Malvern Bancorp (MLVF) 10-Q 12 May 23 2023 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Mar. 31, 2023	May 11, 2023
Document Information [Line Items]
Entity Central Index Key	0001550603
Entity Registrant Name	MALVERN BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--09-30
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	000-54835
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	45-5307782
Entity Address, Address Line One	42 East Lancaster Avenue
Entity Address, City or Town	Paoli
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	19301
City Area Code	610
Local Phone Number	644-9400
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	MLVF
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,644,765

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Cash and due from depository institutions	$ 1,828	$ 4,677
Interest-bearing deposits in depository institutions	29,627	48,590
Cash and Cash Equivalents	31,455	53,267
Investment securities available for sale, at fair value	48,199	49,844
Equity securities, at fair value	1,390	1,374
Investment securities held to maturity, at amortized cost	56,242	58,767
Restricted stock, at cost	6,815	7,104
Loans held-for-sale	13,232	13,780
Loans receivable, net of allowance for loan losses	786,000	801,854
Other real estate owned	200	259
Accrued interest receivable	4,829	4,252
Property and equipment, net	4,684	5,231
Fixed asset held-for-sale	375	0
Deferred income taxes	4,045	3,722
Bank-owned life insurance	26,241	26,233
Other assets	12,593	18,673
Total Assets	996,300	1,044,360
Deposits:
Non-interest-bearing	49,662	58,014
Interest-bearing	690,520	727,309
Total Deposits	740,182	785,323
FHLB advances	75,000	80,000
Subordinated debt	25,000	25,000
Advances from borrowers for taxes and insurance	1,668	1,002
Accrued interest payable	1,246	543
Other liabilities	5,278	6,047
Total Liabilities	848,374	897,915
Shareholders’ Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued	0	0
Common stock, $0.01 par value, 50,000,000 shares authorized; 7,839,281 and 7,644,765 shares issued and outstanding, respectively, at March 31, 2023 and 7,828,344 and 7,633,828 shares issued and outstanding, respectively, at September 30, 2022	76	76
Additional paid-in-capital	86,061	85,917
Retained earnings	69,726	67,247
Unearned Employee Stock Ownership Plan (ESOP) shares	(683)	(756)
Accumulated other comprehensive loss	(4,391)	(3,176)
Treasury stock, at cost: 194,516 shares at March 31, 2023 and September 30, 2022	(2,863)	(2,863)
Total Shareholders’ Equity	147,926	146,445
Total Liabilities and Shareholders’ Equity	$ 996,300	$ 1,044,360

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2023	Sep. 30, 2022
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, auhtorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, authorized (in shares)	50,000,000	50,000,000
Common stock, issued (in shares)	7,839,281	7,828,344
Common stock, outstanding (in shares)	7,644,765	7,633,828
Treasury stock, shares (in shares)	194,516	194,516

Consolidated Statements of Net

Consolidated Statements of Net Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Interest and Dividend Income
Loans, including fees	$ 9,354	$ 7,628	$ 18,504	$ 15,856
Investment securities, taxable	664	521	1,333	976
Investment securities, tax-exempt	147	64	298	100
Dividends, restricted stock	146	75	259	166
Interest-bearing deposits	200	16	467	29
Total Interest and Dividend Income	10,511	8,304	20,861	17,127
Interest Expense
Deposits	2,644	828	4,474	1,873
Short-term borrowings	40	0	49	0
Long-term borrowings	547	183	874	420
Subordinated debt	706	339	1,136	722
Total Interest Expense	3,937	1,350	6,533	3,015
Net Interest Income	6,574	6,954	14,328	14,112
Provision for Loan Losses	0	0	0	0
Net Interest Income after Provision for Loan losses	6,574	6,954	14,328	14,112
Other Income
Service charges and other fees	256	219	433	673
Rental income	48	48	97	100
Net gains on sale of loans	6	11	14	63
Earnings on bank-owned life insurance	373	283	546	452
Other real estate owned income, net	0	0	10	0
Total Other Income	683	561	1,100	1,288
Other Expenses
Salaries and employee benefits	2,567	2,347	5,149	4,642
Occupancy expense	556	546	1,093	1,061
Federal deposit insurance premium	119	71	183	147
Advertising	33	32	65	64
Data processing	299	359	574	679
Professional fees	894	868	1,657	1,923
Other real estate owned expense, net	69	0	0	5
Pennsylvania shares tax	193	169	320	339
Merger related expense	492	0	1,003	0
Non-recurring expense	550	0	550	0
Other operating expenses	684	2,453	1,556	3,213
Total Other Expenses	6,456	6,845	12,150	12,073
Income before income tax expense	801	670	3,278	3,327
Income tax expense	230	148	799	788
Net Income	$ 571	$ 522	$ 2,479	$ 2,539
Earnings Per Common Share:
Basic (in dollars per share)	$ 0.08	$ 0.07	$ 0.33	$ 0.34
Diluted (in dollars per share)	$ 0.08	$ 0.07	$ 0.33	$ 0.34
Weighted Average Common Shares Outstanding:
Basic (in shares)	7,589,945	7,554,955	7,584,348	7,553,262
Diluted (in shares)	7,594,224	7,556,194	7,587,127	7,554,459

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Net income		$ 571	$ 522	$ 2,479	$ 2,539
Other Comprehensive Income, Net of Tax:
Unrealized holding gains (losses) on available-for-sale securities		(1,135)	(2,588)	(541)	(2,737)
Tax effect		239	543	114	574
Net of tax amount		(896)	(2,045)	(427)	(2,163)
Amortization of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (1)	[1]	1	2	2	4
Tax effect		(1)	(2)	(2)	(3)
Net of tax amount					1
Fair value adjustments on derivatives (2)	[2]	(747)	1,773	(994)	2,252
Tax effect		155	(372)	206	(473)
Net of tax amount		(592)	1,401	(788)	1,779
Total other comprehensive loss		(1,488)	(644)	(1,215)	(383)
Total comprehensive (loss) income		$ (917)	$ (122)	$ 1,264	$ 2,156
[1]Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Net Income.[2]See footnote 9 for additional details on amount of gains on derivatives reclassified to interest expense.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Deferred Compensation, Share-Based Payments [Member]	AOCI Attributable to Parent [Member]	Treasury Stock, Common [Member]	Total
Balance at Sep. 30, 2021	$ 76	$ 85,524	$ 60,296	$ (901)	$ 36	$ (2,863)	$ 142,168
Net income	0	0	2,539	0	0	0	2,539
Other comprehensive income (loss)	0	0	0	0	(383)	0	(383)
Committed to be released ESOP shares	0	45	0	72	0	0	117
Stock based compensation	0	109	0	0	0	0	109
Balance at Mar. 31, 2022	76	85,678	62,835	(829)	(347)	(2,863)	144,550
Balance at Dec. 31, 2021	76	85,599	62,313	(865)	297	(2,863)	144,557
Net income	0	0	522	0	0	0	522
Other comprehensive income (loss)	0	0	0	0	(644)	0	(644)
Committed to be released ESOP shares	0	22	0	36	0	0	58
Stock based compensation	0	57	0	0	0	0	57
Balance at Mar. 31, 2022	76	85,678	62,835	(829)	(347)	(2,863)	144,550
Balance at Sep. 30, 2022	76	85,917	67,247	(756)	(3,176)	(2,863)	146,445
Net income	0	0	2,479	0	0	0	2,479
Other comprehensive income (loss)	0	0	0	0	(1,215)	0	(1,215)
Committed to be released ESOP shares	0	43	0	73	0	0	116
Stock based compensation	0	101	0	0	0	0	101
Balance at Mar. 31, 2023	76	86,061	69,726	(683)	(4,391)	(2,863)	147,926
Balance at Dec. 31, 2022	76	85,988	69,155	(718)	(2,903)	(2,863)	148,735
Net income	0	0	571	0	0	0	571
Other comprehensive income (loss)	0	0	0	0	(1,488)	0	(1,488)
Committed to be released ESOP shares	0	26	0	35	0	0	61
Stock based compensation	0	47	0	0	0	0	47
Balance at Mar. 31, 2023	$ 76	$ 86,061	$ 69,726	$ (683)	$ (4,391)	$ (2,863)	$ 147,926

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - shares	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
ESOP shares (in shares)	3,600	3,600	7,200	7,200

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash Flows from Operating Activities
Net income	$ 2,479	$ 2,539
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense	288	316
Valuation allowance for loan held for sale	0	1,683
Deferred income tax benefit	(396)	(102)
ESOP expense	116	117
Stock based compensation	101	109
Amortization of premiums and discounts on investments securities, net	238	144
Amortization (accretion) of loan origination fees and costs	(45)	64
(Accretion) amortization of mortgage servicing rights	7	(13)
Net gain on sale of secondary market loans	(14)	(63)
Proceeds from sale of secondary market loans	1,774	3,108
Originations of secondary market loans	(1,212)	(3,045)
Write down of other real estate owned	59	0
Earnings on bank-owned life insurance	(546)	(452)
(Increase) decrease in accrued interest receivable	(577)	34
Increase (decrease) in accrued interest payable	703	(220)
Operating lease liability payments	259	(293)
Increase (decrease) in other liabilities	(769)	3,816
Decrease in other assets	5,728	2,307
Amortization of subordinated debt issuance costs	0	66
Net cash provided by operating activities	8,193	10,115
Cash Flows from Investing Activities
Purchases, available for sale	0	(17,569)
Maturities, calls and principal repayments, available for sale	1,065	1,455
Investment securities held-to-maturity:
Purchases, held to maturity	0	(23,783)
Maturities, calls and principal repayments, held to maturity	2,332	3,640
Proceeds from sale of loans held for sale	0	18,900
Net decrease in loans held for investment	15,899	104,290
Net decrease in restricted stock	289	1,314
Purchase of property and equipment	(115)	(26)
Net cash provided by investing activities	19,470	88,221
Cash Flows from Financing Activities
Net decrease in deposits	(45,141)	(83,722)
Repayment of borrowings	(5,000)	(30,000)
Increase in advances from borrowers for taxes and insurance	666	819
Net cash used in financing activities	(49,475)	(112,903)
Net Decrease in Cash and Cash Equivalents	(21,812)	(14,567)
Cash and Cash Equivalents - Beginning	53,267	136,590
Cash and Cash Equivalents - Ending	31,455	122,023
Supplemental Cash Flows Information
Interest paid	5,830	3,235
Income taxes paid	0	0
Non-cash investing activities:
Transfer of property and equipment to held-for-sale	375	0
Bank owned life insurance death benefit proceeds receivable	$ 539	$ 612

Note 1 - The Company

Note 1 - The Company	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Nature of Operations [Text Block]	Note 1 The Company Malvern Bancorp, Inc. (the “Company” or “Malvern Bancorp”), a Pennsylvania corporation, is a bank holding company registered under the Bank Holding Company Act of 1956, 1887 The Company’s primary business is the ownership and operation of the Bank. The Bank’s principal business consists of attracting deposits from businesses and the general public and investing those deposits, together with borrowings and funds generated from operations, in commercial and multi-family real estate loans, one four one The Bank conducts business from its headquarters in Paoli, Pennsylvania, a suburb of Philadelphia, and through its nine In preparing the unaudited consolidated financial statements, management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the unaudited consolidated statements of condition and that affect the results of operations for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the evaluation of deferred tax assets, the other-than-temporary impairment evaluation of securities, the valuation of derivative positions and the evaluation of contingent liability. As used in this Quarterly Report on Form 10

Note 2 - Summary of Significant

Note 2 - Summary of Significant Accounting Policies	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 2 Summary of Significant Accounting Policies Basis of financial statement presentation. The accompanying unaudited condensed consolidated financial statements present the Company’s financial condition at March 31, 2023 three six March 31, 2023 2022 six March 31, 2023 2022 September 30, 2022 In management’s opinion, the unaudited condensed consolidated financial statements contain all adjustments, which include normal and recurring adjustments, necessary for a fair presentation of the financial position and results of operations as of the dates and for the interim periods presented. These unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and note disclosures included in the 2022 three six March 31, 2023 three six March 31, 2023 not September 30, 2023 Recent Accounting Pronouncements Yet to Be Adopted Credit Losses. June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2022, no In March 2022, 2022 02, Financial Instruments Credit Losses (Topic 326 326 20. December 15, 2022, Derivatives and Hedging. In March 2022, No. 2022 01, 815 Portfolio Layer Method. one December 15, 2022.

Note 3 - Business Combinations

Note 3 - Business Combinations	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 3 Business Combinations Pending Business Combination First Bank On December 13, 2022, tenth not The Merger Agreement was unanimously approved by the board of directors of each of First Bank, Malvern Bancorp and Malvern Bank. On April 28, 2023, may April 28, 2023, The Merger is anticipated to be completed in the second 2023, Malvern Bancorp recorded $1.0 million of merger-related expenses for the six March 31, 2023

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 4 Earnings Per Share Basic earnings per common share is computed based on the weighted average number of shares outstanding reduced by unearned Employee Stock Ownership Plan (“ESOP”) shares. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common stock equivalents that would arise from the exercise of dilutive securities, reduced by unearned ESOP shares. During the three six March 31, 2023 three six March 31, 2023. three six March 31, 2023 three six March 31, 2023 six March 31, 2023. no three six March 31, 2022. three six March 31, 2022, three six March 31, 2023, 2022, The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations: Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands, except share and per share data) Net Income $ 571 $ 522 $ 2,479 $ 2,539 Weighted average shares outstanding 7,641,690 7,621,100 7,637,913 7,621,227 Average unearned ESOP shares (51,745 ) (66,145 ) (53,565 ) (67,965 ) Basic weighted average shares outstanding 7,589,945 7,554,955 7,584,348 7,553,262 Plus: effect of potential dilutive common stock equivalents - stock options 4,279 1,239 2,779 1,197 Diluted weighted average common shares outstanding 7,594,224 7,556,194 7,587,127 7,554,459 Earnings per common share: Basic $ 0.08 $ 0.07 $ 0.33 $ 0.34 Diluted $ 0.08 $ 0.07 $ 0.33 $ 0.34

Note 5 - Employee Stock Ownersh

Note 5 - Employee Stock Ownership Plan	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Employee Stock Ownership Plan [Text Block]	Note 5 Employee Stock Ownership Plan The Company maintains an ESOP for substantially all of its full-time employees. The current ESOP trustee is Pentegra. Shares of the Company’s common stock purchased by the ESOP are held until released for allocation to participants. Shares released are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of all eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to additional paid-in capital. During the period from May 20, 2008 September 30, 2008, 2026 three six March 31, 2023 2022 March 31, 2023 46,943 unallocated shares held by the ESO March 31, 2023

Note 6 - Investment Securities

Note 6 - Investment Securities	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 6 The Company’s investment in debt securities are classified as available-for-sale or held-to-maturity. Investment securities available-for-sale are reported at fair value with unrealized gains or losses included in shareholder’s equity, net of tax. Accordingly, the carrying value of such securities reflects their fair value at the balance sheet date. Fair value is based upon either quoted market prices, or in certain cases where there is limited activity in the market for a particular instrument, assumptions are made to determine their fair value. Held-to-maturity securities, which are carried at amortized cost, are investments where there is positive intent and ability to hold to maturity. Equity securities are stated at fair value with any changes in fair value reported in other income. Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. The following tables present information related to the Company’s investment securities at March 31, 2023 September 30, 2022 March 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (1,283 ) $ 3,717 State and municipal obligations 11,951 — (1,635 ) 10,316 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,000 — (5,330 ) 29,670 Mortgage Backed Security ("MBS") 2,347 — (255 ) 2,092 U.S. Treasury Note 1,492 — (34 ) 1,458 Total 56,790 — (8,591 ) 48,199 Investment Securities Held-to-Maturity: U.S. government agencies 27,690 — (4,328 ) 23,362 State and municipal obligations 17,625 — (1,326 ) 16,299 Corporate debt securities 3,202 — (86 ) 3,116 Mortgage-backed securities: MBS 2,229 — (434 ) 1,795 Collateralized mortgage obligations (“CMO”), fixed-rate 5,496 — (402 ) 5,094 Total 56,242 — (6,576 ) 49,666 Equity Securities: Mutual Funds 1,500 — (110 ) 1,390 Total 1,500 — (110 ) 1,390 Total investment securities $ 114,532 $ — $ (15,277 ) $ 99,255 September 30, 2022 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 — $ (1,420 ) $ 3,580 State and municipal obligations 12,014 — (2,354 ) 9,660 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,990 — (3,862 ) 32,128 MBS 2,403 — (316 ) 2,087 U.S. Treasury 1,488 — (45 ) 1,443 Total 57,895 — (8,051 ) 49,844 Investment Securities Held-to-Maturity: U.S. government agencies 29,190 — (4,907 ) 24,283 State and municipal obligations 18,017 — (2,526 ) 15,491 Corporate debt securities 3,264 — (96 ) 3,168 Mortgage-backed securities: MBS 2,278 — (489 ) 1,789 CMO 6,018 — (483 ) 5,535 Total 58,767 — (8,501 ) 50,266 Equity Securities: Mutual Funds 1,500 — (126 ) 1,374 Total 1,500 — (126 ) 1,374 Total investment securities $ 118,162 $ — $ (16,678 ) $ 101,484 For the six March 31, 2023 one one three no six March 31, 2022, one one three six March 31, 2023. The following tables indicate gross unrealized losses not March 31, 2023 September 30, 2022 March 31, 2023 Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available for Sale: U.S. government agencies $ — $ — $ 3,717 $ (1,283 ) $ 3,717 $ (1,283 ) State and municipal obligations 1,209 (11 ) 9,107 (1,624 ) 10,316 (1,635 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 1,829 (171 ) 27,841 (5,159 ) 29,670 (5,330 ) MBS — — 2,092 (255 ) 2,092 (255 ) U.S. Treasury Note — — 1,458 (34 ) 1,458 (34 ) Total $ 3,038 $ (182 ) $ 45,161 $ (8,409 ) $ 48,199 $ (8,591 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 4,161 $ (29 ) $ 19,201 $ (4,299 ) $ 23,362 $ (4,328 ) State and municipal obligations 3,020 (22 ) 13,279 (1,304 ) 16,299 (1,326 ) Corporate securities — — 3,116 (86 ) 3,116 (86 ) Mortgage-backed securities: MBS — — 1,795 (434 ) 1,795 (434 ) CMO 1,071 (21 ) 4,023 (381 ) 5,094 (402 ) Total $ 8,252 $ (72 ) $ 41,414 $ (6,504 ) $ 49,666 $ (6,576 ) Equity Securities Mutual funds 1,390 (110 ) — — 1,390 (110 ) Total Mutual funds 1,390 (110 ) — — 1,390 (110 ) Total investment securities $ 12,680 $ (364 ) $ 86,575 $ (14,913 ) $ 99,255 $ (15,277 ) September 30, 2022 Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available for Sale: U.S. government agencies $ — $ — $ 3,580 $ (1,420 ) $ 3,580 $ (1,420 ) State and municipal obligations 9,660 (2,354 ) — — 9,660 (2,354 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 26,717 (3,273 ) 5,411 (589 ) 32,128 (3,862 ) MBS 2,087 (316 ) — — 2,087 (316 ) U.S. Treasury Note 1,443 (45 ) — — 1,443 (45 ) Total investment securities $ 39,907 $ (5,988 ) $ 9,937 $ (2,063 ) $ 49,844 $ (8,051 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 18,662 $ (3,028 ) $ 5,621 $ (1,879 ) $ 24,283 $ (4,907 ) State and municipal obligations 15,491 (2,526 ) — — 15,491 (2,526 ) Corporate securities 3,167 (96 ) — — 3,167 (96 ) Mortgage-backed securities: MBS — — 1,789 (489 ) 1,789 (489 ) CMO 5,536 (483 ) — — 5,536 (483 ) Total $ 42,856 $ (6,133 ) $ 7,410 $ (2,368 ) $ 50,266 $ (8,501 ) Equity Securities Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total investment securities $ 84,263 $ (12,247 ) $ 17,347 $ (4,431 ) $ 101,484 $ (16,678 ) As of March 31, 2023 one March 31, 2023 11 one one one not not not not March 31, 2023 Investment securities having a carrying value of $33.8 million and $11.9 million at March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022. The following table presents information for investment securities at March 31, 2023 March 31, 2023 Amortized Cost Fair Value (In thousands) Available-for-Sale: Over 1 year through 5 years $ 6,212 $ 6,019 After 5 years through 10 years 31,812 26,828 Over 10 years 16,419 13,260 Mortgage-backed securities: MBS 2,347 2,092 Total Available-for-sale securities 56,790 48,199 Held-to-Maturity: Within 1 year 5,044 5,008 Over 1 year through 5 years 8,978 8,759 After 5 years through 10 years 3,111 2,709 Over 10 years 31,384 26,301 Mortgage-backed securities: MBS 2,229 1,795 CMO 5,496 5,094 Total Held-to-maturity securities 56,242 49,666 Equity Securities: Within 1 year 1,000 890 After 5 years through ten years 500 500 Total Equity securities 1,500 1,390 Total investment securities $ 114,532 $ 99,255

Note 7 - Loans Receivable and R

Note 7 - Loans Receivable and Related Allowance for Loan Losses	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 7 Loans Receivable and Related Allowance for Loan Losses Loans receivable in the Company’s portfolio consisted of the following at the dates indicated below: March 31, 2023 September 30, 2022 (In thousands) Residential Mortgage $ 163,734 $ 175,957 Construction and Development: Residential and commercial 18,966 24,362 Land 540 550 Total Construction and Development 19,506 24,912 Commercial: Commercial real estate 402,503 406,914 Farmland 13,560 11,506 Multi-family 61,272 55,295 Commercial and industrial 104,781 102,703 Other 10,417 13,356 Total Commercial 592,533 589,774 Consumer: Home equity lines of credit 13,002 13,233 Second mortgages 3,577 4,395 Other 2,210 2,136 Total Consumer 18,789 19,764 Total loans 794,562 810,407 Deferred loan fees and costs, net 536 537 Allowance for loan losses (9,098 ) (9,090 ) Total loans receivable, net of allowance for loan losses $ 786,000 $ 801,854 The following tables summarize the primary classes of the allowance for loan losses (“ALLL”), segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment, as of March 31, 2023 September 30, 2022 three six March 31, 2023 2022 September 30, 2022 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Three Months Ended March 31, 2023 Beginning balance $ 795 $ 123 $ 3 $ 5,976 $ 57 $ 270 $ 996 $ 54 $ 65 $ 16 $ 15 $ 729 $ 9,099 Charge-offs — — — — — — — — — (8 ) — — (8 ) Recoveries 1 — — 1 — — 1 — 1 3 — — 7 Provisions (59 ) (21 ) — (55 ) 12 61 (37 ) (11 ) (3 ) 4 (3 ) 112 — Ending balance $ 737 $ 102 $ 3 $ 5,922 $ 69 $ 331 $ 960 $ 43 $ 63 $ 15 $ 12 $ 841 $ 9,098 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Three Months Ended March 31, 2022 Beginning balance $ 935 $ 428 $ 15 $ 7,118 $ 56 $ 450 $ 791 $ 54 $ 76 $ 6 $ 20 $ 88 $ 10,037 Charge-offs - - - - - - (764 ) - - (21 ) - - (785 ) Recoveries - - - 1 - - 1 - - 47 - - 49 Provisions (121 ) (276 ) 12 (914 ) 218 (123 ) 1,169 (54 ) 2 69 (3 ) 21 - Ending balance $ 814 $ 152 $ 27 $ 6,205 $ 274 $ 327 $ 1,197 $ — $ 78 $ 101 $ 17 $ 109 $ 9,301 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Six Months Ended March 31, 2023 Beginning balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Charge-offs — — — — — — — — — (8 ) — — (8 ) Recoveries 6 — — 3 — — 1 — 1 5 — — 16 Provisions 23 (29 ) — (121 ) 12 33 (199 ) (12 ) (5 ) (3 ) (3 ) 304 — Ending balance $ 737 $ 102 $ 3 $ 5,922 $ 69 $ 331 $ 960 $ 43 $ 63 $ 15 $ 12 $ 841 $ 9,098 Ending balance: individually evaluated for impairment — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — — Ending balance: collectively evaluated for impairment 737 102 3 5,922 69 331 960 43 63 15 12 841 9,098 Loans receivable: Ending balance $ 163,734 $ 18,966 $ 540 $ 402,503 $ 13,560 $ 61,272 $ 104,781 $ 10,417 $ 13,002 $ 3,577 $ 2,210 $ 794,562 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 163,734 $ 18,966 $ 540 $ 402,503 $ 13,560 $ 61,272 $ 104,781 $ 10,417 $ 13,002 $ 3,577 $ 2,210 $ 794,562 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Six Months Ended March 31, 2022 Beginning balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Charge-offs — — — — — — (2,194 ) — — (105 ) — — (2,299 ) Recoveries 1 — — 76 — — 1 — — 50 — — 128 Provisions (121 ) (276 ) 12 (914 ) 218 (123 ) 1,169 (54 ) 2 69 (3 ) 21 — Ending balance $ 814 $ 152 $ 27 $ 6,205 $ 274 $ 327 $ 1,197 $ — $ 78 $ 101 $ 17 $ 109 $ 9,301 Ending balance: individually evaluated for impairment 58 $ — $ — $ — $ 180 $ — $ 5 $ — $ — $ — $ — $ — $ 243 Ending balance: collectively evaluated for impairment $ 756 $ 152 $ 27 $ 6,205 $ 94 $ 327 $ 1,192 $ — $ 78 $ 101 $ 17 $ 109 $ 9,058 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Year Ended September 30, 2022 Ending balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Ending balance: individually evaluated for impairment $ 54 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 54 Ending balance: collectively evaluated for impairment $ 654 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,036 Loans receivable: Ending balance $ 175,957 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 810,407 Ending balance: individually evaluated for impairment $ 477 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 477 Ending balance: collectively evaluated for impairment $ 175,480 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 809,930 In assessing the adequacy of the ALLL, it is recognized that the process, methodology and underlying assumptions require a significant degree of judgment. The estimation of loan losses is not not Total impaired loans increased $4.8 million from $19.7 million at September 30, 2022 March 31, 2023 The following table presents impaired loans in the portfolio by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not March 31, 2023 September 30, 2022 Impaired Loans with No Impaired Loans with Specific Specific Allowance Allowance Total Impaired Loans Unpaid Recorded Related Recorded Recorded Principal Investment Allowance Investment Investment Balance (In thousands) March 31, 2023 Residential mortgage $ — $ — $ 2,965 $ 2,965 $ 3,190 Commercial: Commercial real estate — — 13,803 13,803 15,384 Farmland — — 2,210 2,210 2,210 Commercial and industrial — — 5,381 5,381 5,381 Consumer: Home equity lines of credit — — 18 18 24 Second mortgages — — 99 99 112 Total impaired loans $ — $ — $ 24,476 $ 24,476 $ 26,301 September 30, 2022 Residential mortgage $ 477 $ 54 $ 2,342 $ 2,819 $ 3,029 Commercial: Commercial real estate — — 13,826 13,826 15,475 Farmland — — 2,213 2,213 2,213 Commercial and industrial — — 684 684 684 Consumer: Home equity lines of credit — — 20 20 25 Second mortgages — — 152 152 191 Total impaired loans $ 477 $ 54 $ 19,237 $ 19,714 $ 21,617 The following table presents the average recorded investment in impaired loans in the loan portfolio and related interest income recognized for the three six March 31, 2023 2022 Three Months Ended March 31, 2023 Six Months Ended March 31, 2023 Interest Income Interest Income Average Recognized on Average Recognized on Impaired Loans Impaired Loans Impaired Loans Impaired Loans (In thousands) Residential mortgage $ 2,910 $ 21 $ 2,546 $ 40 Commercial: Commercial real estate 13,862 6 13,878 13 Farmland 2,209 19 2,207 39 Commercial and industrial 5,435 68 3,822 95 Consumer: Home equity lines of credit 19 — 19 — Second mortgages 130 1 441 1 Total $ 24,565 $ 115 $ 22,913 $ 188 Three Months Ended March 31, 2022 Six Months Ended March 31, 2022 Interest Income Interest Income Average Recognized on Average Recognized on Impaired Loans Impaired Loans Impaired Loans Impaired Loans (In thousands) Residential mortgage $ 2,610 $ 25 $ 1,727 $ 47 Commercial: Commercial real estate 12,757 7 8,626 9 Farmland 2,236 20 1,494 40 Commercial and industrial 1,476 5 1,381 10 Consumer: Home equity lines of credit 22 — 10 — Second mortgages 685 — 528 — Total $ 19,786 $ 57 $ 13,766 $ 106 The following table presents the classes of the loan portfolio categorized as “pass”, “special mention”, “substandard” and “doubtful” within the Company’s internal risk rating system as of March 31, 2023 September 30, 2022 Pass Special Mention Substandard Doubtful Total (In thousands) March 31, 2023: Residential mortgage $ 160,724 $ — $ 3,010 $ — $ 163,734 Construction and Development: Residential and commercial 18,696 — — — 18,966 Land 540 — — — 540 Commercial: Commercial real estate 374,900 27,100 503 — 402,503 Farmland 11,350 — 2,210 — 13,560 Multi-family 61,272 — — — 61,272 Commercial and industrial 99,400 — 5,381 — 104,781 Other 10,417 — — — 10,417 Consumer: Home equity lines of credit 12,916 — 86 — 13,002 Second mortgages 3,375 53 149 — 3,577 Other 2,210 — — — 2,210 Total $ 756,070 $ 27,153 $ 11,339 $ — $ 794,562 Pass Special Mention Substandard Doubtful Total (In thousands) September 30, 2022: Residential mortgage $ 173,083 $ — $ 2,874 $ — $ 175,957 Construction and Development: Residential and commercial 24,362 — — — 24,362 Land 550 — — — 550 Commercial: Commercial real estate 373,729 32,682 504 — 406,914 Farmland 9,293 — 2,213 — 11,506 Multi-family 55,295 — — — 55,295 Commercial and industrial 97,219 — 5,484 — 102,703 Other 13,356 — — — 13,356 Consumer: Home equity lines of credit 13,143 — 90 — 13,233 Second mortgages 4,110 58 227 — 4,395 Other 2,136 — — — 2,136 Total $ 766,276 $ 32,740 $ 11,391 $ — $ 810,407 The following table presents loans that are no March 31, 2023 September 30, 2022 March 31, September 30, 2023 2022 (In thousands) Non-accrual loans: Residential mortgage $ 929 $ 585 Consumer: Home equity lines of credit 18 20 Second mortgages 60 148 Total non-accrual loans $ 1,007 $ 753 Under the Bank’s loan policy, once a loan has been placed on non-accrual status we do not not six two six March 31, 2023 Interest income that would have been recognized on non-accrual loans had they been current in accordance with their original terms was$8,000for the six March 31, 2023 and $20,000 for the six March 31, 2022 . Management monitors the performance and credit quality of the loan portfolio by analyzing the age of the loans in the loan portfolio and categorizing each loan as “current”, meaning payment is received from a borrower by the scheduled due date, or by the length of time a scheduled payment is past due. The following table presents the classes of the loan portfolio categorized by the following aging categories as of March 31, 2023 September 30, 2022 Loans 90 Days Total Receivable > 30-59 Days 60-89 Days and More Total Past Loans 90 Days and Current Past Due Past Due Past Due Due Receivable Accruing (In thousands) March 31, 2023: Residential mortgage $ 162,882 $ 121 $ — $ 731 $ 852 $ 163,734 $ 170 Construction and Development: Residential and commercial 18,966 — — — — 18,966 — Land 540 — — — — 540 — Commercial: Commercial real estate 402,000 — — 503 503 402,503 503 Farmland 13,560 — — — — 13,560 — Multi-family 61,272 — — — — 61,272 — Commercial and industrial 104,781 — — — — 104,781 — Other 10,417 — — — — 10,417 — Consumer: — Home equity lines of credit 12,883 119 — — 119 13,002 — Second mortgages 3,577 — — — — 3,577 — Other 2,186 24 — — 24 2,210 — Total $ 793,064 $ 264 $ — $ 1,234 $ 1,498 $ 794,562 $ 673 Loans 90 Days Total Receivable > 30-59 Days 60-89 Days and More Total Past Loans 90 Days and Current Past Due Past Due Past Due Due Receivable Accruing (In thousands) September 30, 2022: Residential mortgage $ 173,852 $ 1,198 $ 477 $ 430 $ 2,105 $ 175,957 $ 243 Construction and Development: Residential and commercial 24,362 — — — — 24,362 — Land 550 — — — — 550 — Commercial: Commercial real estate 406,809 105 — — 105 406,914 — Farmland 9,293 2,213 — — 2,213 11,506 — Multi-family 55,295 — — — — 55,295 — Commercial and industrial 101,328 1,375 — — 1,375 102,703 — Other 13,356 — — — — 13,356 — Consumer: Home equity lines of credit 13,160 53 20 — 73 13,233 — Second mortgages 4,384 3 — 8 11 4,395 — Other 2,132 4 — — 4 2,136 — Total $ 804,521 $ 4,951 $ 497 $ 438 $ 5,886 $ 810,407 $ 243 The Company had 23 and 20 loans classified as troubled debt restructures (“TDRs”) at March 31, 2023 September 30, 2022 of $11.0 March 31, 2023 . $4.9 one 13 of the TDR loans continue to perform under the restructured terms through March 31, 2023 and the Company continued to accrue interest on such loans through such date. Loans that have been classified as TDRs have modified payment terms and in some cases modified interest rates from the original agreements, which allow the borrowers, who were experiencing financial difficulty, to relieve some of their overall cash flow burden, including but not may not 90 TDRs may one 265 ,000 March 31, 2023 September 30, 2022 March 31, 2023. December 13, 2023, ( $17.2 September 16, 2022 December 14, 2022 180 The following table presents total TDRs as of March 31, 2023 September 30, 2022 Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Past Restructurings 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (Dollars in thousands) March 31, 2023: Residential mortgage 16 $ 2,869 1 $ 465 Commercial: Commercial real estate 2 503 — — Farmland 1 2,210 — — Commercial and industrial 2 5,381 — — Consumer: Second mortgages 2 39 — — Total 23 $ 11,002 1 $ 465 September 30, 2022: Residential mortgage 14 2,632 — — Commercial: Commercial real estate 3 594 — — Farmland 1 2,213 — — Commercial and industrial 1 625 — — Consumer: Second mortgages 1 4 — — Total 20 $ 6,068 — $ — The following table reports the performing status of all TDR loans as of March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022 Non- Non- Performing Performing Performing Performing (In thousands) Residential mortgage $ 1,866 $ 1,003 $ 1,543 $ 1,089 Commercial: Commercial real estate — 503 594 — Farmland 2,210 — 2,213 — Commercial and industrial 5,381 — 625 — Consumer: Second mortgages 39 — 4 — Total $ 9,496 $ 1,506 $ 4,979 $ 1,089 The following table shows the new TDRs for the six March 31, 2023 2022 For the Six Months Ended March 31, 2023 2022 Pre- Post- Pre- Post- Modifications Modification Modifications Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructurings: Residential mortgage 2 $ 304 $ 306 1 $ 482 $ 482 Commercial: Commercial real estate — — - - - - Farmland — — - - - - Commercial and industrial 1 4,802 4,802 1 504 504 Consumer: Second mortgages 1 38 39 — — — Total troubled debt restructurings 4 $ 5,144 $ 5,147 2 $ 986 $ 986 Under Section 4013 19 not March 31, 2023 two September 30, 2022 19 The following tables set forth the composition of these loans by loan segments as of March 31, 2023 September 30, 2022 March 31, 2023 Number of Loan Modified Gross Percentage of Gross Loans Loans Exposure Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 163,734 0.00 % Construction and Development: Residential and commercial — — 18,966 0.00 % Land loans — — 540 0.00 % Total Construction and Development — — 19,506 0.00 % Commercial: Commercial real estate 2 26,560 402,503 6.60 % Farmland — — 13,560 0.00 % Multi-family — — 61,272 0.00 % Commercial and industrial — — 104,781 0.00 % Other — — 10,417 0.00 % Total Commercial 2 26,560 592,533 4.48 % Consumer: Home equity lines of credit — — 13,002 0.00 % Second mortgages — — 3,577 0.00 % Other — — 2,210 0.00 % Total Consumer — — 18,789 0.00 % Total loans 2 $ 26,560 $ 794,562 3.34 % September 30, 2022 Number of Loan Modified Gross Percentage of Gross Loans Loans Exposure Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 175,957 0.00 % Construction and Development: Residential and commercial — — 24,362 0.00 % Land loans — — 550 0.00 % Total Construction and Development — — 24,912 0.00 % Commercial: Commercial real estate 3 32,041 406,914 7.87 % Farmland — — 11,506 0.00 % Multi-family — — 55,295 0.00 % Commercial and industrial — — 102,703 0.00 % Other — — 13,356 0.00 % Total Commercial 3 32,041 589,774 5.74 % Consumer: Home equity lines of credit — — 13,233 0.00 % Second mortgages — — 4,395 0.00 % Other — — 2,136 0.00 % Total Consumer — — 19,764 0.00 % Total loans 3 $ 32,041 $ 810,407 3.95 %

Note 8 - Regulatory Matters

Note 8 - Regulatory Matters	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 8 Regulatory Capital Requirements The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of tangible and core capital (as defined in the regulations) to total adjusted tangible assets (as defined in the regulations) and of risk-based capital (as defined in the regulations) to risk-weighted assets (as defined in the regulations). As of both March 31, 2023 September 30, 2022 not The following table summarizes the Bank’s compliance with applicable regulatory capital requirements as of March 31, 2023 September 30, 2022 Minimum To be Well Capitalized Under Prompt Minimum For Capital Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of March 31, 2023 Tier 1 Leverage (Core) Capital (to adjusted assets) $ 170,015 17.01 % $ 39,977 4.00 % $ 49,971 5.00 % Common Equity Tier 1 Capital (to risk weighted assets) 170,015 20.05 % 38,160 4.50 % 55,119 6.50 % Tier 1 Capital (to risk weighted assets) 170,015 20.05 % 50,879 6.00 % 67,839 8.00 % Total Risk Based Capital (to risk weighted assets) 179,195 21.13 % 67,839 8.00 % 84,799 10.00 % As of September 30, 2022 Tier 1 Leverage (Core) Capital (to adjusted assets) $ 166,340 16.30 % $ 40,820 4.00 % $ 51,025 5.00 % Common Equity Tier 1 Capital (to risk weighted assets) 166,340 19.27 % 38,836 4.50 % 56,096 6.50 % Tier 1 Capital (to risk weighted assets) 166,340 19.27 % 51,751 6.00 % 69,042 8.00 % Total Risk Based Capital (to riskweighted assets) 175,512 20.34 % 69,042 8.00 % 86,302 10.00 % Failure to meet any of the capital requirements could result in enforcement actions by the regulators, including a capital directive, a cease and desist order, civil money penalties, the establishment of restrictions on the institution’s operations, termination of federal deposit insurance and the appointment of a conservator or receiver.

Note 9 - Derivatives and Hedgin

Note 9 - Derivatives and Hedging Activities	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 9 Derivatives and Hedging Activities The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its debt funding and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the payment of future uncertain cash amounts, the value of which are determined by interest rates. The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in accumulated other comprehensive income (loss) and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. At March 31, 2023 Amounts reported in accumulated other comprehensive income (loss) related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s variable-rate debt. During the next 12 $2.3 million 20 The Company also executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third not not not The tables below present the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition as of March 31, 2023 September 30, 2022 March 31, 2023 Asset derivatives Liability derivatives Statement of Statement of Notional Financial Condition Notional Financial Condition Amount Fair Value Location Amount Fair Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreements $ 60,000 $ 3,023 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreements $ 43,727 $ 2,393 Other assets $ 43,727 $ 2,394 Other liabilities September 30, 2022 Asset derivatives Liability derivatives Statement of Statement of Notional Financial Condition Notional Financial Condition Amount Fair Value Location Amount Fair Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreements $ 60,000 $ 4,017 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreements $ 44,132 $ 3,711 Other assets $ 44,132 $ 3,712 Other liabilities The tables below present the derivative assets and liabilities offsetting as of March 31, 2023 September 30, 2022 Offsetting of Derivative Assets (In thousands) as of March 31, 2023 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Assets Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Assets Condition Condition Instruments Received Net Amount Derivatives $ 5,416 $ — $ 5,416 $ — $ 3,670 $ 1,746 Offsetting of Derivative Liabilities (In thousands) as of March 31, 2023 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Liabilities Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Liabilities Condition Condition Instruments Posted Net Amount Derivatives $ 2,394 $ — $ 2,394 $ — $ — $ 2,394 Offsetting of Derivative Assets (In thousands) as of September 30, 2022 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Assets Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Assets Condition Condition Instruments Received Net Amount Derivatives $ 7,728 $ - $ 7,728 $ — $ 4,210 $ 3,518 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2022 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Liabilities Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Liabilities Condition Condition Instruments Posted Net Amount Derivatives $ 3,712 $ - $ 3,712 $ — $ — $ 3,712 The tables below present the net gains (losses) recorded in accumulated other comprehensive income (loss) and the Consolidated Statements of Net Income relating to the cash flow derivative instruments for the three six March 31, 2023 2022 Three Months Ended March 31, 2023 Amount of Gain (Loss) Recognized Amount of Gain Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ (182 ) $ 565 Total derivatives $ (182 ) $ 565 Three Months Ended March 31, 2022 Amount of Loss Recognized Amount of Loss Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 1,748 $ (26 ) Total derivatives $ 1,748 $ (26 ) Six Months Ended March 31, 2023 Amount of Loss Recognized Amount of Gain Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 22 $ 1,016 Total derivatives $ 22 $ 1,016 Six Months Ended March 31, 2022 Amount of Loss Recognized Amount of Loss Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 2,142 $ (111 ) Total derivatives $ 2,142 $ (111 ) The tables below present the effect of the Company’s derivative financial instruments on the Consolidated Statements of net Income for the three six March 31, 2023 2022 Three Months Ended March 31, 2023 Consolidated Statements of Net Income Amount of Gain Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ — Total $ — Three Months Ended March 31, 2022 Consolidated Statements of Net Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 1 Total $ 1 Six Months Ended March 31, 2023 Consolidated Statements of Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ — Total $ — Six Months Ended March 31, 2022 Consolidated Statements of Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2 The Company has agreements with each of its derivative counterparties that contain a provision providing that if the Company defaults on any of its indebtedness, including defaults where repayment of the indebtedness has not At March 31, 2023 September 30, 2022 no March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022 no

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 The Company follows FASB ASC Topic 820 Fair Value Measurement may The Company groups its assets at fair value in three Level 1— Level 2—valuation not Level 3—valuation not The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is the Company’s policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy. Fair value measurements for assets where there exists limited or no third may not may The Company monitors and evaluates available data to perform fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date event or a change in circumstances affects the valuation method chosen. There were no March 31, 2023 September 30, 2022 The tables below present the balances of assets measured at fair value on a recurring basis as of March 31, 2023 September 30, 2022 March 31, 2023 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available for sale: Debt securities: U.S. government agencies $ 3,717 $ — $ 3,717 $ — State and municipal obligations 10,316 — 10,316 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 29,670 — 29,670 — Mortgage backed securities 2,092 — 2,092 — U.S. treasury note 1,458 — 1,458 — Total investment Securities available -for-sale $ 48,199 $ — 48,199 $ — Equity Securities: Mutual Funds 1,390 890 — 500 Total equity investment securities 1,390 890 — 500 Derivative instruments $ 5,416 $ — $ 5,416 $ — Liabilities: Derivative instruments $ 2,394 $ — $ 2,394 $ — September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available for sale: Debt securities: U.S. government agencies $ 3,580 $ — $ 3,580 $ — State and municipal obligations 9,660 — 9,660 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 32,128 — 32,128 — Mortgage backed securities 2,087 — 2,087 — U.S. treasury note 1,443 — 1,443 — Total investment Securities available -for-sale $ 49,844 $ — 49,844 $ — Equity Securities: Mutual Funds 1,374 874 — 500 Total equity investment securities 1,374 874 — 500 Derivative instruments $ 7,728 $ — $ 7,728 $ — Liabilities: Derivative instruments $ 3,712 $ — $ 3,712 $ — The following tables present additional information about the equity securities measured at fair value on a recurring basis and for which the Company utilized significant unobservable inputs (Level 3 six March 31, 2023 March 31, 2022 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2022 $ 500 Payments received — Total gains or losses (realized/unrealized) — Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, March 31, 2023 $ 500 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2021 $ 500 Payments received — Total gains or losses (realized/unrealized) — Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, March 31, 2022 $ 500 All of the Company’s available for sale investment securities and derivative instruments are reported at fair value utilizing Level 2 may third For assets measured at fair value on a nonrecurring basis that were still held at the end of the period, the following tables provide the level of valuation assumptions used to determine each adjustment and the carrying value of the related individual assets or portfolios at March 31, 2023 September 30, 2022 March 31, 2023 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 200 $ — $ — $ 200 Impaired loans (1) 13,300 — — 13,300 Total $ 13,500 $ — $ — $ 13,500 March 31, 2023 Fair Value at Range/(Weighted March 31, 2023 Valuation Technique Unobservable Input Average) (Dollars in thousands) Other real estate owned $ 200 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,300 Appraisal of Collateral (2) Collateral discount (3) (10%-12%)/(10.5%) Total $ 13,500 ( 1 There was no ( 2 Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. ( 3 Appraisals may September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 259 $ — $ — $ 259 Impaired loans (1) 13,722 — — 13,722 Total $ 13,981 $ — $ — $ 13,981 September 30, 2022 Fair Value at Range/(Weighted September 30, 2022 Valuation Technique Unobservable Input Average) (Dollars in thousands) Other real estate owned $ 259 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,722 Appraisal of Collateral (2) Collateral discount (3) (10.4%) – (12%)/(10.5%) Total $ 13,981 ( 1 Consisted of three ( 2 Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. ( 3 Appraisals may At March 31, 2023 September 30, 2022 not March 31, 2023 September 30, 2022 The following disclosure of the estimated fair value of financial instruments is made in accordance with the requirements of FASB ASC 825. not may 825 may not The fair value estimates presented herein are based on pertinent information available to management as of March 31, 2023 September 30, 2022 not not March 31, 2023 may The following assumptions were used to estimate the fair value of the Company’s financial instruments: Cash and Cash Equivalents Investment Securities not not Loans Receivable not 825 825 Impaired Loans 3 March 31, 2023, one 3 Accrued Interest Receivable Restricted Stock not Other Real Estate Owned 3 may Deposits 825 Borrowings 825. Subordinated Debt 2 Derivatives 2 not third Accrued Interest Payable Commitments to Extend Credit and Letters of Credit not not Mortgage Servicing Rights not The carrying amount and estimated fair value of the Company’s financial instruments as of March 31, 2023 September 30, 2022 March 31, 2023 Carrying Amount Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets: Cash and cash equivalents $ 31,455 $ 31,455 $ 31,455 $ — $ — Investment securities available-for-sale 48,199 48,199 — 48,199 — Investment securities held-to-maturity 56,242 49,666 — 49,666 — Equity investment securities 1,390 1,390 890 — 500 Loans held for sale 13,232 13,232 — — 13,232 Loans receivable, net 786,000 745,771 — — 745,771 Accrued interest receivable 4,829 4,829 — 4,829 — Restricted stock 6,815 6,815 — 6,815 — Mortgage servicing rights (included in Other Assets) 80 106 — 106 — Derivatives (included in Other Assets) 5,416 5,416 — 5,416 — Financial liabilities: Savings accounts 52,905 52,905 — 52,905 — Checking and NOW accounts 276,890 276,890 — 276,890 — Money market accounts 253,672 253,672 — 253,672 — Certificates of deposit 156,715 158,594 — 158,594 — Borrowings (excluding sub debt) 75,000 75,135 — 75,135 — Subordinated debt 25,000 27,075 — 27,075 — Derivatives (included in Other Liabilities) 2,394 2,394 — 2,394 — Accrued interest payable 1,246 1,246 — 1,246 — September 30, 2022 Carrying Amount Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets: Cash and cash equivalents $ 53,267 $ 53,267 $ 53,267 $ — $ — Investment securities available-for-sale 49,844 49,844 — 49,844 — Investment securities held-to-maturity 58,767 50,266 — 50,266 — Equity investment securities 1,374 1,374 874 — 500 Loans receivable, net 801,854 763,311 — — 763,311 Loans held for sale 13,780 13,780 — — 13,780 Accrued interest receivable 4,252 4,252 — 4,252 — Restricted stock 7,104 7,104 — 7,104 — Mortgage servicing rights (included in Other Assets) 87 117 — 117 — Derivatives (included in Other Assets) 7,728 7,728 — 7,728 — Financial liabilities: ​ ​ ​ Savings accounts 55,288 55,288 — 55,288 — Checking and NOW accounts 298,833 298,833 — 298,833 — Money market accounts 279,699 279,699 — 279,699 — Certificates of deposit 151,503 153,087 — 153,087 — Borrowings (excluding sub debt) 80,000 80,022 — 80,022 — Subordinated debt 25,000 25,045 — 25,045 — Derivatives (included in Other Liabilities) 3,712 3,712 — 3,712 — Accrued interest payable 543 543 — 543 —

Note 11 - Comprehensive Income

Note 11 - Comprehensive Income	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 11 Comprehensive Income Other comprehensive income and related tax effects are presented in the following table: Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (1,135 ) $ (2,588 ) $ (541 ) $ (2,737 ) Amortization of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (1) 1 2 2 4 Fair value adjustments on derivatives (747 ) 1,773 (994 ) 2,252 Other comprehensive loss before taxes (1,881 ) (813 ) (1,533 ) (481 ) Tax effect 393 169 318 98 Total other comprehensive loss $ (1,488 ) $ (644 ) $ (1,215 ) $ (383 ) ( 1 Amounts are included in interest

Note 12 - Equity Based Incentiv

Note 12 - Equity Based Incentive Compensation Plan	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 12 Equity Based Incentive Compensation Plan The Company maintains the Malvern Bancorp, Inc. 2014 “2014 2014 2014 March 31, 2023 Restricted stock and option awards granted typically vest annually in 20% increments beginning on the one ten not All awards are issued at fair value of the underlying shares at the grant date. The Company expenses the cost of the awards, which is determined to be the fair market value of the awards at the date of grant. The Company granted 6,000 stock options during the six March 31, 2023 . The Company did not six March 31, 2022. three six March 31, 2023. six March 31, 2022, Total compensation expense related to stock options granted under the 2014 three six March 31, 2023 respectively, and $9,000 and $18,000 for the three six March 31, 2022, The Company awarded 10,937 shares of restricted stock during the six March 31, 2023 six March 31, 2022. zero six March 31, 2023 2022, The compensation expense related to restricted stock awards was $43,000 and $86,000 for the three six March 31, 2023 , and $47,000 and $86,000 for the three six March 31, 2022. six March 31, 2023. Stock-based compensation expense for the cost of the restricted stock awards granted is based on the grant-date fair value. For stock option awards, the fair value is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may not not Stock Options The following is a summary of stock option activity for the six March 31, 2023 Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (In Years) Value Outstanding, beginning of year 36,830 $ 20.24 — $ — Granted 6,000 $ 17.86 — $ 720 Exercised — $ — — $ — Forfeited/cancelled/expired — $ — — $ — Outstanding, at March 31, 2023 42,830 $ 19.90 6.835 $ — Exercisable, at March 31, 2023 22,430 $ 21.65 5.194 $ — Nonvested, at March 31, 2023 20,400 $ 17.99 8.639 $ — The following is a summary of stock option activity for the six March 31, 2022 Weighted Average Weighted Remaining Aggregate Average Contractual Intrinsic Shares Exercise Price Term (In Years) Value Outstanding, beginning of year 32,830 $ 20.96 — $ 1,940 Granted — $ — — $ — Exercised — $ — — $ — Forfeited/cancelled/expired 2,000 $ 19.49 — $ — Outstanding, at March 31, 2022 30,830 $ 21.05 6.792 $ 180 Exercisable, at March 31, 2022 17,680 $ 21.70 5.866 $ 180 Nonvested, at March 31, 2022 13,150 $ 20.19 8.037 $ — As of March 31, 2023 $68,000 2014 Restricted Stock Awards The table below summarizes the activity for the Company’s stock awards outstanding during the six March 31, 2023 2022 Weighted Average Shares Fair Value Outstanding, beginning of year 27,417 $ 19.34 Granted 10,937 $ 17.69 Vested 8,252 $ 19.32 Forfeited/cancelled/expired — $ — Outstanding, at March 31, 2023 30,102 $ 18.75 Weighted Average Shares Fair Value Outstanding, beginning of year 31,486 $ 21.10 Granted 5,131 $ 15.50 Vested (6,711 ) $ 22.17 Forfeited/cancelled/expired (2,336 ) $ 20.54 Outstanding, at March 31, 2022 27,570 $ 19.82 As of March 31, 2023 2014

Note 13 - Deposits

Note 13 - Deposits	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 13 Deposits Deposits classified by type with percentages to total deposits at March 31, 2023 September 30, 2022 March 31, September 30, 2023 2022 (Dollars in thousands) Balances by types of deposit: Savings $ 52,905 7.15 % $ 55,288 7.04 % Money market accounts 253,672 34.27 279,699 35.62 Interest-bearing demand 227,228 30.70 240,819 30.66 Non-interest-bearing demand 49,662 6.71 58,014 7.39 583,467 78.83 633,820 80.71 Certificates of deposit 156,715 21.17 151,503 19.29 Total Deposits $ 740,182 100 % $ 785,323 100 % The total amount of certificates of deposit greater than or equal to $250,000 March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022 March 31, 2023 September 30, 2022 Interest expense on deposits consisted of the following: Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands) Savings accounts $ 19 $ 12 $ 34 $ 24 Money market accounts 698 219 1,100 497 Interest-bearing demand 1,032 323 1,743 780 Certificates of deposit 895 274 1,597 572 Total $ 2,644 $ 828 $ 4,474 $ 1,873 As of March 31, 2023 Scheduled Maturities (In thousands) Period Ending March 31, 2024 $ 101,864 2025 42,638 2026 6,955 2027 2,849 2028 829 Thereafter 1,580 Total $ 156,715 As of March 31, 2023 $250,000 Scheduled Maturities (In thousands) Three months or less $ 22,818 Over three through six months 5,901 Over six through twelve months 16,929 Over twelve months 12,155 Total $ 57,803

Note 14 - Subordinated Debt

Note 14 - Subordinated Debt	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Long-Term Debt [Text Block]	Note 14 Subordinated Debt On February 7, 2017, February 7, 2017 February 15, 2022, 6.125 March 31, 2022, March 31, 2023 9.01 March 31, 2023 three 2 2 20% five fifth March 31, 2023.

Note 15 - Legal Contingencies

Note 15 - Legal Contingencies	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	15 On January 25, 2021, five July 2016, July 2017, March 2017, April 2017, two 2020 2021. In April 2023, no not No March 31, 2023, In addition to the foregoing, the Company and its subsidiaries are from time to time parties to lawsuits and involved in ongoing routine legal proceedings related to their operations. When the Company has determined that a loss is both probable and reasonably estimable, a liability representing the best estimate of the Company’s financial exposure based on known facts will be recorded. Actual losses may

Note 16 - Subsequent Events

Note 16 - Subsequent Events	6 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	Note 16 On May 5, 2023, March 31, 2023 June 30, 2023 June 30, 2023.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of financial statement presentation. The accompanying unaudited condensed consolidated financial statements present the Company’s financial condition at March 31, 2023 three six March 31, 2023 2022 six March 31, 2023 2022 September 30, 2022 In management’s opinion, the unaudited condensed consolidated financial statements contain all adjustments, which include normal and recurring adjustments, necessary for a fair presentation of the financial position and results of operations as of the dates and for the interim periods presented. These unaudited condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and note disclosures included in the 2022 three six March 31, 2023 three six March 31, 2023 not September 30, 2023
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements Yet to Be Adopted Credit Losses. June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2022, no In March 2022, 2022 02, Financial Instruments Credit Losses (Topic 326 326 20. December 15, 2022, Derivatives and Hedging. In March 2022, No. 2022 01, 815 Portfolio Layer Method. one December 15, 2022.

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands, except share and per share data) Net Income $ 571 $ 522 $ 2,479 $ 2,539 Weighted average shares outstanding 7,641,690 7,621,100 7,637,913 7,621,227 Average unearned ESOP shares (51,745 ) (66,145 ) (53,565 ) (67,965 ) Basic weighted average shares outstanding 7,589,945 7,554,955 7,584,348 7,553,262 Plus: effect of potential dilutive common stock equivalents - stock options 4,279 1,239 2,779 1,197 Diluted weighted average common shares outstanding 7,594,224 7,556,194 7,587,127 7,554,459 Earnings per common share: Basic $ 0.08 $ 0.07 $ 0.33 $ 0.34 Diluted $ 0.08 $ 0.07 $ 0.33 $ 0.34

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Marketable Securities [Table Text Block]	March 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 $ — $ (1,283 ) $ 3,717 State and municipal obligations 11,951 — (1,635 ) 10,316 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,000 — (5,330 ) 29,670 Mortgage Backed Security ("MBS") 2,347 — (255 ) 2,092 U.S. Treasury Note 1,492 — (34 ) 1,458 Total 56,790 — (8,591 ) 48,199 Investment Securities Held-to-Maturity: U.S. government agencies 27,690 — (4,328 ) 23,362 State and municipal obligations 17,625 — (1,326 ) 16,299 Corporate debt securities 3,202 — (86 ) 3,116 Mortgage-backed securities: MBS 2,229 — (434 ) 1,795 Collateralized mortgage obligations (“CMO”), fixed-rate 5,496 — (402 ) 5,094 Total 56,242 — (6,576 ) 49,666 Equity Securities: Mutual Funds 1,500 — (110 ) 1,390 Total 1,500 — (110 ) 1,390 Total investment securities $ 114,532 $ — $ (15,277 ) $ 99,255 September 30, 2022 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 5,000 — $ (1,420 ) $ 3,580 State and municipal obligations 12,014 — (2,354 ) 9,660 Single issuer trust preferred security 1,000 — (54 ) 946 Corporate debt securities 35,990 — (3,862 ) 32,128 MBS 2,403 — (316 ) 2,087 U.S. Treasury 1,488 — (45 ) 1,443 Total 57,895 — (8,051 ) 49,844 Investment Securities Held-to-Maturity: U.S. government agencies 29,190 — (4,907 ) 24,283 State and municipal obligations 18,017 — (2,526 ) 15,491 Corporate debt securities 3,264 — (96 ) 3,168 Mortgage-backed securities: MBS 2,278 — (489 ) 1,789 CMO 6,018 — (483 ) 5,535 Total 58,767 — (8,501 ) 50,266 Equity Securities: Mutual Funds 1,500 — (126 ) 1,374 Total 1,500 — (126 ) 1,374 Total investment securities $ 118,162 $ — $ (16,678 ) $ 101,484
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	March 31, 2023 Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available for Sale: U.S. government agencies $ — $ — $ 3,717 $ (1,283 ) $ 3,717 $ (1,283 ) State and municipal obligations 1,209 (11 ) 9,107 (1,624 ) 10,316 (1,635 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 1,829 (171 ) 27,841 (5,159 ) 29,670 (5,330 ) MBS — — 2,092 (255 ) 2,092 (255 ) U.S. Treasury Note — — 1,458 (34 ) 1,458 (34 ) Total $ 3,038 $ (182 ) $ 45,161 $ (8,409 ) $ 48,199 $ (8,591 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 4,161 $ (29 ) $ 19,201 $ (4,299 ) $ 23,362 $ (4,328 ) State and municipal obligations 3,020 (22 ) 13,279 (1,304 ) 16,299 (1,326 ) Corporate securities — — 3,116 (86 ) 3,116 (86 ) Mortgage-backed securities: MBS — — 1,795 (434 ) 1,795 (434 ) CMO 1,071 (21 ) 4,023 (381 ) 5,094 (402 ) Total $ 8,252 $ (72 ) $ 41,414 $ (6,504 ) $ 49,666 $ (6,576 ) Equity Securities Mutual funds 1,390 (110 ) — — 1,390 (110 ) Total Mutual funds 1,390 (110 ) — — 1,390 (110 ) Total investment securities $ 12,680 $ (364 ) $ 86,575 $ (14,913 ) $ 99,255 $ (15,277 ) September 30, 2022 Less than 12 Months 12 Months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In thousands) Investment Securities Available for Sale: U.S. government agencies $ — $ — $ 3,580 $ (1,420 ) $ 3,580 $ (1,420 ) State and municipal obligations 9,660 (2,354 ) — — 9,660 (2,354 ) Single issuer trust preferred security — — 946 (54 ) 946 (54 ) Corporate debt securities 26,717 (3,273 ) 5,411 (589 ) 32,128 (3,862 ) MBS 2,087 (316 ) — — 2,087 (316 ) U.S. Treasury Note 1,443 (45 ) — — 1,443 (45 ) Total investment securities $ 39,907 $ (5,988 ) $ 9,937 $ (2,063 ) $ 49,844 $ (8,051 ) Investment Securities Held-to-Maturity: U.S. government agencies $ 18,662 $ (3,028 ) $ 5,621 $ (1,879 ) $ 24,283 $ (4,907 ) State and municipal obligations 15,491 (2,526 ) — — 15,491 (2,526 ) Corporate securities 3,167 (96 ) — — 3,167 (96 ) Mortgage-backed securities: MBS — — 1,789 (489 ) 1,789 (489 ) CMO 5,536 (483 ) — — 5,536 (483 ) Total $ 42,856 $ (6,133 ) $ 7,410 $ (2,368 ) $ 50,266 $ (8,501 ) Equity Securities Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total Mutual funds 1,500 (126 ) — — 1,374 (126 ) Total investment securities $ 84,263 $ (12,247 ) $ 17,347 $ (4,431 ) $ 101,484 $ (16,678 )
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2023 Amortized Cost Fair Value (In thousands) Available-for-Sale: Over 1 year through 5 years $ 6,212 $ 6,019 After 5 years through 10 years 31,812 26,828 Over 10 years 16,419 13,260 Mortgage-backed securities: MBS 2,347 2,092 Total Available-for-sale securities 56,790 48,199 Held-to-Maturity: Within 1 year 5,044 5,008 Over 1 year through 5 years 8,978 8,759 After 5 years through 10 years 3,111 2,709 Over 10 years 31,384 26,301 Mortgage-backed securities: MBS 2,229 1,795 CMO 5,496 5,094 Total Held-to-maturity securities 56,242 49,666 Equity Securities: Within 1 year 1,000 890 After 5 years through ten years 500 500 Total Equity securities 1,500 1,390 Total investment securities $ 114,532 $ 99,255

Note 7 - Loans Receivable and_2

Note 7 - Loans Receivable and Related Allowance for Loan Losses (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2023 September 30, 2022 (In thousands) Residential Mortgage $ 163,734 $ 175,957 Construction and Development: Residential and commercial 18,966 24,362 Land 540 550 Total Construction and Development 19,506 24,912 Commercial: Commercial real estate 402,503 406,914 Farmland 13,560 11,506 Multi-family 61,272 55,295 Commercial and industrial 104,781 102,703 Other 10,417 13,356 Total Commercial 592,533 589,774 Consumer: Home equity lines of credit 13,002 13,233 Second mortgages 3,577 4,395 Other 2,210 2,136 Total Consumer 18,789 19,764 Total loans 794,562 810,407 Deferred loan fees and costs, net 536 537 Allowance for loan losses (9,098 ) (9,090 ) Total loans receivable, net of allowance for loan losses $ 786,000 $ 801,854
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Three Months Ended March 31, 2023 Beginning balance $ 795 $ 123 $ 3 $ 5,976 $ 57 $ 270 $ 996 $ 54 $ 65 $ 16 $ 15 $ 729 $ 9,099 Charge-offs — — — — — — — — — (8 ) — — (8 ) Recoveries 1 — — 1 — — 1 — 1 3 — — 7 Provisions (59 ) (21 ) — (55 ) 12 61 (37 ) (11 ) (3 ) 4 (3 ) 112 — Ending balance $ 737 $ 102 $ 3 $ 5,922 $ 69 $ 331 $ 960 $ 43 $ 63 $ 15 $ 12 $ 841 $ 9,098 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Three Months Ended March 31, 2022 Beginning balance $ 935 $ 428 $ 15 $ 7,118 $ 56 $ 450 $ 791 $ 54 $ 76 $ 6 $ 20 $ 88 $ 10,037 Charge-offs - - - - - - (764 ) - - (21 ) - - (785 ) Recoveries - - - 1 - - 1 - - 47 - - 49 Provisions (121 ) (276 ) 12 (914 ) 218 (123 ) 1,169 (54 ) 2 69 (3 ) 21 - Ending balance $ 814 $ 152 $ 27 $ 6,205 $ 274 $ 327 $ 1,197 $ — $ 78 $ 101 $ 17 $ 109 $ 9,301 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Six Months Ended March 31, 2023 Beginning balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Charge-offs — — — — — — — — — (8 ) — — (8 ) Recoveries 6 — — 3 — — 1 — 1 5 — — 16 Provisions 23 (29 ) — (121 ) 12 33 (199 ) (12 ) (5 ) (3 ) (3 ) 304 — Ending balance $ 737 $ 102 $ 3 $ 5,922 $ 69 $ 331 $ 960 $ 43 $ 63 $ 15 $ 12 $ 841 $ 9,098 Ending balance: individually evaluated for impairment — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — — Ending balance: collectively evaluated for impairment 737 102 3 5,922 69 331 960 43 63 15 12 841 9,098 Loans receivable: Ending balance $ 163,734 $ 18,966 $ 540 $ 402,503 $ 13,560 $ 61,272 $ 104,781 $ 10,417 $ 13,002 $ 3,577 $ 2,210 $ 794,562 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 163,734 $ 18,966 $ 540 $ 402,503 $ 13,560 $ 61,272 $ 104,781 $ 10,417 $ 13,002 $ 3,577 $ 2,210 $ 794,562 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Six Months Ended March 31, 2022 Beginning balance $ 934 $ 428 $ 15 $ 7,043 $ 56 $ 450 $ 2,221 $ 54 $ 76 $ 87 $ 20 $ 88 $ 11,472 Charge-offs — — — — — — (2,194 ) — — (105 ) — — (2,299 ) Recoveries 1 — — 76 — — 1 — — 50 — — 128 Provisions (121 ) (276 ) 12 (914 ) 218 (123 ) 1,169 (54 ) 2 69 (3 ) 21 — Ending balance $ 814 $ 152 $ 27 $ 6,205 $ 274 $ 327 $ 1,197 $ — $ 78 $ 101 $ 17 $ 109 $ 9,301 Ending balance: individually evaluated for impairment 58 $ — $ — $ — $ 180 $ — $ 5 $ — $ — $ — $ — $ — $ 243 Ending balance: collectively evaluated for impairment $ 756 $ 152 $ 27 $ 6,205 $ 94 $ 327 $ 1,192 $ — $ 78 $ 101 $ 17 $ 109 $ 9,058 Construction and Development Commercial Consumer Residential Residential and Commercial Multi- Commercial and Home Equity Lines of Second Mortgage Commercial Land Real Estate Farmland Family Industrial Other Credit Mortgages Other Unallocated Total Allowance for loan losses: (In thousands) Year Ended September 30, 2022 Ending balance $ 708 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,090 Ending balance: individually evaluated for impairment $ 54 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 54 Ending balance: collectively evaluated for impairment $ 654 $ 131 $ 3 $ 6,040 $ 57 $ 298 $ 1,158 $ 55 $ 67 $ 21 $ 15 $ 537 $ 9,036 Loans receivable: Ending balance $ 175,957 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 810,407 Ending balance: individually evaluated for impairment $ 477 $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 477 Ending balance: collectively evaluated for impairment $ 175,480 $ 24,362 $ 550 $ 406,914 $ 11,506 $ 55,295 $ 102,703 $ 13,356 $ 13,233 $ 4,395 $ 2,136 $ 809,930
Impaired Financing Receivables [Table Text Block]	Impaired Loans with No Impaired Loans with Specific Specific Allowance Allowance Total Impaired Loans Unpaid Recorded Related Recorded Recorded Principal Investment Allowance Investment Investment Balance (In thousands) March 31, 2023 Residential mortgage $ — $ — $ 2,965 $ 2,965 $ 3,190 Commercial: Commercial real estate — — 13,803 13,803 15,384 Farmland — — 2,210 2,210 2,210 Commercial and industrial — — 5,381 5,381 5,381 Consumer: Home equity lines of credit — — 18 18 24 Second mortgages — — 99 99 112 Total impaired loans $ — $ — $ 24,476 $ 24,476 $ 26,301 September 30, 2022 Residential mortgage $ 477 $ 54 $ 2,342 $ 2,819 $ 3,029 Commercial: Commercial real estate — — 13,826 13,826 15,475 Farmland — — 2,213 2,213 2,213 Commercial and industrial — — 684 684 684 Consumer: Home equity lines of credit — — 20 20 25 Second mortgages — — 152 152 191 Total impaired loans $ 477 $ 54 $ 19,237 $ 19,714 $ 21,617
Average Impaired Financing Receivables Table [Text Block]	Three Months Ended March 31, 2023 Six Months Ended March 31, 2023 Interest Income Interest Income Average Recognized on Average Recognized on Impaired Loans Impaired Loans Impaired Loans Impaired Loans (In thousands) Residential mortgage $ 2,910 $ 21 $ 2,546 $ 40 Commercial: Commercial real estate 13,862 6 13,878 13 Farmland 2,209 19 2,207 39 Commercial and industrial 5,435 68 3,822 95 Consumer: Home equity lines of credit 19 — 19 — Second mortgages 130 1 441 1 Total $ 24,565 $ 115 $ 22,913 $ 188 Three Months Ended March 31, 2022 Six Months Ended March 31, 2022 Interest Income Interest Income Average Recognized on Average Recognized on Impaired Loans Impaired Loans Impaired Loans Impaired Loans (In thousands) Residential mortgage $ 2,610 $ 25 $ 1,727 $ 47 Commercial: Commercial real estate 12,757 7 8,626 9 Farmland 2,236 20 1,494 40 Commercial and industrial 1,476 5 1,381 10 Consumer: Home equity lines of credit 22 — 10 — Second mortgages 685 — 528 — Total $ 19,786 $ 57 $ 13,766 $ 106
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Doubtful Total (In thousands) March 31, 2023: Residential mortgage $ 160,724 $ — $ 3,010 $ — $ 163,734 Construction and Development: Residential and commercial 18,696 — — — 18,966 Land 540 — — — 540 Commercial: Commercial real estate 374,900 27,100 503 — 402,503 Farmland 11,350 — 2,210 — 13,560 Multi-family 61,272 — — — 61,272 Commercial and industrial 99,400 — 5,381 — 104,781 Other 10,417 — — — 10,417 Consumer: Home equity lines of credit 12,916 — 86 — 13,002 Second mortgages 3,375 53 149 — 3,577 Other 2,210 — — — 2,210 Total $ 756,070 $ 27,153 $ 11,339 $ — $ 794,562 Pass Special Mention Substandard Doubtful Total (In thousands) September 30, 2022: Residential mortgage $ 173,083 $ — $ 2,874 $ — $ 175,957 Construction and Development: Residential and commercial 24,362 — — — 24,362 Land 550 — — — 550 Commercial: Commercial real estate 373,729 32,682 504 — 406,914 Farmland 9,293 — 2,213 — 11,506 Multi-family 55,295 — — — 55,295 Commercial and industrial 97,219 — 5,484 — 102,703 Other 13,356 — — — 13,356 Consumer: Home equity lines of credit 13,143 — 90 — 13,233 Second mortgages 4,110 58 227 — 4,395 Other 2,136 — — — 2,136 Total $ 766,276 $ 32,740 $ 11,391 $ — $ 810,407
Financing Receivable, Nonaccrual [Table Text Block]	March 31, September 30, 2023 2022 (In thousands) Non-accrual loans: Residential mortgage $ 929 $ 585 Consumer: Home equity lines of credit 18 20 Second mortgages 60 148 Total non-accrual loans $ 1,007 $ 753
Financing Receivable, Past Due [Table Text Block]	Loans 90 Days Total Receivable > 30-59 Days 60-89 Days and More Total Past Loans 90 Days and Current Past Due Past Due Past Due Due Receivable Accruing (In thousands) March 31, 2023: Residential mortgage $ 162,882 $ 121 $ — $ 731 $ 852 $ 163,734 $ 170 Construction and Development: Residential and commercial 18,966 — — — — 18,966 — Land 540 — — — — 540 — Commercial: Commercial real estate 402,000 — — 503 503 402,503 503 Farmland 13,560 — — — — 13,560 — Multi-family 61,272 — — — — 61,272 — Commercial and industrial 104,781 — — — — 104,781 — Other 10,417 — — — — 10,417 — Consumer: — Home equity lines of credit 12,883 119 — — 119 13,002 — Second mortgages 3,577 — — — — 3,577 — Other 2,186 24 — — 24 2,210 — Total $ 793,064 $ 264 $ — $ 1,234 $ 1,498 $ 794,562 $ 673 Loans 90 Days Total Receivable > 30-59 Days 60-89 Days and More Total Past Loans 90 Days and Current Past Due Past Due Past Due Due Receivable Accruing (In thousands) September 30, 2022: Residential mortgage $ 173,852 $ 1,198 $ 477 $ 430 $ 2,105 $ 175,957 $ 243 Construction and Development: Residential and commercial 24,362 — — — — 24,362 — Land 550 — — — — 550 — Commercial: Commercial real estate 406,809 105 — — 105 406,914 — Farmland 9,293 2,213 — — 2,213 11,506 — Multi-family 55,295 — — — — 55,295 — Commercial and industrial 101,328 1,375 — — 1,375 102,703 — Other 13,356 — — — — 13,356 — Consumer: Home equity lines of credit 13,160 53 20 — 73 13,233 — Second mortgages 4,384 3 — 8 11 4,395 — Other 2,132 4 — — 4 2,136 — Total $ 804,521 $ 4,951 $ 497 $ 438 $ 5,886 $ 810,407 $ 243
Financing Receivable, Modified [Table Text Block]	Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Past Restructurings 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (Dollars in thousands) March 31, 2023: Residential mortgage 16 $ 2,869 1 $ 465 Commercial: Commercial real estate 2 503 — — Farmland 1 2,210 — — Commercial and industrial 2 5,381 — — Consumer: Second mortgages 2 39 — — Total 23 $ 11,002 1 $ 465 September 30, 2022: Residential mortgage 14 2,632 — — Commercial: Commercial real estate 3 594 — — Farmland 1 2,213 — — Commercial and industrial 1 625 — — Consumer: Second mortgages 1 4 — — Total 20 $ 6,068 — $ —
Troubled Debt Restructurings Performing Status Table [Text Block]	March 31, 2023 September 30, 2022 Non- Non- Performing Performing Performing Performing (In thousands) Residential mortgage $ 1,866 $ 1,003 $ 1,543 $ 1,089 Commercial: Commercial real estate — 503 594 — Farmland 2,210 — 2,213 — Commercial and industrial 5,381 — 625 — Consumer: Second mortgages 39 — 4 — Total $ 9,496 $ 1,506 $ 4,979 $ 1,089
Troubled Debt Restructurings Activity Table [Text Block]	For the Six Months Ended March 31, 2023 2022 Pre- Post- Pre- Post- Modifications Modification Modifications Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructurings: Residential mortgage 2 $ 304 $ 306 1 $ 482 $ 482 Commercial: Commercial real estate — — - - - - Farmland — — - - - - Commercial and industrial 1 4,802 4,802 1 504 504 Consumer: Second mortgages 1 38 39 — — — Total troubled debt restructurings 4 $ 5,144 $ 5,147 2 $ 986 $ 986
Non Troubled Debt Restructurings On Financing Receivables [Table Text Block]	March 31, 2023 Number of Loan Modified Gross Percentage of Gross Loans Loans Exposure Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 163,734 0.00 % Construction and Development: Residential and commercial — — 18,966 0.00 % Land loans — — 540 0.00 % Total Construction and Development — — 19,506 0.00 % Commercial: Commercial real estate 2 26,560 402,503 6.60 % Farmland — — 13,560 0.00 % Multi-family — — 61,272 0.00 % Commercial and industrial — — 104,781 0.00 % Other — — 10,417 0.00 % Total Commercial 2 26,560 592,533 4.48 % Consumer: Home equity lines of credit — — 13,002 0.00 % Second mortgages — — 3,577 0.00 % Other — — 2,210 0.00 % Total Consumer — — 18,789 0.00 % Total loans 2 $ 26,560 $ 794,562 3.34 % September 30, 2022 Number of Loan Modified Gross Percentage of Gross Loans Loans Exposure Loans Modified (Dollars in thousands) Residential mortgage — $ — $ 175,957 0.00 % Construction and Development: Residential and commercial — — 24,362 0.00 % Land loans — — 550 0.00 % Total Construction and Development — — 24,912 0.00 % Commercial: Commercial real estate 3 32,041 406,914 7.87 % Farmland — — 11,506 0.00 % Multi-family — — 55,295 0.00 % Commercial and industrial — — 102,703 0.00 % Other — — 13,356 0.00 % Total Commercial 3 32,041 589,774 5.74 % Consumer: Home equity lines of credit — — 13,233 0.00 % Second mortgages — — 4,395 0.00 % Other — — 2,136 0.00 % Total Consumer — — 19,764 0.00 % Total loans 3 $ 32,041 $ 810,407 3.95 %

Note 8 - Regulatory Matters (Ta

Note 8 - Regulatory Matters (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum To be Well Capitalized Under Prompt Minimum For Capital Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of March 31, 2023 Tier 1 Leverage (Core) Capital (to adjusted assets) $ 170,015 17.01 % $ 39,977 4.00 % $ 49,971 5.00 % Common Equity Tier 1 Capital (to risk weighted assets) 170,015 20.05 % 38,160 4.50 % 55,119 6.50 % Tier 1 Capital (to risk weighted assets) 170,015 20.05 % 50,879 6.00 % 67,839 8.00 % Total Risk Based Capital (to risk weighted assets) 179,195 21.13 % 67,839 8.00 % 84,799 10.00 % As of September 30, 2022 Tier 1 Leverage (Core) Capital (to adjusted assets) $ 166,340 16.30 % $ 40,820 4.00 % $ 51,025 5.00 % Common Equity Tier 1 Capital (to risk weighted assets) 166,340 19.27 % 38,836 4.50 % 56,096 6.50 % Tier 1 Capital (to risk weighted assets) 166,340 19.27 % 51,751 6.00 % 69,042 8.00 % Total Risk Based Capital (to riskweighted assets) 175,512 20.34 % 69,042 8.00 % 86,302 10.00 %

Note 9 - Derivatives and Hedg_2

Note 9 - Derivatives and Hedging Activities (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Derivative Liabilities at Fair Value [Table Text Block]	March 31, 2023 Asset derivatives Liability derivatives Statement of Statement of Notional Financial Condition Notional Financial Condition Amount Fair Value Location Amount Fair Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreements $ 60,000 $ 3,023 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreements $ 43,727 $ 2,393 Other assets $ 43,727 $ 2,394 Other liabilities September 30, 2022 Asset derivatives Liability derivatives Statement of Statement of Notional Financial Condition Notional Financial Condition Amount Fair Value Location Amount Fair Value Location (In thousands) Derivatives designated as a hedging instrument: Interest rate swap agreements $ 60,000 $ 4,017 Other assets $ — $ — Other liabilities Derivatives not designated as a hedging instrument: Interest rate swap agreements $ 44,132 $ 3,711 Other assets $ 44,132 $ 3,712 Other liabilities
Schedule Of Offsetting Of Derivative Assets And Liabilities Table [Text Block]	Offsetting of Derivative Assets (In thousands) as of March 31, 2023 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Assets Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Assets Condition Condition Instruments Received Net Amount Derivatives $ 5,416 $ — $ 5,416 $ — $ 3,670 $ 1,746 Offsetting of Derivative Liabilities (In thousands) as of March 31, 2023 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Liabilities Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Liabilities Condition Condition Instruments Posted Net Amount Derivatives $ 2,394 $ — $ 2,394 $ — $ — $ 2,394 Offsetting of Derivative Assets (In thousands) as of September 30, 2022 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Assets Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Assets Condition Condition Instruments Received Net Amount Derivatives $ 7,728 $ - $ 7,728 $ — $ 4,210 $ 3,518 Offsetting of Derivative Liabilities (In thousands) as of September 30, 2022 Gross Amounts Not Offset in the Statements of Financial Condition Gross Net Amounts Amounts of Liabilities Gross Offset in the presented in Amounts Statement of the Statement Cash of Recognized Financial of Financial Financial Collateral Liabilities Condition Condition Instruments Posted Net Amount Derivatives $ 3,712 $ - $ 3,712 $ — $ — $ 3,712
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, 2023 Amount of Gain (Loss) Recognized Amount of Gain Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ (182 ) $ 565 Total derivatives $ (182 ) $ 565 Three Months Ended March 31, 2022 Amount of Loss Recognized Amount of Loss Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 1,748 $ (26 ) Total derivatives $ 1,748 $ (26 ) Six Months Ended March 31, 2023 Amount of Loss Recognized Amount of Gain Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 22 $ 1,016 Total derivatives $ 22 $ 1,016 Six Months Ended March 31, 2022 Amount of Loss Recognized Amount of Loss Reclassified from OCI to in OCI on Derivative Interest Expense (In thousands) Interest rate swap agreements $ 2,142 $ (111 ) Total derivatives $ 2,142 $ (111 )
Derivatives Not Designated as Hedging Instruments [Table Text Block]	Three Months Ended March 31, 2023 Consolidated Statements of Net Income Amount of Gain Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ — Total $ — Three Months Ended March 31, 2022 Consolidated Statements of Net Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 1 Total $ 1 Six Months Ended March 31, 2023 Consolidated Statements of Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ — Total $ — Six Months Ended March 31, 2022 Consolidated Statements of Income Amount of Loss Recognized in Income on derivatives (In thousands) Derivatives not designated as a hedging instrument: Interest rate swap agreement Other income $ 2 Total $ 2

Note 10 - Fair Value Measurem_2

Note 10 - Fair Value Measurements (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	March 31, 2023 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available for sale: Debt securities: U.S. government agencies $ 3,717 $ — $ 3,717 $ — State and municipal obligations 10,316 — 10,316 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 29,670 — 29,670 — Mortgage backed securities 2,092 — 2,092 — U.S. treasury note 1,458 — 1,458 — Total investment Securities available -for-sale $ 48,199 $ — 48,199 $ — Equity Securities: Mutual Funds 1,390 890 — 500 Total equity investment securities 1,390 890 — 500 Derivative instruments $ 5,416 $ — $ 5,416 $ — Liabilities: Derivative instruments $ 2,394 $ — $ 2,394 $ — September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Assets: Investment securities available for sale: Debt securities: U.S. government agencies $ 3,580 $ — $ 3,580 $ — State and municipal obligations 9,660 — 9,660 — Single issuer trust preferred security 946 — 946 — Corporate debt securities 32,128 — 32,128 — Mortgage backed securities 2,087 — 2,087 — U.S. treasury note 1,443 — 1,443 — Total investment Securities available -for-sale $ 49,844 $ — 49,844 $ — Equity Securities: Mutual Funds 1,374 874 — 500 Total equity investment securities 1,374 874 — 500 Derivative instruments $ 7,728 $ — $ 7,728 $ — Liabilities: Derivative instruments $ 3,712 $ — $ 3,712 $ —
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2022 $ 500 Payments received — Total gains or losses (realized/unrealized) — Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, March 31, 2023 $ 500 Fair value measurements using significant unobservable inputs (Level 3) (In thousands) Balance, October 1, 2021 $ 500 Payments received — Total gains or losses (realized/unrealized) — Included in earnings — Included in other comprehensive income — Purchases — Transfers in and/or out of Level 3 — Balance, March 31, 2022 $ 500
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2023 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 200 $ — $ — $ 200 Impaired loans (1) 13,300 — — 13,300 Total $ 13,500 $ — $ — $ 13,500 March 31, 2023 Fair Value at Range/(Weighted March 31, 2023 Valuation Technique Unobservable Input Average) (Dollars in thousands) Other real estate owned $ 200 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,300 Appraisal of Collateral (2) Collateral discount (3) (10%-12%)/(10.5%) Total $ 13,500 September 30, 2022 Total Level 1 Level 2 Level 3 (In thousands) Other real estate owned $ 259 $ — $ — $ 259 Impaired loans (1) 13,722 — — 13,722 Total $ 13,981 $ — $ — $ 13,981 September 30, 2022 Fair Value at Range/(Weighted September 30, 2022 Valuation Technique Unobservable Input Average) (Dollars in thousands) Other real estate owned $ 259 Appraisal of Collateral (2) Collateral discount (3) 33.6%/(33.6%) Impaired loans (1) 13,722 Appraisal of Collateral (2) Collateral discount (3) (10.4%) – (12%)/(10.5%) Total $ 13,981
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2023 Carrying Amount Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets: Cash and cash equivalents $ 31,455 $ 31,455 $ 31,455 $ — $ — Investment securities available-for-sale 48,199 48,199 — 48,199 — Investment securities held-to-maturity 56,242 49,666 — 49,666 — Equity investment securities 1,390 1,390 890 — 500 Loans held for sale 13,232 13,232 — — 13,232 Loans receivable, net 786,000 745,771 — — 745,771 Accrued interest receivable 4,829 4,829 — 4,829 — Restricted stock 6,815 6,815 — 6,815 — Mortgage servicing rights (included in Other Assets) 80 106 — 106 — Derivatives (included in Other Assets) 5,416 5,416 — 5,416 — Financial liabilities: Savings accounts 52,905 52,905 — 52,905 — Checking and NOW accounts 276,890 276,890 — 276,890 — Money market accounts 253,672 253,672 — 253,672 — Certificates of deposit 156,715 158,594 — 158,594 — Borrowings (excluding sub debt) 75,000 75,135 — 75,135 — Subordinated debt 25,000 27,075 — 27,075 — Derivatives (included in Other Liabilities) 2,394 2,394 — 2,394 — Accrued interest payable 1,246 1,246 — 1,246 — September 30, 2022 Carrying Amount Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets: Cash and cash equivalents $ 53,267 $ 53,267 $ 53,267 $ — $ — Investment securities available-for-sale 49,844 49,844 — 49,844 — Investment securities held-to-maturity 58,767 50,266 — 50,266 — Equity investment securities 1,374 1,374 874 — 500 Loans receivable, net 801,854 763,311 — — 763,311 Loans held for sale 13,780 13,780 — — 13,780 Accrued interest receivable 4,252 4,252 — 4,252 — Restricted stock 7,104 7,104 — 7,104 — Mortgage servicing rights (included in Other Assets) 87 117 — 117 — Derivatives (included in Other Assets) 7,728 7,728 — 7,728 — Financial liabilities: ​ ​ ​ Savings accounts 55,288 55,288 — 55,288 — Checking and NOW accounts 298,833 298,833 — 298,833 — Money market accounts 279,699 279,699 — 279,699 — Certificates of deposit 151,503 153,087 — 153,087 — Borrowings (excluding sub debt) 80,000 80,022 — 80,022 — Subordinated debt 25,000 25,045 — 25,045 — Derivatives (included in Other Liabilities) 3,712 3,712 — 3,712 — Accrued interest payable 543 543 — 543 —

Note 11 - Comprehensive Income

Note 11 - Comprehensive Income (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands) Net unrealized holding (losses) gains on available-for-sale securities $ (1,135 ) $ (2,588 ) $ (541 ) $ (2,737 ) Amortization of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (1) 1 2 2 4 Fair value adjustments on derivatives (747 ) 1,773 (994 ) 2,252 Other comprehensive loss before taxes (1,881 ) (813 ) (1,533 ) (481 ) Tax effect 393 169 318 98 Total other comprehensive loss $ (1,488 ) $ (644 ) $ (1,215 ) $ (383 )

Note 12 - Equity Based Incent_2

Note 12 - Equity Based Incentive Compensation Plan (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (In Years) Value Outstanding, beginning of year 36,830 $ 20.24 — $ — Granted 6,000 $ 17.86 — $ 720 Exercised — $ — — $ — Forfeited/cancelled/expired — $ — — $ — Outstanding, at March 31, 2023 42,830 $ 19.90 6.835 $ — Exercisable, at March 31, 2023 22,430 $ 21.65 5.194 $ — Nonvested, at March 31, 2023 20,400 $ 17.99 8.639 $ — Weighted Average Weighted Remaining Aggregate Average Contractual Intrinsic Shares Exercise Price Term (In Years) Value Outstanding, beginning of year 32,830 $ 20.96 — $ 1,940 Granted — $ — — $ — Exercised — $ — — $ — Forfeited/cancelled/expired 2,000 $ 19.49 — $ — Outstanding, at March 31, 2022 30,830 $ 21.05 6.792 $ 180 Exercisable, at March 31, 2022 17,680 $ 21.70 5.866 $ 180 Nonvested, at March 31, 2022 13,150 $ 20.19 8.037 $ —
Share-Based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block]	Weighted Average Shares Fair Value Outstanding, beginning of year 27,417 $ 19.34 Granted 10,937 $ 17.69 Vested 8,252 $ 19.32 Forfeited/cancelled/expired — $ — Outstanding, at March 31, 2023 30,102 $ 18.75 Weighted Average Shares Fair Value Outstanding, beginning of year 31,486 $ 21.10 Granted 5,131 $ 15.50 Vested (6,711 ) $ 22.17 Forfeited/cancelled/expired (2,336 ) $ 20.54 Outstanding, at March 31, 2022 27,570 $ 19.82

Note 13 - Deposits (Tables)

Note 13 - Deposits (Tables)	6 Months Ended
	Mar. 31, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, September 30, 2023 2022 (Dollars in thousands) Balances by types of deposit: Savings $ 52,905 7.15 % $ 55,288 7.04 % Money market accounts 253,672 34.27 279,699 35.62 Interest-bearing demand 227,228 30.70 240,819 30.66 Non-interest-bearing demand 49,662 6.71 58,014 7.39 583,467 78.83 633,820 80.71 Certificates of deposit 156,715 21.17 151,503 19.29 Total Deposits $ 740,182 100 % $ 785,323 100 %
Schedule Of Interest Expense On Deposits Table [Text Block]	Three Months Ended March 31, Six Months Ended March 31, 2023 2022 2023 2022 (In thousands) Savings accounts $ 19 $ 12 $ 34 $ 24 Money market accounts 698 219 1,100 497 Interest-bearing demand 1,032 323 1,743 780 Certificates of deposit 895 274 1,597 572 Total $ 2,644 $ 828 $ 4,474 $ 1,873
Time Deposit Maturities [Table Text Block]	Scheduled Maturities (In thousands) Period Ending March 31, 2024 $ 101,864 2025 42,638 2026 6,955 2027 2,849 2028 829 Thereafter 1,580 Total $ 156,715 Scheduled Maturities (In thousands) Three months or less $ 22,818 Over three through six months 5,901 Over six through twelve months 16,929 Over twelve months 12,155 Total $ 57,803

Note 3 - Business Combinations

Note 3 - Business Combinations (Details Textual)	3 Months Ended		6 Months Ended
	Mar. 31, 2023 USD ($) $ / shares	Mar. 31, 2022 USD ($)	Mar. 31, 2023 USD ($) $ / shares	Mar. 31, 2022 USD ($)	Dec. 13, 2022 USD ($) $ / shares	Sep. 30, 2022 $ / shares
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares	$ 0.01		$ 0.01			$ 0.01
Business Combination, Acquisition Related Costs | $	$ 492,000	$ 0	$ 1,003,000	$ 0
Merger Agreement [Member]
Business Combination, Cash Per Share to be Received (in dollars per share) | $ / shares					$ 7.80
Business Combination, Common Stock Per Share to be Received					0.7733
Common Stock, Par or Stated Value Per Share (in dollars per share) | $ / shares					$ 5
Business Combination, Maximum Adjusted Equity as of Tenth Day Prior to Closing | $					$ 140,000,000
Business Combination, Acquisition Related Costs | $			$ 1,000,000

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)				2,336
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	4,560	4,356	5,394	5,306
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	4,200		6,958
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)	2,336	1,120		1,216
Unrestricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	3,979	0	3,979	0
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		0		0
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)	6,000		6,000
Restricted Stock 2 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)			5,131

Note 4 - Earnings Per Share - S

Note 4 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Net income	$ 571	$ 522	$ 2,479	$ 2,539
Weighted average shares outstanding (in shares)	7,641,690	7,621,100	7,637,913	7,621,227
Average unearned ESOP shares (in shares)	(51,745)	(66,145)	(53,565)	(67,965)
Basic (in shares)	7,589,945	7,554,955	7,584,348	7,553,262
Plus: effect of potential dilutive common stock equivalents - stock options (in shares)	4,279	1,239	2,779	1,197
Diluted weighted average common shares outstanding (in shares)	7,594,224	7,556,194	7,587,127	7,554,459
Earnings Per Common Share:
Basic (in dollars per share)	$ 0.08	$ 0.07	$ 0.33	$ 0.34
Diluted (in dollars per share)	$ 0.08	$ 0.07	$ 0.33	$ 0.34

Note 5 - Employee Stock Owner_2

Note 5 - Employee Stock Ownership Plan (Details Textual) - USD ($)	3 Months Ended		4 Months Ended	6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Sep. 30, 2008	Mar. 31, 2023	Mar. 31, 2022
Employee Stock Ownership Plan (ESOP), Shares in ESOP, Total (in shares)			241,178
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan, Amount			$ 2,600,000
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased (in dollars per share)			$ 10.86
Employee Stock Ownership Plan ESOP, Interest Rate			5%
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)	3,600	3,600		7,200	7,200
Employee Stock Ownership Plan E S O P Number Of Unallocated Shares (in shares)	46,943			46,943
Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value	$ 714,000			$ 714,000

Note 6 - Investment Securitie_2

Note 6 - Investment Securities (Details Textual)	3 Months Ended	6 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)	Sep. 30, 2022 USD ($)
Proceeds From Calls Of Available For Sale Securities		$ 1,000,000	$ 945,000
Proceeds From Partial Calls Of Available For Sale Securities		10,000	10,000
Proceeds from Sale of Held-to-Maturity Securities		2,000,000	2,500,000
Payments to Acquire Investments	$ 0	0
Deposit Liabilities, Collateral Issued, Financial Instruments	33.8	33.8		$ 11,900,000
Carrying Value Of Investment Securities Pledged Against Hedge	0	0		0
Deposit Liabilities Collateral Short Term Borrowings Issued Financial Instruments	$ 0	$ 0		$ 0
Mutual Fund [Member]
Proceeds from Sale and Maturity, Debt Security, Trading, and Equity Security, FV-NI, Held-for-Investment			$ 250,000
Corporate Debt Securities [Member]
Number Of Portfolio Investments	13	13
US States and Political Subdivisions Debt Securities [Member]
Number Of Portfolio Investments	11	11
US Government Agencies Debt Securities [Member]
Number Of Portfolio Investments	1	1
US Treasury Securities [Member]
Number Of Portfolio Investments	1	1
Collateralized Mortgage-Backed Securities [Member]
Number Of Portfolio Investments	1	1
Single Issuer Trust Preferred Security [Member]
Number Of Portfolio Investments	1	1

Note 6 - Investment Securitie_3

Note 6 - Investment Securities - Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022
Available for sale securities, fair value, total	$ 56,790		$ 57,895
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(8,591)		(8,051)
Investment securities available for sale, at fair value	48,199		49,844
Investment securities held to maturity, at amortized cost	56,242		58,767
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0		0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(6,576)		(8,501)
Held To Maturity Securities Fair Value	49,666		50,266
Mutual funds, amortized cost	1,500		1,500
Mutual Funds, unrealized gains	0		0
Mutual Funds, unrealized losses	(110)		(126)
Equity securities, at fair value	1,390		1,374
Mutual Funds, unrealized gains	0		0
Total investment securities, amortized cost	114,532		118,162
Total investment securities, gross unrealized gains	0		0
Total investment securities, gross unrealized losses	(15,277)	$ (16,678)	(16,678)
Total investment securities, fair value	99,255		101,484
US Government Agencies Debt Securities [Member]
Available for sale securities, fair value, total	5,000		5,000
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(1,283)		(1,420)
Investment securities available for sale, at fair value	3,717		3,580
Investment securities held to maturity, at amortized cost	27,690		29,190
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0		0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(4,328)		(4,907)
Held To Maturity Securities Fair Value	23,362		24,283
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, fair value, total	11,951		12,014
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(1,635)		(2,354)
Investment securities available for sale, at fair value	10,316		9,660
Investment securities held to maturity, at amortized cost	17,625		18,017
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0		0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(1,326)		(2,526)
Held To Maturity Securities Fair Value	16,299		15,491
Single Issuer Trust Preferred Security [Member]
Available for sale securities, fair value, total	1,000		1,000
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(54)		(54)
Investment securities available for sale, at fair value	946		946
Corporate Debt Securities [Member]
Available for sale securities, fair value, total	35,000		35,990
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(5,330)		(3,862)
Investment securities available for sale, at fair value	29,670		32,128
Investment securities held to maturity, at amortized cost	3,202		3,264
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0		0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(86)		(96)
Held To Maturity Securities Fair Value	3,116		3,168
Collateralized Mortgage-Backed Securities [Member]
Available for sale securities, fair value, total	2,347		2,403
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(255)		(316)
Investment securities available for sale, at fair value	2,092		2,087
Investment securities held to maturity, at amortized cost	2,229		2,278
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0		0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(434)		(489)
Held To Maturity Securities Fair Value	1,795		1,789
US Treasury Securities [Member]
Available for sale securities, fair value, total	1,492		1,488
Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax	0		0
Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax	(34)		(45)
Investment securities available for sale, at fair value	1,458		1,443
Collateralized Mortgage Obligations [Member]
Investment securities held to maturity, at amortized cost	5,496		6,018
Held To Maturity Securities Accumulated Unrecognized Holding Gain			0
Held To Maturity Securities Accumulated Unrecognized Holding Loss			(483)
Held To Maturity Securities Fair Value			5,535
Collateralized Mortgage Obligations [Member] | Fixed Rate [Member]
Investment securities held to maturity, at amortized cost	5,496
Held To Maturity Securities Accumulated Unrecognized Holding Gain	0
Held To Maturity Securities Accumulated Unrecognized Holding Loss	(402)
Held To Maturity Securities Fair Value	5,094
Mutual Fund [Member]
Mutual funds, amortized cost	1,500		1,500
Mutual Funds, unrealized gains	0		0
Mutual Funds, unrealized losses	(110)	(126)	(126)
Equity securities, at fair value	1,390	$ 1,374	1,374
Mutual Funds, unrealized gains	$ 0		$ 0

Note 6 - Investment Securitie_4

Note 6 - Investment Securities - Available for Sale Securities Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	$ 3,038	$ 39,907
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(182)	(5,988)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	45,161	9,937
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(8,409)	(2,063)
Debt Securities Available For Sale Unrealized Loss Position	48,199	49,844
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(8,591)	(8,051)
Investment Securities Held-to-Maturity, less than 12 months, fair value	8,252	42,856
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(72)	(6,133)
Investment Securities Held-to-Maturity, more than 12 months, fair value	41,414	7,410
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(6,504)	(2,368)
Investment Securities Held-to-Maturity, fair value	49,666	50,266
Investment Securities Held-to-Maturity, unrealized losses	(6,576)	(8,501)
Equity securities, at fair value	1,390		$ 1,374
Mutual Funds, unrealized losses	(110)		(126)
Investment Securities, less than 12 months, fair value	12,680	84,263
Investment Securities, less than 12 months, unrealized loss	(364)	(12,247)
Investment Securities, more than 12 months, fair value	86,575	17,347
Total investment securities	(14,913)	(4,431)
Investments, fair value	99,255	101,484
Investments, unrealized loss	(15,277)	(16,678)	(16,678)
US Government Agencies Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	3,717	3,580
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(1,283)	(1,420)
Debt Securities Available For Sale Unrealized Loss Position	3,717	3,580
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(1,283)	(1,420)
Investment Securities Held-to-Maturity, less than 12 months, fair value	4,161	18,662
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(29)	(3,028)
Investment Securities Held-to-Maturity, more than 12 months, fair value	19,201	5,621
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(4,299)	(1,879)
Investment Securities Held-to-Maturity, fair value	23,362	24,283
Investment Securities Held-to-Maturity, unrealized losses	(4,328)	(4,907)
US States and Political Subdivisions Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	1,209	9,660
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(11)	(2,354)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	9,107	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(1,624)	0
Debt Securities Available For Sale Unrealized Loss Position	10,316	9,660
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(1,635)	(2,354)
Investment Securities Held-to-Maturity, less than 12 months, fair value	3,020	15,491
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(22)	(2,526)
Investment Securities Held-to-Maturity, more than 12 months, fair value	13,279	0
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(1,304)	0
Investment Securities Held-to-Maturity, fair value	16,299	15,491
Investment Securities Held-to-Maturity, unrealized losses	(1,326)	(2,526)
Single Issuer Trust Preferred Security [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	946	946
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(54)	(54)
Debt Securities Available For Sale Unrealized Loss Position	946	946
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(54)	(54)
Corporate Debt Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	1,829	26,717
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	(171)	(3,273)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	27,841	5,411
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(5,159)	(589)
Debt Securities Available For Sale Unrealized Loss Position	29,670	32,128
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(5,330)	(3,862)
Investment Securities Held-to-Maturity, less than 12 months, fair value	0	3,167
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	0	(96)
Investment Securities Held-to-Maturity, fair value	3,116	3,167
Investment Securities Held-to-Maturity, unrealized losses	(86)	(96)
Collateralized Mortgage-Backed Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	2,087
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	(316)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	2,092	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(255)	0
Debt Securities Available For Sale Unrealized Loss Position	2,092	2,087
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(255)	(316)
Investment Securities Held-to-Maturity, less than 12 months, fair value	0	0
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	0	0
Investment Securities Held-to-Maturity, more than 12 months, fair value	1,795	1,789
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(434)	(489)
Investment Securities Held-to-Maturity, fair value	1,795	1,789
Investment Securities Held-to-Maturity, unrealized losses	(434)	(489)
US Treasury Securities [Member]
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months	0	1,443
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss	0	(45)
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer	1,458	0
Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss	(34)	0
Debt Securities Available For Sale Unrealized Loss Position	1,458	1,443
Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss	(34)	(45)
Collateralized Mortgage Obligations [Member]
Investment Securities Held-to-Maturity, less than 12 months, fair value	1,071	5,536
Investment Securities Held-to-Maturity, less than 12 months unrealized losses	(21)	(483)
Investment Securities Held-to-Maturity, more than 12 months, fair value	4,023	0
Investment Securities Held-to-Maturity, more than 12 months, unrealized losses	(381)	0
Investment Securities Held-to-Maturity, fair value	5,094	5,536
Investment Securities Held-to-Maturity, unrealized losses	(402)	(483)
Mutual Fund [Member]
Equity Securities, less than 12 months, fair value	1,390	1,500
Equity Securities, less than 12 months, unrealized loss	(110)	(126)
Equity Securities, more than 12 months, fair value	0	0
Equity Securities, more than 12 months, unrealized loss	0	0
Equity securities, at fair value	1,390	1,374	1,374
Mutual Funds, unrealized losses	$ (110)	$ (126)	$ (126)

Note 6 - Investment Securitie_5

Note 6 - Investment Securities - Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Available for sale securities, amortized cost, due after one year through five years	$ 6,212
Available for sale securities, fair value, due after one year through five years	6,019
Available for sale securities, amortized cost, due after five years through ten years	31,812
Available for sale securities, fair value, due after five years through ten years	26,828
Available for sale securities, amortized cost, due after ten years	16,419
Available for sale securities, fair value, due after ten years	13,260
Available for sale securities, fair value, total	56,790	$ 57,895
Investment securities available for sale, at fair value	48,199	49,844
Held to maturity securities, amortized cost, due in one year or less	5,044
Held to maturity securities, fair value, due in one year or less	5,008
Held to maturity securities, amortized cost, due after one year through five years	8,978
Held to maturity securities, fair value, due after one year through five years	8,759
Held to maturity securities, amortized cost, due after five years through ten years	3,111
Held to maturity securities, fair value, due after five years through ten years	2,709
Held to maturity securities, amortized cost, due after ten years	31,384
Held to maturity securities, fair value, due after ten years	26,301
Investment securities held to maturity, at amortized cost	56,242	58,767
Held to maturity securities, fair value	49,666
Equity securities, due in one year or less, amortized cost	1,000
Equity securities, due in one year or less, fair value	890
Equity securities, due after five years through ten years, amortized cost	500
Equity securities, due after five years through ten years, fair value	500
Equity securities, total, amortized cost	1,500	1,500
Equity securities, total, fair value	1,390	1,374
Total investment securities, amortized cost	114,532	118,162
Total investment securities, fair value	99,255	101,484
Collateralized Mortgage-Backed Securities [Member]
Available for sale securities, amortized cost, MBS	2,347
Available for sale securities, fair value, MBS	2,092
Available for sale securities, fair value, total	2,347	2,403
Investment securities available for sale, at fair value	2,092	2,087
Investment securities held to maturity, at amortized cost	2,229	2,278
Held to maturity securities, fair value	1,795
Collateralized Mortgage Obligations [Member]
Investment securities held to maturity, at amortized cost	5,496	$ 6,018
Held to maturity securities, fair value	$ 5,094

Note 7 - Loans Receivable and_3

Note 7 - Loans Receivable and Related Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended	21 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 14, 2022 USD ($)	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2022 USD ($)
Allowance for Loan and Lease Losses, Period Increase (Decrease)			$ 4,800,000
Impaired Financing Receivable, Recorded Investment	$ 24,476,000		24,476,000		$ 19,714,000	$ 19,714,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	24,476,000		24,476,000		19,237,000	19,237,000
Financing Receivable, Nonaccrual	1,007,000		1,007,000		$ 753,000	753,000
Interest Income Non Accrual Loans			$ 8,000	$ 20,000
Financing Receivable, Modifications, Number of Contracts			23		20
Financing Receivable, Modified, Accumulated	11,002,000		$ 11,002,000		$ 6,068,000	6,068,000
Real Estate Acquired Through Foreclosure	$ 265,000		$ 265,000		$ 359,000	$ 359,000
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	2					3
Special Mention [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts			2		3
Financing Receivable Non Troubled Debt Restructuring Principal Balance	$ 26.6		$ 26.6		$ 32,000,000	$ 32,000,000
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, Recorded Investment	13,803,000		13,803,000		13,826,000	13,826,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	13,803,000		$ 13,803,000		$ 13,826,000	13,826,000
Financing Receivable, Modifications, Number of Contracts			2		3
Financing Receivable, Modified, Accumulated	503,000		$ 503,000		$ 594,000	$ 594,000
Real Estate Acquired Through Foreclosure	$ 13,300,000		$ 13,300,000
Number Of Loans Classified As Loans Held For Sale			1
Proceeds from Sale of Real Estate		$ 17,200,000
Real Estate, Percentage of Statutory Rate Thereafter Through Date of Foreclosure Sale	9%		9%
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	2					3
One Commercial and Industrial Loan [Member]
Number Of Loans Deemed Impaired With No Specific Allowance			1
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 4,800,000		$ 4,800,000
Residential Loans [Member]
Financing Receivable, Nonaccrual, Number of Loans			2
Financing Receivable, Nonaccrual	561,000		$ 561,000
Troubled Debt Restructure Commercial and Industrial Loan [Member]
Financing Receivable, Modified, Accumulated	$ 4,800,000		$ 4,800,000
Troubled Debt Restructurings Loans Perform Under Restructuring Term [Member]
Financing Receivable, Modifications, Number of Contracts			13

Note 7 - Loans Receivable and_4

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Loans receivable	$ 794,562		$ 810,407
Deferred loan fees and costs, net	536		537
Allowance for loan losses	(9,098)	$ (9,099)	(9,090)	$ (9,301)	$ (10,037)	$ (11,472)
Total loans receivable, net of allowance for loan losses	786,000		801,854
Home Equity Loan [Member]
Loans receivable	13,002		13,233
Consumer Second Mortgages [Member]
Loans receivable	3,577		4,395
Other Consumer Loans [Member]
Loans receivable	2,210		2,136
Residential Portfolio Segment [Member]
Loans receivable	163,734		175,957
Allowance for loan losses	(737)	(795)	(708)	(814)	(935)	(934)
Residential and Commercial [Member]
Loans receivable	18,966		24,362
Allowance for loan losses	(102)	(123)	(131)	(152)	(428)	(428)
Construction and Development Land [Member]
Loans receivable	540		550
Allowance for loan losses	(3)	(3)	(3)	(27)	(15)	(15)
Construction and Development [Member]
Loans receivable	19,506		24,912
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	402,503		406,914
Allowance for loan losses	(5,922)	(5,976)	(6,040)	(6,205)	(7,118)	(7,043)
Farmland [Member]
Loans receivable	13,560		11,506
Allowance for loan losses	(69)	(57)	(57)	(274)	(56)	(56)
Commercial Multi Family [Member]
Loans receivable	61,272		55,295
Allowance for loan losses	(331)	(270)	(298)	(327)	(450)	(450)
Commercial and Industrial Sector [Member]
Loans receivable	104,781		102,703
Allowance for loan losses	(960)	(996)	(1,158)	(1,197)	(791)	(2,221)
Other Commercial Loans [Member]
Loans receivable	10,417		13,356
Allowance for loan losses	(43)	$ (54)	(55)	$ 0	$ (54)	$ (54)
Commercial Portfolio Segment [Member]
Loans receivable	592,533		589,774
Consumer Portfolio Segment [Member]
Loans receivable	$ 18,789		$ 19,764

Note 7 - Loans Receivable and_5

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		15 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2022	Sep. 30, 2022
Balance	$ 9,099	$ 10,037	$ 9,090		$ 11,472
Charge-offs	(8)	(785)	(8)		(2,299)
Recoveries	7	49	16		128
Provision for Loan Losses	0	0	0	$ 0	0
Balance	9,098	9,301	9,098	9,301	9,301
Ending balance: individually evaluated for impairment	0	243	0	243	243	$ 54
Ending balance: collectively evaluated for impairment	9,098	9,058	9,098	9,058	9,058	9,036
Loans receivable	794,562		794,562			810,407
Loans: individually evaluated for impairment	0		0			477
Loans: collectively evaluated for impairment	794,562		794,562			809,930
Residential Portfolio Segment [Member]
Balance	795	935	708		934
Charge-offs	0	0	0		0
Recoveries	1	0	6		1
Provision for Loan Losses	(59)	(121)	23		(121)
Balance	737	814	737	814	814
Ending balance: individually evaluated for impairment	0	58	0	58	58	54
Ending balance: collectively evaluated for impairment	737	756	737	756	756	654
Loans receivable	163,734		163,734			175,957
Loans: individually evaluated for impairment	0		0			477
Loans: collectively evaluated for impairment	163,734		163,734			175,480
Residential and Commercial [Member]
Balance	123	428	131		428
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	(21)	(276)	(29)		(276)
Balance	102	152	102	152	152
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	102	152	102	152	152	131
Loans receivable	18,966		18,966			24,362
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	18,966		18,966			24,362
Construction and Development Land [Member]
Balance	3	15	3		15
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	0	12	0		12
Balance	3	27	3	27	27
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	3	27	3	27	27	3
Loans receivable	540		540			550
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	540		540			550
Commercial Real Estate Portfolio Segment [Member]
Balance	5,976	7,118	6,040		7,043
Charge-offs	0	0	0		0
Recoveries	1	1	3		76
Provision for Loan Losses	(55)	(914)	(121)		(914)
Balance	5,922	6,205	5,922	6,205	6,205
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	5,922	6,205	5,922	6,205	6,205	6,040
Loans receivable	402,503		402,503			406,914
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	402,503		402,503			406,914
Farmland [Member]
Balance	57	56	57		56
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	12	218	12		218
Balance	69	274	69	274	274
Ending balance: individually evaluated for impairment	0	180	0	180	180	0
Ending balance: collectively evaluated for impairment	69	94	69	94	94	57
Loans receivable	13,560		13,560			11,506
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	13,560		13,560			11,506
Commercial Multi Family [Member]
Balance	270	450	298		450
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	61	(123)	33		(123)
Balance	331	327	331	327	327
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	331	327	331	327	327	298
Loans receivable	61,272		61,272			55,295
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	61,272		61,272			55,295
Commercial and Industrial Sector [Member]
Balance	996	791	1,158		2,221
Charge-offs	0	(764)	0		(2,194)
Recoveries	1	1	1		1
Provision for Loan Losses	(37)	1,169	(199)		1,169
Balance	960	1,197	960	1,197	1,197
Ending balance: individually evaluated for impairment	0	5	0	5	5	0
Ending balance: collectively evaluated for impairment	960	1,192	960	1,192	1,192	1,158
Loans receivable	104,781		104,781			102,703
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	104,781		104,781			102,703
Other Commercial Loans [Member]
Balance	54	54	55		54
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	(11)	(54)	(12)		(54)
Balance	43	0	43	0	0
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	43	0	43	0	0	55
Loans receivable	10,417		10,417			13,356
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	10,417		10,417			13,356
Home Equity Line of Credit [Member]
Balance	65	76	67		76
Charge-offs	0	0	0		0
Recoveries	1	0	1		0
Provision for Loan Losses	(3)	2	(5)		2
Balance	63	78	63	78	78
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	63	78	63	78	78	67
Loans receivable	13,002		13,002			13,233
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	13,002		13,002			13,233
Consumer Second Mortgages [Member]
Balance	16	6	21		87
Charge-offs	(8)	(21)	(8)		(105)
Recoveries	3	47	5		50
Provision for Loan Losses	4	69	(3)		69
Balance	15	101	15	101	101
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	15	101	15	101	101	21
Loans receivable	3,577		3,577			4,395
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	3,577		3,577			4,395
Other Consumer Loans [Member]
Balance	15	20	15		20
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	(3)	(3)	(3)		(3)
Balance	12	17	12	17	17
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	12	17	12	17	17	15
Loans receivable	2,210		2,210			2,136
Loans: individually evaluated for impairment	0		0			0
Loans: collectively evaluated for impairment	2,210		2,210			2,136
Unallocated Financing Receivables [Member]
Balance	729	88	537		88
Charge-offs	0	0	0		0
Recoveries	0	0	0		0
Provision for Loan Losses	112	21	304		21
Balance	841	109	841	109	109
Ending balance: individually evaluated for impairment	0	0	0	0	0	0
Ending balance: collectively evaluated for impairment	841	$ 109	841	$ 109	$ 109	537
Loans receivable
Loans: individually evaluated for impairment
Loans: collectively evaluated for impairment

Note 7 - Loans Receivable and_6

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Impaired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 0	$ 477
Impaired Financing Receivable, Related Allowance	0	54
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	24,476	19,237
Impaired Financing Receivable, Recorded Investment	24,476	19,714
Impaired Financing Receivable, Unpaid Principal Balance	26,301	21,617
Home Equity Loan [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	18	20
Impaired Financing Receivable, Recorded Investment	18	20
Impaired Financing Receivable, Unpaid Principal Balance	24	25
Consumer Second Mortgages [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	99	152
Impaired Financing Receivable, Recorded Investment	99	152
Impaired Financing Receivable, Unpaid Principal Balance	112	191
Residential Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	477
Impaired Financing Receivable, Related Allowance	0	54
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,965	2,342
Impaired Financing Receivable, Recorded Investment	2,965	2,819
Impaired Financing Receivable, Unpaid Principal Balance	3,190	3,029
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	13,803	13,826
Impaired Financing Receivable, Recorded Investment	13,803	13,826
Impaired Financing Receivable, Unpaid Principal Balance	15,384	15,475
Farmland [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,210	2,213
Impaired Financing Receivable, Recorded Investment	2,210	2,213
Impaired Financing Receivable, Unpaid Principal Balance	2,210	2,213
Commercial and Industrial Sector [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,381	684
Impaired Financing Receivable, Recorded Investment	5,381	684
Impaired Financing Receivable, Unpaid Principal Balance	$ 5,381	$ 684

Note 7 - Loans Receivable and_7

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Average Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Impaired Financing Receivable, Average Recorded Investment	$ 24,565	$ 19,786	$ 22,913	$ 13,766
Impaired Financing Receivable, Interest Income, Accrual Method	115	57	188	106
Home Equity Loan [Member]
Impaired Financing Receivable, Average Recorded Investment	19	22	19	10
Impaired Financing Receivable, Interest Income, Accrual Method	0	0	0	0
Consumer Second Mortgages [Member]
Impaired Financing Receivable, Average Recorded Investment	130	685	441	528
Impaired Financing Receivable, Interest Income, Accrual Method	1	0	1	0
Residential Portfolio Segment [Member]
Impaired Financing Receivable, Average Recorded Investment	2,910	2,610	2,546	1,727
Impaired Financing Receivable, Interest Income, Accrual Method	21	25	40	47
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, Average Recorded Investment	13,862	12,757	13,878	8,626
Impaired Financing Receivable, Interest Income, Accrual Method	6	7	13	9
Farmland [Member]
Impaired Financing Receivable, Average Recorded Investment	2,209	2,236	2,207	1,494
Impaired Financing Receivable, Interest Income, Accrual Method	19	20	39	40
Commercial and Industrial Sector [Member]
Impaired Financing Receivable, Average Recorded Investment	5,435	1,476	3,822	1,381
Impaired Financing Receivable, Interest Income, Accrual Method	$ 68	$ 5	$ 95	$ 10

Note 7 - Loans Receivable and_8

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Financing Receivables, Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Loans And Leases Receivable Gross Carrying Amount	$ 794,562	$ 810,407
Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	756,070	766,276
Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	27,153	32,740
Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	11,339	11,391
Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Residential Portfolio Segment [Member]
Loans And Leases Receivable Gross Carrying Amount	163,734	175,957
Residential Portfolio Segment [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	160,724	173,083
Residential Portfolio Segment [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Residential Portfolio Segment [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	3,010	2,874
Residential Portfolio Segment [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Residential and Commercial [Member]
Loans And Leases Receivable Gross Carrying Amount	18,966	24,362
Residential and Commercial [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	18,696	24,362
Residential and Commercial [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Residential and Commercial [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Residential and Commercial [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Construction and Development Land [Member]
Loans And Leases Receivable Gross Carrying Amount	540	550
Construction and Development Land [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	540	550
Construction and Development Land [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Construction and Development Land [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Construction and Development Land [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans And Leases Receivable Gross Carrying Amount	402,503	406,914
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	374,900	373,729
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	27,100	32,682
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	503	504
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Farmland [Member]
Loans And Leases Receivable Gross Carrying Amount	13,560	11,506
Farmland [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	11,350	9,293
Farmland [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Farmland [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	2,210	2,213
Farmland [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial Multi Family [Member]
Loans And Leases Receivable Gross Carrying Amount	61,272	55,295
Commercial Multi Family [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	61,272	55,295
Commercial Multi Family [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial Multi Family [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial Multi Family [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial and Industrial Sector [Member]
Loans And Leases Receivable Gross Carrying Amount	104,781	102,703
Commercial and Industrial Sector [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	99,400	97,219
Commercial and Industrial Sector [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Commercial and Industrial Sector [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	5,381	5,484
Commercial and Industrial Sector [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Commercial Loans [Member]
Loans And Leases Receivable Gross Carrying Amount	10,417	13,356
Other Commercial Loans [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	10,417	13,356
Other Commercial Loans [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Commercial Loans [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Commercial Loans [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Home Equity Line of Credit [Member]
Loans And Leases Receivable Gross Carrying Amount	13,002	13,233
Home Equity Line of Credit [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	12,916	13,143
Home Equity Line of Credit [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Home Equity Line of Credit [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	86	90
Home Equity Line of Credit [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Consumer Second Mortgages [Member]
Loans And Leases Receivable Gross Carrying Amount	3,577	4,395
Consumer Second Mortgages [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	3,375	4,110
Consumer Second Mortgages [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	53	58
Consumer Second Mortgages [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	149	227
Consumer Second Mortgages [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Consumer Loans [Member]
Loans And Leases Receivable Gross Carrying Amount	2,210	2,136
Other Consumer Loans [Member] | Pass [Member]
Loans And Leases Receivable Gross Carrying Amount	2,210	2,136
Other Consumer Loans [Member] | Special Mention [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Consumer Loans [Member] | Substandard [Member]
Loans And Leases Receivable Gross Carrying Amount	0	0
Other Consumer Loans [Member] | Doubtful [Member]
Loans And Leases Receivable Gross Carrying Amount	$ 0	$ 0

Note 7 - Loans Receivable and_9

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Schedule of Financing Receivables Non Accrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Financing receivable recorded investment nonaccrual status	$ 1,007	$ 753
Home Equity Loan [Member]
Financing receivable recorded investment nonaccrual status	18	20
Consumer Second Mortgages [Member]
Financing receivable recorded investment nonaccrual status	60	148
Residential Portfolio Segment [Member]
Financing receivable recorded investment nonaccrual status	$ 929	$ 585

Note 7 - Loans Receivable an_10

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Notes receivable, gross	$ 1,498	$ 5,886
Loans receivable	794,562	810,407
Loans receivable, 90 days and accruing	673	243
Home Equity Loan [Member]
Notes receivable, gross	119	73
Loans receivable	13,002	13,233
Loans receivable, 90 days and accruing	0	0
Consumer Second Mortgages [Member]
Notes receivable, gross	0	11
Loans receivable	3,577	4,395
Loans receivable, 90 days and accruing	0	0
Other Consumer Loans [Member]
Notes receivable, gross	24	4
Loans receivable	2,210	2,136
Loans receivable, 90 days and accruing	0	0
Financial Asset, Not Past Due [Member]
Notes receivable, gross	793,064	804,521
Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Notes receivable, gross	12,883	13,160
Financial Asset, Not Past Due [Member] | Consumer Second Mortgages [Member]
Notes receivable, gross	3,577	4,384
Financial Asset, Not Past Due [Member] | Other Consumer Loans [Member]
Notes receivable, gross	2,186	2,132
Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	264	4,951
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Notes receivable, gross	119	53
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Second Mortgages [Member]
Notes receivable, gross	0	3
Financial Asset, 30 to 59 Days Past Due [Member] | Other Consumer Loans [Member]
Notes receivable, gross	24	4
Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	497
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Notes receivable, gross	0	20
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Second Mortgages [Member]
Notes receivable, gross	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Other Consumer Loans [Member]
Notes receivable, gross	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	1,234	438
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Notes receivable, gross	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Second Mortgages [Member]
Notes receivable, gross	0	8
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Consumer Loans [Member]
Notes receivable, gross	0	0
Residential Portfolio Segment [Member]
Notes receivable, gross	852	2,105
Loans receivable	163,734	175,957
Loans receivable, 90 days and accruing	170	243
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	162,882	173,852
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	121	1,198
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	477
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	731	430
Residential and Commercial [Member]
Notes receivable, gross	0	0
Loans receivable	18,966	24,362
Loans receivable, 90 days and accruing	0	0
Residential and Commercial [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	18,966	24,362
Residential and Commercial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	0
Residential and Commercial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Residential and Commercial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	0	0
Construction and Development Land [Member]
Notes receivable, gross	0	0
Loans receivable	540	550
Loans receivable, 90 days and accruing	0	0
Construction and Development Land [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	540	550
Construction and Development Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	0
Construction and Development Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Construction and Development Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member]
Notes receivable, gross	503	105
Loans receivable	402,503	406,914
Loans receivable, 90 days and accruing	503	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	402,000	406,809
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	105
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	503	0
Farmland [Member]
Notes receivable, gross	0	2,213
Loans receivable	13,560	11,506
Loans receivable, 90 days and accruing	0	0
Farmland [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	13,560	9,293
Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	2,213
Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial Multi Family [Member]
Notes receivable, gross	0	0
Loans receivable	61,272	55,295
Loans receivable, 90 days and accruing	0	0
Commercial Multi Family [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	61,272	55,295
Commercial Multi Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial Multi Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial Multi Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial and Industrial Sector [Member]
Notes receivable, gross	0	1,375
Loans receivable	104,781	102,703
Loans receivable, 90 days and accruing	0	0
Commercial and Industrial Sector [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	104,781	101,328
Commercial and Industrial Sector [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	1,375
Commercial and Industrial Sector [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Commercial and Industrial Sector [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	0	0
Other Commercial Loans [Member]
Notes receivable, gross	0	0
Loans receivable	10,417	13,356
Loans receivable, 90 days and accruing	0	0
Other Commercial Loans [Member] | Financial Asset, Not Past Due [Member]
Notes receivable, gross	10,417	13,356
Other Commercial Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Notes receivable, gross	0	0
Other Commercial Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Notes receivable, gross	0	0
Other Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Notes receivable, gross	$ 0	$ 0

Note 7 - Loans Receivable an_11

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructuring on Financing Receivables (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Mar. 31, 2023 USD ($)	Sep. 30, 2022 USD ($)
Financing receivable modifications, number of contracts	23	20
Financing receivable, modifications, recorded investment	$ 11,002	$ 6,068
Financing receivable modifications, subsequent default, number of contracts	1	0
Financing receivable modifications, subsequent default recorded investment	$ 465	$ 0
Residential Portfolio Segment [Member]
Financing receivable modifications, number of contracts	16	14
Financing receivable, modifications, recorded investment	$ 2,869	$ 2,632
Financing receivable modifications, subsequent default, number of contracts	1	0
Financing receivable modifications, subsequent default recorded investment	$ 465	$ 0
Commercial Real Estate Portfolio Segment [Member]
Financing receivable modifications, number of contracts	2	3
Financing receivable, modifications, recorded investment	$ 503	$ 594
Financing receivable modifications, subsequent default, number of contracts	0	0
Financing receivable modifications, subsequent default recorded investment	$ 0	$ 0
Farmland [Member]
Financing receivable modifications, number of contracts	1	1
Financing receivable, modifications, recorded investment	$ 2,210	$ 2,213
Financing receivable modifications, subsequent default, number of contracts	0	0
Financing receivable modifications, subsequent default recorded investment	$ 0	$ 0
Commercial and Industrial [Member]
Financing receivable modifications, number of contracts	2	1
Financing receivable, modifications, recorded investment	$ 5,381	$ 625
Financing receivable modifications, subsequent default, number of contracts	0	0
Financing receivable modifications, subsequent default recorded investment	$ 0	$ 0
Consumer Second Mortgages [Member]
Financing receivable modifications, number of contracts	2	1
Financing receivable, modifications, recorded investment	$ 39	$ 4
Financing receivable modifications, subsequent default, number of contracts	0	0
Financing receivable modifications, subsequent default recorded investment	$ 0	$ 0

Note 7 - Loans Receivable an_12

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Performing Status of Troubled Debt (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Financing receivable, modifications, recorded investment	$ 11,002	$ 6,068
Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	9,496	4,979
Performing Financial Instruments [Member] | Consumer Second Mortgages [Member]
Financing receivable, modifications, recorded investment	39	4
Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,506	1,089
Nonperforming Financial Instruments [Member] | Consumer Second Mortgages [Member]
Financing receivable, modifications, recorded investment	0	0
Residential Portfolio Segment [Member]
Financing receivable, modifications, recorded investment	2,869	2,632
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,866	1,543
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	1,003	1,089
Commercial Real Estate Portfolio Segment [Member]
Financing receivable, modifications, recorded investment	503	594
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	0	594
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	503	0
Farmland [Member]
Financing receivable, modifications, recorded investment	2,210	2,213
Farmland [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	2,210	2,213
Farmland [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	0	0
Commercial and Industrial Sector [Member] | Performing Financial Instruments [Member]
Financing receivable, modifications, recorded investment	5,381	625
Commercial and Industrial Sector [Member] | Nonperforming Financial Instruments [Member]
Financing receivable, modifications, recorded investment	$ 0	$ 0

Note 7 - Loans Receivable an_13

Note 7 - Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructuring Activity (Details) $ in Thousands	6 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)
Financing Receivable Modifications Number Of Contracts	4	2
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 5,144	$ 986
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 5,147	$ 986
Consumer Second Mortgages [Member]
Financing Receivable Modifications Number Of Contracts	1	0
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 38
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 39
Residential Portfolio Segment [Member]
Financing Receivable Modifications Number Of Contracts	2	1
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 304	$ 482
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 306	$ 482
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications Number Of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 0
Farmland [Member]
Financing Receivable Modifications Number Of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 0
Commercial and Industrial Sector [Member]
Financing Receivable Modifications Number Of Contracts	1	1
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 4,802	$ 504
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 4,802	$ 504

Note 7 - Loans Receivables and

Note 7 - Loans Receivables and Related Allowance for Loan Losses - Nontroubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended	21 Months Ended
	Mar. 31, 2023 USD ($)	Sep. 30, 2022 USD ($)
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	2	3
Loan Modification Exposure	$ 26,560	$ 32,041
Loans And Leases Receivable Gross Carrying Amount	$ 794,562	$ 810,407
Percentage of Gross Loans Modified	3.34%	3.95%
Home Equity Loan [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 13,002	$ 13,233
Percentage of Gross Loans Modified	0%	0%
Consumer Second Mortgages [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 3,577	$ 4,395
Percentage of Gross Loans Modified	0%	0%
Other Consumer Loans [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 2,210	$ 2,136
Percentage of Gross Loans Modified	0%	0%
Residential Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 163,734	$ 175,957
Percentage of Gross Loans Modified	0%	0%
Residential and Commercial [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 18,966	$ 24,362
Percentage of Gross Loans Modified	0%	0%
Construction and Development Land [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 540	$ 550
Percentage of Gross Loans Modified	0%	0%
Construction and Development [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 19,506	$ 24,912
Percentage of Gross Loans Modified	0%	0%
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	2	3
Loan Modification Exposure	$ 26,560	$ 32,041
Loans And Leases Receivable Gross Carrying Amount	$ 402,503	$ 406,914
Percentage of Gross Loans Modified	6.60%	7.87%
Farmland [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 13,560	$ 11,506
Percentage of Gross Loans Modified	0%	0%
Commercial Multi Family [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 61,272	$ 55,295
Percentage of Gross Loans Modified	0%	0%
Commercial and Industrial Sector [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 104,781	$ 102,703
Percentage of Gross Loans Modified	0%	0%
Other Commercial Loans [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 10,417	$ 13,356
Percentage of Gross Loans Modified	0%	0%
Commercial Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	2	3
Loan Modification Exposure	$ 26,560	$ 32,041
Loans And Leases Receivable Gross Carrying Amount	$ 592,533	$ 589,774
Percentage of Gross Loans Modified	4.48%	5.74%
Consumer Portfolio Segment [Member]
Financing Receivable Modifications Non Troubled Debt Restructuring Number Of Contracts	0	0
Loan Modification Exposure	$ 0	$ 0
Loans And Leases Receivable Gross Carrying Amount	$ 18,789	$ 19,764
Percentage of Gross Loans Modified	0%	0%

Note 8 - Regulatory Matters - R

Note 8 - Regulatory Matters - Reconciliation of the Bank's Equity (Details) - Malvern Bank [Member] $ in Thousands	Mar. 31, 2023 USD ($)	Sep. 30, 2022 USD ($)
Tier 1 Leverage (Core) Capital (to adjusted assets)	$ 170,015	$ 166,340
Tier 1 Leverage (Core) Capital (to adjusted assets), Ratio	0.1701	0.1630
Tier 1 Leverage (Core) Capital (to adjusted assets), Capital Adequacy Minimum	$ 39,977	$ 40,820
Tier 1 Leverage (Core) Capital (to adjusted assets), Capital Adequacy Minimum Ratio	0.0400	0.0400
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets	$ 49,971	$ 51,025
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets Ratio	0.0500	0.0500
Common Equity Tier 1 Capital (to risk weighted assets)	$ 170,015	$ 166,340
Common Equity Tier 1 Capital (to risk weighted assets), Ratio	0.2005	0.1927
Tier One Capital Equity Required For Capital Adequacy	$ 38,160	$ 38,836
Tier One Capital Equity Required For Capital Adequacy Ratio	0.0450	0.0450
Tier One Capital Equity Required To Be Well Capitalized	$ 55,119	$ 56,096
Tier One Capital Equity Required To Be Well Capitalized Ratio	0.0650	0.0650
Tier 1 Capital (to risk weighted assets)	$ (170,015)	$ (166,340)
Tier 1 Capital (to risk weighted assets), Ratio	0.2005	0.1927
Tier One Risk Based Capital Required For Capital Adequacy	$ 50,879	$ 51,751
Tier One Risk Based Capital Required For Capital Adequacy, Ratio	0.0600	0.0600
Tier One Risk Based Capital Required To Be Well Capitalized	$ 67,839	$ 69,042
Tier One Risk Based Capital Required To Be Well Capitalized, Ratio	0.0800	0.0800
Total Risk Based Capital (to risk weighted assets)	$ 179,195	$ 175,512
Total Risk Based Capital (to risk weighted assets), Ratio	0.2113	0.2034
Capital Required For Capital Adequacy	$ 67,839	$ 69,042
Capital Required For Capital Adequacy, Ratio	0.0800	0.0800
Capital Required To Be Well Capitalized	$ 84,799	$ 86,302
Capital Required To Be Well Capitalized, Ratio	0.1000	0.1000
Tier 1 Capital (to risk weighted assets)	$ 170,015	$ 166,340

Note 9 - Derivatives and Hedg_3

Note 9 - Derivatives and Hedging Activities (Details Textual) $ in Millions	6 Months Ended
	Mar. 31, 2023 USD ($)
Interest Rate Swap [Member]
Estimated Derivative Interest Expense	$ 2.3

Note 9 - Derivatives and Hedg_4

Note 9 - Derivatives and Hedging Activities - Schedule of Derivative Liabilities at Fair Value (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Designated as Hedging Instrument [Member] | Other Assets [Member]
Interest rate swap agreement, hedging instrument, asset, notional amount	$ 60,000	$ 60,000
Interest rate swap agreement, hedging instrument asset, fair value	3,023	4,017
Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Interest rate swap agreement, hedging instrument asset, fair value	0	0
Interest rate swap agreement, hedging instrument, liability, notional amount	0	0
Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Interest rate swap agreement, hedging instrument, asset, notional amount	43,727	44,132
Interest rate swap agreement, hedging instrument asset, fair value	2,393	3,711
Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Interest rate swap agreement, hedging instrument asset, fair value	2,394	3,712
Interest rate swap agreement, hedging instrument, liability, notional amount	$ 43,727	$ 44,132

Note 9 - Derivatives and Hedg_5

Note 9 - Derivatives and Hedging Activities - Schedule of Offsetting of Derivative Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Gross amounts of recognized assets	$ 5,416	$ 7,728
Derivative assets	5,416	7,728
Derivatives asset cash collateral received	3,670	4,210
Net Amount	1,746	3,518
Derivative Fair Value Of Derivative Liability	2,394	3,712
Derivative liabilities	2,394	3,712
Derivative Collateral Right To Reclaim Securities	0	0
Derivative Collateral Right To Reclaim Cash	0	0
Derivative Fair Value Of Derivative Liability Net Offset Against Collateral	$ 2,394	$ 3,712

Note 9 - Derivatives - Schedule

Note 9 - Derivatives - Schedule of Derivative Instruments Effect on Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Derivatives, gain	$ (182)	$ 1,748	$ 22	$ 2,142
Derivatives, loss	565	(26)	1,016	(111)
Interest Rate Swap [Member]
Derivatives, gain	(182)	1,748	22	2,142
Derivatives, loss	$ 565	$ (26)	$ 1,016	$ (111)

Note 9 - Derivatives - Schedu_2

Note 9 - Derivatives - Schedule of Other Derivatives Not Designated as Hedging Instruments (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Derivative, gain (loss), net	$ 0	$ 1	$ 0	$ 2
Interest Rate Swap [Member] | Other Income [Member]
Derivative, gain (loss), net	$ 0	$ 1	$ 0	$ 2

Note 10 - Fair Value Measurem_3

Note 10 - Fair Value Measurements (Details Textual) - USD ($)	Mar. 31, 2023	Sep. 30, 2022
Impaired Financing Receivable, Related Allowance	$ 0	$ 54,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	24,476,000	$ 19,237,000
Three Commercial Real Estate Loans [Member]
Impaired Financing Receivable, Partially Charged Off, With Related Allowance, Recorded Investment	13,700,000
Impaired Financing Receivable, Related Allowance	54,000
One Commercial Real Estate Loan [Member]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 13,300,000

Note 10 - Fair Value Measurem_4

Note 10 - Fair Value Measurements - Fair Value Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022
Debt Securities, Available-for-Sale	$ 48,199		$ 49,844
Equity investment securities	1,390		1,374
Derivative assets	5,416		7,728
Derivative liabilities	2,394		3,712
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	3,717		3,580
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	10,316		9,660
Single Issuer Trust Preferred Security [Member]
Debt Securities, Available-for-Sale	946		946
Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	29,670		32,128
Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	2,092		2,087
US Treasury Securities [Member]
Debt Securities, Available-for-Sale	1,458		1,443
Mutual Fund [Member]
Equity investment securities	1,390	$ 1,374	1,374
Fair Value, Recurring [Member]
Debt Securities, Available-for-Sale	48,199		49,844
Equity investment securities	1,390		1,374
Derivative assets	5,416		7,728
Derivative liabilities	2,394		3,712
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Equity investment securities	890		874
Derivative assets	0		0
Derivative liabilities	0		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	48,199		49,844
Equity investment securities	0		0
Derivative assets	5,416		7,728
Derivative liabilities	2,394		3,712
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Equity investment securities	500		500
Derivative assets	0		0
Derivative liabilities	0		0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale	3,717		3,580
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	3,717		3,580
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale	10,316		9,660
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	10,316		9,660
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member]
Debt Securities, Available-for-Sale	946		946
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	946		946
Fair Value, Recurring [Member] | Single Issuer Trust Preferred Security [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale	29,670		32,128
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	29,670		32,128
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale	2,092		2,087
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	2,092		2,087
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Debt Securities, Available-for-Sale	1,458		1,443
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt Securities, Available-for-Sale	1,458		1,443
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-Sale	0		0
Fair Value, Recurring [Member] | Mutual Fund [Member]
Equity investment securities	1,390		1,374
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 1 [Member]
Equity investment securities	890		874
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 2 [Member]
Equity investment securities	0		0
Fair Value, Recurring [Member] | Mutual Fund [Member] | Fair Value, Inputs, Level 3 [Member]
Equity investment securities	$ 500		$ 500

Note 10 - Fair Value Measurem_5

Note 10 - Fair Value Measurements - Fair Value Liabilities on Recurring Basis Unobservable Input Reconciliation (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Balance	$ 500	$ 500
Payments received	0	0
Included in earnings	0	0
Included in other comprehensive income	0	0
Purchases	0	0
Transfers in and/or out of Level 3	0	0
Balance	$ 500	$ 500

Note 10 - Fair Value Measurem_6

Note 10 - Fair Value Measurements - Fair Value Assets Measured on Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Mar. 31, 2023 USD ($)		Sep. 30, 2022 USD ($)
Assets, fair value disclosure	$ 13,500		$ 13,981
Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	0		0
Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0		0
Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	13,500		13,981
Other Real Estate Owned [Member]
Assets, fair value disclosure	$ 200		$ 259
Other Real Estate Owned [Member] | Appraisal of Collateral [Member] | Measurement Input, Collatoral Discount [Member] | Weighted Average [Member]
Other real estate owned, range	0.336		0.336
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	$ 0		$ 0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0		0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	200		259
Impaired Loans Net [Member]
Assets, fair value disclosure	$ 13,300	[1]	$ 13,722	[2]
Impaired Loans Net [Member] | Appraisal of Collateral [Member] | Measurement Input, Collatoral Discount [Member] | Weighted Average [Member]
Impaired loans, range	0.105	[1]	0.105	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value disclosure	$ 0	[1]	$ 0	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value disclosure	0	[1]	0	[2]
Impaired Loans Net [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value disclosure	$ 13,300	[1]	$ 13,722	[2]
[1]Consisted of three loans with an aggregate balance of $13.7 million and with $54,000 in specific loan loss allowance.[2]Consisted of four loans with an aggregate balance of $8.2 million and with $308,000 in specific loan loss allowance.

Note 10 - Fair Value Measurem_7

Note 10 - Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Debt Securities, Available-for-Sale	$ 48,199	$ 49,844
Investment securities held-to-maturity, carrying amount	56,242	58,767
Investment securities held-to-maturity	49,666	50,266
Equity investment securities	1,390	1,374
Derivatives (included in Other Assets)	5,416	7,728
Derivatives (included in Other Liabilities)	2,394	3,712
Reported Value Measurement [Member]
Cash and cash equivalents	31,455	53,267
Debt Securities, Available-for-Sale	48,199	49,844
Investment securities held-to-maturity, carrying amount	56,242	58,767
Equity investment securities	1,390	1,374
Loans held for sale	13,232	13,780
Loans receivable, net	786,000	801,854
Accrued interest receivable	4,829	4,252
Restricted stock	6,815	7,104
Savings accounts	52,905	55,288
Checking and NOW accounts	276,890	298,833
Money market accounts	253,672	279,699
Certificates of deposit	156,715	151,503
Borrowings (excluding sub debt)	75,000	80,000
Subordinated debt	25,000	25,000
Accrued interest payable	1,246	543
Reported Value Measurement [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	80	87
Derivatives (included in Other Assets)	5,416	7,728
Reported Value Measurement [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	2,394	3,712
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	31,455	53,267
Debt Securities, Available-for-Sale	48,199	49,844
Investment securities held-to-maturity	49,666	50,266
Equity investment securities	1,390	1,374
Loans held for sale	13,232	13,780
Loans receivable, net	745,771	763,311
Accrued interest receivable	4,829	4,252
Restricted stock	6,815	7,104
Savings accounts	52,905	55,288
Checking and NOW accounts	276,890	298,833
Money market accounts	253,672	279,699
Certificates of deposit	158,594	153,087
Borrowings (excluding sub debt)	75,135	80,022
Subordinated debt	27,075	25,045
Accrued interest payable	1,246	543
Estimate of Fair Value Measurement [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	106	117
Derivatives (included in Other Assets)	5,416	7,728
Estimate of Fair Value Measurement [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	2,394	3,712
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	31,455	53,267
Debt Securities, Available-for-Sale	0	0
Investment securities held-to-maturity	0	0
Equity investment securities	890	874
Loans held for sale	0	0
Loans receivable, net	0	0
Accrued interest receivable	0	0
Restricted stock	0	0
Savings accounts	0	0
Checking and NOW accounts	0	0
Money market accounts	0	0
Certificates of deposit	0	0
Borrowings (excluding sub debt)	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	0	0
Derivatives (included in Other Assets)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-Sale	48,199	49,844
Investment securities held-to-maturity	49,666	50,266
Equity investment securities	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Accrued interest receivable	4,829	4,252
Restricted stock	6,815	7,104
Savings accounts	52,905	55,288
Checking and NOW accounts	276,890	298,833
Money market accounts	253,672	279,699
Certificates of deposit	158,594	153,087
Borrowings (excluding sub debt)	75,135	80,022
Subordinated debt	27,075	25,045
Accrued interest payable	1,246	543
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	106	117
Derivatives (included in Other Assets)	5,416	7,728
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	2,394	3,712
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-Sale	0	0
Investment securities held-to-maturity	0	0
Equity investment securities	500	500
Loans held for sale	13,232	13,780
Loans receivable, net	745,771	763,311
Accrued interest receivable	0	0
Restricted stock	0	0
Savings accounts	0	0
Checking and NOW accounts	0	0
Money market accounts	0	0
Certificates of deposit	0	0
Borrowings (excluding sub debt)	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Other Assets [Member]
Mortgage servicing rights (included in Other Assets)	0	0
Derivatives (included in Other Assets)	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Other Liabilities [Member]
Derivatives (included in Other Liabilities)	$ 0	$ 0

Note 11 - Comprehensive Income-

Note 11 - Comprehensive Income- Other Comprehensive Income (Loss) and Related Tax Effects (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Unrealized holding gains (losses) on available-for-sale securities		$ (1,135)	$ (2,588)	$ (541)	$ (2,737)
Amortization of unrealized holding losses on securities transferred from available-for-sale to held-to-maturity (1)	[1]	1	2	2	4
Fair value adjustments on derivatives (2)	[2]	(747)	1,773	(994)	2,252
Other comprehensive loss before taxes		(1,881)	(813)	(1,533)	(481)
Tax effect		393	169	318	98
Total other comprehensive loss		$ (1,488)	$ (644)	$ (1,215)	$ (383)
[1]Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Net Income.[2]See footnote 9 for additional details on amount of gains on derivatives reclassified to interest expense.

Note 12 - Equity Based Incent_3

Note 12 - Equity Based Incentive Compensation Plan (Details Textual) - USD ($)	3 Months Ended			6 Months Ended
	Mar. 31, 2023	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)					2,336
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)	6,000			6,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)			0		0
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	4,200			6,958
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)	2,336		1,120		1,216
Unrestricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	3,979		0	3,979	0
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	400,000	400,000		400,000
Common Stock, Capital Shares Reserved for Future Issuance (in shares)	266,839	266,839		266,839
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)				6,000	0
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period (in shares)		0		0	2,000
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense	$ 7,000		$ 9,000	$ 16,000	$ 18,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	68,000	$ 68,000		$ 68,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				3 years 1 month 6 days
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Restricted Stock [Member]
Share-Based Payment Arrangement, Expense	43,000		$ 47,000	$ 86,000	$ 86,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				10,937	5,131
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period (in shares)				0	2,336
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	453,000	$ 453,000		$ 453,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				3 years 3 months 10 days
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Unrestricted Stock [Member]
Share-Based Payment Arrangement, Expense	$ 71,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	3,979
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Granted in 2022 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage				20%
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Requisite Service Period (Year)				1 year

Note 12 - Equity Based Incent_4

Note 12 - Equity Based Incentive Compensation Plan - Stock Option Activity (Details) - Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Sep. 30, 2022	Sep. 30, 2021
Outstanding, beginning of year, shares (in shares)	36,830	32,830
Outstanding, beginning of year, weighted average exercise price (in dollars per share)	$ 20.24	$ 20.96
Outstanding, beginning of year, aggregate intrinsic value	$ 0	$ 180	$ 0	$ 1,940
Granted, shares (in shares)	6,000	0
Granted, weighted average exercise price (in dollars per share)	$ 17.86	$ 0
Forfeited/cancelled/expired, shares (in shares)	0	2,000
Forfeited/cancelled/expired, weighted average exercise price (in dollars per share)	$ 0	$ 19.49
Outstanding, end of year, shares (in shares)	42,830	30,830
Outstanding, end of year, weighted average exercise price (in dollars per share)	$ 19.90	$ 21.05
Outstanding, end of year, weighted average remaining contractual term (Year)	6 years 10 months	6 years 9 months 15 days
Exercisable at end of year, shares (in shares)	22,430	17,680
Exercisable at end of year, weighted average exercise price (in dollars per share)	$ 21.65	$ 21.70
Exercisable at end of year, weighted average remaining contractual term (Year)	5 years 2 months 9 days	5 years 10 months 11 days
Exercisable at end of year, aggregate intrinsic value	$ 0	$ 180
Nonvested at end of year, shares (in shares)	20,400	13,150
Nonvested at end of year, weighted average exercise price (in dollars per share)	$ 17.99	$ 20.19
Nonvested, at March 31, 2023 (Year)	8 years 7 months 20 days	8 years 13 days
Nonvested, aggregate intrinsic value	$ 0

Note 12 - Equity Based Incent_5

Note 12 - Equity Based Incentive Compensation Plan - Restricted Stock Activity (Details) - $ / shares	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Forfeited/cancelled/expired, shares (in shares)				(2,336)
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	4,200		6,958
Forfeited/cancelled/expired, shares (in shares)	(2,336)	(1,120)		(1,216)
Malvern Bancorp Inc 2014 Long Term Incentive Compensation Plan Member | Restricted Stock [Member]
Outstanding, beginning of year (in shares)			27,417	31,486
Outstanding, beginning of year, weighted average fair value (in dollars per share)			$ 19.34	$ 21.10
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)			10,937	5,131
Granted, weighted average fair value (in dollars per share)			$ 17.69	$ 15.50
Vested, shares (in shares)			8,252	6,711
Vested, weighted average fair value (in dollars per share)			$ 19.32	$ 22.17
Forfeited/cancelled/expired, shares (in shares)			0	(2,336)
Forfeited/cancelled/expired, weighted average fair value (in dollars per share)			$ 0	$ 20.54
Outstanding, end of year, shares (in shares)	30,102	27,570	30,102	27,570
Outstanding, end of year, weighted average fair value (in dollars per share)	$ 18.75	$ 19.82	$ 18.75	$ 19.82
Vested, shares (in shares)			(8,252)	(6,711)

Note 13 - Deposits (Details Tex

Note 13 - Deposits (Details Textual) - USD ($) $ in Millions	Mar. 31, 2023	Sep. 30, 2022
Time Deposits, at or Above FDIC Insurance Limit	$ 193.1	$ 169.8
Interest-Bearing Domestic Deposit, Brokered	21.6	19.1
Certificates of Deposit [Member]
Time Deposits, at or Above FDIC Insurance Limit	$ 57.8	$ 63

Note 13 - Deposits - Deposit Li

Note 13 - Deposits - Deposit Liabilities by Type (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Sep. 30, 2022
Savings, amount	$ 52,905	$ 55,288
Savings, percent	7.15%	7.04%
Money market accounts, amount	$ 253,672	$ 279,699
Money market accounts, percent	34.27%	35.62%
Interest bearing demand, amount	$ 227,228	$ 240,819
Interest bearing demand, percent	30.70%	30.66%
Non-interest bearing demand, amount	$ 49,662	$ 58,014
Non-interest bearing demand, percent	6.71%	7.39%
Total deposits before certificate accounts	$ 583,467	$ 633,820
Total deposits before certificate accounts, percentage	78.83%	80.71%
Certificates of deposit, amount	$ 156,715	$ 151,503
Certificates of deposit, percent	21.17%	19.29%
Total Deposits	$ 740,182	$ 785,323
Total Deposits, percentage	100%	100%

Note 13 - Deposits - Schedule o

Note 13 - Deposits - Schedule of Interest Expense on Deposits (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2023	Mar. 31, 2022
Savings accounts	$ 19	$ 12	$ 34	$ 24
Money market accounts	698	219	1,100	497
Interest-bearing demand	1,032	323	1,743	780
Certificates of deposit	895	274	1,597	572
Total	$ 2,644	$ 828	$ 4,474	$ 1,873

Note 13 - Deposits - Time Depos

Note 13 - Deposits - Time Deposit Maturities (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Time Deposit Maturities, Rolling Next Twelve Months	$ 101,864
Time Deposit Maturities, Rolling Year Two	42,638
Time Deposit Maturities, Rolling Year Three	6,955
Time Deposit Maturities, Rolling Year Four	2,849
Time Deposit Maturities, Rolling Year Five	829
Time Deposit Maturities, after Rolling Year Five	1,580
Total	156,715
Three months or less	22,818
Over three through six months	5,901
Over six through twelve months	16,929
Over twelve months	12,155
Total	$ 57,803

Note 14 - Subordinated Debt (De

Note 14 - Subordinated Debt (Details Textual) - Subordinated Debt [Member] - The Notes [Member] - USD ($) $ in Millions	60 Months Ended
	Feb. 15, 2027	Mar. 31, 2023	Feb. 15, 2022	Feb. 07, 2017
Debt Instrument, Face Amount		$ 25		$ 25
Debt Instrument, Interest Rate, Stated Percentage		9.01%	6.125%	6.125%
London Inter Bank Offered Rate [Member] | Forecast [Member]
Debt Instrument, Basis Spread on Variable Rate	4.145%

Note 15 - Legal Contingencies (

Note 15 - Legal Contingencies (Details Textual) - USD ($)	1 Months Ended
	Apr. 30, 2023	Mar. 31, 2023
Loss Contingency Accrual		$ 350,000
Subsequent Event [Member] | Chief Financial Officer [Member]
Litigation Settlement, Amount Awarded to Other Party	$ 40,000
Subsequent Event [Member] | Malvern Bancorp Inc. [Member]
Litigation Settlement, Amount Awarded to Other Party	$ 350,000

Note 16 - Subsequent Events (De

Note 16 - Subsequent Events (Details Textual) - USD ($)	May 05, 2023	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022
Debt Securities, Available-for-Sale		$ 48,199,000		$ 49,844,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss		8,591,000	$ 8,051,000
Corporate Debt Securities [Member]
Debt Securities, Available-for-Sale		29,670,000		$ 32,128,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss		$ 5,330,000	$ 3,862,000
Corporate Debt Securities [Member] | Subsequent Event [Member]
Debt Securities, Available-for-Sale	$ 4,000,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	1,110,000
Proceeds from Sale of Debt Securities, Available-for-Sale	2,000,000
Debt Securities, Available-for-Sale, Realized Gain (Loss)	$ (912,000)