COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 317 | 95 | SH | | SOLE | 0 | 95 | 0 | 0 |
VANGUARD TOTAL STOCK MARKET INDEX ETF | ETF | 922908769 | 402,923 | 1,668,832 | SH | | SOLE | 0 | 1,668,832 | 0 | 0 |
INVESCO FUNDAMENTAL HIGH YIELD CORPORATE BOND ETF | ETF | 46138E719 | 2,443 | 125,814 | SH | | SOLE | 0 | 125,813 | 0 | 0 |
VANGUARD REAL ESTATE INDEX ETF | ETF | 922908553 | 49,005 | 422,423 | SH | | SOLE | 0 | 422,423 | 0 | 0 |
ISHARES DOW JONES U.S. ETF | ETF | 464287846 | 943 | 8,000 | SH | | SOLE | 0 | 8,000 | 0 | 0 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 236 | 2,195 | SH | | SOLE | 0 | 2,195 | 0 | 0 |
SPDR TR UNIT SER 1 | ETF | 78462F103 | 1,023 | 2,153 | SH | | SOLE | 0 | 2,153 | 0 | 0 |
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND | ETF | 464288182 | 756 | 9,142 | SH | | SOLE | 0 | 9,142 | 0 | 0 |
ISHARES S&P 100 ETF | ETF | 464287101 | 989 | 4,512 | SH | | SOLE | 0 | 4,512 | 0 | 0 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND | ETF | 922042718 | 339 | 2,531 | SH | | SOLE | 0 | 2,531 | 0 | 0 |
ISHARES CORE MSCI PACIFIC ETF | ETF | 46434V696 | 5,999 | 93,938 | SH | | SOLE | 0 | 93,938 | 0 | 0 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 7,125 | 114,304 | SH | | SOLE | 0 | 114,304 | 0 | 0 |
TE CONNECTIVITY LTD SHS | Stock | H84989104 | 226 | 1,400 | SH | | SOLE | 0 | 1,400 | 0 | 0 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 6,307 | 61,596 | SH | | SOLE | 0 | 61,596 | 0 | 0 |
SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | 8,617 | 76,253 | SH | | SOLE | 0 | 76,252 | 0 | 0 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 1,531 | 39,389 | SH | | SOLE | 0 | 39,388 | 0 | 0 |
SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 | 333 | 2,033 | SH | | SOLE | 0 | 2,032 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 899 | 3,007 | SH | | SOLE | 0 | 3,007 | 0 | 0 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 7,064 | 238,484 | SH | | SOLE | 0 | 238,483 | 0 | 0 |
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 | 9,084 | 221,940 | SH | | SOLE | 0 | 221,940 | 0 | 0 |
JPMORGAN BETABUILDERS EUROPE ETF | ETF | 46641Q191 | 753 | 12,610 | SH | | SOLE | 0 | 12,610 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 486 | 8,011 | SH | | SOLE | 0 | 8,011 | 0 | 0 |
VANGUARD FTSE EUROPE INDEX ETF | ETF | 922042874 | 71,097 | 1,041,871 | SH | | SOLE | 0 | 1,041,870 | 0 | 0 |
SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 | 597 | 8,148 | SH | | SOLE | 0 | 8,147 | 0 | 0 |
SCHWAB U.S. TIPS ETF | ETF | 808524870 | 1,235 | 19,638 | SH | | SOLE | 0 | 19,638 | 0 | 0 |
SCHWAB U.S. REIT ETF | ETF | 808524847 | 353 | 6,698 | SH | | SOLE | 0 | 6,698 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 | 268 | 4,216 | SH | | SOLE | 0 | 4,216 | 0 | 0 |
VANGUARD FTSE PACIFIC INDEX ETF | ETF | 922042866 | 69,915 | 896,232 | SH | | SOLE | 0 | 896,232 | 0 | 0 |
SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 5,693 | 105,629 | SH | | SOLE | 0 | 105,628 | 0 | 0 |
DIMENSIONAL U.S. EQUITY ETF | ETF | 25434V401 | 349 | 6,752 | SH | | SOLE | 0 | 6,752 | 0 | 0 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 274 | 2,562 | SH | | SOLE | 0 | 2,562 | 0 | 0 |
VANGUARD TOTAL BOND INDEX ETF | ETF | 921937835 | 2,242 | 26,450 | SH | | SOLE | 0 | 26,449 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 | 1,060 | 19,214 | SH | | SOLE | 0 | 19,214 | 0 | 0 |
VANGUARD INTERMEDIATE-TERM B | ETF | 921937819 | 545 | 6,219 | SH | | SOLE | 0 | 6,219 | 0 | 0 |
CHEVRON CORP NEW COM | Stock | 166764100 | 240 | 2,045 | SH | | SOLE | 0 | 2,045 | 0 | 0 |
ISHARES S&P NAT AMT-FREE MUN | ETF | 464288414 | 25,652 | 220,607 | SH | | SOLE | 0 | 220,607 | 0 | 0 |
RAYTHEON TECH CORP | Stock | 75513E101 | 715 | 8,305 | SH | | SOLE | 0 | 8,305 | 0 | 0 |
VANGUARD EMERGING MARKET | ETF | 922042858 | 252 | 5,088 | SH | | SOLE | 0 | 5,088 | 0 | 0 |
ISHARES CORE MSCI EUROPE ETF | ETF | 46434V738 | 11,265 | 193,685 | SH | | SOLE | 0 | 193,684 | 0 | 0 |
ISHARES S&P SMALL-CAP 600 VALUE INDEX ETF | ETF | 464287879 | 126,070 | 1,206,522 | SH | | SOLE | 0 | 1,206,522 | 0 | 0 |
VANGUARD SHORT-TERM BOND INDEX FUND | ETF | 921937827 | 201 | 2,490 | SH | | SOLE | 0 | 2,490 | 0 | 0 |
ISHARES RUSSELL 3000 ETF | ETF | 464287689 | 359 | 1,293 | SH | | SOLE | 0 | 1,293 | 0 | 0 |
ISHARES TR MSCI EAFE FD MSCI EAFE INDEX FU | ETF | 464287465 | 287 | 3,650 | SH | | SOLE | 0 | 3,650 | 0 | 0 |