Sound Financial Bancorp (SFBC) 10-Q 13 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 06, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Sound Financial Bancorp, Inc.
Entity Central Index Key	1,541,119
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		2,465,730
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 34,087	$ 29,289
Available-for-sale securities, at fair value	7,901	11,524
Loans held for sale	3,061	810
Loans	434,597	430,360
Allowance for loan losses	(4,572)	(4,387)
Total Loans, net	430,025	425,973
Accrued interest receivable	1,494	1,497
Bank-owned life insurance ("BOLI"), net	11,576	11,408
Other real estate owned ("OREO") and repossessed assets, net	382	323
Mortgage servicing rights, at fair value	3,271	3,028
Federal Home Loan Bank ("FHLB") stock, at cost	1,645	2,224
Premises and equipment, net	5,739	5,555
Other assets	4,266	3,556
Total assets	503,447	495,187
Deposits
Interest-bearing	367,172	363,456
Noninterest-bearing demand	51,457	44,353
Total deposits	418,629	407,809
Borrowings	26,256	30,578
Accrued interest payable	79	76
Other liabilities	6,214	5,606
Advance payments from borrowers for taxes and insurance	481	474
Total liabilities	$ 451,659	$ 444,543
COMMITMENTS AND CONTINGENCIES (NOTE 7)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	$ 0	$ 0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,465,730 and 2,524,645 shares issued and outstanding as of June 30, 2015 and December 31, 2014, respectively	25	25
Additional paid-in capital	22,515	23,552
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(1,140)	(1,140)
Retained earnings	30,202	28,024
Accumulated other comprehensive income, net of tax	186	183
Total stockholders' equity	51,788	50,644
Total liabilities and stockholders' equity	$ 503,447	$ 495,187

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) - $ / shares	Jun. 30, 2015	Dec. 31, 2014
STOCKHOLDERS' EQUITY
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	2,465,730	2,524,645
Common stock, shares outstanding (in shares)	2,465,730	2,524,645

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans, including fees	$ 5,363	$ 5,179	$ 10,685	$ 10,348
Interest and dividends on investments, cash and cash equivalents	47	61	102	95
Total interest income	5,410	5,240	10,787	10,443
INTEREST EXPENSE
Deposits	661	552	1,322	1,112
Borrowings	19	44	47	94
Total interest expense	680	596	1,369	1,206
Net interest income	4,730	4,644	9,418	9,237
PROVISION FOR LOAN LOSSES	200	200	300	400
Net interest income after provision for loan losses	4,530	4,444	9,118	8,837
NONINTEREST INCOME
Service charges and fee income	671	700	1,316	1,234
Earnings on cash surrender value of bank-owned life insurance	84	86	168	167
Mortgage servicing income	214	80	469	33
Fair value adjustment on mortgage servicing rights	347	144	169	284
Loss on sale of securities	0	0	(31)	0
Net gain on sale of loans	390	110	786	187
Total noninterest income	1,706	1,120	2,877	1,905
NONINTEREST EXPENSE
Salaries and benefits	2,205	1,958	4,460	4,025
Operations	1,053	1,009	1,957	1,901
Regulatory assessments	230	75	296	135
Occupancy	448	327	773	613
Data processing	454	328	856	672
Net loss on OREO and repossessed assets	10	78	82	161
Total noninterest expense	4,400	3,775	8,424	7,507
Income before provision for income taxes	1,836	1,789	3,571	3,235
Provision for income taxes	589	573	1,116	1,032
Net income	$ 1,247	$ 1,216	$ 2,455	$ 2,203
Earnings per common share:
Basic (in dollars per share)	$ 0.50	$ 0.48	$ 0.98	$ 0.88
Diluted (in dollars per share)	$ 0.48	$ 0.47	$ 0.94	$ 0.85
Weighted average number of common shares outstanding:
Basic (in shares)	2,511	2,510	2,518	2,508
Diluted (in shares)	2,602	2,601	2,603	2,602

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]
Net income	$ 1,247	$ 1,216	$ 2,455	$ 2,203
Available for sale securities:
Unrealized gains (losses) arising during the period, net of tax provision (benefits) of ($9), $135, ($18) and $202, respectively	21	261	(70)	392
Reclassification adjustments for the net losses realized in earnings, net of tax benefit of $0, $0, $35 and $0	0	0	73	0
Other comprehensive income, net of tax	21	261	3	392
Comprehensive income	$ 1,268	$ 1,477	$ 2,458	$ 2,595

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Available for sale securities:
Unrealized gains (losses) arising during the period, tax provision (benefits)	$ (9)	$ 135	$ (18)	$ 202
Reclassification adjustment for net losses realized in earnings, tax benefit	$ 0	$ 0	$ (35)	$ 0

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss), net of tax [Member]	Total
Balances at Dec. 31, 2013	$ 25	$ 23,829	$ (1,369)	$ 24,288	$ (269)	$ 46,504
Balance (in shares) at Dec. 31, 2013	2,510,810
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				2,203		2,203
Other comprehensive income, net of tax					392	392
Share-based compensation		244				244
Cash dividends on common stock				(252)		(252)
Restricted stock awards issued (in shares)	45,565
Common stock repurchased		(904)				(904)
Common stock repurchased (in shares)	(53,340)
Exercise of stock options (in shares)	12,885
Balances at Jun. 30, 2014	$ 25	23,169	(1,369)	26,239	123	48,187
Balances (in shares) at Jun. 30, 2014	2,515,920
Balances at Dec. 31, 2014	$ 25	23,552	(1,140)	28,024	183	$ 50,644
Balance (in shares) at Dec. 31, 2014	2,524,645					2,524,645
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income				2,455		$ 2,455
Other comprehensive income, net of tax					3	3
Share-based compensation		207				207
Restricted stock awards issued (in shares)	10,208
Restricted stock forfeited and retired (in shares)	(7,535)
Common stock repurchased		(1,261)				(1,261)
Common stock repurchased (in shares)	(63,371)
Exercise of stock options		17				17
Exercise of stock options (in shares)	1,783
Balances at Jun. 30, 2015	$ 25	$ 22,515	$ (1,140)	$ 30,202	$ 186	$ 51,788
Balances (in shares) at Jun. 30, 2015	2,465,730					2,465,730

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Stockholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014
Condensed Consolidated Statements of Stockholders' Equity (unaudited) [Abstract]
Cash dividends on common stock ( in dollars per share)	$ 0.06	$ 0.05	$ 0.05

Condensed Consolidated Stateme9

Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,455	$ 2,203
Adjustments to reconcile net income to net cash from operating activities
Accretion of net discounts on investments	79	232
Loss on sale of securities	31	0
Provision for loan losses	300	400
Depreciation and amortization	295	246
Compensation expense related to stock options and restricted stock	207	244
Fair value adjustment on mortgage servicing rights	(169)	(284)
Additions to mortgage servicing rights	(436)	(185)
Amortization of mortgage servicing rights	362	460
Increase in cash surrender value of BOLI	(168)	(167)
Gain on sale of loans	(786)	(187)
Proceeds from sale of loans	44,610	18,992
Originations of loans held for sale	(46,075)	(20,596)
Net Loss on sale and write-downs of OREO and repossessed assets	22	52
Change in operating assets and liabilities
Accrued interest receivable	3	(25)
Other assets	(710)	(383)
Accrued interest payable	3	(11)
Other liabilities	608	2,394
Net cash from (used by) operating activities	631	3,385
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from principal payments, maturities and sales of available for sale securities	3,516	1,701
FHLB stock redeemed	579	44
Net increase in loans	(4,833)	(13,709)
Improvements to OREO and other repossessed assets	0	(12)
Proceeds from sale of OREO and other repossessed assets	400	1,130
Purchases of premises and equipment, net	(479)	(114)
Net cash used by investing activities	(817)	(10,960)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	10,820	25,573
Proceeds from borrowings	36,000	88,500
Repayment of borrowings	(40,322)	(91,822)
Dividends paid on common stock	(277)	(252)
Net change in advances from borrowers for taxes and insurance	7	12
Proceeds from stock option exercises	17	0
Repurchase of common stock	(1,261)	(904)
Net cash from financing activities	4,984	21,107
Net decrease in cash and cash equivalents	4,798	13,532
Cash and cash equivalents, beginning of period	29,289	15,334
Cash and cash equivalents, end of period	34,087	28,866
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for income taxes	625	375
Interest paid on deposits and borrowings	1,366	1,217
Noncash net transfer from loans to OREO and repossessed assets	$ 481	$ 311

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation The accompanying financial information is unaudited and has been prepared from the consolidated financial statements of Sound Financial Bancorp, Inc., and its wholly owned subsidiary, Sound Community Bank. References in this document to Sound Financial Bancorp refer to Sound Financial Bancorp, Inc. and its predecessor, Sound Financial, Inc., a federal corporation, and references to the “Bank” refer to Sound Community Bank. References to “we,” “us,” and “our” or the “Company” means Sound Financial Bancorp and its wholly-owned subsidiary, Sound Community Bank unless the context otherwise requires. These unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (“SEC”). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the SEC. These unaudited financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2014, as filed with the SEC on March 31, 2015 (“2014 Form 10-K”). The results for the interim periods are not necessarily indicative of results for a full year. For further information, refer to the consolidated financial statements and footnotes for the year ended December 31, 2014, included in the 2014 Form 10-K. Certain amounts in the prior quarters’ consolidated financial statements have been reclassified to conform to the current presentation. These classifications do not have an impact on previously reported consolidated net income, retained earnings, stockholders’ equity or earnings per share.

Accounting Pronouncements Recen

Accounting Pronouncements Recently Issued or Adopted	6 Months Ended
	Jun. 30, 2015
Accounting Pronouncements Recently Issued or Adopted [Abstract]
Accounting Pronouncements Recently Issued or Adopted	Note 2 – Accounting Pronouncements Recently Issued or Adopted In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) FASB issued ASU No.2015-1, Income Statement-Extraordinary and Unusual Items (Subtopic 225-20). The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The adoption of ASU 2015-1 is not expected to have a material impact on the Company’s consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis, which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on simplifying the consolidation evaluation for reporting organizations that are required to evaluate whether they should consolidate certain legal entities by reducing the number of consolidation model from four to two, among other changes. The ASU will be effective for periods beginning after December 31, 2015, while early adoption is permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs. The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected. ASU No 2015-03 is effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. ASU No. 2015-03 should be applied on a retrospective basis. The Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements. In April 2015, FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement. The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements. On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification (‘Codification”) updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements. Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements.

Investments

Investments	6 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Investments	Note 3 – Investments The amortized cost and fair value of our available-for-sale (“AFS”) securities and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2015 Municipal bonds $ 1,912 $ 138 $ - $ 2,050 Agency mortgage-backed securities 5,259 135 (26 ) 5,368 Non-agency mortgage-backed securities 506 - (23 ) 483 Total $ 7,677 $ 273 $ (49 ) $ 7,901 December 31, 2014 Municipal bonds $ 1,911 $ 172 $ - $ 2,083 Agency mortgage-backed securities 7,024 110 (38 ) 7,096 Non-agency mortgage-backed securities 2,312 83 (50 ) 2,345 Total $ 11,247 $ 365 $ (88 ) $ 11,524 The amortized cost and fair value of AFS securities at June 30, 2015, by contractual maturity, are shown below (in thousands). Expected maturities of AFS securities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. At June 30, 2015 Amortized Cost Fair Value Due in five to ten years $ 1,912 $ 2,050 Due after ten years 5,765 5,851 Total $ 7,677 $ 7,901 No securities were pledged to secure Washington State Public Funds as of June 30, 2015 . There were no sales of AFS securities during the three months ended June 30, 2015. We sold $1.7 million of non-agency mortgage-backed securities generating gross losses of $31,000 and no gross gains during the six months ended June 30, 2015. There were no sales of AFS securities during the three or six months ended June 30, 2014. The following tables summarize at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands): June 30, 2015 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Agency mortgage-backed securities $ - $ - $ 1,500 $ (26 ) $ 1,500 $ (26 ) Non-agency mortgage-backed securities - - 483 (23 ) 483 (23 ) Total $ - $ - $ 1,983 $ (49 ) $ 1,983 $ (49 ) December 31, 2014 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Agency mortgage-backed securities $ 627 $ (6 ) $ 2,216 $ (32 ) $ 2,843 $ (38 ) Non-agency mortgage-backed securities - - 507 (50 ) 507 (50 ) Total $ 627 $ (6 ) $ 2,723 $ (82 ) $ 3,350 $ (88 ) The following table presents the cumulative roll forward of credit losses recognized in earnings during the three and six months ended June 30, 2015 and 2014 relating to the Company’s non-U.S. agency mortgage-backed securities (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Estimated credit losses, beginning balance $ - $ 450 $ 450 $ 450 Additions for credit losses not previously recognized - - - - Reduction for increases in cash flows - - - - Reduction of related OTTI due to sales - - (450 ) - Reduction for realized losses - - - - Estimated credit losses, ending balance $ - $ 450 $ - $ 450 At June 30, 2015, our securities portfolio consisted of 14 agency mortgage-backed securities, one non-agency mortgage-backed security and five municipal securities with a fair value of $7.9 million. At December 31, 2014, our securities portfolio consisted of 15 agency mortgage-backed securities, five non-agency mortgage-backed securities and five municipal bonds with a fair value of $11.5 million. At June 30, 2015, one of the 14 agency mortgage-backed securities was in an unrealized loss position compared to three of the 15 agency mortgage-backed securities at December 31, 2014. All of the agency mortgage-backed securities in an unrealized loss position at June 30, 2015 and December 31, 2014 were issued or guaranteed by U.S. governmental agencies. The unrealized losses were caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of these securities, and not related to the underlying credit of the issuers or the underlying collateral. It is expected that these securities will not be settled at a price less than the amortized cost of each investment. Because the decline in fair value is attributable to changes in interest rates or widening market spreads and not credit quality, and because we do not intend to sell the securities in this class and it is not likely that we will be required to sell these securities before recovery of their amortized cost basis, which may include holding each security until contractual maturity, the unrealized losses on these investments are not considered an other-than-temporary impairment (“OTTI”). As of June 30, 2015, the only non-agency mortgage-backed security in our portfolio was in an unrealized loss position compared to one of the five non-agency mortgage-backed securities contained in our portfolio at December 31, 2014.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	Note 4 – Loans The composition of the loan portfolio at the dates indicated, excluding loans held for sale, was as follows (in thousands): At June 30, 2015 At December 31, 2014 Real estate loans: One- to four- family $ 131,362 $ 133,031 Home equity 32,844 34,675 Commercial and multifamily 176,025 168,952 Construction and land 44,348 46,279 Total real estate loans $ 384,579 382,937 Consumer loans: Manufactured homes 12,945 12,539 Other consumer 17,542 16,875 Total consumer loans 30,487 29,414 Commercial business loans 21,058 19,525 Total loans 436,124 431,876 Deferred fees (1,527 ) (1,516 ) Total loans, gross 434,597 430,360 Allowance for loan losses (4,572 ) (4,387 ) Total loans, net $ 430,025 $ 425,973 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 477 $ 70 $ 206 $ 18 $ 62 $ 8 $ 8 $ - $ 849 Collectively evaluated for impairment 1,117 439 1,301 327 131 175 137 96 3,723 Ending balance $ 1,594 $ 509 $ 1,507 $ 345 $ 193 $ 183 $ 145 $ 96 $ 4,572 Loans receivable: Individually evaluated for impairment $ 5,534 $ 1,098 $ 2,800 $ 136 $ 370 $ 103 $ 119 $ - $ 10,160 Collectively evaluated for impairment 125,828 31,746 173,225 44,212 12,575 17,439 20,939 - 425,964 Ending balance $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ - $ 436,124 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014 (in thousands): One-to- four family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 258 $ 28 $ 8 $ 14 $ 41 $ 18 $ - $ - $ 367 Collectively evaluated for impairment 1,184 573 1,236 385 152 149 108 233 4,020 Ending balance $ 1,442 $ 601 $ 1,244 $ 399 $ 193 $ 167 $ 108 $ 233 $ 4,387 Loans receivable: Individually evaluated for impairment $ 4,186 $ 1,247 $ 2,956 $ 180 $ 404 $ 51 $ 124 $ - $ 9,148 Collectively evaluated for impairment 128,845 33,428 165,996 46,099 12,135 16,824 19,401 - 422,728 Ending balance $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ - $ 431,876 The following table summarizes the activity in loan losses for the three months ended June 30, 2015 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,429 $ - $ - $ 165 $ 1,594 Home equity 514 - 6 (11 ) 509 Commercial and multifamily 1,406 - - 101 1,507 Construction and land 414 (40 ) - (29 ) 345 Manufactured homes 184 (32 ) 2 39 193 Other consumer 154 (3 ) 3 29 183 Commercial business 104 - - 41 145 Unallocated 231 - - (135 ) 96 Total $ 4,436 $ (75 ) $ 11 $ 200 $ 4,572 The following table summarizes the activity in loan losses for the six months ended June 30, 2015 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,442 $ (21 ) $ - $ 173 $ 1,594 Home equity 601 (19 ) 10 (83 ) 509 Commercial and multifamily 1,244 - - 263 1,507 Construction and land 399 (40 ) - (14 ) 345 Manufactured homes 193 (32 ) 5 27 193 Other consumer 167 (27 ) 9 34 183 Commercial business 108 - - 37 145 Unallocated 233 - - (137 ) 96 Total $ 4,387 $ (139 ) $ 24 $ 300 $ 4,572 The following table summarizes the activity in loan losses for the three months ended June 30, 2014 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 925 $ - $ - $ (53 ) $ 872 Home equity 529 (74 ) 4 (13 ) 446 Commercial and multifamily 1,832 (8 ) - (34 ) 1,790 Construction and land 240 - - 20 260 Manufactured homes 186 (89 ) 4 36 137 Other consumer 100 (26 ) 4 9 87 Commercial business 99 - - 38 137 Unallocated 265 - - 197 462 Total $ 4,176 $ (197 ) $ 12 $ 200 $ 4,191 The following table summarizes the activity in loan losses for the six months ended June 30, 2014 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,915 $ (65 ) $ 1 $ (979 ) $ 872 Home equity 781 (108 ) 33 (260 ) 446 Commercial and multifamily 300 (46 ) 1 1,537 1,790 Construction and land 318 - - (58 ) 260 Manufactured homes 209 (177 ) 5 98 137 Other consumer 109 (37 ) 7 8 87 Commercial business 102 - - 35 137 Unallocated 443 - - 19 462 Total $ 4,177 $ (433 ) $ 47 $ 400 $ 4,191 Credit Quality Indicators. When we classify problem loans as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically (if the loan is impaired) or we may allow the loss to be addressed in the general allowance (if the loan is not impaired). General allowances represent loss reserves which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem loans. When the Company classifies problem loans as a loss, we charge off such assets in the period in which they are deemed uncollectible. Assets that do not currently expose us to sufficient risk to warrant classification as substandard, doubtful or loss but possess identified weaknesses are classified as either watch or special mention assets. Our determination as to the classification of our assets and the amount of our valuation allowances is subject to review by the Federal Deposit Insurance Corporation (“FDIC”), which can order the establishment of additional loss allowances. Pass rated loans are loans that are not otherwise classified or criticized. The following table represents the internally assigned grades as of June 30, 2015 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Grade: Pass $ 126,618 $ 31,124 $ 170,238 $ 44,141 $ 12,664 $ 17,383 $ 20,952 $ 423,120 Watch 2,384 1,297 4,093 166 203 56 106 8,305 Special Mention 1,268 - - - 34 - - 1,302 Substandard 1,092 423 1,694 41 44 103 - 3,397 Doubtful - - - - - - - - Loss - - - - - - - - Total $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ 436,124 The following table represents the internally assigned grades as of December 31, 2014 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Grade: Pass $ 120,152 $ 30,785 $ 163,573 $ 45,427 $ 11,427 $ 16,587 $ 18,919 $ 406,870 Watch 11,793 3,322 3,740 852 1,038 240 606 21,591 Special Mention - - - - 24 - - 24 Substandard 1,086 568 1,639 - 50 48 - 3,391 Doubtful - - - - - - - - Loss - - - - - - - - Total $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ 431,876 Nonaccrual and Past Due Loans The following table presents the recorded investment in nonaccrual loans as of June 30, 2015 and December 31, 2014, by type of loan (in thousands): June 30, 2015 December 31, 2014 One- to four- family $ 1,045 $ 1,092 Home equity 159 258 Commercial and multifamily 82 - Construction and land 41 81 Manufactured homes 5 6 Other consumer 90 27 Total $ 1,422 $ 1,464 The following table represents the aging of the recorded investment in past due loans as of June 30, 2015 by type of loan (in thousands): 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Past Due 90 Days and Greater Past Due and Still Accruing Total Past Due Current Total Loans One-to four- family $ - $ 734 $ 391 $ - $ 1,125 $ 130,237 $ 131,362 Home equity 971 - 107 - 1,078 31,766 32,844 Commercial and multifamily - - 82 - 82 175,943 176,025 Construction and land 775 - 41 - 816 43,532 44,348 Manufactured homes 116 58 - - 174 12,771 12,945 Other consumer 33 13 90 - 136 17,406 17,542 Commercial business 168 - - - 168 20,890 21,058 Total $ 2,063 $ 805 $ 711 $ - $ 3,579 $ 432,545 $ 436,124 The following table represents the aging of the recorded investment in past due loans as of December 31, 2014 by type of loan (in thousands): 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Past Due 90 Days and Greater Past Due and Still Accruing Total Past Due Current Total Loans One-to four- family $ 1,300 $ 167 $ 720 $ - $ 2,187 $ 130,844 $ 133,031 Home equity 585 109 203 - 897 33,778 34,675 Commercial and multifamily - - - - - 168,952 168,952 Construction and land - - 81 - 81 46,198 46,279 Manufactured homes 197 42 27 114 380 12,159 12,539 Other consumer 23 7 - - 30 16,845 16,875 Commercial business 430 - - - 430 19,095 19,525 Total $ 2,535 $ 325 $ 1,031 $ 114 $ 4,005 $ 427,871 $ 431,876 Nonperforming Loans. The following table represents the credit risk profile of our loan portfolio based on payment activity as of June 30, 2015 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Performing $ 130,067 $ 32,341 $ 175,776 $ 44,307 $ 12,891 $ 17,451 $ 21,058 $ 433,891 Nonperforming 1,295 503 249 41 54 91 - 2,233 Total $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ 436,124 The following table represents the credit risk profile of our loan portfolio based on payment activity as of December 31, 2014 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Performing $ 131,519 $ 34,289 $ 167,313 $ 46,198 $ 12,344 $ 16,846 $ 19,525 $ 428,034 Nonperforming 1,512 386 1,639 81 195 29 - 3,842 Total $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ 431,876 Impaired Loans. The following table presents loans individually evaluated for impairment as of June 30, 2015 by type of loan (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: One-to four- family $ 2,241 $ 2,418 $ - Home equity 345 345 - Commercial and multifamily 250 271 - Construction and land 41 41 - Manufactured homes 29 29 - Other consumer 6 6 - Commercial business - - - Total 2,912 3,110 - With an allowance recorded: One-to four- family 3,293 3,293 477 Home equity 753 847 70 Commercial and multifamily 2,550 2,550 206 Construction and land 95 95 18 Manufactured homes 341 348 62 Other consumer 97 97 8 Commercial business 119 119 8 Total 7,248 7,349 849 Totals: One-to-four family 5,534 5,711 477 Home equity 1,098 1,192 70 Commercial and multifamily 2,800 2,821 206 Construction and land 136 136 18 Manufactured homes 370 377 62 Other consumer 103 103 8 Commercial business 119 119 8 Total $ 10,160 $ 10,459 $ 849 The following table presents loans individually evaluated for impairment as of December 31, 2014 by type of loan (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: One-to four- family $ 2,096 $ 2,340 $ - Home equity 494 555 - Commercial and multifamily 1,492 1,542 - Construction and land 100 100 - Manufactured homes 87 94 - Other consumer 21 21 - Commercial business 124 124 - Total 4,414 4,776 - With an allowance recorded: One-to four- family 2,090 2,090 258 Home equity 753 847 28 Commercial and multifamily 1,464 1,464 8 Construction and land 80 80 14 Manufactured homes 317 317 41 Other consumer 30 30 18 Commercial business - - - Total 4,734 4,828 367 Totals: One-to four- family 4,186 4,430 258 Home equity 1,247 1,402 28 Commercial and multifamily 2,956 3,006 8 Construction and land 180 180 14 Manufactured homes 404 411 41 Other consumer 51 51 18 Commercial business 124 124 - Total $ 9,148 $ 9,604 $ 367 The following table presents the average recorded investment and interest income recognized on impaired loans by type of loan for the three and six months ended June 30, 2015 and 2014 (in thousands): Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to four- family $ 1,978 $ 26 $ 1,449 $ 42 $ 2,017 $ $ 57 $ 1,143 $ 48 Home equity 448 5 544 16 463 9 444 18 Commercial and multifamily 767 3 2,261 61 1,008 7 2,172 74 Construction and land 30 - 72 5 53 - 55 5 Manufactured homes 61 1 94 2 70 1 95 4 Other consumer 10 - 7 1 14 - 10 1 Commercial business 61 - 74 3 82 - 161 - Total $ 3,354 35 4,501 130 3,707 74 4,080 150 With an allowance recorded: One-to four- family 2,851 31 3,222 3 2,597 65 3,506 51 Home equity 701 4 1,102 - 718 14 1,185 16 Commercial and multifamily 2,000 37 739 - 1,821 63 1,066 23 Construction and land 128 1 134 - 112 2 152 3 Manufactured homes 326 6 496 5 323 12 513 16 Other consumer 50 - 15 - 43 1 15 - Commercial business 60 1 55 - 40 3 92 2 Total 6,114 80 5,763 8 5,654 160 6,529 111 Totals: One-to four- family 4,829 57 4,671 45 4,614 122 4,649 99 Home equity 1,149 9 1,646 16 1,181 23 1,629 34 Commercial and multifamily 2,767 40 3,000 61 2,829 70 3,238 97 Construction and land 158 1 206 5 165 2 207 8 Manufactured homes 387 7 590 7 393 13 608 20 Other consumer 60 - 22 1 57 1 25 1 Commercial business 121 1 129 3 122 3 253 2 Total $ 9,468 $ 115 $ 10,264 $ 138 $ 9,361 $ 234 $ 10,609 $ 261 Forgone interest on nonaccrual loans was $40,000 and $57,000 for the six months ended June 30, 2015 and 2014, respectively. There were no commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired at June 30, 2015 or December 31, 2014. Troubled debt restructurings. Rate Modification Term Modification Payment Modification Combination Modification There were no new TDRs that occurred during the six months ended June 30, 2015 and three months ended June 30, 2014. The following table presents new TDRs by type of modification that occurred during the six months ended June 30, 2014 (in thousands): Six months ended June 30, 2014 Number of Contracts Rate Modifications Term Modifications Payment Modifications Combination Modifications Total Modifications One-to four- family 1 $ - $ - $ - $ 176 $ 176 Total 1 $ - $ - $ - $ 176 $ 176 There were no post-modification changes for the recorded investment in loans that were recorded as a result of the TDRs for the three and six months ended June 30, 2015 and 2014, respectively. At June 30, 2015 and June 30, 2014, the Company had no commitments to extend additional credit to borrowers whose loan terms have been modified in TDRs. The allowance for loan losses allocated to TDRs at June 30, 2015 and December 31, 2014 was $838,000 and $349,000, respectively. The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the three and six months ended June 30, 2014 and 2013, respectively (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Home equity $ - $ - $ - $ - Commercial and multifamily - 582 - 582 Total $ - $ 582 $ - $ 582 For the preceding tables, a loan is considered in default when a payment is 31 days past due. At June 30, 2015, there were no TDRs modified within the previous 12 months that were delinquent or on nonaccrual status .

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 5 – Fair Value Measurements The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 FINANCIAL ASSETS: Cash and cash equivalents $ 34,087 $ 34,087 $ 34,087 $ - $ - Available-for-sale securities 7,901 7,901 - 7,418 483 Loans held for sale 3,061 3,061 - 3,061 - Loans 434,597 429,491 - - 433,963 Accrued interest receivable 1,494 1,494 1,494 - - Mortgage servicing rights 3,271 3,271 - - 3,271 FHLB stock 1,645 1,645 - - 1,645 FINANCIAL LIABILITIES: Non-maturity deposits 250,078 250,078 - 250,078 - Time deposits 168,551 167,728 - 167,728 - Borrowings 26,256 26,225 - 26,225 - Accrued interest payable 79 79 - 79 - December 31, 2014 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 FINANCIAL ASSETS: Cash and cash equivalents $ 29,289 $ 29,289 $ 29,289 $ - $ - Available-for-sale securities 11,524 11,524 - 9,179 2,345 Loans held for sale 810 828 - 828 - Loans 430,360 423,714 - - 423,714 Accrued interest receivable 1,497 1,497 1,497 - - Mortgage servicing rights 3,028 3,028 - - 3,028 FHLB Stock 2,224 2,224 - - 2,224 FINANCIAL LIABILITIES: Non-maturity deposits 235,870 235,870 - 235,870 - Time deposits 171,939 172,334 - 172,334 - Borrowings 30,578 30,534 - 30,534 - Accrued interest payable 76 76 - 76 - The following table presents the balance of assets measured at fair value on a recurring basis as of June 30, 2015 and December 31, 2014 (in thousands): Fair Value at June 30, 2015 Description Total Level 1 Level 2 Level 3 Municipal bonds $ 2,050 $ - $ 2,050 $ - Agency mortgage-backed securities 5,368 - 5,368 - Non-agency mortgage-backed securities 483 - - 483 Mortgage servicing rights 3,271 - - 3,271 Fair Value at December 31, 2014 Description Total Level 1 Level 2 Level 3 Municipal bonds $ 2,083 $ - $ 2,083 $ - Agency mortgage-backed securities 7,096 - 7,096 - Non-agency mortgage-backed securities 2,345 - - 2,345 Mortgage servicing rights 3,028 - - 3,028 For the three and six months ended June 30, 2015 and 2014 there were no transfers between Level 1 and Level 2 nor between Level 2 and Level 3. The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at June 30, 2015: Financial Instrument Valuation Technique Unobservable Input(s) Range (Weighted Average) Mortgage Servicing Rights Discounted cash flow Prepayment speed assumption 105-462% (177%) Discount rate 8-12% (10%) Non-agency mortgage-backed securities Discounted cash flow Discount rate (8%) Generally, any significant increases in the constant prepayment rate and discount rate utilized in the fair value measurement of the mortgage servicing rights will result in a negative fair value adjustment (and decrease in the fair value measurement). Conversely, a decrease in the constant prepayment rate and discount rate will result in a positive fair value adjustment (and increase in the fair value measurement). An increase in the weighted average life assumptions will result in a decrease in the constant prepayment rate and conversely, a decrease in the weighted average life will result in an increase of the constant prepayment rate. The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six months ended June 30, 2015 and 2014 (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Beginning balance, at fair value $ 496 $ 2,393 $ 2,345 $ 2,419 OTTI impairment losses - - - - Principal payments (26 ) (70 ) (187 ) (147 ) Sales (1,702 ) Change in unrealized loss 13 260 27 311 Ending balance, at fair value $ 483 $ 2,583 $ 483 $ 2,583 Mortgage servicing rights are measured at fair value using significant unobservable input (Level 3) on a recurring basis and a reconciliation of this asset can be found in Note 6 – Mortgage Servicing Rights. The following tables present the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands): Fair Value at June 30, 2015 Total Level 1 Level 2 Level 3 OREO and repossessed assets $ 382 $ - $ - $ 382 Impaired loans 10,160 - - 10,160 Fair Value at December 31, 2014 Total Level 1 Level 2 Level 3 OREO and repossessed assets $ 323 $ - $ - $ 323 Impaired loans 9,148 - - 9,148 There were no liabilities carried at fair value, measured on a recurring or nonrecurring basis, at June 30, 2015 or December 31, 2014. The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at June 30, 2015: Financial Instrument Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) OREO Market approach Adjustment for differences between comparable sales 5-48% (21%) Impaired loans Market approach Adjustment for differences between comparable sales 0-100% (7%) A description of the valuation methodologies used for impaired loans and OREO is as follows: Impaired Loans OREO and Repossessed Assets The following methods and assumptions were used to estimate the fair value of other financial instruments: Cash and cash equivalents, accrued interest receivable and payable, and advance payments from borrowers for taxes and insurance Available-for-sale (“AFS”) Securities Loans Held for Sale Loans Mortgage Servicing Rights FHLB stock Deposits Borrowings Off-balance-sheet financial instruments We assume interest rate risk (the risk that general interest rate levels will change) as a result of our normal operations. As a result, the fair values of our financial instruments will change when interest rate levels change, which may be favorable or unfavorable to us. Management attempts to match maturities of assets and liabilities to the extent necessary or possible to minimize interest rate risk. However, borrowers with fixed-rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by establishing early withdrawal penalties for certificates of deposit, creating interest rate floors for certain variable rate loans, adjusting terms of new loans and deposits, by borrowing at fixed rates for fixed terms and investing in securities with terms that mitigate our overall interest rate risk.

Mortgage Servicing Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2015
Mortgage Servicing Rights [Abstract]
Mortgage Servicing Rights	Note 6 – Mortgage Servicing Rights The unpaid principal balances of loans serviced for Federal National Mortgage Association at June 30, 2015 and December 31, 2014, totaled approximately $369.6 million and $357.8 million, respectively, and was not included in the Company’s financial statements. We also service loans for other financial institutions. A summary of the change in the balance of mortgage servicing rights during the three and six months ended June 30, 2015 and 2014 were as follows (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Beginning balance, at fair value $ 2,890 $ 2,948 $ 3,028 $ 2,984 Servicing rights that result from transfers of financial assets 214 129 431 185 Changes in fair value: Due to changes in model inputs or assumptions (1) 352 144 174 284 Other (2) (185 ) (228 ) (362 ) (460 ) Ending balance, at fair value $ 3,271 $ 2,993 $ 3,271 $ 2,993 (1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates (2) Represents changes due to collection or realization of expected cash flows over time. The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows: At June 30, 2015 2014 Prepayment speed (Public Securities Association “PSA” model) 177 % 210 % Weighted-average life (years) 6.7 6.1 Yield to maturity discount rate 10.0 % 10.0 % The amount of contractually specified servicing, late and ancillary fees earned and recorded in mortgage servicing income on the Condensed Consolidated Statements of Income was $214,000 and $469,000 for the three and six months ended June 30, 2015, respectively and $80,000 and $33,000 for the three and six months ended June 30, 2014, respectively.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 7 – Commitments and Contingencies In the normal course of operations, the Company engages in a variety of financial transactions that are not recorded in our financial statements. These transactions involve varying degrees of off-balance sheet credit, interest rate and liquidity risks. These transactions are used primarily to manage customers’ requests for funding and take the form of loan commitments and lines of credit.

Borrowings and FHLB Stock

Borrowings and FHLB Stock	6 Months Ended
	Jun. 30, 2015
Borrowings and FHLB Stock [Abstract]
Borrowings and FHLB Stock	Note 8 – Borrowings and FHLB Stock The Company utilizes a loan agreement with the FHLB of Seattle. The terms of the agreement call for a blanket pledge of a portion of the Company’s mortgage and commercial and multifamily portfolio based on the outstanding balance. At June 30, 2015 and December 31, 2014, the amount available to borrow As a member of the FHLB system, the Bank is required to maintain a minimum level of investment in FHLB stock based on specific percentages of its outstanding FHLB advances . On September 25, 2014, the FHLB of Seattle entered into an Agreement and Plan of Merger with and into the FHLB of Des Moines. The merger was approved by the members of both the Seattle and Des Moines Federal Home Loan Banks on February 27, 2015 and the merger was completed effective May 31, 2015. Based on the above, the Company has determined there was no impairment on its FHLB stock investment as of June 30, 2015. The Company participates in the Federal Reserve Bank Borrower-in-Custody program, which gives the Company access to the discount window. The terms of the program call for a pledge of specific assets. The Company had unused borrowing capacity of $18.0 million and $21.8 million and no outstanding borrowings under this program at June 30, 2015 and December 31, 2014, respectively. The Company has access to a Fed Funds line of credit from the Pacific Coast Banker's Bank. The line has a two-year term maturing on June 30, 2016 and is renewable biannually. The Company had unused borrowing capacity of $2.0 million and no outstanding borrowings under this agreement at June 30, 2015 and December 31, 2014. The Company has access to a Fed Funds line of credit from Zions Bank under a Fed Funds Sweep and Line Agreement established September 26, 2013. The agreement allows access to a Fed Funds line of up to $9.0 million and requires the Company to maintain cash balances with Zions Bank of $250,000. The agreement has no maturity date. There were no outstanding borrowings on this line of credit at June 30, 2015 or December 31, 2014.

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
Earnings Per Common Share	Note 9 – Earnings Per Common Share Basic earnings per common share is computed by dividing net income (which has been adjusted for distributed and undistributed earnings to participating securities) by the weighted-average number of common shares outstanding for the period, reduced for average unallocated ESOP shares and average unvested restricted stock awards. Unvested share-based awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and shall be included in the computation of earnings per share pursuant to the two-class method described in ASC 260-10-45-60B. Diluted earnings per common share reflects the potential dilution that could occur if securities or other contracts to issue common stock (such as stock awards and options) were exercised or converted to common stock, or resulted in the issuance of common stock that then shared in the Company's earnings. Diluted earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding for the period increased for the dilutive effect of unexercised stock options and unvested restricted stock awards. The dilutive effect of the unexercised stock options and unvested restricted stock awards is calculated under the treasury stock method utilizing the average market value of the Company's stock for the period. Earnings per common share are summarized for the periods presented in the following table (dollars in thousands, except per share data): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Net income $ 1,247 $ 1,216 $ 2,455 $ 2,203 Less net income attributable to participating securities (1) 44 20 80 37 Net income available to common shareholders $ 1,203 $ 1,196 $ 2,375 $ 2,166 Weighted average number of shares outstanding, basic 2,510,673 2,509,551 2,517,734 2,508,122 Effect of potentially dilutive common shares (2) 91,311 91,212 85,043 94,285 Weighted average number of shares outstanding, diluted 2,601,984 2,600,763 2,602,777 2,602,407 Earnings per share, basic $ 0.50 $ 0.48 $ 0.98 $ 0.88 Earnings per share, diluted $ 0.48 $ 0.47 $ 0.94 $ 0.85 (1) (2) There were no shares considered anti-dilutive for the three and six months ended June 30, 2015 or 2014.

Stock-based Compensation

Stock-based Compensation	6 Months Ended
	Jun. 30, 2015
Stock-based Compensation [Abstract]
Stock-based Compensation	Note 10 – Stock-based Compensation Stock Options and Restricted Stock The Company currently has two existing Equity Incentive Plans, a 2008 Equity Inventive Plan (the"2008 Plan") and a 2013 Equity Incentive Plan (the "2013 Plan"), and together with the 2008 Plan, (the "Plans"), both of which were approved by shareholders. The Plans permit the grant of restricted stock, restricted stock units, stock options, and stock appreciation rights. Under the 2008 Plan, 126,287 shares of common stock were approved for awards for stock options and stock appreciation rights and 50,514 shares of common stock were approved for awards for restricted stock and restricted stock units. Under the 2013 Plan, 141,750 shares of common stock were approved for awards for stock options and stock appreciation rights and 56,700 shares of common stock were approved for awards for restricted stock and restricted stock units. As of June 30, 2015, awards for stock options totaling 228,090 shares and awards for restricted stock totaling 96,082 shares of Company common stock have been granted, net of any forfeitures, to participants in the Plans. During the three and six months ended June 30, 2015 and June 30, 2014, share-based compensation expense respectively. Stock Option Awards All of the stock option awards granted under the Plans to date provide for the recipient's award to vest in 20 percent annual increments commencing one year from the grant date. All of the options granted are exercisable for a period of 10 years from the date of grant, subject to vesting. The following is a summary of the Company's stock option plan awards during the six months ended June 30, 2015: Shares Weighted- Average Exercise Price Weighted-Average Remaining Contractual Term In Years Aggregate Intrinsic Value Outstanding at the beginning of the year 152,018 $ 13.20 7.21 $ 858,902 Granted 40,782 $ 18.36 Exercised (1,783 ) $ 9.53 Forfeited - $ - Expired - - Outstanding at June 30, 2015 191,017 $ 14.41 7.84 $ 1,023,502 Exercisable 89,984 $ 12.07 6.37 $ 704,234 Expected to vest, assuming a 0% forfeiture rate over the vesting term 191,017 $ 14.34 7.84 $ 1,023,502 As of June 30, 2015, there was $772,000 of total unrecognized compensation cost related to non-vested stock options granted under the Plans. The cost is expected to be recognized over the remaining weighted-average vesting period of 1.4 years. The fair value of each option award granted is estimated on the date of grant using a Black-Scholes model. The assumptions used for the six months ended June 30, 2015 are presented in the table below: Annual dividend yield 1.20 % Expected volatility 24.80 % Risk-free interest rate 1.35 % Expected term 7.25 years Weighted-average grant date fair value per option granted $ 3.83 Restricted Stock Awards The fair value of the restricted stock awards is equal to the fair value of the Company’s stock at the date of grant. Compensation expense is recognized over the vesting period that the awards are based. The restricted stock awards granted under the 2008 Plan to date provide for vesting in 20 percent annual increments commencing one year from the grant date. The restricted stock awards under the 2013 Plan to date vested 20% of a recipient’s award immediately with the balance of an individual’s award vesting in four equal annual installments commencing one year from the grant date. The following is a summary of the Company’s outstanding restricted stock awards during the six months ended June 30, 2015: Non-vested Shares Shares Weighted-Average Grant-Date Fair Value Per Share Non-vested at January 1, 2015 33,243 $ 2.49 Granted 10,208 3.83 Vested (11,416 ) 1.94 Forfeited (482 ) 1.31 Expired - - Non-vested at June 30, 2015 31,553 $ 1.87 Expected to vest assuming a 0% forfeiture rate over the vesting term 31,553 $ 1.87 As of June 30, 2015, there was $605,000 of unrecognized compensation cost related to non-vested restricted stock granted under the Plan remaining. The cost is expected to be recognized over the weighted-average vesting period of 1.45 years. The total fair value of shares vested for the six months ended June 30, 2015 and 2014 was $240,000 and $269,000, respectively. Employee Stock Ownership Plan In January 2008, the ESOP borrowed $1.2 million from the Company to purchase common stock of the Company. In August 2012, in conjunction with the Company’s “second step” conversion to become a fully converted public company, the ESOP borrowed $1.1 million from the Company to purchase additional common stock of the Company. Both loans are being repaid principally by the Bank through contributions to the ESOP over a period of ten years. The interest rate on the loans is fixed at 4.0% and 2.25%, per annum, respectively. As of June 30, 2015, the remaining balances of the ESOP loans were $398,000 and $808,000, respectively. Neither the loan balances nor the related interest expense are reflected on the condensed consolidated financial statements. At June 30, 2015, the ESOP was committed to release 21,443 shares of the Company’s common stock to participants and held 88,243 unallocated shares remaining to be released in future years. The fair value of the 195,528 shares of Company common stock held by the ESOP trust was $4.1 million at June 30, 2015. ESOP compensation expense included in salaries and benefits was $102,000 and $204,000 for the three and six months ended June 30, 2015 and $76,000 and $155,000 for the three and six months ended June 30, 2014, respectively.

Subsequent Event

Subsequent Event	6 Months Ended
	Jun. 30, 2015
Subsequent Event [Abstract]
Subsequent Event	Note 11 – Subsequent Event On July 30, 2015, the Company declared a quarterly cash dividend of $0.06 per common share, payable August 26, 2015 to shareholders of record at the close of business August 12, 2015.

Accounting Pronouncements Rec21

Accounting Pronouncements Recently Issued or Adopted (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Pronouncements Recently Issued or Adopted [Abstract]
New Accounting Pronouncements	In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) FASB issued ASU No.2015-1, Income Statement-Extraordinary and Unusual Items (Subtopic 225-20). The objective of this ASU is to simplify the income statement presentation requirements in Subtopic 225-20 by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. This ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The adoption of ASU 2015-1 is not expected to have a material impact on the Company’s consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis, which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on simplifying the consolidation evaluation for reporting organizations that are required to evaluate whether they should consolidate certain legal entities by reducing the number of consolidation model from four to two, among other changes. The ASU will be effective for periods beginning after December 31, 2015, while early adoption is permitted. The Company does not expect this ASU to have a material impact on the Company's consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs. The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected. ASU No 2015-03 is effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. ASU No. 2015-03 should be applied on a retrospective basis. The Company is currently evaluating the impacts of this ASU on the Company's consolidated financial statements. In April 2015, FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement. The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements. On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification (‘Codification”) updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements. Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements.

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Amortized Cost and Fair Value of AFS Securities and Corresponding Amounts of Gross Unrealized Gains And Losses	The amortized cost and fair value of our available-for-sale (“AFS”) securities and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value June 30, 2015 Municipal bonds $ 1,912 $ 138 $ - $ 2,050 Agency mortgage-backed securities 5,259 135 (26 ) 5,368 Non-agency mortgage-backed securities 506 - (23 ) 483 Total $ 7,677 $ 273 $ (49 ) $ 7,901 December 31, 2014 Municipal bonds $ 1,911 $ 172 $ - $ 2,083 Agency mortgage-backed securities 7,024 110 (38 ) 7,096 Non-agency mortgage-backed securities 2,312 83 (50 ) 2,345 Total $ 11,247 $ 365 $ (88 ) $ 11,524
Amortized Cost and Fair Value of Investments Available-for-Sale by Contractual Maturity	The amortized cost and fair value of AFS securities at June 30, 2015, by contractual maturity, are shown below (in thousands). Expected maturities of AFS securities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. At June 30, 2015 Amortized Cost Fair Value Due in five to ten years $ 1,912 $ 2,050 Due after ten years 5,765 5,851 Total $ 7,677 $ 7,901
Aggregate Fair Value and Gross Unrealized Loss in Continuous Unrealized Loss Position	The following tables summarize at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands): June 30, 2015 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Agency mortgage-backed securities $ - $ - $ 1,500 $ (26 ) $ 1,500 $ (26 ) Non-agency mortgage-backed securities - - 483 (23 ) 483 (23 ) Total $ - $ - $ 1,983 $ (49 ) $ 1,983 $ (49 ) December 31, 2014 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Agency mortgage-backed securities $ 627 $ (6 ) $ 2,216 $ (32 ) $ 2,843 $ (38 ) Non-agency mortgage-backed securities - - 507 (50 ) 507 (50 ) Total $ 627 $ (6 ) $ 2,723 $ (82 ) $ 3,350 $ (88 )
Cumulative Roll Forward of Credit Losses Recognized in Earnings	The following table presents the cumulative roll forward of credit losses recognized in earnings during the three and six months ended June 30, 2015 and 2014 relating to the Company’s non-U.S. agency mortgage-backed securities (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Estimated credit losses, beginning balance $ - $ 450 $ 450 $ 450 Additions for credit losses not previously recognized - - - - Reduction for increases in cash flows - - - - Reduction of related OTTI due to sales - - (450 ) - Reduction for realized losses - - - - Estimated credit losses, ending balance $ - $ 450 $ - $ 450

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Composition of Loan Portfolio, Including Loans Held for Sale	The composition of the loan portfolio at the dates indicated, excluding loans held for sale, was as follows (in thousands): At June 30, 2015 At December 31, 2014 Real estate loans: One- to four- family $ 131,362 $ 133,031 Home equity 32,844 34,675 Commercial and multifamily 176,025 168,952 Construction and land 44,348 46,279 Total real estate loans $ 384,579 382,937 Consumer loans: Manufactured homes 12,945 12,539 Other consumer 17,542 16,875 Total consumer loans 30,487 29,414 Commercial business loans 21,058 19,525 Total loans 436,124 431,876 Deferred fees (1,527 ) (1,516 ) Total loans, gross 434,597 430,360 Allowance for loan losses (4,572 ) (4,387 ) Total loans, net $ 430,025 $ 425,973
Allowance for Loan Losses and Recorded Investment	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 477 $ 70 $ 206 $ 18 $ 62 $ 8 $ 8 $ - $ 849 Collectively evaluated for impairment 1,117 439 1,301 327 131 175 137 96 3,723 Ending balance $ 1,594 $ 509 $ 1,507 $ 345 $ 193 $ 183 $ 145 $ 96 $ 4,572 Loans receivable: Individually evaluated for impairment $ 5,534 $ 1,098 $ 2,800 $ 136 $ 370 $ 103 $ 119 $ - $ 10,160 Collectively evaluated for impairment 125,828 31,746 173,225 44,212 12,575 17,439 20,939 - 425,964 Ending balance $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ - $ 436,124 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014 (in thousands): One-to- four family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 258 $ 28 $ 8 $ 14 $ 41 $ 18 $ - $ - $ 367 Collectively evaluated for impairment 1,184 573 1,236 385 152 149 108 233 4,020 Ending balance $ 1,442 $ 601 $ 1,244 $ 399 $ 193 $ 167 $ 108 $ 233 $ 4,387 Loans receivable: Individually evaluated for impairment $ 4,186 $ 1,247 $ 2,956 $ 180 $ 404 $ 51 $ 124 $ - $ 9,148 Collectively evaluated for impairment 128,845 33,428 165,996 46,099 12,135 16,824 19,401 - 422,728 Ending balance $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ - $ 431,876
Activity in Loan Losses	The following table summarizes the activity in loan losses for the three months ended June 30, 2015 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,429 $ - $ - $ 165 $ 1,594 Home equity 514 - 6 (11 ) 509 Commercial and multifamily 1,406 - - 101 1,507 Construction and land 414 (40 ) - (29 ) 345 Manufactured homes 184 (32 ) 2 39 193 Other consumer 154 (3 ) 3 29 183 Commercial business 104 - - 41 145 Unallocated 231 - - (135 ) 96 Total $ 4,436 $ (75 ) $ 11 $ 200 $ 4,572 The following table summarizes the activity in loan losses for the six months ended June 30, 2015 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,442 $ (21 ) $ - $ 173 $ 1,594 Home equity 601 (19 ) 10 (83 ) 509 Commercial and multifamily 1,244 - - 263 1,507 Construction and land 399 (40 ) - (14 ) 345 Manufactured homes 193 (32 ) 5 27 193 Other consumer 167 (27 ) 9 34 183 Commercial business 108 - - 37 145 Unallocated 233 - - (137 ) 96 Total $ 4,387 $ (139 ) $ 24 $ 300 $ 4,572 The following table summarizes the activity in loan losses for the three months ended June 30, 2014 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 925 $ - $ - $ (53 ) $ 872 Home equity 529 (74 ) 4 (13 ) 446 Commercial and multifamily 1,832 (8 ) - (34 ) 1,790 Construction and land 240 - - 20 260 Manufactured homes 186 (89 ) 4 36 137 Other consumer 100 (26 ) 4 9 87 Commercial business 99 - - 38 137 Unallocated 265 - - 197 462 Total $ 4,176 $ (197 ) $ 12 $ 200 $ 4,191 The following table summarizes the activity in loan losses for the six months ended June 30, 2014 (in thousands): Beginning Allowance Charge-offs Recoveries Provision Ending Allowance One-to four- family $ 1,915 $ (65 ) $ 1 $ (979 ) $ 872 Home equity 781 (108 ) 33 (260 ) 446 Commercial and multifamily 300 (46 ) 1 1,537 1,790 Construction and land 318 - - (58 ) 260 Manufactured homes 209 (177 ) 5 98 137 Other consumer 109 (37 ) 7 8 87 Commercial business 102 - - 35 137 Unallocated 443 - - 19 462 Total $ 4,177 $ (433 ) $ 47 $ 400 $ 4,191
Credit Quality Indicators	The following table represents the internally assigned grades as of June 30, 2015 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Grade: Pass $ 126,618 $ 31,124 $ 170,238 $ 44,141 $ 12,664 $ 17,383 $ 20,952 $ 423,120 Watch 2,384 1,297 4,093 166 203 56 106 8,305 Special Mention 1,268 - - - 34 - - 1,302 Substandard 1,092 423 1,694 41 44 103 - 3,397 Doubtful - - - - - - - - Loss - - - - - - - - Total $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ 436,124 The following table represents the internally assigned grades as of December 31, 2014 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Grade: Pass $ 120,152 $ 30,785 $ 163,573 $ 45,427 $ 11,427 $ 16,587 $ 18,919 $ 406,870 Watch 11,793 3,322 3,740 852 1,038 240 606 21,591 Special Mention - - - - 24 - - 24 Substandard 1,086 568 1,639 - 50 48 - 3,391 Doubtful - - - - - - - - Loss - - - - - - - - Total $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ 431,876
Nonaccrual Loans	The following table presents the recorded investment in nonaccrual loans as of June 30, 2015 and December 31, 2014, by type of loan (in thousands): June 30, 2015 December 31, 2014 One- to four- family $ 1,045 $ 1,092 Home equity 159 258 Commercial and multifamily 82 - Construction and land 41 81 Manufactured homes 5 6 Other consumer 90 27 Total $ 1,422 $ 1,464
Aging of Recorded Investment in Past Due Loans	The following table represents the aging of the recorded investment in past due loans as of June 30, 2015 by type of loan (in thousands): 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Past Due 90 Days and Greater Past Due and Still Accruing Total Past Due Current Total Loans One-to four- family $ - $ 734 $ 391 $ - $ 1,125 $ 130,237 $ 131,362 Home equity 971 - 107 - 1,078 31,766 32,844 Commercial and multifamily - - 82 - 82 175,943 176,025 Construction and land 775 - 41 - 816 43,532 44,348 Manufactured homes 116 58 - - 174 12,771 12,945 Other consumer 33 13 90 - 136 17,406 17,542 Commercial business 168 - - - 168 20,890 21,058 Total $ 2,063 $ 805 $ 711 $ - $ 3,579 $ 432,545 $ 436,124 The following table represents the aging of the recorded investment in past due loans as of December 31, 2014 by type of loan (in thousands): 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Past Due 90 Days and Greater Past Due and Still Accruing Total Past Due Current Total Loans One-to four- family $ 1,300 $ 167 $ 720 $ - $ 2,187 $ 130,844 $ 133,031 Home equity 585 109 203 - 897 33,778 34,675 Commercial and multifamily - - - - - 168,952 168,952 Construction and land - - 81 - 81 46,198 46,279 Manufactured homes 197 42 27 114 380 12,159 12,539 Other consumer 23 7 - - 30 16,845 16,875 Commercial business 430 - - - 430 19,095 19,525 Total $ 2,535 $ 325 $ 1,031 $ 114 $ 4,005 $ 427,871 $ 431,876
Credit Risk Profile of Loan Portfolio Based on Payment Activity by Type of Loan	The following table represents the credit risk profile of our loan portfolio based on payment activity as of June 30, 2015 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Performing $ 130,067 $ 32,341 $ 175,776 $ 44,307 $ 12,891 $ 17,451 $ 21,058 $ 433,891 Nonperforming 1,295 503 249 41 54 91 - 2,233 Total $ 131,362 $ 32,844 $ 176,025 $ 44,348 $ 12,945 $ 17,542 $ 21,058 $ 436,124 The following table represents the credit risk profile of our loan portfolio based on payment activity as of December 31, 2014 by type of loan (in thousands): One- to four- family Home equity Commercial and multifamily Construction and land Manufactured homes Other consumer Commercial business Total Performing $ 131,519 $ 34,289 $ 167,313 $ 46,198 $ 12,344 $ 16,846 $ 19,525 $ 428,034 Nonperforming 1,512 386 1,639 81 195 29 - 3,842 Total $ 133,031 $ 34,675 $ 168,952 $ 46,279 $ 12,539 $ 16,875 $ 19,525 $ 431,876
Schedule of Impaired Loans, Individually Evaluated	The following table presents loans individually evaluated for impairment as of June 30, 2015 by type of loan (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: One-to four- family $ 2,241 $ 2,418 $ - Home equity 345 345 - Commercial and multifamily 250 271 - Construction and land 41 41 - Manufactured homes 29 29 - Other consumer 6 6 - Commercial business - - - Total 2,912 3,110 - With an allowance recorded: One-to four- family 3,293 3,293 477 Home equity 753 847 70 Commercial and multifamily 2,550 2,550 206 Construction and land 95 95 18 Manufactured homes 341 348 62 Other consumer 97 97 8 Commercial business 119 119 8 Total 7,248 7,349 849 Totals: One-to-four family 5,534 5,711 477 Home equity 1,098 1,192 70 Commercial and multifamily 2,800 2,821 206 Construction and land 136 136 18 Manufactured homes 370 377 62 Other consumer 103 103 8 Commercial business 119 119 8 Total $ 10,160 $ 10,459 $ 849 The following table presents loans individually evaluated for impairment as of December 31, 2014 by type of loan (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: One-to four- family $ 2,096 $ 2,340 $ - Home equity 494 555 - Commercial and multifamily 1,492 1,542 - Construction and land 100 100 - Manufactured homes 87 94 - Other consumer 21 21 - Commercial business 124 124 - Total 4,414 4,776 - With an allowance recorded: One-to four- family 2,090 2,090 258 Home equity 753 847 28 Commercial and multifamily 1,464 1,464 8 Construction and land 80 80 14 Manufactured homes 317 317 41 Other consumer 30 30 18 Commercial business - - - Total 4,734 4,828 367 Totals: One-to four- family 4,186 4,430 258 Home equity 1,247 1,402 28 Commercial and multifamily 2,956 3,006 8 Construction and land 180 180 14 Manufactured homes 404 411 41 Other consumer 51 51 18 Commercial business 124 124 - Total $ 9,148 $ 9,604 $ 367 The following table presents the average recorded investment and interest income recognized on impaired loans by type of loan for the three and six months ended June 30, 2015 and 2014 (in thousands): Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to four- family $ 1,978 $ 26 $ 1,449 $ 42 $ 2,017 $ $ 57 $ 1,143 $ 48 Home equity 448 5 544 16 463 9 444 18 Commercial and multifamily 767 3 2,261 61 1,008 7 2,172 74 Construction and land 30 - 72 5 53 - 55 5 Manufactured homes 61 1 94 2 70 1 95 4 Other consumer 10 - 7 1 14 - 10 1 Commercial business 61 - 74 3 82 - 161 - Total $ 3,354 35 4,501 130 3,707 74 4,080 150 With an allowance recorded: One-to four- family 2,851 31 3,222 3 2,597 65 3,506 51 Home equity 701 4 1,102 - 718 14 1,185 16 Commercial and multifamily 2,000 37 739 - 1,821 63 1,066 23 Construction and land 128 1 134 - 112 2 152 3 Manufactured homes 326 6 496 5 323 12 513 16 Other consumer 50 - 15 - 43 1 15 - Commercial business 60 1 55 - 40 3 92 2 Total 6,114 80 5,763 8 5,654 160 6,529 111 Totals: One-to four- family 4,829 57 4,671 45 4,614 122 4,649 99 Home equity 1,149 9 1,646 16 1,181 23 1,629 34 Commercial and multifamily 2,767 40 3,000 61 2,829 70 3,238 97 Construction and land 158 1 206 5 165 2 207 8 Manufactured homes 387 7 590 7 393 13 608 20 Other consumer 60 - 22 1 57 1 25 1 Commercial business 121 1 129 3 122 3 253 2 Total $ 9,468 $ 115 $ 10,264 $ 138 $ 9,361 $ 234 $ 10,609 $ 261
Troubled Restructured Debt Modifications	The following table presents new TDRs by type of modification that occurred during the six months ended June 30, 2014 (in thousands): Six months ended June 30, 2014 Number of Contracts Rate Modifications Term Modifications Payment Modifications Combination Modifications Total Modifications One-to four- family 1 $ - $ - $ - $ 176 $ 176 Total 1 $ - $ - $ - $ 176 $ 176
Troubled Debt Restructurings in Default	The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the three and six months ended June 30, 2014 and 2013, respectively (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Home equity $ - $ - $ - $ - Commercial and multifamily - 582 - 582 Total $ - $ 582 $ - $ 582

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Information about Level in Fair Value Hierarchy for Financial Assets and Liabilities	The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 FINANCIAL ASSETS: Cash and cash equivalents $ 34,087 $ 34,087 $ 34,087 $ - $ - Available-for-sale securities 7,901 7,901 - 7,418 483 Loans held for sale 3,061 3,061 - 3,061 - Loans 434,597 429,491 - - 433,963 Accrued interest receivable 1,494 1,494 1,494 - - Mortgage servicing rights 3,271 3,271 - - 3,271 FHLB stock 1,645 1,645 - - 1,645 FINANCIAL LIABILITIES: Non-maturity deposits 250,078 250,078 - 250,078 - Time deposits 168,551 167,728 - 167,728 - Borrowings 26,256 26,225 - 26,225 - Accrued interest payable 79 79 - 79 - December 31, 2014 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 FINANCIAL ASSETS: Cash and cash equivalents $ 29,289 $ 29,289 $ 29,289 $ - $ - Available-for-sale securities 11,524 11,524 - 9,179 2,345 Loans held for sale 810 828 - 828 - Loans 430,360 423,714 - - 423,714 Accrued interest receivable 1,497 1,497 1,497 - - Mortgage servicing rights 3,028 3,028 - - 3,028 FHLB Stock 2,224 2,224 - - 2,224 FINANCIAL LIABILITIES: Non-maturity deposits 235,870 235,870 - 235,870 - Time deposits 171,939 172,334 - 172,334 - Borrowings 30,578 30,534 - 30,534 - Accrued interest payable 76 76 - 76 -
Fair Value of Assets Measured on Recurring Basis	The following table presents the balance of assets measured at fair value on a recurring basis as of June 30, 2015 and December 31, 2014 (in thousands): Fair Value at June 30, 2015 Description Total Level 1 Level 2 Level 3 Municipal bonds $ 2,050 $ - $ 2,050 $ - Agency mortgage-backed securities 5,368 - 5,368 - Non-agency mortgage-backed securities 483 - - 483 Mortgage servicing rights 3,271 - - 3,271 Fair Value at December 31, 2014 Description Total Level 1 Level 2 Level 3 Municipal bonds $ 2,083 $ - $ 2,083 $ - Agency mortgage-backed securities 7,096 - 7,096 - Non-agency mortgage-backed securities 2,345 - - 2,345 Mortgage servicing rights 3,028 - - 3,028
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Reconciliation of Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3)	The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and six months ended June 30, 2015 and 2014 (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Beginning balance, at fair value $ 496 $ 2,393 $ 2,345 $ 2,419 OTTI impairment losses - - - - Principal payments (26 ) (70 ) (187 ) (147 ) Sales (1,702 ) Change in unrealized loss 13 260 27 311 Ending balance, at fair value $ 483 $ 2,583 $ 483 $ 2,583
Fair Value of Assets Measured on Nonrecurring Basis	The following tables present the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands): Fair Value at June 30, 2015 Total Level 1 Level 2 Level 3 OREO and repossessed assets $ 382 $ - $ - $ 382 Impaired loans 10,160 - - 10,160 Fair Value at December 31, 2014 Total Level 1 Level 2 Level 3 OREO and repossessed assets $ 323 $ - $ - $ 323 Impaired loans 9,148 - - 9,148
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value of Assets, Quantitative Information	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at June 30, 2015: Financial Instrument Valuation Technique Unobservable Input(s) Range (Weighted Average) Mortgage Servicing Rights Discounted cash flow Prepayment speed assumption 105-462% (177%) Discount rate 8-12% (10%) Non-agency mortgage-backed securities Discounted cash flow Discount rate (8%)
Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value of Assets, Quantitative Information	The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at June 30, 2015: Financial Instrument Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) OREO Market approach Adjustment for differences between comparable sales 5-48% (21%) Impaired loans Market approach Adjustment for differences between comparable sales 0-100% (7%)

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2015
Mortgage Servicing Rights [Abstract]
Mortgage Service Rights	A summary of the change in the balance of mortgage servicing rights during the three and six months ended June 30, 2015 and 2014 were as follows (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Beginning balance, at fair value $ 2,890 $ 2,948 $ 3,028 $ 2,984 Servicing rights that result from transfers of financial assets 214 129 431 185 Changes in fair value: Due to changes in model inputs or assumptions (1) 352 144 174 284 Other (2) (185 ) (228 ) (362 ) (460 ) Ending balance, at fair value $ 3,271 $ 2,993 $ 3,271 $ 2,993 (1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates (2) Represents changes due to collection or realization of expected cash flows over time.
Mortgage Service Rights Assumptions	The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows: At June 30, 2015 2014 Prepayment speed (Public Securities Association “PSA” model) 177 % 210 % Weighted-average life (years) 6.7 6.1 Yield to maturity discount rate 10.0 % 10.0 %

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
Earnings per Common Share	Earnings per common share are summarized for the periods presented in the following table (dollars in thousands, except per share data): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Net income $ 1,247 $ 1,216 $ 2,455 $ 2,203 Less net income attributable to participating securities (1) 44 20 80 37 Net income available to common shareholders $ 1,203 $ 1,196 $ 2,375 $ 2,166 Weighted average number of shares outstanding, basic 2,510,673 2,509,551 2,517,734 2,508,122 Effect of potentially dilutive common shares (2) 91,311 91,212 85,043 94,285 Weighted average number of shares outstanding, diluted 2,601,984 2,600,763 2,602,777 2,602,407 Earnings per share, basic $ 0.50 $ 0.48 $ 0.98 $ 0.88 Earnings per share, diluted $ 0.48 $ 0.47 $ 0.94 $ 0.85 (1) (2)

Stock-based Compensation (Table

Stock-based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Stock-based Compensation [Abstract]
Stock Option Plan Awards	The following is a summary of the Company's stock option plan awards during the six months ended June 30, 2015: Shares Weighted- Average Exercise Price Weighted-Average Remaining Contractual Term In Years Aggregate Intrinsic Value Outstanding at the beginning of the year 152,018 $ 13.20 7.21 $ 858,902 Granted 40,782 $ 18.36 Exercised (1,783 ) $ 9.53 Forfeited - $ - Expired - - Outstanding at June 30, 2015 191,017 $ 14.41 7.84 $ 1,023,502 Exercisable 89,984 $ 12.07 6.37 $ 704,234 Expected to vest, assuming a 0% forfeiture rate over the vesting term 191,017 $ 14.34 7.84 $ 1,023,502
Valuation Assumptions Used in Estimating Fair Value of Option Awards	The fair value of each option award granted is estimated on the date of grant using a Black-Scholes model. The assumptions used for the six months ended June 30, 2015 are presented in the table below: Annual dividend yield 1.20 % Expected volatility 24.80 % Risk-free interest rate 1.35 % Expected term 7.25 years Weighted-average grant date fair value per option granted $ 3.83
Summary of Outstanding Restricted Stock Awards	The following is a summary of the Company’s outstanding restricted stock awards during the six months ended June 30, 2015: Non-vested Shares Shares Weighted-Average Grant-Date Fair Value Per Share Non-vested at January 1, 2015 33,243 $ 2.49 Granted 10,208 3.83 Vested (11,416 ) 1.94 Forfeited (482 ) 1.31 Expired - - Non-vested at June 30, 2015 31,553 $ 1.87 Expected to vest assuming a 0% forfeiture rate over the vesting term 31,553 $ 1.87

Investments (Details)

Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 7,677	$ 11,247
Gross Unrealized Gains	273	365
Gross Unrealized Losses	(49)	(88)
Estimated Fair Value	7,901	11,524
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,912	1,911
Gross Unrealized Gains	138	172
Gross Unrealized Losses	0	0
Estimated Fair Value	2,050	2,083
Agency Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	5,259	7,024
Gross Unrealized Gains	135	110
Gross Unrealized Losses	(26)	(38)
Estimated Fair Value	5,368	7,096
Non-agency Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	506	2,312
Gross Unrealized Gains	0	83
Gross Unrealized Losses	(23)	(50)
Estimated Fair Value	$ 483	$ 2,345

Investments, Mortgage-backed Se

Investments, Mortgage-backed Securities by Contractual Maturity (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Available-for-sale Securities by Contractual Maturity, Amortized Cost [Abstract]
Due in five to ten years	$ 1,912,000		$ 1,912,000
Due after ten years	5,765,000		5,765,000
Total	7,677,000		7,677,000
Available-for-sale Securities by Contractual Maturity, Fair Value [Abstract]
Due in five to ten years	2,050,000		2,050,000
Due after ten years	5,851,000		5,851,000
Total	7,901,000		7,901,000
Pledged securities	0		0
Schedule of Available-for-sale Securities [Line Items]
Sales of available for sale securities	$ 0	$ 0		$ 0
Non-agency Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Sales of available for sale securities			1.7
Gross losses on sale of securities			31,000
Gross gains on sale of securities			$ 0

Investments, Securities in Cont

Investments, Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than 12 Months	$ 0	$ 627
12 Months or Longer	1,983	2,723
Total	1,983	3,350
Continuous Unrealized Loss Position, Unrealized Loss [Abstract]
Less Than 12 Months	0	(6)
12 Months or Longer	(49)	(82)
Total	(49)	(88)
Agency Mortgage-backed Securities [Member]
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than 12 Months	0	627
12 Months or Longer	1,500	2,216
Total	1,500	2,843
Continuous Unrealized Loss Position, Unrealized Loss [Abstract]
Less Than 12 Months	0	(6)
12 Months or Longer	(26)	(32)
Total	(26)	(38)
Non-agency Mortgage-backed Securities [Member]
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less Than 12 Months	0	0
12 Months or Longer	483	507
Total	483	507
Continuous Unrealized Loss Position, Unrealized Loss [Abstract]
Less Than 12 Months	0	0
12 Months or Longer	(23)	(50)
Total	$ (23)	$ (50)

Investments, Other Than Tempora

Investments, Other Than Temporary Impairment (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Dec. 31, 2014Security
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]
Estimated credit losses, beginning balance	$ 0	$ 450	$ 450	$ 450
Additions for credit losses not previously recognized	0	0	0	0
Reduction for increases in cash flows	0	0	0	0
Reduction of related OTTI due to sales	0	0	(450)	0
Reduction for realized losses	0	0	0	0
Estimated credit losses, ending balance	$ 0	$ 450	$ 0	$ 450
Agency Mortgage-backed Securities [Member]
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]
Number of portfolio securities | Security	14		14		15
Number of securities in unrealized loss position | Security	1		1		3
Non-agency Mortgage-backed Securities [Member]
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]
Number of portfolio securities | Security	1		1		5
Number of securities in unrealized loss position | Security	1		1		1
Municipal Bonds [Member]
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]
Number of portfolio securities | Security	5		5		5

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Composition of Loan Portfolio [Abstract]
Total loans	$ 436,124	$ 431,876
Deferred fees	(1,527)	(1,516)
Total loans, gross	434,597	430,360
Allowance for loan losses	(4,572)	(4,387)
Total Loans, net	430,025	425,973
One-to Four- Family [Member]
Composition of Loan Portfolio [Abstract]
Total loans	131,362	133,031
Allowance for loan losses	(1,594)	(1,442)
Home Equity [Member]
Composition of Loan Portfolio [Abstract]
Total loans	32,844	34,675
Allowance for loan losses	(509)	(601)
Commercial and Multifamily [Member]
Composition of Loan Portfolio [Abstract]
Total loans	176,025	168,952
Allowance for loan losses	(1,507)	(1,244)
Construction and Land [Member]
Composition of Loan Portfolio [Abstract]
Total loans	44,348	46,279
Allowance for loan losses	(345)	(399)
Manufactured Homes [Member]
Composition of Loan Portfolio [Abstract]
Total loans	12,945	12,539
Allowance for loan losses	(193)	(193)
Other Consumer [Member]
Composition of Loan Portfolio [Abstract]
Total loans	17,542	16,875
Allowance for loan losses	(183)	(167)
Real Estate Loans [Member]
Composition of Loan Portfolio [Abstract]
Total loans	384,579	382,937
Real Estate Loans [Member] | One-to Four- Family [Member]
Composition of Loan Portfolio [Abstract]
Total loans	131,362	133,031
Real Estate Loans [Member] | Home Equity [Member]
Composition of Loan Portfolio [Abstract]
Total loans	32,844	34,675
Real Estate Loans [Member] | Commercial and Multifamily [Member]
Composition of Loan Portfolio [Abstract]
Total loans	176,025	168,952
Real Estate Loans [Member] | Construction and Land [Member]
Composition of Loan Portfolio [Abstract]
Total loans	44,348	46,279
Consumer Loans [Member]
Composition of Loan Portfolio [Abstract]
Total loans	30,487	29,414
Consumer Loans [Member] | Manufactured Homes [Member]
Composition of Loan Portfolio [Abstract]
Total loans	12,945	12,539
Consumer Loans [Member] | Other Consumer [Member]
Composition of Loan Portfolio [Abstract]
Total loans	17,542	16,875
Commercial Business Loans [Member]
Composition of Loan Portfolio [Abstract]
Total loans	21,058	19,525
Allowance for loan losses	$ (145)	$ (108)

Loans, Allowance for loan losse

Loans, Allowance for loan losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Allowance for loan losses [Abstract]
Individually evaluated for impairment	$ 849		$ 849		$ 367
Collectively evaluated for impairment	3,723		3,723		4,020
Ending balance	4,572		4,572		4,387
Loans receivable [Abstract]
Individually evaluated for impairment	10,160		10,160		9,148
Collectively evaluated for impairment	425,964		425,964		422,728
Total loans	436,124		436,124		431,876
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	4,436	$ 4,176	4,387	$ 4,177
Charge-offs	(75)	(197)	(139)	(433)
Recoveries	11	12	24	47
Provision	200	200	300	400
Ending Allowance	4,572	4,191	4,572	4,191
One-to Four- Family [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	477		477		258
Collectively evaluated for impairment	1,117		1,117		1,184
Ending balance	1,594		1,594		1,442
Loans receivable [Abstract]
Individually evaluated for impairment	5,534		5,534		4,186
Collectively evaluated for impairment	125,828		125,828		128,845
Total loans	131,362		131,362		133,031
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	1,429	925	1,442	1,915
Charge-offs	0	0	(21)	(65)
Recoveries	0	0	0	1
Provision	165	(53)	173	(979)
Ending Allowance	1,594	872	1,594	872
Home Equity [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	70		70		28
Collectively evaluated for impairment	439		439		573
Ending balance	509		509		601
Loans receivable [Abstract]
Individually evaluated for impairment	1,098		1,098		1,247
Collectively evaluated for impairment	31,746		31,746		33,428
Total loans	32,844		32,844		34,675
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	514	529	601	781
Charge-offs	0	(74)	(19)	(108)
Recoveries	6	4	10	33
Provision	(11)	(13)	(83)	(260)
Ending Allowance	509	446	509	446
Commercial and Multifamily [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	206		206		8
Collectively evaluated for impairment	1,301		1,301		1,236
Ending balance	1,507		1,507		1,244
Loans receivable [Abstract]
Individually evaluated for impairment	2,800		2,800		2,956
Collectively evaluated for impairment	173,225		173,225		165,996
Total loans	176,025		176,025		168,952
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	1,406	1,832	1,244	300
Charge-offs	0	(8)	0	(46)
Recoveries	0	0	0	1
Provision	101	(34)	263	1,537
Ending Allowance	1,507	1,790	1,507	1,790
Construction and Land [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	18		18		14
Collectively evaluated for impairment	327		327		385
Ending balance	345		345		399
Loans receivable [Abstract]
Individually evaluated for impairment	136		136		180
Collectively evaluated for impairment	44,212		44,212		46,099
Total loans	44,348		44,348		46,279
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	414	240	399	318
Charge-offs	(40)	0	(40)	0
Recoveries	0	0	0	0
Provision	(29)	20	(14)	(58)
Ending Allowance	345	260	345	260
Manufactured Homes [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	62		62		41
Collectively evaluated for impairment	131		131		152
Ending balance	193		193		193
Loans receivable [Abstract]
Individually evaluated for impairment	370		370		404
Collectively evaluated for impairment	12,575		12,575		12,135
Total loans	12,945		12,945		12,539
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	184	186	193	209
Charge-offs	(32)	(89)	(32)	(177)
Recoveries	2	4	5	5
Provision	39	36	27	98
Ending Allowance	193	137	193	137
Other Consumer [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	8		8		18
Collectively evaluated for impairment	175		175		149
Ending balance	183		183		167
Loans receivable [Abstract]
Individually evaluated for impairment	103		103		51
Collectively evaluated for impairment	17,439		17,439		16,824
Total loans	17,542		17,542		16,875
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	154	100	167	109
Charge-offs	(3)	(26)	(27)	(37)
Recoveries	3	4	9	7
Provision	29	9	34	8
Ending Allowance	183	87	183	87
Commercial Business [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	8		8		0
Collectively evaluated for impairment	137		137		108
Ending balance	145		145		108
Loans receivable [Abstract]
Individually evaluated for impairment	119		119		124
Collectively evaluated for impairment	20,939		20,939		19,401
Total loans	21,058		21,058		19,525
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	104	99	108	102
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	41	38	37	35
Ending Allowance	145	137	145	137
Unallocated [Member]
Allowance for loan losses [Abstract]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	96		96		233
Ending balance	96		96		233
Loans receivable [Abstract]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	0		0		0
Total loans	0		0		$ 0
Summary of activity in loan losses [Roll Forward]
Beginning Allowance	231	265	233	443
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(135)	197	(137)	19
Ending Allowance	$ 96	$ 462	$ 96	$ 462

Loans, Credit Quality (Details)

Loans, Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 436,124	$ 431,876
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	423,120	406,870
Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	8,305	21,591
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,302	24
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,397	3,391
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
One-to Four- Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	131,362	133,031
One-to Four- Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	126,618	120,152
One-to Four- Family [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,384	11,793
One-to Four- Family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,268	0
One-to Four- Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,092	1,086
One-to Four- Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
One-to Four- Family [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	32,844	34,675
Home Equity [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	31,124	30,785
Home Equity [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,297	3,322
Home Equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Home Equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	423	568
Home Equity [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Home Equity [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial and Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	176,025	168,952
Commercial and Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	170,238	163,573
Commercial and Multifamily [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,093	3,740
Commercial and Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial and Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,694	1,639
Commercial and Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial and Multifamily [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	44,348	46,279
Construction and Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	44,141	45,427
Construction and Land [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	166	852
Construction and Land [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	41	0
Construction and Land [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Construction and Land [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Manufactured Homes [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,945	12,539
Manufactured Homes [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,664	11,427
Manufactured Homes [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	203	1,038
Manufactured Homes [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	34	24
Manufactured Homes [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	44	50
Manufactured Homes [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Manufactured Homes [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	17,542	16,875
Other Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	17,383	16,587
Other Consumer [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	56	240
Other Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Other Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	103	48
Other Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Other Consumer [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Business [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	21,058	19,525
Commercial Business [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	20,952	18,919
Commercial Business [Member] | Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	106	606
Commercial Business [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Business [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Business [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Business [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans, Nonaccrual and Past Due

Loans, Nonaccrual and Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 1,422	$ 1,464
Past Due	3,579	4,005
90 Days and Greater Past Due and Still Accruing	0	114
Current	432,545	427,871
Total loans	436,124	431,876
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,063	2,535
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	805	325
90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	711	1,031
One-to Four- Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,045	1,092
Past Due	1,125	2,187
90 Days and Greater Past Due and Still Accruing	0	0
Current	130,237	130,844
Total loans	131,362	133,031
One-to Four- Family [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	1,300
One-to Four- Family [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	734	167
One-to Four- Family [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	391	720
Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	159	258
Past Due	1,078	897
90 Days and Greater Past Due and Still Accruing	0	0
Current	31,766	33,778
Total loans	32,844	34,675
Home Equity [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	971	585
Home Equity [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	109
Home Equity [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	107	203
Commercial and Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	82	0
Past Due	82	0
90 Days and Greater Past Due and Still Accruing	0	0
Current	175,943	168,952
Total loans	176,025	168,952
Commercial and Multifamily [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial and Multifamily [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial and Multifamily [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	82	0
Construction and Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	41	81
Past Due	816	81
90 Days and Greater Past Due and Still Accruing	0	0
Current	43,532	46,198
Total loans	44,348	46,279
Construction and Land [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	775	0
Construction and Land [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Construction and Land [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	41	81
Manufactured Homes [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	5	6
Past Due	174	380
90 Days and Greater Past Due and Still Accruing	0	114
Current	12,771	12,159
Total loans	12,945	12,539
Manufactured Homes [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	116	197
Manufactured Homes [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	58	42
Manufactured Homes [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	27
Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	90	27
Past Due	136	30
90 Days and Greater Past Due and Still Accruing	0	0
Current	17,406	16,845
Total loans	17,542	16,875
Other Consumer [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	33	23
Other Consumer [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	13	7
Other Consumer [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	90	0
Commercial Business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	168	430
90 Days and Greater Past Due and Still Accruing	0	0
Current	20,890	19,095
Total loans	21,058	19,525
Commercial Business [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	168	430
Commercial Business [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Business [Member] | 90 Days and Greater Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans, Credit Risk Profile Base

Loans, Credit Risk Profile Based on Payment Activity (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Number of days past due for loans still accruing interest to be considered nonperforming	90 days
Minimum period of no sufficient payment history for TDRs to be considered nonperforming	6 months
Number of days past due for TDRs loans to be considered nonperforming	31 days
Credit Risk Profile by Type of Loan [Abstract]
Total loans	$ 436,124	$ 431,876
Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	433,891	428,034
Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	2,233	3,842
One-to Four- Family [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	131,362	133,031
One-to Four- Family [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	130,067	131,519
One-to Four- Family [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	1,295	1,512
Home Equity [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	32,844	34,675
Home Equity [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	32,341	34,289
Home Equity [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	503	386
Commercial and Multifamily [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	176,025	168,952
Commercial and Multifamily [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	175,776	167,313
Commercial and Multifamily [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	249	1,639
Construction and Land [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	44,348	46,279
Construction and Land [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	44,307	46,198
Construction and Land [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	41	81
Manufactured Homes [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	12,945	12,539
Manufactured Homes [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	12,891	12,344
Manufactured Homes [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	54	195
Other Consumer [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	17,542	16,875
Other Consumer [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	17,451	16,846
Other Consumer [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	91	29
Commercial Business [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	21,058	19,525
Commercial Business [Member] | Performing [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	21,058	19,525
Commercial Business [Member] | Nonperforming [Member]
Credit Risk Profile by Type of Loan [Abstract]
Total loans	$ 0	$ 0

Loans, Loans Individually Evalu

Loans, Loans Individually Evaluated for Impairment (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2015	Dec. 31, 2014
With no related allowance recorded [Abstract]
Recorded investment	$ 2,912,000		$ 2,912,000			$ 4,414,000
Unpaid principal balance	3,110,000		3,110,000			4,776,000
Average recorded investment	3,354,000	$ 4,501,000	3,707,000	$ 4,080,000
Interest income recognized	35,000	130,000	74,000	150,000
With an allowance recorded [Abstract]
Recorded investment	7,248,000		7,248,000			4,734,000
Unpaid principal balance	7,349,000		7,349,000			4,828,000
Related allowance	849,000		849,000		$ 367,000
Average recorded investment	6,114,000	5,763,000	5,654,000	6,529,000
Interest income recognized	80,000	8,000	160,000	111,000
Total [Abstract]
Recorded investments	10,160,000		10,160,000			9,148,000
Unpaid principal balance	10,459,000		10,459,000			9,604,000
Average recorded investment	9,468,000	10,264,000	9,361,000	10,609,000
Interest income recognized	115,000	138,000	234,000	261,000
Impaired loans, interest income forgone			40,000	57,000
Commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired	0		0			0
One-to Four- Family [Member]
With no related allowance recorded [Abstract]
Recorded investment	2,241,000		2,241,000			2,096,000
Unpaid principal balance	2,418,000		2,418,000			2,340,000
Average recorded investment	1,978,000	1,449,000	2,017,000	1,143,000
Interest income recognized	26,000	42,000	57,000	48,000
With an allowance recorded [Abstract]
Recorded investment	3,293,000		3,293,000			2,090,000
Unpaid principal balance	3,293,000		3,293,000			2,090,000
Related allowance	477,000		477,000		258,000
Average recorded investment	2,851,000	3,222,000	2,597,000	3,506,000
Interest income recognized	31,000	3,000	65,000	51,000
Total [Abstract]
Recorded investments	5,534,000		5,534,000			4,186,000
Unpaid principal balance	5,711,000		5,711,000			4,430,000
Average recorded investment	4,829,000	4,671,000	4,614,000	4,649,000
Interest income recognized	57,000	45,000	122,000	99,000
Home Equity [Member]
With no related allowance recorded [Abstract]
Recorded investment	345,000		345,000			494,000
Unpaid principal balance	345,000		345,000			555,000
Average recorded investment	448,000	544,000	463,000	444,000
Interest income recognized	5,000	16,000	9,000	18,000
With an allowance recorded [Abstract]
Recorded investment	753,000		753,000			753,000
Unpaid principal balance	847,000		847,000			847,000
Related allowance	70,000		70,000		28,000
Average recorded investment	701,000	1,102,000	718,000	1,185,000
Interest income recognized	4,000	0	14,000	16,000
Total [Abstract]
Recorded investments	1,098,000		1,098,000			1,247,000
Unpaid principal balance	1,192,000		1,192,000			1,402,000
Average recorded investment	1,149,000	1,646,000	1,181,000	1,629,000
Interest income recognized	9,000	16,000	23,000	34,000
Commercial and Multifamily [Member]
With no related allowance recorded [Abstract]
Recorded investment	250,000		250,000			1,492,000
Unpaid principal balance	271,000		271,000			1,542,000
Average recorded investment	767,000	2,261,000	1,008,000	2,172,000
Interest income recognized	3,000	61,000	7,000	74,000
With an allowance recorded [Abstract]
Recorded investment	2,550,000		2,550,000			1,464,000
Unpaid principal balance	2,550,000		2,550,000			1,464,000
Related allowance	206,000		206,000		8,000
Average recorded investment	2,000,000	739,000	1,821,000	1,066,000
Interest income recognized	37,000	0	63,000	23,000
Total [Abstract]
Recorded investments	2,800,000		2,800,000			2,956,000
Unpaid principal balance	2,821,000		2,821,000			3,006,000
Average recorded investment	2,767,000	3,000,000	2,829,000	3,238,000
Interest income recognized	40,000	61,000	70,000	97,000
Construction and Land [Member]
With no related allowance recorded [Abstract]
Recorded investment	41,000		41,000			100,000
Unpaid principal balance	41,000		41,000			100,000
Average recorded investment	30,000	72,000	53,000	55,000
Interest income recognized	0	5,000	0	5,000
With an allowance recorded [Abstract]
Recorded investment	95,000		95,000			80,000
Unpaid principal balance	95,000		95,000			80,000
Related allowance	18,000		18,000		14,000
Average recorded investment	128,000	134,000	112,000	152,000
Interest income recognized	1,000	0	2,000	3,000
Total [Abstract]
Recorded investments	136,000		136,000			180,000
Unpaid principal balance	136,000		136,000			180,000
Average recorded investment	158,000	206,000	165,000	207,000
Interest income recognized	1,000	5,000	2,000	8,000
Manufactured Homes [Member]
With no related allowance recorded [Abstract]
Recorded investment	29,000		29,000			87,000
Unpaid principal balance	29,000		29,000			94,000
Average recorded investment	61,000	94,000	70,000	95,000
Interest income recognized	1,000	2,000	1,000	4,000
With an allowance recorded [Abstract]
Recorded investment	341,000		341,000			317,000
Unpaid principal balance	348,000		348,000			317,000
Related allowance	62,000		62,000		41,000
Average recorded investment	326,000	496,000	323,000	513,000
Interest income recognized	6,000	5,000	12,000	16,000
Total [Abstract]
Recorded investments	370,000		370,000			404,000
Unpaid principal balance	377,000		377,000			411,000
Average recorded investment	387,000	590,000	393,000	608,000
Interest income recognized	7,000	7,000	13,000	20,000
Other Consumer [Member]
With no related allowance recorded [Abstract]
Recorded investment	6,000		6,000			21,000
Unpaid principal balance	6,000		6,000			21,000
Average recorded investment	10,000	7,000	14,000	10,000
Interest income recognized	0	1,000	0	1,000
With an allowance recorded [Abstract]
Recorded investment	97,000		97,000			30,000
Unpaid principal balance	97,000		97,000			30,000
Related allowance	8,000		8,000		18,000
Average recorded investment	50,000	15,000	43,000	15,000
Interest income recognized	0	0	1,000	0
Total [Abstract]
Recorded investments	103,000		103,000			51,000
Unpaid principal balance	103,000		103,000			51,000
Average recorded investment	60,000	22,000	57,000	25,000
Interest income recognized	0	1,000	1,000	1,000
Commercial Business [Member]
With no related allowance recorded [Abstract]
Recorded investment	0		0			124,000
Unpaid principal balance	0		0			124,000
Average recorded investment	61,000	74,000	82,000	161,000
Interest income recognized	0	3,000	0	0
With an allowance recorded [Abstract]
Recorded investment	119,000		119,000			0
Unpaid principal balance	119,000		119,000			0
Related allowance	8,000		8,000		$ 0
Average recorded investment	60,000	55,000	40,000	92,000
Interest income recognized	1,000	0	3,000	2,000
Total [Abstract]
Recorded investments	119,000		119,000			124,000
Unpaid principal balance	119,000		119,000			$ 124,000
Average recorded investment	121,000	129,000	122,000	253,000
Interest income recognized	$ 1,000	$ 3,000	$ 3,000	$ 2,000

Loans, Troubled Debt Restructur

Loans, Troubled Debt Restructurings (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Contract	Dec. 31, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Loans classified as TDRs	$ 7,300,000		$ 7,300,000		$ 7,700,000
Number of contracts | Contract				1
Total modifications				$ 176,000
Allowance for loan losses allocated to TDRs	838,000		838,000		$ 349,000
TDR modifications with subsequent default	$ 0	$ 582,000	$ 0	582,000
Number of days past due to be considered in default	31 days
Number of TDR loans that are delinquent | Loan	0		0
Number of TDR loans in nonaccrual status | Loan	0		0
Rate Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
Term Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
Payment Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
Combination Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				$ 176,000
30-59 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Total of TDR loans modified	$ 0		$ 0
60-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Total of TDR loans modified	0		0
One-to Four- Family [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts | Contract				1
Total modifications				$ 176,000
One-to Four- Family [Member] | Rate Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
One-to Four- Family [Member] | Term Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
One-to Four- Family [Member] | Payment Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				0
One-to Four- Family [Member] | Combination Modifications [Member]
Financing Receivable, Modifications [Line Items]
Total modifications				176,000
Home Equity [Member]
Financing Receivable, Modifications [Line Items]
TDR modifications with subsequent default	0	0	0	0
Commercial and Multifamily [Member]
Financing Receivable, Modifications [Line Items]
TDR modifications with subsequent default	$ 0	$ 582,000	$ 0	$ 582,000

Fair Value Measurements, Fair V

Fair Value Measurements, Fair Value Hierarchy (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
FINANCIAL ASSETS [Abstract]
Available for sale securities	$ 7,901	$ 11,524
Mortgage servicing rights	3,271	3,028
Level 1 [Member]
FINANCIAL ASSETS [Abstract]
Cash and cash equivalents	34,087	29,289
Available for sale securities	0	0
Loans held for sale	0	0
Loans	0	0
Accrued interest receivable	1,494	1,497
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Level 2 [Member]
FINANCIAL ASSETS [Abstract]
Cash and cash equivalents	0	0
Available for sale securities	7,418	9,179
Loans held for sale	3,061	828
Loans	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]
Non-maturity deposits	250,078	235,870
Time deposits	167,728	172,334
Borrowings	26,225	30,534
Accrued interest payable	79	76
Level 3 [Member]
FINANCIAL ASSETS [Abstract]
Cash and cash equivalents	0	0
Available for sale securities	483	2,345
Loans held for sale	0	0
Loans	433,963	423,714
Accrued interest receivable	0	0
Mortgage servicing rights	3,271	3,028
FHLB Stock	1,645	2,224
FINANCIAL LIABILITIES [Abstract]
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Carrying Value [Member]
FINANCIAL ASSETS [Abstract]
Cash and cash equivalents	34,087	29,289
Available for sale securities	7,901	11,524
Loans held for sale	3,061	810
Loans	434,597	430,360
Accrued interest receivable	1,494	1,497
Mortgage servicing rights	3,271	3,028
FHLB Stock	1,645	2,224
FINANCIAL LIABILITIES [Abstract]
Non-maturity deposits	250,078	235,870
Time deposits	168,551	171,939
Borrowings	26,256	30,578
Accrued interest payable	79	76
Fair Value [Member]
FINANCIAL ASSETS [Abstract]
Cash and cash equivalents	34,087	29,289
Available for sale securities	7,901	11,524
Loans held for sale	3,061	828
Loans	429,491	423,714
Accrued interest receivable	1,494	1,497
Mortgage servicing rights	3,271	3,028
FHLB Stock	1,645	2,224
FINANCIAL LIABILITIES [Abstract]
Non-maturity deposits	250,078	235,870
Time deposits	167,728	172,334
Borrowings	26,225	30,534
Accrued interest payable	$ 79	$ 76

Fair Value Measurements, Recurr

Fair Value Measurements, Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Asset transfers from Level 1 to Level 2	$ 0	$ 0	$ 0	$ 0
Asset transfers from Level 2 into Level 3	0	$ 0	0	$ 0
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	2,050		2,050		$ 2,083
Agency mortgage-backed securities	5,368		5,368		7,096
Non-agency mortgage-backed securities	483		483		2,345
Mortgage servicing rights	3,271		3,271		3,028
Liabilities carried at fair value	0		0		0
Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	0		0		0
Agency mortgage-backed securities	0		0		0
Non-agency mortgage-backed securities	0		0		0
Mortgage servicing rights	0		0		0
Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	2,050		2,050		2,083
Agency mortgage-backed securities	5,368		5,368		7,096
Non-agency mortgage-backed securities	0		0		0
Mortgage servicing rights	0		0		0
Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	0		0		0
Agency mortgage-backed securities	0		0		0
Non-agency mortgage-backed securities	483		483		2,345
Mortgage servicing rights	3,271		3,271		3,028
Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO and repossessed assets	382		382		323
Impaired loans	10,160		10,160		9,148
Liabilities carried at fair value	0		0		0
Nonrecurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO and repossessed assets	0		0		0
Impaired loans	0		0		0
Nonrecurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO and repossessed assets	0		0		0
Impaired loans	0		0		0
Nonrecurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO and repossessed assets	382		382		323
Impaired loans	$ 10,160		$ 10,160		$ 9,148

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details)	6 Months Ended
	Jun. 30, 2015
Mortgage Servicing Rights [Member] | Minimum [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Prepayment speed assumption (in hundredths)	105.00%
Discount rate (in hundredths)	8.00%
Mortgage Servicing Rights [Member] | Maximum [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Prepayment speed assumption (in hundredths)	462.00%
Discount rate (in hundredths)	12.00%
Mortgage Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Prepayment speed assumption (in hundredths)	177.00%
Discount rate (in hundredths)	10.00%
Non-agency Mortgage-backed Securities [Member] | Weighted Average [Member] | Discounted Cash Flow [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate (in hundredths)	8.00%
OREO [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	5.00%
OREO [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	48.00%
OREO [Member] | Weighted Average [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	21.00%
Impaired Loans [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	0.00%
Impaired Loans [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	100.00%
Impaired Loans [Member] | Weighted Average [Member] | Market Approach Valuation Technique [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjusted for difference between comparable sales (in hundredths)	7.00%

Fair Value Measurements, Level

Fair Value Measurements, Level 3 Unobservable Inputs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) [Roll Forward]
Beginning balance, at fair value	$ 496	$ 2,393	$ 2,345	$ 2,419
OTTI impairment losses	0	0	0	0
Principal payments	(26)	(70)	(187)	(147)
Sales			(1,702)
Change in unrealized loss	13	260	27	311
Ending balance, at fair value	$ 483	$ 2,583	$ 483	$ 2,583

Mortgage Servicing Rights (Deta

Mortgage Servicing Rights (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Mortgage Servicing Rights [Abstract]
Unpaid principal balances of loans serviced for FNMA		$ 369,600		$ 369,600		$ 357,800
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]
Beginning balance, at fair value				3,028
Servicing rights that result from transfers of financial assets				(436)	$ (185)
Changes in fair value [Abstract]
Ending balance, at fair value		3,271		3,271
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]
Mortgage servicing income		214	$ 80	469	33
Mortgage Servicing Assets [Member]
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]
Beginning balance, at fair value		2,890	2,948	3,028	2,984
Servicing rights that result from transfers of financial assets		214	129	431	185
Changes in fair value [Abstract]
Due to changes in model inputs or assumptions	[1]	352	144	174	284
Other	[2]	(185)	(228)	(362)	(460)
Ending balance, at fair value		$ 3,271	$ 2,993	$ 3,271	$ 2,993
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]
Prepayment speed (Public Securities Association "PSA" model) (in hundredths)				177.00%	210.00%
Weighted-average life (years)				6 years 8 months 12 days	6 years 1 month 6 days
Yield to maturity discount rate (in hundredths)				10.00%	10.00%
[1]	Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
[2]	Represents changes due to collection or realization of expected cash flows over time.

Borrowings and FHLB Stock (Deta

Borrowings and FHLB Stock (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Short-term Debt [Line Items]
Investment in FHLB stock	$ 1,645,000	$ 2,224,000
FHLB of Seattle [Member]
Short-term Debt [Line Items]
Amount available to borrow under loan agreement	172,000,000	133,300,000
Outstanding borrowings	26,300,000	30,600,000
Asset impairment charges	0
Pacific Coast Banker's Bank [Member]
Short-term Debt [Line Items]
Amount available to borrow under loan agreement	2,000,000
Outstanding borrowings	$ 0	0
Term period	2 years
Maturity date	Jun. 30, 2016
Zions Bank [Member]
Short-term Debt [Line Items]
Outstanding borrowings	$ 0	0
Line of credit facility, maximum borrowing capacity	9,000,000
Line of credit facility cash balance	250,000
One-to Four- Family [Member] | FHLB of Seattle [Member]
Short-term Debt [Line Items]
Loans used as collateral for credit facility	72,800,000
Home Equity [Member] | FHLB of Seattle [Member]
Short-term Debt [Line Items]
Loans used as collateral for credit facility	5,800,000
Commercial and Multifamily [Member] | FHLB of Seattle [Member]
Short-term Debt [Line Items]
Loans used as collateral for credit facility	84,000,000
Letter of Credit [Member] | FHLB of Seattle [Member]
Short-term Debt [Line Items]
Letters of credit to secure public deposits	42,500,000	42,500,000
Net remaining amount available	103,200,000	60,300,000
Federal Reserve Bank Advances [Member]
Short-term Debt [Line Items]
Outstanding borrowings	0	0
Unused borrowing capacity	$ 18,000,000	$ 21,800,000

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Common Share [Abstract]
Net income		$ 1,247	$ 1,216	$ 2,455	$ 2,203
Less net income attributable to participating securities	[1]	44	20	80	37
Net income available to common shareholders		$ 1,203	$ 1,196	$ 2,375	$ 2,166
Weighted average number of shares outstanding, basic (in shares)		2,511,000	2,510,000	2,518,000	2,508,000
Effect of potentially dilutive common shares (in shares)	[2]	91,311	91,212	85,043	94,285
Weighted average number of shares outstanding, diluted (in shares)		2,602,000	2,601,000	2,603,000	2,602,000
Earnings per share, basic (in dollars per share)		$ 0.50	$ 0.48	$ 0.98	$ 0.88
Earnings per share, diluted (in dollars per share)		$ 0.48	$ 0.47	$ 0.94	$ 0.85
Weighted average outstanding securities not included in computation of diluted earnings per common share (in shares)		0	0	0	0
[1]	Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
[2]	Represents the effect of the assumed exercise of stock options and vesting of non-participating restricted shares, based on the treasury stock method.

Stock-based Compensation (Detai

Stock-based Compensation (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)shares	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Planshares	Jun. 30, 2014USD ($)
Stock-based Compensation [Line Items]
Number of equity incentive plans | Plan			2
Awards granted (in shares)	228,090		228,090
Share-based compensation expense | $	$ 104,000	$ 46,000	$ 207,000	$ 244,000
Stock Options [Member]
Stock-based Compensation [Line Items]
Awards granted (in shares)	96,082		96,082
2008 Plan [Member] | Stock Options and Stock Appreciation Rights [Member]
Stock-based Compensation [Line Items]
Shares authorized (in shares)	126,287		126,287
2008 Plan [Member] | Restricted Stock Awards [Member]
Stock-based Compensation [Line Items]
Shares authorized (in shares)	50,514		50,514
2013 Plan [Member] | Stock Options and Stock Appreciation Rights [Member]
Stock-based Compensation [Line Items]
Shares authorized (in shares)	141,750		141,750
2013 Plan [Member] | Restricted Stock Awards [Member]
Stock-based Compensation [Line Items]
Shares authorized (in shares)	56,700		56,700

Stock-based Compensation, Stock

Stock-based Compensation, Stock Option Awards (Details) - Stock Options [Member] - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Options, Outstanding [Roll Forward]
Outstanding at the beginning of the year (in shares)	152,018
Granted (in shares)	40,782
Exercised (in shares)	(1,783)
Forfeited (in shares)	0
Expired (in shares)	0
Outstanding at end of the period (in shares)	191,017	152,018
Exercisable (in shares)	89,994
Expected to vest, assuming a 0% forfeiture rate over the vesting term (in shares)	191,017
Options, Outstanding, Weighted Average Exercise Price [Roll Forward]
Outstanding at the beginning of the year (in dollars per share)	$ 13.20
Granted (in dollars per share)	18.36
Exercised (in dollars per share)	9.53
Outstanding at end of the period (in dollars per share)	14.34	$ 13.20
Exercisable (in dollars per share)	12.07
Expected to vest, assuming a 0% forfeiture rate over the vesting term (in dollars per share)	$ 14.34
Options, Additional Disclosures [Abstract]
Outstanding, Weighted-Average Remaining Contractual Term	7 years 10 months 2 days	7 years 2 months 16 days
Outstanding, Aggregate Intrinsic Value	$ 1,023,502	$ 858,902
Exercisable, Weighted Average Remaining Contractual Term	6 years 4 months 13 days
Exercisable Aggregate Intrinsic Value	$ 704,234
Weighted Average Remaining Contractual Term	7 years 10 months 2 days
Aggregate Intrinsic Value	$ 1,023,502
Valuation assumptions used in estimating fair value of option awards [Abstract]
Annual dividend yield (in hundredths)	1.20%
Expected volatility (in hundredths)	24.80%
Risk-free interest rate (in hundredths)	1.35%
Expected term	7 years 3 months
Weighted-average grant date fair value per option granted (in dollars per share)	$ 3.83
the Plans [Member]
Stock-based Compensation [Line Items]
Annual vesting (in hundredths)	20.00%
Vesting term from grant date	1 year
Term of awards	P10Y
Options, Additional Disclosures [Abstract]
Unrecognized compensation cost	$ 772,000
Weighted-average vesting period	1 year 4 months 24 days

Stock-based Compensation, Restr

Stock-based Compensation, Restricted Stock Awards (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Restricted Stock Awards [Member]
Nonvested Restricted Stock Awards [Roll Forward]
Non-vested at the beginning of the period (in shares)	33,243
Granted (in shares)	10,208
Vested (in shares)	(11,416)
Forfeited (in shares)	(482)
Expired (in shares)	0
Non-vested at the end of the period (in shares)	31,553
Nonvested Restricted Stock Awards, Weighted Average Grant Date Fair Value [Roll Forward]
Non-vested at beginning of the period (in dollars per share)	$ 2.49
Granted (in dollars per share)	3.83
Vested (in dollars per share)	1.94
Forfeited (in dollars per share)	1.31
Expired (in dollars per share)	0
Non-vested at the end of the period (in dollars per share)	$ 1.87
Nonvested Restricted Stock Awards, Additional Disclosures [Abstract]
Expected to vest assuming a 0% forfeiture rate over the vesting term (in shares)	31,553
Expected to vest assuming a 0% forfeiture rate over the vesting term, Weighted Average Grant Date Fair Value (in dollars per share)	$ 1.87
Unrecognized compensation cost	$ 605,000
Weighted-average vesting period	1 year 5 months 12 days
Total fair value of shares vested	$ 240,000	$ 269,000
2008 Plan [Member] | Restricted Stock and Restricted Stock Units [Member]
Stock-based Compensation [Line Items]
Restricted stock award vesting rights	The restricted stock awards granted under the 2008 Plan to date provide for vesting in 20 percent annual increments commencing one year from the grant date.
2008 Plan [Member] | Restricted Stock Awards [Member]
Stock-based Compensation [Line Items]
Annual vesting (in hundredths)	20.00%
Vesting term from grant date	1 year
2013 Plan [Member] | Restricted Stock and Restricted Stock Units [Member]
Stock-based Compensation [Line Items]
Restricted stock award vesting rights	The restricted stock awards under the 2013 Plan to date vested 20% of a recipient’s award immediately with the balance of an individual’s award vesting in four equal annual installments commencing one year from the grant date.
2013 Plan [Member] | Restricted Stock Awards [Member]
Stock-based Compensation [Line Items]
Immediate vesting (in hundredths)	20.00%
Award vesting period	4 years
Vesting term from grant date	1 year

Stock-based Compensation, Emplo

Stock-based Compensation, Employee Stock Ownership Plan (Details) - Employee Stock Ownership Plan [Member] - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Aug. 31, 2012	Jan. 31, 2008
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Repayment terms			10 years
Committed to release (in shares)	21,443		21,443
Unallocated shares (in shares)	88,243		88,243
Number of common shares hold by the trust (in shares)	195,528		195,528
Fair value of shares held by ESOP trust	$ 4,100,000		$ 4,100,000
ESOP compensation expense	102,000	$ 76,000	204,000	$ 155,000
ESOP Borrowing in 2008 [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Amount borrowed by ESOP to purchase common stock						$ 1,200,000
ESOP loan interest rate loan to purchase company stock (in hundredths)						4.00%
ESOP remaining loan balance from shares purchased	398,000		398,000
ESOP Borrowing in 2012 [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Amount borrowed by ESOP to purchase common stock					$ 1,100,000
ESOP loan interest rate loan to purchase company stock (in hundredths)					2.25%
ESOP remaining loan balance from shares purchased	$ 808,000		$ 808,000

Subsequent Event (Details)

Subsequent Event (Details) - Common Stock Dividend Declared [Member] - $ / shares	Jul. 30, 2015	Jun. 30, 2015
Subsequent Event [Line Items]
Dividends payable, date declared		Jul. 30, 2015
Dividends payable, payment date		Aug. 26, 2015
Dividends payable, record date		Aug. 12, 2015
Subsequent Event [Member]
Subsequent Event [Line Items]
Cash dividend declared (in dollars per share)	$ 0.06

Uncategorized Items - sfbc-2015

Label	Element	Value
Dividends, Common Stock, Cash	us-gaap_DividendsCommonStockCash	$ 125
Dividends, Common Stock, Cash	us-gaap_DividendsCommonStockCash	152
Retained Earnings [Member]
Dividends, Common Stock, Cash	us-gaap_DividendsCommonStockCash	125
Dividends, Common Stock, Cash	us-gaap_DividendsCommonStockCash	$ 152