Sales Report: Supplement No. 8 dated Dec 25, 2023 to Prospectus dated Oct 19, 2023File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated Oct 19, 2023 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 19, 2023 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Oct 19, 2023, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 13225727
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 20.33% | Borrower rate/APR: | 21.33% / 25.44% | Monthly payment: | $217.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2011 | Debt/Income ratio: | 31% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 15y 4m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,995 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13225346
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.94% | Monthly payment: | $225.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2016 | Debt/Income ratio: | 11% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 29y 11m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $692 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13224872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.79% | Borrower rate/APR: | 11.79% / 15.52% | Monthly payment: | $188.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-1990 | Debt/Income ratio: | 31% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 16y 10m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $765 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13225136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.90% | Borrower rate/APR: | 10.90% / 15.41% | Monthly payment: | $257.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2016 | Debt/Income ratio: | 21% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 10m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,260 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.34% | Borrower rate/APR: | 11.34% / 16.44% | Monthly payment: | $263.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 24y 11m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,238 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $10,000 | Combined debt/income ratio3: | 35% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226240
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.65% | Borrower rate/APR: | 11.65% / 16.76% | Monthly payment: | $512.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2014 | Debt/Income ratio: | 26% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 8y 6m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,391 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13224923
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.43% | Monthly payment: | $331.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Sep-2012 | Debt/Income ratio: | 12% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 24y 5m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,039 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13224080
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.15% | Borrower rate/APR: | 12.15% / 16.71% | Monthly payment: | $528.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2012 | Debt/Income ratio: | 26% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,255 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13225538
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 9.53% | Borrower rate/APR: | 10.53% / 15.61% | Monthly payment: | $487.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-2009 | Debt/Income ratio: | 36% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,799 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13223819
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.90% | Borrower rate/APR: | 11.90% / 15.63% | Monthly payment: | $388.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2008 | Debt/Income ratio: | 17% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 8m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,863 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13225235
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 16.81% | Monthly payment: | $297.64 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2010 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | 15y 8m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,468 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13223318
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 29.70% | Borrower rate/APR: | 30.70% / 36.00% | Monthly payment: | $436.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2004 | Debt/Income ratio: | 33% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Bus Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,395 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13225688
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 30.40% | Borrower rate/APR: | 31.40% / 35.96% | Monthly payment: | $298.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Dec-2005 | Debt/Income ratio: | 33% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,373 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13224524
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.29% | Borrower rate/APR: | 10.29% / 13.96% | Monthly payment: | $385.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2014 | Debt/Income ratio: | 13% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $678 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $12,933 | Combined debt/income ratio3: | 13% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13222139
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $328.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2007 | Debt/Income ratio: | 26% |
| TU FICO range: | 780-799 (Nov-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,527 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13223663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 15.22% | Monthly payment: | $439.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2003 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,129 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13221812
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 6.02% | Borrower rate/APR: | 7.02% / 11.99% | Monthly payment: | $185.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2022 | Debt/Income ratio: | 2% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 3m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $239 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13221695
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 13.51% | Monthly payment: | $378.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2018 | Debt/Income ratio: | 13% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $300 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13221641
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-10-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $312.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-1998 | Debt/Income ratio: | 17% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 20y 11m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $526 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13224224
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-09-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 10.95% | Borrower rate/APR: | 11.95% / 16.50% | Monthly payment: | $315.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2001 | Debt/Income ratio: | 42% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 36y 2m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,096 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13221023
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $468.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2016 | Debt/Income ratio: | 22% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 12y 11m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,685 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13218836
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-06-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.80% | Borrower rate/APR: | 11.80% / 15.53% | Monthly payment: | $376.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2002 | Debt/Income ratio: | 38% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,927 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13218614
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-05-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $468.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.24% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2008 | Debt/Income ratio: | 42% |
| TU FICO range: | 680-699 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 22y 6m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,245 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13220402
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-05-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 30.40% | Borrower rate/APR: | 31.40% / 35.96% | Monthly payment: | $431.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2014 | Debt/Income ratio: | 45% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 20 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,491 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13218377
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-05-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.43% | Monthly payment: | $662.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2009 | Debt/Income ratio: | 46% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 13y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,569 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13233566
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 16.28% | Borrower rate/APR: | 17.28% / 22.57% | Monthly payment: | $894.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2011 | Debt/Income ratio: | 22% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 16y 2m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,247 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $14,000 | Combined debt/income ratio3: | 22% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234151
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 19.81% | Borrower rate/APR: | 20.81% / 26.21% | Monthly payment: | $526.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-2015 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Investor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,343 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234121
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 20.60% | Borrower rate/APR: | 21.60% / 27.03% | Monthly payment: | $246.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2012 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,365 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13232990
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 7.58% | Borrower rate/APR: | 8.58% / 13.74% | Monthly payment: | $227.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2003 | Debt/Income ratio: | 12% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 7y 1m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,298 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234289
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 10.90% | Borrower rate/APR: | 11.90% / 15.63% | Monthly payment: | $188.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2013 | Debt/Income ratio: | 7% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,368 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234265
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 21.22% | Borrower rate/APR: | 22.22% / 27.67% | Monthly payment: | $517.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jun-2013 | Debt/Income ratio: | 23% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 17y 7m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Medical Technician |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,891 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 10 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13232942
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.31% | Borrower rate/APR: | 24.31% / 29.83% | Monthly payment: | $295.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2007 | Debt/Income ratio: | 7% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 18y 4m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,559 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226504
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.32% | Borrower rate/APR: | 13.32% / 17.11% | Monthly payment: | $263.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2007 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,266 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | No | Borrower's state: | North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13233152
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 17.33% | Monthly payment: | $233.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-1998 | Debt/Income ratio: | 17% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 15y 5m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $85,439 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13232939
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 16.61% | Monthly payment: | $164.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2000 | Debt/Income ratio: | 30% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,081 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234262
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.02% | Borrower rate/APR: | 11.02% / 14.73% | Monthly payment: | $174.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2001 | Debt/Income ratio: | 10% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 8y 3m |
| Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,443 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13233419
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,800.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.94% | Borrower rate/APR: | 10.94% / 16.02% | Monthly payment: | $255.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2015 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,257 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226507
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 16.61% | Monthly payment: | $362.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2010 | Debt/Income ratio: | 24% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Pharmacist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,109 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234340
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 25.11% | Monthly payment: | $152.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2012 | Debt/Income ratio: | 7% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,028 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234199
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.34% | Borrower rate/APR: | 20.34% / 25.73% | Monthly payment: | $224.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2019 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $264 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 25.89% | Monthly payment: | $598.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2012 | Debt/Income ratio: | 30% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 21y 1m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,150 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13233038
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.22% | Borrower rate/APR: | 14.22% / 19.41% | Monthly payment: | $342.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2018 | Debt/Income ratio: | 15% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,747 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234517
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.86% | Borrower rate/APR: | 13.86% / 19.04% | Monthly payment: | $341.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2020 | Debt/Income ratio: | 14% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,316 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234514
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.05% | Borrower rate/APR: | 13.05% / 18.20% | Monthly payment: | $876.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-2013 | Debt/Income ratio: | 32% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $63,024 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 25.46% | Borrower rate/APR: | 26.46% / 32.06% | Monthly payment: | $405.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 31% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,710 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234472
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.14% | Borrower rate/APR: | 13.14% / 17.73% | Monthly payment: | $551.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2007 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 16y 8m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,907 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234445
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 32.10% | Monthly payment: | $202.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2006 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 4 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Construction |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $10,454 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226498
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.34% | Borrower rate/APR: | 22.34% / 27.80% | Monthly payment: | $844.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Apr-2011 | Debt/Income ratio: | 21% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 1 | Current / open credit lines: | 7 / 8 | Length of status: | 11y 2m |
| Amount delinquent: | $66 | Total credit lines: | 13 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,333 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226303
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.45% | Borrower rate/APR: | 10.45% / 15.52% | Monthly payment: | $519.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-2013 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,610 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13226288
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.93% | Borrower rate/APR: | 11.93% / 17.05% | Monthly payment: | $398.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2008 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 18 | Length of status: | 23y 7m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Clerical |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,721 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235177
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 22.66% | Borrower rate/APR: | 23.66% / 29.16% | Monthly payment: | $78.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2021 | Debt/Income ratio: | 1% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Investor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,832 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235087
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.71% | Borrower rate/APR: | 18.71% / 24.04% | Monthly payment: | $365.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Apr-2004 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $51,176 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235069
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.70% | Borrower rate/APR: | 19.70% / 25.07% | Monthly payment: | $814.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2009 | Debt/Income ratio: | 24% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 15y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,157 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234634
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 29.43% | Monthly payment: | $311.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Feb-2004 | Debt/Income ratio: | 30% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 13 / 13 | Length of status: | 17y 5m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Social Worker |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,117 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235174
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.75% | Borrower rate/APR: | 18.75% / 22.75% | Monthly payment: | $270.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2011 | Debt/Income ratio: | 26% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,504 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235036
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 16.51% | Monthly payment: | $56.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2004 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 10y 3m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,530 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235261
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.24% | Borrower rate/APR: | 21.24% / 25.34% | Monthly payment: | $135.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Feb-2020 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,007 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235216
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 25.63% | Monthly payment: | $372.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2001 | Debt/Income ratio: | 14% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 26y 10m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Social Worker |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $25,570 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235153
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.26% | Borrower rate/APR: | 13.26% / 18.52% | Monthly payment: | $285.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2004 | Debt/Income ratio: | 13% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 24y 2m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,841 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235105
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,100.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.05% | Borrower rate/APR: | 22.05% / 26.99% | Monthly payment: | $350.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Apr-2015 | Debt/Income ratio: | 33% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,880 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235078
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.33% | Borrower rate/APR: | 12.33% / 17.46% | Monthly payment: | $350.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2008 | Debt/Income ratio: | 38% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,089 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234709
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,200.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 15.08% | Monthly payment: | $133.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-1989 | Debt/Income ratio: | 1% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,795 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.24% | Borrower rate/APR: | 20.24% / 25.10% | Monthly payment: | $198.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2016 | Debt/Income ratio: | 37% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,052 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234865
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.86% | Borrower rate/APR: | 19.86% / 25.23% | Monthly payment: | $185.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2002 | Debt/Income ratio: | 41% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 22 | Length of status: | 19y 2m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,083 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234844
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $505.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2020 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,764 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234838
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 26.71% | Borrower rate/APR: | 27.71% / 33.35% | Monthly payment: | $288.45 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2011 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Nov-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,811 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234757
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $163.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Oct-2011 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Teacher |
| Public records last 24m/10y: | 0 / 2 | Revolving credit balance: | $3,220 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,400.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 23.56% | Borrower rate/APR: | 24.56% / 30.09% | Monthly payment: | $134.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2012 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,410 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 97% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234658
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 26.06% | Borrower rate/APR: | 27.06% / 32.68% | Monthly payment: | $367.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2003 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $83,305 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234625
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $127.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2011 | Debt/Income ratio: | 28% |
| TU FICO range: | 600-619 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 11m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,555 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234613
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.24% | Borrower rate/APR: | 21.24% / 25.34% | Monthly payment: | $489.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-1998 | Debt/Income ratio: | 17% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,665 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234607
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.56% | Borrower rate/APR: | 24.56% / 30.09% | Monthly payment: | $158.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2012 | Debt/Income ratio: | 50% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,529 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234604
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.12% | Borrower rate/APR: | 28.12% / 32.52% | Monthly payment: | $374.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2008 | Debt/Income ratio: | 46% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,509 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234532
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $234.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2009 | Debt/Income ratio: | 24% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,735 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13234523
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.90% | Borrower rate/APR: | 18.90% / 24.24% | Monthly payment: | $768.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Nov-2017 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,701 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236215
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 11.23% | Borrower rate/APR: | 12.23% / 16.79% | Monthly payment: | $79.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2003 | Debt/Income ratio: | 24% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 49y 4m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,984 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235867
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 10.38% | Borrower rate/APR: | 11.38% / 15.09% | Monthly payment: | $175.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2012 | Debt/Income ratio: | 4% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,356 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235798
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.04% | Borrower rate/APR: | 14.04% / 19.22% | Monthly payment: | $256.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2006 | Debt/Income ratio: | 21% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 17y 7m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,783 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235699
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.22% | Borrower rate/APR: | 14.22% / 19.41% | Monthly payment: | $171.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2010 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,798 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236275
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.76% | Borrower rate/APR: | 14.76% / 19.97% | Monthly payment: | $621.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-1996 | Debt/Income ratio: | 26% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 3y 11m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,924 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236260
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 20.06% | Monthly payment: | $276.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2020 | Debt/Income ratio: | 16% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 12y 4m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,018 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236281
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.61% | Borrower rate/APR: | 10.61% / 15.69% | Monthly payment: | $227.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2012 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,355 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236209
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.17% | Borrower rate/APR: | 19.17% / 23.19% | Monthly payment: | $91.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 9m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,715 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236137
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.45% | Monthly payment: | $158.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2013 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 18y 7m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Realtor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,723 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235915
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 20.60% | Borrower rate/APR: | 21.60% / 25.72% | Monthly payment: | $68.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-2009 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,808 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235816
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 29.70% | Borrower rate/APR: | 30.70% / 36.00% | Monthly payment: | $200.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-1979 | Debt/Income ratio: | 27% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 15y 2m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,860 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235711
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 17.04% | Monthly payment: | $564.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2016 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 6m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,120 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235396
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 30.40% | Borrower rate/APR: | 31.40% / 35.96% | Monthly payment: | $431.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2004 | Debt/Income ratio: | 21% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 24 / 24 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Professional |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $15,177 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235948
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 11.74% | Borrower rate/APR: | 12.74% / 17.88% | Monthly payment: | $117.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2006 | Debt/Income ratio: | 12% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,867 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235945
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $133.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | May-2007 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 13y 1m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,960 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235735
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $136.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Apr-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 11m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,797 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235654
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $62.49 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1998 | Debt/Income ratio: | 11% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Landscaping |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,278 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235636
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.45% | Monthly payment: | $270.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Oct-2014 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 19 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,860 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235558
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.30% | Borrower rate/APR: | 10.30% / 15.49% | Monthly payment: | $370.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-1982 | Debt/Income ratio: | 29% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 13y 11m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,821 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235546
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 17.04% | Monthly payment: | $199.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2016 | Debt/Income ratio: | 15% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,282 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235537
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $171.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-1990 | Debt/Income ratio: | 22% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,047 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 24.74% | Borrower rate/APR: | 25.74% / 30.04% | Monthly payment: | $268.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2013 | Debt/Income ratio: | 38% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 4m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,498 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.44% | Borrower rate/APR: | 19.44% / 23.47% | Monthly payment: | $314.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jun-2013 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 7y 10m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,877 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235342
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 9.18% | Borrower rate/APR: | 10.18% / 13.85% | Monthly payment: | $53.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 19% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 0m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,220 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13235339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 21.05% | Borrower rate/APR: | 22.05% / 27.49% | Monthly payment: | $191.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Feb-2004 | Debt/Income ratio: | 9% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 7 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,746 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 103% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13238402
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 16.91% | Borrower rate/APR: | 17.91% / 23.22% | Monthly payment: | $252.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2015 | Debt/Income ratio: | 27% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,056 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 53% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13238396
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 13.22% | Borrower rate/APR: | 14.22% / 19.41% | Monthly payment: | $154.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2008 | Debt/Income ratio: | 32% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 10y 1m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,011 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 47% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13238093
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 12.11% | Borrower rate/APR: | 13.11% / 18.36% | Monthly payment: | $95.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1997 | Debt/Income ratio: | 2% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,026 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237703
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 27.90% | Borrower rate/APR: | 28.90% / 34.58% | Monthly payment: | $292.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2007 | Debt/Income ratio: | 45% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 4y 5m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,987 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237655
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 13.90% | Borrower rate/APR: | 14.90% / 20.11% | Monthly payment: | $69.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-2003 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,873 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237622
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 23.20% | Borrower rate/APR: | 24.20% / 29.72% | Monthly payment: | $334.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2015 | Debt/Income ratio: | 20% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Bus Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,170 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237616
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 11.70% | Borrower rate/APR: | 12.70% / 17.84% | Monthly payment: | $67.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2011 | Debt/Income ratio: | 16% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,291 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237433
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 16.28% | Borrower rate/APR: | 17.28% / 22.57% | Monthly payment: | $501.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-2016 | Debt/Income ratio: | 21% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,931 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237574
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 26.06% | Borrower rate/APR: | 27.06% / 32.68% | Monthly payment: | $204.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2004 | Debt/Income ratio: | 48% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $86,197 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237481
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 22.30% | Borrower rate/APR: | 23.30% / 27.49% | Monthly payment: | $85.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-1993 | Debt/Income ratio: | 19% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,252 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 10 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237334
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 17.81% | Borrower rate/APR: | 18.81% / 24.15% | Monthly payment: | $164.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-2019 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,538 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237268
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 18.30% | Borrower rate/APR: | 19.30% / 24.13% | Monthly payment: | $345.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2012 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,561 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237259
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 29.10% | Borrower rate/APR: | 30.10% / 35.82% | Monthly payment: | $255.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Dec-1995 | Debt/Income ratio: | 8% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 5 | Employment status: | Other |
| Current delinquencies: | 2 | Current / open credit lines: | 6 / 7 | Length of status: | 9y 4m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Civil Service |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,804 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 12 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237196
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 23.31% | Borrower rate/APR: | 24.31% / 29.83% | Monthly payment: | $512.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2011 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 0m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $61,177 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237181
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 8.40% | Borrower rate/APR: | 9.40% / 14.58% | Monthly payment: | $183.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1999 | Debt/Income ratio: | 24% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 7y 9m |
| Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,850 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 8.35% | Borrower rate/APR: | 9.35% / 14.39% | Monthly payment: | $255.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2019 | Debt/Income ratio: | 8% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,853 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 20.06% | Monthly payment: | $155.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-2014 | Debt/Income ratio: | 16% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,230 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 10.23% | Borrower rate/APR: | 11.23% / 14.94% | Monthly payment: | $87.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2018 | Debt/Income ratio: | 14% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,663 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13237160
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $85.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-1998 | Debt/Income ratio: | 35% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 12y 10m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,840 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236902
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.56% | Borrower rate/APR: | 13.56% / 18.82% | Monthly payment: | $95.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2016 | Debt/Income ratio: | 9% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 8 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 66 / 67 | Length of status: | 11y 10m |
| Amount delinquent: | $0 | Total credit lines: | 183 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,530 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13393471
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 18.97% | Monthly payment: | $478.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2020 | Debt/Income ratio: | 12% |
| TU FICO range: | 720-739 (Nov-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,198 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $106.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Oct-2017 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,404 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236425
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 25.63% | Monthly payment: | $522.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2017 | Debt/Income ratio: | 53% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,687 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236302
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.58% | Borrower rate/APR: | 21.58% / 26.50% | Monthly payment: | $187.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2014 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 8 | Length of status: | 5y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,050 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13236296
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.26% | Borrower rate/APR: | 19.26% / 23.28% | Monthly payment: | $221.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2017 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 20 | Length of status: | 38y 0m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,703 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406140
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 31.79% | Monthly payment: | $121.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2021 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Homemaker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $508 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409740
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 14.17% | Monthly payment: | $182.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2003 | Debt/Income ratio: | 15% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 1m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,557 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409602
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $177.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2008 | Debt/Income ratio: | 8% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 16y 11m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $914 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409275
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $221.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-1999 | Debt/Income ratio: | 3% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 13y 4m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,616 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409371
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.01% | Borrower rate/APR: | 11.01% / 15.52% | Monthly payment: | $129.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-1971 | Debt/Income ratio: | 40% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 11y 10m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,213 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13416229
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 20.63% | Monthly payment: | $209.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2012 | Debt/Income ratio: | 22% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 10y 8m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $656 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409509
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.44% | Borrower rate/APR: | 19.44% / 23.47% | Monthly payment: | $366.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2004 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 21y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,407 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13407697
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.26% | Borrower rate/APR: | 19.26% / 23.28% | Monthly payment: | $208.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-2013 | Debt/Income ratio: | 32% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,251 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13408819
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 16.81% | Monthly payment: | $330.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2012 | Debt/Income ratio: | 3% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $528 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13407643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $19,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.09% | Borrower rate/APR: | 18.09% / 23.40% | Monthly payment: | $687.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Feb-2020 | Debt/Income ratio: | 18% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,604 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406545
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $406.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2000 | Debt/Income ratio: | 7% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,749 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406512
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $437.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2003 | Debt/Income ratio: | 41% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 10y 4m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,898 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13409215
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 9.18% | Borrower rate/APR: | 10.18% / 15.24% | Monthly payment: | $258.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-1985 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $155,306 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406095
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 16.55% | Monthly payment: | $316.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2006 | Debt/Income ratio: | 31% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,567 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406059
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 13.51% | Monthly payment: | $157.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-1992 | Debt/Income ratio: | 18% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 15 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,361 | Stated income: | $1-24,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13405195
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $709.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2000 | Debt/Income ratio: | 8% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,266 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13405147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,350.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 14.38% | Monthly payment: | $352.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2015 | Debt/Income ratio: | 20% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,543 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $10,148 | Combined debt/income ratio3: | 18% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13404751
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $624.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1986 | Debt/Income ratio: | 31% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 10y 0m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $86,522 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13404499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $398.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2000 | Debt/Income ratio: | 9% |
| TU FICO range: | 820-850 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $149,467 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13404520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 7.10% | Borrower rate/APR: | 8.10% / 13.10% | Monthly payment: | $815.95 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2002 | Debt/Income ratio: | 16% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 3m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,433 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13404340
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-10-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $312.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1987 | Debt/Income ratio: | 17% |
| TU FICO range: | 820-850 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,355 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406950
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-09-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 28.96% | Borrower rate/APR: | 29.96% / 34.45% | Monthly payment: | $420.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2013 | Debt/Income ratio: | 22% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $12,015 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13404343
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-09-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $620.49 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2000 | Debt/Income ratio: | 26% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,611 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406740
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 15.08% | Monthly payment: | $641.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2002 | Debt/Income ratio: | 35% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,669 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13406725
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,385.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 10.61% | Borrower rate/APR: | 11.61% / 15.33% | Monthly payment: | $493.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2007 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 29y 10m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,956 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417105
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 11.66% | Borrower rate/APR: | 12.66% / 17.80% | Monthly payment: | $167.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-1998 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 7y 2m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,897 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418038
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 20.70% | Borrower rate/APR: | 21.70% / 27.13% | Monthly payment: | $532.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2010 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,518 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417330
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $200.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-1995 | Debt/Income ratio: | 10% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Landscaping |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,545 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13416889
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.76% | Borrower rate/APR: | 11.76% / 16.87% | Monthly payment: | $264.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Apr-2014 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,403 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418008
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $350.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2017 | Debt/Income ratio: | 24% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,207 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 87% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417984
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $234.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2016 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 0m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,816 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417804
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 9.73% | Borrower rate/APR: | 10.73% / 15.23% | Monthly payment: | $51.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2011 | Debt/Income ratio: | 18% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,469 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 8.97% | Borrower rate/APR: | 9.97% / 13.64% | Monthly payment: | $318.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-1995 | Debt/Income ratio: | 24% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,962 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 10.12% | Borrower rate/APR: | 11.12% / 16.22% | Monthly payment: | $98.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-2005 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Nov-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 0m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,389 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13416427
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.45% | Borrower rate/APR: | 10.45% / 15.52% | Monthly payment: | $227.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2010 | Debt/Income ratio: | 31% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 36 / 36 | Length of status: | 8y 2m |
| Amount delinquent: | $0 | Total credit lines: | 56 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,444 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417864
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.91% | Borrower rate/APR: | 18.91% / 23.72% | Monthly payment: | $149.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-2013 | Debt/Income ratio: | 21% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,708 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417747
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.91% | Borrower rate/APR: | 28.91% / 34.59% | Monthly payment: | $439.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2009 | Debt/Income ratio: | 39% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 49 / 49 | Length of status: | 4y 10m |
| Amount delinquent: | $0 | Total credit lines: | 80 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $49,223 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417729
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $234.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2013 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,977 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417720
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 14.62% | Borrower rate/APR: | 15.62% / 20.85% | Monthly payment: | $297.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2020 | Debt/Income ratio: | 8% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,803 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13416385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $77.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2017 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 4m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,898 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.56% | Borrower rate/APR: | 24.56% / 30.09% | Monthly payment: | $237.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Nov-2020 | Debt/Income ratio: | 28% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,061 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417435
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 34.54% | Monthly payment: | $373.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2004 | Debt/Income ratio: | 43% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 32y 5m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,799 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417426
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 32.10% | Monthly payment: | $283.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Apr-2021 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Religious |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,180 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417399
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,100.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.74% | Borrower rate/APR: | 12.74% / 17.88% | Monthly payment: | $271.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | May-2014 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 11m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,431 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417369
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 28.39% | Borrower rate/APR: | 29.39% / 33.86% | Monthly payment: | $143.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2014 | Debt/Income ratio: | 42% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,063 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417318
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.33% | Borrower rate/APR: | 21.33% / 25.44% | Monthly payment: | $204.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-2004 | Debt/Income ratio: | 9% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,223 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417315
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 30.40% | Borrower rate/APR: | 31.40% / 35.96% | Monthly payment: | $99.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2018 | Debt/Income ratio: | 37% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 8y 11m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,394 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417273
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.23% | Borrower rate/APR: | 13.23% / 18.39% | Monthly payment: | $270.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-1990 | Debt/Income ratio: | 31% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,035 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13417192
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 19.00% | Borrower rate/APR: | 20.00% / 25.38% | Monthly payment: | $576.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2016 | Debt/Income ratio: | 39% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,905 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13416781
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.40% | Borrower rate/APR: | 14.40% / 19.60% | Monthly payment: | $343.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2010 | Debt/Income ratio: | 22% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 16y 4m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,523 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418902
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 24.34% | Monthly payment: | $219.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Feb-2008 | Debt/Income ratio: | 6% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,849 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418815
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $150.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2017 | Debt/Income ratio: | 4% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 11y 0m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Civil Service |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,412 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418455
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.56% | Borrower rate/APR: | 13.56% / 18.73% | Monthly payment: | $135.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1999 | Debt/Income ratio: | 4% |
| TU FICO range: | 820-850 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 4m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,724 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 10.46% | Borrower rate/APR: | 11.46% / 16.56% | Monthly payment: | $263.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2016 | Debt/Income ratio: | 37% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,145 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418917
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.34% | Borrower rate/APR: | 12.34% / 17.47% | Monthly payment: | $1,001.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-2014 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,423 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418875
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $23,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 17.04% | Monthly payment: | $763.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-1997 | Debt/Income ratio: | 32% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,893 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418479
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.56% | Borrower rate/APR: | 24.56% / 30.09% | Monthly payment: | $395.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2019 | Debt/Income ratio: | 33% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Tradesman - Electrician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,501 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418287
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 32.61% | Monthly payment: | $306.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2014 | Debt/Income ratio: | 43% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 7 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,967 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418143
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $350.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Mar-2017 | Debt/Income ratio: | 27% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,900 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418821
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $140.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2000 | Debt/Income ratio: | 7% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 18y 10m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,825 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418773
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.38% | Borrower rate/APR: | 12.38% / 16.13% | Monthly payment: | $224.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Sep-2008 | Debt/Income ratio: | 37% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,920 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.05% | Borrower rate/APR: | 13.05% / 18.20% | Monthly payment: | $269.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2015 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,034 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418701
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 23.70% | Borrower rate/APR: | 24.70% / 30.23% | Monthly payment: | $178.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2015 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 6m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,778 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418695
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 16.37% | Borrower rate/APR: | 17.37% / 22.66% | Monthly payment: | $125.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Sep-2018 | Debt/Income ratio: | 14% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,464 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418674
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.23% | Borrower rate/APR: | 12.23% / 16.79% | Monthly payment: | $211.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-1994 | Debt/Income ratio: | 12% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 58y 8m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,303 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418635
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.35% | Borrower rate/APR: | 28.35% / 34.01% | Monthly payment: | $353.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2012 | Debt/Income ratio: | 44% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,425 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418527
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $62.49 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2005 | Debt/Income ratio: | 16% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 11y 11m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $732 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418497
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $175.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jan-2023 | Debt/Income ratio: | 9% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,035 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418416
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.26% | Borrower rate/APR: | 19.26% / 24.61% | Monthly payment: | $220.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-2012 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 7y 8m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,475 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418365
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 18.42% | Borrower rate/APR: | 19.42% / 23.45% | Monthly payment: | $196.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2008 | Debt/Income ratio: | 29% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,326 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418314
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.82% | Borrower rate/APR: | 13.82% / 17.62% | Monthly payment: | $46.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Sep-2022 | Debt/Income ratio: | 3% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 23y 2m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,060 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418140
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.21% | Borrower rate/APR: | 24.21% / 28.44% | Monthly payment: | $390.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2015 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 9m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,776 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418137
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 8.64% | Borrower rate/APR: | 9.64% / 14.69% | Monthly payment: | $337.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-1999 | Debt/Income ratio: | 15% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 7y 11m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,842 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $11,667 | Combined debt/income ratio3: | 17% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.15% | Borrower rate/APR: | 21.15% / 26.05% | Monthly payment: | $310.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2018 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,015 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 16.37% | Borrower rate/APR: | 17.37% / 21.31% | Monthly payment: | $275.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.28% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2011 | Debt/Income ratio: | 26% |
| TU FICO range: | 720-739 (Nov-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,790 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419403
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 19.01% | Borrower rate/APR: | 20.01% / 25.39% | Monthly payment: | $241.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 48% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 8y 9m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Laborer |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,214 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420084
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 12.30% | Borrower rate/APR: | 13.30% / 18.46% | Monthly payment: | $169.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2014 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,414 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420198
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 28.89% | Monthly payment: | $233.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2009 | Debt/Income ratio: | 36% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,355 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420123
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 20.24% | Borrower rate/APR: | 21.24% / 25.34% | Monthly payment: | $190.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Nov-2013 | Debt/Income ratio: | 44% |
| TU FICO range: | 680-699 (Nov-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,860 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419433
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 9.88% | Borrower rate/APR: | 10.88% / 15.39% | Monthly payment: | $128.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2007 | Debt/Income ratio: | 13% |
| TU FICO range: | 780-799 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 20y 11m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,194 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419268
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 18.53% | Borrower rate/APR: | 19.53% / 24.89% | Monthly payment: | $516.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2019 | Debt/Income ratio: | 36% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,023 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420129
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 28.36% | Borrower rate/APR: | 29.36% / 35.06% | Monthly payment: | $147.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2008 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Nov-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,407 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419880
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 12.14% | Borrower rate/APR: | 13.14% / 18.30% | Monthly payment: | $168.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2018 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 19y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,148 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419754
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.96% | Monthly payment: | $384.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Mar-2004 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,551 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419739
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.01% | Borrower rate/APR: | 21.01% / 26.42% | Monthly payment: | $75.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2003 | Debt/Income ratio: | 43% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,917 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419532
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 15.14% | Monthly payment: | $92.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-1991 | Debt/Income ratio: | 47% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 12y 11m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,297 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419202
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 15.92% | Borrower rate/APR: | 16.92% / 22.26% | Monthly payment: | $518.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2004 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,740 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419430
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.81% | Borrower rate/APR: | 14.81% / 20.02% | Monthly payment: | $103.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Nov-2005 | Debt/Income ratio: | 35% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 36 / 36 | Length of status: | 8y 2m |
| Amount delinquent: | $0 | Total credit lines: | 75 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,214 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419406
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $143.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Nov-2014 | Debt/Income ratio: | 6% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 22y 10m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,645 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419103
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.54% | Borrower rate/APR: | 18.54% / 22.53% | Monthly payment: | $449.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2007 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 28y 11m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,970 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418977
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.76% | Borrower rate/APR: | 14.76% / 19.97% | Monthly payment: | $380.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2018 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,294 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 15.83% | Borrower rate/APR: | 16.83% / 20.75% | Monthly payment: | $74.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2003 | Debt/Income ratio: | 3% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $723 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 21.58% | Borrower rate/APR: | 22.58% / 26.74% | Monthly payment: | $55.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-1987 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 23y 5m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,570 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419172
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $468.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2010 | Debt/Income ratio: | 21% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 13y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $49,847 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419157
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.90% | Borrower rate/APR: | 18.90% / 24.24% | Monthly payment: | $805.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2016 | Debt/Income ratio: | 42% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,712 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13419040
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $24,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.61% | Borrower rate/APR: | 10.61% / 15.69% | Monthly payment: | $781.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2012 | Debt/Income ratio: | 46% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 16y 6m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $389 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418968
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 24.61% | Borrower rate/APR: | 25.61% / 31.18% | Monthly payment: | $280.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2010 | Debt/Income ratio: | 23% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 11m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,365 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418956
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.28% | Borrower rate/APR: | 12.28% / 17.52% | Monthly payment: | $283.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2009 | Debt/Income ratio: | 17% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,365 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418938
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 17.60% | Monthly payment: | $117.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2020 | Debt/Income ratio: | 40% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,374 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13418932
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 10.23% | Borrower rate/APR: | 11.23% / 14.94% | Monthly payment: | $43.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2012 | Debt/Income ratio: | 3% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 6m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420750
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 16.37% | Borrower rate/APR: | 17.37% / 22.72% | Monthly payment: | $148.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2018 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,469 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420747
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 24.66% | Borrower rate/APR: | 25.66% / 31.23% | Monthly payment: | $80.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Sep-2015 | Debt/Income ratio: | 17% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,495 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 97% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420615
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 16.28% | Borrower rate/APR: | 17.28% / 22.57% | Monthly payment: | $375.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2015 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,710 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420573
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 15.61% | Borrower rate/APR: | 16.61% / 21.88% | Monthly payment: | $124.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2021 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,895 | Stated income: | $1-24,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420438
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 25.51% | Borrower rate/APR: | 26.51% / 32.11% | Monthly payment: | $243.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2008 | Debt/Income ratio: | 29% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,696 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 13.42% | Borrower rate/APR: | 14.42% / 19.70% | Monthly payment: | $216.95 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1995 | Debt/Income ratio: | 28% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 23 | Length of status: | 10y 8m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,182 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420333
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 27.10% | Borrower rate/APR: | 28.10% / 33.75% | Monthly payment: | $248.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-1996 | Debt/Income ratio: | 14% |
| TU FICO range: | 600-619 (Nov-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 16y 1m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,806 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420306
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 11.51% | Borrower rate/APR: | 12.51% / 17.75% | Monthly payment: | $425.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2010 | Debt/Income ratio: | 31% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,170 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420285
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 10.80% | Borrower rate/APR: | 11.80% / 17.03% | Monthly payment: | $93.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2006 | Debt/Income ratio: | 30% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,160 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | No | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13427076
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,850.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.94% | Monthly payment: | $218.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2015 | Debt/Income ratio: | 24% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 7m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $47,189 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13428054
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 28.46% | Borrower rate/APR: | 29.46% / 35.16% | Monthly payment: | $126.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2014 | Debt/Income ratio: | 33% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 16y 6m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Tradesman - Electrician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $33,149 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13426647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $664.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2011 | Debt/Income ratio: | 7% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 13y 4m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,013 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13426515
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $576.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2000 | Debt/Income ratio: | 19% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Police Officer/Correction Officer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,452 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13426347
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 16.76% | Monthly payment: | $277.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2008 | Debt/Income ratio: | 10% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,225 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13424532
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.02% | Borrower rate/APR: | 7.02% / 11.99% | Monthly payment: | $772.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2005 | Debt/Income ratio: | 19% |
| TU FICO range: | 820-850 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 10m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,797 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13421052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 11.25% | Monthly payment: | $458.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.41% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2012 | Debt/Income ratio: | 32% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,830 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $6,500 | Combined debt/income ratio3: | 38% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13426314
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.76% | Borrower rate/APR: | 11.76% / 16.87% | Monthly payment: | $513.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2018 | Debt/Income ratio: | 40% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,642 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13426137
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 10.61% | Borrower rate/APR: | 11.61% / 16.72% | Monthly payment: | $330.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2013 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 25y 11m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,485 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13423263
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $374.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jun-2017 | Debt/Income ratio: | 9% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,023 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13425480
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 15.08% | Monthly payment: | $307.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-1991 | Debt/Income ratio: | 6% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 11m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,949 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13424799
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 10.18% | Borrower rate/APR: | 11.18% / 15.70% | Monthly payment: | $401.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2015 | Debt/Income ratio: | 25% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,036 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13422216
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 7.00% | Monthly payment: | $930.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-1999 | Debt/Income ratio: | 13% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 9y 1m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,401 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13421700
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-08-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 6.02% | Borrower rate/APR: | 7.02% / 11.99% | Monthly payment: | $308.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2001 | Debt/Income ratio: | 15% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13423005
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-05-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 28.46% | Borrower rate/APR: | 29.46% / 34.71% | Monthly payment: | $428.31 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2016 | Debt/Income ratio: | 41% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,717 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13420776
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-05-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 13.51% | Monthly payment: | $315.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.41% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2016 | Debt/Income ratio: | 27% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Not employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,687 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13435224
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 6.80% | Borrower rate/APR: | 7.80% / 12.79% | Monthly payment: | $203.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2014 | Debt/Income ratio: | 3% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 14y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,113 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13435617
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 15.08% | Monthly payment: | $128.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2003 | Debt/Income ratio: | 21% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 8y 8m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,570 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436190
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 10.31% | Borrower rate/APR: | 11.31% / 16.41% | Monthly payment: | $115.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jun-2006 | Debt/Income ratio: | 26% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Car Dealer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,077 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13428228
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.10% | Borrower rate/APR: | 10.10% / 14.58% | Monthly payment: | $152.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2019 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Nov-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436280
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $409.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2019 | Debt/Income ratio: | 32% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,803 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436139
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.96% | Monthly payment: | $961.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2002 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 14y 3m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,792 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13434921
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-16-2023 |
| |
| Investor yield: | 14.93% | Borrower rate/APR: | 15.93% / 21.17% | Monthly payment: | $87.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2012 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,739 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436211
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-17-2023 |
| |
| Investor yield: | 10.48% | Borrower rate/APR: | 11.48% / 16.69% | Monthly payment: | $304.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2015 | Debt/Income ratio: | 19% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 9m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,202 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436181
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,400.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-15-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $144.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2015 | Debt/Income ratio: | 24% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,873 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436070
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 15.85% | Borrower rate/APR: | 16.85% / 21.58% | Monthly payment: | $143.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2011 | Debt/Income ratio: | 23% |
| TU FICO range: | 740-759 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 1y 11m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,073 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436061
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 23.70% | Borrower rate/APR: | 24.70% / 30.23% | Monthly payment: | $316.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jan-2009 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 10y 1m |
| Amount delinquent: | $0 | Total credit lines: | 52 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $98,038 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436055
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.49% | Borrower rate/APR: | 14.49% / 19.69% | Monthly payment: | $240.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2021 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,513 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436043
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 17.90% | Borrower rate/APR: | 18.90% / 22.91% | Monthly payment: | $440.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Sep-2019 | Debt/Income ratio: | 29% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 11m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,147 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436037
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.47% | Monthly payment: | $147.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,267 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436034
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.23% | Borrower rate/APR: | 13.23% / 18.39% | Monthly payment: | $338.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2019 | Debt/Income ratio: | 17% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,416 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436028
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 14.08% | Borrower rate/APR: | 15.08% / 18.93% | Monthly payment: | $142.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Nov-2014 | Debt/Income ratio: | 14% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,924 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436019
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.10% | Borrower rate/APR: | 13.10% / 18.25% | Monthly payment: | $404.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2018 | Debt/Income ratio: | 29% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Bus Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,760 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436004
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 31.93% | Monthly payment: | $153.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,045 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13435992
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 12.32% | Borrower rate/APR: | 13.32% / 17.11% | Monthly payment: | $458.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2021 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 1m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $787 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13435929
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 16.37% | Borrower rate/APR: | 17.37% / 22.66% | Monthly payment: | $716.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2017 | Debt/Income ratio: | 36% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,988 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13435518
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 14.21% | Borrower rate/APR: | 15.21% / 19.07% | Monthly payment: | $286.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-1999 | Debt/Income ratio: | 46% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 30y 8m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,996 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13434879
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.44% | Borrower rate/APR: | 28.44% / 32.86% | Monthly payment: | $376.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2014 | Debt/Income ratio: | 28% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,814 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 87% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13434744
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 15.08% | Monthly payment: | $128.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2013 | Debt/Income ratio: | 24% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,232 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13434630
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.18% | Borrower rate/APR: | 10.18% / 13.85% | Monthly payment: | $320.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2006 | Debt/Income ratio: | 18% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 9y 10m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,225 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13434495
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 12.80% | Monthly payment: | $322.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 19y 3m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $898 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437195
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $204.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2018 | Debt/Income ratio: | 18% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,403 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437561
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 16.28% | Borrower rate/APR: | 17.28% / 22.57% | Monthly payment: | $161.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,894 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437330
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 9.30% | Borrower rate/APR: | 10.30% / 15.49% | Monthly payment: | $138.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2010 | Debt/Income ratio: | 6% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 27y 11m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,276 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437018
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 6.65% | Borrower rate/APR: | 7.65% / 12.64% | Monthly payment: | $77.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2019 | Debt/Income ratio: | 5% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,281 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436667
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 12.68% | Borrower rate/APR: | 13.68% / 18.29% | Monthly payment: | $135.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2005 | Debt/Income ratio: | 12% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 17y 4m |
| Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $983 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437696
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $245.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2018 | Debt/Income ratio: | 16% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,398 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437633
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 32.61% | Monthly payment: | $204.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2020 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,761 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436670
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 20.06% | Monthly payment: | $276.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2004 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 8m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,517 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437972
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 16.55% | Monthly payment: | $181.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2019 | Debt/Income ratio: | 13% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $360 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437957
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 25.66% | Borrower rate/APR: | 26.66% / 32.26% | Monthly payment: | $203.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2018 | Debt/Income ratio: | 29% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 8y 9m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Postal Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,628 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437687
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 15.38% | Borrower rate/APR: | 16.38% / 21.71% | Monthly payment: | $147.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2013 | Debt/Income ratio: | 36% |
| TU FICO range: | 800-819 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 5m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,816 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $24,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 15.92% | Borrower rate/APR: | 16.92% / 22.20% | Monthly payment: | $854.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2014 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,421 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437480
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 16.82% | Borrower rate/APR: | 17.82% / 23.18% | Monthly payment: | $498.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Feb-2002 | Debt/Income ratio: | 6% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 34y 5m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Pilot - Private/Commercial |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,559 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437201
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.96% | Monthly payment: | $134.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2003 | Debt/Income ratio: | 25% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 1m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,663 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437165
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.53% | Borrower rate/APR: | 28.53% / 32.95% | Monthly payment: | $125.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.97% - 15.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2017 | Debt/Income ratio: | 31% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,563 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437126
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.95% | Borrower rate/APR: | 14.95% / 19.61% | Monthly payment: | $222.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2018 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,315 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13437123
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 20.78% | Borrower rate/APR: | 21.78% / 27.22% | Monthly payment: | $228.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2015 | Debt/Income ratio: | 4% |
| TU FICO range: | 620-639 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,309 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.38% | Borrower rate/APR: | 11.38% / 15.09% | Monthly payment: | $142.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.42% - 5.72% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2016 | Debt/Income ratio: | 5% |
| TU FICO range: | 760-779 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 12y 8m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,317 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436982
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.31% | Borrower rate/APR: | 11.31% / 16.41% | Monthly payment: | $295.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-1992 | Debt/Income ratio: | 40% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 12y 2m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $57,739 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436883
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 18.86% | Monthly payment: | $137.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2006 | Debt/Income ratio: | 26% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,569 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436880
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 16.55% | Monthly payment: | $249.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,493 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436838
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 24.33% | Monthly payment: | $105.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | May-2015 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Nov-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 24y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,159 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436820
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 21.86% | Borrower rate/APR: | 22.86% / 27.03% | Monthly payment: | $337.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2009 | Debt/Income ratio: | 39% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 10y 2m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,418 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436748
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 16.55% | Monthly payment: | $294.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2018 | Debt/Income ratio: | 11% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,395 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13436394
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2023 | ListingEndDate: | Dec-18-2023 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 20.06% | Monthly payment: | $190.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2019 | Debt/Income ratio: | 32% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,675 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13440558
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-21-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 22.72% | Borrower rate/APR: | 23.72% / 29.22% | Monthly payment: | $156.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Feb-2021 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 10m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $961 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13440099
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 23.31% | Monthly payment: | $560.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2006 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 5m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,119 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 13.22% | Borrower rate/APR: | 14.22% / 19.41% | Monthly payment: | $479.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2016 | Debt/Income ratio: | 34% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,397 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438365
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 12.23% | Borrower rate/APR: | 13.23% / 18.39% | Monthly payment: | $169.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2019 | Debt/Income ratio: | 21% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,001 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439640
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 13.62% | Borrower rate/APR: | 14.62% / 19.83% | Monthly payment: | $241.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jun-2013 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 4y 2m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Truck Driver |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,057 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439373
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 35.93% | Monthly payment: | $106.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2005 | Debt/Income ratio: | 49% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,835 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439358
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 21.11% | Borrower rate/APR: | 22.11% / 27.56% | Monthly payment: | $229.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Feb-2015 | Debt/Income ratio: | 26% |
| TU FICO range: | 640-659 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 6m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,919 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439325
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 15.66% | Borrower rate/APR: | 16.66% / 21.93% | Monthly payment: | $70.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jun-2012 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 9m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,301 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438821
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 11.36% | Borrower rate/APR: | 12.36% / 17.49% | Monthly payment: | $183.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2012 | Debt/Income ratio: | 27% |
| TU FICO range: | 680-699 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 17y 11m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,651 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439289
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 9.35% | Borrower rate/APR: | 10.35% / 15.54% | Monthly payment: | $277.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2007 | Debt/Income ratio: | 20% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 19y 3m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Social Worker |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $61 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 25.46% | Borrower rate/APR: | 26.46% / 30.79% | Monthly payment: | $151.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.03% - 11.15% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2011 | Debt/Income ratio: | 48% |
| TU FICO range: | 780-799 (Dec-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 21y 5m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,353 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13439034
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 24.61% | Borrower rate/APR: | 25.61% / 31.18% | Monthly payment: | $100.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2012 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 1 | Current / open credit lines: | 4 / 5 | Length of status: | 5y 8m |
| Amount delinquent: | $35 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,248 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438956
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 28.51% | Borrower rate/APR: | 29.51% / 35.21% | Monthly payment: | $295.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2015 | Debt/Income ratio: | 39% |
| TU FICO range: | 660-679 (Nov-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,707 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | No | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438812
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 12.23% | Borrower rate/APR: | 13.23% / 18.39% | Monthly payment: | $236.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2018 | Debt/Income ratio: | 34% |
| TU FICO range: | 720-739 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,503 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438749
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 28.82% | Borrower rate/APR: | 29.82% / 35.53% | Monthly payment: | $84.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2017 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 7m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,921 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 107% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438725
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 25.96% | Borrower rate/APR: | 26.96% / 32.57% | Monthly payment: | $428.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Mar-2017 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 51y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,743 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-21-2023 |
| |
| Investor yield: | 26.86% | Borrower rate/APR: | 27.86% / 33.04% | Monthly payment: | $226.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Aug-2010 | Debt/Income ratio: | 41% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 9m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,981 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 14.85% | Borrower rate/APR: | 15.85% / 20.54% | Monthly payment: | $84.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2006 | Debt/Income ratio: | 15% |
| TU FICO range: | 760-779 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,020 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438629
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | No | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 27.91% | Borrower rate/APR: | 28.91% / 34.59% | Monthly payment: | $125.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-1998 | Debt/Income ratio: | 27% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 20y 4m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,767 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 13 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438620
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.82% | Monthly payment: | $204.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.83% - 13.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2012 | Debt/Income ratio: | 44% |
| TU FICO range: | 660-679 (Dec-2023) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $38,205 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438476
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2023 | ListingEndDate: | Dec-20-2023 |
| |
| Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 17.04% | Monthly payment: | $116.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2021 | Debt/Income ratio: | 30% |
| TU FICO range: | 700-719 (Dec-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,824 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438308
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 20.06% | Monthly payment: | $207.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2021 | Debt/Income ratio: | 20% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,370 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13438125
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2023 | ListingEndDate: | Dec-19-2023 |
| |
| Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 17.04% | Monthly payment: | $364.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.76% - 8.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2010 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,150 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
