COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 579 | 173 | SH | | SOLE | 0 | 173 | 0 | 0 |
VANGUARD TOTAL STOCK MARKET INDEX ETF | ETF | 922908769 | 412,992 | 1,804,482 | SH | | SOLE | 0 | 1,804,481 | 0 | 0 |
INVESCO FUNDAMENTAL HIGH YIELD CORPORATE BOND ETF | ETF | 46138E719 | 2,561 | 131,311 | SH | | SOLE | 0 | 131,311 | 0 | 0 |
COCA COLA CO COM | Stock | 191216100 | 377 | 6,650 | SH | | SOLE | 0 | 6,650 | 0 | 0 |
VANGUARD REAL ESTATE INDEX ETF | ETF | 922908553 | 48,556 | 454,176 | SH | | SOLE | 0 | 454,175 | 0 | 0 |
ISHARES DOW JONES U.S. ETF | ETF | 464287846 | 890 | 8,000 | SH | | SOLE | 0 | 8,000 | 0 | 0 |
SPDR TR UNIT SER 1 | ETF | 78462F103 | 996 | 2,252 | SH | | SOLE | 0 | 2,252 | 0 | 0 |
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND | ETF | 464288182 | 806 | 9,142 | SH | | SOLE | 0 | 9,142 | 0 | 0 |
ISHARES S&P 100 ETF | ETF | 464287101 | 1,112 | 5,475 | SH | | SOLE | 0 | 5,475 | 0 | 0 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND | ETF | 922042718 | 350 | 2,531 | SH | | SOLE | 0 | 2,531 | 0 | 0 |
ISHARES CORE MSCI PACIFIC ETF | ETF | 46434V696 | 6,456 | 96,887 | SH | | SOLE | 0 | 96,886 | 0 | 0 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 7,149 | 113,835 | SH | | SOLE | 0 | 113,835 | 0 | 0 |
TE CONNECTIVITY LTD REG SHS | Stock | H84989104 | 209 | 1,400 | SH | | SOLE | 0 | 1,400 | 0 | 0 |
BECTON DICKINSON & CO COM | Stock | 075887109 | 381 | 1,580 | SH | | SOLE | 0 | 1,580 | 0 | 0 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 7,172 | 70,165 | SH | | SOLE | 0 | 70,165 | 0 | 0 |
SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | 8,562 | 79,931 | SH | | SOLE | 0 | 79,930 | 0 | 0 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 1,611 | 40,254 | SH | | SOLE | 0 | 40,254 | 0 | 0 |
SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 | 309 | 2,028 | SH | | SOLE | 0 | 2,028 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 921 | 3,224 | SH | | SOLE | 0 | 3,224 | 0 | 0 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 7,619 | 246,108 | SH | | SOLE | 0 | 246,107 | 0 | 0 |
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 | 10,008 | 234,976 | SH | | SOLE | 0 | 234,975 | 0 | 0 |
JPMORGAN BETABUILDERS EUROPE ETF | ETF | 46641Q191 | 759 | 12,610 | SH | | SOLE | 0 | 12,610 | 0 | 0 |
LINDE PLC SHS | Stock | G5494J103 | 444 | 1,452 | SH | | SOLE | 0 | 1,452 | 0 | 0 |
VANGUARD FTSE EUROPE INDEX ETF | ETF | 922042874 | 72,817 | 1,051,509 | SH | | SOLE | 0 | 1,051,509 | 0 | 0 |
SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 | 564 | 8,060 | SH | | SOLE | 0 | 8,060 | 0 | 0 |
SCHWAB U.S. TIPS ETF | ETF | 808524870 | 1,282 | 20,310 | SH | | SOLE | 0 | 20,309 | 0 | 0 |
SCHWAB U.S. REIT ETF | ETF | 808524847 | 328 | 6,844 | SH | | SOLE | 0 | 6,844 | 0 | 0 |
VANGUARD FTSE PACIFIC INDEX ETF | ETF | 922042866 | 74,090 | 898,716 | SH | | SOLE | 0 | 898,715 | 0 | 0 |
SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 5,379 | 98,159 | SH | | SOLE | 0 | 98,159 | 0 | 0 |
DIMENSIONAL U.S. EQUITY ETF | ETF | 25434V401 | 350 | 7,212 | SH | | SOLE | 0 | 7,212 | 0 | 0 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 260 | 2,562 | SH | | SOLE | 0 | 2,562 | 0 | 0 |
VANGUARD TOTAL BOND INDEX ETF | ETF | 921937835 | 1,146 | 13,284 | SH | | SOLE | 0 | 13,283 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 | 307 | 5,304 | SH | | SOLE | 0 | 5,303 | 0 | 0 |
VANGUARD INTERMEDIATE-TERM B | ETF | 921937819 | 563 | 6,219 | SH | | SOLE | 0 | 6,219 | 0 | 0 |
CHEVRON CORP NEW COM | Stock | 166764100 | 219 | 2,145 | SH | | SOLE | 0 | 2,145 | 0 | 0 |
ISHARES S&P NAT AMT-FREE MUN | ETF | 464288414 | 30,332 | 258,340 | SH | | SOLE | 0 | 258,340 | 0 | 0 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 201 | 1,396 | SH | | SOLE | 0 | 1,396 | 0 | 0 |
UNITED TECHNOLOGIES CP | Stock | 75513E101 | 745 | 8,505 | SH | | SOLE | 0 | 8,505 | 0 | 0 |
VANGUARD EMERGING MARKET | ETF | 922042858 | 241 | 4,693 | SH | | SOLE | 0 | 4,693 | 0 | 0 |
SPDR NUVEEN BLOOMBERG BARCLAYS MUNICIPAL BOND ETF | ETF | 78468R721 | 250 | 4,780 | SH | | SOLE | 0 | 4,780 | 0 | 0 |
MARKET VECTORS ETF TRUSTAGRIBUSINESS | ETF | 92189F700 | 215 | 2,351 | SH | | SOLE | 0 | 2,351 | 0 | 0 |
ISHARES CORE MSCI EUROPE ETF | ETF | 46434V738 | 12,386 | 210,220 | SH | | SOLE | 0 | 210,219 | 0 | 0 |
ISHARES S&P SMALL-CAP 600 VALUE INDEX ETF | ETF | 464287879 | 134,197 | 1,318,891 | SH | | SOLE | 0 | 1,318,890 | 0 | 0 |
ISHARES RUSSELL 3000 ETF | ETF | 464287689 | 340 | 1,293 | SH | | SOLE | 0 | 1,293 | 0 | 0 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 390 | 6,732 | SH | | SOLE | 0 | 6,732 | 0 | 0 |
ISHARES TR MSCI EAFE FD MSCI EAFE INDEX FU | ETF | 464287465 | 293 | 3,650 | SH | | SOLE | 0 | 3,650 | 0 | 0 |
APPLE INC | Stock | 037833100 | 574 | 3,931 | SH | | SOLE | 0 | 3,930 | 0 | 0 |