COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
WISDOMTREE U.S. SMALLCAP EARNINGS FUND | ETF | 97717W562 | 611 | 19,084 | SH | | SOLE | 0 | 19,084 | 0 | 0 |
ISHARES GOLD TRUST | ETF | 464285105 | 1,458 | 118,625 | SH | | SOLE | 0 | 118,625 | 0 | 0 |
JOHNSON & JOHNSON COM | Stock | 478160104 | 416 | 3,225 | SH | | SOLE | 0 | 3,225 | 0 | 0 |
VANGUARD TOTAL STOCK MARKET INDEX ETF | ETF | 922908769 | 300,166 | 2,351,843 | SH | | SOLE | 0 | 2,351,842 | 0 | 0 |
INVESCO FUNDAMENTAL HIGH YIELD CORPORATE BOND ETF | ETF | 46138E719 | 2,619 | 148,190 | SH | | SOLE | 0 | 148,190 | 0 | 0 |
VANGUARD REAL ESTATE INDEX ETF | ETF | 922908553 | 37,556 | 503,639 | SH | | SOLE | 0 | 503,638 | 0 | 0 |
ISHARES DOW JONES U.S. ETF | ETF | 464287846 | 747 | 6,000 | SH | | SOLE | 0 | 6,000 | 0 | 0 |
SPDR TR UNIT SER 1 | ETF | 78462F103 | 468 | 1,871 | SH | | SOLE | 0 | 1,871 | 0 | 0 |
ISHARES CORE MSCI PACIFIC ETF | ETF | 46434V696 | 2,022 | 39,953 | SH | | SOLE | 0 | 39,953 | 0 | 0 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 5,920 | 101,293 | SH | | SOLE | 0 | 101,293 | 0 | 0 |
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND | ETF | 72201R205 | 250 | 4,922 | SH | | SOLE | 0 | 4,922 | 0 | 0 |
DOWDUPONT INC COM | Stock | 26078J100 | 492 | 9,204 | SH | | SOLE | 0 | 9,203 | 0 | 0 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 1,969 | 32,454 | SH | | SOLE | 0 | 32,454 | 0 | 0 |
SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | 6,310 | 105,297 | SH | | SOLE | 0 | 105,297 | 0 | 0 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 210 | 7,396 | SH | | SOLE | 0 | 7,396 | 0 | 0 |
FS KKR CAPITAL CORP COM | CEF | 302635107 | 152 | 29,265 | SH | | SOLE | 0 | 29,265 | 0 | 0 |
ISHARE S&P SMALL-CAP 600 | ETF | 464287804 | 864 | 12,465 | SH | | SOLE | 0 | 12,465 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 1,311 | 6,419 | SH | | SOLE | 0 | 6,419 | 0 | 0 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 3,330 | 141,532 | SH | | SOLE | 0 | 141,532 | 0 | 0 |
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 | 3,180 | 109,274 | SH | | SOLE | 0 | 109,274 | 0 | 0 |
VANGUARD SMALL-CAP INDEX FUND | ETF | 922908751 | 1,273 | 9,644 | SH | | SOLE | 0 | 9,644 | 0 | 0 |
VANGUARD FTSE EUROPE INDEX ETF | ETF | 922042874 | 59,536 | 1,224,521 | SH | | SOLE | 0 | 1,224,521 | 0 | 0 |
SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 | 314 | 6,378 | SH | | SOLE | 0 | 6,378 | 0 | 0 |
SCHWAB U.S. TIPS ETF | ETF | 808524870 | 2,677 | 50,273 | SH | | SOLE | 0 | 50,273 | 0 | 0 |
SCHWAB U.S. REIT ETF | ETF | 808524847 | 260 | 6,741 | SH | | SOLE | 0 | 6,741 | 0 | 0 |
VANGUARD FTSE PACIFIC INDEX ETF | ETF | 922042866 | 61,870 | 1,020,458 | SH | | SOLE | 0 | 1,020,458 | 0 | 0 |
SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 5,411 | 106,955 | SH | | SOLE | 0 | 106,955 | 0 | 0 |
ISHARES MSCI ETF EAFE MINIMUM VOLATILITY | ETF | 46429B689 | 610 | 9,158 | SH | | SOLE | 0 | 9,158 | 0 | 0 |
ISHARES EDGE MSCI MIN VOL USA ETF | ETF | 46429B697 | 2,093 | 39,951 | SH | | SOLE | 0 | 39,951 | 0 | 0 |
VANGUARD BOND INDEX FUND TOTAL BOND MARKET | ETF | 921937835 | 729 | 9,209 | SH | | SOLE | 0 | 9,209 | 0 | 0 |
ISHARES RUSSELL MIDCAP INDEX | ETF | 464287499 | 236 | 5,084 | SH | | SOLE | 0 | 5,084 | 0 | 0 |
A T & T INC NEW | Stock | 00206R102 | 405 | 14,174 | SH | | SOLE | 0 | 14,173 | 0 | 0 |
VANGUARD INTERMEDIATE-TERM B | ETF | 921937819 | 494 | 6,080 | SH | | SOLE | 0 | 6,080 | 0 | 0 |
VANGUARD MID-CAP VALUE INDEX FUND | ETF | 922908512 | 727 | 7,633 | SH | | SOLE | 0 | 7,633 | 0 | 0 |
ISHARES S&P NAT AMT-FREE MUN | ETF | 464288414 | 45,725 | 419,338 | SH | | SOLE | 0 | 419,338 | 0 | 0 |
VANGUARD MSCI EAFE ETF | ETF | 921943858 | 672 | 18,107 | SH | | SOLE | 0 | 18,107 | 0 | 0 |
VANGUARD EMERGING MARKET | ETF | 922042858 | 237 | 6,212 | SH | | SOLE | 0 | 6,212 | 0 | 0 |
ISHARES CORE MSCI EUROPE ETF | ETF | 46434V738 | 4,253 | 102,914 | SH | | SOLE | 0 | 102,914 | 0 | 0 |
ISHARES S&P SMALL-CAP 600 VALUE INDEX ETF | ETF | 464287879 | 91,112 | 691,031 | SH | | SOLE | 0 | 691,030 | 0 | 0 |
VANGUARD SHORT-TERM BOND INDEX FUND | ETF | 921937827 | 348 | 4,430 | SH | | SOLE | 0 | 4,430 | 0 | 0 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 3,393 | 39,051 | SH | | SOLE | 0 | 39,051 | 0 | 0 |
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF | ETF | 78464A417 | 253 | 7,526 | SH | | SOLE | 0 | 7,526 | 0 | 0 |
ISHARES RUSSELL 3000 ETF | ETF | 464287689 | 228 | 1,555 | SH | | SOLE | 0 | 1,555 | 0 | 0 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 278 | 4,077 | SH | | SOLE | 0 | 4,077 | 0 | 0 |