Sound Financial Bancorp (SFBC) 10-K 31 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2013	Mar. 26, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'Sound Financial Bancorp, Inc.	'	'
Entity Central Index Key	'0001541119	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Public Float	'	'	$32.20
Entity Common Stock, Shares Outstanding	'	2,510,810	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and cash equivalents	$15,334	$12,727
Available-for-sale securities, at fair value	15,421	22,900
Loans held for sale	130	1,725
Loans	390,926	326,744
Allowance for loan losses	-4,177	-4,248
Total loans, net	386,749	322,496
Accrued interest receivable	1,366	1,280
Bank-owned life insurance, net	11,068	7,220
Other real estate owned ("OREO") and repossessed assets, net	1,178	2,503
Mortgage servicing rights, at fair value	2,984	2,306
Federal Home Loan Bank (FHLB) stock, at cost	2,314	2,401
Premises and equipment, net	2,138	2,256
Other assets	3,929	3,230
Total assets	442,611	381,044
Deposits	'	'
Interest-bearing	313,745	276,849
Noninterest-bearing demand	34,594	35,234
Total deposits	348,339	312,083
Borrowings	43,221	21,864
Accrued interest payable	82	83
Other liabilities	4,103	3,226
Advance payments from borrowers for taxes and insurance	362	331
Total liabilities	396,107	337,587
COMMITMENTS AND CONTINGENCIES (NOTE 18)	'	'
STOCKHOLDERS' EQUITY	'	'
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,510,810 and 2,587,544 issued and outstanding as of December 31, 2013 and 2012, respectively	25	26
Additional paid-in capital	23,829	24,789
Unearned shares - Employee Stock Ownership Plan ("ESOP")	-1,369	-1,598
Retained earnings	24,288	20,736
Accumulated other comprehensive loss, net of tax	-269	-496
Total stockholders' equity	46,504	43,457
Total liabilities and stockholders' equity	$442,611	$381,044

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
STOCKHOLDERS' EQUITY	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, issued (in shares)	2,510,810	2,587,544
Common stock, outstanding (in shares)	2,510,810	2,587,544

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
INTEREST INCOME	'	'
Loans, including fees	$19,329	$17,794
Interest and dividends on investments, cash and cash equivalents	297	381
Total interest income	19,626	18,175
INTEREST EXPENSE	'	'
Deposits	2,096	2,135
Borrowings	216	225
Total interest expense	2,312	2,360
Net interest income	17,314	15,815
PROVISION FOR LOAN LOSSES	1,350	4,525
Net interest income after provision for loan losses	15,964	11,290
NONINTEREST INCOME	'	'
Service charges and fee income	2,270	2,218
Earnings on cash surrender value of bank-owned life insurance	348	239
Mortgage servicing income	457	550
Fair value adjustment on mortgage servicing rights	900	53
Other-than-temporary impairment losses on securities	-30	-164
Net gain on sale of loans	967	2,063
Total noninterest income	4,912	4,959
NONINTEREST EXPENSE	'	'
Salaries and benefits	7,206	6,011
Operations	3,950	2,787
Regulatory assessments	326	430
Occupancy	1,316	1,218
Data processing	1,287	1,011
Net loss and expenses on OREO and repossessed assets	1,036	921
Total noninterest expense	15,121	12,378
Income before provision for income taxes	5,755	3,871
Provision for income taxes	1,815	1,231
Net income	$3,940	$2,640
Earnings per common share:	'	'
Basic (in dollars per share)	$1.52	$1.01
Diluted (in dollars per share)	$1.49	$1
Weighted average number of common shares outstanding:	'	'
Basic (in shares)	2,570,671	2,586,159
Diluted (in shares)	2,625,696	2,619,131

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements of Comprehensive Income [Abstract]	'	'
Net income	$3,940	$2,640
Available for sale securities:	'	'
Unrealized gains arising during the period, net of taxes of $107 and $28, respectively	207	55
Reclassification adjustments for other-than-temporary impairment, net of taxes of $10 and $56, respectively	20	108
Other comprehensive income, net of tax	227	163
Comprehensive income	$4,167	$2,803

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements of Comprehensive Income [Abstract]	'	'
Unrealized gains, taxes	$107	$28
Reclassification adjustments for other-than-temporary impairment on securities, taxes	$10	$56

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, net of tax [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balances at Dec. 31, 2011	$30	$11,939	($693)	$18,096	($659)	$28,713
Balance (in shares) at Dec. 31, 2011	2,949,045	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	2,640	'	2,640
Other comprehensive income, net of tax	'	'	'	'	163	163
Restricted stock awards	0	'	'	'	'	0
Restricted stock awards (in shares)	11,000	'	'	'	'	'
Cancel Sound Financial MHC shares	-16	'	'	'	'	-16
Cancel Sound Financial MHC shares (in shares)	-1,621,435	'	'	'	'	'
Exchange of common stock at 0.87423 shares per common share	-2	'	'	'	'	-2
Exchange of common stock at 0.87423 shares per common share (in shares)	-168,357	'	'	'	'	'
Proceeds from stock offering, net of offering costs	14	12,658	'	'	'	12,672
Proceeds from stock offering, net of offering costs (in shares)	1,417,291	'	'	'	'	'
Purchase of common stock by ESOP	'	'	-1,134	'	'	-1,134
Share-based compensation	'	167	'	'	'	167
Allocation of ESOP shares	'	25	229	'	'	254
Balances at Dec. 31, 2012	26	24,789	-1,598	20,736	-496	43,457
Balances (in shares) at Dec. 31, 2012	2,587,544	'	'	'	'	2,587,544
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	3,940	'	3,940
Other comprehensive income, net of tax	'	'	'	'	227	227
Share-based compensation	'	168	'	'	'	168
Restricted stock forfeited and retired (in shares)	-734	'	'	'	'	'
Cash dividends on common stock ($0.15 per share)	'	'	'	-388	'	-388
Common stock repurchased	-1	-1,201	'	'	'	-1,202
Common stock repurchased (in shares)	-76,000	'	'	'	'	'
Allocation of ESOP shares	'	73	229	'	'	302
Balances at Dec. 31, 2013	$25	$23,829	($1,369)	$24,288	($269)	$46,504
Balances (in shares) at Dec. 31, 2013	2,510,810	'	'	'	'	2,510,810

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013
Consolidated Statements of Stockholders' Equity (Parenthetical) [Abstract]	'
Conversion exchange ratio	0.87423
Cash dividends on common stock ( in dollars per share)	$0.15

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$3,940	$2,640
Adjustments to reconcile net income to net cash from operating activities	'	'
Accretion of net premium on investments	532	309
Other-than-temporary impairment losses on securities	30	164
Provision for loan losses	1,350	4,525
Depreciation and amortization	461	394
Compensation expense related to stock options and restricted stock	168	167
Fair value adjustment on mortgage servicing rights	-900	-53
Additions to mortgage servicing rights	-787	-880
Amortization of mortgage servicing rights	1,009	1,064
Increase in cash surrender value of bank-owned life insurance	-348	-239
Deferred income tax	390	162
Gain on sale of loans	-967	-2,063
Proceeds from sale of loans	106,896	95,055
Originations of loans held for sale	-104,334	-92,910
Loss and writedowns on sale of other real estate owned and repossessed assets	742	314
Change in operating assets and liabilities	'	'
Accrued interest receivable	-86	-46
Other assets	-1,206	530
Accrued interest payable	-1	-1
Other liabilities	877	1,077
Net cash provided (used) by operating activities	7,766	10,209
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from principal payments, maturities and sales of available for sale securities	9,172	3,848
FHLB stock redeemed	87	0
Purchase of available for sale investments	-1,911	-23,982
Net increase in loans	-67,461	-33,977
Improvements to OREO and other repossessed assets	-33	-418
Proceeds from sale of OREO and other repossessed assets	2,474	3,019
Purchases of premises and equipment, net	-343	-265
Purchases of BOLI	-3,500	0
Net cash provided (used) by investing activities	-61,515	-51,775
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net increase in deposits	36,256	12,086
Proceeds from borrowings	270,250	15,000
Repayment of borrowings	-248,893	-1,642
Net change in advances from borrowers for taxes and insurance	31	40
ESOP shares released	302	254
Shares acquired by ESOP	0	-1,134
Repurchase of common stock	-1,202	'
Dividends paid	-388	0
Proceeds from stock offering, net of offering costs	0	12,658
Net cash provided (used) by financing activities	56,356	37,262
Net increase (decrease) in cash and cash equivalents	2,607	-4,304
Cash and cash equivalents, beginning of year	12,727	17,031
Cash and cash equivalents, end of year	15,334	12,727
SUPPLEMENTAL CASH FLOW INFORMATION	'	'
Cash paid for income taxes	1,350	950
Interest paid on deposits and borrowings	2,313	2,361
Noncash net transfer from loans to OREO and repossessed assets	$1,858	$2,597

Organization_and_significant_a

Organization and significant accounting policies	12 Months Ended
	Dec. 31, 2013
Organization and significant accounting policies [Abstract]	'
Organization and significant accounting policies	'
	Note 1 - Organization and significant accounting policies
	Sound Financial Bancorp, a Maryland corporation, is a full stock holding company for its wholly owned subsidiary, Sound Community Bank (hereinafter sometimes referred to as the “Bank”).  On August 22, 2012, Sound Financial Bancorp completed a public offering and share exchange as part of the Bank’s conversion from the mutual holding company structure and the elimination of Sound Financial, Inc. and Sound Community MHC (the “Conversion”). Please see Note 3 of the Notes to Consolidated Financial Statements under Item 8 of this report for more information.  All share and per share information in this report for periods prior to the Conversion has been adjusted to reflect the 0.87423:1 exchange ratio on publicly traded shares.
	Substantially all of Sound Financial Bancorp’s business is conducted through Sound Community Bank, which until December 28, 2012, was a federal savings bank subject to extensive regulation by the Office of the Comptroller of the Currency (“OCC”).  On December 28, 2012, Sound Community Bank converted to a Washington state-chartered commercial bank.  As a Washington commercial bank, the Bank’s regulators are the Washington State Department of Financial Institutions (“WDFI”) and the Federal Deposit Insurance Corporation (“FDIC”).  The Federal Reserve is the primary federal regulator for the Company.
	Subsequent events – The Company has evaluated subsequent events for recognition and disclosure through the date the financial statements were issued.
	Basis of Presentation and Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the fair value of mortgage servicing rights, valuations of impaired loans and OREO, and the realization of deferred taxes.
	The accompanying consolidated financial statements include the accounts of Sound Financial Bancorp, Inc. and its wholly-owned subsidiary Sound Community Bank.  All significant intercompany balances and transactions between Sound Financial Bancorp, Inc. and its subsidiary have been eliminated in consolidation.
	Cash and cash equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand and in banks and interest-bearing deposits. All have maturities of three months or less and may exceed federally insured limits.
	Investment securities – Investment securities are classified into one of three categories: (1) held-to-maturity, (2) available-for-sale (AFS), or (3) trading.  The Company had no held-to-maturity or trading securities at December 31, 2013 and 2012.  AFS securities consist of debt securities that the Company has the intent and ability to hold for an indefinite period, but not necessarily to maturity.  Such securities may be sold to implement the Company’s asset/liability management strategies and/or in response to changes in interest rates and similar factors.  AFS securities are reported at fair value.  Dividend and interest income are recognized when earned.
	Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in the Statement of Comprehensive Income.  Realized gains and losses on securities available-for-sale, determined using the specific identification method, are included in earnings.  Amortization of premiums and accretion of discounts are recognized as adjustments to interest income using the interest method over the period to maturity.
	We review investment securities on an ongoing basis for the presence of other-than-temporary impairment (“OTTI”) or permanent impairment, taking into consideration current market conditions, fair value in relation to cost, extent and nature of the change in fair value, issuer rating changes and trends, whether we intend to sell a security or if it is likely that we will be required to sell the security before recovery of our amortized cost basis of the investment, which may be maturity, and other factors.  For debt securities, if we intend to sell the security or it is likely that we will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings as an OTTI.  If we do not intend to sell the security and it is not likely that we will be required to sell the security but we do not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings.  The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected.  Projected cash flows are discounted by the original or current effective interest rate depending on the nature of the security being measured for potential OTTI.  The remaining impairment related to all other factors, the difference between the present value of the cash flows expected to be collected and the fair value, is recognized as a charge to other comprehensive income (“OCI”).  We do not intend to sell these securities and it is more likely than not that we will not be required to sell the securities before anticipated recovery of the remaining amortized cost basis.  We closely monitor our investment securities for changes in credit risk.  The current market environment significantly limits our ability to mitigate our exposure to valuation changes in these securities by selling them.  Accordingly, if market conditions deteriorate further and we determine our holdings of these or other investment securities are OTTI, our future earnings, stockholders’ equity, regulatory capital and continuing operations could be materially adversely affected.
	Loans held-for-sale – To mitigate interest rate sensitivity, from time to time, certain fixed rate mortgage loans are identified as held-for-sale in the secondary market.  Accordingly, such loans are classified as held-for-sale in the consolidated balance sheets and are carried at the lower of aggregate cost or estimated fair market value in the aggregate.  Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.  Mortgage loans held-for-sale are generally sold with the mortgage servicing rights retained by the Company.  Gains or losses on sales of loans are recognized based on the difference between the selling price and the carrying value of the related loans sold based on the specific identification method.
	Loans - The Company grants mortgage, commercial, and consumer loans to clients.  A substantial portion of the loan portfolio is represented by real estate loans throughout the Puget Sound region and in Clallam County of Washington State.  The ability of the Company’s debtors to honor their contracts is dependent upon employment, real estate and general economic conditions in these areas.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for any charge-offs, the allowance for loan losses, and any deferred fees or costs on origination of loans.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method over the contractual life of the loan for term loans or the straight-line method for open ended loans.
	The accrual of interest is discontinued at the time the loan is three months past due or if, in management’s opinion, the borrower may be unable to meet payment of obligations as they become due, as well as when required by regulatory provisions.  Loans are typically charged off no later than 120 days past due, unless secured by collateral.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all of the principal and interest amounts contractually due are brought current, future payments are reasonably assured and payments have been received for twelve consecutive months.
	A loan is considered impaired when it is probable that the Company will be unable to collect all amounts (principal and interest) due according to the contractual terms of the original loan agreement.  When a loan has been identified as being impaired, the amount of the impairment is measured by using discounted cash flows, except when, as a practical expedient, the current fair value of the collateral, reduced by costs to sell, is used.  When the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest), impairment is recognized by charging off the impaired portion or creating or adjusting a specific allocation of the allowance for loan losses.
	A loan is classified as a troubled debt restructuring (“TDR”) when certain concessions have been made to the contractual terms, such as reductions of interest rates or deferrals of interest or principal payments due to the borrower’s deteriorated financial condition.  All TDRs are reported and accounted for as impaired loans.
	Allowance for loan losses - The allowance for loan losses is a reserve established through a provision for loan losses charged to expense and represents management’s best estimate of probable losses incurred within the existing loan portfolio as of the balance sheet date.  The level of the allowance reflects management’s view of trends in loan loss activity, current loan portfolio quality and present economic, political and regulatory conditions.  Portions of the allowance may be allocated for specific loans; however, the allowance is available for any loan that is charged off.
	The allowance is increased by provisions charged to earnings and by recoveries of amounts previously charged off, and is reduced by charge-offs on loans (or portions thereof) deemed to be uncollectible. Loan charge-offs are recognized when management believes the collectability of the principal balance outstanding is unlikely. Full or partial charge-offs on collateral dependent impaired loans are generally recognized when the collateral is deemed to be insufficient to support the carrying value of the loan.
	The allowance for loan losses is maintained at a level sufficient to provide for probable credit losses based upon evaluating known and inherent risks in the loan portfolio.  The allowance is provided based upon management’s continuing analysis of the pertinent factors underlying the quality of the loan portfolio.  These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectability may not be assured.  The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment.  The allowance consists of specific, general, and unallocated components.  The specific component relates to loans that are classified as doubtful, substandard, or special mention.
	The Company considers installment loans to be pools of smaller balance, homogenous loans that are collectively evaluated for impairment, unless such loans are subject to a TDR agreement.
	For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan are lower than the carrying value of that loan.  The general component covers non-classified loans and is based upon historical loss experience adjusted for qualitative factors.
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	The appropriateness of the allowance for loan losses is estimated based upon those factors and trends identified by management at the time consolidated financial statements are prepared.  When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses.
	The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.
	The ultimate recovery of all loans is susceptible to future market factors beyond the Company’s control. These factors may result in losses or recoveries differing significantly from those provided in the consolidated financial statements. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses, and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.
	Transfers of financial assets - Transfers of an entire financial asset are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when: (1) a group of financial assets or a participating interest in an entire financial asset has been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Mortgage servicing rights (“MSR”) – Mortgage servicing rights represent the value associated with servicing residential mortgage loans, when the mortgage loans have been sold into the secondary market and the related servicing has been retained by us.  The value is determined though a discounted cash flow analysis, which uses interest rates, prepayment speeds and delinquency rate assumptions as inputs.  All of these assumptions require a significant degree of management judgment.  The Company measures its mortgage servicing assets at fair value and reports changes in fair value through earnings under the caption mortgage banking revenue in the period in which the change occurs.
	Premises and equipment - Leasehold improvements and furniture and equipment are carried at cost, less accumulated depreciation and amortization.  Furniture and equipment are depreciated using the straight-line method over the estimated useful lives of the assets, which range from 1 to 10 years.  The cost of leasehold improvements is amortized using the straight-line method over the terms of the related leases.  Management reviews leasehold improvements and furniture and equipment for impairment on an annual basis.
	Cash surrender value of bank-owned life insurance - The carrying amount of bank owned life insurance approximates its fair value, and is estimated using the cash surrender value, net of any surrender charges.
	Federal Home Loan Bank stock - The Company is a member of the Federal Home Loan Bank of Seattle (“FHLB”).  FHLB stock represents the Company’s investment in the FHLB and is carried at par value, which reasonably approximates its fair value.  As a member of the FHLB, the Company is required to maintain a minimum level of investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances.  At December 31, 2013 and 2012, the Company’s minimum required investment in FHLB stock was $1.9 million and $984,000, respectively.  Typically the Company may request redemption at par value of any stock in excess of the minimum required investment.  Stock redemptions are at the discretion of the FHLB.
	Management evaluates FHLB stock for impairment.  The determination of whether this investment is impaired is based on our assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value.  The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB and (4) the liquidity position of the FHLB.
	Other real estate owned and repossessed assets - OREO and repossessed assets represent real estate and other assets which the Company has taken control of in partial or full satisfaction of loans.  At the time of foreclosure, OREO and repossessed assets are recorded at fair value less estimated costs to sell, which becomes the new basis.  Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan and lease losses.  After foreclosure, management periodically performs valuations such that the property is carried at the lower of its new cost basis or fair value, net of estimated costs to sell.  Revenue and expenses from operations and subsequent adjustments to the carrying amount of the property are included in other noninterest expense in the consolidated statements of income.
	In some instances, the Company may make loans to facilitate the sales of OREO.  Management reviews all sales for which it is the lending institution.  Any gains related to sales of other real estate owned may be deferred until the buyer has a sufficient investment in the property.
	Income Taxes - Income taxes are accounted for using the asset and liability method.  Under this method a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns.  The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.  Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized.
	Segment reporting - The Company operates in one segment and makes management decisions based on consolidated results.  The Company’s operations are solely in the financial services industry and include providing to its customers traditional banking and other financial services.
	Off-balance-sheet credit-related financial instruments - In the normal course of operations, the Company engages in a variety of financial transactions that are not recorded in our financial statements.  These transactions involve varying degrees of off-balance sheet credit, interest rate and liquidity risks.  These transactions are used primarily to manage customers’ requests for funding and take the form of loan commitments, letters of credit and lines of credit.  Such financial instruments are recorded when they are funded.
	Advertising costs - The Company expenses advertising costs as they are incurred.  Advertising expenses were $124,000 and $263,000, respectively, for the years ended December 31, 2013 and 2012.
	Comprehensive income - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income.  Certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale investments, are reported as a separate component of the equity section of the balance sheet, net of tax.  Such items, along with net income, are components of comprehensive income.
	Intangible assets – At December 31, 2013 and 2012, we had $631,000 and $753,000, respectively, of identifiable intangible assets included in other assets as a result of the acquisition of deposits from another institution.  This asset is amortized using the straight-line method over a period of 9.5 years and has a remaining life of 5.2 years.
	Employee stock ownership plan - The Company sponsors a leveraged ESOP.  As shares are committed to be released, compensation expense is recorded equal to the market price of the shares, and the shares become outstanding for purposes of earnings per share calculations.  Cash dividends on allocated shares (those credited to ESOP participants’ accounts) are recorded as a reduction of stockholders’ equity and distributed directly to participants’ accounts.  Cash dividends on unallocated shares (those held by the ESOP not yet credited to participants’ accounts) are used to pay administrative expenses and debt service requirements of the ESOP.  See Note 14 – Employee Benefits for further information.  At December 31, 2013, there were 131,129 unallocated shares in the plan.  Shares released on December 31, 2013 totaled 21,443 and will be credited to plan participants’ accounts in 2014.
	Unearned ESOP shares are shown as a reduction of stockholders’ equity.  When the shares are released, unearned common shares held by the ESOP are reduced by the cost of the ESOP shares released and the differential between the fair value and the cost is charged to additional paid in capital.  The loan receivable from the ESOP to the Company is not reported as an asset nor is the debt of the ESOP reported as a liability on the Company’s Consolidated Statements of Condition.
	Earnings Per Common Share - Earnings per common share (“EPS”) is computed using the two-class method. Basic EPS are computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding for the period, excluding any participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive nonforfeitable dividends at the same rate as the holders of the Corporation’s common stock. Diluted EPS is computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of common shares determined for the basic EPS plus the dilutive effect of common stock equivalents using the treasury stock method based on the average market price for the period. Some stock options are anti-dilutive and therefore are not included in the calculation of diluted EPS.
	Fair value - Fair value is the price that would be received when an asset is sold or a liability is transferred in an orderly transaction between market participants at the measurement date.
	Fair values of our financial instruments are based on the fair value hierarchy which requires an entity to maximize the use of observable inputs, typically market data obtained from third parties, and minimize the use of unobservable inputs, which reflects our estimates for market assumptions, when measuring fair value.
	Three levels of valuation inputs are ranked in accordance with the prescribed fair value hierarchy as follows:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets.
	Level 2: Quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active.
	Level 3: Assets or liabilities whose significant value drivers are unobservable.
	In determining the appropriate levels, the Company performs a detailed analysis of the assets and liabilities that are subject to fair value measurements.  In certain cases, the inputs used to measure fair value of an asset or liability may fall into different levels of the fair value hierarchy.  The level within which the fair value measurement is categorized is based on the lowest level unobservable input that is significant to the fair value measurement in its entirety.  Therefore, an item may be classified in Level 3 even though there may be some significant inputs that are readily observable.
	Share-Based Compensation— The Company measures the cost of employee services received in exchange for an award of equity instruments based on the grant date fair value of the award.  These costs are recognized on a straight-line basis over the vesting period during which an employee is required to provide services in exchange for the award, also known as the requisite service period. The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted. When determining the estimated fair value of stock options granted, the Company utilizes various assumptions regarding the expected volatility of the stock price, estimated forfeitures using historical data on employee terminations, the risk-free interest rate for periods within the contractual life of the stock option, and the expected dividend yield that the Company expects over the expected life of the options granted. Reductions in compensation expense associated with forfeited options are estimated at the date of grant, and this estimated forfeiture rate is adjusted monthly based on actual forfeiture experience. The Company measures the fair value of the restricted stock using the closing market price of the Company’s common stock on the date of grant. The Company expenses the grant date fair value of the Company’s stock options and restricted stock with a corresponding increase in equity.
	Reclassifications - Certain amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current presentation. The results of the reclassifications are not considered material and have no effect on previously reported net income, earnings per share or stockholders’ equity.

Accounting_Pronouncements_Rece

Accounting Pronouncements Recently Issued or Adopted	12 Months Ended
	Dec. 31, 2013
Accounting Pronouncements Recently Issued or Adopted [Abstract]	'
Accounting Pronouncements Recently Issued or Adopted	'
	Note 2 – Accounting Pronouncements Recently Issued or Adopted
	In January 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Updated (“ASU”) No. 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities. This update clarifies that ASU No. 2011-11 applies only to derivatives, including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities borrowing and securities lending transactions that are either offset or subject to an enforceable master netting arrangement or similar agreement.  Entities with other types of financial assets and financial liabilities subject to a master netting arrangement or similar agreement are no longer subject to the disclosure requirements in ASU No. 2011-11.  The amendments were effective for annual and interim reporting periods beginning on or after January 1, 2013.  The adoption of ASU No. 2013-01 did not have a material impact on the Company's consolidated financial statements.
	In February 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  This update requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component and to present either on the face of the statement where net income is presented, or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required to be reclassified to net income in its entirety in the same reporting period. The amendments were effective for annual and interim reporting periods beginning on or after December 15, 2012.  The adoption of this update did not have a material impact on the Company's consolidated financial statements.
	In July 2013, the FASB issued ASU No. 2013-10, Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.  This update permits the use of the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge account purposes.  The amendment was effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013. The adoption of this update did not have a material impact on the Company's consolidated financial statements.
	In July 2013, the FASB issued ASU No. 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.  This update requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets.  No new recurring disclosures are required.  The amendments are effective for annual and interim reporting periods beginning on or after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  The adoption of this update is not expected to have a material impact on the Company's consolidated financial statements.
	In January 2014,  the FASB issued ASU No. 2014-01, Accounting for Investments in Qualified Affordable Housing Projects.  ASU 2014-04 permits an entity to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Under the proportional amortization method, an entity amortized the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense (benefit).  The amendments are effective for annual and interim reporting periods beginning on or after December 15, 2014 and should be applied prospectively.  The Company is currently reviewing the requirements of ASU No. 2014-01, but does not expect the ASU to have a material impact on the Company's consolidated financial statements.
	In January 2014, the FASB issued ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon foreclosure. ASU 2014-04 clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments are effective for annual and interim reporting periods beginning on or after December 15, 2014 and can be applied with a modified retrospective transition method or prospectively. The Company is currently reviewing the requirements of ASU No. 2014-01, but does not expect the ASU to have a material impact on the Company's consolidated financial statements.

Conversion_and_Stock_Issuance

Conversion and Stock Issuance	12 Months Ended
	Dec. 31, 2013
Conversion and Stock Issuance [Abstract]	'
Conversion and Stock Issuance	'
	Note 3 – Conversion and Stock Issuance
	The Company, a Maryland corporation, was organized by Sound Community MHC (the “MHC”), Sound Financial, Inc. and Sound Community Bank to facilitate the “second-step” conversion of Sound Community Bank from the mutual holding company structure to the stock holding company structure (the “Conversion”).  Upon consummation of the Conversion, which occurred on August 22, 2012, the Company became the holding company for Sound Community Bank and now owns all of the issued and outstanding shares of Sound Community Bank’s common stock.
	In connection with the Conversion, the Company sold a total of 1,417,500 shares of common stock in offering to certain depositors of Sound Community Bank and others, including 113,400 shares to the ESOP.  All shares were sold at a purchase price of $10.00 per share.  Proceeds from the offering, net of $1.5 million in expenses, totaled $12.7 million.  The Company used $1.1 million of the proceeds to fund the ESOP and made a $7.5 million capital contribution to the Bank.  In addition, concurrent with the offering, shares of Sound Financial, Inc. common stock owned by public stockholders were exchanged for 0.87423 shares of the Company’s common stock, with cash being paid in lieu of issuing any fractional shares.  As a result of the offering, exchange and cash in lieu of fractional shares, the Company had 2,587,544 shares outstanding.  All share and per share information in this report for periods prior to the Conversion has been revised to reflect the 0.87423 Conversion exchange ratio.

Restricted_Cash

Restricted Cash	12 Months Ended
	Dec. 31, 2013
Restricted Cash [Abstract]	'
Restricted Cash	'
	Note 4 – Restricted Cash
	Federal Reserve Board regulations require that the Company maintain certain minimum reserve balances either as cash on hand or on deposit with the Federal Reserve Bank, based on a percentage of deposits.  The reserve balances were $0 and $1.3 million at December 31, 2013 and 2012, respectively.

Investments

Investments	12 Months Ended
	Dec. 31, 2013
Investments [Abstract]	'
Investments	'
	Note 5 – Investments
	The amortized cost and fair value of our AFS securities and the corresponding amounts of gross unrealized gains and losses were as follows (in thousands):
					Gross Unrealized
		Amortized Cost			Gains			Losses 1 Year or Less			Losses Greater Than 1 Year			Estimated
														Fair Value
	31-Dec-13
	Municipal bonds	$	1,911		$	20		$	-		$	-		$	1,931
	Agency mortgage-backed securities		11,228			38			(29	)		(166	)		11,071
	Non-agency mortgage-backed securities		2,689			78			-			(348	)		2,419
	Total	$	15,828		$	136		$	(29	)	$	(514	)	$	15,421
	31-Dec-12
	Agency mortgage-backed securities	$	20,378		$	27		$	(278	)	$	-		$	20,127
	Non-agency mortgage-backed securities		3,273			19			-			(519	)		2,773
	Total	$	23,651		$	46		$	(278	)	$	(519	)	$	22,900
	The amortized cost and fair value of mortgage-backed securities by contractual maturity, at December 31, 2013, are shown below (in thousands).  Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		31-Dec-13
		Amortized Cost			Fair
					Value
	Due in five to ten years	$	1,911		$	1,931
	Due after ten years		13,917			13,490
	Total	$	15,828		$	15,421
	There were no pledged securities at December 31, 2013.  There were no sales of available for sale securities for the years ended December 31, 2013 and 2012.
	The following table summarizes the aggregate fair value and gross unrealized loss by length of time those investments have been continuously in an unrealized loss position (in thousands):
		31-Dec-13
		Less Than 12 Months						12 Months or Longer						Total
		Fair			Unrealized Loss			Fair			Unrealized Loss			Fair		Unrealized Loss
		Value						Value						Value
	Agency mortgage-backed securities	$	1,123		$	(29	)	$	7,145		$	(166	)	$	8,268	$	(195	)
	Non-agency mortgage-backed securities		-			-			636			(348	)		636		(348	)
	Total	$	1,123		$	(29	)	$	7,781		$	(514	)	$	8,904	$	(543	)
		31-Dec-12
		Less Than 12 Months						12 Months or Longer						Total
		Fair		Unrealized Loss				Fair			Unrealized Loss			Fair		Unrealized Loss
		Value						Value						Value
	Agency mortgage-backed securities	$	17,685		$	(278	)	$	-		$	-		$	17,685	$	(278	)
	Non-agency mortgage-backed securities		-			-			2,137			(519	)		2,137		(519	)
	Total	$	17,685		$	(278	)	$	2,137		$	(519	)	$	19,822	$	(797	)
	The following table presents the cumulative roll forward of credit losses recognized in earnings relating to the Company’s non-U.S. agency mortgage backed securities (in thousands):
		Year Ended December 31,
		2013			2012
	Estimated credit losses, beginning balance	$	420		$	256
	Additions for credit losses not previously recognized		30			164
	Reduction for increases in cash flows		-			-
	Reduction for realized losses		-			-
	Estimated credit losses, ending balance	$	450		$	420
	As of December 31, 2013, our securities portfolio consisted of 17 U.S. agency mortgage-backed securities, five non-U.S. agency mortgage backed securities and five municipal bonds with a fair value of $15.4 million.  Two of the five non-U.S. agency securities and 11 of the 17 U.S. agency securities were in an unrealized loss position.  The unrealized losses were caused by changes in interest rates and market illiquidity causing a decline in the fair value subsequent to the purchase.  The contractual terms of these investments do not permit the issuer to settle the securities at a price less than par.  While management does not intend to sell the non-agency mortgage backed securities, and it is unlikely that the Company will be required to sell these securities before recovery of its amortized cost basis, management’s impairment evaluation indicates that certain securities possess qualitative and quantitative factors that suggest an other-than-temporary impairment (OTTI).  These factors include, but are not limited to: the length of time and extent of the fair value declines, ratings agency down grades, the potential for an increased level of actual defaults, and the extension in duration of the securities.  In addition to the qualitative factors, management’s evaluation includes an assessment of quantitative evidence that involves the use of cash flow modeling and present value calculations as determined by considering the applicable OTTI accounting guidance.  The Company compares the present value of the current estimated cash flows to the present value of the previously estimated cash flows.  Accordingly, if the present value of the current estimated cash flows is less than the present value of the previous period’s present value, an adverse change is considered to exist and the security is considered OTTI.  The associated “credit loss” is the amount by which the security’s amortized cost exceeds the present value of the current estimated cash flows.  Based upon the results of the cash flow modeling, one security reflected OTTI during the year ended December 31, 2013.  Estimating the expected cash flows and determining the present values of the cash flows involves the use of a variety of assumptions and complex modeling.  In developing its assumptions, the Company considers all available information relevant to the collectability of the applicable security, including information about past events, current conditions, and reasonable and supportable forecasts.  Furthermore, the Company asserts that the cash flows used in the determination of OTTI are its “best estimate” of cash flows.

Loans

Loans	12 Months Ended
	Dec. 31, 2013
Loans [Abstract]	'
Loans	'
	Note 6 – Loans
	The composition of the loan portfolio, excluding loans held for sale, is as follows (in thousands):
		At December 31,
		2013			2012
	Real estate loans:
	One- to four- family	$	117,739		$	94,059
	Home equity		35,155			35,364
	Commercial and multifamily		157,516			133,620
	Construction and land		44,300			25,458
	Total real estate loans		354,710			288,501
	Consumer loans:
	Manufactured homes		13,496			16,232
	Other consumer		10,284			8,650
	Total consumer loans		23,780			24,882
	Commercial business loans		13,668			14,193
	Total loans		392,158			327,576
	Deferred fees		(1,232	)		(832	)
	Total loans, gross		390,926			326,744
	Allowance for loan losses		(4,177	)		(4,248	)
	Total loans, net	$	386,749		$	322,496
	The following table presents the balance in the allowance for loan losses and the unpaid principal balance in loans, net of partial charge-offs by portfolio segment and based on impairment method as of December 31, 2013 (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	356		$	150		$	1	$	28		$	116	$	3	$	55	$	-	$	709
	Collectively evaluated for impairment		1,559			631			299		290			93		106		47		443		3,468
	Ending balance	$	1,915		$	781		$	300	$	318		$	209	$	109	$	102	$	443	$	4,177
	Loans receivable:
	Individually evaluated for impairment	$	4,608		$	1,597		$	3,716	$	209		$	646	$	32	$	503	$	-	$	11,311
	Collectively evaluated for impairment		113,131			33,558			153,800		44,091			12,850		10,252		13,165		-		380,847
	Ending balance	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	-	$	392,158
	The following table presents the balance in the allowance for loan losses and the unpaid principal balance in loans, net of partial charge-offs by portfolio segment and based on impairment method as of December 31, 2012 (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	392		$	247		$	70	$	25		$	117	$	22	$	145	$	-	$	1,018
	Collectively evaluated for impairment		1,025			750			422		192			143		124		73		501		3,230
	Ending balance	$	1,417		$	997		$	492	$	217		$	260	$	146	$	218	$	501	$	4,248
	Loans receivable:
	Individually evaluated for impairment	$	6,016		$	1,731		$	2,127	$	571		$	654	$	55	$	839	$	-	$	11,993
	Collectively evaluated for impairment		88,043			33,633			131,493		24,887			15,578		8,595		13,354		-		315,583
	Ending balance	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	-	$	327,576
	The following table summarizes the activity in loan losses for the year ended December 31, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to-four family	$	1,417		$	(560	)	$	-	$	1,058		$	1,915
	Home equity		997			(593	)		19		358			781
	Commercial and multifamily		492			(194	)		32		(30	)		300
	Construction and land		217			(7	)		-		108			318
	Manufactured homes		260			(143	)		3		89			209
	Other consumer		146			(41	)		31		(27	)		109
	Commercial business		218			(46	)		78		(148	)		102
	Unallocated		501			-			-		(58	)		443
		$	4,248		$	(1,584	)	$	163	$	1,350		$	4,177
	The following table summarizes the activity in loan losses for the year ended December 31, 2012 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to-four family	$	1,117		$	(2,740	)	$	4	$	3,036		$	1,417
	Home equity		1,426			(1,084	)		158		497			997
	Commercial and multifamily		969			(503	)		83		(57	)		492
	Construction and land		105			(222	)		-		334			217
	Manufactured homes		290			(152	)		11		111			260
	Other consumer		213			(286	)		33		186			146
	Commercial business		254			(44	)		10		(2	)		218
	Unallocated		81			-			-		420			501
	$	4,455		$	(5,031	)	$	299	$	4,525		$	4,248
Credit Quality Indicators.  Federal regulations provide for the classification of lower quality loans and other assets, such as debt and equity securities, as substandard, doubtful or loss.  An asset is considered substandard if it is inadequately protected by the current net worth and pay capacity of the borrower or of any collateral pledged.  Substandard assets include those characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected.  Assets classified as doubtful have all the weaknesses of currently existing facts, conditions and values.  Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets without establishment of a specific loss reserve is not warranted.
When we classify problem loans as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically (if the loan is impaired) or we may allow the loss to be addressed in the general allowance (if the loan is not impaired).  General allowances represent loss reserves which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem assets.  When the Company classifies problem loans as a loss, we charge off such assets in the period in which they are deemed uncollectible.  Assets that do not currently expose us to sufficient risk to warrant classification as substandard or doubtful but possess identified weaknesses are classified as either watch or special mention assets.  Our determination as to the classification of our assets and the amount of our valuation allowances is subject to review by the FDIC, which can order the establishment of additional loss allowances.  Pass rated loans are loans that are not otherwise classified or criticized.
The following table represents the internally assigned grades as of December 31, 2013 by type of loan (in thousands):
	One-to- four family			Home			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Total
				equity
Grade:
Pass	$	106,044		$	30,940		$	151,461	$	43,436		$	11,966	$	9,812	$	12,821	$	366,480
Watch		9,854			3,340			3,100		761			1,454		448		365		19,322
Special Mention		46			98			2,135		-			-		-		482		2,761
Substandard		1,795			777			820		103			76		24		-		3,595
Doubtful		-			-			-		-			-		-		-		-
Loss		-			-			-		-			-		-		-		-
Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
The following table represents the internally assigned grades as of December 31, 2012 by type of loan (in thousands):
	One-to- four family			Home			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
				equity					and land
Grade:
Pass	$	82,960		$	30,927		$	130,721	$	24,641		$	14,898	$	8,102	$	12,290	$	304,539
Watch		8,279			3,064			954		347			1,312		520		1,087		15,563
Special Mention		490			499			595		-			-		-		-		1,584
Substandard		2,329			874			1,350		471			23		28		815		5,890
Doubtful		-			-			-		-			-		-		-		-
Loss		-			-			-		-			-		-		-		-
Total	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	327,576
Nonaccrual and Past Due Loans.  Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due.  Loans are automatically placed on nonaccrual once the loan is three months past due or if, in management’s opinion, the borrower may be unable to meet payment of obligations as they become due, as well as when required by regulatory provisions.
The following table presents the recorded investment in nonaccrual loans as of December 31, by type of loan (in thousands):
	2013			2012
One- to four- family	$	401		$	1,013
Home equity		124			332
Commercial and multifamily		-			1,106
Construction and land		-			471
Manufactured homes		32			-
Other consumer		1			1
Commercial business		-			80
Total	$	558		$	3,003
The following table represents the aging of the recorded investment in past due loans as of December 31, 2013 by type of loan (in thousands):
	30-59 Days			60-89 Days			Greater Than 90 Days Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
	Past Due			Past Due
One-to-four family	$	1,460		$	537		$	401	$	321		$	2,719	$	115,020	$	117,739
Home equity		618			214			124		-			956		34,199		35,155
Commercial and multifamily		377			-			-		-			377		157,139		157,516
Construction and land		-			-			-		-			-		44,300		44,300
Manufactured homes		146			94			-		-			240		13,256		13,496
Other consumer		8			-			1		-			9		10,275		10,284
Commercial business		109			-					-			109		13,559		13,668
Total	$	2,718		$	845		$	526	$	321		$	4,410	$	387,748	$	392,158
The following table represents the aging of the recorded investment in past due loans as of December 31, 2012 by type of loan (in thousands):
	30-59 Days			60-89 Days			Greater Than 90 Days Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
	Past Due			Past Due
One-to-four family	$	2,238		$	572		$	836	$	81		$	3,727	$	90,332	$	94,059
Home equity		886			364			332		-			1,582		33,782		35,364
Commercial and multifamily		-			-			-		-			-		133,620		133,620
Construction and land		243			-			471		-			714		24,744		25,458
Manufactured homes		326			2			-		-			328		15,904		16,232
Other consumer		65			2			1		-			68		8,582		8,650
Commercial business		63			-			80		-			143		14,050		14,193
Total	$	3,821		$	940		$	1,720	$	81		$	6,562	$	321,014	$	327,576
Nonperforming Loans.  Loans are considered nonperforming when they are placed on nonaccrual and/or when they are considered to be nonperforming troubled debt restructurings (“TDRs”).  Nonperforming TDRs include TDRs that do not have sufficient payment history to be considered performing or performing TDRs that have become 31 or more days past due.
The following table represents the credit risk profile based on payment activity as of December 31, 2013 by type of loan (in thousands):
	One-to- four family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
									and land
Performing	$	116,967		$	34,933		$	156,696	$	44,300		$	13,390	$	10,283	$	13,668	$	390,237
Nonperforming		772			222			820		-			106		1		-		1,921
Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
The following table represents the credit risk profile based on payment activity as of December 31, 2012 by type of loan (in thousands):
	One-to- four family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
									and land
Performing	$	92,916		$	34,647		$	132,273	$	24,987		$	16,203	$	8,642	$	13,996	$	323,664
Nonperforming		1,143			717			1,347		471			29		8		197		3,912
Total	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	327,576
Impaired Loans.  A loan is considered impaired when we have determined that we may be unable to collect payments of principal or interest when due under the terms of the loan.  In the process of identifying loans as impaired, we take into consideration factors which include payment history and status, collateral value, financial condition of the borrower, and the probability of collecting scheduled payments in the future.  Minor payment delays and insignificant payment shortfalls typically do not result in a loan being classified as impaired.  The significance of payment delays and shortfalls is considered on a case by case basis, after taking into consideration the totality of circumstances surrounding the loans and the borrowers, including payment history and amounts of any payment shortfall, length and reason for delay, and likelihood of return to stable performance.  Impairment is measured on a loan by loan basis for all loans in the portfolio.
The following table presents loans individually evaluated for impairment as of December 31, 2013 by type of loan (in thousands):
	Recorded Investment			Unpaid Principal Balance			Related Allowance		Average Recorded Investment			Interest Income Recognized
With no related allowance recorded:
One-to-four family	$	533		$	723		$	-	$	1,213		$	33
Home equity		245			294			-		531			8
Commercial and multifamily		1,995			1,995			-		1,837			57
Construction and land		21			21			-		333			1
Manufactured homes		98			98			-		80			7
Other consumer		17			17			-		13			2
Commercial business		336			337			-		429			17
Total	$	3,245		$	3,485		$	-	$	4,436		$	125
With an allowance recorded:
One-to-four family	$	4,075		$	4,086		$	356	$	4,111		$	181
Home equity		1,352			1,362			150		1,223			62
Commercial and multifamily		1,721			1,721			1		788			105
Construction and land		188			187			28		139			11
Manufactured homes		549			549			116		567			40
Other consumer		15			15			3		35			2
Commercial business		166			166			55		190			9
Total	$	8,066		$	8,086		$	709	$	7,053		$	410
Totals:
One-to-four family	$	4,608		$	4,809		$	356	$	5,324		$	214
Home equity		1,597			1,656			150		1,755			70
Commercial and multifamily		3,716			3,716			1		2,625			162
Construction and land		209			208			28		472			12
Manufactured homes		647			647			116		646			47
Other consumer		32			32			3		48			4
Commercial business		502			503			55		619			26
Total	$	11,311		$	11,571		$	709	$	11,489		$	535
The following table presents loans individually evaluated for impairment as of December 31, 2012 by type of loan (in thousands):
	Recorded Investment			Unpaid Principal Balance			Related Allowance		Average Recorded Investment			Interest Income Recognized
With no related allowance recorded:
One-to-four family	$	2,521		$	2,826		$	-	$	2,549		$	124
Home equity		949			1,132			-		792			39
Commercial and multifamily		1,883			1,883			-		1,898			81
Construction and land		495			608			-		592			19
Manufactured homes		67			67			-		70			5
Other consumer		9			49			-		13			2
Commercial business		682			682			-		800			10
Total	$	6,606		$	7,247		$	-	$	6,714		$	280
With an allowance recorded:
One-to-four family	$	3,495		$	3,651		$	392	$	4,902		$	142
Home equity		782			782			247		1,117			35
Commercial and multifamily		244			244			70		290			9
Construction and land		76			76			25		119			4
Manufactured homes		587			587			117		670			43
Other consumer		46			46			22		91			3
Commercial business		157			196			145		203			8
Total	$	5,387		$	5,582		$	1,018	$	7,392		$	244
Totals:
One-to-four family	$	6,016		$	6,477		$	392	$	7,451		$	266
Home equity		1,731			1,914			247		1,909			74
Commercial and multifamily		2,127			2,127			70		2,188			90
Construction and land		571			684			25		711			23
Manufactured homes		654			654			117		740			48
Other consumer		55			95			22		104			5
Commercial business		839			878			145		1,003			18
Total	$	11,993		$	12,829		$	1,018	$	14,106		$	524
Forgone interest on nonaccrual loans was $60,000 and $269,000 at December 31, 2013 and 2012, respectively.  There were no commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired at December 31, 2013 and 2012.
Troubled debt restructurings.  Loans classified as TDRs totaled $6.4 million and $7.7 million at December 31, 2013 and 2012, respectively.  A troubled debt restructuring is a loan to a borrower that is experiencing financial difficulty that has been modified from its original terms and conditions in such a way that the Company is granting the borrower a concession of some kind.  The Company has granted a variety of concessions to borrowers in the form of loan modifications.  The modifications granted can generally be described in the following categories:
Rate Modification: A modification in which the interest rate is changed.
Term Modification: A modification in which the maturity date, timing of payments, or frequency of payments is changed.
Payment Modification: A modification in which the dollar amount of the payment is changed.  Interest only modifications in which a loan in converted to interest only payments for a period of time are included in this category.
Combination Modification:  Any other type of modification, including the use of multiple categories above.
The following table presents new TDRs by type of modification that occurred during the year ended December 31, 2013 (dollars in thousands):
	Twelve months ended December 31, 2013
	Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
One- to- four family		3		$	-		$	-	$	-		$	869	$	869
Home equity		2			-			-		-			122		122
Commercial and multifamily		2			-			-		-			582		582
Total		7		$	-		$	-	$	-		$	1,573	$	1,573
The following table presents new TDRs by type of modification that occurred during the year ended December 31, 2012 (dollars in thousands):
	Twelve months ended December 31, 2012
	Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
One- to- four family		3		$	-		$	-	$	-		$	673	$	673
Home equity		1			-			-		-			116		116
Commercial and multifamily		2			-			-		-			422		422
Commercial business		3			-			-		-			564		564
Total		9		$	-		$	-	$	-		$	1,775	$	1,775
There were no post-modification changes for the unpaid principal balance in loans, net of partial charge-offs, that were recorded as a result of the TDRs for the years ended December 31, 2013 and 2012.
The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the twelve months ended December 31, 2013 and 2012 (in thousands):
	2013			2012
One- to four- family	$	-		$	673
Home equity		99			116
Commercial and multifamily		-			241
Commercial business		-			540
Total	$	99		$	1,570
For the preceding table, a loan is considered in default when a payment is 31 days past due.  None of the defaults have reached 90 days past due at December 31, 2013 or 2012.  There were none on nonaccrual at December 31, 2013 but there was one commercial real estate loan on nonaccrual at December 31, 2012.
The Company had no commitments to extend additional credit to borrowers owing receivables whose terms have been modified in TDRs.  All TDRs are also classified as impaired loans and are included in the loans individually evaluated for impairment in the calculation of the allowance for loan losses.
In the ordinary course of business, the Company makes loans to its directors and officers.  Certain loans to directors, officers, and employees are offered at discounted rates as compared to other customers as permitted by federal regulations.  Employees, officers, and directors are eligible for mortgage loans with an adjustable rate that resets annually to 1% over the rolling cost of funds.  Employees and officers are eligible for consumer loans that are 1% below the market loan rate at the time of origination.  Director and officer loans are summarized as follows (in thousands):
	December 31,
	2013			2012
Balance, beginning of period	$	5,492		$	5,376
Advances		583			417
New / (retired) loans, net		(275	)		-
Repayments		(586	)		(301	)
Balance, end of period	$	5,214		$	5,492
At December 31, 2013 and 2012, respectively, loans totaling $11.5 million and $1.1 million represent real estate secured loans that had current loan-to-value ratios above supervisory guidelines.

Mortgage_Servicing_Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2013
Mortgage Servicing Rights [Abstract]	'
Mortgage Servicing Rights	'
	Note 7 – Mortgage Servicing Rights
	The unpaid principal balances of loans serviced for Federal National Mortgage Association (FNMA) at December 31, 2013 and 2012, totaled approximately $359.2 million and $365.7 million, respectively, and are not included in the Company’s consolidated financial statements.
	A summary of the change in the balance of mortgage servicing assets is as follows (in thousands):
		Year Ended December 31,
		2013			2012
	Beginning balance, at fair value	$	2,306		$	2,437
	Servicing rights that result from transfers of financial assets		787			880
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		900			53
	Other(2)		(1,009	)		(1,064	)
	Ending balance, at fair value	$	2,984		$	2,306
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.
	The key economic assumptions used in determining the fair value of mortgage servicing rights are as follows:
		At December 31,
		2013			2012
	Prepayment speed (PSA)		208	%		357	%
	Weighted-average life (years)		6.3			4.1
	Yield to maturity discount rate		10	%		10	%
	The amount of contractually specified servicing, late and ancillary fees earned, recorded in mortgage servicing income on the Consolidated Statements of Income was $457,000 and $550,000, for the years ended December 31, 2013 and 2012, respectively.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Premises and Equipment	'
	Note 8 – Premises and Equipment
	Premises and equipment are summarized as follows (in thousands):
		At December 31,
		2013			2012
	Leasehold improvements	$	2,583		$	2,874
	Furniture and equipment		1,378			1,846
			3,961			4,720
	Accumulated depreciation and amortization		(1,823	)		(2,464	)
		$	2,138		$	2,256
	Depreciation and amortization expense was $461,000 and $394,000, for the years ended December 31, 2013 and 2012, respectively.
	The Company leases office space in several buildings. Generally, operating leases contain renewal options and provisions requiring the Company to pay property taxes and operating expenses over base period amounts. All rental payments are dependent only upon the lapse of time.
	Minimum rental payments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows (in thousands):
	Year Ending December 31,	Amount
	2014	$	764
	2015		722
	2016		677
	2017		369
	2018		76
	Thereafter		806
		$	3,414
	The total rental expense for the years ended December 31, 2013 and 2012 for all facilities leased under operating leases was approximately $847,000 and $780,000, respectively.

Other_Real_Estate_Owned_and_Re

Other Real Estate Owned and Repossessed Assets	12 Months Ended
	Dec. 31, 2013
Other Real Estate Owned and Repossessed Assets [Abstract]	'
Other Real Estate Owned and Repossessed Assets	'
	Note 9 – Other Real Estate Owned and Repossessed Assets
	The following table presents activity related to OREO and other repossessed assets for the periods shown (in thousands):
		Year ended December 31,
		2013			2012
	Beginning balance	$	2,503		$	2,821
	Additions to OREO and repossessed assets		1,858			2,597
	Capitalized improvements		33			418
	Pay downs/Sales		(2,474	)		(3,019	)
	Write-downs/Losses		(742	)		(314	)
		$	1,178		$	2,503

Deposits

Deposits	12 Months Ended
	Dec. 31, 2013
Deposits [Abstract]	'
Deposits	'
	Note 10- Deposits
	A summary of deposit accounts with the corresponding weighted average cost of funds are presented below (dollars in thousands):
		As of December 31, 2013					As of December 31, 2012
		Deposit Balance		Wtd Avg			Deposit Balance		Wtd Avg
				Rate					Rate
	Noninterest demand	$	31,877		0	%	$	31,427		0	%
	NOW and other interest-bearing demand		70,639		0.37			28,540		0.1
	Savings		26,509		0.14			27,174		0.08
	Money market		59,069		0.3			86,149		0.32
	Certificates of deposit		157,528		1.13			134,986		1.33
	Escrow(1)		2,717		0			3,807		0
	Total	$	348,339		0.64	%	$	312,083		0.69	%
	__________________________
	(1) Escrow balances shown in noninterest-bearing deposits on the consolidated balance sheets
	Scheduled maturities of time deposits at December 31, 2013 are as follows (in thousands):
	Year Ending December 31,	Amount
	2014	$	85,946
	2015		50,132
	2016		7,839
	2017		10,812
	Thereafter		2,799
		$	157,528
	Savings, demand, and money market accounts have no contractual maturity.  Certificates of deposit have maturities of five years or less.
	The aggregate amount of time deposits in denominations of $100,000 or more at December 31, 2013 and 2012 was approximately $102.3 million and $82.5 million, respectively.  Deposits in excess of $250,000 are not federally insured.  There were $4.3 million and $1.3 million of brokered deposits at December 31, 2013 and 2012, respectively.
	Deposits from related parties held by the Company were $7.2 million and $7.3 million at December 31, 2013 and 2012, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2013
Borrowings [Abstract]	'
Borrowings	'
	Note 11 – Borrowings
	The Company utilizes a loan agreement with the FHLB of Seattle. The terms of the agreement call for a blanket pledge of a portion of the Company’s mortgage, commercial and multifamily portfolio based on the outstanding balance.  At December 31, 2013, the amount available to borrow under this agreement was approximately 35% of total assets, or up to $154.9 million, subject to the availability of eligible collateral.  Based on eligible collateral, the total amount available under this agreement as of December 31, 2013 and December 31, 2012 was $116.8 million and $90.7 million, respectively.  The Company had outstanding borrowings under this arrangement of $43.2 million and $21.9 million at December 31, 2013 and 2012, respectively.  Additionally, the Company had outstanding letters of credit from the FHLB with a notional amount of $36.5 million and $31.5 million at December 31, 2013 and December 31, 2012, respectively, to secure public deposits.  The net remaining amount available as of December 31, 2013 and December 31, 2012, was $37.1 million and $37.3 million, respectively.
	Contractual principal repayments and the weighted average interest rate at the balance sheet date noted below are as follows (dollars in thousands):
	Year Ending December 31,	Amount			Weighted Average Interest Rate
	2014	$	41,643			0.53	%
	2015		643			2.47
	2016		643			2.47
	2017		292			2.47
		$	43,221			0.6	%
	The Company participates in the Federal Reserve Bank (“FRB”) Borrower-in-Custody program, which gives the Company access to the discount window.  The terms of the program call for a pledge of specific assets.  The Company had unused borrowing capacity of $19.2 million and $11.8 million and no outstanding borrowings under this program at December 31, 2013 and 2012, respectively.
	The Company has access to an unsecured line of credit from the Pacific Coast Banker’s Bank.  The line has a two-year term maturing on June 30, 2014 and is renewable biannually.  As of December 31, 2013, the amount available under this line of credit was $2.0 million.  There was no balance on this line of credit as of December 31, 2013 and 2012, respectively.
	The Company has access to a Fed Funds line of credit from Zions Bank under a Fed Funds Sweep and Line Agreement established September 26, 2013.  The agreement allows access to a Fed Funds Line of up to $9.0 million and requires the Company to maintain cash balances with Zion Bank of $250,000.  The agreement has no maturity date.  There was no balance on this line of credit as of December 31, 2013.
	The following table summarizes our borrowings for the years ended December 31, 2013 and 2012, respectively (dollars in thousands):
		For the year ended December 31,
		2013			2012
	Maximum balance
	FHLB advances	$	63,489		$	21,864
	FRB advances	$	-		$	-
	Average balances
	FHLB advances	$	33,697		$	8,901
	FRB advances	$	-		$	-
	Weighted average interest rate
	FHLB advances		0.53	%		2.02	%
	FRB advances	NM			NM

Fair_Value_Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 12 – Fair Value Measurements
	The following table presents information about the level in the fair value hierarchy for the Company’s financial assets and liabilities that are not measured at fair value as of December 31, 2013 (in thousands):
		31-Dec-13						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	15,334		$	15,334		$	15,334	$	-	$	-
	Available for sale securities		15,421			15,421			-		13,002		2,419
	Loans held for sale		130			130			-		130		-
	Loans, net		386,749			385,685			-		-		385,685
	Accrued interest receivable		1,366			1,366			1,366		-		-
	Bank owned life insurance, net		11,068			11,068			-		11,068		-
	Mortgage servicing rights		2,984			2,984			-		-		2,984
	FHLB Stock		2,314			2,314			-		-		2,314
	FINANCIAL LIABILITIES:
	Non-maturity deposits		190,811			190,811			-		190,811		-
	Time deposits		157,528			158,652			-		158,652		-
	Borrowings		43,221			43,118			-		43,118		-
	Accrued interest payable		82			82			-		82		-
		31-Dec-12						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	12,727		$	12,727		$	12,727	$	-	$	-
	Available for sale securities		22,900			22,900			-		20,127		2,773
	Loans held for sale		1,725			1,725			-		1,725		-
	Loans, net		322,496			327,078			-		-		327,078
	Accrued interest receivable		1,280			1,280			1,280		-		-
	Bank owned life insurance, net		7,220			7,220			-		7,220		-
	Mortgage servicing rights		2,306			2,306			-		-		2,306
	FHLB Stock		2,401			2,401			-		-		2,401
	FINANCIAL LIABILITIES:
	Non-maturity deposits		177,097			177,097			-		177,097		-
	Time deposits		134,986			134,007			-		134,007		-
	Borrowings		21,864			21,708			-		21,708		-
	Accrued interest payable		83			83			-		83		-
	The following table presents the balance of assets measured at fair value on a recurring basis as of December 31, 2013 and 2012 (in thousands):
		Fair Value at December 31, 2013
	Description	Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,931		$	-		$	1,931	$	-
	Agency mortgage-backed securities		11,071			-			11,071		-
	Non-agency mortgage-backed securities		2,419			-			-		2,419
	Mortgage servicing rights		2,984			-			-		2,984
		Fair Value at December 31, 2012
	Description	Total			Level 1			Level 2		Level 3
	Agency mortgage-backed securities	$	20,127		$	-		$	20,127	$	-
	Non-agency mortgage-backed securities		2,773			-			-		2,773
	Mortgage servicing rights		2,306			-			-		2,306
	For the year ended December 31, 2013 there were no transfers between Level 1 and Level 2 nor between Level 2 and Level 3.
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at December 31, 2013:
	Financial Instrument	Valuation Technique		Unobservable Input(s)	Range
					(Weighted Average)
	Mortgage Servicing Rights	Discounted cash flow		Prepayment speed assumption	106-550% (208%)
				Discount rate	8-12% (10%)
	Non-agency mortgage-backed securities	Discounted cash flow		Discount rate	7%-9% (8%)
	Generally, any significant increases in the constant prepayment rate and discount rate utilized in the fair value measurement of the mortgage servicing rights will result in a negative fair value adjustment (and decrease in the fair value measurement).  Conversely, a decrease in the constant prepayment rate and discount rate will result in a positive fair value adjustment (and increase in the fair value measurement).  An increase in the weighted average life assumptions will result in a decrease in the constant prepayment rate and conversely, a decrease in the weighted average life will result in an increase of the constant prepayment rate.
	The following table provides a reconciliation of assets and liabilities (excluding mortgage servicing rights) measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the years ended December 31, 2013 and 2012 (in thousands):
		Year Ended December 31,
		2013			2012
	Beginning balance, at fair value	$	2,773		$	2,933
	OTTI impairment losses		(30	)		(164	)
	Sales and principal payments		(555	)		(501	)
	Change in unrealized loss		231			505
	Ending balance, at fair value	$	2,419		$	2,773
	Mortgage servicing rights are measured at fair value using significant unobservable input (Level 3) on a recurring basis and a reconciliation of this asset can be found in Note 7 – Mortgage Servicing Rights.
The following table presents the balance of assets measured at fair value on a nonrecurring basis and the total losses resulting from these fair value adjustments (in thousands):
	Fair Value at December 31, 2013
Description	Total			Level 1			Level 2		Level 3
OREO and repossessed assets	$	1,178		$	-		$	-	$	1,178
Impaired loans		11,311			-			-		11,311
	Fair Value at December 31, 2012
Description	Total			Level 1			Level 2		Level 3
OREO and repossessed assets	$	2,503		$	-		$	-	$	2,503
Impaired loans		11,993			-			-		11,993
There were no liabilities carried at fair value, measured on a recurring or nonrecurring basis, at December 31, 2013 or December 31, 2012.
The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at December 31, 2013:
Financial Instrument	Valuation Technique(s)		Unobservable Input(s)	Range (Weighted Average)
OREO	Market approach		Adjusted for difference between comparable sales	0-44% (12%)
Impaired loans	Market approach		Adjusted for difference between comparable sales	0-100% (7%)
A description of the valuation methodologies used for impaired loans and OREO is as follows:
Impaired Loans - The fair value of collateral dependent loans is based on the current appraised value of the collateral or internally developed models utilizing a calculation of expected discounted cash flows which contain
management’s assumptions.
OREO and Repossessed Assets – The fair value of OREO and repossessed assets is based on the current appraised value of the collateral or internally developed models utilizing a calculation of expected discounted cash flows which contain management’s assumptions.
The following methods and assumptions were used to estimate the fair value of financial instruments:
Cash and cash equivalents, accrued interest receivable and payable - The estimated fair value is equal to the carrying amount.
AFS Securities – AFS securities are recorded at fair value based on quoted market prices, if available.  If quoted market prices are not available, management utilizes third-party pricing services or broker quotations from dealers in the specific instruments.  Level 2 securities include those traded on an active exchange, as well as U.S. government and its agencies securities.  Level 3 securities include private label mortgage-backed securities.
Loans Held for Sale - Residential mortgage loans held for sale are recorded at the lower of cost or fair value. The fair value of fixed-rate residential loans is based on whole loan forward prices obtained from government sponsored enterprises. At December 31, 2013 and 2012, loans held for sale were carried at cost.
Loans - The estimated fair value for all fixed rate loans is determined by discounting the estimated cash flows using the current rate at which similar loans would be made to borrowers with similar credit ratings and maturities. The estimated fair value for variable rate loans is the carrying amount. The fair value for all loans also takes into account projected loan losses as a part of the estimate.
Mortgage Servicing Rights –The fair value of mortgage servicing rights is determined though a discounted cash flow analysis, which uses interest rates, prepayment speeds, discount rates,  and delinquency rate assumptions as inputs.
FHLB stock - The estimated fair value is equal to the par value of the stock, which approximates fair value.
Bank-owned Life Insurance - The estimated fair value is equal to the cash surrender value of policies, net of surrender charges.
Deposits - The estimated fair value of deposit accounts (savings, demand deposit, and money market accounts) is the carrying amount. The fair values of fixed-maturity time certificates of deposit are estimated by discounting the estimated cash flows using the current rate at which similar certificates would be issued.
Borrowings - The fair value of borrowings are estimated using discounted cash flow analyses, based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Off-balance-sheet financial instruments - The fair value for the Company’s off-balance-sheet loan commitments are estimated based on fees charged to others to enter into similar agreements taking into account the remaining terms of the agreements and credit standing of the Company’s customers. The estimated fair value of these commitments is not significant.
We assume interest rate risk (the risk that general interest rate levels will change) as a result of our normal operations. As a result, the fair values of our financial instruments will change when interest rate levels change, which may be favorable or unfavorable to us. Management attempts to match maturities of assets and liabilities to the extent necessary or possible to minimize interest rate risk. However, borrowers with fixed-rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by establishing early withdrawal penalties for certificates of deposit, creating interest rate floors for certain variable rate loans, adjusting terms of new loans and deposits, by borrowing at fixed rates for fixed terms and investing in securities with terms that mitigate our overall interest rate risk.

Earnings_Per_Common_Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2013
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	Note 13 – Earnings Per Common Share
	Earnings per common share are summarized in the following table (all figures in thousands except earnings per share):
		Years Ended December 31,
		2013		2012
	Net income	$	3,940	$	2,640
	Less net income attributable to participating securities(1)		23		25
	Net income available to common shareholders	$	3,917	$	2,615
	Weighted average number of shares outstanding, basic		2,571		2,586
	Effect of potentially dilutive common shares(2)		55		33
	Weighted average number of shares outstanding, diluted		2,626		2,619
	Earnings per share, basic	$	1.52	$	1.01
	Earnings per share, diluted	$	1.49	$	1
	___________________
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.
	The weighted average outstanding securities that were not included in the computation of diluted earnings per common share because their effect would be anti-dilutive for the year ended December 31, 2013 and 2012 were 0 and 27,000, respectively.

Employee_Benefits

Employee Benefits	12 Months Ended
	Dec. 31, 2013
Employee Benefits [Abstract]	'
Employee Benefits	'
	Note 14 – Employee Benefits
	The Company has a 401(k) pension plan that allows employees to defer a portion of their salary into the 401(k) plan.  The Company matches a portion of employees’ salary deferrals.  Pension costs are accrued and funded on a current basis.  The Company contributed $137,000 and $19,000 to the plan for the years ended December 31, 2013 and 2012, respectively.
	The Company also offers a deferred compensation plan for designated senior managers, which provides benefits payable at age 65.  Under certain circumstances, benefits are payable to designated beneficiaries.  Contributions to the plan are discretionary, and monies set aside to fund the plan are currently held in certificate of deposit accounts at the Company and at December 31, 2013 and 2012 approximated $108,000.  The Company made no contributions to the plan for the years ended December 31, 2013 and 2012.
	Effective in 2007, the board of directors adopted a supplemental executive retirement plan (“SERP”) to provide certain members of senior management with additional retirement income.  The SERP was subsequently amended in December 2011 and a freeze in previously accrued benefits was established.  A new accrual was created at that time for a second SERP, which replaced the unfunded portion of the first SERP. The SERP is subject to a confidentiality, non-competition and non-solicitation agreement.  The SERP is an unfunded, non-contributory defined benefit plan evidenced by an Executive Long Term Compensation Agreement (“Agreement”) between the recipients and the Company.  The SERP is subject to a vesting schedule and payments do not begin until after retirement. The SERP provides for earlier payments in the event of death or disability.  In the event of an involuntary termination without cause or a change in control of the Company, the recipients are entitled immediately to the accrued liability under the SERP (with any applicable cutback for payments after a change in control as required by Section 280(G) of the Internal Revenue Code).  As of December 31, 2013 and 2012, the accrued liability for the SERP was $734,000 and $571,000, respectively, and is included in other liabilities on the consolidated balance sheets.  The expense was $190,000 and $168,000 for the years ended December 31, 2013 and 2012, respectively.
	Stock Options and Restricted Stock
	In 2008, the Board of Directors adopted and stockholders approved an Equity Incentive Plan (the “Plan”) which was assumed by the Company in connection with the Conversion.  The Plan permits the grant of restricted stock, restricted stock units, stock options, and stock appreciation rights.  Under the Plan, 126,287 shares of common stock were approved for awards for stock options and stock appreciation rights and 50,514 shares of common stock were approved for awards for restricted stock and restricted stock units, in each case, as adjusted for the Conversion exchange ratio.
	In 2013, the Board of Directors adopted and stockholders approved an Equity Incentive Plan (the “2013 Plan”) which was assumed by the Company in connection with the Conversion.  The 2013 Plan permits the grant of restricted stock, restricted stock units, stock options, and stock appreciation rights.  Under the 2013 Plan, 141,750 shares of common stock were approved for awards for stock options and stock appreciation rights and 56,700 shares of common stock were approved for awards for restricted stock and restricted stock units.
	As of December 31, 2013, on an adjusted basis, awards for stock options totaling 107,456 shares and awards for restricted stock totaling 14,525 shares of Company common stock have been granted, net of any forfeitures, to participants in the Plan.  During the years ended December 31, 2013 and 2012, share-based compensation expense totaled $168,000 and $163,000, respectively.  All of the awards vest in 20 percent annual increments commencing one year from the grant date.  The options are exercisable for a period of 10 years from the date of grant, subject to vesting.
	The following is a summary of the Company’s stock option plan awards during the period ended December 31, 2013 (all figures shown as actual):
		Shares			Weighted-		Weighted-Average Remaining Contractual Term		Aggregate
					Average		In Years		Intrinsic
					Exercise Price				Value
	Outstanding at the beginning of the year		123,906		$	8.94		6.33	$	180,903
	Granted		-
	Exercised		-
	Forfeited		(16,450	)	$	7.93
	Expired		-
	Outstanding at December 31, 2013		107,456		$	8.92		5.84	$	857,499
	Exercisable		70,115		$	9.02		5.31	$	552,506
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		107,456		$	8.92		5.84	$	857,499
	As of December 31, 2013, there was $54,000 of total unrecognized compensation cost related to non-vested stock options granted under the Plan.  The cost is expected to be recognized over the remaining weighted-average vesting period of 3.1 years.
	The fair value of each option award is estimated on the date of grant using a Black-Scholes model that uses the assumptions noted in the table below.  The dividend yield is based on the current quarterly dividend in effect at the time of the grant.
	The Company (including the predecessor entity) became a publicly held company in January 2008, so the amount of historical stock price information available is limited.  As a result, the Company elected to use a weighted-average of its peers’ historical stock prices, as well as the Company’s own historical stock prices to estimate volatility.  The Company bases the risk-free interest rate on the U.S. Treasury Constant Maturity Indices in effect on the date of the grant.  The Company elected to use the Staff Accounting Bulletin No. 110, “Share-Based Payments” permitted by the Securities and Exchange Commission to calculate the expected term.  This simplified method uses the vesting term of an option along with the contractual term, setting the expected life at a midpoint in between.
	There were no options granted in 2013.  The fair value of options granted in 2012 was determined using the following weighted-average assumptions as of the grant date.
	Annual dividend yield		0	%
	Expected volatility		28.97	%
	Risk-free interest rate		1.46	%
	Expected term	7.5 years
	Weighted-average grant date fair value per option granted	$	2.94
	Restricted Stock Awards
	The fair value of the restricted stock awards is equal to the fair value of the Company’s stock at the date of grant.  Compensation expense is recognized over the vesting period that the awards are based. Shares awarded as restricted stock vest ratably over a five-year period beginning at the grant date with 20% vesting on the anniversary date of each grant date.
	The following is a summary of the Company’s non-vested restricted stock awards for the year ended December 31, 2013 (all figures shown as actual):
	Non-vested Shares	Shares			Weighted-Average Grant-Date Fair Value Per Share		Aggregate Intrinsic Value Per Share
	Non-vested at January 1, 2013		24,747		$	8.44
	Granted		-
	Vested		(9,488	)		7.36
	Forfeited		(734	)		7.35
	Expired		-
	Non-vested at December 31, 2013		14,525		$	8.44	$	16.9
	Expected to vest assuming a 0% forfeiture rate over the vesting term		14,525		$	8.44	$	16.9
	The aggregate intrinsic value of the non-vested restricted stock options as of December 31, 2013 was $245,000.
	As of December 31, 2013, there was $57,000 of unrecognized compensation cost related to non-vested restricted stock granted under the Plan remaining.  The cost is expected to be recognized over the weighted-average vesting period of 3.1 years.
	Employee Stock Ownership Plan
	In January 2008, the ESOP borrowed $1.2 million from the Company to purchase common stock of the Company.  In August 2012, in conjunction with the Conversion, the ESOP borrowed an additional $1.1 million from the Company to purchase common stock of the Company.  Both loans are being repaid principally by the Bank through contributions to the ESOP over a period of ten years.  The interest rate on the loans is fixed at 4.0% and 2.25%, per annum, respectively.  As of December 31, 2013, the remaining balances of the ESOP loans were $521,000 and $914,000, respectively.
	Neither the loan balances nor the related interest expense are reflected on the condensed consolidated financial statements.
	At December 31, 2013, the ESOP was committed to release 21,443 shares of the Company’s common stock to participants and held 131,129 unallocated shares remaining to be released in future years.  The fair value of the 224,198 restricted shares held by the ESOP trust was $3.8 million at December 31, 2013.  ESOP compensation expense included in salaries and benefits was $305,000 and $216,000 for the years ended December 31, 2013 and 2012, respectively.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 15 – Income Taxes
	The provision for income taxes is as follows (in thousands):
		At December 31,
		2013			2012
	Current	$	1,425		$	1,069
	Deferred		390			162
	Total tax expense	$	1,815		$	1,231
	A reconciliation of the provision for income taxes with amounts determined by applying the statutory U.S. federal income tax rate to income before income taxes is as follows (dollars in thousands):
	Provision at statutory rate	$	1,957		$	1,316
	Tax-exempt income		(136	)		(101	)
	Other		(6	)		16
		$	1,815		$	1,231
	Federal Tax Rate		34	%		34	%
	Tax exempt rate		-2.4	%		-2.6	%
	Other		-0.1	%		0.4	%
	Effective tax rate		31.5	%		31.8	%
	Components of the Company’s deferred tax assets are as follows (in thousands):
	Deferred tax assets
	Deferred compensation and supplemental retirement	$	321		$	255
	Other, net		172			27
	OREO Write downs		-			140
	Unrealized loss on securities		139			256
	Nonaccrual interest		-			5
	Equity based compensation		43			66
	Allowance for loan losses		281			408
	Total deferred tax assets		956			1,157
	Deferred tax liabilities
	Prepaid expenses		(77	)		(55	)
	FHLB stock dividends		(142	)		(142	)
	Depreciation		(15	)		(13	)
	Intangible assets		(1	)		(9	)
	Deferred loan costs		(460	)		(170	)
	Total deferred tax liabilities		(695	)		(389	)
	Net deferred tax asset	$	261		$	768
	As of December 31, 2013 and 2012, the Company had no unrecognized tax benefits.  The Company recognizes interest accrued and penalties related to unrecognized tax benefits in “Provision for income taxes” in the Consolidated Statements of Income.  During the years ended December 31, 2013 and 2012, the Company recognized no interest and penalties.
	The Company or its subsidiary files an income tax return in the U.S. federal jurisdiction.  With few exceptions, the Company is no longer subject to U.S. federal or state/local income tax examinations by tax authorities for years before 2010.

Minimum_Regulatory_Capital_Req

Minimum Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2013
Minimum Regulatory Capital Requirements [Abstract]	'
Minimum Regulatory Capital Requirements	'
	Note 16 – Minimum Regulatory Capital Requirements
	The Bank is subject to minimum capital requirements imposed by federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a material effect on the Company’s financial statements.  Under capital adequacy guidelines, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.  Capital amounts and classifications are also subject to qualitative judgments by the regulators about risk components, asset risk weighting and other factors.
	Based on its capital levels at December 31, 2013, Sound Community Bank exceeded these regulatory requirements as of that date and continues to exceed them as of the date of this filing.  Consistent with our goals to operate a sound and profitable organization, our policy is for the Bank to maintain a “well-capitalized” status under the regulatory capital categories of the federal banking agencies.  Management monitors the capital levels of the Bank to provide for current and future business opportunities and to maintain the Bank’s “well-capitalized” status.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined in the regulations) and Tier 1 capital to average assets (as defined in the regulations).  Management believes that, as of December 31, 2013 and 2012, the Bank meets all capital adequacy requirements to which it is subject.
	The Bank’s actual capital amounts (in thousands) and ratios as of December 31, 2013 and 2012 are presented in the following table :
							To Be Well Capitalized
				For Capital			Under Prompt Corrective
		Actual		Adequacy Purposes			Action Provisions
		Amount	Ratio	Amount		Ratio	Amount		Ratio
	As of December 31, 2013
	Tier 1 Capital to total adjusted assets(1)	$43,582	10.00%	$  17,427	≥	4.00%	$21,784	≥	5.00%
	Tier 1 Capital to risk-weighted assets(2)	$43,582	13.02%	$  13,392	≥	4.00%	$20,088	≥	6.00%
	Total Capital to risk-weighted assets(2)	$47,750	14.26%	$  26,783	≥	8.00%	$33,479	≥	10.00%
	As of December 31, 2012
	Tier 1 Capital to total adjusted assets(3)	$38,556	10.12%	$15,243	≥	4.00%	$19,054	≥	5.00%
	Tier 1 Capital to risk-weighted assets(4)	$38,556	13.35%	$11,553	≥	4.00%	$17,329	≥	6.00%
	Total Capital to risk-weighted assets(4)	$42,175	14.60%	$23,106	≥	8.00%	$28,882	≥	10.00%
	__________________
	(1)  Based on total adjusted assets of $435,686 at December 31, 2013.
	(2)  Based on risk-weighted assets of $334,793 at December 31, 2013.
	(3)  Based on total adjusted assets of $381,083 at December 31, 2012.
	(4)  Based on risk-weighted assets of $288,821 at December 31, 2012.
	The Company is a registered financial holding company under the Gramm-Leach-Bliley Act of 1999, subject to the supervision of, and regulation by, the Federal Reserve.  The Bank is a Washington state chartered commercial bank with deposits insured by the Federal Deposit Insurance Corporation (“FDIC”), and is subject to the supervision and regulation of the Washington Department of Financial Institutions and the FDIC. As of December 31, 2013, the most recent notification from the FDIC categorized the Bank as “well-capitalized” under the regulatory framework for prompt corrective action. The Company is not subject to the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank's regulatory capital category.

Concentrations_of_Credit_Risk

Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2013
Concentrations of Credit Risk [Abstract]	'
Concentrations of Credit Risk	'
	Note 17 – Concentrations of Credit Risk
	Most of the Company’s business activity is with customers located in the state of Washington. A substantial portion of the loan portfolio is represented by real estate loans throughout western Washington. The ability of the Company’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the area. Loans to one borrower are limited by federal banking regulations to 15% of the Company’s equity, excluding accumulated other comprehensive loss.

Commitments_and_Contingent_Lia

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2013
Commitments and Contingent Liabilities [Abstract]	'
Commitments and Contingent Liabilities	'
	Note 18 – Commitments and Contingent Liabilities
	The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally represent a commitment to extend credit in the form of loans. The instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.
	The Company’s exposure to credit loss, in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, is represented by the contractual notional amount of those instruments.  The Company uses the same credit policies in making commitments as it does for on-balance-sheet instruments.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established by the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Because many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements.  The Company evaluates each customer’s creditworthiness on a case-by-case basis.  The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.
	Financial instruments whose contract amount represents credit risk were as follow (in thousands):
		At December 31,
		2013		2012
	Commitments to make loans	$	1,915	$	5,075
	Undisbursed portion of loans closed		25,978		13,693
	Unused lines of credit		29,978		30,224
	Irrevocable letters of credit		513		578
	Total loan commitments	$	58,384	$	49,570
	At December 31, 2013, fixed rate loan commitments totaled $1.9 million and had a weighted average interest rate of 4.1%.  At December 31, 2012, fixed rate loan commitments totaled $5.1 million and had a weighted average interest rate of 3.4%.
	Commitments for credit may expire without being drawn upon.  Therefore, the total commitment amount does not necessarily represent future cash requirements of the Company.  These commitments are not reflected in the financial statements.
	At December 31, 2013, the Company had letters of credit issued by the FHLB of Seattle with a notional amount of $36.5 million in order to secure Washington State Public Funds.
	In the ordinary course of business, the Company sells loans without recourse that may have to be subsequently repurchased due to defects that occurred during the origination of the loan.  The defects are categorized as documentation errors, underwriting errors, early payment defaults, and fraud.  When a loan sold to an investor without recourse fails to perform, the investor will typically review the loan file to determine whether defects in the origination process occurred.  If a defect is identified, the Company may be required to either repurchase the loan or indemnify the investor for losses sustained.  If there are not defects, the Company has no commitment to repurchase the loan.  As of December 31, 2013 and 2012, the maximum amount of these guarantees totaled $359.2 million and $365.7 million, respectively.  These amounts represent the unpaid principal balances of the Company’s loans serviced for others’ portfolios.  There were two loans totaling $431,000 repurchased for the year ended December 31, 2013.  There were three loans totaling $440,000 repurchased for the year ended December 31, 2012.
	The Company pays certain medical, dental, prescription, and vision claims for its employees, on a self-insured basis.  The Company has purchased stop-loss insurance to cover claims that exceed stated limits and has recorded estimated reserves for the ultimate costs for both reported claims and claims incurred but not reported, which are not considered significant at December 31, 2013 and 2012.
	At various times, the Company may be the defendant in various legal proceedings arising in connection with its business. It is the opinion of management that the financial position and the results of operations of the Company will not be materially adversely affected by the outcome of these legal proceedings and that adequate provision has been made in the accompanying consolidated financial statements.

Parent_Company_Financial_Infor

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2013
Parent Company Financial Information [Abstract]	'
Parent Company Financial Information	'
	Note 19 – Parent Company Financial Information
	The Balance Sheets, Statements of Income, and Statements of Cash Flows for Sound Financial Bancorp (Parent Only) are presented below (dollars in thousands):
	Balance sheets	December 31,
		2013			2012
	Assets
	Cash and cash equivalents	$	1,502		$	4,091
	Investment in Sound Community Bank		44,243			38,813
	Other assets		1,072			273
	Total assets	$	46,817			43,177
	Liabilities and Stockholders’ Equity
	Other liabilities		313			(280	)
	Total liabilities		313			(280	)
	Stockholders’ equity		46,504			43,457
	Total liabilities and stockholders’ equity	$	46,817		$	43,177
	Statements of Income	Year Ended December 31,
		2013			2012
	Interest income	$	52		$	0
	Other expenses		(197	)		(188	)
	Loss before income tax benefit and equity in undistributed net income of subsidiary		(145	)		(188	)
	Income tax benefit		51			64
	Equity in undistributed earnings of subsidiary		4,034			2,764
	Net income	$	3,940		$	2,640
	Statements of Cash Flows	Year Ended December 31,
	Cash flows from operating activities:	2013			2012
	Net income	$	3,940		$	2,640
	Adjustments to reconcile net income to net cash provided by operating activities
	(Increase) decrease in other assets		(799	)		71
	(Increase) decrease in due from subsidiary		592			(492	)
	Change in undistributed equity of subsidiary		(4,034	)		(2,764	)
	Net cash provided (used) by operating activities		(301	)		(545	)
	Cash flows from investing activities:
	Net change in ESOP loan receivable		302			254
	Net cash provided by investing activities		302			254
	Cash flows from financing activities:
	Dividends paid		(388	)		-
	Proceeds from stock offering		-			11,538
	Capital Contribution		(1,000	)		(7,500	)
	Common stock repurchased		(1,202	)		-
	Net cash used by financing activities		(2,590	)		4,038
	Net increase (decrease) in cash		(2,589	)		3,747
	Cash and cash equivalents at beginning of year		4,091			344
	Cash and cash equivalents at end of year	$	1,502		$	4,091

Organization_and_significant_a1

Organization and significant accounting policies (Policies)	12 Months Ended
	Dec. 31, 2013
Organization and significant accounting policies [Abstract]	'
Subsequent events	'
	Subsequent events – The Company has evaluated subsequent events for recognition and disclosure through the date the financial statements were issued.
Basis of presentation and use of estimates	'
	Basis of Presentation and Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the fair value of mortgage servicing rights, valuations of impaired loans and OREO, and the realization of deferred taxes.
	The accompanying consolidated financial statements include the accounts of Sound Financial Bancorp, Inc. and its wholly-owned subsidiary Sound Community Bank.  All significant intercompany balances and transactions between Sound Financial Bancorp, Inc. and its subsidiary have been eliminated in consolidation.
Cash and cash equivalents	'
	Cash and cash equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand and in banks and interest-bearing deposits. All have maturities of three months or less and may exceed federally insured limits.
Investment securities	'
	Investment securities – Investment securities are classified into one of three categories: (1) held-to-maturity, (2) available-for-sale (AFS), or (3) trading.  The Company had no held-to-maturity or trading securities at December 31, 2013 and 2012.  AFS securities consist of debt securities that the Company has the intent and ability to hold for an indefinite period, but not necessarily to maturity.  Such securities may be sold to implement the Company’s asset/liability management strategies and/or in response to changes in interest rates and similar factors.  AFS securities are reported at fair value.  Dividend and interest income are recognized when earned.
	Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in the Statement of Comprehensive Income.  Realized gains and losses on securities available-for-sale, determined using the specific identification method, are included in earnings.  Amortization of premiums and accretion of discounts are recognized as adjustments to interest income using the interest method over the period to maturity.
	We review investment securities on an ongoing basis for the presence of other-than-temporary impairment (“OTTI”) or permanent impairment, taking into consideration current market conditions, fair value in relation to cost, extent and nature of the change in fair value, issuer rating changes and trends, whether we intend to sell a security or if it is likely that we will be required to sell the security before recovery of our amortized cost basis of the investment, which may be maturity, and other factors.  For debt securities, if we intend to sell the security or it is likely that we will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings as an OTTI.  If we do not intend to sell the security and it is not likely that we will be required to sell the security but we do not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings.  The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected.  Projected cash flows are discounted by the original or current effective interest rate depending on the nature of the security being measured for potential OTTI.  The remaining impairment related to all other factors, the difference between the present value of the cash flows expected to be collected and the fair value, is recognized as a charge to other comprehensive income (“OCI”).  We do not intend to sell these securities and it is more likely than not that we will not be required to sell the securities before anticipated recovery of the remaining amortized cost basis.  We closely monitor our investment securities for changes in credit risk.  The current market environment significantly limits our ability to mitigate our exposure to valuation changes in these securities by selling them.  Accordingly, if market conditions deteriorate further and we determine our holdings of these or other investment securities are OTTI, our future earnings, stockholders’ equity, regulatory capital and continuing operations could be materially adversely affected.
Loans held-for-sale	'
	Loans held-for-sale – To mitigate interest rate sensitivity, from time to time, certain fixed rate mortgage loans are identified as held-for-sale in the secondary market.  Accordingly, such loans are classified as held-for-sale in the consolidated balance sheets and are carried at the lower of aggregate cost or estimated fair market value in the aggregate.  Net unrealized losses, if any, are recognized through a valuation allowance by charges to income.  Mortgage loans held-for-sale are generally sold with the mortgage servicing rights retained by the Company.  Gains or losses on sales of loans are recognized based on the difference between the selling price and the carrying value of the related loans sold based on the specific identification method.
Loans	'
	Loans - The Company grants mortgage, commercial, and consumer loans to clients.  A substantial portion of the loan portfolio is represented by real estate loans throughout the Puget Sound region and in Clallam County of Washington State.  The ability of the Company’s debtors to honor their contracts is dependent upon employment, real estate and general economic conditions in these areas.
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for any charge-offs, the allowance for loan losses, and any deferred fees or costs on origination of loans.  Interest income is accrued on the unpaid principal balance.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method over the contractual life of the loan for term loans or the straight-line method for open ended loans.
	The accrual of interest is discontinued at the time the loan is three months past due or if, in management’s opinion, the borrower may be unable to meet payment of obligations as they become due, as well as when required by regulatory provisions.  Loans are typically charged off no later than 120 days past due, unless secured by collateral.  Past due status is based on contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income.  The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all of the principal and interest amounts contractually due are brought current, future payments are reasonably assured and payments have been received for twelve consecutive months.
	A loan is considered impaired when it is probable that the Company will be unable to collect all amounts (principal and interest) due according to the contractual terms of the original loan agreement.  When a loan has been identified as being impaired, the amount of the impairment is measured by using discounted cash flows, except when, as a practical expedient, the current fair value of the collateral, reduced by costs to sell, is used.  When the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest), impairment is recognized by charging off the impaired portion or creating or adjusting a specific allocation of the allowance for loan losses.
	A loan is classified as a troubled debt restructuring (“TDR”) when certain concessions have been made to the contractual terms, such as reductions of interest rates or deferrals of interest or principal payments due to the borrower’s deteriorated financial condition.  All TDRs are reported and accounted for as impaired loans.
Allowance for loan losses	'
	Allowance for loan losses - The allowance for loan losses is a reserve established through a provision for loan losses charged to expense and represents management’s best estimate of probable losses incurred within the existing loan portfolio as of the balance sheet date.  The level of the allowance reflects management’s view of trends in loan loss activity, current loan portfolio quality and present economic, political and regulatory conditions.  Portions of the allowance may be allocated for specific loans; however, the allowance is available for any loan that is charged off.
	The allowance is increased by provisions charged to earnings and by recoveries of amounts previously charged off, and is reduced by charge-offs on loans (or portions thereof) deemed to be uncollectible. Loan charge-offs are recognized when management believes the collectability of the principal balance outstanding is unlikely. Full or partial charge-offs on collateral dependent impaired loans are generally recognized when the collateral is deemed to be insufficient to support the carrying value of the loan.
	The allowance for loan losses is maintained at a level sufficient to provide for probable credit losses based upon evaluating known and inherent risks in the loan portfolio.  The allowance is provided based upon management’s continuing analysis of the pertinent factors underlying the quality of the loan portfolio.  These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectability may not be assured.  The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment.  The allowance consists of specific, general, and unallocated components.  The specific component relates to loans that are classified as doubtful, substandard, or special mention.
	The Company considers installment loans to be pools of smaller balance, homogenous loans that are collectively evaluated for impairment, unless such loans are subject to a TDR agreement.
	For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan are lower than the carrying value of that loan.  The general component covers non-classified loans and is based upon historical loss experience adjusted for qualitative factors.
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	The appropriateness of the allowance for loan losses is estimated based upon those factors and trends identified by management at the time consolidated financial statements are prepared.  When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses.
	The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.
	The ultimate recovery of all loans is susceptible to future market factors beyond the Company’s control. These factors may result in losses or recoveries differing significantly from those provided in the consolidated financial statements. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses, and may require the Company to make additions to the allowance based on their judgment about information available to them at the time of their examinations.
Transfers of financial assets	'
	Transfers of financial assets - Transfers of an entire financial asset are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when: (1) a group of financial assets or a participating interest in an entire financial asset has been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Mortgage servicing rights ("MSR")	'
	Mortgage servicing rights (“MSR”) – Mortgage servicing rights represent the value associated with servicing residential mortgage loans, when the mortgage loans have been sold into the secondary market and the related servicing has been retained by us.  The value is determined though a discounted cash flow analysis, which uses interest rates, prepayment speeds and delinquency rate assumptions as inputs.  All of these assumptions require a significant degree of management judgment.  The Company measures its mortgage servicing assets at fair value and reports changes in fair value through earnings under the caption mortgage banking revenue in the period in which the change occurs.
Premises and equipment	'
	Premises and equipment - Leasehold improvements and furniture and equipment are carried at cost, less accumulated depreciation and amortization.  Furniture and equipment are depreciated using the straight-line method over the estimated useful lives of the assets, which range from 1 to 10 years.  The cost of leasehold improvements is amortized using the straight-line method over the terms of the related leases.  Management reviews leasehold improvements and furniture and equipment for impairment on an annual basis.
Cash surrender value of bank-owned life insurance	'
	Cash surrender value of bank-owned life insurance - The carrying amount of bank owned life insurance approximates its fair value, and is estimated using the cash surrender value, net of any surrender charges.
Federal Home Loan Bank stock	'
	Federal Home Loan Bank stock - The Company is a member of the Federal Home Loan Bank of Seattle (“FHLB”).  FHLB stock represents the Company’s investment in the FHLB and is carried at par value, which reasonably approximates its fair value.  As a member of the FHLB, the Company is required to maintain a minimum level of investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances.  At December 31, 2013 and 2012, the Company’s minimum required investment in FHLB stock was $1.9 million and $984,000, respectively.  Typically the Company may request redemption at par value of any stock in excess of the minimum required investment.  Stock redemptions are at the discretion of the FHLB.
	Management evaluates FHLB stock for impairment.  The determination of whether this investment is impaired is based on our assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value.  The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as: (1) the significance of any decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB and (4) the liquidity position of the FHLB.
Other real estate owned and repossessed assets	'
	Other real estate owned and repossessed assets - OREO and repossessed assets represent real estate and other assets which the Company has taken control of in partial or full satisfaction of loans.  At the time of foreclosure, OREO and repossessed assets are recorded at fair value less estimated costs to sell, which becomes the new basis.  Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan and lease losses.  After foreclosure, management periodically performs valuations such that the property is carried at the lower of its new cost basis or fair value, net of estimated costs to sell.  Revenue and expenses from operations and subsequent adjustments to the carrying amount of the property are included in other noninterest expense in the consolidated statements of income.
	In some instances, the Company may make loans to facilitate the sales of OREO.  Management reviews all sales for which it is the lending institution.  Any gains related to sales of other real estate owned may be deferred until the buyer has a sufficient investment in the property.
Income Taxes	'
	Income Taxes - Income taxes are accounted for using the asset and liability method.  Under this method a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns.  The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date.  Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized.
Segment reporting	'
	Segment reporting - The Company operates in one segment and makes management decisions based on consolidated results.  The Company’s operations are solely in the financial services industry and include providing to its customers traditional banking and other financial services.
Off-balance-sheet credit-related financial instruments	'
	Off-balance-sheet credit-related financial instruments - In the normal course of operations, the Company engages in a variety of financial transactions that are not recorded in our financial statements.  These transactions involve varying degrees of off-balance sheet credit, interest rate and liquidity risks.  These transactions are used primarily to manage customers’ requests for funding and take the form of loan commitments, letters of credit and lines of credit.  Such financial instruments are recorded when they are funded.
Advertising costs	'
	Advertising costs - The Company expenses advertising costs as they are incurred.  Advertising expenses were $124,000 and $263,000, respectively, for the years ended December 31, 2013 and 2012.
Comprehensive income	'
	Comprehensive income - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income.  Certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale investments, are reported as a separate component of the equity section of the balance sheet, net of tax.  Such items, along with net income, are components of comprehensive income.
Intangible assets	'
	Intangible assets – At December 31, 2013 and 2012, we had $631,000 and $753,000, respectively, of identifiable intangible assets included in other assets as a result of the acquisition of deposits from another institution.  This asset is amortized using the straight-line method over a period of 9.5 years and has a remaining life of 5.2 years.
Employee stock ownership plan	'
	Employee stock ownership plan - The Company sponsors a leveraged ESOP.  As shares are committed to be released, compensation expense is recorded equal to the market price of the shares, and the shares become outstanding for purposes of earnings per share calculations.  Cash dividends on allocated shares (those credited to ESOP participants’ accounts) are recorded as a reduction of stockholders’ equity and distributed directly to participants’ accounts.  Cash dividends on unallocated shares (those held by the ESOP not yet credited to participants’ accounts) are used to pay administrative expenses and debt service requirements of the ESOP.  See Note 14 – Employee Benefits for further information.  At December 31, 2013, there were 131,129 unallocated shares in the plan.  Shares released on December 31, 2013 totaled 21,443 and will be credited to plan participants’ accounts in 2014.
ESOP Expenses	'
	Unearned ESOP shares are shown as a reduction of stockholders’ equity.  When the shares are released, unearned common shares held by the ESOP are reduced by the cost of the ESOP shares released and the differential between the fair value and the cost is charged to additional paid in capital.  The loan receivable from the ESOP to the Company is not reported as an asset nor is the debt of the ESOP reported as a liability on the Company’s Consolidated Statements of Condition.
Earnings Per Common Share	'
	Earnings Per Common Share - Earnings per common share (“EPS”) is computed using the two-class method. Basic EPS are computed by dividing net income allocated to common shares by the weighted average number of common shares outstanding for the period, excluding any participating securities. Participating securities include unvested restricted shares. Unvested restricted shares are considered participating securities because holders of these securities receive nonforfeitable dividends at the same rate as the holders of the Corporation’s common stock. Diluted EPS is computed by dividing net income allocated to common shares adjusted for reallocation of undistributed earnings of unvested restricted shares by the weighted average number of common shares determined for the basic EPS plus the dilutive effect of common stock equivalents using the treasury stock method based on the average market price for the period. Some stock options are anti-dilutive and therefore are not included in the calculation of diluted EPS.
Fair value	'
	Fair value - Fair value is the price that would be received when an asset is sold or a liability is transferred in an orderly transaction between market participants at the measurement date.
	Fair values of our financial instruments are based on the fair value hierarchy which requires an entity to maximize the use of observable inputs, typically market data obtained from third parties, and minimize the use of unobservable inputs, which reflects our estimates for market assumptions, when measuring fair value.
	Three levels of valuation inputs are ranked in accordance with the prescribed fair value hierarchy as follows:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets.
	Level 2: Quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active.
	Level 3: Assets or liabilities whose significant value drivers are unobservable.
	In determining the appropriate levels, the Company performs a detailed analysis of the assets and liabilities that are subject to fair value measurements.  In certain cases, the inputs used to measure fair value of an asset or liability may fall into different levels of the fair value hierarchy.  The level within which the fair value measurement is categorized is based on the lowest level unobservable input that is significant to the fair value measurement in its entirety.  Therefore, an item may be classified in Level 3 even though there may be some significant inputs that are readily observable.
Share-Based Compensation	'
	Share-Based Compensation— The Company measures the cost of employee services received in exchange for an award of equity instruments based on the grant date fair value of the award.  These costs are recognized on a straight-line basis over the vesting period during which an employee is required to provide services in exchange for the award, also known as the requisite service period. The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted. When determining the estimated fair value of stock options granted, the Company utilizes various assumptions regarding the expected volatility of the stock price, estimated forfeitures using historical data on employee terminations, the risk-free interest rate for periods within the contractual life of the stock option, and the expected dividend yield that the Company expects over the expected life of the options granted. Reductions in compensation expense associated with forfeited options are estimated at the date of grant, and this estimated forfeiture rate is adjusted monthly based on actual forfeiture experience. The Company measures the fair value of the restricted stock using the closing market price of the Company’s common stock on the date of grant. The Company expenses the grant date fair value of the Company’s stock options and restricted stock with a corresponding increase in equity.
Reclassifications	'
	Reclassifications - Certain amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current presentation. The results of the reclassifications are not considered material and have no effect on previously reported net income, earnings per share or stockholders’ equity.

Investments_Tables

Investments (Tables)	12 Months Ended
	Dec. 31, 2013
Investments [Abstract]	'
Amortized cost and fair value of AFS securities and corresponding amounts of gross unrealized gains and losses	'
	The amortized cost and fair value of our AFS securities and the corresponding amounts of gross unrealized gains and losses were as follows (in thousands):
					Gross Unrealized
		Amortized Cost			Gains			Losses 1 Year or Less			Losses Greater Than 1 Year			Estimated
														Fair Value
	31-Dec-13
	Municipal bonds	$	1,911		$	20		$	-		$	-		$	1,931
	Agency mortgage-backed securities		11,228			38			(29	)		(166	)		11,071
	Non-agency mortgage-backed securities		2,689			78			-			(348	)		2,419
	Total	$	15,828		$	136		$	(29	)	$	(514	)	$	15,421
	31-Dec-12
	Agency mortgage-backed securities	$	20,378		$	27		$	(278	)	$	-		$	20,127
	Non-agency mortgage-backed securities		3,273			19			-			(519	)		2,773
	Total	$	23,651		$	46		$	(278	)	$	(519	)	$	22,900
Amortized cost and fair value of mortgage-backed securities by contractual maturity	'
	The amortized cost and fair value of mortgage-backed securities by contractual maturity, at December 31, 2013, are shown below (in thousands).  Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		31-Dec-13
		Amortized Cost			Fair
					Value
	Due in five to ten years	$	1,911		$	1,931
	Due after ten years		13,917			13,490
	Total	$	15,828		$	15,421
Aggregate fair value and gross unrealized loss in continuous unrealized loss position	'
	The following table summarizes the aggregate fair value and gross unrealized loss by length of time those investments have been continuously in an unrealized loss position (in thousands):
		31-Dec-13
		Less Than 12 Months						12 Months or Longer						Total
		Fair			Unrealized Loss			Fair			Unrealized Loss			Fair		Unrealized Loss
		Value						Value						Value
	Agency mortgage-backed securities	$	1,123		$	(29	)	$	7,145		$	(166	)	$	8,268	$	(195	)
	Non-agency mortgage-backed securities		-			-			636			(348	)		636		(348	)
	Total	$	1,123		$	(29	)	$	7,781		$	(514	)	$	8,904	$	(543	)
		31-Dec-12
		Less Than 12 Months						12 Months or Longer						Total
		Fair		Unrealized Loss				Fair			Unrealized Loss			Fair		Unrealized Loss
		Value						Value						Value
	Agency mortgage-backed securities	$	17,685		$	(278	)	$	-		$	-		$	17,685	$	(278	)
	Non-agency mortgage-backed securities		-			-			2,137			(519	)		2,137		(519	)
	Total	$	17,685		$	(278	)	$	2,137		$	(519	)	$	19,822	$	(797	)
Cumulative roll forward of credit losses recognized in earnings	'
	The following table presents the cumulative roll forward of credit losses recognized in earnings relating to the Company’s non-U.S. agency mortgage backed securities (in thousands):
		Year Ended December 31,
		2013			2012
	Estimated credit losses, beginning balance	$	420		$	256
	Additions for credit losses not previously recognized		30			164
	Reduction for increases in cash flows		-			-
	Reduction for realized losses		-			-
	Estimated credit losses, ending balance	$	450		$	420

Loans_Tables

Loans (Tables)	12 Months Ended
	Dec. 31, 2013
Loans [Abstract]	'
Composition of the loan portfolio, including loans held for sale	'
	The composition of the loan portfolio, excluding loans held for sale, is as follows (in thousands):
		At December 31,
		2013			2012
	Real estate loans:
	One- to four- family	$	117,739		$	94,059
	Home equity		35,155			35,364
	Commercial and multifamily		157,516			133,620
	Construction and land		44,300			25,458
	Total real estate loans		354,710			288,501
	Consumer loans:
	Manufactured homes		13,496			16,232
	Other consumer		10,284			8,650
	Total consumer loans		23,780			24,882
	Commercial business loans		13,668			14,193
	Total loans		392,158			327,576
	Deferred fees		(1,232	)		(832	)
	Total loans, gross		390,926			326,744
	Allowance for loan losses		(4,177	)		(4,248	)
	Total loans, net	$	386,749		$	322,496
Allowance for loan losses and recorded investment	'
	The following table presents the balance in the allowance for loan losses and the unpaid principal balance in loans, net of partial charge-offs by portfolio segment and based on impairment method as of December 31, 2013 (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	356		$	150		$	1	$	28		$	116	$	3	$	55	$	-	$	709
	Collectively evaluated for impairment		1,559			631			299		290			93		106		47		443		3,468
	Ending balance	$	1,915		$	781		$	300	$	318		$	209	$	109	$	102	$	443	$	4,177
	Loans receivable:
	Individually evaluated for impairment	$	4,608		$	1,597		$	3,716	$	209		$	646	$	32	$	503	$	-	$	11,311
	Collectively evaluated for impairment		113,131			33,558			153,800		44,091			12,850		10,252		13,165		-		380,847
	Ending balance	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	-	$	392,158
	The following table presents the balance in the allowance for loan losses and the unpaid principal balance in loans, net of partial charge-offs by portfolio segment and based on impairment method as of December 31, 2012 (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	392		$	247		$	70	$	25		$	117	$	22	$	145	$	-	$	1,018
	Collectively evaluated for impairment		1,025			750			422		192			143		124		73		501		3,230
	Ending balance	$	1,417		$	997		$	492	$	217		$	260	$	146	$	218	$	501	$	4,248
	Loans receivable:
	Individually evaluated for impairment	$	6,016		$	1,731		$	2,127	$	571		$	654	$	55	$	839	$	-	$	11,993
	Collectively evaluated for impairment		88,043			33,633			131,493		24,887			15,578		8,595		13,354		-		315,583
	Ending balance	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	-	$	327,576
Activity in loan losses	'
	The following table summarizes the activity in loan losses for the year ended December 31, 2013 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to-four family	$	1,417		$	(560	)	$	-	$	1,058		$	1,915
	Home equity		997			(593	)		19		358			781
	Commercial and multifamily		492			(194	)		32		(30	)		300
	Construction and land		217			(7	)		-		108			318
	Manufactured homes		260			(143	)		3		89			209
	Other consumer		146			(41	)		31		(27	)		109
	Commercial business		218			(46	)		78		(148	)		102
	Unallocated		501			-			-		(58	)		443
		$	4,248		$	(1,584	)	$	163	$	1,350		$	4,177
	The following table summarizes the activity in loan losses for the year ended December 31, 2012 (in thousands):
		Beginning			Charge-offs			Recoveries		Provision			Ending
		Allowance											Allowance
	One-to-four family	$	1,117		$	(2,740	)	$	4	$	3,036		$	1,417
	Home equity		1,426			(1,084	)		158		497			997
	Commercial and multifamily		969			(503	)		83		(57	)		492
	Construction and land		105			(222	)		-		334			217
	Manufactured homes		290			(152	)		11		111			260
	Other consumer		213			(286	)		33		186			146
	Commercial business		254			(44	)		10		(2	)		218
	Unallocated		81			-			-		420			501
		$	4,455		$	(5,031	)	$	299	$	4,525		$	4,248
Credit quality indicators	'
	The following table represents the internally assigned grades as of December 31, 2013 by type of loan (in thousands):
		One-to- four family			Home			Commercial and multifamily		Construction and land			Manufactured homes		Other consumer		Commercial business		Total
					equity
	Grade:
	Pass	$	106,044		$	30,940		$	151,461	$	43,436		$	11,966	$	9,812	$	12,821	$	366,480
	Watch		9,854			3,340			3,100		761			1,454		448		365		19,322
	Special Mention		46			98			2,135		-			-		-		482		2,761
	Substandard		1,795			777			820		103			76		24		-		3,595
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
	The following table represents the internally assigned grades as of December 31, 2012 by type of loan (in thousands):
		One-to- four family			Home			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
					equity					and land
	Grade:
	Pass	$	82,960		$	30,927		$	130,721	$	24,641		$	14,898	$	8,102	$	12,290	$	304,539
	Watch		8,279			3,064			954		347			1,312		520		1,087		15,563
	Special Mention		490			499			595		-			-		-		-		1,584
	Substandard		2,329			874			1,350		471			23		28		815		5,890
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	327,576
Nonaccrual loans	'
	The following table presents the recorded investment in nonaccrual loans as of December 31, by type of loan (in thousands):
		2013			2012
	One- to four- family	$	401		$	1,013
	Home equity		124			332
	Commercial and multifamily		-			1,106
	Construction and land		-			471
	Manufactured homes		32			-
	Other consumer		1			1
	Commercial business		-			80
	Total	$	558		$	3,003
Aging of recorded investment in past due loans	'
	The following table represents the aging of the recorded investment in past due loans as of December 31, 2013 by type of loan (in thousands):
		30-59 Days			60-89 Days			Greater Than 90 Days Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
		Past Due			Past Due
	One-to-four family	$	1,460		$	537		$	401	$	321		$	2,719	$	115,020	$	117,739
	Home equity		618			214			124		-			956		34,199		35,155
	Commercial and multifamily		377			-			-		-			377		157,139		157,516
	Construction and land		-			-			-		-			-		44,300		44,300
	Manufactured homes		146			94			-		-			240		13,256		13,496
	Other consumer		8			-			1		-			9		10,275		10,284
	Commercial business		109			-					-			109		13,559		13,668
	Total	$	2,718		$	845		$	526	$	321		$	4,410	$	387,748	$	392,158
	The following table represents the aging of the recorded investment in past due loans as of December 31, 2012 by type of loan (in thousands):
		30-59 Days			60-89 Days			Greater Than 90 Days Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
		Past Due			Past Due
	One-to-four family	$	2,238		$	572		$	836	$	81		$	3,727	$	90,332	$	94,059
	Home equity		886			364			332		-			1,582		33,782		35,364
	Commercial and multifamily		-			-			-		-			-		133,620		133,620
	Construction and land		243			-			471		-			714		24,744		25,458
	Manufactured homes		326			2			-		-			328		15,904		16,232
	Other consumer		65			2			1		-			68		8,582		8,650
	Commercial business		63			-			80		-			143		14,050		14,193
	Total	$	3,821		$	940		$	1,720	$	81		$	6,562	$	321,014	$	327,576
Credit risk profile by type of loan	'
	The following table represents the credit risk profile based on payment activity as of December 31, 2013 by type of loan (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
										and land
	Performing	$	116,967		$	34,933		$	156,696	$	44,300		$	13,390	$	10,283	$	13,668	$	390,237
	Nonperforming		772			222			820		-			106		1		-		1,921
	Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
	The following table represents the credit risk profile based on payment activity as of December 31, 2012 by type of loan (in thousands):
		One-to- four family			Home equity			Commercial and multifamily		Construction			Manufactured homes		Other consumer		Commercial business		Total
										and land
	Performing	$	92,916		$	34,647		$	132,273	$	24,987		$	16,203	$	8,642	$	13,996	$	323,664
	Nonperforming		1,143			717			1,347		471			29		8		197		3,912
	Total	$	94,059		$	35,364		$	133,620	$	25,458		$	16,232	$	8,650	$	14,193	$	327,576
Schedule of impaired loans, individually evaluated	'
	The following table presents loans individually evaluated for impairment as of December 31, 2013 by type of loan (in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Allowance		Average Recorded Investment			Interest Income Recognized
	With no related allowance recorded:
	One-to-four family	$	533		$	723		$	-	$	1,213		$	33
	Home equity		245			294			-		531			8
	Commercial and multifamily		1,995			1,995			-		1,837			57
	Construction and land		21			21			-		333			1
	Manufactured homes		98			98			-		80			7
	Other consumer		17			17			-		13			2
	Commercial business		336			337			-		429			17
	Total	$	3,245		$	3,485		$	-	$	4,436		$	125
	With an allowance recorded:
	One-to-four family	$	4,075		$	4,086		$	356	$	4,111		$	181
	Home equity		1,352			1,362			150		1,223			62
	Commercial and multifamily		1,721			1,721			1		788			105
	Construction and land		188			187			28		139			11
	Manufactured homes		549			549			116		567			40
	Other consumer		15			15			3		35			2
	Commercial business		166			166			55		190			9
	Total	$	8,066		$	8,086		$	709	$	7,053		$	410
	Totals:
	One-to-four family	$	4,608		$	4,809		$	356	$	5,324		$	214
	Home equity		1,597			1,656			150		1,755			70
	Commercial and multifamily		3,716			3,716			1		2,625			162
	Construction and land		209			208			28		472			12
	Manufactured homes		647			647			116		646			47
	Other consumer		32			32			3		48			4
	Commercial business		502			503			55		619			26
	Total	$	11,311		$	11,571		$	709	$	11,489		$	535
	The following table presents loans individually evaluated for impairment as of December 31, 2012 by type of loan (in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Allowance		Average Recorded Investment			Interest Income Recognized
	With no related allowance recorded:
	One-to-four family	$	2,521		$	2,826		$	-	$	2,549		$	124
	Home equity		949			1,132			-		792			39
	Commercial and multifamily		1,883			1,883			-		1,898			81
	Construction and land		495			608			-		592			19
	Manufactured homes		67			67			-		70			5
	Other consumer		9			49			-		13			2
	Commercial business		682			682			-		800			10
	Total	$	6,606		$	7,247		$	-	$	6,714		$	280
	With an allowance recorded:
	One-to-four family	$	3,495		$	3,651		$	392	$	4,902		$	142
	Home equity		782			782			247		1,117			35
	Commercial and multifamily		244			244			70		290			9
	Construction and land		76			76			25		119			4
	Manufactured homes		587			587			117		670			43
	Other consumer		46			46			22		91			3
	Commercial business		157			196			145		203			8
	Total	$	5,387		$	5,582		$	1,018	$	7,392		$	244
	Totals:
	One-to-four family	$	6,016		$	6,477		$	392	$	7,451		$	266
	Home equity		1,731			1,914			247		1,909			74
	Commercial and multifamily		2,127			2,127			70		2,188			90
	Construction and land		571			684			25		711			23
	Manufactured homes		654			654			117		740			48
	Other consumer		55			95			22		104			5
	Commercial business		839			878			145		1,003			18
	Total	$	11,993		$	12,829		$	1,018	$	14,106		$	524
Trouble restructured debt modifications	'
	The following table presents new TDRs by type of modification that occurred during the year ended December 31, 2013 (dollars in thousands):
		Twelve months ended December 31, 2013
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One- to- four family		3		$	-		$	-	$	-		$	869	$	869
	Home equity		2			-			-		-			122		122
	Commercial and multifamily		2			-			-		-			582		582
	Total		7		$	-		$	-	$	-		$	1,573	$	1,573
	The following table presents new TDRs by type of modification that occurred during the year ended December 31, 2012 (dollars in thousands):
		Twelve months ended December 31, 2012
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One- to- four family		3		$	-		$	-	$	-		$	673	$	673
	Home equity		1			-			-		-			116		116
	Commercial and multifamily		2			-			-		-			422		422
	Commercial business		3			-			-		-			564		564
	Total		9		$	-		$	-	$	-		$	1,775	$	1,775
Troubled debt restructurings in default	'
	The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the twelve months ended December 31, 2013 and 2012 (in thousands):
		2013			2012
	One- to four- family	$	-		$	673
	Home equity		99			116
	Commercial and multifamily		-			241
	Commercial business		-			540
	Total	$	99		$	1,570
Related party loans	'
	In the ordinary course of business, the Company makes loans to its directors and officers.  Certain loans to directors, officers, and employees are offered at discounted rates as compared to other customers as permitted by federal regulations.  Employees, officers, and directors are eligible for mortgage loans with an adjustable rate that resets annually to 1% over the rolling cost of funds.  Employees and officers are eligible for consumer loans that are 1% below the market loan rate at the time of origination.  Director and officer loans are summarized as follows (in thousands):
		December 31,
		2013			2012
	Balance, beginning of period	$	5,492		$	5,376
	Advances		583			417
	New / (retired) loans, net		(275	)		-
	Repayments		(586	)		(301	)
	Balance, end of period	$	5,214		$	5,492

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2013
Mortgage Servicing Rights [Abstract]	'
Mortgage service rights	'
	A summary of the change in the balance of mortgage servicing assets is as follows (in thousands):
		Year Ended December 31,
		2013			2012
	Beginning balance, at fair value	$	2,306		$	2,437
	Servicing rights that result from transfers of financial assets		787			880
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		900			53
	Other(2)		(1,009	)		(1,064	)
	Ending balance, at fair value	$	2,984		$	2,306
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.
Mortgage service rights assumptions	'
	The key economic assumptions used in determining the fair value of mortgage servicing rights are as follows:
		At December 31,
		2013			2012
	Prepayment speed (PSA)		208	%		357	%
	Weighted-average life (years)		6.3			4.1
	Yield to maturity discount rate		10	%		10	%

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Premises and equipment	'
	Premises and equipment are summarized as follows (in thousands):
		At December 31,
		2013			2012
	Leasehold improvements	$	2,583		$	2,874
	Furniture and equipment		1,378			1,846
			3,961			4,720
	Accumulated depreciation and amortization		(1,823	)		(2,464	)
		$	2,138		$	2,256
Minimum future rental payments under non-cancelable operating leases	'
	Minimum rental payments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows (in thousands):
	Year Ending December 31,	Amount
	2014	$	764
	2015		722
	2016		677
	2017		369
	2018		76
	Thereafter		806
		$	3,414

Other_Real_Estate_Owned_and_Re1

Other Real Estate Owned and Repossessed Assets (Tables)	12 Months Ended
	Dec. 31, 2013
Other Real Estate Owned and Repossessed Assets [Abstract]	'
Activity related to OREO and repossessed assets	'
	The following table presents activity related to OREO and other repossessed assets for the periods shown (in thousands):
		Year ended December 31,
		2013			2012
	Beginning balance	$	2,503		$	2,821
	Additions to OREO and repossessed assets		1,858			2,597
	Capitalized improvements		33			418
	Pay downs/Sales		(2,474	)		(3,019	)
	Write-downs/Losses		(742	)		(314	)
		$	1,178		$	2,503

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2013
Deposits [Abstract]	'
Summary of deposits accounts with the corresponding weighted average cost of funds	'
	A summary of deposit accounts with the corresponding weighted average cost of funds are presented below (dollars in thousands):
		As of December 31, 2013					As of December 31, 2012
		Deposit Balance		Wtd Avg			Deposit Balance		Wtd Avg
				Rate					Rate
	Noninterest demand	$	31,877		0	%	$	31,427		0	%
	NOW and other interest-bearing demand		70,639		0.37			28,540		0.1
	Savings		26,509		0.14			27,174		0.08
	Money market		59,069		0.3			86,149		0.32
	Certificates of deposit		157,528		1.13			134,986		1.33
	Escrow(1)		2,717		0			3,807		0
	Total	$	348,339		0.64	%	$	312,083		0.69	%
	__________________________
	(1) Escrow balances shown in noninterest-bearing deposits on the consolidated balance sheets
Maturities of time deposits	'
	Scheduled maturities of time deposits at December 31, 2013 are as follows (in thousands):
	Year Ending December 31,	Amount
	2014	$	85,946
	2015		50,132
	2016		7,839
	2017		10,812
	Thereafter		2,799
		$	157,528

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2013
Borrowings [Abstract]	'
Contractual principal repayments	'
	Contractual principal repayments and the weighted average interest rate at the balance sheet date noted below are as follows (dollars in thousands):
	Year Ending December 31,	Amount			Weighted Average Interest Rate
	2014	$	41,643			0.53	%
	2015		643			2.47
	2016		643			2.47
	2017		292			2.47
		$	43,221			0.6	%
Schedule of borrowings	'
	The following table summarizes our borrowings for the years ended December 31, 2013 and 2012, respectively (dollars in thousands):
		For the year ended December 31,
		2013			2012
	Maximum balance
	FHLB advances	$	63,489		$	21,864
	FRB advances	$	-		$	-
	Average balances
	FHLB advances	$	33,697		$	8,901
	FRB advances	$	-		$	-
	Weighted average interest rate
	FHLB advances		0.53	%		2.02	%
	FRB advances	NM			NM

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value Measurements [Abstract]	'
Information about level in fair value hierarchy for financial assets and liabilities	'
	The following table presents information about the level in the fair value hierarchy for the Company’s financial assets and liabilities that are not measured at fair value as of December 31, 2013 (in thousands):
		31-Dec-13						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	15,334		$	15,334		$	15,334	$	-	$	-
	Available for sale securities		15,421			15,421			-		13,002		2,419
	Loans held for sale		130			130			-		130		-
	Loans, net		386,749			385,685			-		-		385,685
	Accrued interest receivable		1,366			1,366			1,366		-		-
	Bank owned life insurance, net		11,068			11,068			-		11,068		-
	Mortgage servicing rights		2,984			2,984			-		-		2,984
	FHLB Stock		2,314			2,314			-		-		2,314
	FINANCIAL LIABILITIES:
	Non-maturity deposits		190,811			190,811			-		190,811		-
	Time deposits		157,528			158,652			-		158,652		-
	Borrowings		43,221			43,118			-		43,118		-
	Accrued interest payable		82			82			-		82		-
		31-Dec-12						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	12,727		$	12,727		$	12,727	$	-	$	-
	Available for sale securities		22,900			22,900			-		20,127		2,773
	Loans held for sale		1,725			1,725			-		1,725		-
	Loans, net		322,496			327,078			-		-		327,078
	Accrued interest receivable		1,280			1,280			1,280		-		-
	Bank owned life insurance, net		7,220			7,220			-		7,220		-
	Mortgage servicing rights		2,306			2,306			-		-		2,306
	FHLB Stock		2,401			2,401			-		-		2,401
	FINANCIAL LIABILITIES:
	Non-maturity deposits		177,097			177,097			-		177,097		-
	Time deposits		134,986			134,007			-		134,007		-
	Borrowings		21,864			21,708			-		21,708		-
	Accrued interest payable		83			83			-		83		-
Fair value of assets measured on recurring basis	'
	The following table presents the balance of assets measured at fair value on a recurring basis as of December 31, 2013 and 2012 (in thousands):
		Fair Value at December 31, 2013
	Description	Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,931		$	-		$	1,931	$	-
	Agency mortgage-backed securities		11,071			-			11,071		-
	Non-agency mortgage-backed securities		2,419			-			-		2,419
	Mortgage servicing rights		2,984			-			-		2,984
		Fair Value at December 31, 2012
	Description	Total			Level 1			Level 2		Level 3
	Agency mortgage-backed securities	$	20,127		$	-		$	20,127	$	-
	Non-agency mortgage-backed securities		2,773			-			-		2,773
	Mortgage servicing rights		2,306			-			-		2,306
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at December 31, 2013:
	Financial Instrument	Valuation Technique		Unobservable Input(s)	Range
					(Weighted Average)
	Mortgage Servicing Rights	Discounted cash flow		Prepayment speed assumption	106-550% (208%)
				Discount rate	8-12% (10%)
	Non-agency mortgage-backed securities	Discounted cash flow		Discount rate	7%-9% (8%)
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3)	'
	The following table provides a reconciliation of assets and liabilities (excluding mortgage servicing rights) measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the years ended December 31, 2013 and 2012 (in thousands):
		Year Ended December 31,
		2013			2012
	Beginning balance, at fair value	$	2,773		$	2,933
	OTTI impairment losses		(30	)		(164	)
	Sales and principal payments		(555	)		(501	)
	Change in unrealized loss		231			505
	Ending balance, at fair value	$	2,419		$	2,773
Fair value of assets measured on nonrecurring basis	'
	The following table presents the balance of assets measured at fair value on a nonrecurring basis and the total losses resulting from these fair value adjustments (in thousands):
		Fair Value at December 31, 2013
	Description	Total			Level 1			Level 2		Level 3
	OREO and repossessed assets	$	1,178		$	-		$	-	$	1,178
	Impaired loans		11,311			-			-		11,311
		Fair Value at December 31, 2012
	Description	Total			Level 1			Level 2		Level 3
	OREO and repossessed assets	$	2,503		$	-		$	-	$	2,503
	Impaired loans		11,993			-			-		11,993
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at December 31, 2013:
	Financial Instrument	Valuation Technique(s)		Unobservable Input(s)	Range (Weighted Average)
	OREO	Market approach		Adjusted for difference between comparable sales	0-44% (12%)
	Impaired loans	Market approach		Adjusted for difference between comparable sales	0-100% (7%)

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2013
Earnings Per Common Share [Abstract]	'
Earnings per common share	'
	Earnings per common share are summarized in the following table (all figures in thousands except earnings per share):
		Years Ended December 31,
		2013		2012
	Net income	$	3,940	$	2,640
	Less net income attributable to participating securities(1)		23		25
	Net income available to common shareholders	$	3,917	$	2,615
	Weighted average number of shares outstanding, basic		2,571		2,586
	Effect of potentially dilutive common shares(2)		55		33
	Weighted average number of shares outstanding, diluted		2,626		2,619
	Earnings per share, basic	$	1.52	$	1.01
	Earnings per share, diluted	$	1.49	$	1
	___________________
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.

Employee_Benefits_Tables

Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2013
Employee Benefits [Abstract]	'
Stock option plan awards	'
	The following is a summary of the Company’s stock option plan awards during the period ended December 31, 2013 (all figures shown as actual):
		Shares			Weighted-		Weighted-Average Remaining Contractual Term		Aggregate
					Average		In Years		Intrinsic
					Exercise Price				Value
	Outstanding at the beginning of the year		123,906		$	8.94		6.33	$	180,903
	Granted		-
	Exercised		-
	Forfeited		(16,450	)	$	7.93
	Expired		-
	Outstanding at December 31, 2013		107,456		$	8.92		5.84	$	857,499
	Exercisable		70,115		$	9.02		5.31	$	552,506
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		107,456		$	8.92		5.84	$	857,499
Weighted-average assumptions as of the grant date	'
	The fair value of options granted in 2012 was determined using the following weighted-average assumptions as of the grant date.
	Annual dividend yield		0	%
	Expected volatility		28.97	%
	Risk-free interest rate		1.46	%
	Expected term	7.5 years
	Weighted-average grant date fair value per option granted	$	2.94
Nonvested restricted stock awards	'
	The following is a summary of the Company’s non-vested restricted stock awards for the year ended December 31, 2013 (all figures shown as actual):
	Non-vested Shares	Shares			Weighted-Average Grant-Date Fair Value Per Share		Aggregate Intrinsic Value Per Share
	Non-vested at January 1, 2013		24,747		$	8.44
	Granted		-
	Vested		(9,488	)		7.36
	Forfeited		(734	)		7.35
	Expired		-
	Non-vested at December 31, 2013		14,525		$	8.44	$	16.9
	Expected to vest assuming a 0% forfeiture rate over the vesting term		14,525		$	8.44	$	16.9

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Provision for income taxes	'
	The provision for income taxes is as follows (in thousands):
		At December 31,
		2013			2012
	Current	$	1,425		$	1,069
	Deferred		390			162
	Total tax expense	$	1,815		$	1,231
Reconciliation of provision (benefit) for income taxes	'
	A reconciliation of the provision for income taxes with amounts determined by applying the statutory U.S. federal income tax rate to income before income taxes is as follows (dollars in thousands):
	Provision at statutory rate	$	1,957		$	1,316
	Tax-exempt income		(136	)		(101	)
	Other		(6	)		16
		$	1,815		$	1,231
	Federal Tax Rate		34	%		34	%
	Tax exempt rate		-2.4	%		-2.6	%
	Other		-0.1	%		0.4	%
	Effective tax rate		31.5	%		31.8	%
Significant components of deferred tax assets	'
	Components of the Company’s deferred tax assets are as follows (in thousands):
	Deferred tax assets
	Deferred compensation and supplemental retirement	$	321		$	255
	Other, net		172			27
	OREO Write downs		-			140
	Unrealized loss on securities		139			256
	Nonaccrual interest		-			5
	Equity based compensation		43			66
	Allowance for loan losses		281			408
	Total deferred tax assets		956			1,157
	Deferred tax liabilities
	Prepaid expenses		(77	)		(55	)
	FHLB stock dividends		(142	)		(142	)
	Depreciation		(15	)		(13	)
	Intangible assets		(1	)		(9	)
	Deferred loan costs		(460	)		(170	)
	Total deferred tax liabilities		(695	)		(389	)
	Net deferred tax asset	$	261		$	768

Minimum_Regulatory_Capital_Req1

Minimum Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2013
Minimum Regulatory Capital Requirements [Abstract]	'
Actual capital amounts and ratios	'
	The Bank’s actual capital amounts (in thousands) and ratios as of December 31, 2013 and 2012 are presented in the following table :
							To Be Well Capitalized
				For Capital			Under Prompt Corrective
		Actual		Adequacy Purposes			Action Provisions
		Amount	Ratio	Amount		Ratio	Amount		Ratio
	As of December 31, 2013
	Tier 1 Capital to total adjusted assets(1)	$43,582	10.00%	$  17,427	≥	4.00%	$21,784	≥	5.00%
	Tier 1 Capital to risk-weighted assets(2)	$43,582	13.02%	$  13,392	≥	4.00%	$20,088	≥	6.00%
	Total Capital to risk-weighted assets(2)	$47,750	14.26%	$  26,783	≥	8.00%	$33,479	≥	10.00%
	As of December 31, 2012
	Tier 1 Capital to total adjusted assets(3)	$38,556	10.12%	$15,243	≥	4.00%	$19,054	≥	5.00%
	Tier 1 Capital to risk-weighted assets(4)	$38,556	13.35%	$11,553	≥	4.00%	$17,329	≥	6.00%
	Total Capital to risk-weighted assets(4)	$42,175	14.60%	$23,106	≥	8.00%	$28,882	≥	10.00%
	__________________
	(1)  Based on total adjusted assets of $435,686 at December 31, 2013.
	(2)  Based on risk-weighted assets of $334,793 at December 31, 2013.
	(3)  Based on total adjusted assets of $381,083 at December 31, 2012.
	(4)  Based on risk-weighted assets of $288,821 at December 31, 2012.

Commitments_and_Contingent_Lia1

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2013
Commitments and Contingent Liabilities [Abstract]	'
Financial instruments whose contract amount represents credit risk	'
	Financial instruments whose contract amount represents credit risk were as follow (in thousands):
		At December 31,
		2013		2012
	Commitments to make loans	$	1,915	$	5,075
	Undisbursed portion of loans closed		25,978		13,693
	Unused lines of credit		29,978		30,224
	Irrevocable letters of credit		513		578
	Total loan commitments	$	58,384	$	49,570

Parent_Company_Financial_Infor1

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2013
Parent Company Financial Information [Abstract]	'
Balance Sheets	'
	Balance sheets	December 31,
		2013			2012
	Assets
	Cash and cash equivalents	$	1,502		$	4,091
	Investment in Sound Community Bank		44,243			38,813
	Other assets		1,072			273
	Total assets	$	46,817			43,177
	Liabilities and Stockholders’ Equity
	Other liabilities		313			(280	)
	Total liabilities		313			(280	)
	Stockholders’ equity		46,504			43,457
	Total liabilities and stockholders’ equity	$	46,817		$	43,177
Statements of Income	'
	Statements of Income	Year Ended December 31,
		2013			2012
	Interest income	$	52		$	0
	Other expenses		(197	)		(188	)
	Loss before income tax benefit and equity in undistributed net income of subsidiary		(145	)		(188	)
	Income tax benefit		51			64
	Equity in undistributed earnings of subsidiary		4,034			2,764
	Net income	$	3,940		$	2,640
Statements of Cash Flows	'
	Statements of Cash Flows	Year Ended December 31,
	Cash flows from operating activities:	2013			2012
	Net income	$	3,940		$	2,640
	Adjustments to reconcile net income to net cash provided by operating activities
	(Increase) decrease in other assets		(799	)		71
	(Increase) decrease in due from subsidiary		592			(492	)
	Change in undistributed equity of subsidiary		(4,034	)		(2,764	)
	Net cash provided (used) by operating activities		(301	)		(545	)
	Cash flows from investing activities:
	Net change in ESOP loan receivable		302			254
	Net cash provided by investing activities		302			254
	Cash flows from financing activities:
	Dividends paid		(388	)		-
	Proceeds from stock offering		-			11,538
	Capital Contribution		(1,000	)		(7,500	)
	Common stock repurchased		(1,202	)		-
	Net cash used by financing activities		(2,590	)		4,038
	Net increase (decrease) in cash		(2,589	)		3,747
	Cash and cash equivalents at beginning of year		4,091			344
	Cash and cash equivalents at end of year	$	1,502		$	4,091

Organization_and_significant_a2

Organization and significant accounting policies (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Segment
Organization and significant accounting policies [Abstract]	'	'
Stock conversion ratio	0.87423	0.87423
Loans receivable [Abstract]	'	'
Accrual of interest discontinuation, Minimum	'3 months	'
Loans charge off period, Maximum	'120 days	'
Loan return to accrual status	'12 months	'
Federal Home Loan Bank Stock [Abstract]	'	'
Minimum Required Investment in Federal Home Loan Bank Stock	$1,700,000	$984,000
Segment Reporting [Abstract]	'	'
Number of operating segments	1	'
Advertising Cost [Abstract]	'	'
Advertising costs	124,000	263,000
Acquired Finite-Lived Intangible Assets [Line Items]	'	'
Weighted average useful lives	'9 years 6 months	'
Acquired finite lived intangible assets remaining life	'5 years 2 months 12 days	'
Employee Stock Ownership Plan [Abstract]	'	'
Unallocated shares (in shares)	131,129	'
Committed to release (in shares)	21,443	'
Earnings Per Common Share [Abstract]	'	'
Weighted average number of common shares outstanding (in shares)	2,570,671	2,586,159
Core Deposits [Member]	'	'
Acquired Finite-Lived Intangible Assets [Line Items]	'	'
Intangible asset	$631,000	$753,000
Furniture and equipment [Member] | Minimum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Useful life	'1 year	'
Furniture and equipment [Member] | Maximum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Useful life	'10 years	'

Conversion_and_Stock_Issuance_

Conversion and Stock Issuance (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Conversion and Stock Issuance [Abstract]	'	'
Shares sold or issued (in shares)	1,417,500	'
Stock issued, ESOP (in shares)	113,400	'
Share price (in dollars per share)	$10	'
Offering costs	$1,500,000	'
Proceeds from stock offering, net of offering costs	0	12,658,000
Proceeds to Fund the ESOP	1,100,000	'
Cash dividends paid	$7,500,000	'
Stock Conversion Ratio	0.87423	0.87423
Common stock, outstanding (in shares)	2,510,810	2,587,544

Restricted_Cash_Details

Restricted Cash (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Restricted Cash [Abstract]	'	'
Reserve balances with the Federal Reserve Board	$0	$1.30

Investments_Details

Investments (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Security
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$15,828,000	$23,651,000
Gross Unrealized Gains	136,000	46,000
Gross Unrealized Losses 1 Year Or Less	-30,000	-278,000
Gross Unrealized Losses Greater Than 1 Year	-513,000	-519,000
Estimated Fair Value	15,421,000	22,900,000
Amortized cost and fair value of mortgage-backed securities by contractual maturity [Abstract]	'	'
Due in five to ten years, Amortized Cost	1,911,000	'
Due after ten years, Amortized Cost	13,917,000	'
Total, Amortized Cost	15,828,000	'
Due in five to ten years, Fair Value	1,931,000	'
Due after ten years, Fair Value	13,490,000	'
Total, Fair Value	15,421,000	'
Sales of available for sale securities	0	0
Continuous unrealized loss position, Fair Value [Abstract]	'	'
Less Than 12 Months	1,123,000	17,685,000
12 Months or Longer	7,781,000	2,137,000
Total	8,904,000	19,822,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'
Less Than 12 Months	-29,000	-278,000
12 Months or Longer	-514,000	-519,000
Total	-543,000	-797,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'
Estimated credit losses, beginning balance	420,000	256,000
Additions for credit losses not previously recognized	30,000	164,000
Reduction for increases in cash flows	0	0
Reduction for realized losses	0	0
Estimated credit losses, ending balance	450,000	420,000
Number of securities reflecting OTTI	1	'
Municipal bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	1,911,000	'
Gross Unrealized Gains	20,000	'
Gross Unrealized Losses 1 Year Or Less	0	'
Gross Unrealized Losses Greater Than 1 Year	0	'
Estimated Fair Value	1,931,000	'
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'
Number of portfolio securities	5	'
Agency mortgage-backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	11,228,000	20,378,000
Gross Unrealized Gains	38,000	27,000
Gross Unrealized Losses 1 Year Or Less	-30,000	-278,000
Gross Unrealized Losses Greater Than 1 Year	-165,000	0
Estimated Fair Value	11,071,000	20,127,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'
Less Than 12 Months	1,123,000	17,685,000
12 Months or Longer	7,145,000	0
Total	8,268,000	17,685,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'
Less Than 12 Months	-29,000	-278,000
12 Months or Longer	-166,000	0
Total	-195,000	-278,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'
Number of portfolio securities	17	'
Number of securities in unrealized loss position	11	'
Non-agency mortgage-backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	2,689,000	3,273,000
Gross Unrealized Gains	78,000	19,000
Gross Unrealized Losses 1 Year Or Less	0	0
Gross Unrealized Losses Greater Than 1 Year	-348,000	-519,000
Estimated Fair Value	2,419,000	2,773,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'
Less Than 12 Months	0	0
12 Months or Longer	636,000	2,137,000
Total	636,000	2,137,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'
Less Than 12 Months	0	0
12 Months or Longer	-348,000	-519,000
Total	($348,000)	($519,000)
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'
Number of portfolio securities	5	'
Number of securities in unrealized loss position	2	'

Loans_Details

Loans (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loan portfolio [Line Items]	'	'
Total loans	$392,158	$327,576
Deferred fees	-1,232	-832
Total loans, gross	390,926	326,744
Allowance for loan losses	-4,177	-4,248
Total loans, net	386,749	322,496
One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	117,739	94,059
Allowance for loan losses	-1,915	-1,417
Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	35,155	35,364
Allowance for loan losses	-781	-997
Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	157,516	133,620
Allowance for loan losses	-300	-492
Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	44,300	25,458
Allowance for loan losses	-318	-217
Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,496	16,232
Allowance for loan losses	-209	-260
Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	10,284	8,650
Allowance for loan losses	-109	-146
Real Estate Loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	354,710	288,501
Real Estate Loans [Member] | One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	117,739	94,059
Real Estate Loans [Member] | Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	35,155	35,364
Real Estate Loans [Member] | Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	157,516	133,620
Real Estate Loans [Member] | Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	44,300	25,458
Consumer Loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	23,780	24,882
Consumer Loans [Member] | Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,496	16,232
Consumer Loans [Member] | Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	10,284	8,650
Commercial business loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	$13,668	$14,193

Loans_Allowance_for_loan_losse

Loans, Allowance for loan losses (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	$709	$1,018
Allowance for loan losses, ending balance: collectively evaluated for impairment	3,468	3,230
Allowance for loan losses, ending balance	4,177	4,248
Loans receivables, ending balance: individually evaluated for impairment	11,311	11,993
Loans receivable, ending balance: collectively evaluated for impairment	380,847	315,583
Loans receivable, ending balance	392,158	327,576
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	4,248	4,455
Charge-offs	-1,584	-5,031
Recoveries	163	299
Provision	1,350	4,525
Ending Allowance	4,177	4,248
One-to four- family [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	356	392
Allowance for loan losses, ending balance: collectively evaluated for impairment	1,559	1,025
Allowance for loan losses, ending balance	1,915	1,417
Loans receivables, ending balance: individually evaluated for impairment	4,608	6,016
Loans receivable, ending balance: collectively evaluated for impairment	113,131	88,043
Loans receivable, ending balance	117,739	94,059
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	1,417	1,117
Charge-offs	-560	-2,740
Recoveries	0	4
Provision	1,058	3,036
Ending Allowance	1,915	1,417
Home equity [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	150	247
Allowance for loan losses, ending balance: collectively evaluated for impairment	631	750
Allowance for loan losses, ending balance	781	997
Loans receivables, ending balance: individually evaluated for impairment	1,597	1,731
Loans receivable, ending balance: collectively evaluated for impairment	33,558	33,633
Loans receivable, ending balance	35,155	35,364
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	997	1,426
Charge-offs	-593	-1,084
Recoveries	19	158
Provision	358	497
Ending Allowance	781	997
Commercial and multifamily [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	1	70
Allowance for loan losses, ending balance: collectively evaluated for impairment	299	422
Allowance for loan losses, ending balance	300	492
Loans receivables, ending balance: individually evaluated for impairment	3,716	2,127
Loans receivable, ending balance: collectively evaluated for impairment	153,800	131,493
Loans receivable, ending balance	157,516	133,620
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	492	969
Charge-offs	-194	-503
Recoveries	32	83
Provision	-30	-57
Ending Allowance	300	492
Construction and land [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	28	25
Allowance for loan losses, ending balance: collectively evaluated for impairment	290	192
Allowance for loan losses, ending balance	318	217
Loans receivables, ending balance: individually evaluated for impairment	209	571
Loans receivable, ending balance: collectively evaluated for impairment	44,091	24,887
Loans receivable, ending balance	44,300	25,458
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	217	105
Charge-offs	-7	-222
Recoveries	0	0
Provision	108	334
Ending Allowance	318	217
Manufactured homes [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	116	117
Allowance for loan losses, ending balance: collectively evaluated for impairment	93	143
Allowance for loan losses, ending balance	209	260
Loans receivables, ending balance: individually evaluated for impairment	646	654
Loans receivable, ending balance: collectively evaluated for impairment	12,850	15,578
Loans receivable, ending balance	13,496	16,232
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	260	290
Charge-offs	-143	-152
Recoveries	3	11
Provision	89	111
Ending Allowance	209	260
Other consumer [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	3	22
Allowance for loan losses, ending balance: collectively evaluated for impairment	106	124
Allowance for loan losses, ending balance	109	146
Loans receivables, ending balance: individually evaluated for impairment	32	55
Loans receivable, ending balance: collectively evaluated for impairment	10,252	8,595
Loans receivable, ending balance	10,284	8,650
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	146	213
Charge-offs	-41	-286
Recoveries	31	33
Provision	-27	186
Ending Allowance	109	146
Commercial business [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	55	145
Allowance for loan losses, ending balance: collectively evaluated for impairment	47	73
Allowance for loan losses, ending balance	102	218
Loans receivables, ending balance: individually evaluated for impairment	503	839
Loans receivable, ending balance: collectively evaluated for impairment	13,165	13,354
Loans receivable, ending balance	13,668	14,193
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	218	254
Charge-offs	-46	-44
Recoveries	78	10
Provision	-148	-2
Ending Allowance	102	218
Unallocated [Member]	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	0	0
Allowance for loan losses, ending balance: collectively evaluated for impairment	443	501
Allowance for loan losses, ending balance	443	501
Loans receivables, ending balance: individually evaluated for impairment	0	0
Loans receivable, ending balance: collectively evaluated for impairment	0	0
Loans receivable, ending balance	0	0
Allowance for loan losses [Roll Forward]	'	'
Beginning Allowance	501	81
Charge-offs	0	0
Recoveries	0	0
Provision	-58	420
Ending Allowance	$443	$501

Loans_Credit_Quality_Details

Loans, Credit Quality (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Recorded Investment [Line Items]	'	'
Total loans	$392,158	$327,576
One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	117,739	94,059
Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	35,155	35,364
Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	157,516	133,620
Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	44,300	25,458
Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,496	16,232
Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	10,284	8,650
Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,668	14,193
Internally Assigned Grade [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	392,158	327,576
Internally Assigned Grade [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	117,739	94,059
Internally Assigned Grade [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	35,155	35,364
Internally Assigned Grade [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	157,516	133,620
Internally Assigned Grade [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	44,300	25,458
Internally Assigned Grade [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,496	16,232
Internally Assigned Grade [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	10,284	8,650
Internally Assigned Grade [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,668	14,193
Internally Assigned Grade [Member] | Pass [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	366,480	304,539
Internally Assigned Grade [Member] | Pass [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	106,044	82,960
Internally Assigned Grade [Member] | Pass [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	30,940	30,927
Internally Assigned Grade [Member] | Pass [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	151,461	130,721
Internally Assigned Grade [Member] | Pass [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	43,436	24,641
Internally Assigned Grade [Member] | Pass [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	11,966	14,898
Internally Assigned Grade [Member] | Pass [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,812	8,102
Internally Assigned Grade [Member] | Pass [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	12,821	12,290
Internally Assigned Grade [Member] | Watch [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	19,322	15,563
Internally Assigned Grade [Member] | Watch [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,854	8,279
Internally Assigned Grade [Member] | Watch [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,340	3,064
Internally Assigned Grade [Member] | Watch [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,100	954
Internally Assigned Grade [Member] | Watch [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	761	347
Internally Assigned Grade [Member] | Watch [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,454	1,312
Internally Assigned Grade [Member] | Watch [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	448	520
Internally Assigned Grade [Member] | Watch [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	365	1,087
Internally Assigned Grade [Member] | Special Mention [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	2,761	1,584
Internally Assigned Grade [Member] | Special Mention [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	46	490
Internally Assigned Grade [Member] | Special Mention [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	98	499
Internally Assigned Grade [Member] | Special Mention [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	2,135	595
Internally Assigned Grade [Member] | Special Mention [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Special Mention [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	482	0
Internally Assigned Grade [Member] | Substandard [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,595	5,890
Internally Assigned Grade [Member] | Substandard [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,795	2,329
Internally Assigned Grade [Member] | Substandard [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	777	874
Internally Assigned Grade [Member] | Substandard [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	820	1,350
Internally Assigned Grade [Member] | Substandard [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	103	471
Internally Assigned Grade [Member] | Substandard [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	76	23
Internally Assigned Grade [Member] | Substandard [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	24	28
Internally Assigned Grade [Member] | Substandard [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	815
Internally Assigned Grade [Member] | Doubtful [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Doubtful [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] | Loss [Member] | Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	$0	$0

Loans_Nonaccrual_and_past_due_

Loans, Nonaccrual and past due loans (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Contract	Contract
	Loan
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	$558,000	$3,003,000
30 to 59 days past due	2,718,000	3,821,000
60 to 89 days past due	845,000	940,000
Greater than 90 days past due	526,000	1,720,000
Recorded Investment > 90 Days and Accruing	321,000	81,000
Total past due	4,410,000	6,562,000
Current	387,748,000	321,014,000
Total Loans	392,158,000	327,576,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	392,158,000	327,576,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	3,245,000	6,606,000
With related allowance recorded	8,066,000	5,387,000
Total investments	11,311,000	11,993,000
With no related allowance unpaid principal balance	3,485,000	7,247,000
With related allowance unpaid principal balance	8,086,000	5,582,000
Total unpaid principal balance	11,571,000	12,829,000
Related allowance	709,000	1,018,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	11,489,000	14,106,000
Interest income recognized	535,000	524,000
Impaired loans, interest income forgone	60,000	269,000
Commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired	0	0
Trouble debt restructuring, recorded investment	6,400,000	7,700,000
Restructured loans by modification [Abstract]	'	'
Number of contracts	7	9
Rate modifications	0	0
Term modifications	0	0
Payment modifications	0	0
Combination modifications	1,573,000	1,775,000
Total modifications	1,573,000	1,775,000
TDR modifications, subsequent default	99,000	1,570,000
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'
Number of days past due to be considered in default	'31 days	'
Number of days past due to be considered nonaccrual status	'90 days	'
Number of mortgages over 90 days past due and considered nonaccrual status	0	'
Annual adjustable rate over rolling cost of funds (in hundredths)	1.00%	'
Discount on market loan rate for consumer loans to employees and officers (in hundredths)	1.00%	'
Director and Officer Loans [Roll Forward]	'	'
Balance, beginning of period	5,492,000	5,376,000
Advances	583,000	417,000
New / (retired) loans, net	-275,000	0
Repayments	-586,000	-301,000
Balance, end of period	5,214,000	5,492,000
Secured real estate loans that have loan-to-value ratios above 100%	11,500,000	1,100,000
One-to four- family [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	401,000	1,013,000
30 to 59 days past due	1,460,000	2,238,000
60 to 89 days past due	537,000	572,000
Greater than 90 days past due	401,000	836,000
Recorded Investment > 90 Days and Accruing	321,000	81,000
Total past due	2,719,000	3,727,000
Current	115,020,000	90,332,000
Total Loans	117,739,000	94,059,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	117,739,000	94,059,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	533,000	2,521,000
With related allowance recorded	4,075,000	3,495,000
Total investments	4,608,000	6,016,000
With no related allowance unpaid principal balance	723,000	2,826,000
With related allowance unpaid principal balance	4,086,000	3,651,000
Total unpaid principal balance	4,809,000	6,477,000
Related allowance	356,000	392,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	5,324,000	7,451,000
Interest income recognized	214,000	266,000
Restructured loans by modification [Abstract]	'	'
Number of contracts	3	3
Rate modifications	0	0
Term modifications	0	0
Payment modifications	0	0
Combination modifications	869,000	673,000
Total modifications	869,000	673,000
TDR modifications, subsequent default	0	673,000
Home equity [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	124,000	332,000
30 to 59 days past due	618,000	886,000
60 to 89 days past due	214,000	364,000
Greater than 90 days past due	124,000	332,000
Recorded Investment > 90 Days and Accruing	0	0
Total past due	956,000	1,582,000
Current	34,199,000	33,782,000
Total Loans	35,155,000	35,364,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	35,155,000	35,364,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	245,000	949,000
With related allowance recorded	1,352,000	782,000
Total investments	1,597,000	1,731,000
With no related allowance unpaid principal balance	294,000	1,132,000
With related allowance unpaid principal balance	1,362,000	782,000
Total unpaid principal balance	1,656,000	1,914,000
Related allowance	150,000	247,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	1,755,000	1,909,000
Interest income recognized	70,000	74,000
Restructured loans by modification [Abstract]	'	'
Number of contracts	2	1
Rate modifications	0	0
Term modifications	0	0
Payment modifications	0	0
Combination modifications	122,000	116,000
Total modifications	122,000	116,000
TDR modifications, subsequent default	99,000	116,000
Commercial and multifamily [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	0	1,106,000
30 to 59 days past due	377,000	0
60 to 89 days past due	0	0
Greater than 90 days past due	0	0
Recorded Investment > 90 Days and Accruing	0	0
Total past due	377,000	0
Current	157,139,000	133,620,000
Total Loans	157,516,000	133,620,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	157,516,000	133,620,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	1,995,000	1,883,000
With related allowance recorded	1,721,000	244,000
Total investments	3,716,000	2,127,000
With no related allowance unpaid principal balance	1,995,000	1,883,000
With related allowance unpaid principal balance	1,721,000	244,000
Total unpaid principal balance	3,716,000	2,127,000
Related allowance	1,000	70,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	2,625,000	2,188,000
Interest income recognized	162,000	90,000
Restructured loans by modification [Abstract]	'	'
Number of contracts	2	2
Rate modifications	0	0
Term modifications	0	0
Payment modifications	0	0
Combination modifications	582,000	422,000
Total modifications	582,000	422,000
TDR modifications, subsequent default	0	241,000
Construction and land [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	0	471,000
30 to 59 days past due	0	243,000
60 to 89 days past due	0	0
Greater than 90 days past due	0	471,000
Recorded Investment > 90 Days and Accruing	0	0
Total past due	0	714,000
Current	44,300,000	24,744,000
Total Loans	44,300,000	25,458,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	44,300,000	25,458,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	21,000	495,000
With related allowance recorded	188,000	76,000
Total investments	209,000	571,000
With no related allowance unpaid principal balance	21,000	608,000
With related allowance unpaid principal balance	187,000	76,000
Total unpaid principal balance	208,000	684,000
Related allowance	28,000	25,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	472,000	711,000
Interest income recognized	12,000	23,000
Manufactured homes [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	32,000	0
30 to 59 days past due	146,000	326,000
60 to 89 days past due	94,000	2,000
Greater than 90 days past due	0	0
Recorded Investment > 90 Days and Accruing	0	0
Total past due	240,000	328,000
Current	13,256,000	15,904,000
Total Loans	13,496,000	16,232,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	13,496,000	16,232,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	98,000	67,000
With related allowance recorded	549,000	587,000
Total investments	647,000	654,000
With no related allowance unpaid principal balance	98,000	67,000
With related allowance unpaid principal balance	549,000	587,000
Total unpaid principal balance	647,000	654,000
Related allowance	116,000	117,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	646,000	740,000
Interest income recognized	47,000	48,000
Other consumer [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	1,000	1,000
30 to 59 days past due	8,000	65,000
60 to 89 days past due	0	2,000
Greater than 90 days past due	1,000	1,000
Recorded Investment > 90 Days and Accruing	0	0
Total past due	9,000	68,000
Current	10,275,000	8,582,000
Total Loans	10,284,000	8,650,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	10,284,000	8,650,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	17,000	9,000
With related allowance recorded	15,000	46,000
Total investments	32,000	55,000
With no related allowance unpaid principal balance	17,000	49,000
With related allowance unpaid principal balance	15,000	46,000
Total unpaid principal balance	32,000	95,000
Related allowance	3,000	22,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	48,000	104,000
Interest income recognized	4,000	5,000
Commercial business [Member]	'	'
Past due and nonaccrual [Line Items]	'	'
Nonaccrual loans	0	80,000
30 to 59 days past due	109,000	63,000
60 to 89 days past due	0	0
Greater than 90 days past due	0	80,000
Recorded Investment > 90 Days and Accruing	0	0
Total past due	109,000	143,000
Current	13,559,000	14,050,000
Total Loans	13,668,000	14,193,000
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	13,668,000	14,193,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
With no related allowance recorded	336,000	682,000
With related allowance recorded	166,000	157,000
Total investments	502,000	839,000
With no related allowance unpaid principal balance	337,000	682,000
With related allowance unpaid principal balance	166,000	196,000
Total unpaid principal balance	503,000	878,000
Related allowance	55,000	145,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	619,000	1,003,000
Interest income recognized	26,000	18,000
Restructured loans by modification [Abstract]	'	'
Number of contracts	'	3
Rate modifications	'	0
Term modifications	'	0
Payment modifications	'	0
Combination modifications	'	564,000
Total modifications	'	564,000
TDR modifications, subsequent default	0	540,000
Commercial real estate [Member]	'	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'
Number of mortgages over 90 days past due and considered nonaccrual status	'	1
Performing [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	390,237,000	323,664,000
Performing [Member] | One-to four- family [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	116,967,000	92,916,000
Performing [Member] | Home equity [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	34,933,000	34,647,000
Performing [Member] | Commercial and multifamily [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	156,696,000	132,273,000
Performing [Member] | Construction and land [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	44,300,000	24,987,000
Performing [Member] | Manufactured homes [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	13,390,000	16,203,000
Performing [Member] | Other consumer [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	10,283,000	8,642,000
Performing [Member] | Commercial business [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	13,668,000	13,996,000
Nonperforming [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	1,921,000	3,912,000
Nonperforming [Member] | One-to four- family [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	772,000	1,143,000
Nonperforming [Member] | Home equity [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	222,000	717,000
Nonperforming [Member] | Commercial and multifamily [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	820,000	1,347,000
Nonperforming [Member] | Construction and land [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	0	471,000
Nonperforming [Member] | Manufactured homes [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	106,000	29,000
Nonperforming [Member] | Other consumer [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	1,000	8,000
Nonperforming [Member] | Commercial business [Member]	'	'
Credit Risk Profile by Type of Loan [Abstract]	'	'
Total loans	0	197,000
With a related allowance recorded [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	709,000	1,018,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	7,053,000	7,392,000
Interest income recognized	410,000	244,000
With a related allowance recorded [Member] | One-to four- family [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	356,000	392,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	4,111,000	4,902,000
Interest income recognized	181,000	142,000
With a related allowance recorded [Member] | Home equity [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	150,000	247,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	1,223,000	1,117,000
Interest income recognized	62,000	35,000
With a related allowance recorded [Member] | Commercial and multifamily [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	1,000	70,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	788,000	290,000
Interest income recognized	105,000	9,000
With a related allowance recorded [Member] | Construction and land [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	28,000	25,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	139,000	119,000
Interest income recognized	11,000	4,000
With a related allowance recorded [Member] | Manufactured homes [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	116,000	117,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	567,000	670,000
Interest income recognized	40,000	43,000
With a related allowance recorded [Member] | Other consumer [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	3,000	22,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	35,000	91,000
Interest income recognized	2,000	3,000
With a related allowance recorded [Member] | Commercial business [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	55,000	145,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	190,000	203,000
Interest income recognized	9,000	8,000
With no related allowance recorded [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	4,436,000	6,714,000
Interest income recognized	125,000	280,000
With no related allowance recorded [Member] | One-to four- family [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	1,213,000	2,549,000
Interest income recognized	33,000	124,000
With no related allowance recorded [Member] | Home equity [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	531,000	792,000
Interest income recognized	8,000	39,000
With no related allowance recorded [Member] | Commercial and multifamily [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	1,837,000	1,898,000
Interest income recognized	57,000	81,000
With no related allowance recorded [Member] | Construction and land [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	333,000	592,000
Interest income recognized	1,000	19,000
With no related allowance recorded [Member] | Manufactured homes [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	80,000	70,000
Interest income recognized	7,000	5,000
With no related allowance recorded [Member] | Other consumer [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	13,000	13,000
Interest income recognized	2,000	2,000
With no related allowance recorded [Member] | Commercial business [Member]	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'
Related allowance	0	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'
Average recorded investment	429,000	800,000
Interest income recognized	$17,000	$10,000

Mortgage_Servicing_Rights_Deta

Mortgage Servicing Rights (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
Mortgage Servicing Rights [Abstract]	'		'
Unpaid principal balances of loans serviced for FNMA	$359,200,000		$365,700,000
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'
Beginning balance, at fair value	2,306,000		'
Servicing rights that result from transfers of financial assets	-787,000		-880,000
Changes in fair value [Abstract]	'		'
Ending balance, at fair value	2,984,000		2,306,000
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'
Mortgage servicing income	457,000		550,000
Mortgage Servicing Assets [Member]	'		'
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'
Beginning balance, at fair value	2,306,000		2,437,000
Servicing rights that result from transfers of financial assets	787,000		880,000
Changes in fair value [Abstract]	'		'
Due to changes in model inputs or assumptions	900,000	[1]	53,000	[1]
Other	-1,009,000	[2]	-1,064,000	[2]
Ending balance, at fair value	$2,984,000		$2,306,000
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'
Prepayment speed (PSA) (in hundredths)	208.00%		357.00%
Weighted-average life (years)	'6 years 3 months 18 days		'4 years 1 month 6 days
Yield to maturity discount rate (in hundredths)	10.00%		10.00%
[1]	Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
[2]	Represents changes due to collection or realization of expected cash flows over time.

Premises_and_Equipment_Details

Premises and Equipment (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Premises and Equipment [Line Items]	'	'
Premises and equipment, gross	$3,961,000	$4,720,000
Accumulated depreciation and amortization	-1,823,000	-2,464,000
Premises and equipment, net	2,138,000	2,256,000
Depreciation expense	461,000	394,000
Minimum Rental Payments Under Non-Cancelable Operating Leases [Abstract]	'	'
2014	764,000	'
2015	722,000	'
2016	677,000	'
2017	369,000	'
2018	76,000	'
Thereafter	806,000	'
Total	3,414,000	'
Rental expense	847,000	780,000
Leasehold improvements [Member]	'	'
Premises and Equipment [Line Items]	'	'
Premises and equipment, gross	2,583,000	2,874,000
Furniture and equipment [Member]	'	'
Premises and Equipment [Line Items]	'	'
Premises and equipment, gross	$1,378,000	$1,846,000

Other_Real_Estate_Owned_and_Re2

Other Real Estate Owned and Repossessed Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate [Roll Forward]	'	'
Beginning balance	$2,503	$2,821
Additions to OREO and repossessed assets	1,858	2,597
Capitalized improvements	33	418
Pay downs/Sales	-2,474	-3,019
Write-downs/Losses	-742	-314
Ending balance	$1,178	$2,503

Deposits_Details

Deposits (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
Summary of Deposit Accounts with the Corresponding Weighted Average Cost of Funds [Abstract]	'		'
Noninterest demand	$31,877,000		$31,427,000
NOW and other interest-bearing demand	70,639,000		28,540,000
Savings	26,509,000		27,174,000
Money market	59,069,000		86,149,000
Certificates of deposit	157,528,000		134,986,000
Escrow	2,717,000	[1]	3,807,000	[1]
Total deposits	348,339,000		312,083,000
Weighted Average Interest Rate [Abstract]	'		'
Noninterest demand Wtd Avg Rate (in hundredths)	0.00%		0.00%
NOW and other interest-bearing demand Wtd Avg Rate (in hundredths)	0.37%		0.10%
Savings Wtd Avg Rate (in hundredths)	0.14%		0.08%
Money market Wtd Avg Rate (in hundredths)	0.30%		0.32%
Certificates of deposit Wtd Avg Rate (in hundredths)	1.13%		1.33%
Escrow Wtd Avg Rate (in hundredths)	0.00%	[1]	0.00%	[1]
Total Wtd Avg Rate (in hundredths)	0.64%		0.69%
Stated Maturities of Time Deposits [Abstract]	'		'
2014	85,946,000		'
2015	50,132,000		'
2016	7,839,000		'
2017	10,812,000		'
Thereafter	2,799,000		'
Total time deposits	157,528,000		'
Contractual Maturities [Abstract]	'		'
Maximum time to maturity of certificate accounts	'5 years		'
Contractual Maturities of Time Deposits in denominations of $100,000 or More [Abstract]	'		'
Time deposits in denominations of $100,000 or more	102,300,000		82,500,000
Maximum federal insurability of time deposits	250,000		'
Brokered deposits	4,300,000		1,300,000
Related party deposits	$7,200,000		$7,300,000
[1]	Escrow balances shown in noninterest-bearing deposits on the consolidated balance sheets

Borrowings_Details

Borrowings (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Contractual principal repayments [Abstract]	'	'
2014	$41,643,000	'
2015	643,000	'
2016	643,000	'
2017	292,000	'
Total payments of long-term debt	43,221,000	'
Weighted average interest rate (Abstract]	'	'
2014 (in hundredths)	0.53%	'
2015 (in hundredths)	2.47%	'
2016 (in hundredths)	2.47%	'
2017 (in hundredths)	2.47%	'
Total (in hundredths)	0.60%	'
Pacific Coast Banker's Bank [Member]	'	'
Short-term Debt [Line Items]	'	'
Amount available to borrow under loan agreement	2,000,000	'
Outstanding borrowings	0	0
Weighted average interest rate (Abstract]	'	'
Term period	'2 years	'
Maturity date	30-Jun-14	'
Zions Bank [Member]	'	'
Short-term Debt [Line Items]	'	'
Outstanding borrowings	0	'
Weighted average interest rate (Abstract]	'	'
Line of credit, maximum borrowing capacity	9,000,000	'
Line of credit facility cash balance	250,000	'
Federal Home Loan Bank advances [Member]	'	'
Weighted average interest rate (Abstract]	'	'
Maximum balance	63,489,000	21,864,000
Average balances	33,697,000	8,901,000
Weighted average interest rate (in hundredths)	0.53%	2.02%
Federal Reserve Bank advances [Member]	'	'
Short-term Debt [Line Items]	'	'
Outstanding borrowings	0	0
Weighted average interest rate (Abstract]	'	'
Unused borrowing capacity	19,200,000	11,800,000
Maximum balance	0	0
Average balances	0	0
Line of Credit [Member] | FHLB of Seattle [Member]	'	'
Short-term Debt [Line Items]	'	'
Maximum borrowing capacity, percentage of assets (in hundredths)	35.00%	'
Maximum borrowing capacity under loan agreement	154,900,000	'
Amount available to borrow under loan agreement	116,800,000	90,700,000
Outstanding borrowings	43,200,000	21,900,000
Letters of credit to secured deposits	36,500,000	31,500,000
Line of credit, amount available	$37,100,000	$37,300,000

Fair_Value_Measurements_Fair_V

Fair Value Measurements, Fair Value Hierarchy (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
FINANCIAL ASSETS [Abstract]	'	'
Mortgage servicing rights	$2,984	$2,306
Level 1 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	15,334	12,727
Available for sale securities	0	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	1,366	1,280
Bank owned life insurance, net	0	0
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Level 2 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	13,002	20,127
Loans held for sale	130	1,725
Loans, net	0	0
Accrued interest receivable	0	0
Bank owned life insurance, net	11,068	7,220
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	190,811	177,097
Time deposits	158,652	134,007
Borrowings	43,118	21,708
Accrued interest payable	82	83
Level 3 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	2,419	2,773
Loans held for sale	0	0
Loans, net	385,685	327,078
Accrued interest receivable	0	0
Bank owned life insurance, net	0	0
Mortgage servicing rights	2,984	2,306
FHLB Stock	2,314	2,401
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Carrying Value [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	15,334	12,727
Available for sale securities	15,421	22,900
Loans held for sale	130	1,725
Loans, net	386,749	322,496
Accrued interest receivable	1,366	1,280
Bank owned life insurance, net	11,068	7,220
Mortgage servicing rights	2,984	2,306
FHLB Stock	2,314	2,401
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	190,811	177,097
Time deposits	157,528	134,986
Borrowings	43,221	21,864
Accrued interest payable	82	83
Fair Value [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	15,334	12,727
Available for sale securities	15,421	22,900
Loans held for sale	130	1,725
Loans, net	385,685	327,078
Accrued interest receivable	1,366	1,280
Bank owned life insurance, net	11,068	7,220
Mortgage servicing rights	2,984	2,306
FHLB Stock	2,314	2,401
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	190,811	177,097
Time deposits	158,652	134,007
Borrowings	43,118	21,708
Accrued interest payable	$82	$83

Fair_Value_Measurements_Recurr

Fair Value Measurements, Recurring and Nonrecurring (Details) (USD $)

12 Months Ended

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Municipal bonds

'

$1,931,000

'

$0

'

$1,931,000

'

$0

'

'

'

'

'

'

'

'

'

Agency mortgage-backed securities

'

11,071,000

20,127,000

0

0

11,071,000

20,127,000

0

0

'

'

'

'

'

'

'

'

Non-agency mortgage-backed securities

'

2,419,000

2,773,000

0

0

0

0

2,419,000

2,773,000

'

'

'

'

'

'

'

'

Mortgage servicing rights

'

2,984,000

2,306,000

0

0

0

0

2,984,000

2,306,000

'

'

'

'

'

'

'

'

OREO and repossessed assets

'

'

'

'

'

'

'

'

'

1,178,000

2,503,000

0

0

0

0

1,178,000

2,503,000

Impaired loans

'

'

'

'

'

'

'

'

'

11,311,000

11,993,000

0

0

0

0

11,311,000

11,993,000

Liabilities carried at fair value

'

0

0

'

'

'

'

'

'

0

0

'

'

'

'

'

'

Asset transfers from Level 1 to Level 2

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Asset transfers from Level 2 into Level 3

$0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair_Value_Measurements_Quanti

Fair Value Measurements, Quantitative Information (Details)

12 Months Ended

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Non-agency mortgage-backed securities [Member]

Non-agency mortgage-backed securities [Member]

Non-agency mortgage-backed securities [Member]

OREO [Member]

OREO [Member]

OREO [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Minimum [Member]

Maximum [Member]

Weighted Average [Member]

Discounted Cash Flow [Member]

Discounted Cash Flow [Member]

Discounted Cash Flow [Member]

Discounted Cash Flow [Member]

Discounted Cash Flow [Member]

Discounted Cash Flow [Member]

Market Approach Valuation Technique [Member]

Market Approach Valuation Technique [Member]

Market Approach Valuation Technique [Member]

Market Approach Valuation Technique [Member]

Market Approach Valuation Technique [Member]

Market Approach Valuation Technique [Member]

Fair Value Inputs, Assets, Quantitative Information [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

Prepayment speed assumption (in hundredths)

106.00%

550.00%

208.00%

'

'

'

'

'

'

'

'

'

Discount rate (in hundredths)

8.00%

12.00%

10.00%

7.00%

9.00%

8.00%

'

'

'

'

'

'

Adjusted for difference between comparable sales (in hundredths)

'

'

'

'

'

'

0.00%

44.00%

12.00%

0.00%

100.00%

7.00%

Fair_Value_Measurements_Level_

Fair Value Measurements, Level 3 Unobservable Inputs (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) [Roll Forward]	'	'
Beginning balance, at fair value	$2,773	$2,933
OTTI impairment losses	-30	-164
Sales and principal payments	-555	-501
Change in unrealized loss	231	505
Ending balance, at fair value	$2,419	$2,773

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Earnings Per Common Share [Abstract]	'		'
Net income	$3,940		$2,640
Less net income attributable to participating securities	23	[1]	25	[1]
Net income available to common shareholders	$3,917		$2,615
Weighted average number of shares outstanding, basic (in shares)	2,570,671		2,586,159
Effect of potentially dilutive common shares (in shares)	55,000	[2]	33,000	[2]
Weighted average number of shares outstanding, diluted (in shares)	2,625,696		2,619,131
Earnings per share, basic (in dollars per share)	$1.52		$1.01
Earnings per share, diluted (in dollars per share)	$1.49		$1
Weighted average outstanding securities not included in computation of diluted earnings per common share (in shares)	0		27,000
[1]	Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
[2]	Represents the effect of the assumed exercise of warrants, assumed exercise of stock options, vesting of non-participating restricted shares, and vesting of restricted stock units, based on the treasury stock method.

Employee_Benefits_Details

Employee Benefits (Details) (USD $)

12 Months Ended

12 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2008

Dec. 31, 2013

Aug. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Employee Stock Ownership Plan [Member]

Stock Options [Member]

Stock Options [Member]

Non-Vested Restricted Stock Awards [Member]

Restricted Stock and Restricted Stock Units [Member]

2008 Plan [Member]

2008 Plan [Member]

2013 Plan [Member]

2013 Plan [Member]

SERP [Member]

SERP [Member]

ESOP borrowing 2008 [Member]

ESOP borrowing 2008 [Member]

ESOP borrowing 2012 [Member]

ESOP borrowing 2012 [Member]

Stock Options and Stock Appreciation Rights [Member]

Restricted Stock and Restricted Stock Units [Member]

Stock Options and Stock Appreciation Rights [Member]

Restricted Stock and Restricted Stock Units [Member]

Defined Contribution Pension and Other Postretirement Plans Disclosure [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Employer contribution amount

$137,000

$19,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Deferred Compensation [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Age of employee when benefit becomes payable

'65

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Deferred compensation liability

108,000

108,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Employer discretionary contribution

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Defined Benefit Plan Disclosure [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Accrued defined pension plan liability

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

734,000

571,000

Compensation expense (reduction) related to the SERP

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

190,000

168,000

Stock-based Compensation [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Shares authorized (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

126,287

50,514

141,750

56,700

'

'

Share-based compensation

168,000

163,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Annual vesting (in hundredths)

'

'

'

'

'

'

'

'

20.00%

'

20.00%

'

'

'

'

'

'

'

Award vesting period

'

'

'

'

'

'

'

'

'

'

'5 years

'

'

'

'

'

'

'

Vesting term from grant date

'

'

'

'

'

'

'

'

'1 year

'

'1 year

'

'

'

'

'

'

'

Term of awards

'10 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Options, Outstanding [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding at the beginning of the year (in shares)

'

'

'

'

'

'

'

'

115,936

'

'

'

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

'

'

'

'

0

'

'

'

'

'

'

'

'

'

Exercised (in shares)

'

'

'

'

'

'

'

'

0

'

'

'

'

'

'

'

'

'

Forfeited (in shares)

'

'

'

'

'

'

'

'

-8,480

'

'

'

'

'

'

'

'

'

Expired (in shares)

'

'

'

'

'

'

'

'

0

'

'

'

'

'

'

'

'

'

Outstanding at the end of the year (in shares)

'

'

'

'

'

'

'

'

107,456

115,936

'

'

'

'

'

'

'

'

Options, Outstanding, Weighted Average Exercise Price [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding at the beginning of the year (in dollars per share)

'

'

'

'

'

'

'

'

$8.93

'

'

'

'

'

'

'

'

'

Forfeited (in dollars per share)

'

'

'

'

'

'

'

'

$9.07

'

'

'

'

'

'

'

'

'

Outstanding at the end of the period (in dollars per share)

'

'

'

'

'

'

'

'

$8.92

$8.93

'

'

'

'

'

'

'

'

Options, Additional Disclosures [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Exercisable (in shares)

'

'

'

'

'

'

'

'

70,115

'

'

'

'

'

'

'

'

'

Exercisable, Weighted-Average Exercise Price (in dollars per share)

'

'

'

'

'

'

'

'

$9.02

'

'

'

'

'

'

'

'

'

Outstanding, Weighted-Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'5 years 1 month 2 days

'5 years 9 months 11 days

'

'

'

'

'

'

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in shares)

'

'

'

'

'

'

'

'

107,456

'

'

'

'

'

'

'

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in dollars per share)

'

'

'

'

'

'

'

'

$8.92

'

'

'

'

'

'

'

'

'

Outstanding, Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

857,499

924,010

'

'

'

'

'

'

'

'

Exercisable, Weighted Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'4 years 6 months 22 days

'

'

'

'

'

'

'

'

'

Exercisable Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

552,506

'

'

'

'

'

'

'

'

'

Expected to vest, Weighted-Average Remaining Contractual Term

'

'

'

'

'

'

'

'

'5 years 1 month 2 days

'

'

'

'

'

'

'

'

'

Expected to vest, assuming a 0% forfeiture rate over the vesting term Aggregate Intrinsic Value

'

'

'

'

'

'

'

'

857,499

'

'

'

'

'

'

'

'

'

Unrecognized compensation cost

'

'

'

'

'

'

'

'

54,000

'

57,000

'

'

'

'

'

'

'

Weighted-average vesting period

'

'

'

'

'

'

'

'

'3 years 1 month 6 days

'

'3 years 1 month 6 days

'

'

'

'

'

'

'

Restricted stock award vesting rights

'over a five-year period beginning at the grant date with 20% vesting on the anniversary date of each grant date.

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Share-based compensation arrangement, fair value assumptions and methodology [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Annual dividend yield (in hundredths)

0.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expected volatility (in hundredths)

28.97%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Risk-free interest rate (in hundredths)

1.46%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expected term

'7 years 6 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Weighted-average grant date fair value per option granted (in dollars per share)

$2.94

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested Restricted Stock Awards [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested at the beginning of the period (in shares)

'

'

'

'

'

'

'

'

'

'

24,747

14,525

'

'

'

'

'

'

Granted (in shares)

'

'

'

'

'

'

'

'

'

'

0

'

'

'

'

'

'

'

Vested (in shares)

'

'

'

'

'

'

'

'

'

'

-9,487

'

'

'

'

'

'

'

Forfeited (in shares)

'

'

'

'

'

'

'

'

'

'

-735

'

'

'

'

'

'

'

Expired (in shares)

'

'

'

'

'

'

'

'

'

'

0

'

'

'

'

'

'

'

Non-vested at the end of the period (in shares)

'

'

'

'

'

'

'

'

'

'

14,525

14,525

'

'

'

'

'

'

Nonvested Restricted Stock Awards, Weighted Average Grant Date Fair Value [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-vested at beginning of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$8.44

'

'

'

'

'

'

'

Vested (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$7.36

'

'

'

'

'

'

'

Forfeited (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$7.35

'

'

'

'

'

'

'

Non-vested at the end of the period (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$8.44

'

'

'

'

'

'

'

Nonvested Restricted Stock Awards, Additional Disclosures [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expected to vest assuming a 0% forfeiture rate over the vesting term (in shares)

'

'

'

'

'

'

'

'

'

'

14,525

'

'

'

'

'

'

'

Expected to vest assuming a 0% forfeiture rate over the vesting term, Weighted Average Grant Date Fair Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$8.44

'

'

'

'

'

'

'

Aggregate Intrinsic Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$16.90

'

'

'

'

'

'

'

Expected to vest, Aggregate Intrinsic Value (in dollars per share)

'

'

'

'

'

'

'

'

'

'

$16.90

'

'

'

'

'

'

'

Aggregate intrinsic value

'

'

'

'

'

'

'

'

'

'

245,000

'

'

'

'

'

'

'

Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount borrowed by ESOP to purchase common stock

'

'

'

'

'

1,200,000

'

1,100,000

'

'

'

'

'

'

'

'

'

'

Repayment terms

'

'

'10 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP loan interest rate loan to purchase company stock (in hundredths)

'

'

'

'

'

4.00%

'

2.25%

'

'

'

'

'

'

'

'

'

'

ESOP remaining loan balance from shares purchased

'

'

'

'

521,000

'

914,000

'

'

'

'

'

'

'

'

'

'

'

Committed to release (in shares)

21,443

'

21,443

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unallocated shares (in shares)

131,129

'

131,129

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of restricted shares hold by the trust (in shares)

'

'

224,198

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value of shares held by ESOP trust

'

'

3,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP compensation expense

'

'

$305,000

$216,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Income_Taxes_Details

Income Taxes (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Provision for income taxes [Abstract]	'	'
Current	$1,425	$1,069
Deferred	390	162
Total tax expense	1,815	1,231
Reconciliation of provision (benefit) for income taxes from U.S. federal income tax rate [Abstract]	'	'
Provision at statutory rate	1,957	1,316
Tax-exempt income	-136	-101
Other	-6	16
Total tax expense	1,815	1,231
Federal Tax Rate (in hundredths)	34.00%	34.00%
Tax exempt rate (in hundredths)	-2.40%	-2.60%
Other (in hundredths)	-0.10%	0.40%
Effective tax rate (in hundredths)	31.50%	31.80%
Deferred tax assets [Abstract]	'	'
Deferred compensation and supplemental retirement	321	255
Other, net	172	27
OREO Write downs	0	140
Unrealized loss on securities	139	256
Nonaccrual interest	0	5
Equity based compensation	43	66
Allowance for loan losses	281	408
Total deferred tax assets	956	1,157
Deferred tax liabilities [Abstract]	'	'
Prepaid expenses	-77	-55
FHLB stock dividends	-142	-142
Depreciation	-15	-13
Intangible assets	-1	-9
Deferred loan costs	-460	-170
Total deferred tax liabilities	-695	-389
Net deferred tax asset	261	768
Unrecognized tax benefits	0	0
Unrecognized tax benefits, income tax penalties and interest expense	$0	$0

Minimum_Regulatory_Capital_Req2

Minimum Regulatory Capital Requirements (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Actual [Abstract]	'		'
Tier I capital to total adjusted assets, actual amount	$43,582	[1]	$38,556	[2]
Tier I capital (to risk weighted assets), actual amount	43,582	[3]	38,556	[4]
Total capital (to risk weighted assets), actual amount	47,750	[3]	42,175	[4]
Ratio [Abstract]	'		'
Tier I capital (to total adjusted assets) actual ratio (in hundredths)	10.00%	[1]	10.12%	[2]
Tier I capital (to risk weighted assets) actual ratio (in hundredths)	13.02%	[3]	13.35%	[4]
Total capital (to risk weighted assets) actual ratio (in hundredths)	14.26%	[3]	14.60%	[4]
For Capital Adequacy Purposes [Abstract]	'		'
Tier I capital (to total adjusted assets) minimum capital required for capital adequacy purposes, amount	17,427	[1]	15,243	[2]
Tier I capital (to risk weighted assets) minimum required for capital adequacy purposes, amount	13,392	[3]	11,553	[4]
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, amount	26,783	[3]	23,106	[4]
For Capital Adequacy Purposes, Ratio [Abstract]	'		'
Tier I capital (to total adjusted assets) minimum required for capital adequacy purposes (to average assets) ratio (in hundredths)	4.00%	[1]	4.00%	[2]
Tier I capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths)	4.00%	[3]	4.00%	[4]
Total capital (to risk weighted assets) minimum required for capital adequacy purposes, ratio (in hundredths)	8.00%	[3]	8.00%	[4]
To be Well Capitalized Under Prompt Corrective Action Regulations [Abstract]	'		'
Tier I capital (to total adjusted assets) minimum capital required to be well capitalized und prompt corrective action regulations, amount	21,784	[1]	19,054	[2]
Tier I capital (to risk weighted assets) minimum required to be well capitalized under prompt corrective action regulations, amount	20,088	[3]	17,329	[4]
Total capital (to risk weighted assets) minimum required to be well capitalized under prompt corrective action regulations, amount	33,479	[3]	28,882	[4]
To be Well Capitalized Under Prompt Corrective Action Regulations, Ratio [Abstract]	'		'
Tier I capital (to total adjusted assets) minimum required to be well capitalized under prompt corrective action regulations (to average assets) ratio (in hundredths)	5.00%	[1]	5.00%	[2]
Tier I capital (to risk weighted assets) minimum required to be well capitalized under prompt corrective action requirements (in hundredths)	6.00%	[3]	6.00%	[4]
Total capital (to risk weighted assets) minimum required to be well capitalized under prompt corrective action regulations, ratio (in hundredths)	10.00%	[3]	10.00%	[4]
Total adjusted assets	435,686		381,083
Total risk-weighted assets	$334,793		$288,821
Allowance for loan and lease losses limited to risk weighted assets (in hundredths)	1.25%		1.25%
[1]	Based on total adjusted assets of $435,686 at December 31, 2013.
[2]	Based on total adjusted assets of $381,083 at December 31, 2012.
[3]	Based on risk-weighted assets of $334,793 at December 31, 2013.
[4]	Based on risk-weighted assets of $288,821 at December 31, 2012.

Concentrations_of_Credit_Risk_

Concentrations of Credit Risk (Details) (Loans to Borrowers [Member], Customer Concentration Risk [Member], Maximum [Member])	12 Months Ended
	Dec. 31, 2013
Loans to Borrowers [Member] | Customer Concentration Risk [Member] | Maximum [Member]	'
Concentration Risk [Line Items]	'
Loans to any borrower as a percent of equity, excluding accumulated other comprehensive loss (in hundredths)	15.00%

Commitments_and_Contingent_Lia2

Commitments and Contingent Liabilities (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Supply Commitment [Line Items]	'	'
Financial instruments whose contract amount represents a credit risk	$58,384,000	$49,570,000
Fixed rate loan commitments	1,900,000	5,100,000
Weighted average interest rate on fixed rate loan commitments (in hundredths)	4.10%	3.40%
Notional amount on letters of credit issued by FHLB of Seattle	36,500,000	'
Loan Repurchase Guarantee [Member]	'	'
Guarantor Obligations [Line Items]	'	'
Maximum amounts of guarantees on loans sold without recourse	359,200,000	365,700,000
Number of loans repurchased	2	3
Repurchase of loans sold without recourse	431,000	440,000
Commitments to Make Loans [Member]	'	'
Supply Commitment [Line Items]	'	'
Financial instruments whose contract amount represents a credit risk	1,915,000	5,075,000
Undisbursed Portion of Loans Closed [Member]	'	'
Supply Commitment [Line Items]	'	'
Financial instruments whose contract amount represents a credit risk	25,978,000	13,693,000
Unused Lines of Credit [Member]	'	'
Supply Commitment [Line Items]	'	'
Financial instruments whose contract amount represents a credit risk	29,978,000	30,224,000
Irrevocable Letters of Credit [Member]	'	'
Supply Commitment [Line Items]	'	'
Financial instruments whose contract amount represents a credit risk	$513,000	$578,000

Parent_Company_Financial_Infor2

Parent Company Financial Information, Balance sheets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Assets	'	'	'
Cash and cash equivalents	$15,334	$12,727	$17,031
Other assets	3,929	3,230	'
Total assets	442,611	381,044	'
Liabilities and Stockholders' Equity	'	'	'
Other liabilities	4,103	3,226	'
Total liabilities	396,107	337,587	'
Stockholders' equity	46,504	43,457	28,713
Total liabilities and stockholders' equity	442,611	381,044	'
Sound Financial Bancorp (Parent Only) [Member]	'	'	'
Assets	'	'	'
Cash and cash equivalents	1,502	4,091	344
Investment in Sound Community Bank	44,243	38,813	'
Other assets	1,072	273	'
Total assets	46,817	43,177	'
Liabilities and Stockholders' Equity	'	'	'
Other liabilities	313	-280	'
Total liabilities	313	-280	'
Stockholders' equity	46,504	43,457	'
Total liabilities and stockholders' equity	$46,817	$43,177	'

Parent_Company_Financial_Infor3

Parent Company Financial Information, Statements of Income (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Condensed Income Statements Captions [Line Items]	'	'
Interest income	$19,626	$18,175
Loss before income tax benefit and equity in undistributed net income of subsidiary	5,755	3,871
Income tax benefit	-1,815	-1,231
Net income	3,940	2,640
Sound Financial Bancorp (Parent Only) [Member]	'	'
Condensed Income Statements Captions [Line Items]	'	'
Interest income	52	0
Other expenses	-197	-188
Loss before income tax benefit and equity in undistributed net income of subsidiary	-145	-188
Income tax benefit	51	64
Equity in undistributed earnings of subsidiary	4,034	2,764
Net income	$3,940	$2,640

Parent_Company_Financial_Infor4

Parent Company Financial Information, Statements of Cash Flows (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:	'	'
Net income	$3,940	$2,640
Adjustments to reconcile net income to net cash from operating activities	'	'
(Increase) decrease in other assets	-1,206	530
Net cash provided (used) by operating activities	7,766	10,209
Cash flows from investing activities:	'	'
Net cash provided (used) by investing activities	-61,515	-51,775
Cash flows from financing activities:	'	'
Dividends paid	-388	0
Proceeds from stock offering	0	12,658
Common stock repurchased	-1,202	'
Net cash provided (used) by financing activities	56,356	37,262
Net increase (decrease) in cash and cash equivalents	2,607	-4,304
Cash and cash equivalents, beginning of year	12,727	17,031
Cash and cash equivalents, end of year	15,334	12,727
Sound Financial Bancorp (Parent Only) [Member]	'	'
Cash flows from operating activities:	'	'
Net income	3,940	2,640
Adjustments to reconcile net income to net cash from operating activities	'	'
(Increase) decrease in other assets	-799	71
(Increase) decrease in due from subsidiary	592	-492
Change in undistributed equity of subsidiary	-4,034	-2,764
Net cash provided (used) by operating activities	-301	-545
Cash flows from investing activities:	'	'
Net change in ESOP loan receivable	302	254
Net cash provided (used) by investing activities	302	254
Cash flows from financing activities:	'	'
Dividends paid	-388	0
Proceeds from stock offering	0	11,538
Capital Contribution	-1,000	-7,500
Common stock repurchased	-1,202	0
Net cash provided (used) by financing activities	-2,590	4,038
Net increase (decrease) in cash and cash equivalents	-2,589	3,747
Cash and cash equivalents, beginning of year	4,091	344
Cash and cash equivalents, end of year	$1,502	$4,091