Malvern Bancorp (MLVF) 10-K 27 Dec 22 2022 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Sep. 30, 2022	Dec. 27, 2022	Mar. 31, 2022
Document Information [Line Items]
Entity Central Index Key	0001550603
Entity Registrant Name	MALVERN BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--09-30
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2022
Document Type	10-K
Document Annual Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	000-54835
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	45-5307782
Entity Address, Address Line One	42 E. Lancaster Avenue
Entity Address, City or Town	Paoli
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	19301
City Area Code	610
Local Phone Number	644-9400
Title of 12(b) Security	Common Stock, $.01 par value per share
Trading Symbol	MLVF
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 98,200,000
Entity Common Stock, Shares Outstanding		7,633,828
Auditor Firm ID	392
Auditor Name	Wolf & Company, P.C.
Auditor Location	Boston, Massachusetts

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Cash and due from depository institutions	$ 4,677	$ 99,670
Interest bearing deposits in depository institutions	48,590	36,920
Cash and Cash Equivalents	53,267	136,590
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	49,844	40,813
Equity Securities, at fair value	1,374	1,500
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	58,767	28,507
Restricted stock, at cost	7,104	7,776
Loans held-for-sale, at fair value (amortized cost of $13,780 and $33,199 at September 30, 2022 and 2021, respectively)	13,780	33,199
Loans receivable, net of allowance for loan losses of $9,090 and $11,472 at September 30, 2022 and 2021, respectively	801,854	902,981
Other real estate owned	259	4,961
Accrued interest receivable	4,252	3,512
Property and equipment, net	5,231	5,777
Deferred income taxes, net	3,722	3,530
Bank-owned life insurance	26,233	26,056
Other assets	18,673	13,941
Total Assets	1,044,360	1,209,143
Deposits:
Noninterest-bearing	58,014	53,849
Interest-bearing	727,309	884,310
Total Deposits	785,323	938,159
FHLB advances	80,000	90,000
Subordinated debt	25,000	24,934
Advances from borrowers for taxes and insurance	1,002	1,022
Accrued interest payable	543	572
Other liabilities	6,047	12,288
Total Liabilities	897,915	1,066,975
Commitments and Contingencies (see note 15 and 16)
Shareholders’ Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued	0	0
Common stock, $0.01 par value, 50,000,000 shares authorized, 7,828,344 and 7,633,828 shares issued and outstanding, respectively, at September 30, 2022 and 7,816,832 and 7,622,316 shares issued and outstanding, respectively, at September 30, 2021	76	76
Additional paid-in-capital	85,917	85,524
Retained earnings	67,247	60,296
Unearned Employee Stock Ownership Plan (ESOP) shares	(756)	(901)
Accumulated other comprehensive (loss) income	(3,176)	36
Treasury stock, at cost: 194,516 shares at September 30, 2022 and September 30, 2021, respectively	(2,863)	(2,863)
Total Shareholders’ Equity	146,445	142,168
Total Liabilities and Shareholders’ Equity	$ 1,044,360	$ 1,209,143

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parentheticals) - USD ($)	Sep. 30, 2022	Sep. 30, 2021
Investment securities available for sale, amortized cost	$ 57,895,000	$ 40,756,000
Investment securities held to maturity, fair value	50,266,000	28,913,000
Loans held-for-sale, amortized cost	13,780	33,199
Loans receivable, allowance for loan losses	$ 9,090,000	$ 11,472,000
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, auhtorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	7,828,344	7,816,832
Common stock, outstanding (in shares)	7,633,828	7,622,316
Treasury stock, shares (in shares)	194,516	194,516

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($)	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Interest and Dividend Income
Loans, including fees	$ 31,832,000	$ 36,370,000
Investment securities, taxable	2,181,000	1,449,000
Investment securities, tax-exempt	394,000	107,000
Dividends, restricted stock	342,000	459,000
Interest-bearing deposits	250,000	31,000
Total Interest and Dividend Income	34,999,000	38,416,000
Interest Expense
Deposits	3,534,000	6,748,000
Short-term borrowings	4,000	48,000
Long-term borrowings	776,000	2,029,000
Subordinated debt	1,371,000	1,531,000
Total Interest Expense	5,685,000	10,356,000
Net Interest Income	29,314,000	28,060,000
Provision for Loan Losses	0	11,176,000
Net Interest Income after Provision for Loan Losses	29,314,000	16,884,000
Other Income
Service charges and other fees	1,237,000	1,323,000
Rental income	196,000	217,000
Net gains on sale and call of available-for-sale securities	0	779,000
Net gains on sale of loans	100,000	788,000
Earnings on bank-owned life insurance	794,000	656,000
Total Non-interest Income	2,327,000	3,763,000
Other Expense
Salaries and employee benefits	9,393,000	9,143,000
Occupancy expense	2,138,000	2,198,000
Federal deposit insurance premium	277,000	313,000
Advertising	129,000	109,000
Data processing	1,259,000	1,267,000
Professional fees	3,831,000	3,178,000
Other real estate owned expense, net	305,000	866,000
Pennsylvania shares tax	592,000	678,000
Other operating expenses	4,842,000	3,199,000
Total Other Expenses	22,766,000	20,951,000
Income (Loss) before income tax expense	8,875,000	(304,000)
Income tax expense (benefit)	1,924,000	(212,000)
Net Income (Loss)	$ 6,951,000	$ (92,000)
Earnings (loss) per share:
Basic (in dollars per share)	$ 0.92	$ (0.01)
Diluted (in dollars per share)	$ 0.92	$ (0.01)
Weighted Average Common Shares Outstanding
Basic (in shares)	7,563,648	7,537,408
Diluted (in shares)	7,564,212	7,538,116

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Sep. 30, 2022	Sep. 30, 2021
Net Income (Loss)		$ 6,951	$ (92)
Other Comprehensive Income (Loss), Net of Tax:
Unrealized holding (losses) gains on available-for-sale securities		(8,107)	950
Tax effect		1,702	(199)
Net of tax amount		(6,405)	751
Reclassification adjustment for net gains arising during the period(1)	[1]	0	(779)
Tax effect		0	163
Net of tax amount		0	(616)
Adjustment for loss recorded on replacement of derivative		0	(9)
Amortization of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity(2)	[2]	8	4
Tax effect		(8)	(1)
Net of tax amount		0	3
Fair value adjustment on derivatives		4,050	1,258
Tax effect		(857)	(263)
Net of tax amount		3,193	995
Total other comprehensive (loss) income		(3,212)	1,124
Total comprehensive income		$ 3,739	$ 1,032
[1]Amounts are included in net gains on sale and call of available-for-sale securities on the Consolidated Statements of Operations in total other income.[2]Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Operations.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock Value [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Deferred Compensation, Share-Based Payments [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Sep. 30, 2020	$ 76	$ 85,127	$ 60,388	$ (1,047)	$ (1,088)	$ (2,863)	$ 140,593
Net Income (Loss)	0	0	(92)	0	0	0	(92)
Other comprehensive income (loss)	0	0	0	0	1,124	0	1,124
Committed to be released ESOP shares	0	102	0	146	0	0	248
Stock based compensation	0	295	0	0	0	0	295
Balance at Sep. 30, 2021	76	85,524	60,296	(901)	36	(2,863)	142,168
Net Income (Loss)	0	0	6,951	0	0	0	6,951
Other comprehensive income (loss)	0	0	0	0	(3,212)	0	(3,212)
Committed to be released ESOP shares	0	86	0	145	0	0	231
Stock based compensation	0	307	0	0	0	0	307
Balance at Sep. 30, 2022	$ 76	$ 85,917	$ 67,247	$ (756)	$ (3,176)	$ (2,863)	$ 146,445

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - shares	Sep. 30, 2022	Sep. 30, 2021
ESOP shares (in shares)	14,400	14,400

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash Flows from Operating Activities
Net Income (Loss)	$ 6,951,000	$ (92,000)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation expense	627,000	630,000
Provision for Loan Losses	0	11,176,000
Deferred income taxes expense	597,000	150,000
ESOP expense	231,000	248,000
Stock based compensation	307,000	223,000
Amortization of premiums and discounts on investment securities, net	388,000	184,000
Amortization of loan origination fees and costs	133,000	(304,000)
Amortization of mortgage service rights	(4,000)	28,000
Amortization of subordinated debt issuance costs	66,000	158,000
Net gain on sale and call of investment securities available for sale	0	(779,000)
Net gain on sale of secondary market loans	(100,000)	(788,000)
Proceeds on sale of secondary market loans	5,627,000	21,910,000
Originations of secondary market loans	(5,527,000)	(21,122,000)
Valuation write down of other real estate owned	198,000	835,000
Earnings on bank-owned life insurance	(794,000)	(656,000)
(Increase) decrease in accrued interest receivable	(740,000)	165,000
Decrease in accrued interest payable	(29,000)	(156,000)
Operating lease liability payments	(531,000)	(893,000)
Amortization of right of use asset	529,000	841,000
Change in fair value of equity securities	126,000	23,000
Decrease in other liabilities	(5,710,000)	(360,000)
Decrease in other assets	3,555,000	3,335,000
Net Cash Provided by Operating Activities	5,900,000	14,756,000
Investment securities available-for-sale:
Purchases, available for sale	(18,808,000)	(29,325,000)
Sales, available for sale	0	17,297,000
Maturities, calls and principal repayments, available for sale	1,676,000	2,178,000
Investment securities held-to-maturity:
Purchases, held to maturity	(35,031,000)	(24,336,000)
Maturities, calls and principal repayments, held to maturity	4,434,000	10,646,000
Proceeds from sale of loans held for sale	18,900,000	0
Net decrease in loans	101,254,000	79,841,000
Proceeds from death benefit on bank-owned life insurance	617,000	0
Net decrease in restricted stock	672,000	1,846,000
Proceeds from sales and disposals of property and equipment	0	42,000
Purchases of property and equipment	(81,000)	(175,000)
Net Cash Provided by Investing Activities	73,633,000	58,014,000
Cash Flows from Financing Activities
Net (decrease) increase in deposits	(152,836,000)	47,253,000
Proceeds for short-term borrowings	20,000,000	0
Proceeds for long-term borrowings	200,000,000	300,000,000
Repayment of long-term borrowings	(230,000,000)	(340,000,000)
Repayment of other borrowed money	0	(4,225,000)
(Decrease) in advances from borrowers for taxes and insurance	(20,000)	(719,000)
Net proceeds from issuance of common stock	0	72,000
Net Cash (Used in) Provided by Financing Activities	(162,856,000)	2,381,000
Net (Decrease) Increase in Cash and Cash Equivalents	(83,323,000)	75,151,000
Cash and Cash Equivalent – Beginning	136,590,000	61,439,000
Cash and Cash Equivalent – Ending	53,267,000	136,590,000
Supplementary Cash Flows Information
Interest paid	5,714,000	10,511,000
Non-cash transfer of loans to OREO	259,000	33,199,000
Income taxes paid	0	2,372,000
Non-cash proceeds from sale of OREO	$ 4,676,000	$ 0

Note 1 - Organizational Structu

Note 1 - Organizational Structure and Nature of Operations	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Nature of Operations [Text Block]	Note 1 Organizational Structure and Nature of Operations Malvern Bancorp, Inc. (the “Company” or “Malvern Bancorp”), a Pennsylvania corporation, is a registered bank holding company registered under the Bank Holding Company Act of 1956, 1887 The Company’s primary business is the ownership and operation of the Bank. The Bank’s principal business consists of attracting deposits from businesses and the general public and investing those deposits, together with borrowings and funds generated from operations, in commercial and multi-family real estate loans, one four one We derive substantially all of our income from our net interest income (i.e., the difference between the interest we receive on our loans and securities and the interest we pay on deposits and other borrowings). The Bank’s revenues are derived principally from interest on loans and investment securities, loan commitment and customer service fees and our mortgage banking operation. Deposits serve as the primary source of funding for our interest-earning assets, but we also generate non-interest revenue through insufficient funds fees, stop payment fees, safe deposit rental fees, card income, including credit and debit card interchange fees, gift card fees, and other miscellaneous fees. In addition, the Bank generates additional non-interest revenue associated with residential loan origination and sale, back-to-back customer swaps, loan servicing, late fees and merchant services. The Bank’s primary expenses are interest expense on deposits and borrowings, provisions for loan losses and general operating expenses. The Bank conducts business from its headquarters in Paoli, Pennsylvania, a suburb of Philadelphia, and through its nine one The Bank has the following subsidiary interests: • The Bank owns 100 percent of Malvern Insurance Associates, LLC (“Malvern Associates”), a Pennsylvania limited liability company. Malvern Associates is a licensed insurance broker under Pennsylvania and New Jersey law. • Certain mortgage-backed securities of the Bank are held through Delaware statutory trusts, 5 percent of which are owned by the Bank and 95 percent of which are owned by Coastal Asset Management Co., a Delaware corporation which is wholly owned by the Bank. • The Bank owns 100 percent of Joliet 55 55 October 2022. • The Bank owns a 10 percent non-controlling interest in Bell Rock Capital, LLC (“Bell Rock”), an investment advisor registered with the SEC. • The Bank owns a 3.1 percent non-controlling interest in Bankers Settlement Services Capital Region, LLC, a Pennsylvania limited liability company which acts as a title insurance agent or agency. The banking industry is highly regulated. The Bank is supervised by the Office of the Comptroller of the Currency (the “OCC”), and the Company is supervised by the Board of Governors of the Federal Reserve Board (the “FRB”). Subsequent Events The Company evaluates events and transactions that occur after the statement of financial condition as of September 30, 2022 September 30, 2022 On December 13, 2022, At the effective time of the Merger, each share of common stock of Malvern Bancorp will be converted into the right to receive $7.80 in cash and 0.7733 shares of common stock, par value $5.00 per share, of First Bank, subject to adjustment in accordance with the terms of the Merger Agreement if Malvern's adjusted shareholders' equity as of the tenth not The Merger is expected to be completed in the second 2023, Commercial Loan Foreclosure The court entered into a Judgment of Foreclosure with respect to a commercial real estate loan held for sale at a carrying value of $13.3 million (i) directing the sale the property at public auction prior to December 13, 2023, ( September 16, 2022 December 14, 2022 180

Note 2 - Summary of Significant

Note 2 - Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 2 Summary of Significant Accounting Policies Basis of Presentation and Consolidation The consolidated financial statements at and for the years ended September 30, 2022 2021 September 30, 2021 Use of Estimates The preparation of consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term, are used in connection with the determination of the allowance for loan losses, the valuation of the Company’s deferred tax assets and the fair value of financial instruments. Significant Group Concentrations of Credit Risk Most of the Company’s activities are with customers located within Chester County, Pennsylvania and Morris County, New Jersey. Our lending efforts are also focused in Bucks County, Montgomery County and Delaware County, which are also in southeastern Pennsylvania, as well as New Jersey and the New York metropolitan marketplace and Palm Beach Florida. Note 6 7 not one Operating, Accounting and Reporting Considerations related to COVID- 19 COVID- 19 March 27, 2020. $2.2 19 4013 19, not not • Accounting for Loan Modifications – The CARES Act provides that a financial institution may 1 2 not 30 December 31, 2019. not not 19. • Paycheck Protection Program – The CARES Act established the Paycheck Protection Program (“PPP”), an expansion of the Small Business Administration’s 7 Also in response to COVID- 19, March 22, 2020; April 7, 2020). not • Accounting for Loan Modifications – Loan modifications that do not may not 19 not six 4013 19 not • Past Due Reporting – With regard to loans not not 19 not • Nonaccrual Status and Charge-offs – During short-term COVID- 19 not Risks and Uncertainties On March 11, 2020, 19 19 may 19 may 19 19 may On March 3, 2020, March 16, 2020, September 30, 2022 On March 27, 2020, 19 19 19 may 19 On December 27, 2020, 2021 $900 60 January 11, 2023. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest-bearing deposits. The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available. Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal. Generally, the Company is required to maintain average reserve balances in vault cash with the Federal Reserve Bank based upon outstanding balances of deposit transaction accounts. However, as announced on March 15, 2020, zero March 26, 2020, September 30, 2022 2021 Investment Securities Held-to-maturity (“HTM”) are securities that includes debt securities that the Company has the positive intent and the ability to hold to maturity. These securities are reported at amortized cost and adjusted for unamortized premiums and discounts. Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings. At September 30, 2022 2021 no may Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary. To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not not not not Loans Receivable The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers. Substantially all of our loans are to individuals, businesses and real estate developers in Chester County, Pennsylvania and neighboring areas in southern Pennsylvania, New Jersey and the New York metropolitan marketplace, Delaware and Florida markets. The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in these areas. Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Company is amortizing these amounts over the contractual lives of the loans. The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans. The residential loan segment has one one four first second For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 may six no In addition to originating loans, the Company purchases consumer and mortgage loans from brokers in our market area. Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Reserves for unfunded lending commitments represent management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statements of financial condition. Allowance for Loan Losses The allowance for loan losses ("ALLL", or "allowance") represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. The allowance is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment or collateral recovery of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no 120 no The allowance is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may may The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, a specific reserve is recognized when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors. These qualitative risk factors include: 1. Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices. 2. National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. 3. The nature and volume of the loan portfolio and terms of loans. 4. The experience, ability, and depth of lending management and staff. 5. The volume and severity of past due, classified and nonaccrual loans as well as any other loan modifications. 6. The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. 7. The existence and effect of any concentrations of credit and changes in the level of such concentrations. 8. Value of underlying collateral. 9. A single calculation figure which is subsequently applied to the loan portfolio by loan type (commercial, residential and consumer) based upon the percent of each to total loans. It is derived from a review of peer group banks with similar asset size within the same general geographic area of the Bank. The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not Another key assumption is the loss emergence period (“LEP”), which represents the historical data period utilized to calculate loss rates. We used 1 An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not may not Residential Lending. five seven We underwrite one four first one four first In underwriting one four third not not Construction and Development Lending. Construction and development loans generally are considered to involve a higher level of risk than one four not Commercial Lending. one four not may Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable. The commercial business loans which we originate may Consumer Lending. second Consumer loans may may not may Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary. ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly. In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance and may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, cash flow, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A specific reserve is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured by real estate, estimated fair values are determined primarily through third For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. Large groups of smaller balance homogeneous residential mortgage and consumer loans are collectively evaluated for impairment. Accordingly, the Company does not Troubled Debt Restructurings Loans whose terms are modified are classified as TDRs if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a TDR may We do not six Loan Servicing Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into other income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no may Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from OREO, included in the consolidated statement of operations. Restricted Stock Restricted stock represents required investments in the common stock of correspondent banks and is carried at cost. As of September 30, 2022 2021 Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as ( 1 2 3 During the years ended September 30, 2022 2021 September 30, 2022 2021 2022 2021, Property and Equipment Property and equipment is carried at cost. Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service. When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period. The cost of maintenance and repairs is charged to income as incurred. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not 860, 860 not 860, not Bank-Owned Life Insurance The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees. The Bank is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Earnings from the increase in cash surrender value of the policies and death benefits in excess of cash surrender value, are included in other income in the statements of operations. Employee Benefit Plans The Bank’s 401 may 2022 2021, The Company also maintains a fully funded and frozen Supplemental Executive and a Director Retirement Plan (together, the “Plans”). The accrued amount for the Plans included in other liabilities was $631,000 and $709,000 at September 30, 2022 2021 2022 2021 September 30, 2022 2021, Derivatives and Hedging The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to likely effectiveness as a hedge. The Company documents the strategy for entering into the transactions and the method of assessing ongoing effectiveness. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge that is effective, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not not Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not third not The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no no no no When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as other income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. There were no swap fees recognized through the Bank’s commercial loan hedging program during fiscal year 2022 2021. Advertising Costs The Company follows the policy of charging the costs of advertising to expense as incurred. Advertising expense was $129,000 and $109,000 in fiscal years 2022 2021, Income Taxes Deferred tax assets (“DTAs”) and deferred tax liabilities (“DTLs”) are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. DTAs and DTLs are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on DTAs and DTLs of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities. A valuation allowance is required to be recognized if it is “more likely than not” not not not Commitments and Contingencies In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the statement of financial condition when they are funded. Segment Information The Company has one reportable segment, “Community Banking.” All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Company as one Comprehensive Income Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale debt securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income. For securities transferred from available for sale to held to maturity, the Company records the amortization and/or accretion of unrealized holding losses at the date of transfer on such investment securities, in accumulated other comprehensive (loss) income. The Company also records changes in the fair value of interest rate derivatives used in its cash flow hedging activities, net of deferred income tax, in accumulated other comprehensive (loss) income. Reclassifications Certain reclassifications have been made to the previous year’s consolidated financial statements to conform to the current year’s presentation. These reclassifications had no Revenue Recognition ASC 606, Revenue from Contracts with Customers 606” The majority of our revenue-generating transactions are not 606, 606, Loans Held-For-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated statements of financial condition. Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in other income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in other income upon sale of the loan. Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated statement of financial condition. Loans held-for-sale totaled $13.8 million and $33.2 million at September 30, 2022 2021 Treasury stock The Company records common stock purchased for treasury at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on the first first Leases The Company accounts for its leases in accordance with Financial Accounting Standards Board (“FASB”) ASC 842 Leases may not As a lessee, the Company enters into operating leases for certain bank branches, office space, and office equipment. The right-of-use assets and lease liabilities are initially recognized based on the net present value of the remaining lease payments, which include renewal options where management is reasonably certain they will be exercised. The net present value is determined using the incremental borrowing rate based on the FHLB liquidity and funding rates at commencement date. The right-of-use asset is measured at the amount of the lease liability adjusted for any prepaid rent, lease incentives and initial direct costs incurred. The right-of-use asset and lease liability are amortized over the individual lease terms. Lease expense for lease payments is recognized on a straight-line basis over the lease term. Recent Accounting Pronouncements Yet to Be Adopted Credit Losses. June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2022, no In March 2022, 2022 02, Financial Instruments Credit Losses (Topic 326 326 20. December 15, 2022, Reference Rate Reform. March 2020, No. 2020 04, Reference Rate Reform (Topic 848 1 2 3 one one may 2020 04 March 12, 2020, December 31, 2022. two Derivatives and Hedging. March 2022, No. 2022 01, 815 one December 15, 2022.

Note 3 - Non-interest Income

Note 3 - Non-interest Income	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 3 Non-Interest Income On October 1, 2018, 2014 09 Revenue from Contracts with Customers (Topic 606 606. 606, not. not not Year Ended September 30, (In thousands) 2022 2021 Rental income $ 196 $ 217 Net gains on sale and call of investments — 779 Net gains on sale of loans 100 788 Earnings on bank-owned life insurance 794 656 Non-interest income within the scope of other GAAP topics 1,090 2,440 ATM fees 8 13 Credit card fee income 27 22 DDA fee income 113 91 DDA service fees 100 90 Debit card fees 295 283 Other loan fee income 518 574 Other fee income 169 242 Other non-interest income 7 8 Non-interest income from contracts with customers 1,237 1,323 Total Non-interest Income $ 2,327 $ 3,763

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 4 Earnings Per Share Basic earnings per common share is computed based on the weighted average number of shares outstanding reduced by unearned Employee Stock Ownership Plan (“ESOP”) shares. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common stock equivalents (“CSEs”) that would arise from the exercise of dilutive securities reduced by unearned ESOP shares. For the fiscal year ended September 30, 2022 September 30, 2021 The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations. Year Ended September 30, (In thousands, except share data) 2022 2021 Net Income (loss) $ 6,951 $ (92 ) Weighted average shares outstanding 7,627,992 7,616,151 Average unearned ESOP shares (64,344 ) (78,743 ) Basic weighted average shares outstanding 7,563,648 7,537,408 Plus: effect of dilutive options and restricted stock 564 708 Diluted weighted average common shares outstanding 7,564,212 7,538,116 Earnings (loss) per share: Basic $ 0.92 $ (0.01 ) Diluted $ 0.92 $ (0.01 )

Note 5 - Employee Stock Ownersh

Note 5 - Employee Stock Ownership Plan	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Employee Stock Ownership Plan [Text Block]	Note 5 Employee Stock Ownership Plan The Company maintains an ESOP for substantially all of its full-time employees. The current ESOP trustee is Pentegra. Shares of the Company’s common stock purchased by the ESOP are held until released for allocation to participants. Shares released are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of all eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to additional paid-in capital. During the period from May 20, 2008 September 30, 2008, 2026 September 30, 2022 2021 September 30, 2022 September 30, 2022

Note 6 - Investment Securities

Note 6 - Investment Securities	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 6 The Company’s investment in debt securities are classified as available-for-sale or held-to-maturity at September 30, 2022 2021 Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. The following tables present information related to the Company’s investment securities at September 30, 2022 2021 September 30, 2022 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (1,420 ) $ 3,580 State and municipal obligations 12,014 — (2,354 ) 9,660 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,990 — (3,862 ) 32,128 MBS Securities 2,403 — (316 ) 2,087 U.S. Treasury 1,488 — (45 ) 1,443 Total $ 57,895 $ — $ (8,051 ) $ 49,844 Investment Securities Held-to-Maturity: U.S. government agencies $ 29,190 $ — $ (4,907 ) $ 24,283 State and municipal obligations 18,017 — (2,526 ) 15,491 Corporate debt securities 3,264 — (96 ) 3,168 Mortgage-backed securities: MBS 2,278 — (489 ) 1,789 Collateralized mortgage obligations, fixed-rate 6,018 — (483 ) 5,535 Total $ 58,767 $ — $ (8,501 ) $ 50,266 Equity Securities Mutual funds 1,500 — (126 ) 1,374 Total Mutual funds 1,500 — (126 ) 1,374 Total investment securities $ 118,162 $ — $ (16,678 ) $ 101,484 September 30, 2021 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (7 ) $ 4,993 State and municipal obligations 2,767 1 (3 ) 2,765 Single issuer trust preferred security 1,000 — (125 ) 875 Corporate debt securities 31,989 243 (52 ) 32,180 Total $ 40,756 $ 244 $ (187 ) $ 40,813 Investment Securities Held-to-Maturity: U.S. government agencies $ 10,000 $ 11 $ — $ 10,011 State and municipal obligations 6,062 104 (49 ) 6,117 Corporate debt securities 3,383 224 — 3,607 Mortgage-backed securities: Collateralized mortgage obligations, fixed-rate 9,062 129 (13 ) 9,178 Total $ 28,507 $ 468 $ (62 ) $ 28,913 Equity Securities Mutual funds 1,500 — — 1,500 Total Mutual funds 1,500 — — 1,500 Total investment securities $ 70,763 $ 712 $ (249 ) $ 71,226 For fiscal year 2022, 2021 The varying amount of sales from the available-for-sale portfolio over the past few years reflect the significant volatility present in the market. Given the historic low interest rates prevalent in the market, it is necessary for the Company to protect itself from interest rate exposure. Securities that once appeared to be sound investments can, after changes in the market, become securities that the Company has the flexibility to sell to avoid losses and mismatches of interest-earning assets and interest-bearing liabilities at a later time. The following tables indicate gross unrealized losses not September 30, 2022 2021 September 30, 2022 Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 3,580 $ (1,420 ) $ 3,580 $ (1,420 ) State and municipal obligations 9,660 (2,354 ) — — 9,660 (2,354 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 26,717 (3,273 ) 5,411 (589 ) 32,128 (3,862 ) MBS Securities 2,087 (316 ) — — 2,087 (316 ) U.S. Treasury Note 1,443 (45 ) — — 1,443 (45 ) Total $ 39,907 $ (5,988 ) $ 9,937 $ (2,063 ) $ 49,844 $ (8,051 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 18,662 $ (3,028 ) $ 5,621 $ (1,879 ) $ 24,283 $ (4,907 ) State and municipal obligations 15,491 (2,526 ) - - 15,491 (2,526 ) Corporate securities 3,167 (96 ) - - 3,167 (96 ) Mortgage-backed securities: MBS - - 1,789 (489 ) 1,789 (489 ) CMO, fixed-rate 5,536 (483 ) - - 5,536 (483 ) Total $ 42,856 $ (6,133 ) $ 7,410 $ (2,368 ) $ 50,266 $ (8,501 ) Equity Securities Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total investment securities $ 84,263 $ (12,247 ) $ 17,347 $ (4,431 ) $ 101,484 $ (16,678 ) September 30, 2021 Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 4,993 $ (7 ) $ — $ — $ 4,993 $ (7 ) State and municipal obligations 1,819 (3 ) — — 1,819 (3 ) Single issuer trust preferred security — — 875 (125 ) 875 (125 ) Corporate debt securities 8,475 (25 ) 2,973 (27 ) 11,448 (52 ) Total $ 15,287 $ (35 ) $ 3,848 $ (152 ) $ 19,135 $ (187 ) As of September 30, 2022 one As of September 30, 2022, September 30, 2022 not not not not not September 30, 2022 Investment securities having a carrying value of $2.1 million and $2.9 million at September 30, 2022 September 30, 2021 September 30, 2022 September 30, 2022 2021 September 30, 2022 September 30, 2021 The following table presents information for investment securities at September 30, 2022 September 30, 2022 Amortized Cost Fair Value (In thousands) Investment Securities Available-for-Sale: Due in one year or less $ — $ — Due after one year through five years 6,218 5,946 Due after five years through ten years 32,810 29,272 Due after ten years 16,464 12,539 Mortgage-backed securities: MBS 2,403 2,087 Total $ 57,895 $ 49,844 Investment Securities Held-to-Maturity: Due in one year or less $ 4,441 $ 4,420 Due after one year through five years 11,435 11,091 Due after five years through ten years 3,117 2,593 Due after ten years 31,478 24,838 Mortgage-backed securities: MBS 2,278 1,789 Collateralized mortgage obligations, fixed-rate 6,018 5,535 Total $ 58,767 $ 50,266 Equity Securities Mutual funds Due in one year or less $ 1,000 $ 874 Due after five years through ten years 500 500 Total 1,500 1,374 Total investment securities $ 118,162 $ 101,484

Note 7 - Loans Receivable and R

Note 7 - Loans Receivable and Related Allowance for Loan Losses	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 7 Loans receivable in the Company’s portfolio, excluding loans held-for-sale, consisted of the following at the dates indicated: September 30, 2022 2021 (In thousands) Residential mortgage $ 175,957 $ 198,710 Construction and Development: Residential and commercial 24,362 61,492 Land 550 2,204 Total Construction and Development 24,912 63,696 Commercial: Commercial real estate 406,914 426,915 Farmland 11,506 10,297 Multi-family 55,295 66,332 Commercial and industrial 102,703 115,246 Other 13,356 10,954 Total Commercial 589,774 629,744 Consumer: Home equity lines of credit 13,233 13,491 Second mortgages 4,395 5,884 Other 2,136 2,299 Total Consumer 19,764 21,674 Total loans 810,407 913,824 Deferred loan fees and cost, net 537 629 Allowance for loan losses (9,090 ) (11,472 ) Total loans receivable, net $ 801,854 $ 902,981 The following table summarizes the primary classes of the allowance for loan losses, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of and for the years ended September 30, 2022 2021 Year Ended September 30, 2022 Construction and Development Commercial Consumer Home Equity Residential Commercial Commercial Lines Residential and Real Multi- and of Second Mortgage Commercial Land Estate Farmland family Industrial Other Credit Mortgages Other Unallocated Total (In thousands) Allowance for loan losses: Beginning balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Charge-offs — — — — — — (2,415 ) — — (106 ) — — (2,521 ) Recoveries 5 — — 75 — — 2 — 1 55 1 — 139 Provisions (231 ) (297 ) (12 ) (1,078 ) 1 (152 ) 1,350 1 (10 ) (15 ) (6 ) 449 — Ending Balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Ending balance: individually evaluated for impairment $ 54 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 54 Ending balance: collectively evaluated for impairment $ 654 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,036 Loans receivable: Ending balance $ 175,957 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 810,407 Ending balance: individually evaluated for impairment $ 477 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 477 Ending balance: collectively evaluated for impairment $ 175,480 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 809,930 Year Ended September 30, 2021 Construction and Development Commercial Consumer Home Equity Residential Commercial Commercial Lines Residential and Real Multi- and of Second Mortgage Commercial Land Estate Farmland family Industrial Other Credit Mortgages Other Unallocated Total (In thousands) Allowance for loan losses: Beginning balance $ 1,667 $ 465 $ 23 $ 8,682 $ 47 $ 511 $ 578 $ 51 $ 130 $ 196 $ 29 $ 54 $ 12,433 Charge-offs — — — (11,930 ) — — (379 ) — — — (4 ) — (12,313 ) Recoveries 41 4 — 1 — — 2 — 17 108 2 — 175 Provisions (774 ) (41 ) (8 ) 10,290 9 (61 ) 2,020 3 (71 ) (217 ) (7 ) 34 11,176 Ending Balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Ending balance: individually evaluated for impairment $ — $ — $ — $ 18 $ — $ — $ 1,488 $ — $ — $ 38 $ — $ — $ 1,544 Ending balance: collectively evaluated for impairment $ 934 $ 428 $ 15 $ 7,025 $ 56 $ 450 $ 733 $ 54 $ 76 $ 49 $ 20 $ 88 $ 9,928 Loans receivable: Ending balance $ 198,710 $ 61,492 $ 2,204 $ 426,915 $ 10,297 $ 66,332 $ 115,246 $ 10,954 $ 13,491 $ 5,884 $ 2,299 $ 913,824 Ending balance: individually evaluated for impairment $ — $ — $ — $ 286 $ — $ — $ 2,517 $ — $ — $ 102 $ — $ 2,905 Ending balance: collectively evaluated for impairment $ 198,710 $ 61,492 $ 2,204 $ 426,629 $ 10,297 $ 66,332 $ 112,729 $ 10,954 $ 13,491 $ 5,782 $ 2,299 $ 910,919 In assessing the adequacy of the ALLL, it is recognized that the process, methodology and underlying assumptions require a significant degree of judgment and uncertainty. The estimation of loan losses is not not The impaired loans with no September 30, 2021 September 30, 2022 October 2021 December 31, 2021 not September 30, 2022 2021 Impaired Loans With No Impaired Loans With Specific Specific Allowance Allowance Total Impaired Loans Unpaid Recorded Related Recorded Recorded Principal Investment Allowance Investment Investment Balance (In thousands) September 30, 2022: Residential mortgage $ 477 $ 54 $ 2,342 $ 2,819 $ 3,029 Commercial: Commercial real estate — — 13,826 13,826 15,475 Farmland — — 2,213 2,213 2,213 Commercial and industrial — — 684 684 684 Consumer: Home equity lines of credit — — 20 20 25 Second mortgages — — 152 152 191 Total $ 477 $ 54 $ 19,237 $ 19,714 $ 21,617 September 30, 2021: Residential mortgage $ — $ — $ 2,594 $ 2,594 $ 2,766 Commercial: Commercial real estate 286 18 33,543 33,829 33,368 Farmland — — 2,254 2,254 2,254 Commercial and industrial 2,517 1,488 630 3,147 3,584 Consumer: Home equity lines of credit — — 23 23 28 Second mortgages 102 38 696 798 874 Total $ 2,905 $ 1,544 $ 39,740 $ 42,645 $ 42,874 The following table presents the average recorded investment in impaired loans in the portfolio and related interest income recognized for the years ended September 30, 2022 2021 Average Interest Income Impaired Recognized on Loans Impaired Loans (In thousands) Year Ended September 30, 2022: Residential mortgages $ 2,406 $ 126 Commercial: Commercial real estate 13,306 89 Farmland 2,231 79 Commercial and industrial 1,519 21 Consumer: Home equity lines of credit 17 — Second mortgages 816 3 Total $ 20,295 $ 318 Year Ended September 30, 2021: Residential mortgages $ 3,305 $ 82 Commercial: Commercial real estate 32,812 556 Farmland 1,814 70 Commercial and industrial 951 17 Consumer: Home equity lines of credit 48 — Second mortgages 720 6 Total $ 39,650 $ 731 No The following table presents the classes of the loan portfolio summarized by loans considered to be rated as pass and the categories of special mention, substandard and doubtful within the Company’s internal risk rating system as of September 30, 2022 2021 September 30, 2022 Special Pass Mention Substandard Doubtful Total (In thousands) Residential mortgage $ 173,083 $ — $ 2,874 $ — $ 175,957 Construction and Development: Residential and commercial 24,362 — — — 24,362 Land 550 — — — 550 Commercial: Commercial real estate 373,729 32,682 504 — 406,914 Farmland 9,293 — 2,213 — 11,506 Multi-family 55,295 — — — 55,295 Commercial and industrial 97,219 — 5,484 — 102,703 Other 13,356 — — — 13,356 Consumer: Home equity lines of credit 13,143 — 90 — 13,233 Second mortgages 4,110 58 227 — 4,395 Other 2,136 — — — 2,136 Total $ 766,276 $ 32,740 $ 11,391 $ — $ 810,407 September 30, 2021 Special Pass Mention Substandard Doubtful Total (In thousands) Residential mortgage $ 195,658 $ — $ 3,052 $ — $ 198,710 Construction and Development: Residential and commercial 61,492 — — — 61,492 Land 2,204 — — — 2,204 Commercial: Commercial real estate 376,721 48,705 1,489 — 426,915 Farmland 8,043 — 2,254 — 10,297 Multi-family 57,052 9,280 — — 66,332 Commercial and industrial 106,910 — 8,336 — 115,246 Other 10,954 — — — 10,954 Consumer: Home equity lines of credit 13,390 — 101 — 13,491 Second mortgages 4,908 68 908 — 5,884 Other 2,299 — — — 2,299 Total $ 839,631 $ 58,053 $ 16,140 $ — $ 913,824 The following table presents loans on which we are no September 30, 2022 2021 (In thousands) Residential mortgage $ 585 $ 879 Commercial: Commercial and industrial — 2,517 Consumer: Home equity lines of credit 20 23 Second mortgages 148 278 Total non-accrual loans $ 753 $ 3,697 Under the Bank’s loan policy, once a loan has been placed on non-accrual status, we do not not six September 30, 2022 September 30, 2021 2022 for fiscal year 2022 2021. September 30, 2022 90 September 30, 2021 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by whether a loan payment is “current,” that is, it is received from a borrower by the scheduled due date, or the length of time a scheduled payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories as of September 30, 2022 2021 30 59 60 89 90 Days or Total Loans Accruing 90 Days Current Days Past Due Days Past Due More Past Due Total Past Due Receivable or More Past Due (In thousands) September 30, 2022: Residential mortgage $ 173,852 $ 1,198 $ 477 $ 430 $ 2,105 $ 175,957 $ 243 Construction and Development: Residential and commercial 24,362 — — — — 24,362 — Land 550 — — — — 550 — Commercial: Commercial real estate 406,809 105 — — 105 406,914 — Farmland 9,293 2,213 — — 2,213 11,506 — Multi-family 55,295 — — — — 55,295 — Commercial and industrial 101,328 1,375 — — 1,375 102,703 — Other 13,356 — — — — 13,356 — Consumer: Home equity lines of credit 13,160 53 20 — 73 13,233 — Second mortgages 4,384 3 — 8 11 4,395 — Other 2,132 4 — — 4 2,136 — Total $ 804,521 $ 4,951 $ 497 $ 438 $ 5,886 $ 810,407 $ 243 90 Accruing 90 30 59 60 89 Days or Days or Days Past Days Past More Past Total Loans More Past Current Due Due Due Total Past Due Receivable Due (In thousands) September 30, 2021: Residential mortgage $ 197,062 $ 796 $ 241 $ 611 $ 1,648 $ 198,710 $ — Construction and Development: Residential and commercial 61,492 — — — — 61,492 — Land 2,204 — — — — 2,204 — Commercial: Commercial real estate 426,915 — — — — 426,915 — Farmland 10,297 — — — — 10,297 — Multi-family 66,332 — — — — 66,332 — Commercial and industrial 115,246 — — — — 115,246 — Other 10,954 — — — — 10,954 — Consumer: Home equity lines of credit 13,394 97 — — 97 13,491 — Second mortgages 5,697 4 83 100 187 5,884 — Other 2,296 3 — — 3 2,299 — Total $ 911,889 $ 900 $ 324 $ 711 $ 1,935 $ 913,824 $ — Restructured loans deemed to be TDRs are typically the result of extension of the loan maturity date or a reduction of the interest rate of the loan to a rate that is below market, a combination of rate and maturity extension, or by other means including covenant modifications, forbearance and other concessions. However, the Company generally only restructures loans by modifying the payment structure to require payments of interest only for a specified period or by reducing the actual interest rate. Once a loan becomes a TDR, it will continue to be reported as a TDR during the term of the restructure. The Company had 20 loans classified as TDRs with an aggregate outstanding balance of $6.1 and  26 $18.2 September 30, 2022 2021 September 30, 2022 September 30, 2022 The decrease is primarily related to two TDR commercial real estate loans totaling $11.4 million that were sold during the December 31, 2021 Loans that have been classified as TDRs have modified payment terms and in some cases modified interest rates from the original loan agreements and allow the borrowers, who were experiencing financial difficulty, to relieve some of their overall cash flow burden, including but not may not 90 Due to financial difficulties experienced by the borrower, TDRs may one September 30, 2022 2021 September 30, 2022 Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Restructurings Past 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (In thousands) At September 30, 2022: ​ Residential mortgage 14 $ 2,632 $ — $ — Commercial: Commercial real estate 3 594 — — Farmland 1 2,213 — — Commercial and industrial 1 625 — — Consumer Second mortgages 1 4 — — Total 20 $ 6,068 $ — $ — At September 30, 2021: ​ Residential mortgage 16 $ 3,180 4 $ 640 Commercial: Commercial real estate 5 12,180 — — Farmland 1 2,254 — — Commercial and industrial 1 549 — — Consumer Second mortgages 3 78 — — Total 26 $ 18,241 4 $ 640 The following table reports the performing status of all TDR loans. The performing status is determined by the loan’s compliance with the modified terms. September 30, 2022 2021 Non- Non- Performing Performing Performing Performing (In thousands) Residential mortgage $ 1,543 $ 1,089 $ 2,540 $ 640 Commercial: Commercial real estate 594 — 12,180 — Farmland 2,213 — 2,254 — Commercial and industrial 625 — 549 — Consumer Second mortgages 4 — 78 — Total $ 4,979 $ 1,089 $ 17,601 $ 640 The following table shows the new TDRs for the twelve September 30, 2022 2021 September 30, 2022 2021 Restructured During Period Pre- Post- Pre- Post- Modifications Modifications Modifications Modifications Outstanding Outstanding Outstanding Outstanding Number Recorded Recorded Number Recorded Recorded of Loans Investments Investments of Loans Investments Investments (In thousands) Troubled Debt Restructurings: Commercial: Commercial real estate 2 $ 504 $ 504 — $ — $ — Farmland — — — 1 2,287 2,287 Commercial and industrial — — — 1 549 549 Total 2 $ 504 $ 504 2 $ 2,803 $ 2,836 The following table sets forth the aggregate dollar amount of loans to principal officers, directors and their affiliates in the normal course of business of the Company. Year Ended September 30, 2022 2021 (In thousands) Balance at beginning of year $ 11,921 $ 13,733 New loans 3,042 2,792 Repayments (4,860 ) (4,604 ) No longer Director/Officer (524 ) — Balance at end of year $ 9,579 $ 11,921 At September 30, 2022 2021 September 30, 2022 2021 (In thousands) Balance at beginning of year $ 83 $ 111 Amortization 4 (28 ) Balance at end of year $ 87 $ 83 For the fiscal years ended September 30, 2022 2021 third September 30, 2022 September 30, 2022 September 30, 2021 September 30, 2021 September 30, 2022 2021 Under Section 4013 19 not September 30, 2022 19 September 30, 2021 eight 19 The following tables set forth the composition of these loans by loan segments as of September 30, 2022 2021 September 30, 2022 Number of Loans Loan Modification Exposure Gross Loans September 30, 2022 Percentage of Gross Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 175,957 0.00 % Construction and Development: Residential and commercial — — 24,362 0.00 % Land loans — — 550 0.00 % Total Construction and Development — — 24,912 0.00 % Commercial: Commercial real estate 3 32,041 406,914 7.87 % Farmland — — 11,506 0.00 % Multi-family — — 55,295 0.00 % Commercial and industrial — — 102,703 0.00 % Other — — 13,356 0.00 % Total Commercial 3 32,041 589,774 5.74 % Consumer: Home equity lines of credit — — 13,233 0.00 % Second mortgages — — 4,395 0.00 % Other — — 2,136 0.00 % Total Consumer — — 19,764 0.00 % Total loans 3 $ 32,041 $ 810,407 3.95 % September 30, 2021 Number of Loans Loan Modified Exposure Gross Loans September 30, 2021 Percentage of Gross Loans Modified (Dollars in thousands) Residential mortgage 2 $ 667 $ 198,710 0.07 % Construction and Development: Residential and commercial — — 61,492 0.00 % Land loans — — 2,204 0.00 % Total Construction and Development — — 63,696 0.00 % Commercial: Commercial real estate 6 60,567 426,915 6.63 % Farmland — — 10,297 0.00 % Multi-family — — 66,332 0.00 % Commercial and industrial — — 115,246 0.00 % Other — — 10,954 0.00 % Total Commercial 6 60,567 629,744 6.63 % Consumer: Home equity lines of credit — — 13,491 0.00 % Second mortgages — — 5,884 0.00 % Other — — 2,299 0.00 % Total Consumer — — 21,674 0.00 % Total loans 8 $ 61,234 $ 913,824 6.70 %

Note 8 - Property and Equipment

Note 8 - Property and Equipment	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	Note 8 Property and equipment, net consisted of the following at September 30, 2022 2021 Estimated Useful September 30, Life (years) 2022 2021 (In thousands) Land — $ 706 $ 706 Building and improvements 10-39 12,039 11,992 Construction in process — 29 5 Furniture, fixtures and equipment 3-7 5,914 5,904 18,688 18,607 Accumulated depreciation (13,457 ) (12,830 ) $ 5,231 $ 5,777 Depreciation expense was $627,000 and $630,000 for the fiscal years ended September 30, 2022 2021

Note 9 - Deposits

Note 9 - Deposits	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 9 Deposits classified by interest rates with percentages to total deposits at September 30, 2022 2021 September 30, 2022 2021 Percent of Percent of Total Total Amount Deposits Amount Deposits (In thousands) Balances by types of deposit: Savings $ 55,288 7.04 % $ 50,582 5.39 % Money market accounts 279,699 35.62 385,480 41.09 Interest bearing demand 240,819 30.66 336,645 35.88 Non-interest bearing demand 58,014 7.39 53,849 5.74 633,820 80.71 826,556 88.10 Certificates of deposit 151,503 19.29 111,603 11.90 Total $ 785,323 100.00 % $ 938,159 100.00 % Total deposits decreased $152.8 million, or 16.3%, from $938.2 million at September 30, 2021 September 30, 2022. $250,000 September 30, 2022 2021 September 30, 2022 2021 September 30, 2022, Interest expense on deposits consisted of the following for the fiscal years ended September 30,2022 2021: September 30, 2022 2021 (In thousands) Savings accounts $ 46 $ 59 Money market accounts 921 1,726 Interest bearing demand 1,153 2,681 Certificates of deposit 1,414 2,282 Total deposits $ 3,534 $ 6,748 The following is a schedule of certificates of deposit maturities: September 30, 2022 (In thousands) Maturing in the Fiscal Year Ending September 30, 2023 $ 94,817 2024 38,387 2025 8,749 2026 6,679 2027 1,389 Thereafter 1,482 $ 151,503 Deposits from related parties held by the Company at September 30, 2022 2021 The Company continues to focus on the maintenance and development of its deposit base strategically with its funding requirements and liquidity needs, with an emphasis on serving the needs of its communities to provide a long-term relationship base to efficiently compete for and retain deposits in its market.

Note 10 - Borrowings

Note 10 - Borrowings	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 10 Under terms of its collateral agreement with the FHLB, the Company maintains otherwise unencumbered qualifying assets in an amount at least equal to its borrowings. Under an agreement with the FHLB, the Company has a line of credit available in the amount of $150.0 million, of which there was no balance outstanding at September 30, 2022 2021 September 30, 2022 2021 The summary of borrowings as of September 30, 2022 2021 September 30, 2022 2021 Weighted Weighted Average Average Amount Rate Amount Rate (In thousands) Due by September 30: 2022 $ — — $ 90,000 0.76 % 2023 80,000 3.07 % — — Total FHLB Advances $ 80,000 3.07 % $ 90,000 0.76 % At September 30, 2022 September 30, 2022, three During both fiscal years 2022 2021, not third September 30, 2022 2021.

Note 11 - Derivatives

Note 11 - Derivatives	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 11 The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its debt funding and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the payment of future uncertain cash amounts, the value of which are determined by interest rates. The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in accumulated other comprehensive income (loss) and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. At September 30, 2022 Amounts reported in accumulated other comprehensive (loss) income related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s variable-rate debt. During the next twelve twenty The Company also executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third not not first 2019. not Note 11 The tables below present the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition as of September 30, 2022 2021 September 30, 2022 Asset derivatives Liability derivatives Statement of Statement of Financial Financial Notional Fair Condition Notional Fair Condition Amount Value Location Amount Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreement $ 60,000 $ 4,017 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreement $ 44,132 $ 3,711 Other assets $ 44,132 $ 3,712 Other liabilities September 30, 2021 Asset derivatives Liability derivatives Statement of Statement of Financial Financial Notional Fair Condition Notional Fair Condition Amount Value Location Amount Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreement $ 40,000 $ 14 Other assets $ 30,000 $ 47 Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreement $ 44,748 $ 4,671 Other assets $ 44,748 $ 4,673 Other liabilities Offsetting of Derivative Assets (In thousands) as of September 30, 2022 Net Amounts of Gross Amounts Assets Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount Derivatives $ 7,728 $ — $ 7,728 $ — $ 4,210 $ 3,518 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2022 Net Amounts of Gross Amounts Liabilities Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Liabilities Condition Condition Instruments Posted Amount Derivatives $ 3,712 $ — $ 3,712 $ — $ — $ 3,712 Note 11 Offsetting of Derivative Assets (In thousands) as of September 30, 2021 Net Amounts of Gross Amounts Assets Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount Derivatives $ 4,685 $ — $ 4,685 $ — $ — $ 4,685 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2021 Net Amounts of Gross Amounts Liabilities Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Liabilities Condition Condition Instruments Posted Amount Derivatives $ 4,720 $ — $ 4,720 $ 221 $ 8,257 $ (3,758 ) The tables below present the net gains (losses) recorded in accumulated other comprehensive (loss) income and the Consolidated Statements of Operations relating to the cash flow derivative instruments for the fiscal years ended September 30, 2022 2021 For the Year Ended September 30, 2022 Amount of Gain Amount of Loss Recognized Reclassified in OCI on from OCI to Derivative Interest Expense (In thousands) Interest rate swap agreements $ 4,050 $ 141 Total derivatives $ 4,050 $ 141 For the Year Ended September 30, 2021 Amount of Loss Amount of Gain Recognized Reclassified in OCI on from OCI to Derivative Interest Expense (In thousands) Interest rate swap agreements $ 255 $ (995 ) Total derivatives $ 255 $ (995 ) Note 11 The tables below present the effect of the Company’s derivative financial instruments on the Consolidated Statements of Operations for the years ended September 30, 2022 2021 For the Year Ended September 30, 2022 Amount of Loss Consolidated Recognized Statements in Income on of Operations derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2 For the Year Ended September 30, 2021 Amount of Loss Consolidated Recognized Statements in Income on of Operations derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2 The Company has agreements with each of its derivative counterparties that contain a provision where if the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not At September 30, 2022 2021 no September 30, 2021. September 30, 2022. September 30, 2021, September 30, 2022

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurements	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 12 The Company follows FASB ASC Topic 820 may The Company groups its assets at fair value in three Level 1—Valuation Level 2—Valuation not Level 3—Valuation not The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy. Fair value measurements for assets where there exists limited or no third may not Additionally, there may The Company monitors and evaluates available data to perform fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date event or a change in circumstances that affects the valuation method chosen. There were no September 30, 2022 2021 The tables below present the balances of assets measured at fair value on a recurring basis at September 30, 2022 2021 September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available-for-sale: Debt securities: U.S. government agencies $ 3,580 $ — $ 3,580 $ — State and municipal obligations 9,660 — 9,660 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 32,128 — 32,128 — MBS Securities 2,087 — 2,087 — U.S. Treasury 1,443 — 1,443 — Total investment securities available-for-sale $ 49,844 $ — $ 49,844 $ — Equity securities: Mutual fund $ 1,374 $ 874 $ — $ 500 Total equity investment securities $ 1,374 $ 874 $ — $ 500 Derivative instruments $ 7,728 $ — $ 7,728 $ — Liabilities: Derivative instruments $ 3,712 $ — $ 3,712 $ — September 30, 2021 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available-for-sale: Debt securities: U.S. government agencies $ 4,993 $ — $ 4,993 $ — State and municipal obligations 2,765 — 2,765 — Single issuer trust preferred security 875 — 875 — Corporate debt securities 32,180 — 32,180 — Total investment securities available-for-sale $ 40,813 $ — $ 40,813 $ — Equity securities: Mutual fund $ 1,500 $ 1,000 $ — $ 500 Total equity investment securities $ 1,500 $ 1,000 $ — $ 500 Derivative instruments $ 4,685 $ — $ 4,685 $ — Liabilities: Derivative instruments $ 4,720 $ — $ 4,720 $ — The following tables present additional information about the securities available-for-sale measured at fair value on a recurring basis and for which the Company utilized significant unobservable inputs (Level 3 September 30, 2022 September 30, 2021 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2021 $ 500 Payments received — Total gains or losses (realized/unrealized) Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, September 30, 2022 $ 500 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2020 $ 500 Payments received — Total gains or losses (realized/unrealized) Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, September 30, 2021 $ 500 All of the Company’s available for sale investment securities are reported at fair value utilizing Level 2 may third For assets measured at fair value on a nonrecurring basis in fiscal year 2022 2021 September 30, 2022 2021 September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 259 $ — $ — $ 259 Impaired loans (1) 13,722 — — 13,722 Total $ 13,981 $ — $ — $ 13,981 September 30, 2022 Fair Value at Valuation Range/(Weighted September 30, 2022 Technique Unobservable Input Average) (In thousands) Other real estate owned $ 259 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,722 Appraisal of Collateral (2) Collateral discount (3) (10.4%) – (12%)/(10.5%) Total $ 13,981 ( 1 Consisted of three ( 2 Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. ( 3 Appraisals may September 30, 2021 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 4,961 $ — $ — $ 4,961 Impaired loans (1) 33,876 18,900 — 14,976 Total $ 38,837 $ 18,900 $ — $ 19,937 September 30, 2021 Fair Value at Valuation Range/(Weighted September 30, 2021 Technique Unobservable Input Average) (In thousands) Other real estate owned $ 4,961 Appraisal of Collateral (2) Collateral discount (3) 6.4%/(6.4%) Impaired loans (1) 33,876 Appraisal of Collateral (2) Collateral discount (3) (4.0%) – (12%)/(8%) Total $ 38,837 ( 1 Consisted of eight ( 2 Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. ( 3 Appraisals may The following disclosure of the estimated fair value of financial instruments is made in accordance with the requirements of FASB ASC 825. not may 825 may not The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2022 2021 not not September 30, 2022 2021 may The following assumptions were used to estimate the fair value of the Company’s financial instruments: Cash and Cash Equivalents Investment Securities not not Loans Receivable not 825 825 Impaired Loans 3 Accrued Interest Receivable Restricted Stock not Other Real Estate Owned 3 may Deposits 825 Borrowings 825. Subordinated Debt 2 Derivatives 2 not third Accrued Interest Payable Commitments to Extend Credit and Letters of Credit not not Mortgage Servicing Rights not The carrying amount and estimated fair value of the Company’s financial instruments as of September 30, 2022 2021 ​ Carrying Amount Fair Value Level 1 Level 2 Level 3 ​ (In thousands) September 30, 2022: Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents $ 53,267 $ 53,267 $ 53,267 $ — $ — Investment securities available-for-sale 49,844 49,844 — 49,844 — Investment securities held-to-maturity 58,767 50,266 — 50,266 — Equity securities 1,374 1,374 874 — 500 Loans receivable, net (including impaired ) 801,854 763,311 — — 763,311 Loans Held For Sale 13,780 13,780 — — 13,780 Accrued interest receivable 4,252 4,252 — 4,252 — Restricted stock 7,104 7,104 — 7,104 — Mortgage servicing rights (included in Other Assets) 87 117 — 117 — Derivatives (included in Other Assets) 7,728 7,728 — 7,728 — Financial liabilities: ​ ​ ​ ​ ​ Savings accounts 55,288 55,288 — 55,288 — Checking and NOW accounts 240,819 240,819 — 240,819 — Money market accounts 279,699 279,699 — 279,699 — Certificates of deposit 151,503 153,087 — 153,087 — Borrowings (excluding sub debt) 80,000 80,022 — 80,022 — Subordinated debt 25,000 25,045 — 25,045 — Derivatives (included in Other Liabilities) 3,712 3,712 — 3,712 — Accrued interest payable 543 543 — 543 — September 30, 2021: Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents $ 136,590 $ 136,590 $ 136,590 $ — $ — Investment securities available-for-sale 40,813 40,813 — 40,813 — Investment securities held-to-maturity 28,507 28,913 — 28,913 — Equity securities 1,500 1,500 1,000 — 500 Loans receivable, net (including impaired ) 902,981 900,357 — — 900,357 Loans Held For Sale 33,199 33,199 19,583 — 13,616 Accrued interest receivable 3,512 3,512 — 3,512 — Restricted stock 7,776 7,776 — 7,776 — Mortgage servicing rights (included in Other Assets) 83 83 — 83 — Derivatives (included in Other Assets) 4,685 4,685 — 4,685 — Financial liabilities: ​ ​ ​ ​ ​ Savings accounts 50,582 50,582 — 50,582 — Checking and NOW accounts 390,494 390,494 — 390,494 — Money market accounts 385,480 385,480 — 385,480 — Certificates of deposit 111,603 113,323 — 113,323 — Borrowings (excluding sub debt) 90,000 90,215 — 90,215 — Subordinated debt 24,934 25,027 — 25,027 — Derivatives (included in Other Liabilities) 4,720 4,720 — 4,720 — Accrued interest payable 572 572 — 572 —

Note 13 - Income Taxes

Note 13 - Income Taxes	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 13 In accordance with ASC Topic 740, Deferred income taxes at September 30, 2022 2021 September 30, 2022 2021 (In thousands) DTAs: Allowance for loan losses $ 2,155 $ 2,807 Non-accrual interest 224 276 Supplement executive retirement plan 149 173 Federal and State net operating loss — 155 Unrealized loss on investments available-for-sale 1,691 — Depreciation 132 53 Lease liability 308 448 Other 230 113 Total DTAs 4,889 4,025 Valuation allowance for DTAs — — Total DTAs, Net of Valuation Allowance $ 4,889 $ 4,025 DTLs: Unrealized gain on investments available-for-sale — (3 ) Unrealized gain on derivatives (846 ) — Mortgage servicing rights (19 ) (20 ) Right of use asset (300 ) (440 ) Other (2 ) (32 ) Total DTLs (1,167 ) (495 ) DTAs, Net $ 3,722 $ 3,530 Of these DTAs, the carryforward periods for certain tax attributes are as follows: • The Company had recorded federal net operating loss carryforwards of $563,000 as of September 30, 2021. September 30, 2022. • The Company had recorded state net operating loss carryforwards of $36,500 as of September 30, 2021. September 30, 2022. Income tax expense (benefit) for the fiscal years ended September 30, 2022 2021 September 30, 2022 2021 (In thousands) Federal: Current $ 2,423 $ (62 ) Deferred (847 ) (112 ) 1,576 (174 ) State: Current 457 — Deferred (109 ) (38 ) 348 (38 ) Total income tax expense (benefit) $ 1,924 $ (212 ) A reconciliation from the expected federal income tax expense (benefit) computed at the statutory federal income tax rate to the actual income tax benefit included in the consolidated statements of operations for the fiscal years ended September 30, 2022 2021 September 30, 2022 2021 (In thousands) Tax at statutory rate $ 1,864 21.0 % $ (64 ) (21.0 )% Adjustments resulting from: State tax, net of federal benefit 275 3.1 (30 ) (9.8 ) Tax-exempt interest (93 ) (1.0 ) (26 ) (8.6 ) Earnings on bank-owned life insurance (167 ) (1.9 ) (138 ) (45.3 ) Other 45 0.5 46 15.1 Total $ 1,924 21.7 % $ (212 ) (69.6 )% It is the Company’s policy to provide for uncertain tax positions and the related interest and penalties based upon management’s assessment of whether a tax benefit is more likely than not September 30, 2022 2021 no September 30, 2019 September 30, 2022 The Small Business Job Protection Act of 1996 six 1988 may

Note 14 - Leases

Note 14 - Leases	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Leases Disclosure [Text Block]	Note 14 Leases The Company determines if an arrangement is a lease at inception. The Company adopted the guidance of ASC 842 not may As of September 30, 2022 not twelve five not not The components of lease expense for the fiscal years ended September 30, 2022 2021 September 30, 2022 2021 In thousands Operating lease cost $ 484 $ 661 Short-term lease cost 108 95 Total $ 592 $ 756 Supplemental information at and for the years ended September 30, 2022 September 30, 2021 September 30, 2022 September 30, 2021 (Dollars in thousands) (Dollars in thousands) Supplemental balance sheet information Operating lease right-of-use assets $ 1,267 $ 1,796 Operating lease liabilities $ 1,299 $ 1,830 Weighted average remaining lease term (in years) 3.57 4.50 Weighted average discount rate 2.00 % 1.99 % Twelve Months Ended September 30, 2022 Twelve Months Ended September 30, 2021 (In thousands) (In thousands) Supplemental cash flow information Operating cash flows from operating leases $ 531 $ 893 ROU assets obtained in exchange for lease obligations $ — $ 3,279 Maturities of lease liabilities were as follows: Operating Leases (In thousands) Years ended September 30: 2023 $ 431 2024 431 2025 432 2026 153 2027 51 Total lease payments $ 1,498 Less: imputed interest (199 ) Total $ 1,299 The Company receives rents from the lease of office and residential space owned by the Company. Rental income is included in Other Income. Future minimum rental commitments under these leases are (in thousands): Years ending September 30: 2023 $ 63 2024 64 2025 46 2026 31 Total $ 204

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 15 The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, unused lines of credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit, and interest rate risk in excess of the amount recognized in the statements of financial condition. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third may one September 30, 2022 2021 The current amount of the liability for guarantees under letters of credit was not September 30, 2022 or 2021. At September 30, 2022 2021 September 30, 2022 2021 (In thousands) Commitments to extend credit: Future loan commitments $ 12,585 $ 32,889 Undisbursed construction loans 9,285 12,672 Undisbursed home equity lines of credit 27,942 25,722 Undisbursed commercial lines of credit 80,535 19,901 Undisbursed commercial unsecured lines of credit — 66,941 Overdraft protection lines 1,482 1,549 Standby letters of credit 7,742 9,026 Total Commitments $ 139,571 $ 168,700 Commitments to extend credit are agreements to lend to a customer as long as there is no may Unfunded commitments under commercial lines of credit are collateralized except for the overdraft protection lines of credit and commercial unsecured lines of credit. The amount of collateral obtained is based on management’s credit evaluation, and generally includes personal or commercial real estate. Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will have no

Note 16 - Regulatory Matters

Note 16 - Regulatory Matters	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 16 Shareholders Equity On March 14, 2019, February 28, 2020, March 31, 2020, December 31, 2020. September 30, 2021 2022. Regulatory Capital Requirements The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors. In July 2013, January 1, 2019. 1 1 1 January 1, 2015. 1 January 1, 2015. 1 1 1 2 1 3 Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of tangible and core capital (as defined in the regulations) to total adjusted tangible assets (as defined) and of risk-based capital (as defined) to risk-weighted assets (as defined). The following table summarizes the Bank’s compliance with applicable regulatory capital requirements as of September 30, 2022 2021 To Be Well Capitalized Under Prompt For Capital Corrective Actual Adequacy Purposes Action Provisions Capital Capital Capital (In thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2022: Tier 1 Leverage (Core) Capital (to average assets) $ 166,340 16.30 % $ 40,820 4.00 % $ 51,025 5.00 % Common Equity Tier 1 Capital (to risk-weighted assets) 166,340 19.27 % 38,836 4.50 % 56,096 6.50 % Tier 1 Capital (to risk-weighted assets) 166,340 19.27 % 51,751 6.00 % 69,042 8.00 % Total Risk-Based Capital (to risk-weighted assets) 175,512 20.34 % 69,042 8.00 % 86,302 10.00 % As of September 30, 2021: Tier 1 Leverage (Core) Capital (to average assets) $ 157,518 13.14 % $ 47,946 4.00 % $ 59,933 5.00 % Common Equity Tier 1 Capital (to risk-weighted assets) 157,518 16.13 % 43,934 4.50 % 63,460 6.50 % Tier 1 Capital (to risk-weighted assets) 157,518 16.13 % 58,579 6.00 % 78,105 8.00 % Total Risk-Based Capital (to risk-weighted assets) 169,072 17.32 % 78,105 8.00 % 97,632 10.00 % The following table presents a reconciliation of the Bank’s equity determined using GAAP and its regulatory capital amounts as of September 30, 2022 2021 September 30, 2022 2021 (In thousands) Bank GAAP equity $ 163,164 $ 157,554 Net unrealized loss (gain) on securities available for sale, net of income taxes 6,360 (45 ) Net unrealized loss (gain) on derivatives, net of income taxes (3,184 ) 9 Tangible Capital, Core Capital and Tier 1 Capital 166,340 157,518 Allowance for loan losses and reserve for off-balance sheet commitments 9,172 11,554 Total Risk-Based Capital $ 175,512 $ 169,072

Note 17 - Accumulated Other Com

Note 17 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 17 Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive income (loss) included in shareholders’ equity are as follows: September 30, 2022 2021 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (8,051 ) $ 57 Tax effect 1,691 (12 ) Net of tax amount (6,360 ) 45 Fair value adjustment on derivatives 4,030 (11 ) Tax effect (846 ) 2 Net of tax amount 3,184 (9 ) Total accumulated other comprehensive (loss) income $ (3,176 ) $ 36 Other comprehensive (loss) income and related tax effects are presented in the following table: Year Ended September 30, 2022 2021 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (8,107 ) $ 950 Reclassification adjustment for net gains arising during the period — (779 ) Adjustment for loss recorded on replacement of derivative — (9 ) Amortization of unrealized holding losses on securities available-for-sale transferred to held-to-maturity 8 4 Fair value adjustment on derivatives 4,050 1,258 Other comprehensive (loss) income before taxes (4,049 ) 1,424 Tax effect 837 (300 ) Total other comprehensive (loss) income $ (3,212 ) $ 1,124

Note 18 - Equity Based Incentiv

Note 18 - Equity Based Incentive Compensation Plan	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 18 Equity Based Incentive Compensation Plan The Company maintains the Malvern Bancorp, Inc. 2014 “2014 2014 2014 September 30, 2022 Restricted stock and option awards granted during fiscal year 2022 one ten not. All awards are issued at fair value of the underlying shares at the grant date. The Company expenses the cost of the awards, which is determined to be the fair market value of the awards at the date of grant. During fiscal year 2022 2021, 2022, 2014 2022 2021. During fiscal year 2022, 2021, 2022, 2022 2021. Stock-based compensation expense for the cost of the awards granted is based on the grant-date fair value. For stock option awards, the fair value is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may not not Stock Options The assumptions used in determining the fair value of stock option grants for the year ended September 30, 2022 Weighted average fair value of awards $ 5.93 Risk-free rate 3.03 % Dividend yield — % Volatility 30.04 % Expected life (years) 6.5 The assumptions used in determining the fair value of stock option grants for the year ended September 30, 2021 Weighted average fair value of awards $ 6.06 Risk-free rate 1.25 % Dividend yield — % Volatility 29.72 % Expected life (years) 6.5 The following is a summary of currently outstanding options at September 30, 2022 Weighted Average Weighted Remaining Average Contractual Aggregate Exercise Term Intrinsic Shares Price (In Years) Value Outstanding, beginning of year 32,830 $ 20.96 $ 1,940 Granted 6,000 $ 16.05 $ — Exercised — $ — $ — Forfeited/cancelled/expired (2,000 ) $ 19.49 $ — Outstanding, end of year 36,830 $ 20.24 6.828 $ — Exercisable at end of year 18,880 $ 21.50 5.564 $ — Nonvested at end of year 17,950 $ 18.90 The following is a summary of currently outstanding options at September 30, 2021 Weighted Average Weighted Remaining Average Contractual Aggregate Exercise Term Intrinsic Shares Price (In Years) Value Outstanding, beginning of year 25,830 $ 21.57 $ — Granted 7,000 $ 18.69 $ — Exercised — $ — $ — Forfeited/cancelled/expired — $ — $ — Outstanding, end of year 32,830 $ 20.96 7.392 $ 1,940 Exercisable at end of year 13,310 $ 21.53 6.193 $ 1,940 Nonvested at end of year 19,520 $ 20.56 As of September 30, 2022 Restricted Stock Awards The table below summarizes the activity for the Company’s restricted stock outstanding at September 30, 2022 Weighted Average Shares Fair Value Outstanding, beginning of year 31,486 $ 21.10 Granted 13,848 15.84 Vested (15,581 ) 19.60 Forfeited/cancelled/expired (2,336 ) 19.98 Outstanding, end of year 27,417 $ 19.34 The table below summarizes the activity for the Company’s restricted stock outstanding at September 30, 2021 Weighted Average Shares Fair Value Outstanding, beginning of year 30,653 $ 21.98 Granted 12,363 18.69 Vested (11,530 ) 20.82 Forfeited/cancelled/expired — — Outstanding, end of year 31,486 $ 21.10 As of September 30, 2022 2014

Note 19 - Subordinated Debt

Note 19 - Subordinated Debt	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Long-Term Debt [Text Block]	Note 19 Subordinated Debt On February 7, 2017, 2027 February 15, 2027, February 15, 2022, 6.125 February 7, 2017 February 15, 2022. February 15, 2022 3 September 30, 2022, 6.65 2 September 30, 2022

Note 20 – Condensed Finan

Note 20 – Condensed Financial Information - Parent Company Only	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	Note 20 Condensed Financial Information - Parent Company Only Condensed Statements of Financial Condition September 30, 2022 2021 (In thousands) Assets Cash and cash equivalents $ 5,552 $ 6,878 Investment in subsidiaries 163,164 157,554 Loans receivable, net 755 934 Other assets 2,198 1,916 Total Assets $ 171,669 $ 167,282 Liabilities Subordinated debt $ 25,000 $ 24,934 Accrued interest payable 158 196 Accounts payable 66 (16 ) Total Liabilities 25,224 25,114 Shareholders’ Equity 146,445 142,168 Total Liabilities and Shareholders’ Equity $ 171,669 $ 167,282 Condensed Statements of Operations Year Ended September 30, 2022 2021 (In thousands) Income Interest income $ 39 $ 51 Total Interest Income 39 51 Expense Long-term borrowings 1,371 1,536 Total Interest Expense 1,371 1,536 Other operating expenses 366 560 Total Other Expenses 366 560 Total Expense 1,737 2,096 Loss before Equity in Undistributed Net Income of Subsidiaries and Income Tax Benefit (1,698 ) (2,045 ) Equity in Undistributed Net Income of Subsidiaries 8,356 1,473 Income tax benefit (293 ) (480 ) Net Income (Loss) $ 6,951 $ (92 ) Condensed Statements of Comprehensive Income Year Ended September 30, (In thousands) 2022 2021 Net Income (Loss) $ 6,951 $ (92 ) Other Comprehensive (Loss) Income, Net of Tax: Unrealized holding gains (losses) on available-for-sale securities (8,107 ) 950 Tax effect 1,702 (199 ) Net of tax amount (6,405 ) 751 Reclassification adjustment for net gains arising during the period (1) — (779 ) Tax effect — 163 Net of tax amount — (616 ) Adjustment for loss recorded on replacement of derivative — (9 ) Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (2) 8 4 Tax effect (8 ) (1 ) Net of tax amount — 3 Fair value adjustment on derivatives 4,050 1,258 Tax effect (857 ) (263 ) Net of tax amount 3,193 995 Total other comprehensive (loss) income (3,212 ) 1,124 Total comprehensive income $ 3,739 $ 1,032 ( 1 ( 2 Condensed Statements of Cash Flows Year Ended September 30, 2022 2021 (In thousands) Cash Flows from Operating Activities Net income (loss) $ 6,951 $ (92 ) Undistributed net income of subsidiaries (8,356 ) (1,473 ) ESOP expense 231 248 Stock based compensation 307 295 Amortization of subordinated debt issuance costs 66 158 Increase in other assets (786 ) (850 ) Increase in other liabilities 82 11 Net Cash Used in Operating Activities (1,505 ) (1,703 ) Cash Flows from Investing Activities Net decrease in loans 179 170 Net Cash Provided by Investing Activities 179 170 Cash Flows from Financing Activities Proceeds from other borrowings — 5,000 Repayments of other borrowings — (5,000 ) Net Cash (Used in) Provided by Financing Activities — — Net Decrease in Cash and Cash Equivalents (1,326 ) (1,533 ) Cash and Cash Equivalents - Beginning 6,878 8,411 Cash and Cash Equivalents - Ending $ 5,552 $ 6,878

Note 21 - Subsequent Event

Note 21 - Subsequent Event	12 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Subsequent Events [Text Block]	Note 21 Subsequent Event On December 13, 2022, At the effective time of the Merger, each share of common stock of Malvern Bancorp will be converted into the right to receive $7.80 in cash and 0.7733 shares of common stock, par value $5.00 per share, of First Bank, subject to adjustment in accordance with the terms of the Merger Agreement if Malvern's adjusted shareholders' equity as of the tenth not The Merger is expected to be completed in the second 2023, Commercial Loan Foreclosure The court entered into a Judgment of Foreclosure with respect to commercial real estate loan held for sale at a carrying value of $13.3 December 13, 2023, ( September 16, 2022 December 14, 2022 180

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Basis of Presentation and Consolidation The consolidated financial statements at and for the years ended September 30, 2022 2021 September 30, 2021
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term, are used in connection with the determination of the allowance for loan losses, the valuation of the Company’s deferred tax assets and the fair value of financial instruments.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Significant Group Concentrations of Credit Risk Most of the Company’s activities are with customers located within Chester County, Pennsylvania and Morris County, New Jersey. Our lending efforts are also focused in Bucks County, Montgomery County and Delaware County, which are also in southeastern Pennsylvania, as well as New Jersey and the New York metropolitan marketplace and Palm Beach Florida. Note 6 7 not one
CARES Act [Policy Text Block]	Operating, Accounting and Reporting Considerations related to COVID- 19 COVID- 19 March 27, 2020. $2.2 19 4013 19, not not • Accounting for Loan Modifications – The CARES Act provides that a financial institution may 1 2 not 30 December 31, 2019. not not 19. • Paycheck Protection Program – The CARES Act established the Paycheck Protection Program (“PPP”), an expansion of the Small Business Administration’s 7 Also in response to COVID- 19, March 22, 2020; April 7, 2020). not • Accounting for Loan Modifications – Loan modifications that do not may not 19 not six 4013 19 not • Past Due Reporting – With regard to loans not not 19 not • Nonaccrual Status and Charge-offs – During short-term COVID- 19 not
Risks and Uncertainties [Policy Text Block]	Risks and Uncertainties On March 11, 2020, 19 19 may 19 may 19 19 may On March 3, 2020, March 16, 2020, September 30, 2022 On March 27, 2020, 19 19 19 may 19 On December 27, 2020, 2021 $900 60 January 11, 2023.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest-bearing deposits. The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available. Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal. Generally, the Company is required to maintain average reserve balances in vault cash with the Federal Reserve Bank based upon outstanding balances of deposit transaction accounts. However, as announced on March 15, 2020, zero March 26, 2020, September 30, 2022 2021
Marketable Securities, Policy [Policy Text Block]	Investment Securities Held-to-maturity (“HTM”) are securities that includes debt securities that the Company has the positive intent and the ability to hold to maturity. These securities are reported at amortized cost and adjusted for unamortized premiums and discounts. Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings. At September 30, 2022 2021 no may Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary. To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not not not not
Financing Receivable, Held-for-investment [Policy Text Block]	Loans Receivable The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers. Substantially all of our loans are to individuals, businesses and real estate developers in Chester County, Pennsylvania and neighboring areas in southern Pennsylvania, New Jersey and the New York metropolitan marketplace, Delaware and Florida markets. The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in these areas. Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Company is amortizing these amounts over the contractual lives of the loans. The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans. The residential loan segment has one one four first second For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 may six no In addition to originating loans, the Company purchases consumer and mortgage loans from brokers in our market area. Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Reserves for unfunded lending commitments represent management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statements of financial condition.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses ("ALLL", or "allowance") represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. The allowance is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment or collateral recovery of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no 120 no The allowance is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may may The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, a specific reserve is recognized when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors. These qualitative risk factors include: 1. Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices. 2. National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. 3. The nature and volume of the loan portfolio and terms of loans. 4. The experience, ability, and depth of lending management and staff. 5. The volume and severity of past due, classified and nonaccrual loans as well as any other loan modifications. 6. The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. 7. The existence and effect of any concentrations of credit and changes in the level of such concentrations. 8. Value of underlying collateral. 9. A single calculation figure which is subsequently applied to the loan portfolio by loan type (commercial, residential and consumer) based upon the percent of each to total loans. It is derived from a review of peer group banks with similar asset size within the same general geographic area of the Bank. The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not Another key assumption is the loss emergence period (“LEP”), which represents the historical data period utilized to calculate loss rates. We used 1 An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not may not Residential Lending. five seven We underwrite one four first one four first In underwriting one four third not not Construction and Development Lending. Construction and development loans generally are considered to involve a higher level of risk than one four not Commercial Lending. one four not may Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable. The commercial business loans which we originate may Consumer Lending. second Consumer loans may may not may Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary. ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly. In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance and may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, cash flow, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A specific reserve is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured by real estate, estimated fair values are determined primarily through third For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. Large groups of smaller balance homogeneous residential mortgage and consumer loans are collectively evaluated for impairment. Accordingly, the Company does not
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings Loans whose terms are modified are classified as TDRs if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a TDR may We do not six
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Loan Servicing Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into other income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no may
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from OREO, included in the consolidated statement of operations.
Restricted Stock in Correspondent Banks [Policy Text Block]	Restricted Stock Restricted stock represents required investments in the common stock of correspondent banks and is carried at cost. As of September 30, 2022 2021 Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as ( 1 2 3 During the years ended September 30, 2022 2021 September 30, 2022 2021 2022 2021,
Property, Plant and Equipment, Policy [Policy Text Block]	Property and Equipment Property and equipment is carried at cost. Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service. When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period. The cost of maintenance and repairs is charged to income as incurred.
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Sales, Policy [Policy Text Block]	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not 860, 860 not 860, not
Life Settlement Contracts, Policy [Policy Text Block]	Bank-Owned Life Insurance The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees. The Bank is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Earnings from the increase in cash surrender value of the policies and death benefits in excess of cash surrender value, are included in other income in the statements of operations.
Pension and Other Postretirement Plans, Nonpension Benefits, Policy [Policy Text Block]	Employee Benefit Plans The Bank’s 401 may 2022 2021, The Company also maintains a fully funded and frozen Supplemental Executive and a Director Retirement Plan (together, the “Plans”). The accrued amount for the Plans included in other liabilities was $631,000 and $709,000 at September 30, 2022 2021 2022 2021 September 30, 2022 2021,
Derivatives, Policy [Policy Text Block]	Derivatives and Hedging The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to likely effectiveness as a hedge. The Company documents the strategy for entering into the transactions and the method of assessing ongoing effectiveness. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge that is effective, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not not Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not third not The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no no no no When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as other income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. There were no swap fees recognized through the Bank’s commercial loan hedging program during fiscal year 2022 2021.
Advertising Cost [Policy Text Block]	Advertising Costs The Company follows the policy of charging the costs of advertising to expense as incurred. Advertising expense was $129,000 and $109,000 in fiscal years 2022 2021,
Income Tax, Policy [Policy Text Block]	Income Taxes Deferred tax assets (“DTAs”) and deferred tax liabilities (“DTLs”) are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. DTAs and DTLs are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on DTAs and DTLs of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities. A valuation allowance is required to be recognized if it is “more likely than not” not not not
Commitments and Contingencies, Policy [Policy Text Block]	Commitments and Contingencies In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the statement of financial condition when they are funded.
Segment Reporting, Policy [Policy Text Block]	Segment Information The Company has one reportable segment, “Community Banking.” All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Company as one
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale debt securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income. For securities transferred from available for sale to held to maturity, the Company records the amortization and/or accretion of unrealized holding losses at the date of transfer on such investment securities, in accumulated other comprehensive (loss) income. The Company also records changes in the fair value of interest rate derivatives used in its cash flow hedging activities, net of deferred income tax, in accumulated other comprehensive (loss) income.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain reclassifications have been made to the previous year’s consolidated financial statements to conform to the current year’s presentation. These reclassifications had no
Revenue [Policy Text Block]	Revenue Recognition ASC 606, Revenue from Contracts with Customers 606” The majority of our revenue-generating transactions are not 606, 606,
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held-For-Sale Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated statements of financial condition. Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in other income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in other income upon sale of the loan. Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated statement of financial condition. Loans held-for-sale totaled $13.8 million and $33.2 million at September 30, 2022 2021
Treasury Stock [Policy Text Block]	Treasury stock The Company records common stock purchased for treasury at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on the first first
Lessee, Leases [Policy Text Block]	Leases The Company accounts for its leases in accordance with Financial Accounting Standards Board (“FASB”) ASC 842 Leases may not As a lessee, the Company enters into operating leases for certain bank branches, office space, and office equipment. The right-of-use assets and lease liabilities are initially recognized based on the net present value of the remaining lease payments, which include renewal options where management is reasonably certain they will be exercised. The net present value is determined using the incremental borrowing rate based on the FHLB liquidity and funding rates at commencement date. The right-of-use asset is measured at the amount of the lease liability adjusted for any prepaid rent, lease incentives and initial direct costs incurred. The right-of-use asset and lease liability are amortized over the individual lease terms. Lease expense for lease payments is recognized on a straight-line basis over the lease term.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements Yet to Be Adopted Credit Losses. June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2022, no In March 2022, 2022 02, Financial Instruments Credit Losses (Topic 326 326 20. December 15, 2022, Reference Rate Reform. March 2020, No. 2020 04, Reference Rate Reform (Topic 848 1 2 3 one one may 2020 04 March 12, 2020, December 31, 2022. two Derivatives and Hedging. March 2022, No. 2022 01, 815 one December 15, 2022.

Note 3 - Non-interest Income (T

Note 3 - Non-interest Income (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	Year Ended September 30, (In thousands) 2022 2021 Rental income $ 196 $ 217 Net gains on sale and call of investments — 779 Net gains on sale of loans 100 788 Earnings on bank-owned life insurance 794 656 Non-interest income within the scope of other GAAP topics 1,090 2,440 ATM fees 8 13 Credit card fee income 27 22 DDA fee income 113 91 DDA service fees 100 90 Debit card fees 295 283 Other loan fee income 518 574 Other fee income 169 242 Other non-interest income 7 8 Non-interest income from contracts with customers 1,237 1,323 Total Non-interest Income $ 2,327 $ 3,763

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Year Ended September 30, (In thousands, except share data) 2022 2021 Net Income (loss) $ 6,951 $ (92 ) Weighted average shares outstanding 7,627,992 7,616,151 Average unearned ESOP shares (64,344 ) (78,743 ) Basic weighted average shares outstanding 7,563,648 7,537,408 Plus: effect of dilutive options and restricted stock 564 708 Diluted weighted average common shares outstanding 7,564,212 7,538,116 Earnings (loss) per share: Basic $ 0.92 $ (0.01 ) Diluted $ 0.92 $ (0.01 )

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Marketable Securities [Table Text Block]	September 30, 2022 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (1,420 ) $ 3,580 State and municipal obligations 12,014 — (2,354 ) 9,660 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,990 — (3,862 ) 32,128 MBS Securities 2,403 — (316 ) 2,087 U.S. Treasury 1,488 — (45 ) 1,443 Total $ 57,895 $ — $ (8,051 ) $ 49,844 Investment Securities Held-to-Maturity: U.S. government agencies $ 29,190 $ — $ (4,907 ) $ 24,283 State and municipal obligations 18,017 — (2,526 ) 15,491 Corporate debt securities 3,264 — (96 ) 3,168 Mortgage-backed securities: MBS 2,278 — (489 ) 1,789 Collateralized mortgage obligations, fixed-rate 6,018 — (483 ) 5,535 Total $ 58,767 $ — $ (8,501 ) $ 50,266 Equity Securities Mutual funds 1,500 — (126 ) 1,374 Total Mutual funds 1,500 — (126 ) 1,374 Total investment securities $ 118,162 $ — $ (16,678 ) $ 101,484 September 30, 2021 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (7 ) $ 4,993 State and municipal obligations 2,767 1 (3 ) 2,765 Single issuer trust preferred security 1,000 — (125 ) 875 Corporate debt securities 31,989 243 (52 ) 32,180 Total $ 40,756 $ 244 $ (187 ) $ 40,813 Investment Securities Held-to-Maturity: U.S. government agencies $ 10,000 $ 11 $ — $ 10,011 State and municipal obligations 6,062 104 (49 ) 6,117 Corporate debt securities 3,383 224 — 3,607 Mortgage-backed securities: Collateralized mortgage obligations, fixed-rate 9,062 129 (13 ) 9,178 Total $ 28,507 $ 468 $ (62 ) $ 28,913 Equity Securities Mutual funds 1,500 — — 1,500 Total Mutual funds 1,500 — — 1,500 Total investment securities $ 70,763 $ 712 $ (249 ) $ 71,226
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	September 30, 2022 Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 3,580 $ (1,420 ) $ 3,580 $ (1,420 ) State and municipal obligations 9,660 (2,354 ) — — 9,660 (2,354 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 26,717 (3,273 ) 5,411 (589 ) 32,128 (3,862 ) MBS Securities 2,087 (316 ) — — 2,087 (316 ) U.S. Treasury Note 1,443 (45 ) — — 1,443 (45 ) Total $ 39,907 $ (5,988 ) $ 9,937 $ (2,063 ) $ 49,844 $ (8,051 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 18,662 $ (3,028 ) $ 5,621 $ (1,879 ) $ 24,283 $ (4,907 ) State and municipal obligations 15,491 (2,526 ) - - 15,491 (2,526 ) Corporate securities 3,167 (96 ) - - 3,167 (96 ) Mortgage-backed securities: MBS - - 1,789 (489 ) 1,789 (489 ) CMO, fixed-rate 5,536 (483 ) - - 5,536 (483 ) Total $ 42,856 $ (6,133 ) $ 7,410 $ (2,368 ) $ 50,266 $ (8,501 ) Equity Securities Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total investment securities $ 84,263 $ (12,247 ) $ 17,347 $ (4,431 ) $ 101,484 $ (16,678 ) September 30, 2021 Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 4,993 $ (7 ) $ — $ — $ 4,993 $ (7 ) State and municipal obligations 1,819 (3 ) — — 1,819 (3 ) Single issuer trust preferred security — — 875 (125 ) 875 (125 ) Corporate debt securities 8,475 (25 ) 2,973 (27 ) 11,448 (52 ) Total $ 15,287 $ (35 ) $ 3,848 $ (152 ) $ 19,135 $ (187 )
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2022 Amortized Cost Fair Value (In thousands) Investment Securities Available-for-Sale: Due in one year or less $ — $ — Due after one year through five years 6,218 5,946 Due after five years through ten years 32,810 29,272 Due after ten years 16,464 12,539 Mortgage-backed securities: MBS 2,403 2,087 Total $ 57,895 $ 49,844 Investment Securities Held-to-Maturity: Due in one year or less $ 4,441 $ 4,420 Due after one year through five years 11,435 11,091 Due after five years through ten years 3,117 2,593 Due after ten years 31,478 24,838 Mortgage-backed securities: MBS 2,278 1,789 Collateralized mortgage obligations, fixed-rate 6,018 5,535 Total $ 58,767 $ 50,266 Equity Securities Mutual funds Due in one year or less $ 1,000 $ 874 Due after five years through ten years 500 500 Total 1,500 1,374 Total investment securities $ 118,162 $ 101,484

Note 7 - Loans Receivable and_2

Note 7 - Loans Receivable and Related Allowance for Loan Losses (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2022 2021 (In thousands) Residential mortgage $ 175,957 $ 198,710 Construction and Development: Residential and commercial 24,362 61,492 Land 550 2,204 Total Construction and Development 24,912 63,696 Commercial: Commercial real estate 406,914 426,915 Farmland 11,506 10,297 Multi-family 55,295 66,332 Commercial and industrial 102,703 115,246 Other 13,356 10,954 Total Commercial 589,774 629,744 Consumer: Home equity lines of credit 13,233 13,491 Second mortgages 4,395 5,884 Other 2,136 2,299 Total Consumer 19,764 21,674 Total loans 810,407 913,824 Deferred loan fees and cost, net 537 629 Allowance for loan losses (9,090 ) (11,472 ) Total loans receivable, net $ 801,854 $ 902,981
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Year Ended September 30, 2022 Construction and Development Commercial Consumer Home Equity Residential Commercial Commercial Lines Residential and Real Multi- and of Second Mortgage Commercial Land Estate Farmland family Industrial Other Credit Mortgages Other Unallocated Total (In thousands) Allowance for loan losses: Beginning balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Charge-offs — — — — — — (2,415 ) — — (106 ) — — (2,521 ) Recoveries 5 — — 75 — — 2 — 1 55 1 — 139 Provisions (231 ) (297 ) (12 ) (1,078 ) 1 (152 ) 1,350 1 (10 ) (15 ) (6 ) 449 — Ending Balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Ending balance: individually evaluated for impairment $ 54 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 54 Ending balance: collectively evaluated for impairment $ 654 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,036 Loans receivable: Ending balance $ 175,957 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 810,407 Ending balance: individually evaluated for impairment $ 477 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 477 Ending balance: collectively evaluated for impairment $ 175,480 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 809,930 Year Ended September 30, 2021 Construction and Development Commercial Consumer Home Equity Residential Commercial Commercial Lines Residential and Real Multi- and of Second Mortgage Commercial Land Estate Farmland family Industrial Other Credit Mortgages Other Unallocated Total (In thousands) Allowance for loan losses: Beginning balance $ 1,667 $ 465 $ 23 $ 8,682 $ 47 $ 511 $ 578 $ 51 $ 130 $ 196 $ 29 $ 54 $ 12,433 Charge-offs — — — (11,930 ) — — (379 ) — — — (4 ) — (12,313 ) Recoveries 41 4 — 1 — — 2 — 17 108 2 — 175 Provisions (774 ) (41 ) (8 ) 10,290 9 (61 ) 2,020 3 (71 ) (217 ) (7 ) 34 11,176 Ending Balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Ending balance: individually evaluated for impairment $ — $ — $ — $ 18 $ — $ — $ 1,488 $ — $ — $ 38 $ — $ — $ 1,544 Ending balance: collectively evaluated for impairment $ 934 $ 428 $ 15 $ 7,025 $ 56 $ 450 $ 733 $ 54 $ 76 $ 49 $ 20 $ 88 $ 9,928 Loans receivable: Ending balance $ 198,710 $ 61,492 $ 2,204 $ 426,915 $ 10,297 $ 66,332 $ 115,246 $ 10,954 $ 13,491 $ 5,884 $ 2,299 $ 913,824 Ending balance: individually evaluated for impairment $ — $ — $ — $ 286 $ — $ — $ 2,517 $ — $ — $ 102 $ — $ 2,905 Ending balance: collectively evaluated for impairment $ 198,710 $ 61,492 $ 2,204 $ 426,629 $ 10,297 $ 66,332 $ 112,729 $ 10,954 $ 13,491 $ 5,782 $ 2,299 $ 910,919
Impaired Financing Receivables [Table Text Block]	Impaired Loans With No Impaired Loans With Specific Specific Allowance Allowance Total Impaired Loans Unpaid Recorded Related Recorded Recorded Principal Investment Allowance Investment Investment Balance (In thousands) September 30, 2022: Residential mortgage $ 477 $ 54 $ 2,342 $ 2,819 $ 3,029 Commercial: Commercial real estate — — 13,826 13,826 15,475 Farmland — — 2,213 2,213 2,213 Commercial and industrial — — 684 684 684 Consumer: Home equity lines of credit — — 20 20 25 Second mortgages — — 152 152 191 Total $ 477 $ 54 $ 19,237 $ 19,714 $ 21,617 September 30, 2021: Residential mortgage $ — $ — $ 2,594 $ 2,594 $ 2,766 Commercial: Commercial real estate 286 18 33,543 33,829 33,368 Farmland — — 2,254 2,254 2,254 Commercial and industrial 2,517 1,488 630 3,147 3,584 Consumer: Home equity lines of credit — — 23 23 28 Second mortgages 102 38 696 798 874 Total $ 2,905 $ 1,544 $ 39,740 $ 42,645 $ 42,874
Average Impaired Financing Receivables Table [Text Block]	Average Interest Income Impaired Recognized on Loans Impaired Loans (In thousands) Year Ended September 30, 2022: Residential mortgages $ 2,406 $ 126 Commercial: Commercial real estate 13,306 89 Farmland 2,231 79 Commercial and industrial 1,519 21 Consumer: Home equity lines of credit 17 — Second mortgages 816 3 Total $ 20,295 $ 318 Year Ended September 30, 2021: Residential mortgages $ 3,305 $ 82 Commercial: Commercial real estate 32,812 556 Farmland 1,814 70 Commercial and industrial 951 17 Consumer: Home equity lines of credit 48 — Second mortgages 720 6 Total $ 39,650 $ 731
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2022 Special Pass Mention Substandard Doubtful Total (In thousands) Residential mortgage $ 173,083 $ — $ 2,874 $ — $ 175,957 Construction and Development: Residential and commercial 24,362 — — — 24,362 Land 550 — — — 550 Commercial: Commercial real estate 373,729 32,682 504 — 406,914 Farmland 9,293 — 2,213 — 11,506 Multi-family 55,295 — — — 55,295 Commercial and industrial 97,219 — 5,484 — 102,703 Other 13,356 — — — 13,356 Consumer: Home equity lines of credit 13,143 — 90 — 13,233 Second mortgages 4,110 58 227 — 4,395 Other 2,136 — — — 2,136 Total $ 766,276 $ 32,740 $ 11,391 $ — $ 810,407 September 30, 2021 Special Pass Mention Substandard Doubtful Total (In thousands) Residential mortgage $ 195,658 $ — $ 3,052 $ — $ 198,710 Construction and Development: Residential and commercial 61,492 — — — 61,492 Land 2,204 — — — 2,204 Commercial: Commercial real estate 376,721 48,705 1,489 — 426,915 Farmland 8,043 — 2,254 — 10,297 Multi-family 57,052 9,280 — — 66,332 Commercial and industrial 106,910 — 8,336 — 115,246 Other 10,954 — — — 10,954 Consumer: Home equity lines of credit 13,390 — 101 — 13,491 Second mortgages 4,908 68 908 — 5,884 Other 2,299 — — — 2,299 Total $ 839,631 $ 58,053 $ 16,140 $ — $ 913,824
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2022 2021 (In thousands) Residential mortgage $ 585 $ 879 Commercial: Commercial and industrial — 2,517 Consumer: Home equity lines of credit 20 23 Second mortgages 148 278 Total non-accrual loans $ 753 $ 3,697
Financing Receivable, Past Due [Table Text Block]	30 59 60 89 90 Days or Total Loans Accruing 90 Days Current Days Past Due Days Past Due More Past Due Total Past Due Receivable or More Past Due (In thousands) September 30, 2022: Residential mortgage $ 173,852 $ 1,198 $ 477 $ 430 $ 2,105 $ 175,957 $ 243 Construction and Development: Residential and commercial 24,362 — — — — 24,362 — Land 550 — — — — 550 — Commercial: Commercial real estate 406,809 105 — — 105 406,914 — Farmland 9,293 2,213 — — 2,213 11,506 — Multi-family 55,295 — — — — 55,295 — Commercial and industrial 101,328 1,375 — — 1,375 102,703 — Other 13,356 — — — — 13,356 — Consumer: Home equity lines of credit 13,160 53 20 — 73 13,233 — Second mortgages 4,384 3 — 8 11 4,395 — Other 2,132 4 — — 4 2,136 — Total $ 804,521 $ 4,951 $ 497 $ 438 $ 5,886 $ 810,407 $ 243 90 Accruing 90 30 59 60 89 Days or Days or Days Past Days Past More Past Total Loans More Past Current Due Due Due Total Past Due Receivable Due (In thousands) September 30, 2021: Residential mortgage $ 197,062 $ 796 $ 241 $ 611 $ 1,648 $ 198,710 $ — Construction and Development: Residential and commercial 61,492 — — — — 61,492 — Land 2,204 — — — — 2,204 — Commercial: Commercial real estate 426,915 — — — — 426,915 — Farmland 10,297 — — — — 10,297 — Multi-family 66,332 — — — — 66,332 — Commercial and industrial 115,246 — — — — 115,246 — Other 10,954 — — — — 10,954 — Consumer: Home equity lines of credit 13,394 97 — — 97 13,491 — Second mortgages 5,697 4 83 100 187 5,884 — Other 2,296 3 — — 3 2,299 — Total $ 911,889 $ 900 $ 324 $ 711 $ 1,935 $ 913,824 $ —
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Restructurings Past 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (In thousands) At September 30, 2022: ​ Residential mortgage 14 $ 2,632 $ — $ — Commercial: Commercial real estate 3 594 — — Farmland 1 2,213 — — Commercial and industrial 1 625 — — Consumer Second mortgages 1 4 — — Total 20 $ 6,068 $ — $ — At September 30, 2021: ​ Residential mortgage 16 $ 3,180 4 $ 640 Commercial: Commercial real estate 5 12,180 — — Farmland 1 2,254 — — Commercial and industrial 1 549 — — Consumer Second mortgages 3 78 — — Total 26 $ 18,241 4 $ 640
Troubled Debt Restructurings Performing Status Table [Text Block]	September 30, 2022 2021 Non- Non- Performing Performing Performing Performing (In thousands) Residential mortgage $ 1,543 $ 1,089 $ 2,540 $ 640 Commercial: Commercial real estate 594 — 12,180 — Farmland 2,213 — 2,254 — Commercial and industrial 625 — 549 — Consumer Second mortgages 4 — 78 — Total $ 4,979 $ 1,089 $ 17,601 $ 640
Troubled Debt Restructurings Activity Table [Text Block]	September 30, 2022 2021 Restructured During Period Pre- Post- Pre- Post- Modifications Modifications Modifications Modifications Outstanding Outstanding Outstanding Outstanding Number Recorded Recorded Number Recorded Recorded of Loans Investments Investments of Loans Investments Investments (In thousands) Troubled Debt Restructurings: Commercial: Commercial real estate 2 $ 504 $ 504 — $ — $ — Farmland — — — 1 2,287 2,287 Commercial and industrial — — — 1 549 549 Total 2 $ 504 $ 504 2 $ 2,803 $ 2,836
Schedule of Related Party Transactions [Table Text Block]	Year Ended September 30, 2022 2021 (In thousands) Balance at beginning of year $ 11,921 $ 13,733 New loans 3,042 2,792 Repayments (4,860 ) (4,604 ) No longer Director/Officer (524 ) — Balance at end of year $ 9,579 $ 11,921
Servicing Asset at Amortized Cost [Table Text Block]	September 30, 2022 2021 (In thousands) Balance at beginning of year $ 83 $ 111 Amortization 4 (28 ) Balance at end of year $ 87 $ 83
Non Troubled Debt Restructurings On Financing Receivables [Table Text Block]	September 30, 2022 Number of Loans Loan Modification Exposure Gross Loans September 30, 2022 Percentage of Gross Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 175,957 0.00 % Construction and Development: Residential and commercial — — 24,362 0.00 % Land loans — — 550 0.00 % Total Construction and Development — — 24,912 0.00 % Commercial: Commercial real estate 3 32,041 406,914 7.87 % Farmland — — 11,506 0.00 % Multi-family — — 55,295 0.00 % Commercial and industrial — — 102,703 0.00 % Other — — 13,356 0.00 % Total Commercial 3 32,041 589,774 5.74 % Consumer: Home equity lines of credit — — 13,233 0.00 % Second mortgages — — 4,395 0.00 % Other — — 2,136 0.00 % Total Consumer — — 19,764 0.00 % Total loans 3 $ 32,041 $ 810,407 3.95 % September 30, 2021 Number of Loans Loan Modified Exposure Gross Loans September 30, 2021 Percentage of Gross Loans Modified (Dollars in thousands) Residential mortgage 2 $ 667 $ 198,710 0.07 % Construction and Development: Residential and commercial — — 61,492 0.00 % Land loans — — 2,204 0.00 % Total Construction and Development — — 63,696 0.00 % Commercial: Commercial real estate 6 60,567 426,915 6.63 % Farmland — — 10,297 0.00 % Multi-family — — 66,332 0.00 % Commercial and industrial — — 115,246 0.00 % Other — — 10,954 0.00 % Total Commercial 6 60,567 629,744 6.63 % Consumer: Home equity lines of credit — — 13,491 0.00 % Second mortgages — — 5,884 0.00 % Other — — 2,299 0.00 % Total Consumer — — 21,674 0.00 % Total loans 8 $ 61,234 $ 913,824 6.70 %

Note 8 - Property and Equipme_2

Note 8 - Property and Equipment (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Property, Plant and Equipment [Table Text Block]	Estimated Useful September 30, Life (years) 2022 2021 (In thousands) Land — $ 706 $ 706 Building and improvements 10-39 12,039 11,992 Construction in process — 29 5 Furniture, fixtures and equipment 3-7 5,914 5,904 18,688 18,607 Accumulated depreciation (13,457 ) (12,830 ) $ 5,231 $ 5,777

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, 2022 2021 Percent of Percent of Total Total Amount Deposits Amount Deposits (In thousands) Balances by types of deposit: Savings $ 55,288 7.04 % $ 50,582 5.39 % Money market accounts 279,699 35.62 385,480 41.09 Interest bearing demand 240,819 30.66 336,645 35.88 Non-interest bearing demand 58,014 7.39 53,849 5.74 633,820 80.71 826,556 88.10 Certificates of deposit 151,503 19.29 111,603 11.90 Total $ 785,323 100.00 % $ 938,159 100.00 %
Schedule Of Interest Expense On Deposits Table [Text Block]	September 30, 2022 2021 (In thousands) Savings accounts $ 46 $ 59 Money market accounts 921 1,726 Interest bearing demand 1,153 2,681 Certificates of deposit 1,414 2,282 Total deposits $ 3,534 $ 6,748
Time Deposit Maturities [Table Text Block]	September 30, 2022 (In thousands) Maturing in the Fiscal Year Ending September 30, 2023 $ 94,817 2024 38,387 2025 8,749 2026 6,679 2027 1,389 Thereafter 1,482 $ 151,503

Note 10 - Borrowings (Tables)

Note 10 - Borrowings (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	September 30, 2022 2021 Weighted Weighted Average Average Amount Rate Amount Rate (In thousands) Due by September 30: 2022 $ — — $ 90,000 0.76 % 2023 80,000 3.07 % — — Total FHLB Advances $ 80,000 3.07 % $ 90,000 0.76 %

Note 11 - Derivatives (Tables)

Note 11 - Derivatives (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Derivative Liabilities at Fair Value [Table Text Block]	September 30, 2022 Asset derivatives Liability derivatives Statement of Statement of Financial Financial Notional Fair Condition Notional Fair Condition Amount Value Location Amount Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreement $ 60,000 $ 4,017 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreement $ 44,132 $ 3,711 Other assets $ 44,132 $ 3,712 Other liabilities September 30, 2021 Asset derivatives Liability derivatives Statement of Statement of Financial Financial Notional Fair Condition Notional Fair Condition Amount Value Location Amount Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreement $ 40,000 $ 14 Other assets $ 30,000 $ 47 Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreement $ 44,748 $ 4,671 Other assets $ 44,748 $ 4,673 Other liabilities
Schedule Of Offsetting Of Derivative Assets And Liabilities Table [Text Block]	Offsetting of Derivative Assets (In thousands) as of September 30, 2022 Net Amounts of Gross Amounts Assets Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount Derivatives $ 7,728 $ — $ 7,728 $ — $ 4,210 $ 3,518 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2022 Net Amounts of Gross Amounts Liabilities Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Liabilities Condition Condition Instruments Posted Amount Derivatives $ 3,712 $ — $ 3,712 $ — $ — $ 3,712 Offsetting of Derivative Assets (In thousands) as of September 30, 2021 Net Amounts of Gross Amounts Assets Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Assets Condition Condition Instruments Received Amount Derivatives $ 4,685 $ — $ 4,685 $ — $ — $ 4,685 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2021 Net Amounts of Gross Amounts Liabilities Gross Amounts Not Offset in the Statements of Gross Offset in the presented in the Financial Condition Amounts of Statement of Statement of Cash Recognized Financial Financial Financial Collateral Net Liabilities Condition Condition Instruments Posted Amount Derivatives $ 4,720 $ — $ 4,720 $ 221 $ 8,257 $ (3,758 )
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) [Table Text Block]	For the Year Ended September 30, 2022 Amount of Gain Amount of Loss Recognized Reclassified in OCI on from OCI to Derivative Interest Expense (In thousands) Interest rate swap agreements $ 4,050 $ 141 Total derivatives $ 4,050 $ 141 For the Year Ended September 30, 2021 Amount of Loss Amount of Gain Recognized Reclassified in OCI on from OCI to Derivative Interest Expense (In thousands) Interest rate swap agreements $ 255 $ (995 ) Total derivatives $ 255 $ (995 )
Derivatives Not Designated as Hedging Instruments [Table Text Block]	For the Year Ended September 30, 2022 Amount of Loss Consolidated Recognized Statements in Income on of Operations derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2 For the Year Ended September 30, 2021 Amount of Loss Consolidated Recognized Statements in Income on of Operations derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2

Note 12 - Fair Value Measurem_2

Note 12 - Fair Value Measurements (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available-for-sale: Debt securities: U.S. government agencies $ 3,580 $ — $ 3,580 $ — State and municipal obligations 9,660 — 9,660 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 32,128 — 32,128 — MBS Securities 2,087 — 2,087 — U.S. Treasury 1,443 — 1,443 — Total investment securities available-for-sale $ 49,844 $ — $ 49,844 $ — Equity securities: Mutual fund $ 1,374 $ 874 $ — $ 500 Total equity investment securities $ 1,374 $ 874 $ — $ 500 Derivative instruments $ 7,728 $ — $ 7,728 $ — Liabilities: Derivative instruments $ 3,712 $ — $ 3,712 $ — September 30, 2021 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available-for-sale: Debt securities: U.S. government agencies $ 4,993 $ — $ 4,993 $ — State and municipal obligations 2,765 — 2,765 — Single issuer trust preferred security 875 — 875 — Corporate debt securities 32,180 — 32,180 — Total investment securities available-for-sale $ 40,813 $ — $ 40,813 $ — Equity securities: Mutual fund $ 1,500 $ 1,000 $ — $ 500 Total equity investment securities $ 1,500 $ 1,000 $ — $ 500 Derivative instruments $ 4,685 $ — $ 4,685 $ — Liabilities: Derivative instruments $ 4,720 $ — $ 4,720 $ —
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2021 $ 500 Payments received — Total gains or losses (realized/unrealized) Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, September 30, 2022 $ 500 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2020 $ 500 Payments received — Total gains or losses (realized/unrealized) Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, September 30, 2021 $ 500
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 259 $ — $ — $ 259 Impaired loans (1) 13,722 — — 13,722 Total $ 13,981 $ — $ — $ 13,981 September 30, 2022 Fair Value at Valuation Range/(Weighted September 30, 2022 Technique Unobservable Input Average) (In thousands) Other real estate owned $ 259 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,722 Appraisal of Collateral (2) Collateral discount (3) (10.4%) – (12%)/(10.5%) Total $ 13,981 September 30, 2021 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 4,961 $ — $ — $ 4,961 Impaired loans (1) 33,876 18,900 — 14,976 Total $ 38,837 $ 18,900 $ — $ 19,937 September 30, 2021 Fair Value at Valuation Range/(Weighted September 30, 2021 Technique Unobservable Input Average) (In thousands) Other real estate owned $ 4,961 Appraisal of Collateral (2) Collateral discount (3) 6.4%/(6.4%) Impaired loans (1) 33,876 Appraisal of Collateral (2) Collateral discount (3) (4.0%) – (12%)/(8%) Total $ 38,837
Fair Value, by Balance Sheet Grouping [Table Text Block]	​ Carrying Amount Fair Value Level 1 Level 2 Level 3 ​ (In thousands) September 30, 2022: Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents $ 53,267 $ 53,267 $ 53,267 $ — $ — Investment securities available-for-sale 49,844 49,844 — 49,844 — Investment securities held-to-maturity 58,767 50,266 — 50,266 — Equity securities 1,374 1,374 874 — 500 Loans receivable, net (including impaired ) 801,854 763,311 — — 763,311 Loans Held For Sale 13,780 13,780 — — 13,780 Accrued interest receivable 4,252 4,252 — 4,252 — Restricted stock 7,104 7,104 — 7,104 — Mortgage servicing rights (included in Other Assets) 87 117 — 117 — Derivatives (included in Other Assets) 7,728 7,728 — 7,728 — Financial liabilities: ​ ​ ​ ​ ​ Savings accounts 55,288 55,288 — 55,288 — Checking and NOW accounts 240,819 240,819 — 240,819 — Money market accounts 279,699 279,699 — 279,699 — Certificates of deposit 151,503 153,087 — 153,087 — Borrowings (excluding sub debt) 80,000 80,022 — 80,022 — Subordinated debt 25,000 25,045 — 25,045 — Derivatives (included in Other Liabilities) 3,712 3,712 — 3,712 — Accrued interest payable 543 543 — 543 — September 30, 2021: Financial assets: ​ ​ ​ ​ ​ Cash and cash equivalents $ 136,590 $ 136,590 $ 136,590 $ — $ — Investment securities available-for-sale 40,813 40,813 — 40,813 — Investment securities held-to-maturity 28,507 28,913 — 28,913 — Equity securities 1,500 1,500 1,000 — 500 Loans receivable, net (including impaired ) 902,981 900,357 — — 900,357 Loans Held For Sale 33,199 33,199 19,583 — 13,616 Accrued interest receivable 3,512 3,512 — 3,512 — Restricted stock 7,776 7,776 — 7,776 — Mortgage servicing rights (included in Other Assets) 83 83 — 83 — Derivatives (included in Other Assets) 4,685 4,685 — 4,685 — Financial liabilities: ​ ​ ​ ​ ​ Savings accounts 50,582 50,582 — 50,582 — Checking and NOW accounts 390,494 390,494 — 390,494 — Money market accounts 385,480 385,480 — 385,480 — Certificates of deposit 111,603 113,323 — 113,323 — Borrowings (excluding sub debt) 90,000 90,215 — 90,215 — Subordinated debt 24,934 25,027 — 25,027 — Derivatives (included in Other Liabilities) 4,720 4,720 — 4,720 — Accrued interest payable 572 572 — 572 —

Note 13 - Income Taxes (Tables)

Note 13 - Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	September 30, 2022 2021 (In thousands) DTAs: Allowance for loan losses $ 2,155 $ 2,807 Non-accrual interest 224 276 Supplement executive retirement plan 149 173 Federal and State net operating loss — 155 Unrealized loss on investments available-for-sale 1,691 — Depreciation 132 53 Lease liability 308 448 Other 230 113 Total DTAs 4,889 4,025 Valuation allowance for DTAs — — Total DTAs, Net of Valuation Allowance $ 4,889 $ 4,025 DTLs: Unrealized gain on investments available-for-sale — (3 ) Unrealized gain on derivatives (846 ) — Mortgage servicing rights (19 ) (20 ) Right of use asset (300 ) (440 ) Other (2 ) (32 ) Total DTLs (1,167 ) (495 ) DTAs, Net $ 3,722 $ 3,530
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	September 30, 2022 2021 (In thousands) Federal: Current $ 2,423 $ (62 ) Deferred (847 ) (112 ) 1,576 (174 ) State: Current 457 — Deferred (109 ) (38 ) 348 (38 ) Total income tax expense (benefit) $ 1,924 $ (212 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	September 30, 2022 2021 (In thousands) Tax at statutory rate $ 1,864 21.0 % $ (64 ) (21.0 )% Adjustments resulting from: State tax, net of federal benefit 275 3.1 (30 ) (9.8 ) Tax-exempt interest (93 ) (1.0 ) (26 ) (8.6 ) Earnings on bank-owned life insurance (167 ) (1.9 ) (138 ) (45.3 ) Other 45 0.5 46 15.1 Total $ 1,924 21.7 % $ (212 ) (69.6 )%

Note 14 - Leases (Tables)

Note 14 - Leases (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Lease, Cost [Table Text Block]	September 30, 2022 2021 In thousands Operating lease cost $ 484 $ 661 Short-term lease cost 108 95 Total $ 592 $ 756
Schedule Of Supplemental Information Of Leases Table [Text Block]	September 30, 2022 September 30, 2021 (Dollars in thousands) (Dollars in thousands) Supplemental balance sheet information Operating lease right-of-use assets $ 1,267 $ 1,796 Operating lease liabilities $ 1,299 $ 1,830 Weighted average remaining lease term (in years) 3.57 4.50 Weighted average discount rate 2.00 % 1.99 % Twelve Months Ended September 30, 2022 Twelve Months Ended September 30, 2021 (In thousands) (In thousands) Supplemental cash flow information Operating cash flows from operating leases $ 531 $ 893 ROU assets obtained in exchange for lease obligations $ — $ 3,279
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Operating Leases (In thousands) Years ended September 30: 2023 $ 431 2024 431 2025 432 2026 153 2027 51 Total lease payments $ 1,498 Less: imputed interest (199 ) Total $ 1,299
Lessor, Operating Lease, Payment to be Received, Fiscal Year Maturity [Table Text Block]	Years ending September 30: 2023 $ 63 2024 64 2025 46 2026 31 Total $ 204

Note 15 - Commitments and Con_2

Note 15 - Commitments and Contingencies (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Fair Value, Concentration of Risk [Table Text Block]	September 30, 2022 2021 (In thousands) Commitments to extend credit: Future loan commitments $ 12,585 $ 32,889 Undisbursed construction loans 9,285 12,672 Undisbursed home equity lines of credit 27,942 25,722 Undisbursed commercial lines of credit 80,535 19,901 Undisbursed commercial unsecured lines of credit — 66,941 Overdraft protection lines 1,482 1,549 Standby letters of credit 7,742 9,026 Total Commitments $ 139,571 $ 168,700

Note 16 - Regulatory Matters (T

Note 16 - Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To Be Well Capitalized Under Prompt For Capital Corrective Actual Adequacy Purposes Action Provisions Capital Capital Capital (In thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2022: Tier 1 Leverage (Core) Capital (to average assets) $ 166,340 16.30 % $ 40,820 4.00 % $ 51,025 5.00 % Common Equity Tier 1 Capital (to risk-weighted assets) 166,340 19.27 % 38,836 4.50 % 56,096 6.50 % Tier 1 Capital (to risk-weighted assets) 166,340 19.27 % 51,751 6.00 % 69,042 8.00 % Total Risk-Based Capital (to risk-weighted assets) 175,512 20.34 % 69,042 8.00 % 86,302 10.00 % As of September 30, 2021: Tier 1 Leverage (Core) Capital (to average assets) $ 157,518 13.14 % $ 47,946 4.00 % $ 59,933 5.00 % Common Equity Tier 1 Capital (to risk-weighted assets) 157,518 16.13 % 43,934 4.50 % 63,460 6.50 % Tier 1 Capital (to risk-weighted assets) 157,518 16.13 % 58,579 6.00 % 78,105 8.00 % Total Risk-Based Capital (to risk-weighted assets) 169,072 17.32 % 78,105 8.00 % 97,632 10.00 %
Reconciliation Of Bank Equity Table [Text Block]	September 30, 2022 2021 (In thousands) Bank GAAP equity $ 163,164 $ 157,554 Net unrealized loss (gain) on securities available for sale, net of income taxes 6,360 (45 ) Net unrealized loss (gain) on derivatives, net of income taxes (3,184 ) 9 Tangible Capital, Core Capital and Tier 1 Capital 166,340 157,518 Allowance for loan losses and reserve for off-balance sheet commitments 9,172 11,554 Total Risk-Based Capital $ 175,512 $ 169,072

Note 17 - Accumulated Other C_2

Note 17 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	September 30, 2022 2021 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (8,051 ) $ 57 Tax effect 1,691 (12 ) Net of tax amount (6,360 ) 45 Fair value adjustment on derivatives 4,030 (11 ) Tax effect (846 ) 2 Net of tax amount 3,184 (9 ) Total accumulated other comprehensive (loss) income $ (3,176 ) $ 36
Comprehensive Income (Loss) [Table Text Block]	Year Ended September 30, 2022 2021 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (8,107 ) $ 950 Reclassification adjustment for net gains arising during the period — (779 ) Adjustment for loss recorded on replacement of derivative — (9 ) Amortization of unrealized holding losses on securities available-for-sale transferred to held-to-maturity 8 4 Fair value adjustment on derivatives 4,050 1,258 Other comprehensive (loss) income before taxes (4,049 ) 1,424 Tax effect 837 (300 ) Total other comprehensive (loss) income $ (3,212 ) $ 1,124

Note 18 - Equity Based Incent_2

Note 18 - Equity Based Incentive Compensation Plan (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Weighted average fair value of awards $ 5.93 Risk-free rate 3.03 % Dividend yield — % Volatility 30.04 % Expected life (years) 6.5 Weighted average fair value of awards $ 6.06 Risk-free rate 1.25 % Dividend yield — % Volatility 29.72 % Expected life (years) 6.5
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted Average Weighted Remaining Average Contractual Aggregate Exercise Term Intrinsic Shares Price (In Years) Value Outstanding, beginning of year 32,830 $ 20.96 $ 1,940 Granted 6,000 $ 16.05 $ — Exercised — $ — $ — Forfeited/cancelled/expired (2,000 ) $ 19.49 $ — Outstanding, end of year 36,830 $ 20.24 6.828 $ — Exercisable at end of year 18,880 $ 21.50 5.564 $ — Nonvested at end of year 17,950 $ 18.90 Weighted Average Weighted Remaining Average Contractual Aggregate Exercise Term Intrinsic Shares Price (In Years) Value Outstanding, beginning of year 25,830 $ 21.57 $ — Granted 7,000 $ 18.69 $ — Exercised — $ — $ — Forfeited/cancelled/expired — $ — $ — Outstanding, end of year 32,830 $ 20.96 7.392 $ 1,940 Exercisable at end of year 13,310 $ 21.53 6.193 $ 1,940 Nonvested at end of year 19,520 $ 20.56
Share-Based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block]	Weighted Average Shares Fair Value Outstanding, beginning of year 31,486 $ 21.10 Granted 13,848 15.84 Vested (15,581 ) 19.60 Forfeited/cancelled/expired (2,336 ) 19.98 Outstanding, end of year 27,417 $ 19.34 Weighted Average Shares Fair Value Outstanding, beginning of year 30,653 $ 21.98 Granted 12,363 18.69 Vested (11,530 ) 20.82 Forfeited/cancelled/expired — — Outstanding, end of year 31,486 $ 21.10

Note 20 – Condensed Fin_2

Note 20 – Condensed Financial Information - Parent Company Only (Tables)	12 Months Ended
	Sep. 30, 2022
Notes Tables
Condensed Balance Sheet [Table Text Block]	September 30, 2022 2021 (In thousands) Assets Cash and cash equivalents $ 5,552 $ 6,878 Investment in subsidiaries 163,164 157,554 Loans receivable, net 755 934 Other assets 2,198 1,916 Total Assets $ 171,669 $ 167,282 Liabilities Subordinated debt $ 25,000 $ 24,934 Accrued interest payable 158 196 Accounts payable 66 (16 ) Total Liabilities 25,224 25,114 Shareholders’ Equity 146,445 142,168 Total Liabilities and Shareholders’ Equity $ 171,669 $ 167,282
Condensed Income Statement [Table Text Block]	Year Ended September 30, 2022 2021 (In thousands) Income Interest income $ 39 $ 51 Total Interest Income 39 51 Expense Long-term borrowings 1,371 1,536 Total Interest Expense 1,371 1,536 Other operating expenses 366 560 Total Other Expenses 366 560 Total Expense 1,737 2,096 Loss before Equity in Undistributed Net Income of Subsidiaries and Income Tax Benefit (1,698 ) (2,045 ) Equity in Undistributed Net Income of Subsidiaries 8,356 1,473 Income tax benefit (293 ) (480 ) Net Income (Loss) $ 6,951 $ (92 )
Condensed Statement of Comprehensive Income [Table Text Block]	Year Ended September 30, (In thousands) 2022 2021 Net Income (Loss) $ 6,951 $ (92 ) Other Comprehensive (Loss) Income, Net of Tax: Unrealized holding gains (losses) on available-for-sale securities (8,107 ) 950 Tax effect 1,702 (199 ) Net of tax amount (6,405 ) 751 Reclassification adjustment for net gains arising during the period (1) — (779 ) Tax effect — 163 Net of tax amount — (616 ) Adjustment for loss recorded on replacement of derivative — (9 ) Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (2) 8 4 Tax effect (8 ) (1 ) Net of tax amount — 3 Fair value adjustment on derivatives 4,050 1,258 Tax effect (857 ) (263 ) Net of tax amount 3,193 995 Total other comprehensive (loss) income (3,212 ) 1,124 Total comprehensive income $ 3,739 $ 1,032
Condensed Cash Flow Statement [Table Text Block]	Year Ended September 30, 2022 2021 (In thousands) Cash Flows from Operating Activities Net income (loss) $ 6,951 $ (92 ) Undistributed net income of subsidiaries (8,356 ) (1,473 ) ESOP expense 231 248 Stock based compensation 307 295 Amortization of subordinated debt issuance costs 66 158 Increase in other assets (786 ) (850 ) Increase in other liabilities 82 11 Net Cash Used in Operating Activities (1,505 ) (1,703 ) Cash Flows from Investing Activities Net decrease in loans 179 170 Net Cash Provided by Investing Activities 179 170 Cash Flows from Financing Activities Proceeds from other borrowings — 5,000 Repayments of other borrowings — (5,000 ) Net Cash (Used in) Provided by Financing Activities — — Net Decrease in Cash and Cash Equivalents (1,326 ) (1,533 ) Cash and Cash Equivalents - Beginning 6,878 8,411 Cash and Cash Equivalents - Ending $ 5,552 $ 6,878

Note 1 - Organizational Struc_2

Note 1 - Organizational Structure and Nature of Operations (Details Textual)		12 Months Ended
	Dec. 14, 2022 USD ($)	Sep. 30, 2022 USD ($) $ / shares	Dec. 13, 2022 USD ($) $ / shares	Sep. 30, 2021 $ / shares
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares		$ 0.01		$ 0.01
Commercial Real Estate Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure | $		$ 13,300,000
Subsequent Event [Member] | Commercial Real Estate Portfolio Segment [Member]
Proceeds from Sale of Real Estate | $	$ 17,200,000
Real Estate, Percentage of Statutory Rate Thereafter Through Date of Foreclosure Sale	9%
Subsequent Event [Member] | Merger Agreement [Member]
Business Combination, Cash Per Share to be Received (in dollars per share) | $ / shares			$ 7.80
Business Combination, Common Stock Per Share to be Received			0.7733
Business Combination, Maximum Adjusted Equity as of Tenth Day Prior to Closing | $			$ 140,000,000
Delaware Statutory Trusts [Member]
Mortgage Backed Securities Percentage		5%
First Bank [Member] | Subsequent Event [Member]
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares			$ 5
Malvern Insurance Associates, LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent		100%
Coastal Asset Management Co. [Member] | Delaware Statutory Trusts [Member]
Mortgage Backed Securities Percentage		95%
Bell Rock Capital LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent		10%
Bankers Settlement Services Capital Region LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent		3.10%

Note 2 - Summary of Significa_2

Note 2 - Summary of Significant Accounting Policies (Details Textual) - USD ($)			3 Months Ended	12 Months Ended
	Mar. 16, 2020	Mar. 03, 2020	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Mar. 26, 2020
Payments for (Proceeds from) Federal Home Loan Bank Stock, Total				$ 672,000	$ 1,800,000
Federal Home Loan Bank Shares Outstanding (in shares)			103,793	97,339	103,793
Dividend Income, Operating, Total				$ 342,000	$ 459,000
Defined Contribution Plan, Cost				121,000	77,000
Liability, Defined Benefit Plan, Total			$ 709,000	631,000	709,000
Defined Benefit Plan Benefit Paid				78,000	79,000
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Total				12,000	4,000
Recognition of Swap Fees				0
Advertising Expense				$ 129,000	109,000
Number of Reportable Segments				1
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance			33,199,000	$ 13,780,000	33,199,000
Investment in Federal Home Loan Bank Stock [Member]
Dividend Income, Operating, Total				342,000	459,000
Federal Home Loan Bank of Philadelphia [Member]
Reserve Requirement Ratio						0%
Cash Reserve Requirement			0	$ 0	$ 0
Minimum [Member]
Troubled Debt Restructured Term (Month)				6 months
Property, Plant and Equipment, Useful Life (Year)				3 years
Minimum [Member] | Residential Portfolio Segment [Member]
Business Loan Term (Year)				10 years
Mortgage Insurance on Loans, Percentage				80%
Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)				39 years
Maximum [Member] | Residential Portfolio Segment [Member]
Business Loan Term (Year)				30 years
Loan to Value Ratio				95%
Maximum [Member] | Commercial Portfolio Segment [Member]
Business Loan Term (Year)				10 years
Fed Funds Effective Rate Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread On Variable Rate, Reduced		0.50%
Fed Funds Effective Rate Overnight Index Swap Rate [Member] | Minimum [Member]
Debt Instrument, Basis Spread on Variable Rate	0%	1%		0%
Fed Funds Effective Rate Overnight Index Swap Rate [Member] | Maximum [Member]
Debt Instrument, Basis Spread on Variable Rate	25%	1.25%		25%
Error Correction Immaterial [Member]
Adjustment to Non Accrued Interest on Charged Off Loans			$ 350,000

Note 3 - Non-interest Income -

Note 3 - Non-interest Income - Non-interest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Rental income	$ 196	$ 217
Net gains on sale and call of investments	0	779
Net gains on sale of loans	100	788
Earnings on bank-owned life insurance	794	656
Non-interest income within the scope of other GAAP topics	1,090	2,440
Revenue From Contract With Customer Excluding Assessed Tax	1,237	1,323
Total Non-interest Income	2,327	3,763
ATM Fees [Member]
Revenue From Contract With Customer Excluding Assessed Tax	8	13
Credit Card Fees [Member]
Revenue From Contract With Customer Excluding Assessed Tax	27	22
DDA Fee [Member]
Revenue From Contract With Customer Excluding Assessed Tax	113	91
DDA Service Fee [Member]
Revenue From Contract With Customer Excluding Assessed Tax	100	90
Debit card fees [Member]
Revenue From Contract With Customer Excluding Assessed Tax	295	283
Other Loan Fee Income [Member]
Revenue From Contract With Customer Excluding Assessed Tax	518	574
Other Fee Income [Member]
Revenue From Contract With Customer Excluding Assessed Tax	169	242
Other Non Interest Income [Member]
Revenue From Contract With Customer Excluding Assessed Tax	$ 7	$ 8

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details Textual) - shares	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	13,848	12,363
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)	6,000	7,000

Note 4 - Earnings Per Share - S

Note 4 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Net Income (Loss)	$ 6,951	$ (92)
Weighted average shares outstanding (in shares)	7,627,992	7,616,151
Average unearned ESOP shares (in shares)	(64,344)	(78,743)
Basic weighted average shares outstanding (in shares)	7,563,648	7,537,408
Plus: effect of dilutive options and restricted stock (in shares)	564	708
Diluted weighted average common shares outstanding (in shares)	7,564,212	7,538,116
Earnings (loss) per share:
Basic (in dollars per share)	$ 0.92	$ (0.01)
Diluted (in dollars per share)	$ 0.92	$ (0.01)

Note 5 - Employee Stock Owner_2

Note 5 - Employee Stock Ownership Plan (Details Textual) - USD ($)	4 Months Ended	12 Months Ended
	Sep. 30, 2008	Sep. 30, 2022	Sep. 30, 2021
Employee Stock Ownership Plan (ESOP), Shares in ESOP, Total (in shares)	241,178
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan, Amount	$ 2,600,000
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased (in dollars per share)	$ 10.86
Employee Stock Ownership Plan ESOP, Interest Rate	5%
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)		14,400	14,400
Employee Stock Ownership Plan E S O P Number Of Unallocated Shares (in shares)		57,165
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares (in shares)		202,053
Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value		$ 821,000

Note 6 - Investment Securitie_2

Note 6 - Investment Securities (Details Textual)	12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 17,297,000
Proceeds From Calls Of Available For Sale Securities	1,800,000	2,200,000
Proceeds from Sale of Held-to-Maturity Securities	$ 4,400,000	10,600,000
Debt Securities, Available-for-Sale, Gain (Loss), Total		779,000
Debt Securities, Available-for-Sale, Decrease in Value, Percent	13.90%
Deposit Liabilities, Collateral Issued, Financial Instruments	$ 2,100,000	2,900,000
Carrying Value Of Investment Securities Pledged Against Hedge	0	0
Deposit Liabilities Collateral Short Term Borrowings Issued Financial Instruments	$ 0	$ 0
Corporate Debt Securities [Member]
Number Of Portfolio Investments	14
US States and Political Subdivisions Debt Securities [Member]
Number Of Portfolio Investments	11
Single Issuer Trust Preferred Security [Member]
Number Of Portfolio Investments	1
Mutual Fund [Member]
Number Of Portfolio Investments	1
US Treasury Securities [Member]
Number Of Portfolio Investments	1
Collateralized Mortgage-Backed Securities [Member]
Number Of Portfolio Investments	1
FRB Discount Window Borrowings [Member]
Security Owned and Pledged as Collateral, Associated Liabilities, Fair Value	$ 9,800,000

Note 6 - Investment Securitie_3

Note 6 - Investment Securities - Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Investment securities available for sale, amortized cost	$ 57,895	$ 40,756
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(8,051)	(187)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	49,844	40,813
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	58,767	28,507
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(8,501)	(62)
Investment securities held to maturity, fair value	50,266	28,913
Mutual funds, amortized cost	1,500	1,500
Mutual funds	(126)
Equity Securities, at fair value	1,374	1,500
Total investment securities, amortized cost	118,162	70,763
Total investment securities, gross unrealized losses	(16,678)	(249)
Total investment securities, fair value	101,484	71,226
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax		244
Held To Maturity Securities Accumulated Unrecognized Holding Gain		468
Mutual funds, amortized cost	(1,500)	(1,500)
Total investment securities, gross unrealized gains		712
US Government Agencies Debt Securities [Member]
Investment securities available for sale, amortized cost	5,000	5,000
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(1,420)	(7)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	3,580	4,993
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	29,190	10,000
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(4,907)	0
Investment securities held to maturity, fair value	24,283	10,011
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax		0
Held To Maturity Securities Accumulated Unrecognized Holding Gain		11
US States and Political Subdivisions Debt Securities [Member]
Investment securities available for sale, amortized cost	12,014	2,767
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(2,354)	(3)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	9,660	2,765
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	18,017	6,062
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(2,526)	(49)
Investment securities held to maturity, fair value	15,491	6,117
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax		1
Held To Maturity Securities Accumulated Unrecognized Holding Gain		104
Single Issuer Trust Preferred Security [Member]
Investment securities available for sale, amortized cost	1,000	1,000
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(54)	(125)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	946	875
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax		0
Corporate Debt Securities [Member]
Investment securities available for sale, amortized cost	35,990	31,989
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(3,862)	(52)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	32,128	32,180
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	3,264	3,383
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(96)	0
Investment securities held to maturity, fair value	3,168	3,607
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax		243
Held To Maturity Securities Accumulated Unrecognized Holding Gain		224
Collateralized Mortgage-Backed Securities [Member]
Investment securities available for sale, amortized cost	2,403
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(316)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	2,087
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	2,278
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(489)
Investment securities held to maturity, fair value	1,789
US Treasury Securities [Member]
Investment securities available for sale, amortized cost	1,488
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(45)
Investment securities available for sale, at fair value (amortized cost of $57,895 and $40,756 at September 30, 2022 and 2021, respectively)	1,443
Collateralized Mortgage Obligations [Member] | Fixed Rate [Member]
Investment securities held to maturity, at cost (fair value of $50,266 and $28,913 at September 30, 2022 and 2021, respectively)	6,018	9,062
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(483)	(13)
Investment securities held to maturity, fair value	5,535	9,178
Held To Maturity Securities Accumulated Unrecognized Holding Gain		129
Mutual Fund [Member]
Mutual funds, amortized cost	1,500	1,500
Mutual funds	(126)
Equity Securities, at fair value	1,374	1,500
Mutual funds, amortized cost	$ (1,500)	$ (1,500)

Note 6 - Investment Securitie_4

Note 6 - Investment Securities - Available for Sale Securities Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	$ 39,907	$ 15,287
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(5,988)	(35)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	9,937	3,848
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(2,063)	(152)
Debt Securities Available For Sale Unrealized Loss Position	49,844	19,135
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(8,051)	(187)
Investment Securities Held-to-Maturity, less than 12 months, fair value	42,856
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(6,133)
Investment Securities Held-to-Maturity, more than 12 months, fair value	7,410
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(2,368)
Investment Securities Held-to-Maturity, fair value	50,266
Investment Securities Held-to-Maturity, unrealized losses	(8,501)
Equity Securities, less than 12 months, fair value	1,500
Equity Securities, less than 12 months, unrealized loss	(126)
Equity Securities, more than 12 months, fair value	0
Equity Securities, more than 12 months, unrealized loss	0
Equity Securities, at fair value	1,374	1,500
Mutual funds	(126)
Investment Securities, less than 12 months, fair value	84,263
Investment Securities, less than 12 months, unrealized loss	(12,247)
Investment Securities, more than 12 months, fair value	17,347
Total investment securities	(4,431)
Investments, fair value	101,484
Investments, unrealized loss	(16,678)	(249)
US Government Agencies Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	4,993
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	(7)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	3,580	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(1,420)	0
Debt Securities Available For Sale Unrealized Loss Position	3,580	4,993
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(1,420)	(7)
Investment Securities Held-to-Maturity, less than 12 months, fair value	18,662
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(3,028)
Investment Securities Held-to-Maturity, more than 12 months, fair value	5,621
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(1,879)
Investment Securities Held-to-Maturity, fair value	24,283
Investment Securities Held-to-Maturity, unrealized losses	(4,907)
US States and Political Subdivisions Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	9,660	1,819
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(2,354)	(3)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	0	0
Debt Securities Available For Sale Unrealized Loss Position	9,660	1,819
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(2,354)	(3)
Investment Securities Held-to-Maturity, less than 12 months, fair value	15,491
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(2,526)
Investment Securities Held-to-Maturity, more than 12 months, fair value	0
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	0
Investment Securities Held-to-Maturity, fair value	15,491
Investment Securities Held-to-Maturity, unrealized losses	(2,526)
Single Issuer Trust Preferred Security [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	946	875
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(54)	(125)
Debt Securities Available For Sale Unrealized Loss Position	946	875
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(54)	(125)
Corporate Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	26,717	8,475
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(3,273)	(25)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	5,411	2,973
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(589)	(27)
Debt Securities Available For Sale Unrealized Loss Position	32,128	11,448
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(3,862)	$ (52)
Investment Securities Held-to-Maturity, less than 12 months, fair value	3,167
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(96)
Investment Securities Held-to-Maturity, more than 12 months, fair value	0
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	0
Investment Securities Held-to-Maturity, fair value	3,167
Investment Securities Held-to-Maturity, unrealized losses	(96)
Collateralized Mortgage-Backed Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	2,087
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(316)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	0
Debt Securities Available For Sale Unrealized Loss Position	2,087
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(316)
Investment Securities Held-to-Maturity, less than 12 months, fair value	0
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	0
Investment Securities Held-to-Maturity, more than 12 months, fair value	1,789
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(489)
Investment Securities Held-to-Maturity, fair value	1,789
Investment Securities Held-to-Maturity, unrealized losses	(489)
US Treasury Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	1,443
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(45)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	0
Debt Securities Available For Sale Unrealized Loss Position	1,443
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(45)
Collateralized Mortgage Obligations [Member]
Investment Securities Held-to-Maturity, less than 12 months, fair value	5,536
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(483)
Investment Securities Held-to-Maturity, more than 12 months, fair value	0
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	0
Investment Securities Held-to-Maturity, fair value	5,536
Investment Securities Held-to-Maturity, unrealized losses	(483)
Equity Securities [Member]
Equity Securities, less than 12 months, fair value	1,500
Equity Securities, less than 12 months, unrealized loss	(126)
Equity Securities, more than 12 months, fair value	0
Equity Securities, more than 12 months, unrealized loss	0
Equity Securities, at fair value	1,374
Mutual funds	$ (126)

Note 6 - Investment Securitie_5

Note 6 - Investment Securities - Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Available for sale securities, amortized cost, due in one year or less	$ 0
Available for sale securities, fair value, due in one year or less	0
Available for sale securities, amortized cost, due after one year through five years	6,218
Available for sale securities, fair value, due after one year through five years	5,946
Available for sale securities, amortized cost, due after five years through ten years	32,810
Available for sale securities, fair value, due after five years through ten years	29,272
Available for sale securities, amortized cost, due after ten years	16,464
Available for sale securities, fair value, due after ten years	12,539
Available for sale securities, amortized cost, total	57,895	$ 40,756
Available for sale securities, fair value, total	49,844	40,813
Held to maturity securities, amortized cost, due in one year or less	4,441
Held to maturity securities, fair value, due in one year or less	4,420
Held to maturity securities, amortized cost, due after one year through five years	11,435
Held to maturity securities, fair value, due after one year through five years	11,091
Held to maturity securities, amortized cost, due after five years through ten years	3,117
Held to maturity securities, fair value, due after five years through ten years	2,593
Held to maturity securities, amortized cost, due after ten years	31,478
Held to maturity securities, fair value, due after ten years	24,838
Held to maturity, amortized cost, total	58,767	28,507
Held to maturity, fair value, total	50,266
Equity securities, total, amortized cost	1,500	1,500
Equity securities, total, fair value	1,374	1,500
Total investment securities, amortized cost	118,162	70,763
Total investment securities, fair value	101,484	71,226
Collateralized Mortgage-Backed Securities [Member]
Available for sale securities, amortized cost, MBS	2,403
Available for sale securities, fair value, MBS	2,087
Available for sale securities, amortized cost, total	2,403
Available for sale securities, fair value, total	2,087
Held to maturity, amortized cost, without single date	2,278
Held to maturity, fair value, without single date	1,789
Held to maturity, amortized cost, total	2,278
Collateralized Mortgage Obligations [Member]
Held to maturity, amortized cost, without single date	6,018
Held to maturity, fair value, without single date	5,535
Mutual Fund [Member]
Equity securities, due in one year or less, amortized cost	1,000
Equity securities, due in one year or less, fair value	874
Equity securities, due after five years through ten years, amortized cost	500
Equity securities, due after five years through ten years, fair value	500
Equity securities, total, amortized cost	1,500	1,500
Equity securities, total, fair value	$ 1,374	$ 1,500

Note 7 - Loans Receivable and_3

Note 7 - Loans Receivable and Related Allowance for Loan Losses (Details Textual)	3 Months Ended	12 Months Ended
	Dec. 31, 2021 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		$ 19,237,000	$ 39,740,000
Allowance for Loan and Lease Losses, Write-offs		2,521,000	12,313,000
Financing Receivable, Nonaccrual		753,000	3,697,000
Interest Income Non Accrual Loans		20,000	1,200,000
Financing Receivable, 90 Days or More Past Due, Still Accruing		$ 243,000	$ 0
Financing Receivable, Modifications, Number of Contracts		20	26
Financing Receivable, Troubled Debt Restructuring		$ 6,068,000	$ 18,241,000
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance, Ending Balance		$ 0	$ 0
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts		3	8
Financing Receivable Non Troubled Debt Restructuring Principal Balance		$ 32,000,000	$ 61,200,000
Mortgage Servicing Rights [Member]
Servicing Asset, Total		$ 10,800,000	$ 13,100,000
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate		10.50%	11.50%
Performing Financial Instruments [Member]
Financing Receivable, Modifications, Number of Contracts		17
Financing Receivable, Troubled Debt Restructuring		$ 4,979,000	$ 17,601,000
Three Commercial Real Estate Loans [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 18,900,000
Number Of Loans Deemed Impaired With No Specific Allowance	3
One Commercial and Industrial Loan [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		$ 259,000
Number Of Loans Deemed Impaired With No Specific Allowance		1
Allowance for Loan and Lease Losses, Write-offs		$ 2,400,000
Write Down of Commercial Real Estate Loan Two [Member]
Financing Receivable, Troubled Debt Restructuring	$ 11,400,000
Number Of Loans Sold	2
Residential and Commercial [Member]
Real Estate Acquired Through Foreclosure		359,000	185,000
Commercial Real Estate Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure		$ 13,300,000
Number Of Loans Classified As Loans Held For Sale		1
Residential Portfolio Segment [Member] | Fixed Rate [Member]
Servicing Asset at Fair Value, Disposals		$ 5,500,000	21,900,000
Servicing Assets Gain Loss On Disposal		$ 100,000	$ 788,000

Note 7 - Loans Receivable and_4

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2020
Loans receivable	$ 810,407	$ 913,824
Deferred loan fees and cost, net	537	629
Allowance for loan losses	(9,090)	(11,472)	$ (12,433)
Total loans receivable, net	801,854	902,981
Home Equity Loan [Member]
Loans receivable	13,233	13,491
Allowance for loan losses	(67)	(76)	(130)
Consumer Second Mortgages [Member]
Loans receivable	4,395	5,884
Allowance for loan losses	(21)	(87)	(196)
Other Consumer Loans [Member]
Loans receivable	2,136	2,299
Allowance for loan losses	(15)	(20)	(29)
Residential Portfolio Segment [Member]
Loans receivable	175,957	198,710
Allowance for loan losses	(708)	(934)	(1,667)
Residential and Commercial [Member]
Loans receivable	24,362	61,492
Allowance for loan losses	(131)	(428)	(465)
Construction and Development Land [Member]
Loans receivable	550	2,204
Allowance for loan losses	(3)	(15)	(23)
Construction and Development [Member]
Loans receivable	24,912	63,696
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	406,914	426,915
Allowance for loan losses	(6,040)	(7,043)	(8,682)
Farmland [Member]
Loans receivable	11,506	10,297
Allowance for loan losses	(57)	(56)	(47)
Commercial Multi Family [Member]
Loans receivable	55,295	66,332
Allowance for loan losses	(298)	(450)	(511)
Commercial and Industrial Sector [Member]
Loans receivable	102,703	115,246
Allowance for loan losses	(1,158)	(2,221)	(578)
Other Commercial Loans [Member]
Loans receivable	13,356	10,954
Allowance for loan losses	(55)	(54)	$ (51)
Commercial Portfolio Segment [Member]
Loans receivable	589,774	629,744
Consumer Portfolio Segment [Member]
Loans receivable	$ 19,764	$ 21,674

Note 7 - Loans Receivable and_5

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Allowance for Credit Losses on Financing Receivable (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Beginning balance	$ 11,472	$ 12,433
Allowance for Loan and Lease Losses, Write-offs	(2,521)	(12,313)
Recoveries	139	175
Provision for Loan Losses	0	11,176
Ending Balance	9,090	11,472
Ending balance: individually evaluated for impairment, allowance	54	1,544
Ending balance: collectively evaluated for impairment	9,036	9,928
Loans and Leases Receivable, Gross	810,407	913,824
Ending balance: individually evaluated for impairment	477	2,905
Ending balance: collectively evaluated for impairment	809,930	910,919
Home Equity Loan [Member]
Beginning balance	76	130
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	1	17
Provision for Loan Losses	(10)	(71)
Ending Balance	67	76
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	67	76
Loans and Leases Receivable, Gross	13,233	13,491
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	13,233	13,491
Consumer Second Mortgages [Member]
Beginning balance	87	196
Allowance for Loan and Lease Losses, Write-offs	(106)	0
Recoveries	55	108
Provision for Loan Losses	(15)	(217)
Ending Balance	21	87
Ending balance: individually evaluated for impairment, allowance	0	38
Ending balance: collectively evaluated for impairment	21	49
Loans and Leases Receivable, Gross	4,395	5,884
Ending balance: individually evaluated for impairment	0	102
Ending balance: collectively evaluated for impairment	4,395	5,782
Other Consumer Loans [Member]
Beginning balance	20	29
Allowance for Loan and Lease Losses, Write-offs	0	(4)
Recoveries	1	2
Provision for Loan Losses	(6)	(7)
Ending Balance	15	20
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	15	20
Loans and Leases Receivable, Gross	2,136	2,299
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	2,136	2,299
Residential Portfolio Segment [Member]
Beginning balance	934	1,667
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	5	41
Provision for Loan Losses	(231)	(774)
Ending Balance	708	934
Ending balance: individually evaluated for impairment, allowance	54	0
Ending balance: collectively evaluated for impairment	654	934
Loans and Leases Receivable, Gross	175,957	198,710
Ending balance: individually evaluated for impairment	477	0
Ending balance: collectively evaluated for impairment	175,480	198,710
Residential and Commercial [Member]
Beginning balance	428	465
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	4
Provision for Loan Losses	(297)	(41)
Ending Balance	131	428
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	131	428
Loans and Leases Receivable, Gross	24,362	61,492
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	24,362	61,492
Construction and Development Land [Member]
Beginning balance	15	23
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	0
Provision for Loan Losses	(12)	(8)
Ending Balance	3	15
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	3	15
Loans and Leases Receivable, Gross	550	2,204
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	550	2,204
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	7,043	8,682
Allowance for Loan and Lease Losses, Write-offs	0	(11,930)
Recoveries	75	1
Provision for Loan Losses	(1,078)	10,290
Ending Balance	6,040	7,043
Ending balance: individually evaluated for impairment, allowance	0	18
Ending balance: collectively evaluated for impairment	6,040	7,025
Loans and Leases Receivable, Gross	406,914	426,915
Ending balance: individually evaluated for impairment	0	286
Ending balance: collectively evaluated for impairment	406,914	426,629
Farmland [Member]
Beginning balance	56	47
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	0
Provision for Loan Losses	1	9
Ending Balance	57	56
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	57	56
Loans and Leases Receivable, Gross	11,506	10,297
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	11,506	10,297
Commercial Multi Family [Member]
Beginning balance	450	511
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	0
Provision for Loan Losses	(152)	(61)
Ending Balance	298	450
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	298	450
Loans and Leases Receivable, Gross	55,295	66,332
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	55,295	66,332
Commercial and Industrial Sector [Member]
Beginning balance	2,221	578
Allowance for Loan and Lease Losses, Write-offs	(2,415)	(379)
Recoveries	2	2
Provision for Loan Losses	1,350	2,020
Ending Balance	1,158	2,221
Ending balance: individually evaluated for impairment, allowance	0	1,488
Ending balance: collectively evaluated for impairment	1,158	733
Loans and Leases Receivable, Gross	102,703	115,246
Ending balance: individually evaluated for impairment	0	2,517
Ending balance: collectively evaluated for impairment	102,703	112,729
Other Commercial Loans [Member]
Beginning balance	54	51
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	0
Provision for Loan Losses	1	3
Ending Balance	55	54
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	55	54
Loans and Leases Receivable, Gross	13,356	10,954
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	13,356	10,954
Unallocated Financing Receivables [Member]
Beginning balance	88	54
Allowance for Loan and Lease Losses, Write-offs	0	0
Recoveries	0	0
Provision for Loan Losses	449	34
Ending Balance	537	88
Ending balance: individually evaluated for impairment, allowance	0	0
Ending balance: collectively evaluated for impairment	537	88
Loans and Leases Receivable, Gross
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment

Note 7 - Loans Receivable and_6

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 477	$ 2,905
Impaired Financing Receivable, Related Allowance	54	1,544
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	19,237	39,740
Impaired Financing Receivable, Recorded Investment	19,714	42,645
Impaired Financing Receivable, Unpaid Principal Balance	21,617	42,874
Home Equity Loan [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	20	23
Impaired Financing Receivable, Recorded Investment	20	23
Impaired Financing Receivable, Unpaid Principal Balance	25	28
Consumer Second Mortgages [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	102
Impaired Financing Receivable, Related Allowance	0	38
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	152	696
Impaired Financing Receivable, Recorded Investment	152	798
Impaired Financing Receivable, Unpaid Principal Balance	191	874
Residential Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	477	0
Impaired Financing Receivable, Related Allowance	54	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,342	2,594
Impaired Financing Receivable, Recorded Investment	2,819	2,594
Impaired Financing Receivable, Unpaid Principal Balance	3,029	2,766
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	286
Impaired Financing Receivable, Related Allowance	0	18
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	13,826	33,543
Impaired Financing Receivable, Recorded Investment	13,826	33,829
Impaired Financing Receivable, Unpaid Principal Balance	15,475	33,368
Farmland [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,213	2,254
Impaired Financing Receivable, Recorded Investment	2,213	2,254
Impaired Financing Receivable, Unpaid Principal Balance	2,213	2,254
Commercial and Industrial Sector [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	2,517
Impaired Financing Receivable, Related Allowance	0	1,488
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	684	630
Impaired Financing Receivable, Recorded Investment	684	3,147
Impaired Financing Receivable, Unpaid Principal Balance	$ 684	$ 3,584

Note 7 - Loans Receivable and_7

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Average Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Impaired Financing Receivable, Average Recorded Investment	$ 20,295	$ 39,650
Impaired Financing Receivable, Interest Income, Accrual Method	318	731
Home Equity Loan [Member]
Impaired Financing Receivable, Average Recorded Investment	17	48
Impaired Financing Receivable, Interest Income, Accrual Method	0	0
Consumer Second Mortgages [Member]
Impaired Financing Receivable, Average Recorded Investment	816	720
Impaired Financing Receivable, Interest Income, Accrual Method	3	6
Residential Portfolio Segment [Member]
Impaired Financing Receivable, Average Recorded Investment	2,406	3,305
Impaired Financing Receivable, Interest Income, Accrual Method	126	82
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, Average Recorded Investment	13,306	32,812
Impaired Financing Receivable, Interest Income, Accrual Method	89	556
Farmland [Member]
Impaired Financing Receivable, Average Recorded Investment	2,231	1,814
Impaired Financing Receivable, Interest Income, Accrual Method	79	70
Commercial and Industrial Sector [Member]
Impaired Financing Receivable, Average Recorded Investment	1,519	951
Impaired Financing Receivable, Interest Income, Accrual Method	$ 21	$ 17

Note 7 - Loans Receivable and_8

Note 7 - Loans Receivable and Related Allowance for Loans Losses - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Loans receivable	$ 810,407	$ 913,824
Home Equity Loan [Member]
Loans receivable	13,233	13,491
Consumer Second Mortgages [Member]
Loans receivable	4,395	5,884
Other Consumer Loans [Member]
Loans receivable	2,136	2,299
Pass [Member]
Loans receivable	766,276	839,631
Pass [Member] | Home Equity Loan [Member]
Loans receivable	13,143	13,390
Pass [Member] | Consumer Second Mortgages [Member]
Loans receivable	4,110	4,908
Pass [Member] | Other Consumer Loans [Member]
Loans receivable	2,136	2,299
Special Mention [Member]
Loans receivable	32,740	58,053
Special Mention [Member] | Home Equity Loan [Member]
Loans receivable	0	0
Special Mention [Member] | Consumer Second Mortgages [Member]
Loans receivable	58	68
Special Mention [Member] | Other Consumer Loans [Member]
Loans receivable	0	0
Substandard [Member]
Loans receivable	11,391	16,140
Substandard [Member] | Home Equity Loan [Member]
Loans receivable	90	101
Substandard [Member] | Consumer Second Mortgages [Member]
Loans receivable	227	908
Substandard [Member] | Other Consumer Loans [Member]
Loans receivable	0	0
Doubtful [Member]
Loans receivable	0	0
Doubtful [Member] | Home Equity Loan [Member]
Loans receivable	0	0
Doubtful [Member] | Consumer Second Mortgages [Member]
Loans receivable	0	0
Doubtful [Member] | Other Consumer Loans [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member]
Loans receivable	175,957	198,710
Residential Portfolio Segment [Member] | Pass [Member]
Loans receivable	173,083	195,658
Residential Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | Substandard [Member]
Loans receivable	2,874	3,052
Residential Portfolio Segment [Member] | Doubtful [Member]
Loans receivable	0	0
Residential and Commercial [Member]
Loans receivable	24,362	61,492
Residential and Commercial [Member] | Pass [Member]
Loans receivable	24,362	61,492
Residential and Commercial [Member] | Special Mention [Member]
Loans receivable	0	0
Residential and Commercial [Member] | Substandard [Member]
Loans receivable	0	0
Residential and Commercial [Member] | Doubtful [Member]
Loans receivable	0	0
Construction and Development Land [Member]
Loans receivable	550	2,204
Construction and Development Land [Member] | Pass [Member]
Loans receivable	550	2,204
Construction and Development Land [Member] | Special Mention [Member]
Loans receivable	0	0
Construction and Development Land [Member] | Substandard [Member]
Loans receivable	0	0
Construction and Development Land [Member] | Doubtful [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	406,914	426,915
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans receivable	373,729	376,721
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	32,682	48,705
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans receivable	504	1,489
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans receivable	0	0
Farmland [Member]
Loans receivable	11,506	10,297
Farmland [Member] | Pass [Member]
Loans receivable	9,293	8,043
Farmland [Member] | Special Mention [Member]
Loans receivable	0	0
Farmland [Member] | Substandard [Member]
Loans receivable	2,213	2,254
Farmland [Member] | Doubtful [Member]
Loans receivable	0	0
Commercial Multi Family [Member]
Loans receivable	55,295	66,332
Commercial Multi Family [Member] | Pass [Member]
Loans receivable	55,295	57,052
Commercial Multi Family [Member] | Special Mention [Member]
Loans receivable	0	9,280
Commercial Multi Family [Member] | Substandard [Member]
Loans receivable	0	0
Commercial Multi Family [Member] | Doubtful [Member]
Loans receivable	0	0
Commercial and Industrial Sector [Member]
Loans receivable	102,703	115,246
Commercial and Industrial Sector [Member] | Pass [Member]
Loans receivable	97,219	106,910
Commercial and Industrial Sector [Member] | Special Mention [Member]
Loans receivable	0	0
Commercial and Industrial Sector [Member] | Substandard [Member]
Loans receivable	5,484	8,336
Commercial and Industrial Sector [Member] | Doubtful [Member]
Loans receivable	0	0
Other Commercial Loans [Member]
Loans receivable	13,356	10,954
Other Commercial Loans [Member] | Pass [Member]
Loans receivable	13,356	10,954
Other Commercial Loans [Member] | Special Mention [Member]
Loans receivable	0	0
Other Commercial Loans [Member] | Substandard [Member]
Loans receivable	0	0
Other Commercial Loans [Member] | Doubtful [Member]
Loans receivable	$ 0	$ 0

Note 7 - Loans Receivable and_9

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Financing Receivables Non Accrual Status (Details) - USD ($)	Sep. 30, 2022	Sep. 30, 2021
Financing receivable recorded investment nonaccrual status	$ 753,000	$ 3,697,000
Home Equity Loan [Member]
Financing receivable recorded investment nonaccrual status	20,000	23,000
Consumer Second Mortgages [Member]
Financing receivable recorded investment nonaccrual status	148,000	278,000
Residential Portfolio Segment [Member]
Financing receivable recorded investment nonaccrual status	585,000	879,000
Commercial and Industrial Sector [Member]
Financing receivable recorded investment nonaccrual status	$ 0	$ 2,517,000

Note 7 - Loans Receivable an_10

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Past Due Financing Receivables (Details) - USD ($)	Sep. 30, 2022	Sep. 30, 2021
Loans receivable	$ 810,407,000	$ 913,824,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	243,000	0
Home Equity Loan [Member]
Loans receivable	13,233,000	13,491,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Consumer Second Mortgages [Member]
Loans receivable	4,395,000	5,884,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Other Consumer Loans [Member]
Loans receivable	2,136,000	2,299,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Financial Asset, Not Past Due [Member]
Loans receivable	804,521,000	911,889,000
Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Loans receivable	13,160,000	13,394,000
Financial Asset, Not Past Due [Member] | Consumer Second Mortgages [Member]
Loans receivable	4,384,000	5,697,000
Financial Asset, Not Past Due [Member] | Other Consumer Loans [Member]
Loans receivable	2,132,000	2,296,000
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	4,951,000	900,000
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans receivable	53,000	97,000
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Second Mortgages [Member]
Loans receivable	3,000	4,000
Financial Asset, 30 to 59 Days Past Due [Member] | Other Consumer Loans [Member]
Loans receivable	4,000	3,000
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	497,000	324,000
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans receivable	20,000	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Second Mortgages [Member]
Loans receivable	0	83,000
Financial Asset, 60 to 89 Days Past Due [Member] | Other Consumer Loans [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	438,000	711,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Second Mortgages [Member]
Loans receivable	8,000	100,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Consumer Loans [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member]
Loans receivable	5,886,000	1,935,000
Financial Asset, Past Due [Member] | Home Equity Loan [Member]
Loans receivable	73,000	97,000
Financial Asset, Past Due [Member] | Consumer Second Mortgages [Member]
Loans receivable	11,000	187,000
Financial Asset, Past Due [Member] | Other Consumer Loans [Member]
Loans receivable	4,000	3,000
Residential Portfolio Segment [Member]
Loans receivable	175,957,000	198,710,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	243,000	0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	173,852,000	197,062,000
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	1,198,000	796,000
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	477,000	241,000
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	430,000	611,000
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	2,105,000	1,648,000
Residential and Commercial [Member]
Loans receivable	24,362,000	61,492,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Residential and Commercial [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	24,362,000	61,492,000
Residential and Commercial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Residential and Commercial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Residential and Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Residential and Commercial [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Construction and Development Land [Member]
Loans receivable	550,000	2,204,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Construction and Development Land [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	550,000	2,204,000
Construction and Development Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Construction and Development Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Construction and Development Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Construction and Development Land [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	406,914,000	426,915,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	406,809,000	426,915,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	105,000	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	105,000	0
Farmland [Member]
Loans receivable	11,506,000	10,297,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Farmland [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	9,293,000	10,297,000
Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	2,213,000	0
Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Farmland [Member] | Financial Asset, Past Due [Member]
Loans receivable	2,213,000	0
Commercial Multi Family [Member]
Loans receivable	55,295,000	66,332,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Commercial Multi Family [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	55,295,000	66,332,000
Commercial Multi Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Commercial Multi Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Multi Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Multi Family [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Commercial and Industrial Sector [Member]
Loans receivable	102,703,000	115,246,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Commercial and Industrial Sector [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	101,328,000	115,246,000
Commercial and Industrial Sector [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	1,375,000	0
Commercial and Industrial Sector [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial and Industrial Sector [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial and Industrial Sector [Member] | Financial Asset, Past Due [Member]
Loans receivable	1,375,000	0
Other Commercial Loans [Member]
Loans receivable	13,356,000	10,954,000
Financing Receivable, 90 Days or More Past Due, Still Accruing	0	0
Other Commercial Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	13,356,000	10,954,000
Other Commercial Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	0	0
Other Commercial Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	0	0
Other Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Other Commercial Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	$ 0	$ 0

Note 7 - Loans Receivable an_11

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)
Financing Receivable, Modifications, Number of Contracts	20	26
Financing receivable, modifications, recorded investment	$ 6,068	$ 18,241
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	4
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 640
Consumer Second Mortgages [Member]
Financing Receivable, Modifications, Number of Contracts	1	3
Financing receivable, modifications, recorded investment	$ 4	$ 78
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 0
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	14	16
Financing receivable, modifications, recorded investment	$ 2,632	$ 3,180
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	4
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 640
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	3	5
Financing receivable, modifications, recorded investment	$ 594	$ 12,180
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 0
Farmland [Member]
Financing Receivable, Modifications, Number of Contracts	1	1
Financing receivable, modifications, recorded investment	$ 2,213	$ 2,254
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 0
Commercial and Industrial Sector [Member]
Financing Receivable, Modifications, Number of Contracts	1	1
Financing receivable, modifications, recorded investment	$ 625	$ 549
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 0

Note 7 - Loans Receivable an_12

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Performing Status of Troubled Debt (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Financing receivable, modifications, recorded investment	$ 6,068	$ 18,241
Consumer Second Mortgages [Member]
Financing receivable, modifications, recorded investment	4	78
Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	4,979	17,601
Performing Financial Instruments [Member] | Consumer Second Mortgages [Member]
Financing receivable, modifications, recorded investment	4	78
Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,089	640
Nonperforming Financial Instruments [Member] | Consumer Second Mortgages [Member]
Financing receivable, modifications, recorded investment	0	0
Residential Portfolio Segment [Member]
Financing receivable, modifications, recorded investment	2,632	3,180
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,543	2,540
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,089	640
Commercial Real Estate Portfolio Segment [Member]
Financing receivable, modifications, recorded investment	594	12,180
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	594	12,180
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	0	0
Farmland [Member]
Financing receivable, modifications, recorded investment	2,213	2,254
Farmland [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	2,213	2,254
Farmland [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	0	0
Commercial and Industrial Sector [Member]
Financing receivable, modifications, recorded investment	625	549
Commercial and Industrial Sector [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	625	549
Commercial and Industrial Sector [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	$ 0	$ 0

Note 7 - Loans Receivable an_13

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructuring Activity (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)
Financing Receivable Modifications Number Of Contracts	2	2
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 504	$ 2,803
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 504	$ 2,836
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications Number Of Contracts	2	0
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 504	$ 0
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 504	$ 0
Farmland [Member]
Financing Receivable Modifications Number Of Contracts	0	1
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 0	$ 2,287
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 2,287
Commercial and Industrial Sector [Member]
Financing Receivable Modifications Number Of Contracts	0	1
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 0	$ 549
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 549

Note 7 - Loans Receivable an_14

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Related Party Transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Balance	$ 11,921	$ 13,733
New loans	3,042	2,792
Repayments	(4,860)	(4,604)
No longer Director/Officer	(524)	0
Balance	$ 9,579	$ 11,921

Note 7 - Loans Receivable an_15

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Balance	$ 83	$ 111
Amortization	4	(28)
Balance	$ 87	$ 83

Note 7 - Loans Receivables and

Note 7 - Loans Receivables and Related Allowance for Loan Losses - Nontroubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	3	8
Loan Modification Exposure	$ 32,041	$ 61,234
Loans and Leases Receivable, Gross	$ 810,407	$ 913,824
Percentage of Gross Loans Modified	3.95%	6.70%
Home Equity Loan [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 13,233	$ 13,491
Percentage of Gross Loans Modified	0%	0%
Consumer Second Mortgages [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 4,395	$ 5,884
Percentage of Gross Loans Modified	0%	0%
Other Consumer Loans [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 2,136	$ 2,299
Percentage of Gross Loans Modified	0%	0%
Residential Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	2
Loan Modification Exposure	$ 0	$ 667
Loans and Leases Receivable, Gross	$ 175,957	$ 198,710
Percentage of Gross Loans Modified	0%	0.07%
Residential and Commercial [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 24,362	$ 61,492
Percentage of Gross Loans Modified	0%	0%
Construction and Development Land [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 550	$ 2,204
Percentage of Gross Loans Modified	0%	0%
Construction and Development [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 24,912	$ 63,696
Percentage of Gross Loans Modified	0%	0%
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	3	6
Loan Modification Exposure	$ 32,041	$ 60,567
Loans and Leases Receivable, Gross	$ 406,914	$ 426,915
Percentage of Gross Loans Modified	7.87%	6.63%
Farmland [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 11,506	$ 10,297
Percentage of Gross Loans Modified	0%	0%
Commercial Multi Family [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 55,295	$ 66,332
Percentage of Gross Loans Modified	0%	0%
Commercial and Industrial Sector [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 102,703	$ 115,246
Percentage of Gross Loans Modified	0%	0%
Other Commercial Loans [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 13,356	$ 10,954
Percentage of Gross Loans Modified	0%	0%
Commercial Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	3	6
Loan Modification Exposure	$ 32,041	$ 60,567
Loans and Leases Receivable, Gross	$ 589,774	$ 629,744
Percentage of Gross Loans Modified	5.74%	6.63%
Consumer Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans and Leases Receivable, Gross	$ 19,764	$ 21,674
Percentage of Gross Loans Modified	0%	0%

Note 8 - Property and Equipme_3

Note 8 - Property and Equipment (Details Textual) - USD ($)	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Depreciation, Total	$ 627,000	$ 630,000

Note 8 - Property and Equipme_4

Note 8 - Property and Equipment - Property, Plant, and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Accumulated depreciation	$ (13,457)	$ (12,830)
Property, plant, and equipment, net	$ 5,231	5,777
Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Maximum [Member]
Property, plant, and equipment, useful life (Year)	39 years
Land [Member]
Property, plant, and equipment, gross	$ 706	706
Building Improvements [Member]
Property, plant, and equipment, gross	$ 12,039	11,992
Building Improvements [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	10 years
Building Improvements [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	39 years
Construction in Progress [Member]
Property, plant, and equipment, gross	$ 29	5
Furniture and Fixtures [Member]
Property, plant, and equipment, gross	$ 5,914	$ 5,904
Furniture and Fixtures [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	7 years

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Increase (Decrease) in Deposits, Total	$ (152,800)
Increase (Decrease) in Deposits, Total, Percent	(16.30%)
Deposits, Total	$ 785,323	$ 938,159
Increase (Decrease) in Money Market Deposits	(105,800)
Net Change Interest-Bearing Deposits, Domestic	(95,800)
Increase (Decrease) in Time Deposits, Total	39,900
Time Deposits, at or Above FDIC Insurance Limit	63,000	16,500
Interest-Bearing Domestic Deposit, Brokered	9,100	6,100
Related Party Deposit Liabilities	44,300	$ 43,200
Asset Pledged as Collateral [Member] | Letter of Credit [Member] | Deposits [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 37,300

Note 9 - Deposits - Deposit Lia

Note 9 - Deposits - Deposit Liabilities by Type (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Savings, amount	$ 55,288	$ 50,582
Savings, percent	7.04%	5.39%
Money market accounts, amount	$ 279,699	$ 385,480
Money market accounts, percent	35.62%	41.09%
Interest bearing demand, amount	$ 240,819	$ 336,645
Interest bearing demand, percent	30.66%	35.88%
Non-interest bearing demand, amount	$ 58,014	$ 53,849
Non-interest bearing demand, percent	7.39%	5.74%
Deposits, amount	$ 633,820	$ 826,556
Deposits, percent	80.71%	88.10%
Certificates of deposit, amount	$ 151,503	$ 111,603
Certificates of deposit, percent	19.29%	11.90%
Total Deposits	$ 785,323	$ 938,159
Total, percentage	100%	100%

Note 9 - Deposits - Schedule of

Note 9 - Deposits - Schedule of Interest Expense on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Savings accounts	$ 46	$ 59
Money market accounts	921	1,726
Interest bearing demand	1,153	2,681
Certificates of deposit	1,414	2,282
Total deposits	$ 3,534	$ 6,748

Note 9 - Deposits - Time Deposi

Note 9 - Deposits - Time Deposit Maturities (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Time Deposit Maturities, Next Rolling 12 Months	$ 94,817
Time Deposit Maturities, Rolling Year Two	38,387
Time Deposit Maturities, Rolling Year Three	8,749
Time Deposit Maturities, Rolling Year Four	6,679
Time Deposit Maturities, Rolling Year Five	1,389
Time Deposit Maturities, after Rolling Year Five	1,482
Time Deposits, Total	$ 151,503

Note 10 - Borrowings (Details T

Note 10 - Borrowings (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Secured Debt, Total	$ 0	$ 0
Line of Credit [Member] | Federal Home Loan Bank of Pittsburgh [Member]
Line of Credit Facility, Maximum Borrowing Capacity	150,000
Long-Term Line of Credit, Total	$ 0	$ 0
Line of Credit Facility, Interest Rate at Period End	3.01%	0.29%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 80,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 267,300
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Number of Advances Used to Hedge Cash Flows	2
Securities Sold under Agreements to Repurchase, Total	$ 0	$ 0

Note 10 - Borrowings - Schedule

Note 10 - Borrowings - Schedule of Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
2022, amount	$ 0	$ 90,000
2022, weighted average rate	0%	0.76%
2023, amount	$ 80,000	$ 0
2023, weighted average rate	3.07%	0%
Total FHLB Advances, amount	$ 80,000	$ 90,000
Total FHLB Advances, weighted average rate	3.07%	0.76%

Note 11 - Derivatives (Details

Note 11 - Derivatives (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Minimum Collateral Posting Thresholds With Derivative Counterparties	$ 0	$ 8,300
Interest Rate Swap [Member]
Estimated Derivative Interest Expense	$ 2,000

Note 11 - Derivatives - Schedul

Note 11 - Derivatives - Schedule of Derivative Liabilities at Fair Value (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Designated as Hedging Instrument [Member] | Other Assets [Member]
Interest rate swap agreement, hedging instrument, asset, notional amount	$ 60,000	$ 40,000
Interest rate swap agreement, hedging instrument asset, fair value	4,017	14
Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Interest rate swap agreement, hedging instrument asset, fair value	0	47
Interest rate swap agreement, hedging instrument, liability, notional amount	0	30,000
Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Interest rate swap agreement, hedging instrument, asset, notional amount	44,132	44,748
Interest rate swap agreement, hedging instrument asset, fair value	3,711	4,671
Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Interest rate swap agreement, hedging instrument asset, fair value	3,712	4,673
Interest rate swap agreement, hedging instrument, liability, notional amount	$ 44,132	$ 44,748

Note 11 - Derivatives - Sched_2

Note 11 - Derivatives - Schedule of Offsetting of Derivative Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Gross amounts of recognized assets	$ 7,728	$ 4,685
Derivative assets	7,728	4,685
Net Amount	3,518	4,685
Derivative Fair Value Of Derivative Liability	3,712	4,720
Derivative liabilities	3,712	4,720
Derivative Collateral Right To Reclaim Securities	0	221
Derivative Collateral Right To Reclaim Cash	0	8,257
Derivative Fair Value Of Derivative Liability Net Offset Against Collateral	$ 3,712	$ (3,758)

Note 11 - Derivatives - Sched_3

Note 11 - Derivatives - Schedule of Derivative Instruments Effect on Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Derivatives, gain	$ 4,050	$ 255
Derivatives, loss	141	(995)
Interest Rate Swap [Member]
Derivatives, gain	4,050	255
Derivatives, loss	$ 141	$ (995)

Note 11 - Derivatives - Sched_4

Note 11 - Derivatives - Schedule of Other Derivatives Not Designated as Hedging Instruments (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Derivative, gain (loss), net	$ 2	$ 2
Interest Rate Swap [Member] | Other Income [Member]
Derivative, gain (loss), net	$ 2	$ 2

Note 12 - Fair Value Measurem_3

Note 12 - Fair Value Measurements (Details Textual) - USD ($)	Sep. 30, 2022	Sep. 30, 2021
Impaired Financing Receivable, Related Allowance	$ 54,000	$ 1,544,000
Three Commercial Real Estate Loans [Member]
Impaired Financing Receivable, Partially Charged Off, With Related Allowance, Recorded Investment	13,700,000
Impaired Financing Receivable, Related Allowance	$ 54,000
Four Commercial Real Estate Loans [Member]
Impaired Financing Receivable, Partially Charged Off, With Related Allowance, Recorded Investment		35,400,000
Impaired Financing Receivable, Related Allowance		$ 1,500,000

Note 12 - Fair Value Measurem_4

Note 12 - Fair Value Measurements - Fair Value Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Investment securities available-for-sale	$ 49,844	$ 40,813
Equity securities	1,374	1,500
Derivative assets	7,728	4,685
Derivative liabilities	3,712	4,720
US Government Agencies Debt Securities [Member]
Investment securities available-for-sale	3,580	4,993
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale	9,660	2,765
Single Issuer Trust Preferred Security [Member]
Investment securities available-for-sale	946	875
Corporate Debt Securities [Member]
Investment securities available-for-sale	32,128	32,180
Collateralized Mortgage-Backed Securities [Member]
Investment securities available-for-sale	2,087
US Treasury Securities [Member]
Investment securities available-for-sale	1,443
Mutual Fund [Member]
Equity securities	1,374	1,500
Fair Value, Recurring [Member]
Investment securities available-for-sale	49,844	40,813
Equity securities	1,374	1,500
Derivative assets	7,728	4,685
Derivative liabilities	3,712	4,720
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0	0
Equity securities	874	1,000
Derivative assets	0	0
Derivative liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	49,844	40,813
Equity securities	0	0
Derivative assets	7,728	4,685
Derivative liabilities	3,712	4,720
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0	0
Equity securities	500	500
Derivative assets	0	0
Derivative liabilities	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Investment securities available-for-sale	3,580	4,993
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	3,580	4,993
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale	9,660	2,765
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	9,660	2,765
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member]
Investment securities available-for-sale	946	875
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	946	875
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Investment securities available-for-sale	32,128	32,180
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	32,128	32,180
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Investment securities available-for-sale	2,087
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	2,087
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Investment securities available-for-sale	1,443
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale	1,443
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale	0
Fair Value, Recurring [Member] | Mutual Fund [Member]
Equity securities	1,374	1,500
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	874	1,000
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	0	0
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	$ 500	$ 500

Note 12 - Fair Value Measurem_5

Note 12 - Fair Value Measurements - Fair Value Liabilities on Recurring Basis Unobservable Input Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Balance	$ 500	$ 500
Payments received	0	0
Included in earnings	0	0
Included in other comprehensive income	0	0
Purchases	0	0
Transfers in and/or out of Level 3	0	0
Balance	$ 500	$ 500

Note 12 - Fair Value Measurem_6

Note 12 - Fair Value Measurements - Fair Value Assets Measured on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Sep. 30, 2022 USD ($)		Sep. 30, 2021 USD ($)
Assets, fair value disclosure	$ 13,981		$ 38,837
Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	0		18,900
Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0		0
Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	13,981		19,937
Other Real Estate Owned [Member]
Assets, fair value disclosure	$ 259		$ 4,961
Other Real Estate Owned [Member] | Appraisal of Collateral [Member] | Measurement Input, Collatoral Discount [Member]
Other real estate owned, range	0.336
Other Real Estate Owned [Member] | Appraisal of Collateral [Member] | Measurement Input, Collatoral Discount [Member] | Weighted Average [Member]
Other real estate owned, range			0.064
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	$ 0		$ 0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0		0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	259		4,961
Impaired Loans Net [Member]
Assets, fair value disclosure	$ 13,722	[1]	$ 33,876	[2]
Impaired Loans Net [Member] | Appraisal of Collateral [Member] | Measurement Input, Collatoral Discount [Member] | Weighted Average [Member]
Impaired loans, range	(0.105)	[1]	(0.08)	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	$ 0	[1]	$ 18,900	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0	[1]	0	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	$ 13,722	[1]	$ 14,976	[2]
[1]Consisted of three loans with an aggregate balance of $13.7 million and with $54,000 in specific loan loss allowance.[2]Consisted of four loans with an aggregate balance of $8.2 million and with $308,000 in specific loan loss allowance.

Note 12 - Fair Value Measurem_7

Note 12 - Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Investment securities available-for-sale	$ 49,844	$ 40,813
Investment securities held-to-maturity, carrying amount	58,767	28,507
Investment securities held-to-maturity	50,266	28,913
Equity securities	1,374	1,500
Derivatives (included in Other Assets)	7,728	4,685
Derivatives (included in Other Liabilities)	3,712	4,720
Reported Value Measurement [Member]
Cash and cash equivalents	53,267	136,590
Investment securities available-for-sale	49,844	40,813
Investment securities held-to-maturity, carrying amount	58,767	28,507
Equity securities	1,374	1,500
Loans receivable, net (including impaired )	801,854	902,981
Loans Held For Sale	13,780	33,199
Accrued interest receivable	4,252	3,512
Restricted stock	7,104	7,776
Savings accounts	55,288	50,582
Checking and NOW accounts	240,819	390,494
Money market accounts	279,699	385,480
Certificates of deposit	151,503	111,603
Borrowings (excluding sub debt)	80,000	90,000
Subordinated debt	25,000	24,934
Accrued interest payable	543	572
Reported Value Measurement [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	87	83
Derivatives (included in Other Assets)	7,728	4,685
Reported Value Measurement [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	3,712	4,720
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	53,267	136,590
Investment securities available-for-sale	49,844	40,813
Investment securities held-to-maturity	50,266	28,913
Equity securities	1,374	1,500
Loans receivable, net (including impaired )	763,311	900,357
Loans Held For Sale	13,780	33,199
Accrued interest receivable	4,252	3,512
Restricted stock	7,104	7,776
Savings accounts	55,288	50,582
Checking and NOW accounts	240,819	390,494
Money market accounts	279,699	385,480
Certificates of deposit	153,087	113,323
Borrowings (excluding sub debt)	80,022	90,215
Subordinated debt	25,045	25,027
Accrued interest payable	543	572
Estimate of Fair Value Measurement [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	117	83
Derivatives (included in Other Assets)	7,728	4,685
Estimate of Fair Value Measurement [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	3,712	4,720
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	53,267	136,590
Investment securities available-for-sale	0	0
Investment securities held-to-maturity	0	0
Equity securities	874	1,000
Loans receivable, net (including impaired )	0	0
Loans Held For Sale	0	19,583
Accrued interest receivable	0	0
Restricted stock	0	0
Savings accounts	0	0
Checking and NOW accounts	0	0
Money market accounts	0	0
Certificates of deposit	0	0
Borrowings (excluding sub debt)	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	0	0
Derivatives (included in Other Assets)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Investment securities available-for-sale	49,844	40,813
Investment securities held-to-maturity	50,266	28,913
Equity securities	0	0
Loans receivable, net (including impaired )	0	0
Loans Held For Sale	0	0
Accrued interest receivable	4,252	3,512
Restricted stock	7,104	7,776
Savings accounts	55,288	50,582
Checking and NOW accounts	240,819	390,494
Money market accounts	279,699	385,480
Certificates of deposit	153,087	113,323
Borrowings (excluding sub debt)	80,022	90,215
Subordinated debt	25,045	25,027
Accrued interest payable	543	572
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	117	83
Derivatives (included in Other Assets)	7,728	4,685
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	3,712	4,720
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Investment securities available-for-sale	0	0
Investment securities held-to-maturity	0	0
Equity securities	500	500
Loans receivable, net (including impaired )	763,311	900,357
Loans Held For Sale	13,780	13,616
Accrued interest receivable	0	0
Restricted stock	0	0
Savings accounts	0	0
Checking and NOW accounts	0	0
Money market accounts	0	0
Certificates of deposit	0	0
Borrowings (excluding sub debt)	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	0	0
Derivatives (included in Other Assets)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	$ 0	$ 0

Note 13 - Income Taxes (Details

Note 13 - Income Taxes (Details Textual) - USD ($)	Sep. 30, 2022	Sep. 30, 2021
Domestic Tax Authority [Member]
Operating Loss Carryforwards	$ 563,000	$ 563,000
State and Local Jurisdiction [Member]
Operating Loss Carryforwards	$ 36,500	$ 36,500

Note 13 - Income Taxes - Schedu

Note 13 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Allowance for loan losses	$ 2,155	$ 2,807
Non-accrual interest	224	276
Supplement executive retirement plan	149	173
Federal and State net operating loss	0	155
Unrealized loss on investments available-for-sale	1,691	0
Depreciation	132	53
Lease liability	308	448
Other	230	113
Total DTAs	4,889	4,025
Valuation allowance for DTAs	0	0
Total DTAs, Net of Valuation Allowance	4,889	4,025
Unrealized gain on investments available-for-sale	0	(3)
Unrealized gain on derivatives	(846)	0
Mortgage servicing rights	(19)	(20)
Right of use asset	(300)	(440)
Other	(2)	(32)
Total DTLs	(1,167)	(495)
DTAs, Net	$ 3,722	$ 3,530

Note 13 - Income Taxes - Sche_2

Note 13 - Income Taxes - Schedule of Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Current, federal	$ 2,423	$ (62)
Deferred, federal	(847)	(112)
Federal Income Tax Expense (Benefit), Continuing Operations, Total	1,576	(174)
Current, state	457	0
Deferred, state	(109)	(38)
State and Local Income Tax Expense (Benefit), Continuing Operations, Total	348	(38)
Total, amount	$ 1,924	$ (212)

Note 13 - Income Taxes - Sche_3

Note 13 - Income Taxes - Schedule of Effective Income Tax rate Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Tax at statutory rate, amount	$ 1,864	$ (64)
Tax at statutory rate	21%	21%
Tax at statutory rate	(21.00%)	(21.00%)
State tax, net of federal benefit, amount	$ 275	$ (30)
State tax, net of federal benefit	3.10%	(9.80%)
Tax-exempt interest, amount	$ (93)	$ (26)
Tax-exempt interest	(1.00%)	(8.60%)
Earnings on bank-owned life insurance, amount	$ (167)	$ (138)
Earnings on bank-owned life insurance, tax rate	(1.90%)	(45.30%)
Other, amount	$ 45	$ 46
Other, percent	0.50%	15.10%
Total, amount	$ 1,924	$ (212)
Total, rate	21.70%	(69.60%)

Note 14 - Leases (Details Textu

Note 14 - Leases (Details Textual)	12 Months Ended
	Sep. 30, 2022
Lessee, Operating Lease, Renewal Term (Year)	5 years
Number Of Leases	3
Private Banking Office [Member]
Number Of Office Leases Included In Option To Extend	2
Private Banking Office [Member] | Short Term Leases [Member]
Number of Offices	1
Representative Office [Member] | Short Term Leases [Member]
Number of Offices	2
Administrative Office [Member]
Number Of Office Leases Included In Option To Extend	1
Glen Mills Pennsylvania [Member]
Number Of Financial Centers	1
Villanova Pennsylvania [Member] | Private Banking Office [Member]
Number of Offices	1
NEW JERSEY | Private Banking Office [Member]
Number of Offices	1
FLORIDA | Private Banking Office [Member]
Number of Offices	1
FLORIDA | Representative Office [Member]
Number of Offices	1
Allentown Pennsylvania [Member] | Representative Office [Member]
Number of Offices	1

Note 14 - Leases - Lease Cost (

Note 14 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating lease cost	$ 484	$ 661
Short-term lease cost	108	95
Total	$ 592	$ 756

Note 14 - Leases - Schedule of

Note 14 - Leases - Schedule of Supplemental Lease Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Weighted average remaining lease term (in years) (Year)	3 years 6 months 25 days	4 years 6 months
Weighted average discount rate	2%	1.99%
Supplementary Cash Flows Information
Operating cash flows from operating leases	$ 531	$ 893
ROU assets obtained in exchange for lease obligations	0	3,279
Other Assets [Member]
Operating lease right-of-use assets	1,267	1,796
Other Liabilities [Member]
Operating lease liabilities	$ 1,299	$ 1,830

Note 14 - Leases - Operating Le

Note 14 - Leases - Operating Lease Liability Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Lessee, Operating Lease, Liability, to be Paid, Year One	$ 431
Lessee, Operating Lease, Liability, to be Paid, Year Two	431
Lessee, Operating Lease, Liability, to be Paid, Year Three	432
Lessee, Operating Lease, Liability, to be Paid, Year Four	153
Lessee, Operating Lease, Liability, to be Paid, Year Five	51
Total lease payments	1,498
Less: imputed interest	(199)
Other Liabilities [Member]
Operating lease liabilities	$ 1,299	$ 1,830

Note 14 - Leases - Schedule o_2

Note 14 - Leases - Schedule of Future Minimum Rental Payments for Operating Leases (Details) $ in Thousands	Sep. 30, 2022 USD ($)
2023	$ 63
2024	64
2025	46
2026	31
Total	$ 204

Note 15 - Commitments and Con_3

Note 15 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Sep. 30, 2022	Sep. 30, 2021
Letter of Credit [Member]
Unsecured Debt, Total	$ 7.7	$ 9

Note 15 - Commitments and Con_4

Note 15 - Commitments and Contingencies - Commitments That Represent Credit Risk (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Fair value, concentration of risk commitments	$ 139,571	$ 168,700
Loan Origination Commitments [Member]
Fair value, concentration of risk commitments	12,585	32,889
Undisbursed Construction Loans [Member]
Fair value, concentration of risk commitments	9,285	12,672
Unused lines of Credit [Member]
Fair value, concentration of risk commitments	27,942	25,722
Undisbursed Commercial Lines of Credit [Member]
Fair value, concentration of risk commitments	80,535	19,901
Undisbursed Commercial Unsecured Lines of Credit [Member]
Fair value, concentration of risk commitments	0	66,941
Overdraft Protection Lines [Member]
Fair value, concentration of risk commitments	1,482	1,549
Standby Letters of Credit [Member]
Fair value, concentration of risk commitments	$ 7,742	$ 9,026

Note 16 - Regulatory Matters (D

Note 16 - Regulatory Matters (Details Textual)	12 Months Ended
	Sep. 30, 2022 shares	Sep. 30, 2021 $ / shares shares	Mar. 14, 2019 shares	Jan. 01, 2019	Jan. 01, 2016	Jan. 01, 2015	Dec. 31, 2014
Percentage Of Repurchase Of Outstanding Common Stock As Condition Warrant			2.50%
Treasury Stock, Shares, Acquired (in shares)	0	177,653
Treasury Stock Acquired, Average Cost Per Share (in dollars per share) | $ / shares		$ 14.23
Subsidiaries [Member]
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual					0.070	0.045	0.040
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.0600	0.0600			0.085	0.060
Tier One Capital Required For Capital Conservation Buffer				2.50%
Banking Regulation, Total Risk-Based Capital Ratio, Actual	0.2034	0.1732			0.105
Maximum [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)			194,516

Note 16 - Regulatory Matters -

Note 16 - Regulatory Matters - Company's Compliance With Applicable Regulatory Capital Requirements (Details)	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Jan. 01, 2016	Jan. 01, 2015
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum	$ 51,025,000	$ 59,933,000
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum	0.0500	0.0500
Tier One Capital Equity Required To Be Well Capitalized	$ 56,096,000	$ 63,460,000
Tier One Capital Equity Required To Be Well Capitalized To Average Asset	0.0650	0.0650
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum	$ 69,042,000	$ 78,105,000
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum	0.0800	0.0800
Banking Regulation, Total Capital, Actual	$ 175,512,000	$ 169,072,000
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum	$ 86,302,000	$ 97,632,000
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum	0.1000	0.1000
Subsidiaries [Member]
Banking Regulation, Tier 1 Leverage Capital, Actual	$ 166,340	$ 157,518,000
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual	0.1630	0.1314
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum	$ 40,820,000	$ 47,946,000
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum	0.0400	0.0400
Tier One Common Equity	$ 166,340,000	$ 157,518,000
Tier One Capital Equity To Average Assets	0.1927	0.1613
Tier One Capital Equity Required For Capital Adequacy	$ 38,836,000	$ 43,934,000
Tier One Capital Equity Required For Capital Adequacy To Average Assets	0.0450	0.0450
Banking Regulation, Tier 1 Risk-Based Capital, Actual	$ 166,340,000	$ 157,518,000
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual	0.1927	0.1613
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum	$ 51,751,000	$ 58,579,000
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.0600	0.0600	0.085	0.060
Banking Regulation, Total Capital, Actual	$ 175,512,000	$ 169,072,000
Banking Regulation, Total Risk-Based Capital Ratio, Actual	0.2034	0.1732	0.105
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum	$ 69,042,000	$ 78,105,000
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.0800	0.0800

Note 16 - Regulatory Matters _2

Note 16 - Regulatory Matters - Reconciliation of the Bank's Equity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021
Bank GAAP equity	$ 163,164	$ 157,554
Net unrealized loss (gain) on securities available for sale, net of income taxes	6,360	(45)
Net unrealized loss (gain) on derivatives, net of income taxes	(3,184)	9
Tangible Capital, Core Capital and Tier 1 Capital	166,340	157,518
Allowance for loan losses and reserve for off-balance sheet commitments	9,172	11,554
Total Risk-Based Capital	$ 175,512	$ 169,072

Note 17 - Accumulated Other C_3

Note 17 - Accumulated Other Comprehensive Income (Loss) - Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2020
Net unrealized holding (losses) gains on available-for-sale securities	$ (4,049)	$ 1,424
Tax effect	837	(300)
Total other comprehensive (loss) income	(3,212)	1,124
Total accumulated other comprehensive (loss) income	146,445	142,168	$ 140,593
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Net unrealized holding (losses) gains on available-for-sale securities	(8,051)	57
Tax effect	1,691	(12)
Total other comprehensive (loss) income	(6,360)	45
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Net unrealized holding (losses) gains on available-for-sale securities	4,030	(11)
Tax effect	(846)	2
Total other comprehensive (loss) income	3,184	(9)
AOCI Attributable to Parent [Member]
Total other comprehensive (loss) income	(3,212)	1,124
Total accumulated other comprehensive (loss) income	$ (3,176)	$ 36	$ (1,088)

Note 17 - Accumulated Other C_4

Note 17 - Accumulated Other Comprehensive Income (Loss) - Other Comprehensive Income (Loss) and Related Tax Effects (Details) - USD ($) $ in Thousands		12 Months Ended
		Sep. 30, 2022	Sep. 30, 2021
Unrealized holding (losses) gains on available-for-sale securities		$ (8,107)	$ 950
Reclassification adjustment for net gains arising during the period(1)	[1]	0	(779)
Adjustment for loss recorded on replacement of derivative		0	(9)
Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity(2)	[2]	8	4
Fair value adjustment on derivatives		4,050	1,258
Other comprehensive (loss) income before taxes		(4,049)	1,424
Tax effect		837	(300)
Total other comprehensive (loss) income		$ (3,212)	$ 1,124
[1]Amounts are included in net gains on sale and call of available-for-sale securities on the Consolidated Statements of Operations in total other income.[2]Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Operations.

Note 18 - Equity Based Incent_3

Note 18 - Equity Based Incentive Compensation Plan (Details Textual) - USD ($)	11 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Share-Based Payment Arrangement, Noncash Expense, Total		$ 307,000	$ 223,000
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		13,848	12,363
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	400,000	400,000
Common Stock, Capital Shares Reserved for Future Issuance (in shares)	283,776	283,776
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)	6,000	6,000	7,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period (in shares)		2,000
Share-Based Payment Arrangement, Noncash Expense, Total		$ 35,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares)		4,517
Share Based Compensation Arrangement By Share Based Payment Award Unrestricted Shares Issued Cost		$ 72,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 84,000	$ 84,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 5 months 1 day
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		13,848	12,363
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)		2,336	0
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares)		15,581	11,530
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 416,000	$ 416,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 1 month 2 days
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Restricted Stock and Unrestricted Stock [Member]
Share-Based Payment Arrangement, Noncash Expense, Total		$ 271,000	$ 260,000
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Granted in 2022 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage		20%
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Requisite Service Period (Year)		1 year

Note 18 - Equity Based Incent_4

Note 18 - Equity Based Incentive Compensation Plan - Assumptions Used in Determining the Fair value of Stock Option Grants (Details) - Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member - Share-Based Payment Arrangement, Option [Member] - $ / shares	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Weighted average fair value of awards (in dollars per share)	$ 5.93	$ 6.06
Risk-free rate	3.03%	1.25%
Volatility	30.04%	29.72%
Expected life (years) (Year)	6 years 6 months	6 years 6 months

Note 18 - Equity Based Incent_5

Note 18 - Equity Based Incentive Compensation Plan - Stock Option Activity (Details) - Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member - USD ($)	11 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2020
Outstanding, beginning of year, shares (in shares)		32,830	25,830
Outstanding, beginning of year, weighted average exercise price (in dollars per share)		$ 20.96	$ 21.57
Outstanding, beginning of year, aggregate intrinsic value	$ 0	$ 0	$ 1,940	$ 0
Granted, shares (in shares)	6,000	6,000	7,000
Granted, weighted average exercise price (in dollars per share)		$ 16.05	$ 18.69
Forfeited/cancelled/expired, shares (in shares)		(2,000)	0
Forfeited/cancelled/expired, weighted average exercise price (in dollars per share)		$ 19.49	$ 0
Outstanding, end of year, shares (in shares)	36,830	36,830	32,830
Outstanding, end of year, weighted average exercise price (in dollars per share)	$ 20.24	$ 20.24	$ 20.96
Outstanding, end of year, weighted average remaining contractual term (Year)		6 years 9 months 28 days	7 years 4 months 21 days
Exercisable at end of year, shares (in shares)	18,880	18,880	13,310
Exercisable at end of year, weighted average exercise price (in dollars per share)	$ 21.50	$ 21.50	$ 21.53
Exercisable at end of year, weighted average remaining contractual term (Year)		5 years 6 months 23 days	6 years 2 months 9 days
Exercisable at end of year, aggregate intrinsic value	$ 0	$ 0	$ 1,940
Nonvested at end of year, shares (in shares)	17,950	17,950	19,520
Nonvested at end of year, weighted average exercise price (in dollars per share)	$ 18.90	$ 18.90	$ 20.56

Note 18 - Equity Based Incent_6

Note 18 - Equity Based Incentive Compensation Plan - Restricted Stock Activity (Details) - $ / shares	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	13,848	12,363
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member
Vested, shares (in shares)	(4,517)
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Restricted Stock [Member]
Outstanding, beginning of year (in shares)	31,486	30,653
Outstanding, beginning of year, weighted average fair value (in dollars per share)	$ 21.10	$ 21.98
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	13,848	12,363
Granted, weighted average fair value (in dollars per share)	$ 15.84	$ 18.69
Vested, shares (in shares)	(15,581)	(11,530)
Vested, weighted average fair value (in dollars per share)	$ 19.60	$ 20.82
Forfeited/cancelled/expired, shares (in shares)	(2,336)	0
Forfeited/cancelled/expired, weighted average fair value (in dollars per share)	$ 19.98	$ 0
Outstanding, end of year, shares (in shares)	27,417	31,486
Outstanding, end of year, weighted average fair value (in dollars per share)	$ 19.34	$ 21.10

Note 19 - Subordinated Debt (De

Note 19 - Subordinated Debt (Details Textual) - USD ($) $ in Thousands	60 Months Ended
	Feb. 15, 2027	Sep. 30, 2022	Sep. 30, 2021	Feb. 07, 2017
Subordinated Debt, Ending Balance		$ 25,000	$ 24,934
Subordinated Debt [Member] | The Notes [Member]
Debt Instrument, Face Amount				$ 25,000
Debt Instrument, Interest Rate, Stated Percentage		6.65%		6.125%
Subordinated Debt, Ending Balance		$ 25,000
Subordinated Debt [Member] | The Notes [Member] | London Interbank Offered Rate (LIBOR) [Member] | Forecast [Member]
Debt Instrument, Basis Spread on Variable Rate	4.145%

Note 20 - Condensed Financial I

Note 20 - Condensed Financial Information - Parent Company Only - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2020
Cash and cash equivalents	$ 53,267	$ 136,590
Bank GAAP equity	163,164	157,554
Loans receivable, net	801,854	902,981
Other assets	18,673	13,941
Total Assets	1,044,360	1,209,143
Subordinated Debt, Ending Balance	25,000	24,934
Accrued interest payable	543	572
Total Liabilities	897,915	1,066,975
Total accumulated other comprehensive (loss) income	146,445	142,168	$ 140,593
Total Liabilities and Shareholders’ Equity	1,044,360	1,209,143
Parent Company [Member]
Cash and cash equivalents	5,552	6,878
Bank GAAP equity	163,164	157,554
Loans receivable, net	755	934
Other assets	2,198	1,916
Total Assets	171,669	167,282
Subordinated Debt, Ending Balance	25,000	24,934
Accrued interest payable	158	196
Accounts payable	66	(16)
Total Liabilities	25,224	25,114
Total accumulated other comprehensive (loss) income	146,445	142,168
Total Liabilities and Shareholders’ Equity	$ 171,669	$ 167,282

Note 20 - Condensed Financial_2

Note 20 - Condensed Financial Information - Parent Company Only - Condensed Statements of Operations (Details) - USD ($) $ in Thousands	11 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Long-term borrowings		$ 776	$ 2,029
Total Interest Expense		5,685	10,356
Other operating expenses		4,842	3,199
Total Other Expenses		22,766	20,951
Total Expense		29,314	28,060
Income tax expense (benefit)		1,924	(212)
Net Income (Loss)		6,951	(92)
Parent Company [Member]
Interest income		39	51
Total Interest Income		39	51
Long-term borrowings		1,371	1,536
Total Interest Expense		1,371	1,536
Other operating expenses		366	560
Total Other Expenses		366	560
Total Expense		1,737	2,096
Loss before Equity in Undistributed Net Income of Subsidiaries and Income Tax Benefit		(1,698)	(2,045)
Equity in Undistributed Net Income of Subsidiaries	$ 8,356	8,356	1,473
Income tax expense (benefit)		(293)	(480)
Net Income (Loss)	$ 6,951	$ 6,951	$ (92)

Note 20 - Condensed Financial_3

Note 20 - Condensed Financial Information - Parent Company Only - Condensed Statements of Comprehensive Income (Details) - USD ($) $ in Thousands		11 Months Ended	12 Months Ended
		Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Net Income (Loss)			$ 6,951	$ (92)
Unrealized holding gains (losses) on available-for-sale securities			(8,107)	950
Tax effect			1,702	(199)
Net of tax amount			(6,405)	751
Reclassification adjustment for net gains arising during the period(1)	[1]		0	(779)
Tax effect			0	163
Net of tax amount			0	(616)
Adjustment for loss recorded on replacement of derivative			0	(9)
Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity(2)	[2]		8	4
Tax effect			(8)	(1)
Net of tax amount			0	3
Fair value adjustment on derivatives			4,050	1,258
Tax effect			(857)	(263)
Net of tax amount			3,193	995
Total other comprehensive (loss) income			(3,212)	1,124
Total comprehensive income			3,739	1,032
Parent Company [Member]
Net Income (Loss)		$ 6,951	6,951	(92)
Unrealized holding gains (losses) on available-for-sale securities			(8,107)	950
Tax effect			1,702	(199)
Net of tax amount			(6,405)	751
Reclassification adjustment for net gains arising during the period(1)	[3]		0	(779)
Tax effect			0	163
Net of tax amount			0	(616)
Adjustment for loss recorded on replacement of derivative			0	(9)
Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity(2)	[2]		8	4
Tax effect			(8)	(1)
Net of tax amount			0	3
Fair value adjustment on derivatives			4,050	1,258
Tax effect			(857)	(263)
Net of tax amount			3,193	995
Total other comprehensive (loss) income			(3,212)	1,124
Total comprehensive income			$ 3,739	$ 1,032
[1]Amounts are included in net gains on sale and call of available-for-sale securities on the Consolidated Statements of Operations in total other income.[2]Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Operations.[3]Amounts are included in net gains on sales and calls of investments on the Consolidated Statements of Operations in total other income.

Note 20 - Condensed Financial_4

Note 20 - Condensed Financial Information - Parent Company Only - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	11 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Net Income (Loss)		$ 6,951	$ (92)
ESOP expense		231	248
Stock based compensation		307	223
Amortization of subordinated debt issuance costs		66	158
Decrease in other assets		3,555	3,335
Decrease in other liabilities		(5,710)	(360)
Net Cash Provided by Operating Activities		5,900	14,756
Net decrease in loans		101,254	79,841
Net Cash Provided by Investing Activities		73,633	58,014
Proceeds for long-term borrowings		200,000	300,000
Repayment of long-term borrowings		(230,000)	(340,000)
Net Cash (Used in) Provided by Financing Activities		(162,856)	2,381
Net (Decrease) Increase in Cash and Cash Equivalents		(83,323)	75,151
Cash and Cash Equivalent – Beginning		136,590	61,439
Cash and Cash Equivalent – Ending	$ 53,267	53,267	136,590
Parent Company [Member]
Net Income (Loss)	6,951	6,951	(92)
Undistributed net income of subsidiaries	(8,356)	(8,356)	(1,473)
ESOP expense	231		248
Stock based compensation	307		295
Amortization of subordinated debt issuance costs	66		158
Decrease in other assets	(786)		(850)
Decrease in other liabilities	82		11
Net Cash Provided by Operating Activities	(1,505)		(1,703)
Net decrease in loans	179		170
Net Cash Provided by Investing Activities	179		170
Proceeds for long-term borrowings	0		5,000
Repayment of long-term borrowings	0		(5,000)
Net Cash (Used in) Provided by Financing Activities	0		0
Net (Decrease) Increase in Cash and Cash Equivalents	(1,326)		(1,533)
Cash and Cash Equivalent – Beginning	6,878	6,878	8,411
Cash and Cash Equivalent – Ending	$ 5,552	$ 5,552	$ 6,878

Note 21 - Subsequent Event (Det

Note 21 - Subsequent Event (Details Textual)	Dec. 14, 2022 USD ($)	Dec. 13, 2022 USD ($) $ / shares	Sep. 30, 2022 $ / shares	Sep. 30, 2021 $ / shares
Common Stock, Par or Stated Value Per Share (in dollars per share)			$ 0.01	$ 0.01
Subsequent Event [Member] | Commercial Real Estate Portfolio Segment [Member]
Proceeds from Sale of Real Estate | $	$ 17,200,000
Real Estate, Percentage of Statutory Rate Thereafter Through Date of Foreclosure Sale	9%
Subsequent Event [Member] | First Bank [Member]
Common Stock, Par or Stated Value Per Share (in dollars per share)		$ 5
Subsequent Event [Member] | Merger Agreement [Member]
Business Combination, Cash Per Share to be Received (in dollars per share)		$ 7.80
Business Combination, Common Stock Per Share to be Received		0.7733
Business Combination, Maximum Adjusted Equity as of Tenth Day Prior to Closing | $		$ 140,000,000