,852 Total noninterest expense 59,345 52,165 Income before income taxes 35,683 29,525 Income tax expense 7,386 6,668 Net income $ 28,297 $ 22,857 Net income per common share – basic $ 1.67 $ 1.51 Net income per common share – diluted $ 1.67 $ 1.50 Net cash provided by (used in) operating activities $ (11,430) $ 20,431 Net cash provided by (used in) investing activities 21,902 (36,883) Net cash provided by financing activities 33,171 76,367 Net increase in cash and cash equivalents 43,643 59,915 Cash and cash equivalents, beginning of period 303,497 105,119 Cash and cash equivalents, end of period $ 347,140 $ 165,034
Subsequent Events	Subsequent Events The Company has evaluated subsequent events for recognition and disclosure through March 12, 2024, which is the date the financial statements were available to be issued.
Use of Estimates in Financial Statements	Use of Estimates in Financial Statements The preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Cash Flows	Cash Flows Cash and cash equivalents include cash and interest-bearing deposits with initial terms to maturity of 90 days or less. Net cash flows are reported for customer loan and deposit transactions, FHLB and FRB stock, SBIC investments at cost, revolving lines of credit and short-term borrowings.
Commercial Paper	Commercial Paper Commercial paper includes highly liquid short-term debt of investment graded corporations with maturities less than one year. These instruments are typically purchased at a discount based on prevailing interest rates and do not exceed $15,000 per issuer.
Debt Securities	Debt Securities Debt securities available for sale are carried at fair value. These securities are used to execute asset/liability management strategies, manage liquidity and leverage capital, and therefore may be sold prior to maturity. Adjustments for unrealized gains or losses, net of the income tax effect, are made to accumulated other comprehensive income (loss), a separate component of total stockholders’ equity. Securities held to maturity are stated at cost, net of unamortized balances of premiums and discounts. When these securities are purchased, the Company intends to and has the ability to hold such securities until maturity. Premiums and discounts are amortized or accreted over the life of the security as an adjustment to yield. Dividend and interest income are recognized when earned. Gains or losses on the sale of securities are recognized on the trade date using the specific identification method. ACL – Available for Sale Securities For available for sale debt securities in an unrealized loss position, the Company evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not credit related is recognized in other comprehensive income, net of applicable taxes. Credit-related impairment is recognized as an ACL on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Both the ACL and the adjustment to net income may be reversed if conditions change; however, if the Company intends to sell an impaired available for sale debt security, or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount must be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. As the security’s amortized cost basis is adjusted to fair value, there is no ACL in such a situation. In evaluating available for sale debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, the Company considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred and the results of reviews of the issuers’ financial condition, among other factors. Changes in the ACL are recorded as a provision for (or reversal of) credit loss expense. Losses are charged against the ACL when management believes the uncollectability of an available for sale debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable is excluded from the estimate of credit losses. ACL – Held to Maturity Securities The ACL on held to maturity securities is estimated on a collective basis by major security type. ECLs are estimated using a DCF methodology which considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. Accrued interest receivable is excluded from the estimate of credit losses.
FHLB and FRB Stock	FHLB and FRB Stock As a requirement for membership, the Bank invests in the stock of both the FHLB of Atlanta and the FRB. No ready market exists for these securities so carrying value, or cost, approximates their fair value based on the redemption provisions of the FHLB of Atlanta and the FRB, respectively. Both cash and stock dividends are reported as income.
SBIC Investment, At Cost	SBIC Investments, At Cost SBIC investments are equity interests in limited partnerships which are investments the Company has classified as VIEs, legal entities that either do not have sufficient equity to finance their activities without the support from other parties or whose equity investors lack a controlling financial interest. A controlling financial interest is defined as a group that has the power to direct the activities that most significantly impact the VIEs' economic performance, the obligation to absorb the expected losses or the right to receive the expected residual returns. As the Company is not the primary beneficiary, nor does it hold a controlling interest in the VIEs, these investments have not been consolidated. The SBIC investments do not have readily determinable fair values and are recorded under the equity method of accounting at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Adjustments to the cost basis occur as a result of capital contributions, distributions, the Company's share of earnings or changes in the value of the Company's equity position. The Company's share of earnings is included in interest and dividend income with a one-quarter lag period.
Loans Held for Sale	Loans Held for Sale Residential mortgages originated and intended for sale in the secondary market through mandatory delivery contracts are recorded at fair value (fair value option elected). Fair value includes the servicing value of the loans as well as any accrued interest, with changes in value recorded through the gain on sale of loans held for sale. Conversely, residential mortgages originated and intended for sale in the secondary market on a best efforts basis are sold with servicing released and carried at the lower of cost or fair value as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. The Company originates loans guaranteed by the SBA for the purchase of businesses, business startups, business expansion, equipment and working capital. All SBA loans are underwritten and documented as prescribed by the SBA. SBA loans are generally fully amortizing and have maturity dates and amortizations of up to 25 years. SBA loans are classified as held for sale and are carried at the lower of cost or fair value. The guaranteed portion of the loan is typically sold in the secondary market and the servicing rights are retained. A gain is recorded for any premium received in excess of the carrying value of the net assets transferred in the sale and is included in the gain on sale of loans held for sale. The portion of SBA loans that are retained are adjusted to fair value and reclassified to total loans, net of deferred loan fees and costs (loans held for investment). The net value of the retained loans is included in the appropriate loan classification for disclosure purposes. HELOCs held for sale are originated through a third-party in various states outside the Company's geographic footprint, but are underwritten to the Company's underwriting guidelines. The loans are generally held for sale by the Company over a 90 to 180 day period and are serviced by the third-party. The loans are marketed by the third-party to investors in pools and once sold the Company recognizes a gain or loss on the sale which is recorded through the gain on sale of loans held for sale.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are carried at their outstanding principal amount, less unearned income and deferred nonrefundable loan fees, net of certain origination costs. The Company has made a policy election to exclude accrued interest from the amortized cost basis of loans and report accrued interest separately from the related loan balance on the consolidated balance sheets. Interest income is recorded as earned on an accrual basis based on the contractual rate and the outstanding balance, except for nonaccruing loans where interest is recorded as earned on a cash basis. Net deferred loan origination fees/costs are deferred and amortized to interest income over the life of the related loan. The Company’s policies related to when loans are placed on nonaccruing status conform to guidelines prescribed by bank regulatory authorities. Generally, the Company suspends the accrual of interest on loans (i) that are maintained on a cash basis because of the deterioration of the financial condition of the borrower, (ii) for which payment in full of principal or interest is not expected (impaired loans) or (iii) on which principal or interest has been in default for a period of 90 days or more, unless the loan is both well secured and in the process of collection. Under the Company’s cost recovery method, interest income is subsequently recognized only to the extent cash payments are received in excess of principal due. Loans are returned to accruing status when all principal and interest amounts contractually due are brought current and concern no longer exists as to the future collectability of principal and interest, which is generally confirmed when the loan demonstrates performance for six consecutive months or payment cycles.
ACL - Loans and Leases	ACL – Loans and Leases The Company adopted the CECL model under ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASU 2016-13 while prior period amounts are reported in accordance with the incurred loss model previously applicable US GAAP. The ACL reflects management’s estimate of losses that will result from the inability of its borrowers to make required loan payments. ECLs are reflected in the ACL through a provision for credit losses. Management records loans charged off against the ACL and subsequent recoveries, if any, increase the ACL when they are recognized. Management uses a systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures. The ACL is a valuation account that is deducted from the amortized costs basis to present the net amount expected to be collected on the loan portfolio. Management considers the effects of past events, current conditions and reasonable and supportable forecasts on the collectability of the loan portfolio. The Company has identified the following loan pools with similar risk characteristics for measuring ECLs: Commercial real estate – This category of loans consists of the following loan types: Construction and land development – These loans finance the ground up construction, improvement, carrying for sale and loans secured by raw or improved land. The repayment of construction loans is generally dependent upon the successful completion of the improvements by the builder for the end user, or sale of the property to a third-party. Commercial real estate – owner and non-owner occupied – These loans include real estate loans for a variety of commercial property types and purposes, including those secured by commercial office or industrial buildings, warehouses, retail buildings and various special purpose properties. Multifamily – These are investment real estate loans, primarily secured by non-owner occupied apartment or multifamily residential buildings. Generally, these types of loans are thought to involve a greater degree of credit risk than owner occupied commercial real estate as they are more sensitive to adverse economic conditions. Commercial – This category of loans consists of the following loan types: Commercial and industrial – These loans are for commercial, corporate and business purposes across a variety of industries. These loans include general commercial and industrial loans, loans to purchase capital equipment and other business loans for working capital and operational purposes. These loans are generally secured by accounts receivable, inventory and other business assets. Equipment finance – These loans are primarily made up of commercial finance agreements and commercial leases provided by our Equipment Finance line of business, primarily for transportation, construction, healthcare and manufacturing equipment. These loans have average terms of five years or less and are secured by the financed equipment. Municipal leases – These loans are primarily made to fire departments and depend on the tax revenues received from the applicable county or municipality. These leases are mainly secured by vehicles, fire stations, land or equipment. Residential real estate – This category of loans consists of the following loan types: Construction and land development – These loans are to individuals and are typically secured by a one-to-four family residential property under construction or undeveloped or partially developed land in anticipation of the construction of a personal residence. One-to-four family – These loans are to individuals and are typically secured by one-to-four family residential property. HELOCs – These loans include both loans originated by the Company and those purchased from a third-party and are often secured by second liens on residential real estate. Consumer – Consumer loans include loans secured by deposit accounts or personal property such as automobiles, boats and motorcycles, as well as unsecured consumer debt. For collectively evaluated loans, the Company uses a DCF method for each loan in a pool, and the results are aggregated at the pool level. A periodic tendency to default and absolute loss given default are applied to a projective model of the pool’s cash flows while considering prepayment and principal curtailment effects. The analysis produces expected cash flows for each instrument in the pool by pairing loan-level term information (maturity date, payment amount, interest rate, etc.) with top-down pool assumptions (default rates and prepayment speeds). Management considers the historical loss experience of both the Company and its peers in its assessment of ECLs to determine the ACL. The Company utilized peer call report data to measure historical credit loss experience with similar risk characteristics within the segments over an economic cycle. Management reviewed the historical loss information to appropriately adjust for differences in current asset specific risk characteristics. Management also considered further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that existed for the period over which historical information was evaluated. For collectively evaluated loans, the Company has incorporated a combination of three macroeconomic drivers using a statistical regression modeling methodology: the national unemployment rate, one-year change in the national home price index and one-year change in national real gross domestic product. The macroeconomic drivers utilized vary by loan segment, although the national unemployment rate is incorporated for the majority of the segments. Due to the low loss rates of municipal leases and the expectation of them remaining low, management has elected to separately pool these loans. Management has elected to use readily available municipal default rates and loss given defaults in order to calculate ECLs. Management considers forward-looking information in estimating ECLs. The Company uses both Fannie Mae and Federal Reserve Bank quarterly economic forecast data which are baseline outlooks for the United States economy. For the contractual term that extends beyond the reasonable and supportable forecast period, the Company reverts to historical loss information within four quarters using a straight-line approach. Management may apply different reversion techniques depending on the economic environment for the financial asset portfolio and as of the current period has utilized a linear reversion technique. Included in its systematic methodology to determine its ACL for loans held for investment and certain off-balance sheet credit exposures, management considers the need to qualitatively adjust ECLs for risks not already captured in the loss estimation process. These qualitative adjustments can either increase or decrease the quantitative model estimation (i.e. formulaic model results). Each period the Company considers qualitative factors that are relevant within the qualitative framework consistent with the regulatory interagency policy statement on the ACL. When a loan no longer shares similar risk characteristics with its segment, the asset is assessed to determine whether it should be included in another pool or should be individually evaluated, which includes consideration of the materiality of the loan. Generally, individually evaluated loans are on nonaccrual status. The ECLs on individually evaluated loans will be estimated based on a DCF analysis unless the loan meets the criteria for use of the fair value of collateral, either by virtue of an expected foreclosure or through meeting the definition of collateral dependent. Financial assets that have been individually evaluated can be returned to a pool for purposes of estimating the ECL insofar as their credit profile improves and that the repayment terms are not considered to be unique to the asset. Management identifies loans as modifications to borrowers experiencing financial difficulty when a borrower is experiencing financial difficulties and the Company has altered the cash flow of the loan as part of a modification or in the loan renewal process. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of the borrower's debt in the foreseeable future without the modification. This evaluation is performed in accordance with the Company’s internal underwriting policy. The starting point for the estimate of the ACL is historical loss information, which includes losses from modifications of loans to borrowers experiencing financial difficulty. As a result, the effect of most modifications made to borrowers experiencing financial difficulty is already included in the ACL and a change to the ACL is generally not recorded upon modification. When principal forgiveness is provided, however, the amount of forgiveness is charged off against the ACL.
Acquired Loans	Acquired Loans Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing, and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. Certain larger purchased loans are individually evaluated while certain purchased loans are grouped together according to similar risk characteristics and are treated in the aggregate when applying various valuation techniques. These cash flow evaluations are inherently subjective as they require material estimates, all of which may be susceptible to significant change. Prior to July 1, 2020, loans acquired in a business combination that had evidence of deterioration of credit quality since origination and for which it was probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable were considered PCI loans. PCI loans were individually evaluated and recorded at fair value at the date of acquisition with no initial valuation allowance based on a DCF methodology that considered various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not the loan was amortizing and a discount rate reflecting the Company’s assessment of risk inherent in the cash flow estimates. The difference between the undiscounted cash flows expected at acquisition and the investment in the loan, or the “accretable yield,” was recognized as interest income on a level-yield method over the life of the loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “nonaccretable difference,” were not recognized on the balance sheet and did not result in any yield adjustments, loss accruals or valuation allowances. Increases in expected cash flows, including prepayments, subsequent to the initial investment were recognized prospectively through adjustment of the yield on the loan over its remaining life. Decreases in expected cash flows were recognized as impairment. Valuation allowances on PCI loans reflected only losses incurred after the acquisition (meaning the present value of all cash flows expected at acquisition that ultimately were not to be received). Subsequent to July 1, 2020, loans acquired in a business combination that have experienced more-than-insignificant deterioration in credit quality since origination are considered PCD loans. At the acquisition date, an estimate of ECLs is made for groups of PCD loans with similar risk characteristics and individual PCD loans without similar risk characteristics. This initial ACL is allocated to individual PCD loans and added to the purchase price or acquisition date fair values to establish the initial amortized cost basis of the PCD loans. As the initial ACL is added to the purchase price, there is no credit loss expense recognized upon acquisition of a PCD loan. Any difference between the unpaid principal balance of PCD loans and the amortized cost basis is considered to relate to noncredit factors and results in a discount or premium. Discounts and premiums are recognized through interest income on a level-yield method over the life of the loans. All loans considered to be PCI prior to July 1, 2020 were converted to PCD on that date. For acquired loans not deemed purchased credit deteriorated at acquisition, the differences between the initial fair value and the unpaid principal balance are recognized as interest income on a level-yield basis over the lives of the related loans. At the acquisition date, an initial ACL is estimated and recorded as credit loss expense. The subsequent measurement of ECLs for all acquired loans is the same as the subsequent measurement of ECLs for originated loans.
Loan Commitments and ACL on Off-Balance Sheet Credit Exposures	Loan Commitments and ACL on Off-Balance Sheet Credit Exposures Financial instruments include off-balance sheet credit instruments, such as undisbursed portions of construction loans, commitments to originate loans, unused lines of credit and standby letters of credit. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an ACL on off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancellable, through a provision for credit losses charged against earnings. The ACL on these exposures is estimated by loan segment at each balance sheet date under the CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur, and is included in other liabilities on the Company’s consolidated balance sheets.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives. Leasehold improvements are amortized over the lives of the respective leases or the estimated useful life of the leasehold improvement, whichever is less. Maintenance and repair costs are expensed as incurred. Obligations under capital leases are amortized using the interest method to allocate payments between principal reduction and interest expense.
Other Real Estate Owned	Other Real Estate Owned Foreclosed assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of real property collateralizing a loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If the fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company has purchased life insurance policies on certain key officers. BOLI is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Business Combinations	Business Combinations The Company uses the acquisition method of accounting for all business combinations. An acquirer must be identified for each business combination, and the acquisition date is the date the acquirer achieves control. The acquisition method of accounting requires the Company as acquirer to recognize the fair value of assets acquired and liabilities assumed at the acquisition date as well as recognize goodwill or a gain from a bargain purchase, if appropriate. Any acquisition-related costs and restructuring costs are recognized as period expenses as incurred.
Goodwill	Goodwill Goodwill represents the excess of the purchase price over the sum of the estimated fair values of the tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed in a business combination. Goodwill has an indefinite useful life and is evaluated for impairment annually in the fourth quarter of our fiscal year or more frequently if events and circumstances indicate that the asset might be impaired. The Company first assesses qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining the need to perform the test for goodwill impairment (the qualitative method). If the qualitative method cannot be used or if the Company determines, based on the qualitative method, that the fair value is more likely than not less than the carrying amount, the Company compares the estimated fair value of a reporting unit with its carrying amount, including goodwill. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. If the carrying amount of a reporting unit exceeds its estimated fair value, the Company will record an impairment charge based on that difference. Our annual goodwill impairment test, the timing of which was adjusted to occur within the six-month transition period, did not identify any impairment for the six months ended December 31, 2023 or the years ended June 30, 2023 and June 30, 2022.
Core Deposit Intangibles	Core Deposit Intangibles Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in business combinations. These core deposit premiums are amortized using an accelerated method over the estimated useful lives of the related deposits, typically between five
Servicing Rights	Servicing Rights When loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within loan income and fees on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement as loan income and fees, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of servicing rights is netted against loan servicing fee income. Late fees and ancillary fees related to loan servicing are not material.
Revenue from Contract with Customer	Revenue from Contracts with Customers The Company records revenue from contracts with customers in accordance with ASC Topic 606, “Revenue from Contracts with Customers”. Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods. The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed, charged either on a periodic basis or based on activity. Since performance obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in ASC 606 that affect the determination of the amount and timing of revenue from contracts with customers.
Stock-Based Compensation	Stock-Based Compensation The Company issues restricted stock, restricted stock units and stock options under the HomeTrust Bancshares, Inc. 2022 Omnibus Incentive Plan (“2022 Omnibus Incentive Plan”) to key officers and outside directors. In accordance with the requirements of the FASB ASC 718, "Compensation – Stock Compensation," the Company has adopted a fair value based method of accounting for employee stock compensation plans, whereby compensation cost is measured based on the fair value of the award as of the grant date and recognized over the vesting period. The Company accounts for forfeitures as they occur.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and net unrealized gains (losses) on debt securities available for sale and is presented in the Consolidated Statements of Comprehensive Income.
Income Taxes	Income Taxes The Company accounts for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Deferred tax assets are reduced, if necessary, by the amount of such benefits that are not expected to be realized based upon available evidence. See "Note 12 – Income Taxes" for additional information. The Company recognizes interest and penalties accrued relative to unrecognized tax benefits in its respective federal or state income taxes accounts. As of December 31, 2023, June 30, 2023 and June 30, 2022, there were no accruals for uncertain tax positions. As of December 31, 2023 and June 30, 2023, no interest or penalties were accrued compared to an accrual of $28 as of June 30, 2022.
Derivative Instruments and Hedging	Derivative Instruments and Hedging The Company holds and issues derivative financial instruments such as IRLCs and other forward sale commitments. IRLCs are subject to pricing risk primarily related to fluctuations in market interest rates. To hedge the interest rate risk on certain IRLCs, the Company uses forward sale commitments such as TBAs or mandatory delivery commitments with investors. Management expects these forward sale commitments to experience changes in fair value opposite to the changes in fair value of the IRLCs, thereby reducing earnings volatility. Forward sale commitments are also used to hedge the interest rate risk on mortgage loans held for sale that are not committed to investors and still subject to price risk. If the mandatory delivery commitments are not fulfilled, the Company pays a pair-off fee. Best effort forward sale commitments are also executed with investors, whereby certain loans are locked with a borrower and simultaneously committed to an investor at a fixed price. If the best effort IRLC does not fund, there is no obligation to fulfill the investor commitment. The Company considers various factors and strategies in determining what portion of the IRLCs and uncommitted mortgage loans held for sale to economically hedge. All derivative instruments are recognized as other assets or other liabilities on the consolidated statements of financial condition at their fair value. Changes in the fair value of the derivative instruments and gains and losses resulting from the pairing-out of forward sale commitments are recognized in the gain on sale of loans held for sale on the consolidated statements of income in the period in which they occur. The Company accounts for all derivative instruments as free-standing derivative instruments and does not designate any for hedge accounting.
Net Income Per Share	Net Income per Share Basic EPS is computed by dividing net income by the weighted-average number of common shares outstanding for the year, less the average number of nonvested restricted stock awards. Diluted EPS reflects the potential dilution from the issuance of additional shares of common stock caused by the exercise of stock options and restricted stock awards. In addition, nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are considered participating securities and are included in the computation of EPS pursuant to the two-class method. The two-class method is an earnings allocation formula that determines EPS for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. ESOP shares are considered outstanding for basic and diluted EPS when the shares are committed to be released. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings, or absorb losses. See "Note 16 – Net Income per Share" for further discussion on the Company’s EPS.
Recent Accounting Pronouncements	Recent Accounting Pronouncements Adoption of New Accounting Standards ASU 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." In June 2016, the FASB issued ASU 2016-13 which made significant changes to the ACL on financial instruments presented on an amortized cost basis and disclosures about them. The CECL impairment model requires an estimate of ECLs, measured over the contractual life of an instrument, which considers reasonable and supportable forecasts of future economic conditions in addition to information about past events and current conditions. The standard provides significant flexibility and requires a high degree of judgment with regards to pooling financial assets with similar risk characteristics and adjusting the relevant historical loss information in order to develop an estimate of expected lifetime losses. ASU 2016-13 permits the use of estimation techniques that are practical and relevant to the Company’s circumstances, as long as they are applied consistently over time and faithfully estimate ECLs in accordance with the standard. The ASU lists several common credit loss methods that are acceptable such as a DCF method, loss-rate method and roll-rate method. In addition, ASU 2016-13 amended the ACL on debt securities and purchased financial assets with credit deterioration. The Company adopted ASU 2016-13 on July 1, 2020 using the modified retrospective approach. Results for the periods beginning after July 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable US GAAP. The Company recorded a net reduction of retained earnings of $13,358 upon adoption. The transition adjustment included an increase in the ACL on loans of $14,809, an increase in the ACL on off-balance sheet credit exposures of $2,288, and the establishment of an ACL on commercial paper of $250, net of the corresponding increases in deferred tax assets of $3,989. The adoption of this ASU did not have an effect on AFS debt securities. The Company adopted ASU 2016-13 using the prospective transition approach for PCD financial assets that were previously classified as PCI and accounted for under ASC 310-30. In accordance with the standard, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. The remaining discount on the PCD assets was determined to be related to noncredit factors and will be accreted into interest income on a level-yield method over the life of the loans. ASU 2022-02, "Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the TDR recognition and measurement guidance and requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also adjusts the disclosures related to modifications and requires entities to disclose current-period gross write-offs by year of origination within the existing vintage disclosures. The Company adopted the standard using the modified retrospective transition method on July 1, 2023. The adoption of this ASU did not have a material impact on the Company's ACL, but as a result of the elimination of the concept of troubled debt restructurings, the balance of individually evaluated loans decreased by $1.9 million. The changes to financial statement disclosures have been reflected in this filing, specifically "Note 6 – Loans and Allowance for Credit Losses on Loans". Newly Issued but Not Yet Effective Accounting Standards ASU 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures." In November 2023, the FASB issued ASU 2023-07 which will require public entities to disclose information about their reportable segments' significant expenses on an interim and annual basis. Public entities will be required to disclose other segment items for each reportable segment and provide a description of its composition. Significant expense categories are derived from expenses that are regularly reported to an entity's chief operating decision-makers and included in a segments' reported measures of profit or loss. The ASU will also require for an entity to disclose the title and position of the chief operating decision-maker and explain how the chief operating decision-maker uses the reported measures of profit or loss to assess segment performance. Lastly, ASU 2023-07 also requires interim disclosures of certain segment-related disclosures that previously were required only on an annual basis and clarifies that entities with a single reportable segment are subject to both new and existing segment reporting requirements under Topic 280. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023 and interim periods within fiscal years beginning after December 15, 2024. The ASU requires entities to adopt the changes to the segment reporting guidance on a retrospective basis and early adoption is permitted. The adoption of the provisions of ASU 2023-07 is not expected to have an impact on the Company's financial results, but will impact disclosures. ASU 2023-09, "Income Taxes (Topic 740): Improvements to Income Tax Disclosures." In December 2023, the FASB issued ASU 2023-09 which requires entities to disclose more detailed information in the reconciliation of their statutory tax rate to their effective tax rate. The ASU also requires entities to disclose more detailed information about income taxes paid, including by jurisdiction. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2024 and interim periods beginning after December 15, 2025. The adoption of the provisions of ASU 2023-09 is not expected to have an impact on the Company's financial results, but will impact disclosures.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Condensed Financial Information	The following tables present certain comparative transition period condensed financial information for the six months ended December 31, 2023 and 2022, respectively. Six Months Ended December 31, (Unaudited) (Dollars in thousands, except per share data) 2023 2022 Total interest and dividend income $ 124,684 $ 77,329 Total interest expense 40,601 5,264 Net interest income 84,083 72,065 Provision for credit losses 5,930 6,227 Net interest income after provision for credit losses 78,153 65,838 Total noninterest income 16,875 15,852 Total noninterest expense 59,345 52,165 Income before income taxes 35,683 29,525 Income tax expense 7,386 6,668 Net income $ 28,297 $ 22,857 Net income per common share – basic $ 1.67 $ 1.51 Net income per common share – diluted $ 1.67 $ 1.50 Net cash provided by (used in) operating activities $ (11,430) $ 20,431 Net cash provided by (used in) investing activities 21,902 (36,883) Net cash provided by financing activities 33,171 76,367 Net increase in cash and cash equivalents 43,643 59,915 Cash and cash equivalents, beginning of period 303,497 105,119 Cash and cash equivalents, end of period $ 347,140 $ 165,034

Merger with Quantum (Tables)

Merger with Quantum (Tables)	6 Months Ended
	Dec. 31, 2023
Business Combination and Asset Acquisition [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	The following table provides a summary of the assets acquired, liabilities assumed, associated preliminary fair value adjustments and provisional period adjustments by the Company as of the merger date. As provided for under US GAAP, management has up to 12 months following the date of merger to finalize the fair value adjustments. Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Assets acquired Cash and cash equivalents $ 47,769 $ — $ — $ 47,769 Debt securities available for sale 10,608 — — 10,608 FHLB and FRB stock 1,125 — — 1,125 Loans (1) 567,140 (5,207) — 561,933 Premises and equipment 4,415 4,668 — 9,083 Accrued interest receivable 1,706 — — 1,706 BOLI 9,066 — — 9,066 Core deposit intangibles — 12,210 — 12,210 Other assets 2,727 569 (179) 3,117 Total assets acquired $ 644,556 $ 12,240 $ (179) $ 656,617 Liabilities assumed Deposits $ 570,419 $ 183 $ — $ 570,602 Junior subordinated debt 11,341 (1,408) — 9,933 Other borrowings 24,728 — — 24,728 Deferred income taxes — 1,341 250 1,591 Other liabilities 3,334 — — 3,334 Total liabilities assumed $ 609,822 $ 116 $ 250 $ 610,188 Net assets acquired $ 46,429 Quantum Fair Value Adjustments Provisional Period Adjustments As Recorded by HomeTrust Consideration paid Common stock consideration Shares of Quantum 574,157 Exchange ratio 2.3942 HomeTrust common stock issued 1,374,647 Price per share of HomeTrust common stock on February 10, 2023 $ 27.45 HomeTrust common stock consideration $ 37,734 Cash consideration (2) 17,168 Total consideration $ 54,902 Goodwill $ 8,473 (1) Adjustments to Quantum's total loans include the elimination of Quantum's existing allowance for loan losses of $5,972, the recognition of an ACL at close on PCD loans of $369 and adjustments to reflect the estimated credit fair value mark on the non-PCD loan portfolio of $2,932 and the estimated interest rate fair value adjustment on the loan portfolio as a whole (non-PCD and PCD) of $7,878. (2) As indicated in the Current Report on Form 8-K/A filed with the SEC on March 30, 2023, the amount of cash consideration paid at closing differs from the $57.54 per share, or $33,037, reported in the Current Report on Form 8-K filed on February 13, 2023, which announced the closing of the merger. Consistent with the merger agreement, between the execution of the merger agreement and the transaction closing date, Quantum's principal stockholders had the option to withdraw some or all of the amount of cash consideration to eventually be paid at closing in advance of the closing date. The amount of cash consideration paid at closing was reduced by the amount withdrawn during this time period.

Debt Securities (Tables)

Debt Securities (Tables)	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	Debt securities available for sale consist of the following at the dates indicated: December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated MBS, residential $ 105,477 $ 1,194 $ (2,172) $ 104,499 Municipal bonds 3,487 — (78) 3,409 Corporate bonds 20,000 — (958) 19,042 Total $ 128,964 $ 1,194 $ (3,208) $ 126,950 June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated U.S. government agencies $ 15,000 $ — $ (286) $ 14,714 MBS, residential 110,865 — (3,451) 107,414 Municipal bonds 3,505 — (117) 3,388 Corporate bonds 27,881 — (1,471) 26,410 Total $ 157,251 $ — $ (5,325) $ 151,926 June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated U.S. government agencies $ 18,993 $ 5 $ (539) $ 18,459 MBS, residential 48,377 3 (1,147) 47,233 Municipal bonds 5,545 31 (18) 5,558 Corporate bonds 57,184 1 (1,457) 55,728 Total $ 130,099 $ 40 $ (3,161) $ 126,978
Investments Classified by Contractual Maturity Date		Debt securities available for sale by contractual maturity at December 31, 2023, June 30, 2023 and June 30, 2022 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. December 31, 2023 Amortized Cost Estimated Fair Value Due within one year $ 15,000 $ 14,848 Due after one year through five years 3,487 3,409 Due after five years through ten years 5,000 4,194 Due after ten years — — MBS, residential 105,477 104,499 Total $ 128,964 $ 126,950 June 30, 2023 Amortized Cost Estimated Fair Value Due within one year $ 37,881 $ 37,060 Due after one year through five years 2,994 2,903 Due after five years through ten years 5,511 4,549 Due after ten years — — MBS, residential 110,865 107,414 Total $ 157,251 $ 151,926 June 30, 2022 Amortized Cost Estimated Fair Value Due within one year $ 35,350 $ 34,956 Due after one year through five years 40,325 39,018 Due after five years through ten years 6,047 5,771 Due after ten years — — MBS, residential 48,377 47,233 Total $ 130,099 $ 126,978
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		The gross unrealized losses and the fair value of debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2023, June 30, 2023 and June 30, 2022 were as follows: December 31, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized MBS, residential $ 46,978 $ (393) $ 35,200 $ (1,779) $ 82,178 $ (2,172) Municipal bonds — — 3,409 (78) 3,409 (78) Corporate bonds 618 (132) 17,674 (826) 18,292 (958) Total $ 47,596 $ (525) $ 56,283 $ (2,683) $ 103,879 $ (3,208) June 30, 2023 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ — $ — $ 14,714 $ (286) $ 14,714 $ (286) MBS, residential 83,281 (1,674) 24,133 (1,777) 107,414 (3,451) Municipal bonds 2,420 (69) 968 (48) 3,388 (117) Corporate bonds 607 (143) 25,053 (1,328) 25,660 (1,471) Total $ 86,308 $ (1,886) $ 64,868 $ (3,439) $ 151,176 $ (5,325) June 30, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government agencies $ 14,461 $ (539) $ — $ — $ 14,461 $ (539) MBS, residential 41,658 (994) 5,269 (153) 46,927 (1,147) Municipal bonds 1,970 (18) — — 1,970 (18) Corporate bonds 39,454 (730) 14,273 (727) 53,727 (1,457) Total $ 97,543 $ (2,281) $ 19,542 $ (880) $ 117,085 $ (3,161)

Loans Held For Sale (Tables)

Loans Held For Sale (Tables)	6 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Schedule of Loans Held for Sale	Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 One-to-four family $ — $ — $ 4,176 SBA 30,650 28,804 14,774 HELOCs 167,783 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 198,433 $ 161,703 $ 79,307 Loans consist of the following at the dates indicated (1) : December 31, 2023 June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 305,269 $ 356,674 $ 291,202 Commercial real estate - owner occupied 536,545 529,721 335,658 Commercial real estate - non-owner occupied 875,694 901,685 662,159 Multifamily 88,623 81,827 81,086 Total commercial real estate loans 1,806,131 1,869,907 1,370,105 Commercial loans Commercial and industrial 237,255 245,428 193,313 Equipment finance 465,573 462,211 394,541 Municipal leases 150,292 142,212 129,766 Total commercial loans 853,120 849,851 717,620 Residential real estate loans Construction and land development 96,646 110,074 81,847 One-to-four family 584,405 529,703 354,203 HELOCs 185,878 187,193 160,137 Total residential real estate loans 866,929 826,970 596,187 Consumer loans 113,842 112,095 85,383 Total loans, net of deferred loan fees and costs 3,640,022 3,658,823 2,769,295 Allowance for credit losses – loans (48,641) (47,193) (34,690) Loans, net $ 3,591,381 $ 3,611,630 $ 2,734,605 (1) December 31, 2023, June 30, 2023 and June 30, 2022 accrued interest receivable Type and Extent of Collateral Securing CDAs Non-CDAs December 31, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 305,269 $ 305,269 Commercial real estate - owner occupied — — 1,821 — 534,724 536,545 Commercial real estate - non-owner occupied — — 4,310 — 871,384 875,694 Multifamily — — — — 88,623 88,623 Total commercial real estate — — 6,131 — 1,800,000 1,806,131 Commercial Commercial and industrial — — — 1,322 235,933 237,255 Equipment finance — — — 1,304 464,269 465,573 Municipal leases — — — — 150,292 150,292 Total commercial — — — 2,626 850,494 853,120 Residential real estate Construction and land development — — — — 96,646 96,646 One-to-four family — — — — 584,405 584,405 HELOCs 510 — — — 185,368 185,878 Total residential real estate 510 — — — 866,419 866,929 Consumer — — — — 113,842 113,842 Total $ 510 $ — $ 6,131 $ 2,626 $ 3,630,755 $ 3,640,022 Total collateral value $ 733 $ — $ 5,627 $ 686 Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69

Premises and Equipment (Tables)

Premises and Equipment (Tables)	6 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment	Premises and equipment as of the dates indicated consist of the following: December 31, 2023 June 30, 2023 June 30, 2022 Land $ 25,818 $ 26,496 $ 24,332 Office buildings 75,278 75,357 68,385 Furniture, fixtures and equipment 19,738 19,899 16,550 Total 120,834 121,752 109,267 Less: accumulated depreciation (49,897) (48,581) (40,173) Premises and equipment, net $ 70,937 $ 73,171 $ 69,094

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses on Loans (Tables)	6 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 One-to-four family $ — $ — $ 4,176 SBA 30,650 28,804 14,774 HELOCs 167,783 132,899 60,357 Total loans held for sale, at the lower of cost or fair value $ 198,433 $ 161,703 $ 79,307 Loans consist of the following at the dates indicated (1) : December 31, 2023 June 30, 2023 June 30, 2022 Commercial real estate loans Construction and land development $ 305,269 $ 356,674 $ 291,202 Commercial real estate - owner occupied 536,545 529,721 335,658 Commercial real estate - non-owner occupied 875,694 901,685 662,159 Multifamily 88,623 81,827 81,086 Total commercial real estate loans 1,806,131 1,869,907 1,370,105 Commercial loans Commercial and industrial 237,255 245,428 193,313 Equipment finance 465,573 462,211 394,541 Municipal leases 150,292 142,212 129,766 Total commercial loans 853,120 849,851 717,620 Residential real estate loans Construction and land development 96,646 110,074 81,847 One-to-four family 584,405 529,703 354,203 HELOCs 185,878 187,193 160,137 Total residential real estate loans 866,929 826,970 596,187 Consumer loans 113,842 112,095 85,383 Total loans, net of deferred loan fees and costs 3,640,022 3,658,823 2,769,295 Allowance for credit losses – loans (48,641) (47,193) (34,690) Loans, net $ 3,591,381 $ 3,611,630 $ 2,734,605 (1) December 31, 2023, June 30, 2023 and June 30, 2022 accrued interest receivable Type and Extent of Collateral Securing CDAs Non-CDAs December 31, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 305,269 $ 305,269 Commercial real estate - owner occupied — — 1,821 — 534,724 536,545 Commercial real estate - non-owner occupied — — 4,310 — 871,384 875,694 Multifamily — — — — 88,623 88,623 Total commercial real estate — — 6,131 — 1,800,000 1,806,131 Commercial Commercial and industrial — — — 1,322 235,933 237,255 Equipment finance — — — 1,304 464,269 465,573 Municipal leases — — — — 150,292 150,292 Total commercial — — — 2,626 850,494 853,120 Residential real estate Construction and land development — — — — 96,646 96,646 One-to-four family — — — — 584,405 584,405 HELOCs 510 — — — 185,368 185,878 Total residential real estate 510 — — — 866,419 866,929 Consumer — — — — 113,842 113,842 Total $ 510 $ — $ 6,131 $ 2,626 $ 3,630,755 $ 3,640,022 Total collateral value $ 733 $ — $ 5,627 $ 686 Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2023 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied — — 1,045 — 528,676 529,721 Commercial real estate - non-owner occupied — — 3,018 — 898,667 901,685 Multifamily — — — — 81,827 81,827 Total commercial real estate — — 4,063 — 1,865,844 1,869,907 Commercial Commercial and industrial — — — 811 244,617 245,428 Equipment finance — — — 342 461,869 462,211 Municipal leases — — — — 142,212 142,212 Total commercial — — — 1,153 848,698 849,851 Residential real estate Construction and land development — — — — 110,074 110,074 One-to-four family 752 — — — 528,951 529,703 HELOCs — — — — 187,193 187,193 Total residential real estate 752 — — — 826,218 826,970 Consumer — — — — 112,095 112,095 Total $ 752 $ — $ 4,063 $ 1,153 $ 3,652,855 $ 3,658,823 Total collateral value $ 1,435 $ — $ 9,202 $ — Type and Extent of Collateral Securing CDAs Non-CDAs June 30, 2022 Residential Property Investment Property Commercial Property Business Assets Total Commercial real estate Construction and land development $ — $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — — — — 335,658 335,658 Commercial real estate - non-owner occupied — — — — 662,159 662,159 Multifamily — — — — 81,086 81,086 Total commercial real estate — — — — 1,370,105 1,370,105 Commercial Commercial and industrial — — — 2,594 190,719 193,313 Equipment finance — — — — 394,541 394,541 Municipal leases — — — — 129,766 129,766 Total commercial — — — 2,594 715,026 717,620 Residential real estate Construction and land development — — — — 81,847 81,847 One-to-four family 1,318 — — — 352,885 354,203 HELOCs — — — — 160,137 160,137 Total residential real estate 1,318 — — — 594,869 596,187 Consumer — — — — 85,383 85,383 Total $ 1,318 $ — $ — $ 2,594 $ 2,765,383 $ 2,769,295 Total collateral value $ 2,443 $ — $ — $ 69
Financing Receivable Credit Quality Indicators	The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of December 31, 2023: Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Construction and land development Risk rating Pass $ 18,226 $ 47,501 $ 47,365 $ 9,039 $ 201 $ 7,581 $ 175,077 $ 304,990 Special mention — — — — — — — — Substandard — — 279 — — — — 279 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 18,226 $ 47,501 $ 47,644 $ 9,039 $ 201 $ 7,581 $ 175,077 $ 305,269 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - owner occupied Risk rating Pass $ 33,918 $ 61,090 $ 104,005 $ 86,789 $ 69,184 $ 157,790 $ 13,188 $ 525,964 Special mention — 149 148 447 2,033 3,699 — 6,476 Substandard — — 379 1 338 2,886 — 3,604 Doubtful — — — — 289 212 — 501 Loss — — — — — — — — Total commercial real estate - owner occupied $ 33,918 $ 61,239 $ 104,532 $ 87,237 $ 71,844 $ 164,587 $ 13,188 $ 536,545 Current period gross charge-offs $ — $ — $ — $ — $ — $ 290 $ — $ 290 Commercial real estate - non-owner occupied Risk rating Pass $ 11,715 $ 91,328 $ 155,676 $ 179,950 $ 95,749 $ 302,216 $ 25,559 $ 862,193 Special mention — — — — — 294 — 294 Substandard — 3,078 — — 6,180 3,949 — 13,207 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 11,715 $ 94,406 $ 155,676 $ 179,950 $ 101,929 $ 306,459 $ 25,559 $ 875,694 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily Risk rating Pass $ 5,515 $ 3,799 $ 18,597 $ 21,411 $ 10,921 $ 25,400 $ 1,029 $ 86,672 Special mention — — 1,583 — — 89 — 1,672 Substandard — — — — — 279 — 279 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 5,515 $ 3,799 $ 20,180 $ 21,411 $ 10,921 $ 25,768 $ 1,029 $ 88,623 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total commercial real estate Risk rating Pass $ 69,374 $ 203,718 $ 325,643 $ 297,189 $ 176,055 $ 492,987 $ 214,853 $ 1,779,819 Special mention — 149 1,731 447 2,033 4,082 — 8,442 Substandard — 3,078 658 1 6,518 7,114 — 17,369 Doubtful — — — — 289 212 — 501 Loss — — — — — — — — Total commercial real estate $ 69,374 $ 206,945 $ 328,032 $ 297,637 $ 184,895 $ 504,395 $ 214,853 $ 1,806,131 Total current period gross charge-offs $ — $ — $ — $ — $ — $ 290 $ — $ 290 (1) As previously announced, on July 24, 2023, the Board of Directors approved a change in the Company's fiscal year end from June 30 to December 31. "2023-S" represents the six-month transition period ended December 31, 2023. Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Commercial and industrial Risk rating Pass $ 18,711 $ 52,427 $ 57,206 $ 14,146 $ 12,096 $ 22,823 $ 51,232 $ 228,641 Special mention — 329 227 158 54 81 — 849 Substandard — 671 341 29 1,380 307 3,707 6,435 Doubtful — 713 — — 222 — 264 1,199 Loss — — — — — 131 — 131 Total commercial and industrial $ 18,711 $ 54,140 $ 57,774 $ 14,333 $ 13,752 $ 23,342 $ 55,203 $ 237,255 Current period gross charge-offs $ — $ 1,337 $ 402 $ 184 $ 574 $ 618 $ — $ 3,115 Equipment finance Risk rating Pass $ 83,332 $ 172,704 $ 113,363 $ 57,295 $ 25,552 $ 4,854 $ — $ 457,100 Special mention — 338 666 383 341 252 — 1,980 Substandard — 206 — — — 134 — 340 Doubtful — 2,645 2,498 626 384 — — 6,153 Loss — — — — — — — — Total equipment finance $ 83,332 $ 175,893 $ 116,527 $ 58,304 $ 26,277 $ 5,240 $ — $ 465,573 Current period gross charge-offs $ — $ 550 $ 912 $ 539 $ 29 $ 14 $ — $ 2,044 Municipal leases Risk rating Pass $ 13,693 $ 33,513 $ 28,005 $ 13,516 $ 7,358 $ 47,376 $ 6,831 $ 150,292 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 13,693 $ 33,513 $ 28,005 $ 13,516 $ 7,358 $ 47,376 $ 6,831 $ 150,292 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total commercial Risk rating Pass $ 115,736 $ 258,644 $ 198,574 $ 84,957 $ 45,006 $ 75,053 $ 58,063 $ 836,033 Special mention — 667 893 541 395 333 — 2,829 Substandard — 877 341 29 1,380 441 3,707 6,775 Doubtful — 3,358 2,498 626 606 — 264 7,352 Loss — — — — — 131 — 131 Total commercial $ 115,736 $ 263,546 $ 202,306 $ 86,153 $ 47,387 $ 75,958 $ 62,034 $ 853,120 Total current period gross charge-offs $ — $ 1,887 $ 1,314 $ 723 $ 603 $ 632 $ — $ 5,159 Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Construction and land development Risk rating Pass $ 2,189 $ 17,261 $ 3,035 $ 496 $ 44 $ 1,237 $ 72,247 $ 96,509 Special mention — — — — — — — — Substandard — — — — — 137 — 137 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 2,189 $ 17,261 $ 3,035 $ 496 $ 44 $ 1,374 $ 72,247 $ 96,646 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — One-to-four family Risk rating Pass $ 18,938 $ 98,059 $ 153,418 $ 110,440 $ 48,971 $ 139,020 $ 9,914 $ 578,760 Special mention — — — — — 511 — 511 Substandard — 383 258 — 202 4,268 — 5,111 Doubtful — — — — — 23 — 23 Loss — — — — — — — — Total one-to-four family $ 18,938 $ 98,442 $ 153,676 $ 110,440 $ 49,173 $ 143,822 $ 9,914 $ 584,405 Current period gross charge-offs $ — $ — $ 13 $ 3 $ 12 $ 4 $ — $ 32 HELOCs Risk rating Pass $ 1,195 $ 7,962 $ 856 $ 777 $ 324 $ 7,399 $ 165,302 $ 183,815 Special mention — — — — — — — — Substandard 396 571 247 10 158 531 121 2,034 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs $ 1,591 $ 8,533 $ 1,103 $ 787 $ 482 $ 7,959 $ 165,423 $ 185,878 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Total residential real estate Risk rating Pass $ 22,322 $ 123,282 $ 157,309 $ 111,713 $ 49,339 $ 147,656 $ 247,463 $ 859,084 Special mention — — — — — 511 — 511 Substandard 396 954 505 10 360 4,936 121 7,282 Doubtful — — — — — 52 — 52 Loss — — — — — — — — Total residential real estate $ 22,718 $ 124,236 $ 157,814 $ 111,723 $ 49,699 $ 153,155 $ 247,584 $ 866,929 Total current period gross charge-offs $ — $ — $ 13 $ 3 $ 12 $ 4 $ — $ 32 Term Loans By Origination Fiscal Year December 31, 2023 2023-S (1) 2023 2022 2021 2020 Prior Revolving Total Total consumer Risk rating Pass $ 26,569 $ 51,394 $ 14,408 $ 9,676 $ 6,316 $ 4,080 $ 247 $ 112,690 Special mention — — — — — — — — Substandard — 329 265 210 172 147 18 1,141 Doubtful — 7 — 3 — — — 10 Loss — — — — — 1 — 1 Total consumer $ 26,569 $ 51,730 $ 14,673 $ 9,889 $ 6,488 $ 4,228 $ 265 $ 113,842 Total current period gross charge-offs $ 6 $ 401 $ 118 $ 34 $ 11 $ 9 $ — $ 579 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of June 30, 2023: Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 27,234 $ 26,157 $ 5,469 $ 2,226 $ 1,560 $ 5,836 $ 287,615 $ 356,097 Special mention — 73 — — — — — 73 Substandard — 481 — — — 23 — 504 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 27,234 $ 26,711 $ 5,469 $ 2,226 $ 1,560 $ 5,859 $ 287,615 $ 356,674 Commercial real estate - owner occupied Risk rating Pass $ 58,671 $ 106,738 $ 91,575 $ 68,054 $ 54,176 $ 115,425 $ 23,984 $ 518,623 Special mention — 177 909 2,017 361 3,437 — 6,901 Substandard — — 76 343 399 3,379 — 4,197 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied $ 58,671 $ 106,915 $ 92,560 $ 70,414 $ 54,936 $ 122,241 $ 23,984 $ 529,721 Commercial real estate - non-owner occupied Risk rating Pass $ 85,574 $ 156,244 $ 137,659 $ 99,442 $ 68,794 $ 265,099 $ 76,508 $ 889,320 Special mention — — — — — 4,047 5,301 9,348 Substandard — — — — — 3,017 — 3,017 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 85,574 $ 156,244 $ 137,659 $ 99,442 $ 68,794 $ 272,163 $ 81,809 $ 901,685 Multifamily Risk rating Pass $ 3,850 $ 16,410 $ 21,867 $ 10,172 $ 5,843 $ 22,321 $ 980 $ 81,443 Special mention — — — — 28 61 — 89 Substandard — — — — — 295 — 295 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 3,850 $ 16,410 $ 21,867 $ 10,172 $ 5,871 $ 22,677 $ 980 $ 81,827 Total commercial real estate Risk rating Pass $ 175,329 $ 305,549 $ 256,570 $ 179,894 $ 130,373 $ 408,681 $ 389,087 $ 1,845,483 Special mention — 250 909 2,017 389 7,545 5,301 16,411 Substandard — 481 76 343 399 6,714 — 8,013 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 175,329 $ 306,280 $ 257,555 $ 182,254 $ 131,161 $ 422,940 $ 394,388 $ 1,869,907 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial and industrial Risk rating Pass $ 57,377 $ 72,662 $ 18,845 $ 13,849 $ 6,441 $ 21,620 $ 47,934 $ 238,728 Special mention — 327 467 179 116 — — 1,089 Substandard — 13 28 605 858 43 3,649 5,196 Doubtful — 9 8 — 134 — 260 411 Loss — — — — — 4 — 4 Total commercial and industrial $ 57,377 $ 73,011 $ 19,348 $ 14,633 $ 7,549 $ 21,667 $ 51,843 $ 245,428 Equipment finance Risk rating Pass $ 200,054 $ 136,226 $ 73,363 $ 36,589 $ 10,178 $ 256 $ — $ 456,666 Special mention 805 808 140 441 344 — — 2,538 Substandard — — 227 13 115 — — 355 Doubtful 342 1,283 825 198 — — — 2,648 Loss — — — — 4 — — 4 Total equipment finance $ 201,201 $ 138,317 $ 74,555 $ 37,241 $ 10,641 $ 256 $ — $ 462,211 Municipal leases Risk rating Pass $ 31,462 $ 27,910 $ 14,292 $ 8,212 $ 9,838 $ 43,251 $ 7,247 $ 142,212 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 31,462 $ 27,910 $ 14,292 $ 8,212 $ 9,838 $ 43,251 $ 7,247 $ 142,212 Total commercial Risk rating Pass $ 288,893 $ 236,798 $ 106,500 $ 58,650 $ 26,457 $ 65,127 $ 55,181 $ 837,606 Special mention 805 1,135 607 620 460 — — 3,627 Substandard — 13 255 618 973 43 3,649 5,551 Doubtful 342 1,292 833 198 134 — 260 3,059 Loss — — — — 4 4 — 8 Total commercial $ 290,040 $ 239,238 $ 108,195 $ 60,086 $ 28,028 $ 65,174 $ 59,090 $ 849,851 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Risk rating Pass $ 671 $ 850 $ — $ 47 $ — $ 1,270 $ 107,096 $ 109,934 Special mention — — — — — — — — Substandard — — — — — 140 — 140 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 671 $ 850 $ — $ 47 $ — $ 1,410 $ 107,096 $ 110,074 One-to-four family Risk rating Pass $ 78,574 $ 122,091 $ 109,669 $ 51,927 $ 31,491 $ 120,331 $ 10,122 $ 524,205 Special mention — — — — — 543 — 543 Substandard 185 125 — 204 55 4,356 — 4,925 Doubtful — — — — — 29 — 29 Loss — — — — — 1 — 1 Total one-to-four family $ 78,759 $ 122,216 $ 109,669 $ 52,131 $ 31,546 $ 125,260 $ 10,122 $ 529,703 HELOCs Risk rating Pass $ 8,966 $ 561 $ 120 $ 371 $ 946 $ 7,251 $ 168,311 $ 186,526 Special mention — — — — — — — — Substandard — 10 — — — 494 134 638 Doubtful — — — — — 29 — 29 Loss — — — — — — — — Total HELOCs $ 8,966 $ 571 $ 120 $ 371 $ 946 $ 7,774 $ 168,445 $ 187,193 Total residential real estate Risk rating Pass $ 88,211 $ 123,502 $ 109,789 $ 52,345 $ 32,437 $ 128,852 $ 285,529 $ 820,665 Special mention — — — — — 543 — 543 Substandard 185 135 — 204 55 4,990 134 5,703 Doubtful — — — — — 58 — 58 Loss — — — — — 1 — 1 Total residential real estate $ 88,396 $ 123,637 $ 109,789 $ 52,549 $ 32,492 $ 134,444 $ 285,663 $ 826,970 Term Loans By Origination Fiscal Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Total consumer Risk rating Pass $ 62,861 $ 17,913 $ 12,627 $ 8,954 $ 5,172 $ 2,847 $ 473 $ 110,847 Special mention — — — — — — — — Substandard 302 211 242 247 54 154 37 1,247 Doubtful — — — — — — — — Loss — — — — 1 — — 1 Total consumer $ 63,163 $ 18,124 $ 12,869 $ 9,201 $ 5,227 $ 3,001 $ 510 $ 112,095 The following table presents the credit risk profile by risk grade for commercial real estate, commercial, residential real estate and consumer loans by origination year as of June 30, 2022: Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 21,988 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,819 $ 248,189 $ 285,490 Special mention — — — — — 97 4,677 4,774 Substandard 871 — — — — 67 — 938 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 22,859 $ 5,686 $ 627 $ 2,089 $ 1,092 $ 5,983 $ 252,866 $ 291,202 Commercial real estate - owner occupied Risk rating Pass $ 55,167 $ 71,429 $ 45,665 $ 43,786 $ 21,720 $ 74,602 $ 16,857 $ 329,226 Special mention — — 396 418 — 2,416 — 3,230 Substandard — — — — 577 2,227 398 3,202 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - owner occupied $ 55,167 $ 71,429 $ 46,061 $ 44,204 $ 22,297 $ 79,245 $ 17,255 $ 335,658 Commercial real estate - non-owner occupied Risk rating Pass $ 97,885 $ 122,975 $ 95,268 $ 56,846 $ 81,037 $ 182,664 $ 7,214 $ 643,889 Special mention — — — — 13,844 4,421 — 18,265 Substandard — — — — — 5 — 5 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate - non-owner occupied $ 97,885 $ 122,975 $ 95,268 $ 56,846 $ 94,881 $ 187,090 $ 7,214 $ 662,159 Multifamily Risk rating Pass $ 10,135 $ 19,985 $ 15,881 $ 8,614 $ 2,796 $ 20,587 $ 2,495 $ 80,493 Special mention — — — 29 — 217 — 246 Substandard — — — — — 347 — 347 Doubtful — — — — — — — — Loss — — — — — — — — Total multifamily $ 10,135 $ 19,985 $ 15,881 $ 8,643 $ 2,796 $ 21,151 $ 2,495 $ 81,086 Total commercial real estate Risk rating Pass $ 185,175 $ 220,075 $ 157,441 $ 111,335 $ 106,645 $ 283,672 $ 274,755 $ 1,339,098 Special mention — — 396 447 13,844 7,151 4,677 26,515 Substandard 871 — — — 577 2,646 398 4,492 Doubtful — — — — — — — — Loss — — — — — — — — Total commercial real estate $ 186,046 $ 220,075 $ 157,837 $ 111,782 $ 121,066 $ 293,469 $ 279,830 $ 1,370,105 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Commercial and industrial Risk rating Pass $ 70,863 $ 21,434 $ 11,647 $ 9,377 $ 6,338 $ 20,856 $ 43,119 $ 183,634 Special mention — 346 260 364 — — 1,957 2,927 Substandard — 770 343 1,152 — 52 4,337 6,654 Doubtful — 98 — — — — — 98 Loss — — — — — — — — Total commercial and industrial $ 70,863 $ 22,648 $ 12,250 $ 10,893 $ 6,338 $ 20,908 $ 49,413 $ 193,313 Equipment finance Risk rating Pass $ 186,139 $ 113,363 $ 64,400 $ 26,467 $ 1,755 $ — $ — $ 392,124 Special mention 200 331 1,002 547 — — — 2,080 Substandard — 123 18 159 — — — 300 Doubtful 32 — — 5 — — — 37 Loss — — — — — — — — Total equipment finance $ 186,371 $ 113,817 $ 65,420 $ 27,178 $ 1,755 $ — $ — $ 394,541 Municipal leases Risk rating Pass $ 19,425 $ 24,480 $ 8,962 $ 11,034 $ 13,584 $ 39,529 $ 12,715 $ 129,729 Special mention — 37 — — — — — 37 Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total municipal leases $ 19,425 $ 24,517 $ 8,962 $ 11,034 $ 13,584 $ 39,529 $ 12,715 $ 129,766 Total commercial Risk rating Pass $ 276,427 $ 159,277 $ 85,009 $ 46,878 $ 21,677 $ 60,385 $ 55,834 $ 705,487 Special mention 200 714 1,262 911 — — 1,957 5,044 Substandard — 893 361 1,311 — 52 4,337 6,954 Doubtful 32 98 — 5 — — — 135 Loss — — — — — — — — Total commercial $ 276,659 $ 160,982 $ 86,632 $ 49,105 $ 21,677 $ 60,437 $ 62,128 $ 717,620 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Construction and land development Risk rating Pass $ 864 $ — $ 53 $ — $ — $ 1,783 $ 78,775 $ 81,475 Special mention — — — — — — — — Substandard — — — — — 372 — 372 Doubtful — — — — — — — — Loss — — — — — — — — Total construction and land development $ 864 $ — $ 53 $ — $ — $ 2,155 $ 78,775 $ 81,847 One-to-four family Risk rating Pass $ 55,415 $ 74,035 $ 47,364 $ 29,075 $ 23,250 $ 113,307 $ 4,077 $ 346,523 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 4,590 — 6,690 Doubtful — — — — — 155 — 155 Loss — — — — — — — — Total one-to-four family $ 55,543 $ 74,035 $ 48,366 $ 29,615 $ 23,680 $ 118,887 $ 4,077 $ 354,203 HELOCs Risk rating Pass $ 1,466 $ 458 $ 282 $ 901 $ 107 $ 7,441 $ 148,526 $ 159,181 Special mention — — — — — — — — Substandard — — — — — 879 49 928 Doubtful — — — — — 28 — 28 Loss — — — — — — — — Total HELOCs $ 1,466 $ 458 $ 282 $ 901 $ 107 $ 8,348 $ 148,575 $ 160,137 Total residential real estate Risk rating Pass $ 57,745 $ 74,493 $ 47,699 $ 29,976 $ 23,357 $ 122,531 $ 231,378 $ 587,179 Special mention — — — — — 835 — 835 Substandard 128 — 1,002 540 430 5,841 49 7,990 Doubtful — — — — — 183 — 183 Loss — — — — — — — — Total residential real estate $ 57,873 $ 74,493 $ 48,701 $ 30,516 $ 23,787 $ 129,390 $ 231,427 $ 596,187 Term Loans By Origination Fiscal Year June 30, 2022 2022 2021 2020 2019 2018 Prior Revolving Total Total consumer Risk rating Pass $ 25,935 $ 20,443 $ 15,849 $ 11,329 $ 8,235 $ 2,398 $ 277 $ 84,466 Special mention — — — — — — — — Substandard 72 169 274 85 182 100 33 915 Doubtful — — — — — — — — Loss — — — 2 — — — 2 Total consumer $ 26,007 $ 20,612 $ 16,123 $ 11,416 $ 8,417 $ 2,498 $ 310 $ 85,383 The following tables present aging analyses of past due loans (including nonaccrual loans) by segment and class for the periods indicated: Past Due Total 30-89 Days 90 Days+ Total Current December 31, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 305,269 $ 305,269 Commercial real estate - owner occupied 657 501 1,158 535,387 536,545 Commercial real estate - non-owner occupied 4,032 — 4,032 871,662 875,694 Multifamily — — — 88,623 88,623 Total commercial real estate 4,689 501 5,190 1,800,941 1,806,131 Commercial Commercial and industrial 974 2,667 3,641 233,614 237,255 Equipment finance 5,411 4,019 9,430 456,143 465,573 Municipal leases — — — 150,292 150,292 Total commercial 6,385 6,686 13,071 840,049 853,120 Residential real estate Construction and land development — 132 132 96,514 96,646 One-to-four family 958 1,068 2,026 582,379 584,405 HELOCs 1,240 1,622 2,862 183,016 185,878 Total residential real estate 2,198 2,822 5,020 861,909 866,929 Consumer 535 301 836 113,006 113,842 Total loans $ 13,807 $ 10,310 $ 24,117 $ 3,615,905 $ 3,640,022 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2023 Commercial real estate Construction and land development $ — $ — $ — $ 356,674 $ 356,674 Commercial real estate - owner occupied 1,514 76 1,590 528,131 529,721 Commercial real estate - non-owner occupied — — — 901,685 901,685 Multifamily — — — 81,827 81,827 Total commercial real estate 1,514 76 1,590 1,868,317 1,869,907 Commercial Commercial and industrial 873 403 1,276 244,152 245,428 Equipment finance 826 1,837 2,663 459,548 462,211 Municipal leases — — — 142,212 142,212 Total commercial 1,699 2,240 3,939 845,912 849,851 Residential real estate Construction and land development — 132 132 109,942 110,074 One-to-four family 1,698 1,060 2,758 526,945 529,703 HELOCs 379 769 1,148 186,045 187,193 Total residential real estate 2,077 1,961 4,038 822,932 826,970 Consumer 320 288 608 111,487 112,095 Total loans $ 5,610 $ 4,565 $ 10,175 $ 3,648,648 $ 3,658,823 Past Due Total 30-89 Days 90 Days+ Total Current June 30, 2022 Commercial real estate Construction and land development $ — $ — $ — $ 291,202 $ 291,202 Commercial real estate - owner occupied — 52 52 335,606 335,658 Commercial real estate - non-owner occupied — — — 662,159 662,159 Multifamily — — — 81,086 81,086 Total commercial real estate — 52 52 1,370,053 1,370,105 Commercial Commercial and industrial 255 — 255 193,058 193,313 Equipment finance 186 56 242 394,299 394,541 Municipal leases — — — 129,766 129,766 Total commercial 441 56 497 717,123 717,620 Residential real estate Construction and land development 115 22 137 81,710 81,847 One-to-four family 910 1,394 2,304 351,899 354,203 HELOCs 283 122 405 159,732 160,137 Total residential real estate 1,308 1,538 2,846 593,341 596,187 Consumer 330 177 507 84,876 85,383 Total loans $ 2,079 $ 1,823 $ 3,902 $ 2,765,393 $ 2,769,295
Schedule of Past Due Loans Still Accruing and Nonaccruing Interest	The following table presents recorded investment in loans on nonaccrual status, by segment and class, including restructured loans. It also includes interest income recognized on nonaccrual loans for the six months ended December 31, 2023. December 31, 2023 June 30, 2023 June 30, 2022 90 Days + & Still Accruing as of December 31, 2023 Nonaccrual with No ACL as of December 31, 2023 Interest Income Recognized Commercial real estate Construction and land development $ — $ 23 $ 67 $ — $ — $ — Commercial real estate - owner occupied 912 517 706 — — 12 Commercial real estate - non-owner occupied 4,032 — 5 — 4,032 36 Multifamily 74 84 103 — — 2 Total commercial real estate 5,018 624 881 — 4,032 50 Commercial Commercial and industrial 2,774 1,222 1,951 — 192 31 Equipment finance 6,463 2,862 270 — 510 27 Municipal leases — 106 — — — — Total commercial 9,237 4,190 2,221 — 702 58 Residential real estate Construction and land development 132 132 137 — — 4 One-to-four family 2,205 1,935 1,773 — — 49 HELOCs 2,173 957 724 — — 12 Total residential real estate 4,510 3,024 2,634 — — 65 Consumer 568 477 384 — — 43 Total loans $ 19,333 $ 8,315 $ 6,120 $ — $ 4,734 $ 216
Schedule of Allowance for Credit Losses on Financing Receivables	The following tables present analyses of the ACL on loans by segment for the period indicated below. In addition to the provision (benefit) for credit losses on loans presented below, provisions (benefits) of $(970), $253, $981 and $35 for off-balance sheet credit exposures and $0, $(250), $(100) and $100 for commercial paper were recorded during the six months ended December 31, 2023, and years ended June 30, 2023, 2022 and 2021, respectively. For the year ended June 30, 2023, $4,921 and $369 of the provision for credit losses were recognized to establish ACLs on Quantum's loan portfolio and off-balance-sheet credit exposure, respectively. Six Months Ended December 31, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Provision (benefit) for credit losses (82) 6,627 (80) 435 6,900 Charge-offs (290) (5,159) (32) (579) (6,060) Recoveries 5 342 112 149 608 Net (charge-offs) recoveries (285) (4,817) 80 (430) (5,452) Balance at end of period $ 20,323 $ 17,026 $ 9,284 $ 2,008 $ 48,641 Year Ended June 30, 2023 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Provision for credit losses 6,981 6,397 1,393 618 15,389 Initial ACL on PCD loans 292 72 5 — 369 Charge-offs — (3,796) (192) (517) (4,505) Recoveries 3 507 467 273 1,250 Net (charge-offs) recoveries 3 (3,289) 275 (244) (3,255) Balance at end of period $ 20,690 $ 15,216 $ 9,284 $ 2,003 $ 47,193 Year Ended June 30, 2022 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468 Provision (benefit) for credit losses (2,273) 3,110 (1,423) (886) (1,472) Charge-offs (485) (1,728) (116) (183) (2,512) Recoveries 1,088 991 965 162 3,206 Net (charge-offs) recoveries 603 (737) 849 (21) 694 Balance at end of period $ 13,414 $ 12,036 $ 7,611 $ 1,629 $ 34,690 Year Ended June 30, 2021 Commercial Real Estate Commercial Residential Real Estate Consumer Total Balance at beginning of period $ 15,413 $ 5,703 $ 5,685 $ 1,271 $ 28,072 Impact of adoption ASU 2016-13 833 3,240 8,687 2,049 14,809 Benefit for credit losses (311) (446) (6,308) (205) (7,270) Charge-offs (1,000) (977) (611) (945) (3,533) Recoveries 149 2,143 732 366 3,390 Net (charge-offs) recoveries (851) 1,166 121 (579) (143) Balance at end of period $ 15,084 $ 9,663 $ 8,185 $ 2,536 $ 35,468
Troubled Debt Restructurings on Financing Receivables	The following table presents the amortized cost basis of loans at December 31, 2023, that were both experiencing financial difficulty and modified during the six months ended December 31, 2023, by class and type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial difficulty as compared to the amortized cost basis of each class of financing receivable is also presented. Six Months Ended December 31, 2023 Principal Forgiveness Payment Delay Term Extension Interest Rate Adjustment Combination Term Extension & Principal Forgiveness Combination Term Extension & Interest Rate Reduction % of Total Class of Financing Receivable Commercial loans Commercial and industrial $ — $ — $ 259 $ — $ — $ — — % Residential real estate loans One-to-four family — — 165 — — — — Total $ — $ — $ 424 $ — $ — $ — — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the period indicated below: Six Months Ended December 31, 2023 Principal Forgiveness Weighted-Average Interest Rate Reduction Weighted-Average Term Extension (Years) Commercial loans Commercial and industrial $ — — % 10.0 Residential real estate loans One-to-four family — — 7.0 Total $ — — % 8.8

Goodwill and Core Deposit Int_2

Goodwill and Core Deposit Intangibles (Tables)	6 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization expense related to core deposit intangibles	As of December 31, 2023, the estimated amortization expense is as follows: 2024 $ 2,464 2025 1,747 2026 1,281 2027 948 2028 710 Thereafter 1,909 Total $ 9,059

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Schedule of Deposit Accounts	Deposit accounts at the dates indicated consist of the following: December 31, 2023 June 30, 2023 June 30, 2022 Noninterest-bearing accounts $ 784,950 $ 825,481 $ 745,746 NOW accounts 591,270 611,105 654,981 Money market accounts 1,246,807 1,241,840 969,661 Savings accounts 194,486 212,220 238,197 Certificates of deposit 843,860 710,522 491,176 Total $ 3,661,373 $ 3,601,168 $ 3,099,761
Schedule of Maturities of Certificates of Deposit	As of December 31, 2023, scheduled maturities of certificates of deposit were as follows: 2024 $ 812,987 2025 19,362 2026 5,916 2027 4,058 2028 1,537 Thereafter — Total $ 843,860

Borrowings (Tables)

Borrowings (Tables)	6 Months Ended
	Dec. 31, 2023
Federal Home Loan Banks [Abstract]
Schedule of Debt	Borrowings, other than junior subordinated debt, consist of the following at the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 Balance Weighted Balance Weighted Balance Weighted FHLB advances (short-term) $ 105,000 5.44 % $ 180,000 5.19 % $ — — % FRB advances (short-term) 310,000 5.50 257,000 5.25 — — Revolving lines of credit 18,763 9.00 20,263 8.75 — — Total other borrowings $ 433,763 5.64 % $ 457,263 5.38 % $ — — %

Leases (Tables)

Leases (Tables)	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023
Leases [Abstract]
Assets and Liabilities, Lessee	The following tables present supplemental balance sheet information related to operating leases. ROU assets are included in other assets and lease liabilities are included in other liabilities. December 31, 2023 June 30, 2023 June 30, 2022 Supplemental balance sheet information ROU assets $ 9,259 $ 9,674 $ 5,846 Lease liabilities $ 10,975 $ 10,790 $ 6,641 Weighted-average remaining lease terms (years) 8.8 9.2 10.8 Weighted-average discount rate 3.41 % 3.32 % 2.90 %
Lessee, Operating Lease, Liability, Maturity	The following schedule summarizes aggregate future minimum lease payments under these operating leases at December 31, 2023: 2024 $ 1,859 2025 1,710 2026 1,701 2027 1,724 2028 1,532 Thereafter 4,343 Total undiscounted minimum lease payments 12,869 Less: amount representing interest (1,894) Total lease liability $ 10,975
Lease, Cost	The following table presents components of operating lease expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease cost (included in occupancy expense, net) $ 880 $ 1,515 $ 1,559 Variable lease cost (included in occupancy expense, net) 3 228 9 Sublease income (included in other noninterest income) (85) (169) (189) Total operating lease expense, net $ 798 $ 1,574 $ 1,379 Supplemental lease cash flow information for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 ROU assets - noncash additions (operating leases) $ 864 $ 5,179 $ 1,186 Cash paid for amounts included in the measurement of lease liabilities (operating leases) 713 1,245 1,438 Cash paid for amounts included in the measurement of lease liabilities (finance leases) — 89 134
Schedule of Total Equipment Finance Operating Lease Income and Depreciation Expense	The following table presents total equipment finance operating lease income and depreciation expense for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 Operating lease income $ 3,377 $ 5,471 $ 6,392 Depreciation expense 2,876 4,873 5,362
Lessor, Operating Lease, Payments to be Received, Maturity	The following schedule summarizes aggregate future minimum lease payments to be received at December 31, 2023: 2024 $ 6,883 2025 5,272 2026 3,375 2027 1,188 2028 984 Thereafter 1,784 Total of future minimum payments $ 19,486
Sales-type and Direct Financing Leases, Lease Receivable, Maturity		The following schedule summarizes, as of December 31, 2023, aggregate future minimum finance lease payments to be received: 2024 $ 24,434 2025 19,724 2026 15,515 2027 10,930 2028 4,541 Thereafter 4,015 Total undiscounted minimum payments 79,159 Less: amount representing interest (9,009) Total lease receivable $ 70,150

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense	Income tax expense as of the dates indicated consisted of: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Current Federal $ 7,910 $ 11,119 $ 2,411 $ (340) State 1,114 1,874 730 188 Total current expense (benefit) 9,024 12,993 3,141 (152) Deferred Federal (1,450) (377) 5,992 3,374 State (188) (56) 592 199 Total deferred expense (benefit) (1,638) (433) 6,584 3,573 Total income tax expense $ 7,386 $ 12,560 $ 9,725 $ 3,421
Schedule of Effective Income Tax Rate Reconciliation	The provision for income taxes differs from the amount of income tax determined by applying the applicable U.S. statutory federal income tax rate to income before income taxes as a result of the following differences for the periods indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Amount Rate Amount Rate Amount Rate Amount Rate Tax at federal income tax rate $ 7,494 21 % $ 12,004 21 % $ 9,529 21 % $ 4,010 21 % Increase (decrease) resulting from Tax exempt income (734) (2) (830) (1) (844) (2) (911) (5) State tax, net of federal benefit 693 2 1,417 2 818 2 306 2 Other (67) — (31) — 222 — 16 — Total $ 7,386 21 % $ 12,560 22 % $ 9,725 21 % $ 3,421 18 %
Schedule of Deferred Tax Assets and Liabilities	The sources and tax effects of temporary differences that give rise to significant portions of the deferred tax assets (liabilities) at December 31, 2023, June 30, 2023 and June 30, 2022 are presented below: December 31, 2023 June 30, 2023 June 30, 2022 Deferred tax assets Allowance for credit losses $ 11,994 $ 11,822 $ 8,796 Deferred compensation and post-retirement benefits 7,963 8,214 8,407 Net operating loss carryforward 2,259 2,806 3,353 Discount from business combinations 1,096 974 1,228 Unrealized loss on debt securities held for sale 463 1,225 718 Share-based compensation expense 1,576 1,514 1,860 Operating lease liability 2,570 2,513 1,525 Other 1,344 1,489 1,188 Total deferred tax assets 29,265 30,557 27,075 Deferred tax liabilities Depreciable basis of fixed assets and operating lease equipment (12,017) (9,992) (7,874) Deferred loan costs (617) (668) (774) FHLB stock, book basis in excess of tax (91) (90) (89) BOLI available for redemption (1,257) (5,163) (4,679) Operating lease ROU asset (2,168) (2,253) (1,343) Other (1,319) (1,479) (829) Total deferred tax liabilities (17,469) (19,645) (15,588) Net deferred tax assets $ 11,796 $ 10,912 $ 11,487

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Stock Ownership Plan (ESOP) Activity	Shares held by the ESOP at the dates indicated include the following: December 31, 2023 June 30, 2023 June 30, 2022 Unallocated ESOP shares 449,650 476,100 529,000 Allocated ESOP shares 555,450 555,450 502,550 ESOP shares committed to be released 52,900 26,450 26,450 Total ESOP shares 1,058,000 1,058,000 1,058,000 Fair value of unallocated ESOP shares $ 12,105 $ 9,946 $ 14,759

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	6 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Share-Based Payment Arrangement, Expensed and Capitalized, Amount	The table below presents share-based compensation expense and the estimated related tax benefit for stock options and restricted stock for the dates indicated below: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Share-based compensation expense $ 755 $ 1,854 $ 2,152 $ 2,102 Tax benefit 177 436 508 494
Equity Incentive Plan Stock Option Activity	The table below presents stock option activity and related information for the periods indicated below: Options Weighted- Remaining Aggregate Options outstanding at June 30, 2021 1,319,456 $ 19.07 3.9 $ 11,657 Granted 47,850 30.90 Exercised (413,636) 14.70 Forfeited (24,800) 23.96 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Exercisable at June 30, 2022 756,720 $ 20.24 3.3 $ 3,971 Non-vested at June 30, 2022 172,150 $ 26.96 7.5 $ 65 Options outstanding at June 30, 2022 928,870 $ 21.49 4.1 $ 4,036 Granted 5,000 24.07 Exercised (352,096) 14.59 Forfeited (12,550) 25.47 Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercisable at June 30, 2023 493,264 $ 25.40 4.6 $ 141 Non-vested at June 30, 2023 75,960 $ 27.56 7.9 $ — Options outstanding at June 30, 2023 569,224 $ 25.69 5.1 $ 141 Exercised (9,500) 15.96 Forfeited (25,374) 26.00 Options outstanding at December 31, 2023 534,350 $ 25.85 4.6 $ 776 Exercisable at December 31, 2023 459,390 $ 25.56 4.2 $ 680 Non-vested at December 31, 2023 74,960 $ 27.58 7.4 $ 95
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	Assumptions used in estimating the fair value of options granted during the years ended June 30, 2023 and June 30, 2022 are detailed below. There were no options granted during the six months ended December 31, 2023. Year Ended June 30, 2023 2022 Weighted-average volatility 27.79 % 28.01 % Expected dividend yield 1.62 % 1.13 % Risk-free interest rate 3.11 % 2.02 % Expected life (years) 6.5 6.5 Weighted-average fair value of options granted $ 6.77 $ 8.60
Equity Incentive Plan Restricted Award Activity	The table below presents restricted stock award activity and related information: Restricted Stock Awards (1) Performance-Based Restricted Stock Units (2) Weighted- Aggregate Non-vested at June 30, 2021 120,795 30,780 $ 25.06 $ 4,229 Granted 42,123 9,556 31.18 — Vested (46,626) (7,118) 25.22 — Forfeited (13,600) — 25.27 — Non-vested at June 30, 2022 102,692 33,218 $ 27.40 $ 2,345 Granted 57,839 21,005 27.24 — Vested (41,590) (13,861) 27.38 — Forfeited (10,090) (3,032) 27.32 — Non-vested at June 30, 2023 108,851 37,330 $ 27.32 $ 3,054 Granted 1,000 6,165 22.91 — Vested (1,148) (18,494) 23.18 — Forfeited (2,560) — 27.53 — Non-vested at December 31, 2023 106,143 25,001 $ 27.70 $ 3,530 (1) Restricted stock awards are scheduled to vest over 1.0 year for director awards and 5.0 years for employee awards. (2) Performance-based restricted stock units are scheduled to vest over 3.0 years assuming the applicable financial goals are met.

Net Income per Share (Tables)

Net Income per Share (Tables)	6 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following is a reconciliation of the numerator and denominator of basic and diluted net income per share of common stock as of the dates indicated: Six Months Ended December 31, 2023 Year Ended June 30, 2023 2022 2021 Numerator Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675 Allocation of earnings to participating securities (219) (411) (310) (145) Numerator for basic EPS - net income available to common stockholders $ 28,078 $ 44,193 $ 35,343 $ 15,530 Dilutive effect of participating securities — — — 4 Numerator for diluted EPS $ 28,078 $ 44,193 $ 35,343 $ 15,534 Denominator Weighted-average common shares outstanding - basic 16,806,273 15,698,618 15,516,173 16,078,066 Dilutive effect of assumed exercise of stock options 7,903 82,888 294,236 417,049 Weighted-average common shares outstanding - diluted 16,814,176 15,781,506 15,810,409 16,495,115 Net income per share - basic $ 1.67 $ 2.82 $ 2.27 $ 0.96 Net income per share - diluted $ 1.67 $ 2.80 $ 2.23 $ 0.94

Commitment and Contingencies (T

Commitment and Contingencies (Tables)	11 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Loan Commitments Outstanding	The table below presents details of loan commitments outstanding as of the dates indicated: December 31, 2023 June 30, 2023 June 30, 2022 Variable rate commitments $ 42,826 $ 45,533 $ 23,159 Fixed rate commitments (1) 27,682 40,860 81,586 Total loan commitments $ 70,508 $ 86,393 $ 104,745 Range of fixed interest rates 2.11% - 11.25% 1.74% - 11.00% 1.41% - 9.00% Undisbursed portions of construction loans $ 170,425 $ 220,818 $ 312,893 Pre-approved but unused lines of credit (2) $ 690,566 $ 608,169 $ 485,239 (1) Fixed rate commitments had terms ranging from three (2) Principally second mortgage home equity loans and overdraft protection loans.

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	6 Months Ended
	Dec. 31, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	HomeTrust Bancshares, Inc. and the Bank's actual and required minimum capital amounts and ratios are as follows: Regulatory Requirements Actual Minimum for Capital Minimum to Be Amount Ratio Amount Ratio Amount Ratio HomeTrust Bancshares, Inc. December 31, 2023 CET1 Capital (to risk-weighted assets) $ 463,946 11.33 % $ 184,256 4.50 % $ 266,148 6.50 % Tier 1 Capital (to total adjusted assets) 473,966 10.84 174,910 4.00 218,638 5.00 Tier 1 Capital (to risk-weighted assets) 473,966 11.58 245,675 6.00 327,567 8.00 Total Risk-based Capital (to risk-weighted assets) 517,942 12.65 327,567 8.00 409,458 10.00 June 30, 2023 CET1 Capital (to risk-weighted assets) $ 437,768 10.60 % $ 185,794 4.50 % $ 268,370 6.50 % Tier 1 Capital (to total adjusted assets) 447,738 10.39 172,328 4.00 215,411 5.00 Tier 1 Capital (to risk-weighted assets) 447,738 10.84 247,726 6.00 330,301 8.00 Total Risk-based Capital (to risk-weighted assets) 487,298 11.80 330,301 8.00 412,876 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 372,797 10.76 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 372,797 10.50 142,028 4.00 177,535 5.00 Tier 1 Capital (to risk-weighted assets) 372,797 10.76 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 395,962 11.43 277,057 8.00 346,321 10.00 HomeTrust Bank December 31, 2023 CET1 Capital (to risk-weighted assets) $ 484,238 11.83 % $ 184,249 4.50 % $ 266,137 6.50 % Tier 1 Capital (to total adjusted assets) 484,238 11.08 174,849 4.00 218,562 5.00 Tier 1 Capital (to risk-weighted assets) 484,238 11.83 245,665 6.00 327,553 8.00 Total Risk-based Capital (to risk-weighted assets) 528,214 12.90 327,553 8.00 409,442 10.00 June 30, 2023 CET1 Capital (to risk-weighted assets) $ 459,871 11.14 % $ 185,791 4.50 % $ 268,365 6.50 % Tier 1 Capital (to total adjusted assets) 459,871 10.68 172,221 4.00 215,277 5.00 Tier 1 Capital (to risk-weighted assets) 459,871 11.14 247,721 6.00 330,295 8.00 Total Risk-based Capital (to risk-weighted assets) 499,431 12.10 330,295 8.00 412,869 10.00 June 30, 2022 CET1 Capital (to risk-weighted assets) $ 358,600 10.35 % $ 155,844 4.50 % $ 225,108 6.50 % Tier 1 Capital (to total adjusted assets) 358,600 10.11 141,814 4.00 177,267 5.00 Tier 1 Capital (to risk-weighted assets) 358,600 10.35 207,792 6.00 277,057 8.00 Total Risk-based Capital (to risk-weighted assets) 381,765 11.02 277,057 8.00 346,321 10.00

Parent Company Only Condensed_2

Parent Company Only Condensed Financial Information (Tables)	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheet	The following tables present parent company only condensed financial information: Condensed Balance Sheets December 31, 2023 June 30, 2023 June 30, 2022 Assets Cash and cash equivalents $ 1,219 $ 924 $ 6,852 Investment in bank subsidiary 520,185 493,289 374,648 ESOP loan receivable 5,094 5,630 6,154 Other assets 2,223 1,626 1,252 Total assets $ 528,721 $ 501,469 $ 388,906 Liabilities and stockholders’ equity Junior subordinated debt $ 10,021 $ 9,971 $ — Revolving line of credit 18,763 20,263 — Other liabilities 44 49 61 Stockholders’ equity 499,893 471,186 388,845 Total liabilities and stockholders’ equity $ 528,721 $ 501,469 $ 388,906
Condensed Income Statement	Six Months Ended December 31, 2023 Year Ended June 30, Condensed Statements of Income 2023 2022 2021 Income Interest income $ 66 $ 137 $ 149 $ 158 Equity in undistributed bank subsidiary income 29,606 45,867 36,281 16,246 Total income 29,672 46,004 36,430 16,404 Expense Interest expense - junior subordinated debt 475 327 — — Interest expense - revolving line of credit 901 663 — — Management fee expense 269 528 516 474 Other 131 270 261 255 Total expense 1,776 1,788 777 729 Income before income taxes 27,896 44,216 35,653 15,675 Income tax benefit (401) (388) — — Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675
Condensed Cash Flow Statement		Six Months Ended December 31, 2023 Year Ended June 30, Condensed Statement of Cash Flows 2023 2022 2021 Operating activities Net income $ 28,297 $ 44,604 $ 35,653 $ 15,675 Adjustments to reconcile net income to net cash provided by operating activities: Gain on sale of OREO — — (3) — Increase in other assets (597) (348) (11) (435) Equity in undistributed bank subsidiary income (29,606) (45,867) (36,281) (16,246) ESOP compensation expense 640 1,279 1,502 1,125 Share-based compensation expense 755 1,854 2,152 2,102 Increase (decrease) in other liabilities 45 (256) (37) (61) Net cash provided by (used in) operating activities (466) 1,266 2,975 2,160 Investing activities Increase in investment in bank subsidiary (741) (1,490) (1,707) (1,330) Dividends from bank subsidiary 6,000 15,000 38,389 21,416 ESOP principal payments received 536 524 511 253 Proceeds from sale of OREO — — 146 — Net cash paid in merger — (15,330) — — Net cash provided by (used in) investing activities 5,795 (1,296) 37,339 20,339 Financing activities Net increase (decrease) in revolving line of credit (1,500) 20,263 — — Repayment of long-term debt — (24,728) — — Common stock repurchased — — (43,348) (16,155) Cash dividends paid (3,547) (6,229) (5,452) (5,018) Retired stock (139) (344) (345) (204) Exercised stock options 152 5,140 6,081 4,592 Net cash used in financing activities (5,034) (5,898) (43,064) (16,785) Net increase (decrease) in cash and cash equivalents 295 (5,928) (2,750) 5,714 Cash and cash equivalents at beginning of period 924 6,852 9,602 3,888 Cash and cash equivalents at end of period $ 1,219 $ 924 $ 6,852 $ 9,602

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: December 31, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale MBS, residential $ 104,499 $ — $ 104,499 $ — Municipal bonds 3,409 — 3,409 — Corporate bonds 19,042 — 19,042 — Total debt securities available for sale $ 126,950 $ — $ 126,950 $ — Loans held for sale $ 3,359 $ — $ 3,359 $ — June 30, 2023 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 14,714 $ — $ 14,714 $ — MBS, residential 107,414 — 107,414 — Municipal bonds 3,388 — 3,388 — Corporate bonds 26,410 — 26,410 — Total debt securities available for sale $ 151,926 $ — $ 151,926 $ — Loans held for sale $ 6,947 $ — $ 6,947 $ — June 30, 2022 Total Level 1 Level 2 Level 3 Debt securities available for sale U.S government agencies $ 18,459 $ — $ 18,459 $ — MBS, residential 47,233 — 47,233 — Municipal bonds 5,558 — 5,558 — Corporate bonds 55,728 — 55,728 — Total debt securities available for sale $ 126,978 $ — $ 126,978 $ —
Fair Value Measurements, Nonrecurring	The following table presents financial assets measured at fair value on a non-recurring basis at the dates indicated: December 31, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 438 $ — $ — $ 438 Commercial loans Commercial and industrial 108 — — 108 Equipment finance 578 — — 578 Total $ 1,124 $ — $ — $ 1,124 June 30, 2023 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial real estate loans Commercial real estate - owner occupied $ 364 $ — $ — $ 364 Commercial loans Commercial and industrial 167 — — 167 Total $ 531 $ — $ — $ 531 June 30, 2022 Total Level 1 Level 2 Level 3 Collateral dependent loans Commercial loans Commercial and industrial $ 415 $ — $ — $ 415
Fair Value, by Balance Sheet Grouping		The stated carrying value and estimated fair value amounts of financial instruments as of December 31, 2023, June 30, 2023 and June 30, 2022, are summarized below: December 31, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 347,140 347,140 $ 347,140 $ — $ — Certificates of deposit in other banks 34,722 34,722 — 34,722 — Debt securities available for sale, at fair value 126,950 126,950 — 126,950 — FHLB and FRB stock 18,393 N/A N/A N/A N/A SBIC investments, at cost 13,789 13,789 — — 13,789 Loans held for sale, at fair value 3,359 3,359 3,359 — — Loans held for sale, at the lower of cost or fair value 198,433 200,869 — — 200,869 Loans, net 3,591,381 3,472,491 — — 3,472,491 Accrued interest receivable 16,902 16,902 107 656 16,139 Liabilities Noninterest-bearing and NOW deposits 1,376,220 1,376,220 — 1,376,220 — Money market accounts 1,246,807 1,246,807 — 1,246,807 — Savings accounts 194,486 194,486 — 194,486 — Certificates of deposit 843,860 839,501 — 839,501 — Junior subordinated debt 10,021 9,767 — 9,767 — Borrowings 433,763 433,747 — 433,747 — Accrued interest payable 6,849 6,849 — 6,849 — June 30, 2023 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 303,497 $ 303,497 $ 303,497 $ — $ — Certificates of deposit in other banks 33,152 33,152 — 33,152 — Debt securities available for sale, at fair value 151,926 151,926 — 151,926 — FHLB and FRB stock 20,208 N/A N/A N/A N/A SBIC investments, at cost 14,927 14,927 — — 14,927 Loans held for sale, at fair value 6,947 6,947 6,947 — — Loans held for sale, at the lower of cost or fair value 161,703 163,874 — — 163,874 Loans, net 3,611,630 3,455,390 — — 3,455,390 Accrued interest receivable 14,829 14,829 99 410 14,320 Liabilities Noninterest-bearing and NOW deposits 1,436,586 1,436,586 — 1,436,586 — Money market accounts 1,241,840 1,241,840 — 1,241,840 — Savings accounts 212,220 212,220 — 212,220 — Certificates of deposit 710,522 701,965 — 701,965 — Junior subordinated debt 9,971 9,746 — 9,746 — Borrowings 457,263 457,213 — 457,213 — Accrued interest payable 3,537 3,537 — 3,537 — June 30, 2022 Carrying Fair Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 105,119 $ 105,119 $ 105,119 $ — $ — Commercial paper, net 194,427 194,427 194,427 — — Certificates of deposit in other banks 23,551 23,551 — 23,551 — Debt securities available for sale, at fair value 126,978 126,978 — 126,978 — FHLB and FRB stock 9,326 N/A N/A N/A N/A SBIC investments, at cost 12,758 12,758 — — 12,758 Loans held for sale 79,307 80,489 — — 80,489 Loans, net 2,734,605 2,687,293 — — 2,687,293 Accrued interest receivable 8,573 8,573 24 580 7,969 Liabilities Noninterest-bearing and NOW deposits 1,400,727 1,400,727 — 1,400,727 — Money market accounts 969,661 969,661 — 969,661 — Savings accounts 238,197 238,197 — 238,197 — Certificates of deposit 491,176 485,452 — 485,452 — Accrued interest payable 80 80 — 80 —

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Narrative (Details) - USD ($)	6 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Feb. 12, 2023	Jun. 30, 2022
Short-Term Debt [Line Items]
Interest or penalties accrued	$ 0	$ 0		$ 28,000
Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	10 years
Minimum
Short-Term Debt [Line Items]
Loans held-for-sale, term	90 days
Minimum | Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	5 years
Maximum
Short-Term Debt [Line Items]
Loans held-for-sale, term	180 days
Maximum | Core Deposits
Short-Term Debt [Line Items]
Finite-lived intangible asset, useful life	10 years
SBA
Short-Term Debt [Line Items]
Loans held-for-sale, term	25 years
Equipment finance | Commercial loans
Short-Term Debt [Line Items]
Loan, term	5 years
Commercial paper, net
Short-Term Debt [Line Items]
Maturities of short-term debt of investment graded corporations (less than)	1 year
Maximum amount of instruments per issuer	$ 15,000,000
Quantum
Short-Term Debt [Line Items]
Business acquisition, percentage of voting interests acquired			100%

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Condensed Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Accounting Policies [Abstract]
Interest income	$ 124,684	$ 77,329	$ 187,126	$ 116,114	$ 118,733
Interest expense	40,601	5,264	29,711	5,340	15,411
Net interest income	84,083	72,065	157,415	110,774	103,322
Provision (benefit) for credit losses	5,930	6,227	15,392	(592)	(7,135)
Net interest income after provision (benefit) for credit losses	78,153	65,838	142,023	111,366	110,457
Noninterest income	16,875	15,852	31,050	39,109	39,821
Noninterest expense	59,345	52,165	115,909	105,097	131,182
Income before income taxes	35,683	29,525	57,164	45,378	19,096
Income tax expense (benefit)	7,386	6,668	12,560	9,725	3,421
Net income	$ 28,297	$ 22,857	$ 44,604	$ 35,653	$ 15,675
Net income per share - basic (in dollars per share)	$ 1.67	$ 1.51	$ 2.82	$ 2.27	$ 0.96
Net income per share - diluted (in dollars per share)	$ 1.67	$ 1.50	$ 2.80	$ 2.23	$ 0.94
Net cash provided by (used in) operating activities	$ (11,430)	$ 20,431	$ (42,396)	$ 33,128	$ 9,559
Net cash provided by (used in) investing activities	21,902	(36,883)	(121,133)	34,845	149,499
Net cash provided by financing activities	33,171	76,367	361,907	(13,844)	(229,690)
Net increase (decrease) in cash and cash equivalents	43,643	59,915	198,378	54,129	(70,632)
Cash and cash equivalents at beginning of period	303,497	105,119	105,119	50,990	121,622
Cash and cash equivalents at end of period	$ 347,140	$ 165,034	$ 303,497	$ 105,119	$ 50,990

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements (Details) - USD ($) $ in Thousands			6 Months Ended	12 Months Ended
	Jul. 01, 2023	Jul. 01, 2020	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Retained earnings			$ 333,401	$ 308,651	$ 270,276
Allowance for credit loss			48,641	47,193	34,690	$ 35,468	$ 28,072
Off-balance sheet credit exposures			(970)	253	981	$ 35
Deferred tax assets			$ 11,796	$ 10,912	$ 11,487
Financing receivable, individually evaluated for impairment, decrease	$ 1,900
Cumulative-effect adjustment due to the adoption of ASU 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Retained earnings		$ 13,358
Allowance for credit loss		(14,809)					$ 14,809
Off-balance sheet credit exposures		2,288
ACL on commercial paper		250
Deferred tax assets		$ 3,989

Merger with Quantum - Narrative

Merger with Quantum - Narrative (Details) $ in Thousands	Feb. 12, 2023 USD ($) location	Dec. 31, 2023 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Business Acquisition [Line Items]
Number of locations | location	2
Goodwill		$ 34,111	$ 34,111	$ 25,638
Quantum
Business Acquisition [Line Items]
Aggregate amount of consideration to be paid	$ 70,771
Prepaid cash consideration to stockholders	15,869
Goodwill	$ 8,473

Merger with Quantum - Schedule

Merger with Quantum - Schedule of Recognized Identified Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	11 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Feb. 12, 2023
Business Acquisition [Line Items]
Deposits		$ 570,602
Quantum
Business Acquisition [Line Items]
Cash and cash equivalents	$ 47,769		$ 47,769
Debt securities available for sale	10,608		10,608
FHLB and FRB stock	1,125		1,125
Loans	561,933		567,140
Premises and equipment	9,083		4,415
Accrued interest receivable	1,706		1,706
BOLI	9,066		9,066
Core deposit intangibles	12,210		0
Other assets	3,117		2,727
Total assets acquired	656,617		644,556
Deposits	570,602		570,419
Junior subordinated debt	9,933		11,341
Other borrowings	24,728		24,728
Deferred income taxes	1,591		0
Other liabilities	3,334		3,334
Total liabilities assumed	610,188		$ 609,822
Net assets acquired	46,429
Adjustments, existing allowance for loan losses	5,972
Recognition of an ACL on PCD loans	369	$ 369
Estimated credit fair value mark on the non-PCD loan portfolio	2,932
Estimated interest rate fair value adjustment on the loan portfolio as a whole	7,878
Quantum | Fair Value Adjustments
Business Acquisition [Line Items]
Fair Value Adjustments, Loans	(5,207)
Fair Value Adjustments, Premises and equipment	4,668
Fair Value Adjustments, Core deposit intangibles	12,210
Fair Value Adjustments, Other assets	569
Fair Value Adjustments, Total assets acquired	12,240
Fair Value Adjustments, Deposits	183
Fair Value Adjustments, Junior subordinated debt	(1,408)
Fair Value Adjustments, Deferred income taxes	1,341
Fair Value Adjustments, Total liabilities assumed	116
Quantum | Provisional Period Adjustments
Business Acquisition [Line Items]
Fair Value Adjustments, Other assets	(179)
Fair Value Adjustments, Total assets acquired	(179)
Fair Value Adjustments, Deferred income taxes	250
Fair Value Adjustments, Total liabilities assumed	$ 250

Merger with Quantum - Schedul_2

Merger with Quantum - Schedule of Business Acquisitions, by Acquisition (Details) $ / shares in Units, $ in Thousands	Mar. 30, 2023 USD ($) $ / shares	Feb. 12, 2023 USD ($) shares	Dec. 31, 2023 USD ($)	Jun. 30, 2023 USD ($)	Feb. 10, 2023 $ / shares	Jun. 30, 2022 USD ($)
Business Acquisition [Line Items]
Goodwill			$ 34,111	$ 34,111		$ 25,638
Quantum
Business Acquisition [Line Items]
Shares of Quantum (in shares) | shares		574,157,000
Exchange ratio		2,394.2000
Shares issued for merger (in shares) | shares		1,374,647,000,000
Price per share (in dollars per share) | $ / shares	$ 57.54				$ 27.45
HomeTrust common stock consideration	$ 33,037	$ 37,734
Cash consideration		17,168
Total consideration		54,902
Goodwill		$ 8,473

Debt Securities - Schedule of A

Debt Securities - Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	$ 128,964	$ 157,251	$ 130,099
Gross Unrealized Gains	1,194	0	40
Gross Unrealized Losses	(3,208)	(5,325)	(3,161)
Estimated Fair Value	126,950	151,926	126,978
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost		15,000	18,993
Gross Unrealized Gains		0	5
Gross Unrealized Losses		(286)	(539)
Estimated Fair Value		14,714	18,459
MBS, residential
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	105,477	110,865	48,377
Gross Unrealized Gains	1,194	0	3
Gross Unrealized Losses	(2,172)	(3,451)	(1,147)
Estimated Fair Value	104,499	107,414	47,233
Municipal bonds
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	3,487	3,505	5,545
Gross Unrealized Gains	0	0	31
Gross Unrealized Losses	(78)	(117)	(18)
Estimated Fair Value	3,409	3,388	5,558
Corporate bonds
Debt Securities, Available-for-sale [Line Items]
Debt securities, available-for-sale, amortized cost	20,000	27,881	57,184
Gross Unrealized Gains	0	0	1
Gross Unrealized Losses	(958)	(1,471)	(1,457)
Estimated Fair Value	$ 19,042	$ 26,410	$ 55,728

Debt Securities - Schedule of I

Debt Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Amortized Cost
Due within one year	$ 15,000	$ 37,881	$ 35,350
Due after one year through five years	3,487	2,994	40,325
Due after five years through ten years	5,000	5,511	6,047
Due after ten years	0	0	0
Total	128,964	157,251	130,099
Estimated Fair Value
Due within one year	14,848	37,060	34,956
Due after one year through five years	3,409	2,903	39,018
Due after five years through ten years	4,194	4,549	5,771
Due after ten years	0	0	0
Total	126,950	151,926	126,978
Mortgage-backed Securities
Amortized Cost
Total	105,477	110,865	48,377
Estimated Fair Value
Total	$ 104,499	$ 107,414	$ 47,233

Debt Securities - Narrative (De

Debt Securities - Narrative (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023 USD ($) security	Jun. 30, 2023 USD ($) security	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)
Debt Securities, Available-for-sale [Line Items]
Proceeds from sale of debt securities available for sale	$ 0	$ 0	$ 1,895	$ 0
Number of debt securities sold | security			7
Gain on sale of debt securities available for sale	0	0	$ 1,895	$ 0
Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)	126,950	151,926	126,978
Market value of available-for-sale securities pledged as collateral	$ 43,144	$ 40,475	$ 41,876
Number of securities with unrealized losses | security	187	205	177
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)	Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)	Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)
Debt securities, available-for-sale, accrued interest	$ 469	$ 532	$ 533
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Debt securities available for sale, at fair value (amortized cost of $128,964,$157,251 and $130,099 at December 31, 2023, June 30, 2023 and June 30, 2022, respectively)	$ 43,846	$ 42,329	$ 43,187

Debt Securities - Schedule of_2

Debt Securities - Schedule of Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Fair Value
Less than 12 Months, Fair Value	$ 47,596	$ 86,308	$ 97,543
12 Months or More, Fair Value	56,283	64,868	19,542
Total fair value	103,879	151,176	117,085
Unrealized Losses
Less than 12 Months, Unrealized Losses	(525)	(1,886)	(2,281)
12 Months or More, Unrealized Losses	(2,683)	(3,439)	(880)
Total, unrealized losses	(3,208)	(5,325)	(3,161)
U.S. government agencies
Fair Value
Less than 12 Months, Fair Value		0	14,461
12 Months or More, Fair Value		14,714	0
Total fair value		14,714	14,461
Unrealized Losses
Less than 12 Months, Unrealized Losses		0	(539)
12 Months or More, Unrealized Losses		(286)	0
Total, unrealized losses		(286)	(539)
MBS, residential
Fair Value
Less than 12 Months, Fair Value	46,978	83,281	41,658
12 Months or More, Fair Value	35,200	24,133	5,269
Total fair value	82,178	107,414	46,927
Unrealized Losses
Less than 12 Months, Unrealized Losses	(393)	(1,674)	(994)
12 Months or More, Unrealized Losses	(1,779)	(1,777)	(153)
Total, unrealized losses	(2,172)	(3,451)	(1,147)
Municipal bonds
Fair Value
Less than 12 Months, Fair Value			1,970
12 Months or More, Fair Value			0
Total fair value			1,970
Unrealized Losses
Less than 12 Months, Unrealized Losses			(18)
12 Months or More, Unrealized Losses			0
Total, unrealized losses			(18)
Corporate bonds
Fair Value
Less than 12 Months, Fair Value	618	607	39,454
12 Months or More, Fair Value	17,674	25,053	14,273
Total fair value	18,292	25,660	53,727
Unrealized Losses
Less than 12 Months, Unrealized Losses	(132)	(143)	(730)
12 Months or More, Unrealized Losses	(826)	(1,328)	(727)
Total, unrealized losses	(958)	(1,471)	$ (1,457)
Municipal bonds
Fair Value
Less than 12 Months, Fair Value	0	2,420
12 Months or More, Fair Value	3,409	968
Total fair value	3,409	3,388
Unrealized Losses
Less than 12 Months, Unrealized Losses	0	(69)
12 Months or More, Unrealized Losses	(78)	(48)
Total, unrealized losses	$ (78)	$ (117)

Loans Held For Sale (Details)

Loans Held For Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	$ 198,433	$ 161,703	$ 79,307
Loans held for sale, at fair value	3,359	6,947	0
Amortized cost of loans held for sale	3,286	6,902	0
One-to-four family
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	0	0	4,176
SBA
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	30,650	28,804	14,774
HELOCs
Accounts, Notes, Loans and Financing Receivable
Total loans held for sale, at the lower of cost or fair value	$ 167,783	$ 132,899	$ 60,357

Premises and Equipment - Proper

Premises and Equipment - Property, Plant and Equipment (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Property, Plant and Equipment [Abstract]
Land	$ 25,818	$ 26,496	$ 24,332
Office buildings	75,278	75,357	68,385
Furniture, fixtures and equipment	19,738	19,899	16,550
Total	120,834	121,752	109,267
Less: accumulated depreciation	(49,897)	(48,581)	(40,173)
Premises and equipment, net	70,937	73,171	69,094
Depreciation and amortization of premises and equipment and equipment for operating leases	$ 1,968	$ 4,152	$ 3,986	$ 3,634

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses on Loans - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	$ 3,640,022	$ 3,658,823	$ 2,769,295
Allowance for credit losses – loans	(48,641)	(47,193)	(34,690)	$ (35,468)	$ (28,072)
Loans, net	$ 3,591,381	$ 3,611,630	$ 2,734,605
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable	Accrued interest receivable	Accrued interest receivable
Accrued interest receivable	$ 16,218	$ 14,101	$ 7,969
Commercial real estate loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	1,806,131	1,869,907	1,370,105
Allowance for credit losses – loans	(20,323)	(20,690)	(13,414)	(15,084)	(15,413)
Commercial real estate loans | Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	305,269	356,674	291,202
Commercial real estate loans | Commercial real estate - owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	536,545	529,721	335,658
Commercial real estate loans | Commercial real estate - non-owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	875,694	901,685	662,159
Commercial real estate loans | Multifamily
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	88,623	81,827	81,086
Commercial loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	853,120	849,851	717,620
Allowance for credit losses – loans	(17,026)	(15,216)	(12,036)	(9,663)	(5,703)
Commercial loans | Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	237,255	245,428	193,313
Commercial loans | Equipment finance
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	465,573	462,211	394,541
Commercial loans | Municipal Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	150,292	142,212	129,766
Residential real estate loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	866,929	826,970	596,187
Allowance for credit losses – loans	(9,284)	(9,284)	(7,611)	(8,185)	(5,685)
Residential real estate loans | Construction and land development
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	96,646	110,074	81,847
Residential real estate loans | One-to-four family
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	584,405	529,703	354,203
Residential real estate loans | HELOCs
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	185,878	187,193	160,137
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of deferred loan fees and costs	113,842	112,095	85,383
Allowance for credit losses – loans	$ (2,008)	$ (2,003)	$ (1,629)	$ (2,536)	$ (1,271)

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses on Loans - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	11 Months Ended	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Feb. 12, 2023
Accounts, Notes, Loans and Financing Receivable
Off-balance sheet credit exposures	$ (970)		$ 253	$ 981	$ 35
Commercial paper, credit loss, expense (reversal)	0		(250)	(100)	100
Provision for credit losses	6,900		15,389	(1,472)	$ (7,270)
Unfunded commitments	2,587	$ 2,587	3,557	3,304
Executive Officers and Directors
Accounts, Notes, Loans and Financing Receivable
Loans, net	209	209	215	231
Executive Officers and Directors | Unfunded Loan Commitment
Accounts, Notes, Loans and Financing Receivable
Loans, net	3	3	14	$ 14
Quantum
Accounts, Notes, Loans and Financing Receivable
Loans	$ 561,933	561,933				$ 567,140
Provision for credit losses			4,921
Recognition of an ACL on PCD loans		$ 369	$ 369

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses on Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Recorded Investment
Loans, net of deferred loan fees and costs	$ 3,640,022	$ 3,658,823	$ 2,769,295
Commercial real estate loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	69,374	175,329	186,046
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	206,945	306,280	220,075
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	328,032	257,555	157,837
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	297,637	182,254	111,782
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	184,895	131,161	121,066
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	504,395	422,940	293,469
Financing Receivable, Excluding Accrued Interest, Revolving	214,853	394,388	279,830
Loans, net of deferred loan fees and costs	1,806,131	1,869,907	1,370,105
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	290
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	290
Commercial real estate loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	69,374	175,329	185,175
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	203,718	305,549	220,075
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	325,643	256,570	157,441
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	297,189	179,894	111,335
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	176,055	130,373	106,645
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	492,987	408,681	283,672
Financing Receivable, Excluding Accrued Interest, Revolving	214,853	389,087	274,755
Loans, net of deferred loan fees and costs	1,779,819	1,845,483	1,339,098
Commercial real estate loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	149	250	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,731	909	396
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	447	2,017	447
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,033	389	13,844
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,082	7,545	7,151
Financing Receivable, Excluding Accrued Interest, Revolving	0	5,301	4,677
Loans, net of deferred loan fees and costs	8,442	16,411	26,515
Commercial real estate loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	871
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,078	481	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	658	76	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1	343	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,518	399	577
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,114	6,714	2,646
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	398
Loans, net of deferred loan fees and costs	17,369	8,013	4,492
Commercial real estate loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	289	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	212	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	501	0	0
Commercial real estate loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Construction and land development
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,226	27,234	22,859
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	47,501	26,711	5,686
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	47,644	5,469	627
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,039	2,226	2,089
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	201	1,560	1,092
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,581	5,859	5,983
Financing Receivable, Excluding Accrued Interest, Revolving	175,077	287,615	252,866
Loans, net of deferred loan fees and costs	305,269	356,674	291,202
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial real estate loans | Construction and land development | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,226	27,234	21,988
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	47,501	26,157	5,686
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	47,365	5,469	627
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,039	2,226	2,089
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	201	1,560	1,092
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,581	5,836	5,819
Financing Receivable, Excluding Accrued Interest, Revolving	175,077	287,615	248,189
Loans, net of deferred loan fees and costs	304,990	356,097	285,490
Commercial real estate loans | Construction and land development | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	73	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	97
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	4,677
Loans, net of deferred loan fees and costs	0	73	4,774
Commercial real estate loans | Construction and land development | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	871
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	481	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	279	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	23	67
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	279	504	938
Commercial real estate loans | Construction and land development | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Construction and land development | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Commercial real estate - owner occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	33,918	58,671	55,167
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	61,239	106,915	71,429
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	104,532	92,560	46,061
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	87,237	70,414	44,204
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	71,844	54,936	22,297
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	164,587	122,241	79,245
Financing Receivable, Excluding Accrued Interest, Revolving	13,188	23,984	17,255
Loans, net of deferred loan fees and costs	536,545	529,721	335,658
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	290
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	290
Commercial real estate loans | Commercial real estate - owner occupied | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	33,918	58,671	55,167
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	61,090	106,738	71,429
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	104,005	91,575	45,665
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	86,789	68,054	43,786
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	69,184	54,176	21,720
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	157,790	115,425	74,602
Financing Receivable, Excluding Accrued Interest, Revolving	13,188	23,984	16,857
Loans, net of deferred loan fees and costs	525,964	518,623	329,226
Commercial real estate loans | Commercial real estate - owner occupied | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	149	177	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	148	909	396
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	447	2,017	418
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	2,033	361	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,699	3,437	2,416
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	6,476	6,901	3,230
Commercial real estate loans | Commercial real estate - owner occupied | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	379	76	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1	343	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	338	399	577
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,886	3,379	2,227
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	398
Loans, net of deferred loan fees and costs	3,604	4,197	3,202
Commercial real estate loans | Commercial real estate - owner occupied | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	289	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	212	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	501	0	0
Commercial real estate loans | Commercial real estate - owner occupied | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Commercial real estate - non-owner occupied
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	11,715	85,574	97,885
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	94,406	156,244	122,975
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	155,676	137,659	95,268
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	179,950	99,442	56,846
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	101,929	68,794	94,881
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	306,459	272,163	187,090
Financing Receivable, Excluding Accrued Interest, Revolving	25,559	81,809	7,214
Loans, net of deferred loan fees and costs	875,694	901,685	662,159
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial real estate loans | Commercial real estate - non-owner occupied | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	11,715	85,574	97,885
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	91,328	156,244	122,975
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	155,676	137,659	95,268
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	179,950	99,442	56,846
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	95,749	68,794	81,037
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	302,216	265,099	182,664
Financing Receivable, Excluding Accrued Interest, Revolving	25,559	76,508	7,214
Loans, net of deferred loan fees and costs	862,193	889,320	643,889
Commercial real estate loans | Commercial real estate - non-owner occupied | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	13,844
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	294	4,047	4,421
Financing Receivable, Excluding Accrued Interest, Revolving	0	5,301	0
Loans, net of deferred loan fees and costs	294	9,348	18,265
Commercial real estate loans | Commercial real estate - non-owner occupied | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,078	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,180	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,949	3,017	5
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	13,207	3,017	5
Commercial real estate loans | Commercial real estate - non-owner occupied | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Commercial real estate - non-owner occupied | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Multifamily
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	5,515	3,850	10,135
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,799	16,410	19,985
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	20,180	21,867	15,881
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	21,411	10,172	8,643
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	10,921	5,871	2,796
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	25,768	22,677	21,151
Financing Receivable, Excluding Accrued Interest, Revolving	1,029	980	2,495
Loans, net of deferred loan fees and costs	88,623	81,827	81,086
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial real estate loans | Multifamily | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	5,515	3,850	10,135
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,799	16,410	19,985
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	18,597	21,867	15,881
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	21,411	10,172	8,614
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	10,921	5,843	2,796
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	25,400	22,321	20,587
Financing Receivable, Excluding Accrued Interest, Revolving	1,029	980	2,495
Loans, net of deferred loan fees and costs	86,672	81,443	80,493
Commercial real estate loans | Multifamily | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,583	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	29
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	28	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	89	61	217
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	1,672	89	246
Commercial real estate loans | Multifamily | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	279	295	347
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	279	295	347
Commercial real estate loans | Multifamily | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Multifamily | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	115,736	290,040	276,659
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	263,546	239,238	160,982
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	202,306	108,195	86,632
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	86,153	60,086	49,105
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	47,387	28,028	21,677
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	75,958	65,174	60,437
Financing Receivable, Excluding Accrued Interest, Revolving	62,034	59,090	62,128
Loans, net of deferred loan fees and costs	853,120	849,851	717,620
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1,887
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	1,314
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	723
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	603
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	632
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	5,159
Commercial loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	115,736	288,893	276,427
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	258,644	236,798	159,277
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	198,574	106,500	85,009
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	84,957	58,650	46,878
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	45,006	26,457	21,677
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	75,053	65,127	60,385
Financing Receivable, Excluding Accrued Interest, Revolving	58,063	55,181	55,834
Loans, net of deferred loan fees and costs	836,033	837,606	705,487
Commercial loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	805	200
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	667	1,135	714
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	893	607	1,262
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	541	620	911
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	395	460	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	333	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	1,957
Loans, net of deferred loan fees and costs	2,829	3,627	5,044
Commercial loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	877	13	893
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	341	255	361
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	29	618	1,311
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,380	973	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	441	43	52
Financing Receivable, Excluding Accrued Interest, Revolving	3,707	3,649	4,337
Loans, net of deferred loan fees and costs	6,775	5,551	6,954
Commercial loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	342	32
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	3,358	1,292	98
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	2,498	833	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	626	198	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	606	134	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	264	260	0
Loans, net of deferred loan fees and costs	7,352	3,059	135
Commercial loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	4	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	131	4	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	131	8	0
Commercial loans | Commercial and industrial
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,711	57,377	70,863
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	54,140	73,011	22,648
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	57,774	19,348	12,250
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	14,333	14,633	10,893
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	13,752	7,549	6,338
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	23,342	21,667	20,908
Financing Receivable, Excluding Accrued Interest, Revolving	55,203	51,843	49,413
Loans, net of deferred loan fees and costs	237,255	245,428	193,313
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	1,337
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	402
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	184
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	574
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	618
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	3,115
Commercial loans | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,711	57,377	70,863
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	52,427	72,662	21,434
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	57,206	18,845	11,647
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	14,146	13,849	9,377
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	12,096	6,441	6,338
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	22,823	21,620	20,856
Financing Receivable, Excluding Accrued Interest, Revolving	51,232	47,934	43,119
Loans, net of deferred loan fees and costs	228,641	238,728	183,634
Commercial loans | Commercial and industrial | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	329	327	346
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	227	467	260
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	158	179	364
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	54	116	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	81	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	1,957
Loans, net of deferred loan fees and costs	849	1,089	2,927
Commercial loans | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	671	13	770
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	341	28	343
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	29	605	1,152
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,380	858	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	307	43	52
Financing Receivable, Excluding Accrued Interest, Revolving	3,707	3,649	4,337
Loans, net of deferred loan fees and costs	6,435	5,196	6,654
Commercial loans | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	713	9	98
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	8	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	222	134	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	264	260	0
Loans, net of deferred loan fees and costs	1,199	411	98
Commercial loans | Commercial and industrial | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	131	4	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	131	4	0
Commercial loans | Equipment finance
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	83,332	201,201	186,371
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	175,893	138,317	113,817
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	116,527	74,555	65,420
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	58,304	37,241	27,178
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	26,277	10,641	1,755
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	5,240	256	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	465,573	462,211	394,541
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	550
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	912
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	539
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	29
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	14
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	2,044
Commercial loans | Equipment finance | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	83,332	200,054	186,139
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	172,704	136,226	113,363
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	113,363	73,363	64,400
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	57,295	36,589	26,467
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	25,552	10,178	1,755
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,854	256	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	457,100	456,666	392,124
Commercial loans | Equipment finance | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	805	200
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	338	808	331
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	666	140	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	383	441	547
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	341	344	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	252	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	1,980	2,538	2,080
Commercial loans | Equipment finance | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	206	0	123
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	227	18
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	13	159
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	115	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	134	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	340	355	300
Commercial loans | Equipment finance | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	342	32
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	2,645	1,283	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	2,498	825	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	626	198	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	384	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	6,153	2,648	37
Commercial loans | Equipment finance | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	4	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	4	0
Commercial loans | Municipal Loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	13,693	31,462	19,425
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	33,513	27,910	24,517
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	28,005	14,292	8,962
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	13,516	8,212	11,034
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	7,358	9,838	13,584
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	47,376	43,251	39,529
Financing Receivable, Excluding Accrued Interest, Revolving	6,831	7,247	12,715
Loans, net of deferred loan fees and costs	150,292	142,212	129,766
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Commercial loans | Municipal Loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	13,693	31,462	19,425
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	33,513	27,910	24,480
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	28,005	14,292	8,962
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	13,516	8,212	11,034
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	7,358	9,838	13,584
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	47,376	43,251	39,529
Financing Receivable, Excluding Accrued Interest, Revolving	6,831	7,247	12,715
Loans, net of deferred loan fees and costs	150,292	142,212	129,729
Commercial loans | Municipal Loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	37
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	37
Commercial loans | Municipal Loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans | Municipal Loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans | Municipal Loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Residential real estate loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	22,718	88,396	57,873
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	124,236	123,637	74,493
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	157,814	109,789	48,701
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	111,723	52,549	30,516
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	49,699	32,492	23,787
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	153,155	134,444	129,390
Financing Receivable, Excluding Accrued Interest, Revolving	247,584	285,663	231,427
Loans, net of deferred loan fees and costs	866,929	826,970	596,187
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	3
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	12
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	4
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	32
Residential real estate loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	22,322	88,211	57,745
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	123,282	123,502	74,493
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	157,309	109,789	47,699
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	111,713	52,345	29,976
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	49,339	32,437	23,357
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	147,656	128,852	122,531
Financing Receivable, Excluding Accrued Interest, Revolving	247,463	285,529	231,378
Loans, net of deferred loan fees and costs	859,084	820,665	587,179
Residential real estate loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	511	543	835
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	511	543	835
Residential real estate loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	396	185	128
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	954	135	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	505	0	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	10	204	540
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	360	55	430
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,936	4,990	5,841
Financing Receivable, Excluding Accrued Interest, Revolving	121	134	49
Loans, net of deferred loan fees and costs	7,282	5,703	7,990
Residential real estate loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	52	58	183
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	52	58	183
Residential real estate loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	1	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	1	0
Residential real estate loans | Construction and land development
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	2,189	671	864
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	17,261	850	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,035	0	53
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	496	47	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	44	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,374	1,410	2,155
Financing Receivable, Excluding Accrued Interest, Revolving	72,247	107,096	78,775
Loans, net of deferred loan fees and costs	96,646	110,074	81,847
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Residential real estate loans | Construction and land development | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	2,189	671	864
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	17,261	850	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	3,035	0	53
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	496	47	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	44	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,237	1,270	1,783
Financing Receivable, Excluding Accrued Interest, Revolving	72,247	107,096	78,775
Loans, net of deferred loan fees and costs	96,509	109,934	81,475
Residential real estate loans | Construction and land development | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Residential real estate loans | Construction and land development | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	137	140	372
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	137	140	372
Residential real estate loans | Construction and land development | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Residential real estate loans | Construction and land development | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Residential real estate loans | One-to-four family
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,938	78,759	55,543
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	98,442	122,216	74,035
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	153,676	109,669	48,366
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	110,440	52,131	29,615
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	49,173	31,546	23,680
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	143,822	125,260	118,887
Financing Receivable, Excluding Accrued Interest, Revolving	9,914	10,122	4,077
Loans, net of deferred loan fees and costs	584,405	529,703	354,203
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	3
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	12
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	4
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	32
Residential real estate loans | One-to-four family | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	18,938	78,574	55,415
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	98,059	122,091	74,035
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	153,418	109,669	47,364
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	110,440	51,927	29,075
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	48,971	31,491	23,250
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	139,020	120,331	113,307
Financing Receivable, Excluding Accrued Interest, Revolving	9,914	10,122	4,077
Loans, net of deferred loan fees and costs	578,760	524,205	346,523
Residential real estate loans | One-to-four family | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	511	543	835
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	511	543	835
Residential real estate loans | One-to-four family | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	185	128
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	383	125	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	258	0	1,002
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	204	540
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	202	55	430
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,268	4,356	4,590
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	5,111	4,925	6,690
Residential real estate loans | One-to-four family | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	23	29	155
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	23	29	155
Residential real estate loans | One-to-four family | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	1	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	1	0
Residential real estate loans | HELOCs
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,591	8,966	1,466
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	8,533	571	458
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	1,103	120	282
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	787	371	901
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	482	946	107
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,959	7,774	8,348
Financing Receivable, Excluding Accrued Interest, Revolving	165,423	168,445	148,575
Loans, net of deferred loan fees and costs	185,878	187,193	160,137
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	0
Residential real estate loans | HELOCs | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,195	8,966	1,466
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7,962	561	458
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	856	120	282
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	777	371	901
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	324	946	107
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	7,399	7,251	7,441
Financing Receivable, Excluding Accrued Interest, Revolving	165,302	168,311	148,526
Loans, net of deferred loan fees and costs	183,815	186,526	159,181
Residential real estate loans | HELOCs | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Residential real estate loans | HELOCs | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	396	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	571	10	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	247	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	10	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	158	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	531	494	879
Financing Receivable, Excluding Accrued Interest, Revolving	121	134	49
Loans, net of deferred loan fees and costs	2,034	638	928
Residential real estate loans | HELOCs | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	29	29	28
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	29	29	28
Residential real estate loans | HELOCs | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Consumer loans
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	26,569	63,163	26,007
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	51,730	18,124	20,612
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	14,673	12,869	16,123
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,889	9,201	11,416
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,488	5,227	8,417
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,228	3,001	2,498
Financing Receivable, Excluding Accrued Interest, Revolving	265	510	310
Loans, net of deferred loan fees and costs	113,842	112,095	85,383
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	6
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	401
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	118
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	34
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	11
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	9
Financing Receivable, Revolving, Writeoff	0
Financing Receivable, Allowance for Credit Loss, Writeoff	579
Consumer loans | Pass
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	26,569	62,861	25,935
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	51,394	17,913	20,443
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	14,408	12,627	15,849
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	9,676	8,954	11,329
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	6,316	5,172	8,235
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	4,080	2,847	2,398
Financing Receivable, Excluding Accrued Interest, Revolving	247	473	277
Loans, net of deferred loan fees and costs	112,690	110,847	84,466
Consumer loans | Special mention
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	0	0	0
Consumer loans | Substandard
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	302	72
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	329	211	169
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	265	242	274
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	210	247	85
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	172	54	182
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	147	154	100
Financing Receivable, Excluding Accrued Interest, Revolving	18	37	33
Loans, net of deferred loan fees and costs	1,141	1,247	915
Consumer loans | Doubtful
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	7	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	3	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	10	0	0
Consumer loans | Loss
Financing Receivable, Recorded Investment
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0	0	2
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0	1	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1	0	0
Financing Receivable, Excluding Accrued Interest, Revolving	0	0	0
Loans, net of deferred loan fees and costs	$ 1	$ 1	$ 2

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses on Loans - Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	$ 3,640,022	$ 3,658,823	$ 2,769,295
30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	13,807	5,610	2,079
90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	10,310	4,565	1,823
Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	24,117	10,175	3,902
Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	3,615,905	3,648,648	2,765,393
Commercial real estate loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,806,131	1,869,907	1,370,105
Commercial real estate loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,689	1,514	0
Commercial real estate loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	501	76	52
Commercial real estate loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	5,190	1,590	52
Commercial real estate loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,800,941	1,868,317	1,370,053
Commercial real estate loans | Construction and land development
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	305,269	356,674	291,202
Commercial real estate loans | Construction and land development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Construction and land development | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Construction and land development | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Construction and land development | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	305,269	356,674	291,202
Commercial real estate loans | Commercial real estate - owner occupied
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	536,545	529,721	335,658
Commercial real estate loans | Commercial real estate - owner occupied | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	657	1,514	0
Commercial real estate loans | Commercial real estate - owner occupied | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	501	76	52
Commercial real estate loans | Commercial real estate - owner occupied | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,158	1,590	52
Commercial real estate loans | Commercial real estate - owner occupied | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	535,387	528,131	335,606
Commercial real estate loans | Commercial real estate - non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	875,694	901,685	662,159
Commercial real estate loans | Commercial real estate - non-owner occupied | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,032	0	0
Commercial real estate loans | Commercial real estate - non-owner occupied | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Commercial real estate - non-owner occupied | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,032	0	0
Commercial real estate loans | Commercial real estate - non-owner occupied | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	871,662	901,685	662,159
Commercial real estate loans | Multifamily
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	88,623	81,827	81,086
Commercial real estate loans | Multifamily | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Multifamily | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Multifamily | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial real estate loans | Multifamily | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	88,623	81,827	81,086
Commercial loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	853,120	849,851	717,620
Commercial loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	6,385	1,699	441
Commercial loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	6,686	2,240	56
Commercial loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	13,071	3,939	497
Commercial loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	840,049	845,912	717,123
Commercial loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	237,255	245,428	193,313
Commercial loans | Commercial and industrial | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	974	873	255
Commercial loans | Commercial and industrial | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,667	403	0
Commercial loans | Commercial and industrial | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	3,641	1,276	255
Commercial loans | Commercial and industrial | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	233,614	244,152	193,058
Commercial loans | Equipment finance
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	465,573	462,211	394,541
Commercial loans | Equipment finance | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	5,411	826	186
Commercial loans | Equipment finance | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	4,019	1,837	56
Commercial loans | Equipment finance | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	9,430	2,663	242
Commercial loans | Equipment finance | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	456,143	459,548	394,299
Commercial loans | Municipal Loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	150,292	142,212	129,766
Commercial loans | Municipal Loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans | Municipal Loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans | Municipal Loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	0
Commercial loans | Municipal Loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	150,292	142,212	129,766
Residential real estate loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	866,929	826,970	596,187
Residential real estate loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,198	2,077	1,308
Residential real estate loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,822	1,961	1,538
Residential real estate loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	5,020	4,038	2,846
Residential real estate loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	861,909	822,932	593,341
Residential real estate loans | Construction and land development
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	96,646	110,074	81,847
Residential real estate loans | Construction and land development | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	0	0	115
Residential real estate loans | Construction and land development | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	132	132	22
Residential real estate loans | Construction and land development | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	132	132	137
Residential real estate loans | Construction and land development | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	96,514	109,942	81,710
Residential real estate loans | One-to-four family
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	584,405	529,703	354,203
Residential real estate loans | One-to-four family | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	958	1,698	910
Residential real estate loans | One-to-four family | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,068	1,060	1,394
Residential real estate loans | One-to-four family | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,026	2,758	2,304
Residential real estate loans | One-to-four family | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	582,379	526,945	351,899
Residential real estate loans | HELOCs
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	185,878	187,193	160,137
Residential real estate loans | HELOCs | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,240	379	283
Residential real estate loans | HELOCs | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	1,622	769	122
Residential real estate loans | HELOCs | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	2,862	1,148	405
Residential real estate loans | HELOCs | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	183,016	186,045	159,732
Consumer loans
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	113,842	112,095	85,383
Consumer loans | 30-89 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	535	320	330
Consumer loans | 90 Days
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	301	288	177
Consumer loans | Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	836	608	507
Consumer loans | Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans, net of deferred loan fees and costs	$ 113,006	$ 111,487	$ 84,876

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses on Loans - Schedule of Past Due Loans Still Accruing and Nonaccruing Interest (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$ 8,315	$ 19,333	$ 6,120
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	4,734
Interest Income Recognized	216
Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	624	5,018	881
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	4,032
Interest Income Recognized	50
Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	23	0	67
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	0
Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	517	912	706
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	12
Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	0	4,032	5
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	4,032
Interest Income Recognized	36
Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	84	74	103
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	2
Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	4,190	9,237	2,221
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	702
Interest Income Recognized	58
Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	1,222	2,774	1,951
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	192
Interest Income Recognized	31
Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	2,862	6,463	270
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	510
Interest Income Recognized	27
Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	106	0	0
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	0
Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	3,024	4,510	2,634
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	65
Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	132	132	137
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	4
Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	1,935	2,205	1,773
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	49
Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	957	2,173	724
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	12
Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, Nonaccrual	477	$ 568	$ 384
Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing	0
Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance	0
Interest Income Recognized	$ 43

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses on Loans - Schedule of Allowance for Credit Losses on Financing Receivables After Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 47,193	$ 34,690	$ 35,468	$ 28,072
Provision for credit losses	6,900	15,389	(1,472)	(7,270)
Initial ACL on PCD loans		369
Charge-offs	(6,060)	(4,505)	(2,512)	(3,533)
Recoveries	608	1,250	3,206	3,390
Net (charge-offs) recoveries	(5,452)	(3,255)	694	(143)
Balance at end of period	48,641	47,193	34,690	35,468
Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				14,809
Commercial real estate loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	20,690	13,414	15,084	15,413
Provision for credit losses	(82)	6,981	(2,273)	(311)
Initial ACL on PCD loans		292
Charge-offs	(290)	0	(485)	(1,000)
Recoveries	5	3	1,088	149
Net (charge-offs) recoveries	(285)	3	603	(851)
Balance at end of period	20,323	20,690	13,414	15,084
Commercial real estate loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				833
Commercial loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	15,216	12,036	9,663	5,703
Provision for credit losses	6,627	6,397	3,110	(446)
Initial ACL on PCD loans		72
Charge-offs	(5,159)	(3,796)	(1,728)	(977)
Recoveries	342	507	991	2,143
Net (charge-offs) recoveries	(4,817)	(3,289)	(737)	1,166
Balance at end of period	17,026	15,216	12,036	9,663
Commercial loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				3,240
Residential real estate loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	9,284	7,611	8,185	5,685
Provision for credit losses	(80)	1,393	(1,423)	(6,308)
Initial ACL on PCD loans		5
Charge-offs	(32)	(192)	(116)	(611)
Recoveries	112	467	965	732
Net (charge-offs) recoveries	80	275	849	121
Balance at end of period	9,284	9,284	7,611	8,185
Residential real estate loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				8,687
Consumer loans
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	2,003	1,629	2,536	1,271
Provision for credit losses	435	618	(886)	(205)
Initial ACL on PCD loans		0
Charge-offs	(579)	(517)	(183)	(945)
Recoveries	149	273	162	366
Net (charge-offs) recoveries	(430)	(244)	(21)	(579)
Balance at end of period	$ 2,008	$ 2,003	$ 1,629	2,536
Consumer loans | Cumulative-effect adjustment due to the adoption of ASU 2016-13
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period				$ 2,049

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses on Loans - Breakdown Between Loans Identified as CDAs and Non-CDAs (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	$ 3,640,022	$ 3,658,823	$ 2,769,295
Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	1,806,131	1,869,907	1,370,105
Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	305,269	356,674	291,202
Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	536,545	529,721	335,658
Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	875,694	901,685	662,159
Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	88,623	81,827	81,086
Commercial loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	853,120	849,851	717,620
Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	237,255	245,428	193,313
Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	465,573	462,211	394,541
Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	150,292	142,212	129,766
Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	866,929	826,970	596,187
Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	96,646	110,074	81,847
Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	584,405	529,703	354,203
Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	185,878	187,193	160,137
Consumer loans
Accounts, Notes, Loans and Financing Receivable
Loans, net of deferred loan fees and costs	113,842	112,095	85,383
Residential Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	510	752	1,318
Total collateral value	733	1,435	2,443
Residential Property | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	510	752	1,318
Residential Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Residential Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	752	1,318
Residential Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	510	0	0
Residential Property | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Total collateral value	0	0	0
Investment Property | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Investment Property | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	6,131	4,063	0
Total collateral value	5,627	9,202	0
Commercial Property | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	6,131	4,063	0
Commercial Property | Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,821	1,045	0
Commercial Property | Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	4,310	3,018	0
Commercial Property | Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Commercial Property | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	2,626	1,153	2,594
Total collateral value	686	0	69
Business Assets | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	2,626	1,153	2,594
Business Assets | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,322	811	2,594
Business Assets | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,304	342	0
Business Assets | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Business Assets | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	0	0	0
Non-CDAs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	3,630,755	3,652,855	2,765,383
Non-CDAs | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	1,800,000	1,865,844	1,370,105
Non-CDAs | Commercial real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	305,269	356,674	291,202
Non-CDAs | Commercial real estate loans | Commercial real estate - owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	534,724	528,676	335,658
Non-CDAs | Commercial real estate loans | Commercial real estate - non-owner occupied
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	871,384	898,667	662,159
Non-CDAs | Commercial real estate loans | Multifamily
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	88,623	81,827	81,086
Non-CDAs | Commercial loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	850,494	848,698	715,026
Non-CDAs | Commercial loans | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	235,933	244,617	190,719
Non-CDAs | Commercial loans | Equipment finance
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	464,269	461,869	394,541
Non-CDAs | Commercial loans | Municipal Loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	150,292	142,212	129,766
Non-CDAs | Residential real estate loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	866,419	826,218	594,869
Non-CDAs | Residential real estate loans | Construction and land development
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	96,646	110,074	81,847
Non-CDAs | Residential real estate loans | One-to-four family
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	584,405	528,951	352,885
Non-CDAs | Residential real estate loans | HELOCs
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	185,368	187,193	160,137
Non-CDAs | Consumer loans
Accounts, Notes, Loans and Financing Receivable
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process	$ 113,842	$ 112,095	$ 85,383

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses on Loans - Modified Financing Receivable (Details) $ in Thousands	6 Months Ended
	Dec. 31, 2023 USD ($)
Financing Receivable, Modifications
% of Total Class of Financing Receivable	0%
Weighted-Average Interest Rate Reduction	0%
Weighted-Average Term Extension (Years)	8 years 9 months 18 days
Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	$ 0
Payment Delay
Financing Receivable, Modifications
Amortized cost	0
Term Extension
Financing Receivable, Modifications
Amortized cost	424
Interest Rate Adjustment
Financing Receivable, Modifications
Amortized cost	0
Combination Term Extension & Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	0
Combination Term Extension & Interest Rate Reduction
Financing Receivable, Modifications
Amortized cost	$ 0
Commercial loans | Commercial and industrial
Financing Receivable, Modifications
% of Total Class of Financing Receivable	0%
Weighted-Average Interest Rate Reduction	0%
Weighted-Average Term Extension (Years)	10 years
Commercial loans | Commercial and industrial | Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	$ 0
Commercial loans | Commercial and industrial | Payment Delay
Financing Receivable, Modifications
Amortized cost	0
Commercial loans | Commercial and industrial | Term Extension
Financing Receivable, Modifications
Amortized cost	259
Commercial loans | Commercial and industrial | Interest Rate Adjustment
Financing Receivable, Modifications
Amortized cost	0
Commercial loans | Commercial and industrial | Combination Term Extension & Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	0
Commercial loans | Commercial and industrial | Combination Term Extension & Interest Rate Reduction
Financing Receivable, Modifications
Amortized cost	$ 0
Residential real estate loans | One-to-four family
Financing Receivable, Modifications
% of Total Class of Financing Receivable	0%
Weighted-Average Interest Rate Reduction	0%
Weighted-Average Term Extension (Years)	7 years
Residential real estate loans | One-to-four family | Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	$ 0
Residential real estate loans | One-to-four family | Payment Delay
Financing Receivable, Modifications
Amortized cost	0
Residential real estate loans | One-to-four family | Term Extension
Financing Receivable, Modifications
Amortized cost	165
Residential real estate loans | One-to-four family | Interest Rate Adjustment
Financing Receivable, Modifications
Amortized cost	0
Residential real estate loans | One-to-four family | Combination Term Extension & Principal Forgiveness
Financing Receivable, Modifications
Amortized cost	0
Residential real estate loans | One-to-four family | Combination Term Extension & Interest Rate Reduction
Financing Receivable, Modifications
Amortized cost	$ 0

Goodwill and Core Deposit Int_3

Goodwill and Core Deposit Intangibles - Changes in Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021	Feb. 12, 2023
Goodwill [Line Items]
Goodwill	$ 34,111	$ 34,111	$ 25,638
Quantum
Goodwill [Line Items]
Goodwill					$ 8,473
Core deposit intangibles	$ 12,210				$ 0
Core Deposits
Goodwill [Line Items]
Finite-lived intangible asset, useful life	10 years
Amortization expense related to core deposit intangibles in acquisitions	$ 1,719	$ 1,525	$ 250	$ 735
Core Deposits | Quantum
Goodwill [Line Items]
Core deposit intangibles	$ 12,210

Goodwill and Core Deposit Int_4

Goodwill and Core Deposit Intangibles - Amortization expense related to core deposit intangibles (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2024	$ 2,464
2025	1,747
2026	1,281
2027	948
2028	710
Thereafter	1,909
Total	$ 9,059

Deposits - Schedule of Deposit

Deposits - Schedule of Deposit Accounts (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Deposits [Abstract]
Noninterest-bearing accounts	$ 784,950	$ 825,481	$ 745,746
NOW accounts	591,270	611,105	654,981
Money market accounts	1,246,807	1,241,840	969,661
Savings accounts	194,486	212,220	238,197
Certificates of deposit	843,860	710,522	491,176
Deposits	3,661,373	3,601,168	3,099,761
Deposits acquired		570,602
Deposits received from executive officers and directors and their associates	$ 1,555	$ 5,130	$ 1,012

Deposits - Schedule of Maturiti

Deposits - Schedule of Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Deposits [Abstract]
2024	$ 812,987
2025	19,362
2026	5,916
2027	4,058
2028	1,537
Thereafter	0
Total	$ 843,860

Deposits - Certificates of Depo

Deposits - Certificates of Deposit With Balances of $100 Or Greater (Details) - USD ($)	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Deposits [Abstract]
Certificates of deposit, minimum account balance	$ 250,000
Certificates of Deposit With Balances of $250 or Greater	118,035,000	$ 120,666,000	$ 156,558,000
FDIC insured amount	$ 250,000

Borrowings - Junior Subordinate

Borrowings - Junior Subordinated Debentures (Details) - USD ($) $ in Thousands		6 Months Ended
	Feb. 21, 2007	Dec. 31, 2023	Feb. 12, 2023
Quantum
Debt Instrument [Line Items]
Business acquisition, percentage of voting interests acquired			100%
Junior Subordinated Debt
Debt Instrument [Line Items]
Debt instrument, face amount	$ 11,341
Junior Subordinated Debt | SOFR
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate		2.20%
Debt instrument, interest rate, effective percentage		7.53%
Quantum
Debt Instrument [Line Items]
Trust preferred securities	$ 11,000

Borrowings - Schedule of Debt (

Borrowings - Schedule of Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Debt Instrument [Line Items]
Balance	$ 433,763	$ 457,263	$ 0
Weighted Average Rate	5.64%	5.38%	0%
FHLB advances
Debt Instrument [Line Items]
Balance	$ 105,000	$ 180,000	$ 0
Weighted Average Rate	5.44%	5.19%	0%
FRB advances
Debt Instrument [Line Items]
Balance	$ 310,000	$ 257,000	$ 0
Weighted Average Rate	5.50%	5.25%	0%
Revolving lines of credit
Debt Instrument [Line Items]
Balance	$ 18,763	$ 20,263	$ 0
Weighted Average Rate	9%	8.75%	0%

Borrowings - Narrative (Details

Borrowings - Narrative (Details) $ in Thousands	6 Months Ended
	Dec. 31, 2023 USD ($) bank	Jun. 30, 2023 USD ($) bank	Jun. 30, 2022 USD ($) bank
Debt Instrument [Line Items]
Amount available to borrow in additional FHLB advances	$ 72,766	$ 22,673	$ 277,561,000
Number of unaffiliated banks | bank	3	3	3
Balance	$ 433,763	$ 457,263	$ 0
Revolving lines of credit
Debt Instrument [Line Items]
Balance	18,763	20,263	0
Revolving line of credit, maximum borrowing capacity	$ 40,000
Revolving lines of credit | Base Rate
Debt Instrument [Line Items]
Debt instrument, basis spread on variable rate	0.50%
FRB | Revolving lines of credit
Debt Instrument [Line Items]
Unused line of credit	$ 55,254	91,316	68,230
Unaffiliated Banks | Revolving lines of credit
Debt Instrument [Line Items]
Unused line of credit	$ 146,237	$ 144,737	$ 120,000

Leases - Supplement Balance She

Leases - Supplement Balance Sheet (Details) $ in Thousands	6 Months Ended
	Dec. 31, 2023 USD ($) option	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Leases [Abstract]
Number of options to renew (minimum) | option	1
Renewal term (in years)	15 years
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities	Other liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets	Other assets
ROU assets	$ 9,259	$ 9,674	$ 5,846
Lease liabilities	$ 10,975	$ 10,790	$ 6,641
Weighted-average remaining lease terms (years)	8 years 9 months 18 days	9 years 2 months 12 days	10 years 9 months 18 days
Weighted-average discount rate	3.41%	3.32%	2.90%

Leases - Maturity Schedule for

Leases - Maturity Schedule for Operating Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Operating Leases
2024	$ 1,859
2025	1,710
2026	1,701
2027	1,724
2028	1,532
Thereafter	4,343
Total undiscounted minimum lease payments	12,869
Less: amount representing interest	(1,894)
Lease liabilities	$ 10,975	$ 10,790	$ 6,641

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Leases [Abstract]
Operating lease cost (included in occupancy expense, net)	$ 880	$ 1,515	$ 1,559
Variable lease cost (included in occupancy expense, net)	3	228	9
Sublease income (included in other noninterest income)	(85)	(169)	(189)
Total operating lease expense, net	$ 798	$ 1,574	$ 1,379

Leases - Lessee- Finance Lease

Leases - Lessee- Finance Lease Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Leases [Abstract]
Payments to purchase property	$ 1,249
Finance lease, interest expense	$ 60	$ 93

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
ROU asset and lease liabilities for operating lease accounting	$ 864	$ 5,179	$ 1,186	$ 2,586
Cash paid for amounts included in the measurement of lease liabilities (operating leases)	713	1,245	1,438
Cash paid for amounts included in the measurement of lease liabilities (finance leases)	$ 0	$ 89	$ 134

Leases - Lessor, Narrative (Det

Leases - Lessor, Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Lessor, Lease, Description [Line Items]
Leased asset	$ 30,121	$ 21,749	$ 20,075
Operating lease, residual value of leased asset	14,958	13,267	12,874
Direct financing lease, interest income	$ 2,019	3,390	3,057
Direct financing lease, lease receivable		$ 70,605	$ 62,188
Minimum
Lessor, Lease, Description [Line Items]
Term of contract	1 year
Maximum
Lessor, Lease, Description [Line Items]
Term of contract	7 years

Leases - Total Equipment Financ

Leases - Total Equipment Finance Operating Lease Income and Depreciation Expense (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
Operating lease income	$ 3,377	$ 5,471	$ 6,392	$ 5,601
Depreciation expense	$ 2,876	$ 4,873	$ 5,362

Leases - Lessor, Fiscal Year Ma

Leases - Lessor, Fiscal Year Maturity Schedule (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Lessor, Operating Lease, Payments, Fiscal Year Maturity [Abstract]
2024	$ 6,883
2025	5,272
2026	3,375
2027	1,188
2028	984
Thereafter	1,784
Total of future minimum payments	19,486
Financing Leases
2024	24,434
2025	19,724
2026	15,515
2027	10,930
2028	4,541
Thereafter	4,015
Total undiscounted minimum payments	79,159
Less: amount representing interest	(9,009)
Total lease receivable	$ 70,150

Income Taxes - Schedule of Comp

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Current
Federal	$ 7,910		$ 11,119	$ 2,411	$ (340)
State	1,114		1,874	730	188
Total current expense (benefit)	9,024		12,993	3,141	(152)
Deferred
Federal	(1,450)		(377)	5,992	3,374
State	(188)		(56)	592	199
Total deferred expense (benefit)	(1,638)		(433)	6,584	3,573
Total income tax expense	$ 7,386	$ 6,668	$ 12,560	$ 9,725	$ 3,421

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Tax at federal income tax rate	$ 7,494	$ 12,004	$ 9,529	$ 4,010
Tax at federal income tax rate, Rate (as a percent)	21%	21%	21%	21%
Tax exempt income	$ (734)	$ (830)	$ (844)	$ (911)
Tax exempt income, Rate (as a percent)	(2.00%)	(1.00%)	(2.00%)	(5.00%)
State tax, net of federal benefit	$ 693	$ 1,417	$ 818	$ 306
State tax, net of federal benefit, Rate (as a percent)	2%	2%	2%	2%
Other	$ (67)	$ (31)	$ 222	$ 16
Other, Rate (as a percent)	0%	0%	0%	0%
Total	$ 7,386	$ 12,560	$ 9,725	$ 3,421
Total, Rate (as a percent)	21%	22%	21%	18%

Income Taxes - Schedule of Defe

Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Deferred tax assets
Allowance for credit losses	$ 11,994	$ 11,822	$ 8,796
Deferred compensation and post-retirement benefits	7,963	8,214	8,407
Net operating loss carryforward	2,259	2,806	3,353
Discount from business combinations	1,096	974	1,228
Unrealized loss on debt securities held for sale	463	1,225	718
Share-based compensation expense	1,576	1,514	1,860
Operating lease liability	2,570	2,513	1,525
Other	1,344	1,489	1,188
Total deferred tax assets	29,265	30,557	27,075
Deferred tax liabilities
Depreciable basis of fixed assets and operating lease equipment	(12,017)	(9,992)	(7,874)
Deferred loan costs	(617)	(668)	(774)
FHLB stock, book basis in excess of tax	(91)	(90)	(89)
BOLI available for redemption	(1,257)	(5,163)	(4,679)
Operating lease ROU asset	(2,168)	(2,253)	(1,343)
Other	(1,319)	(1,479)	(829)
Total deferred tax liabilities	(17,469)	(19,645)	(15,588)
Net deferred tax assets	$ 11,796	$ 10,912	$ 11,487

Income Taxes - Deferred Tax Ass

Income Taxes - Deferred Tax Asset and Liability Policy: Net Operating Loss Carryforwards Included in Deferred Tax Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Net operating loss carry forwards	$ 10,446	$ 13,207	$ 15,967
Net operating loss carryforward	$ 2,259	$ 2,806	$ 3,353

Income Taxes - Deferred Tax A_2

Income Taxes - Deferred Tax Asset and Liability Policy: Valuation Allowance for Deferred Tax Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Amount in retained earnings for bad debt reserve with no deferred tax liability	$ 19,570	$ 19,570	$ 19,570

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Employee stock ownership plan, minimum age for eligibility	21 years
Employer matching contribution, percent of match	50%
Employer matching contribution, percent of employees' gross pay	6%
Employee service period	4 years
Defined contribution plan, administrative expenses	$ 556	$ 987	$ 911	$ 914
ESOP compensation expense	640	1,279	1,502	1,125
Executive Medical Care Plan (EMCP) expenses	6	50	219	$ 263
Executive Medical Care Plan (EMCP) accrued expenses	$ 5,335	$ 5,425	$ 5,533

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Shares Held by the Employee Stock Ownership Plan (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Retirement Benefits [Abstract]
Unallocated ESOP shares (in shares)	449,650	476,100	529,000
Allocated ESOP shares (in shares)	555,450	555,450	502,550
ESOP shares committed to be released (in shares)	52,900	26,450	26,450
Total ESOP shares (in shares)	1,058,000	1,058,000	1,058,000
Fair value of unallocated ESOP shares	$ 12,105	$ 9,946	$ 14,759

Deferred Compensation Agreeme_2

Deferred Compensation Agreements - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Retirement Benefits [Abstract]
Director emeritus plans expenses	$ 154	$ 305	$ 313	$ 392
Director Emeritus Plans accrued expenses included in other liabilities	6,127	6,881	7,224
Expense for Officer Plans	355	581	616	653
Expense included in other liabilities for officer plans	16,922	16,749	17,048
Deferred compensation plan for officers and directors expense	118	208	150	$ 164
Deferred compensation plan for officers and directors expense included in other liabilities	$ 4,244	$ 4,299	$ 4,435

Equity Incentive Plan - Narrati

Equity Incentive Plan - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options outstanding (in shares)	74,960	75,960	172,150
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 382	$ 478	$ 954
Options outstanding (in shares)	534,350	569,224	928,870	1,319,456
Unrecognized compensation cost, period for recognition	1 year 2 months 12 days	1 year 7 months 6 days	1 year 7 months 6 days
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 2,389	$ 3,154	$ 2,771
Unrecognized compensation cost, period for recognition	1 year 4 months 24 days		1 year 7 months 6 days
Non-option equity instruments, outstanding (in shares)	131,144	146,181	135,910
Weighted average period for recognition of unrecognized compensation expense		1 year 9 months 18 days
Minimum | Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock, vesting period	5 years	5 years	5 years
2022 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares)	1,000,000

Equity Incentive Plan Equity In

Equity Incentive Plan Equity Incentive Plan - Share Based Compensation Expense (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Share-Based Payment Arrangement [Abstract]
Share-based compensation expense	$ 755	$ 1,854	$ 2,152	$ 2,102
Tax benefit	$ 177	$ 436	$ 508	$ 494

Equity Incentive Plan - Stock O

Equity Incentive Plan - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Options
Options outstanding at beginning of period (in shares)	75,960	172,150
Options outstanding at end of period (in shares)	74,960	75,960	172,150
Options, Nonvested (in shares)			172,150
Weighted- Average Exercise Price
Option, nonvested, weighted average exercise price (in dollars per share)			$ 26.96
Weighted average remaining contractual term			3 years 3 months 18 days
Average remaining contractual life			7 years 6 months
Exercisable, intrinsic value			$ 3,971
Options, nonvested, intrinsic value			$ 65
Stock Options
Options
Options outstanding at beginning of period (in shares)	569,224	928,870	1,319,456
Granted (in shares)		5,000	47,850
Exercised (in shares)	(9,500)	(352,096)	(413,636)
Forfeited (in shares)	(25,374)	(12,550)	(24,800)
Options outstanding at end of period (in shares)	534,350	569,224	928,870	1,319,456
Options Exercisable (in shares)	459,390	493,264	756,720
Options, Nonvested (in shares)	74,960	75,960
Weighted- Average Exercise Price
Options outstanding weighted average exercise price at beginning of year (in dollars per share)	$ 25.69	$ 21.49	$ 19.07
Granted, Weighted average exercise price (in dollars per share)		24.07	30.90
Exercised, Weighted average exercise price (in dollars per share)	15.96	14.59	14.70
Forfeited, Weighted average exercise price (in dollars per share)	26	25.47	23.96
Options outstanding weighted average exercise price at end of year (in dollars per share)	25.85	25.69	21.49	$ 19.07
Exercisable, weighted average exercise price (in dollars per share)	25.56	25.40	$ 20.24
Option, nonvested, weighted average exercise price (in dollars per share)	$ 27.58	$ 27.56
Options outstanding, remaining contractual life	4 years 7 months 6 days	5 years 1 month 6 days	4 years 1 month 6 days	3 years 10 months 24 days
Weighted average remaining contractual term	4 years 2 months 12 days	4 years 7 months 6 days
Average remaining contractual life	7 years 4 months 24 days	7 years 10 months 24 days
Options outstanding, aggregate intrinsic value	$ 776	$ 141	$ 4,036	$ 11,657
Exercisable, intrinsic value	680	141
Options, nonvested, intrinsic value	$ 95	$ 0

Equity Incentive Plan - Schedul

Equity Incentive Plan - Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details) - $ / shares	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Share-Based Payment Arrangement [Abstract]
Weighted-average volatility	27.79%	28.01%
Expected dividend yield	1.62%	1.13%
Risk-free interest rate	3.11%	2.02%
Expected life (years)	6 years 6 months	6 years 6 months
Weighted average grant date fair value (in dollars per share)	$ 6.77	$ 8.60

Equity Incentive Plan - Equity

Equity Incentive Plan - Equity Incentive Plan Restricted Award Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Restricted Stock
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested at beginning of period (in shares)	108,851	102,692	120,795
Granted (in shares)	1,000	57,839	42,123
Vested (in shares)	(1,148)	(41,590)	(46,626)
Forfeited (in shares)	(2,560)	(10,090)	(13,600)
Non-vested at end of period (in shares)	106,143	108,851	102,692
Weighted- Average Grant Date Fair Value
Non-vested at beginning of period (in dollars per share)	$ 27.32	$ 27.40	$ 25.06
Granted (in dollars per share)	22.91	27.24	31.18
Vested (in dollars per share)	23.18	27.38	25.22
Forfeited (in dollars per share)	27.53	27.32	25.27
Non-vested at end of period (in dollars per share)	$ 27.70	$ 27.32	$ 27.40
Aggregate Intrinsic Value	$ 3,530	$ 3,054	$ 2,345	$ 4,229
Restricted Stock | Share-Based Payment Arrangement, Nonemployee
Weighted- Average Grant Date Fair Value
Stock, vesting period	1 year
Restricted Stock | Share-Based Payment Arrangement, Employee
Weighted- Average Grant Date Fair Value
Stock, vesting period	5 years
Performance-Based Restricted Stock Units
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Non-vested at beginning of period (in shares)	37,330	33,218	30,780
Granted (in shares)	6,165	21,005	9,556
Vested (in shares)	(18,494)	(13,861)	(7,118)
Forfeited (in shares)	0	(3,032)	0
Non-vested at end of period (in shares)	25,001	37,330	33,218
Weighted- Average Grant Date Fair Value
Stock, vesting period	3 years

Net Income per Share - Schedule

Net Income per Share - Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 28,297	$ 22,857	$ 44,604	$ 35,653	$ 15,675
Allocation of earnings to participating securities	(219)		(411)	(310)	(145)
Numerator for basic EPS - net income available to common stockholders	28,078		44,193	35,343	15,530
Dilutive effect of participating securities	0		0	0	4
Numerator for diluted EPS	$ 28,078		$ 44,193	$ 35,343	$ 15,534
Denominator
Weighted-average common shares outstanding - basic (in shares)	16,806,273		15,698,618	15,516,173	16,078,066
Effect of dilutive shares (in shares)	7,903		82,888	294,236	417,049
Weighted-average common shares outstanding - diluted (in shares)	16,814,176		15,781,506	15,810,409	16,495,115
Net income per share - basic (in dollars per share)	$ 1.67	$ 1.51	$ 2.82	$ 2.27	$ 0.96
Net income per share - diluted (in dollars per share)	$ 1.67	$ 1.50	$ 2.80	$ 2.23	$ 0.94

Net Income per Share - Narrativ

Net Income per Share - Narrative (Details) - shares	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	512,150	537,524	96,350

Commitments and Contingencies -

Commitments and Contingencies - Loan Commitments Outstanding (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Other Commitments [Line Items]
Variable rate commitments	$ 42,826	$ 45,533	$ 23,159
Fixed rate commitments	27,682	40,860	81,586
Total loan commitments	70,508	86,393	104,745
Unused Commitments to Extend Credit	$ 690,566	$ 608,169	$ 485,239
Minimum
Other Commitments [Line Items]
Range of fixed interest rates	2.11%	1.74%	1.41%
Loan commitments terms	3 years
Maximum
Other Commitments [Line Items]
Range of fixed interest rates	11.25%	11%	9%
Loan commitments terms	30 years
Construction Loan Payable
Other Commitments [Line Items]
Unused Commitments to Extend Credit	$ 170,425	$ 220,818	$ 312,893

Commitments and Contingencies-

Commitments and Contingencies- Narrative (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Dec. 31, 2023 USD ($) investment	Jun. 30, 2023 USD ($) investment	Jun. 30, 2022 USD ($) investment
Commitments and Contingencies Disclosure [Abstract]
Committed capital, SBIC investments	$ 24,000	$ 24,000	$ 21,000
Number of SBIC investments for committed capital | investment	8	8	7
Committed capital, SBIC investments, remaining to be drawn	$ 7,984	$ 7,984	$ 7,893
Letters of credit outstanding	$ 50,897	$ 35,007	$ 18,362

Regulatory Capital Matters - Na

Regulatory Capital Matters - Narrative (Details)	Dec. 31, 2023
Banking And Thrift, Regulatory Capital Requirements [Abstract]
Common Equity Tier I Capital, Capital Conservation Buffer to Risk-weighted Assets (as a percent)	2.50%

Regulatory Capital Matters - Sc

Regulatory Capital Matters - Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 484,238	$ 459,871	$ 358,600
Common Equity Tier I Capital (as a percent)	11.83%	11.14%	10.35%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 184,249	$ 185,791	$ 155,844
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 266,137	$ 268,365	$ 225,108
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%	6.50%
Tier 1 Capital (to total adjusted assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 484,238	$ 459,871	$ 358,600
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	0.1108	0.1068	0.1011
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 174,849	$ 172,221	$ 141,814
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0400	0.0400	0.0400
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 218,562	$ 215,277	$ 177,267
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	0.0500	0.0500	0.0500
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 484,238	$ 459,871	$ 358,600
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	0.1183	0.1114	0.1035
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 245,665	$ 247,721	$ 207,792
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0600	0.0600	0.0600
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 327,553	$ 330,295	$ 277,057
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.0800	0.0800	0.0800
Total Risk-based Capital (to risk-weighted assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 528,214	$ 499,431	$ 381,765
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	0.1290	0.1210	0.1102
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum	$ 327,553	$ 330,295	$ 277,057
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0800	0.0800	0.0800
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 409,442	$ 412,869	$ 346,321
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.1000	0.1000	0.1000
HomeTrust Bancshares, Inc.
Common Equity Tier I Capital
Common Equity Tier I Capital	$ 463,946	$ 437,768	$ 372,797
Common Equity Tier I Capital (as a percent)	11.33%	10.60%	10.76%
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes	$ 184,256	$ 185,794	$ 155,844
Common Equity Tier I Capital, Minimum for Capital Adequacy Purposes (as a percent)	4.50%	4.50%	4.50%
Common Equity Tier I Capital, Minimum for Be Well Capitalized	$ 266,148	$ 268,370	$ 225,108
Common Equity Tier I Capital, Minimum to Be Well Capitalized (as a percent)	6.50%	6.50%	6.50%
Tier 1 Capital (to total adjusted assets)
Tier 1 Capital (to Total Adjusted Assets)	$ 473,966	$ 447,738	$ 372,797
Tier 1 Capital (to Total Adjusted Assets) (as a percent)	0.1084	0.1039	0.1050
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes	$ 174,910	$ 172,328	$ 142,028
Tier 1 Capital (to Total Adjusted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0400	0.0400	0.0400
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized	$ 218,638	$ 215,411	$ 177,535
Tier 1 Capital (to Total Adjusted Assets), Minimum to Be Well Capitalized (as a percent)	0.0500	0.0500	0.0500
Tier 1 Capital (to risk-weighted assets)
Tier 1 Capital (to Risk-weighted Assets)	$ 473,966	$ 447,738	$ 372,797
Tier 1 Capital (to Risk-weighted Assets) (as a percent)	0.1158	0.1084	0.1076
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes	$ 245,675	$ 247,726	$ 207,792
Tier 1 Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0600	0.0600	0.0600
Tier 1 Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 327,567	$ 330,301	$ 277,057
Tier I Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.0800	0.0800	0.0800
Total Risk-based Capital (to risk-weighted assets)
Total Risk-based Capital (to Risk-weighted Assets)	$ 517,942	$ 487,298	$ 395,962
Total Risk-based Capital (to Risk-weighted Assets) (as a percent)	0.1265	0.1180	0.1143
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum	$ 327,567	$ 330,301	$ 277,057
Total Risk-based Capital (to Risk-weighted Assets), Minimum for Capital Adequacy Purposes (as a percent)	0.0800	0.0800	0.0800
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized	$ 409,458	$ 412,876	$ 346,321
Total Risk-based Capital (to Risk-weighted Assets), Minimum to Be Well Capitalized (as a percent)	0.1000	0.1000	0.1000

Parent Company Only Condensed_3

Parent Company Only Condensed Financial Information - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Assets
Cash and cash equivalents	$ 18,307	$ 19,266	$ 20,910
Other assets	107,404	53,124	52,967
Total assets	4,672,633	4,607,487	3,549,204
Liabilities and stockholders’ equity
Junior subordinated debt	10,021	9,971	0
Borrowings	433,763	457,263	0
Other liabilities	67,583	67,899	60,598
Stockholders’ equity	499,893	471,186	388,845
Total liabilities and stockholders’ equity	4,672,633	4,607,487	3,549,204
Parent Company
Assets
Cash and cash equivalents	1,219	924	6,852
Investment in bank subsidiary	520,185	493,289	374,648
ESOP loan receivable	5,094	5,630	6,154
Other assets	2,223	1,626	1,252
Total assets	528,721	501,469	388,906
Liabilities and stockholders’ equity
Junior subordinated debt	10,021	9,971	0
Borrowings	18,763	20,263	0
Other liabilities	44	49	61
Stockholders’ equity	499,893	471,186	388,845
Total liabilities and stockholders’ equity	$ 528,721	$ 501,469	$ 388,906

Parent Company Only Condensed_4

Parent Company Only Condensed Financial Information - Condensed Income Statement (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Income
Interest income	$ 124,684	$ 77,329	$ 187,126	$ 116,114	$ 118,733
Expense
Junior subordinated debt	475		327	0	0
Borrowings	5,408		3,860	80	6,041
Income tax expense	7,386	6,668	12,560	9,725	3,421
Net income	28,297	$ 22,857	44,604	35,653	15,675
Parent Company
Income
Interest income	66		137	149	158
Equity in undistributed bank subsidiary income	29,606		45,867	36,281	16,246
Total income	29,672		46,004	36,430	16,404
Expense
Junior subordinated debt	475		327	0	0
Borrowings	901		663	0	0
Management fee expense	269		528	516	474
Other	131		270	261	255
Total expense	1,776		1,788	777	729
Income before income taxes	27,896		44,216	35,653	15,675
Income tax expense	(401)		(388)	0	0
Net income	$ 28,297		$ 44,604	$ 35,653	$ 15,675

Parent Company Only Condensed_5

Parent Company Only Condensed Financial Information - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Operating activities
Net income	$ 28,297	$ 22,857	$ 44,604	$ 35,653	$ 15,675
Gain on sale of OREO	0		89	7	(65)
ESOP compensation expense	640		1,279	1,502	1,125
Net cash provided by (used in) operating activities	(11,430)	20,431	(42,396)	33,128	9,559
Investing activities
Proceeds from sale of OREO	0		111	181	449
Net cash received in merger	0		30,601	0	0
Net cash provided by (used in) investing activities	21,902	(36,883)	(121,133)	34,845	149,499
Financing activities
Repayment of long-term borrowings	0		(24,728)	(60,000)	(497,690)
Cash dividends paid	(3,547)		(6,229)	(5,452)	(5,018)
Retired stock	(139)		(344)	(345)	(204)
Exercised stock options	152		5,140	6,081	4,592
Net cash provided by (used in) financing activities	33,171	76,367	361,907	(13,844)	(229,690)
Net increase (decrease) in cash and cash equivalents	43,643	59,915	198,378	54,129	(70,632)
Cash and cash equivalents at beginning of period	303,497	105,119	105,119	50,990	121,622
Cash and cash equivalents at end of period	347,140	165,034	303,497	105,119	50,990
Parent Company
Operating activities
Net income	28,297		44,604	35,653	15,675
Gain on sale of OREO	0		0	(3)	0
Increase in other assets	(597)		(348)	(11)	(435)
Equity in undistributed bank subsidiary income	(29,606)		(45,867)	(36,281)	(16,246)
ESOP compensation expense	640		1,279	1,502	1,125
Share-based compensation expense	755		1,854	2,152	2,102
Increase (decrease) in other liabilities	45		(256)	(37)	(61)
Net cash provided by (used in) operating activities	(466)		1,266	2,975	2,160
Investing activities
Increase in investment in bank subsidiary	(741)		(1,490)	(1,707)	(1,330)
Dividends from bank subsidiary	6,000		15,000	38,389	21,416
ESOP principal payments received	536		524	511	253
Proceeds from sale of OREO	0		0	146	0
Net cash received in merger	0		(15,330)	0	0
Net cash provided by (used in) investing activities	5,795		(1,296)	37,339	20,339
Financing activities
Net increase (decrease) in revolving lines of credit	(1,500)		20,263	0	0
Repayment of long-term borrowings	0		(24,728)	0	0
Common stock repurchased	0		0	(43,348)	(16,155)
Cash dividends paid	(3,547)		(6,229)	(5,452)	(5,018)
Retired stock	(139)		(344)	(345)	(204)
Exercised stock options	152		5,140	6,081	4,592
Net cash provided by (used in) financing activities	(5,034)		(5,898)	(43,064)	(16,785)
Net increase (decrease) in cash and cash equivalents	295		(5,928)	(2,750)	5,714
Cash and cash equivalents at beginning of period	924	$ 6,852	6,852	9,602	3,888
Cash and cash equivalents at end of period	$ 1,219		$ 924	$ 6,852	$ 9,602

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 126,950	$ 151,926	$ 126,978
U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		14,714	18,459
MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	104,499	107,414	47,233
Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,409	3,388	5,558
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	19,042	26,410	55,728
Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,359	6,947
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 1 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0	0
Level 1 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 1 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 1 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 1 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	126,950	151,926	126,978
Level 2 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		14,714	18,459
Level 2 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	104,499	107,414	47,233
Level 2 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,409	3,388	5,558
Level 2 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	19,042	26,410	55,728
Level 2 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,359	6,947
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 3 | U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0	0
Level 3 | MBS, residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 3 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 3 | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	$ 0
Level 3 | Loans held for sale, at fair value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of Fair Value Measurements, Nonrecurring (Details) - Nonrecurring Measurements - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 1,124	$ 531
Equipment finance
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	578
Commercial real estate loans | Commercial real estate - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	438	364
Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	108	167	$ 415
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | Equipment finance
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 1 | Commercial real estate loans | Commercial real estate - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 1 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 2 | Equipment finance
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Level 2 | Commercial real estate loans | Commercial real estate - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Level 2 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,124	531
Level 3 | Equipment finance
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	578
Level 3 | Commercial real estate loans | Commercial real estate - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	438	364
Level 3 | Commercial loans | Commercial and industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 108	$ 167	$ 415

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Narrative (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Off-balance sheet financial commitments	$ 982,397	$ 950,387	$ 921,239
Federal Home Loan Bank, Advances, Prepayment Penalty	$ 0	$ 0	$ 0	$ 22,690
Minimum | Level 3 | Loans Receivable, REO | Measurement Input, Collateral Discount Rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.08
Minimum | Level 3 | Loans Receivable, REO | Measurement Input, Discount Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.05
Maximum | Level 3 | Loans Receivable, REO | Measurement Input, Collateral Discount Rate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.12
Maximum | Level 3 | Loans Receivable, REO | Measurement Input, Discount Spread
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, measurement input	0.15

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Schedule of Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022
Level 1 | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 3,359	$ 6,947
Level 2 | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	9,767	9,746
Level 3 | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	13,789	14,927	$ 12,758
Carrying Value | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	347,140	303,497	105,119
Carrying Value | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments			194,427
Carrying Value | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	34,722	33,152	23,551
Carrying Value | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	126,950	151,926	126,978
Carrying Value | FHLB and FRB stock
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	18,393	20,208	9,326
Carrying Value | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	13,789	14,927	12,758
Carrying Value | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,359	6,947	79,307
Carrying Value | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	198,433	161,703
Carrying Value | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,591,381	3,611,630	2,734,605
Carrying Value | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	16,902	14,829	8,573
Carrying Value | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,376,220	1,436,586	1,400,727
Carrying Value | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,246,807	1,241,840	969,661
Carrying Value | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	194,486	212,220	238,197
Carrying Value | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	843,860	710,522	491,176
Carrying Value | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	10,021	9,971
Carrying Value | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	433,763	457,263
Carrying Value | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,849	3,537	80
Estimate of Fair Value Measurement | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	347,140	303,497	105,119
Estimate of Fair Value Measurement | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments			194,427
Estimate of Fair Value Measurement | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	34,722	33,152	23,551
Estimate of Fair Value Measurement | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	126,950	151,926	126,978
Estimate of Fair Value Measurement | SBIC investments, at cost
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	13,789	14,927	12,758
Estimate of Fair Value Measurement | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,359	6,947	80,489
Estimate of Fair Value Measurement | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	200,869	163,874
Estimate of Fair Value Measurement | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,472,491	3,455,390	2,687,293
Estimate of Fair Value Measurement | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	16,902	14,829	8,573
Estimate of Fair Value Measurement | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,376,220	1,436,586	1,400,727
Estimate of Fair Value Measurement | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,246,807	1,241,840	969,661
Estimate of Fair Value Measurement | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	194,486	212,220	238,197
Estimate of Fair Value Measurement | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	839,501	701,965	485,452
Estimate of Fair Value Measurement | Junior Subordinated Debt
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	9,767	9,746
Estimate of Fair Value Measurement | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	433,747	457,213
Estimate of Fair Value Measurement | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,849	3,537	80
Estimate of Fair Value Measurement | Level 1 | Cash and cash equivalents
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	347,140	303,497	105,119
Estimate of Fair Value Measurement | Level 1 | Commercial paper, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments			194,427
Estimate of Fair Value Measurement | Level 1 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	107	99	24
Estimate of Fair Value Measurement | Level 2 | Certificates of deposit in other banks
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	34,722	33,152	23,551
Estimate of Fair Value Measurement | Level 2 | Debt securities available for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	126,950	151,926	126,978
Estimate of Fair Value Measurement | Level 2 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	656	410	580
Estimate of Fair Value Measurement | Level 2 | Noninterest-bearing and NOW deposits
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,376,220	1,436,586	1,400,727
Estimate of Fair Value Measurement | Level 2 | Money market accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	1,246,807	1,241,840	969,661
Estimate of Fair Value Measurement | Level 2 | Savings accounts
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	194,486	212,220	238,197
Estimate of Fair Value Measurement | Level 2 | Certificates of deposit
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	839,501	701,965	485,452
Estimate of Fair Value Measurement | Level 2 | Borrowings
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	433,747	457,213
Estimate of Fair Value Measurement | Level 2 | Accrued interest payable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	6,849	3,537	80
Estimate of Fair Value Measurement | Level 3 | Loans held for sale, at fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments			80,489
Estimate of Fair Value Measurement | Level 3 | Loans held for sale, at the lower of cost or fair value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	200,869	163,874
Estimate of Fair Value Measurement | Level 3 | Loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	3,472,491	3,455,390	2,687,293
Estimate of Fair Value Measurement | Level 3 | Accrued interest receivable
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Financial instruments	$ 16,139	$ 14,320	$ 7,969

Uncategorized Items - htbi-2023

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]