Sound Financial Bancorp (SFBC) 10-Q 13 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 12, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Sound Financial Bancorp, Inc.	'
Entity Central Index Key	'0001541119	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	2,550,810
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and cash equivalents	$13,961	$12,727
Available-for-sale securities, at fair value	16,639	22,900
Loans held for sale	1,664	1,725
Loans	379,786	326,744
Allowance for loan losses	-4,115	-4,248
Total Loans, net	375,671	322,496
Accrued interest receivable	1,313	1,280
Bank-owned life insurance ("BOLI"), net	10,950	7,220
Other real estate owned ("OREO") and repossessed assets, net	981	2,503
Mortgage servicing rights, at fair value	2,843	2,306
Federal Home Loan Bank (FHLB) stock, at cost	2,336	2,401
Premises and equipment, net	2,174	2,256
Other assets	3,196	3,230
Total assets	431,728	381,044
Deposits	'	'
Interest-bearing	306,767	276,849
Noninterest-bearing demand	34,575	35,234
Total deposits	341,342	312,083
Accrued expenses and other liabilities	3,520	3,309
Advance payments from borrowers for taxes and insurance	562	331
Borrowings	40,381	21,864
Total liabilities	385,805	337,587
COMMITMENTS AND CONTINGENCIES (NOTE 8)	'	'
STOCKHOLDERS' EQUITY	'	'
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,550,810 and 2,587,544 shares issued and outstanding as of September 30, 2013 and December 31, 2012, respectively	26	26
Additional paid-in capital	24,370	24,789
Unearned shares - Employee Stock Ownership Plan ("ESOP")	-1,598	-1,598
Retained earnings	23,410	20,736
Accumulated other comprehensive loss, net of tax	-285	-496
Total stockholders' equity	45,923	43,457
Total liabilities and stockholders' equity	$431,728	$381,044

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
STOCKHOLDERS' EQUITY	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, issued (in shares)	2,550,810	2,587,544
Common stock, outstanding (in shares)	2,550,810	2,587,544

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Loans, including fees	$4,926	$4,437	$14,268	$13,459
Interest and dividends on investments, cash and cash equivalents	59	105	239	244
Total interest income	4,985	4,542	14,507	13,703
INTEREST EXPENSE	'	'	'	'
Deposits	528	540	1,527	1,617
Borrowings	50	56	164	167
Total interest expense	578	596	1,691	1,784
Net interest income	4,407	3,946	12,816	11,919
PROVISION FOR LOAN LOSSES	450	1,075	1,150	3,675
Net interest income after provision for loan losses	3,957	2,871	11,666	8,244
NONINTEREST INCOME	'	'	'	'
Service charges and fee income	564	574	1,714	1,638
Earnings on cash surrender value of bank-owned life insurance	78	60	230	179
Mortgage servicing income	76	148	387	346
Fair value adjustment on mortgage servicing rights	271	-211	656	97
Other-than-temporary impairment losses on securities	0	-32	-30	-156
Net gain on sale of loans	37	668	794	1,226
Total noninterest income	1,026	1,207	3,751	3,330
NONINTEREST EXPENSE	'	'	'	'
Salaries and benefits	1,858	1,537	5,224	4,242
Operations	825	697	2,809	2,007
Regulatory assessments	57	108	239	329
Occupancy	353	314	961	918
Data processing	348	264	954	769
Net loss on OREO and repossessed assets	125	265	963	757
Total noninterest expense	3,566	3,185	11,150	9,022
Income before provision for income taxes	1,417	893	4,267	2,552
Provision for income taxes	423	281	1,333	800
Net income	$994	$612	$2,934	$1,752
Earnings per common share:	'	'	'	'
Basic (in dollars per share)	$0.39	$0.24	$1.14	$0.68
Diluted (in dollars per share)	$0.38	$0.23	$1.11	$0.67
Weighted average number of common shares outstanding:	'	'	'	'
Basic (in shares)	2,576,995	2,587,669	2,583,588	2,585,694
Diluted (in shares)	2,634,087	2,627,820	2,635,564	2,616,070

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'	'	'	'
Net income	$994	$612	$2,934	$1,752
Available for sale securities:	'	'	'	'
Unrealized gains arising during the period, net of taxes of $33, $22, $98 and $43, respectively	65	42	191	83
Reclassification adjustments for other-than-temporary impairment, net of taxes of $0, $11, $10 and $53, respectively	0	21	20	103
Other comprehensive income, net of tax	65	63	211	186
Comprehensive income	$1,059	$675	$3,145	$1,938

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'	'	'	'
Unrealized holding gain (loss), taxes	$33	$22	$98	$43
Reclassification adjustments for other-than-temporary impairment on securities, taxes	$0	$11	$10	$53

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Stockholders' Equity (unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, net of tax [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balances at Dec. 31, 2011	$30	$11,939	($693)	$18,096	($659)	$28,713
Balance (in shares) at Dec. 31, 2011	2,949,045	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	1,752	'	1,752
Other comprehensive income, net of tax	'	'	'	'	186	186
Restricted stock awards (in shares)	11,000	'	'	'	'	'
Cancel Sound Financial MHC shares	-16	'	'	'	'	-16
Cancel Sound Financial MHC shares (in shares)	-1,621,435	'	'	'	'	'
Exchange of common stock at 0.87423 shares per common share	-2	'	'	'	'	-2
Exchange of common stock at 0.87423 shares per common share (in shares)	-168,357	'	'	'	'	'
Fractional share distribution (in shares)	-209	'	'	'	'	'
Proceeds from stock offering, net of offering costs	14	12,658	'	'	'	12,672
Proceeds from stock offering, net of offering costs (in shares)	1,417,500	'	'	'	'	'
Purchase of common stock by ESOP	'	'	-1,134	'	'	-1,134
Share-based compensation	'	125	'	'	'	125
Balances at Sep. 30, 2012	26	24,722	-1,827	19,848	-473	42,296
Balances (in shares) at Sep. 30, 2012	2,587,544	'	'	'	'	'
Balances at Dec. 31, 2012	26	24,789	-1,598	20,736	-496	43,457
Balance (in shares) at Dec. 31, 2012	2,587,544	'	'	'	'	2,587,544
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	2,934	'	2,934
Other comprehensive income, net of tax	'	'	'	'	211	211
Share-based compensation	'	126	'	'	'	126
Restricted stock forfeited and retired (in shares)	-734	'	'	'	'	'
Cash dividends on common stock ($0.05 per share)	'	'	'	-260	'	-260
Common stock repurchased	'	-545	'	'	'	-545
Common stock repurchased (in shares)	-36,000	'	'	'	'	'
Balances at Sep. 30, 2013	$26	$24,370	($1,598)	$23,410	($285)	$45,923
Balances (in shares) at Sep. 30, 2013	2,586,810	'	'	'	'	2,550,810

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Stockholders' Equity (unaudited) (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013
Condensed Consolidated Statements of Stockholders' Equity (unaudited) [Abstract]	'
Conversion exchange ratio	0.87423
Cash dividends on common stock ( in dollars per share)	$0.05

Condensed_Consolidated_Stateme5

Condensed Consolidated Statements of Cash Flows (unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$2,934	$1,752
Adjustments to reconcile net income to net cash from operating activities	'	'
Accretion of net premium on investments	402	69
Other-than-temporary impairment losses on securities	30	156
Provision for loan losses	1,150	3,675
Depreciation and amortization	340	284
Compensation expense related to stock options and restricted stock	126	125
Fair value adjustment on mortgage servicing rights	-656	-97
Additions to mortgage servicing rights	-655	-544
Amortization of mortgage servicing rights	774	774
Increase in cash surrender value of BOLI	-230	-179
Gain on sale of loans	-794	-1,226
Proceeds from sale of loans	110,658	63,865
Originations of loans held for sale	-109,803	-65,373
Loss on sale and write-downs of OREO and repossessed assets	855	314
Change in operating assets and liabilities	'	'
Accrued interest receivable	-33	-15
Other assets	-76	-1,398
Accrued interest payable	-7	-6
Other liabilities	218	366
Net cash from operating activities	5,233	4,984
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Proceeds from principal payments, maturities and sales of available for sale securities	8,060	1,219
FHLB stock redeemed	65	0
Purchase of available for sale securities	-1,910	-19,056
Net increase in loans	-56,100	-15,074
Improvements to OREO and other repossessed assets	-33	-392
Proceeds from sale of OREO and other repossessed assets	2,475	2,726
Purchases of premises and equipment, net	-258	-136
Purchases of BOLI	-3,500	0
Net cash used by investing activities	-51,201	-30,713
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net increase in deposits	29,259	13,046
Proceeds from borrowings	205,500	0
Repayment of borrowings	-186,983	-482
Dividends paid on common stock	-260	0
Net change in advances from borrowers for taxes and insurance	231	251
Common stock purchase by ESOP	0	-1,134
Repurchase of common stock	-545	0
Proceeds from stock offering, net of offering costs	0	12,672
Net cash from financing activities	47,202	24,353
Net increase (decrease) in cash and cash equivalents	1,234	-1,376
Cash and cash equivalents, beginning of period	12,727	17,031
Cash and cash equivalents, end of period	13,961	15,655
SUPPLEMENTAL CASH FLOW INFORMATION	'	'
Cash paid for income taxes	1,340	750
Interest paid on deposits and borrowings	1,698	1,790
Noncash net transfer from loans to OREO and repossessed assets	$1,775	$2,375

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation [Abstract]	'
Basis of Presentation	'
	Note 1 – Basis of Presentation
	The accompanying financial information is unaudited and has been prepared from the consolidated financial statements of Sound Financial Bancorp, Inc., and its wholly owned subsidiary, Sound Community Bank (the “Bank”, collectively, “we,” “us,” “our,” or the “Company”).  These unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (“SEC”).  In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included.  Certain information and disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the SEC.  These unaudited financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2012, as filed with the SEC on March 31, 2013 (“2012 Form 10-K”).  The results for the interim periods are not necessarily indicative of results for a full year.  For further information, refer to the consolidated financial statements and footnotes for the year ended December 31, 2012, included in the 2012 Form 10-K.
	Certain amounts in the prior quarters’ consolidated financial statements have been reclassified to conform to the current presentation.  These classifications do not have an impact on previously reported net income, retained earnings, stockholders’ equity or earnings per share.
	On August 22, 2012, the Company completed its conversion from the mutual holding company structure and related public stock offering, so that it is now a stock holding company that is wholly owned by public shareholders.  Please see Note 2 – Conversion and Stock Issuance for more information.

Conversion_and_Stock_Issuance

Conversion and Stock Issuance	9 Months Ended
	Sep. 30, 2013
Conversion and Stock Issuance [Abstract]	'
Conversion and Stock Issuance	'
	Note 2 – Conversion and Stock Issuance
	The Company, a Maryland corporation, was organized by Sound Community MHC, Sound Financial, Inc. and Sound Community Bank to facilitate the “second-step” conversion of Sound Community Bank from the mutual holding company structure to the stock holding company structure (the “Conversion”).  Upon consummation of the Conversion, which occurred on August 22, 2012, the Company became the holding company for Sound Community Bank and now owns all of the issued and outstanding shares of Sound Community Bank’s common stock.
	In connection with the Conversion, the Company sold a total of 1,417,500 shares of common stock in offering to certain depositors of Sound Community Bank and others, including 113,400 shares to the Sound Community Bank employee stock ownership plan (“ESOP”).  All shares were sold at a purchase price of $10.00 per share.  Proceeds from the offering, net of $1.5 million in expenses, totaled $12.7 million.  The Company used $1.1 million of the proceeds to fund the ESOP and made a $7.5 million capital contribution to the Bank.  In addition, concurrent with the offering, shares of Sound Financial, Inc. common stock owned by public stockholders were exchanged for 0.87423 shares of the Company’s common stock, with cash being paid in lieu of issuing any fractional shares.  At September 30, 2013, the Company had 2,550,810 shares outstanding.
	All share and per share information in this report for periods prior to the Conversion has been revised to reflect the 0.87423 Conversion exchange ratio.

Accounting_Pronouncements_Rece

Accounting Pronouncements Recently Issued or Adopted	9 Months Ended
	Sep. 30, 2013
Accounting Pronouncements Recently Issued or Adopted [Abstract]	'
Accounting Pronouncements Recently Issued or Adopted	'
	Note 3 – Accounting Pronouncements Recently Issued or Adopted
	In January 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Updated (“ASU”) No. 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities. This update clarifies that ASU No. 2011-11 applies only to derivatives, including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities borrowing and securities lending transactions that are either offset or subject to an enforceable master netting arrangement or similar agreement.  Entities with other types of financial assets and financial liabilities subject to a master netting arrangement or similar agreement are no longer subject to the disclosure requirements in ASU No. 2011-11.  The amendments were effective for annual and interim reporting periods beginning on or after January 1, 2013.  The adoption of ASU No. 2013-01 did not have a material impact on the Company's consolidated financial statements.
	In February 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  This update requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component and to present either on the face of the statement where net income is presented, or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required to be reclassified to net income in its entirety in the same reporting period. The amendments were effective for annual and interim reporting periods beginning on or after December 15, 2012.  The adoption of this update did not have a material impact on the Company's consolidated financial statements.
	In July 2013, the FASB issued ASU No. 2013-10, Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.  This update permits the use of the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge account purposes.  The amendment was effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of this update did not have a material impact on the Company's consolidated financial statements.
	In July 2013, the FASB issued ASU No. 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.  This update requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets.  No new recurring disclosures are required.  The amendments are effective for annual and interim reporting periods beginning on or after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  The adoption of this update is not expected to have a material impact on the Company's consolidated financial statements.

Investments

Investments	9 Months Ended
	Sep. 30, 2013
Investments [Abstract]	'
Investments	'
	Note 4 – Investments
	The amortized cost and fair value of our available-for-sale securities (“AFS”) and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands):
		Amortized		Gross Unrealized					Estimated
		Cost							Fair
				Gains	Losses 1 Year		Losses Greater		Value
					Or Less		Than 1 Year
	30-Sep-13
	Municipal bonds		$	1,910		$	38			$	-		$	-		$	1,948
	Agency mortgage-backed securities			12,393			29				(220	)		-			12,202
	Non-agency mortgage-backed securities			2,767			83				-			(361	)		2,489
	Total		$	17,070		$	150			$	(220	)	$	(361	)	$	16,639
	31-Dec-12
	Agency mortgage-backed securities		$	20,378		$	27			$	(278	)	$	-		$	20,127
	Non-agency mortgage-backed securities			3,273			19				-			(519	)		2,773
	Total		$	23,651		$	46			$	(278	)	$	(519	)	$	22,900
	The amortized cost and fair value of investments available-for-sale at September 30, 2013, by contractual maturity, are shown below (in thousands).  Expected maturities of investments available-for-sale may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			At September 30, 2013
			Amortized Cost			Fair
						Value
	Due after ten years		$	17,070		$	16,639
	Securities with an amortized cost of $11.6 million and fair value of $12.2 million at September 30, 2013 were pledged to secure Washington State Public Funds.  Additionally, the Company has letters of credit with a notional amount of $25.0 million to secure public deposits.
	There were no sales of available for sale securities during the three and nine months ended September 30, 2013 and 2012.
	The following table summarizes at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands):
			30-Sep-13
			Less Than 12 Months							12 Months or Longer						Total
			Fair			Unrealized Loss				Fair			Unrealized Loss			Fair		Unrealized Loss
			Value							Value						Value
	Agency mortgage-backed securities		$	9,082		$	(220	)		$	-		$	-		$	9,082	$	(220	)
	Non-agency mortgage-backed securities			-			-				646			(361	)		646		(361	)
	Total		$	9,082		$	(220	)		$	646		$	(361	)	$	9,728	$	(581	)
			31-Dec-12
			Less Than 12 Months							12 Months or Longer						Total
			Fair		Unrealized Loss					Fair			Unrealized Loss			Fair		Unrealized Loss
			Value							Value						Value
	Agency mortgage-backed securities		$	17,685		$	(278	)		$	-		$	-		$	17,685	$	(278	)
	Non-agency mortgage-backed securities			-			-				2,137			(519	)		2,137		(519	)
	Total		$	17,685		$	(278	)		$	2,137		$	(519	)	$	19,822	$	(797	)
	The following table presents the cumulative roll forward of credit losses recognized in earnings during the three and nine months ended September 30, 2013 and 2012 relating to the Company’s non- agency mortgage backed securities (in thousands):
			Three months Ended							Nine Months Ended
			September 30,							September 30,
			2013			2012				2013			2012
	Estimated credit losses, beginning balance		$	450		$	379			$	420		$	256
	Additions for credit losses not previously recognized			-			33				30			156
	Reduction for increases in cash flows			-			-				-			-
	Reduction for realized losses			-			-				-			-
	Estimated credit losses, ending balance		$	450		$	412			$	450		$	412
	As of September 30, 2013, our securities portfolio consisted of 17 agency mortgage-backed securities, five non-agency mortgage-backed securities and five municipal securities with a fair value of $16.6 million.  At September 30, 2013, 11 of the 17 agency mortgage-backed securities were in an unrealized loss position.  All of the agency mortgage-backed securities in an unrealized loss position at September 30, 2013 were issued or guaranteed by U.S. governmental agencies.  The unrealized losses were caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of these securities, and not related to the underlying credit of the issuers or the underlying collateral.  It is expected that these securities will not be settled at a price less than the amortized cost of each investment.  Because the decline in fair value is attributable to changes in interest rates or widening market spreads and not credit quality, and because we do not intend to sell the securities in this class and it is not likely that we will be required to sell these securities before recovery of their amortized cost basis, which may include holding each security until contractual maturity, the unrealized losses on these investments are not considered an other-than-temporary impairment (“OTTI”).
	As of September 30, 2013, two of the five non-agency mortgage-backed securities were in an unrealized loss position.  The unrealized losses were caused by changes in interest rates and market illiquidity causing a decline in the fair value subsequent to the purchase.  The contractual terms of these investments do not permit the issuer to settle the securities at a price less than par.  While management does not intend to sell the non-agency mortgage-backed securities, and it is unlikely that the Company will be required to sell these securities before recovery of its amortized cost basis, management’s impairment evaluation indicates that certain securities possess qualitative and quantitative factors that suggest an OTTI.  These factors include, but are not limited to: the length of time and extent of the fair value declines, ratings agency down grades, the potential for an increased level of actual defaults, and the extension in duration of the securities.  In addition to the qualitative factors, management’s evaluation includes an assessment of quantitative evidence that involves the use of cash flow modeling and present value calculations as determined by considering the applicable OTTI accounting guidance.  The Company compares the present value of the current estimated cash flows to the present value of the previously estimated cash flows.  Accordingly, if the present value of the current estimated cash flows is less than the present value of the previous period’s present value, an adverse change is considered to exist and the security is considered OTTI.  The associated “credit loss” is the amount by which the security’s amortized cost exceeds the present value of the current estimated cash flows.  Based upon the results of the cash flow modeling, one security reflected OTTI of $0 and $30,000 during the three and nine months ended September 30, 2013.  Estimating the expected cash flows and determining the present values of the cash flows involves the use of a variety of assumptions and complex modeling.  In developing its assumptions, the Company considers all available information relevant to the collectability of the applicable security, including information about past events, current conditions, and reasonable and supportable forecasts.  Furthermore, the Company asserts that the cash flows used in the determination of OTTI are its “best estimate” of cash flows.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loans	'
	Note 5 – Loans
	The composition of the loan portfolio at the dates indicated, including loans held for sale, was as follows (in thousands):
		At September 30, 2013			At December 31, 2012
	Real estate loans:
	One- to four- family	$	116,616		$	95,784
	Home equity		35,317			35,364
	Commercial and multifamily		148,745			133,620
	Construction and land		43,780			25,458
	Total real estate loans		344,458			290,226
	Consumer loans:
	Manufactured homes		13,983			16,232
	Other consumer		9,393			8,650
	Total consumer loans		23,376			24,882
	Commercial business loans		14,842			14,193
	Total loans		382,676			329,301
	Deferred fees		(1,226	)		(832	)
	Loans held for sale		(1,664	)		(1,725	)
	Total loans, gross		379,786			326,744
	Allowance for loan losses		(4,115	)		(4,248	)
	Total loans, net	$	375,671		$	322,496
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2013 (in thousands):
		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four- family			equity			and multifamily		and land			homes		consumer		business
	Allowance for loan losses:
	Individually evaluated for impairment	$	407		$	186		$	1	$	17		$	128	$	2	$	2	$	-	$	743
	Collectively evaluated for impairment		1,422			747			507		284			116		131		60		105		3,372
	Ending balance	$	1,829		$	933		$	508	$	301		$	244	$	133	$	62	$	105	$	4,115
	Loans receivable:
	Individually evaluated for impairment	$	4,745		$	1,894		$	3,454	$	740		$	671	$	46	$	565	$	-	$	12,115
	Collectively evaluated for impairment		111,871			33,423			145,291		43,040			13,312		9,347		14,277		-		370,561
	Ending balance	$	116.616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	-	$	382,676
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2012 (in thousands):
		One-to-			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four family			equity			and multifamily		and land			homes		consumer		business
	Allowance for loan losses:
	Individually evaluated for impairment	$	392		$	247		$	70	$	25		$	117	$	22	$	145	$	-	$	1,018
	Collectively evaluated for impairment		1,025			750			422		192			143		124		73		501		3,230
	Ending balance	$	1,417		$	997		$	492	$	217		$	260	$	146	$	218	$	501	$	4,248
	Loans receivable:
	Individually evaluated for impairment	$	6,016		$	1,731		$	2,127	$	571		$	654	$	55	$	839	$	-	$	11,993
	Collectively evaluated for impairment		89,768			33,633			131,493		24,887			15,578		8,595		13,354		-		317,308
	Ending balance	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	-	$	329,301
	The following table summarizes the activity in loan losses for the three months ended September 30, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,548		$	(98	)	$	-	$	379		$	1,829
	Home equity		890			(314	)		7		350			933
	Commercial and multifamily		583			-			-		(75	)		508
	Construction and land		447			-			-		(146	)		301
	Manufactured homes		267			(61	)		1		37			244
	Other consumer		154			(11	)		12		(22	)		133
	Commercial business		97			-			-		(35	)		62
	Unallocated		143			-			-		(38	)		105
	Total	$	4,129		$	(484	)	$	20	$	450		$	4,115
	The following table summarizes the activity in loan losses for the nine months ended September 30, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,417		$	(424	)	$	-	$	836		$	1,829
	Home equity		997			(535	)		13		458			933
	Commercial and multifamily		492			(192	)		34		174			508
	Construction and land		217			(7	)		-		91			301
	Manufactured homes		260			(115	)		1		98			244
	Other consumer		146			(38	)		26		(1	)		133
Commercial business		218			(46	)		-		(110	)		62
Unallocated		501			-			-		(396	)		105
Total	$	4,248		$	(1,357	)	$	74	$	1,150		$	4,115
The following table summarizes the activity in loan losses for the three months ended September 30, 2012 (in thousands):
	Beginning			Charge-offs			Recoveries		Provision			Ending
	Allowance											Allowance
One-to four- family	$	1,676		$	(609	)	$	-	$	708		$	1,775
Home equity		1,212			(216	)		-		70			1,066
Commercial and multifamily		647			-			-		(7	)		640
Construction and land		181			(162	)		-		141			160
Manufactured homes		336			(46	)		-		(18	)		272
Other consumer		173			(126	)		6		121			174
Commercial business		215			(38	)		-		58			235
Unallocated		9			-			-		2			11
Total	$	4,449		$	(1,197	)	$	6	$	1,075		$	4,333
The following table summarizes the activity in loan losses for the nine months ended September 30, 2012 (in thousands):
	Beginning			Charge-offs			Recoveries		Provision			Ending
	Allowance											Allowance
One-to four- family	$	1,117		$	(2,008	)	$	4	$	2,662		$	1,775
Home equity		1,426			(951	)		132		459			1,066
Commercial and multifamily		969			(503	)		83		91			640
Construction and land		105			(203	)		-		258			160
Manufactured homes		290			(106	)		-		88			272
Other consumer		213			(232	)		22		171			174
Commercial business		254			(45	)		10		16			235
Unallocated		81			-			-		(70	)		11
Total	$	4,455		$	(4,048	)	$	251	$	3,675		$	4,333
Credit Quality Indicators.  Federal regulations provide for the classification of lower quality loans as substandard, doubtful or loss.  An asset is considered substandard if it is inadequately protected by the current net worth and payment capacity of the borrower or of any collateral pledged.  Substandard assets include those characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected.  Assets classified as doubtful have all the weaknesses of currently existing facts, conditions and values.  Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets without establishment of a specific loss reserve is not warranted.
When we classify problem loans as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically (if the loan is impaired) or we may allow the loss to be addressed in the general allowance (if the loan is not impaired).  General allowances represent loss reserves which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem loans.  When the Company classifies problem loans as a loss, we charge off such assets in the period in which they are deemed uncollectible.  Assets that do not currently expose us to sufficient risk to warrant classification as substandard or doubtful but possess identified weaknesses are classified as either watch or special mention assets.  Our determination as to the classification of our assets and the amount of our valuation allowances is subject to review by the Federal Deposit Insurance Corporation (“FDIC”), which can order the establishment of additional loss allowances.  Pass rated loans are loans that are not otherwise classified or criticized.
The following table represents the internally assigned grades as of September 30, 2013 by type of loan (in thousands):
	One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
	four- family			equity			and multifamily		and land			homes		consumer		business
Grade:
Pass	$	104,567		$	30,594		$	142,851	$	42,383		$	12,361	$	8,957	$	13,825	$	355,538
Watch		10,085			3,513			3,204		754			1,531		414		474		19,975
Special Mention		47			138			652		-			-		-		543		1,380
Substandard		1,917			1,072			2,038		643			91		22		-		5,783
Doubtful		-			-			-		-			-		-		-		-
Loss		-			-			-		-			-		-		-		-
Total	$	116,616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	382,676
The following table represents the internally assigned grades as of December 31, 2012 by type of loan (in thousands):
	One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
	four- family			equity			and multifamily		and land			homes		consumer		business
Grade:
Pass	$	84,685		$	30,927		$	130,721	$	24,641		$	14,898	$	8,102	$	12,290	$	306,264
Watch		8,279			3,064			954		347			1,312		520		1,087		15,563
Special Mention		490			499			595		-			-		-		-		1,584
Substandard		2,329			874			1,350		471			23		28		815		5,890
Doubtful		-			-			-		-			-		-		-		-
Loss		-			-			-		-			-		-		-		-
Total	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	329,301
Nonaccrual and Past Due Loans.  Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due.  Loans are automatically placed on nonaccrual once the loan is three months past due or sooner if, in management’s opinion, the borrower may be unable to meet payment of obligations as they become due, as well as when required by regulatory provisions.
The following table presents the recorded investment in nonaccrual loans as of September 30, 2013 and December 31, 2012, by type of loan (in thousands):
	September			December
	30, 2013			31, 2012
One- to four- family	$	343		$	1,013
Home equity		523			332
Commercial and multifamily		230			1,106
Construction and land		-			471
Manufactured homes		65			-
Other consumer		-			1
Commercial business		-			80
Total	$	1,161		$	3,003
The following table represents the aging of the recorded investment in past due loans as of September 30, 2013 by type of loan (in thousands):
	30-59 Days			60-89 Days			Greater Than 90		Recorded Investment			Total		Current		Total
	Past Due			Past Due			Days Past Due		> 90 Days and Accruing			Past Due				Loans
One-to four- family	$	-		$	513		$	368	$	-		$	881	$	115,735	$	116,616
Home equity		618			114			523		-			1,255		34,062		35,317
Commercial and multifamily		-			-			230		-			230		148,515		148,745
Construction and land		-			-			-		-			-		43,780		43,780
Manufactured homes		35			68			24		-			127		13,856		13,983
Other consumer		2			5			-		-			7		9,386		9,393
Commercial business		-			-			-		-			-		14,842		14,842
Total	$	655		$	700		$	1,145	$	-		$	2,500	$	380,176	$	382,676
The following table represents the aging of the recorded investment in past due loans as of December 31, 2012 by type of loan (in thousands):
	30-59 Days			60-89 Days			Greater Than 90		Recorded Investment			Total		Current		Total Loans
	Past Due			Past Due			Days Past Due		> 90 Days and Accruing			Past Due
One-to four- family	$	2,238		$	572		$	836	$	81		$	3,727	$	92,057	$	95,784
Home equity		886			364			332		-			1,582		33,782		35,364
Commercial and multifamily		-			-			-		-			-		133,620		133,620
Construction and land		243			-			471		-			714		24,744		25,458
Manufactured homes		326			2			-		-			328		15,904		16,232
Other consumer		65			2			1		-			68		8,582		8,650
Commercial business		63			-			80		-			143		14,050		14,193
Total	$	3,821		$	940		$	1,720	$	81		$	6,562	$	322,739	$	329,301
Nonperforming Loans.  Loans are considered nonperforming when they are placed on nonaccrual and/or when they are considered to be nonperforming troubled debt restructurings (“TDRs”).  A TDR is a loan to a borrower that is experiencing financial difficulty that has been modified from its original terms and conditions in such a way that the Company is granting the borrower a concession of some kind.  Nonperforming TDRs include TDRs that do not have sufficient payment history (typically greater than six months) to be considered performing or TDRs that have become 31 or more days past due.
The following table represents the credit risk profile based on payment activity as of September 30, 2013 by type of loan (in thousands):
	One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
	four- family			equity			and multifamily		and land			homes		consumer		business
Performing	$	115,611		$	34,695		$	148,515	$	43,780		$	13,918	$	9,393	$	14,842	$	380,754
Nonperforming		1,005			622			230		-			65		-		-		1,922
Total	$	116,616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	382,676
The following table represents the credit risk profile based on payment activity as of December 31, 2012 by type of loan (in thousands):
	One- to four- family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
									and land
Performing	$	94,641		$	34,647		$	132,273	$	24,987		$	16,203	$	8,642	$	13,996	$	325,389
Nonperforming		1,143			717			1,347		471			29		8		197		3,912
Total	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	329,301
Impaired Loans.  A loan is considered impaired when we have determined that we may be unable to collect payments of principal or interest when due under the terms of the loan.  In the process of identifying loans as impaired, we take into consideration factors which include payment history and status, collateral value, financial condition of the borrower, and the probability of collecting scheduled payments in the future.  Minor payment delays and insignificant payment shortfalls typically do not result in a loan being classified as impaired.  The significance of payment delays and shortfalls is considered on a case by case basis, after taking into consideration the totality of circumstances surrounding the loans and the borrowers, including payment history and amounts of any payment shortfall, length and reason for delay, and likelihood of return to stable performance.  Impairment is measured on a loan by loan basis for all loans in the portfolio.  All TDRs are also classified as impaired loans and are included in the loans individually evaluated for impairment in the calculation of the allowance for loan losses.
The following table presents loans individually evaluated for impairment as of September 30, 2013 by type of loan (in thousands):
	Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
One-to four- family	$	343		$	539		$	-
Home equity		361			465			-
Commercial and multifamily		1,724			1,724			-
Construction and land		562			562			-
Manufactured homes		67			67			-
Other consumer		12			12			-
Commercial business		427			427			-
Total	$	3,496		$	3,796		$	-
With an allowance recorded:
One-to four- family	$	4,402		$	4,462		$	407
Home equity		1,533			1,533			186
Commercial and multifamily		1,730			1,730			1
Construction and land		178			178			17
Manufactured homes		604			604			128
Other consumer		34			34			2
Commercial business		138			138			2
Total	$	8,619		$	8,679		$	743
Totals:
One-to-four family	$	4,745		$	5,001			407
Home equity		1,894			1,998			186
Commercial and multifamily		3,454			3,454			1
Construction and land		740			740			17
Manufactured homes		671			671			128
Other consumer		46			46			2
Commercial business		565			565			2
Total	$	12,115		$	12,475		$	743
The following table presents loans individually evaluated for impairment as of December 31, 2012 by type of loan (in thousands):
	Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
One-to four- family	$	2,521		$	2,826		$	-
Home equity		949			1,132			-
Commercial and multifamily		1,883			1,883			-
Construction and land		495			608			-
Manufactured homes		67			67			-
Other consumer		9			49			-
Commercial business		682			682			-
Total	$	6,606		$	7,247		$	-
With an allowance recorded:
One-to four- family	$	3,495		$	3,651		$	392
Home equity		782			782			247
Commercial and multifamily		244			244			70
Construction and land		76			76			25
Manufactured homes		587			587			117
Other consumer		46			46			22
Commercial business		157			196			145
Total	$	5,387		$	5,582		$	1,018
Totals:
One-to four- family	$	6,016		$	6,477		$	392
Home equity		1,731			1,914			247
Commercial and multifamily		2,127			2,127			70
Construction and land		571			684			25
Manufactured homes		654			654			117
Other consumer		55			95			22
Commercial business		839			878			145
Total	$	11,993		$	12,829		$	1,018
The following table presents loans individually evaluated for impairment as of September 30, 2013 and 2012 by type of loan in thousands):
	Three Months Ended
	30-Sep-13						30-Sep-12
	Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
One-to four- family	$	425		$	2		$	1,908	$	28
Home equity		332			4			783		9
Commercial and multifamily		2,269			-			1,938		26
Construction and land		563			-			574		-
Manufactured homes		67			1			70		1
Other consumer		16			-			8		1
Commercial business		238			8			847		3
Total	$	3,907		$	15		$	6,126	$	68
With an allowance recorded:
One-to four- family	$	4,421		$	55		$	5,132	$	37
Home equity		1,517			14			1,141		9
Commercial and multifamily		866			79			245		4
Construction and land		179			2			161		1
Manufactured homes		588			11			648		10
Other consumer		34			1			127		2
Commercial business		126			-			255		4
Total	$	7,729		$	162		$	7,708	$	67
Totals:
One-to four- family	$	4,845		$	57		$	7,040	$	65
Home equity		1,848			18			1,923		18
Commercial and multifamily		3,135			79			2,183		30
Construction and land		741			2			735		1
Manufactured homes		654			12			718		11
Other consumer		50			1			134		3
Commercial business		364			8			1,101		7
Total	$	11,636		$	177		$	13,833	$	135
The following table presents loans individually evaluated for impairment as of September 30, 2013 and 2012 by type of loan (in thousands):
	Nine Months Ended
	30-Sep-13						30-Sep-12
	Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
One-to four- family	$	1,383		$	16		$	2,694	$	84
Home equity		603			9			749		32
Commercial and multifamily		1,798			47			1,874		60
Construction and land		411			1			663		21
Manufactured homes		75			3			62		4
Other consumer		12			1			14		2
Commercial business		453			18			688		13
Total	$	4,734		$	95		$	6,743	$	216
With an allowance recorded:
One-to four- family	$	4,120		$	157		$	5,268	$	129
Home equity		1,191			46			1,146		28
Commercial and multifamily		555			79			284		7
Construction and land		127			9			131		4
Manufactured homes		571			33			554		32
Other consumer		40			2			101		5
Commercial business		196			5			217		16
Total	$	6,800		$	331		$	7,700	$	221
Totals:
One-to four- family	$	5,503		$	173		$	7,962	$	213
Home equity		1,794			55			1,895		60
Commercial and multifamily		2,353			126			2,157		67
Construction and land		538			10			794		25
Manufactured homes		646			36			615		36
Other consumer		52			3			115		7
Commercial business		648			23			905		29
Total	$	11,533		$	426		$	14,443	$	437
Forgone interest on nonaccrual loans was $108,000 and $191,000 at September 30, 2013 and 2012, respectively.  There were no commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired at September 30, 2013 or December 31, 2012.
Troubled debt restructurings.  Loans classified as TDRs totaled $6.5 million and $7.7 million at September 30, 2013 and December 31, 2012, respectively, and are included in impaired loans.  The Company has granted in its TDRs a variety of concessions to borrowers in the form of loan modifications.  The modifications granted can generally be described in the following categories:
Rate Modification: A modification in which the interest rate is changed.
Term Modification: A modification in which the maturity date, timing of payments, or frequency of payments is changed.
Payment Modification: A modification in which the dollar amount of the payment is changed.  Interest only modifications in which a loan in converted to interest only payments for a period of time are included in this category.
Combination Modification:  Any other type of modification, including the use of multiple categories above.
There were no new TDRs that occurred during the three months ended September 30, 2013.
The following table presents new TDRs by type of modification that occurred during the nine months ended September 30, 2013 (in thousands):
	Nine months ended September 30, 2013
	Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
One-to four- family		3		$	-		$	-	$	-		$	878	$	878
Home equity		1			-			-		-			99		99
Total		4		$	-		$	-	$	-		$	977	$	977
The following table presents new TDRs by type of modification that occurred during the three months ended September 30, 2012 (in thousands):
	Three months ended September 30, 2012
	Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
One-to four- family		1		$	-		$	-	$	-		$	197	$	197
Home equity		1			-			-		-			117		117
Total		2		$	-		$	-	$	-		$	314	$	314
The following table presents new TDRs by type of modification that occurred during the nine months ended September 30, 2012 (in thousands):
	Nine months ended September 30, 2012
	Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
One-to four- family		5		$	-		$	-	$	-		$	561	$	561
Home equity		2			-			-		-			166		166
Commercial and multifamily		2			-			-		-			426		426
Construction and land		2			-			-		-			26		26
Other consumer		2			-			-		-			14		14
Commercial business		3		$	121			-		-			186		307
Total		16		$	121		$	-	$	-		$	1,379	$	1,500
There were no post-modification changes for the recorded investment in loans that were recorded as a result of the TDRs for the three and nine months ended September 30, 2013 and 2012, respectively.
The following table represents financing receivables modified as TDRs within the previous 12 months for which there was a payment default during the three and nine months ended September 30, 2013 and 2012, respectively (in thousands):
	Three months ended September 30,						Nine months ended September 30,
	2013			2012			2013		2012
One-to four- family	$	-		$	1,246		$	-	$	1,246
Home equity		99			215			99		215
Commercial and multifamily		-			1,366			-		1,366
Manufactured homes		-			390			-		471
Other consumer		-			27			-		27
Commercial business		-			540			-		540
Total	$	99		$	3,784		$	99	$	3,865
For the preceding tables, a loan is considered in default when a payment is 31 days past due.  No TDRs modified within the previous 12 months were three months past due as of September 30, 2013.  One commercial real estate TDR was three months past due as of September 30, 2012 and therefore on nonaccrual status.
The Company had no commitments to extend additional credit to borrowers owing receivables whose terms have been modified in troubled debt restructurings.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 6 – Fair Value Measurements
	The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of September 30, 2013 and December 31, 2012 (in thousands):
		Fair Value at September 30, 2013
		Total			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	13,961		$	13,961		$	-	$	-
	Available for sale securities		16,639			-			14,150		2,489
	FHLB stock		2,336			-			-		2,336
	Loans held for sale		1,664			-			1,664		-
	Loans, net		378,160			-			-		378,160
	Accrued interest receivable		1,313			1,313			-		-
	Mortgage servicing rights		2,843			-			-		2,843
	FINANCIAL LIABILITIES:
	Non-maturity deposits		185,000			-			185,000		-
	Time deposits		157,551			-			157,551		-
	Borrowings		40,360			-			40,360		-
	Accrued interest payable		76			-			76		-
		Fair Value at December 31, 2012
		Total			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	12,727		$	12,727		$	-	$	-
	Available for sale securities		22,900			-			20,127		2,773
	FHLB Stock		2,401			-			-		2,401
	Loans held for sale		1,725			-			1,725		-
	Loans, net		327,078			-			-		327,078
	Accrued interest receivable		1,280			1,280			-		-
	Mortgage servicing rights		2,306			-			-		2,306
	FINANCIAL LIABILITIES:
	Non-maturity deposits		177,097			-			177,097		-
	Time deposits		134,007			-			134,007		-
	Borrowings		21,708			-			21,708		-
	Accrued interest payable		83			-			83		-
	The following table presents the balance of assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012 (in thousands):
		Fair Value at September 30, 2013
		Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,948		$	-		$	1,948	$	-
	Agency mortgage-backed securities		12,202			-			12,202		-
	Non-agency mortgage-backed securities		2,489			-			-		2,489
	Mortgage servicing rights		2,843			-			-		2,843
		Fair Value at December 31, 2012
		Total			Level 1			Level 2		Level 3
	Agency mortgage-backed securities	$	20,127		$	-		$	20,127	$	-
	Non-agency mortgage-backed securities		2,773			-			-		2,773
	Mortgage servicing rights		2,306			-			-		2,306
	For the nine months ended September 30, 2013 and 2012 there were no transfers between Level 1 and Level 2 nor between Level 2 and Level 3.
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at September 30, 2013:
	Financial Instrument	Valuation Technique		Unobservable Input(s)	Range
					(Weighted Average)
	Mortgage Servicing Rights	Discounted cash flow		Prepayment speed assumption	219-550% (310%)
				Discount rate	8-12% (10%)
	Non-agency mortgage-backed securities	Discounted cash flow		Discount rate	-8%
	Generally, any significant increases in the constant prepayment rate and discount rate utilized in the fair value measurement of the mortgage servicing rights will result in a negative fair value adjustment (and decrease in the fair value measurement).  Conversely, a decrease in the constant prepayment rate and discount rate will result in a positive fair value adjustment (and increase in the fair value measurement).  An increase in the weighted average life assumptions will result in a decrease in the constant prepayment rate and conversely, a decrease in the weighted average life will result in an increase of the constant prepayment rate.
	The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the nine months ended September 30, 2013 and 2012 (in thousands):
		Nine Months Ended
		September 30,
		2013			2012
	Beginning balance, at fair value	$	2,773		$	2,933
	OTTI impairment losses		(30	)		(156	)
	Sales and principal payments		(477	)		(135	)
	Change in unrealized loss		223			186
	Ending balance, at fair value	$	2,489		$	2,828
	Mortgage servicing rights are measured at fair value using significant unobservable input (Level 3) on a recurring basis and a reconciliation of this asset can be found in Note 7 – Mortgage Servicing Rights.
	The following table presents the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands):
	Fair Value at September 30, 2013
	Total			Level 1			Level 2		Level 3
Impaired loans:
One- to four- family	$	4,745		$	-		$	-	$	4,745
Home equity		1,894			-			-		1,894
Commercial and multifamily		3,454			-			-		3,454
Construction and land		740			-			-		740
Manufactured homes		671			-			-		671
Other consumer		46			-			-		46
Commercial business		565			-			-		565
OREO and repossessed assets		981			-			-		981
	Fair Value at December 31, 2012
	Total			Level 1			Level 2		Level 3
Impaired loans:
One- to four- family	$	6,016		$	-		$	-	$	6,016
Home equity		1,731			-			-		1,731
Commercial and multifamily		2,127			-			-		2,127
Construction and land		571			-			-		571
Manufactured homes		654			-			-		654
Other consumer		55			-			-		55
Commercial business		839			-			-		839
OREO and repossessed assets		2,503			-			-		2,503
The following tables present the total losses during the three and nine months ended September 30, 2013 and 2012 resulting from fair value adjustments (in thousands):
	Three Months Ended						Nine Months Ended
	September 30,						September 30,
	2013			2012			2013		2012
OREO and repossessed assets	$	80		$	145		$	855	$	314
Impaired loans		484			1,197			1,357		4,048
There were no liabilities carried at fair value, measured on a recurring or nonrecurring basis, at September 30, 2013 or December 31, 2012.
The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at September 30, 2013:
Financial Instrument	Valuation Technique(s)		Unobservable Input(s)	Range (Weighted Average)
OREO	Market approach		Adjustment for differences between comparable sales	1.9-43% (13%)
Impaired loans	Market approach		Adjustment for differences between comparable sales	0-100% (7%)
A description of the valuation methodologies used for impaired loans and OREO is as follows:
Impaired Loans - The fair value of collateral dependent loans is based on the current appraised value of the collateral or internally developed models utilizing a calculation of expected discounted cash flows which contain management’s assumptions.
OREO and Repossessed Assets – The fair value of OREO and repossessed assets is based on the current appraised value of the collateral.
The following methods and assumptions were used to estimate the fair value of other financial instruments:
Cash and cash equivalents, accrued interest receivable and payable, and advance payments from borrowers for taxes and insurance - The estimated fair value is equal to the carrying amount.
AFS Securities – AFS securities are recorded at fair value based on quoted market prices, if available.  If quoted market prices are not available, management utilizes third-party pricing services or broker quotations from dealers in the specific instruments.  Level 2 securities include those traded on an active exchange, as well as U.S. government and its agencies securities.  Level 3 securities include private label mortgage-backed securities.
Loans Held for Sale - Residential mortgage loans held for sale are recorded at the lower of cost or fair value. The fair value of fixed-rate residential loans is based on whole loan forward prices obtained from government sponsored enterprises. At September 30, 2013 and December 31, 2012, loans held for sale were carried at cost.
Loans - The estimated fair value for all fixed rate loans is determined by discounting the estimated cash flows using the current rate at which similar loans would be made to borrowers with similar credit ratings and maturities. The estimated fair value for variable rate loans is the carrying amount. The fair value for all loans also takes into account projected loan losses as a part of the estimate.
Mortgage Servicing Rights –The fair value of mortgage servicing rights is determined though a discounted cash flow analysis, which uses interest rates, prepayment speeds, discount rates,  and delinquency rate assumptions as inputs.
FHLB stock - The estimated fair value is equal to the par value of the stock, which approximates fair value.
Bank-owned Life Insurance - The estimated fair value is equal to the cash surrender value of policies, net of surrender charges.
Deposits - The estimated fair value of deposit accounts (savings, demand deposit, and money market accounts) is the carrying amount. The fair values of fixed-maturity time certificates of deposit are estimated by discounting the estimated cash flows using the current rate at which similar certificates would be issued.
Borrowings - The fair value of borrowings are estimated using discounted cash flow analyses, based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Off-balance-sheet financial instruments - The fair value for the Company’s off-balance-sheet loan commitments are estimated based on fees charged to others to enter into similar agreements taking into account the remaining terms of the agreements and credit standing of the Company’s customers. The estimated fair value of these commitments is not significant.
We assume interest rate risk (the risk that general interest rate levels will change) as a result of our normal operations. As a result, the fair values of our financial instruments will change when interest rate levels change, which may be favorable or unfavorable to us. Management attempts to match maturities of assets and liabilities to the extent necessary or possible to minimize interest rate risk. However, borrowers with fixed-rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by establishing early withdrawal penalties for certificates of deposit, creating interest rate floors for certain variable rate loans, adjusting terms of new loans and deposits, by borrowing at fixed rates for fixed terms and investing in securities with terms that mitigate our overall interest rate risk.

Mortgage_Servicing_Rights

Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2013
Mortgage Servicing Rights [Abstract]	'
Mortgage Servicing Rights	'
	Note 7 – Mortgage Servicing Rights
	The unpaid principal balances of loans serviced for Federal National Mortgage Association at September 30, 2013 and December 31, 2012, totaled approximately $361.9 million  and $365.7 million, respectively and were not included in the Company’s financial statements.
	A summary of the change in the balance of mortgage servicing rights during the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):
		Three months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Beginning balance, at fair value	$	2,670		$	2,558		$	2,306		$	2,437
	Servicing rights that result from transfers of financial assets		160			226			655			554
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		271			(259	)		656			97
	Other(2)		(258	)		(211	)		(774	)		(774	)
	Ending balance, at fair value	$	2,843		$	2,314		$	2,843		$	2,314
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.
	The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows:
		At September 30,
		2013			2012
	Prepayment speed (Public Securities Association (“PSA” model)		219	%		372	%
	Weighted-average life (years)		5.98			3.86
	Yield to maturity discount rate		10.01	%		10	%
	The amount of contractually specified servicing, late and ancillary fees earned, recorded in mortgage servicing income on the Consolidated Statements of Income was $78,000 and $387,000 for the three and nine months ended September 30, 2013, respectively, and $148,000 and $346,000 for the three and nine months ended September 30, 2012, respectively.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies [Abstract]	'
Commitments and Contingencies	'
	Note 8 – Commitments and Contingencies
	In the normal course of operations, the Company engages in a variety of financial transactions that are not recorded in our financial statements.  These transactions involve varying degrees of off-balance sheet credit, interest rate and liquidity risks.  These transactions are used primarily to manage customers’ requests for funding and take the form of loan commitments and lines of credit.

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2013
Borrowings [Abstract]	'
Borrowings	'
	Note 9 – Borrowings
	The Company utilizes a loan agreement with the FHLB of Seattle. The terms of the agreement call for a blanket pledge of a portion of the Company’s mortgage and commercial and multifamily portfolio based on the outstanding balance.  At September 30, 2013, the amount available to borrow under this agreement was approximately 35% of the Bank’s total assets, or up to $151.1 million, subject to the availability of eligible collateral.  Based on eligible collateral, the total amount available under this agreement as of September 30, 2013 and December 31, 2012 was $106.5 million and $90.7 million, respectively.  The Company had outstanding borrowings under this arrangement of $40.4 million and $21.9 million at September 30, 2013 and December 31, 2012, respectively.  Additionally, the Company had outstanding letters of credit from the FHLB with a notional amount of $25.0 million and $31.5 million at September 30, 2013 and December 31, 2012, respectively, to secure public deposits.  The net remaining amount available as of September 30, 2013 and December 31, 2012, was $41.1 million and $37.3 million, respectively.
	The Company participates in the Federal Reserve Bank Borrower-in-Custody program, which gives the Company access to the discount window.  The terms of the program call for a pledge of specific assets.  The Company had unused borrowing capacity of $15.8 million and $11.8 and no outstanding borrowings under this program at September 30, 2013 and December 31, 2012, respectively.
	The Company has access to an unsecured line of credit from the Pacific Coast Banker’s Bank.  The line has a two-year term maturing on June 30, 2014 and is renewable biannually.  At September 30, 2013, the amount available under this line of credit was $2.0 million.  There was no balance on this line of credit as of September 30, 2013 and December 31, 2012, respectively.

Earnings_Per_Common_Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	Note 10 – Earnings Per Common Share
	Non-vested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents are participating securities and are included in the computation of earnings per share pursuant to the two-class method.  The two-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. Certain of the Company’s non-vested restricted stock awards qualify as participating securities.
	Net earnings, less any preferred dividends accumulated for the period (whether or not declared), is allocated between the common stock and participating securities pursuant to the two-class method.  Basic earnings per common share is computed by dividing net earnings available to common shareholders by the weighted average number of common shares outstanding during the period, excluding participating non-vested restricted shares.
	Diluted earnings per common share is computed in a similar manner, except that first the denominator is increased to include the number of additional common shares that would have been outstanding if potentially dilutive common shares, excluding the participating securities, were issued using the treasury stock method.  For all periods presented, stock options, certain restricted stock awards and restricted stock units are the only potentially dilutive non-participating instruments issued by the Company.  Next, we determine and include in diluted earnings per common share calculation the more dilutive effect of the participating securities using the treasury stock method or the two-class method.  Undistributed losses are not allocated to the non-vested share-based payment awards (the participating securities) under the two-class method as the holders are not contractually obligated to share in the losses of the Company.
	ESOP shares are considered outstanding for basic and diluted earnings per share when the shares are committed to be released.
	Earnings per common share are summarized for the periods presented in the following table (in thousands, except share data):
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Net income	$	994	$	612	$	2,934	$	1,752
	Less net income attributable to participating securities(1)		22		7		59		19
	Net income available to common shareholders	$	972	$	605	$	2,875	$	1,733
	Weighted average number of shares outstanding, basic		2,576,995		2,587,669		2,583,588		2,585,694
	Effect of potentially dilutive common shares(2)		57,092		40,151		51,976		30,376
	Weighted average number of shares outstanding, diluted		2,634,087		2,627,820		2,635,564		2,616,070
	Earnings per share, basic	$	0.39	$	0.24	$	1.14	$	0.68
	Earnings per share, diluted	$	0.38	$	0.23	$	1.11	$	0.67
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.
	There were no shares considered anti-dilutive for the three and nine months ended September 30, 2013 or 2012.

Stockbased_Compensation

Stock-based Compensation	9 Months Ended
	Sep. 30, 2013
Stock-based Compensation [Abstract]	'
Stock-based Compensation	'
	Note 11 – Stock-based Compensation
	Stock Options and Restricted Stock
	In 2008, the Board of Directors adopted and stockholders approved an Equity Incentive Plan (the “Plan”) which was assumed by the Company in connection with the Conversion.  The Plan permits the grant of restricted stock, restricted stock units, stock options, and stock appreciation rights.  Under the Plan, 126,287 shares of common stock were approved for awards for stock options and stock appreciation rights and 50,514 shares of common stock were approved for awards for restricted stock and restricted stock units, in each case, as adjusted for the Conversion exchange ratio.
	As of September 30, 2013, on an adjusted basis, awards for stock options totaling 107,456 shares and awards for restricted stock totaling 49,771 shares of Company common stock have been granted, net of any forfeitures, to participants in the Plan.  During the nine months ended September 30, 2013 and 2012, share-based compensation expense totaled $42,000 and $125,000, respectively.  All of the awards vest in 20 percent annual increments commencing one year from the grant date.  The options are exercisable for a period of 10 years from the date of grant, subject to vesting.
	The following is a summary of the Company’s stock option plan awards during the period ended September 30, 2013:
		Shares			Weighted-		Weighted-Average		Aggregate
					Average		Remaining Contractual		Intrinsic
					Exercise Price		Term In Years		Value
	Outstanding at the beginning of the year		115,936		$	8.93		6.78	$	170,426
	Granted		-			-
	Exercised		-			-
	Forfeited		(8,480	)	$	9.07
	Expired		-			-
	Outstanding at September 30, 2013		107,456		$	8.92		6.09	$	665,153
	Exercisable		70,115		$	9.02		5.56	$	427,000
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		107,456		$	8.92		6.09	$	665,153
	As of September 30, 2013, there was $66,000 of total unrecognized compensation cost related to non-vested stock options granted under the Plan.  The cost is expected to be recognized over the remaining weighted-average vesting period of 5.1 years.
	The fair value of each option award is estimated on the date of grant using a Black-Scholes model that uses the assumptions noted in the table below.  The dividend yield is based on the current quarterly dividend in effect at the time of the grant.
	The Company (including the predecessor entity) became a publicly held company in January 2008, so the amount of historical stock price information available is limited.  As a result, the Company elected to use a weighted-average of its peers’ historical stock prices, as well as the Company’s own historical stock prices to estimate volatility.  The Company bases the risk-free interest rate on the U.S. Treasury Constant Maturity Indices in effect on the date of the grant.  The Company elected to use the Staff Accounting Bulletin No. 110, “Share-Based Payments” permitted by the Securities and Exchange Commission to calculate the expected term.  This simplified method uses the vesting term of an option along with the contractual term, setting the expected life at a midpoint in between.
	Restricted Stock Awards
	The fair value of the restricted stock awards is equal to the fair value of the Company’s stock at the date of grant.  Compensation expense is recognized over the vesting period that the awards are based. Shares awarded as restricted stock vest ratably over a five-year period beginning at the grant date with 20% vesting on the anniversary date of each grant date.
	The following is a summary of the Company’s non-vested restricted stock awards during the nine months ended September 30, 2013:
	Non-vested Shares:	Shares			Weighted-Average		Aggregate
					Grant-Date Fair		Intrinsic
					Value Per Share		Value Per Share
	Non-vested at January 1, 2013		24,747		$	8.44
	Granted		-
	Vested		(9,487	)
	Forfeited		(735	)
	Expired		-
	Non-vested at September 30, 2013		14,525		$	8.44	$	15.11
	Expected to vest assuming a 0% forfeiture rate over the vesting term		14,525		$	8.44	$	15.11
	The aggregate intrinsic value of the non-vested restricted stock options as of September 30, 2013 was $219,000.
	As of September 30, 2013, there was $43,000 of unrecognized compensation cost related to non-vested restricted stock granted under the Plan remaining.  The cost is expected to be recognized over the weighted-average vesting period of 2.0 years.
	Employee Stock Ownership Plan
	In January 2008, the ESOP borrowed $1.2 million from the Company to purchase common stock of the Company.  In August 2012, in conjunction with the Conversion, the ESOP borrowed an additional $1.1 million from the Company to purchase common stock of the Company.  Both loans are being repaid principally by the Bank through contributions to the ESOP over a period of ten years.  The interest rate on the loans is fixed at 4.0% and 2.25%, per annum, respectively.  At September 30, 2013, the remaining balances of the ESOP loans were $638,000 and $1.0 million, respectively.
	Neither the loan balances nor the related interest expense are reflected on the condensed consolidated financial statements.
	At September 30, 2013, the ESOP was committed to release 22,900 shares of the Company’s common stock to participants and held 151,115 unallocated shares remaining to be released in future years.  The fair value of the 202,755 restricted shares held by the ESOP trust was $3.1 million at September 30, 2013.  ESOP compensation expense included in salaries and benefits was $76,000 and $249,000 for the three and nine months ended September 30, 2013, respectively.  ESOP compensation expense included in salaries and benefits was $61,000 and $114,000 for the three and nine months ended September 30, 2012.

Subsequent_Event

Subsequent Event	9 Months Ended
	Sep. 30, 2013
Subsequent Event [Abstract]	'
Subsequent Event	'
	Note 12 – Subsequent Event
	On October 29, 2013 the Company declared a quarterly cash dividend of $0.05 per common share, payable on November 27, 2013 to shareholders of record at the close of business November 13, 2013.

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2013
Investments [Abstract]	'
Amortized cost and fair value of AFS securities and corresponding amounts of gross unrealized gains and losses	'
	The amortized cost and fair value of our available-for-sale securities (“AFS”) and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands):
		Amortized		Gross Unrealized					Estimated
		Cost							Fair
				Gains	Losses 1 Year		Losses Greater		Value
					Or Less		Than 1 Year
	30-Sep-13
	Municipal bonds		$	1,910		$	38			$	-		$	-		$	1,948
	Agency mortgage-backed securities			12,393			29				(220	)		-			12,202
	Non-agency mortgage-backed securities			2,767			83				-			(361	)		2,489
	Total		$	17,070		$	150			$	(220	)	$	(361	)	$	16,639
	31-Dec-12
	Agency mortgage-backed securities		$	20,378		$	27			$	(278	)	$	-		$	20,127
	Non-agency mortgage-backed securities			3,273			19				-			(519	)		2,773
	Total		$	23,651		$	46			$	(278	)	$	(519	)	$	22,900
Amortized cost and fair value of mortgage-backed securities by contractual maturity	'
	The amortized cost and fair value of investments available-for-sale at September 30, 2013, by contractual maturity, are shown below (in thousands).  Expected maturities of investments available-for-sale may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			At September 30, 2013
			Amortized Cost			Fair
						Value
	Due after ten years		$	17,070		$	16,639
Aggregate fair value and gross unrealized loss in continuous unrealized loss position	'
	The following table summarizes at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands):
			30-Sep-13
			Less Than 12 Months							12 Months or Longer						Total
			Fair			Unrealized Loss				Fair			Unrealized Loss			Fair		Unrealized Loss
			Value							Value						Value
	Agency mortgage-backed securities		$	9,082		$	(220	)		$	-		$	-		$	9,082	$	(220	)
	Non-agency mortgage-backed securities			-			-				646			(361	)		646		(361	)
	Total		$	9,082		$	(220	)		$	646		$	(361	)	$	9,728	$	(581	)
			31-Dec-12
			Less Than 12 Months							12 Months or Longer						Total
			Fair		Unrealized Loss					Fair			Unrealized Loss			Fair		Unrealized Loss
			Value							Value						Value
	Agency mortgage-backed securities		$	17,685		$	(278	)		$	-		$	-		$	17,685	$	(278	)
	Non-agency mortgage-backed securities			-			-				2,137			(519	)		2,137		(519	)
	Total		$	17,685		$	(278	)		$	2,137		$	(519	)	$	19,822	$	(797	)
Cumulative roll forward of credit losses recognized in earnings	'
	The following table presents the cumulative roll forward of credit losses recognized in earnings during the three and nine months ended September 30, 2013 and 2012 relating to the Company’s non- agency mortgage backed securities (in thousands):
			Three months Ended							Nine Months Ended
			September 30,							September 30,
			2013			2012				2013			2012
	Estimated credit losses, beginning balance		$	450		$	379			$	420		$	256
	Additions for credit losses not previously recognized			-			33				30			156
	Reduction for increases in cash flows			-			-				-			-
	Reduction for realized losses			-			-				-			-
	Estimated credit losses, ending balance		$	450		$	412			$	450		$	412

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Composition of the loan portfolio, including loans held for sale	'
	The composition of the loan portfolio at the dates indicated, including loans held for sale, was as follows (in thousands):
		At September 30, 2013			At December 31, 2012
	Real estate loans:
	One- to four- family	$	116,616		$	95,784
	Home equity		35,317			35,364
	Commercial and multifamily		148,745			133,620
	Construction and land		43,780			25,458
	Total real estate loans		344,458			290,226
	Consumer loans:
	Manufactured homes		13,983			16,232
	Other consumer		9,393			8,650
	Total consumer loans		23,376			24,882
	Commercial business loans		14,842			14,193
	Total loans		382,676			329,301
	Deferred fees		(1,226	)		(832	)
	Loans held for sale		(1,664	)		(1,725	)
	Total loans, gross		379,786			326,744
	Allowance for loan losses		(4,115	)		(4,248	)
	Total loans, net	$	375,671		$	322,496
Allowance for loan losses and recorded investment	'
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2013 (in thousands):
		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four- family			equity			and multifamily		and land			homes		consumer		business
	Allowance for loan losses:
	Individually evaluated for impairment	$	407		$	186		$	1	$	17		$	128	$	2	$	2	$	-	$	743
	Collectively evaluated for impairment		1,422			747			507		284			116		131		60		105		3,372
	Ending balance	$	1,829		$	933		$	508	$	301		$	244	$	133	$	62	$	105	$	4,115
	Loans receivable:
	Individually evaluated for impairment	$	4,745		$	1,894		$	3,454	$	740		$	671	$	46	$	565	$	-	$	12,115
	Collectively evaluated for impairment		111,871			33,423			145,291		43,040			13,312		9,347		14,277		-		370,561
	Ending balance	$	116.616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	-	$	382,676
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2012 (in thousands):
		One-to-			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four family			equity			and multifamily		and land			homes		consumer		business
	Allowance for loan losses:
	Individually evaluated for impairment	$	392		$	247		$	70	$	25		$	117	$	22	$	145	$	-	$	1,018
	Collectively evaluated for impairment		1,025			750			422		192			143		124		73		501		3,230
	Ending balance	$	1,417		$	997		$	492	$	217		$	260	$	146	$	218	$	501	$	4,248
	Loans receivable:
	Individually evaluated for impairment	$	6,016		$	1,731		$	2,127	$	571		$	654	$	55	$	839	$	-	$	11,993
	Collectively evaluated for impairment		89,768			33,633			131,493		24,887			15,578		8,595		13,354		-		317,308
	Ending balance	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	-	$	329,301
Activity in loan losses	'
	The following table summarizes the activity in loan losses for the three months ended September 30, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,548		$	(98	)	$	-	$	379		$	1,829
	Home equity		890			(314	)		7		350			933
	Commercial and multifamily		583			-			-		(75	)		508
	Construction and land		447			-			-		(146	)		301
	Manufactured homes		267			(61	)		1		37			244
	Other consumer		154			(11	)		12		(22	)		133
	Commercial business		97			-			-		(35	)		62
	Unallocated		143			-			-		(38	)		105
	Total	$	4,129		$	(484	)	$	20	$	450		$	4,115
	The following table summarizes the activity in loan losses for the nine months ended September 30, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,417		$	(424	)	$	-	$	836		$	1,829
	Home equity		997			(535	)		13		458			933
	Commercial and multifamily		492			(192	)		34		174			508
	Construction and land		217			(7	)		-		91			301
	Manufactured homes		260			(115	)		1		98			244
	Other consumer		146			(38	)		26		(1	)		133
	Commercial business		218			(46	)		-		(110	)		62
	Unallocated		501			-			-		(396	)		105
	Total	$	4,248		$	(1,357	)	$	74	$	1,150		$	4,115
	The following table summarizes the activity in loan losses for the three months ended September 30, 2012 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,676		$	(609	)	$	-	$	708		$	1,775
	Home equity		1,212			(216	)		-		70			1,066
	Commercial and multifamily		647			-			-		(7	)		640
	Construction and land		181			(162	)		-		141			160
	Manufactured homes		336			(46	)		-		(18	)		272
	Other consumer		173			(126	)		6		121			174
	Commercial business		215			(38	)		-		58			235
	Unallocated		9			-			-		2			11
	Total	$	4,449		$	(1,197	)	$	6	$	1,075		$	4,333
	The following table summarizes the activity in loan losses for the nine months ended September 30, 2012 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to four- family	$	1,117		$	(2,008	)	$	4	$	2,662		$	1,775
	Home equity		1,426			(951	)		132		459			1,066
	Commercial and multifamily		969			(503	)		83		91			640
	Construction and land		105			(203	)		-		258			160
	Manufactured homes		290			(106	)		-		88			272
	Other consumer		213			(232	)		22		171			174
	Commercial business		254			(45	)		10		16			235
	Unallocated		81			-			-		(70	)		11
	Total	$	4,455		$	(4,048	)	$	251	$	3,675		$	4,333
Credit quality indicators	'
	The following table represents the internally assigned grades as of September 30, 2013 by type of loan (in thousands):
		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business
	Grade:
	Pass	$	104,567		$	30,594		$	142,851	$	42,383		$	12,361	$	8,957	$	13,825	$	355,538
	Watch		10,085			3,513			3,204		754			1,531		414		474		19,975
	Special Mention		47			138			652		-			-		-		543		1,380
	Substandard		1,917			1,072			2,038		643			91		22		-		5,783
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	116,616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	382,676
	The following table represents the internally assigned grades as of December 31, 2012 by type of loan (in thousands):
		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business
	Grade:
	Pass	$	84,685		$	30,927		$	130,721	$	24,641		$	14,898	$	8,102	$	12,290	$	306,264
	Watch		8,279			3,064			954		347			1,312		520		1,087		15,563
	Special Mention		490			499			595		-			-		-		-		1,584
	Substandard		2,329			874			1,350		471			23		28		815		5,890
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	329,301
Nonaccrual loans	'
	The following table presents the recorded investment in nonaccrual loans as of September 30, 2013 and December 31, 2012, by type of loan (in thousands):
		September			December
		30, 2013			31, 2012
	One- to four- family	$	343		$	1,013
	Home equity		523			332
	Commercial and multifamily		230			1,106
	Construction and land		-			471
	Manufactured homes		65			-
	Other consumer		-			1
	Commercial business		-			80
	Total	$	1,161		$	3,003
Aging of recorded investment in past due loans	'
	The following table represents the aging of the recorded investment in past due loans as of September 30, 2013 by type of loan (in thousands):
		30-59 Days			60-89 Days			Greater Than 90		Recorded Investment			Total		Current		Total
		Past Due			Past Due			Days Past Due		> 90 Days and Accruing			Past Due				Loans
	One-to four- family	$	-		$	513		$	368	$	-		$	881	$	115,735	$	116,616
	Home equity		618			114			523		-			1,255		34,062		35,317
	Commercial and multifamily		-			-			230		-			230		148,515		148,745
	Construction and land		-			-			-		-			-		43,780		43,780
	Manufactured homes		35			68			24		-			127		13,856		13,983
	Other consumer		2			5			-		-			7		9,386		9,393
	Commercial business		-			-			-		-			-		14,842		14,842
	Total	$	655		$	700		$	1,145	$	-		$	2,500	$	380,176	$	382,676
	The following table represents the aging of the recorded investment in past due loans as of December 31, 2012 by type of loan (in thousands):
		30-59 Days			60-89 Days			Greater Than 90		Recorded Investment			Total		Current		Total Loans
		Past Due			Past Due			Days Past Due		> 90 Days and Accruing			Past Due
	One-to four- family	$	2,238		$	572		$	836	$	81		$	3,727	$	92,057	$	95,784
	Home equity		886			364			332		-			1,582		33,782		35,364
	Commercial and multifamily		-			-			-		-			-		133,620		133,620
	Construction and land		243			-			471		-			714		24,744		25,458
	Manufactured homes		326			2			-		-			328		15,904		16,232
	Other consumer		65			2			1		-			68		8,582		8,650
	Commercial business		63			-			80		-			143		14,050		14,193
	Total	$	3,821		$	940		$	1,720	$	81		$	6,562	$	322,739	$	329,301
Credit risk profile by type of loan	'
	The following table represents the credit risk profile based on payment activity as of September 30, 2013 by type of loan (in thousands):
		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business
	Performing	$	115,611		$	34,695		$	148,515	$	43,780		$	13,918	$	9,393	$	14,842	$	380,754
	Nonperforming		1,005			622			230		-			65		-		-		1,922
	Total	$	116,616		$	35,317		$	148,745	$	43,780		$	13,983	$	9,393	$	14,842	$	382,676
	The following table represents the credit risk profile based on payment activity as of December 31, 2012 by type of loan (in thousands):
		One- to four- family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
										and land
	Performing	$	94,641		$	34,647		$	132,273	$	24,987		$	16,203	$	8,642	$	13,996	$	325,389
	Nonperforming		1,143			717			1,347		471			29		8		197		3,912
	Total	$	95,784		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	329,301
Schedule of impaired loans, individually evaluated	'
	The following table presents loans individually evaluated for impairment as of September 30, 2013 by type of loan (in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	One-to four- family	$	343		$	539		$	-
	Home equity		361			465			-
	Commercial and multifamily		1,724			1,724			-
	Construction and land		562			562			-
	Manufactured homes		67			67			-
	Other consumer		12			12			-
	Commercial business		427			427			-
	Total	$	3,496		$	3,796		$	-
	With an allowance recorded:
	One-to four- family	$	4,402		$	4,462		$	407
	Home equity		1,533			1,533			186
	Commercial and multifamily		1,730			1,730			1
	Construction and land		178			178			17
	Manufactured homes		604			604			128
	Other consumer		34			34			2
	Commercial business		138			138			2
	Total	$	8,619		$	8,679		$	743
	Totals:
	One-to-four family	$	4,745		$	5,001			407
	Home equity		1,894			1,998			186
	Commercial and multifamily		3,454			3,454			1
	Construction and land		740			740			17
	Manufactured homes		671			671			128
	Other consumer		46			46			2
	Commercial business		565			565			2
	Total	$	12,115		$	12,475		$	743
	The following table presents loans individually evaluated for impairment as of December 31, 2012 by type of loan (in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	One-to four- family	$	2,521		$	2,826		$	-
	Home equity		949			1,132			-
	Commercial and multifamily		1,883			1,883			-
	Construction and land		495			608			-
	Manufactured homes		67			67			-
	Other consumer		9			49			-
	Commercial business		682			682			-
	Total	$	6,606		$	7,247		$	-
	With an allowance recorded:
	One-to four- family	$	3,495		$	3,651		$	392
	Home equity		782			782			247
	Commercial and multifamily		244			244			70
	Construction and land		76			76			25
	Manufactured homes		587			587			117
	Other consumer		46			46			22
	Commercial business		157			196			145
	Total	$	5,387		$	5,582		$	1,018
	Totals:
	One-to four- family	$	6,016		$	6,477		$	392
	Home equity		1,731			1,914			247
	Commercial and multifamily		2,127			2,127			70
	Construction and land		571			684			25
	Manufactured homes		654			654			117
	Other consumer		55			95			22
	Commercial business		839			878			145
	Total	$	11,993		$	12,829		$	1,018
	The following table presents loans individually evaluated for impairment as of September 30, 2013 and 2012 by type of loan in thousands):
		Three Months Ended
		30-Sep-13						30-Sep-12
		Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
One-to four- family	$	425		$	2		$	1,908	$	28
Home equity		332			4			783		9
Commercial and multifamily		2,269			-			1,938		26
Construction and land		563			-			574		-
Manufactured homes		67			1			70		1
Other consumer		16			-			8		1
Commercial business		238			8			847		3
Total	$	3,907		$	15		$	6,126	$	68
With an allowance recorded:
One-to four- family	$	4,421		$	55		$	5,132	$	37
Home equity		1,517			14			1,141		9
Commercial and multifamily		866			79			245		4
Construction and land		179			2			161		1
Manufactured homes		588			11			648		10
Other consumer		34			1			127		2
Commercial business		126			-			255		4
Total	$	7,729		$	162		$	7,708	$	67
Totals:
One-to four- family	$	4,845		$	57		$	7,040	$	65
Home equity		1,848			18			1,923		18
Commercial and multifamily		3,135			79			2,183		30
Construction and land		741			2			735		1
Manufactured homes		654			12			718		11
Other consumer		50			1			134		3
Commercial business		364			8			1,101		7
Total	$	11,636		$	177		$	13,833	$	135
The following table presents loans individually evaluated for impairment as of September 30, 2013 and 2012 by type of loan (in thousands):
	Nine Months Ended
	30-Sep-13						30-Sep-12
	Average Recorded Investment			Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
One-to four- family	$	1,383		$	16		$	2,694	$	84
Home equity		603			9			749		32
Commercial and multifamily		1,798			47			1,874		60
Construction and land		411			1			663		21
Manufactured homes		75			3			62		4
Other consumer		12			1			14		2
Commercial business		453			18			688		13
Total	$	4,734		$	95		$	6,743	$	216
With an allowance recorded:
One-to four- family	$	4,120		$	157		$	5,268	$	129
Home equity		1,191			46			1,146		28
Commercial and multifamily		555			79			284		7
Construction and land		127			9			131		4
Manufactured homes		571			33			554		32
Other consumer		40			2			101		5
Commercial business		196			5			217		16
Total	$	6,800		$	331		$	7,700	$	221
Totals:
One-to four- family	$	5,503		$	173		$	7,962	$	213
Home equity		1,794			55			1,895		60
Commercial and multifamily		2,353			126			2,157		67
Construction and land		538			10			794		25
Manufactured homes		646			36			615		36
Other consumer		52			3			115		7
Commercial business		648			23			905		29
Total	$	11,533		$	426		$	14,443	$	437
Trouble restructured debt modifications	'
	The following table presents new TDRs by type of modification that occurred during the nine months ended September 30, 2013 (in thousands):
		Nine months ended September 30, 2013
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One-to four- family		3		$	-		$	-	$	-		$	878	$	878
	Home equity		1			-			-		-			99		99
	Total		4		$	-		$	-	$	-		$	977	$	977
	The following table presents new TDRs by type of modification that occurred during the three months ended September 30, 2012 (in thousands):
		Three months ended September 30, 2012
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One-to four- family		1		$	-		$	-	$	-		$	197	$	197
	Home equity		1			-			-		-			117		117
	Total		2		$	-		$	-	$	-		$	314	$	314
	The following table presents new TDRs by type of modification that occurred during the nine months ended September 30, 2012 (in thousands):
		Nine months ended September 30, 2012
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One-to four- family		5		$	-		$	-	$	-		$	561	$	561
	Home equity		2			-			-		-			166		166
	Commercial and multifamily		2			-			-		-			426		426
	Construction and land		2			-			-		-			26		26
	Other consumer		2			-			-		-			14		14
	Commercial business		3		$	121			-		-			186		307
	Total		16		$	121		$	-	$	-		$	1,379	$	1,500
Troubled debt restructurings in default	'
	The following table represents financing receivables modified as TDRs within the previous 12 months for which there was a payment default during the three and nine months ended September 30, 2013 and 2012, respectively (in thousands):
		Three months ended September 30,						Nine months ended September 30,
		2013			2012			2013		2012
	One-to four- family	$	-		$	1,246		$	-	$	1,246
	Home equity		99			215			99		215
	Commercial and multifamily		-			1,366			-		1,366
	Manufactured homes		-			390			-		471
	Other consumer		-			27			-		27
	Commercial business		-			540			-		540
	Total	$	99		$	3,784		$	99	$	3,865

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Information about level in fair value hierarchy for financial assets and liabilities	'
	The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of September 30, 2013 and December 31, 2012 (in thousands):
		Fair Value at September 30, 2013
		Total			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	13,961		$	13,961		$	-	$	-
	Available for sale securities		16,639			-			14,150		2,489
	FHLB stock		2,336			-			-		2,336
	Loans held for sale		1,664			-			1,664		-
	Loans, net		378,160			-			-		378,160
	Accrued interest receivable		1,313			1,313			-		-
	Mortgage servicing rights		2,843			-			-		2,843
	FINANCIAL LIABILITIES:
	Non-maturity deposits		185,000			-			185,000		-
	Time deposits		157,551			-			157,551		-
	Borrowings		40,360			-			40,360		-
	Accrued interest payable		76			-			76		-
		Fair Value at December 31, 2012
		Total			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	12,727		$	12,727		$	-	$	-
	Available for sale securities		22,900			-			20,127		2,773
	FHLB Stock		2,401			-			-		2,401
	Loans held for sale		1,725			-			1,725		-
	Loans, net		327,078			-			-		327,078
	Accrued interest receivable		1,280			1,280			-		-
	Mortgage servicing rights		2,306			-			-		2,306
	FINANCIAL LIABILITIES:
	Non-maturity deposits		177,097			-			177,097		-
	Time deposits		134,007			-			134,007		-
	Borrowings		21,708			-			21,708		-
	Accrued interest payable		83			-			83		-
Fair value of assets measured on recurring basis	'
	The following table presents the balance of assets measured at fair value on a recurring basis as of September 30, 2013 and December 31, 2012 (in thousands):
		Fair Value at September 30, 2013
		Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,948		$	-		$	1,948	$	-
	Agency mortgage-backed securities		12,202			-			12,202		-
	Non-agency mortgage-backed securities		2,489			-			-		2,489
	Mortgage servicing rights		2,843			-			-		2,843
		Fair Value at December 31, 2012
		Total			Level 1			Level 2		Level 3
	Agency mortgage-backed securities	$	20,127		$	-		$	20,127	$	-
	Non-agency mortgage-backed securities		2,773			-			-		2,773
	Mortgage servicing rights		2,306			-			-		2,306
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at September 30, 2013:
	Financial Instrument	Valuation Technique		Unobservable Input(s)	Range
					(Weighted Average)
	Mortgage Servicing Rights	Discounted cash flow		Prepayment speed assumption	219-550% (310%)
				Discount rate	8-12% (10%)
	Non-agency mortgage-backed securities	Discounted cash flow		Discount rate	-8%
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3)	'
	The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the nine months ended September 30, 2013 and 2012 (in thousands):
		Nine Months Ended
		September 30,
		2013			2012
	Beginning balance, at fair value	$	2,773		$	2,933
	OTTI impairment losses		(30	)		(156	)
	Sales and principal payments		(477	)		(135	)
	Change in unrealized loss		223			186
	Ending balance, at fair value	$	2,489		$	2,828
Fair value of assets measured on nonrecurring basis	'
	The following table presents the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands):
		Fair Value at September 30, 2013
		Total			Level 1			Level 2		Level 3
	Impaired loans:
	One- to four- family	$	4,745		$	-		$	-	$	4,745
	Home equity		1,894			-			-		1,894
	Commercial and multifamily		3,454			-			-		3,454
	Construction and land		740			-			-		740
	Manufactured homes		671			-			-		671
	Other consumer		46			-			-		46
	Commercial business		565			-			-		565
	OREO and repossessed assets		981			-			-		981
		Fair Value at December 31, 2012
		Total			Level 1			Level 2		Level 3
	Impaired loans:
	One- to four- family	$	6,016		$	-		$	-	$	6,016
	Home equity		1,731			-			-		1,731
	Commercial and multifamily		2,127			-			-		2,127
	Construction and land		571			-			-		571
	Manufactured homes		654			-			-		654
	Other consumer		55			-			-		55
	Commercial business		839			-			-		839
	OREO and repossessed assets		2,503			-			-		2,503
Losses relating to fair value adjustments	'
	The following tables present the total losses during the three and nine months ended September 30, 2013 and 2012 resulting from fair value adjustments (in thousands):
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013		2012
	OREO and repossessed assets	$	80		$	145		$	855	$	314
	Impaired loans		484			1,197			1,357		4,048
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at September 30, 2013:
	Financial Instrument	Valuation Technique(s)		Unobservable Input(s)	Range (Weighted Average)
	OREO	Market approach		Adjustment for differences between comparable sales	1.9-43% (13%)
	Impaired loans	Market approach		Adjustment for differences between comparable sales	0-100% (7%)

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2013
Mortgage Servicing Rights [Abstract]	'
Mortgage service rights	'
	A summary of the change in the balance of mortgage servicing rights during the three and nine months ended September 30, 2013 and 2012 were as follows (in thousands):
		Three months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Beginning balance, at fair value	$	2,670		$	2,558		$	2,306		$	2,437
	Servicing rights that result from transfers of financial assets		160			226			655			554
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		271			(259	)		656			97
	Other(2)		(258	)		(211	)		(774	)		(774	)
	Ending balance, at fair value	$	2,843		$	2,314		$	2,843		$	2,314
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.
Mortgage service rights assumptions	'
	The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows:
		At September 30,
		2013			2012
	Prepayment speed (Public Securities Association (“PSA” model)		219	%		372	%
	Weighted-average life (years)		5.98			3.86
	Yield to maturity discount rate		10.01	%		10	%

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share [Abstract]	'
Earnings per common share	'
	Earnings per common share are summarized for the periods presented in the following table (in thousands, except share data):
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Net income	$	994	$	612	$	2,934	$	1,752
	Less net income attributable to participating securities(1)		22		7		59		19
	Net income available to common shareholders	$	972	$	605	$	2,875	$	1,733
	Weighted average number of shares outstanding, basic		2,576,995		2,587,669		2,583,588		2,585,694
	Effect of potentially dilutive common shares(2)		57,092		40,151		51,976		30,376
	Weighted average number of shares outstanding, diluted		2,634,087		2,627,820		2,635,564		2,616,070
	Earnings per share, basic	$	0.39	$	0.24	$	1.14	$	0.68
	Earnings per share, diluted	$	0.38	$	0.23	$	1.11	$	0.67
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.

Stockbased_Compensation_Tables

Stock-based Compensation (Tables)	9 Months Ended
	Sep. 30, 2013
Stock-based Compensation [Abstract]	'
Stock option plan awards	'
	The following is a summary of the Company’s stock option plan awards during the period ended September 30, 2013:
		Shares			Weighted-		Weighted-Average		Aggregate
					Average		Remaining Contractual		Intrinsic
					Exercise Price		Term In Years		Value
	Outstanding at the beginning of the year		115,936		$	8.93		6.78	$	170,426
	Granted		-			-
	Exercised		-			-
	Forfeited		(8,480	)	$	9.07
	Expired		-			-
	Outstanding at September 30, 2013		107,456		$	8.92		6.09	$	665,153
	Exercisable		70,115		$	9.02		5.56	$	427,000
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		107,456		$	8.92		6.09	$	665,153
Nonvested restricted stock awards	'
	The following is a summary of the Company’s non-vested restricted stock awards during the nine months ended September 30, 2013:
	Non-vested Shares:	Shares			Weighted-Average		Aggregate
					Grant-Date Fair		Intrinsic
					Value Per Share		Value Per Share
	Non-vested at January 1, 2013		24,747		$	8.44
	Granted		-
	Vested		(9,487	)
	Forfeited		(735	)
	Expired		-
	Non-vested at September 30, 2013		14,525		$	8.44	$	15.11
	Expected to vest assuming a 0% forfeiture rate over the vesting term		14,525		$	8.44	$	15.11

Conversion_and_Stock_Issuance_

Conversion and Stock Issuance (Details) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Conversion and Stock Issuance [Abstract]	'	'	'
Shares sold or issued (in shares)	1,417,500	'	'
Stock issued, ESOP (in shares)	113,400	'	'
Share price (in dollars per share)	$10	'	'
Offering costs	$1,500,000	'	'
Proceeds from stock offering, net of offering costs	0	12,672,000	'
Proceeds to Fund the ESOP	1,100,000	'	'
Cash dividends paid	$260,000	$0	$7,500,000
Stock conversion ratio	0.87423	0.87423	'
Common stock, outstanding (in shares)	2,550,810	'	2,587,544

Investments_Details

Investments (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Security		Security
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Amortized Cost	$17,070,000	'	$17,070,000	'	$23,651,000
Gross Unrealized Gains	150,000	'	150,000	'	46,000
Gross Unrealized Losses 1 Year Or Less	-220,000	'	-220,000	'	-278,000
Gross Unrealized Losses Greater Than 1 Year	-361,000	'	-361,000	'	-519,000
Estimated Fair Value	16,639,000	'	16,639,000	'	22,900,000
Amortized cost and fair value of mortgage-backed securities by contractual maturity [Abstract]	'	'	'	'	'
Due after ten years, Amortized Cost	17,070,000	'	17,070,000	'	'
Due after ten years, Fair Value	16,639,000	'	16,639,000	'	'
Securities pledged as collateral, amortized cost	11,600,000	'	11,600,000	'	'
Securities pledged as collateral, fair value	12,200,000	'	12,200,000	'	'
Letters of credit to secure deposits	25,000,000	'	25,000,000	'	'
Gain (loss) on sales of available for sale securities [Abstract]	'	'	'	'	'
Sales of available for sale securities	0	0	0	0	'
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'	'	'
Less Than 12 Months	9,082,000	'	9,082,000	'	17,685,000
12 Months or Longer	646,000	'	646,000	'	2,137,000
Total	9,728,000	'	9,728,000	'	19,822,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'	'	'
Less Than 12 Months	-220,000	'	-220,000	'	-278,000
12 Months or Longer	-361,000	'	-361,000	'	-519,000
Total	-581,000	'	-581,000	'	-797,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'	'	'
Estimated credit losses, beginning balance	450,000	379,000	420,000	256,000	'
Additions for credit losses not previously recognized	0	33,000	30,000	156,000	'
Reduction for increases in cash flows	0	0	0	0	'
Reduction for realized losses	0	0	0	0	'
Estimated credit losses, ending balance	450,000	412,000	450,000	412,000	'
Number of securities reflecting OTTI	1	'	1	'	'
Municipal bonds [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Amortized Cost	1,910,000	'	1,910,000	'	'
Gross Unrealized Gains	38,000	'	38,000	'	'
Gross Unrealized Losses 1 Year Or Less	0	'	0	'	'
Gross Unrealized Losses Greater Than 1 Year	0	'	0	'	'
Estimated Fair Value	1,948,000	'	1,948,000	'	'
Agency mortgage-backed securities [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Amortized Cost	12,393,000	'	12,393,000	'	20,378,000
Gross Unrealized Gains	29,000	'	29,000	'	27,000
Gross Unrealized Losses 1 Year Or Less	-220,000	'	-220,000	'	-278,000
Gross Unrealized Losses Greater Than 1 Year	0	'	0	'	0
Estimated Fair Value	12,202,000	'	12,202,000	'	20,127,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'	'	'
Less Than 12 Months	9,082,000	'	9,082,000	'	17,685,000
12 Months or Longer	0	'	0	'	0
Total	9,082,000	'	9,082,000	'	17,685,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'	'	'
Less Than 12 Months	-220,000	'	-220,000	'	-278,000
12 Months or Longer	0	'	0	'	0
Total	-220,000	'	-220,000	'	-278,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'	'	'
Number of portfolio securities	17	'	17	'	'
Number of securities in unrealized loss position	11	'	11	'	'
Non-agency mortgage-backed securities [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Amortized Cost	2,767,000	'	2,767,000	'	3,273,000
Gross Unrealized Gains	83,000	'	83,000	'	19,000
Gross Unrealized Losses 1 Year Or Less	0	'	0	'	0
Gross Unrealized Losses Greater Than 1 Year	-361,000	'	-361,000	'	-519,000
Estimated Fair Value	2,489,000	'	2,489,000	'	2,773,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'	'	'
Less Than 12 Months	0	'	0	'	0
12 Months or Longer	646,000	'	646,000	'	2,137,000
Total	646,000	'	646,000	'	2,137,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'	'	'
Less Than 12 Months	0	'	0	'	0
12 Months or Longer	-361,000	'	-361,000	'	-519,000
Total	($361,000)	'	($361,000)	'	($519,000)
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'	'	'
Number of portfolio securities	5	'	5	'	'
Number of securities in unrealized loss position	2	'	2	'	'

Loans_Details

Loans (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loan portfolio [Line Items]	'	'
Total loans	$382,676	$329,301
Deferred fees	-1,226	-832
Loans held for sale	-1,664	-1,725
Total loans, gross	379,786	326,744
Allowance for loan losses	-4,115	-4,248
Total Loans, net	375,671	322,496
One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	116,616	95,784
Allowance for loan losses	-1,829	-1,417
Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	35,317	35,364
Allowance for loan losses	-933	-997
Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	148,745	133,620
Allowance for loan losses	-508	-492
Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	43,780	25,458
Allowance for loan losses	-301	-217
Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,983	16,232
Allowance for loan losses	-244	-260
Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	9,393	8,650
Allowance for loan losses	-133	-146
Real estate loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	344,458	290,226
Real estate loans [Member] | One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	116,616	95,784
Real estate loans [Member] | Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	35,317	35,364
Real estate loans [Member] | Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	148,745	133,620
Real estate loans [Member] | Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	43,780	25,458
Consumer loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	23,376	24,882
Consumer loans [Member] | Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,983	16,232
Consumer loans [Member] | Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	9,393	8,650
Commercial business loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	$14,842	$14,193

Loans_Allowance_for_loan_losse

Loans, Allowance for loan losses (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	$743	'	$743	'	$1,018
Allowance for loan losses, ending balance: collectively evaluated for impairment	3,372	'	3,372	'	3,230
Allowance for loan losses, ending balance	4,115	'	4,115	'	4,248
Loans receivables, ending balance: individually evaluated for impairment	12,115	'	12,115	'	11,993
Loans receivable, ending balance: collectively evaluated for impairment	370,561	'	370,561	'	317,308
Loans receivable, ending balance	382,676	'	382,676	'	329,301
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	4,129	4,449	4,248	4,455	'
Charge-offs	-484	-1,197	-1,357	-4,048	'
Recoveries	20	6	74	251	'
Provision	450	1,075	1,150	3,675	'
Ending Allowance	4,115	4,333	4,115	4,333	'
One-to four- family [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	407	'	407	'	392
Allowance for loan losses, ending balance: collectively evaluated for impairment	1,422	'	1,422	'	1,025
Allowance for loan losses, ending balance	1,829	'	1,829	'	1,417
Loans receivables, ending balance: individually evaluated for impairment	4,745	'	4,745	'	6,016
Loans receivable, ending balance: collectively evaluated for impairment	111,871	'	111,871	'	89,768
Loans receivable, ending balance	116,616	'	116,616	'	95,784
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	1,548	1,676	1,417	1,117	'
Charge-offs	-98	-609	-424	-2,008	'
Recoveries	0	0	0	4	'
Provision	379	708	836	2,662	'
Ending Allowance	1,829	1,775	1,829	1,775	'
Home equity [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	186	'	186	'	247
Allowance for loan losses, ending balance: collectively evaluated for impairment	747	'	747	'	750
Allowance for loan losses, ending balance	933	'	933	'	997
Loans receivables, ending balance: individually evaluated for impairment	1,894	'	1,894	'	1,731
Loans receivable, ending balance: collectively evaluated for impairment	33,423	'	33,423	'	33,633
Loans receivable, ending balance	35,317	'	35,317	'	35,364
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	890	1,212	997	1,426	'
Charge-offs	-314	-216	-535	-951	'
Recoveries	7	0	13	132	'
Provision	350	70	458	459	'
Ending Allowance	933	1,066	933	1,066	'
Commercial and multifamily [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	1	'	1	'	70
Allowance for loan losses, ending balance: collectively evaluated for impairment	507	'	507	'	422
Allowance for loan losses, ending balance	508	'	508	'	492
Loans receivables, ending balance: individually evaluated for impairment	3,454	'	3,454	'	2,127
Loans receivable, ending balance: collectively evaluated for impairment	145,291	'	145,291	'	131,493
Loans receivable, ending balance	148,745	'	148,745	'	133,620
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	583	647	492	969	'
Charge-offs	0	0	-192	-503	'
Recoveries	0	0	34	83	'
Provision	-75	-7	174	91	'
Ending Allowance	508	640	508	640	'
Construction and land [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	17	'	17	'	25
Allowance for loan losses, ending balance: collectively evaluated for impairment	284	'	284	'	192
Allowance for loan losses, ending balance	301	'	301	'	217
Loans receivables, ending balance: individually evaluated for impairment	740	'	740	'	571
Loans receivable, ending balance: collectively evaluated for impairment	43,040	'	43,040	'	24,887
Loans receivable, ending balance	43,780	'	43,780	'	25,458
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	447	181	217	105	'
Charge-offs	0	-162	-7	-203	'
Recoveries	0	0	0	0	'
Provision	-146	141	91	258	'
Ending Allowance	301	160	301	160	'
Manufactured homes [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	128	'	128	'	117
Allowance for loan losses, ending balance: collectively evaluated for impairment	116	'	116	'	143
Allowance for loan losses, ending balance	244	'	244	'	260
Loans receivables, ending balance: individually evaluated for impairment	671	'	671	'	654
Loans receivable, ending balance: collectively evaluated for impairment	13,312	'	13,312	'	15,578
Loans receivable, ending balance	13,983	'	13,983	'	16,232
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	267	336	260	290	'
Charge-offs	-61	-46	-115	-106	'
Recoveries	1	0	1	0	'
Provision	37	-18	98	88	'
Ending Allowance	244	272	244	272	'
Other consumer [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	2	'	2	'	22
Allowance for loan losses, ending balance: collectively evaluated for impairment	131	'	131	'	124
Allowance for loan losses, ending balance	133	'	133	'	146
Loans receivables, ending balance: individually evaluated for impairment	46	'	46	'	55
Loans receivable, ending balance: collectively evaluated for impairment	9,347	'	9,347	'	8,595
Loans receivable, ending balance	9,393	'	9,393	'	8,650
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	154	173	146	213	'
Charge-offs	-11	-126	-38	-232	'
Recoveries	12	6	26	22	'
Provision	-22	121	-1	171	'
Ending Allowance	133	174	133	174	'
Commercial business [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	2	'	2	'	145
Allowance for loan losses, ending balance: collectively evaluated for impairment	60	'	60	'	73
Allowance for loan losses, ending balance	62	'	62	'	218
Loans receivables, ending balance: individually evaluated for impairment	565	'	565	'	839
Loans receivable, ending balance: collectively evaluated for impairment	14,277	'	14,277	'	13,354
Loans receivable, ending balance	14,842	'	14,842	'	14,193
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	97	215	218	254	'
Charge-offs	0	-38	-46	-45	'
Recoveries	0	0	0	10	'
Provision	-35	58	-110	16	'
Ending Allowance	62	235	62	235	'
Unallocated [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	0	'	0	'	0
Allowance for loan losses, ending balance: collectively evaluated for impairment	105	'	105	'	501
Allowance for loan losses, ending balance	105	'	105	'	501
Loans receivables, ending balance: individually evaluated for impairment	0	'	0	'	0
Loans receivable, ending balance: collectively evaluated for impairment	0	'	0	'	0
Loans receivable, ending balance	0	'	0	'	0
Allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning Allowance	143	9	501	81	'
Charge-offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Provision	-38	2	-396	-70	'
Ending Allowance	105	11	105	11	'
Real Estate Loans [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	344,458	'	344,458	'	290,226
Real Estate Loans [Member] | One-to four- family [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	116,616	'	116,616	'	95,784
Real Estate Loans [Member] | Home equity [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	35,317	'	35,317	'	35,364
Real Estate Loans [Member] | Commercial and multifamily [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	148,745	'	148,745	'	133,620
Real Estate Loans [Member] | Construction and land [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	43,780	'	43,780	'	25,458
Consumer Loans [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	23,376	'	23,376	'	24,882
Consumer Loans [Member] | Manufactured homes [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	13,983	'	13,983	'	16,232
Consumer Loans [Member] | Other consumer [Member]	'	'	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'	'	'
Loans receivable, ending balance	$9,393	'	$9,393	'	$8,650

Loans_Credit_Quality_Details

Loans, Credit Quality (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Recorded Investment [Line Items]	'	'
Total loans	$382,676	$329,301
One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	116,616	95,784
Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	35,317	35,364
Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	148,745	133,620
Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	43,780	25,458
Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,983	16,232
Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,393	8,650
Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	14,842	14,193
Internally Assigned Grade [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	382,676	329,301
Internally Assigned Grade [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	116,616	95,784
Internally Assigned Grade [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	35,317	35,364
Internally Assigned Grade [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	148,745	133,620
Internally Assigned Grade [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	43,780	25,458
Internally Assigned Grade [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,983	16,232
Internally Assigned Grade [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,393	8,650
Internally Assigned Grade [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	14,842	14,193
Internally Assigned Grade [Member] | Pass [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	355,538	306,264
Internally Assigned Grade [Member] | Pass [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	104,567	84,685
Internally Assigned Grade [Member] | Pass [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	30,594	30,927
Internally Assigned Grade [Member] | Pass [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	142,851	130,721
Internally Assigned Grade [Member] | Pass [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	42,383	24,641
Internally Assigned Grade [Member] | Pass [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	12,361	14,898
Internally Assigned Grade [Member] | Pass [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	8,957	8,102
Internally Assigned Grade [Member] | Pass [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,825	12,290
Internally Assigned Grade [Member] | Watch [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	19,975	15,563
Internally Assigned Grade [Member] | Watch [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	10,085	8,279
Internally Assigned Grade [Member] | Watch [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,513	3,064
Internally Assigned Grade [Member] | Watch [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,204	954
Internally Assigned Grade [Member] | Watch [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	754	347
Internally Assigned Grade [Member] | Watch [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,531	1,312
Internally Assigned Grade [Member] | Watch [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	414	520
Internally Assigned Grade [Member] | Watch [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	474	1,087
Internally Assigned Grade [Member] | Special Mention [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,380	1,584
Internally Assigned Grade [Member] | Special Mention [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	47	490
Internally Assigned Grade [Member] | Special Mention [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	138	499
Internally Assigned Grade [Member] | Special Mention [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	652	595
Internally Assigned Grade [Member] | Special Mention [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	543	0
Internally Assigned Grade [Member] | Substandard [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	5,783	5,890
Internally Assigned Grade [Member] | Substandard [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,917	2,329
Internally Assigned Grade [Member] | Substandard [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,072	874
Internally Assigned Grade [Member] | Substandard [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	2,038	1,350
Internally Assigned Grade [Member] | Substandard [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	643	471
Internally Assigned Grade [Member] | Substandard [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	91	23
Internally Assigned Grade [Member] | Substandard [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	22	28
Internally Assigned Grade [Member] | Substandard [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	815
Internally Assigned Grade [Member] | Doubtful [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	$0	$0

Loans_Nonaccrual_and_past_due_

Loans, Nonaccrual and past due loans (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
		Contract	Contract	Contract
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	$1,161,000	'	$1,161,000	'	$3,003,000
30-59 Days Past Due	655,000	'	655,000	'	3,821,000
60-89 Days Past Due	700,000	'	700,000	'	940,000
Greater Than 90 Days Past Due	1,145,000	'	1,145,000	'	1,720,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	81,000
Total Past Due	2,500,000	'	2,500,000	'	6,562,000
Current	380,176,000	'	380,176,000	'	322,739,000
Total Loans	382,676,000	'	382,676,000	'	329,301,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	3,496,000	'	3,496,000	'	6,606,000
With related allowance recorded	8,619,000	'	8,619,000	'	5,387,000
Total investments	12,115,000	'	12,115,000	'	11,993,000
With no related allowance unpaid principal balance	3,796,000	'	3,796,000	'	7,247,000
With related allowance unpaid principal balance	8,679,000	'	8,679,000	'	5,582,000
Total unpaid principal balance	12,475,000	'	12,475,000	'	12,829,000
Related allowance	743,000	'	743,000	'	1,018,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	11,636,000	13,833,000	11,533,000	14,443,000	'
Interest income recognized	177,000	135,000	426,000	437,000	'
Impaired loans, interest income forgone	'	'	108,000	191,000	'
Commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired	0	'	0	'	0
Trouble debt restructuring, recorded investment	6,500,000	'	6,500,000	'	7,700,000
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	2	4	16	'
Rate modifications	'	0	0	121,000	'
Term modifications	'	0	0	0	'
Payment modifications	'	0	0	0	'
Combination modifications	'	314,000	977,000	1,379,000	'
Total modifications	'	314,000	977,000	1,500,000	'
TDR modifications, subsequent default	99,000	3,784,000	99,000	3,865,000	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'	'	'	'
Number of days past due to be considered in default	'	'	'31 days	'	'
Number of days past due to be considered nonaccrual status	'	'	'90 days	'	'
One-to four- family [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	343,000	'	343,000	'	1,013,000
30-59 Days Past Due	0	'	0	'	2,238,000
60-89 Days Past Due	513,000	'	513,000	'	572,000
Greater Than 90 Days Past Due	368,000	'	368,000	'	836,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	81,000
Total Past Due	881,000	'	881,000	'	3,727,000
Current	115,735,000	'	115,735,000	'	92,057,000
Total Loans	116,616,000	'	116,616,000	'	95,784,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	343,000	'	343,000	'	2,521,000
With related allowance recorded	4,402,000	'	4,402,000	'	3,495,000
Total investments	4,745,000	'	4,745,000	'	6,016,000
With no related allowance unpaid principal balance	539,000	'	539,000	'	2,826,000
With related allowance unpaid principal balance	4,462,000	'	4,462,000	'	3,651,000
Total unpaid principal balance	5,001,000	'	5,001,000	'	6,477,000
Related allowance	470,000	'	470,000	'	392,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	4,845,000	7,040,000	5,503,000	7,962,000	'
Interest income recognized	57,000	65,000	173,000	213,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	1	3	5	'
Rate modifications	'	0	0	0	'
Term modifications	'	0	0	0	'
Payment modifications	'	0	0	0	'
Combination modifications	'	197,000	878,000	561,000	'
Total modifications	'	197,000	878,000	561,000	'
TDR modifications, subsequent default	0	1,246,000	0	1,246,000	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'	'	'	'
Number of mortgages over 90 days past due and considered nonaccrual status	'	1	'	1	'
Home equity [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	523,000	'	523,000	'	332,000
30-59 Days Past Due	618,000	'	618,000	'	886,000
60-89 Days Past Due	114,000	'	114,000	'	364,000
Greater Than 90 Days Past Due	523,000	'	523,000	'	332,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	1,255,000	'	1,255,000	'	1,582,000
Current	34,062,000	'	34,062,000	'	33,782,000
Total Loans	35,317,000	'	35,317,000	'	35,364,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	361,000	'	361,000	'	949,000
With related allowance recorded	1,533,000	'	1,533,000	'	782,000
Total investments	1,894,000	'	1,894,000	'	1,731,000
With no related allowance unpaid principal balance	465,000	'	465,000	'	1,132,000
With related allowance unpaid principal balance	1,533,000	'	1,533,000	'	782,000
Total unpaid principal balance	1,998,000	'	1,998,000	'	1,914,000
Related allowance	186,000	'	186,000	'	247,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	1,848,000	1,923,000	1,794,000	1,895,000	'
Interest income recognized	18,000	18,000	55,000	60,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	1	1	2	'
Rate modifications	'	0	0	0	'
Term modifications	'	0	0	0	'
Payment modifications	'	0	0	0	'
Combination modifications	'	117,000	99,000	166,000	'
Total modifications	'	117,000	99,000	166,000	'
TDR modifications, subsequent default	99,000	215,000	99,000	215,000	'
Commercial and multifamily [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	230,000	'	230,000	'	1,106,000
30-59 Days Past Due	0	'	0	'	0
60-89 Days Past Due	0	'	0	'	0
Greater Than 90 Days Past Due	230,000	'	230,000	'	0
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	230,000	'	230,000	'	0
Current	148,515,000	'	148,515,000	'	133,620,000
Total Loans	148,745,000	'	148,745,000	'	133,620,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	1,724,000	'	1,724,000	'	1,883,000
With related allowance recorded	730,000	'	730,000	'	244,000
Total investments	3,454,000	'	3,454,000	'	2,127,000
With no related allowance unpaid principal balance	1,724,000	'	1,724,000	'	1,883,000
With related allowance unpaid principal balance	1,730,000	'	1,730,000	'	244,000
Total unpaid principal balance	3,454,000	'	3,454,000	'	2,127,000
Related allowance	1,000	'	1,000	'	70,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	3,135,000	2,183,000	2,353,000	2,157,000	'
Interest income recognized	79,000	30,000	126,000	67,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	'	'	2	'
Rate modifications	'	'	'	0	'
Term modifications	'	'	'	0	'
Payment modifications	'	'	'	0	'
Combination modifications	'	'	'	426,000	'
Total modifications	'	'	'	426,000	'
TDR modifications, subsequent default	0	1,366,000	0	1,366,000	'
Construction and land [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	0	'	0	'	471,000
30-59 Days Past Due	0	'	0	'	243,000
60-89 Days Past Due	0	'	0	'	0
Greater Than 90 Days Past Due	0	'	0	'	471,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	0	'	0	'	714,000
Current	43,780,000	'	43,780,000	'	24,744,000
Total Loans	43,780,000	'	43,780,000	'	25,458,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	562,000	'	562,000	'	495,000
With related allowance recorded	178,000	'	178,000	'	76,000
Total investments	740,000	'	740,000	'	571,000
With no related allowance unpaid principal balance	562,000	'	562,000	'	608,000
With related allowance unpaid principal balance	178,000	'	178,000	'	76,000
Total unpaid principal balance	740,000	'	740,000	'	684,000
Related allowance	17,000	'	17,000	'	25,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	741,000	735,000	538,000	794,000	'
Interest income recognized	2,000	1,000	10,000	25,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	'	'	2	'
Rate modifications	'	'	'	0	'
Term modifications	'	'	'	0	'
Payment modifications	'	'	'	0	'
Combination modifications	'	'	'	26,000	'
Total modifications	'	'	'	26,000	'
Manufactured homes [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	65,000	'	65,000	'	0
30-59 Days Past Due	35,000	'	35,000	'	326,000
60-89 Days Past Due	68,000	'	68,000	'	2,000
Greater Than 90 Days Past Due	24,000	'	24,000	'	0
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	127,000	'	127,000	'	328,000
Current	13,856,000	'	13,856,000	'	15,904,000
Total Loans	13,983,000	'	13,983,000	'	16,232,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	67,000	'	67,000	'	67,000
With related allowance recorded	604,000	'	604,000	'	587,000
Total investments	671,000	'	671,000	'	654,000
With no related allowance unpaid principal balance	67,000	'	67,000	'	67,000
With related allowance unpaid principal balance	604,000	'	604,000	'	587,000
Total unpaid principal balance	671,000	'	671,000	'	654,000
Related allowance	128,000	'	128,000	'	117,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	654,000	718,000	646,000	615,000	'
Interest income recognized	12,000	11,000	36,000	36,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
TDR modifications, subsequent default	0	390,000	0	471,000	'
Other consumer [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	0	'	0	'	1,000
30-59 Days Past Due	2,000	'	2,000	'	65,000
60-89 Days Past Due	5,000	'	5,000	'	2,000
Greater Than 90 Days Past Due	0	'	0	'	1,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	7,000	'	7,000	'	68,000
Current	9,386,000	'	9,386,000	'	8,582,000
Total Loans	9,393,000	'	9,393,000	'	8,650,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	12,000	'	12,000	'	9,000
With related allowance recorded	34,000	'	34,000	'	46,000
Total investments	46,000	'	46,000	'	55,000
With no related allowance unpaid principal balance	12,000	'	12,000	'	49,000
With related allowance unpaid principal balance	34,000	'	34,000	'	46,000
Total unpaid principal balance	46,000	'	46,000	'	95,000
Related allowance	2,000	'	2,000	'	22,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	50,000	134,000	52,000	115,000	'
Interest income recognized	1,000	3,000	3,000	7,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	'	'	2	'
Rate modifications	'	'	'	0	'
Term modifications	'	'	'	0	'
Payment modifications	'	'	'	0	'
Combination modifications	'	'	'	14,000	'
Total modifications	'	'	'	14,000	'
TDR modifications, subsequent default	0	27,000	0	27,000	'
Commercial business [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Nonaccrual loans	0	'	0	'	80,000
30-59 Days Past Due	0	'	0	'	63,000
60-89 Days Past Due	0	'	0	'	0
Greater Than 90 Days Past Due	0	'	0	'	80,000
Recorded Investment > 90 Days and Accruing	0	'	0	'	0
Total Past Due	0	'	0	'	143,000
Current	14,842,000	'	14,842,000	'	14,050,000
Total Loans	14,842,000	'	14,842,000	'	14,193,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
With no related allowance recorded	427,000	'	427,000	'	682,000
With related allowance recorded	138,000	'	138,000	'	157,000
Total investments	565,000	'	565,000	'	839,000
With no related allowance unpaid principal balance	427,000	'	427,000	'	682,000
With related allowance unpaid principal balance	138,000	'	138,000	'	196,000
Total unpaid principal balance	565,000	'	565,000	'	878,000
Related allowance	2,000	'	2,000	'	145,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	364,000	1,101,000	648,000	905,000	'
Interest income recognized	8,000	7,000	23,000	29,000	'
Restructured loans by modification [Abstract]	'	'	'	'	'
TDR modifications, subsequent default	0	540,000	0	540,000	'
Performing [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	380,754,000	'	380,754,000	'	325,389,000
Performing [Member] | One-to four- family [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	115,611,000	'	115,611,000	'	94,641,000
Performing [Member] | Home equity [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	34,695,000	'	34,695,000	'	34,647,000
Performing [Member] | Commercial and multifamily [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	148,515,000	'	148,515,000	'	132,273,000
Performing [Member] | Construction and land [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	43,780,000	'	43,780,000	'	24,987,000
Performing [Member] | Manufactured homes [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	13,918,000	'	13,918,000	'	16,203,000
Performing [Member] | Other consumer [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	9,393,000	'	9,393,000	'	8,642,000
Performing [Member] | Commercial business [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	14,842,000	'	14,842,000	'	13,996,000
Nonperforming [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	1,922,000	'	1,922,000	'	3,912,000
Nonperforming [Member] | One-to four- family [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	1,005,000	'	1,005,000	'	1,143,000
Nonperforming [Member] | Home equity [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	622,000	'	622,000	'	717,000
Nonperforming [Member] | Commercial and multifamily [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	230,000	'	230,000	'	1,347,000
Nonperforming [Member] | Construction and land [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	0	'	0	'	471,000
Nonperforming [Member] | Manufactured homes [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	65,000	'	65,000	'	29,000
Nonperforming [Member] | Other consumer [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	0	'	0	'	8,000
Nonperforming [Member] | Commercial business [Member]	'	'	'	'	'
Past due and nonaccrual [Line Items]	'	'	'	'	'
Total Loans	0	'	0	'	197,000
With no related allowance recorded [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	3,907,000	6,126,000	4,734,000	6,743,000	'
Interest income recognized	15,000	68,000	95,000	216,000	'
With no related allowance recorded [Member] | One-to four- family [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	425,000	1,908,000	1,383,000	2,694,000	'
Interest income recognized	2,000	28,000	16,000	84,000	'
With no related allowance recorded [Member] | Home equity [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	332,000	783,000	603,000	749,000	'
Interest income recognized	4,000	9,000	9,000	32,000	'
With no related allowance recorded [Member] | Commercial and multifamily [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	2,269,000	1,938,000	1,798,000	1,874,000	'
Interest income recognized	0	26,000	47,000	60,000	'
With no related allowance recorded [Member] | Construction and land [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	563,000	574,000	411,000	663,000	'
Interest income recognized	0	0	1,000	21,000	'
With no related allowance recorded [Member] | Manufactured homes [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	67,000	70,000	75,000	62,000	'
Interest income recognized	1,000	1,000	3,000	4,000	'
With no related allowance recorded [Member] | Other consumer [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	16,000	8,000	12,000	14,000	'
Interest income recognized	0	1,000	1,000	2,000	'
With no related allowance recorded [Member] | Commercial business [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	0	'	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	238,000	847,000	453,000	688,000	'
Interest income recognized	8,000	3,000	18,000	13,000	'
With an related allowance recorded [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	743,000	'	743,000	'	1,018,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	7,729,000	7,708,000	6,800,000	7,700,000	'
Interest income recognized	162,000	67,000	331,000	221,000	'
With an related allowance recorded [Member] | One-to four- family [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	407,000	'	407,000	'	392,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	4,421,000	5,132,000	4,120,000	5,268,000	'
Interest income recognized	55,000	37,000	157,000	129,000	'
With an related allowance recorded [Member] | Home equity [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	186,000	'	186,000	'	247,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	1,517,000	1,141,000	1,191,000	1,146,000	'
Interest income recognized	14,000	9,000	46,000	28,000	'
With an related allowance recorded [Member] | Commercial and multifamily [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	1,000	'	1,000	'	70,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	866,000	245,000	555,000	284,000	'
Interest income recognized	79,000	4,000	79,000	7,000	'
With an related allowance recorded [Member] | Construction and land [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	17,000	'	17,000	'	25,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	179,000	161,000	127,000	131,000	'
Interest income recognized	2,000	1,000	9,000	4,000	'
With an related allowance recorded [Member] | Manufactured homes [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	128,000	'	128,000	'	117,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	588,000	648,000	571,000	554,000	'
Interest income recognized	11,000	10,000	33,000	32,000	'
With an related allowance recorded [Member] | Other consumer [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	2,000	'	2,000	'	22,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	34,000	127,000	40,000	101,000	'
Interest income recognized	1,000	2,000	2,000	5,000	'
With an related allowance recorded [Member] | Commercial business [Member]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'	'	'
Related allowance	2,000	'	2,000	'	145,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'	'	'
Average recorded investment	126,000	255,000	196,000	217,000	'
Interest income recognized	0	4,000	5,000	16,000	'
Commercial business [Member]	'	'	'	'	'
Restructured loans by modification [Abstract]	'	'	'	'	'
Number of contracts	'	'	'	3	'
Rate modifications	'	'	'	121,000	'
Term modifications	'	'	'	0	'
Payment modifications	'	'	'	0	'
Combination modifications	'	'	'	186,000	'
Total modifications	'	'	'	$307,000	'

Fair_Value_Measurements_Fair_v

Fair Value Measurements, Fair value hierarchy (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	$13,961	$12,727
Available for sale securities	16,639	22,900
FHLB Stock	2,336	2,401
Loans held for sale	1,664	1,725
Loans, net	378,160	327,078
Accrued interest receivable	1,313	1,280
Mortgage servicing rights	2,843	2,306
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	185,000	177,097
Time deposits	157,551	134,007
Borrowings	40,360	21,708
Accrued interest payable	76	83
Level 1 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	13,961	12,727
Available for sale securities	0	0
FHLB Stock	0	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	1,313	1,280
Mortgage servicing rights	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Level 2 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	14,150	20,127
FHLB Stock	0	0
Loans held for sale	1,664	1,725
Loans, net	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	185,000	177,097
Time deposits	157,551	134,007
Borrowings	40,360	21,708
Accrued interest payable	76	83
Level 3 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	2,489	2,773
FHLB Stock	2,336	2,401
Loans held for sale	0	0
Loans, net	378,160	327,078
Accrued interest receivable	0	0
Mortgage servicing rights	2,843	2,306
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	$0	$0

Fair_Value_Measurements_Recurr

Fair Value Measurements, Recurring and Nonrecurring (Details) (USD $)

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Municipal bonds

'

'

'

'

$1,948

'

$0

'

$1,948

'

$0

'

'

'

'

'

'

'

'

'

'

Agency mortgage-backed securities

'

'

'

'

12,202

20,127

0

0

12,202

20,127

0

0

'

'

'

'

'

'

'

'

'

Non-agency mortgage-backed securities

'

'

'

'

2,489

2,773

0

0

0

0

2,489

2,773

'

'

'

'

'

'

'

'

'

Mortgage servicing rights

'

'

'

'

2,843

2,306

0

0

0

0

2,843

2,306

'

'

'

'

'

'

'

'

'

Impaired loans [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

One- to four- family

'

'

'

'

'

'

'

'

'

'

'

'

4,745

6,016

'

0

0

0

0

4,745

6,016

Home equity

'

'

'

'

'

'

'

'

'

'

'

'

1,894

1,731

'

0

0

0

0

1,894

1,731

Commercial and multifamily

'

'

'

'

'

'

'

'

'

'

'

'

3,454

2,127

'

0

0

0

0

3,454

2,127

Construction and land

'

'

'

'

'

'

'

'

'

'

'

'

740

571

'

0

0

0

0

740

571

Manufactured homes

'

'

'

'

'

'

'

'

'

'

'

'

671

654

'

0

0

0

0

671

654

Other consumer

'

'

'

'

'

'

'

'

'

'

'

'

46

55

'

0

0

0

0

46

55

Commercial business

'

'

'

'

'

'

'

'

'

'

'

'

565

839

'

0

0

0

0

565

839

OREO and Repossessed Assets

'

'

'

'

'

'

'

'

'

'

'

'

981

2,503

'

0

0

0

0

981

2,503

OREO and repossessed assets, total losses

80

145

855

314

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired loans, total losses

484

1,197

1,357

4,048

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Liabilities carried at fair value

'

'

'

'

$0

$0

'

'

'

'

'

'

$0

'

$0

'

'

'

'

'

'

Fair_Value_Measurements_Quanti

Fair Value Measurements, Quantitative Information (Details)	9 Months Ended
	Sep. 30, 2013
Mortgage Servicing Rights [Member] | Minimum [Member] | Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	219.00%
Discount rate (in hundredths)	8.00%
Mortgage Servicing Rights [Member] | Maximum [Member] | Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	550.00%
Discount rate (in hundredths)	12.00%
Mortgage Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	310.00%
Discount rate (in hundredths)	10.00%
Non-agency mortgage-backed securities [Member] | Weighted Average [Member] | Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Discount rate (in hundredths)	8.00%
OREO [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	1.90%
OREO [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	43.00%
OREO [Member] | Weighted Average [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	13.00%
Impaired Loans [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	0.00%
Impaired Loans [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	100.00%
Impaired Loans [Member] | Weighted Average [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	7.00%

Fair_Value_Measurements_Level_

Fair Value Measurements, Level 3 Unobservable Inputs (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) [Roll Forward]	'	'
Beginning balance, at fair value	$2,773	$2,933
OTTI impairment losses	-30	-156
Sales and principal payments	-477	-135
Change in unrealized loss	223	186
Ending balance, at fair value	$2,489	$2,828

Mortgage_Servicing_Rights_Deta

Mortgage Servicing Rights (Details) (USD $)	3 Months Ended				9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012		Dec. 31, 2012
Mortgage Servicing Rights [Abstract]	'		'		'		'		'
Unpaid principal balances of loans serviced for FNMA	$361,900,000		'		$361,900,000		'		$365.70
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'		'		'		'
Beginning balance, at fair value	'		'		2,306,000		'		'
Servicing rights that result from transfers of financial assets	'		'		-655,000		-544,000		'
Changes in fair value [Abstract]	'		'		'		'		'
Ending balance, at fair value	2,843,000		'		2,843,000		'		'
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'		'		'		'
Mortgage servicing income	78,000		148,000		387,000		346,000		'
Mortgage Servicing Assets [Member]	'		'		'		'		'
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'		'		'		'
Beginning balance, at fair value	2,670,000		2,558,000		2,306,000		2,437,000		'
Servicing rights that result from transfers of financial assets	160,000		226,000		655,000		554,000		'
Changes in fair value [Abstract]	'		'		'		'		'
Due to changes in model inputs or assumptions	271,000	[1]	-259,000	[1]	656,000	[1]	97,000	[1]	'
Other	-258,000	[2]	-211,000	[2]	-774,000	[2]	-774,000	[2]	'
Ending balance, at fair value	$2,843,000		$2,314,000		$2,843,000		$2,314,000		'
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'		'		'		'
Prepayment speed (Public Securities Association (PSA) (in hundredths)	'		'		219.00%		372.00%		'
Weighted-average life (years)	'		'		'5 years 11 months 23 days		'3 years 10 months 10 days		'
Yield to maturity discount rate (in hundredths)	'		'		10.01%		10.00%		'
[1]	Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates.
[2]	Represents changes due to collection or realization of expected cash flows over time.

Borrowings_Details

Borrowings (Details) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Pacific Coast Banker's Bank [Member]	'	'
Short-term Debt [Line Items]	'	'
Amount available to borrow under loan agreement	$2	'
Outstanding borrowings	0	0
Term period	'2 years	'
Maturity date	30-Jun-14	'
Federal Reserve Bank advances [Member]	'	'
Short-term Debt [Line Items]	'	'
Outstanding borrowings	0	0
Unused borrowing capacity	15.8	11.8
Line of Credit [Member] | FHLB of Seattle [Member]	'	'
Short-term Debt [Line Items]	'	'
Maximum borrowing capacity, percentage of assets (in hundredths)	35.00%	'
Maximum borrowing capacity under loan agreement	151.2	'
Amount available to borrow under loan agreement	106.5	90.7
Outstanding borrowings	40.4	21.9
Letters of credit to secured deposits	25	31.5
Line of credit, amount available	$41.10	$37.30

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
Earnings Per Common Share [Abstract]	'		'		'		'
Net income	$994		$612		$2,934		$1,752
Less net income attributable to participating securities	22	[1]	7	[1]	59	[1]	19	[1]
Net income available to common shareholders	$972		$605		$2,875		$1,733
Weighted average number of shares outstanding, basic (in shares)	2,576,995		2,587,669		2,583,588		2,585,694
Effect of potentially dilutive common shares (in shares)	57,092	[2]	40,151	[2]	51,976	[2]	30,376	[2]
Weighted average number of shares outstanding, diluted (in shares)	2,634,087		2,627,820		2,635,564		2,616,070
Earnings per share, basic (in dollars per share)	$0.39		$0.24		$1.14		$0.68
Earnings per share, diluted (in dollars per share)	$0.38		$0.23		$1.11		$0.67
Weighted average outstanding securities not included in computation of diluted earnings per common share (in shares)	0		0		0		0
[1]	Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
[2]	Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.

Stockbased_Compensation_Detail

Stock-based Compensation (Details) (USD $)

9 Months Ended

3 Months Ended

9 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Jan. 31, 2008

Sep. 30, 2013

Aug. 31, 2012

Dec. 31, 2008

Sep. 30, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2008

Subsequent Event [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Stock Options and Stock Appreciation Rights [Member]

Restricted Stock and Restricted Stock Units [Member]

Stock Options [Member]

Stock Options [Member]

Non-Vested Restricted Stock Awards [Member]

Non-Vested Restricted Stock Awards [Member]

ESOP borrowing 2008 [Member]

ESOP borrowing 2008 [Member]

ESOP borrowing 2012 [Member]

ESOP borrowing 2012 [Member]

Stock-based Compensation [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Shares authorized (in shares)

'

'

'

'

'

'

'

'

'

'

'

126,287

'

'

'

'

50,514

Share-based compensation expense

$42,000

$125,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Annual vesting (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

20.00%

'

20.00%

'

Award vesting period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'5 years

'

Vesting term from grant date

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

'

'1 year

'

Term of awards

'10 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Options, Outstanding [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding at the beginning of the period (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

115,936

'

'

'

Granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

49,771

0

'

'

'

Exercised (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

'

'

Forfeited (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

-8,480

'

'

'

Expired (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

'

'

Outstanding at end of the period (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

107,456

115,936

'

'

Options, Outstanding, Weighted Average Exercise Price [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding at the beginning of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.93

'

'

'

Granted (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$0

'

'

'

Exercised (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$0

'

'

'

Forfeited (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$9.07

'

'

'

Expired (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$0

'

'

'

Outstanding at end of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.92

$8.93

'

'

Options, Additional Disclosures [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Exercisable (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

70,115

'

'

'

Exercisable, Weighted-Average Exercise Price (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$9.02

'

'

'

Outstanding, Weighted-Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'

'

'

'

'

'6 years 1 month 2 days

'6 years 9 months 11 days

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

107,456

'

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.92

'

'

'

Outstanding, Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

'

'

'

'

'

665,153

170,426

'

'

Exercisable, Weighted Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'

'

'

'

'

'5 years 6 months 22 days

'

'

'

Exercisable Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

'

'

'

'

'

427,000

'

'

'

Expected to vest, Weighted Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'

'

'

'

'

'6 years 1 month 2 days

'

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

'

'

'

'

'

665,153

'

'

'

Unrecognized compensation cost

'

'

'

'

'

'

'

'

'

'

'

'

'

66,000

'

43,000

'

Weighted-average vesting period

'

'

'

'

'

'

'

'

'

'

'

'

'

'5 years 1 month 6 days

'

'2 years

'

Restricted stock award vesting rights

'Over a five-year period beginning at the grant date with 20% vesting on the anniversary date of each grant date.

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Nonvested Restricted Stock Awards [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested at the beginning of the period (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

24,747

'

Granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

Vested (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

-9,487

'

Forfeited (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

-735

'

Expired (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

Non-vested at the end of the period (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

14,525

'

Nonvested Restricted Stock Awards, Weighted Average Grant Date Fair Value [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested at beginning of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.44

'

Non-vested at the end of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.44

'

Nonvested Restricted Stock Awards, Additional Disclosures [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expected to vest assuming a 0% forfeiture rate over the vesting term (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

14,525

'

Expected to vest assuming a 0% forfeiture rate over the vesting term, Weighted Average Grant Date Fair Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$8.44

'

Aggregate Intrinsic Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$15.11

'

Expected to vest, Aggregate Intrinsic Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$15.11

'

Aggregate intrinsic value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

219,000

'

Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount borrowed by ESOP to purchase common stock

'

'

'

'

'

'

'

'

1,200,000

'

1,100,000

'

'

'

'

'

'

Repayment terms

'

'

'

'

'

'10 years

'

'

'

'

'

'

'

'

'

'

'

ESOP loan interest rate loan to purchase company stock (in hundredths)

'

'

'

'

'

'

'

'

4.00%

'

2.25%

'

'

'

'

'

'

ESOP remaining loan balance from shares purchased

'

'

'

'

'

'

'

638,000

'

1,000,000

'

'

'

'

'

'

'

Committed to release (in shares)

'

'

'

22,900

'

22,900

'

'

'

'

'

'

'

'

'

'

'

Unallocated shares (in shares)

'

'

'

151,115

'

151,115

'

'

'

'

'

'

'

'

'

'

'

Number of restricted shares hold by the trust (in shares)

'

'

'

202,755

'

202,755

'

'

'

'

'

'

'

'

'

'

'

Fair value of shares held by ESOP trust

'

'

'

3,100,000

'

3,100,000

'

'

'

'

'

'

'

'

'

'

'

ESOP compensation expense

'

'

'

$76,000

$61,000

$249,000

$114,000

'

'

'

'

'

'

'

'

'

'

Dividends payable, declaration date

'

'

31-Jul-13

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Subsequent_Event_Details

Subsequent Event (Details) (Subsequent Event [Member], Common Stock Dividend Declared [Member], USD $)	1 Months Ended
	Oct. 29, 2013
Subsequent Event [Member] | Common Stock Dividend Declared [Member]	'
Subsequent Event [Line Items]	'
Cash dividend declared (in dollars per share)	$0.05
Dividends payable, payment date	27-Nov-13
Dividends payable, record date	13-Nov-13