COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 310 | 95 | SH | | SOLE | 0 | 95 | 0 | 0 |
VANGUARD TOTAL STOCK MARKET INDEX ETF | ETF | 922908769 | 369,418 | 1,622,604 | SH | | SOLE | 0 | 1,622,603 | 0 | 0 |
INVESCO FUNDAMENTAL HIGH YIELD CORPORATE BOND ETF | ETF | 46138E719 | 2,298 | 125,087 | SH | | SOLE | 0 | 125,086 | 0 | 0 |
VANGUARD REAL ESTATE INDEX ETF | ETF | 922908553 | 43,951 | 405,567 | SH | | SOLE | 0 | 405,566 | 0 | 0 |
ISHARES DOW JONES U.S. ETF | ETF | 464287846 | 445 | 4,000 | SH | | SOLE | 0 | 4,000 | 0 | 0 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 449 | 4,296 | SH | | SOLE | 0 | 4,296 | 0 | 0 |
SPDR TR UNIT SER 1 | ETF | 78462F103 | 972 | 2,153 | SH | | SOLE | 0 | 2,153 | 0 | 0 |
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND | ETF | 464288182 | 686 | 9,142 | SH | | SOLE | 0 | 9,142 | 0 | 0 |
ISHARES S&P 100 ETF | ETF | 464287101 | 941 | 4,512 | SH | | SOLE | 0 | 4,512 | 0 | 0 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND | ETF | 922042718 | 314 | 2,531 | SH | | SOLE | 0 | 2,531 | 0 | 0 |
ISHARES CORE MSCI PACIFIC ETF | ETF | 46434V696 | 5,797 | 95,197 | SH | | SOLE | 0 | 95,196 | 0 | 0 |
ISHARES CALIFORNIA MUNI BOND ETF | ETF | 464288356 | 3,364 | 57,819 | SH | | SOLE | 0 | 57,819 | 0 | 0 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 5,672 | 119,753 | SH | | SOLE | 0 | 119,753 | 0 | 0 |
SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | 8,063 | 151,029 | SH | | SOLE | 0 | 151,028 | 0 | 0 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 1,500 | 40,844 | SH | | SOLE | 0 | 40,843 | 0 | 0 |
SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 | 304 | 4,070 | SH | | SOLE | 0 | 4,069 | 0 | 0 |
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF | ETF | 46435U853 | 1,462 | 37,632 | SH | | SOLE | 0 | 37,632 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 532 | 1,507 | SH | | SOLE | 0 | 1,507 | 0 | 0 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 6,387 | 229,988 | SH | | SOLE | 0 | 229,987 | 0 | 0 |
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 | 8,134 | 214,216 | SH | | SOLE | 0 | 214,215 | 0 | 0 |
JPMORGAN BETABUILDERS EUROPE ETF | ETF | 46641Q191 | 617 | 11,246 | SH | | SOLE | 0 | 11,246 | 0 | 0 |
VANGUARD ESG U.S. STOCK ETF | ETF | 921910733 | 233 | 2,868 | SH | | SOLE | 0 | 2,868 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 865 | 14,865 | SH | | SOLE | 0 | 14,865 | 0 | 0 |
VANGUARD FTSE EUROPE INDEX ETF | ETF | 922042874 | 63,891 | 1,025,868 | SH | | SOLE | 0 | 1,025,867 | 0 | 0 |
SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 | 584 | 8,184 | SH | | SOLE | 0 | 8,183 | 0 | 0 |
SCHWAB U.S. TIPS ETF | ETF | 808524870 | 2,543 | 41,891 | SH | | SOLE | 0 | 41,891 | 0 | 0 |
SCHWAB U.S. REIT ETF | ETF | 808524847 | 328 | 13,175 | SH | | SOLE | 0 | 13,174 | 0 | 0 |
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF | ETF | 025072802 | 1,246 | 19,904 | SH | | SOLE | 0 | 19,904 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 | 390 | 6,535 | SH | | SOLE | 0 | 6,535 | 0 | 0 |
ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 | 210 | 1,965 | SH | | SOLE | 0 | 1,965 | 0 | 0 |
VANGUARD FTSE PACIFIC INDEX ETF | ETF | 922042866 | 65,644 | 886,484 | SH | | SOLE | 0 | 886,484 | 0 | 0 |
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF | ETF | 25434V302 | 1,529 | 58,280 | SH | | SOLE | 0 | 58,279 | 0 | 0 |
SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 5,484 | 108,445 | SH | | SOLE | 0 | 108,444 | 0 | 0 |
DIMENSIONAL U.S. EQUITY ETF | ETF | 25434V401 | 310 | 6,324 | SH | | SOLE | 0 | 6,324 | 0 | 0 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 319 | 3,162 | SH | | SOLE | 0 | 3,162 | 0 | 0 |
VANGUARD TOTAL BOND INDEX ETF | ETF | 921937835 | 5,223 | 65,666 | SH | | SOLE | 0 | 65,666 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 | 5,462 | 104,157 | SH | | SOLE | 0 | 104,157 | 0 | 0 |
VANGUARD INTERMEDIATE-TERM B | ETF | 921937819 | 509 | 6,219 | SH | | SOLE | 0 | 6,219 | 0 | 0 |
CHEVRON CORP NEW COM | Stock | 166764100 | 308 | 1,889 | SH | | SOLE | 0 | 1,889 | 0 | 0 |
ISHARES S&P NAT AMT-FREE MUN | ETF | 464288414 | 24,224 | 220,938 | SH | | SOLE | 0 | 220,938 | 0 | 0 |
RAYTHEON TECH CORP | Stock | 75513E101 | 823 | 8,305 | SH | | SOLE | 0 | 8,305 | 0 | 0 |
VANGUARD EMERGING MARKET | ETF | 922042858 | 235 | 5,088 | SH | | SOLE | 0 | 5,088 | 0 | 0 |
BLACKROCK ULTRA SHORT-TERM BOND ETF | ETF | 46434V878 | 597 | 11,911 | SH | | SOLE | 0 | 11,911 | 0 | 0 |
ISHARES CORE MSCI EUROPE ETF | ETF | 46434V738 | 10,106 | 189,246 | SH | | SOLE | 0 | 189,246 | 0 | 0 |
ISHARES S&P SMALL-CAP 600 VALUE INDEX ETF | ETF | 464287879 | 118,835 | 1,160,614 | SH | | SOLE | 0 | 1,160,613 | 0 | 0 |
VANGUARD SHORT-TERM BOND INDEX FUND | ETF | 921937827 | 278 | 3,565 | SH | | SOLE | 0 | 3,565 | 0 | 0 |
ISHARES RUSSELL 3000 ETF | ETF | 464287689 | 339 | 1,293 | SH | | SOLE | 0 | 1,293 | 0 | 0 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 10,692 | 207,404 | SH | | SOLE | 0 | 207,403 | 0 | 0 |
ISHARES TR MSCI EAFE FD MSCI EAFE INDEX FU | ETF | 464287465 | 269 | 3,650 | SH | | SOLE | 0 | 3,650 | 0 | 0 |