Adviser Investments 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	18,301,900	251,780	SH		SOLE		0	0	251,780
ISHARES TR	TIPS BD ETF	464287176	392,007	3,643	SH		SOLE		0	0	3,643
ISHARES TR	NATIONAL MUN ETF	464288414	59,249,820	555,137	SH		SOLE		0	0	555,137
ISHARES TR	US HOME CONS ETF	464288752	4,633,342	54,229	SH		SOLE		0	0	54,229
KRAFT HEINZ CO	COM	500754106	2,328,090	65,580	SH		SOLE		0	0	65,580
INVESCO DB MULTI-SECTOR COMM	AGRICULTURE FD	46140H106	1,828,370	86,776	SH		SOLE		0	0	86,776
SCHWAB STRATEGIC TR	MUN BD ETF	808524649	221,318	4,270	SH		SOLE		0	0	4,270
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	7,167,719	34,834	SH		SOLE		0	0	34,834
YUM BRANDS INC	COM	988498101	208,241	1,503	SH		SOLE		0	0	1,503
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	375,272	2,399	SH		SOLE		0	0	2,399
ISHARES TR	ISHS 1-5YR INVS	464288646	1,673,391	33,354	SH		SOLE		0	0	33,354
INVESCO QQQ TR	UNIT SER 1	46090E103	576,356	1,560	SH		SOLE		0	0	1,560
SHERWIN WILLIAMS CO	COM	824348106	207,371	781	SH		SOLE		0	0	781
PROSHARES TR	S&P 500 DV ARIST	74348A467	228,346	2,422	SH		SOLE		0	0	2,422
REALTY INCOME CORP	COM	756109104	1,290,441	21,583	SH		SOLE		0	0	21,583
ISHARES TR	MSCI EAFE ETF	464287465	1,482,822	20,453	SH		SOLE		0	0	20,453
EATON CORP PLC	SHS	G29183103	4,502,895	22,391	SH		SOLE		0	0	22,391
SPDR GOLD TR	GOLD SHS	78463V107	959,627	5,383	SH		SOLE		0	0	5,383
APPLIED MATLS INC	COM	038222105	466,974	3,231	SH		SOLE		0	0	3,231
ISHARES TR	CORE MSCI INTL	46435G326	456,994	7,477	SH		SOLE		0	0	7,477
ISHARES TR	S&P 500 VAL ETF	464287408	205,840	1,277	SH		SOLE		0	0	1,277
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	599,067	6,509	SH		SOLE		0	0	6,509
HONEYWELL INTL INC	COM	438516106	9,050,603	43,617	SH		SOLE		0	0	43,617
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	5,709,734	205,608	SH		SOLE		0	0	205,608
ISHARES TR	AGGRES ALLOC ETF	464289859	255,065	3,845	SH		SOLE		0	0	3,845
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	292,877	2,590	SH		SOLE		0	0	2,590
SPDR SER TR	BLOOMBERG SHT TE	78468R408	1,864,233	75,475	SH		SOLE		0	0	75,475
HOME DEPOT INC	COM	437076102	13,985,550	45,022	SH		SOLE		0	0	45,022
COLGATE PALMOLIVE CO	COM	194162103	6,729,356	87,349	SH		SOLE		0	0	87,349
NVIDIA CORPORATION	COM	67066G104	984,259	2,327	SH		SOLE		0	0	2,327
DEERE & CO	COM	244199105	561,188	1,385	SH		SOLE		0	0	1,385
PAYCHEX INC	COM	704326107	207,631	1,856	SH		SOLE		0	0	1,856
ECOLAB INC	COM	278865100	441,546	2,365	SH		SOLE		0	0	2,365
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	305,376	2,879	SH		SOLE		0	0	2,879
THERMO FISHER SCIENTIFIC INC	COM	883556102	211,310	405	SH		SOLE		0	0	405
CHEVRON CORP NEW	COM	166764100	1,483,918	9,431	SH		SOLE		0	0	9,431
ISHARES TR	CHINA LG-CAP ETF	464287184	1,171,889	43,100	SH		SOLE		0	0	43,100
OCCIDENTAL PETE CORP	COM	674599105	276,772	4,707	SH		SOLE		0	0	4,707
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	897,161	6,483	SH		SOLE		0	0	6,483
QUALCOMM INC	COM	747525103	8,985,692	75,485	SH		SOLE		0	0	75,485
CHURCH & DWIGHT CO INC	COM	171340102	267,815	2,672	SH		SOLE		0	0	2,672
XCEL ENERGY INC	COM	98389B100	311,907	5,017	SH		SOLE		0	0	5,017
CYBIN INC	COM	23256X100	5,517	14,601	SH		SOLE		0	0	14,601
MASTERCARD INCORPORATED	CL A	57636Q104	1,049,116	2,667	SH		SOLE		0	0	2,667
ISHARES TR	U.S. TECH ETF	464287721	637,543	5,856	SH		SOLE		0	0	5,856
HEALTHPEAK PROPERTIES INC	COM	42250P103	744,725	37,051	SH		SOLE		0	0	37,051
INTUITIVE SURGICAL INC	COM NEW	46120E602	204,138	597	SH		SOLE		0	0	597
AIRBNB INC	COM CL A	009066101	623,242	4,863	SH		SOLE		0	0	4,863
MARRIOTT INTL INC NEW	CL A	571903202	349,011	1,900	SH		SOLE		0	0	1,900
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	166,233	14,750	SH		SOLE		0	0	14,750
INTEL CORP	COM	458140100	3,244,363	97,020	SH		SOLE		0	0	97,020
VANGUARD WORLD FD	ESG US STK ETF	921910733	798,453	10,191	SH		SOLE		0	0	10,191
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	20,763,193	328,948	SH		SOLE		0	0	328,948
ISHARES INC	JP MORGAN EM ETF	464286517	2,850,910	77,010	SH		SOLE		0	0	77,010
HORMEL FOODS CORP	COM	440452100	473,157	11,764	SH		SOLE		0	0	11,764
PHILLIPS 66	COM	718546104	284,709	2,985	SH		SOLE		0	0	2,985
LOWES COS INC	COM	548661107	2,823,844	12,511	SH		SOLE		0	0	12,511
CONOCOPHILLIPS	COM	20825C104	758,425	7,320	SH		SOLE		0	0	7,320
FIDELITY MERRIMACK STR TR	CORP BOND ETF	316188101	642,229	14,047	SH		SOLE		0	0	14,047
ISHARES TR	BLACKROCK ULTRA	46434V878	221,831	4,410	SH		SOLE		0	0	4,410
ROYAL BK CDA	COM	780087102	313,559	3,283	SH		SOLE		0	0	3,283
ISHARES TR	ESG AWRE USD ETF	46435G193	509,012	22,384	SH		SOLE		0	0	22,384
EBAY INC.	COM	278642103	718,883	16,086	SH		SOLE		0	0	16,086
UNITEDHEALTH GROUP INC	COM	91324P102	7,067,975	14,705	SH		SOLE		0	0	14,705
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	5,712,185	25,931	SH		SOLE		0	0	25,931
ILLINOIS TOOL WKS INC	COM	452308109	565,962	2,262	SH		SOLE		0	0	2,262
TERADYNE INC	COM	880770102	2,621,822	23,550	SH		SOLE		0	0	23,550
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	11,033,055	112,628	SH		SOLE		0	0	112,628
STRYKER CORPORATION	COM	863667101	1,745,299	5,721	SH		SOLE		0	0	5,721
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,989,148	31,105	SH		SOLE		0	0	31,105
ISHARES INC	JP MRG EM CRP BD	464286251	1,813,950	41,825	SH		SOLE		0	0	41,825
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	442,288,932	9,577,500	SH		SOLE		0	0	9,577,500
WASTE MGMT INC DEL	COM	94106L109	392,248	2,262	SH		SOLE		0	0	2,262
STARBUCKS CORP	COM	855244109	6,977,629	70,438	SH		SOLE		0	0	70,438
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	262,461	4,192	SH		SOLE		0	0	4,192
BANK AMERICA CORP	COM	060505104	7,067,916	246,355	SH		SOLE		0	0	246,355
ISHARES TR	RUS MID CAP ETF	464287499	3,392,589	46,455	SH		SOLE		0	0	46,455
ISHARES TR	EXPANDED TECH	464287515	242,137	700	SH		SOLE		0	0	700
GENERAL MTRS CO	COM	37045V100	246,090	6,382	SH		SOLE		0	0	6,382
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	297,953	1,957	SH		SOLE		0	0	1,957
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	584,784	7,016	SH		SOLE		0	0	7,016
VALE S A	SPONSORED ADS	91912E105	556,903	41,498	SH		SOLE		0	0	41,498
ISHARES TR	CORE S&P US GWT	464287671	14,762,679	151,195	SH		SOLE		0	0	151,195
INTERNATIONAL BUSINESS MACHS	COM	459200101	677,928	5,066	SH		SOLE		0	0	5,066
ISHARES TR	EAFE GRWTH ETF	464288885	14,985,025	157,059	SH		SOLE		0	0	157,059
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	7,858,571	25,467	SH		SOLE		0	0	25,467
EXXON MOBIL CORP	COM	30231G102	4,489,010	41,856	SH		SOLE		0	0	41,856
COCA COLA CO	COM	191216100	2,936,757	48,767	SH		SOLE		0	0	48,767
AMERIPRISE FINL INC	COM	03076C106	813,792	2,450	SH		SOLE		0	0	2,450
MEDTRONIC PLC	SHS	G5960L103	536,360	6,088	SH		SOLE		0	0	6,088
FIDELITY COVINGTON TRUST	MSCI COMMNTN SVC	316092873	3,999,893	99,376	SH		SOLE		0	0	99,376
GENERAL ELECTRIC CO	COM NEW	369604301	360,134	3,278	SH		SOLE		0	0	3,278
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	2,342,542	9,568	SH		SOLE		0	0	9,568
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,336,408	3,022	SH		SOLE		0	0	3,022
AMERICAN TOWER CORP NEW	COM	03027X100	206,275	1,064	SH		SOLE		0	0	1,064
TEXAS INSTRS INC	COM	882508104	500,054	2,778	SH		SOLE		0	0	2,778
ISHARES TR	INTERNATIONAL SL	46434V266	273,556	8,867	SH		SOLE		0	0	8,867
ISHARES TR	CORE S&P MCP ETF	464287507	7,061,217	27,005	SH		SOLE		0	0	27,005
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	20,098,405	123,736	SH		SOLE		0	0	123,736
CLEVELAND-CLIFFS INC NEW	COM	185899101	1,797,225	107,233	SH		SOLE		0	0	107,233
MONDELEZ INTL INC	CL A	609207105	433,191	5,939	SH		SOLE		0	0	5,939
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	3,542,914	32,068	SH		SOLE		0	0	32,068
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	420,180	5,786	SH		SOLE		0	0	5,786
VANGUARD INDEX FDS	VALUE ETF	922908744	628,095,691	4,420,096	SH		SOLE		0	0	4,420,096
ISHARES TR	SP SMCP600VL ETF	464287879	455,766	4,793	SH		SOLE		0	0	4,793
BLACKROCK INC	COM	09247X101	9,036,306	13,074	SH		SOLE		0	0	13,074
ISHARES TR	CORE S&P US VLU	464287663	2,225,401	28,436	SH		SOLE		0	0	28,436
VANGUARD INDEX FDS	GROWTH ETF	922908736	759,840,517	2,685,328	SH		SOLE		0	0	2,685,328
VANGUARD WORLD FD	ESG US CORP BD	921910691	5,138,267	82,902	SH		SOLE		0	0	82,902
MCDONALDS CORP	COM	580135101	13,704,329	45,924	SH		SOLE		0	0	45,924
DBX ETF TR	XTRACK USD HIGH	233051432	5,678,114	164,583	SH		SOLE		0	0	164,583
TARGET CORP	COM	87612E106	4,903,342	37,175	SH		SOLE		0	0	37,175
CME GROUP INC	COM	12572Q105	274,414	1,481	SH		SOLE		0	0	1,481
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	284,552	3,752	SH		SOLE		0	0	3,752
SPDR SER TR	BLOOMBERG EMG MK	78468R515	353,876	14,875	SH		SOLE		0	0	14,875
BLACKROCK MUNIASSETS FD INC	COM	09254J102	129,286	12,700	SH		SOLE		0	0	12,700
GILEAD SCIENCES INC	COM	375558103	2,564,505	33,275	SH		SOLE		0	0	33,275
ISHARES TR	ESG EAFE ETF	46436E759	7,721,634	126,771	SH		SOLE		0	0	126,771
EMERSON ELEC CO	COM	291011104	2,557,495	28,294	SH		SOLE		0	0	28,294
NIKE INC	CL B	654106103	10,067,227	91,213	SH		SOLE		0	0	91,213
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	360,939,011	7,187,157	SH		SOLE		0	0	7,187,157
MARSH & MCLENNAN COS INC	COM	571748102	579,098	3,079	SH		SOLE		0	0	3,079
CONSOLIDATED EDISON INC	COM	209115104	821,931	9,092	SH		SOLE		0	0	9,092
PEPSICO INC	COM	713448108	14,041,335	75,809	SH		SOLE		0	0	75,809
ALPHABET INC	CAP STK CL A	02079K305	5,532,773	46,222	SH		SOLE		0	0	46,222
ISHARES TR	ISHARES BIOTECH	464287556	2,207,109	17,384	SH		SOLE		0	0	17,384
WORKDAY INC	CL A	98138H101	928,408	4,110	SH		SOLE		0	0	4,110
FIRST INDL RLTY TR INC	COM	32054K103	252,830	4,803	SH		SOLE		0	0	4,803
ZOETIS INC	CL A	98978V103	398,322	2,313	SH		SOLE		0	0	2,313
VANGUARD WORLD FDS	ENERGY ETF	92204A306	250,874	2,222	SH		SOLE		0	0	2,222
SPDR S&P 500 ETF TR	TR UNIT	78462F103	30,725,400	69,314	SH		SOLE		0	0	69,314
ISHARES TR	0-5YR HI YL CP	46434V407	15,124,278	364,880	SH		SOLE		0	0	364,880
AB ACTIVE ETFS INC	TAX AWARE SHRT	00039J202	589,056	23,600	SH		SOLE		0	0	23,600
JOHNSON & JOHNSON	COM	478160104	22,023,417	133,056	SH		SOLE		0	0	133,056
ISHARES TR	RUS 1000 VAL ETF	464287598	541,830	3,433	SH		SOLE		0	0	3,433
ISHARES GOLD TR	ISHARES NEW	464285204	387,008	10,635	SH		SOLE		0	0	10,635
ISHARES TR	CORE S&P SCP ETF	464287804	2,080,769	20,881	SH		SOLE		0	0	20,881
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	1,000,606	3,938	SH		SOLE		0	0	3,938
APPLE INC	COM	037833100	51,394,315	264,960	SH		SOLE		0	0	264,960
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	1,104,812	12,476	SH		SOLE		0	0	12,476
NEXTERA ENERGY INC	COM	65339F101	12,755,724	171,910	SH		SOLE		0	0	171,910
ALPHABET INC	CAP STK CL C	02079K107	10,400,556	85,976	SH		SOLE		0	0	85,976
LINDE PLC	SHS	G54950103	9,244,025	24,257	SH		SOLE		0	0	24,257
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	412,439,748	7,031,022	SH		SOLE		0	0	7,031,022
ISHARES TR	S&P MC 400VL ETF	464287705	249,909	2,333	SH		SOLE		0	0	2,333
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	858,012	10,857	SH		SOLE		0	0	10,857
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	56,253,425	340,105	SH		SOLE		0	0	340,105
BLACKSTONE INC	COM	09260D107	314,782	3,386	SH		SOLE		0	0	3,386
ISHARES INC	CORE MSCI EMKT	46434G103	405,112	8,219	SH		SOLE		0	0	8,219
ISHARES TR	CORE S&P500 ETF	464287200	62,753,750	140,795	SH		SOLE		0	0	140,795
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	62,059,119	270,128	SH		SOLE		0	0	270,128
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	307,360	4,144	SH		SOLE		0	0	4,144
T ROWE PRICE ETF INC	PRICE DIV GRWT	87283Q404	561,611	16,850	SH		SOLE		0	0	16,850
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	912,012	6,871	SH		SOLE		0	0	6,871
ISHARES TR	GRWT ALLOCAT ETF	464289867	488,097	9,487	SH		SOLE		0	0	9,487
APPLOVIN CORP	COM CL A	03831W108	431,286	16,762	SH		SOLE		0	0	16,762
ABRDN PRECIOUS METALS BASKET	PHYSCL PRECS MET	003263100	761,319	8,775	SH		SOLE		0	0	8,775
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	203,908	1,900	SH		SOLE		0	0	1,900
META PLATFORMS INC	CL A	30303M102	736,678	2,567	SH		SOLE		0	0	2,567
IMPACT SHS TR I	AFFORDABLE HOUS	45259R103	3,056,138	178,722	SH		SOLE		0	0	178,722
VANGUARD STAR FDS	VG TL INTL STK F	921909768	411,459	7,337	SH		SOLE		0	0	7,337
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	428,562	2,864	SH		SOLE		0	0	2,864
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	1,646,348	21,925	SH		SOLE		0	0	21,925
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	2,250,813	24,513	SH		SOLE		0	0	24,513
EATON VANCE SR FLTNG RTE TR	COM	27828Q105	1,013,144	86,225	SH		SOLE		0	0	86,225
UNION PAC CORP	COM	907818108	11,489,212	56,149	SH		SOLE		0	0	56,149
ISHARES TR	US HLTHCARE ETF	464287762	328,201	1,171	SH		SOLE		0	0	1,171
JPMORGAN CHASE & CO	COM	46625H100	25,038,111	172,154	SH		SOLE		0	0	172,154
EDWARDS LIFESCIENCES CORP	COM	28176E108	228,750	2,425	SH		SOLE		0	0	2,425
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,016,652	39,007	SH		SOLE		0	0	39,007
NOKIA CORP	SPONSORED ADR	654902204	1,143,792	274,950	SH		SOLE		0	0	274,950
COSTCO WHSL CORP NEW	COM	22160K105	18,334,852	34,056	SH		SOLE		0	0	34,056
BP PLC	SPONSORED ADR	055622104	478,815	13,568	SH		SOLE		0	0	13,568
AMETEK INC	COM	031100100	218,538	1,350	SH		SOLE		0	0	1,350
ANALOG DEVICES INC	COM	032654105	218,031	1,119	SH		SOLE		0	0	1,119
PHILIP MORRIS INTL INC	COM	718172109	799,996	8,195	SH		SOLE		0	0	8,195
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	470,646	43,060	SH		SOLE		0	0	43,060
VANGUARD ADMIRAL FDS INC	SMLCP 600 GRTH	921932794	3,954,208	39,893	SH		SOLE		0	0	39,893
ISHARES TR	EAFE SML CP ETF	464288273	1,404,998	23,822	SH		SOLE		0	0	23,822
CVS HEALTH CORP	COM	126650100	3,810,584	55,122	SH		SOLE		0	0	55,122
AMERICAN EXPRESS CO	COM	025816109	2,248,748	12,909	SH		SOLE		0	0	12,909
WALMART INC	COM	931142103	10,819,320	68,834	SH		SOLE		0	0	68,834
ORACLE CORP	COM	68389X105	4,311,058	36,200	SH		SOLE		0	0	36,200
CISCO SYS INC	COM	17275R102	6,437,067	124,412	SH		SOLE		0	0	124,412
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	90,446,735	2,223,371	SH		SOLE		0	0	2,223,371
KINDER MORGAN INC DEL	COM	49456B101	177,555	10,311	SH		SOLE		0	0	10,311
VERIZON COMMUNICATIONS INC	COM	92343V104	1,904,556	51,212	SH		SOLE		0	0	51,212
AMERICAN ELEC PWR CO INC	COM	025537101	306,572	3,641	SH		SOLE		0	0	3,641
MARVELL TECHNOLOGY INC	COM	573874104	225,683	3,775	SH		SOLE		0	0	3,775
ISHARES TR	CALIF MUN BD ETF	464288356	19,114,695	335,640	SH		SOLE		0	0	335,640
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,230,896	15,340	SH		SOLE		0	0	15,340
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	171,001,860	3,718,240	SH		SOLE		0	0	3,718,240
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	623,484	10,800	SH		SOLE		0	0	10,800
BLACKROCK MUNIYIELD MICH QU	COM	09254V105	238,128	21,550	SH		SOLE		0	0	21,550
BLACK STONE MINERALS L P	COM UNIT	09225M101	914,290	57,322	SH		SOLE		0	0	57,322
ISHARES TR	1 3 YR TREAS BD	464287457	383,752	4,733	SH		SOLE		0	0	4,733
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,580,035	6,335	SH		SOLE		0	0	6,335
WISDOMTREE TR	US LARGECAP DIVD	97717W307	586,265	9,218	SH		SOLE		0	0	9,218
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	270,065	5,740	SH		SOLE		0	0	5,740
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	582,416	8,900	SH		SOLE		0	0	8,900
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	4,114,056	89,126	SH		SOLE		0	0	89,126
ABBVIE INC	COM	00287Y109	11,054,199	82,047	SH		SOLE		0	0	82,047
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	347,944	4,164	SH		SOLE		0	0	4,164
VISA INC	COM CL A	92826C839	15,072,040	63,467	SH		SOLE		0	0	63,467
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	302,493,208	3,998,060	SH		SOLE		0	0	3,998,060
AMPHENOL CORP NEW	CL A	032095101	659,467	7,763	SH		SOLE		0	0	7,763
TESLA INC	COM	88160R101	346,764	1,325	SH		SOLE		0	0	1,325
FREEPORT-MCMORAN INC	CL B	35671D857	1,371,080	34,277	SH		SOLE		0	0	34,277
MARATHON PETE CORP	COM	56585A102	644,098	5,524	SH		SOLE		0	0	5,524
PFIZER INC	COM	717081103	3,443,951	93,892	SH		SOLE		0	0	93,892
MERCK & CO INC	COM	58933Y105	14,687,204	127,283	SH		SOLE		0	0	127,283
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	615,492	1,790	SH		SOLE		0	0	1,790
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	238,723	1,604	SH		SOLE		0	0	1,604
ENTERPRISE PRODS PARTNERS L	COM	293792107	366,095	13,894	SH		SOLE		0	0	13,894
AT&T INC	COM	00206R102	1,368,959	85,828	SH		SOLE		0	0	85,828
LOCKHEED MARTIN CORP	COM	539830109	8,042,956	17,470	SH		SOLE		0	0	17,470
ISHARES TR	RUS MDCP VAL ETF	464287473	3,404,355	30,994	SH		SOLE		0	0	30,994
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	750,847	3,704	SH		SOLE		0	0	3,704
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	2,340,409	34,885	SH		SOLE		0	0	34,885
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	2,240,438	14,630	SH		SOLE		0	0	14,630
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,274,933	74,770	SH		SOLE		0	0	74,770
HANESBRANDS INC	COM	410345102	77,180	17,000	SH		SOLE		0	0	17,000
ISHARES TR	U.S. ENERGY ETF	464287796	304,164	7,100	SH		SOLE		0	0	7,100
DELL TECHNOLOGIES INC	CL C	24703L202	216,386	3,999	SH		SOLE		0	0	3,999
ISHARES TR	BROAD USD HIGH	46435U853	8,515,278	241,226	SH		SOLE		0	0	241,226
PALO ALTO NETWORKS INC	COM	697435105	210,796	825	SH		SOLE		0	0	825
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,868,271	9,393	SH		SOLE		0	0	9,393
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	12,730,004	97,443	SH		SOLE		0	0	97,443
DISNEY WALT CO	COM	254687106	1,471,424	16,481	SH		SOLE		0	0	16,481
FIDELITY COVINGTON TRUST	MSCI CONSM DIS	316092204	4,019,214	54,817	SH		SOLE		0	0	54,817
PROLOGIS INC.	COM	74340W103	263,810	2,151	SH		SOLE		0	0	2,151
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,969,036	56,693	SH		SOLE		0	0	56,693
SPDR SER TR	S&P DIVID ETF	78464A763	357,231	2,914	SH		SOLE		0	0	2,914
ISHARES TR	RUS 1000 GRW ETF	464287614	1,072,376	3,897	SH		SOLE		0	0	3,897
BOEING CO	COM	097023105	2,799,227	13,256	SH		SOLE		0	0	13,256
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	264,136	4,973	SH		SOLE		0	0	4,973
AMERICAN WTR WKS CO INC NEW	COM	030420103	5,374,927	37,653	SH		SOLE		0	0	37,653
BECTON DICKINSON & CO	COM	075887109	1,973,144	7,474	SH		SOLE		0	0	7,474
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	303,498	4,870	SH		SOLE		0	0	4,870
MICRON TECHNOLOGY INC	COM	595112103	281,281	4,457	SH		SOLE		0	0	4,457
GOLDMAN SACHS GROUP INC	COM	38141G104	1,754,096	5,438	SH		SOLE		0	0	5,438
BATH & BODY WORKS INC	COM	070830104	1,381,688	36,845	SH		SOLE		0	0	36,845
PAYPAL HLDGS INC	COM	70450Y103	1,650,433	24,733	SH		SOLE		0	0	24,733
SPDR S&P 500 ETF TR	TR UNIT	78462F103	295	500	SH	Put	SOLE		0	0	500
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	819,648	4,714	SH		SOLE		0	0	4,714
BROADCOM INC	COM	11135F101	6,788,611	7,826	SH		SOLE		0	0	7,826
PINTEREST INC	CL A	72352L106	203,492	7,443	SH		SOLE		0	0	7,443
EXELON CORP	COM	30161N101	697,632	17,124	SH		SOLE		0	0	17,124
SPDR SER TR	NYSE TECH ETF	78464A102	412,741	2,958	SH		SOLE		0	0	2,958
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	216,095	2,860	SH		SOLE		0	0	2,860
ISHARES TR	IBOXX HI YD ETF	464288513	9,388,049	125,057	SH		SOLE		0	0	125,057
ISHARES TR	MORTGE REL ETF	46435G342	2,029,364	85,990	SH		SOLE		0	0	85,990
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,694,931	88,487	SH		SOLE		0	0	88,487
OKTA INC	CL A	679295105	207,218	2,988	SH		SOLE		0	0	2,988
PROCTER AND GAMBLE CO	COM	742718109	14,416,540	95,008	SH		SOLE		0	0	95,008
FEDEX CORP	COM	31428X106	2,728,635	11,007	SH		SOLE		0	0	11,007
ISHARES TR	ESG MSCI USA ETF	46436E767	23,394,020	650,738	SH		SOLE		0	0	650,738
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,779,751	32,710	SH		SOLE		0	0	32,710
FORD MTR CO DEL	COM	345370860	2,096,789	138,585	SH		SOLE		0	0	138,585
VMWARE INC	CL A COM	928563402	225,593	1,570	SH		SOLE		0	0	1,570
ISHARES TR	RUS MD CP GR ETF	464287481	1,570,334	16,251	SH		SOLE		0	0	16,251
NUTRIEN LTD	COM	67077M108	760,151	12,873	SH		SOLE		0	0	12,873
FIDELITY COVINGTON TRUST	QLTY FCTOR ETF	316092790	808,119	15,987	SH		SOLE		0	0	15,987
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,184,880	12,218	SH		SOLE		0	0	12,218
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	486,334	14,427	SH		SOLE		0	0	14,427
ISHARES TR	CORE MSCI EAFE	46432F842	3,956,839	58,620	SH		SOLE		0	0	58,620
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	886,556	12,481	SH		SOLE		0	0	12,481
ALTRIA GROUP INC	COM	02209S103	441,856	9,754	SH		SOLE		0	0	9,754
CONSTELLATION ENERGY CORP	COM	21037T109	258,079	2,819	SH		SOLE		0	0	2,819
TJX COS INC NEW	COM	872540109	7,930,232	93,528	SH		SOLE		0	0	93,528
HOST HOTELS & RESORTS INC	COM	44107P104	440,239	26,158	SH		SOLE		0	0	26,158
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	664,293	8,863	SH		SOLE		0	0	8,863
ISHARES TR	CORE DIV GRWTH	46434V621	422,649	8,202	SH		SOLE		0	0	8,202
ISHARES TR	RUSSELL 2000 ETF	464287655	508,625	2,716	SH		SOLE		0	0	2,716
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,261,847	4,723	SH		SOLE		0	0	4,723
UNITED PARCEL SERVICE INC	CL B	911312106	1,383,377	7,718	SH		SOLE		0	0	7,718
FIDELITY COVINGTON TRUST	FIDELITY GROWTH	316092337	203,671	12,102	SH		SOLE		0	0	12,102
PHYSICIANS RLTY TR	COM	71943U104	574,905	41,094	SH		SOLE		0	0	41,094
AMAZON COM INC	COM	023135106	3,389,360	26,000	SH		SOLE		0	0	26,000
ALPS ETF TR	ALERIAN MLP	00162Q452	1,063,767	27,130	SH		SOLE		0	0	27,130
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	4,165,573	169,126	SH		SOLE		0	0	169,126
ONEOK INC NEW	COM	682680103	1,686,445	27,324	SH		SOLE		0	0	27,324
CATERPILLAR INC	COM	149123101	5,220,197	21,216	SH		SOLE		0	0	21,216
ISHARES TR	S&P SML 600 GWT	464287887	543,476	4,729	SH		SOLE		0	0	4,729
ADOBE SYSTEMS INCORPORATED	COM	00724F101	608,793	1,245	SH		SOLE		0	0	1,245
NOVARTIS AG	SPONSORED ADR	66987V109	701,325	6,950	SH		SOLE		0	0	6,950
SOUTHERN CO	COM	842587107	505,473	7,195	SH		SOLE		0	0	7,195
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,045,714	7,120	SH		SOLE		0	0	7,120
ABBOTT LABS	COM	002824100	7,712,565	70,744	SH		SOLE		0	0	70,744
MICROSOFT CORP	COM	594918104	48,015,814	140,999	SH		SOLE		0	0	140,999
SCHWAB CHARLES CORP	COM	808513105	3,596,913	63,460	SH		SOLE		0	0	63,460
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	305,524	1,266	SH		SOLE		0	0	1,266
ISHARES TR	FLTG RATE NT ETF	46429B655	9,762,680	192,103	SH		SOLE		0	0	192,103
HERSHEY CO	COM	427866108	344,586	1,380	SH		SOLE		0	0	1,380
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,400,440	6,361	SH		SOLE		0	0	6,361
ISHARES TR	MBS ETF	464288588	250,417	2,685	SH		SOLE		0	0	2,685
J P MORGAN EXCHANGE TRADED F	US VALUE FACTR	46641Q753	822,578	23,054	SH		SOLE		0	0	23,054
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	8,952,515	197,105	SH		SOLE		0	0	197,105
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	743,517	9,883	SH		SOLE		0	0	9,883
ISHARES TR	PFD AND INCM SEC	464288687	2,428,622	78,520	SH		SOLE		0	0	78,520
ISHARES TR	S&P MC 400GR ETF	464287606	624,207	8,323	SH		SOLE		0	0	8,323
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	624,975	19,206	SH		SOLE		0	0	19,206
ISHARES TR	JPMORGAN USD EMG	464288281	2,425,713	28,030	SH		SOLE		0	0	28,030
KLA CORP	COM NEW	482480100	5,203,768	10,729	SH		SOLE		0	0	10,729
ISHARES TR	SELECT DIVID ETF	464287168	804,430	7,100	SH		SOLE		0	0	7,100
LILLY ELI & CO	COM	532457108	9,973,586	21,267	SH		SOLE		0	0	21,267
KIMBERLY-CLARK CORP	COM	494368103	415,837	3,012	SH		SOLE		0	0	3,012
AUTOMATIC DATA PROCESSING IN	COM	053015103	617,400	2,809	SH		SOLE		0	0	2,809
ISHARES TR	NEW YORK MUN ETF	464288323	16,341,869	306,832	SH		SOLE		0	0	306,832
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,954,926	195,089	SH		SOLE		0	0	195,089
COMCAST CORP NEW	CL A	20030N101	9,375,298	225,639	SH		SOLE		0	0	225,639
3M CO	COM	88579Y101	473,237	4,728	SH		SOLE		0	0	4,728
DIAGEO PLC	SPON ADR NEW	25243Q205	8,403,343	48,440	SH		SOLE		0	0	48,440
ISHARES TR	S&P 100 ETF	464287101	1,682,570	8,126	SH		SOLE		0	0	8,126
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	4,222,080	45,157	SH		SOLE		0	0	45,157
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	615,989	7,502	SH		SOLE		0	0	7,502
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	244,969	9,375	SH		SOLE		0	0	9,375
ELEVANCE HEALTH INC	COM	036752103	14,178,302	31,912	SH		SOLE		0	0	31,912
COSTAR GROUP INC	COM	22160N109	406,730	4,570	SH		SOLE		0	0	4,570
BAIDU INC	SPON ADR REP A	056752108	1,633,610	11,932	SH		SOLE		0	0	11,932
CITIGROUP INC	COM NEW	172967424	2,927,545	63,587	SH		SOLE		0	0	63,587
ISHARES TR	RUS 1000 ETF	464287622	1,733,517	7,112	SH		SOLE		0	0	7,112
AMGEN INC	COM	031162100	3,901,701	17,574	SH		SOLE		0	0	17,574
ISHARES INC	MSCI SWITZERLAND	464286749	3,336,853	72,211	SH		SOLE		0	0	72,211
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	296,604	2,939	SH		SOLE		0	0	2,939
ISHARES TR	IBOXX INV CP ETF	464287242	3,415,983	31,589	SH		SOLE		0	0	31,589
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	63,378,041	636,006	SH		SOLE		0	0	636,006
ISHARES TR	MORNINGSTAR GRWT	464287119	1,736,520	27,855	SH		SOLE		0	0	27,855