Sound Financial Bancorp (SFBC) 10-Q14 May 142014 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2014	12-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Sound Financial Bancorp, Inc.	'
Entity Central Index Key	'0001541119	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	2,503,035
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS	'	'
Cash and cash equivalents	$14,614	$15,334
Available-for-sale securities, at fair value	14,730	15,421
Loans held for sale	1,436	130
Loans	394,870	390,926
Allowance for loan losses	-4,176	-4,177
Total Loans, net	390,694	386,749
Accrued interest receivable	1,378	1,366
Bank-owned life insurance ("BOLI"), net	11,148	11,068
Other real estate owned ("OREO") and repossessed assets, net	353	1,178
Mortgage servicing rights, at fair value	2,948	2,984
Federal Home Loan Bank (FHLB) stock, at cost	2,292	2,314
Premises and equipment, net	2,066	2,138
Other assets	3,926	3,929
Total assets	445,585	442,611
Deposits	'	'
Interest-bearing	325,940	313,745
Noninterest-bearing demand	37,407	34,594
Total deposits	363,347	348,339
Borrowings	28,060	43,221
Accrued interest payable	79	82
Other liabilities	6,581	4,103
Advance payments from borrowers for taxes and insurance	728	362
Total liabilities	398,795	396,107
COMMITMENTS AND CONTINGENCIES (NOTE 8)	'	'
STOCKHOLDERS' EQUITY	'	'
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,503,035 and 2,510,810 shares issued and outstanding as of March 31, 2014 and December 31, 2013, respectively	25	25
Additional paid-in capital	23,123	23,829
Unearned shares - Employee Stock Ownership Plan ("ESOP")	-1,369	-1,369
Retained earnings	25,149	24,288
Accumulated other comprehensive loss, net of tax	-138	-269
Total stockholders' equity	46,790	46,504
Total liabilities and stockholders' equity	$445,585	$442,611

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
STOCKHOLDERS' EQUITY	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, issued (in shares)	2,503,035	2,510,810
Common stock, outstanding (in shares)	2,503,035	2,510,810

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME	'	'
Loans, including fees	$5,168,000	$4,504,000
Interest and dividends on investments, cash and cash equivalents	34,000	132,000
Total interest income	5,202,000	4,636,000
INTEREST EXPENSE	'	'
Deposits	561,000	501,000
Borrowings	49,000	68,000
Total interest expense	610,000	569,000
Net interest income	4,592,000	4,067,000
PROVISION FOR LOAN LOSSES	200,000	250,000
Net interest income after provision for loan losses	4,392,000	3,817,000
NONINTEREST INCOME	'	'
Service charges and fee income	536,000	598,000
Earnings on cash surrender value of bank-owned life insurance	80,000	78,000
Mortgage servicing income	-47,000	127,000
Fair value adjustment on mortgage servicing rights	140,000	135,000
Other-than-temporary impairment losses on securities	0	-19,000
Net gain on sale of loans	76,000	447,000
Total noninterest income	785,000	1,366,000
NONINTEREST EXPENSE	'	'
Salaries and benefits	2,067,000	1,687,000
Operations	892,000	967,000
Regulatory assessments	60,000	100,000
Occupancy	286,000	299,000
Data processing	344,000	288,000
Net loss on OREO and repossessed assets	83,000	675,000
Total noninterest expense	3,732,000	4,016,000
Income before provision for income taxes	1,445,000	1,167,000
Provision for income taxes	458,000	370,000
Net income	$987,000	$797,000
Earnings per common share:	'	'
Basic (in dollars per share)	$0.39	$0.31
Diluted (in dollars per share)	$0.38	$0.30
Weighted average number of common shares outstanding:	'	'
Basic (in shares)	2,506,678	2,587,544
Diluted (in shares)	2,604,036	2,645,109

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'	'
Net income	$987	$797
Available for sale securities:	'	'
Unrealized gains arising during the period, net of taxes of $67 and $16, respectively	131	31
Reclassification adjustments for other-than-temporary impairment, net of taxes of $0, and $6, respectively	0	13
Other comprehensive income, net of tax	131	44
Comprehensive income	$1,118	$841

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Condensed Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'	'
Unrealized holding gain (loss), taxes	$67	$16
Reclassification adjustments for other-than-temporary impairment on securities, taxes	$0	$6

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Stockholders' Equity (unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, net of tax [Member]	Total
In Thousands, except Share data, unless otherwise specified	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, net of tax [Member]	Total
Balances at Dec. 31, 2012	$26	$24,789	($1,598)	$20,736	($496)	$43,457
Balance (in shares) at Dec. 31, 2012	2,587,544	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	797	'	797
Other comprehensive income, net of tax	'	'	'	'	44	44
Share-based compensation	'	43	'	'	'	43
Balances at Mar. 31, 2013	26	24,832	-1,598	21,533	-452	44,341
Balances (in shares) at Mar. 31, 2013	2,587,544	'	'	'	'	'
Balances at Dec. 31, 2013	25	23,829	-1,369	24,288	-269	46,504
Balance (in shares) at Dec. 31, 2013	2,510,810	'	'	'	'	2,510,810
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	'	987	'	987
Other comprehensive income, net of tax	'	'	'	'	131	131
Share-based compensation	'	198	'	'	'	198
Cash dividends on common stock ($0.05 per share)	'	'	'	-126	'	-126
Restricted stock awards	0	'	'	'	'	0
Restricted stock awards (in shares)	45,565	'	'	'	'	'
Common stock repurchased	0	-904	'	'	'	-904
Common stock repurchased (in shares)	-53,340	'	'	'	'	'
Balances at Mar. 31, 2014	$25	$23,123	($1,369)	$25,149	($138)	$46,790
Balances (in shares) at Mar. 31, 2014	2,503,035	'	'	'	'	2,503,035

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Stockholders' Equity (unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014
Condensed Consolidated Statements of Stockholders' Equity (unaudited) [Abstract]	'
Cash dividends on common stock ( in dollars per share)	$0.05

Condensed_Consolidated_Stateme5

Condensed Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$987	$797
Adjustments to reconcile net income to net cash from operating activities	'	'
Accretion of net premium on investments	130	138
Other-than-temporary impairment losses on securities	0	19
Provision for loan losses	200	250
Depreciation and amortization	123	109
Compensation expense related to stock options and restricted stock	198	43
Fair value adjustment on mortgage servicing rights	-140	-135
Additions to mortgage servicing rights	-56	-217
Amortization of mortgage servicing rights	232	262
Increase in cash surrender value of BOLI	-80	-78
Gain on sale of loans	-76	-447
Proceeds from sale of loans	5,861	25,876
Originations of loans held for sale	-7,091	-25,787
Loss on sale and write-downs of OREO and repossessed assets	24	584
Change in operating assets and liabilities	'	'
Accrued interest receivable	-12	-23
Other assets	-64	-431
Accrued interest payable	-3	-5
Other liabilities	2,478	-3
Net cash from operating activities	2,711	952
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from principal payments, maturities and sales of available for sale securities	759	3,098
FHLB stock redeemed	22	22
Net increase in loans	-4,274	-13,385
Improvements to OREO and other repossessed assets	-12	-33
Proceeds from sale of OREO and other repossessed assets	942	310
Purchases of premises and equipment, net	-51	-133
Purchases of BOLI	0	-3,500
Net cash used by investing activities	-2,614	-13,621
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net increase in deposits	15,008	4,644
Proceeds from borrowings	40,500	68,000
Repayment of borrowings	-55,661	-64,161
Dividends paid on common stock	-126	0
Net change in advances from borrowers for taxes and insurance	366	254
Repurchase of common stock	-904	0
Net cash from (used by) financing activities	-817	8,737
Net decrease in cash and cash equivalents	-720	-3,932
Cash and cash equivalents, beginning of period	15,334	12,727
Cash and cash equivalents, end of period	14,614	8,795
SUPPLEMENTAL CASH FLOW INFORMATION:	'	'
Cash paid for income taxes	375	0
Interest paid on deposits and borrowings	613	574
Noncash net transfer from loans to OREO and repossessed assets	$129	$811

Basis_of_Presentation

Basis of Presentation	3 Months Ended
Basis of Presentation	Mar. 31, 2014
Basis of Presentation [Abstract]	'
Basis of Presentation	'
	Note 1 – Basis of Presentation

	The accompanying financial information is unaudited and has been prepared from the consolidated financial statements of Sound Financial Bancorp, Inc., and its wholly owned subsidiary, Sound Community Bank (the “Bank”, collectively, “we,” “us,” “our,” or the “Company”). These unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (“SEC”). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to the rules and regulations of the SEC. These unaudited financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2013, as filed with the SEC on March 31, 2014 (“2013 Form 10-K”). The results for the interim periods are not necessarily indicative of results for a full year. For further information, refer to the consolidated financial statements and footnotes for the year ended December 31, 2013, included in the 2013 Form 10-K.

	Certain amounts in the prior quarters’ consolidated financial statements have been reclassified to conform to the current presentation. These classifications do not have an impact on previously reported consolidated income, retained earnings, stockholders’ equity or earnings per share.

Accounting_Pronouncements_Rece

Accounting Pronouncements Recently Issued or Adopted	3 Months Ended
Accounting Pronouncements Recently Issued or Adopted	Mar. 31, 2014
Accounting Pronouncements Recently Issued or Adopted [Abstract]	'
Accounting Pronouncements Recently Issued or Adopted	'
	Note 2 – Accounting Pronouncements Recently Issued or Adopted

	Financial Accounting Standards Board (FASB) Accounting Standards Update (ASU ) 2014-04, “Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40)”- This ASU clarifies that an in-substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this ASU are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. We will adopt the guidance effective the first quarter of 2015, and we do not anticipate any effect on our consolidated financial position or consolidated results of operations.

	FASB ASU 2013-11, “Income Taxes (Topic 740)” - This ASU states that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows: to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the Company to use, and the Company does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The provisions of this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. We adopted the guidance effective first quarter of 2014 and the initial adoption had no effect on our consolidated financial position or consolidated results of operations.

	FASB ASU 2013-04, “Liabilities” - This ASU provides guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this ASU is fixed at the reporting date, except for obligations addressed within existing guidance in GAAP. The amendments in this update are effective for fiscal years beginning after December 31, 2013. We adopted the guidance effective first quarter of 2014 and the initial adoption did not have any effect on our consolidated financial position or consolidated results of operations.

Investments

Investments	3 Months Ended
Investments	Mar. 31, 2014
Investments [Abstract]	'
Investments	'
	Note 3 – Investments

	The amortized cost and fair value of our available-for-sale securities (“AFS”) and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands):

		Amortized Cost		Gross Unrealized Gains	Gross Unrealized Losses		Estimated FairValue

	31-Mar-14
	Municipal bonds		$	1,911		$	85		$	-		$	1,996
	Agency mortgage-backed securities			10,417			56			(132	)		10,341
	Non-agency mortgage-backed securities			2,612			102			(321	)		2,393
	Total		$	14,940		$	243		$	(453	)	$	14,730

	31-Dec-13
	Municipal bonds		$	1,911		$	20		$	-		$	1,931
	Agency mortgage-backed securities			11,228			38			(195	)		11,071
	Non-agency mortgage-backed securities			2,689			78			(348	)		2,419
	Total		$	15,828		$	136		$	(543	)	$	15,421

	The amortized cost and fair value of investments available-for-sale at March 31, 2014, by contractual maturity, are shown below (in thousands). Expected maturities of investments available-for-sale may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

			At March 31, 2014
			Amortized Cost			Fair Value
	Due in five to ten years		$	1,911		$	1,996
	Due after ten years			13,029			12,734
	Total		$	14,940		$	14,730

	No securities were pledged to secure Washington State Public Funds as of March 31, 2014. The Company has letters of credit with a notional amount of $36.5 million to secure public deposits.

	There were no sales of available for sale securities during the three months ended March 31, 2014 and 2013.

	The following tables summarize at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands):

			31-Mar-14
			Less Than 12 Months						12 Months or Longer						Total
			Fair Value			Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	Agency mortgage-backed securities		$	1,052		$	(18	)	$	5,088		$	(114	)	$	6,140	$	(132	)
	Non-agency mortgage-backed securities			-			-			318			(321	)		318		(321	)
	Total		$	1,052		$	(18	)	$	5,406		$	(435	)	$	6,458	$	(453	)

			31-Dec-13
			Less Than 12 Months						12 Months or Longer						Total
			Fair Value			Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	Agency mortgage-backed securities		$	1,123		$	(29	)	$	7,145		$	(166	)	$	8,268	$	(195	)
	Non-agency mortgage-backed securities			-			-			636			(348	)		636		(348	)
	Total		$	1,123		$	(29	)	$	7,781		$	(514	)	$	8,904	$	(543	)

	The following table presents the cumulative roll forward of credit losses recognized in earnings during the three months ended March 31, 2014 and 2013 relating to the Company’s non- agency mortgage backed securities (in thousands):

			Three months ended March 31,
			2014			2013
	Estimated credit losses, beginning balance		$	450		$	420
	Additions for credit losses not previously recognized			-			19
	Reduction for increases in cash flows			-			-
	Reduction for realized losses			-			-
	Estimated credit losses, ending balance		$	450		$	439

	As of March 31, 2014, our securities portfolio consisted of 16 agency mortgage-backed securities, five non-agency mortgage-backed securities and five municipal securities with a fair value of $14.7 million. At March 31, 2014, nine of the 16 agency mortgage-backed securities were in an unrealized loss position. All of the agency mortgage-backed securities in an unrealized loss position at March 31, 2014 were issued or guaranteed by U.S. governmental agencies. The unrealized losses were caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of these securities, and not related to the underlying credit of the issuers or the underlying collateral. It is expected that these securities will not be settled at a price less than the amortized cost of each investment. Because the decline in fair value is attributable to changes in interest rates or widening market spreads and not credit quality, and because we do not intend to sell the securities in this class and it is not likely that we will be required to sell these securities before recovery of their amortized cost basis, which may include holding each security until contractual maturity, the unrealized losses on these investments are not considered an other-than-temporary impairment (“OTTI”).

	As of March 31, 2014, one of the five non-agency mortgage-backed securities was in an unrealized loss position. The unrealized loss was caused by changes in interest rates and market illiquidity causing a decline in the fair value subsequent to the purchase. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than par. While management does not intend to sell the non-agency mortgage-backed securities, and it is unlikely that the Company will be required to sell these securities before recovery of its amortized cost basis, management’s impairment evaluation indicates that certain securities possess qualitative and quantitative factors that suggest an OTTI. These factors include, but are not limited to: the length of time and extent of the fair value declines, ratings agency down grades, the potential for an increased level of actual defaults, and the extension in duration of the securities. In addition to the qualitative factors, management’s evaluation includes an assessment of quantitative evidence that involves the use of cash flow modeling and present value calculations as determined by considering the applicable OTTI accounting guidance. The Company compares the present value of the current estimated cash flows to the present value of the previously estimated cash flows. Accordingly, if the present value of the current estimated cash flows is less than the present value of the previous period’s present value, an adverse change is considered to exist and the security is considered OTTI. The associated “credit loss” is the amount by which the security’s amortized cost exceeds the present value of the current estimated cash flows. Based upon the results of the cash flow modeling, no security reflected OTTI during the three months ended March 31, 2014. Estimating the expected cash flows and determining the present values of the cash flows involves the use of a variety of assumptions and complex modeling. In developing its assumptions, the Company considers all available information relevant to the collectability of the applicable security, including information about past events, current conditions, and reasonable and supportable forecasts. Furthermore, the Company asserts that the cash flows used in the determination of OTTI are its “best estimate” of cash flows.

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2014
Loans [Abstract]	'
Loans	'
	Note 4 – Loans

	The composition of the loan portfolio at the dates indicated, excluding loans held for sale, was as follows (in thousands):

			At March 31, 2014				At December 31, 2013
	Real estate loans:
	One- to four- family		$	120,142			$	117,739
	Home equity			34,782				35,155
	Commercial and multifamily			155,040				157,516
	Construction and land			42,951				44,300
	Total real estate loans			352,915				354,710
	Consumer loans:
	Manufactured homes			13,030				13,496
	Other consumer			9,927				10,284
	Total consumer loans			22,957				23,780
	Commercial business loans			20,266				13,668
	Total loans			396,138				392,158
	Deferred fees			(1,268	)			(1,232	)
	Total loans, gross			394,870				390,926
	Allowance for loan losses			(4,176	)			(4,177	)
	Total loans, net		$	390,694			$	386,749

	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2014 (in thousands):

			One- to				Home				Commercial			Construction				Manufactured			Other			Commercial			Unallocated		Total
			four- family				equity				and multifamily			and land				homes			consumer			business			Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment		$	341			$	152			$	-		$	27			$	124		$	3		$	-		$	-	$	647
	Collectively evaluated for impairment			584				377				1,832			213				62			97			99			265		3,529
	Ending balance		$	925			$	529			$	1,832		$	240			$	186		$	100		$	99		$	265	$	4,176
	Loans receivable:
	Individually evaluated for impairment		$	4,787			$	1,666			$	3,012		$	207			$	644		$	23		$	130		$	-	$	10,469
	Collectively evaluated for impairment			115,355				33,116				152,028			42,744				12,386			9,904			20,136			-		385,669
	Ending balance		$	120,142			$	34,782			$	155,040		$	42,951			$	13,030		$	9,927		$	20,266		$	-	$	396,138

	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013 (in thousands):

			One-to-				Home				Commercial			Construction				Manufactured			Other			Commercial			Unallocated		Total
			four family				equity				and multifamily			and land				homes			consumer			business			Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment		$	356			$	150			$	1		$	28			$	116		$	3		$	55		$	-	$	709
	Collectively evaluated for impairment			1,559				631				299			290				93			106			47			443		3,468
	Ending balance		$	1,915			$	781			$	300		$	318			$	209		$	109		$	102		$	443	$	4,177
	Loans receivable:
	Individually evaluated for impairment		$	4,608			$	1,597			$	3,716		$	209			$	646		$	32		$	503		$	-	$	11,311
	Collectively evaluated for impairment			113,131				33,558				153,800			44,091				12,850			10,252			13,165			-		380,847
	Ending balance		$	117,739			$	35,155			$	157,516		$	44,300			$	13,496		$	10,284		$	13,668		$	-	$	392,158

	The following table summarizes the activity in loan losses for the three months ended March 31, 2014 (in thousands):

			Beginning Allowance				Charge-offs				Recoveries			Provision				Ending Allowance
	One-to four- family		$	1,915			$	(65	)		$	1		$	(926	)		$	925
	Home equity			781				(34	)			29			(247	)			529
	Commercial and multifamily			300				(38	)			1			1,569				1,832
	Construction and land			318				-				-			(78	)			240
	Manufactured homes			209				(88	)			1			64				186
	Other consumer			109				(11	)			3			(1	)			100
	Commercial business			102				-				-			(3	)			99
	Unallocated			443				-				-			(178	)			265
	Total		$	4,177			$	(236	)		$	35		$	200			$	4,176

	The following table summarizes the activity in loan losses for the three months ended March 31, 2013 (in thousands):

		Beginning Allowance				Charge-offs				Recoveries			Provision				Ending Allowance
One-to four- family		$	1,417			$	(69	)		$	-		$	(49	)		$	1,299
Home equity			997				(147	)			2			151				1,003
Commercial and multifamily			492				(192	)			32			195				527
Construction and land			217				(7	)			-			77				287
Manufactured homes			260				(24	)			-			(19	)			217
Other consumer			146				(11	)			8			35				178
Commercial business			218				(44	)			-			26				200
Unallocated			501				-				-			(166	)			335
Total		$	4,248			$	(494	)		$	42		$	250			$	4,046

Credit Quality Indicators. Federal regulations provide for the classification of lower quality loans as substandard, doubtful or loss. An asset is considered substandard if it is inadequately protected by the current net worth and payment capacity of the borrower or of any collateral pledged. Substandard assets include those characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Assets classified as doubtful have all the weaknesses of currently existing facts, conditions and values. Assets classified as loss are those considered uncollectible and of such little value that their continuance as assets without establishment of a specific loss reserve is not warranted.

When we classify problem loans as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically (if the loan is impaired) or we may allow the loss to be addressed in the general allowance (if the loan is not impaired). General allowances represent loss reserves which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem loans. When the Company classifies problem loans as a loss, we charge off such assets in the period in which they are deemed uncollectible. Assets that do not currently expose us to sufficient risk to warrant classification as substandard, doubtful or loss but possess identified weaknesses are classified as either watch or special mention assets. Our determination as to the classification of our assets and the amount of our valuation allowances is subject to review by the Federal Deposit Insurance Corporation (“FDIC”), which can order the establishment of additional loss allowances. Pass rated loans are loans that are not otherwise classified or criticized.

The following table represents the internally assigned grades as of March 31, 2014 by type of loan (in thousands):

		One- to				Home				Commercial			Construction				Manufactured			Other			Commercial			Total
		four- family				equity				and multifamily			and land				homes			consumer			business			Total
Grade:
Pass		$	107,990			$	30,509			$	149,699		$	42,091			$	11,570		$	9,490		$	19,804		$	371,153
Watch			10,429				3,382				3,084			757				1,298			421			352			19,723
Special Mention			126				-				1,477			-				-			-			110			1,713
Substandard			1,597				891				780			103				162			16			-			3,549
Doubtful			-				-				-			-				-			-			-			-
Loss			-				-				-			-				-			-			-			-
Total		$	120,142			$	34,782			$	155,040		$	42,951			$	13,030		$	9,927		$	20,266		$	396,138

The following table represents the internally assigned grades as of December 31, 2013 by type of loan (in thousands):

		One- to				Home				Commercial			Construction				Manufactured			Other			Commercial			Total
		four- family				equity				and multifamily			and land				homes			consumer			business			Total
Grade:
Pass		$	106,044			$	30,940			$	151,461		$	43,436			$	11,966		$	9,812		$	12,821		$	366,480
Watch			9,854				3,340				3,100			761				1,454			448			365			19,322
Special Mention			46				98				2,135			-				-			-			482			2,761
Substandard			1,795				777				820			103				76			24			-			3,595
Doubtful			-				-				-			-				-			-			-			-
Loss			-				-				-			-				-			-			-			-
Total		$	117,739			$	35,155			$	157,516		$	44,300			$	13,496		$	10,284		$	13,668		$	392,158

Nonaccrual and Past Due Loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are automatically placed on nonaccrual once the loan is three months past due or sooner if, in management’s opinion, the borrower may be unable to meet payment of obligations as they become due, as well as when required by regulatory provisions.

The following table presents the recorded investment in nonaccrual loans as of March 31, 2014 and December 31, 2013, by type of loan (in thousands):

		31-Mar-14				31-Dec-13
One- to four- family		$	484			$	401
Home equity			200				124
Manufactured homes			74				32
Other consumer			-				1
Total		$	758			$	558

The following table represents the aging of the recorded investment in past due loans as of March 31, 2014 by type of loan (in thousands):

		30-59 Days				60-89 Days				Greater Than 90 Days			Recorded Investment > 90 Days and Accruing				Total Past Due			Current			Total Loans
		Past Due				Past Due				Past Due			Recorded Investment > 90 Days and Accruing				Total Past Due			Current			Total Loans
One-to four- family		$	1,314			$	-			$	484		$	-			$	1,798		$	118,344		$	120,142
Home equity			615				40				200			-				855			33,927			34,782
Commercial and multifamily			780				-				-			-				780			154,260			155,040
Construction and land			-				-				-			-				-			42,951			42,951
Manufactured homes			19				24				74			-				117			12,913			13,030
Other consumer			15				1				-			-				16			9,911			9,927
Commercial business			-				-				-			-				-			20,266			20,266
Total		$	2,743			$	65			$	758		$	-			$	3,566		$	392,572		$	396,138

The following table represents the aging of the recorded investment in past due loans as of December 31, 2013 by type of loan (in thousands):

		30-59 Days				60-89 Days				Greater Than 90 Days			Recorded Investment > 90 Days and Accruing				Total Past Due			Current			Total Loans
		Past Due				Past Due				Past Due			Recorded Investment > 90 Days and Accruing				Total Past Due			Current			Total Loans
One-to four- family		$	1,460			$	537			$	401		$	321			$	2,719		$	115,020		$	117,739
Home equity			618				214				124			-				956			34,199			35,155
Commercial and multifamily			377				-				-			-				377			157,139			157,516
Construction and land			-				-				-			-				-			44,300			44,300
Manufactured homes			146				94				-			-				240			13,256			13,496
Other consumer			8				-				1			-				9			10,275			10,284
Commercial business			109				-				-			-				109			13,559			13,668
Total		$	2,718			$	845			$	526		$	321			$	4,410		$	387,748		$	392,158

Nonperforming Loans. Loans are considered nonperforming when they are placed on nonaccrual and/or when they are considered to be nonperforming troubled debt restructurings (“TDRs”). A TDR is a loan to a borrower that is experiencing financial difficulty that has been modified from its original terms and conditions in such a way that the Company is granting the borrower a concession of some kind. Nonperforming TDRs include TDRs that do not have sufficient payment history (typically greater than six months) to be considered performing or TDRs that have become 31 or more days past due.

The following table represents the credit risk profile based on payment activity as of March 31, 2014 by type of loan (in thousands):

		One- to				Home				Commercial			Construction				Manufactured			Other			Commercial			Total
		four- family				equity				and multifamily			and land				homes			consumer			business			Total
Performing		$	119,433			$	34,484			$	154,260		$	42,951			$	12,956		$	9,927		$	20,266		$	394,277
Nonperforming			709				298				780			-				74			-			-			1,861
Total		$	120,142			$	34,782			$	155,040		$	42,951			$	13,030		$	9,927		$	20,266		$	396,138

The following table represents the credit risk profile based on payment activity as of December 31, 2013 by type of loan (in thousands):

		One- to				Home				Commercial			Construction				Manufactured			Other			Commercial			Total
		four- family				equity				and multifamily			and land				homes			consumer			business			Total
Performing		$	116,967			$	34,933			$	156,696		$	44,300			$	13,390		$	10,283		$	13,668		$	390,237
Nonperforming			772				222				820			-				106			1			-			1,921
Total		$	117,739			$	35,155			$	157,516		$	44,300			$	13,496		$	10,284		$	13,668		$	392,158

Impaired Loans. A loan is considered impaired when we have determined that we may be unable to collect payments of principal or interest when due under the terms of the loan. In the process of identifying loans as impaired, we take into consideration factors which include payment history and status, collateral value, financial condition of the borrower, and the probability of collecting scheduled payments in the future. Minor payment delays and insignificant payment shortfalls typically do not result in a loan being classified as impaired. The significance of payment delays and shortfalls is considered on a case by case basis, after taking into consideration the totality of circumstances surrounding the loans and the borrowers, including payment history and amounts of any payment shortfall, length and reason for delay, and likelihood of return to stable performance. Impairment is measured on a loan by loan basis for all loans in the portfolio. All TDRs are also classified as impaired loans and are included in the loans individually evaluated for impairment in the calculation of the allowance for loan losses.

The following table presents loans individually evaluated for impairment as of March 31, 2014 by type of loan (in thousands):

		Recorded Investment				Unpaid Principal Balance				Related Allowance
With no related allowance recorded:
One-to four- family		$	691			$	920			$	-
Home equity			284				344				-
Commercial and multifamily			1,535				1,575				-
Construction and land			21				21				-
Manufactured homes			86				93				-
Other consumer			-				-				-
Commercial business			20				20				-
Total			2,637				2,973				-
With an allowance recorded:
One-to four- family			4,096				4,119				341
Home equity			1,382				1,464				152
Commercial and multifamily			1,477				1,477				-
Construction and land			186				186				27
Manufactured homes			558				558				124
Other consumer			23				23				3
Commercial business			110				110				-
Total			7,832				7,937				647
Totals:
One-to-four family			4,787				5,039				341
Home equity			1,666				1,808				152
Commercial and multifamily			3,012				3,052				-
Construction and land			207				207				27
Manufactured homes			644				651				124
Other consumer			23				23				3
Commercial business			130				130				-
Total		$	10,469			$	10,910			$	647

The following table presents loans individually evaluated for impairment as of December 31, 2013 by type of loan (in thousands):

		Recorded Investment				Unpaid Principal Balance				Related Allowance
With no related allowance recorded:
One-to four- family		$	533			$	723			$	-
Home equity			245				294				-
Commercial and multifamily			1,995				1,995				-
Construction and land			21				21				-
Manufactured homes			98				98				-
Other consumer			17				17				-
Commercial business			336				337				-
Total			3,245				3,485				-
With an allowance recorded:
One-to four- family			4,075				4,086				356
Home equity			1,352				1,362				150
Commercial and multifamily			1,721				1,721				1
Construction and land			188				187				28
Manufactured homes			549				549				116
Other consumer			15				15				3
Commercial business			166				166				55
Total			8,066				8,086				709
Totals:
One-to four- family			4,608				4,809				356
Home equity			1,597				1,656				150
Commercial and multifamily			3,716				3,716				1
Construction and land			209				208				28
Manufactured homes			647				647				116
Other consumer			32				32				3
Commercial business			502				503				55
Total		$	11,311			$	11,571			$	709

The following table presents the average net investment in impaired loans and interest income recognized and received on impaired loans as of March 31, 2014 and 2013 by type of loan (in thousands):

		Three Months Ended
		31-Mar-14								31-Mar-13
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment			Interest Income Recognized
With no related allowance recorded:
One-to four- family		$	612			$	6			$	2,341		$	10
Home equity			265				2				874			3
Commercial and multifamily			1,765				13				1,328			2
Construction and land			21				-				259			-
Manufactured homes			92				2				84			1
Other consumer			9				-				8			-
Commercial business			178				-				668			33
Total			2,941				23				5,562			49
With an allowance recorded:
One-to four- family			4,086				48				3,820			30
Home equity			1,367				16				866			6
Commercial and multifamily			1,599				23				243			1
Construction and land			187				3				76			-
Manufactured homes			554				11				555			3
Other consumer			19				-				45			-
Commercial business			138				2				265			4
Total			7,949				103				5,870			44
Totals:
One-to four- family			4,698				54				6,161			40
Home equity			1,632				18				1,740			9
Commercial and multifamily			3,364				36				1,571			3
Construction and land			208				3				335			-
Manufactured homes			646				13				639			4
Other consumer			28				-				53			-
Commercial business			316				2				933			37
Total		$	10,890			$	126			$	11,432		$	93

Forgone interest on nonaccrual loans was $68,000 and $87,000 at March 31, 2014 and 2013, respectively. There were no commitments to lend additional funds to borrowers whose loans were classified as nonaccrual, TDR or impaired at March 31, 2014 or December 31, 2013.

Troubled debt restructurings. Loans classified as TDRs totaled $6.5 million and $6.4 million at March 31, 2014 and December 31, 2013, respectively, and are included in impaired loans. The Company has granted in its TDRs a variety of concessions to borrowers in the form of loan modifications. The modifications granted can generally be described in the following categories:

Rate Modification: A modification in which the interest rate is changed.

Term Modification: A modification in which the maturity date, timing of payments, or frequency of payments is changed.

Payment Modification: A modification in which the dollar amount of the payment is changed. Interest only modifications in which a loan in converted to interest only payments for a period of time are included in this category.

Combination Modification: Any other type of modification, including the use of multiple categories above.

There was one new TDRs that occurred during the three months ended March 31, 2014.

The following table presents new TDRs by type of modification that occurred during the three months ended March 31, 2014 (in thousands):

		Three months ended March 31, 2014
		Number of Contracts				Rate Modifications				Term Modifications			Payment Modifications				Combination Modifications			Total Modifications
One-to four- family			1			$	-			$	-		$	-			$	176		$	176
Total			1			$	-			$	-		$	-			$	176		$	176

The following table presents new TDRs by type of modification that occurred during the three months ended March 31, 2013 (in thousands):

		Three months ended March 31, 2013
		Number of Contracts				Rate Modifications				Term Modifications			Payment Modifications				Combination Modifications			Total Modifications
One-to four- family			3			$	-			$	-		$	-			$	878		$	878
Total			3			$	-			$	-		$	-			$	878		$	878

There were no post-modification changes for the recorded investment in loans that were recorded as a result of the TDRs for the three months ended March 31, 214 and 2013, respectively.

The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the three months ended March 31, 2014 and 2013, respectively (in thousands):

		Three Months Ended March 31,
		2014				2013
One-to four- family		$	-			$	202
Home equity			98				115
Commercial and multifamily			583
Commercial business			-				540
Total		$	681			$	857

For the preceding tables, a loan is considered in default when a payment is 31 days past due. Two TDRs secured by commercial real estate and modified within the previous 12 months were 30-59 days past due at March 31, 2014. A single one- to four- family property was three months past due as of March 31, 2013 and was on nonaccrual status.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
Fair Value Measurements	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 5 – Fair Value Measurements

	The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of March 31, 2014 and December 31, 2013 (in thousands):

			31-Mar-14							Fair Value Measurements Using:
			Carrying Value				Estimated Fair Value			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents		$	14,614			$	14,614		$	14,614		$	-	$	-
	Available for sale securities			14,730				14,730			-			12,337		2,393
	Loans held for sale			1,436				1,436			-			1,436		-
	Loans, net			390,694				390,578			-			-		390,578
	Accrued interest receivable			1,378				1,378			1,378			-		-
	Bank-owned life insurance, net			11,148				11,148			-			11,148		-
	Mortgage servicing rights			2,948				2,948			-			-		2,948
	FHLB stock			2,292				2,292			-			-		2,292
	FINANCIAL LIABILITIES:
	Non-maturity deposits			199,026				199,026			-			199,026		-
	Time deposits			164,321				165,337			-			165,337		-
	Borrowings			28,060				27,972			-			27,972		-
	Accrued interest payable			79				79			-			79		-

			31-Dec-13							Fair Value Measurements Using:
			Carrying Value				Estimated Fair Value			Level 1			Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents		$	15,334			$	15,334		$	15,334		$	-	$	-
	Available for sale securities			15,421				15,421			-			13,002		2,419
	Loans held for sale			130				130			-			130		-
	Loans, net			386,749				385,685			-			-		385,685
	Accrued interest receivable			1,366				1,366			1,366			-		-
	Bank-owned life insurance, net			11,068				11,068			-			11,068		-
	Mortgage servicing rights			2,984				2,984			-			-		2,984
	FHLB Stock			2,314				2,314			-			-		2,314
	FINANCIAL LIABILITIES:
	Non-maturity deposits			190,811				190,811			-			190,811		-
	Time deposits			157,528				158,652			-			158,652		-
	Borrowings			43,221				43,118			-			43,118		-
	Accrued interest payable			82				82			-			82		-

	The following table presents the balance of assets measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013 (in thousands):

			Fair Value at March 31, 2014
	Description		Total				Level 1			Level 2			Level 3
	Municipal bonds		$	1,996			$	-		$	1,996		$	-
	Agency mortgage-backed securities			10,341				-			10,341			-
	Non-agency mortgage-backed securities			2,393				-			-			2,393
	Mortgage servicing rights			2,948				-			-			2,948

			Fair Value at December 31, 2013
	Description		Total				Level 1			Level 2			Level 3
	Municipal bonds		$	1,931			$	-		$	1,931		$	-
	Agency mortgage-backed securities			11,071				-			11,071			-
	Non-agency mortgage-backed securities			2,419				-			-			2,419
	Mortgage servicing rights			2,984				-			-			2,984

	For the three months ended March 31, 2014 and 2013 there were no transfers between Level 1 and Level 2 nor between Level 2 and Level 3.

	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at March 31, 2014:

	Financial Instrument		Valuation Technique		Unobservable Input(s)		Range (Weighted Average)
	Mortgage Servicing Rights		Discounted cash flow		Prepayment speed assumption		101-462% (208%)
					Discount rate		8-12% (10%)
	Non-agency mortgage-backed securities		Discounted cash flow		Discount rate		-8%

Generally, any significant increases in the constant prepayment rate and discount rate utilized in the fair value measurement of the mortgage servicing rights will result in a negative fair value adjustment (and decrease in the fair value measurement). Conversely, a decrease in the constant prepayment rate and discount rate will result in a positive fair value adjustment (and increase in the fair value measurement). An increase in the weighted average life assumptions will result in a decrease in the constant prepayment rate and conversely, a decrease in the weighted average life will result in an increase of the constant prepayment rate.

The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2014 and 2013 (in thousands):

		Three Months Ended
		March 31,
		2014				2013
Beginning balance, at fair value		$	2,419			$	2,773
OTTI impairment losses			-				(19	)
Principal payments			(77	)			(133	)
Change in unrealized loss			51				76
Ending balance, at fair value		$	2,393			$	2,697

Mortgage servicing rights are measured at fair value using significant unobservable input (Level 3) on a recurring basis and a reconciliation of this asset can be found in Note 6 – Mortgage Servicing Rights.

The following table presents the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands):

		Fair Value at March 31, 2014
		Total				Level 1			Level 2			Level 3
OREO and repossessed assets		$	353			$	-		$	-		$	353
Impaired loans			10,469				-			-		$	10,469

		Fair Value at December 31, 2013
		Total				Level 1			Level 2			Level 3
OREO and repossessed assets		$	1,178			$	-		$	-		$	1,178
Impaired loans			11,311				-			-			11,311

There were no liabilities carried at fair value, measured on a recurring or nonrecurring basis, at March 31, 2014 or December 31, 2013.

The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at March 31, 2014:

Financial Instrument		Valuation Technique(s)		Unobservable Input(s)		Range (Weighted Average)
OREO		Market approach		Adjustment for differences between comparable sales		1.9-43% (13%)
Impaired loans		Market approach		Adjustment for differences between comparable sales		0-100% (7%)

A description of the valuation methodologies used for impaired loans and OREO is as follows:

Impaired Loans - The fair value of collateral dependent loans is based on the current appraised value of the collateral or internally developed models utilizing a calculation of expected discounted cash flows which contain management’s assumptions.

OREOand Repossessed Assets – The fair value of OREO and repossessed assets is based on the current appraised value of the collateral.

The following methods and assumptions were used to estimate the fair value of other financial instruments:

Cash and cash equivalents, accrued interest receivable and payable, and advance payments from borrowers for taxes and insurance - The estimated fair value is equal to the carrying amount.

AFS Securities – AFS securities are recorded at fair value based on quoted market prices, if available. If quoted market prices are not available, management utilizes third-party pricing services or broker quotations from dealers in the specific instruments. Level 2 securities include those traded on an active exchange, as well as U.S. government and its agencies securities. Level 3 securities include private label mortgage-backed securities.

Loans Held for Sale - Residential mortgage loans held for sale are recorded at the lower of cost or fair value. The fair value of fixed-rate residential loans is based on whole loan forward prices obtained from government sponsored enterprises. At March 31, 2014 and December 31, 2013, loans held for sale were carried at cost.

Loans - The estimated fair value for all fixed rate loans is determined by discounting the estimated cash flows using the current rate at which similar loans would be made to borrowers with similar credit ratings and maturities. The estimated fair value for variable rate loans is the carrying amount. The fair value for all loans also takes into account projected loan losses as a part of the estimate.

Mortgage Servicing Rights –The fair value of mortgage servicing rights is determined though a discounted cash flow analysis, which uses interest rates, prepayment speeds, discount rates, and delinquency rate assumptions as inputs.

FHLB stock - The estimated fair value is equal to the par value of the stock, which approximates fair value.

Bank-owned Life Insurance - The estimated fair value is equal to the cash surrender value of policies, net of surrender charges.

Deposits - The estimated fair value of deposit accounts (savings, demand deposit, and money market accounts) is the carrying amount. The fair values of fixed-maturity time certificates of deposit are estimated by discounting the estimated cash flows using the current rate at which similar certificates would be issued.

Borrowings - The fair value of borrowings are estimated using discounted cash flow analyses, based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.

Off-balance-sheet financial instruments - The fair value for the Company’s off-balance-sheet loan commitments are estimated based on fees charged to others to enter into similar agreements taking into account the remaining terms of the agreements and credit standing of the Company’s customers. The estimated fair value of these commitments is not significant.

We assume interest rate risk (the risk that general interest rate levels will change) as a result of our normal operations. As a result, the fair values of our financial instruments will change when interest rate levels change, which may be favorable or unfavorable to us. Management attempts to match maturities of assets and liabilities to the extent necessary or possible to minimize interest rate risk. However, borrowers with fixed-rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by establishing early withdrawal penalties for certificates of deposit, creating interest rate floors for certain variable rate loans, adjusting terms of new loans and deposits, by borrowing at fixed rates for fixed terms and investing in securities with terms that mitigate our overall interest rate risk.

Mortgage_Servicing_Rights

Mortgage Servicing Rights	3 Months Ended
Mortgage Servicing Rights	Mar. 31, 2014
Mortgage Servicing Rights [Abstract]	'
Mortgage Servicing Rights	'
	Note 6 – Mortgage Servicing Rights

	The unpaid principal balances of loans serviced for Federal National Mortgage Association at March 31, 2014 and December 31, 2013, totaled approximately $353.3 million and $359.2 million, respectively, and was not included in the Company’s financial statements.

	A summary of the change in the balance of mortgage servicing rights during the three months ended March 31, 2014 and 2013 were as follows (in thousands):

		Three Months Ended
		March 31,
		2014			2013
	Beginning balance, at fair value	$	2,984		$	2,306
	Servicing rights that result from transfers of financial assets		56			217
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		140			135
	Other(2)		(232	)		(262	)
	Ending balance, at fair value	$	2,948		$	2,396
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.

	The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows:

		At March 31,
		2014			2013
	Prepayment speed (Public Securities Association “PSA” model)		208	%		310	%
	Weighted-average life (years)		6.3			4.5
	Yield to maturity discount rate		10	%		10	%

	The amount of contractually specified servicing, late and ancillary fees earned and recorded in mortgage servicing income on the Consolidated Statements of Income was ($47,000) and $127,000 for the three months ended March 31, 2014 and 2013, respectively.

Commitments_and_Contingencies

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Mar. 31, 2014
Commitments and Contingencies [Abstract]	'
Commitments and Contingencies	'
	Note 7 – Commitments and Contingencies

	In the normal course of operations, the Company engages in a variety of financial transactions that are not recorded in our financial statements. These transactions involve varying degrees of off-balance sheet credit, interest rate and liquidity risks. These transactions are used primarily to manage customers’ requests for funding and take the form of loan commitments and lines of credit.

Borrowings

Borrowings	3 Months Ended
Borrowings	Mar. 31, 2014
Borrowings [Abstract]	'
Borrowings	'
	Note 8 – Borrowings

	The Company utilizes a loan agreement with the FHLB of Seattle. The terms of the agreement call for a blanket pledge of a portion of the Company’s mortgage and commercial and multifamily portfolio based on the outstanding balance. At March 31, 2014, the amount available to borrow under this agreement was approximately 35% of the Bank’s total assets, or up to $154.8 million, subject to the availability of eligible collateral. Based on eligible collateral, the total amount available under this agreement as of March 31, 2014 and December 31, 2013 was $120.4 million and $116.8 million, respectively. The Company had outstanding borrowings under this arrangement of $28.1 million and $43.2 million at March 31, 2014 and December 31, 2013, respectively. Additionally, the Company had outstanding letters of credit from the FHLB with a notional amount of $36.5 million at March 31, 2014 and December 31, 2013 to secure public deposits. The net remaining amount available under our loan agreement with the FHLB as of March 31, 2014 and December 31, 2013, was $55.9 million and $37.1 million, respectively.

	The Company participates in the Federal Reserve Bank Borrower-in-Custody program, which gives the Company access to the discount window. The terms of the program call for a pledge of specific assets. The Company had unused borrowing capacity of $19.1 million and $19.2 million and no outstanding borrowings under this program at March 31, 2014 and December 31, 2013, respectively.

	The Company has access to a Fed Funds line of credit from the Pacific Coast Banker’s Bank. The line has a two-year term maturing on June 30, 2016 and is renewable biannually. At March 31, 2014 and December 31, 2013, the amount available under this line of credit was $2.0 million. There was no balance on this line of credit as of March 31, 2014 and December 31, 2013, respectively.

	The Company has access to a Fed Funds line of credit from Zions Bank under a Fed Funds Sweep and Line Agreement established September 26, 2013. The agreement allows access to a Fed Funds line of up to $9.0 million and requires the Company to maintain cash balances with Zions Bank of $250,000. The agreement has no maturity date. There was no balance on this line of credit as of March 31, 2014 and December 31, 2013.

Earnings_Per_Common_Share

Earnings Per Common Share	3 Months Ended
Earnings Per Common Share	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	Note 9 – Earnings Per Common Share

	Non-vested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The two-class method is an earnings allocation formula that determines earnings per share for each class of common stock and participating security according to dividends declared (or accumulated) and participation rights in undistributed earnings. Certain of the Company’s non-vested restricted stock awards qualify as participating securities.

	Net earnings, less any preferred dividends accumulated for the period (whether or not declared), is allocated between the common stock and participating securities pursuant to the two-class method. Basic earnings per common share is computed by dividing net earnings available to common shareholders by the weighted average number of common shares outstanding during the period, excluding participating non-vested restricted shares.

	Diluted earnings per common share is computed in a similar manner, except that first the denominator is increased to include the number of additional common shares that would have been outstanding if potentially dilutive common shares, excluding the participating securities, were issued using the treasury stock method. For all periods presented, stock options, certain restricted stock awards and restricted stock units are the only potentially dilutive non-participating instruments issued by the Company. Next, we determine and include in diluted earnings per common share calculation the more dilutive effect of the participating securities using the treasury stock method or the two-class method. Undistributed losses are not allocated to the non-vested share-based payment awards (the participating securities) under the two-class method as the holders are not contractually obligated to share in the losses of the Company.

	ESOP shares are considered outstanding for basic and diluted earnings per share when the shares are committed to be released.

	Earnings per common share are summarized for the periods presented in the following table (in thousands, except per share data):

		Three Months Ended March 31,
		2014		2013
	Net income	$	987	$	797
	Less net income attributable to participating securities(1)		17		17
	Net income available to common shareholders	$	970	$	780
	Weighted average number of shares outstanding, basic		2,507		2,588
	Effect of potentially dilutive common shares(2)		97		57
	Weighted average number of shares outstanding, diluted		2,604		2,645
	Earnings per share, basic	$	0.39	$	0.31
	Earnings per share, diluted	$	0.38	$	0.3
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of stock options and vesting of non-participating restricted shares, based on the treasury stock method.

	There were no shares considered anti-dilutive for the three months ended March 31, 2014 or 2013.

Stockbased_Compensation

Stock-based Compensation	3 Months Ended
Stock-based Compensation	Mar. 31, 2014
Stock-based Compensation [Abstract]	'
Stock-based Compensation	'
	Note 10 – Stock-based Compensation

	Stock Options and Restricted Stock

	The Company currently has two existing Equity Incentive Plans, a 2008 Equity Incentive Plan (the “2008 Plan”) and a 2013 Equity Incentive Plan (the “2013 Plan”, and together with the 2008 Plan, the “Plans”), both of which were approved by shareholders. The Plans permit the grant of restricted stock, restricted stock units, stock options, and stock appreciation rights. Under the 2008 Plan, 126,287 shares of common stock were approved for awards for stock options and stock appreciation rights and 50,514 shares of common stock were approved for awards for restricted stock and restricted stock units, which amounts were adjusted pursuant to the 2008 Plan in connection with the Company’s “2nd Step” conversion to a full public company. Under the 2013 Plan, 141,750 shares of common stock were approved for awards for stock options and stock appreciation rights and 56,700 shares of common stock were approved for awards for restricted stock and restricted stock units.

	As of March 31, 2014, awards for stock options totaling 212,887 shares and awards for restricted stock totaling 93,292 shares of Company common stock have been granted under the Plans to participants, net of any forfeitures. During the three months ended March 31, 2014 and 2013, share-based compensation expense totaled $198,000 and $43,000 respectively. All of the awards granted under the 2008 Plan to date provide for the recipient’s award to vest in 20 percent annual increments commencing one year from the grant date. All of the stock option awards granted under the 2013 Plan to date provide for the recipient’s award to vest in 20 percent annual increments commencing one year from the grant date. The restricted stock awards granted under the 2013 Plan to date provide for the immediate vesting of 20% of the recipient’s restricted stock award, with the balance of the awards vesting in five equal annual installments commencing one year from the grant date. The options are exercisable for a period of 10 years from the date of grant, subject to vesting.

	Stock Option Awards

	The following is a summary of the Company’s stock option plan awards during the period ended March 31, 2014:

		Shares			Weighted-		Weighted-Average Remaining Contractual Term In Years		Aggregate
					Average				Intrinsic
					Exercise Price				Value
	Outstanding at the beginning of the year		107,456		$	8.92		5.84	$	857,499
	Granted		105,431		$	16.8
	Exercised		-			-
	Forfeited		-
	Expired		-			-
	Outstanding at March 31, 2014		212,887		$	12.82		7.69	$	3,682,945
	Exercisable		91,606		$	9		5.19	$	1,584,784
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		212,887		$	12.82		7.69	$	3,682,945

	As of March 31, 2014, there was $818,000 of total unrecognized compensation cost related to non-vested stock options granted under the Plan. The cost is expected to be recognized over the remaining weighted-average vesting period of 2.67 years.

	The fair value of each option award is estimated on the date of grant using a Black-Scholes model that uses the assumptions noted in the table below:

	Annual dividend yield		1.2	%
	Expected volatility		46.84	%
	Risk-free interest rate		2.33	%
	Expected term	7.5 years
	Weighted-average grant date fair value per option granted	$	7.69

	The Company (including the predecessor entity) became a publicly held company in January 2008, so the amount of historical stock price information available is limited. As a result, the Company elected to use a weighted-average of its peers’ historical stock prices, as well as the Company’s own historical stock prices to estimate volatility. The Company bases the risk-free interest rate on the U.S. Treasury Constant Maturity Indices in effect on the date of the grant. The Company elected to use the Staff Accounting Bulletin No. 110, “Share-Based Payments” permitted by the Securities and Exchange Commission to calculate the expected term. This simplified method uses the vesting term of an option along with the contractual term, setting the expected life at a midpoint in between.

	Restricted Stock Awards

	The fair value of the restricted stock awards is equal to the fair value of the Company’s stock at the date of grant. Compensation expense is recognized over the vesting period that the awards are based. The restricted stock awards granted under the 2008 Plan to date provide for vesting in 20 percent annual increments commencing one year from the grant date. The restricted stock awards under the 2013 Plan to date vested 20% of a recipient’s award immediately with the full compensation expense associated with those shares recognized in the first quarter of 2014. The balance of an individual’s award vests in five equal annual installments commencing one year from the grant date with the remaining compensation expense recognized over the five year vesting period of the remaining awards.

	The following is a summary of the Company’s non-vested restricted stock awards during the three months ended March 31, 2014:

	Non-vested Shares	Shares			Weighted-Average Grant-Date		Aggregate Intrinsic
	Non-vested Shares	Shares			Fair Value Per Share		Value Per Share
	Non-vested at January 1, 2014		14,525		$	8.44
	Granted		45,565			16.87
	Vested		(15,946	)		16.87
	Forfeited		-
	Expired		-
	Non-vested at March 31, 2014		44,144		$	15.58	$	17.3
	Expected to vest assuming a 0% forfeiture rate over the vesting term		44,144		$	15.58	$	17.3

	The aggregate intrinsic value of the non-vested restricted stock options as of March 31, 2014 was $764,000.

	As of March 31, 2014, there was $669,000 of unrecognized compensation cost related to non-vested restricted stock granted under the Plan remaining. The cost is expected to be recognized over the weighted-average vesting period of 2.67 years.

	Employee Stock Ownership Plan

	In January 2008, the ESOP borrowed $1.2 million from the Company to purchase common stock of the Company. In August 2012, in conjunction with the Company’s “2nd Step” conversion to a full public company, the ESOP borrowed an additional $1.1 million from the Company to purchase common stock of the Company. Both loans are being repaid principally by the Bank through contributions to the ESOP over a period of ten years. The interest rate on the loans is fixed at 4.0% and 2.25%, per annum, respectively. At March 31, 2014, the remaining balances of the ESOP loans were $521,000 and $914,000, respectively.

	Neither the loan balances nor the related interest expense are reflected on the condensed consolidated financial statements.

	At March 31, 2014, the ESOP was committed to release 21,443 shares of the Company’s common stock to participants and held 131,129 unallocated shares remaining to be released in future years. The fair value of the 131,129 restricted shares held by the ESOP trust was $2.3 million at March 31, 2014. ESOP compensation expense included in salaries and benefits was $79,000 and $76,000 for the three months ended March 31, 2014 and 2013.

Subsequent_Event

Subsequent Event	3 Months Ended
Subsequent Event	Mar. 31, 2014
Subsequent Event [Abstract]	'
Subsequent Event	'
	Note 11 – Subsequent Event

	On April 29, 2014, the Company declared a quarterly cash dividend of $0.05 per common share, payable on May 27, 2014 to shareholders of record at the close of business May 13, 2014.

Investments_Tables

Investments (Tables)	3 Months Ended
Investments (Tables)	Mar. 31, 2014
Investments [Abstract]	'
Amortized cost and fair value of AFS securities and corresponding amounts of gross unrealized gains and losses	'
	The amortized cost and fair value of our available-for-sale securities (“AFS”) and the corresponding amounts of gross unrealized gains and losses at the dates indicated were as follows (in thousands):

		Amortized Cost		Gross Unrealized Gains	Gross Unrealized Losses		Estimated FairValue

	31-Mar-14
	Municipal bonds		$	1,911		$	85		$	-		$	1,996
	Agency mortgage-backed securities			10,417			56			(132	)		10,341
	Non-agency mortgage-backed securities			2,612			102			(321	)		2,393
	Total		$	14,940		$	243		$	(453	)	$	14,730

	31-Dec-13
	Municipal bonds		$	1,911		$	20		$	-		$	1,931
	Agency mortgage-backed securities			11,228			38			(195	)		11,071
	Non-agency mortgage-backed securities			2,689			78			(348	)		2,419
	Total		$	15,828		$	136		$	(543	)	$	15,421
Amortized cost and fair value of investments available-for-sale by contractual maturity	'
	The amortized cost and fair value of investments available-for-sale at March 31, 2014, by contractual maturity, are shown below (in thousands). Expected maturities of investments available-for-sale may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

			At March 31, 2014
			Amortized Cost			Fair Value
	Due in five to ten years		$	1,911		$	1,996
	Due after ten years			13,029			12,734
	Total		$	14,940		$	14,730
Aggregate fair value and gross unrealized loss in continuous unrealized loss position	'
	The following tables summarize at the dates indicated the aggregate fair value and gross unrealized loss by length of time of those investments that have been continuously in an unrealized loss position (in thousands):

			31-Mar-14
			Less Than 12 Months						12 Months or Longer						Total
			Fair Value			Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	Agency mortgage-backed securities		$	1,052		$	(18	)	$	5,088		$	(114	)	$	6,140	$	(132	)
	Non-agency mortgage-backed securities			-			-			318			(321	)		318		(321	)
	Total		$	1,052		$	(18	)	$	5,406		$	(435	)	$	6,458	$	(453	)

			31-Dec-13
			Less Than 12 Months						12 Months or Longer						Total
			Fair Value			Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	Agency mortgage-backed securities		$	1,123		$	(29	)	$	7,145		$	(166	)	$	8,268	$	(195	)
	Non-agency mortgage-backed securities			-			-			636			(348	)		636		(348	)
	Total		$	1,123		$	(29	)	$	7,781		$	(514	)	$	8,904	$	(543	)
Cumulative roll forward of credit losses recognized in earnings	'
	The following table presents the cumulative roll forward of credit losses recognized in earnings during the three months ended March 31, 2014 and 2013 relating to the Company’s non- agency mortgage backed securities (in thousands):

			Three months ended March 31,
			2014			2013
	Estimated credit losses, beginning balance		$	450		$	420
	Additions for credit losses not previously recognized			-			19
	Reduction for increases in cash flows			-			-
	Reduction for realized losses			-			-
	Estimated credit losses, ending balance		$	450		$	439

Loans_Tables

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2014
Loans [Abstract]	'
Composition of the loan portfolio, including loans held for sale	'
	The composition of the loan portfolio at the dates indicated, excluding loans held for sale, was as follows (in thousands):

		At March 31, 2014			At December 31, 2013
	Real estate loans:
	One- to four- family	$	120,142		$	117,739
	Home equity		34,782			35,155
	Commercial and multifamily		155,040			157,516
	Construction and land		42,951			44,300
	Total real estate loans		352,915			354,710
	Consumer loans:
	Manufactured homes		13,030			13,496
	Other consumer		9,927			10,284
	Total consumer loans		22,957			23,780
	Commercial business loans		20,266			13,668
	Total loans		396,138			392,158
	Deferred fees		(1,268	)		(1,232	)
	Total loans, gross		394,870			390,926
	Allowance for loan losses		(4,176	)		(4,177	)
	Total loans, net	$	390,694		$	386,749
Allowance for loan losses and recorded investment	'
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2014 (in thousands):

		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four- family			equity			and multifamily		and land			homes		consumer		business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	341		$	152		$	-	$	27		$	124	$	3	$	-	$	-	$	647
	Collectively evaluated for impairment		584			377			1,832		213			62		97		99		265		3,529
	Ending balance	$	925		$	529		$	1,832	$	240		$	186	$	100	$	99	$	265	$	4,176
	Loans receivable:
	Individually evaluated for impairment	$	4,787		$	1,666		$	3,012	$	207		$	644	$	23	$	130	$	-	$	10,469
	Collectively evaluated for impairment		115,355			33,116			152,028		42,744			12,386		9,904		20,136		-		385,669
	Ending balance	$	120,142		$	34,782		$	155,040	$	42,951		$	13,030	$	9,927	$	20,266	$	-	$	396,138

	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013 (in thousands):

		One-to-			Home			Commercial		Construction			Manufactured		Other		Commercial		Unallocated		Total
		four family			equity			and multifamily		and land			homes		consumer		business		Unallocated		Total
	Allowance for loan losses:
	Individually evaluated for impairment	$	356		$	150		$	1	$	28		$	116	$	3	$	55	$	-	$	709
	Collectively evaluated for impairment		1,559			631			299		290			93		106		47		443		3,468
	Ending balance	$	1,915		$	781		$	300	$	318		$	209	$	109	$	102	$	443	$	4,177
	Loans receivable:
	Individually evaluated for impairment	$	4,608		$	1,597		$	3,716	$	209		$	646	$	32	$	503	$	-	$	11,311
	Collectively evaluated for impairment		113,131			33,558			153,800		44,091			12,850		10,252		13,165		-		380,847
	Ending balance	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	-	$	392,158
Activity in loan losses	'
	The following table summarizes the activity in loan losses for the three months ended March 31, 2014 (in thousands):

		Beginning Allowance			Charge-offs			Recoveries		Provision			Ending Allowance
	One-to four- family	$	1,915		$	(65	)	$	1	$	(926	)	$	925
	Home equity		781			(34	)		29		(247	)		529
	Commercial and multifamily		300			(38	)		1		1,569			1,832
	Construction and land		318			-			-		(78	)		240
	Manufactured homes		209			(88	)		1		64			186
	Other consumer		109			(11	)		3		(1	)		100
	Commercial business		102			-			-		(3	)		99
	Unallocated		443			-			-		(178	)		265
	Total	$	4,177		$	(236	)	$	35	$	200		$	4,176

	The following table summarizes the activity in loan losses for the three months ended March 31, 2013 (in thousands):

		Beginning Allowance			Charge-offs			Recoveries		Provision			Ending Allowance
	One-to four- family	$	1,417		$	(69	)	$	-	$	(49	)	$	1,299
	Home equity		997			(147	)		2		151			1,003
	Commercial and multifamily		492			(192	)		32		195			527
	Construction and land		217			(7	)		-		77			287
	Manufactured homes		260			(24	)		-		(19	)		217
	Other consumer		146			(11	)		8		35			178
	Commercial business		218			(44	)		-		26			200
	Unallocated		501			-			-		(166	)		335
	Total	$	4,248		$	(494	)	$	42	$	250		$	4,046
Credit quality indicators	'
	The following table represents the internally assigned grades as of March 31, 2014 by type of loan (in thousands):

		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business		Total
	Grade:
	Pass	$	107,990		$	30,509		$	149,699	$	42,091		$	11,570	$	9,490	$	19,804	$	371,153
	Watch		10,429			3,382			3,084		757			1,298		421		352		19,723
	Special Mention		126			-			1,477		-			-		-		110		1,713
	Substandard		1,597			891			780		103			162		16		-		3,549
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	120,142		$	34,782		$	155,040	$	42,951		$	13,030	$	9,927	$	20,266	$	396,138

	The following table represents the internally assigned grades as of December 31, 2013 by type of loan (in thousands):

		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business		Total
	Grade:
	Pass	$	106,044		$	30,940		$	151,461	$	43,436		$	11,966	$	9,812	$	12,821	$	366,480
	Watch		9,854			3,340			3,100		761			1,454		448		365		19,322
	Special Mention		46			98			2,135		-			-		-		482		2,761
	Substandard		1,795			777			820		103			76		24		-		3,595
	Doubtful		-			-			-		-			-		-		-		-
	Loss		-			-			-		-			-		-		-		-
	Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
Nonaccrual loans	'
	The following table presents the recorded investment in nonaccrual loans as of March 31, 2014 and December 31, 2013, by type of loan (in thousands):

		31-Mar-14			31-Dec-13
	One- to four- family	$	484		$	401
	Home equity		200			124
	Manufactured homes		74			32
	Other consumer		-			1
	Total	$	758		$	558
Aging of recorded investment in past due loans	'
	The following table represents the aging of the recorded investment in past due loans as of March 31, 2014 by type of loan (in thousands):

		30-59 Days			60-89 Days			Greater Than 90 Days		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
		Past Due			Past Due			Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
	One-to four- family	$	1,314		$	-		$	484	$	-		$	1,798	$	118,344	$	120,142
	Home equity		615			40			200		-			855		33,927		34,782
	Commercial and multifamily		780			-			-		-			780		154,260		155,040
	Construction and land		-			-			-		-			-		42,951		42,951
	Manufactured homes		19			24			74		-			117		12,913		13,030
	Other consumer		15			1			-		-			16		9,911		9,927
	Commercial business		-			-			-		-			-		20,266		20,266
	Total	$	2,743		$	65		$	758	$	-		$	3,566	$	392,572	$	396,138

	The following table represents the aging of the recorded investment in past due loans as of December 31, 2013 by type of loan (in thousands):

		30-59 Days			60-89 Days			Greater Than 90 Days		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
		Past Due			Past Due			Past Due		Recorded Investment > 90 Days and Accruing			Total Past Due		Current		Total Loans
	One-to four- family	$	1,460		$	537		$	401	$	321		$	2,719	$	115,020	$	117,739
	Home equity		618			214			124		-			956		34,199		35,155
	Commercial and multifamily		377			-			-		-			377		157,139		157,516
	Construction and land		-			-			-		-			-		44,300		44,300
	Manufactured homes		146			94			-		-			240		13,256		13,496
	Other consumer		8			-			1		-			9		10,275		10,284
	Commercial business		109			-			-		-			109		13,559		13,668
	Total	$	2,718		$	845		$	526	$	321		$	4,410	$	387,748	$	392,158
Credit risk profile by type of loan	'
	The following table represents the credit risk profile based on payment activity as of March 31, 2014 by type of loan (in thousands):

		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business		Total
	Performing	$	119,433		$	34,484		$	154,260	$	42,951		$	12,956	$	9,927	$	20,266	$	394,277
	Nonperforming		709			298			780		-			74		-		-		1,861
	Total	$	120,142		$	34,782		$	155,040	$	42,951		$	13,030	$	9,927	$	20,266	$	396,138

	The following table represents the credit risk profile based on payment activity as of December 31, 2013 by type of loan (in thousands):

		One- to			Home			Commercial		Construction			Manufactured		Other		Commercial		Total
		four- family			equity			and multifamily		and land			homes		consumer		business		Total
	Performing	$	116,967		$	34,933		$	156,696	$	44,300		$	13,390	$	10,283	$	13,668	$	390,237
	Nonperforming		772			222			820		-			106		1		-		1,921
	Total	$	117,739		$	35,155		$	157,516	$	44,300		$	13,496	$	10,284	$	13,668	$	392,158
Schedule of impaired loans, individually evaluated	'
	The following table presents loans individually evaluated for impairment as of March 31, 2014 by type of loan (in thousands):

		Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	One-to four- family	$	691		$	920		$	-
	Home equity		284			344			-
	Commercial and multifamily		1,535			1,575			-
	Construction and land		21			21			-
	Manufactured homes		86			93			-
	Other consumer		-			-			-
	Commercial business		20			20			-
	Total		2,637			2,973			-
	With an allowance recorded:
	One-to four- family		4,096			4,119			341
	Home equity		1,382			1,464			152
	Commercial and multifamily		1,477			1,477			-
	Construction and land		186			186			27
	Manufactured homes		558			558			124
	Other consumer		23			23			3
	Commercial business		110			110			-
	Total		7,832			7,937			647
	Totals:
	One-to-four family		4,787			5,039			341
	Home equity		1,666			1,808			152
	Commercial and multifamily		3,012			3,052			-
	Construction and land		207			207			27
	Manufactured homes		644			651			124
	Other consumer		23			23			3
	Commercial business		130			130			-
	Total	$	10,469		$	10,910		$	647

	The following table presents loans individually evaluated for impairment as of December 31, 2013 by type of loan (in thousands):

		Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	One-to four- family	$	533		$	723		$	-
	Home equity		245			294			-
	Commercial and multifamily		1,995			1,995			-
	Construction and land		21			21			-
	Manufactured homes		98			98			-
	Other consumer		17			17			-
	Commercial business		336			337			-
	Total		3,245			3,485			-
	With an allowance recorded:
	One-to four- family		4,075			4,086			356
	Home equity		1,352			1,362			150
	Commercial and multifamily		1,721			1,721			1
	Construction and land		188			187			28
	Manufactured homes		549			549			116
	Other consumer		15			15			3
	Commercial business		166			166			55
	Total		8,066			8,086			709
	Totals:
	One-to four- family		4,608			4,809			356
	Home equity		1,597			1,656			150
	Commercial and multifamily		3,716			3,716			1
	Construction and land		209			208			28
	Manufactured homes		647			647			116
	Other consumer		32			32			3
	Commercial business		502			503			55
	Total	$	11,311		$	11,571		$	709

Trouble restructured debt modifications	'
	The following table presents new TDRs by type of modification that occurred during the three months ended March 31, 2014 (in thousands):

		Three months ended March 31, 2014
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One-to four- family		1		$	-		$	-	$	-		$	176	$	176
	Total		1		$	-		$	-	$	-		$	176	$	176

	The following table presents new TDRs by type of modification that occurred during the three months ended March 31, 2013 (in thousands):

		Three months ended March 31, 2013
		Number of Contracts			Rate Modifications			Term Modifications		Payment Modifications			Combination Modifications		Total Modifications
	One-to four- family		3		$	-		$	-	$	-		$	878	$	878
	Total		3		$	-		$	-	$	-		$	878	$	878
Troubled debt restructurings in default	'
	The following table represents loans modified as TDRs within the previous 12 months for which there was a payment default during the three months ended March 31, 2014 and 2013, respectively (in thousands):

		Three Months Ended March 31,
		2014			2013
	One-to four- family	$	-		$	202
	Home equity		98			115
	Commercial and multifamily		583
	Commercial business		-			540
	Total	$	681		$	857

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
Fair Value Measurements (Tables)	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Information about level in fair value hierarchy for financial assets and liabilities	'
	The following tables present information about the level in the fair value hierarchy for the Company’s financial assets and liabilities, whether or not recognized or recorded at fair value as of March 31, 2014 and December 31, 2013 (in thousands):

		31-Mar-14						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	14,614		$	14,614		$	14,614	$	-	$	-
	Available for sale securities		14,730			14,730			-		12,337		2,393
	Loans held for sale		1,436			1,436			-		1,436		-
	Loans, net		390,694			390,578			-		-		390,578
	Accrued interest receivable		1,378			1,378			1,378		-		-
	Bank-owned life insurance, net		11,148			11,148			-		11,148		-
	Mortgage servicing rights		2,948			2,948			-		-		2,948
	FHLB stock		2,292			2,292			-		-		2,292
	FINANCIAL LIABILITIES:
	Non-maturity deposits		199,026			199,026			-		199,026		-
	Time deposits		164,321			165,337			-		165,337		-
	Borrowings		28,060			27,972			-		27,972		-
	Accrued interest payable		79			79			-		79		-

		31-Dec-13						Fair Value Measurements Using:
		Carrying Value			Estimated Fair Value			Level 1		Level 2		Level 3
	FINANCIAL ASSETS:
	Cash and cash equivalents	$	15,334		$	15,334		$	15,334	$	-	$	-
	Available for sale securities		15,421			15,421			-		13,002		2,419
	Loans held for sale		130			130			-		130		-
	Loans, net		386,749			385,685			-		-		385,685
	Accrued interest receivable		1,366			1,366			1,366		-		-
	Bank-owned life insurance, net		11,068			11,068			-		11,068		-
	Mortgage servicing rights		2,984			2,984			-		-		2,984
	FHLB Stock		2,314			2,314			-		-		2,314
	FINANCIAL LIABILITIES:
	Non-maturity deposits		190,811			190,811			-		190,811		-
	Time deposits		157,528			158,652			-		158,652		-
	Borrowings		43,221			43,118			-		43,118		-
	Accrued interest payable		82			82			-		82		-
Fair value of assets measured on recurring basis	'
	The following table presents the balance of assets measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013 (in thousands):

		Fair Value at March 31, 2014
	Description	Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,996		$	-		$	1,996	$	-
	Agency mortgage-backed securities		10,341			-			10,341		-
	Non-agency mortgage-backed securities		2,393			-			-		2,393
	Mortgage servicing rights		2,948			-			-		2,948

		Fair Value at December 31, 2013
	Description	Total			Level 1			Level 2		Level 3
	Municipal bonds	$	1,931		$	-		$	1,931	$	-
	Agency mortgage-backed securities		11,071			-			11,071		-
	Non-agency mortgage-backed securities		2,419			-			-		2,419
	Mortgage servicing rights		2,984			-			-		2,984
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring basis at March 31, 2014:

	Financial Instrument	Valuation Technique		Unobservable Input(s)	Range (Weighted Average)
	Mortgage Servicing Rights	Discounted cash flow		Prepayment speed assumption	101-462% (208%)
				Discount rate	8-12% (10%)
	Non-agency mortgage-backed securities	Discounted cash flow		Discount rate	-8%
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3)	'
	The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2014 and 2013 (in thousands):

		Three Months Ended
		March 31,
		2014			2013
	Beginning balance, at fair value	$	2,419		$	2,773
	OTTI impairment losses		-			(19	)
	Principal payments		(77	)		(133	)
	Change in unrealized loss		51			76
	Ending balance, at fair value	$	2,393		$	2,697
Fair value of assets measured on nonrecurring basis	'
	The following table presents the balance of assets measured at fair value on a nonrecurring basis at the dates indicated (in thousands):

		Fair Value at March 31, 2014
		Total			Level 1			Level 2		Level 3
	OREO and repossessed assets	$	353		$	-		$	-	$	353
	Impaired loans		10,469			-			-	$	10,469

		Fair Value at December 31, 2013
		Total			Level 1			Level 2		Level 3
	OREO and repossessed assets	$	1,178		$	-		$	-	$	1,178
	Impaired loans		11,311			-			-		11,311
Fair value of assets, quantitative information	'
	The following table provides a description of the valuation technique, observable input, and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a nonrecurring basis at March 31, 2014:

	Financial Instrument	Valuation Technique(s)		Unobservable Input(s)	Range (Weighted Average)
	OREO	Market approach		Adjustment for differences between comparable sales	1.9-43% (13%)
	Impaired loans	Market approach		Adjustment for differences between comparable sales	0-100% (7%)

Mortgage_Servicing_Rights_Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
Mortgage Servicing Rights (Tables)	Mar. 31, 2014
Mortgage Servicing Rights [Abstract]	'
Mortgage service rights	'
	A summary of the change in the balance of mortgage servicing rights during the three months ended March 31, 2014 and 2013 were as follows (in thousands):

		Three Months Ended
		March 31,
		2014			2013
	Beginning balance, at fair value	$	2,984		$	2,306
	Servicing rights that result from transfers of financial assets		56			217
	Changes in fair value:
	Due to changes in model inputs or assumptions(1)		140			135
	Other(2)		(232	)		(262	)
	Ending balance, at fair value	$	2,948		$	2,396
	__________________
	(1) Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates
	(2) Represents changes due to collection or realization of expected cash flows over time.
Mortgage service rights assumptions	'
	The key economic assumptions used in determining the fair value of mortgage servicing rights at the dates indicated are as follows:

		At March 31,
		2014			2013
	Prepayment speed (Public Securities Association “PSA” model)		208	%		310	%
	Weighted-average life (years)		6.3			4.5
	Yield to maturity discount rate		10	%		10	%

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	3 Months Ended
Earnings Per Common Share (Tables)	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Earnings per common share	'
	Earnings per common share are summarized for the periods presented in the following table (in thousands, except per share data):

		Three Months Ended March 31,
		2014		2013
	Net income	$	987	$	797
	Less net income attributable to participating securities(1)		17		17
	Net income available to common shareholders	$	970	$	780
	Weighted average number of shares outstanding, basic		2,507		2,588
	Effect of potentially dilutive common shares(2)		97		57
	Weighted average number of shares outstanding, diluted		2,604		2,645
	Earnings per share, basic	$	0.39	$	0.31
	Earnings per share, diluted	$	0.38	$	0.3
	(1) Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
	(2) Represents the effect of the assumed exercise of stock options and vesting of non-participating restricted shares, based on the treasury stock method.

Stockbased_Compensation_Tables

Stock-based Compensation (Tables)	3 Months Ended
Stock-based Compensation (Tables)	Mar. 31, 2014
Stock-based Compensation [Abstract]	'
Stock option plan awards	'
	The following is a summary of the Company’s stock option plan awards during the period ended March 31, 2014:

		Shares			Weighted-		Weighted-Average Remaining Contractual Term In Years		Aggregate
					Average				Intrinsic
					Exercise Price				Value
	Outstanding at the beginning of the year		107,456		$	8.92		5.84	$	857,499
	Granted		105,431		$	16.8
	Exercised		-			-
	Forfeited		-
	Expired		-			-
	Outstanding at March 31, 2014		212,887		$	12.82		7.69	$	3,682,945
	Exercisable		91,606		$	9		5.19	$	1,584,784
	Expected to vest, assuming a 0% forfeiture rate over the vesting term		212,887		$	12.82		7.69	$	3,682,945
Valuation assumptions used in estimating fair value of option awards	'
	The fair value of each option award is estimated on the date of grant using a Black-Scholes model that uses the assumptions noted in the table below:

	Annual dividend yield		1.2	%
	Expected volatility		46.84	%
	Risk-free interest rate		2.33	%
	Expected term	7.5 years
	Weighted-average grant date fair value per option granted	$	7.69
Nonvested restricted stock awards	'
	The following is a summary of the Company’s non-vested restricted stock awards during the three months ended March 31, 2014:

	Non-vested Shares	Shares			Weighted-Average Grant-Date		Aggregate Intrinsic
	Non-vested Shares	Shares			Fair Value Per Share		Value Per Share
	Non-vested at January 1, 2014		14,525		$	8.44
	Granted		45,565			16.87
	Vested		(15,946	)		16.87
	Forfeited		-
	Expired		-
	Non-vested at March 31, 2014		44,144		$	15.58	$	17.3
	Expected to vest assuming a 0% forfeiture rate over the vesting term		44,144		$	15.58	$	17.3

Investments_Details

Investments (Details) (USD $)	3 Months Ended
Investments (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	$14,940,000	'	$15,828,000
Gross Unrealized Gains	243,000	'	136,000
Gross Unrealized Losses	-453,000	'	-543,000
Estimated Fair Value	14,730,000	'	15,421,000
Amortized cost and fair value of mortgage-backed securities by contractual maturity [Abstract]	'	'	'
Due in five to ten years, Amortized Cost	1,911,000	'	'
Due after ten years, Amortized Cost	13,029,000	'	'
Total, Amortized Cost	14,940,000	'	'
Due in five to ten years, Fair Value	1,996,000	'	'
Due after ten years, Fair Value	12,734,000	'	'
Total, Fair Value	14,730,000	'	'
Letters of credit to secure deposits	36,500,000	'	'
Sales of available for sale securities	0	0	'
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'
Less Than 12 Months	1,052,000	'	1,123,000
12 Months or Longer	5,406,000	'	7,781,000
Total	6,458,000	'	8,904,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'
Less Than 12 Months	-18,000	'	-29,000
12 Months or Longer	-435,000	'	-514,000
Total	-453,000	'	-543,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'
Estimated credit losses, beginning balance	450,000	420,000	'
Additions for credit losses not previously recognized	0	19,000	'
Reduction for increases in cash flows	0	0	'
Reduction for realized losses	0	0	'
Estimated credit losses, ending balance	450,000	439,000	'
Municipal bonds [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	1,911,000	'	1,911,000
Gross Unrealized Gains	85,000	'	20,000
Gross Unrealized Losses	0	'	0
Estimated Fair Value	1,996,000	'	1,931,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'
Number of portfolio securities	5	'	'
Agency mortgage-backed securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	10,417,000	'	11,228,000
Gross Unrealized Gains	56,000	'	38,000
Gross Unrealized Losses	-132,000	'	-195,000
Estimated Fair Value	10,341,000	'	11,071,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'
Less Than 12 Months	1,052,000	'	1,123,000
12 Months or Longer	5,088,000	'	7,145,000
Total	6,140,000	'	8,268,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'
Less Than 12 Months	-18,000	'	-29,000
12 Months or Longer	-114,000	'	-166,000
Total	-132,000	'	-195,000
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'
Number of portfolio securities	16	'	'
Number of securities in unrealized loss position	9	'	'
Non-agency mortgage-backed securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	2,612,000	'	2,689,000
Gross Unrealized Gains	102,000	'	78,000
Gross Unrealized Losses	-321,000	'	-348,000
Estimated Fair Value	2,393,000	'	2,419,000
Continuous unrealized loss position, Fair Value [Abstract]	'	'	'
Less Than 12 Months	0	'	0
12 Months or Longer	318,000	'	636,000
Total	318,000	'	636,000
Continuous unrealized loss position, Unrealized Loss [Abstract]	'	'	'
Less Than 12 Months	0	'	0
12 Months or Longer	-321,000	'	-348,000
Total	($321,000)	'	($348,000)
Other than temporary impairment, credit losses recognized in earnings [Roll Forward]	'	'	'
Number of portfolio securities	5	'	'
Number of securities in unrealized loss position	1	'	'

Loans_Details

Loans (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loan portfolio [Line Items]	'	'
Total loans	$396,138	$392,158
Deferred fees	-1,268	-1,232
Total loans, gross	394,870	390,926
Allowance for loan losses	-4,176	-4,177
Total Loans, net	390,694	386,749
One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	120,142	117,739
Allowance for loan losses	-925	-1,915
Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	34,782	35,155
Allowance for loan losses	-529	-781
Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	155,040	157,516
Allowance for loan losses	-1,832	-300
Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	42,951	44,300
Allowance for loan losses	-240	-318
Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,030	13,496
Allowance for loan losses	-186	-209
Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	9,927	10,284
Allowance for loan losses	-100	-109
Real estate loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	352,915	354,710
Real estate loans [Member] \| One-to four- family [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	120,142	117,739
Real estate loans [Member] \| Home equity [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	34,782	35,155
Real estate loans [Member] \| Commercial and multifamily [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	155,040	157,516
Real estate loans [Member] \| Construction and land [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	42,951	44,300
Consumer loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	22,957	23,780
Consumer loans [Member] \| Manufactured homes [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	13,030	13,496
Consumer loans [Member] \| Other consumer [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	9,927	10,284
Commercial business loans [Member]	'	'
Loan portfolio [Line Items]	'	'
Total loans	$20,266	$13,668

Loans_Allowance_for_loan_losse

Loans, Allowance for loan losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	$647	'	$709
Allowance for loan losses, ending balance: collectively evaluated for impairment	3,529	'	3,468
Allowance for loan losses, ending balance	4,176	'	4,177
Loans receivables, ending balance: individually evaluated for impairment	10,469	'	11,311
Loans receivable, ending balance: collectively evaluated for impairment	385,669	'	380,847
Loans receivable, ending balance	396,138	'	392,158
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	4,177	4,248	'
Charge-offs	-236	-494	'
Recoveries	35	42	'
Provision	200	250	'
Ending Allowance	4,176	4,046	'
One-to four- family [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	341	'	356
Allowance for loan losses, ending balance: collectively evaluated for impairment	584	'	1,559
Allowance for loan losses, ending balance	925	'	1,915
Loans receivables, ending balance: individually evaluated for impairment	4,787	'	4,608
Loans receivable, ending balance: collectively evaluated for impairment	115,355	'	113,131
Loans receivable, ending balance	120,142	'	117,739
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	1,915	1,417	'
Charge-offs	-65	-69	'
Recoveries	1	0	'
Provision	-926	-49	'
Ending Allowance	925	1,299	'
Home equity [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	152	'	150
Allowance for loan losses, ending balance: collectively evaluated for impairment	377	'	631
Allowance for loan losses, ending balance	529	'	781
Loans receivables, ending balance: individually evaluated for impairment	1,666	'	1,597
Loans receivable, ending balance: collectively evaluated for impairment	33,116	'	33,558
Loans receivable, ending balance	34,782	'	35,155
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	781	997	'
Charge-offs	-34	-147	'
Recoveries	29	2	'
Provision	-247	151	'
Ending Allowance	529	1,003	'
Commercial and multifamily [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	0	'	1
Allowance for loan losses, ending balance: collectively evaluated for impairment	1,832	'	299
Allowance for loan losses, ending balance	1,832	'	300
Loans receivables, ending balance: individually evaluated for impairment	3,012	'	3,716
Loans receivable, ending balance: collectively evaluated for impairment	152,028	'	153,800
Loans receivable, ending balance	155,040	'	157,516
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	300	492	'
Charge-offs	-38	-192	'
Recoveries	1	32	'
Provision	1,569	195	'
Ending Allowance	1,832	527	'
Construction and land [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	27	'	28
Allowance for loan losses, ending balance: collectively evaluated for impairment	213	'	290
Allowance for loan losses, ending balance	240	'	318
Loans receivables, ending balance: individually evaluated for impairment	207	'	209
Loans receivable, ending balance: collectively evaluated for impairment	42,744	'	44,091
Loans receivable, ending balance	42,951	'	44,300
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	318	217	'
Charge-offs	0	-7	'
Recoveries	0	0	'
Provision	-78	77	'
Ending Allowance	240	287	'
Manufactured homes [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	124	'	116
Allowance for loan losses, ending balance: collectively evaluated for impairment	62	'	93
Allowance for loan losses, ending balance	186	'	209
Loans receivables, ending balance: individually evaluated for impairment	644	'	646
Loans receivable, ending balance: collectively evaluated for impairment	12,386	'	12,850
Loans receivable, ending balance	13,030	'	13,496
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	209	260	'
Charge-offs	-88	-24	'
Recoveries	1	0	'
Provision	64	-19	'
Ending Allowance	186	217	'
Other consumer [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	3	'	3
Allowance for loan losses, ending balance: collectively evaluated for impairment	97	'	106
Allowance for loan losses, ending balance	100	'	109
Loans receivables, ending balance: individually evaluated for impairment	23	'	32
Loans receivable, ending balance: collectively evaluated for impairment	9,904	'	10,252
Loans receivable, ending balance	9,927	'	10,284
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	109	146	'
Charge-offs	-11	-11	'
Recoveries	3	8	'
Provision	-1	35	'
Ending Allowance	100	178	'
Commercial business [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	0	'	55
Allowance for loan losses, ending balance: collectively evaluated for impairment	99	'	47
Allowance for loan losses, ending balance	99	'	102
Loans receivables, ending balance: individually evaluated for impairment	130	'	503
Loans receivable, ending balance: collectively evaluated for impairment	20,136	'	13,165
Loans receivable, ending balance	20,266	'	13,668
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	102	218	'
Charge-offs	0	-44	'
Recoveries	0	0	'
Provision	-3	26	'
Ending Allowance	99	200	'
Unallocated [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Allowance for loan losses, ending balance: individually evaluated for impairment	0	'	0
Allowance for loan losses, ending balance: collectively evaluated for impairment	265	'	443
Allowance for loan losses, ending balance	265	'	443
Loans receivables, ending balance: individually evaluated for impairment	0	'	0
Loans receivable, ending balance: collectively evaluated for impairment	0	'	0
Loans receivable, ending balance	0	'	0
Allowance for loan losses [Roll Forward]	'	'	'
Beginning Allowance	443	501	'
Charge-offs	0	0	'
Recoveries	0	0	'
Provision	-178	-166	'
Ending Allowance	265	335	'
Real Estate Loans [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	352,915	'	354,710
Real Estate Loans [Member] \| One-to four- family [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	120,142	'	117,739
Real Estate Loans [Member] \| Home equity [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	34,782	'	35,155
Real Estate Loans [Member] \| Commercial and multifamily [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	155,040	'	157,516
Real Estate Loans [Member] \| Construction and land [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	42,951	'	44,300
Consumer Loans [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	22,957	'	23,780
Consumer Loans [Member] \| Manufactured homes [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	13,030	'	13,496
Consumer Loans [Member] \| Other consumer [Member]	'	'	'
Allowance for loan losses, allowance and recorded investment [Abstract]	'	'	'
Loans receivable, ending balance	$9,927	'	$10,284

Loans_Credit_Quality_Details

Loans, Credit Quality (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Recorded Investment [Line Items]	'	'
Total loans	$396,138	$392,158
One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	120,142	117,739
Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	34,782	35,155
Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	155,040	157,516
Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	42,951	44,300
Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,030	13,496
Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,927	10,284
Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	20,266	13,668
Internally Assigned Grade [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	396,138	392,158
Internally Assigned Grade [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	120,142	117,739
Internally Assigned Grade [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	34,782	35,155
Internally Assigned Grade [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	155,040	157,516
Internally Assigned Grade [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	42,951	44,300
Internally Assigned Grade [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	13,030	13,496
Internally Assigned Grade [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,927	10,284
Internally Assigned Grade [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	20,266	13,668
Internally Assigned Grade [Member] \| Pass [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	371,153	366,480
Internally Assigned Grade [Member] \| Pass [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	107,990	106,044
Internally Assigned Grade [Member] \| Pass [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	30,509	30,940
Internally Assigned Grade [Member] \| Pass [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	149,699	151,461
Internally Assigned Grade [Member] \| Pass [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	42,091	43,436
Internally Assigned Grade [Member] \| Pass [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	11,570	11,966
Internally Assigned Grade [Member] \| Pass [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	9,490	9,812
Internally Assigned Grade [Member] \| Pass [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	19,804	12,821
Internally Assigned Grade [Member] \| Watch [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	19,723	19,322
Internally Assigned Grade [Member] \| Watch [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	10,429	9,854
Internally Assigned Grade [Member] \| Watch [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,382	3,340
Internally Assigned Grade [Member] \| Watch [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,084	3,100
Internally Assigned Grade [Member] \| Watch [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	757	761
Internally Assigned Grade [Member] \| Watch [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,298	1,454
Internally Assigned Grade [Member] \| Watch [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	421	448
Internally Assigned Grade [Member] \| Watch [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	352	365
Internally Assigned Grade [Member] \| Special Mention [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,713	2,761
Internally Assigned Grade [Member] \| Special Mention [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	126	46
Internally Assigned Grade [Member] \| Special Mention [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	98
Internally Assigned Grade [Member] \| Special Mention [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,477	2,135
Internally Assigned Grade [Member] \| Special Mention [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Special Mention [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Special Mention [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Special Mention [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	110	482
Internally Assigned Grade [Member] \| Substandard [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	3,549	3,595
Internally Assigned Grade [Member] \| Substandard [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	1,597	1,795
Internally Assigned Grade [Member] \| Substandard [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	891	777
Internally Assigned Grade [Member] \| Substandard [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	780	820
Internally Assigned Grade [Member] \| Substandard [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	103	103
Internally Assigned Grade [Member] \| Substandard [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	162	76
Internally Assigned Grade [Member] \| Substandard [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	16	24
Internally Assigned Grade [Member] \| Substandard [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Doubtful [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| One-to four- family [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Home equity [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Commercial and multifamily [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Construction and land [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Manufactured homes [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Other consumer [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	0	0
Internally Assigned Grade [Member] \| Loss [Member] \| Commercial business [Member]	'	'
Recorded Investment [Line Items]	'	'
Total loans	$0	$0

Loans_Nonaccrual_and_past_due_

Loans, Nonaccrual and past due loans (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	Contract	Contract	Dec. 31, 2013
Past due and nonaccrual [Line Items]	'	'	'
Nonaccrual loans	$758,000	'	$558,000
30-59 Days Past Due	2,743,000	'	2,718,000
60-89 Days Past Due	65,000	'	845,000
Greater Than 90 Days Past Due	758,000	'	526,000
Recorded Investment > 90 Days and Accruing	0	'	321,000
Total Past Due	3,566,000	'	4,410,000
Current	392,572,000	'	387,748,000
Total Loans	396,138,000	'	392,158,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	2,637,000	'	3,245,000
With related allowance recorded	7,832,000	'	8,066,000
Total investments	10,469,000	'	11,311,000
With no related allowance unpaid principal balance	2,973,000	'	3,485,000
With related allowance unpaid principal balance	7,937,000	'	8,086,000
Total unpaid principal balance	10,910,000	'	11,571,000
Related allowance	647,000	'	709,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	10,890,000	11,432,000	'
Interest income recognized	126,000	93,000	'
Impaired loans, interest income forgone	68,000	87,000	'
Trouble debt restructuring, recorded investment	6,500,000	'	6,400,000
Restructured loans by modification [Abstract]	'	'	'
Number of contracts	1	3	'
Rate modifications	0	0	'
Term modifications	0	0	'
Payment modifications	0	0	'
Combination modifications	176,000	878,000	'
Total modifications	176,000	878,000	'
TDR modifications, subsequent default	681,000	857,000	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'	'
Number of days past due to be considered in default	'31 days	'	'
Number of days past due to be considered nonaccrual status	'90 days	'	'
One-to four- family [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Nonaccrual loans	484,000	'	401,000
30-59 Days Past Due	1,314,000	'	1,460,000
60-89 Days Past Due	0	'	537,000
Greater Than 90 Days Past Due	484,000	'	401,000
Recorded Investment > 90 Days and Accruing	0	'	321,000
Total Past Due	1,798,000	'	2,719,000
Current	118,344,000	'	115,020,000
Total Loans	120,142,000	'	117,739,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	691,000	'	533,000
With related allowance recorded	4,096,000	'	4,075,000
Total investments	4,787,000	'	4,608,000
With no related allowance unpaid principal balance	920,000	'	723,000
With related allowance unpaid principal balance	4,119,000	'	4,086,000
Total unpaid principal balance	5,039,000	'	4,809,000
Related allowance	341,000	'	356,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	4,698,000	6,161,000	'
Interest income recognized	54,000	40,000	'
Restructured loans by modification [Abstract]	'	'	'
Number of contracts	1	3	'
Rate modifications	0	0	'
Term modifications	0	0	'
Payment modifications	0	0	'
Combination modifications	176,000	878,000	'
Total modifications	176,000	878,000	'
TDR modifications, subsequent default	0	202,000	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'	'
Number of mortgages over 90 days past due and considered nonaccrual status	'	1	'
Home equity [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Nonaccrual loans	200,000	'	124,000
30-59 Days Past Due	615,000	'	618,000
60-89 Days Past Due	40,000	'	214,000
Greater Than 90 Days Past Due	200,000	'	124,000
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	855,000	'	956,000
Current	33,927,000	'	34,199,000
Total Loans	34,782,000	'	35,155,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	284,000	'	245,000
With related allowance recorded	1,382,000	'	1,352,000
Total investments	1,666,000	'	1,597,000
With no related allowance unpaid principal balance	344,000	'	294,000
With related allowance unpaid principal balance	1,464,000	'	1,362,000
Total unpaid principal balance	1,808,000	'	1,656,000
Related allowance	152,000	'	150,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	1,632,000	1,740,000	'
Interest income recognized	18,000	9,000	'
Restructured loans by modification [Abstract]	'	'	'
TDR modifications, subsequent default	98,000	115,000	'
Commercial and multifamily [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
30-59 Days Past Due	780,000	'	377,000
60-89 Days Past Due	0	'	0
Greater Than 90 Days Past Due	0	'	0
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	780,000	'	377,000
Current	154,260,000	'	157,139,000
Total Loans	155,040,000	'	157,516,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	1,535,000	'	1,995,000
With related allowance recorded	1,477,000	'	1,721,000
Total investments	3,012,000	'	3,716,000
With no related allowance unpaid principal balance	1,575,000	'	1,995,000
With related allowance unpaid principal balance	1,477,000	'	1,721,000
Total unpaid principal balance	3,052,000	'	3,716,000
Related allowance	0	'	1,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	3,364,000	1,571,000	'
Interest income recognized	36,000	3,000	'
Restructured loans by modification [Abstract]	'	'	'
TDR modifications, subsequent default	583,000	'	'
Loans that became delinquent more than 90 days past due or transferred to nonaccrual within 12 months of restructuring [Abstract]	'	'	'
Number of mortgages over 90 days past due and considered nonaccrual status	2	'	'
Construction and land [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
30-59 Days Past Due	0	'	0
60-89 Days Past Due	0	'	0
Greater Than 90 Days Past Due	0	'	0
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	0	'	0
Current	42,951,000	'	44,300,000
Total Loans	42,951,000	'	44,300,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	21,000	'	21,000
With related allowance recorded	186,000	'	188,000
Total investments	207,000	'	209,000
With no related allowance unpaid principal balance	21,000	'	21,000
With related allowance unpaid principal balance	186,000	'	187,000
Total unpaid principal balance	207,000	'	208,000
Related allowance	27,000	'	28,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	208,000	335,000	'
Interest income recognized	3,000	0	'
Manufactured homes [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Nonaccrual loans	74,000	'	32,000
30-59 Days Past Due	19,000	'	146,000
60-89 Days Past Due	24,000	'	94,000
Greater Than 90 Days Past Due	74,000	'	0
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	117,000	'	240,000
Current	12,913,000	'	13,256,000
Total Loans	13,030,000	'	13,496,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	86,000	'	98,000
With related allowance recorded	558,000	'	549,000
Total investments	644,000	'	647,000
With no related allowance unpaid principal balance	93,000	'	98,000
With related allowance unpaid principal balance	558,000	'	549,000
Total unpaid principal balance	651,000	'	647,000
Related allowance	124,000	'	116,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	646,000	639,000	'
Interest income recognized	13,000	4,000	'
Other consumer [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Nonaccrual loans	0	'	1,000
30-59 Days Past Due	15,000	'	8,000
60-89 Days Past Due	1,000	'	0
Greater Than 90 Days Past Due	0	'	1,000
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	16,000	'	9,000
Current	9,911,000	'	10,275,000
Total Loans	9,927,000	'	10,284,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	0	'	17,000
With related allowance recorded	23,000	'	15,000
Total investments	23,000	'	32,000
With no related allowance unpaid principal balance	0	'	17,000
With related allowance unpaid principal balance	23,000	'	15,000
Total unpaid principal balance	23,000	'	32,000
Related allowance	3,000	'	3,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	28,000	53,000	'
Interest income recognized	0	0	'
Commercial business [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
30-59 Days Past Due	0	'	109,000
60-89 Days Past Due	0	'	0
Greater Than 90 Days Past Due	0	'	0
Recorded Investment > 90 Days and Accruing	0	'	0
Total Past Due	0	'	109,000
Current	20,266,000	'	13,559,000
Total Loans	20,266,000	'	13,668,000
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
With no related allowance recorded	20,000	'	336,000
With related allowance recorded	110,000	'	166,000
Total investments	130,000	'	502,000
With no related allowance unpaid principal balance	20,000	'	337,000
With related allowance unpaid principal balance	110,000	'	166,000
Total unpaid principal balance	130,000	'	503,000
Related allowance	0	'	55,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	316,000	933,000	'
Interest income recognized	2,000	37,000	'
Restructured loans by modification [Abstract]	'	'	'
TDR modifications, subsequent default	0	540,000	'
Performing [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	394,277,000	'	390,237,000
Performing [Member] \| One-to four- family [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	119,433,000	'	116,967,000
Performing [Member] \| Home equity [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	34,484,000	'	34,933,000
Performing [Member] \| Commercial and multifamily [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	154,260,000	'	156,696,000
Performing [Member] \| Construction and land [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	42,951,000	'	44,300,000
Performing [Member] \| Manufactured homes [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	12,956,000	'	13,390,000
Performing [Member] \| Other consumer [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	9,927,000	'	10,283,000
Performing [Member] \| Commercial business [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	20,266,000	'	13,668,000
Nonperforming [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	1,861,000	'	1,921,000
Nonperforming [Member] \| One-to four- family [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	709,000	'	772,000
Nonperforming [Member] \| Home equity [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	298,000	'	222,000
Nonperforming [Member] \| Commercial and multifamily [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	780,000	'	820,000
Nonperforming [Member] \| Construction and land [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	0	'	0
Nonperforming [Member] \| Manufactured homes [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	74,000	'	106,000
Nonperforming [Member] \| Other consumer [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	0	'	1,000
Nonperforming [Member] \| Commercial business [Member]	'	'	'
Past due and nonaccrual [Line Items]	'	'	'
Total Loans	0	'	0
With no related allowance recorded [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	2,941,000	5,562,000	'
Interest income recognized	23,000	49,000	'
With no related allowance recorded [Member] \| One-to four- family [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	612,000	2,341,000	'
Interest income recognized	6,000	10,000	'
With no related allowance recorded [Member] \| Home equity [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	265,000	874,000	'
Interest income recognized	2,000	3,000	'
With no related allowance recorded [Member] \| Commercial and multifamily [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	1,765,000	1,328,000	'
Interest income recognized	13,000	2,000	'
With no related allowance recorded [Member] \| Construction and land [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	21,000	259,000	'
Interest income recognized	0	0	'
With no related allowance recorded [Member] \| Manufactured homes [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	92,000	84,000	'
Interest income recognized	2,000	1,000	'
With no related allowance recorded [Member] \| Other consumer [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	9,000	8,000	'
Interest income recognized	0	0	'
With no related allowance recorded [Member] \| Commercial business [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	0
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	178,000	668,000	'
Interest income recognized	0	33,000	'
With an related allowance recorded [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	647,000	'	709,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	7,949,000	5,870,000	'
Interest income recognized	103,000	44,000	'
With an related allowance recorded [Member] \| One-to four- family [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	341,000	'	356,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	4,086,000	3,820,000	'
Interest income recognized	48,000	30,000	'
With an related allowance recorded [Member] \| Home equity [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	152,000	'	150,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	1,367,000	866,000	'
Interest income recognized	16,000	6,000	'
With an related allowance recorded [Member] \| Commercial and multifamily [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	1,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	1,599,000	243,000	'
Interest income recognized	23,000	1,000	'
With an related allowance recorded [Member] \| Construction and land [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	27,000	'	28,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	187,000	76,000	'
Interest income recognized	3,000	0	'
With an related allowance recorded [Member] \| Manufactured homes [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	124,000	'	116,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	554,000	555,000	'
Interest income recognized	11,000	3,000	'
With an related allowance recorded [Member] \| Other consumer [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	3,000	'	3,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	19,000	45,000	'
Interest income recognized	0	0	'
With an related allowance recorded [Member] \| Commercial business [Member]	'	'	'
Impaired Financing Receivable, Recorded Investment [Abstract]	'	'	'
Related allowance	0	'	55,000
Impaired Loans, Average Recorded Investment [Abstract]	'	'	'
Average recorded investment	138,000	265,000	'
Interest income recognized	$2,000	$4,000	'

Fair_Value_Measurements_Fair_V

Fair Value Measurements, Fair Value Hierarchy (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
FINANCIAL ASSETS [Abstract]	'	'
Mortgage servicing rights	$2,948	$2,984
Level 1 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	14,614	15,334
Available for sale securities	0	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	1,378	1,366
Bank owned life insurance, net	0	0
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Level 2 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	12,337	13,002
Loans held for sale	1,436	130
Loans, net	0	0
Accrued interest receivable	0	0
Bank owned life insurance, net	11,148	11,068
Mortgage servicing rights	0	0
FHLB Stock	0	0
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	199,026	190,811
Time deposits	165,337	158,652
Borrowings	27,972	43,118
Accrued interest payable	79	82
Level 3 [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	0	0
Available for sale securities	2,393	2,419
Loans held for sale	0	0
Loans, net	390,578	385,685
Accrued interest receivable	0	0
Bank owned life insurance, net	0	0
Mortgage servicing rights	2,948	2,984
FHLB Stock	2,292	2,314
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	0	0
Time deposits	0	0
Borrowings	0	0
Accrued interest payable	0	0
Carrying Value [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	14,614	15,334
Available for sale securities	14,730	15,421
Loans held for sale	1,436	130
Loans, net	390,694	386,749
Accrued interest receivable	1,378	1,366
Bank owned life insurance, net	11,148	11,068
Mortgage servicing rights	2,948	2,984
FHLB Stock	2,292	2,314
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	199,026	190,811
Time deposits	164,321	157,528
Borrowings	28,060	43,221
Accrued interest payable	79	82
Fair Value [Member]	'	'
FINANCIAL ASSETS [Abstract]	'	'
Cash and cash equivalents	14,614	15,334
Available for sale securities	14,730	15,421
Loans held for sale	1,436	130
Loans, net	390,578	385,685
Accrued interest receivable	1,378	1,366
Bank owned life insurance, net	11,148	11,068
Mortgage servicing rights	2,948	2,984
FHLB Stock	2,292	2,314
FINANCIAL LIABILITIES [Abstract]	'	'
Non-maturity deposits	199,026	190,811
Time deposits	165,337	158,652
Borrowings	27,972	43,118
Accrued interest payable	$79	$82

Fair_Value_Measurements_Recurr

Fair Value Measurements, Recurring and Nonrecurring (Details) (USD $)

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Recurring [Member]

Nonrecurring [Member]

Level 1 [Member]

Level 2 [Member]

Level 3 [Member]

Level 1 [Member]

Level 2 [Member]

Level 3 [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

Municipal bonds

$1,996

$1,931

$1,996

$1,931

Agency mortgage-backed securities

10,341

11,071

10,341

11,071

Non-agency mortgage-backed securities

2,393

2,419

2,393

2,419

Mortgage servicing rights

2,948

2,984

2,948

2,984

OREO and repossessed assets

353

1,178

353

1,178

Impaired loans

10,469

11,311

10,469

11,311

Liabilities carried at fair value

Asset transfers from Level 1 to Level 2

Asset transfers from Level 2 into Level 3

Fair_Value_Measurements_Quanti

Fair Value Measurements, Quantitative Information (Details)	3 Months Ended
Fair Value Measurements, Quantitative Information (Details)	Mar. 31, 2014
Mortgage Servicing Rights [Member] \| Minimum [Member] \| Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	101.00%
Discount rate (in hundredths)	8.00%
Mortgage Servicing Rights [Member] \| Maximum [Member] \| Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	462.00%
Discount rate (in hundredths)	12.00%
Mortgage Servicing Rights [Member] \| Weighted Average [Member] \| Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Prepayment speed assumption (in hundredths)	208.00%
Discount rate (in hundredths)	10.00%
Non-agency mortgage-backed securities [Member] \| Weighted Average [Member] \| Discounted Cash Flow [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Discount rate (in hundredths)	8.00%
OREO [Member] \| Minimum [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	1.90%
OREO [Member] \| Maximum [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	43.00%
OREO [Member] \| Weighted Average [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	13.00%
Impaired Loans [Member] \| Minimum [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	0.00%
Impaired Loans [Member] \| Maximum [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	100.00%
Impaired Loans [Member] \| Weighted Average [Member] \| Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Adjusted for difference between comparable sales (in hundredths)	7.00%

Fair_Value_Measurements_Level_

Fair Value Measurements, Level 3 Unobservable Inputs (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) [Roll Forward]	'	'
Beginning balance, at fair value	$2,419	$2,773
OTTI impairment losses	0	-19
Principal payments	-77	-133
Change in unrealized loss	51	76
Ending balance, at fair value	$2,393	$2,697

Mortgage_Servicing_Rights_Deta

Mortgage Servicing Rights (Details) (USD $)	3 Months Ended
Mortgage Servicing Rights (Details) (USD $)	Mar. 31, 2014		Mar. 31, 2013		Dec. 31, 2013
Mortgage Servicing Rights [Abstract]	'		'		'
Unpaid principal balances of loans serviced for FNMA	$353,300,000		'		$359.20
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'		'
Beginning balance, at fair value	2,984,000		'		'
Servicing rights that result from transfers of financial assets	-56,000		-217,000		'
Changes in fair value [Abstract]	'		'		'
Ending balance, at fair value	2,948,000		'		'
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'		'
Mortgage servicing income	-47,000		127,000		'
Mortgage Servicing Assets [Member]	'		'		'
Summary of the Change in the Balance of Mortgage Service Rights Assets [Roll Forward]	'		'		'
Beginning balance, at fair value	2,984,000		2,306,000		'
Servicing rights that result from transfers of financial assets	56,000		217,000		'
Changes in fair value [Abstract]	'		'		'
Due to changes in model inputs or assumptions	140,000	[1]	135,000	[1]	'
Other	-232,000	[2]	-262,000	[2]	'
Ending balance, at fair value	$2,948,000		$2,396,000		'
Mortgage Servicing Rights, Key Economic Assumptions [Abstract]	'		'		'
Prepayment speed (Public Securities Association PSA model) (in hundredths)	208.00%		310.00%		'
Weighted-average life (years)	'6 years 3 months 18 days		'4 years 6 months		'
Yield to maturity discount rate (in hundredths)	10.00%		10.00%		'

[1]	Represents changes in discount rates and prepayment speed assumptions, which are primarily affected by changes in interest rates.
[2]	Represents changes due to collection or realization of expected cash flows over time.

Borrowings_Details

Borrowings (Details) (USD $)	3 Months Ended
Borrowings (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Federal Home Loan Bank Advances [Member] \| FHLB of Seattle [Member]	'	'
Short-term Debt [Line Items]	'	'
Maximum borrowing capacity, percentage of assets (in hundredths)	35.00%	'
Maximum borrowing capacity under loan agreement	$154,800,000	'
Amount available to borrow under loan agreement	120,400,000	116,800,000
Outstanding borrowings	28,100,000	43,200,000
Line of credit, amount available	55,900,000	37,100,000
Letter of Credit [Member] \| FHLB of Seattle [Member]	'	'
Short-term Debt [Line Items]	'	'
Letters of credit to secured deposits	36,500,000	36,500,000
Federal Reserve Bank advances [Member]	'	'
Short-term Debt [Line Items]	'	'
Outstanding borrowings	0	0
Unused borrowing capacity	19,100,000	19,200,000
Line of Credit [Member] \| Pacific Coast Banker's Bank [Member]	'	'
Short-term Debt [Line Items]	'	'
Amount available to borrow under loan agreement	2,000,000	'
Outstanding borrowings	0	0
Term period	'2 years	'
Maturity date	30-Jun-16	'
Line of Credit [Member] \| Zions Bank [Member]	'	'
Short-term Debt [Line Items]	'	'
Outstanding borrowings	0	0
Line of credit, maximum borrowing capacity	'	9
Line of credit facility cash balance	'	$250,000

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Earnings Per Common Share [Abstract]	'		'
Net income	$987		$797
Less net income attributable to participating securities	17	[1]	17	[1]
Net income available to common shareholders	$970		$780
Weighted average number of shares outstanding, basic (in shares)	2,506,678		2,587,544
Effect of potentially dilutive common shares (in shares)	97,000	[2]	57,000	[2]
Weighted average number of shares outstanding, diluted (in shares)	2,604,036		2,645,109
Earnings per share, basic (in dollars per share)	$0.39		$0.31
Earnings per share, diluted (in dollars per share)	$0.38		$0.30
Weighted average outstanding securities not included in computation of diluted earnings per common share (in shares)	0		0

[1]	Represents dividends paid and undistributed earnings allocated to non-vested restricted stock awards.
[2]	Represents the effect of the assumed exercise of stock options and vesting of non-participating restricted shares, based on the treasury stock method.

Stockbased_Compensation_Detail

Stock-based Compensation (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Jan. 31, 2008

Mar. 31, 2014

Aug. 31, 2012

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Employee Stock Ownership Plan [Member]

Restricted Stock and Restricted Stock Units [Member]

Stock Options [Member]

Non-Vested Restricted Stock Awards [Member]

2008 Plan [Member]

2013 Plan [Member]

ESOP borrowing 2008 [Member]

ESOP borrowing 2012 [Member]

Stock Options and Stock Appreciation Rights [Member]

Restricted Stock and Restricted Stock Units [Member]

Non-Vested Restricted Stock Awards [Member]

Stock Options and Stock Appreciation Rights [Member]

Restricted Stock and Restricted Stock Units [Member]

Non-Vested Restricted Stock Awards [Member]

Stock-based Compensation [Line Items]

Shares authorized (in shares)

126,287

50,514

141,750

56,700

Share-based compensation expense

$198,000

$43,000

Annual vesting (in hundredths)

20.00%

Immediate vesting (in hundredths)

20.00%

Award vesting period

'5 years

Vesting term from grant date

'1 year

Term of awards

'10 years

Options, Outstanding [Roll Forward]

Outstanding at the beginning of the year (in shares)

107,456

Granted (in shares)

93,292

105,431

Exercised (in shares)

Forfeited (in shares)

Expired (in shares)

Outstanding at end of the period (in shares)

212,887

107,456

Options, Outstanding, Weighted Average Exercise Price [Roll Forward]

Outstanding at the beginning of the year (in dollars per share)

$8.92

Granted (in dollars per share)

$16.80

Exercised (in dollars per share)

Forfeited (in dollars per share)

Expired (in dollars per share)

Outstanding at end of the period (in dollars per share)

$12.82

$8.92

Options, Additional Disclosures [Abstract]

Exercisable (in shares)

91,606

Exercisable, Weighted-Average Exercise Price (in dollars per share)

Outstanding, Weighted-Average Remaining Contractual Term

'7 years 8 months 8 days

'5 years 10 months 2 days

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in shares)

212,887

Expected to vest, assuming a 0% forfeiture rate over the vesting term (in dollars per share)

$12.82

Outstanding, Aggregate Intrinsic Value

3,682,945

857,499

Exercisable, Weighted Average Remaining Contractual Term

'5 years 2 months 8 days

Exercisable Aggregate Intrinsic Value

1,584,784

Expected to vest, Weighted Average Remaining Contractual Term

'7 years 8 months 8 days

Expected to vest, assuming a 0% forfeiture rate over the vesting term Aggregate Intrinsic Value

3,682,945

Unrecognized compensation cost

818,000

669,000

Weighted-average vesting period

'2 years 8 months 1 day

Restricted stock award vesting rights

'The awards granted in the 2008 Plan vest in 20 percent annual increments commencing one year from the grant date.

'Under the 2013 Plan, 20% of the awards granted vested immediately and the full compensation expense associated with those shares was recognized in the first quarter of 2014. The balance of the awards then vest in 20 percent annual increments commencing one year from the grant date with the remaining compensation expense recognized over the five year vesting period of the remaining awards.

Valuation assumptions used in estimating fair value of option awards [Abstract]

Annual dividend yield (in hundredths)

1.20%

Expected volatility (in hundredths)

46.84%

Risk-free interest rate (in hundredths)

2.33%

Expected term

'7 years 6 months

Weighted-average grant date fair value per option granted (in dollars per share)

$7.69

Nonvested Restricted Stock Awards [Roll Forward]

Non-vested at the beginning of the period (in shares)

14,525

Granted (in shares)

45,565

Vested (in shares)

-15,946

Forfeited (in shares)

Expired (in shares)

Non-vested at the end of the period (in shares)

44,144

Nonvested Restricted Stock Awards, Weighted Average Grant Date Fair Value [Roll Forward]

Non-vested at beginning of the period (in dollars per share)

$8.44

Granted (in dollars per share)

$16.87

Vested (in dollars per share)

$16.87

Non-vested at the end of the period (in dollars per share)

$15.58

Nonvested Restricted Stock Awards, Additional Disclosures [Abstract]

Expected to vest assuming a 0% forfeiture rate over the vesting term (in shares)

44,144

Expected to vest assuming a 0% forfeiture rate over the vesting term, Weighted Average Grant Date Fair Value (in dollars per share)

$15.58

Aggregate Intrinsic Value (in dollars per share)

$17.30

Expected to vest, Aggregate Intrinsic Value (in dollars per share)

$17.30

Aggregate intrinsic value

764,000

Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]

Amount borrowed by ESOP to purchase common stock

1,200,000

1,100,000

Repayment terms

'10 years

ESOP loan interest rate loan to purchase company stock (in hundredths)

4.00%

2.25%

ESOP remaining loan balance from shares purchased

521,000

914,000

Committed to release (in shares)

21,443

Unallocated shares (in shares)

131,129

Number of restricted shares hold by the trust (in shares)

131,129

Fair value of shares held by ESOP trust

2,300,000

ESOP compensation expense

$79,000

$76,000

Subsequent_Event_Details

Subsequent Event (Details) (Subsequent Event [Member], Common Stock Dividend Declared [Member], USD $)	1 Months Ended
	Apr. 29, 2014
Subsequent Event [Member] \| Common Stock Dividend Declared [Member]	'
Subsequent Event [Line Items]	'
Cash dividend declared (in dollars per share)	$0.05
Dividends payable, payment date	27-May-14
Dividends payable, record date	13-May-14