Malvern Bancorp (MLVF) 10-K 19 Dec 13 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 18, 2013	Mar. 31, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'MALVERN BANCORP, INC.	'	'
Entity Central Index Key	'0001550603	'	'
Trading Symbol	'mlvf	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Current Fiscal Year End Date	'--09-30	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Common Stock, Shares Outstanding	'	6,558,473	'
Entity Public Float	'	'	$73.90
Document Type	'10-K	'	'
Document Period End Date	30-Sep-13	'	'
Amendment Flag	'false	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from depository institutions	$1,251	$1,413
Interest bearing deposits in depository institutions	22,436	130,497
Cash and Cash Equivalents	23,687	131,910
Investment securities available for sale, at fair value	124,667	80,508
Restricted stock, at cost	3,038	4,147
Loans held for sale	10,367	'
Loans receivable, net of allowance for loan losses of $5,090 and $7,581, respectively	401,857	457,001
Other real estate owned	3,962	4,594
Accrued interest receivable	1,404	1,521
Property and equipment, net	7,259	7,675
Deferred income taxes, net	2,464	6,775
Bank-owned life insurance	21,341	15,286
Other assets	1,508	2,395
Total Assets	601,554	711,812
Deposits:	'	'
Deposits-noninterest-bearing	24,761	23,062
Deposits-interest-bearing	459,835	517,926
Total Deposits	484,596	540,988
FHLB advances	38,000	48,085
Advances from borrowers for taxes and insurance	1,118	1,006
Accrued interest payable	139	266
Stock subscription escrow	'	56,677
Other liabilities	2,295	2,154
Total Liabilities	526,148	649,176
Commitments and Contingencies	'	'
Shareholders' Equity	'	'
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued	'	'
Common stock, $0.01 par value, 40,000,000 shares authorized, issued and outstanding: 6,558,473 and 6,102,500, respectively	66	62
Additional paid-in-capital	60,302	25,846
Retained earnings	19,793	38,596
Treasury stock-at cost, 0 shares and 50,000 shares, respectively	'	-477
Unearned Employee Stock Ownership Plan (ESOP) shares	-2,067	-2,032
Accumulated other comprehensive (loss) income	-2,688	641
Total Shareholders' Equity	75,406	62,636
Total Liabilities and Shareholders' Equity	$601,554	$711,812

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parentheticals) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, except Share data, unless otherwise specified
Consolidated Statements of Financial Condition [Abstract]	'	'
Allowance for loan losses (in dollars)	$5,090	$7,581
Preferred stock (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	6,558,473	6,102,500
Common stock, shares outstanding	6,558,473	6,102,500
Treasury stock, shares	0	50,000

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Interest and Dividend Income	'	'	'
Loans, including fees	$20,172	$24,046	$28,185
Investment securities, taxable	1,745	1,600	1,487
Investment securities, tax-exempt	228	74	23
Dividends, restricted stock	19	4	'
Interest-bearing cash accounts	137	51	31
Total Interest and Dividend Income	22,301	25,775	29,726
Interest Expense	'	'	'
Deposits	5,279	6,692	8,453
Long-term borrowings	1,665	1,720	1,745
Total Interest Expense	6,944	8,412	10,198
Net Interest Income	15,357	17,363	19,528
Provision for Loan Losses	11,235	810	12,392
Net Interest Income after Provision for Loan Losses	4,122	16,553	7,136
Other Income	'	'	'
Service charges and other fees	1,049	897	888
Rental income-other	251	253	267
Gain on sale of investments, net	479	751	'
Loss on disposal of fixed assets	-1	'	'
Loss on sale of loans, net	-94	'	'
Earnings on bank-owned life insurance	1,176	526	547
Total Other Income	2,860	2,427	1,702
Other Expense	'	'	'
Salaries and employee benefits	7,806	6,741	6,397
Occupancy expense	2,027	2,088	2,150
Federal deposit insurance premium	856	867	1,141
Advertising	737	718	737
Data processing	1,269	1,262	1,132
Professional fees	1,756	1,473	1,832
Other real estate owned expense, net	1,638	1,336	3,182
FHLB prepayment penalty	1,543	'	'
Other operating expenses	2,143	1,908	1,958
Total Other Expenses	19,775	16,393	18,529
(Loss) Income before income tax expense (benefit)	-12,793	2,587	-9,691
Income tax expense (benefit)	6,010	628	-3,579
Net (Loss) Income	($18,803)	$1,959	($6,112)
Basic (Loss) Earnings Per Share (in dollars per share)	($2.96)	$0.31	($0.96)
Dividends Declared Per Share (in dollars per share)	$0	$0	$0.03

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive (Loss) Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2011
Consolidated Statements of Comprehensive (Loss) Income [Abstract]	'		'		'
Net (Loss) Income	($18,803)		$1,959		($6,112)
Other Comprehensive (Loss) Income:	'		'		'
Changes in net unrealized net gains and losses on securities available for sale	-4,565		1,191		260
Gains realized in net income (loss)	-479	[1]	-751	[1]	'	[1]
Other comprehensive income, total	-5,044		440		260
Deferred income tax effect	1,715		-150		-88
Total other comprehensive (loss) income	-3,329		290		172
Total comprehensive (loss) income	($22,132)		$2,249		($5,940)
[1]	Amounts are included in net gains on sales of securities on the Consolidated Statements of Operations in total other income. Related income tax expense in the amount of $163,000, $255,000, and $0, respectively, are included in income tax (benefit) expense.

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive (Loss) Income (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Consolidated Statements of Comprehensive (Loss) Income [Abstract]	'	'	'
Income tax expense on realized gain on sale of securities available for sale	$163	$255	$0

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (USD $)	Common Stock	Additional Paid-In Capital	Retained earnings	Treasury Stock	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, unless otherwise specified
Balance at Sep. 30, 2010	$62	$25,912	$42,830	($477)	($2,299)	$179	$66,207
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net Income (Loss)	'	'	-6,112	'	'	'	-6,112
Other comprehensive income (loss)	'	'	'	'	'	172	172
Cash dividends declared ($0.03 per share)	'	'	-81	'	'	'	-81
Committed to be released ESOP shares (2011-13,404 shares , 2012 -13,404 shares and 2013 -14,371 shares)	'	-23	'	'	121	'	98
Balance at Sep. 30, 2011	62	25,889	36,637	-477	-2,178	351	60,284
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net Income (Loss)	'	'	1,959	'	'	'	1,959
Other comprehensive income (loss)	'	'	'	'	'	290	290
Committed to be released ESOP shares (2011-13,404 shares , 2012 -13,404 shares and 2013 -14,371 shares)	'	-43	'	'	146	'	103
Balance at Sep. 30, 2012	62	25,846	38,596	-477	-2,032	641	62,636
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net Income (Loss)	'	'	-18,803	'	'	'	-18,803
Other comprehensive income (loss)	'	'	'	'	'	-3,329	-3,329
Cancellation of common stock	-62	62	'	'	'	'	'
Cancellation of treasury stock	'	-477	'	477	'	'	'
Additional ESOP shares converted at exchange rate of 1.0748 (18,040 shares at $10/share)	'	180	'	'	-180	'	'
Dissolution of mutual holding company	'	100	'	'	'	'	100
Proceeds from issuance of common stock, net of offering expenses of $1.6 million	66	34,567	'	'	'	'	34,633
Committed to be released ESOP shares (2011-13,404 shares , 2012 -13,404 shares and 2013 -14,371 shares)	'	24	'	'	145	'	169
Balance at Sep. 30, 2013	$66	$60,302	$19,793	'	($2,067)	($2,688)	$75,406

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Consolidated Statements of Changes in Shareholders' Equity [Abstract]	'	'	'
Cash dividends declared (in dollars per share)	$0	$0	$0.03
Additional ESOP shares, exchange rate	1.0748	'	'
Stock issued during period, shares, employee stock purchase plans (in shares)	18,040	'	'
ESOP converted share amount (in dollars per share)	$10	'	'
Proceeds from issuance of common stock, offering expenses (in dollars)	$1.60	'	'
Committed to be released ESOP shares (in shares)	14,371	13,404	13,404

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Cash Flows from Operating Activities	'	'	'
Net (loss) income	($18,803)	$1,959	($6,112)
Adjustments to reconcile net (loss) income to net cash provided by operating activities:	'	'	'
Depreciation expense	695	724	826
Provision for loan losses	11,235	810	12,392
Deferred income taxes expense (benefit)	6,025	541	-3,091
ESOP expense	169	103	98
Accretion of premiums and discounts on investment securities, net	-735	-165	-61
Amortization of loan origination fees and costs	-267	-1,010	-896
(Accretion) amortization of mortgage service rights	-6	74	6
Net gain on sale of investment securities available for sale	-479	-589	'
Net gain on sale of investment securities held to maturity	'	-162	'
Net loss on disposal of fixed assets	1	'	'
Net loss on sale of loans	460	'	'
Net gain on sale of secondary market loans	-366	'	'
Proceeds on sale of secondary market loans	17,660	'	'
Originations of secondary market loans	-17,294	'	'
Gain on sale of other real estate owned	-330	-73	-23
Write down of other real estate owned	1,648	1,014	2,455
Decrease in accrued interest receivable	117	376	216
(Decrease) increase in accrued interest payable	-127	33	-34
Increase in other liabilities	141	306	592
Earnings on bank-owned life insurance	-1,176	-526	-547
(Increase) decrease in other assets	-809	-335	913
Decrease in prepaid FDIC assessment	391	829	1,087
Net Cash (Used in) Provided by Operating Activities	-1,850	3,909	7,821
Proceeds from maturities and principal collections:	'	'	'
Investment securities held to maturity	'	626	949
Investment securities available for sale	27,534	37,440	37,955
Proceeds from sale of investment securities held to maturity	'	3,177	'
Proceeds from sale of investment securities available for sale	18,171	24,128	'
Purchases of investment securities available for sale	-93,693	-55,666	-71,333
Proceeds from sale of loans	1,707	'	'
Loan purchases	-31,060	-30,901	-32,368
Loan originations and principal collections, net	58,365	66,065	49,718
Proceeds from sale of other real estate owned	3,917	6,169	7,022
Additions to mortgage servicing rights	-158	-53	'
Purchases of bank-owned life insurance	-6,000	'	'
Proceeds from death benefit of bank-owned life insurance	1,121	'	'
Net decrease in restricted stock	1,109	1,202	1,218
Proceeds from sale of property and equipment	2	'	'
Purchases of property and equipment	-282	-234	-227
Net Cash (Used in) Provided by Investing Activities	-19,267	51,953	-7,066
Cash Flows from Financing Activities	'	'	'
Net decrease in deposits	-56,392	-13,467	-42,403
Proceeds for long-term borrowings	10,000	'	'
Repayment of long-term borrowings	-20,085	-1,013	-6,236
Increase in advances from borrowers for taxes and insurance	112	355	66
Proceeds from stock issuance	'	56,677	'
Return of excess stock subscription funds	-20,841	'	'
Cash dividends paid	'	'	-81
Cash from mutual holding company reorganization	100	'	'
Net Cash (Used in) Provided by Financing Activities	-87,106	42,552	-48,654
Net (Decrease) Increase in Cash and Cash Equivalents	-108,223	98,414	-47,899
Cash and Cash Equivalent - Beginning	131,910	33,496	81,395
Cash and Cash Equivalent - Ending	23,687	131,910	33,496
Supplementary Cash Flows Information	'	'	'
Interest paid	7,071	8,379	10,232
Income taxes paid	12	4	11
Non-cash transfer of loans to other real estate owned	4,603	3,383	12,460
Non-cash transfer of loans to investment securities available for sale	10,102	10,671	'
Transfer of mortgage-backed securities held to maturity to investment and mortgage-backed securities available for sale	'	520	'
Stock subscription funds transferred to shareholders' equity	34,633	'	'
Non-cash transfer of loans to loans held for sale	$10,367	'	'

Organizational_Structure_and_N

Organizational Structure and Nature of Operations	12 Months Ended
	Sep. 30, 2013
Organizational Structure and Nature of Operations [Abstract]	'
Organizational Structure and Nature of Operations	'
	Note 1 – Organizational Structure and Nature of Operations
	On May 19, 2008, Malvern Federal Savings Bank (“Malvern Federal Savings” or the “Bank”) completed its reorganization to the mutual holding company form of organization and formed Malvern Federal Bancorp, Inc. (the “Mid-Tier Holding Company”) to serve as the “mid-tier” stock holding company for the Bank.  An Employee Stock Ownership Plan (“ESOP”) was established which borrowed approximately $2.6 million from Malvern Federal Bancorp, Inc. to purchase 241,178 shares of common stock.  Principal and interest payments of the loan are being made quarterly over a term of 18 years at a fixed interest rate of 5.0%.
	On October 11, 2012, Malvern Bancorp, Inc. (the “Company” or “Malvern Bancorp”) completed the “second-step” conversion from the mutual holding company structure to the stock holding company structure pursuant to a Plan of Conversion and Reorganization. Upon completion of the conversion and reorganization, Malvern Federal Mutual Holding Company (the “Mutual Holding Company”) and the Mid-Tier Holding Company have ceased to exist.  Malvern Bancorp, Inc., a Pennsylvania company, became the holding company for the Bank and owns all of the issued and outstanding shares of the common stock of Malvern Federal Savings Bank. In connection with the conversion and reorganization, 3,636,875 shares of common stock, par value $0.01 per share, of the Malvern Bancorp, Inc., were sold in a subscription offering to certain depositors of the Bank and other investors for $10 per share, or $36.4 million in the aggregate, and 2,921,598 shares of common stock were issued in exchange for the outstanding shares of common stock of the former federally chartered Mid-Tier Holding Company held by the “public” shareholders of the Mid-Tier Holding Company (all shareholders except Malvern Federal Mutual Holding Company). Each share of common stock of the Mid-Tier Holding Company was converted into the right to receive 1.0748 shares of common stock of the new Malvern Bancorp, Inc. in the conversion and reorganization. As a result of the stock offering and reorganization, the Company held $56.7 million of subscriptions at September 30, 2012. The total shares outstanding upon completion of the stock offering and the exchange were approximately 6,558,473.
	The Company is a Pennsylvania chartered corporation which, as of October 11, 2012, owns all of the issued and outstanding shares of the Bank’s common stock, the only shares of equity securities which the Bank has issued.  The Company does not own or lease any property, but instead uses the premises, equipment and furniture of the Bank.  At the present time, the Company employs only persons who are officers of Malvern Federal Savings to serve as officers of the Company.  The Company also uses the Bank’s support staff from time to time.  These persons are not separately compensated by Company.
	The Company is the successor to the Mid-Tier Holding Company and references to Malvern Bancorp or the Company include reference to the Mid-Tier Holding Company where applicable.
	Malvern Federal Savings Bank is a federally chartered stock savings bank which was originally organized in 1887 and is operating out of its headquarters in Paoli, Pennsylvania and eight full service financial center offices in Chester and Delaware Counties, Pennsylvania.  The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and investment securities.  The Bank’s principal sources of funds are deposits, repayments of loans and investment securities, maturities of investments and interest-bearing deposits, other funds provided from operations and wholesale funds borrowed from outside sources such as the Federal Home Loan Bank of Pittsburgh (the “FHLB”).  These funds are primarily used for the origination of various loan types including single-family residential mortgage loans, commercial real estate mortgage loans, construction and development loans, home equity loans and lines of credit and other consumer loans.  The Bank derives its income principally from interest earned on loans, investment securities and, to a lesser extent, from fees received in connection with the origination of loans and for other services. Malvern Federal Savings’ primary expenses are interest expense on deposits and borrowings and general operating expenses.  Funds for activities are provided primarily by deposits, amortization of loans, loan prepayments and the maturity of loans, securities and other investments and other funds from operations.
	The Bank, the Mid-Tier Holding Company and the Mutual Holding Company previously were regulated by the Office of Thrift Supervision (the “OTS”). As a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act, the OTS was eliminated and, as of July 21, 2011, the regulatory oversight functions and authority of the OTS related to the Bank were transferred to the Office of the Comptroller of the Currency (the “OCC”) and the regulatory oversight functions and authority of the OTS related to savings and loan holding companies, such as the Company and, previously, the Mid-Tier Holding Company, were transferred to the Board of Governors of the Federal Reserve System (the “Federal Reserve Board” or the “FRB”).
	The Company and its subsidiaries, Malvern Federal Holdings, Inc., a Delaware company, and the Bank and the Bank’s subsidiaries, Strategic Asset Management Group, Inc. (“SAMG”) and Malvern Federal Investments, Inc., a Delaware company, provide various banking services, primarily accepting deposits and originating residential and commercial mortgage loans, consumer loans and other loans through the Bank’s eight full-service branches in Chester and Delaware Counties, Pennsylvania.  SAMG owns 50% of Malvern Insurance Associates, LLC.  Malvern Insurance Associates, LLC offers a full line of business and personal lines of insurance products.  As of September 30, 2013 and September 30, 2012, SAMG’s total assets were $53,000 and $42,000, respectively.  The net income of SAMG for the year ended September 30, 2013 was $10,000.  There was no income reported for SAMG for the year ended September 30, 2012. The net income of SAMG for the year ended September 30, 2011 was $8,000.  The Company is subject to competition from various other financial institutions and financial services companies.  The Company is also subject to the regulations of certain federal agencies and, therefore, undergoes periodic examinations by those regulatory agencies.
	In accordance with the subsequent events topic of the Financial Accounting Standards Board (“FASB”)  Accounting Standards Codification (the “Codification” or the “ASC”), the Company evaluates events and transactions that occur after the statement of financial condition date for potential recognition and disclosure in the consolidated financial statements.  The effect of all subsequent events that provide additional evidence of conditions that existed at the statement of financial condition date are recognized in the audited consolidated financial statements as of September 30, 2013.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'
	Note 2 – Summary of Significant Accounting Policies
	Basis of Presentation and Consolidation - The consolidated financial statements at and for the year ended September 30, 2013 include the accounts of Malvern Bancorp, Inc. and its subsidiaries. The consolidated financial statements at and for the years ended September 30, 2012 and 2011 include the accounts of Malvern Federal Bancorp, Inc. and its subsidiaries.  All significant intercompany transactions and balances have been eliminated.
	Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the valuation of deferred tax assets, the evaluation of other-than-temporary impairment of investment securities and fair value measurements.
	Significant Group Concentrations of Credit Risk - Most of the Company’s activities are with customers located within Chester and Delaware Counties, Pennsylvania.  Note 5 discusses the types of investment securities that the Company invests in.  Note 6 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.  Although the Company has a diversified portfolio, its debtors ability to honor their contracts is influenced by, among other factors, the region’s economy.
	Cash and Cash Equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest bearing deposits.
	The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available.  Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal.
	The Company is required to maintain average reserve balances in vault cash with the Federal Reserve Bank based upon outstanding balances of deposit transaction accounts.  Based upon the Company’s outstanding transaction deposit balances, the Bank maintained a deposit account with the Federal Reserve Bank of Philadelphia in the amount of $3.9 million and $4.4 million at September 30, 2013 and 2012, respectively.
	Investment Securities - Debt securities held to maturity are securities that the Company has the positive intent and the ability to hold to maturity; these securities are reported at amortized cost and adjusted for unamortized premiums and discounts.  Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings.  At September 30, 2013 and September 30, 2012, the Company had no investment securities classified as trading or held to maturity.  Debt securities that will be held for indefinite periods of time and equity securities, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments, are classified as available for sale.  Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of accumulated other comprehensive income (“AOCI”). Management determines the appropriate classification of investment securities at the time of purchase.
	Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary.  To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not management intends to sell or expects that it is more likely than not that it will be required to sell the security prior to an anticipated recovery of the fair value.  The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Once a decline in value for a debt security is determined to be other-than-temporary, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors.  The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income.
	Loans Receivable - The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers.  A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans secured by properties located throughout Chester County, Pennsylvania and surrounding areas.  The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in this area.
	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs.  Interest income is accrued on the unpaid principal balance.  Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method.  The Company is amortizing these amounts over the contractual lives of the loans.
	The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans.  The residential loan segment has one class, one- to four-family first lien residential mortgage loans. The construction and development loan segment consists of the following classes: residential and commercial and land loans. Residential construction loans are made for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. Commercial construction loans are made for the purpose of acquiring, developing and constructing a commercial structure.  The commercial loan segment consists of the following classes: commercial real estate loans, multi-family real estate loans, and other commercial loans, which are also generally known as commercial and industrial loans or commercial business loans. The consumer loan segment consists of the following classes: home equity lines of credit, second mortgage loans and other consumer loans, primarily unsecured consumer lines of credit.
	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collection of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.  The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.
	In addition to originating loans, the Company purchases consumer and mortgage loans from brokers in our market area.  Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller.  Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method.
	Loans Held-For-Sale - Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated balance sheet.  Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.  Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated balance sheet (see “Loan Servicing” for more detail).  As of September 30, 2013, there were $10.4 million loans classified as held for sale.  The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser, they were not sold in the secondary market for residential mortgage loans.  There were no loans classified as held for sale as of September 30, 2012.
	Allowance for Loan Losses - The allowance for credit losses consists of the allowance for loan losses and the reserve for unfunded lending commitments. The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. Reserves for unfunded lending commitments represents management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statement of financial condition. The allowance for loan losses (“ALLL”) is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no later than when they become 120 days past due on a contractual basis or earlier in the event of the borrower’s bankruptcy or if there is an amount deemed uncollectible. Because all identified losses are immediately charged off, no portion of the allowance for loan losses is restricted to any individual loan or groups of loans, and the entire allowance is available to absorb any and all loan losses.
	The allowance for credit losses is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, the composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.
	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not considered impaired.  These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors.  These qualitative risk factors include:
		1	Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices.
		2	National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans.
		3	The nature and volume of the loan portfolio and terms of loans.
		4	The experience, ability, and depth of lending management and staff.
		5	The volume and severity of past due, classified and nonaccrual loans as well as and other loan modifications.
		6	The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors.
		7	The existence and effect of any concentrations of credit and changes in the level of such concentrations.
		8	Value of underlying collateral.
	The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not reported as a separate factor, changes in the value of underlying collateral (for regional property values) for collateral dependent loans is considered and addressed within the economic trends factor.  A quarterly calculation is made adjusting the reserve allocation for each factor within a risk weighted range as it relates to each particular loan type, collateral type and risk rating within each segment.  Data is gathered and evaluated through internal, regulatory, and government sources quarterly for each factor.
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “Pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not currently expose the insured institution to sufficient risk to warrant classification as substandard or doubtful but possess certain identified weaknesses are required to be designated “special mention.” If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  An asset is considered “substandard” if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.   “Substandard” assets include those characterized by the “distinct possibility” that the insured institution will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”
	Residential Lending.  Residential mortgage originations are secured primarily by properties located in the Company’s primary market area and surrounding areas. We currently originate fixed-rate, fully amortizing mortgage loans with maturities of 10 to 30 years.  We also offer adjustable rate mortgage (“ARM”) loans where the interest rate either adjusts on an annual basis or is fixed for the initial one, three or seven years and then adjusts annually.
	We underwrite one- to four-family residential mortgage loans with loan-to-value ratios of up to 95%, provided that the borrower obtains private mortgage insurance on loans that exceed 80% of the appraised value or sales price, whichever is less, of the secured property.  We also require that title insurance, hazard insurance and, if appropriate, flood insurance be maintained on all properties securing real estate loans.  We require that a licensed appraiser from our list of approved appraisers perform and submit to us an appraisal on all properties secured by a first mortgage on one- to four-family first mortgage loans.
	In underwriting one- to four-family residential mortgage loans, the Company evaluates both the borrower’s ability to make monthly payments and the value of the property securing the loan.  Most properties securing real estate loans made by the Company are appraised by independent fee appraisers approved by the Board of Directors.  The Company generally requires borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan.  Real estate loans originated by the Company generally contain a “due on sale” clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property.  The Company has not engaged in sub-prime residential mortgage loan originations. Our single-family residential mortgage loans generally are underwritten on terms and documentation conforming to guidelines issued by Freddie Mac and Fannie Mae.
	Construction and Development Loans. We originated construction loans for residential and, to a lesser extent, commercial uses within our market area. We generally limited construction loans to builders and developers with whom we had an established relationship, or who were otherwise known to officers of the Bank. Our construction and development loans currently in the portfolio typically have variable rates of interest tied to the prime rate which improves the interest rate sensitivity of our loan portfolio.
	Construction and development loans generally are considered to involve a higher level of risk than one-to four-family residential lending, due to the concentration of principal in a limited number of loans and borrowers and the effect of economic conditions on developers, builders and projects.  Additional risk is also associated with construction lending because of the inherent difficulty in estimating both a property’s value at completion and the estimated cost (including interest) to complete a project. The nature of these loans is such that they are more difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not pre-sold and thus pose a greater potential risk than construction loans to individuals on their personal residences.  In order to mitigate some of the risks inherent to construction lending, we inspect properties under construction, review construction progress prior to advancing funds, work with builders with whom we have established relationships, require annual updating of tax returns and other financial data of developers and obtain personal guarantees from the principals.
	Commercial Lending.  Commercial and multi-family real estate loans generally present a higher level of risk than loans secured by one- to four-family residences.  This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties and the increased difficulty of evaluating and monitoring these types of loans.  Furthermore, the repayment of loans secured by commercial and multi-family real estate is typically dependent upon the successful operation of the related real estate project.  If the cash flow from the project is reduced (for example, if leases are not obtained or renewed, or a bankruptcy court modifies a lease term, or a major tenant is unable to fulfill its lease obligations), the borrower’s ability to repay the loan may be impaired.
	Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable.  The commercial business loans which we originated may be either a revolving line of credit or for a fixed term of generally 10 years or less. Interest rates are adjustable, indexed to a published prime rate of interest, or fixed. Generally, equipment, machinery, real property or other corporate assets secure such loans. Personal guarantees from the business principals are generally obtained as additional collateral.
	Consumer Lending. The Company currently originates most of its consumer loans in its primary market area and surrounding areas.  The Company originates consumer loans on both a direct and indirect basis. Consumer loans generally have higher interest rates and shorter terms than residential mortgage loans; however, they have additional credit risk due to the type of collateral securing the loan or in some case the absence of collateral.  As a result of the declines in the market value of real estate and the deterioration in the overall economy, we are continuing to evaluate and monitor the credit conditions of our consumer loan borrowers and the real estate values of the properties securing our second mortgage loans as part of our on-going efforts to assess the overall credit quality of the portfolio in connection with our review of the allowance for loan losses.
	Consumer loans may entail greater credit risk than do residential mortgage loans, particularly in the case of consumer loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment.  In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation.  In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances.  Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.
	Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary.  ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly by the Bank’s Asset Classification Committee and the Bank’s Board of Directors.
	In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Based on management’s comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.
	An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value.  The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral.
	For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
	Troubled Debt Restructurings - Loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate which is below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions. However, the Company generally only restructures loans by modifying the payment structure to interest only or by reducing the actual interest rate.
	We do not accrue interest on loans that were non-accrual prior to the troubled debt restructuring until they have performed in accordance with their restructured terms for a period of at least six months.  We continue to accrue interest on troubled debt restructurings which were performing in accordance with their terms prior to the restructure and continue to perform in accordance with their restructured terms.  Management evaluates the ALLL with respect to TDRs under the same policy and guidelines as all other performing loans are evaluated with respect to the ALLL.
	Loan Servicing - Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets.  For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value.  Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income.  The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses.  Capitalized servicing rights are reported in other assets and are amortized into non-interest expense in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.
	Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost.  Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type.  Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche.  If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income.
	Other Real Estate Owned - Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell.  Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from other real estate owned.
	Restricted Stock - Restricted stock represents required investments in the common stock of a correspondent bank and is carried at cost. As of September 30, 2013 and September 30, 2012, restricted stock consists solely of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”).
	Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value.  The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the  level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.
	As of September 30, 2013 and 2012, there were net repurchases of $1.1 million and $1.2 million, respectively.  Also as of September 30, 2013 and 2012 the number of FHLB shares was 30,378 and 41,466, respectively.  There was no dividend received or recognized in income for fiscal years 2013 or 2012.
	Property and Equipment - Property and equipment are carried at cost.  Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service.  When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period.  The cost of maintenance and repairs is charged to income as incurred.
	Transfers of Financial Assets - Transfers of financial assets are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Bank-Owned Life Insurance - The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses.  BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees.  The Bank is the owner and beneficiary of the policies.  This life insurance investment is carried at the cash surrender value of the underlying policies.  Earnings from the increase in cash surrender value of the policies are included in other income on the statement of operations.
	Employee Benefit Plans - The Bank’s 401(k) plan allows eligible participants to set aside a certain percentage of their salaries before taxes.  The Company may elect to match employee contributions up to a specified percentage of their respective salaries in an amount determined annually by the Board of Directors.  The Company’s matching contribution related to the plan resulted in expenses of $110,000, $102,000, and $54,000, for fiscal 2013, 2012, and 2011, respectively.  There were no bonus matching contributions for fiscal years 2013, 2012 and 2011.
	The Company also maintains an unfunded Supplemental Executive and a Director Retirement Plan (the “Plans”).  The accrued amount for the Plans included in other liabilities was $1.3 million and $1.1 million at September 30, 2013 and 2012, respectively.  Distributions made for the fiscal year 2013 and 2012 were $20,000 and $20,000, respectively.  The expense associated with the Plans for the years ended September 30, 2013, 2012, and 2011 was $168,000, $116,000, and $172,000, respectively.
	Advertising Costs - The Company follows the policy of charging the costs of advertising to expense as incurred.
	Income Taxes - Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities.  Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities.
	A valuation allowance is required to be recognized if it is “more likely than not” that a portion of the deferred tax assets will not be realized.  The Company’s policy is to evaluate the deferred tax asset on a quarterly basis and record a valuation allowance for our deferred tax asset if we do not have sufficient positive evidence indicating that it is more likely than not that some or all of the deferred tax asset will be realized.  The Company’s policy is to account for interest and penalties as components of income tax expense.
	Commitments and Contingencies - In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit.  Such financial instruments are recorded in the statement of financial condition when they are funded.
	Segment Information - The Company has one reportable segment, “Community Banking.”  All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others.  For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk.  Accordingly, all significant operating decisions are based upon analysis of the Company as one segment or unit.
	Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale investment securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income.
Reclassifications - Certain reclassifications have been made to the previous years’ consolidated financial statements to conform to the current year’s presentation.  These reclassifications had no effect on the Company’s results of operations.
Recent Accounting Pronouncements - In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” This amendment addresses the financial statement presentation of an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. The adoption of this ASU is not expected to have a material impact on the Company’s consolidated financial statements.
In February 2013, the FASB issued ASU 2013-02, “Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Topic 220).” The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income.  The amendments in this update seek to attain that objective by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income.  For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.  For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The adoption of this Update did not have a material effect on the Company’s consolidated financial statements and the Company has included the required disclosures from ASU 2013-02 in the consolidated financial statements.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	Note 3 – Earnings Per Share
	Basic earnings per common share is computed based on the weighted average number of shares outstanding reduced by unearned ESOP shares.  Diluted earnings per share is computed based on the weighted average number of shares outstanding and common stock equivalents (“CSEs”) that would arise from the exercise of dilutive securities reduced by unearned ESOP shares.  For the fiscal years ended September 30, 2013, 2012 and 2011, the Company had not issued and did not have any outstanding CSEs and at the present time, the Company’s capital structure has no potential dilutive securities.    The calculation for the years ended September 30, 2012 and 2011 have been adjusted for the exchange and additional share issuance in the second-step conversion and reorganization and offering completed on October 11, 2012.
	The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations.
		Year Ended September 30,
		2013			2012			2011
		(Dollars in thousands, except per share data)
	Net (Loss) Income	$	(18,803	)	$	1,959		$	(6,112	)
	Weighted average shares outstanding		6,544,731			6,102,500			6,102,500
	Exchange rate from offering		-			1.0748			1.0748
	Adjusted weighted average shares outstanding		6,544,731			6,558,967			6,558,967
	Average unearned ESOP shares		(193,483	)		(204,016	)		(218,382	)
	Weighted average shares outstanding – basic		6,351,248			6,354,951			6,340,585
	Earnings (Loss) per share – basic	$	(2.96	)	$	0.31		$	(0.96	)

Employee_Stock_Ownership_Plan

Employee Stock Ownership Plan	12 Months Ended
	Sep. 30, 2013
Employee Stock Ownership Plan [Abstract]	'
Employee Stock Ownership Plan	'
	Note 4 – Employee Stock Ownership Plan
	The Company established an employee stock ownership plan (“ESOP”) for substantially all of its full-time employees. Certain senior officers of the Bank have been designated as Trustees of the ESOP.  Shares of the Company’s common stock purchased by the ESOP are held until released for allocation to participants.  Shares released are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of all eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released.  To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to additional paid-in capital.  During the period from May 20, 2008 to September 30, 2008, the ESOP purchased 241,178 shares of the Company’s common stock for approximately $2.6 million, an average price of $10.86 per share, which was funded by a loan from Malvern Federal Bancorp, Inc.  The ESOP loan is being repaid principally from the Bank’s contributions to the ESOP.  The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026.  Shares are released to participants proportionately as the loan is repaid. During the years ended September 30, 2013, 2012 and 2011, there were 14,371, 13,404, and 13,404 shares, respectively, committed to be released.  At September 30, 2013, there were 186,765 unallocated shares and 72,453 allocated shares held by the ESOP which had an aggregate fair value of approximately $2.4 million.

Investment_Securities

Investment Securities	12 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	Note 5 - Investment Securities
	At September 30, 2013 and 2012, the Company’s mortgage-backed securities consisted solely of securities backed by residential mortgage loans.  The Company held no mortgage-backed securities backed by commercial mortgage loans at either date.
	Investment securities available for sale at September 30, 2013 and 2012 consisted of the following:
		30-Sep-13
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
		(In thousands)
	U.S. government agencies	$	20,108	$	7		$	(683	)	$	19,432
	State and municipal obligations		12,381		19			(462	)		11,938
	Single issuer trust preferred security		1,000		-			(190	)		810
	Corporate debt securities		1,756		28			(2	)		1,782
			35,245		54			(1,337	)		33,962
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		1,967		52			(5	)		2,014
	Fixed-rate		18,967		6			(882	)		18,091
	FHLMC:
	Adjustable-rate		5,032		11			(22	)		5,021
	Fixed-rate		13,391		-			(541	)		12,850
	CMO, fixed-rate		54,137		122			(1,530	)		52,729
			93,494		191			(2,980	)		90,705
		$	128,739	$	245		$	(4,317	)	$	124,667
		30-Sep-12
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
		(In thousands)
	U.S. government agencies	$	23,674	$	247		$	-		$	23,921
	FHLB notes		695		1			-			696
	State and municipal obligations		9,217		186			(16	)		9,387
	Single issuer trust preferred security		1,000		-			(236	)		764
	Corporate debt securities		2,006		51			-			2,057
			36,592		485			(252	)		36,825
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		1,144		71			-			1,215
	Fixed-rate		647		63			-			710
	FHLMC, adjustable-rate		248		13			-			261
	GNMA, adjustable-rate		1		-			-			1
	CMO, fixed-rate		40,904		600			(8	)		41,496
			42,944		747			(8	)		43,683
		$	79,536	$	1,232		$	(260	)	$	80,508
	Proceeds from sales of securities available for sale during fiscal 2013 were $18.2 million. Gross gains of $479,000 were realized on these sales. Proceeds from sales of securities available for sale during fiscal 2012 were $24.1 million. Gross gains of $589,000 were realized on these sales. There were no sales of investments during fiscal 2011.
	During the quarter ended March 31, 2012, the Bank sold two fixed rate FNMA mortgage-backed securities from the held to maturity (“HTM”) investment portfolio with an approximate book value of $2.8 million and a gross gain of $164,000. In addition, on August 8, 2012 the Company sold seventeen variable rate GNMA mortgage-backed securities that were classified as HTM with a book value of approximately $184,000 and a gross loss of $2,000. As per ASC Topic 320-10-25, the sales of the securities sold in August occurred after collection of a substantial portion (at least 85%) of the principal outstanding at acquisition. The securities sold in March 2012, did not meet any of the exceptions allowable under ASC Topic 320-10-25.  As a result, the Company transferred the remaining outstanding balance of approximately $520,000 to the available-for-sale portfolio and $50,000 to accumulated other comprehensive income as of September 30, 2012.
	There were no investment securities held to maturity for the years ended September 30, 2013 or 2012.
	The following tables summarize the aggregate investments at September 30, 2013 and 2012 that were in an unrealized loss position.
		30-Sep-13
		Less than 12 Months					More than 12 Months						Total
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Losses			Value			Losses			Value		Losses
		(In thousands)
	Investment Securities
	Available for Sale:
	U.S. government agencies	$	18,104	$	(683	)	$	-		$	-		$	18,104	$	(683	)
	State and municipal obligations		10,748		(462	)		-			-			10,748		(462	)
	Single issuer trust preferred security		-		-			810			(190	)		810		(190	)
	Corporate securities		249		(2	)		-						249		(2	)
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		966		(5	)		-						966		(5	)
	Fixed-rate		17,990		(882	)		-						17,990		(882	)
	FHLMC:
Adjustable-rate		4		(22	)		-						4		(22	)
Fixed-rate		12,850		(541	)		-						12,850		(541	)
CMO, fixed-rate		43,271		(1,530	)		-			-			43,271		(1,530	)
	$	104,182	$	(4,127	)	$	810		$	(190	)	$	104,992	$	(4,317	)
	30-Sep-12
	Less than 12 Months					More than 12 Months						Total
	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	Value		Losses			Value			Losses			Value		Losses
	(In thousands)
Investment Securities
Available for Sale:
State and municipal obligations	$	-	$	-		$	18		$	(16	)	$	18	$	(16	)
Single issuer trust preferred security		-		-			764			(236	)		764		(236	)
Mortgage-backed securities:
CMO, fixed-rate		2,527		(8	)		-			-			2,527		(8	)
	$	2,527	$	(8	)	$	782		$	(252	)	$	3,309	$	(260	)
As of September 30, 2013, the estimated fair value of the securities disclosed above was primarily dependent upon the movement in market interest rates particularly given the negligible inherent credit risk associated with these securities. These investment securities are comprised of securities that are rated investment grade by at least one bond credit rating service. Although the fair value will fluctuate as the market interest rates move, management believes that these fair values will recover as the underlying portfolios mature and are reinvested in market rate yielding investments. As of September 30, 2013, the Company held 21 U.S. government agency securities, 30 tax-free municipal bonds, one corporate security, 70 mortgage-backed securities and one single issuer trust preferred security which were in an unrealized loss position.  The Company does not intend to sell and expects that it is not more likely than not that it will be required to sell these securities until such time as the value recovers or the securities mature. Management does not believe any individual unrealized loss as of September 30, 2013 represents other-than-temporary impairment.
At September 30, 2013, the gross unrealized loss of the single issuer trust preferred security slightly improved by $46,000 from an unrealized loss at September 30, 2012 of $236,000 to an unrealized loss of $190,000 as of September 30, 2013. Increases in long-term interest rate, specifically the 10-year U.S. Treasury bond during the fiscal 2013, caused the pricing of agency securities, mortgage-backed securities, and trust preferred securities to decrease. Management will continue to monitor the performance of this security and the markets to determine the true economic value of this security.
At September 30, 2013 and 2012 the Company had no securities pledged to secure public deposits.
The amortized cost and fair value of debt securities by contractual maturity at September 30, 2013 follows:
	Available for Sale
	Amortized		Fair
	Cost		Value
	(In thousands)
Within 1 year	$	3,173	$	2,998
Over 1 year through 5 years		5,573		5,538
After 5 years through 10 years		25,031		24,017
Over 10 years		1,468		1,409
		35,245		33,962
Mortgage-backed securities		93,494		90,705
	$	128,739	$	124,667

Loans_Receivable_and_Related_A

Loans Receivable and Related Allowance for Loan Losses	12 Months Ended
	Sep. 30, 2013
Loans Receivable and Related Allowance for Loan Losses [Abstract]	'
Loans Receivable and Related Allowance for Loan Losses	'
	Note 6 - Loans Receivable and Related Allowance for Loan Losses
	Loans receivable consisted of the following at September 30, 2013 and 2012:
		September 30,
		2013			2012
		(In thousands)
	Residential mortgage	$	239,900		$	231,803
	Construction and Development:
	Residential and commercial		6,672			20,500
	Land		2,439			632
	Total Construction and Development		9,111			21,132
	Commercial:
	Commercial real estate		70,571			112,199
	Multi-family		1,971			2,087
	Other		5,573			7,517
	Total Commercial		78,115			121,803
	Consumer:
	Home equity lines of credit		20,431			20,959
	Second mortgages		54,532			65,703
	Other		2,648			762
	Total Consumer		77,611			87,424
	Total loans		404,737			462,162
	Deferred loan cost, net		2,210			2,420
	Allowance for loan losses		(5,090	)		(7,581	)
	Total loans receivable, net	$	401,857		$	457,001
	Subsequent to year-end, the Company completed the sale of a substantial portion of our problem loans in a bulk transaction to a single investor in October 2013. The loans had an aggregate book balance of $20.4 million and were sold at a loss of approximately $10.1 million. As a result, our consolidated statement of financial condition at September 30, 2013 includes such $10.4 million in loans as held for sale. Such loans are not considered to be included in our loan portfolio at September 30, 2013.  Net proceeds from the sale amounted to $9.3 million after deducting amounts due for outstanding liens, related expenses and applicable transfer fees.  This transaction resulted in additional provisions of approximately $10.0 million through the provision for loan loss during the fourth quarter of fiscal 2013. In addition, during November 2013 and subsequent to the September 30, 2013 year-end, the Company repurchased from the bulk sale two construction and development loans with a carrying value in the amount of $1.0 million as of September 30, 2013. These loans were classified as held for sale at September 30, 2013 and will be recorded as non-accruing and impaired as of December 31, 2013 quarter.
	The following table summarizes the primary classes of the allowance for loan losses, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of and for the years ended September 30, 2013, 2012 and 2011.
		30-Sep-13
					Construction and						Commercial									Consumer
					Development
		Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
		Mortgage			and						Real			family						Home			Mortgages
					Commercial						Estate									Equity
																				Lines of
																				Credit
		(In thousands)
	Allowance for loan losses:
	Beginning balance	$	1,487		$	724		$	11		$	3,493		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,581
	Charge-offs		(994	)		(5,768	)		(99	)		(6,315	)		-			(94	)		-			(1,042	)		(9	)		-			(14,321	)
	Recoveries		199			-			-			117			-			23			17			235			4			-			595
	Provision		722			5,208			144			4,431			30			(96	)		(40	)		811			11			14			11,235
	Ending Balance	$	1,414		$	164		$	56		$	1,726		$	40		$	59		$	137		$	1,393		$	22		$	79		$	5,090
	Ending balance:	$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-
	individually evaluated for impairment
	Ending balance:	$	1,414		$	164		$	56		$	1,726		$	40		$	59		$	137		$	1,393		$	22		$	79		$	5,090
	collectively evaluated for impairment
	Loans receivable:
	Ending balance	$	239,900		$	6,672		$	2,439		$	70,571		$	1,971		$	5,573		$	20,431		$	54,532		$	2,648					$	404,737
	Ending balance:	$	1,295		$	209		$	237		$	-		$	-		$	900		$	34		$	572		$	-					$	3,247
	individually evaluated for impairment
	Ending balance:	$	238,605		$	6,463		$	2,202		$	70,571		$	1,971		$	4,673		$	20,397		$	53,960		$	2,648					$	401,490
	collectively evaluated for impairment
		30-Sep-12
					Construction and						Commercial									Consumer
					Development
		Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
		Mortgage			and						Real			family						Home			Mortgages
					Commercial						Estate									Equity
																				Lines of
																				Credit
		(In thousands)
	Allowance for loan losses:
	Beginning balance	$	1,458		$	1,627		$	49		$	4,176		$	49		$	317		$	220		$	2,154		$	16		$	35		$	10,101
	Charge-offs		(1,367	)		(826	)		-			(951	)		(113	)		(88	)		(72	)		(1,184	)		(22	)		-			(4,623	)
Recoveries		-			1,139			-			5			-			2			2			141			4			-			1,293
Provision		1,396			(1,216	)		(38	)		263			74			(5	)		10			278			18			30			810
Ending Balance	$	1,487		$	724		$	11		$	3,493		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,581
Ending balance:	$	-		$	-		$	-		$	351		$	-		$	-		$	-		$	-		$	-		$	-		$	351
individually evaluated for impairment
Ending balance:	$	1,487		$	724		$	11		$	3,142		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,230
collectively evaluated for impairment
Loans receivable:
Ending balance	$	231,803		$	20,500		$	632		$	112,199		$	2,087		$	7,517		$	20,959		$	65,703		$	762					$	462,162
Ending balance:	$	3,971		$	3,788		$	-		$	4,837		$	-		$	175		$	23		$	447		$	-					$	13,241
individually evaluated for impairment
Ending balance:	$	227,832		$	16,712		$	632		$	107,362		$	2,087		$	7,342		$	20,936		$	65,256		$	762					$	448,921
collectively evaluated for impairment
	30-Sep-11
				Construction and						Commercial									Consumer
				Development
	Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
	Mortgage			and						Real			family						Home			Mortgages
				Commercial						Estate									Equity
																			Lines of
																			Credit
	(In thousands)
Allowance for loan losses:
Beginning balance	$	1,555		$	689		$	63		$	2,741		$	191		$	303		$	284		$	2,264		$	22		$	45		$	8,157
Charge-offs		(2,478	)		(1,307	)		-			(2,460	)		(164	)		(278	)		(166	)		(3,691	)		(6	)		-			(10,550	)
Recoveries		1			-			-			1			1			5			3			82			9			-			102
Provision		2,380			2,245			(14	)		3,894			21			287			99			3,499			(9	)		(10	)		12,392
Ending Balance	$	1,458		$	1,627		$	49		$	4,176		$	49		$	317		$	220		$	2,154		$	16		$	35		$	10,101
Ending balance:	$	296		$	870		$	-		$	751		$	-		$	20		$	61		$	356		$	-		$	-		$	2,354
individually evaluated for impairment
Ending balance:	$	1,162		$	757		$	49		$	3,425		$	49		$	297		$	159		$	1,798		$	16		$	35		$	7,747
collectively evaluated for impairment
Loans receivable:
Ending balance	$	229,330		$	26,005		$	2,722		$	131,225		$	5,507		$	10,992		$	20,735		$	85,881		$	788					$	513,185
Ending balance:	$	1,651		$	5,201		$	-		$	6,996		$	-		$	195		$	60		$	757		$	-					$	14,860
individually evaluated for impairment
Ending balance:	$	227,679		$	20,804		$	2,722		$	124,229		$	5,507		$	10,797		$	20,675		$	85,124		$	788					$	498,325
collectively evaluated for impairment
The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of September 30, 2013 and 2012.
	Impaired Loans With						Impaired			Total Impaired Loans
	Specific Allowance						Loans
							With No
							Specific
							Allowance
	Recorded			Related			Recorded			Recorded			Unpaid
	Investment			Allowance			Investment			Investment			Principal
													Balance
	(In thousands)
September 30, 2013:
Residential mortgage	$	-		$	-		$	1,295		$	1,295		$	1,510
Construction and Development:
Residential and commercial		-			-			209			209			297
Land		-			-			237			237			337
Commercial:
Other		-			-			900			900			900
Consumer:
Home equity lines of credit		-			-			34			34			50
Second mortgages		-			-			572			572			1,101
Total impaired loans	$	-		$	-		$	3,247		$	3,247		$	4,195
September 30, 2012:
Residential mortgage	$	-		$	-		$	3,971		$	3,971		$	5,344
Construction and Development:
Residential and commercial		-			-			3,788			3,788			5,615
Commercial:
Commercial real estate		2,306			351			2,531			4,837			5,300
Other		-			-			175			175			175
Consumer:
Home equity lines of credit		-			-			23			23			37
Second mortgages		-			-			447			447			743
Total impaired loans	$	2,306		$	351		$	10,935		$	13,241		$	17,214
The following table presents the average recorded investment in impaired loans and related interest income recognized during the year ended September 30, 2013, 2012 and 2011.
	Average			Interest			Cash Basis
	Impaired			Income			Collection on
	Loans			Recognized on			Impaired
				Impaired			Loans
				Loans
	(In thousands)
Year Ended September 30, 2013:
Residential mortgage	$	3,375		$	45		$	199
Construction and Development:
Residential and commercial		5,940			65			946
Land		10			2			2
Commercial:
Commercial real estate		4,763			255			675
Other		246			14			27
Consumer:
Home equity lines of credit		22			1			3
Second mortgages		574			4			10
Total	$	14,930		$	386		$	1,862
Year Ended September 30, 2012:
Residential mortgage	$	2,976		$	77		$	142
Construction and Development:
Residential and commercial		3,410			49			945
Commercial:
Commercial real estate		6,251			274			352
Other		180			7			7
Consumer:
Home equity lines of credit		26			-			-
Second mortgages		656			4			7
Other		1			-			-
Total	$	13,500		$	411		$	1,453
Year Ended September 30, 2011:
Residential mortgage	$	1,978		$	8		$	126
Construction and Development:
Residential and commercial		2,386			136			1,805
Commercial:
Commercial real estate		8,736			369			451
Multi-family		138			-			-
Other		32			7			7
Consumer:
Home equity lines of credit		102			4			13
Second mortgages		1,009			25			42
Total	$	14,381		$	549		$	2,444
No additional funds are committed to be advanced in connection with impaired loans.
The following table presents the classes of the loan portfolio summarized by loans considered to be rated as pass and the categories of special mention, substandard and doubtful within the Company’s internal risk rating system as of September 30, 2013 and 2012.
	30-Sep-13
	Pass			Special			Substandard			Doubtful			Total
				Mention
	(In thousands)
Residential mortgage	$	238,461		$	144		$	1,295		$	-		$	239,900
Construction and Development:
Residential and commercial		5,564			159			949			-			6,672
Land		2,202			-			237			-			2,439
Commercial:
Commercial real estate		67,028			3,166			377			-			70,571
Multi-family		1,971			-			-			-			1,971
Other		4,363			310			900			-			5,573
Consumer:
Home equity lines of credit		20,397			-			34			-			20,431
Second mortgages		53,790			14			728			-			54,532
Other		2,625			23			-			-			2,648
Total	$	396,401		$	3,816		$	4,520		$	-		$	404,737
	30-Sep-12
	Pass			Special			Substandard			Doubtful			Total
				Mention
	(In thousands)
Residential mortgage	$	227,651		$	149		$	4,003		$	-		$	231,803
Construction and Development:
Residential and commercial		6,920			1,497			12,083			-			20,500
Land		-			632			-			-			632
Commercial:
Commercial real estate		89,646			4,441			17,761			351			112,199
Multi-family		2,087			-			-			-			2,087
Other		5,849			900			768			-			7,517
Consumer:
Home equity lines of credit		20,936			-			23			-			20,959
Second mortgages		64,672			38			993			-			65,703
Other		761			-			1			-			762
Total	$	418,522		$	7,657		$	35,632		$	351		$	462,162
The following table presents loans that are no longer accruing interest by portfolio class at the dates indicated.
	September 30,
	2013			2012
	(In thousands)
Non-accrual loans:
Residential mortgage	$	1,295		$	3,540
Construction and Development:
Residential and commercial		-			3,788
Commercial:
Commercial real estate		-			1,458
Other		-			201
Consumer:
Home equity lines of credit		34			23
Second mortgages		572			739
Total non-accrual loans	$	1,901		$	9,749
Under the Bank’s loan policy, once a loan has been placed on non-accrual status, we do not resume interest accruals until the loan has been brought current and has maintained a current payment status for not less than six consecutive months. Interest income that would have been recognized on nonaccrual loans had they been current in accordance with their original terms was $131,000, $1.1 million and $1.3 million for fiscal 2013, 2012 and 2011, respectively. The amount that was included in interest income on such loans was $35,000, $236,000, and $342,000, respectively, for the years ended September 30, 2013, 2012 and 2011. There were no loans past due 90 days or more and still accruing interest at September 30, 2013 or 2012.
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by whether a loan payment is “current,” that is, it is received from a borrower by the scheduled due date, or the length of time a scheduled payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories as of September 30, 2013 and 2012.
	Current			30-59			60-89			90 Days or			Total			Total Loans
				Days Past			Days Past			More Past			Past Due			Receivable
				Due			Due			Due
	(In thousands)
September 30, 2013:
Residential mortgage	$	237,584		$	820		$	201		$	1,295		$	2,316		$	239,900
Construction and Development:
Residential and commercial		6,672			-			-			-			-			6,672
Land		2,439			-			-			-			-			2,439
Commercial:
Commercial real estate		70,416			-			155			-			155			70,571
Multi-family		1,971			-			-			-			-			1,971
Other		5,573			-			-			-			-			5,573
Consumer:
Home equity lines of credit		20,397			-			-			34			34			20,431
Second mortgages		52,698			1,022			240			572			1,834			54,532
Other		2,643			4			1			-			5			2,648
Total	$	400,393		$	1,846		$	597		$	1,901		$	4,344		$	404,737
September 30, 2012:
Residential mortgage	$	226,861		$	1,020		$	382		$	3,540		$	4,942		$	231,803
Construction and Development:
Residential and Commercial		16,712			-			-			3,788			3,788			20,500
Land		632			-			-			-			-			632
Commercial:
Commercial real estate		108,963			-			1,778			1,458			3,236			112,199
Multi-family		2,087			-			-			-			-			2,087
Other		7,316			-			-			201			201			7,517
Consumer:
Home equity lines of credit		20,716			-			220			23			243			20,959
Second mortgages		63,824			854			286			739			1,879			65,703
Other		758			-			4			-			4			762
Total	$	447,869		$	1,874		$	2,670		$	9,749		$	14,293		$	462,162
Restructured loans deemed to be TDRs in accordance with ASC 310-10-35 are typically the result of extension of the loan maturity date or a reduction of the interest rate of the loan to a rate that is below market, a combination of rate and maturity extension, or by other means including covenant modifications, forbearance and other concessions. However, the Company generally only restructures loans by modifying the payment structure to require payments of interest only for a specified period or by reducing the actual interest rate. Once a loan becomes a TDR, it will continue to be reported as a TDR during the term of the restructure.
The Company had seven and 15 loans classified as TDRs with an outstanding balance of $1.3 million and $9.6 million at September 30, 2013 and September 30, 2012, respectively. As a result of the bulk sale transaction, which was completed in October 2013, we transferred 14 TDRs with an aggregate book balance of $13.2 million (before charge-offs of $6.2 million) to held for sale status as of September 30, 2013, which was the primary reason for the decrease at September 30, 2013 compared to September 30, 2012. TDR loans with an aggregate balance of $1.3 million at September 30, 2013 were classified as impaired; however, they were performing prior to the restructure and continued to perform under their restructured terms through September 30, 2013, and, accordingly, were deemed to be performing loans at September 30, 2013 and we continued to accrue interest on such loans through such date. At September 30, 2013, none of our TDRs were deemed non-accruing TDRs. At September 30, 2012, 13 loans deemed TDRs with an aggregate balance of $8.2 million were classified as impaired; however, they were performing prior to the restructure and continued to perform under their restructured terms as of September 30, 2012. During fiscal 2012 we charged-off $37,000 with respect to one home equity line of credit loan which was deemed a TDR. At September 30, 2012, two TDRs with an aggregate balance of $1.4 million were deemed non-accruing TDRs. The $1.4 million of TDRs deemed non-accruing TDRs, which were also deemed impaired at September 30, 2012, were comprised of two construction and development loans.  All of such loans were classified as TDRs at September 30, 2012 since we modified the payment terms and in some cases interest rate from the original agreements and allowed the borrowers, who were experiencing financial difficulty, to make interest only payments for a period of time in order to relieve some of their overall cash flow burden. Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and result in potential incremental losses. These potential incremental losses have been factored into our overall estimate of the allowance for loan losses. The level of any defaults will likely be affected by future economic conditions. A default on a troubled debt restructured loan for purposes of this disclosure occurs when the borrower is 90 days past due or a foreclosure or repossession of the applicable collateral has occurred.
The following table presents the TDR loans as of year ended September 30, 2013 and 2012.
	Total Troubled Debt						Troubled Debt Restructured
	Restructurings						Loans That Have Defaulted on
							Modified Terms Within The Past
							12 Months
	Number of			Recorded Investment			Number of			Recorded Investment
	Loans						Loans
	(Dollars in thousands)
At September 30, 2013:
Construction & Development:
Residential and commercial		5		$	209			-		$	-
Land Loan		1			237			-			-
Commercial:
Other		1			900			-			-
Total		7		$	1,346			-		$	-
At September 30, 2012:
Residential mortgage		4		$	864			-		$	-
Construction & Development:
Residential and commercial		2			1,426			2			1,426
Land Loan		2			1,148			-			-
Commercial:								-			-
Commercial real estate		6			6,000			-			-
Other		1			175			-			-
Total		15		$	9,613			2		$	1,426
The following table reports the performing status of TDR loans. The performing status is determined by the loans compliance with the modified terms.
	September 30,
	2013						2012
	Performing			Non-Performing			Performing			Non-Performing
	(In thousands)
Residential mortgage	$	-		$	-		$	864		$	-
Construction and Development:
Residential and commercial		209			-			-			1,426
Land loan		237			-			1,148			-
Commercial:
Commercial real estate		-			-			6,000			-
Other		900			-			175			-
Total	$	1,346		$	-		$	8,187		$	1,426
The following table shows the TDR activity for the twelve months ended September 30, 2013 and 2012.
	September 30,
	2013									2012
	Restructured During Period
	Number			Pre-Modifications Outstanding Recorded Investments			Post-Modifications Outstanding Recorded Investments			Number			Pre-Modifications Outstanding Recorded Investments			Post-Modifications Outstanding Recorded Investments
	of Loans									of Loans
	(In thousands)
Troubled Debt Restructurings:
Construction and Development:
Residential and commercial		5		$	209		$	209			2		$	1,810		$	1,426
Land loans		1			237			237			-			-			-
Commercial:
other		1			900			900			-			-			-
Total		7		$	1,346		$	1,346			2		$	1,810		$	1,426
The following table sets forth the aggregate dollar amount of loans to principal officers, directors and their affiliates in the normal course of business of the Company.
	Year Ended September 30,
	2013			2012
	(In thousands)
Balance at beginning of year	$	792		$	617
New loans		-			267
Repayments		(269	)		(92	)
Balance at end of year	$	523		$	792
At September 30, 2013, 2012 and 2011, the Company was servicing loans for the benefit of others in the amounts of $44.4 million, $24.6 million and $23.1 million, respectively.  A summary of mortgage servicing rights included in other assets and the activity therein follows for the periods indicated:
	September 30,
	2013			2012			2011
	(In thousands)
Balance at beginning of year	$	107		$	128		$	134
Amortization		6			(74	)		(6	)
Addition		158			53			-
Balance at end of year	$	271		$	107		$	128
For sales prior to 2010, the fair value of servicing rights was determined using a base discount rate of 9.50% and prepayment speeds ranging from 5.00% to 10.50%, depending upon the stratification of the specific right, and a weighted average default rate of 1.92%. For the fiscal year ended September 30, 2012, the fair value of servicing rights was determined using a base discount rate of 11.0%.  For the fiscal year ended September 30, 2013, the fair value of servicing rights was determined using a base discount rate between 11% and 12%.  The fair market value is evaluated by a third party vendor on a quarterly basis.  During the fiscal year ended September 30, 2013, we sold $27.8 million of long-term, fixed-rate residential mortgage loans with the servicing retained. This transaction resulted in a gain of $366,000. For the fiscal year ended September 30, 2012, we sold $10.7 million of long-term, fixed-rate residential mortgage loans with the servicing retained. This transaction resulted in a gain of $415,000. There were no loan sales during fiscal year 2011.
No valuation allowance on servicing rights has been recorded at September 30, 2013, 2012, or 2011.

Property_and_Equipment

Property and Equipment	12 Months Ended
	Sep. 30, 2013
Property, Plant and Equipment [Abstract]	'
Property and Equipment	'
	Note 7 - Property and Equipment
	Property and equipment, net consisted of the following at September 30, 2013 and 2012:
				September 30,
		Estimated Useful Life (years)		2013			2012
				(In thousands)
	Land		-	$	711		$	711
	Building and improvements		Oct-39		11,386			11,331
	Construction in process		-		1			44
	Furniture, fixtures and equipment		7-Mar		4,067			3,812
					16,165		$	15,898
	Accumulated depreciation				(8,906	)		(8,223	)
				$	7,259		$	7,675
	Depreciation expense was approximately $695,000, $724,000 and $826,000 for the years ended September 30, 2013, 2012 and 2011, respectively.

Deposits

Deposits	12 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Deposits	'
	Note 8 - Deposits
	Deposits classified by interest rates with percentages to total deposits at September 30, 2013 and 2012 consisted of the following:
		September 30,
		2013					2012
		Amount		Percent of			Amount		Percent of
				Total					Total
				Deposits					Deposits
		(Dollars in thousands)
	Balances by types of deposit:
	Tiered savings	$	1,574		0.33	%	$	22,278		4.12	%
	Regular savings		41,358		8.53			19,434		3.59
	Money market accounts		67,372		13.9			70,955		13.12
	Checking and NOW accounts		87,676		18.09			87,116		16.1
	Non-Interest bearing demand		24,662		5.09			23,062		4.26
			222,642		45.94			222,845		41.19
	Certificate accounts:
	0% to 0.99%		113,142		23.35			94,189		17.41
	1% to 1.99%		49,006		10.11			82,483		15.25
	2% to 2.99%		59,599		12.3			99,210		18.34
	3% to 3.99%		36,409		7.51			36,879		6.82
	4% to 4.99%		3,798		0.79			5,042		0.93
	5% to 5.99%		-		-			340		0.06
			261,954		54.06			318,143		58.81
	Total	$	484,596		100	%	$	540,988		100	%
	The total amount of certificates of deposit greater than $100,000 at September 30, 2013 and 2012 was $133.5 million and $160.9 million, respectively.  Currently, amounts above $250,000 are not insured by the Federal Deposit Insurance Corporation (“FDIC”).
	Interest expense on deposits consisted of the following for the years:
		September 30,
		2013		2012			2011
		(In thousands)
	Savings accounts	$	24	$	48		$	78
	Checking and NOW accounts		119		256			519
	Money market accounts		228		446			915
	Certificates of deposit		4,908		5,942			6,941
	Total deposits	$	5,279	$	6,692		$	8,453
	The following is a schedule of certificates of deposit maturities.
		30-Sep-13
		(In thousands)
	One year or less	$	109,344
	After one year to two years		66,181
	After two years to three years		32,317
	After three years to four years		20,573
	After four years to five years		24,389
	After five years		9,150
		$	261,954
	Deposits from related parties held by the Company at September 30, 2013 and 2012 amounted to $658,000 and $503,000, respectively.

Borrowings

Borrowings	12 Months Ended
	Sep. 30, 2013
Borrowings [Abstract]	'
Borrowings	'
	Note 9 - Borrowings
	Under terms of its collateral agreement with the Federal Home Loan Bank of Pittsburgh (“FHLB”), the Company maintains otherwise unencumbered qualifying assets in an amount at least equal to its borrowings.
	Under an agreement with the FHLB, the Company has a line of credit available in the amount of $50.0 million of which none was outstanding at September 30, 2013 and 2012.  The interest rate on the line of credit at September 30, 2013 and 2012 was 0.25%.  The line of credit is to mature February 28, 2013.
	The summary of long-term borrowings as of September 30, 2013 and 2012 are as follows:
		September 30,
		2013					2012
				Weighted					Weighted
				Average					Average
		Amount		Rate			Amount		Rate
		(Dollars in thousands)
	Due by September 30:
	2013	$	-		-	%	$	85		1.44	%
	2014		-		-			-		-
	2015		5,000		0.12			-		-
	2016		5,000		0.19			-		-
	2017		-		-			-		-
	2018		28,000		4.36			48,000		3.57
	Total FHLB Advances	$	38,000		3.9	%		48,085		3.57	%
	At September 30, 2013, the Company had $38.0 million in outstanding long-term FHLB advances and $169.1 million in potential FHLB advances available to us, which is based on the amount of FHLB stock held or levels of other assets, including U.S. government securities, and certain mortgage loans which are available for collateral.

Fair_Value_Measurements

Fair Value Measurements	12 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 10 - Fair Value Measurements
	The Company follows FASB ASC Topic 820 “Fair Value Measurements,” to record fair value adjustments to certain assets and to determine fair value disclosures for the Company’s financial instruments. Investment and mortgage-backed securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, real estate owned and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or write-downs of individual assets.
	The Company groups its assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
	Level 1—	Valuation is based upon quoted prices for identical instruments traded in active markets.
	Level 2—	Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
	Level 3—	Valuation is generated from model-based techniques that use significant assumptions not observable in the market.  These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset.
	The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy.
	Fair value measurements for assets where there exists limited or no observable market data and, therefore, are based primarily upon the Company’s or other third-party’s estimates, are often calculated based on the characteristics of the asset, the economic and competitive environment and other factors. Therefore, the results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset. Additionally, there may be inherent weaknesses in any calculation technique, and changes in the underlying assumptions used, including discount rates and estimates of future cash flows, could significantly affect the results of current or future valuations.
	FASB ASC Topic 825 “Financial Instruments” provides an option to elect fair value as an alternative measurement for selected financial assets and financial liabilities not previously recorded at fair value.  The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation.
	The tables below present the balances of assets measured at fair value on a recurring basis at September 30, 2013 and 2012:
			30-Sep-13
			Total			Level 1				Level 2			Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	19,432		$	-			$	19,432		$	-
	State and municipal obligations			11,938			-				11,938			-
	Single issuer trust preferred security			810			-				810			-
	Corporate debt securities			1,782			-				1,782			-
	Total investment securities available for sale			33,962			-				33,962			-
	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			2,014			-				2,014			-
	Fixed-rate			18,091			-				18,091			-
	FHLMC:
	Adjustable-rate			5,021			-				5,021			-
	Fixed-rate			12,850			-				12,850			-
	CMO, fixed-rate-fate			52,729			-				52,729			-
	Total mortgage-backed securities available for sale			90,705			-				90,705			-
	Total		$	124,667		$	-			$	124,667		$	-
	The Company monitors and evaluates available data to perform fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date event or a change in circumstances that affects the valuation method chosen.  There were no changes in the year ended September 30, 2013.
			30-Sep-12
			Total			Level 1				Level 2			Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	23,921		$	-			$	23,921		$	-
	FHLB notes			696			-				696			-
	State and municipal obligations			9,387			-				9,387			-
	Single issuer trust preferred security			764			-				764			-
	Corporate debt securities			2,057			-				2,057			-
	Total investment securities available for sale			36,825			-				36,825			-
	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			1,215			-				1,215			-
	Fixed-rate			710			-				710			-
	FHLMC, adjustable rate			261			-				261			-
	GNMA, adjustable-rate			1			-				1			-
	CMO, fixed-rate			41,496			-				41,496			-
	Total mortgage-backed securities available for sale			43,683			-				43,683			-
	Total		$	80,508		$	-			$	80,508		$	-
	For assets measured at fair value on a nonrecurring basis in fiscal 2013 and fiscal 2012 that were still held at the end of the period, the following table provides the level of valuation assumptions used to determine each adjustment and the carrying value of the related individual assets or portfolios at September 30, 2013 and 2012:
			30-Sep-13
			Total			Level 1				Level 2			Level 3
			(In thousands)
	Loans held for sale		$	10,367		$	10,367			$	-		$	-
	Other real estate owned			2,341			-				-			2,341
	Impaired loans			1,047			-				-			1,047
	Mortgage servicing rights			337			-				337			-
	Total		$	14,092		$	10,367			$	337		$	3,388
			30-Sep-13
			Fair Value at		Valuation Technique		Unobservable Input		Range/(Weighted
			30-Sep-13						Average
		(Dollars in thousands)
Other real estate owned		$	2,341	Appraisal of collateral(1)		Collateral discounts(2)			14-84%/(39%)
Impaired loans(3)			1,047	Appraisal of collateral(1)		Collateral discounts(2)			1-73%/(28%)
Total		$	3,388
(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
(3) Includes assets directly charged-down to fair value during the year-to-date period.
		30-Sep-12
		Total			Level 1				Level 2			Level 3
		(In thousands)
Other real estate owned		$	2,991		$	-			$	-		$	2,991
Impaired loans			5,925			-				-			5,925
Mortgage servicing rights			107			-				107			-
Total		$	9,023		$	-			$	107		$	8,916
		30-Sep-12
		Fair Value at		Valuation Technique	Unobservable Input		Range/(Weighted Average)
		30-Sep-12
		(Dollars in thousands)
Other real estate owned		$	2,991	Appraisal of collateral(1)	Collateral discounts(2)			20-63%/(18%)
Impaired loans(3)			5,925	Appraisal of collateral(1)	Collateral discounts(2)			0-16%/(16%)
Total		$	8,916
(1) Fair value is generally determined through independent appraisals of the underlying collateral.
(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
(3) Includes assets directly charged-down to fair value during the year-to-date period.
The following table shows quantitative information regarding significant techniques and inputs used at September 30, 2013 and 2012 for assets measured using observable inputs (Level 2):
		Fair Value at		Valuation		Observable Input		Method or Value as of
		30-Sep-13		Technique				30-Sep-13
		(In thousands)
Servicing rights		$	337	Discounted rate		Discount rate			11.00-12.00%		Rate used through
											modeling period
						Loan prepayment speeds			15.58%		Weighted-average
											CPR
						Servicing fees			0.25%		Of loan balance
						Servicing costs			6.25%		Monthly servicing
											cost per account
								$	150		Additional monthly servicing cost per loan on loans more than 30 days delinquent
		Fair Value at		Valuation		Observable Input		Method or Value as of
		30-Sep-12		Technique				30-Sep-12
		(In thousands)
Servicing rights		$	107	Discounted rate		Discount rate			11.00%		Rate used through
											modeling period
						Loan prepayment speeds			28.04%		Weighted-average
											CPR
						Servicing fees			0.25%		Of loan balance
						Servicing costs			6.25%		Monthly servicing
											cost per account
									25.00%		Additional monthly servicing cost per loan on loans more than 30 days delinquent
									0.00%		Of loans more than 30 days delinquent
The table below presents a summary of activity in our other real estate owned during the year ended September 30, 2013 and 2012:
					Year Ended September 30, 2013
		Balance as of			Additions				Sales, net			Write-downs		Balance as of
		30-Sep-12												30-Sep-13
		(In thousands)
Residential mortgage		$	1,262		$	2,481			$	2,777		$	241	$	725
Construction and Development:
Land			-			801				-			126		675
Commercial:
Commercial real estate			2,405			1,147				810			813		1,929
Multi-family			486			-				-			405		81
Other			-			174				-			-		174
Consumer:
Second mortgages			441			-				-			63		378
Total		$	4,594		$	4,603			$	3,587		$	1,648	$	3,962
					Year Ended September 30, 2012
		Balance as of			Additions				Sales, net			Write-downs		Balance as of
		30-Sep-11												30-Sep-12
		(In thousands)
Residential mortgage		$	3,872		$	755			$	2,954		$	411	$	1,262
Construction and Development:
Land			-			164				99			65		-
Commercial:
Commercial real estate			4,415			1,537				3,009			538		2,405
Multi-family			-			486				-			-		486
Other			34			-				34			-		-
Consumer:
Second mortgages			-			441				-			-		441
Total		$	8,321		$	3,383			$	6,096		$	1,014	$	4,594
The following disclosure of the estimated fair value of financial instruments is made in accordance with the requirements of FASB ASC 825.  The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methods.  However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value.  Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company would realize in a current market exchange.  The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.  FASB ASC 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements.  Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company.
The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2013 and 2012.  Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since September 30, 2013 and 2012 and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.
The following assumptions were used to estimate the fair value of the Company’s financial instruments:
Cash and Cash Equivalents—These assets are carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.
Investment Securities—Investment and mortgage-backed securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are measured at fair value on a recurring basis. Fair value measurements for these securities are typically obtained from independent pricing services that we have engaged for this purpose. When available, we, or our independent pricing service, use quoted market prices to measure fair value. If market prices are not available, fair value measurement is based upon models that incorporate available trade, bid and other market information and for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, our independent pricing service’s applications apply available information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing to prepare evaluations. For each asset class, pricing applications and models are based on information from market sources and integrate relevant credit information. All of our securities available for sale are valued using either of the foregoing methodologies to determine fair value adjustments recorded to our financial statements. The Company had no Level 1 or Level 3 securities as of September 30, 2013 and 2012.
Loans Receivable—We do not record loans at fair value on a recurring basis. As such, valuation techniques discussed herein for loans are primarily for estimating fair value for FASB ASC 825 disclosure purposes. However, from time to time, we record nonrecurring fair value adjustments to loans to reflect partial write-downs for impairment or the full charge-off of the loan carrying value. The valuation of impaired loans is discussed below. The fair value estimate for FASB ASC 825 purposes differentiates loans based on their financial characteristics, such as product classification, loan category, pricing features and remaining maturity. Prepayment and credit loss estimates are evaluated by loan type and rate. The fair value of loans is estimated by discounting contractual cash flows using discount rates based on current industry pricing, adjusted for prepayment and credit loss estimates.
Loans Held-For-Sale – The fair values of mortgage loans originated and intended for sale in the secondary market are based on current quoted market prices. The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser, they were not sold in the secondary market for residential mortgage loans.
Impaired Loans— Impaired loans are valued utilizing independent appraisals that rely upon quoted market prices for similar assets in active markets. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience. The appraisals are adjusted downward by management, as necessary, for changes in relevant valuation factors subsequent to the appraisal date and are considered level 3 inputs.
Accrued Interest Receivable—This asset is carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.
Restricted Stock—Although restricted stock is an equity interest in the FHLB, it is carried at cost because it does not have a readily determinable fair value as its ownership is restricted and it lacks a market. The estimated fair value approximates the carrying amount.
Other Real Estate Owned—Assets acquired through foreclosure or deed in lieu of foreclosure are recorded at estimated fair value less estimated selling costs when acquired, thus establishing a new cost basis. Fair value is generally based on independent appraisals. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience, and are considered level 3 inputs. When an asset is acquired, the excess of the loan balance over fair value, less estimated selling costs, is charged to the allowance for loan losses. If the estimated fair value of the asset declines, a write-down is recorded through expense. The valuation of foreclosed assets is subjective in nature and may be adjusted in the future because of, among other factors, changes in the economic conditions.
Deposits—Deposit liabilities are carried at cost. As such, valuation techniques discussed herein for deposits are primarily for estimating fair value for FASB ASC 825 disclosure purposes. The fair value of deposits is discounted based on rates available for borrowings of similar maturities. A decay rate is estimated for non-time deposits. The discount rate for non-time deposits is adjusted for servicing costs based on industry estimates.
Long-Term Borrowings—Advances from the FHLB are carried at amortized cost. However, we are required to estimate the fair value of long-term debt under FASB ASC 825. The fair value is based on the contractual cash flows discounted using rates currently offered for new notes with similar remaining maturities.
Accrued Interest Payable—This liability is carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.
Commitments to Extend Credit and Letters of Credit—The majority of the Company’s commitments to extend credit and letters of credit carry current market interest rates if converted to loans. Because commitments to extend credit and letters of credit are generally unassignable by either the Bank or the borrower, they only have value to the Company and the borrower. The estimated fair value approximates the recorded deferred fee amounts, which are not significant.
Mortgage Servicing Rights—The fair value of mortgage servicing rights is based on observable market prices when available or the present value of expected future cash flows when not available. Assumptions, such as loan default rates, costs to service, and prepayment speeds significantly affect the estimate of future cash flows. Mortgage servicing rights are carried at the lower of cost or fair value.
The carrying amount and estimated fair value of the Company’s financial instruments as of September 30, 2013 and 2012 were as follows:
		30-Sep-13
		Carrying Amount			Fair Value				Level 1			Level 2		Level 3
		(In thousands)
Financial assets:
Cash and cash equivalents		$	23,687		$	23,687			$	23,687		$	-	$	-
Investment securities available for sale			124,667			124,667				-			124,667		-
Loans receivable, net			401,857			405,802				-			-		405,802
Loans held for sale			10,367			10,367				10,367			-		-
Accrued interest receivable			1,404			1,404				-			1,404		-
Restricted stock			3,038			3,038				-			3,038		-
Mortgage servicing rights			271			337				-			337		-
Financial liabilities:
Savings accounts			42,932			42,932				-			42,932		-
Checking and NOW accounts			112,338			112,338				-			112,338		-
Money market accounts			67,372			67,372				-			67,372		-
Certificates of deposit			261,954			267,181				-			267,181		-
FHLB advances			38,000			41,281				-			41,281		-
Accrued interest payable			139			139				-			139		-
		30-Sep-12
		Carrying Amount			Fair Value				Level 1			Level 2		Level 3
		(In thousands)
Financial assets:
Cash and cash equivalents		$	131,910		$	131,910			$	131,910		$	-	$	-
Investment securities available for sale			80,508			80,508				-			80,508		-
Loans receivable, net			457,001			479,613				-			-		479,613
Accrued interest receivable			1,521			1,521				-			1,521		-
Restricted stock			4,147			4,147				-			4,147		-
Mortgage servicing rights			107			107				-			107		-
Financial liabilities:
Savings accounts			41,712			41,712				-			41,712		-
Checking and NOW accounts			110,178			110,178				-			110,178		-
Money market accounts			70,955			70,955				-			70,955		-
Certificates of deposit			318,143			326,974				-			326,974		-
FHLB advances			48,085			56,102				-			56,102		-
Accrued interest payable			266			266				-			266		-

Income_Taxes

Income Taxes	12 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 11 - Income Taxes
	As of September 30, 2013 the Company’s net deferred tax asset before the consideration of a valuation allowance was $15.0 million compared to $8.0 million as of September 30, 2012.  The $15.0 million deferred tax asset, prior to valuation allowance, is comprised of the $8.6 million in net operating loss (“NOL”) carryovers and $6.4 million attributable to other items. The largest component of temporary difference deferred tax asset (“DTA”) relates to allowance for loan losses which totaled $3.1 million as of September 30, 2013.
	In accordance with ASC Topic 740, the Company evaluates on a quarterly basis, all evidence, both positive and negative, to determine whether, based on the weight of that evidence, a valuation allowance for DTAs is needed. In conducting this evaluation, management explores all possible sources of taxable income available under existing tax laws to realize the net deferred tax asset beginning with the most objectively verifiable evidence first, including available carry  back claims and viable tax planning strategies. If needed, management will look to future taxable income as a potential source. Management reviews the Company’s current financial position and its results of operations for the current and preceding years. That historical information is supplemented by all currently available information about future years. The Company understands that projections about future performance are subjective.
	In accordance with ASC Topic 740, the Company considered certain prudent and feasible tax-planning strategies available at September 30, 2013 that, if implemented, could prevent an operating loss or tax credit carry-forward from expiring unused and could result in realization of the existing DTA. The Company has no present intention to implement such strategies; however, in the event that the Company determined future earnings would not be sufficient to realize the deferred tax asset, the Company has the ability to realize a portion of DTA through proven tax strategies such as: selling available-for-sale securities in a gain position from the investment portfolio, surrendering BOLI policies, and selling loans in a gain position from the loan portfolio, as well as sales or sale/leaseback of branch offices/office buildings to recognize built-in gains.
	Based on the Company’s analysis of positive and negative evidence, the Company determined a DTA valuation allowance of $12.5 million was needed as of September 30, 2013.  When determining an estimate for a valuation allowance, the Company assessed the possible sources of taxable income available under tax law to realize a tax benefit for deductible temporary differences and carryforwards as defined in ASC Topic 740.  As a result of cumulative losses in recent periods and the uncertain nature of the current economic environment as of September 30, 2013, the Company did not use projections of future taxable income as a factor.  The Company will exclude future taxable income as a factor until it can show consistent and sustained profitability.  The Company will continue to reevaluate the realizability of the DTA and the valuation allowance may be adjusted in future periods accordingly.
	Deferred income taxes at September 30, 2013 and 2012 were as follows:
			September 30,
			2013			2012
			(In thousands)
	Deferred Tax Assets:
	Unrealized loss on investments available for sale		$	1,385		$	-
	Allowance for loan losses			3,091			3,362
	Non-accrual interest			87			374
	Write-down of real estate owned			573			222
	Alternative minimum  tax (AMT) credit carryover			64			64
	Low-income housing tax credit carryover			337			337
	Supplement Employer Retirement Plan			435			384
	Charitable contributions			202			198
	Depreciation			150			33
	State net operating loss			1,528			800
	Federal net operating loss			7,046			2,166
	Other			112			74
	Total Deferred Tax Assets			15,010			8,014
	Valuation allowance for DTA			(12,454	)		(874	)
	Total Deferred Tax Assets, Net of Valuation Allowance		$	2,556		$	7,140
	Deferred Tax Liabilities:
	Unrealized gain on investments available for sale			-			(329	)
	Mortgage servicing rights			(92	)		(36	)
	Total Deferred Tax Liabilities			(92	)		(365	)
	Deferred Tax Assets, Net		$	2,464		$	6,775
	Of these DTA, the carryforward periods for certain tax attributes are as follows:
		●	Gross federal net operating loss carryforwards of $20.4 million (net DTA of $7.0 million) to expire in the fiscal year ending September 30, 2031;
		●	Gross state net operating loss carryforwards  of $20.0 million (net DTA of $1.5 million) to expire in part during the fiscal years ending September 30, 2013 and 2014;
		●	Low income housing credit carryforwards of $337,000 to expire in the fiscal years ending September 30, 2030 and 2031;
		●	AMT credit carryforward has no expiration date; and
		●	Gross charitable contributions carryforwards of $553,000 for the fiscal year ended 2008 (net DTA of $188,000) to expire in the fiscal year ending September 30, 2013 and gross charitable contributions carryforwards of $10,000 for the fiscal year ended 2010 (net DTA of $4,000) to expire in the fiscal year ending September 30, 2015 and gross charitable contributions carryforwards of $19,000 for the fiscal year ended 2011 (net DTA of $6,000) to expire in the fiscal year ending September 30, 2016 and gross charitable contributions carryforwards of $11,000 for the fiscal year ended 2012 (net DTA of $4,000) to expire in the fiscal year ending September 30, 2018.
	Income tax expense (benefit) for the years ended September 30, 2013, 2012 and 2011 was comprised of the following:
			September 30,
			2013			2012			2011
			(In thousands)
	Federal:
	Current		$	(15	)	$	87		$	(488	)
	Deferred			6,025			541			(3,091	)
				6,010			628			(3,579	)
	State, current			-			-			-
			$	6,010		$	628		$	(3,579	)
	The following is a reconciliation between federal income tax at the statutory rate of 34% and the actual income tax expense (benefit) recorded on income (loss) before income taxes for the years ended September 30, 2013, 2012 and 2011:
			September 30,
			2013			2012			2011
			(Dollars in thousands)
	At federal statutory rate at 34%		$	(4,350	)	$	880		$	(3,295	)
	Adjustments resulting from:
	State tax, net of federal benefit			-			-			-
	Tax-exempt interest			(77	)		(25	)		(8	)
	Low-income housing credit			-			(44	)		(41	)
	Earnings on bank-owned life insurance			(400	)		(179	)		(186	)
	DTA valuation allowance			10,724			-			-
	Other			113			(4	)		(49	)
			$	6,010		$	628		$	(3,579	)
	Effective tax rate			(47.0	)%		24.3	%		(36.9	)%
	It is the Company’s policy to provide for uncertain tax positions and the related interest and penalties based upon management’s assessment of whether a tax benefit is more like than not to be sustained upon examination by tax authorities.  As of September 30, 2013 and 2012, there were no material uncertain tax positions related to federal and state income tax matters.  The Company is currently open to audit under the statute of limitation by the Internal Revenue Service and state taxing authorities for the years ended September 30, 2010 to September 30, 2013.
	The Small Business Job Protection Act of 1996 provides for the repeal of the tax bad debt deduction computed under the percentage-of-taxable-income method.  Upon repeal, the Company was required to recapture into income, over a six-year period, the portion of its tax bad debt reserves that exceeds its base year reserves (i.e., tax reserves for tax years beginning before 1988).  The base year tax reserves, which may be subject to recapture if the Company ceases to qualify as a bank for federal income tax purposes, are restricted with respect to certain distributions and have been treated as a permanent tax difference.  The Company’s total tax bad debt reserves at September 30, 2013 and 2012 were approximately $1.6 million, of which $1.6 million represented the base year amount, and zero was subject to recapture.

Leases

Leases	12 Months Ended
	Sep. 30, 2013
Leases [Abstract]	'
Leases	'
	Note 12 - Leases
	Pursuant to the terms of non-cancelable operating lease agreements expiring in March 2015 and September 2030, pertaining to Company property, future minimum rent commitments are (In thousands):
	Years ending September 30:
	2014	$	279
	2015		237
	2016		214
	2017		215
	2018		214
	Thereafter		4,334
		$	5,493
	The Company receives rents from the lease of office and residential space owned by the Company.  Future minimum rental commitments under these leases are (In thousands):
	Years ending September 30:
	2014	$	257
	2015		75
	2016		-
	2017		-
	2018		-
		$	332

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Sep. 30, 2013
Commitments and Contingencies [Abstract]	'
Commitments and Contingencies	'
	Note 13 - Commitments and Contingencies
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers.  These financial instruments include commitments to extend credit, unused lines of credit and standby letters of credit.  Such commitments involve, to varying degrees, elements of credit, and interest rate risk in excess of the amount recognized in the statements of financial condition.
	The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments.  The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
	Letters of credit are conditional commitments issued by the Company guaranteeing payments of drafts in accordance with the terms of the letter of credit agreements.  Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party.  Collateral may be required to support letters of credit based upon management’s evaluation of the creditworthiness of each customer.  The credit risk involved in issuing letters of credit is substantially the same as that involved in extending loan facilities to customers.  Most letters of credit expire within one year.  At September 30, 2013 and 2012, the uncollateralized portion of the letters of credit extended by the Company was approximately $3.7 million and $3.7 million, respectively.  The current amount of the liability for guarantees under letters of credit was not material as of September 30, 2013 or 2012.
	At September 30, 2013 and 2012, the following financial instruments were outstanding whose contract amounts represent credit risk:
		September 30,
		2013		2012
		(In thousands)
	Commitments to extend credit:
	Future loan commitments	$	7,858	$	14,190
	Undisbursed construction loans		3,797		4,519
	Undisbursed home equity lines of credit		13,936		24,826
	Undisbursed commercial lines of credit		3,032		3,163
	Overdraft protection lines		108		813
	Standby letters of credit		3,727		3,717
	Total Commitments	$	32,458	$	51,228
	Commitments to grant loans at fixed rates at September 30, 2013 totaled $7.9 million, with such commitments being for loans with interest rates that ranged from 3.25% to 5.00%.  Commitments to grant loans at variable rates at September 30, 2013 totaled $24.6 million, with such commitments being for loans with initial interest rates that ranged from 3.51% to 7.35%.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  The Company evaluates each customer’s credit worthiness on a case-by-case basis.  The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation. Collateral held varies but generally includes personal or commercial real estate.
	Unfunded commitments under commercial lines of credit are collateralized except for the overdraft protection lines of credit and commercial unsecured lines of credit.  The amount of collateral obtained is based on management’s credit evaluation, and generally includes personal or commercial real estate.
	Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will have no material effect on the Company’s consolidated financial statements.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Sep. 30, 2013
Regulatory Matters [Abstract]	'
Regulatory Matters	'
	Note 14 - Regulatory Matters
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices.  The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of tangible and core capital (as defined in the regulations) to total adjusted tangible assets (as defined) and of risk-based capital (as defined) to risk-weighted assets (as defined).
	Management believes, as of September 30, 2013, that the Bank met all capital adequacy requirements to which it was subject including individual minimum capital ratios imposed by the Office of the Comptroller of the Currency of 8.5% Tier 1 capital to adjusted total assets, 10.5% Tier 1 risk-based capital to risk-weighted assets and 12.5% total risk-based capital to risk-weighted assets.
	The Bank’s actual capital amounts and ratios are also presented in the table:
		Actual					For Capital Adequacy				To be Well Capitalized
							Purposes				Under Prompt
											Corrective Action
											Provisions
		Amount		Ratio			Amount	Ratio			Amount		Ratio
		(Dollars in thousands)
	As of September 30, 2013:
	Tangible Capital (to tangible assets)	$	64,524		10.91	%	$≥  8,874		1.5	%	$	-		N/A
	Core Capital (to adjusted tangible		64,524		10.91		≥23,664		4		≥29,580			5	%
	assets)
	Tier 1 Capital (to risk-weighted		64,524		17.72		≥14,566		4		≥21,849			6
	assets)
	Total risk-based Capital (to risk-		69,084		18.97		≥29,132		8		≥36,415			10
	weighted assets)
	As of September 30, 2012:
	Tangible Capital (to tangible assets)	$	54,436		7.7	%	$≥10,601		1.5	%	$	-		N/A
	Core Capital (to adjusted tangible		54,436		7.7		≥28,269		4		≥35,336			5	%
	assets)
	Tier 1 Capital (to risk-weighted		54,436		12.96		≥16,801		4		≥25,202			6
	assets)
	Total risk-based Capital (to risk-		59,715		14.22		≥33,602		8		≥42,003			10
	weighted assets)
	During the year ended September 30, 2013, the Company contributed $25.0 million in additional capital to the Bank upon the successful completion of the “second-step” conversion and offering on October 11, 2012.
	The following table presents a reconciliation of the Bank’s equity determined using accounting principles generally accepted in the United States of America (“US GAAP”) and its regulatory capital amounts as of September 30, 2013 and 2012:
		September 30,
		2013		2012
		(In thousands)
	Bank GAAP equity	$	62,042	$	58,835
	Disallowed portion of deferred tax asset		-		(3,757	)
	Net unrealized gain on securities available for sale, net of income taxes		2,482		(642	)
	Tangible Capital , Core Capital and Tier 1 Capital		64,524		54,436
	Allowance for loan losses (excluding specific reserves of $0 and $0 for		4,560		5,279
	2013 and 2012, respectively), (also excluding 1.25% of risk-weighted assets of
	$627 and $2,302 for 2013 and 2012, respectively)
	Total Risk-Based Capital	$	69,084	$	59,715

Condensed_Financial_Informatio

Condensed Financial Information - Parent Company Only	12 Months Ended
	Sep. 30, 2013
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Condensed Financial Information - Parent Company Only	'
	Note 15 – Condensed Financial Information - Parent Company Only
	Condensed Statements of Financial Condition
		September 30,
		2013			2012
		(In thousands)
	Assets
	Cash and Cash Equivalents	$	2,394		$	918
	Investment in subsidiaries		62,042			58,835
	Investment securities available for sale		8,313			-
	Loans receivable, net		2,090			2,205
	Deferred income taxes, net		106			115
	Other assets		523			625
	Total Assets	$	75,468		$	62,698
	Liabilities
	Accounts payable	$	62		$	62
	Shareholders’ Equity		75,406			62,636
	Total Liabilities and Shareholders’ Equity	$	75,468		$	62,698
	Condensed Statements of Operations
		Year Ended September 30,
		2013			2012			2011
		(In thousands)
	Income
	Interest income	$	184		$	129		$	210
	Total Interest Income		184			129			210
	Gain on sale of investment securities		-			40			-
	Expense
	Other operating expenses		17			14			58
	Total Other Expenses		17			14			58
	Gain before Equity in Undistributed Net Income(Loss) of Subsidiaries and Income Tax Benefit		167			155			152
	Equity in Undistributed Net (Loss) Income of Subsidiaries		(18,839	)		1,859			(6,094	)
	Income tax expense		131			55			170
	Net (Loss) Income	$	(18,803	)	$	1,959		$	(6,112	)
	Condensed Statements of Cash Flows
		Year Ended September 30,
		2013			2012			2011
		(In thousands)
	Cash Flows from Operating Activities
	Net (loss) income		(18,803	)	$	1,959		$	(6,112	)
	Undistributed net loss (income) of subsidiaries		18,839			(1,859	)		6,094
	Deferred income taxes, net		106			(32	)		(30	)
	ESOP shares committed to be released		169			103			98
	Amortization (accretion) of discounts on investment		40			79			(4	)
	securities
	Net gain on sale of investment securities		-			(40	)		-
	(Decrease) increase in other liabilities		-			(500	)		14
	(Increase) decrease in other assets		(197	)		(193	)		40
	Net Cash Provided by (Used in) Operating Activities		154			(483	)		100
	Cash Flows from Investing Activities
	Proceeds from maturities and principal collection on		1,474			888			742
	investments available for sale, net
	Purchases of investment securities		(10,299	)		(1,001	)		(3,290	)
	Calls, sales of investment securities		200			2,806			3,673
	Loan originations and principal collections, net		115			109			105
	Net Cash (Used in)  Provided by Investing Activities		(8,510	)		2,802			1,230
	Cash Flows from Financing Activities
	Proceeds from stock issuance net of offering costs		34,732			-			-
	Capitalization		(25,000	)		(3,200	)		-
	Capitalization of Mutual Holding Company		100			-			-
	Cash dividends paid		-			-			(81	)
	Net Cash Provided by (Used in) Financing Activities		9,832			(3,200	)		(81	)
	Net Increase (Decrease) in Cash and Cash Equivalents		1,476			(881	)		1,249
	Cash and Cash Equivalents - Beginning		918			1,799			550
	Cash and Cash Equivalents - Ending	$	2,394		$	918		$	1,799

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies [Abstract]	'
Basis of Presentation and Consolidation	'
	Basis of Presentation and Consolidation - The consolidated financial statements at and for the year ended September 30, 2013 include the accounts of Malvern Bancorp, Inc. and its subsidiaries. The consolidated financial statements at and for the years ended September 30, 2012 and 2011 include the accounts of Malvern Federal Bancorp, Inc. and its subsidiaries.  All significant intercompany transactions and balances have been eliminated.
Use of Estimates	'
	Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the valuation of deferred tax assets, the evaluation of other-than-temporary impairment of investment securities and fair value measurements.
Significant Group Concentrations of Credit Risk	'
	Significant Group Concentrations of Credit Risk - Most of the Company’s activities are with customers located within Chester and Delaware Counties, Pennsylvania.  Note 5 discusses the types of investment securities that the Company invests in.  Note 6 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.  Although the Company has a diversified portfolio, its debtors ability to honor their contracts is influenced by, among other factors, the region’s economy.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest bearing deposits.
	The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available.  Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal.
	The Company is required to maintain average reserve balances in vault cash with the Federal Reserve Bank based upon outstanding balances of deposit transaction accounts.  Based upon the Company’s outstanding transaction deposit balances, the Bank maintained a deposit account with the Federal Reserve Bank of Philadelphia in the amount of $3.9 million and $4.4 million at September 30, 2013 and 2012, respectively.
Investment Securities	'
	Investment Securities - Debt securities held to maturity are securities that the Company has the positive intent and the ability to hold to maturity; these securities are reported at amortized cost and adjusted for unamortized premiums and discounts.  Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings.  At September 30, 2013 and September 30, 2012, the Company had no investment securities classified as trading or held to maturity.  Debt securities that will be held for indefinite periods of time and equity securities, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments, are classified as available for sale.  Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of accumulated other comprehensive income (“AOCI”). Management determines the appropriate classification of investment securities at the time of purchase.
	Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary.  To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not management intends to sell or expects that it is more likely than not that it will be required to sell the security prior to an anticipated recovery of the fair value.  The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Once a decline in value for a debt security is determined to be other-than-temporary, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors.  The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income.
Loans Receivable	'
	Loans Receivable - The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers.  A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans secured by properties located throughout Chester County, Pennsylvania and surrounding areas.  The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in this area.
	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs.  Interest income is accrued on the unpaid principal balance.  Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method.  The Company is amortizing these amounts over the contractual lives of the loans.
	The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans.  The residential loan segment has one class, one- to four-family first lien residential mortgage loans. The construction and development loan segment consists of the following classes: residential and commercial and land loans. Residential construction loans are made for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. Commercial construction loans are made for the purpose of acquiring, developing and constructing a commercial structure.  The commercial loan segment consists of the following classes: commercial real estate loans, multi-family real estate loans, and other commercial loans, which are also generally known as commercial and industrial loans or commercial business loans. The consumer loan segment consists of the following classes: home equity lines of credit, second mortgage loans and other consumer loans, primarily unsecured consumer lines of credit.
	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collection of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt.  The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.
	In addition to originating loans, the Company purchases consumer and mortgage loans from brokers in our market area.  Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller.  Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method.
Loans Held-For-Sale	'
	Loans Held-For-Sale - Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated balance sheet.  Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.  Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated balance sheet (see “Loan Servicing” for more detail).  As of September 30, 2013, there were $10.4 million loans classified as held for sale.  The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser, they were not sold in the secondary market for residential mortgage loans.  There were no loans classified as held for sale as of September 30, 2012.
Allowance for Loan Losses	'
	Allowance for Loan Losses - The allowance for credit losses consists of the allowance for loan losses and the reserve for unfunded lending commitments. The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. Reserves for unfunded lending commitments represents management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statement of financial condition. The allowance for loan losses (“ALLL”) is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no later than when they become 120 days past due on a contractual basis or earlier in the event of the borrower’s bankruptcy or if there is an amount deemed uncollectible. Because all identified losses are immediately charged off, no portion of the allowance for loan losses is restricted to any individual loan or groups of loans, and the entire allowance is available to absorb any and all loan losses.
	The allowance for credit losses is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, the composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.
	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not considered impaired.  These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors.  These qualitative risk factors include:
		1	Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices.
		2	National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans.
		3	The nature and volume of the loan portfolio and terms of loans.
		4	The experience, ability, and depth of lending management and staff.
		5	The volume and severity of past due, classified and nonaccrual loans as well as and other loan modifications.
		6	The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors.
		7	The existence and effect of any concentrations of credit and changes in the level of such concentrations.
		8	Value of underlying collateral.
	The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not reported as a separate factor, changes in the value of underlying collateral (for regional property values) for collateral dependent loans is considered and addressed within the economic trends factor.  A quarterly calculation is made adjusting the reserve allocation for each factor within a risk weighted range as it relates to each particular loan type, collateral type and risk rating within each segment.  Data is gathered and evaluated through internal, regulatory, and government sources quarterly for each factor.
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “Pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not currently expose the insured institution to sufficient risk to warrant classification as substandard or doubtful but possess certain identified weaknesses are required to be designated “special mention.” If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects.  An asset is considered “substandard” if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.   “Substandard” assets include those characterized by the “distinct possibility” that the insured institution will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”
	Residential Lending.  Residential mortgage originations are secured primarily by properties located in the Company’s primary market area and surrounding areas. We currently originate fixed-rate, fully amortizing mortgage loans with maturities of 10 to 30 years.  We also offer adjustable rate mortgage (“ARM”) loans where the interest rate either adjusts on an annual basis or is fixed for the initial one, three or seven years and then adjusts annually.
	We underwrite one- to four-family residential mortgage loans with loan-to-value ratios of up to 95%, provided that the borrower obtains private mortgage insurance on loans that exceed 80% of the appraised value or sales price, whichever is less, of the secured property.  We also require that title insurance, hazard insurance and, if appropriate, flood insurance be maintained on all properties securing real estate loans.  We require that a licensed appraiser from our list of approved appraisers perform and submit to us an appraisal on all properties secured by a first mortgage on one- to four-family first mortgage loans.
	In underwriting one- to four-family residential mortgage loans, the Company evaluates both the borrower’s ability to make monthly payments and the value of the property securing the loan.  Most properties securing real estate loans made by the Company are appraised by independent fee appraisers approved by the Board of Directors.  The Company generally requires borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan.  Real estate loans originated by the Company generally contain a “due on sale” clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property.  The Company has not engaged in sub-prime residential mortgage loan originations. Our single-family residential mortgage loans generally are underwritten on terms and documentation conforming to guidelines issued by Freddie Mac and Fannie Mae.
	Construction and Development Loans. We originated construction loans for residential and, to a lesser extent, commercial uses within our market area. We generally limited construction loans to builders and developers with whom we had an established relationship, or who were otherwise known to officers of the Bank. Our construction and development loans currently in the portfolio typically have variable rates of interest tied to the prime rate which improves the interest rate sensitivity of our loan portfolio.
	Construction and development loans generally are considered to involve a higher level of risk than one-to four-family residential lending, due to the concentration of principal in a limited number of loans and borrowers and the effect of economic conditions on developers, builders and projects.  Additional risk is also associated with construction lending because of the inherent difficulty in estimating both a property’s value at completion and the estimated cost (including interest) to complete a project. The nature of these loans is such that they are more difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not pre-sold and thus pose a greater potential risk than construction loans to individuals on their personal residences.  In order to mitigate some of the risks inherent to construction lending, we inspect properties under construction, review construction progress prior to advancing funds, work with builders with whom we have established relationships, require annual updating of tax returns and other financial data of developers and obtain personal guarantees from the principals.
	Commercial Lending.  Commercial and multi-family real estate loans generally present a higher level of risk than loans secured by one- to four-family residences.  This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties and the increased difficulty of evaluating and monitoring these types of loans.  Furthermore, the repayment of loans secured by commercial and multi-family real estate is typically dependent upon the successful operation of the related real estate project.  If the cash flow from the project is reduced (for example, if leases are not obtained or renewed, or a bankruptcy court modifies a lease term, or a major tenant is unable to fulfill its lease obligations), the borrower’s ability to repay the loan may be impaired.
	Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable.  The commercial business loans which we originated may be either a revolving line of credit or for a fixed term of generally 10 years or less. Interest rates are adjustable, indexed to a published prime rate of interest, or fixed. Generally, equipment, machinery, real property or other corporate assets secure such loans. Personal guarantees from the business principals are generally obtained as additional collateral.
	Consumer Lending. The Company currently originates most of its consumer loans in its primary market area and surrounding areas.  The Company originates consumer loans on both a direct and indirect basis. Consumer loans generally have higher interest rates and shorter terms than residential mortgage loans; however, they have additional credit risk due to the type of collateral securing the loan or in some case the absence of collateral.  As a result of the declines in the market value of real estate and the deterioration in the overall economy, we are continuing to evaluate and monitor the credit conditions of our consumer loan borrowers and the real estate values of the properties securing our second mortgage loans as part of our on-going efforts to assess the overall credit quality of the portfolio in connection with our review of the allowance for loan losses.
	Consumer loans may entail greater credit risk than do residential mortgage loans, particularly in the case of consumer loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment.  In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation.  In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances.  Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.
	Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary.  ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly by the Bank’s Asset Classification Committee and the Bank’s Board of Directors.
	In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Based on management’s comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.
	An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value.  The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral.
	For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated appraisal of the real estate is necessary.  This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
Troubled Debt Restructurings	'
	Troubled Debt Restructurings - Loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate which is below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions. However, the Company generally only restructures loans by modifying the payment structure to interest only or by reducing the actual interest rate.
	We do not accrue interest on loans that were non-accrual prior to the troubled debt restructuring until they have performed in accordance with their restructured terms for a period of at least six months.  We continue to accrue interest on troubled debt restructurings which were performing in accordance with their terms prior to the restructure and continue to perform in accordance with their restructured terms.  Management evaluates the ALLL with respect to TDRs under the same policy and guidelines as all other performing loans are evaluated with respect to the ALLL.
Loan Servicing	'
	Loan Servicing - Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets.  For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value.  Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income.  The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses.  Capitalized servicing rights are reported in other assets and are amortized into non-interest expense in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.
	Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost.  Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type.  Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche.  If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income.
Other Real Estate Owned	'
	Other Real Estate Owned - Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell.  Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from other real estate owned.
Restricted Stock	'
	Restricted Stock - Restricted stock represents required investments in the common stock of a correspondent bank and is carried at cost. As of September 30, 2013 and September 30, 2012, restricted stock consists solely of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”).
	Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value.  The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the  level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.
	As of September 30, 2013 and 2012, there were net repurchases of $1.1 million and $1.2 million, respectively.  Also as of September 30, 2013 and 2012 the number of FHLB shares was 30,378 and 41,466, respectively.  There was no dividend received or recognized in income for fiscal years 2013 or 2012.
Property and Equipment	'
	Property and Equipment - Property and equipment are carried at cost.  Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service.  When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period.  The cost of maintenance and repairs is charged to income as incurred.
Transfers of Financial Assets	'
	Transfers of Financial Assets - Transfers of financial assets are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank-Owned Life Insurance	'
	Bank-Owned Life Insurance - The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses.  BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees.  The Bank is the owner and beneficiary of the policies.  This life insurance investment is carried at the cash surrender value of the underlying policies.  Earnings from the increase in cash surrender value of the policies are included in other income on the statement of operations.
Employee Benefit Plans	'
	Employee Benefit Plans - The Bank’s 401(k) plan allows eligible participants to set aside a certain percentage of their salaries before taxes.  The Company may elect to match employee contributions up to a specified percentage of their respective salaries in an amount determined annually by the Board of Directors.  The Company’s matching contribution related to the plan resulted in expenses of $110,000, $102,000, and $54,000, for fiscal 2013, 2012, and 2011, respectively.  There were no bonus matching contributions for fiscal years 2013, 2012 and 2011.
	The Company also maintains an unfunded Supplemental Executive and a Director Retirement Plan (the “Plans”).  The accrued amount for the Plans included in other liabilities was $1.3 million and $1.1 million at September 30, 2013 and 2012, respectively.  Distributions made for the fiscal year 2013 and 2012 were $20,000 and $20,000, respectively.  The expense associated with the Plans for the years ended September 30, 2013, 2012, and 2011 was $168,000, $116,000, and $172,000, respectively.
Advertising Costs	'
	Advertising Costs - The Company follows the policy of charging the costs of advertising to expense as incurred.
Income Taxes	'
	Income Taxes - Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities.  Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities.
	A valuation allowance is required to be recognized if it is “more likely than not” that a portion of the deferred tax assets will not be realized.  The Company’s policy is to evaluate the deferred tax asset on a quarterly basis and record a valuation allowance for our deferred tax asset if we do not have sufficient positive evidence indicating that it is more likely than not that some or all of the deferred tax asset will be realized.  The Company’s policy is to account for interest and penalties as components of income tax expense.
Commitments and Contingencies	'
	Commitments and Contingencies - In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit.  Such financial instruments are recorded in the statement of financial condition when they are funded.
Segment Information	'
	Segment Information - The Company has one reportable segment, “Community Banking.”  All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others.  For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk.  Accordingly, all significant operating decisions are based upon analysis of the Company as one segment or unit.
Comprehensive Income	'
	Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale investment securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income.
Reclassifications	'
	Reclassifications - Certain reclassifications have been made to the previous years’ consolidated financial statements to conform to the current year’s presentation.  These reclassifications had no effect on the Company’s results of operations.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements - In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.”  This amendment addresses the financial statement presentation of an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date.  The adoption of this ASU is not expected to have a material impact on the Company’s consolidated financial statements.
	In February 2013, the FASB issued ASU 2013-02, “Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Topic 220).” The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income.  The amendments in this update seek to attain that objective by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income.  For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.  For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The adoption of this Update did not have a material effect on the Company’s consolidated financial statements and the Company has included the required disclosures from ASU 2013-02 in the consolidated financial statements.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of composition of weighted average shares (denominator) used in earnings per share computations	'
		Year Ended September 30,
		2013			2012			2011
		(Dollars in thousands, except per share data)
	Net (Loss) Income	$	(18,803	)	$	1,959		$	(6,112	)
	Weighted average shares outstanding		6,544,731			6,102,500			6,102,500
	Exchange rate from offering		-			1.0748			1.0748
	Adjusted weighted average shares outstanding		6,544,731			6,558,967			6,558,967
	Average unearned ESOP shares		(193,483	)		(204,016	)		(218,382	)
	Weighted average shares outstanding – basic		6,351,248			6,354,951			6,340,585
	Earnings (Loss) per share – basic	$	(2.96	)	$	0.31		$	(0.96	)

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Schedule of Investment securities available for sale	'
		30-Sep-13
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
		(In thousands)
	U.S. government agencies	$	20,108	$	7		$	(683	)	$	19,432
	State and municipal obligations		12,381		19			(462	)		11,938
	Single issuer trust preferred security		1,000		-			(190	)		810
	Corporate debt securities		1,756		28			(2	)		1,782
			35,245		54			(1,337	)		33,962
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		1,967		52			(5	)		2,014
	Fixed-rate		18,967		6			(882	)		18,091
	FHLMC:
	Adjustable-rate		5,032		11			(22	)		5,021
	Fixed-rate		13,391		-			(541	)		12,850
	CMO, fixed-rate		54,137		122			(1,530	)		52,729
			93,494		191			(2,980	)		90,705
		$	128,739	$	245		$	(4,317	)	$	124,667
		30-Sep-12
		Amortized		Gross			Gross			Fair
		Cost		Unrealized			Unrealized			Value
				Gains			Losses
		(In thousands)
	U.S. government agencies	$	23,674	$	247		$	-		$	23,921
	FHLB notes		695		1			-			696
	State and municipal obligations		9,217		186			(16	)		9,387
	Single issuer trust preferred security		1,000		-			(236	)		764
	Corporate debt securities		2,006		51			-			2,057
			36,592		485			(252	)		36,825
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		1,144		71			-			1,215
	Fixed-rate		647		63			-			710
	FHLMC, adjustable-rate		248		13			-			261
	GNMA, adjustable-rate		1		-			-			1
	CMO, fixed-rate		40,904		600			(8	)		41,496
			42,944		747			(8	)		43,683
		$	79,536	$	1,232		$	(260	)	$	80,508
Schedule of aggregate investments in an unrealized loss position	'
		30-Sep-13
		Less than 12 Months					More than 12 Months						Total
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Losses			Value			Losses			Value		Losses
		(In thousands)
	Investment Securities
	Available for Sale:
	U.S. government agencies	$	18,104	$	(683	)	$	-		$	-		$	18,104	$	(683	)
	State and municipal obligations		10,748		(462	)		-			-			10,748		(462	)
	Single issuer trust preferred security		-		-			810			(190	)		810		(190	)
	Corporate securities		249		(2	)		-						249		(2	)
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		966		(5	)		-						966		(5	)
	Fixed-rate		17,990		(882	)		-						17,990		(882	)
	FHLMC:
	Adjustable-rate		4		(22	)		-						4		(22	)
	Fixed-rate		12,850		(541	)		-						12,850		(541	)
	CMO, fixed-rate		43,271		(1,530	)		-			-			43,271		(1,530	)
		$	104,182	$	(4,127	)	$	810		$	(190	)	$	104,992	$	(4,317	)
		30-Sep-12
		Less than 12 Months					More than 12 Months						Total
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Losses			Value			Losses			Value		Losses
		(In thousands)
	Investment Securities
	Available for Sale:
	State and municipal obligations	$	-	$	-		$	18		$	(16	)	$	18	$	(16	)
	Single issuer trust preferred security		-		-			764			(236	)		764		(236	)
	Mortgage-backed securities:
	CMO, fixed-rate		2,527		(8	)		-			-			2,527		(8	)
		$	2,527	$	(8	)	$	782		$	(252	)	$	3,309	$	(260	)
Schedule of amortized cost and fair value of debt securities by contractual maturity	'
		Available for Sale
		Amortized		Fair
		Cost		Value
		(In thousands)
	Within 1 year	$	3,173	$	2,998
	Over 1 year through 5 years		5,573		5,538
	After 5 years through 10 years		25,031	24,017
	Over 10 years		1,468		1,409
			35,245		33,962
	Mortgage-backed securities		93,494		90,705
		$	128,739	$	124,667

Loans_Receivable_and_Related_A1

Loans Receivable and Related Allowance for Loan Losses (Tables)	12 Months Ended
	Sep. 30, 2013
Loans Receivable and Related Allowance for Loan Losses [Abstract]	'
Schedule of loans receivable	'
		September 30,
		2013			2012
		(In thousands)
	Residential mortgage	$	239,900		$	231,803
	Construction and Development:
	Residential and commercial		6,672			20,500
	Land		2,439			632
	Total Construction and Development		9,111			21,132
	Commercial:
	Commercial real estate		70,571			112,199
	Multi-family		1,971			2,087
	Other		5,573			7,517
	Total Commercial		78,115			121,803
	Consumer:
	Home equity lines of credit		20,431			20,959
	Second mortgages		54,532			65,703
	Other		2,648			762
	Total Consumer		77,611			87,424
	Total loans		404,737			462,162
	Deferred loan cost, net		2,210			2,420
	Allowance for loan losses		(5,090	)		(7,581	)
	Total loans receivable, net	$	401,857		$	457,001
Schedule of allowance for loan losses	'
		30-Sep-13
					Construction and						Commercial									Consumer
					Development
		Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
		Mortgage			and						Real			family						Home			Mortgages
					Commercial						Estate									Equity
																				Lines of
																				Credit
		(In thousands)
	Allowance for loan losses:
	Beginning balance	$	1,487		$	724		$	11		$	3,493		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,581
	Charge-offs		(994	)		(5,768	)		(99	)		(6,315	)		-			(94	)		-			(1,042	)		(9	)		-			(14,321	)
	Recoveries		199			-			-			117			-			23			17			235			4			-			595
	Provision		722			5,208			144			4,431			30			(96	)		(40	)		811			11			14			11,235
	Ending Balance	$	1,414		$	164		$	56		$	1,726		$	40		$	59		$	137		$	1,393		$	22		$	79		$	5,090
	Ending balance:	$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-
	individually evaluated for impairment
	Ending balance:	$	1,414		$	164		$	56		$	1,726		$	40		$	59		$	137		$	1,393		$	22		$	79		$	5,090
	collectively evaluated for impairment
	Loans receivable:
	Ending balance	$	239,900		$	6,672		$	2,439		$	70,571		$	1,971		$	5,573		$	20,431		$	54,532		$	2,648					$	404,737
	Ending balance:	$	1,295		$	209		$	237		$	-		$	-		$	900		$	34		$	572		$	-					$	3,247
	individually evaluated for impairment
	Ending balance:	$	238,605		$	6,463		$	2,202		$	70,571		$	1,971		$	4,673		$	20,397		$	53,960		$	2,648					$	401,490
	collectively evaluated for impairment
		30-Sep-12
					Construction and						Commercial									Consumer
					Development
		Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
		Mortgage			and						Real			family						Home			Mortgages
					Commercial						Estate									Equity
																				Lines of
																				Credit
		(In thousands)
	Allowance for loan losses:
	Beginning balance	$	1,458		$	1,627		$	49		$	4,176		$	49		$	317		$	220		$	2,154		$	16		$	35		$	10,101
	Charge-offs		(1,367	)		(826	)		-			(951	)		(113	)		(88	)		(72	)		(1,184	)		(22	)		-			(4,623	)
	Recoveries		-			1,139			-			5			-			2			2			141			4			-			1,293
	Provision		1,396			(1,216	)		(38	)		263			74			(5	)		10			278			18			30			810
	Ending Balance	$	1,487		$	724		$	11		$	3,493		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,581
	Ending balance:	$	-		$	-		$	-		$	351		$	-		$	-		$	-		$	-		$	-		$	-		$	351
	individually evaluated for impairment
	Ending balance:	$	1,487		$	724		$	11		$	3,142		$	10		$	226		$	160		$	1,389		$	16		$	65		$	7,230
	collectively evaluated for impairment
	Loans receivable:
	Ending balance	$	231,803		$	20,500		$	632		$	112,199		$	2,087		$	7,517		$	20,959		$	65,703		$	762					$	462,162
	Ending balance:	$	3,971		$	3,788		$	-		$	4,837		$	-		$	175		$	23		$	447		$	-					$	13,241
	individually evaluated for impairment
	Ending balance:	$	227,832		$	16,712		$	632		$	107,362		$	2,087		$	7,342		$	20,936		$	65,256		$	762					$	448,921
	collectively evaluated for impairment
		30-Sep-11
					Construction and						Commercial									Consumer
					Development
		Residential			Residential			Land			Commercial			Multi-			Other						Second			Other			Unallocated			Total
		Mortgage			and						Real			family						Home			Mortgages
					Commercial						Estate									Equity
																				Lines of
																				Credit
		(In thousands)
	Allowance for loan losses:
	Beginning balance	$	1,555		$	689		$	63		$	2,741		$	191		$	303		$	284		$	2,264		$	22		$	45		$	8,157
	Charge-offs		(2,478	)		(1,307	)		-			(2,460	)		(164	)		(278	)		(166	)		(3,691	)		(6	)		-			(10,550	)
	Recoveries		1			-			-			1			1			5			3			82			9			-			102
Provision		2,380			2,245			(14	)		3,894			21			287			99			3,499			(9	)		(10	)		12,392
Ending Balance	$	1,458		$	1,627		$	49		$	4,176		$	49		$	317		$	220		$	2,154		$	16		$	35		$	10,101
Ending balance:	$	296		$	870		$	-		$	751		$	-		$	20		$	61		$	356		$	-		$	-		$	2,354
individually evaluated for impairment
Ending balance:	$	1,162		$	757		$	49		$	3,425		$	49		$	297		$	159		$	1,798		$	16		$	35		$	7,747
collectively evaluated for impairment
Loans receivable:
Ending balance	$	229,330		$	26,005		$	2,722		$	131,225		$	5,507		$	10,992		$	20,735		$	85,881		$	788					$	513,185
Ending balance:	$	1,651		$	5,201		$	-		$	6,996		$	-		$	195		$	60		$	757		$	-					$	14,860
individually evaluated for impairment
Ending balance:	$	227,679		$	20,804		$	2,722		$	124,229		$	5,507		$	10,797		$	20,675		$	85,124		$	788					$	498,325
collectively evaluated for impairment
Schedule of impaired loans	'
		Impaired Loans With						Impaired			Total Impaired Loans
		Specific Allowance						Loans
								With No
								Specific
								Allowance
		Recorded			Related			Recorded			Recorded			Unpaid
		Investment			Allowance			Investment			Investment			Principal
														Balance
		(In thousands)
	September 30, 2013:
	Residential mortgage	$	-		$	-		$	1,295		$	1,295		$	1,510
	Construction and Development:
	Residential and commercial		-			-			209			209			297
	Land		-			-			237			237			337
	Commercial:
	Other		-			-			900			900			900
	Consumer:
	Home equity lines of credit		-			-			34			34			50
	Second mortgages		-			-			572			572			1,101
	Total impaired loans	$	-		$	-		$	3,247		$	3,247		$	4,195
	September 30, 2012:
	Residential mortgage	$	-		$	-		$	3,971		$	3,971		$	5,344
	Construction and Development:
	Residential and commercial		-			-			3,788			3,788			5,615
	Commercial:
	Commercial real estate		2,306			351			2,531			4,837			5,300
	Other		-			-			175			175			175
	Consumer:
	Home equity lines of credit		-			-			23			23			37
	Second mortgages		-			-			447			447			743
	Total impaired loans	$	2,306		$	351		$	10,935		$	13,241		$	17,214
Schedule of average recorded investment in impaired loans and related interest income recognized	'
		Average			Interest			Cash Basis
		Impaired			Income			Collection on
		Loans			Recognized on			Impaired
					Impaired			Loans
					Loans
		(In thousands)
	Year Ended September 30, 2013:
	Residential mortgage	$	3,375		$	45		$	199
	Construction and Development:
	Residential and commercial		5,940			65			946
	Land		10			2			2
	Commercial:
	Commercial real estate		4,763			255			675
	Other		246			14			27
	Consumer:
	Home equity lines of credit		22			1			3
	Second mortgages		574			4			10
	Total	$	14,930		$	386		$	1,862
	Year Ended September 30, 2012:
	Residential mortgage	$	2,976		$	77		$	142
	Construction and Development:
	Residential and commercial		3,410			49			945
	Commercial:
	Commercial real estate		6,251			274			352
	Other		180			7			7
	Consumer:
	Home equity lines of credit		26			-			-
	Second mortgages		656			4			7
	Other		1			-			-
	Total	$	13,500		$	411		$	1,453
	Year Ended September 30, 2011:
	Residential mortgage	$	1,978		$	8		$	126
	Construction and Development:
	Residential and commercial		2,386			136			1,805
	Commercial:
	Commercial real estate		8,736			369			451
	Multi-family		138			-			-
	Other		32			7			7
	Consumer:
	Home equity lines of credit		102			4			13
	Second mortgages		1,009			25			42
	Total	$	14,381		$	549		$	2,444
Schedule of classes of loan portfolio	'
		30-Sep-13
		Pass			Special			Substandard			Doubtful			Total
					Mention
		(In thousands)
	Residential mortgage	$	238,461		$	144		$	1,295		$	-		$	239,900
	Construction and Development:
	Residential and commercial		5,564			159			949			-			6,672
	Land		2,202			-			237			-			2,439
	Commercial:
	Commercial real estate		67,028			3,166			377			-			70,571
	Multi-family		1,971			-			-			-			1,971
	Other		4,363			310			900			-			5,573
	Consumer:
	Home equity lines of credit		20,397			-			34			-			20,431
	Second mortgages		53,790			14			728			-			54,532
	Other		2,625			23			-			-			2,648
	Total	$	396,401		$	3,816		$	4,520		$	-		$	404,737
		30-Sep-12
		Pass			Special			Substandard			Doubtful			Total
					Mention
		(In thousands)
	Residential mortgage	$	227,651		$	149		$	4,003		$	-		$	231,803
	Construction and Development:
	Residential and commercial		6,920			1,497			12,083			-			20,500
	Land		-			632			-			-			632
	Commercial:
	Commercial real estate		89,646			4,441			17,761			351			112,199
	Multi-family		2,087			-			-			-			2,087
	Other		5,849			900			768			-			7,517
	Consumer:
	Home equity lines of credit		20,936			-			23			-			20,959
	Second mortgages		64,672			38			993			-			65,703
	Other		761			-			1			-			762
	Total	$	418,522		$	7,657		$	35,632		$	351		$	462,162
Schedule of loans that are no longer accruing interest by portfolio class	'
		September 30,
		2013			2012
		(In thousands)
	Non-accrual loans:
	Residential mortgage	$	1,295		$	3,540
	Construction and Development:
	Residential and commercial		-			3,788
	Commercial:
	Commercial real estate		-			1,458
	Other		-			201
	Consumer:
	Home equity lines of credit		34			23
	Second mortgages		572			739
	Total non-accrual loans	$	1,901		$	9,749
Schedule of classes of loan portfolio summarized by aging categories	'
		Current			30-59			60-89			90 Days or			Total			Total Loans
					Days Past			Days Past			More Past			Past Due			Receivable
					Due			Due			Due
		(In thousands)
	September 30, 2013:
	Residential mortgage	$	237,584		$	820		$	201		$	1,295		$	2,316		$	239,900
	Construction and Development:
	Residential and commercial		6,672			-			-			-			-			6,672
	Land		2,439			-			-			-			-			2,439
	Commercial:
	Commercial real estate		70,416			-			155			-			155			70,571
	Multi-family		1,971			-			-			-			-			1,971
	Other		5,573			-			-			-			-			5,573
	Consumer:
	Home equity lines of credit		20,397			-			-			34			34			20,431
	Second mortgages		52,698			1,022			240			572			1,834			54,532
	Other		2,643			4			1			-			5			2,648
	Total	$	400,393		$	1,846		$	597		$	1,901		$	4,344		$	404,737
	September 30, 2012:
	Residential mortgage	$	226,861		$	1,020		$	382		$	3,540		$	4,942		$	231,803
	Construction and Development:
	Residential and Commercial		16,712			-			-			3,788			3,788			20,500
	Land		632			-			-			-			-			632
	Commercial:
	Commercial real estate		108,963			-			1,778			1,458			3,236			112,199
	Multi-family		2,087			-			-			-			-			2,087
	Other		7,316			-			-			201			201			7,517
	Consumer:
	Home equity lines of credit		20,716			-			220			23			243			20,959
	Second mortgages		63,824			854			286			739			1,879			65,703
	Other		758			-			4			-			4			762
	Total	$	447,869		$	1,874		$	2,670		$	9,749		$	14,293		$	462,162
Schedule of TDR loans	'
		Total Troubled Debt						Troubled Debt Restructured
		Restructurings						Loans That Have Defaulted on
								Modified Terms Within The Past
								12 Months
		Number of			Recorded Investment			Number of			Recorded Investment
		Loans						Loans
		(Dollars in thousands)
	At September 30, 2013:
	Construction & Development:
	Residential and commercial		5		$	209			-		$	-
	Land Loan		1			237			-			-
	Commercial:
	Other		1			900			-			-
	Total		7		$	1,346			-		$	-
	At September 30, 2012:
	Residential mortgage		4		$	864			-		$	-
	Construction & Development:
	Residential and commercial		2			1,426			2			1,426
	Land Loan		2			1,148			-			-
	Commercial:								-			-
	Commercial real estate		6			6,000			-			-
	Other		1			175			-			-
	Total		15		$	9,613			2		$	1,426
Schedule of performing status of TDR loans	'
		September 30,
		2013						2012
		Performing			Non-Performing			Performing			Non-Performing
		(In thousands)
	Residential mortgage	$	-		$	-		$	864		$	-
	Construction and Development:
	Residential and commercial		209			-			-			1,426
	Land loan		237			-			1,148			-
	Commercial:
	Commercial real estate		-			-			6,000			-
	Other		900			-			175			-
	Total	$	1,346		$	-		$	8,187		$	1,426
Schedule of activity in loans which were first deemed to be TDRs	'
		September 30,
		2013									2012
		Restructured During Period
		Number			Pre-Modifications Outstanding Recorded Investments			Post-Modifications Outstanding Recorded Investments			Number			Pre-Modifications Outstanding Recorded Investments			Post-Modifications Outstanding Recorded Investments
		of Loans									of Loans
		(In thousands)
	Troubled Debt Restructurings:
	Construction and Development:
	Residential and commercial		5		$	209		$	209			2		$	1,810		$	1,426
	Land loans		1			237			237			-			-			-
	Commercial:
	other		1			900			900			-			-			-
	Total		7		$	1,346		$	1,346			2		$	1,810		$	1,426
Schedule of loans to principal officers, directors and their affiliates	'
		Year Ended September 30,
		2013			2012
		(In thousands)
	Balance at beginning of year	$	792		$	617
	New loans		-			267
	Repayments		(269	)		(92	)
	Balance at end of year	$	523		$	792
Schedule of summary of mortgage servicing rights included in other assets and activity	'
		September 30,
		2013			2012			2011
		(In thousands)
	Balance at beginning of year	$	107		$	128		$	134
	Amortization		6			(74	)		(6	)
	Addition		158			53			-
	Balance at end of year	$	271		$	107		$	128

Property_and_Equipment_Tables

Property and Equipment (Tables)	12 Months Ended
	Sep. 30, 2013
Property, Plant and Equipment [Abstract]	'
Schedule of property and equipment, net	'
				September 30,
		Estimated Useful Life (years)		2013			2012
				(In thousands)
	Land		-	$	711		$	711
	Building and improvements		Oct-39		11,386			11,331
	Construction in process		-		1			44
	Furniture, fixtures and equipment		7-Mar		4,067			3,812
					16,165		$	15,898
	Accumulated depreciation				(8,906	)		(8,223	)
				$	7,259		$	7,675

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Schedule of deposits classified by interest rates with percentages to total deposits	'
		September 30,
		2013					2012
		Amount		Percent of			Amount		Percent of
				Total					Total
				Deposits					Deposits
		(Dollars in thousands)
	Balances by types of deposit:
	Tiered savings	$	1,574		0.33	%	$	22,278		4.12	%
	Regular savings		41,358		8.53			19,434		3.59
	Money market accounts		67,372		13.9			70,955		13.12
	Checking and NOW accounts		87,676		18.09			87,116		16.1
	Non-Interest bearing demand		24,662		5.09			23,062		4.26
			222,642		45.94			222,845		41.19
	Certificate accounts:
	0% to 0.99%		113,142		23.35			94,189		17.41
	1% to 1.99%		49,006		10.11			82,483		15.25
	2% to 2.99%		59,599		12.3			99,210		18.34
	3% to 3.99%		36,409		7.51			36,879		6.82
	4% to 4.99%		3,798		0.79			5,042		0.93
	5% to 5.99%		-		-			340		0.06
			261,954		54.06			318,143		58.81
	Total	$	484,596		100	%	$	540,988		100	%
Schedule of interest expense on deposits	'
		September 30,
		2013		2012			2011
		(In thousands)
	Savings accounts	$	24	$	48		$	78
	Checking and NOW accounts		119		256			519
	Money market accounts		228		446			915
	Certificates of deposit		4,908		5,942			6,941
	Total deposits	$	5,279	$	6,692		$	8,453
Schedule of certificates of deposit maturities	'
		30-Sep-13
		(In thousands)
	One year or less	$	109,344
	After one year to two years		66,181
	After two years to three years		32,317
	After three years to four years		20,573
	After four years to five years		24,389
	After five years		9,150
		$	261,954

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
	Sep. 30, 2013
Borrowings [Abstract]	'
Schedule of summary of long-term borrowings	'
		September 30,
		2013					2012
				Weighted					Weighted
				Average					Average
		Amount		Rate			Amount		Rate
		(Dollars in thousands)
	Due by September 30:
	2013	$	-		-	%	$	85		1.44	%
	2014		-		-			-		-
	2015		5,000		0.12			-		-
	2016		5,000		0.19			-		-
	2017		-		-			-		-
	2018		28,000		4.36			48,000		3.57
	Total FHLB Advances	$	38,000		3.9	%		48,085		3.57	%

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	12 Months Ended
	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of balances of assets measured at fair value on a recurring basis	'
		30-Sep-13
		Total			Level 1				Level 2			Level 3
		(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies	$	19,432		$	-			$	19,432		$	-
	State and municipal obligations		11,938			-				11,938			-
	Single issuer trust preferred security		810			-				810			-
	Corporate debt securities		1,782			-				1,782			-
	Total investment securities available for sale		33,962			-				33,962			-
	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate		2,014			-				2,014			-
	Fixed-rate		18,091			-				18,091			-
	FHLMC:
	Adjustable-rate		5,021			-				5,021			-
	Fixed-rate		12,850			-				12,850			-
	CMO, fixed-rate-fate		52,729			-				52,729			-
	Total mortgage-backed securities available for sale		90,705			-				90,705			-
	Total	$	124,667		$	-			$	124,667		$	-
		30-Sep-12
		Total			Level 1				Level 2			Level 3
		(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies	$	23,921		$	-			$	23,921		$	-
	FHLB notes		696			-				696			-
	State and municipal obligations		9,387			-				9,387			-
	Single issuer trust preferred security		764			-				764			-
	Corporate debt securities		2,057			-				2,057			-
	Total investment securities available for sale		36,825			-				36,825			-
	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate		1,215			-				1,215			-
	Fixed-rate		710			-				710			-
	FHLMC, adjustable rate		261			-				261			-
	GNMA, adjustable-rate		1			-				1			-
	CMO, fixed-rate		41,496			-				41,496			-
	Total mortgage-backed securities available for sale		43,683			-				43,683			-
	Total	$	80,508		$	-			$	80,508		$	-
Schedule of assets fair value on a nonrecurring basis and level of valuation assumptions	'
		30-Sep-13
		Total			Level 1				Level 2			Level 3
		(In thousands)
	Loans held for sale	$	10,367		$	10,367			$	-		$	-
	Other real estate owned		2,341			-				-			2,341
	Impaired loans		1,047			-				-			1,047
	Mortgage servicing rights		337			-				337			-
	Total	$	14,092		$	10,367			$	337		$	3,388
		30-Sep-12
		Total			Level 1				Level 2			Level 3
		(In thousands)
	Other real estate owned	$	2,991		$	-			$	-		$	2,991
	Impaired loans		5,925			-				-			5,925
	Mortgage servicing rights		107			-				107			-
	Total	$	9,023		$	-			$	107		$	8,916
Schedule of summary of activity in other real estate owned	'
					Year Ended September 30, 2013
		Balance as of			Additions				Sales, net			Write-downs		Balance as of
		30-Sep-12												30-Sep-13
		(In thousands)
	Residential mortgage	$	1,262		$	2,481			$	2,777		$	241	$	725
	Construction and Development:
	Land		-			801				-			126		675
	Commercial:
	Commercial real estate		2,405			1,147				810			813		1,929
	Multi-family		486			-				-			405		81
	Other		-			174				-			-		174
	Consumer:
	Second mortgages		441			-				-			63		378
	Total	$	4,594		$	4,603			$	3,587		$	1,648	$	3,962
					Year Ended September 30, 2012
		Balance as of			Additions				Sales, net			Write-downs		Balance as of
		30-Sep-11												30-Sep-12
		(In thousands)
	Residential mortgage	$	3,872		$	755			$	2,954		$	411	$	1,262
	Construction and Development:
	Land		-			164				99			65		-
	Commercial:
	Commercial real estate		4,415			1,537				3,009			538		2,405
	Multi-family		-			486				-			-		486
	Other		34			-				34			-		-
	Consumer:
	Second mortgages		-			441				-			-		441
	Total	$	8,321		$	3,383			$	6,096		$	1,014	$	4,594
Schedule of carrying amount and estimated fair value of the Company's financial instruments	'
		30-Sep-13
		Carrying Amount			Fair Value				Level 1			Level 2		Level 3
		(In thousands)
	Financial assets:
	Cash and cash equivalents	$	23,687		$	23,687			$	23,687		$	-	$	-
	Investment securities available for sale		124,667			124,667				-			124,667		-
	Loans receivable, net		401,857			405,802				-			-		405,802
	Loans held for sale		10,367			10,367				10,367			-		-
	Accrued interest receivable		1,404			1,404				-			1,404		-
	Restricted stock		3,038			3,038				-			3,038		-
	Mortgage servicing rights		271			337				-			337		-
	Financial liabilities:
	Savings accounts		42,932			42,932				-			42,932		-
	Checking and NOW accounts		112,338			112,338				-			112,338		-
	Money market accounts		67,372			67,372				-			67,372		-
	Certificates of deposit		261,954			267,181				-			267,181		-
	FHLB advances		38,000			41,281				-			41,281		-
	Accrued interest payable		139			139				-			139		-
		30-Sep-12
		Carrying Amount			Fair Value				Level 1			Level 2		Level 3
		(In thousands)
	Financial assets:
	Cash and cash equivalents	$	131,910		$	131,910			$	131,910		$	-	$	-
	Investment securities available for sale		80,508			80,508				-			80,508		-
	Loans receivable, net		457,001			479,613				-			-		479,613
	Accrued interest receivable		1,521			1,521				-			1,521		-
	Restricted stock		4,147			4,147				-			4,147		-
	Mortgage servicing rights		107			107				-			107		-
	Financial liabilities:
	Savings accounts		41,712			41,712				-			41,712		-
	Checking and NOW accounts		110,178			110,178				-			110,178		-
	Money market accounts		70,955			70,955				-			70,955		-
	Certificates of deposit		318,143			326,974				-			326,974		-
	FHLB advances		48,085			56,102				-			56,102		-
	Accrued interest payable		266			266				-			266		-
Fair Value Inputs Level 2	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of quantitative information regarding significant techniques and inputs used	'
		Fair Value at		Valuation		Observable Input		Method or Value as of
		30-Sep-13		Technique				30-Sep-13
		(In thousands)
	Servicing rights	$	337	Discounted rate		Discount rate			11.00-12.00%		Rate used through
											modeling period
						Loan prepayment speeds			15.58%		Weighted-average
											CPR
						Servicing fees			0.25%		Of loan balance
						Servicing costs			6.25%		Monthly servicing
											cost per account
								$	150		Additional monthly servicing cost per loan on loans more than 30 days delinquent
		Fair Value at		Valuation		Observable Input		Method or Value as of
		30-Sep-12		Technique				30-Sep-12
		(In thousands)
	Servicing rights	$	107	Discounted rate		Discount rate			11.00%		Rate used through
											modeling period
						Loan prepayment speeds			28.04%		Weighted-average
											CPR
						Servicing fees			0.25%		Of loan balance
						Servicing costs			6.25%		Monthly servicing
											cost per account
									25.00%		Additional monthly servicing cost per loan on loans more than 30 days delinquent
									0.00%		Of loans more than 30 days delinquent
Fair Value Inputs Level 3	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of quantitative information regarding significant techniques and inputs used	'
		30-Sep-13
		Fair Value at		Valuation Technique		Unobservable Input		Range/(Weighted
		30-Sep-13						Average
		(Dollars in thousands)
	Other real estate owned	$	2,341	Appraisal of collateral(1)		Collateral discounts(2)			14-84%/(39%)
	Impaired loans(3)		1,047	Appraisal of collateral(1)		Collateral discounts(2)			1-73%/(28%)
	Total	$	3,388
	(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
	(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
	(3) Includes assets directly charged-down to fair value during the year-to-date period.
		30-Sep-12
		Fair Value at		Valuation Technique	Unobservable Input		Range/(Weighted Average)
		30-Sep-12
		(Dollars in thousands)
	Other real estate owned	$	2,991	Appraisal of collateral(1)	Collateral discounts(2)			20-63%/(18%)
	Impaired loans(3)		5,925	Appraisal of collateral(1)	Collateral discounts(2)			0-16%/(16%)
	Total	$	8,916
	(1) Fair value is generally determined through independent appraisals of the underlying collateral.
	(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
	(3) Includes assets directly charged-down to fair value during the year-to-date period.

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]	'
Schedule of deferred income taxes	'
		September 30,
		2013			2012
		(In thousands)
	Deferred Tax Assets:
	Unrealized loss on investments available for sale	$	1,385		$	-
	Allowance for loan losses		3,091			3,362
	Non-accrual interest		87			374
	Write-down of real estate owned		573			222
	Alternative minimum  tax (AMT) credit carryover		64			64
	Low-income housing tax credit carryover		337			337
	Supplement Employer Retirement Plan		435			384
	Charitable contributions		202			198
	Depreciation		150			33
	State net operating loss		1,528			800
	Federal net operating loss		7,046			2,166
	Other		112			74
	Total Deferred Tax Assets		15,010			8,014
	Valuation allowance for DTA		(12,454	)		(874	)
	Total Deferred Tax Assets, Net of Valuation Allowance	$	2,556		$	7,140
	Deferred Tax Liabilities:
	Unrealized gain on investments available for sale		-			(329	)
	Mortgage servicing rights		(92	)		(36	)
	Total Deferred Tax Liabilities		(92	)		(365	)
	Deferred Tax Assets, Net	$	2,464		$	6,775
Schedule of income tax expense (benefit)	'
		September 30,
		2013			2012			2011
		(In thousands)
	Federal:
	Current	$	(15	)	$	87		$	(488	)
	Deferred		6,025			541			(3,091	)
			6,010			628			(3,579	)
	State, current		-			-			-
		$	6,010		$	628		$	(3,579	)
Schedule of reconciliation between federal income tax at the statutory rate	'
		September 30,
		2013			2012			2011
		(Dollars in thousands)
	At federal statutory rate at 34%	$	(4,350	)	$	880		$	(3,295	)
	Adjustments resulting from:
	State tax, net of federal benefit		-			-			-
	Tax-exempt interest		(77	)		(25	)		(8	)
	Low-income housing credit		-			(44	)		(41	)
	Earnings on bank-owned life insurance		(400	)		(179	)		(186	)
	DTA valuation allowance		10,724			-			-
	Other		113			(4	)		(49	)
		$	6,010		$	628		$	(3,579	)
	Effective tax rate		(47.0	)%		24.3	%		(36.9	)%

Leases_Tables

Leases (Tables)	12 Months Ended
	Sep. 30, 2013
Leases [Abstract]	'
Schedule of future minimum rental commitments under lease	'
	Years ending September 30:
	2014	$	279
	2015		237
	2016		214
	2017		215
	2018		214
	Thereafter		4,334
		$	5,493
	Years ending September 30:
	2014	$	257
	2015		75
	2016		-
	2017		-
	2018		-
		$	332

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	12 Months Ended
	Sep. 30, 2013
Commitments and Contingencies [Abstract]	'
Schedule of financial instruments outstanding	'
		September 30,
		2013		2012
		(In thousands)
	Commitments to extend credit:
	Future loan commitments	$	7,858	$	14,190
	Undisbursed construction loans		3,797		4,519
	Undisbursed home equity lines of credit		13,936		24,826
	Undisbursed commercial lines of credit		3,032		3,163
	Overdraft protection lines		108		813
	Standby letters of credit		3,727		3,717
	Total Commitments	$	32,458	$	51,228

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2013
Regulatory Matters [Abstract]	'
Schedule of actual capital amounts and ratios	'
		Actual					For Capital Adequacy				To be Well Capitalized
							Purposes				Under Prompt
											Corrective Action
											Provisions
		Amount		Ratio			Amount	Ratio			Amount		Ratio
		(Dollars in thousands)
	As of September 30, 2013:
	Tangible Capital (to tangible assets)	$	64,524		10.91	%	$≥  8,874		1.5	%	$	-		N/A
	Core Capital (to adjusted tangible		64,524		10.91		≥23,664		4		≥29,580			5	%
	assets)
	Tier 1 Capital (to risk-weighted		64,524		17.72		≥14,566		4		≥21,849			6
	assets)
	Total risk-based Capital (to risk-		69,084		18.97		≥29,132		8		≥36,415			10
	weighted assets)
	As of September 30, 2012:
	Tangible Capital (to tangible assets)	$	54,436		7.7	%	$≥10,601		1.5	%	$	-		N/A
	Core Capital (to adjusted tangible		54,436		7.7		≥28,269		4		≥35,336			5	%
	assets)
	Tier 1 Capital (to risk-weighted		54,436		12.96		≥16,801		4		≥25,202			6
	assets)
	Total risk-based Capital (to risk-		59,715		14.22		≥33,602		8		≥42,003			10
	weighted assets)
Schedule of reconciliation of Bank's equity	'
		September 30,
		2013		2012
		(In thousands)
	Bank GAAP equity	$	62,042	$	58,835
	Disallowed portion of deferred tax asset		-		(3,757	)
	Net unrealized gain on securities available for sale, net of income taxes		2,482		(642	)
	Tangible Capital , Core Capital and Tier 1 Capital		64,524		54,436
	Allowance for loan losses (excluding specific reserves of $0 and $0 for		4,560		5,279
	2013 and 2012, respectively), (also excluding 1.25% of risk-weighted assets of
	$627 and $2,302 for 2013 and 2012, respectively)
	Total Risk-Based Capital	$	69,084	$	59,715

Condensed_Financial_Informatio1

Condensed Financial Information - Parent Company Only (Tables)	12 Months Ended
	Sep. 30, 2013
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Schedule of condensed statements of financial condition	'
		September 30,
		2013			2012
		(In thousands)
	Assets
	Cash and Cash Equivalents	$	2,394		$	918
	Investment in subsidiaries		62,042			58,835
	Investment securities available for sale		8,313			-
	Loans receivable, net		2,090			2,205
	Deferred income taxes, net		106			115
	Other assets		523			625
	Total Assets	$	75,468		$	62,698
	Liabilities
	Accounts payable	$	62		$	62
	Shareholders’ Equity		75,406			62,636
	Total Liabilities and Shareholders’ Equity	$	75,468		$	62,698
Schedule of condensed statements of operations	'
		Year Ended September 30,
		2013			2012			2011
		(In thousands)
	Income
	Interest income	$	184		$	129		$	210
	Total Interest Income		184			129			210
	Gain on sale of investment securities		-			40			-
	Expense
	Other operating expenses		17			14			58
	Total Other Expenses		17			14			58
	Gain before Equity in Undistributed Net Income(Loss) of Subsidiaries and Income Tax Benefit		167			155			152
	Equity in Undistributed Net (Loss) Income of Subsidiaries		(18,839	)		1,859			(6,094	)
	Income tax expense		131			55			170
	Net (Loss) Income	$	(18,803	)	$	1,959		$	(6,112	)
Schedule of condensed statements of cash flows	'
		Year Ended September 30,
		2013			2012			2011
		(In thousands)
	Cash Flows from Operating Activities
	Net (loss) income		(18,803	)	$	1,959		$	(6,112	)
	Undistributed net loss (income) of subsidiaries		18,839			(1,859	)		6,094
	Deferred income taxes, net		106			(32	)		(30	)
	ESOP shares committed to be released		169			103			98
	Amortization (accretion) of discounts on investment		40			79			(4	)
	securities
	Net gain on sale of investment securities		-			(40	)		-
	(Decrease) increase in other liabilities		-			(500	)		14
	(Increase) decrease in other assets		(197	)		(193	)		40
	Net Cash Provided by (Used in) Operating Activities		154			(483	)		100
	Cash Flows from Investing Activities
	Proceeds from maturities and principal collection on		1,474			888			742
	investments available for sale, net
	Purchases of investment securities		(10,299	)		(1,001	)		(3,290	)
	Calls, sales of investment securities		200			2,806			3,673
	Loan originations and principal collections, net		115			109			105
	Net Cash (Used in)  Provided by Investing Activities		(8,510	)		2,802			1,230
	Cash Flows from Financing Activities
	Proceeds from stock issuance net of offering costs		34,732			-			-
	Capitalization		(25,000	)		(3,200	)		-
	Capitalization of Mutual Holding Company		100			-			-
	Cash dividends paid		-			-			(81	)
	Net Cash Provided by (Used in) Financing Activities		9,832			(3,200	)		(81	)
	Net Increase (Decrease) in Cash and Cash Equivalents		1,476			(881	)		1,249
	Cash and Cash Equivalents - Beginning		918			1,799			550
	Cash and Cash Equivalents - Ending	$	2,394		$	918		$	1,799

Organizational_Structure_and_N1

Organizational Structure and Nature of Operations (Detail Textuals) (USD $)	12 Months Ended				0 Months Ended	1 Months Ended	12 Months Ended			0 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2008	Oct. 11, 2012	19-May-08	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Oct. 11, 2012
	stores				Second-Step Conversion	Malvern Federal Mutual Holding Company	Strategic Asset Management Group, Inc.	Strategic Asset Management Group, Inc.	Strategic Asset Management Group, Inc.	Mid Tier Holding Company
										Second-Step Conversion
Number of common stock issued in connection with conversion and reorganization	'	'	'	'	3,636,875	'	'	'	'	2,921,598
Common stock, par value (in dollars per share)	$0.01	$0.01	'	'	$0.01	'	'	'	'	'
Subscription price	'	'	'	'	$10	'	'	'	'	'
Common stock, value, subscriptions	'	$56,700,000	'	'	$36,400,000	'	'	'	'	'
Common stock, conversion basis	'	'	'	'	'Each share of common stock of the Mid-Tier Holding Company was converted into the right to receive 1.0748 shares of common stock of the new Malvern Bancorp, Inc. in the conversion and reorganization.	'	'	'	'	'
Common stock, shares outstanding	6,558,473	6,102,500	'	'	'	'	'	'	'	'
Employee Stock Ownership Plan (ESOP), amount borrowed	'	'	'	2,600,000	'	'	'	'	'	'
Employee Stock Ownership Plan (ESOP), shares purchased	'	'	'	241,178	'	'	'	'	'	'
Employee Stock Ownership Plan (ESOP), debt structure, direct loan, description	'The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026.	'	'	'	'	'Principal and interest payments of the loan are being made quarterly over a term of 18 years at a fixed interest rate of 5.0%.	'	'	'	'
Number of branches	8	'	'	'	'	'	'	'	'	'
Investment owned, percentage	'	'	'	'	'	'	50.00%	'	'	'
Assets	601,554,000	711,812,000	'	'	'	'	53,000	42,000	'	'
Net (loss) income	($18,803,000)	$1,959,000	($6,112,000)	'	'	'	$10,000	'	$8,000	'
Number of shares of Malvern Bancorp, Inc entitled to receive by public stockholders	'	1.0748	1.0748	'	'	'	'	'	'	'

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Detail Textuals) (USD $)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
	Segment
Amount of loans classified as held for sale	$10,367,000	'	'
Property and equipment, depreciation method	'straight-line and accelerated methods	'	'
Property and equipment, estimated useful life	'from 3 to 39 years	'	'
Number of reportable segments	1	'	'
Expenses of matching contribution related to the plan	110,000	102,000	54,000
Bonus matching contribution	0	0	0
Accrued amount for the Plans included in other liabilities	1,300,000	1,100,000	'
Distributions made during the period	20,000	20,000	'
Expense associated with the Plans	$168,000	$116,000	$172,000
Minimum	'	'	'
Mortgage loan, maturity term	'10 years	'	'
Maximum	'	'	'
Mortgage loan, maturity term	'30 years	'	'

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Detail Textuals 1) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'	'
Amount of net repurchases	($1,109)	($1,202)	($1,218)	'
Cash and cash equivalents	23,687	131,910	33,496	81,395
Federal home loan bank of Pittsburgh	'	'	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'	'	'
Amount of net repurchases	1,100	1,200	'	'
Number of FHLB shares	30,378	41,466	'	'
Cash and cash equivalents	$3,900	$4,400	'	'

Earnings_Per_Share_Composition

Earnings Per Share - Composition of weighted average shares (denominator) used in earnings per share computations (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Earnings Per Share [Abstract]	'	'	'
Net (Loss) Income	($18,803)	$1,959	($6,112)
Weighted average shares outstanding	6,544,731	6,102,500	6,102,500
Exchange rate from offering	'	1.0748	1.0748
Adjusted weighted average shares outstanding	6,544,731	6,558,967	6,558,967
Average unearned ESOP shares	-193,483	-204,016	-218,382
Weighted average shares outstanding - basic	6,351,248	6,354,951	6,340,585
Earnings (Loss) per share - basic (in dollars per share)	($2.96)	$0.31	($0.96)

Employee_Stock_Ownership_Plan_

Employee Stock Ownership Plan (Detail Textuals) (USD $)	4 Months Ended	12 Months Ended
	Sep. 30, 2008	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Employee Stock Ownership Plan [Abstract]	'	'	'	'
Employee Stock Ownership Plan (ESOP), shares purchased	241,178	'	'	'
Employee Stock Ownership Plan (ESOP), amount borrowed	$2,600,000	'	'	'
Average price of shares purchased	$10.86	'	'	'
Employee Stock Ownership Plan (ESOP), debt structure, direct loan, description	'	'The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026.	'	'
Committed to be released ESOP shares	'	14,371	13,404	13,404
Number of unallocated shares	'	186,765	'	'
Number of allocated shares held by the ESOP	'	72,453	'	'
Aggregate fair value of shares held by the ESOP	'	$2,400,000	'	'

Investment_Securities_Unrealiz

Investment Securities - Unrealized Gain Loss on Investments (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Schedule of Investments [Line Items]	'	'
Amortized Cost	$128,739	$79,536
Gross Unrealized Gains	245	1,232
Gross Unrealized Losses	-4,317	-260
Fair value	124,667	80,508
Total Available For Sale Securities Before Mortgage-Backed	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	35,245	36,592
Gross Unrealized Gains	54	485
Gross Unrealized Losses	-1,337	-252
Fair value	33,962	36,825
U.S. government agencies	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	20,108	23,674
Gross Unrealized Gains	7	247
Gross Unrealized Losses	-683	'
Fair value	19,432	23,921
FHLB notes	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	'	695
Gross Unrealized Gains	'	1
Gross Unrealized Losses	'	'
Fair value	'	696
State and municipal obligations	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	12,381	9,217
Gross Unrealized Gains	19	186
Gross Unrealized Losses	-462	-16
Fair value	11,938	9,387
Single issuer trust preferred security	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	1,000	1,000
Gross Unrealized Gains	'	'
Gross Unrealized Losses	-190	-236
Fair value	810	764
Corporate debt securities	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	1,756	2,006
Gross Unrealized Gains	28	51
Gross Unrealized Losses	-2	'
Fair value	1,782	2,057
Mortgage Backed Securities	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	93,494	42,944
Gross Unrealized Gains	191	747
Gross Unrealized Losses	-2,980	-8
Fair value	90,705	43,683
Adjustable-rate | Mortgage-backed securities: FNMA	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	1,967	1,144
Gross Unrealized Gains	52	71
Gross Unrealized Losses	-5	'
Fair value	2,014	1,215
Adjustable-rate | Mortgage-backed securities: FHLMC	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	5,032	248
Gross Unrealized Gains	11	13
Gross Unrealized Losses	-22	'
Fair value	5,021	261
Adjustable-rate | Mortgage-backed securities: GNMA, adjustable-rate	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	'	1
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Fair value	'	1
Fixed-rate | Mortgage-backed securities: FNMA	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	18,967	647
Gross Unrealized Gains	6	63
Gross Unrealized Losses	-882	'
Fair value	18,091	710
Fixed-rate | Mortgage-backed securities: FHLMC	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	13,391	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	-541	'
Fair value	12,850	'
Fixed-rate | Mortgage-backed securities: CMO, fixed-rate	'	'
Schedule of Investments [Line Items]	'	'
Amortized Cost	54,137	40,904
Gross Unrealized Gains	122	600
Gross Unrealized Losses	-1,530	-8
Fair value	$52,729	$41,496

Investment_Securities_Continuo

Investment Securities - Continuous Unrealized Loss Position of Available For Sale Securities (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	$104,182	$2,527
Less than 12 Months: Unrealized Losses	-4,127	-8
More than 12 Months: Fair Value	810	782
More than 12 Months: Unrealized Losses	-190	-252
Total: Fair Value	104,992	3,309
Total: Unrealized Losses	-4,317	-260
U.S. government agencies	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	18,104	'
Less than 12 Months: Unrealized Losses	-683	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	18,104	'
Total: Unrealized Losses	-683	'
State and municipal obligations	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	10,748	'
Less than 12 Months: Unrealized Losses	-462	'
More than 12 Months: Fair Value	'	18
More than 12 Months: Unrealized Losses	'	-16
Total: Fair Value	10,748	18
Total: Unrealized Losses	-462	-16
Single issuer trust preferred security	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	'	'
Less than 12 Months: Unrealized Losses	'	'
More than 12 Months: Fair Value	810	764
More than 12 Months: Unrealized Losses	-190	-236
Total: Fair Value	810	764
Total: Unrealized Losses	-190	-236
Corporate debt securities	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	249	'
Less than 12 Months: Unrealized Losses	-2	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	249	'
Total: Unrealized Losses	-2	'
Adjustable-rate | Mortgage-backed securities: FNMA	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	966	'
Less than 12 Months: Unrealized Losses	-5	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	966	'
Total: Unrealized Losses	-5	'
Adjustable-rate | Mortgage-backed securities: FHLMC	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	4	'
Less than 12 Months: Unrealized Losses	-22	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	4	'
Total: Unrealized Losses	-22	'
Fixed-rate | Mortgage-backed securities: FNMA	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	17,990	'
Less than 12 Months: Unrealized Losses	-882	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	17,990	'
Total: Unrealized Losses	-882	'
Fixed-rate | Mortgage-backed securities: FHLMC	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	12,850	'
Less than 12 Months: Unrealized Losses	-541	'
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	12,850	'
Total: Unrealized Losses	-541	'
Fixed-rate | Mortgage-backed securities: CMO, fixed-rate	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 Months: Fair Value	43,271	2,527
Less than 12 Months: Unrealized Losses	-1,530	-8
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	43,271	2,527
Total: Unrealized Losses	($1,530)	($8)

Investment_Securities_Amortize

Investment Securities - Amortized cost and fair value of debt securities by contractual maturity (Details 2) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]	'	'
Within 1 year	$3,173	'
Over 1 year through 5 years	5,573	'
After 5 years through 10 years	25,031	'
Over 10 years	1,468	'
Available-for-sale Securities, Single Maturity Date, Amortized Cost Basis, Total	35,245	'
Mortgage-backed securities	93,494	'
Available-for-sale Securities, Amortized Cost Basis, Total	128,739	79,536
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]	'	'
Within 1 year	2,998	'
Over 1 year through 5 years	5,538	'
After 5 years through 10 years	24,017	'
Over 10 years	1,409	'
Available-for-sale Securities, Single Maturity Date, Fair Value, Total	33,962	'
Mortgage-backed securities	90,705	'
Available-for-sale Securities, Fair value, Total	$124,667	$80,508

Investment_Securities_Detail_T

Investment Securities (Detail Textuals) (USD $)	12 Months Ended		3 Months Ended	0 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Mar. 31, 2012	Aug. 08, 2012	Sep. 30, 2012
			Fixed-rate	Adjustable-rate	Adjustable-rate
			Mortgage-backed securities: FNMA	Mortgage-backed securities: GNMA, adjustable-rate	Mortgage-backed securities: GNMA, adjustable-rate
			Security	Security
Schedule Of Investment Securities [Line Items]	'	'	'	'	'
Proceeds from sale of securities available for sale	$18,171,000	$24,128,000	'	'	'
Available-for-sale securities, gross realized gains	479,000	589,000	'	'	'
Number of held to maturity securities sold	'	'	2	17	'
Book value of mortgage-backed securities that were classified as HTM	'	'	2,800,000	184,000	'
Gross gain (loss) of mortgage-backed securities that were classified as HTM	'	'	164,000	-2,000	'
Percentage of substantial portion of the principal outstanding	'	'	'	85.00%	'
Remaining outstanding balance transferred to the available-for-sale	'	520,000	'	'	520,000
Remaining outstanding balance transferred to accumulated other comprehensive income	'	'	'	'	$50,000

Investment_Securities_Detail_T1

Investment Securities (Detail Textuals 1) (USD $)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Schedule of Investments [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	$190,000	$252,000
Securities pledged to secure public deposits	0	0
U.S. government agencies	'	'
Schedule of Investments [Line Items]	'	'
Number of securities held in an unrealized loss position	21	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	'	'
State and municipal obligations	'	'
Schedule of Investments [Line Items]	'	'
Number of securities held in an unrealized loss position	30	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	'	16,000
Single issuer trust preferred security	'	'
Schedule of Investments [Line Items]	'	'
Number of securities held in an unrealized loss position	1	'
Improved gross unrealized loss	46,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	190,000	236,000
Corporate debt securities	'	'
Schedule of Investments [Line Items]	'	'
Number of securities held in an unrealized loss position	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	'	'
Mortgage Backed Securities	'	'
Schedule of Investments [Line Items]	'	'
Number of securities held in an unrealized loss position	70	'

Loans_Receivable_and_Related_A2

Loans Receivable and Related Allowance for Loan Losses - Portfolio of Loans Receivable (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for loan losses	($5,090)	($7,581)	'	'
Total loans receivable, net	401,857	457,001	'	'
Loans Receivable	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	404,737	462,162	513,185	'
Deferred loan costs, net	2,210	2,420	'	'
Allowance for loan losses	-5,090	-7,581	-10,101	-8,157
Total loans receivable, net	401,857	457,001	'	'
Loans Receivable | Residential mortgage	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	239,900	231,803	229,330	'
Allowance for loan losses	-1,414	-1,487	-1,458	-1,555
Loans Receivable | Construction and Development: Residential and commercial	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	6,672	20,500	26,005	'
Allowance for loan losses	-164	-724	-1,627	-689
Loans Receivable | Construction and Development: Land	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	2,439	632	2,722	'
Allowance for loan losses	-56	-11	-49	-63
Loans Receivable | Total Construction and Development	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	9,111	21,132	'	'
Loans Receivable | Commercial: Commercial real estate	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	70,571	112,199	131,225	'
Allowance for loan losses	-1,726	-3,493	-4,176	-2,741
Loans Receivable | Commercial: Multi-family	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	1,971	2,087	5,507	'
Allowance for loan losses	-40	-10	-49	-191
Loans Receivable | Commercial: Other	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	5,573	7,517	10,992	'
Allowance for loan losses	-59	-226	-317	-303
Loans Receivable | Total Commercial	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	78,115	121,803	'	'
Loans Receivable | Consumer: Home equity lines of credit	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	20,431	20,959	20,735	'
Allowance for loan losses	-137	-160	-220	-284
Loans Receivable | Consumer: Second mortgages	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	54,532	65,703	85,881	'
Allowance for loan losses	-1,393	-1,389	-2,154	-2,264
Loans Receivable | Consumer: Other	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	2,648	762	788	'
Allowance for loan losses	-22	-16	-16	-22
Loans Receivable | Total Consumer	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total loans	$77,611	$87,424	'	'

Loans_Receivable_and_Related_A3

Loans Receivable and Related Allowance for Loan Losses - Reconciliation of allowance for loan losses (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	$7,581	'	'
Provision	11,235	810	12,392
Allowance for loan losses, Ending Balance	5,090	7,581	'
Loans Receivable	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	7,581	10,101	8,157
Charge-offs	-14,321	-4,623	-10,550
Recoveries	595	1,293	102
Provision	11,235	810	12,392
Allowance for loan losses, Ending Balance	5,090	7,581	10,101
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	351	2,354
Allowance for loan losses: Ending balance: collectively evaluated for impairment	5,090	7,230	7,747
Loans receivables	404,737	462,162	513,185
Loans receivables: Ending balance: individually evaluated for impairment	3,247	13,241	14,860
Loans Receivable: Ending balance: collectively evaluated for impairment	401,490	448,921	498,325
Loans Receivable | Residential mortgage	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	1,487	1,458	1,555
Charge-offs	-994	-1,367	-2,478
Recoveries	199	'	1
Provision	722	1,396	2,380
Allowance for loan losses, Ending Balance	1,414	1,487	1,458
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	296
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,414	1,487	1,162
Loans receivables	239,900	231,803	229,330
Loans receivables: Ending balance: individually evaluated for impairment	1,295	3,971	1,651
Loans Receivable: Ending balance: collectively evaluated for impairment	238,605	227,832	227,679
Loans Receivable | Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	724	1,627	689
Charge-offs	-5,768	-826	-1,307
Recoveries	'	1,139	'
Provision	5,208	-1,216	2,245
Allowance for loan losses, Ending Balance	164	724	1,627
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	870
Allowance for loan losses: Ending balance: collectively evaluated for impairment	164	724	757
Loans receivables	6,672	20,500	26,005
Loans receivables: Ending balance: individually evaluated for impairment	209	3,788	5,201
Loans Receivable: Ending balance: collectively evaluated for impairment	6,463	16,712	20,804
Loans Receivable | Construction and Development: Land	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	11	49	63
Charge-offs	-99	'	'
Recoveries	'	'	'
Provision	144	-38	-14
Allowance for loan losses, Ending Balance	56	11	49
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	56	11	49
Loans receivables	2,439	632	2,722
Loans receivables: Ending balance: individually evaluated for impairment	237	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	2,202	632	2,722
Loans Receivable | Commercial: Commercial real estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	3,493	4,176	2,741
Charge-offs	-6,315	-951	-2,460
Recoveries	117	5	1
Provision	4,431	263	3,894
Allowance for loan losses, Ending Balance	1,726	3,493	4,176
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	351	751
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,726	3,142	3,425
Loans receivables	70,571	112,199	131,225
Loans receivables: Ending balance: individually evaluated for impairment	'	4,837	6,996
Loans Receivable: Ending balance: collectively evaluated for impairment	70,571	107,362	124,229
Loans Receivable | Commercial: Multi-family	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	10	49	191
Charge-offs	'	-113	-164
Recoveries	'	'	1
Provision	30	74	21
Allowance for loan losses, Ending Balance	40	10	49
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	40	10	49
Loans receivables	1,971	2,087	5,507
Loans receivables: Ending balance: individually evaluated for impairment	'	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	1,971	2,087	5,507
Loans Receivable | Commercial: Other	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	226	317	303
Charge-offs	-94	-88	-278
Recoveries	23	2	5
Provision	-96	-5	287
Allowance for loan losses, Ending Balance	59	226	317
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	20
Allowance for loan losses: Ending balance: collectively evaluated for impairment	59	226	297
Loans receivables	5,573	7,517	10,992
Loans receivables: Ending balance: individually evaluated for impairment	900	175	195
Loans Receivable: Ending balance: collectively evaluated for impairment	4,673	7,342	10,797
Loans Receivable | Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	160	220	284
Charge-offs	'	-72	-166
Recoveries	17	2	3
Provision	-40	10	99
Allowance for loan losses, Ending Balance	137	160	220
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	61
Allowance for loan losses: Ending balance: collectively evaluated for impairment	137	160	159
Loans receivables	20,431	20,959	20,735
Loans receivables: Ending balance: individually evaluated for impairment	34	23	60
Loans Receivable: Ending balance: collectively evaluated for impairment	20,397	20,936	20,675
Loans Receivable | Consumer: Second mortgages	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	1,389	2,154	2,264
Charge-offs	-1,042	-1,184	-3,691
Recoveries	235	141	82
Provision	811	278	3,499
Allowance for loan losses, Ending Balance	1,393	1,389	2,154
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	356
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,393	1,389	1,798
Loans receivables	54,532	65,703	85,881
Loans receivables: Ending balance: individually evaluated for impairment	572	447	757
Loans Receivable: Ending balance: collectively evaluated for impairment	53,960	65,256	85,124
Loans Receivable | Consumer: Other	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	16	16	22
Charge-offs	-9	-22	-6
Recoveries	4	4	9
Provision	11	18	-9
Allowance for loan losses, Ending Balance	22	16	16
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	22	16	16
Loans receivables	2,648	762	788
Loans receivables: Ending balance: individually evaluated for impairment	'	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	2,648	762	788
Loans Receivable | Unallocated	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning Balance	65	35	45
Charge-offs	'	'	'
Recoveries	'	'	'
Provision	14	30	-10
Allowance for loan losses, Ending Balance	79	65	35
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$79	$65	$35

Loans_Receivable_and_Related_A4

Loans Receivable and Related Allowance for Loan Losses - Impaired loans by specific allowance and no specific allowance (Details 2) (Loans Receivable, USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	$2,306
Impaired Loans with Allowance: Related Allowance	'	351
Impaired Loans with No Allowance: Recorded Investment	3,247	10,935
Total Impaired Loans: Recorded Investment	3,247	13,241
Total Impaired Loans: Unpaid Principal Balance	4,195	17,214
Residential mortgage	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	1,295	3,971
Total Impaired Loans: Recorded Investment	1,295	3,971
Total Impaired Loans: Unpaid Principal Balance	1,510	5,344
Construction and Development: Residential and commercial	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	209	3,788
Total Impaired Loans: Recorded Investment	209	3,788
Total Impaired Loans: Unpaid Principal Balance	297	5,615
Construction and Development: Land	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	237	'
Total Impaired Loans: Recorded Investment	237	'
Total Impaired Loans: Unpaid Principal Balance	337	'
Commercial: Commercial real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	2,306
Impaired Loans with Allowance: Related Allowance	'	351
Impaired Loans with No Allowance: Recorded Investment	'	2,531
Total Impaired Loans: Recorded Investment	'	4,837
Total Impaired Loans: Unpaid Principal Balance	'	5,300
Commercial: Other	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	900	175
Total Impaired Loans: Recorded Investment	900	175
Total Impaired Loans: Unpaid Principal Balance	900	175
Consumer: Home equity lines of credit	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	34	23
Total Impaired Loans: Recorded Investment	34	23
Total Impaired Loans: Unpaid Principal Balance	50	37
Consumer: Second mortgages	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Allowance: Recorded Investment	'	'
Impaired Loans with Allowance: Related Allowance	'	'
Impaired Loans with No Allowance: Recorded Investment	572	447
Total Impaired Loans: Recorded Investment	572	447
Total Impaired Loans: Unpaid Principal Balance	$1,101	$743

Loans_Receivable_and_Related_A5

Loans Receivable and Related Allowance for Loan Losses - Average recorded investment in impaired loans and related interest income recognized (Details 3) (Loans Receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	$14,930	$13,500	$14,381
Interest Income Recognized on Impaired Loans	386	411	549
Cash Basis Collection on Impaired Loans	1,862	1,453	2,444
Residential mortgage	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	3,375	2,976	1,978
Interest Income Recognized on Impaired Loans	45	77	8
Cash Basis Collection on Impaired Loans	199	142	126
Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	5,940	3,410	2,386
Interest Income Recognized on Impaired Loans	65	49	136
Cash Basis Collection on Impaired Loans	946	945	1,805
Construction and Development: Land	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	10	'	'
Interest Income Recognized on Impaired Loans	2	'	'
Cash Basis Collection on Impaired Loans	2	'	'
Commercial: Commercial real estate	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	4,763	6,251	8,736
Interest Income Recognized on Impaired Loans	255	274	369
Cash Basis Collection on Impaired Loans	675	352	451
Commercial: Multi-family	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	'	'	138
Interest Income Recognized on Impaired Loans	'	'	'
Cash Basis Collection on Impaired Loans	'	'	'
Commercial: Other	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	246	180	32
Interest Income Recognized on Impaired Loans	14	7	7
Cash Basis Collection on Impaired Loans	27	7	7
Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	22	26	102
Interest Income Recognized on Impaired Loans	1	'	4
Cash Basis Collection on Impaired Loans	3	'	13
Consumer: Second mortgages	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	574	656	1,009
Interest Income Recognized on Impaired Loans	4	4	25
Cash Basis Collection on Impaired Loans	10	7	42
Consumer: Other	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Impaired Loans	'	1	'
Interest Income Recognized on Impaired Loans	'	'	'
Cash Basis Collection on Impaired Loans	'	'	'

Loans_Receivable_and_Related_A6

Loans Receivable and Related Allowance for Loan Losses - Loans portfolio by credit quality indicator (Details 4) (Loans Receivable, USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	$404,737	$462,162	$513,185
Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	396,401	418,522	'
Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	3,816	7,657	'
Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	4,520	35,632	'
Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	351	'
Residential mortgage	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	239,900	231,803	229,330
Residential mortgage | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	238,461	227,651	'
Residential mortgage | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	144	149	'
Residential mortgage | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,295	4,003	'
Residential mortgage | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	6,672	20,500	26,005
Construction and Development: Residential and commercial | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	5,564	6,920	'
Construction and Development: Residential and commercial | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	159	1,497	'
Construction and Development: Residential and commercial | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	949	12,083	'
Construction and Development: Residential and commercial | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Construction and Development: Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,439	632	2,722
Construction and Development: Land | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,202	'	'
Construction and Development: Land | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	632	'
Construction and Development: Land | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	237	'	'
Construction and Development: Land | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Commercial real estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	70,571	112,199	131,225
Commercial: Commercial real estate | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	67,028	89,646	'
Commercial: Commercial real estate | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	3,166	4,441	'
Commercial: Commercial real estate | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	377	17,761	'
Commercial: Commercial real estate | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	351	'
Commercial: Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,971	2,087	5,507
Commercial: Multi-family | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,971	2,087	'
Commercial: Multi-family | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Multi-family | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Multi-family | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Other	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	5,573	7,517	10,992
Commercial: Other | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	4,363	5,849	'
Commercial: Other | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	310	900	'
Commercial: Other | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	900	768	'
Commercial: Other | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	20,431	20,959	20,735
Consumer: Home equity lines of credit | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	20,397	20,936	'
Consumer: Home equity lines of credit | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Home equity lines of credit | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	34	23	'
Consumer: Home equity lines of credit | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Second mortgages	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	54,532	65,703	85,881
Consumer: Second mortgages | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	53,790	64,672	'
Consumer: Second mortgages | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	14	38	'
Consumer: Second mortgages | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	728	993	'
Consumer: Second mortgages | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Other	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,648	762	788
Consumer: Other | Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,625	761	'
Consumer: Other | Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	23	'	'
Consumer: Other | Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	1	'
Consumer: Other | Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'

Loans_Receivable_and_Related_A7

Loans Receivable and Related Allowance for Loan Losses - Non accrual loans (Details 5) (Loans Receivable, USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$1,901	$9,749
Residential mortgage	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	1,295	3,540
Construction and Development: Residential and commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	'	3,788
Commercial: Commercial real estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	'	1,458
Commercial: Other	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	'	201
Consumer: Home equity lines of credit	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	34	23
Consumer: Second mortgages	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$572	$739

Loans_Receivable_and_Related_A8

Loans Receivable and Related Allowance for Loan Losses - Loan portfolio summarized by aging categories (Details 6) (Loans Receivable, USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	$400,393	$447,869	'
30-59 Days Past Due	1,846	1,874	'
60 to 89 Days Past Due	597	2,670	'
Greater than 90 Days Past Due	1,901	9,749	'
Total Past Due	4,344	14,293	'
Total loans	404,737	462,162	513,185
Residential mortgage	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	237,584	226,861	'
30-59 Days Past Due	820	1,020	'
60 to 89 Days Past Due	201	382	'
Greater than 90 Days Past Due	1,295	3,540	'
Total Past Due	2,316	4,942	'
Total loans	239,900	231,803	229,330
Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	6,672	16,712	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	'	'	'
Greater than 90 Days Past Due	'	3,788	'
Total Past Due	'	3,788	'
Total loans	6,672	20,500	26,005
Construction and Development: Land	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	2,439	632	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	'	'	'
Greater than 90 Days Past Due	'	'	'
Total Past Due	'	'	'
Total loans	2,439	632	2,722
Commercial: Commercial real estate	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	70,416	108,963	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	155	1,778	'
Greater than 90 Days Past Due	'	1,458	'
Total Past Due	155	3,236	'
Total loans	70,571	112,199	131,225
Commercial: Multi-family	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	1,971	2,087	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	'	'	'
Greater than 90 Days Past Due	'	'	'
Total Past Due	'	'	'
Total loans	1,971	2,087	5,507
Commercial: Other	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	5,573	7,316	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	'	'	'
Greater than 90 Days Past Due	'	201	'
Total Past Due	'	201	'
Total loans	5,573	7,517	10,992
Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	20,397	20,716	'
30-59 Days Past Due	'	'	'
60 to 89 Days Past Due	'	220	'
Greater than 90 Days Past Due	34	23	'
Total Past Due	34	243	'
Total loans	20,431	20,959	20,735
Consumer: Second mortgages	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	52,698	63,824	'
30-59 Days Past Due	1,022	854	'
60 to 89 Days Past Due	240	286	'
Greater than 90 Days Past Due	572	739	'
Total Past Due	1,834	1,879	'
Total loans	54,532	65,703	85,881
Consumer: Other	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	2,643	758	'
30-59 Days Past Due	4	'	'
60 to 89 Days Past Due	1	4	'
Greater than 90 Days Past Due	'	'	'
Total Past Due	5	4	'
Total loans	$2,648	$762	$788

Loans_Receivable_and_Related_A9

Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructurings (Details 7) (Loans Receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	7	15
Total Troubled Debt Restructurings: Recorded Investment	$1,346	$9,613
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	2
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	1,426
Residential mortgage	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	'	4
Total Troubled Debt Restructurings: Recorded Investment	'	864
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	'
Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	5	2
Total Troubled Debt Restructurings: Recorded Investment	209	1,426
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	2
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	1,426
Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	2
Total Troubled Debt Restructurings: Recorded Investment	237	1,148
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	'
Commercial: Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	'	6
Total Troubled Debt Restructurings: Recorded Investment	'	6,000
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	'
Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	1
Total Troubled Debt Restructurings: Recorded Investment	900	175
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Number of Contracts	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within The Past 12 Months: Recorded Investment	'	'

Recovered_Sheet1

Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructurings Performing Status (Details 8) (Loans Receivable, USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	$1,346	$9,613
Performing	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	1,346	8,187
Performing | Residential mortgage	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	864
Performing | Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	209	'
Performing | Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	237	1,148
Performing | Commercial: Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	6,000
Performing | Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	900	175
Nonperforming	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	1,426
Nonperforming | Residential mortgage	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'
Nonperforming | Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	1,426
Nonperforming | Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'
Nonperforming | Commercial: Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'
Nonperforming | Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'

Recovered_Sheet2

Loans Receivable and Related Allowance for Loan Losses - First deemed to be troubled debt restructurings during period (Details 9) (Loans Receivable, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	7	2
Pre-Modifications Outstanding Recorded Investments	$1,346	$1,810
Post-Modifications Outstanding Recorded Investments	1,346	1,426
Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	5	2
Pre-Modifications Outstanding Recorded Investments	209	1,810
Post-Modifications Outstanding Recorded Investments	209	1,426
Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	1	'
Pre-Modifications Outstanding Recorded Investments	237	'
Post-Modifications Outstanding Recorded Investments	237	'
Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	1	'
Pre-Modifications Outstanding Recorded Investments	900	'
Post-Modifications Outstanding Recorded Investments	$900	'

Recovered_Sheet3

Loans Receivable and Related Allowance for Loan Losses (Related Party Loans) (Details 10) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Loans and Leases Receivable, Related Parties [Roll Forward]	'	'
Balance at beginning of year	$792	$617
New loans	'	267
Repayments	-269	-92
Balance at end of year	$523	$792

Recovered_Sheet4

Loans Receivable and Related Allowance for Loan Losses (Details 11) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Servicing Asset at Fair Value, Amount [Roll Forward]	'	'	'
Balance at beginning of year	$107	'	'
Amortization	6	-74	-6
Balance at end of year	271	107	'
Mortgage servicing rights	'	'	'
Servicing Asset at Fair Value, Amount [Roll Forward]	'	'	'
Balance at beginning of year	107	128	134
Amortization	6	-74	-6
Addition	158	53	'
Balance at end of year	$271	$107	$128

Recovered_Sheet5

Loans Receivable and Related Allowance for Loan Losses (Detail Textuals) (USD $)	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2013	Sep. 30, 2013	Oct. 31, 2013
		Loans Receivable	Loans Receivable	Loans Receivable	Loans Receivable	Loans Receivable	Loans Receivable
					Total Construction and Development	Single Investor	Subsequent event
					Loan		Single Investor
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'	'
Gross Proceed from sale of problem loans	'	'	'	'	'	'	$20,400,000
Gain (loss) on sale of problem loans	'	'	'	'	'	'	10,100,000
Loans held for sale	10,367,000	'	'	'	'	10,400,000	'
Net proceeds from sale of problem loans	'	'	'	'	'	'	9,300,000
Interest income recognized on nonaccrual loans	'	131,000	1,100,000	1,300,000	'	'	'
Interest Income on Nonaccrual loans	'	35,000	236,000	342,000	'	'	'
Additional provisions as a result of transaction	'	'	'	'	'	10,000,000	'
Number of loans repurchased	'	'	'	'	2	'	'
Carrying value of the loans repurchased	'	'	'	'	$1,000,000	'	'

Recovered_Sheet6

Loans Receivable and Related Allowance for Loan Losses (Detail Textuals 1) (USD $)

Oct. 31, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Loan

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loan

Loan

Residential mortgage

Construction and Development: Residential and commercial

Construction and Development: Residential and commercial

Construction and Development: Land

Construction and Development: Land

Commercial: Commercial real estate

Commercial: Other

Commercial: Other

Consumer: Home equity lines of credit

Nonaccruing

Impaired

Impaired

Loan

Loan

Loan

Loan

Loan

Loan

Loan

Loan

Contract

Loan

Loan

Financing Receivable, Modifications [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total Troubled Debt Restructurings: Number of Loans

'

7

15

4

5

2

1

2

6

1

1

'

2

'

13

Total Troubled Debt Restructurings: Recorded Investment

'

$1,346,000

$9,613,000

$864,000

$209,000

$1,426,000

$237,000

$1,148,000

$6,000,000

$900,000

$175,000

'

$1,400,000

$1,300,000

$8,200,000

Troubled Debt Restructured That Have Defaulted on Modified Terms YTD: Number of Contracts

'

'

2

'

'

2

'

'

'

'

'

'

'

'

'

Troubled Debt Restructured That Have Defaulted on Modified Terms YTD: Recorded Investment

'

'

1,426,000

'

'

1,426,000

'

'

'

'

'

'

'

'

'

Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down

'

'

'

'

'

'

'

'

'

'

'

37,000

'

'

'

Troubled Debt Restructuring Write Down Number of Contracts

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

Number of troubled debt restructuring on bulk sale transaction

14

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Aggregate book balance on bulk sale transaction

13,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Charge-offs on aggregate book balance on bulk sale transaction

$6,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Recovered_Sheet7

Loans Receivable and Related Allowance for Loan Losses (Details Textual 2) (USD $)

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2011

Sep. 30, 2010

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2011

Sep. 30, 2012

Sep. 30, 2010

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2010

Sep. 30, 2013

Sep. 30, 2010

Mortgage servicing rights

Mortgage servicing rights

Mortgage servicing rights

Mortgage servicing rights

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Loans Receivable

Mortgage servicing rights

Mortgage servicing rights

Long-term fixed rate residential mortgage loans

Long-term fixed rate residential mortgage loans

Maximum

Maximum

Minimum

Minimum

Mortgage servicing rights

Mortgage servicing rights

Mortgage servicing rights

Mortgage servicing rights

Financing Receivable, Allowance for Credit Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Servicing Asset

$271,000

$107,000

$271,000

$107,000

$128,000

$134,000

$44,400,000

$24,600,000

$23,100,000

'

'

'

'

'

'

'

'

Loan servicing rights, discount rate

'

'

'

'

'

'

'

'

'

11.00%

9.50%

'

'

12.00%

'

11.00%

'

Loan servicing rights, prepayment speed

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10.50%

'

5.00%

Loan servicing rights, weighted average default rate

'

'

'

'

'

'

'

'

'

'

1.92%

'

'

'

'

'

'

Sale of loan servicing rights at fair value

'

'

'

'

'

'

'

'

'

'

'

27,800,000

10,700,000

'

'

'

'

Servicing Assets Gain Loss On Disposal

'

'

'

'

'

'

'

'

'

'

'

$366,000

$415,000

'

'

'

'

Property_and_Equipment_Summary

Property and Equipment - Summary of Property and Equipment (Details) (USD $)

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

In Thousands, unless otherwise specified

Land

Land

Building and improvements

Building and improvements

Building and improvements

Building and improvements

Construction in process

Construction in process

Furniture, fixtures and equipment

Furniture, fixtures and equipment

Furniture, fixtures and equipment

Furniture, fixtures and equipment

Maximum

Minimum

Maximum

Minimum

Property, Plant and Equipment [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Property and equipment, estimated useful life (years)

'

'

'

'

'

'

'39 years

'10 years

'

'

'

'

'7 years

'3 years

Property and equipment, gross

$16,165

$15,898

$711

$711

$11,386

$11,331

'

'

$1

$44

$4,067

$3,812

'

'

Accumulated depreciation

-8,906

-8,223

'

'

'

'

'

'

'

'

'

'

'

'

Property and equipment, net

$7,259

$7,675

'

'

'

'

'

'

'

'

'

'

'

'

Property_and_Equipment_Detail_

Property and Equipment (Detail Textuals) (USD $)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Property, Plant and Equipment [Abstract]	'	'	'
Depreciation	$695,000	$724,000	$826,000

Deposits_Information_of_Deposi

Deposits - Information of Deposits (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Tiered savings	$1,574	$22,278
Regular savings	41,358	19,434
Money market accounts	67,372	70,955
Checking and NOW accounts	87,676	87,116
Non-Interest bearing demand	24,662	23,062
Total Deposits before Certificate accounts	222,642	222,845
Certificates accounts	261,954	318,143
Total Deposits	484,596	540,988
Percentage of Tiered savings to total deposits	0.33%	4.12%
Percentage of Regular savings to total deposits	8.53%	3.59%
Percentage of Money Market to total deposits	13.90%	13.12%
Percentage of Checking and NOW accounts to total deposits	18.09%	16.10%
Percentage of Non-Interest bearing demand accounts to total deposits	5.09%	4.26%
Percentage of total deposits before certificate accounts to total deposits	45.94%	41.19%
Percentage of Certificate accounts to total deposits	54.06%	58.81%
Percentage of Interest-bearing Domestic Deposits to Deposits	100.00%	100.00%
0% to 0.99%	'	'
Certificates accounts	113,142	94,189
Percentage of Certificate accounts to total deposits	23.35%	17.41%
Certificate Rate- 1% to 1.99%	'	'
Certificates accounts	49,006	82,483
Percentage of Certificate accounts to total deposits	10.11%	15.25%
Certificate Rate- 2% to 2.99%	'	'
Certificates accounts	59,599	99,210
Percentage of Certificate accounts to total deposits	12.30%	18.34%
Certificate Rate- 3% to 3.99%	'	'
Certificates accounts	36,409	36,879
Percentage of Certificate accounts to total deposits	7.51%	6.82%
Certificate Rate- 4% to 4.99%	'	'
Certificates accounts	3,798	5,042
Percentage of Certificate accounts to total deposits	0.79%	0.93%
Certificate Rate- 5% to 5.99%	'	'
Certificates accounts	'	$340
Percentage of Certificate accounts to total deposits	'	0.06%

Deposits_Interest_expense_on_d

Deposits - Interest expense on deposits (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Deposits [Abstract]	'	'	'
Savings accounts	$24	$48	$78
Checking and NOW accounts	119	256	519
Money market accounts	228	446	915
Certificates of deposit	4,908	5,942	6,941
Total deposits	$5,279	$6,692	$8,453

Deposits_Certificates_of_depos

Deposits - Certificates of deposits by year of maturity (Details 2) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Deposits [Abstract]	'	'
One year or less	$109,344	'
After one year to two years	66,181	'
After two years to three years	32,317	'
After three years to four years	20,573	'
After four years to five years	24,389	'
After five years	9,150	'
Time Deposits, Total	$261,954	$318,143

Deposits_Detail_Textuals

Deposits (Detail Textuals) (USD $)	Sep. 30, 2013	Sep. 30, 2012
Deposits [Abstract]	'	'
Time Deposits, $100,000 or More	$133,500,000	$160,900,000
Related party deposit liabilities	$658,000	$503,000

Borrowings_Maturities_of_term_

Borrowings - Maturities of term borrowings (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Borrowings [Abstract]	'	'
2013	'	$85
2014	'	'
2015	5,000	'
2016	5,000	'
2017	'	'
2018	28,000	48,000
Total FHLB Advances	$38,000	$48,085
2013, Weighted Average Rate	'	1.44%
2014, Weighted Average Rate	'	'
2015, Weighted Average Rate	0.12%	'
2016, Weighted Average Rate	0.19%	'
2017, Weighted Average Rate	'	'
2018, Weighted Average Rate	4.36%	3.57%
Total FHLB Advances, Weighted Average Rate	3.90%	3.57%

Borrowings_Detail_Textuals

Borrowings (Detail Textuals) (Federal home loan bank of Pittsburgh, USD $)	12 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'
Amount of advances of Federal Home Loan Bank	$38	'
Amount of available, unused funds	169.1	'
Line of Credit	'	'
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]	'	'
Maximum borrowing capacity of line of credit facility	$50	'
Interest rate under line of credit facility	0.25%	0.25%
Maturity date	28-Feb-13	'

Fair_Value_Measurements_Assets

Fair Value Measurements - Assets measured at fair value on recurring basis (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	$124,667	$80,508
Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	124,667	80,508
Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Total Available For Sale Securities Before Mortgage-Backed	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	33,962	36,825
U.S. government agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	19,432	23,921
FHLB notes	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	696
State and municipal obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	11,938	9,387
Single issuer trust preferred security	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	810	764
Corporate debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,782	2,057
Mortgage Backed Securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	90,705	43,683
Mortgage-backed securities: FNMA | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,014	1,215
Mortgage-backed securities: FNMA | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	18,091	710
Mortgage-backed securities: FHLMC | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	5,021	261
Mortgage-backed securities: FHLMC | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,850	'
Mortgage-backed securities: GNMA, adjustable-rate | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	1
Mortgage-backed securities: CMO, fixed-rate | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	52,729	41,496
Fair Value, Measurements, Recurring	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	124,667	80,508
Fair Value, Measurements, Recurring | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	124,667	80,508
Fair Value, Measurements, Recurring | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Total Available For Sale Securities Before Mortgage-Backed	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	33,962	36,825
Fair Value, Measurements, Recurring | Total Available For Sale Securities Before Mortgage-Backed | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Total Available For Sale Securities Before Mortgage-Backed | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	33,962	36,825
Fair Value, Measurements, Recurring | Total Available For Sale Securities Before Mortgage-Backed | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | U.S. government agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	19,432	23,921
Fair Value, Measurements, Recurring | U.S. government agencies | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | U.S. government agencies | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	19,432	23,921
Fair Value, Measurements, Recurring | U.S. government agencies | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | FHLB notes	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	696
Fair Value, Measurements, Recurring | FHLB notes | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | FHLB notes | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	696
Fair Value, Measurements, Recurring | FHLB notes | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | State and municipal obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	11,938	9,387
Fair Value, Measurements, Recurring | State and municipal obligations | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | State and municipal obligations | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	11,938	9,387
Fair Value, Measurements, Recurring | State and municipal obligations | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Single issuer trust preferred security	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	810	764
Fair Value, Measurements, Recurring | Single issuer trust preferred security | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Single issuer trust preferred security | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	810	764
Fair Value, Measurements, Recurring | Single issuer trust preferred security | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Corporate debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,782	2,057
Fair Value, Measurements, Recurring | Corporate debt securities | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Corporate debt securities | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,782	2,057
Fair Value, Measurements, Recurring | Corporate debt securities | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage Backed Securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	90,705	43,683
Fair Value, Measurements, Recurring | Mortgage Backed Securities | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage Backed Securities | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	90,705	43,683
Fair Value, Measurements, Recurring | Mortgage Backed Securities | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,014	1,215
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Adjustable-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Adjustable-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,014	1,215
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Adjustable-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	18,091	710
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Fixed-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Fixed-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	18,091	710
Fair Value, Measurements, Recurring | Mortgage-backed securities: FNMA | Fixed-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	5,021	261
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Adjustable-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Adjustable-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	5,021	261
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Adjustable-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,850	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Fixed-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Fixed-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,850	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: FHLMC | Fixed-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: GNMA, adjustable-rate | Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	1
Fair Value, Measurements, Recurring | Mortgage-backed securities: GNMA, adjustable-rate | Adjustable-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: GNMA, adjustable-rate | Adjustable-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	1
Fair Value, Measurements, Recurring | Mortgage-backed securities: GNMA, adjustable-rate | Adjustable-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: CMO, fixed-rate | Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	52,729	41,496
Fair Value, Measurements, Recurring | Mortgage-backed securities: CMO, fixed-rate | Fixed-rate | Fair Value Inputs Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring | Mortgage-backed securities: CMO, fixed-rate | Fixed-rate | Fair Value Inputs Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	52,729	41,496
Fair Value, Measurements, Recurring | Mortgage-backed securities: CMO, fixed-rate | Fixed-rate | Fair Value Inputs Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'

Fair_Value_Measurements_Assets1

Fair Value Measurements - Assets measured at fair value on nonrecurring basis (Details 1) (USD $)	Sep. 30, 2013		Sep. 30, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	$3,388		$8,916
Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	2,341		2,991
Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	1,047	[1]	5,925	[1]
Mortgage servicing rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	337		107
Fair Value, Measurements, Nonrecurring	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	14,092		9,023
Fair Value, Measurements, Nonrecurring | Fair Value Inputs Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	10,367		'
Fair Value, Measurements, Nonrecurring | Fair Value Inputs Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	337		107
Fair Value, Measurements, Nonrecurring | Fair Value Inputs Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	3,388		8,916
Fair Value, Measurements, Nonrecurring | Loans held for sale	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	10,367		'
Fair Value, Measurements, Nonrecurring | Loans held for sale | Fair Value Inputs Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	10,367		'
Fair Value, Measurements, Nonrecurring | Loans held for sale | Fair Value Inputs Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Loans held for sale | Fair Value Inputs Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	2,341		2,991
Fair Value, Measurements, Nonrecurring | Other real estate owned | Fair Value Inputs Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Other real estate owned | Fair Value Inputs Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Other real estate owned | Fair Value Inputs Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	2,341		2,991
Fair Value, Measurements, Nonrecurring | Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	1,047		5,925
Fair Value, Measurements, Nonrecurring | Impaired loans | Fair Value Inputs Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Impaired loans | Fair Value Inputs Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Impaired loans | Fair Value Inputs Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	1,047		5,925
Fair Value, Measurements, Nonrecurring | Mortgage servicing rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	337		107
Fair Value, Measurements, Nonrecurring | Mortgage servicing rights | Fair Value Inputs Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
Fair Value, Measurements, Nonrecurring | Mortgage servicing rights | Fair Value Inputs Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	337		107
Fair Value, Measurements, Nonrecurring | Mortgage servicing rights | Fair Value Inputs Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Assets, fair value, nonrecurring basis	'		'
[1]	Includes assets directly charged-down to fair value during the year-to-date period.

Fair_Value_Measurements_Quanti

Fair Value Measurements - Quantitative information regarding significant techniques and inputs (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	$3,388		$8,916
Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	2,341		2,991
Valuation Technique	'Appraisal of collateral	[1]	'Appraisal of collateral	[1]
Observable Input	'Collateral discounts	[2]	'Collateral discounts	[2]
Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	1,047	[3]	5,925	[3]
Valuation Technique	'Appraisal of collateral	[1],[3]	'Appraisal of collateral	[1],[3]
Observable Input	'Collateral discounts	[2],[3]	'Collateral discounts	[2],[3]
Servicing Rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	337		107
Valuation Technique	'Discounted rate		'Discounted rate
Servicing Rights | Discount rate	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'Rate used through modeling period		'Rate used through modeling period
Fair Value Inputs, Discount Rate	'		11.00%
Servicing Rights | Loan prepayment speeds	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'Weighted-average CPR		'Weighted-average CPR
Fair Value Inputs, Prepayment Rate	15.58%		28.04%
Servicing Rights | Servicing fees	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'Of loan balance		'Of loan balance
Servicing fees	0.25%		0.25%
Servicing Rights | Servicing costs: Monthly servicing cost per account	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'Monthly servicing cost per account		'Monthly servicing cost per account
Servicing costs	6.25%		6.25%
Servicing Rights | Servicing costs: Additional monthly servicing cost per loan on loans more than 30 days delinquent	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'Additional monthly servicing cost per loan on loans more than 30 days delinquent		'Additional monthly servicing cost per loan on loans more than 30 days delinquent
Servicing costs	'		25.00%
Additional monthly servicing cost per loan	$150		'
Servicing Rights | Servicing costs: Of loans more than 30 days delinquent	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Observable Input	'		'Of loans more than 30 days delinquent
Servicing costs	'		0.00%
Maximum | Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	84.00%		63.00%
Maximum | Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	73.00%		16.00%
Maximum | Servicing Rights | Discount rate	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	12.00%		'
Minimum | Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	14.00%		20.00%
Minimum | Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	1.00%		0.00%
Minimum | Servicing Rights | Discount rate	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	11.00%		'
Weighted Average | Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	39.00%		18.00%
Weighted Average | Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value Inputs, Discount Rate	28.00%		16.00%
[1]	Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
[3]	Includes assets directly charged-down to fair value during the year-to-date period.

Fair_Value_Measurements_Summar

Fair Value Measurements - Summary of activity in our other real estate owned (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Other Real Estate [Roll Forward]	'	'
Beginning Balance	$4,594	$8,321
Additions	4,603	3,383
Sales, net	3,587	6,096
Write-downs	1,648	1,014
Ending Balance	3,962	4,594
Residential mortgage	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	1,262	3,872
Additions	2,481	755
Sales, net	2,777	2,954
Write-downs	241	411
Ending Balance	725	1,262
Construction and Development: Land	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	'	'
Additions	801	164
Sales, net	'	99
Write-downs	126	65
Ending Balance	675	'
Commercial: Commercial real estate	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	2,405	4,415
Additions	1,147	1,537
Sales, net	810	3,009
Write-downs	813	538
Ending Balance	1,929	2,405
Commercial: Multi-family	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	486	'
Additions	'	486
Sales, net	'	'
Write-downs	405	'
Ending Balance	81	486
Commercial: Other	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	'	34
Additions	174	'
Sales, net	'	34
Write-downs	'	'
Ending Balance	174	'
Consumer: Second mortgages	'	'
Other Real Estate [Roll Forward]	'	'
Beginning Balance	441	'
Additions	'	441
Sales, net	'	'
Write-downs	63	'
Ending Balance	$378	$441

Fair_Value_Measurements_Carryi

Fair Value Measurements - Carrying amount and estimated fair value of financial instruments (Details 4) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents	$23,687	$131,910	$33,496	$81,395
Investment securities available for sale, Carrying amount	124,667	80,508	'	'
Loans receivable, net	401,857	457,001	'	'
Loans held for sale	10,367	'	'	'
Accrued interest receivable	1,404	1,521	'	'
Restricted stock	3,038	4,147	'	'
Mortgage servicing rights	271	107	'	'
Savings accounts	42,932	41,712	'	'
Checkings and NOW accounts	112,338	110,178	'	'
Money market accounts	67,372	70,955	'	'
Certificates of deposits	261,954	318,143	'	'
FHLB advances	38,000	48,085	'	'
Accrued interest payable	139	266	'	'
Cash and cash equivalents, Fair Value	23,687	131,910	'	'
Investment securities available for sale, fair value	124,667	80,508	'	'
Loans receivable, net, Fair Value	405,802	479,613	'	'
Loans held for sale, Fair Value	10,367	'	'	'
Accrued interest receivable, Fair Value	1,404	1,521	'	'
Restricted stock, Fair Value	3,038	4,147	'	'
Mortgage servicing rights, Fair Value	337	107	'	'
Savings accounts, Fair Value	42,932	41,712	'	'
Checking and NOW accounts, Fair Value	112,338	110,178	'	'
Money market accounts, Fair Value	67,372	70,955	'	'
Certificates of deposit, Fair Value	267,181	326,974	'	'
FHLB advances, Fair Value	41,281	56,102	'	'
Accrued interest payable, Fair Value	139	266	'	'
Fair Value Inputs Level 1	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value	23,687	131,910	'	'
Investment securities available for sale, fair value	'	'	'	'
Loans receivable, net, Fair Value	'	'	'	'
Loans held for sale, Fair Value	10,367	'	'	'
Accrued interest receivable, Fair Value	'	'	'	'
Restricted stock, Fair Value	'	'	'	'
Mortgage servicing rights, Fair Value	'	'	'	'
Savings accounts, Fair Value	'	'	'	'
Checking and NOW accounts, Fair Value	'	'	'	'
Money market accounts, Fair Value	'	'	'	'
Certificates of deposit, Fair Value	'	'	'	'
FHLB advances, Fair Value	'	'	'	'
Accrued interest payable, Fair Value	'	'	'	'
Fair Value Inputs Level 2	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Investment securities available for sale, fair value	124,667	80,508	'	'
Loans receivable, net, Fair Value	'	'	'	'
Loans held for sale, Fair Value	'	'	'	'
Accrued interest receivable, Fair Value	1,404	1,521	'	'
Restricted stock, Fair Value	3,038	4,147	'	'
Mortgage servicing rights, Fair Value	337	107	'	'
Savings accounts, Fair Value	42,932	41,712	'	'
Checking and NOW accounts, Fair Value	112,338	110,718	'	'
Money market accounts, Fair Value	67,372	70,955	'	'
Certificates of deposit, Fair Value	267,181	326,974	'	'
FHLB advances, Fair Value	41,281	56,102	'	'
Accrued interest payable, Fair Value	139	266	'	'
Fair Value Inputs Level 3	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Investment securities available for sale, fair value	'	'	'	'
Loans receivable, net, Fair Value	405,802	479,613	'	'
Loans held for sale, Fair Value	'	'	'	'
Accrued interest receivable, Fair Value	'	'	'	'
Restricted stock, Fair Value	'	'	'	'
Mortgage servicing rights, Fair Value	'	'	'	'
Savings accounts, Fair Value	'	'	'	'
Checking and NOW accounts, Fair Value	'	'	'	'
Money market accounts, Fair Value	'	'	'	'
Certificates of deposit, Fair Value	'	'	'	'
FHLB advances, Fair Value	'	'	'	'
Accrued interest payable, Fair Value	'	'	'	'

Income_Taxes_Deferred_Tax_Asse

Income Taxes - Deferred Tax Assets and Liabilities (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Deferred Tax Assets, Net [Abstract]	'	'
Unrealized loss on investments available for sale	$1,385	'
Nonaccrual interest	87	374
Allowance for loan losses	3,091	3,362
Write-down on real estate owned	573	222
Alternative minimum tax (AMT) credit carryover	64	64
Low-income housing tax credit carryover	337	337
Supplement Employer Retirement Plan	435	384
Charitable contributions	202	198
Depreciation	150	33
State net operating loss	1,528	800
Federal net operating loss	7,046	2,166
Other	112	74
Total Deferred Tax Assets	15,010	8,014
Valuation allowance for DTA	-12,454	-874
Total Deferred Tax Assets, Net of Valuation Allowance	2,556	7,140
Deferred Tax Liabilities, Net [Abstract]	'	'
Unrealized gain on investments available for sale	'	-329
Mortgage servicing rights	-92	-36
Total Deferred Tax Liabilities	-92	-365
Deferred Tax Assets, Net	$2,464	$6,775

Income_Taxes_Reconciliation_be

Income Taxes - Reconciliation between statutory federal income tax rate and effective income tax rate on income before income taxes (Details) (Parentheticals)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income Taxes [Abstract]	'	'	'
Statutory federal income tax rate	34.00%	34.00%	34.00%

Income_Taxes_Components_of_inc

Income Taxes - Components of income tax expense (Benefit) (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income Taxes [Abstract]	'	'	'
Federal: Current	($15)	$87	($488)
Federal: Deferred	6,025	541	-3,091
Federal Income Tax Expense (Benefit), Continuing Operations	6,010	628	-3,579
State: Current	'	'	'
Total	$6,010	$628	($3,579)

Income_Taxes_Reconciliation_be1

Income Taxes - Reconciliation between statutory federal income tax rate and effective income tax rate on income before income taxes (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income Taxes [Abstract]	'	'	'
At federal statutory rate	($4,350)	$880	($3,295)
Adjustments resulting from: State tax, net of federal benefit	'	'	'
Adjustments resulting from: Tax-exempt interest	-77	-25	-8
Adjustments resulting from: Low-income housing credit	'	-44	-41
Adjustments resulting from: Earnings on bank-owned life insurance	-400	-179	-186
Adjustments resulting from: DTA valuation allowance	10,724	'	'
Adjustments resulting from: Other	113	-4	-49
Total	$6,010	$628	($3,579)
Effective tax rate	-47.00%	24.30%	-36.90%

Income_Taxes_Detail_Textuals

Income Taxes (Detail Textuals) (USD $)	Sep. 30, 2013	Sep. 30, 2012
Income Taxes [Abstract]	'	'
Deferred tax asset before consideration of valuation allowance	$15,010,000	$8,014,000
Deferred tax assets operating loss carryovers	8,600,000	'
Deferred tax asset attributable to other items	6,400,000	'
Deferred tax assets allowance for loan losses	3,091,000	3,362,000
Deferred tax assets valuation allowance	$12,454,000	$874,000

Income_Taxes_Detail_Textuals_1

Income Taxes (Detail Textuals 1) (USD $)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Loss Carryforwards [Line Items]	'	'
Deferred tax assets operating loss carryforwards, Federal	$7,046,000	$2,166,000
Federal net operating loss carryforwards expiration date	30-Sep-31	'
Deferred tax assets operating loss carryforwards, State	1,528,000	800,000
State net operating loss carryforwards expiration dates	'September 30, 2013 and 2014	'
Low income housing credit carryforwards	337,000	337,000
Low income housing credit carryforwards expiration dates	'September 30, 2030 and 2031	'
Federal	'	'
Operating Loss Carryforwards [Line Items]	'	'
Operating loss carryforwards	20,400,000	'
State	'	'
Operating Loss Carryforwards [Line Items]	'	'
Operating loss carryforwards	$20,000,000	'

Income_Taxes_Detail_Textuals_2

Income Taxes (Detail Textuals 2) (USD $)	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Loss Carryforwards [Line Items]	'	'
Deferred tax assets charitable contribution carryforwards	$202,000	$198,000
Tax bad debt reserves, base year	1,600,000	1,600,000
Tax bad debt reserves subject to recapture	0	0
Fiscal year 2008	'	'
Operating Loss Carryforwards [Line Items]	'	'
Charitable contributions carryforwards	553,000	'
Deferred tax assets charitable contribution carryforwards	188,000	'
Charitable contributions carryforwards expiration dates	30-Sep-13	'
Fiscal year 2010	'	'
Operating Loss Carryforwards [Line Items]	'	'
Charitable contributions carryforwards	10,000	'
Deferred tax assets charitable contribution carryforwards	4,000	'
Charitable contributions carryforwards expiration dates	30-Sep-15	'
Fiscal year 2011	'	'
Operating Loss Carryforwards [Line Items]	'	'
Charitable contributions carryforwards	19,000	'
Deferred tax assets charitable contribution carryforwards	6,000	'
Charitable contributions carryforwards expiration dates	30-Sep-16	'
Fiscal year 2012	'	'
Operating Loss Carryforwards [Line Items]	'	'
Charitable contributions carryforwards	11,000	'
Deferred tax assets charitable contribution carryforwards	$4,000	'
Charitable contributions carryforwards expiration dates	30-Sep-18	'

Leases_Leases_of_lessee_Detail

Leases - Leases of lessee (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Leases [Abstract]	'
2014	$279
2015	237
2016	214
2017	215
2018	214
Thereafter	4,334
Total payments	$5,493

Leases_Leases_of_lessor_Detail

Leases - Leases of lessor (Details 1) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Leases [Abstract]	'
2014	$257
2015	75
2016	'
2017	'
2018	'
Total Payments Receivable	$332

Commitments_and_Contingencies_1

Commitments and Contingencies - Financial instruments were outstanding contract amounts represent credit risk (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Supply Commitment [Line Items]	'	'
Commitments	$32,458	$51,228
Future loan commitments	'	'
Supply Commitment [Line Items]	'	'
Commitments	7,858	14,190
Undisbursed construction loans	'	'
Supply Commitment [Line Items]	'	'
Commitments	3,797	4,519
Undisbursed home equity lines of credit	'	'
Supply Commitment [Line Items]	'	'
Commitments	13,936	24,826
Undisbursed commercial lines of credit	'	'
Supply Commitment [Line Items]	'	'
Commitments	3,032	3,163
Overdraft protection lines	'	'
Supply Commitment [Line Items]	'	'
Commitments	108	813
Standby letters of credit	'	'
Supply Commitment [Line Items]	'	'
Commitments	$3,727	$3,717

Commitments_and_Contingencies_2

Commitments and Contingencies (Detail Textuals) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified			Standby letters of credit	Standby letters of credit	Future loan commitments	Future loan commitments	Variable loan commitments	Maximum	Maximum	Minimum	Minimum
								Future loan commitments	Variable loan commitments	Future loan commitments	Variable loan commitments
Supply Commitment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Remaining minimum amount committed	$32,458	$51,228	$3,727	$3,717	$7,858	$14,190	$24,600	'	'	'	'
Commitments to grant loans, interest rate	'	'	'	'	'	'	'	5.00%	7.35%	3.25%	3.51%

Regulatory_Matters_Actual_capi

Regulatory Matters - Actual capital amounts and ratios (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Regulatory Matters [Abstract]	'	'
Tangible Capital (to tangible assets): Actual Amount	$64,524	$54,436
Core Capital (to adjusted tangible assets): Actual Amount	64,524	54,436
Tier 1 Capital (to risk-weighted assets): Actual Amount	64,524	54,436
Total risk-based Capital (to risk-weighted assets): Actual Amount	69,084	59,715
Tangible Capital (to tangible assets): Actual Ratio	10.91%	7.70%
Core Capital (to adjusted tangible assets): Actual Ratio	10.91%	7.70%
Tier 1 Capital (to risk-weighted assets): Actual Ratio	17.72%	12.96%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	18.97%	14.22%
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Amount	8,874	10,601
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Amount	23,664	28,269
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	14,566	16,801
Total risk-based Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	29,132	33,602
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Ratio	1.50%	1.50%
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total risk-based Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tangible Capital (to tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	'	'
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	29,580	35,336
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	21,849	25,202
Total risk-based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	$36,415	$42,003
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Total risk-based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Regulatory_Matters_Reconciliat

Regulatory Matters - Reconciliation of bank equity (Details 1) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Regulatory Matters [Abstract]	'	'
Bank GAAP equity	$62,042	$58,835
Disallowed portion of deferred tax asset	'	-3,757
Net unrealized gain on securities available for sale, net of income taxes	2,482	-642
Tangible Capital , Core Capital and Tier 1 Capital	64,524	54,436
Allowance for loan losses (excluding specific reserves of $0 and $0 for 2013 and 2012, respectively), (also excluding 1.25% of risk-weighted assets of $627 and $2,302 for 2013 and 2012, respectively)	4,560	5,279
Total risk-based Capital	$69,084	$59,715

Regulatory_Matters_Reconciliat1

Regulatory Matters (Reconciliation of Bank Equity) (Details) (Parentheticals) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Regulatory Matters [Abstract]	'	'
Specific reserves on allowance for loan losses	$0	$0
Percentage of risk weighted assets on allowance for loan losses	1.25%	1.25%
Risk weighted assets	$627	$2,302

Regulatory_Matters_Detail_Text

Regulatory Matters (Detail Textuals) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Additional capital contributed	$34,633	'
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Malvern Federal Savings Bank | Second-Step Conversion	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Additional capital contributed	$25,000	'
Malvern Bancorp, Inc	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Tier One Capital To Adjusted Total Assets	8.50%	'
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	10.50%	'
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	12.50%	'

Condensed_Financial_Informatio2

Condensed Financial Information - Parent Company Only - Condensed statements of financial condition (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010
In Thousands, unless otherwise specified
Assets [Abstract]	'	'	'	'
Cash and cash equivalents	$23,687	$131,910	$33,496	$81,395
Investment in subsidiaries	62,042	58,835	'	'
Available-for-sale securities, fair value	124,667	80,508	'	'
Loans receivable, net	401,857	457,001	'	'
Deferred income taxes, net	2,464	6,775	'	'
Other assets	1,508	2,395	'	'
Total Assets	601,554	711,812	'	'
Liabilities [Abstract]	'	'	'	'
Total shareholders' equity	75,406	62,636	60,284	66,207
Total Liabilities and Shareholders' Equity	601,554	711,812	'	'
Parent Company	'	'	'	'
Assets [Abstract]	'	'	'	'
Cash and cash equivalents	2,394	918	1,799	550
Investment in subsidiaries	62,042	58,835	'	'
Available-for-sale securities, fair value	8,313	'	'	'
Loans receivable, net	2,090	2,205	'	'
Deferred income taxes, net	106	115	'	'
Other assets	523	625	'	'
Total Assets	75,468	62,698	'	'
Liabilities [Abstract]	'	'	'	'
Accounts payable	62	62	'	'
Total shareholders' equity	75,406	62,636	'	'
Total Liabilities and Shareholders' Equity	$75,468	$62,698	'	'

Condensed_Financial_Informatio3

Condensed Financial Information - Parent Company Only -Condensed statements of operations (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income	'	'	'
Interest income	$20,172	$24,046	$28,185
Total Interest Income	22,301	25,775	29,726
Expense	'	'	'
Other operating expenses	2,143	1,908	1,958
Total Other Expenses	19,775	16,393	18,529
Income tax expense	6,010	628	-3,579
Net (Loss) Income	-18,803	1,959	-6,112
Parent Company	'	'	'
Income	'	'	'
Interest income	184	129	210
Total Interest Income	184	129	210
Gain on sale of investment securities	'	40	'
Expense	'	'	'
Other operating expenses	17	14	58
Total Other Expenses	17	14	58
Gain before Equity in Undistributed Net Income(Loss) of Subsidiaries and Income Tax Benefit	167	155	152
Equity in Undistributed Net (Loss) Income of Subsidiaries	-18,839	1,859	-6,094
Income tax expense	131	55	170
Net (Loss) Income	($18,803)	$1,959	($6,112)

Condensed_Financial_Informatio4

Condensed Financial Information - Parent Company Only - Condensed statements of cash flows (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Cash Flows from Operating Activities	'	'	'
Net (loss) income	($18,803)	$1,959	($6,112)
Deferred income taxes, net	6,025	541	-3,091
Amortization (accretion) of discounts on investment securities	735	165	61
Increase in other liabilities	141	306	592
(Increase) decrease in other assets	809	335	-913
Net Cash Provided by (Used in) Operating Activities	-1,850	3,909	7,821
Cash Flows from Investing Activities	'	'	'
Calls, sales of investment securities	27,534	37,440	37,955
Loan originations and principal collections, net	58,365	66,065	49,718
Net Cash (Used in) Provided by Investing Activities	-19,267	51,953	-7,066
Cash Flows from Financing Activities	'	'	'
Proceeds from stock issuance net of offering costs	-20,841	'	'
Net Cash Provided by (Used in) Financing Activities	-87,106	42,552	-48,654
Net Increase (Decrease) in Cash and Cash Equivalents	-108,223	98,414	-47,899
Cash and Cash Equivalent - Beginning	131,910	33,496	81,395
Cash and Cash Equivalent - Ending	23,687	131,910	33,496
Parent Company	'	'	'
Cash Flows from Operating Activities	'	'	'
Net (loss) income	-18,803	1,959	-6,112
Undistributed net (income) loss of subsidiaries	18,839	-1,859	6,094
Deferred income taxes, net	106	-32	-30
ESOP shares committed to be released	169	103	98
Amortization (accretion) of discounts on investment securities	40	79	-4
Net gain on sale of investment securities	'	-40	'
Increase in other liabilities	'	-500	14
(Increase) decrease in other assets	-197	-193	40
Net Cash Provided by (Used in) Operating Activities	154	-483	100
Cash Flows from Investing Activities	'	'	'
Proceeds from maturities and principal collection on investments available for sale, net	1,474	888	742
Purchases of investment securities	-10,299	-1,001	-3,290
Calls, sales of investment securities	200	2,806	3,673
Loan originations and principal collections, net	115	109	105
Net Cash (Used in) Provided by Investing Activities	-8,510	2,802	1,230
Cash Flows from Financing Activities	'	'	'
Proceeds from stock issuance net of offering costs	34,732	'	'
Capitalization	-25,000	-3,200	'
Capitalization of Mutual Holding Company	100	'	'
Cash dividends paid	'	'	-81
Net Cash Provided by (Used in) Financing Activities	9,832	-3,200	-81
Net Increase (Decrease) in Cash and Cash Equivalents	1,476	-881	1,249
Cash and Cash Equivalent - Beginning	918	1,799	550
Cash and Cash Equivalent - Ending	$2,394	$918	$1,799