Sales Report: Supplement No. 1 dated Dec 23, 2024 to Prospectus dated Dec 13, 2024File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated Dec 13, 2024 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 13, 2024 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Dec 13, 2024, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 13487861
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 27.30% | Borrower rate/APR: | 28.30% / 33.91% | Monthly payment: | $173.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | May-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,745 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489490
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.30% | Borrower rate/APR: | 26.30% / 34.48% | Monthly payment: | $449.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2001 | Debt/Income ratio: | 16% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,507 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 47% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13486484
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 25.90% | Borrower rate/APR: | 26.90% / 35.11% | Monthly payment: | $203.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 26% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 16y 2m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,515 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490579
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 17.98% | Borrower rate/APR: | 18.98% / 25.95% | Monthly payment: | $366.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2015 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 0m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,966 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490306
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 19.66% | Borrower rate/APR: | 20.66% / 27.71% | Monthly payment: | $637.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-1982 | Debt/Income ratio: | 42% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 24y 7m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,666 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489433
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,672.32 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $459.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2022 | Debt/Income ratio: | 9% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,959 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488803
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 13.75% | Monthly payment: | $319.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1985 | Debt/Income ratio: | 42% |
| TU FICO range: | 820-850 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,022 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13486661
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 17.97% | Borrower rate/APR: | 18.97% / 25.09% | Monthly payment: | $224.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Feb-2007 | Debt/Income ratio: | 36% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,996 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487105
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.05% | Borrower rate/APR: | 19.05% / 26.03% | Monthly payment: | $623.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Feb-2016 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,240 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487015
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 23.93% | Borrower rate/APR: | 24.93% / 31.35% | Monthly payment: | $298.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Feb-2014 | Debt/Income ratio: | 47% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Retail Management |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $13,739 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490444
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.32% | Borrower rate/APR: | 13.32% / 20.06% | Monthly payment: | $169.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Sep-2011 | Debt/Income ratio: | 20% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,699 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489358
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $188.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2021 | Debt/Income ratio: | 26% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 0m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,810 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488929
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.66% | Borrower rate/APR: | 27.66% / 34.23% | Monthly payment: | $173.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2015 | Debt/Income ratio: | 33% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,021 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488887
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $219.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-2017 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $836 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13485386
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $969.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2012 | Debt/Income ratio: | 37% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Psychologist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,323 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490798
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $136.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2006 | Debt/Income ratio: | 21% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $72,281 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490750
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-12-2024 |
| |
| Investor yield: | 17.21% | Borrower rate/APR: | 18.21% / 25.15% | Monthly payment: | $126.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2014 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 9m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,717 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490207
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-12-2024 |
| |
| Investor yield: | 26.46% | Borrower rate/APR: | 27.46% / 35.70% | Monthly payment: | $91.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2016 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,572 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489691
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $969.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2014 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 11m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,640 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Montana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489172
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-12-2024 |
| |
| Investor yield: | 23.70% | Borrower rate/APR: | 24.70% / 32.80% | Monthly payment: | $138.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2014 | Debt/Income ratio: | 43% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 7y 4m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,094 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488878
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-12-2024 |
| |
| Investor yield: | 16.65% | Borrower rate/APR: | 17.65% / 22.13% | Monthly payment: | $138.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2021 | Debt/Income ratio: | 4% |
| TU FICO range: | 740-759 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,488 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13486643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 21.11% | Borrower rate/APR: | 22.11% / 29.22% | Monthly payment: | $630.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2011 | Debt/Income ratio: | 36% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 39y 10m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $83,562 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 70% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13486439
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 9.85% | Borrower rate/APR: | 10.85% / 15.36% | Monthly payment: | $103.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2021 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,567 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489772
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,553.83 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $640.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2011 | Debt/Income ratio: | 32% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,446 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 15 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489562
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,128.90 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $442.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2015 | Debt/Income ratio: | 34% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,797 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491494
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 14.63% | Borrower rate/APR: | 15.63% / 20.94% | Monthly payment: | $140.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2005 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 19y 8m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Realtor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,461 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491362
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.17% | Borrower rate/APR: | 14.18% / 18.51% | Monthly payment: | $102.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2005 | Debt/Income ratio: | 21% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 10 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,270 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 17.23% | Monthly payment: | $246.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-1990 | Debt/Income ratio: | 39% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $108,238 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 6.99% | Borrower rate/APR: | 7.99% / 8.99% | Monthly payment: | $429.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2003 | Debt/Income ratio: | 11% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,791 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491737
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $457.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Dec-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $58,044 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491716
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,271.95 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 20.81% | Borrower rate/APR: | 21.81% / 28.91% | Monthly payment: | $962.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2005 | Debt/Income ratio: | 35% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 8y 6m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $33,062 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491668
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 13.66% | Borrower rate/APR: | 14.66% / 18.50% | Monthly payment: | $205.31 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2004 | Debt/Income ratio: | 22% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,746 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491662
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,999.44 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 33.18% | Monthly payment: | $198.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2022 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,727 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491638
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $344.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2011 | Debt/Income ratio: | 7% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,613 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491635
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 15.65% | Borrower rate/APR: | 16.65% / 23.53% | Monthly payment: | $283.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2021 | Debt/Income ratio: | 28% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,996 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491629
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $360.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2005 | Debt/Income ratio: | 39% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 14y 2m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $64,800 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491602
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 12.81% | Monthly payment: | $218.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2002 | Debt/Income ratio: | 15% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,434 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491593
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.85% | Borrower rate/APR: | 14.85% / 21.65% | Monthly payment: | $242.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2021 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,237 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491587
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 19.85% | Borrower rate/APR: | 20.85% / 28.76% | Monthly payment: | $206.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2023 | Debt/Income ratio: | 24% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $52 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491515
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,296.34 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 20.75% | Borrower rate/APR: | 21.75% / 28.85% | Monthly payment: | $125.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2016 | Debt/Income ratio: | 14% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 9m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,185 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491437
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 11.38% | Borrower rate/APR: | 12.38% / 16.63% | Monthly payment: | $179.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2008 | Debt/Income ratio: | 14% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 10y 4m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,860 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491215
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 18.05% | Borrower rate/APR: | 19.05% / 26.03% | Monthly payment: | $91.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Apr-2004 | Debt/Income ratio: | 27% |
| TU FICO range: | 780-799 (Nov-2024) | Inquiries last 6m: | 4 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 10y 7m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,642 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491098
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 20.90% | Borrower rate/APR: | 21.90% / 27.15% | Monthly payment: | $344.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 16% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,140 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491452
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 14.96% | Monthly payment: | $306.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 14% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 13y 1m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,962 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491065
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,664.82 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 20.80% | Borrower rate/APR: | 21.80% / 27.04% | Monthly payment: | $458.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Oct-2015 | Debt/Income ratio: | 39% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,786 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490975
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 18.60% | Borrower rate/APR: | 19.60% / 24.72% | Monthly payment: | $275.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2012 | Debt/Income ratio: | 7% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,159 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490969
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,043.29 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 12.28% | Borrower rate/APR: | 13.28% / 17.57% | Monthly payment: | $138.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-2021 | Debt/Income ratio: | 9% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,350 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490897
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 21.50% | Monthly payment: | $310.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2015 | Debt/Income ratio: | 10% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,324 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490837
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,142.07 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 13.08% | Borrower rate/APR: | 14.08% / 20.86% | Monthly payment: | $244.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2012 | Debt/Income ratio: | 16% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 23 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $16,596 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13490816
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 33.06% | Monthly payment: | $239.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2012 | Debt/Income ratio: | 42% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 37 / 38 | Length of status: | 19y 3m |
| Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,773 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493078
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 28.48% | Borrower rate/APR: | 29.48% / 35.16% | Monthly payment: | $128.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2014 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,885 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492733
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.42% | Borrower rate/APR: | 19.42% / 23.99% | Monthly payment: | $130.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2014 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,589 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492529
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 21.88% | Borrower rate/APR: | 22.88% / 30.89% | Monthly payment: | $579.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2002 | Debt/Income ratio: | 34% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,129 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492421
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 14.12% | Borrower rate/APR: | 15.12% / 19.79% | Monthly payment: | $195.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2013 | Debt/Income ratio: | 20% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,433 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492244
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 9.35% | Borrower rate/APR: | 10.35% / 16.19% | Monthly payment: | $352.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2019 | Debt/Income ratio: | 11% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,284 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 4% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492556
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,215.74 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.55% | Borrower rate/APR: | 11.55% / 15.27% | Monthly payment: | $335.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2005 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,380 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492205
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.96% | Borrower rate/APR: | 13.96% / 20.73% | Monthly payment: | $375.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Sep-2002 | Debt/Income ratio: | 53% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 16y 6m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $57,179 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491986
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 16.68% | Borrower rate/APR: | 17.68% / 22.17% | Monthly payment: | $415.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2018 | Debt/Income ratio: | 27% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 11m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,472 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491833
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 15.42% | Borrower rate/APR: | 16.42% / 23.29% | Monthly payment: | $159.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-2023 | Debt/Income ratio: | 15% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,787 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493084
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $180.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2013 | Debt/Income ratio: | 12% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Scientist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,085 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493000
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $28,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 29.96% | Monthly payment: | $1,069.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-1998 | Debt/Income ratio: | 36% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $169,102 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 14 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492988
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 25.49% | Monthly payment: | $170.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2022 | Debt/Income ratio: | 5% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,599 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492961
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 21.24% | Monthly payment: | $206.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Feb-2012 | Debt/Income ratio: | 9% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,302 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492940
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,332.96 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $137.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2007 | Debt/Income ratio: | 22% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $10,010 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 14 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492865
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.98% | Borrower rate/APR: | 27.98% / 34.57% | Monthly payment: | $270.95 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2017 | Debt/Income ratio: | 45% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 20y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,004 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 70% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492853
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 24.50% | Borrower rate/APR: | 25.50% / 30.95% | Monthly payment: | $329.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2017 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Car Dealer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,349 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492580
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 24.90% | Borrower rate/APR: | 25.90% / 34.06% | Monthly payment: | $523.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2004 | Debt/Income ratio: | 58% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 15y 9m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,758 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492673
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $82.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 10% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,504 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 105% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492574
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 20.65% | Borrower rate/APR: | 21.65% / 29.60% | Monthly payment: | $114.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2014 | Debt/Income ratio: | 33% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 11y 6m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,392 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492457
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.35% | Borrower rate/APR: | 19.35% / 26.34% | Monthly payment: | $405.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jun-2017 | Debt/Income ratio: | 15% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 8y 10m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,530 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492427
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 15.71% | Borrower rate/APR: | 16.71% / 23.59% | Monthly payment: | $248.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2019 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,321 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492409
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 19.76% | Borrower rate/APR: | 20.76% / 27.82% | Monthly payment: | $165.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-1996 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 10m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $62,409 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13492178
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,734.75 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 15.10% | Borrower rate/APR: | 16.10% / 22.96% | Monthly payment: | $483.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2008 | Debt/Income ratio: | 27% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Professional |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $8,822 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.13% | Borrower rate/APR: | 10.12% / 15.96% | Monthly payment: | $527.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2007 | Debt/Income ratio: | 43% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,006 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13491827
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 22.50% | Borrower rate/APR: | 23.50% / 31.54% | Monthly payment: | $175.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Oct-2009 | Debt/Income ratio: | 42% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 42 / 42 | Length of status: | Not available |
| Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $77,346 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493879
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.21% | Borrower rate/APR: | 16.21% / 23.07% | Monthly payment: | $176.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2002 | Debt/Income ratio: | 31% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 27y 6m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $49 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493768
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 15.22% | Monthly payment: | $142.95 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2011 | Debt/Income ratio: | 17% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 6m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $76,730 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493672
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 35.01% | Monthly payment: | $203.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-1998 | Debt/Income ratio: | 29% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $55,711 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $174.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jun-2023 | Debt/Income ratio: | 6% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,225 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493372
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $19,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 17.45% | Borrower rate/APR: | 18.45% / 25.41% | Monthly payment: | $691.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-2003 | Debt/Income ratio: | 33% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,414 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493276
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $486.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2006 | Debt/Income ratio: | 30% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Retail Management |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,670 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 75% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493858
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.60% | Borrower rate/APR: | 27.60% / 33.17% | Monthly payment: | $370.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2001 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 10 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $42,298 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493669
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.40% | Borrower rate/APR: | 26.40% / 31.90% | Monthly payment: | $271.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,759 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493630
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,998.89 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.70% | Borrower rate/APR: | 26.70% / 32.22% | Monthly payment: | $303.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Nov-2010 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 8y 4m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,100 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493582
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,790.24 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.99% | Borrower rate/APR: | 14.00% / 18.32% | Monthly payment: | $204.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Feb-2013 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $834 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493129
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.75% | Borrower rate/APR: | 10.75% / 19.25% | Monthly payment: | $232.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 5% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493102
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.45% | Borrower rate/APR: | 27.45% / 33.01% | Monthly payment: | $200.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2004 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 0m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,877 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493912
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $457.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Aug-2011 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 11y 5m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,997 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493765
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 14.35% | Borrower rate/APR: | 15.35% / 19.73% | Monthly payment: | $347.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2021 | Debt/Income ratio: | 10% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,594 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,944.51 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 24.25% | Monthly payment: | $238.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2006 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 9m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,336 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493648
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,691.46 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 14.08% | Borrower rate/APR: | 15.08% / 19.44% | Monthly payment: | $183.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2022 | Debt/Income ratio: | 11% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,861 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493615
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 31.12% | Monthly payment: | $290.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Dec-2016 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,241 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493516
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,142.07 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.03% | Borrower rate/APR: | 19.03% / 23.58% | Monthly payment: | $185.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2018 | Debt/Income ratio: | 35% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,578 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493087
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $228.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-1998 | Debt/Income ratio: | 29% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,870 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493579
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $223.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-1999 | Debt/Income ratio: | 22% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,866 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | Not available | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493528
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $362.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Analyst |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $13,429 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493306
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 11.92% | Borrower rate/APR: | 12.92% / 19.65% | Monthly payment: | $168.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2009 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 9m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,814 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493273
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 17.23% | Monthly payment: | $213.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Dec-2009 | Debt/Income ratio: | 12% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $97,513 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493213
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,790.24 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.06% | Monthly payment: | $203.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-2010 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 14y 2m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Retail Management |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,136 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493156
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.63% | Borrower rate/APR: | 9.63% / 15.44% | Monthly payment: | $256.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2012 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,380 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494680
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 10.48% | Borrower rate/APR: | 11.48% / 15.19% | Monthly payment: | $186.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-2017 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 6 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,360 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494920
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 20.82% | Monthly payment: | $256.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2015 | Debt/Income ratio: | 5% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494758
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 23.82% | Borrower rate/APR: | 24.82% / 29.64% | Monthly payment: | $131.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2018 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 5m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,410 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494413
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,159.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 14.27% | Monthly payment: | $225.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2014 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 3m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,016 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495127
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $148.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2022 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,926 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494836
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 11.11% | Borrower rate/APR: | 12.11% / 18.01% | Monthly payment: | $199.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-1996 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 5y 9m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,767 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494764
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,334.07 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $137.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2013 | Debt/Income ratio: | 17% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,401 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494695
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.36% | Borrower rate/APR: | 27.36% / 35.60% | Monthly payment: | $451.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2015 | Debt/Income ratio: | 38% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,410 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494632
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 24.56% | Borrower rate/APR: | 25.56% / 33.70% | Monthly payment: | $200.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-1997 | Debt/Income ratio: | 16% |
| TU FICO range: | 600-619 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 13 / 14 | Length of status: | 2y 0m |
| Amount delinquent: | $111 | Total credit lines: | 28 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,378 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 13 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $24,173.17 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 14.62% | Borrower rate/APR: | 15.62% / 22.45% | Monthly payment: | $845.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2009 | Debt/Income ratio: | 43% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 27y 4m |
| Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,289 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494569
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 15.52% | Borrower rate/APR: | 16.52% / 23.40% | Monthly payment: | $265.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-1999 | Debt/Income ratio: | 24% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 22y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Psychologist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,131 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494377
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.51% | Borrower rate/APR: | 11.51% / 17.39% | Monthly payment: | $263.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Oct-2010 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,349 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494374
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 18.59% | Monthly payment: | $1,201.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2001 | Debt/Income ratio: | 24% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 24y 9m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,774 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494341
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,665.93 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $274.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2000 | Debt/Income ratio: | 8% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 13y 0m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,894 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 14 | Bankcard utilization: | 81% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494323
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 16.50% | Borrower rate/APR: | 17.50% / 24.42% | Monthly payment: | $143.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-2022 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,768 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494332
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 27.66% | Borrower rate/APR: | 28.66% / 34.29% | Monthly payment: | $126.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2014 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,430 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494281
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,691.46 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 16.45% | Borrower rate/APR: | 17.45% / 22.84% | Monthly payment: | $223.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2018 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Student - College Graduate Student |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,370 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494239
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,240.85 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 13.17% | Borrower rate/APR: | 14.18% / 18.51% | Monthly payment: | $192.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,124 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494212
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,998.89 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 22.18% | Borrower rate/APR: | 23.18% / 28.50% | Monthly payment: | $282.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Nov-1994 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 24y 2m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $52,983 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494179
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,890.77 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $153.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2023 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Car Dealer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $220 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494152
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,197.56 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.26% | Borrower rate/APR: | 22.26% / 29.38% | Monthly payment: | $84.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2003 | Debt/Income ratio: | 18% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,413 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494119
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $125.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2001 | Debt/Income ratio: | 42% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,923 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494110
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.48% | Borrower rate/APR: | 14.48% / 18.31% | Monthly payment: | $70.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2013 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 11y 11m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,147 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13494068
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 17.12% | Monthly payment: | $361.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-1988 | Debt/Income ratio: | 6% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 40y 11m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,881 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13493996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 34.44% | Monthly payment: | $284.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2016 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 8y 10m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,583 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13496360
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,571.04 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-20-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 12.65% | Borrower rate/APR: | 13.65% / 20.40% | Monthly payment: | $121.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Feb-2015 | Debt/Income ratio: | 9% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 9y 10m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,990 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13496027
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $329.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2016 | Debt/Income ratio: | 6% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 13y 8m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,647 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495829
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 12.60% | Borrower rate/APR: | 13.60% / 20.35% | Monthly payment: | $509.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2006 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,259 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495751
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,197.56 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 17.80% | Borrower rate/APR: | 18.80% / 25.77% | Monthly payment: | $80.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2008 | Debt/Income ratio: | 17% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,872 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13662373
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $313.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2021 | Debt/Income ratio: | 20% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 5m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,195 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $819.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2011 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 32 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 61 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,413 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495892
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.01% | Borrower rate/APR: | 13.01% / 18.94% | Monthly payment: | $128.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-1990 | Debt/Income ratio: | 11% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 10y 6m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,029 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495832
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 20.66% | Borrower rate/APR: | 21.66% / 28.75% | Monthly payment: | $361.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jan-2020 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,332 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495790
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $230.64 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2021 | Debt/Income ratio: | 29% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,694 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495670
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 20.44% | Monthly payment: | $85.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2017 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 7y 2m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,158 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495649
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.76% | Borrower rate/APR: | 15.76% / 22.60% | Monthly payment: | $350.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2007 | Debt/Income ratio: | 27% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 3m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,730 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495598
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.75% | Borrower rate/APR: | 16.75% / 21.19% | Monthly payment: | $247.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2008 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 17y 6m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,151 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495586
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $136.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2019 | Debt/Income ratio: | 4% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,118 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $438.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2006 | Debt/Income ratio: | 29% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 16y 10m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $707 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495568
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $344.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1999 | Debt/Income ratio: | 39% |
| TU FICO range: | 820-850 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 10y 3m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,926 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495559
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,691.46 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 16.50% | Borrower rate/APR: | 17.50% / 24.42% | Monthly payment: | $276.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2016 | Debt/Income ratio: | 12% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 7y 2m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,483 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495547
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 17.08% | Monthly payment: | $356.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2003 | Debt/Income ratio: | 28% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 9y 5m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,258 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495202
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,324.96 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 13.00% | Borrower rate/APR: | 14.00% / 18.62% | Monthly payment: | $282.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2002 | Debt/Income ratio: | 26% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 16 | Length of status: | 22y 9m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,778 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13495130
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 32.59% | Monthly payment: | $552.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Mar-2009 | Debt/Income ratio: | 36% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,035 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13663933
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $288.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2014 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,916 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13666759
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,580.49 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 21.16% | Borrower rate/APR: | 22.16% / 29.28% | Monthly payment: | $672.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Oct-2019 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 9m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,289 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13665202
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 14.61% | Borrower rate/APR: | 15.61% / 22.44% | Monthly payment: | $576.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-1999 | Debt/Income ratio: | 41% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 23y 3m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Teacher |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,690 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13663447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 33.11% | Monthly payment: | $309.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Apr-2011 | Debt/Income ratio: | 15% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 38 / 38 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,079 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13667125
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $31,864.63 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 14.62% | Borrower rate/APR: | 15.62% / 22.45% | Monthly payment: | $1,114.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2004 | Debt/Income ratio: | 31% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 58 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,794 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13664278
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-04-2024 | ListingEndDate: | Dec-10-2024 |
| |
| Investor yield: | 12.01% | Borrower rate/APR: | 13.01% / 18.94% | Monthly payment: | $673.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2011 | Debt/Income ratio: | 38% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 14y 10m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $625 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670002
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.42% | Borrower rate/APR: | 16.42% / 23.29% | Monthly payment: | $778.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2006 | Debt/Income ratio: | 12% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,868 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13667476
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 33.11% | Monthly payment: | $220.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Aug-2021 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 5m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,014 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669084
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $391.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2019 | Debt/Income ratio: | 26% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 11 / 12 | Length of status: | 0y 4m |
| Amount delinquent: | $257 | Total credit lines: | 13 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,504 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 75% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670773
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 33.32% | Monthly payment: | $279.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2010 | Debt/Income ratio: | 13% |
| TU FICO range: | 600-619 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 35 / 35 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,831 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 11 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669975
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 17.75% | Borrower rate/APR: | 18.75% / 24.20% | Monthly payment: | $446.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2023 | Debt/Income ratio: | 8% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 13y 9m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,916 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670842
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 19.06% | Borrower rate/APR: | 20.06% / 27.08% | Monthly payment: | $204.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Apr-2013 | Debt/Income ratio: | 35% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 13y 3m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,805 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670704
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.50% | Borrower rate/APR: | 14.50% / 21.29% | Monthly payment: | $378.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-2023 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 12y 0m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Pharmacist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,858 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670572
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 21.20% | Borrower rate/APR: | 22.20% / 30.17% | Monthly payment: | $268.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2011 | Debt/Income ratio: | 30% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,450 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | No | Borrower's state: | North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670011
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.75% | Borrower rate/APR: | 14.75% / 19.11% | Monthly payment: | $155.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Mar-2015 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,095 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669924
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,833.53 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $501.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2006 | Debt/Income ratio: | 6% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 2m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,644 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669522
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.36% | Borrower rate/APR: | 13.36% / 20.11% | Monthly payment: | $677.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2003 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,475 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670809
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 11.15% | Borrower rate/APR: | 12.15% / 18.84% | Monthly payment: | $332.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2008 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 14 / 15 | Length of status: | 10y 6m |
| Amount delinquent: | $62 | Total credit lines: | 28 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,982 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670758
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.75% | Borrower rate/APR: | 14.75% / 19.11% | Monthly payment: | $129.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2001 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 29y 6m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,723 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,142.07 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.98% | Monthly payment: | $194.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-2007 | Debt/Income ratio: | 8% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,812 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670620
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 14.03% | Borrower rate/APR: | 15.03% / 20.32% | Monthly payment: | $194.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2013 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 10m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,755 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670614
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $294.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2008 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 13y 6m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,549 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670611
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,221.42 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 28.80% | Borrower rate/APR: | 29.80% / 35.50% | Monthly payment: | $232.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2012 | Debt/Income ratio: | 38% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,028 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670569
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 30.48% | Monthly payment: | $205.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2013 | Debt/Income ratio: | 24% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 5m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,855 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669657
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,498.64 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 14.75% | Borrower rate/APR: | 15.75% / 19.63% | Monthly payment: | $302.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Mar-2005 | Debt/Income ratio: | 25% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 32y 2m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669528
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,221.42 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 20.50% | Borrower rate/APR: | 21.50% / 27.74% | Monthly payment: | $225.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2011 | Debt/Income ratio: | 29% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,377 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670338
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $491.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2004 | Debt/Income ratio: | 12% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 19y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,269 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $412.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2016 | Debt/Income ratio: | 42% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 10m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,522 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669936
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.85% | Borrower rate/APR: | 11.85% / 18.53% | Monthly payment: | $861.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jul-2012 | Debt/Income ratio: | 49% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 12y 4m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,665 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669879
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,476.25 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.95% | Borrower rate/APR: | 11.95% / 16.50% | Monthly payment: | $486.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2012 | Debt/Income ratio: | 39% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,209 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669786
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,887.90 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.02% | Borrower rate/APR: | 26.02% / 31.50% | Monthly payment: | $266.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2013 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 24 | Length of status: | 10y 2m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $60,875 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672003
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 12.31% | Borrower rate/APR: | 13.31% / 19.25% | Monthly payment: | $507.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2004 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 14y 4m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,922 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,975.61 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 20.46% | Monthly payment: | $747.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2004 | Debt/Income ratio: | 54% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 20y 8m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,687 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671334
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 29.25% | Borrower rate/APR: | 30.25% / 35.98% | Monthly payment: | $252.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2004 | Debt/Income ratio: | 31% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 7y 5m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,130 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671118
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,443.95 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 23.56% | Borrower rate/APR: | 24.56% / 32.65% | Monthly payment: | $175.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Feb-2017 | Debt/Income ratio: | 9% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,208 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671754
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,888.46 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 35.22% | Monthly payment: | $158.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2016 | Debt/Income ratio: | 14% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,535 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671319
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 17.23% | Monthly payment: | $286.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2002 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 7y 7m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,886 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 53% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671739
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 13.95% | Borrower rate/APR: | 14.95% / 19.61% | Monthly payment: | $120.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2009 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Teacher |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,636 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671718
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 15.75% | Borrower rate/APR: | 16.75% / 21.19% | Monthly payment: | $108.64 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2015 | Debt/Income ratio: | 16% |
| TU FICO range: | 760-779 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,760 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671715
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 26.69% | Monthly payment: | $491.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2021 | Debt/Income ratio: | 33% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,207 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671703
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,062.82 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 18.41% | Monthly payment: | $738.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1999 | Debt/Income ratio: | 44% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,336 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671628
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.33% | Borrower rate/APR: | 13.33% / 17.12% | Monthly payment: | $206.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1982 | Debt/Income ratio: | 14% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,431 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671610
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,400.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 29.25% | Borrower rate/APR: | 30.25% / 35.98% | Monthly payment: | $175.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2008 | Debt/Income ratio: | 34% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 27 | Length of status: | 29y 3m |
| Amount delinquent: | $0 | Total credit lines: | 74 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,135 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671607
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.16% | Borrower rate/APR: | 13.16% / 19.10% | Monthly payment: | $303.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jan-2000 | Debt/Income ratio: | 18% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,465 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671595
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.09% | Borrower rate/APR: | 11.09% / 14.79% | Monthly payment: | $98.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,465 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671571
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $82.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2005 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Nov-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 34y 4m |
| Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $42,612 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,151.29 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.58% | Borrower rate/APR: | 9.58% / 14.04% | Monthly payment: | $205.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 36% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 24y 0m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,039 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $69.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2021 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,836 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671460
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 18.95% | Monthly payment: | $58.95 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2019 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,226 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671436
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,833.53 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.07% | Borrower rate/APR: | 22.07% / 29.18% | Monthly payment: | $567.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2012 | Debt/Income ratio: | 18% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 18y 9m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,829 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671409
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,200.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 14.46% | Borrower rate/APR: | 15.46% / 22.29% | Monthly payment: | $146.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jun-2007 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 49 / 49 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 80 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,451 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671406
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 27.11% | Borrower rate/APR: | 28.11% / 33.71% | Monthly payment: | $173.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Nov-2017 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,217 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 29.25% | Borrower rate/APR: | 30.25% / 35.98% | Monthly payment: | $72.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jul-2007 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 70 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,143 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671340
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,586.57 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $115.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2001 | Debt/Income ratio: | 26% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 7m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,743 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13671214
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.57% | Borrower rate/APR: | 11.57% / 17.46% | Monthly payment: | $198.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jun-1994 | Debt/Income ratio: | 23% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 9y 10m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,331 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13670992
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.87% | Borrower rate/APR: | 8.86% / 13.30% | Monthly payment: | $248.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2012 | Debt/Income ratio: | 19% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 7m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,823 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673011
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $103.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2004 | Debt/Income ratio: | 47% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,193 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 34.38% | Monthly payment: | $383.77 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Dec-2015 | Debt/Income ratio: | 38% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 17y 10m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,531 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672786
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.06% | Monthly payment: | $104.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2003 | Debt/Income ratio: | 22% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 7m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,868 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 18.35% | Borrower rate/APR: | 19.35% / 26.34% | Monthly payment: | $184.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jan-2015 | Debt/Income ratio: | 33% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 30y 1m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,674 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672654
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,382.92 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 14.52% | Borrower rate/APR: | 15.52% / 22.36% | Monthly payment: | $537.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2001 | Debt/Income ratio: | 24% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 37 / 37 | Length of status: | 5y 8m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,718 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672429
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 24.16% | Borrower rate/APR: | 25.16% / 30.59% | Monthly payment: | $441.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jul-2014 | Debt/Income ratio: | 45% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,710 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672276
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 15.75% | Borrower rate/APR: | 16.75% / 22.11% | Monthly payment: | $126.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2021 | Debt/Income ratio: | 9% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,772 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673020
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 35.74% | Monthly payment: | $246.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2001 | Debt/Income ratio: | 34% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 17y 1m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,404 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672729
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 17.23% | Monthly payment: | $822.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2007 | Debt/Income ratio: | 27% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $55,618 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672987
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $152.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | May-2017 | Debt/Income ratio: | 28% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,482 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672909
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 14.80% | Monthly payment: | $286.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2014 | Debt/Income ratio: | 22% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,590 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672891
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $204.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2007 | Debt/Income ratio: | 21% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 23y 2m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,180 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672882
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,887.90 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.37% | Borrower rate/APR: | 26.37% / 31.87% | Monthly payment: | $268.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2015 | Debt/Income ratio: | 4% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $220 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672819
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $288.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2014 | Debt/Income ratio: | 48% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 48 / 48 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 76 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,082 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672780
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,777.47 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $114.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2009 | Debt/Income ratio: | 18% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,808 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 21.24% | Monthly payment: | $240.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2022 | Debt/Income ratio: | 11% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,545 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672624
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $138.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2001 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 7y 11m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,715 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672603
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.96% | Borrower rate/APR: | 22.96% / 30.97% | Monthly payment: | $214.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jan-2011 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 16y 6m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,412 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672567
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $170.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2012 | Debt/Income ratio: | 16% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,366 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672465
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.78% | Monthly payment: | $139.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2012 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,098 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672453
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 33.18% | Monthly payment: | $258.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2018 | Debt/Income ratio: | 33% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,856 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672378
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $68.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2012 | Debt/Income ratio: | 7% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 18y 0m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,508 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672348
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 24.16% | Borrower rate/APR: | 25.16% / 33.29% | Monthly payment: | $79.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2002 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,464 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672240
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 17.27% | Monthly payment: | $99.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2007 | Debt/Income ratio: | 28% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,302 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13672174
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 21.51% | Borrower rate/APR: | 22.51% / 30.50% | Monthly payment: | $153.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2016 | Debt/Income ratio: | 19% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Waiter/Waitress |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,419 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673557
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,734.75 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.95% | Borrower rate/APR: | 15.95% / 22.80% | Monthly payment: | $482.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2003 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 21y 5m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,103 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673767
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 16.06% | Borrower rate/APR: | 17.06% / 23.96% | Monthly payment: | $156.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,777 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673272
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 22.50% | Borrower rate/APR: | 23.50% / 31.54% | Monthly payment: | $86.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jan-2006 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,442 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 75% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673035
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 31.12% | Monthly payment: | $310.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2008 | Debt/Income ratio: | 21% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 7y 8m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,359 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673800
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,998.89 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 19.30% | Borrower rate/APR: | 20.30% / 26.48% | Monthly payment: | $305.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2013 | Debt/Income ratio: | 9% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 23y 11m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,061 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673683
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.60% | Borrower rate/APR: | 26.60% / 32.11% | Monthly payment: | $168.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2019 | Debt/Income ratio: | 10% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $59 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673062
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $614.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2020 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,609 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673818
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 19.35% | Monthly payment: | $105.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-1994 | Debt/Income ratio: | 30% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 7 / 8 | Length of status: | 9y 1m |
| Amount delinquent: | $103 | Total credit lines: | 25 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,562 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.41% | Borrower rate/APR: | 26.41% / 34.60% | Monthly payment: | $90.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Oct-2005 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 56 / 56 | Length of status: | 11y 5m |
| Amount delinquent: | $0 | Total credit lines: | 75 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,289 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673692
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 17.08% | Monthly payment: | $820.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2004 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 0m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $73,040 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673680
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.46% | Borrower rate/APR: | 19.46% / 26.46% | Monthly payment: | $73.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2004 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 11y 0m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,324 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673581
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.57% | Borrower rate/APR: | 11.57% / 17.46% | Monthly payment: | $165.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2001 | Debt/Income ratio: | 18% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 11y 10m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,720 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673533
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.31% | Borrower rate/APR: | 10.30% / 16.14% | Monthly payment: | $113.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2016 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,246 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673122
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.51% | Borrower rate/APR: | 26.51% / 32.02% | Monthly payment: | $235.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-2016 | Debt/Income ratio: | 8% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Waiter/Waitress |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,437 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $283.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2011 | Debt/Income ratio: | 23% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 19y 3m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,254 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673413
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.26% | Borrower rate/APR: | 8.26% / 11.86% | Monthly payment: | $255.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2009 | Debt/Income ratio: | 13% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $553 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673380
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.23% | Borrower rate/APR: | 9.23% / 15.03% | Monthly payment: | $69.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-1998 | Debt/Income ratio: | 17% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 21y 8m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,339 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673248
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 17.98% | Borrower rate/APR: | 18.98% / 25.95% | Monthly payment: | $146.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-1998 | Debt/Income ratio: | 12% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $179 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673206
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $136.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 4% |
| TU FICO range: | 820-850 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Scientist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $86 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673146
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 16.42% | Borrower rate/APR: | 17.42% / 24.34% | Monthly payment: | $197.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2006 | Debt/Income ratio: | 38% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,182 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673131
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 17.05% | Monthly payment: | $192.45 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2020 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 11y 3m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,600 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673119
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 18.95% | Monthly payment: | $146.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2020 | Debt/Income ratio: | 6% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 20y 3m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Scientist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,565 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673092
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,846.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 14.80% | Monthly payment: | $535.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2014 | Debt/Income ratio: | 20% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 11y 4m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,932 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673074
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 19.73% | Monthly payment: | $101.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-2007 | Debt/Income ratio: | 28% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 10m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,842 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673059
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 19.16% | Monthly payment: | $94.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2013 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,649 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,777.47 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 25.37% | Borrower rate/APR: | 26.37% / 32.87% | Monthly payment: | $94.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2009 | Debt/Income ratio: | 18% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Principal |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,518 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674961
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 9.38% | Borrower rate/APR: | 10.38% / 14.06% | Monthly payment: | $321.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2008 | Debt/Income ratio: | 23% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 22y 10m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,361 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674883
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $370.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Mar-2017 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,346 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674736
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $206.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2007 | Debt/Income ratio: | 20% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 8m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,946 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 9 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 23.10% | Borrower rate/APR: | 24.10% / 29.47% | Monthly payment: | $273.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Dec-2011 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 13y 7m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,716 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 48% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674700
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,332.96 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $137.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2004 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 24y 6m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Pilot - Private/Commercial |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,667 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674040
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 11.66% | Borrower rate/APR: | 12.66% / 18.58% | Monthly payment: | $100.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2012 | Debt/Income ratio: | 27% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,486 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 14.76% | Borrower rate/APR: | 15.76% / 22.60% | Monthly payment: | $175.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2001 | Debt/Income ratio: | 31% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,824 | Stated income: | $1-24,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674370
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 22.00% | Borrower rate/APR: | 23.00% / 31.01% | Monthly payment: | $329.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Nov-2000 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 10m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,653 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674352
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 24.50% | Borrower rate/APR: | 25.50% / 33.64% | Monthly payment: | $480.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-2018 | Debt/Income ratio: | 20% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,178 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674307
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 14.85% | Borrower rate/APR: | 15.85% / 21.17% | Monthly payment: | $84.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jun-2000 | Debt/Income ratio: | 19% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 28y 3m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $63,227 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674292
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.51% | Borrower rate/APR: | 11.51% / 20.04% | Monthly payment: | $93.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2007 | Debt/Income ratio: | 4% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674205
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 14.76% | Borrower rate/APR: | 15.76% / 22.60% | Monthly payment: | $227.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2016 | Debt/Income ratio: | 14% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,766 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674076
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 18.36% | Borrower rate/APR: | 19.36% / 26.35% | Monthly payment: | $73.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2012 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 12y 8m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,302 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674073
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 19.16% | Monthly payment: | $156.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2021 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 10m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,750 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674034
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,200.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 14.80% | Monthly payment: | $133.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2005 | Debt/Income ratio: | 30% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 13y 9m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,986 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674007
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $272.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2014 | Debt/Income ratio: | 33% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,628 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13674001
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.48% | Borrower rate/APR: | 11.48% / 15.19% | Monthly payment: | $238.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2009 | Debt/Income ratio: | 25% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 9m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,448 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673986
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,585.48 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 14.56% | Monthly payment: | $345.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-1992 | Debt/Income ratio: | 16% |
| TU FICO range: | 780-799 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 11y 11m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,997 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673971
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,887.90 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 28.66% | Borrower rate/APR: | 29.66% / 35.35% | Monthly payment: | $285.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2015 | Debt/Income ratio: | 46% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,887 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673935
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $250.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2001 | Debt/Income ratio: | 15% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 9m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,689 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673914
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 16.69% | Borrower rate/APR: | 17.69% / 23.09% | Monthly payment: | $116.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Sep-1996 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 17y 0m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,317 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.24% | Borrower rate/APR: | 8.24% / 14.01% | Monthly payment: | $94.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-1996 | Debt/Income ratio: | 8% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 7m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,077 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | Not available | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673887
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,944.51 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 16.67% | Borrower rate/APR: | 17.67% / 24.59% | Monthly payment: | $177.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2006 | Debt/Income ratio: | 51% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,870 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673860
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,260.52 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.50% | Borrower rate/APR: | 10.50% / 18.99% | Monthly payment: | $151.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2020 | Debt/Income ratio: | 6% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 9m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,626 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,876.83 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.24% | Borrower rate/APR: | 16.24% / 23.11% | Monthly payment: | $736.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2012 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,627 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675954
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 19.06% | Borrower rate/APR: | 20.06% / 27.08% | Monthly payment: | $781.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Mar-1993 | Debt/Income ratio: | 40% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 12y 10m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,608 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675870
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,284.14 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 20.26% | Borrower rate/APR: | 21.26% / 28.34% | Monthly payment: | $540.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2013 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 14y 2m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,849 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 96% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675408
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 11.66% | Borrower rate/APR: | 12.66% / 18.58% | Monthly payment: | $145.77 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-2013 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,537 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675333
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.74% | Monthly payment: | $66.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2008 | Debt/Income ratio: | 6% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 27y 11m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $505 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13688301
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 23.37% | Monthly payment: | $920.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-2015 | Debt/Income ratio: | 27% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 10y 0m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,567 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686534
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 16.25% | Borrower rate/APR: | 17.25% / 24.15% | Monthly payment: | $268.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2022 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | Not available |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,959 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675657
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,443.95 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $180.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2009 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,163 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675549
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,746.95 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.76% | Borrower rate/APR: | 13.76% / 20.52% | Monthly payment: | $93.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-1999 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,442 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675486
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,197.56 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.70% | Borrower rate/APR: | 15.70% / 22.54% | Monthly payment: | $76.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2016 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,189 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675468
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,339.63 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 21.26% | Borrower rate/APR: | 22.26% / 26.96% | Monthly payment: | $259.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Dec-2016 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 9y 7m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,136 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675465
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 16.51% | Borrower rate/APR: | 17.51% / 24.42% | Monthly payment: | $466.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2012 | Debt/Income ratio: | 31% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,068 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675402
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,580.49 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 18.11% | Borrower rate/APR: | 19.11% / 26.09% | Monthly payment: | $645.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-1998 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 46 / 47 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 80 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,008 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675375
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $90.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jul-2013 | Debt/Income ratio: | 18% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,479 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.06% | Monthly payment: | $231.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jan-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,442 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675345
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $188.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2007 | Debt/Income ratio: | 27% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 26y 4m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,644 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 25.16% | Borrower rate/APR: | 26.16% / 34.33% | Monthly payment: | $100.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2007 | Debt/Income ratio: | 27% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 3y 6m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,635 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675099
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 19.85% | Borrower rate/APR: | 20.85% / 25.48% | Monthly payment: | $188.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Dec-2012 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,092 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675078
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,999.44 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 22.85% | Borrower rate/APR: | 23.85% / 31.91% | Monthly payment: | $195.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2011 | Debt/Income ratio: | 22% |
| TU FICO range: | 640-659 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $18,597 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 10 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13675003
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 12.24% | Borrower rate/APR: | 13.24% / 19.98% | Monthly payment: | $67.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2012 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 5y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,161 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690008
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,110.43 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 29.25% | Borrower rate/APR: | 30.25% / 35.98% | Monthly payment: | $198.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Dec-2014 | Debt/Income ratio: | 11% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Truck Driver |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,664 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13685328
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,553.83 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 20.60% | Borrower rate/APR: | 21.60% / 26.83% | Monthly payment: | $426.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Nov-2013 | Debt/Income ratio: | 47% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 6y 10m |
| Amount delinquent: | $0 | Total credit lines: | 84 | Occupation: | Landscaping |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,308 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690812
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.30% | Borrower rate/APR: | 22.30% / 30.28% | Monthly payment: | $213.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,262 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686360
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 35.01% | Monthly payment: | $407.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2005 | Debt/Income ratio: | 28% |
| TU FICO range: | 620-639 (Nov-2024) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 16y 1m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,076 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 112% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13685667
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,109.32 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.51% | Borrower rate/APR: | 26.51% / 32.02% | Monthly payment: | $487.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2019 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,418 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691769
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 31.75% | Monthly payment: | $117.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-2007 | Debt/Income ratio: | 16% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Construction |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,692 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691760
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 19.85% | Borrower rate/APR: | 20.85% / 25.48% | Monthly payment: | $323.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2007 | Debt/Income ratio: | 40% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,129 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692993
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.32% | Borrower rate/APR: | 13.32% / 20.06% | Monthly payment: | $270.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2021 | Debt/Income ratio: | 4% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,863 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693542
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 13.95% | Borrower rate/APR: | 14.95% / 21.76% | Monthly payment: | $173.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2014 | Debt/Income ratio: | 26% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 11y 1m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Construction |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,854 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693353
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 23.10% | Borrower rate/APR: | 24.10% / 29.47% | Monthly payment: | $259.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Oct-2016 | Debt/Income ratio: | 22% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 1m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,107 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692408
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,185.36 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 20.51% | Monthly payment: | $449.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jul-2016 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,658 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692162
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $125.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2014 | Debt/Income ratio: | 15% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 3m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $94 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693512
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,185.36 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 19.75% | Borrower rate/APR: | 20.75% / 27.80% | Monthly payment: | $495.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Mar-2023 | Debt/Income ratio: | 14% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,690 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693497
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.26% | Borrower rate/APR: | 8.26% / 11.86% | Monthly payment: | $285.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2011 | Debt/Income ratio: | 12% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 5m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,492 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 21.60% | Monthly payment: | $103.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2022 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,996 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693419
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $250.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-1995 | Debt/Income ratio: | 12% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 8m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,006 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 4% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693392
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,498.64 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 16.51% | Monthly payment: | $282.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Sep-2011 | Debt/Income ratio: | 26% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 9y 10m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,911 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693371
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,110.43 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 27.30% | Borrower rate/APR: | 28.30% / 34.91% | Monthly payment: | $214.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jan-2020 | Debt/Income ratio: | 30% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 10 / 11 | Length of status: | 3y 3m |
| Amount delinquent: | $5,233 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,477 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693350
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 21.60% | Borrower rate/APR: | 22.60% / 30.59% | Monthly payment: | $385.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2000 | Debt/Income ratio: | 53% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,476 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693284
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,185.36 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-13-2024 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $461.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2018 | Debt/Income ratio: | 7% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,476 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693188
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 9.50% | Borrower rate/APR: | 10.50% / 16.34% | Monthly payment: | $325.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2001 | Debt/Income ratio: | 36% |
| TU FICO range: | 820-850 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 8y 3m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,042 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693125
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,086.58 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 20.51% | Monthly payment: | $411.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-1992 | Debt/Income ratio: | 17% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $38,889 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693116
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 33.06% | Monthly payment: | $215.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2012 | Debt/Income ratio: | 28% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,539 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693107
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.01% | Borrower rate/APR: | 13.01% / 18.94% | Monthly payment: | $673.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-1984 | Debt/Income ratio: | 32% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $124,076 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692975
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $19,563.09 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $613.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2017 | Debt/Income ratio: | 10% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693005
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 18.07% | Monthly payment: | $712.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-1991 | Debt/Income ratio: | 17% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,933 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,185.36 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 15.85% | Borrower rate/APR: | 16.85% / 22.21% | Monthly payment: | $379.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-2008 | Debt/Income ratio: | 40% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 7 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 37 / 37 | Length of status: | 23y 8m |
| Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,577 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,411.80 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.10% | Borrower rate/APR: | 8.10% / 12.51% | Monthly payment: | $279.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2019 | Debt/Income ratio: | 20% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,600 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692279
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $19,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-11-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.01% | Borrower rate/APR: | 8.01% / 11.60% | Monthly payment: | $385.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2014 | Debt/Income ratio: | 17% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,588 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691796
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-10-2024 | ListingEndDate: | Dec-11-2024 |
| |
| Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 31.75% | Monthly payment: | $293.07 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2012 | Debt/Income ratio: | 32% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 6 / 7 | Length of status: | 6y 9m |
| Amount delinquent: | $984 | Total credit lines: | 26 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,803 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694610
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 20.50% | Borrower rate/APR: | 21.50% / 26.73% | Monthly payment: | $300.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2009 | Debt/Income ratio: | 15% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 8y 7m |
| Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,672 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694514
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,438.41 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.03% | Borrower rate/APR: | 14.03% / 19.27% | Monthly payment: | $285.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2011 | Debt/Income ratio: | 31% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 28y 5m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,094 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 14.49% | Monthly payment: | $216.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2010 | Debt/Income ratio: | 23% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,390 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693758
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 17.12% | Monthly payment: | $657.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2020 | Debt/Income ratio: | 28% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,230 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694295
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $329.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2016 | Debt/Income ratio: | 32% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,254 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694292
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.96% | Borrower rate/APR: | 27.96% / 34.55% | Monthly payment: | $174.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2003 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,930 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694286
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,129.99 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 18.79% | Monthly payment: | $138.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2005 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 15 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,447 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694247
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.56% | Borrower rate/APR: | 10.56% / 16.41% | Monthly payment: | $260.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2013 | Debt/Income ratio: | 46% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 8m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,544 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694226
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $370.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 15% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Waiter/Waitress |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,395 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694181
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 17.05% | Monthly payment: | $149.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2014 | Debt/Income ratio: | 3% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $639 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694178
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 12.41% | Monthly payment: | $146.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2018 | Debt/Income ratio: | 21% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 7m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,930 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694163
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $185.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Apr-2014 | Debt/Income ratio: | 37% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 17y 4m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,626 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694157
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 15.94% | Monthly payment: | $323.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2010 | Debt/Income ratio: | 20% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,662 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694151
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $228.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | May-2003 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 8y 2m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,640 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,296.34 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-14-2024 |
| |
| Investor yield: | 17.86% | Borrower rate/APR: | 18.86% / 25.83% | Monthly payment: | $120.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-2007 | Debt/Income ratio: | 49% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $207,574 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694124
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,607.87 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.65% | Borrower rate/APR: | 8.65% / 14.43% | Monthly payment: | $240.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2017 | Debt/Income ratio: | 38% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 5m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,495 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 14.38% | Borrower rate/APR: | 15.38% / 19.76% | Monthly payment: | $143.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2016 | Debt/Income ratio: | 6% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 9m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,530 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694058
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 21.11% | Borrower rate/APR: | 22.11% / 29.22% | Monthly payment: | $803.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-2010 | Debt/Income ratio: | 40% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 41 / 41 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 67 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,043 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694049
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $412.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jun-2006 | Debt/Income ratio: | 20% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 4y 8m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,148 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 18 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694046
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $207.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,898 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694040
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $23,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 11.11% | Borrower rate/APR: | 12.11% / 18.01% | Monthly payment: | $765.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Mar-2016 | Debt/Income ratio: | 22% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $55,244 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694010
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,890.77 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.74% | Monthly payment: | $108.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2007 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 2m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,167 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693947
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 10.96% | Borrower rate/APR: | 11.96% / 17.86% | Monthly payment: | $298.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2000 | Debt/Income ratio: | 16% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 19y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $73,183 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,111.11 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-13-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 6.99% | Borrower rate/APR: | 7.99% / 8.99% | Monthly payment: | $502.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2000 | Debt/Income ratio: | 9% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 21y 5m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,294 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693878
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-12-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 14.90% | Borrower rate/APR: | 15.90% / 22.75% | Monthly payment: | $754.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2020 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 3m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,057 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695744
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 17.25% | Borrower rate/APR: | 18.25% / 25.20% | Monthly payment: | $798.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2011 | Debt/Income ratio: | 52% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Military Officer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,864 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13694643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $395.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2017 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,345 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695777
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 23.73% | Borrower rate/APR: | 24.73% / 30.13% | Monthly payment: | $233.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-1998 | Debt/Income ratio: | 30% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 27y 6m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,838 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695684
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 23.93% | Borrower rate/APR: | 24.93% / 33.04% | Monthly payment: | $220.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2005 | Debt/Income ratio: | 16% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 13y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,114 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695579
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,998.89 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 20.90% | Borrower rate/APR: | 21.90% / 29.86% | Monthly payment: | $381.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2010 | Debt/Income ratio: | 53% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 14 | Length of status: | 6y 1m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,294 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695042
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $412.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Nov-2005 | Debt/Income ratio: | 18% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 25 / 25 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,977 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695891
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $141.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2006 | Debt/Income ratio: | 28% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,198 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695852
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.08% | Borrower rate/APR: | 14.08% / 20.86% | Monthly payment: | $239.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Mar-2023 | Debt/Income ratio: | 8% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,413 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695834
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.20% | Borrower rate/APR: | 14.20% / 18.53% | Monthly payment: | $81.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-2021 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 11m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,863 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695813
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.96% | Borrower rate/APR: | 13.96% / 20.73% | Monthly payment: | $562.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Feb-2010 | Debt/Income ratio: | 37% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 9y 9m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,590 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695723
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 6.99% | Borrower rate/APR: | 7.99% / 8.99% | Monthly payment: | $271.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2012 | Debt/Income ratio: | 12% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,184 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695717
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $313.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2004 | Debt/Income ratio: | 11% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $111 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695642
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.80% | Borrower rate/APR: | 13.80% / 18.11% | Monthly payment: | $115.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2013 | Debt/Income ratio: | 40% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 10y 2m |
| Amount delinquent: | $0 | Total credit lines: | 74 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,668 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695609
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $170.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-1999 | Debt/Income ratio: | 5% |
| TU FICO range: | 800-819 (Nov-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 8y 3m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,805 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695324
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,086.58 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 11.24% | Borrower rate/APR: | 12.24% / 18.94% | Monthly payment: | $402.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2014 | Debt/Income ratio: | 20% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 28y 5m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,498 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 15.94% | Monthly payment: | $140.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2019 | Debt/Income ratio: | 31% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,063 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695351
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 12.81% | Monthly payment: | $62.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2000 | Debt/Income ratio: | 11% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 22y 11m |
| Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,637 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695336
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 25.91% | Borrower rate/APR: | 26.91% / 32.44% | Monthly payment: | $60.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Nov-1996 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,121 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695210
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $188.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2011 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,907 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695207
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $94.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2011 | Debt/Income ratio: | 5% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,302 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695183
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 9.23% | Borrower rate/APR: | 10.23% / 13.90% | Monthly payment: | $81.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2003 | Debt/Income ratio: | 12% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,142 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,664.82 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-15-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $675.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2015 | Debt/Income ratio: | 28% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 7y 7m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,480 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695090
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-15-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $68.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2011 | Debt/Income ratio: | 28% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 18y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,153 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695084
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 12.85% | Borrower rate/APR: | 13.85% / 20.61% | Monthly payment: | $289.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2022 | Debt/Income ratio: | 37% |
| TU FICO range: | 740-759 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,407 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13695030
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-14-2024 | ListingEndDate: | Dec-16-2024 |
| |
| Investor yield: | 15.06% | Borrower rate/APR: | 16.06% / 22.91% | Monthly payment: | $228.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2013 | Debt/Income ratio: | 40% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 7m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,278 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697406
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.90% | Borrower rate/APR: | 15.90% / 21.22% | Monthly payment: | $254.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Feb-1981 | Debt/Income ratio: | 14% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Executive |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,719 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 12 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697592
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,260.52 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $147.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2023 | Debt/Income ratio: | 5% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697442
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $247.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-1997 | Debt/Income ratio: | 38% |
| TU FICO range: | 620-639 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 3 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,710 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697328
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,777.47 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 20.96% | Borrower rate/APR: | 21.96% / 29.92% | Monthly payment: | $106.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-1998 | Debt/Income ratio: | 29% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 8m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,039 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,717.10 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 10.71% | Borrower rate/APR: | 11.71% / 17.60% | Monthly payment: | $89.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-1976 | Debt/Income ratio: | 24% |
| TU FICO range: | 720-739 (Nov-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 9y 5m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,819 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696092
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 13.35% | Borrower rate/APR: | 14.35% / 21.13% | Monthly payment: | $226.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jul-1999 | Debt/Income ratio: | 10% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,261 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696857
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.74% | Monthly payment: | $233.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2009 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 25y 0m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,385 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696851
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $144.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2009 | Debt/Income ratio: | 25% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 3m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Teacher's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,765 | Stated income: | $1-24,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696788
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $28,568.29 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.65% | Borrower rate/APR: | 13.65% / 20.40% | Monthly payment: | $971.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-1984 | Debt/Income ratio: | 20% |
| TU FICO range: | 820-850 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,657 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 23.10% | Borrower rate/APR: | 24.10% / 32.17% | Monthly payment: | $392.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2018 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 6m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,075 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696716
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 13.71% | Borrower rate/APR: | 14.71% / 21.51% | Monthly payment: | $569.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2011 | Debt/Income ratio: | 45% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 10m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Professor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $43,442 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696656
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,280.19 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 16.65% | Monthly payment: | $727.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-2013 | Debt/Income ratio: | 33% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 24y 10m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,007 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696653
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 18.17% | Monthly payment: | $866.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-1997 | Debt/Income ratio: | 37% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,560 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696593
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 15.75% | Borrower rate/APR: | 16.75% / 21.19% | Monthly payment: | $98.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2022 | Debt/Income ratio: | 6% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,020 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696590
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.30% | Borrower rate/APR: | 14.30% / 18.93% | Monthly payment: | $82.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2000 | Debt/Income ratio: | 7% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,628 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696563
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,221.42 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 28.10% | Borrower rate/APR: | 29.10% / 34.76% | Monthly payment: | $229.66 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Nov-2002 | Debt/Income ratio: | 32% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 19y 1m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,554 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696512
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.85% | Monthly payment: | $90.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2004 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 20y 3m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Analyst |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $426 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696431
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $304.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Apr-2021 | Debt/Income ratio: | 14% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,683 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696425
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-17-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 12.23% | Borrower rate/APR: | 13.23% / 19.97% | Monthly payment: | $456.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-2023 | Debt/Income ratio: | 7% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Homemaker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696308
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,607.87 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.20% | Borrower rate/APR: | 11.20% / 15.72% | Monthly payment: | $197.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2019 | Debt/Income ratio: | 11% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696272
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.81% | Borrower rate/APR: | 11.81% / 17.70% | Monthly payment: | $215.30 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-1998 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 11y 6m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $42,514 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696260
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 15.22% | Monthly payment: | $274.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Dec-2015 | Debt/Income ratio: | 32% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $787 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696233
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 10.57% | Borrower rate/APR: | 11.57% / 17.46% | Monthly payment: | $280.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2010 | Debt/Income ratio: | 33% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 22 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,810 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696212
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 13.66% | Borrower rate/APR: | 14.66% / 21.46% | Monthly payment: | $155.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 6 / 6 | Length of status: | 21y 5m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Fireman |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $63,074 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13696035
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-16-2024 | ListingEndDate: | Dec-17-2024 |
| |
| Investor yield: | 26.30% | Borrower rate/APR: | 27.30% / 35.53% | Monthly payment: | $204.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jun-2013 | Debt/Income ratio: | 5% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 25y 9m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $704 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698768
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 19.77% | Monthly payment: | $101.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2015 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Nov-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 5m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Nurse's Aide |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $329 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698735
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,555.27 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 25.91% | Borrower rate/APR: | 26.91% / 35.12% | Monthly payment: | $104.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2006 | Debt/Income ratio: | 17% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 29y 0m |
| Amount delinquent: | $0 | Total credit lines: | 72 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,067 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698609
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 13.67% | Borrower rate/APR: | 14.67% / 21.47% | Monthly payment: | $465.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2017 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,566 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698576
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 11.83% | Borrower rate/APR: | 12.83% / 17.41% | Monthly payment: | $232.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2006 | Debt/Income ratio: | 11% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,873 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698570
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 13.81% | Borrower rate/APR: | 14.81% / 20.80% | Monthly payment: | $69.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jan-2002 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 35 / 35 | Length of status: | 6y 4m |
| Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,196 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698552
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,592.68 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 19.35% | Borrower rate/APR: | 20.35% / 27.39% | Monthly payment: | $246.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Mar-2021 | Debt/Income ratio: | 23% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,835 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698507
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $327.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 33% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,561 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 21.50% | Monthly payment: | $414.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jun-2015 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 9m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,666 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698408
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,200.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 35.96% | Monthly payment: | $113.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2017 | Debt/Income ratio: | 20% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 14y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,406 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698255
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $164.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-1998 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 33y 3m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,536 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698441
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 20.97% | Monthly payment: | $513.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,669 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698426
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 8.22% | Borrower rate/APR: | 9.22% / 13.68% | Monthly payment: | $407.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jan-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 10y 10m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,386 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698396
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 15.59% | Borrower rate/APR: | 16.59% / 21.02% | Monthly payment: | $246.31 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Feb-2003 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $85,810 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698348
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,043.29 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $211.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jul-2008 | Debt/Income ratio: | 9% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 4 / 4 | Length of status: | 8y 8m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,940 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,790.24 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 12.82% | Borrower rate/APR: | 13.82% / 18.13% | Monthly payment: | $203.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2023 | Debt/Income ratio: | 7% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 0m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,922 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698336
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,876.83 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 19.05% | Borrower rate/APR: | 20.05% / 25.56% | Monthly payment: | $635.85 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2005 | Debt/Income ratio: | 37% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 40 / 41 | Length of status: | 10y 7m |
| Amount delinquent: | $0 | Total credit lines: | 78 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,424 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698321
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,607.87 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 14.80% | Monthly payment: | $241.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2014 | Debt/Income ratio: | 23% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,624 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698318
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.95% | Borrower rate/APR: | 15.95% / 22.80% | Monthly payment: | $70.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Sep-2015 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 0m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,463 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698294
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 21.39% | Monthly payment: | $482.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2014 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Nov-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 18y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,766 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698246
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,746.95 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 14.08% | Borrower rate/APR: | 15.08% / 21.89% | Monthly payment: | $95.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2020 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,012 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13698168
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-19-2024 | ListingEndDate: | Dec-20-2024 |
| |
| Investor yield: | 20.65% | Borrower rate/APR: | 21.65% / 29.60% | Monthly payment: | $295.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2003 | Debt/Income ratio: | 20% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,277 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697733
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-19-2024 |
| |
| Investor yield: | 20.90% | Borrower rate/APR: | 21.90% / 28.16% | Monthly payment: | $244.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Apr-2013 | Debt/Income ratio: | 14% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 7y 1m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,374 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697682
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 32.59% | Monthly payment: | $197.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Apr-2016 | Debt/Income ratio: | 35% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,850 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13697646
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Dec-18-2024 | ListingEndDate: | Dec-18-2024 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 17.45% | Monthly payment: | $274.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2014 | Debt/Income ratio: | 15% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 15y 1m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,066 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
