Sales Report: Supplement No. 5 dated Jan 20, 2025 to Prospectus dated Dec 13, 2024File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated Dec 13, 2024 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Dec 13, 2024 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Dec 13, 2024, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 13507031
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 23.90% | Borrower rate/APR: | 24.90% / 30.31% | Monthly payment: | $227.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Sep-2011 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 2 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,562 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 20.60% | Borrower rate/APR: | 21.60% / 26.83% | Monthly payment: | $152.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-2014 | Debt/Income ratio: | 21% |
| TU FICO range: | 660-679 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,766 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 70% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508162
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 12.71% | Borrower rate/APR: | 13.71% / 20.47% | Monthly payment: | $374.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-1998 | Debt/Income ratio: | 36% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 1y 10m |
| Amount delinquent: | $0 | Total credit lines: | 61 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $89,553 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508096
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $29,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 13.18% | Borrower rate/APR: | 14.18% / 20.96% | Monthly payment: | $993.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2005 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 6 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 7y 5m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $80,348 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508093
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 35.96% | Monthly payment: | $142.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Dec-2014 | Debt/Income ratio: | 20% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 7m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,703 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508075
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 23.06% | Borrower rate/APR: | 24.06% / 32.13% | Monthly payment: | $196.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2013 | Debt/Income ratio: | 15% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 9y 7m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,455 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508072
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 17.23% | Monthly payment: | $526.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-1992 | Debt/Income ratio: | 40% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 36 / 36 | Length of status: | 23y 11m |
| Amount delinquent: | $0 | Total credit lines: | 78 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $103,371 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507919
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 14.08% | Borrower rate/APR: | 15.08% / 19.44% | Monthly payment: | $107.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2013 | Debt/Income ratio: | 16% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 10m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,811 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507859
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 19.55% | Borrower rate/APR: | 20.55% / 30.60% | Monthly payment: | $255.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Feb-2019 | Debt/Income ratio: | 25% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,505 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507607
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $969.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-1995 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,847 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507424
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 15.30% | Borrower rate/APR: | 16.30% / 20.72% | Monthly payment: | $293.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-2004 | Debt/Income ratio: | 14% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 16y 4m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,181 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.10% | Borrower rate/APR: | 27.10% / 32.64% | Monthly payment: | $183.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2012 | Debt/Income ratio: | 29% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 36 / 36 | Length of status: | 3y 9m |
| Amount delinquent: | $0 | Total credit lines: | 67 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,271 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13506791
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 35.96% | Monthly payment: | $71.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2007 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,660 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13502864
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,736.77 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 18.42% | Monthly payment: | $727.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2001 | Debt/Income ratio: | 27% |
| TU FICO range: | 800-819 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 32y 8m |
| Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Landscaping |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,255 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507022
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 11.96% | Borrower rate/APR: | 12.96% / 18.89% | Monthly payment: | $548.98 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Dec-2016 | Debt/Income ratio: | 46% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,198 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13506437
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 16.51% | Monthly payment: | $294.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2013 | Debt/Income ratio: | 6% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $417 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508012
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 9.31% | Borrower rate/APR: | 10.30% / 16.14% | Monthly payment: | $486.16 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-2008 | Debt/Income ratio: | 25% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,739 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507883
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 10.81% | Borrower rate/APR: | 11.81% / 17.70% | Monthly payment: | $563.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Mar-2005 | Debt/Income ratio: | 43% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 12y 10m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,061 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507847
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,607.87 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $238.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 11m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,282 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507775
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 20.80% | Borrower rate/APR: | 21.80% / 28.06% | Monthly payment: | $348.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-2018 | Debt/Income ratio: | 30% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 8y 10m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,742 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 53% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,759.16 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $493.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2013 | Debt/Income ratio: | 23% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Flight Attendant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,891 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13506332
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $309.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2014 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 18 / 18 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Laborer |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,830 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13505762
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,846.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.55% | Borrower rate/APR: | 8.55% / 12.16% | Monthly payment: | $346.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2013 | Debt/Income ratio: | 18% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 17y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,601 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13507070
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 14.27% | Monthly payment: | $694.49 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2018 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 24y 2m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Architect |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13502024
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,691.46 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-31-2024 | ListingEndDate: | Jan-01-2025 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 21.24% | Monthly payment: | $264.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jun-2023 | Debt/Income ratio: | 25% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 7m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,892 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509590
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 17.76% | Borrower rate/APR: | 18.76% / 23.30% | Monthly payment: | $309.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Sep-1988 | Debt/Income ratio: | 36% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 19y 6m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,927 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509800
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $29,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 11.52% | Borrower rate/APR: | 12.52% / 18.43% | Monthly payment: | $970.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-2013 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,635 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509338
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.54% | Borrower rate/APR: | 10.54% / 15.04% | Monthly payment: | $384.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-1979 | Debt/Income ratio: | 42% |
| TU FICO range: | 820-850 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 21y 1m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,512 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508903
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $272.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2015 | Debt/Income ratio: | 18% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 12y 10m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,144 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,240.85 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.45% | Borrower rate/APR: | 15.45% / 19.84% | Monthly payment: | $198.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-2018 | Debt/Income ratio: | 11% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,325 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509281
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $412.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2013 | Debt/Income ratio: | 40% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 27 / 27 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,205 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509194
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,977.61 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $187.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2012 | Debt/Income ratio: | 5% |
| TU FICO range: | 820-850 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $770 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509029
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $412.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2007 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 5y 9m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Construction |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $20,078 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 10 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509986
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $283.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2013 | Debt/Income ratio: | 37% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | Not available |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,390 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509980
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,101.01 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 6.99% | Borrower rate/APR: | 7.99% / 8.99% | Monthly payment: | $456.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-1999 | Debt/Income ratio: | 12% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 11y 11m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,112 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509968
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,443.95 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $180.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | May-2002 | Debt/Income ratio: | 35% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 12y 2m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,324 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509950
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 17.12% | Monthly payment: | $164.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2014 | Debt/Income ratio: | 16% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 6m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $77,184 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509890
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.04% | Borrower rate/APR: | 10.04% / 13.70% | Monthly payment: | $255.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2016 | Debt/Income ratio: | 28% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,701 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509887
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 16.86% | Borrower rate/APR: | 17.86% / 24.79% | Monthly payment: | $523.19 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2006 | Debt/Income ratio: | 7% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 16y 4m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,980 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 17.45% | Monthly payment: | $248.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-1984 | Debt/Income ratio: | 22% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 41y 4m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,551 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509719
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $272.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-1983 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $58,147 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509713
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 8.66% | Borrower rate/APR: | 9.66% / 18.12% | Monthly payment: | $99.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2010 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 28y 4m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,477 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509656
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,736.77 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 18.79% | Monthly payment: | $730.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 35 / 35 | Length of status: | 9y 8m |
| Amount delinquent: | $0 | Total credit lines: | 60 | Occupation: | Psychologist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,032 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509557
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $225.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jun-2003 | Debt/Income ratio: | 15% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,543 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509437
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $535.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2009 | Debt/Income ratio: | 42% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 11m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,757 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13509278
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 23.13% | Borrower rate/APR: | 24.13% / 29.50% | Monthly payment: | $160.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | May-2014 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 8y 3m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,883 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 9 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508666
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 15.94% | Monthly payment: | $351.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2014 | Debt/Income ratio: | 36% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Construction |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,676 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508570
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $82.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2020 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,749 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508345
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $204.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jul-2020 | Debt/Income ratio: | 39% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 9m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,597 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13508477
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 11.40% | Borrower rate/APR: | 12.40% / 18.31% | Monthly payment: | $200.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-2014 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | Not available |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,948 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511192
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,790.24 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $327.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2018 | Debt/Income ratio: | 23% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,270 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511009
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 33.32% | Monthly payment: | $259.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Nov-2011 | Debt/Income ratio: | 14% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 3y 6m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $43,317 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 102% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510607
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $280.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2014 | Debt/Income ratio: | 26% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,354 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510253
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,284.14 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 18.05% | Borrower rate/APR: | 19.05% / 26.03% | Monthly payment: | $523.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Feb-2017 | Debt/Income ratio: | 47% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,069 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510667
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $256.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2007 | Debt/Income ratio: | 11% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,026 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510331
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,746.95 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 13.79% | Borrower rate/APR: | 14.79% / 19.14% | Monthly payment: | $65.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2014 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 7m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,816 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510082
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,375.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 25.61% | Borrower rate/APR: | 26.61% / 34.81% | Monthly payment: | $380.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Oct-2012 | Debt/Income ratio: | 15% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,675 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511264
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $339.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2002 | Debt/Income ratio: | 31% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,175 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511249
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,607.87 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.35% | Borrower rate/APR: | 10.35% / 16.19% | Monthly payment: | $246.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2020 | Debt/Income ratio: | 25% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 0m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511195
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $90.45 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2002 | Debt/Income ratio: | 28% |
| TU FICO range: | 820-850 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 18y 4m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,357 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511096
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,890.77 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 11.59% | Monthly payment: | $99.17 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2009 | Debt/Income ratio: | 2% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $857 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 4% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511033
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 13.75% | Monthly payment: | $115.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-1987 | Debt/Income ratio: | 8% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 24y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,681 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510892
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-12-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 18.59% | Monthly payment: | $301.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2010 | Debt/Income ratio: | 42% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,400 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510793
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,200.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-12-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 15.94% | Monthly payment: | $265.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2010 | Debt/Income ratio: | 16% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 25y 9m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,190 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510610
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,219.75 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-12-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 22.81% | Borrower rate/APR: | 23.81% / 31.86% | Monthly payment: | $869.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2002 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 27y 10m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $121,398 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 73% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510433
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.30% | Borrower rate/APR: | 15.30% / 22.12% | Monthly payment: | $295.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2014 | Debt/Income ratio: | 29% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 1m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,328 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 51% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510406
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $204.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2016 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 3m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Food Service Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,584 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510379
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 14.35% | Borrower rate/APR: | 15.35% / 20.65% | Monthly payment: | $123.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2020 | Debt/Income ratio: | 26% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,496 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510319
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.93% | Borrower rate/APR: | 15.93% / 22.78% | Monthly payment: | $351.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2022 | Debt/Income ratio: | 29% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $268 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510277
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 20.08% | Borrower rate/APR: | 21.08% / 27.30% | Monthly payment: | $77.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2009 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 7m |
| Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,598 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510208
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 19.91% | Borrower rate/APR: | 20.91% / 27.97% | Monthly payment: | $225.77 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2017 | Debt/Income ratio: | 46% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,520 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510205
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.08% | Borrower rate/APR: | 22.08% / 28.35% | Monthly payment: | $157.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | May-2007 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,364 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510190
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 11.99% | Borrower rate/APR: | 12.99% / 18.92% | Monthly payment: | $673.79 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-1999 | Debt/Income ratio: | 36% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 27y 4m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,224 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510142
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.25% | Borrower rate/APR: | 10.25% / 18.73% | Monthly payment: | $185.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1983 | Debt/Income ratio: | 15% |
| TU FICO range: | 820-850 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 7y 4m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,781 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13510136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 11.11% | Borrower rate/APR: | 12.11% / 18.01% | Monthly payment: | $382.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2007 | Debt/Income ratio: | 9% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,187 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13513445
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 19.66% | Monthly payment: | $111.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-1991 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 31y 1m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,221 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511645
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 19.61% | Borrower rate/APR: | 20.61% / 27.66% | Monthly payment: | $205.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2006 | Debt/Income ratio: | 10% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,208 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13513103
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 18.35% | Borrower rate/APR: | 19.35% / 23.91% | Monthly payment: | $287.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2012 | Debt/Income ratio: | 36% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,489 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512974
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 9.57% | Borrower rate/APR: | 10.57% / 16.42% | Monthly payment: | $146.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2010 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,295 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512962
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,142.07 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 19.36% | Borrower rate/APR: | 20.36% / 27.40% | Monthly payment: | $266.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2011 | Debt/Income ratio: | 37% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,192 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512953
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,665.93 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 23.97% | Borrower rate/APR: | 24.97% / 33.08% | Monthly payment: | $264.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Oct-2007 | Debt/Income ratio: | 43% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,286 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 8.45% | Borrower rate/APR: | 9.45% / 15.26% | Monthly payment: | $121.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2021 | Debt/Income ratio: | 13% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $460 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512473
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,537.19 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 15.45% | Borrower rate/APR: | 16.45% / 23.32% | Monthly payment: | $408.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Nov-2018 | Debt/Income ratio: | 30% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 6m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,351 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512410
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 11.73% | Borrower rate/APR: | 12.73% / 17.31% | Monthly payment: | $435.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2000 | Debt/Income ratio: | 50% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 5y 6m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $98,269 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512293
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 14.91% | Borrower rate/APR: | 15.91% / 22.76% | Monthly payment: | $386.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Apr-2009 | Debt/Income ratio: | 13% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 24y 8m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,079 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511525
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 15.30% | Borrower rate/APR: | 16.30% / 23.16% | Monthly payment: | $387.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2022 | Debt/Income ratio: | 22% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Tradesman - Electrician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,017 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511471
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $103.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2014 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 27 / 28 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,380 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512248
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 20.46% | Borrower rate/APR: | 21.46% / 28.55% | Monthly payment: | $834.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2020 | Debt/Income ratio: | 37% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,142 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512224
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 30.70% | Monthly payment: | $385.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2021 | Debt/Income ratio: | 40% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 3m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,714 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $247.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-1989 | Debt/Income ratio: | 32% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 13y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,001 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512158
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.33% | Borrower rate/APR: | 13.33% / 17.12% | Monthly payment: | $149.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2014 | Debt/Income ratio: | 14% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 11y 5m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,086 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512131
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $26,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 10.81% | Borrower rate/APR: | 11.81% / 17.70% | Monthly payment: | $861.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2013 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,903 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512071
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 19.45% | Borrower rate/APR: | 20.45% / 27.49% | Monthly payment: | $448.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2019 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 36 / 36 | Length of status: | 10y 6m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,493 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512065
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 20.11% | Borrower rate/APR: | 21.11% / 25.76% | Monthly payment: | $271.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2012 | Debt/Income ratio: | 17% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,606 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13512014
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.60% | Borrower rate/APR: | 13.60% / 20.35% | Monthly payment: | $203.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2014 | Debt/Income ratio: | 16% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,343 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511912
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 23.90% | Borrower rate/APR: | 24.90% / 30.31% | Monthly payment: | $73.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2015 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $266 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511909
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 13.02% | Borrower rate/APR: | 14.02% / 17.84% | Monthly payment: | $279.37 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2012 | Debt/Income ratio: | 16% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 6m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,871 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511867
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.73% | Borrower rate/APR: | 13.73% / 17.53% | Monthly payment: | $125.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2008 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $160,530 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13511342
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $156.68 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2001 | Debt/Income ratio: | 28% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 10y 10m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Postal Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,942 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13680115
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,999.44 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Dec-28-2024 | ListingEndDate: | Dec-30-2024 |
| |
| Investor yield: | 24.50% | Borrower rate/APR: | 25.50% / 33.64% | Monthly payment: | $200.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-2008 | Debt/Income ratio: | 28% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,423 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13688401
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 20.72% | Borrower rate/APR: | 21.72% / 28.82% | Monthly payment: | $799.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-1998 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 8y 9m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $51,036 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 71% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13682383
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 19.35% | Borrower rate/APR: | 20.35% / 27.39% | Monthly payment: | $392.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2005 | Debt/Income ratio: | 44% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,544 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689139
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $398.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2013 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 24y 4m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,966 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13688671
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $313.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2006 | Debt/Income ratio: | 11% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 21y 1m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,677 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13681549
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,781.55 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.85% | Monthly payment: | $232.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2020 | Debt/Income ratio: | 14% |
| TU FICO range: | 760-779 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $280 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 32.59% | Monthly payment: | $592.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Feb-2006 | Debt/Income ratio: | 35% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 5y 6m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,961 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689085
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,888.46 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 28.41% | Monthly payment: | $109.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jun-2012 | Debt/Income ratio: | 7% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,405 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687942
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,200.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 24.07% | Monthly payment: | $214.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2012 | Debt/Income ratio: | 7% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 10y 9m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,322 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687342
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,944.51 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 15.40% | Borrower rate/APR: | 16.40% / 23.27% | Monthly payment: | $174.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2014 | Debt/Income ratio: | 9% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,070 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687324
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 33.59% | Monthly payment: | $202.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2011 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,709 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 24.29% | Borrower rate/APR: | 25.29% / 33.42% | Monthly payment: | $399.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2014 | Debt/Income ratio: | 37% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,291 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689112
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,260.52 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 11.11% | Borrower rate/APR: | 12.11% / 18.01% | Monthly payment: | $108.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2004 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 11y 5m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $48,067 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689073
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 10.81% | Borrower rate/APR: | 11.81% / 17.70% | Monthly payment: | $165.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Apr-2011 | Debt/Income ratio: | 47% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,972 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687378
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 17.77% | Borrower rate/APR: | 18.77% / 25.73% | Monthly payment: | $146.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-2003 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 7y 11m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,033 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686835
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 21.01% | Monthly payment: | $188.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2019 | Debt/Income ratio: | 11% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,898 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13688356
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,339.63 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 21.24% | Monthly payment: | $321.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jan-2015 | Debt/Income ratio: | 21% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,617 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.60% | Borrower rate/APR: | 22.60% / 27.89% | Monthly payment: | $217.45 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-1999 | Debt/Income ratio: | 22% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 48y 4m |
| Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,122 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13685908
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 23.10% | Borrower rate/APR: | 24.10% / 29.47% | Monthly payment: | $288.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Aug-2013 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 16y 11m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,484 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 71% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 21.45% | Borrower rate/APR: | 22.45% / 27.73% | Monthly payment: | $334.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jan-2016 | Debt/Income ratio: | 46% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,137 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13687492
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,220.86 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 27.78% | Monthly payment: | $341.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Apr-2020 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,099 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13683280
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,221.42 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 34.38% | Monthly payment: | $291.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2017 | Debt/Income ratio: | 17% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Engineer - Mechanical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,364 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686970
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 7.62% | Borrower rate/APR: | 8.62% / 13.05% | Monthly payment: | $160.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2007 | Debt/Income ratio: | 20% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 9m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Laborer |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,436 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686934
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-09-2025 |
| |
| Investor yield: | 9.76% | Borrower rate/APR: | 10.76% / 15.26% | Monthly payment: | $102.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jan-1991 | Debt/Income ratio: | 15% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,141 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13686796
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $23,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 17.08% | Monthly payment: | $771.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-2014 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,643 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13684585
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,280.19 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $734.18 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 11m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $130 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690852
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $32,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 16.85% | Borrower rate/APR: | 17.85% / 24.78% | Monthly payment: | $1,154.47 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2011 | Debt/Income ratio: | 42% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 33 / 33 | Length of status: | 11y 7m |
| Amount delinquent: | $0 | Total credit lines: | 72 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $72,112 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689970
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.66% | Borrower rate/APR: | 13.66% / 18.89% | Monthly payment: | $149.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2008 | Debt/Income ratio: | 34% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 11y 6m |
| Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,408 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689919
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 22.16% | Borrower rate/APR: | 23.16% / 28.80% | Monthly payment: | $224.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Oct-2004 | Debt/Income ratio: | 11% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 0m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,226 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 49% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689895
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,151.29 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $268.60 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2014 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 21y 7m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Not available |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,459 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689304
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 23.06% | Borrower rate/APR: | 24.06% / 30.44% | Monthly payment: | $130.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2010 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,117 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690204
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 22.90% | Borrower rate/APR: | 23.90% / 31.96% | Monthly payment: | $235.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Jun-2000 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 14y 9m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,960 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690189
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 15.46% | Borrower rate/APR: | 16.46% / 26.33% | Monthly payment: | $147.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2020 | Debt/Income ratio: | 19% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,778 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690075
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 33.59% | Monthly payment: | $140.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2015 | Debt/Income ratio: | 39% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,913 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690039
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.80% | Borrower rate/APR: | 15.80% / 22.64% | Monthly payment: | $350.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Sep-2021 | Debt/Income ratio: | 33% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,993 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689955
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 16.06% | Borrower rate/APR: | 17.06% / 23.96% | Monthly payment: | $285.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2019 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 17y 5m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $521 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689940
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 15.25% | Borrower rate/APR: | 16.25% / 23.11% | Monthly payment: | $370.45 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Feb-2023 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,106 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,197.56 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 15.75% | Borrower rate/APR: | 16.75% / 21.19% | Monthly payment: | $54.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jun-2011 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,415 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689865
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 24.93% | Borrower rate/APR: | 25.93% / 31.40% | Monthly payment: | $298.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2019 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,438 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689832
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,043.29 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 13.45% | Borrower rate/APR: | 14.45% / 21.24% | Monthly payment: | $207.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Nov-2020 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,923 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689808
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 30.80% | Monthly payment: | $579.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jul-2016 | Debt/Income ratio: | 27% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 8m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,534 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689775
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,889.02 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 12.85% | Borrower rate/APR: | 13.85% / 20.61% | Monthly payment: | $337.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-2013 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,722 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689772
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 28.50% | Borrower rate/APR: | 29.50% / 35.18% | Monthly payment: | $178.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2001 | Debt/Income ratio: | 28% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 18y 8m |
| Amount delinquent: | $0 | Total credit lines: | 65 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,787 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689682
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 18.51% | Borrower rate/APR: | 19.51% / 26.51% | Monthly payment: | $369.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-1996 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,294 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689547
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 29.25% | Borrower rate/APR: | 30.25% / 35.98% | Monthly payment: | $180.58 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2012 | Debt/Income ratio: | 43% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,653 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 53% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689541
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $136.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2002 | Debt/Income ratio: | 14% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 4m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,485 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 13.48% | Borrower rate/APR: | 14.48% / 18.31% | Monthly payment: | $352.77 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jun-2006 | Debt/Income ratio: | 47% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,735 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689487
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 12.13% | Borrower rate/APR: | 13.13% / 17.72% | Monthly payment: | $292.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2010 | Debt/Income ratio: | 14% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,427 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689442
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 14.27% | Monthly payment: | $473.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2012 | Debt/Income ratio: | 6% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 6m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Architect |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689307
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 20.65% | Borrower rate/APR: | 21.65% / 29.60% | Monthly payment: | $95.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2013 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 8m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,693 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689235
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 25.49% | Monthly payment: | $97.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-2013 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 15y 9m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,057 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13693087
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 19.53% | Borrower rate/APR: | 20.53% / 27.57% | Monthly payment: | $205.65 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2013 | Debt/Income ratio: | 30% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,575 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692790
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 22.81% | Borrower rate/APR: | 23.81% / 31.86% | Monthly payment: | $665.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-1989 | Debt/Income ratio: | 34% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 4m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,852 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692775
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 26.01% | Borrower rate/APR: | 27.01% / 35.23% | Monthly payment: | $265.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Dec-2009 | Debt/Income ratio: | 12% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,874 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692577
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 8.90% | Borrower rate/APR: | 9.90% / 15.72% | Monthly payment: | $122.56 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2011 | Debt/Income ratio: | 5% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $754 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692475
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 16.92% | Monthly payment: | $113.64 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2016 | Debt/Income ratio: | 12% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 14y 4m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,917 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691086
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 22.68% | Monthly payment: | $58.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2011 | Debt/Income ratio: | 1% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $232 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692355
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 18.95% | Monthly payment: | $129.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Apr-2015 | Debt/Income ratio: | 24% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 2m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,503 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 48% | | |
| | | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692313
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 15.24% | Borrower rate/APR: | 16.24% / 20.67% | Monthly payment: | $488.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-1988 | Debt/Income ratio: | 34% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,675 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692205
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $82.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2020 | Debt/Income ratio: | 36% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 1m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,442 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692172
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 13.05% | Borrower rate/APR: | 14.05% / 20.82% | Monthly payment: | $187.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | May-2015 | Debt/Income ratio: | 14% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,666 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692151
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 24.56% | Borrower rate/APR: | 25.56% / 33.70% | Monthly payment: | $280.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2014 | Debt/Income ratio: | 8% |
| TU FICO range: | 600-619 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,660 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 18.61% | Borrower rate/APR: | 19.61% / 26.62% | Monthly payment: | $462.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jan-2009 | Debt/Income ratio: | 34% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 17y 9m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $156,041 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692046
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,443.40 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 21.51% | Borrower rate/APR: | 22.51% / 30.50% | Monthly payment: | $363.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2007 | Debt/Income ratio: | 40% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 4y 3m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $55,442 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 36% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691854
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 22.58% | Borrower rate/APR: | 23.58% / 28.92% | Monthly payment: | $285.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2009 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,106 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691845
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 18.32% | Monthly payment: | $363.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2017 | Debt/Income ratio: | 21% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,939 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691842
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,086.58 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 19.08% | Borrower rate/APR: | 20.08% / 25.59% | Monthly payment: | $368.31 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2014 | Debt/Income ratio: | 13% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,351 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691734
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 21.60% | Monthly payment: | $138.27 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2018 | Debt/Income ratio: | 6% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,783 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,043.29 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.06% | Monthly payment: | $139.83 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Sep-2021 | Debt/Income ratio: | 20% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,179 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691689
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,481.71 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 19.85% | Borrower rate/APR: | 20.85% / 25.48% | Monthly payment: | $444.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2004 | Debt/Income ratio: | 34% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 34 / 34 | Length of status: | 11y 3m |
| Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,656 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691500
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $313.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-1986 | Debt/Income ratio: | 37% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 5m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,506 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691497
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.35% | Borrower rate/APR: | 9.35% / 15.15% | Monthly payment: | $255.70 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2010 | Debt/Income ratio: | 12% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 19y 6m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,677 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691368
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $470.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1996 | Debt/Income ratio: | 23% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 11m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,806 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691107
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,781.55 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $306.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2017 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,890 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 43% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691065
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 27.10% | Borrower rate/APR: | 28.10% / 34.69% | Monthly payment: | $69.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Oct-2007 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,693 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690855
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 25.41% | Borrower rate/APR: | 26.41% / 32.91% | Monthly payment: | $373.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2017 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Scientist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,498 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710987
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 27.25% | Monthly payment: | $179.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jan-2016 | Debt/Income ratio: | 8% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 52 / 52 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 104 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,470 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710291
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 29.15% | Monthly payment: | $343.82 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-2015 | Debt/Income ratio: | 21% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 0m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,425 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 24% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,100.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 14.96% | Monthly payment: | $66.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2002 | Debt/Income ratio: | 6% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 9m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,507 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709748
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 22.40% | Borrower rate/APR: | 23.40% / 31.43% | Monthly payment: | $233.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jun-2015 | Debt/Income ratio: | 20% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,110 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710813
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.31% | Borrower rate/APR: | 10.30% / 16.14% | Monthly payment: | $243.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2016 | Debt/Income ratio: | 5% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Pharmacist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,630 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709985
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 16.25% | Borrower rate/APR: | 17.25% / 24.15% | Monthly payment: | $715.55 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Nov-2015 | Debt/Income ratio: | 27% |
| TU FICO range: | 640-659 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,155 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709718
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,110.43 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $251.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-2006 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 20y 0m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,290 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 97% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709094
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,580.49 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.75% | Borrower rate/APR: | 15.75% / 21.07% | Monthly payment: | $495.99 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2017 | Debt/Income ratio: | 35% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 36y 4m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,579 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13708770
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.55% | Borrower rate/APR: | 22.55% / 28.85% | Monthly payment: | $477.11 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2014 | Debt/Income ratio: | 44% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 14y 2m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,731 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 72% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13708278
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,332.96 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 26.16% | Borrower rate/APR: | 27.16% / 35.39% | Monthly payment: | $136.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2021 | Debt/Income ratio: | 21% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 1y 11m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Police Officer/Correction Officer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,675 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710516
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,296.34 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $115.32 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | May-2018 | Debt/Income ratio: | 16% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,386 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709460
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 21.50% | Monthly payment: | $172.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Apr-2017 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,074 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710732
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 17.30% | Borrower rate/APR: | 18.30% / 22.81% | Monthly payment: | $127.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Aug-2016 | Debt/Income ratio: | 25% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Chemist |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,224 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710450
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.63% | Borrower rate/APR: | 9.63% / 14.10% | Monthly payment: | $273.72 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-1994 | Debt/Income ratio: | 22% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 17y 11m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,261 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13708677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $143.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Jul-2021 | Debt/Income ratio: | 45% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 6m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,237 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13708455
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $962.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2016 | Debt/Income ratio: | 42% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 9m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Engineer - Chemical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,333 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13701252
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $385.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2010 | Debt/Income ratio: | 33% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 8y 5m |
| Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,626 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710189
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 19.70% | Borrower rate/APR: | 20.70% / 28.60% | Monthly payment: | $450.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Nov-2015 | Debt/Income ratio: | 41% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,605 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13710042
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 9.31% | Borrower rate/APR: | 10.30% / 16.14% | Monthly payment: | $680.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-2021 | Debt/Income ratio: | 9% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,151 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709910
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 35.74% | Monthly payment: | $328.75 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-2011 | Debt/Income ratio: | 11% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,630 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 97% | | |
| | | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-08-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 10.30% | Borrower rate/APR: | 11.30% / 15.83% | Monthly payment: | $272.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2018 | Debt/Income ratio: | 17% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 4m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,230 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709358
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,736.77 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.86% | Borrower rate/APR: | 9.86% / 15.68% | Monthly payment: | $699.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2012 | Debt/Income ratio: | 43% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 6m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,748 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709349
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 21.01% | Monthly payment: | $1,039.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2005 | Debt/Income ratio: | 19% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,438 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 7 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13709148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-07-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 13.75% | Monthly payment: | $347.02 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2010 | Debt/Income ratio: | 54% |
| TU FICO range: | 780-799 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 11y 3m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,028 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13705275
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-06-2025 | ListingEndDate: | Jan-07-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $96.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2004 | Debt/Income ratio: | 2% |
| TU FICO range: | 720-739 (Dec-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 10m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,477 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711827
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $329.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2004 | Debt/Income ratio: | 27% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 8y 0m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Doctor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $70,195 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712127
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,100.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 26.20% | Borrower rate/APR: | 27.20% / 32.75% | Monthly payment: | $64.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2016 | Debt/Income ratio: | 9% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 6 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Religious |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,393 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711161
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,803.93 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $172.04 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2005 | Debt/Income ratio: | 11% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $280 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712439
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 16.92% | Monthly payment: | $247.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-1981 | Debt/Income ratio: | 11% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 24y 9m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,177 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712424
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $329.61 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Feb-1992 | Debt/Income ratio: | 31% |
| TU FICO range: | 620-639 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 14y 6m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Laborer |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,093 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 17 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712379
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 19.26% | Borrower rate/APR: | 20.26% / 30.30% | Monthly payment: | $560.63 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Dec-2019 | Debt/Income ratio: | 31% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,553 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712109
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.90% | Borrower rate/APR: | 22.90% / 28.20% | Monthly payment: | $112.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Nov-2014 | Debt/Income ratio: | 8% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 8y 11m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,224 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,887.90 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 24.93% | Borrower rate/APR: | 25.93% / 31.40% | Monthly payment: | $265.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Apr-2007 | Debt/Income ratio: | 26% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 25y 11m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Military Officer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $51,740 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712250
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 19.35% | Borrower rate/APR: | 20.35% / 27.39% | Monthly payment: | $616.15 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2017 | Debt/Income ratio: | 11% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,962 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,042.06 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $427.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jun-2006 | Debt/Income ratio: | 36% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 17y 11m |
| Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,418 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 31.54% | Monthly payment: | $166.51 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Sep-2005 | Debt/Income ratio: | 14% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 11y 4m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Professor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,645 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712070
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 12.81% | Monthly payment: | $354.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2006 | Debt/Income ratio: | 25% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,490 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712058
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 35.74% | Monthly payment: | $308.20 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Aug-2018 | Debt/Income ratio: | 14% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,970 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712028
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 16.86% | Borrower rate/APR: | 17.86% / 24.79% | Monthly payment: | $90.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Jul-2001 | Debt/Income ratio: | 35% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 24 | Length of status: | 7y 0m |
| Amount delinquent: | $0 | Total credit lines: | 62 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $81,941 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711950
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 9.09% | Borrower rate/APR: | 10.09% / 15.92% | Monthly payment: | $161.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2010 | Debt/Income ratio: | 27% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 7m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,328 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711941
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,746.95 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 11.15% | Borrower rate/APR: | 12.15% / 18.84% | Monthly payment: | $91.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2009 | Debt/Income ratio: | 43% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 9m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,964 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711938
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 15.07% | Borrower rate/APR: | 16.07% / 22.93% | Monthly payment: | $351.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Oct-1998 | Debt/Income ratio: | 23% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 19y 9m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,350 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711923
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 20.46% | Borrower rate/APR: | 21.46% / 28.55% | Monthly payment: | $796.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Dec-1995 | Debt/Income ratio: | 39% |
| TU FICO range: | 680-699 (Dec-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 13y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,178 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,064.45 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 14.27% | Monthly payment: | $223.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2006 | Debt/Income ratio: | 31% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 16y 4m |
| Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Principal |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,630 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711833
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,221.98 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 24.21% | Borrower rate/APR: | 25.21% / 33.33% | Monthly payment: | $88.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jan-2016 | Debt/Income ratio: | 21% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 15y 10m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,373 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711548
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 35.96% | Monthly payment: | $89.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-1999 | Debt/Income ratio: | 30% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 3 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 52 | Occupation: | Social Worker |
| Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $12,760 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 24 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711473
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 29.96% | Monthly payment: | $572.86 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-1995 | Debt/Income ratio: | 31% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 8y 4m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Professional |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,931 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711791
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-10-2025 |
| |
| Investor yield: | 20.31% | Borrower rate/APR: | 21.31% / 28.39% | Monthly payment: | $166.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2011 | Debt/Income ratio: | 21% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 20y 6m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,670 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711593
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-10-2025 | ListingEndDate: | Jan-11-2025 |
| |
| Investor yield: | 14.68% | Borrower rate/APR: | 15.68% / 20.08% | Monthly payment: | $106.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2001 | Debt/Income ratio: | 40% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 19y 8m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Postal Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,451 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13711017
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-09-2025 | ListingEndDate: | Jan-09-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $103.00 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Apr-2010 | Debt/Income ratio: | 28% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,809 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714050
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,717.10 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 12.31% | Borrower rate/APR: | 13.31% / 21.90% | Monthly payment: | $129.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Aug-2006 | Debt/Income ratio: | 12% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 4 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 16y 9m |
| Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,470 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 16 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713243
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 14.11% | Borrower rate/APR: | 15.11% / 24.93% | Monthly payment: | $266.67 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Mar-2015 | Debt/Income ratio: | 25% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 23y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Bus Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712997
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 21.26% | Borrower rate/APR: | 22.26% / 26.96% | Monthly payment: | $55.53 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2015 | Debt/Income ratio: | 32% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 4y 2m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,309 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714374
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,332.96 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 26.56% | Borrower rate/APR: | 27.56% / 33.13% | Monthly payment: | $102.89 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | May-2018 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 2m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,278 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714332
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,975.61 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 18.11% | Borrower rate/APR: | 19.11% / 26.09% | Monthly payment: | $806.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-1973 | Debt/Income ratio: | 37% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 9m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $117,831 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714305
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 12.31% | Borrower rate/APR: | 13.31% / 19.25% | Monthly payment: | $304.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2005 | Debt/Income ratio: | 26% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,872 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714176
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 15.98% | Monthly payment: | $117.29 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Feb-2013 | Debt/Income ratio: | 13% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 14y 10m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $250 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714128
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 33.18% | Monthly payment: | $318.33 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2010 | Debt/Income ratio: | 47% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,609 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713345
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.04% | Borrower rate/APR: | 9.04% / 14.83% | Monthly payment: | $365.91 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2012 | Debt/Income ratio: | 36% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,730 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Co-borrower Application1 Additional Information
| Combined stated monthly income2: | $6,792 | Combined debt/income ratio3: | 30% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713798
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $272.46 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2004 | Debt/Income ratio: | 30% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 6m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $118,571 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713795
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 30.49% | Monthly payment: | $384.50 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2022 | Debt/Income ratio: | 22% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 11m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,673 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713789
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $125.35 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2005 | Debt/Income ratio: | 9% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 13y 3m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,893 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713756
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,977.61 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 14.56% | Monthly payment: | $151.84 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2018 | Debt/Income ratio: | 21% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,047 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 30% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713609
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 27.70% | Borrower rate/APR: | 28.70% / 34.33% | Monthly payment: | $220.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-1996 | Debt/Income ratio: | 27% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 7m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $198 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 5 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713603
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,331.85 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 23.29% | Borrower rate/APR: | 24.29% / 30.68% | Monthly payment: | $436.77 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2021 | Debt/Income ratio: | 15% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,654 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713555
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,886.79 | Prosper Rating: | D | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 23.13% | Borrower rate/APR: | 24.13% / 29.50% | Monthly payment: | $544.76 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.64% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 28% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 5m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,820 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 46% | | |
| | | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713528
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $824.03 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,682 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713474
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-13-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.61% | Borrower rate/APR: | 9.61% / 15.42% | Monthly payment: | $69.74 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Feb-2009 | Debt/Income ratio: | 25% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 6m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,233 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 9% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712844
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,434.19 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 13.63% | Monthly payment: | $135.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2010 | Debt/Income ratio: | 13% |
| TU FICO range: | 800-819 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,767 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712670
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 8.01% | Borrower rate/APR: | 9.01% / 14.80% | Monthly payment: | $138.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2013 | Debt/Income ratio: | 14% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 0m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,385 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712634
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,296.34 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 18.95% | Monthly payment: | $77.73 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | �� | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Oct-2018 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,914 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712604
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-13-2025 |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $228.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Jul-2005 | Debt/Income ratio: | 25% |
| TU FICO range: | 700-719 (Dec-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 18y 1m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,269 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712562
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 15.31% | Monthly payment: | $270.36 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2012 | Debt/Income ratio: | 37% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Nurse (LPN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,189 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712529
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-12-2025 |
| |
| Investor yield: | 8.86% | Borrower rate/APR: | 9.86% / 15.68% | Monthly payment: | $128.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Nov-2012 | Debt/Income ratio: | 20% |
| TU FICO range: | 820-850 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,287 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13712463
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-11-2025 | ListingEndDate: | Jan-14-2025 |
| |
| Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 34.59% | Monthly payment: | $243.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Feb-2017 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 14y 5m |
| Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,591 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13715397
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $141.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2017 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,285 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13715346
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 22.92% | Borrower rate/APR: | 23.92% / 31.12% | Monthly payment: | $823.06 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Mar-2003 | Debt/Income ratio: | 25% |
| TU FICO range: | 640-659 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 12y 3m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $17,704 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 64% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13715259
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 23.37% | Monthly payment: | $106.21 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jan-2022 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,712 | Stated income: | $1-24,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13715178
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 18.25% | Borrower rate/APR: | 19.25% / 26.24% | Monthly payment: | $772.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jun-2017 | Debt/Income ratio: | 42% |
| TU FICO range: | 780-799 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 7m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Truck Driver |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,927 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13715085
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,200.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-15-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 20.21% | Borrower rate/APR: | 21.21% / 31.29% | Monthly payment: | $113.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Apr-2008 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Jan-2025) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 34y 11m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,933 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 38% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714983
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 24.88% | Monthly payment: | $75.28 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2004 | Debt/Income ratio: | 10% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 2m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,644 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714908
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 12.01% | Borrower rate/APR: | 13.01% / 18.94% | Monthly payment: | $269.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2005 | Debt/Income ratio: | 33% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 16y 11m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,704 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 48% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714800
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,977.61 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 16.51% | Monthly payment: | $135.25 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Nov-2012 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 9y 3m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $15,076 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714611
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.20% | Borrower rate/APR: | 13.20% / 17.49% | Monthly payment: | $125.71 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Aug-2008 | Debt/Income ratio: | 16% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Realtor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,958 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 33% | | |
| | | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714581
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-16-2025 |
| |
| Investor yield: | 12.63% | Borrower rate/APR: | 13.63% / 17.43% | Monthly payment: | $161.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2002 | Debt/Income ratio: | 19% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,521 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 10.00% | Borrower rate/APR: | 11.00% / 16.86% | Monthly payment: | $245.54 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2019 | Debt/Income ratio: | 10% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 1m |
| Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $85 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714476
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,173.68 | Prosper Rating: | A | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 9.76% | Borrower rate/APR: | 10.76% / 15.26% | Monthly payment: | $55.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Mar-2009 | Debt/Income ratio: | 18% |
| TU FICO range: | 680-699 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 14y 3m |
| Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Clerical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,272 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714416
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $226.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2015 | Debt/Income ratio: | 7% |
| TU FICO range: | 760-779 (Jan-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | Not available |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,508 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13714389
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
| ListingStartDate: | Jan-14-2025 | ListingEndDate: | Jan-15-2025 |
| |
| Investor yield: | 27.58% | Borrower rate/APR: | 28.58% / 34.21% | Monthly payment: | $62.97 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of December 31, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Dec-2011 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 15y 3m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,228 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
